SUBLEASE AGREEMENT
by and between
SJNB FINANCIAL CORP.,
a California corporation
and
XXXXXXXXX'X STATIONERY COMPANY, INC.,
a California corporation
TABLE OF CONTENTS
Page
1. Premises............... I..................... 2
2. Expansion of the XxXxxxxxx'x Sublease Space... 2
3. Rental........................................ 3
4. Term of Sublease.............................. 4
5. Terms and Conditions of Sublease.............. 5
6. First Month's Rent............................ 6
7. Operating Expenses............................ 6
8. Insurance..................................... 6
9. Taxes......................................... 6
10. Common Area and Restroom Facilities........... 6
11. Use........................................... 7
12. Parking....................................... 7
13. Signage....................................... 7
14. Non-Disclosure Agreement...................... 8
15. Brokers....................................... 8
16. Notices....................................... 8
17. No Representations............................ 8
18. Condition to SJNB's Obligations............... 8
19. Conditions to XxXxxxxxx'x Obligations......... 9
20. Tenant Improvements........................... 9
LIST OF EXHIBITS
EXHIBIT A - Sublease Premises
EXHIBIT B - Master Lease
EXHIBIT C - Business Bancorp
EXHIBIT D - Non-Disclosure Agreement
EXHIBIT E - Construction Addendum
EXHIBIT F - Parking Spaces
EXHIBIT G - Base Year Expenses
SUBLEASE AGREEMENT
THIS SUBLEASE AGREEMENT, dated for reference purposes the 6th day of July, 1995
is entered into by and between SJNB FINANCIAL CORP., a California corporation
("SJNB") and XXXXXXXXX'X STATIONERY COMPANY, INC., a California corporation
("XxXxxxxxx'x").
RECITALS
A. Pursuant to a ground lease agreement with the fee owner of the property,
Xxxx X. Xxxxxxx Co., Inc. obtained a leasehold estate in certain property
commonly known as 00 Xxxxx Xxxxxx Xxxxxx, Xxx Xxxx, Xxxxxxxxxx.
B. Pursuant to that Lease executed between Xxxx X. Xxxxxxx Co., Inc., as
lessor, and The First National Bank of San Xxxx, as lessee, dated October
1, 1976 (the "Master Lease") The First National Bank of San Xxxx leased
approximately 17,737 square feet on the ground floor of the building (the
"Building") located at 00 Xxxxx Xxxxxx Xxxxxx, Xxx Xxxx, Xxxxxxxxxx (the
"Master Lease Premises"), all as more specifically described in the Master
Lease.
C. Subsequent to the execution of the Master Lease, The First National Bank of
San Xxxx became Bank of the West.
D. Pursuant to that Sublease among Bank of the West, as sublessor, Business
Bancorp, a California corporation, as sublessee, Xxxx X. Xxxxxxx Co., Inc.,
and Northwestern Mutual Life Insurance Company, dated April 5, 1982 (the
"Business Bancorp Sublease"), Business Bancorp subleased from Bank of the
West approximately 21,000 square feet on the ground floor of the building
located at 00 Xxxxx Xxxxxx Xxxxxx, Xxx Xxxx, Xxxxxxxxxx (the "BB Sublease
Premises") for a term ending September 30, 2004, unless terminated sooner
pursuant to any provision of the Business Bancorp Sublease or the Master
Lease (including but not limited to, Master Lease Sections 21 Condemnation
and 22 Destruction of Premises).
E. Pursuant to that Sublease Agreement between Business Bancorp and California
Business Bank, dated June 29, 1982 (the "California Business Bank
Sublease") California Business Bank subleased from Business Bancorp the BB
Sublease Premises.
F. Business Bancorp has merged into SJNB Financial Corp., a California
corporation.
G. California Business Bank's has merged into San Xxxx National Bank, a
national bank.
H. SJNB and San Xxxx National Bank have terminated the California Business
Bank Sublease.
I. The interest of Xxxx X. Xxxxxxx Co., Inc., under the Master Lease was
acquired through foreclosure by Zentac Investments, a Delaware corporation
by Trustee's Deed recorded on November 19, 1991. Thereafter, the Zentac
Investments' interest in the Master Lease was transferred to Xxxxxx Yuki
and Xxxxxx X. Yuki, Trustees under agreement dated April 26, 1985, Xxxxxx
X. Yuki, Xxxxx Xxxxxx, Peni Xxxxxx Xxxxxxxx and Xxxxxxx X. Yuki by deed
recorded on December 31, 1991. Thereafter, Xxxxxxx Yuki, Minovi Yamate and
Xxxxxx Xxxxxxxx quitclaim to their respective spouses, any interest they
may have had in the Building. The owners of the leasehold estate are doing
business as Stateside Properties.
J. The BB Sublease Premises is vacant and SJNB desires to obtain a subtenant
for the space.
X. XxXxxxxxx'x, desires to sublease a portion of the BB Sublease Premises (as
described below) for the operation of a retail sales operation.
NOW, THEREFORE, SJNB and XxXxxxxxx'x agree as follows:
1. Premises. SJNB hereby subleases to XxXxxxxxx'x, and XxXxxxxxx'x hereby
subleases from SJNB, the following described space located within the BB
Sublease Premises, consisting of approximately 5,813 square feet of
rentable space: that area located on the first floor of the Building as
shown of the attached Exhibit A (the "XxXxxxxxx'x Sublease Premises").
(a) Upon completion of the XxXxxxxxx'x Improvements the square footage of
the XxXxxxxxx'x Sublease Premises shall be recalculated, based on BOMA
standards. For purposes of the recalculation, the architect making the
measurement shall include: (i) the XxXxxxxxx'x Sublease Premises and
(ii) any Planned Expansion actually made.
(b) The parties understand that the XxXxxxxxx'x Sublease Premises is
a portion of the BB Sublease Space, the entire amount of the BB
Sublease Space being 12,241 square feet. For purposes of this
Sublease, the XxXxxxxxx'x Sublease Premises is agreed to be
forty-seven and five-tenths percent (47.5%) of the entire BB
Sublease Space, subject to adjustment pursuant to clause l(a)
above ("XxXxxxxxx'x Share").
2. Expansion of the XxXxxxxxx'x Sublease Space. XxXxxxxxx'x intends to seek
the permission of Master Landlord and of Bank of the West (i) to modify the
Market Street/San Xxxxxxxx corner of the Building to increase the square
footage of the XxXxxxxxx'x Sublease Premises and (ii) to modify the
existing entrance and lobby area of the Building to increase the square
footage of the XxXxxxxxx'x Sublease Premises ("Planned Expansion"). If
XxXxxxxxx'x, Bank of the West and the Master Landlord enter into an
agreement for all, or any portion, of the Planned Expansion, (i)
XxXxxxxxx'x shall pay all costs and expenses of any nature whatsoever with
regard to the Planned Expansion and SJNB shall have no obligation to pay
any cost or expense relating in any way to the Planned Expansion, (ii)
XxXxxxxxx'x shall pay any operating expenses or taxes related to the
Planned Expansion space, (iii) any agreement for the Planned Expansion
shall in no way obligate SJNB to remove any of the Planned Expansion on the
termination of the Business Bancorp Sublease, and (iv) the rent to be paid
by XxXxxxxxx'x shall be increased pursuant to Section 3 below. Any
agreement for the Planned Expansion shall have no force or effect until
consented to, in writing, by SJNB.
3. Rental. XxXxxxxxx'x shall pay to SJNB rent for the XxXxxxxxx'x Sublease
Premises, in advance on the first day of each calendar month of the Term
(as defined below), without deduction (except as provided in Section 10
below), offset, prior notice or demand, in lawful money of the United
States. The rent to be paid by XxXxxxxxx'x shall include the following:
(a) Monthly Rent. Commencement Date through September 30, 1998-Monthly
Rent of Eight Thousand Six Hundred Three and Twenty Four One
Hundredths Dollars ($8,603.24) per month
October 1, 1998 through September 30, 2001-Nine Thousand Three Hundred
Dollars and Eighty One Hundredths Dollars ($9,300.80) per month
October 1, 2001 through end of Term-Nine Thousand Eight Hundred Eighty
Two and Ten Hundredths Dollars ($9,882.10) per month
(b) Increase in Monthly Rent. Once the final square footage of the
XxXxxxxxx'x Sublease Premises is determined pursuant to Section l(a),
in addition to the sums described above, XxXxxxxxx'x shall pay a
monthly sum, beginning on the Commencement Date, equal to the increase
in rentable square footage multiplied by the following:
Commencement Date through September 30, 1998-One and Forty-Eight One
Hundredths Dollars ($1.48) per square foot per month
October 1, 1998 through September 30, 2001-One and Sixty One
Hundredths Dollars ($1.60) per square foot per month
October 1, 2001 through the end of the term-one and Seventy One
Hundredths Dollars ($1.70) per square foot per month.
If the final calculation is made after the Commencement Date,
XxXxxxxxx'x shall promptly pay any increased rent for the period from
the Commencement Date through the date that increased square footage
is calculated.
(c) Additional Rent. All other sums to be paid by XxXxxxxxx'x under this
Sublease, the Business Bancorp Sublease or the Master Lease shall be
additional rent under this Sublease.
(d) Late Charge. XxXxxxxxx'x hereby acknowledges that late payment by
XxXxxxxxx'x to SJNB of rent and other sums due hereunder will cause
SJNB to incur costs not contemplated by this Sublease, the exact
amount of which will be extremely difficult to ascertain. such costs
include, but are not limited to, processing and accounting charges.
Accordingly, if XxXxxxxxx'x fails to deliver to SJNB any installment
of rent or any other sum within ten (10) business days after the due
date, then SJNB may notify XxXxxxxxx'x, in writing, of such
delinquency and if XxXxxxxxx'x fails to deliver the delinquent sums to
SJNB within three (3) business days following receipt of such notice,
XxXxxxxxx'x shall pay to SJNB a late charge equal to four percent (4%)
of the overdue amount. The parties hereby agree that the late charge
represents a fair and reasonable estimate of the costs SJNB will incur
by reason of late payment by XxXxxxxxx'x.
(d) Items Included. The monthly rent described in clause (a) includes base
year normal utilities (but not costs for any excess utility usage
charged by the Master Landlord, which must be paid by XxXxxxxxx'x),
base year costs of maintenance, operation and management of the
building and base year real estate taxes, but does not include the
XxXxxxxxx'x janitorial costs or taxes on tenant improvements,
equipment, furnishings and trade fixtures.
If the Commencement Date is not on the first day of a month, or if the
termination of this Sublease does not occur on the last day of a month, a
prorated monthly installment shall be paid at the then current rate for the
fractional month during which this Sublease commences and/or terminates. This
Sublease is based on a gross rental rate. Sublessee is responsible for
contracting for its own janitorial service and making its own financial
arrangements for janitorial service.
4. Term of Sublease. This Sublease shall commence on the first to occur of
(the "Commencement Date") (i) the date XxXxxxxxx'x opens for business or
(ii) October 1, 1995 and shall expire, if not earlier terminated, on
September 30, 2004 (the "Term"). Notwithstanding the foregoing sentence,
so long as XxXxxxxxx'x is not then in default under this Sublease,
XxXxxxxxx'x by delivery of a Termination Notice (as defined below) and the
Termination Consideration (as defined below) shall have the right to
terminate this Sublease as of September 30, 1999. In order for XxXxxxxxx'x
to exercise its termination right, it must deliver to SJNB prior to March
28, 1999 (time is of the essence) written notice (the "Termination Notice")
that it elects to terminate this Sublease pursuant to this termination
right. In order for any Termination Notice to be effective, it must be
accompanied by the sum of (i) Thirty-Four Thousand Seven Hundred
Thirty-Eight Dollars ($34,738) (which is the unamortized portion of the
brokerage commission paid by SJNB with regard to this Sublease for the
period between the date of termination and September 30, 2004), (ii) the
sum of Seventy-Five Thousand Five Hundred Fifteen Dollars ($75,515.00)
(which is the unamortized portion of the tenant improvements paid by SJNB
with regard to this Sublease for the period between the date of termination
and September 30, 2004) and (iii) Twenty-Seven Thousand Nine Hundred Two
Dollars and Forty Hundredths Dollars ($27,902.40) (which is three (3)
months rent). The unamortized broker commission shall be subject to
increase if the square footage of the XxXxxxxxx'x Sublease Premises is
increased pursuant to Section l(a).
5. Terms and Conditions of Sublease. Except as set out below, (i) this
Sublease is subject to all of the terms and conditions of the Master Lease
attached hereto as Exhibit B and to the Business Bancorp Sublease attached
hereto as Exhibit C (ii) XxXxxxxxx'x hereby assumes and agrees to perform
all the obligations of Bank of the West under the Master Lease, (insofar as
such obligations relate to the XxXxxxxxx'x Sublease Premises) and of SJNB
under the Business Bancorp Sublease (insofar as such obligations relate to
the XxXxxxxxx'x Sublease Premises). XxXxxxxxx'x covenants and agrees that
it shall not commit or permit to be committed on the XxXxxxxxx'x Sublease
Premises any act or omission which will violate any terms or conditions of
the Master Lease or cause the termination of the Master Lease or be a
default under the Master Lease. XxXxxxxxx'x covenants and agrees that it
shall not commit or permit to be committed on the XxXxxxxxx'x Sublease
Premises any act or omission which will violate any terms or conditions of
the Business Bancorp Sublease or be a default under the Business Bancorp
Sublease. In the event of the termination of the Master Lease or the
Business Bancorp Sublease for any reason (including without limitation
termination as a result of a condemnation or following a damage or
destruction), other than a default by SJNB (which default does not result
from a default by XxXxxxxxx'x), this Sublease shall terminate
coincidentally therewith without any liability of SJNB to XxXxxxxxx'x. All
of the terms and conditions of the Master Lease are incorporated herein by
reference except the provisions of Sections 4, 5, 6, 9, 19(c), 19(d), 25,
29, 30, 31 and 32. All of the terms and conditions of the Business Bancorp
Sublease are incorporated herein by reference except 1, 2, 3, 4, 5, 6, 7, 8
and 10.
6. First Month's Rent. Upon execution of this Sublease, XxXxxxxxx'x shall
deliver to SJNB the sum of Eight Thousand Six Hundred Three and Twenty Four
One Hundredths Dollars ($8,603.24), which is the first month's rent subject
to adjustment for any increase in square footage pursuant to the Planned
Expansion. No security deposit is required under this Sublease.
7. Operating Expenses. Under the Master Lease, Section 13, Bank of the West is
required to pay seven and seventenths percent (7.7%) "of the total cost of
any increase in the cost of maintenance, operation and management of the
building, including common area maintenance costs .... " Commencing on
January 1, 1997, XxXxxxxxx'x shall pay to SJNB XxXxxxxxx'x Share of the
increase in operating costs (as d6termined under the Master Lease) for the
Business Bancorp Sublease Premises over the period January 1, 1996 through
December 31, 1996. Payments shall be made within ten (10) days of receipt
of an invoice from SJNB. Notwithstanding the foregoing, XxXxxxxxx'x shall
not be required to pay any increase in costs resulting from earthquake
insurance premiums being included in operating costs by the Master
Landlord. Attached hereto as Exhibit G is the 1994 Base Year Expenses
prepared by the Building manager.
8. Insurance. Under the Master Lease, Section 18, Bank of the West is required
to maintain certain insurance coverage. XxXxxxxxx'x shall maintain
insurance in full compliance with Section 18, except that the required
limits shall be Two Million Dollars ($2,000,000) per occurrence, combined
single limit, and in addition to those parties named in Section 18 SJNB
shall be named as an additional insured under the personal injury policy.
9. Taxes. XxXxxxxxx'x shall pay all taxes required under Section 19 of the
Master Lease, provided, as to real estate taxes levied or assessed against
the BB Sublease Premises XxXxxxxxx'x shall pay only XxXxxxxxx'x Share of
increases in such taxes over those assessed for the period July 1995-June
1996 and payment of such increases shall commence October 1, 1996. On
October 1, 1996, XxXxxxxxx'x shall commence paying XxXxxxxxx'x Share (as
defined in Section 1 above) of tax increases. SJNB will pay all such
increases for the period beginning on the Commencement Date through
September 30, 1996.
10. Common Area and Restroom Facilities. As part of XxXxxxxxx'x Improvements,
XxXxxxxxx'x has agreed to modify existing restroom facilities located in
the XxXxxxxxx'x Common Area space (as defined below) to be utilized by
XxXxxxxxx'x and any new tenant that is located for the balance of the BB
Sublease Premises.
Cleaning, maintenance, supplies and repair of the common restroom
facilities and the common lobby area ("XxXxxxxxx'x Common Area") for the
facilities shall be the responsibility of XxXxxxxxx'x. XxXxxxxxx'x shall
require its janitorial service to identify, separately, the costs of
cleaning and supplies for the XxXxxxxxx'x Common Area. XxXxxxxxx'x shall
notify SJNB of the amount of the SJNB share of the XxXxxxxxx'x Common Area
cleaning and supplies costs. XxXxxxxxx'x may credit SJNB's share of the
XxXxxxxxx'x Common Area cleaning and supply cost against XxXxxxxxx'x rent.
11. Use. XxXxxxxxx'x shall use the XxXxxxxxx'x Sublease Premises for purposes
of conducting a full service stationery supply store, and related sales of
office products and furniture, gifts, social expression products, and other
merchandise typically found in other premises leased or owned by
XxXxxxxxx'x (subject, however, to the provisions of the Master Lease and
the Business Bancorp Sublease). Said use encompasses other retail purposes
consistent with XxXxxxxxx'x ever growing and changing product mix. The
XxXxxxxxx'x Sublease Premises shall not be used for any other purposes
without the prior consent of Master Landlord, Bank of the West and SJNB.
Sublessee's business shall be established and conducted in a first class
manner. XxXxxxxxx'x shall not use the XxXxxxxxx'x Sublease Premises for, or
carry on, or permit to be carried on any offensive, noisy or dangerous
trade, business, manufacture, or occupation. XxXxxxxxx'x shall not do or
suffer anything to be done upon the XxXxxxxxx'x Sublease Premises which
will cause structural injury to the XxXxxxxxx'x Sublease Premises or the
Building. The XxXxxxxxx'x Sublease Premises shall not be overloaded and no
machinery, apparatus or other appliance shall be used or operated in or
upon the XxXxxxxxx'x Sublease Premises which will in any manner injure,
vibrate or shake the XxXxxxxxx'x Sublease Premises or the Building. No use
shall be made of the XxXxxxxxx'x Sublease Premises which will in any way
impair the efficient operation of the sprinkler system within the Building.
No musical instrument of any sort, or any noise making device will be
operated or allowed upon the XxXxxxxxx'x Sublease Premises. In addition to
the foregoing, XxXxxxxxx'x shall fully comply with Section 10 of the Master
Lease.
12. Parking. XxXxxxxxx'x shall have the right to use eight (8) designated
parking spaces in the parking area adjacent to the XxXxxxxxx'x Sublease
Space (as shown on Exhibit F hereto), and shared use of the handicapped
parking space, without the payment of any parking fee.
13. Signage. XxXxxxxxx'x desires to have signage on the exterior of the
Building. SJNB has the right to certain signage on the exterior of the
Building and is willing to provide a portion of those rights to
XxXxxxxxx'x. The balance of the signage rights will be retained for the
tenant adjacent to XxXxxxxxx'x. SJNB and XxXxxxxxx'x will work together to
identify exterior sign size and location for XxXxxxxxx'x. Once SJNB and
XxXxxxxxx'x have agreed on exterior signage and location, XxXxxxxxx'x must
then obtain the prior written consent of Master Landlord, Bank of the West
and the City of San Xxxx, to place such signage on the exterior of the
Building.
14. Non-Disclosure Agreement. XxXxxxxxx'x and SJNB agree to execute the
Non-Disclosure Agreement attached hereto as Exhibit D.
15. Brokers. The parties acknowledge that the real estate brokers for this
transaction are Xxxxx & Xxxxx Company and CB Commercial, and that SJNB will
pay the real estate commission for this transaction as agreed between SJNB
and Xxxxx & Xxxxx under a separate agreement. SJNB and XxXxxxxxx'x
acknowledge that CB Commercial is solely the broker for XxXxxxxxx'x and
that Xxxxx & Xxxxx Company is solely the broker for SJNB and that neither
party represents the client of the other.
16. Notices. All notices or demands of any kind required or desired to be given
by SJNB or by XxXxxxxxx'x hereunder shall be in writing and shall be
deposited in the United States mail, certified or registered, postage
prepaid, addressed to the parties at the addresses set forth after their
signatures at the end of this Sublease. Any notice sent by United States
mail shall be deemed delivered when actually delivered, or if delivery is
not successful, when the Postal Service first attempts delivery, as
reflected in the records of the Postal Service. Alternatively, notices may
be sent by recognized delivery service (such as Federal Express or UPS) in
which case such notices shall be deemed delivered when delivery is first
attempted, as reflected in the records of the delivery service.
17. No Representations. SJNB has acquired the interest of the prior occupant of
the BB Sublease Premises. SJNB is not currently occupying the BB Sublease
Premises. The use to which XxXxxxxxx'x wishes to put the XxXxxxxxx'x
Sublease Premises, which is a retail use, is a very different use from that
previously made of the space. XxXxxxxxx'x acknowledges that SJNB has made
not representations or warranties of any nature whatsoever regarding the
XxXxxxxxx'x Sublease Premises or the Building. Without limiting the
foregoing, SJNB has made no representations regarding (i) the condition of
the XxXxxxxxx'x Sublease Premises or the electrical, plumbing, heating or
other systems located therein; (ii) the zoning for the XxXxxxxxx'x Sublease
Premises; (iii) compliance with any laws or ordinances, including without
limitation the Americans With Disabilities Act; (iv) the presence or
absence of asbestos or other Hazardous Materials; (v) the likelihood of
obtaining the consent of the Master Landlord or Bank of the West to this
Sublease. XxXxxxxxx'x is accepting the XxXxxxxxx'x Sublease Premises "as is
it."
18. Condition to SJNB's Obligations. Pursuant to the terms of the Master Lease
and of the Business Bancorp Sublease, the permission of Master Landlord and
of Bank of the West, respectively, must be obtained to any sublease of the
Business Bancorp Sublease Premises. Therefore, the obligations of SJNB
under this Sublease shall be conditioned upon its obtaining the consent of
Master Landlord and of Bank of the West, on or before August 1, 1995 to the
terms and conditions of this Sublease. Further, prior to any construction,
Master Landlord and Bank of the West must agree that the improvements are
constructed by XxXxxxxxx'x may remain in place upon the expiration of their
respective leases. If such consents are not obtained on or before such
date, this Sublease shall be null and void and of no force or effect.
19. Conditions to XxXxxxxxx'x Obligations. XxXxxxxxx'x shall have until August
1, 1995 (the "Termination Period") to satisfy itself as to (i) the physical
condition of the XxXxxxxxx'x Sublease Premises, (ii) the acceptability of
the zoning and other governmental regulations affecting the XxXxxxxxx'x
Sublease Premises, (iii) the environmental status of the XxXxxxxxx'x
Sublease Premises, and (iv) governmental approval of the Planned Expansion.
If any of these matters is not acceptable to XxXxxxxxx'x by August 1, 1995,
XxXxxxxxx'x may terminate this Sublease Agreement by delivering to SJNB on
or before August 1, 1995, its written election to terminate this Sublease
Agreement. Upon the timely delivery of such notice, this Sublease Agreement
shall automatically terminate, XxXxxxxxx'x and SJNB shall be released of
all their obligations hereunder and XxXxxxxxx'x shall be entitled to
receive back any prepaid rent. If XxXxxxxxx'x fails to deliver to SJNB a
written notice of termination on or before the expiration of the
Termination Period, XxXxxxxxx'x shall be deemed to have approved all such
matters and this Sublease Agreement shall remain in full force and effect.
Following expiration of the Termination Period without termination, if
requested, XxXxxxxxx'x shall deliver to SJNB written confirmation that it
did not elect to terminate this Sublease Agreement pursuant to this
section. The Termination Period shall end on the first to occur of (i)
delivery to SJNB of notice from XxXxxxxxx'x that all the conditions to
XxXxxxxxx'x obligations hereunder have been met, (ii) delivery to SJNB of a
notice of termination or (iii) August 1, 1995.
20. Tenant Improvements. XxXxxxxxx'x desires to install certain tenant
improvements in the XxXxxxxxx'x Sublease Premises.
Such work shall be done in compliance with the provisions of Exhibit E attached
hereto.
SJNB: XXXXXXXXX'X:
SJNB FINANCIAL CORP., XXXXXXXXX'X STATIONERY COMPANY,
a California corporation INC., a California corporation
By: S/Xxxxxx X. Xxxxxxxxx By: S/Xxxxxx Xxxxx
Xxxxxx X. Xxxxxxxxx, Xxxxxx Xxxxx
Chief Financial Officer Chief Financial Officer
Date:July 6, 1995 Date: July 6, 0000
Xxx Xxxxx Xxxxxx Xxxxxx 62l Xxxxx Road
San Jose, CA 95113 Xxx Xxxx, XX 00000-0000
(000) 000-0000 (000) 000-0000
