Contract

Exhibit 4.1 SEVENTH SUPPLEMENTAL INDENTURE between NEWTEK BUSINESS SERVICES CORP. and U.S. BANK NATIONAL ASSOCIATION, as Trustee Dated as of January 22, 2021 RECITALS OF THE COMPANY

ARTICLE I TERMS OF THE NOTES Section 1.01. Terms of the Notes

provided however provided further however

plus provided, however

ARTICLE II DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION Section 2.01. Section 2.02. provided, however

Section 2.03. ARTICLE III EXECUTION OF SECURITIES Section 3.01. ARTICLE IV SATISFACTION AND DISCHARGE Section 4.01.

provided, however ARTICLE V TRUSTEE Section 5.01.

ARTICLE VI COVENANTS Section 6.01.

ARTICLE VII REDEMPTION OF SECURITIES Section 7.01.

pro rata provided provided, however ARTICLE VIII DEFEASANCE AND COVENANT DEFEASANCE Section 8.01. provided, however ARTICLE IX MEETINGS OF HOLDERS OF SECURITIES Section 9.01. provided, however

ARTICLE X MISCELLANEOUS Section 10.01. Section 10.02. Section 10.03. Section 10.04. Section 10.05. Section 10.06. Section 10.07.

Section 10.08.

Signature page to Seventh Supplemental Indenture NEWTEK BUSINESS SERVICES CORP. U.S. BANK NATIONAL ASSOCIATION

Exhibit A – Form of Global Note Newtek Business Services Corp.

provided, however provided, further, however

NEWTEK BUSINESS SERVICES CORP.

Newtek Business Services Corp. plus provided, however