1 EXHIBIT 10(a) The following individuals, all of whom are either directors or executive officers of Citi-Bancshares, Inc., have entered into a Shareholder Agreement substantially identical to the Shareholder Agreement which is Exhibit 2 to the...

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                                                                 EXHIBIT 10(a)


      The following individuals, all of whom are either directors or executive
officers of Citi-Bancshares, Inc., have entered into a Shareholder Agreement
substantially identical to the Shareholder Agreement which is Exhibit 2 to the
Agreement and Plan of Merger filed as Exhibit 2(a).

Name


Xxxxxxx X. Xxxxx
Xxxxxxx X. Xxxxxxx
X. Xxxxxx Xxxxxx
Xxxxxx X. Xxxxxxxx
Xxxxxxx X. Xxxxxxx, Xx.
Xxxxxxx X. Xxxxxx
Xxxxxx X. XxXxx, III
Xxx X. Xxxxxx
Xxxxx Xxxxxxx
Xxxxxxx X. Xxxxx