AMENDMENT to ALL REINSURANCE AGREEMENTS between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, and/or (hereinafter the “Ceding Company”, sometimes known as the “Reinsured”) and SWISS RE LIFE & HEALTH AMERICA INC. Or its current subsidiaries/affiliates...

Exhibit 26 (g) iii. b.

AMENDMENT to

ALL REINSURANCE AGREEMENTS

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, and/or

MML BAY STATE LIFE INSURANCE COMPANY, and/or

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”, sometimes known as the “Reinsured”)

and

SWISS RE LIFE & HEALTH AMERICA INC.

Or its current subsidiaries/affiliates

(hereinafter the “Reinsurer”)

Effective August 1, 2009, the Amendment effective date, the corporate retention of the Ceding Company will be revised per the attached retention schedule.

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged.

IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:		/s/ Xxxxx X. Xxxxxx				Date:		12/10/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		12/10/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		12/10/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary

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SWISS RE LIFE & HEALTH AMERICA INC.
By:		/s/ Xxxxx X. Xxxxxxxx				Date:		12/6/10
Print name:		Xxxxx X. Xxxxxxxx
Title:		VP
SWISS RE LIFE & HEALTH AMERICA INC.
By:		/s/ Xxxx Xxxxxxx				Date:		12/6/10
Print name:		Xxxx Xxxxxxx
Title:		SVP

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RETENTION LIMITS

[Table deleted]

Effective 8/1/09

AMENDMENT to

SELECT REINSURANCE AGREEMENTS

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

C.M. LIFE INSURANCE COMPANY, and

MML BAY STATE LIFE INSURANCE COMPANY

(hereinafter referred to as the “Ceding Company”)

and

SWISS RE LIFE & HEALTH AMERICA INC.

(hereinafter referred to as the “Reinsurer”)

For new policies issued on or after March 1, 2010, the Amendment effective date, the Ceding Company and the Reinsurer agree to amend the Agreements in the attached Exhibit to include the following language:

Addendum to Schedule B – Reinsurance Limits:

Automatic Issue Limit =             .

Example:             .

This Amendment, which establishes the Auto Issue Limit at             , supercedes previous Auto Issue Limits. The remaining sections of Schedule B – Reinsurance Limits continue unchanged.

All other conditions of this Agreement not in conflict with the terms and conditions of this Amendment will continue unchanged.

IN WITNESS WHEREOF, both parties in duplicate hereby execute this Amendment in good faith:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:		/s/ Xxxxx X. Xxxxxx				Date:		4/8/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary

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MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		4/8/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		4/8/10
		Xxxxx X. Xxxxxx Second Vice President & Actuary
SWISS RE LIFE & HEALTH AMERICA INC.

By:		/s/ Xxxxxxx Xxxxxx				Date:		4/6/10
Print name:		Xxxxxxx Xxxxxx
Title:		VP
SWISS RE LIFE & HEALTH AMERICA INC.
By:		/s/ Xxxxx X. Xxxxxxxx				Date:		4/6/10
Print name:		Xxxxx X. Xxxxxxxx
Title:		VP

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EXHIBIT

Effective Date of Agreement		Coverage
August 1, 2008		Universal Life Navigator
August 1, 2008		Variable Universal Life III (Strategic Life 14-2009 added 1/1/09)