SECOND AMENDMENT TO CREDIT AGREEMENT This Second Amendment is made as of November , 2002 among FIRETECTOR INC., a Delaware corporation (the "Company"); GENERAL SOUND (TEXAS) COMP ANY , a Delaware corporation ("General"); CASEY SYSTEMS INC., a New York...

                                  EXHIBIT 10.3

                               SECOND AMENDMENT TO
                                CREDIT AGREEMENT

     This Second  Amendment is made as of November , 2002 among FIRETECTOR INC.,
a Delaware  corporation  (the  "Company");  GENERAL  SOUND  (TEXAS) COMP ANY , a
Delaware  corporation  ("General");  XXXXX SYSTEMS INC., a New York  corporation
("Xxxxx");  and PYROTECH  SERVICE INC., a New York  corporation  ("Pyrotech" and
collectively   with  the  Company,   General  and  Xxxxx,  the  "Borrowers")  as
co-borrowers  and  CITIZENS  BUSINESS  CREDIT  COMPANY , a division  of Citizens
Leasing  Corporation,  a Rhode Island  corporation  (hereinafter  referred to as
"Citizens") as lender.

     WHEREAS, the Borrowers and Citizens are parties to a Credit Agreement dated
as June 28, 1998 (as amended, the "Credit Agreement");

     WHEREAS,  Borrowers  and  Citizens  have  agreed to reduce  the  applicable
interest rates;

     NOW THEREFORE, the parties agree as follows:

     1.  Section  1.02(e)  Interest.  The first  sentence  is amended to read as
follows:

          "Advances  made by Citizens  shall bear interest  prior to maturity or
          default (computed on the basis of actual number of days elapsed over a
          360-day year) on the unpaid principal  balances  outstanding from time
          to time at a rate per annum  equal to the Prime Rate plus  twenty-five
          hundredths  percent  (.25%)."

     2. Except as set forth in this Second  Amendment,  and the First  Amendment
dated as of October 10,  2000,  the Credit  Agreement  remains in full force and
effect.

IN WITNESS WHEREOF, the parties hereto have executed this Fourth Amendment under
seal as of the date first above written.

                                 BORROWERS:

                                 FIRETECTOR INC.

                                 By:

                                 Xxxx X. Xxxxxxxx . Chief Financial Officer


                                 GENERAL SOUND (TEXAS) COMPANY
                                 By:

                                 Xxxx X. Xxxxxxxx . Chief Financial Officer


                                 XXXXX SYSTEMS INC.
                                 By:

                                 Xxxx X. Xxxxxxxx . Chief Financial Officer



                                 PYROTECH SERVICE INC.
                                 By:

                                 Xxxx X. Xxxxxxxx . Chief Financial Officer


                                 LENDER:
                                 CITIZENS BUSINESS CREDIT COMPANY
                                 By:

                                 Xxxxxxx X. X'Xxxxx
                                 Senior Vice President