Amendment to Participation Agreement Scudder Variable Series I (formerly Kemper Variable Series) DWS Scudder Distributors, Inc. (formerly Kemper Distributors, Inc.) Farmers New World Life Insurance Company Amendment No. 3

Exhibit (h)(22)

Amendment to Participation Agreement

Xxxxxxx Variable Series I (formerly Xxxxxx Variable Series)
DWS Xxxxxxx Distributors, Inc. (formerly Xxxxxx Distributors, Inc.)

Farmers New World Life Insurance Company

Amendment No. 3

     This Amendment No. 3 to the Participation Agreement dated March 2, 2000, as amended by Amendment No. 1, Letter Agreement dated August 30, 2002, Amendment No. 2 dated September 2003 , and Letter Agreement dated August 2006 (collectively, the “Agreement”), by and between Xxxxxxx Variable Series I (formerly Xxxxxx Variable Series), (the “Fund”), Deutsche Investment Management Americas, Inc. (formerly Xxxxxxx Xxxxxx Investments, Inc.)(the “Advisor), DWS Xxxxxxx Distributors, Inc. (formerly Xxxxxx Distributors, Inc.) (the “Underwriter”), and Farmers New World Life Insurance Company (the “Company”), is effective as of May 31, 2008.

     WHEREAS, the Company, the Fund, the Advisor and the Underwriter have entered into the Agreement whereby the Fund would serve as an investment vehicle for a certain separate accounts(s) of the Company, the Advisor and the Underwriter would sell shares of certain series and/or classes (“Portfolios”) to such separate account(s); and

     WHEREAS, the Company will issue a new variable life insurance product, Farmers EssentialLife Universal Life, effective September 1, 2008, and desires to utilize shares of one or more Portfolios as an investment vehicle for Farmers EssentialLife Universal Life insurance contracts funded by the separate account(s).

     NOW, THEREFORE, for good and valuable consideration, the receipt of which is acknowledged, the parties agree as follows:

1. The portfolios to be made available to the Company as the sponsor of the separate accounts shall be amended as listed in Exhibit A, attached hereto and incorporated herein by reference, which identifies the separate accounts and provides the names of the Portfolios as well as the associated policy contract(s).

2. All other provisions of the Agreement not expressly modified by this Amendment No. 3 shall remain in full force and effect. Any conflict between the terms and conditions provided in this Amendment No. 3 and the terms and conditions of the Agreement shall be controlled by the terms and conditions of this Amendment No. 3.

3. This Amendment No. 3 may be executed simultaneously in multiple counterparts, each of which taken together shall constitute one and the same instrument.

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          IN WITNESS WHEREOF, each of the parties has caused it duly authorized officers to execute this Amendment No. 3.

The Fund		Xxxxxxx Variable Series I (formerly Xxxxxx Variable Series)
		By:
		Name:
		Title:
The Underwriter		DWS Xxxxxxx Distributors, Inc. (formerly Xxxxxx Distributors, Inc.)
		By:
		Name:
		Title:
The Advisor		Deutsche Investment Management Americas, Inc. (formerly Xxxxxxx Xxxxxx Investments, Inc.)
		By:
		Name:
		Title:
The Company		Farmers New World Life Insurance Company
		By:
		Name:
		Title:

Page 3

EXHIBIT A

Amendment to Schedule A of the DWS Variable Series I Participation Agreement

Name of Separate Account and Date Established by FNWL Board of Directors

Farmers Annuity Separate Account A — 4-6-99		811-09547
Farmers Variable Life Separate Account A — 4-6-99		811-09507

Portfolios to be made available to FNWL as sponsor of the Separate Accounts and the Contracts associated with the Portfolio:

     Xxxxxxx Variable Series I (formerly Xxxxxx Variable Series)

		DWS Variable Series I
				DWS Bond VIP				Class A
						Farmers EssentialLife Variable Universal Life
						Farmers Variable Annuity
						Farmers Variable Universal Life
				DWS Global Opportunities VIP				Class A
						Farmers EssentialLife Variable Universal Life
						Farmers Variable Annuity
						Farmers Variable Universal Life
				DWS Growth & Income VIP				Class A
						Farmers Variable Annuity
						Farmers Variable Universal Life
				DWS International VIP				Class A
						Farmers EssentialLife Variable Universal Life
						Farmers Variable Annuity
						Farmers Variable Universal Life