EXHIBIT 99 ---------- AGREEMENT FOR JOINT FILING OF SCHEDULE 13G ------------------------------------------ The undersigned hereby agree that the Schedule 13G being filed with the Securities and Exchange Commission to report their beneficial ownership...

                                 EXHIBIT 99
                                 ----------


                  AGREEMENT FOR JOINT FILING OF SCHEDULE 13G
                  ------------------------------------------


     The undersigned hereby agree that the Schedule 13G being filed with the
Securities and Exchange Commission to report their beneficial ownership of
more than 5% of the common shares of InterCounty Bancshares, Inc., an Ohio
corporation, shall be, and is, filed on behalf of each of the undersigned.




                                   THE NATIONAL BANK AND TRUST COMPANY


February 12, 1999                  By   /s/ Xxxxxxx X. Xxxxxx
-----------------------------           ----------------------------------
Date                                    Xxxxxxx X. Xxxxxx
                                        Executive Vice-President 



                                   INTERCOUNTY BANCSHARES, INC.,
                                     EMPLOYEE STOCK OWNERSHIP PLAN

                                   By The National Bank and Trust 
                                       Company, Trustee

February 12, 1999       
-----------------------------
Date                         
                                   By   /s/ Xxxxxxx X. Xxxxxx
                                        ----------------------------------
                                        Xxxxxxx X. Xxxxxx
                                        Executive Vice-President







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