AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

EXHIBIT 8(n)(1)

Amendment No. 4 Participation Agreement (Fidelity VIP III)

AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

Transamerica Financial Life Insurance Company (formerly AUSA Life Insurance Company, Inc.), Variable Insurance Products Fund III and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated August 31, 2000, as amended, by doing the following:

The Schedule A of the Agreement is hereby deleted in its entirety and replaced with the Amended Schedule A attached hereto.

IN WITNESS WHEREOF, the parties have hereto affixed their respective authorized signatures, intending that this Amendment be effective as of the 1^st day of May, 2005.

TRANSAMERICA FINANACIAL LIFE INSURANCE COMPANY

By:
Name:		Xxxxxxxxx X. Xxxxxxx
Title:		Assistant Vice President and Assistant Secretary
VARIABLE INSURANCE PRODUCTS FUND III
By:
Name:		Xxxxxxxxx Xxxxxxxx
Title:		Treasurer – E.V.P.
FIDELITY DISTRIBUTORS CORPORATION
By:
Name:		Xxxx Xxxxxxxx
Title:		E.V.P.

Schedule A

Separate Accounts and Associated Contracts

Name of Separate Account and Date Established by Board of Directors		Policy Form Numbers of Contracts Funded by Separate Account
TFLIC Series Life Account (est. October 24, 1994)		Form Number: VL03NY Product: TFLIC Financial Freedom Builder
		Form Number: VL95NY Product: TFLIC Freedom Elite Builder
		Form Number: JLS02NY Product: TFLIC Freedom Wealth Protector
Separate Account VA BNY (est. September 27, 1994)		Form Number: AV343 101 90 396 Product: TFLIC Landmark Variable Annuity
TFLIC Series Annuity Account (est. March 20, 2001)		Form Number: WL18NY Product: TFLIC Freedom Premier
Separate Account VA QNY (est. August 13, 1996)		Form Number AV1024 101 179 1003 Product: Flexible Premium Variable Annuity - E (No marketing name at this time)
TFLIC Separate Account VNY (est. December 14, 2004)		Form Number AV1197 101 200 505 Product: Advisor’s Edge® NY Variable Annuity