AMENDMENT TO PARTICIPATION AGREEMENT The Participation Agreement dated as of March 1, 2000, by and among FRANKLIN TEMPLETON VARIABLE INSURANCE PRODUCTS TRUST, TEMPLETON VARIABLE PRODUCTS SERIES FUND, FRANKLIN TEMPLETON DISTRIBUTORS, INC. and ALLMERICA...
AMENDMENT TO PARTICIPATION AGREEMENT
The Participation Agreement dated as of March 1, 2000, by and among
FRANKLIN XXXXXXXXX VARIABLE INSURANCE PRODUCTS TRUST, TEMPLETON VARIABLE
PRODUCTS SERIES FUND, FRANKLIN XXXXXXXXX DISTRIBUTORS, INC. and ALLMERICA
FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY, and FIRST ALLMERICA FINANCIAL LIFE
INSURANCE COMPANY (the "Agreement") is hereby amended as follows:
Schedules B, D and F of the Agreement are hereby deleted in their
entirety and replaced with the Schedules B, D and F attached hereto,
respectively.
All other terms and provisions of the Agreement not amended herein
shall remain in full force and effect.
Effective Date: May 1, 2001
FRANKLIN XXXXXXXXX VARIABLE
INSURANCE PRODUCTS TRUST
By: ___________________________________
Name: ________________________________
Title: ______________________________
ALLMERICA FINANCIAL LIFE INSURANCE
AND ANNUITY COMPANY
By: ___________________________________
Name: _________________________________
Title: ______________________________
FIRST ALLMERICA FINANCIAL LIFE
INSURANCE COMPANY
By: ___________________________________
Name: _________________________________
Title: ______________________________
SCHEDULE B
ACCOUNTS OF THE COMPANY
1. Name: Separate Account FUVUL of Allmerica
Financial Life Insurance and Annuity Company
Date Established: 12.17.99
SEC Registration Number: 000-000-00000
2. Name: Separate Account FUVUL of First Allmerica
Financial Life Insurance Company
Date Established: Pending
SEC Registration Number: Pending
3. Name: Separate Account VA-P of First Allmerica
Financial Life Insurance Company
Date Established: 6.13.96
SEC Registration Number: 811-8872
4. Name: Separate Account VA-P of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: 811-8848
5. Name: Separate Account VA-K of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: 811-6293
6. Name: Separate Account VA-K of First Allmerica
Financial Life Insurance Company
Date Established: 6.13.96
SEC Registration Number: 811-8114
7. Name: Separate Account VA-K (Delaware) of
Allmerica Financial Life Insurance and
Annuity Company
Date Established: 6.13.96
SEC Registration Number: 811-6293
8. Name: Separate Account VA-P of First Allmerica
Financial Life Insurance Company
Date Established: 6.13.96
SEC Registration Number: 811-8114
9. Name: FR1 Separate Account of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: N/A
2
SCHEDULE B (CONTINUED)
ACCOUNTS OF THE COMPANY
10. Name: FR1 Separate Account of First Allmerica Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number: N/A
11. Name: FQ1 Separate Account of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: N/A
12. Name: FQ1 Separate Account of First Allmerica Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number: N/A
13. Name: UR1 Separate Account of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: N/A
14. Name: UR1 Separate Account of First Allmerica Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number: N/A
15. Name: UQ1 Separate Account of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: N/A
16. Name: UQ1 Separate Account of First Allmerica Life
Insurance Company
Date Established: 6.13.96
SEC Registration Number: N/A
17. Name: Allmerica Select Separate Account of
Allmerica Financial Life Insurance and
Annuity Company
Date Established: 6.13.96
SEC Registration Number: 811-6293
18. Name: Allmerica Select Separate Account of First
Allmerica Financial Life Insurance Company
Date Established: 6.13.96
SEC Registration Number: 811-8114
3
SCHEDULE B (CONTINUED)
ACCOUNTS OF THE COMPANY
19. Name: Group VEL Separate Account of Allmerica
Financial Life Insurance and Annuity Company
Date Established: 6.13.96
SEC Registration Number: 811-8704
20. Name: Group VEL Separate Account of First
Allmerica Financial Life Insurance Company
Date Established: 6.13.96
SEC Registration Number: 811-7663
21. Name: VEL Account of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 04.02.87
SEC Registration Number: 811-8130
22. Name: VEL II Separate Account of Allmerica
Financial Life Insurance and Annuity Company
Date Established: 01.21.93
SEC Registration Number: 811-7466
23: Name: VEL II Separate Account of First Allmerica
Financial Life Insurance Company
Date Established: 08.20.91
SEC Registration Number: 811-5183
24: Name: Inheiritage Separate Account of Allmerica
Financial Life Insurance and Annuity Company
Date Established: 09.15.93
SEC Registration Number: 811-8120
25: Name: Inheiritage Separate Account of First
Allmerica Financial Life Insurance Company
Date Established: 08.20.91
SEC Registration Number: 811-8304
26. Name: VEL III Separate Account of Allmerica
Financial Life Insurance and Annuity Company
Date Established: 06.13.96
SEC Registration Number: 811-8857
27. Name: Separate Account SPVL of First Allmerica
Financial Life Insurance Company
Date Established: 06.13.96
SEC Registration Number: 811-10133
4
SCHEDULE B (CONTINUED)
ACCOUNTS OF THE COMPANY
28: Name: Allmerica Select Separate Account III of
Allmerica Financial Life Insurance and
Annuity Company
Date Established: 06.13.96
SEC Registration Number: 811-8859
29. Name: Allmerica Select Separate Account II of
Allmerica Financial Life Insurance and
Annuity Company
Date Established: 10.12.93
SEC Registration Number: 811-8746
30. Name: Allmerica Select Separate Account II of
First Allmerica Financial Life Insurance
Company
Date Established: 10.12.93
SEC Registration Number: 811-8987
31. Name: Separate Account IMO of Allmerica Financial
Life Insurance and Annuity Company
Date Established: 06.13.96
SEC Registration Number: 811-09529
5
SCHEDULE D
CONTRACTS OF THE COMPANY
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
1 Yes ValuPlus Assurance 333-93031 1036-99 Separate Account Xxxxxxxxx International
(First Union) 811-09731 FUVUL of Allmerica Securities Fund, Class 2
Financial Life XXXXXXXXX INVESTMENT
Insurance and Annuity COUNSEL, INC.
Company
Templeton Asset Strategy
12.17.99 Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
2 Pending ValuPlus Assurance Pending 1036-99 Separate Account Xxxxxxxxx International
(First Union) Pending FUVUL of First Securities Fund, Class 2
Allmerica Financial XXXXXXXXX INVESTMENT
Life Insurance and COUNSEL, INC.
Annuity Company
Templeton Asset Strategy
Pending Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
3 Yes Pioneer Vision 2 33-86664 A3025-96 Separate Account VA-P Franklin Small Cap Fund,
81-8872 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Xxxxxxxxx International
06.13.96 Smaller Companies,
Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
4 Yes Pioneer Vision 2 33-85916 A3025-96 Separate Account VA-P Franklin Small Cap Fund,
811-8848 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Xxxxxxxxx International
Smaller Companies,
06.13.96 Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
5 Yes Pioneer C-Vision 333-64833 A3027-98 Separate Account VA-P Franklin Small Cap Fund,
811-8872 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Xxxxxxxxx International
06.13.96 Smaller Companies,
Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
6 Yes Pioneer C-Vision 333-64831 A3027-98 Separate Account VA-P Franklin Small Cap Fund,
811-8848 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Xxxxxxxxx International
Smaller Companies,
06.13.96 Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
7 Yes Pioneer XtraVision 333-81017 A3028-99 Separate Account VA-P Franklin Small Cap Fund,
811-8848 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Xxxxxxxxx International
Smaller Companies Fund,
06.13.96 Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
8 Yes Pioneer XtraVision 333-54040 A3028-99 Separate Account VA-P Franklin Small Cap Fund,
811-8872 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Xxxxxxxxx International
06.13.96 Smaller Companies Fund,
Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
9 Yes Pioneer (no load) 333-90535 A3030-99 Separate Account VA-P Franklin Small Cap Fund,
811-8848 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Xxxxxxxxx International
Smaller Companies Fund,
06.13.96 Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
7
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
10 Yes Pioneer (no load) 333-90537 A3030-99 Separate Account VA-P Franklin Small Cap Fund,
811-8872 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Xxxxxxxxx International
06.13.96 Smaller Companies Fund,
Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2 -
Xxxxxxxxx Investment
Counsel, Inc.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
11 Yes Ultimate Advantage 333-38274 A3033-99 Separate Account VA-K Franklin Natural
Annuity 811-6293 of Allmerica Resources Securities
Financial Life Fund, Class 2
Insurance and Annuity FRANKLIN ADVISERS, INC.
Company
Franklin Small Cap Fund,
06.13.96 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
12 Yes Agency Ultimate 333-38276 3033-99 Separate Account VA-K Franklin Natural
Advantage 811-8114 of First Allmerica Resources Securities
Financial Life Fund, Class 2
Insurance Company FRANKLIN ADVISERS, INC.
06.13.96 Franklin Small Cap Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
13 Yes Delaware Medallion 33-44830 A3025-96 Separate Account VA-K Franklin Small Cap Fund,
III 811-6293 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Mutual Shares
Securities, Class 2
06.13.99 FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
14 Yes Delaware Medallion 33-71054 A3025-96 Separate Account VA-K Franklin Small Cap Fund,
III 811-8114 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Mutual Shares
06.13.99 Securities, Class 2
FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
8
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
15 Yes Delaware Golden 333-81281 A3028-98 Separate Account VA-K Franklin Small Cap Fund,
Medallion 811-6293 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Mutual Shares
Securities, Class 2
06.13.99 FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
16 Yes Delaware Golden 333-54218 A3028-98 Separate Account VA-K Franklin Small Cap Fund,
Medallion 811-8114 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Mutual Shares
06.13.99 Securities, Class 2
FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
17 Yes DirectedAdvisory 333-90543 A3030-99 Separate Account VA-K Franklin Small Cap Fund,
Solutions (Fund 811-6293 of Allmerica Class 2
Quest) Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Mutual Shares
Securities, Class 2
06.13.99 FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
9
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
18 Yes DirectedAdvisory 333-90545 A3030-99 Separate Account VA-K Franklin Small Cap Fund,
Solutions (Fund 811-8114 of First Allmerica Class 2
Quest) Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Mutual Shares
06.13.99 Securities, Class 2
FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
19 No PremierFocus N/A 1037-99 FR1 Separate Account Xxxxxxxxx International
of Allmerica Securities Fund, Class 2
Financial Life XXXXXXXXX INVESTMENT
Insurance and Annuity COUNSEL, INC.
Company
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
20 No PremierFocus N/A 1037-99 FR1 of First Xxxxxxxxx International
Allmerica Financial Securities Fund, Class 2
Life Insurance Company XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
21 No PremierFocus N/A 1037-99 FQ1 of Allmerica Xxxxxxxxx International
Financial Life Securities Fund, Class 2
Insurance and Annuity XXXXXXXXX INVESTMENT
Company COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
22 No PremierFocus N/A 1037-99 FQ1 of First Xxxxxxxxx International
Allmerica Financial Securities Fund, Class 2
Life Insurance Company XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
23 No First Union Private N/A 3034-00 UQ1 Separate Account Xxxxxxxxx International
Placement Annuity of Allmerica Securities Fund, Class 2
Financial Life XXXXXXXXX INVESTMENT
Insurance and Annuity COUNSEL, INC.
Company
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
10
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
24 No First Union Private N/A 3034-00 UQ1 of First Xxxxxxxxx International
Placement Annuity Allmerica Financial Securities Fund, Class 2
Life Insurance Company XXXXXXXXX INVESTMENT
COUNSEL, INC.
Templeton Asset Strategy
Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
25 No First Union Private N/A 3034-99 UR1 of Allmerica Xxxxxxxxx International
Placement Annuity Financial Life Securities Fund, Class 2
Insurance and Annuity XXXXXXXXX INVESTMENT
Company COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
26 No First Union Private N/A 3034-99 UR1 of First Xxxxxxxxx International
Placement Annuity Allmerica Financial Securities Fund, Class 2
Life Insurance Company XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
27 Yes Allmerica Advantage 33-39702 A-3025-96 Separate Account VA-K Franklin Natural
811-6293 of Allmerica Resources Securities
Financial Life Fund, Class 2
Insurance and Annuity FRANKLIN ADVISERS, INC.
Company
Franklin Small Cap Fund,
06.13.96 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
28 Yes Allmerica Advantage 33-70152 A-3025-96 Separate Account VA-K Franklin Natural
811-8114 of First Allmerica Resources Securities
Financial Life Fund, Class 2
Insurance Company FRANKLIN ADVISERS, INC.
06.13.96 Franklin Small Cap Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
29 Yes ExecAnnuity Plus 33-39702 A-3018-91 Separate Account VA-K Franklin Natural
811-6293 A-3021-93 of Allmerica Resources Securities
Financial Life Fund, Class 2
Insurance and Annuity FRANKLIN ADVISERS, INC.
Company
Franklin Small Cap Fund,
06.13.96 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
30 Yes ExecAnnuity Plus 33-70152 A-3018-91 Separate Account VA-K Franklin Natural
811-8114 A-3021-93 of First Allmerica Resources Securities
Financial Life Fund, Class 2
Insurance Company FRANKLIN ADVISERS, INC.
06.13.96 Franklin Small Cap Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
31 Yes Select Reward 333-78245 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-6632 Separate Account of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
11
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
32 Yes Select Reward 333-54070 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-8116 Separate Account of Class 2
First Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
33 Yes Select Resource 333-47216 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-6632 A3025-96 Separate Account of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
34 Yes Select Resource 333-71058 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-8116 A3025-96 Separate Account of Class 2
First Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
35 Yes Select Charter 333-63093 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-6632 Separate Account of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
36 Yes Select Charter 333-63087 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-8116 Separate Account of Class 2
First Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
37 Yes Select Acclaim 333-92115 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-6632 Separate Account of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
38 Yes Select Acclaim 333-90533 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-8116 Separate Account of Class 2
First Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance Company Franklin Mutual Shares
Securities, Class 2
06.13.96 FRANKLIN MUTUAL
ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
12
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
39 Yes Allmerica Value 333-87099 A3031-99 Separate Account VA-K Franklin Mutual Shares
Generation (Annuity 811-6293 of Allmerica Securities, Class 2
Scout) Financial Life FRANKLIN MUTUAL
Insurance and Annuity ADVISERS, LLC
Company
Templeton Developing
06.13.96 Markets Securities Fund
Class 2
XXXXXXXXX ASSET
MANAGEMENT, LTD
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
40 Yes Allmerica Value 333-87105 A3031-99 Separate Account VA-K Franklin Mutual Shares
Generation (Annuity 811-8114 of First Allmerica Securities, Class 2
Scout) Financial Life FRANKLIN MUTUAL
Insurance Company ADVISERS, LLC
06.13.96 Templeton Developing
Markets Securities Fund
Class 2
XXXXXXXXX ASSET
MANAGEMENT, LTD
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
41 Yes Executive Solutions, 33-92658 1029-94 Group VEL Account of Xxxxxxxxx International
Group VEL 811-8704 Allmerica Financial Securities Fund, Class 2
Life Insurance and XXXXXXXXX INVESTMENT
Annuity Company COUNSEL, INC.
06.13.96
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
42 Yes Executive Solutions, 333-06383 1029-94 Group VEL Account of Xxxxxxxxx International
Group VEL 811-7663 First Allmerica Securities Fund, Class 2
Financial Life XXXXXXXXX INVESTMENT
Insurance Company COUNSEL, INC.
06.13.96
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
43 Yes Delaware I & II 33-44380 A3019-91 Separate Account VA-K Franklin Small Cap Fund,
811-6293 A3022-93 (Delaware) of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities Class 2
06.13.99 FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
13
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
44 Yes Delaware I & II 33-71054 A3019-91 Separate Account VA-K Franklin Small Cap Fund,
811-8114 A3022-93 (Delaware) of First Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance Company
Franklin Mutual Shares
06.13.99 Securities Class 2
FRANKLIN MUTUAL
ADVISERS, LLC
Templeton Growth
Securities Fund, Class 2
XXXXXXXXX GLOBAL
ADVISORS LIMITED
Xxxxxxxxx International
Securities Fund, Class 2
XXXXXXXXX INVESTMENT
COUNSEL, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
45 Yes VEL 87 33-14672 1018-87 VEL Separate Account Franklin Small Cap Fund,
811-5183 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Large Cap
Growth Securities Fund,
04.02.87 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
46 Yes VEL 91 33-90320 1018-87 VEL Separate Account Franklin Small Cap Fund,
811-5183 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Large Cap
Growth Securities Fund,
04.02.87 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
47 Yes XXX 00 00-00000 0000-00 XXX XX Separate Franklin Small Cap Fund,
811-7466 Account of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Large Cap
Growth Securities Fund,
01.21.93 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
48 Yes XXX 00 00-00000 0000-00 XXX XX Separate Franklin Small Cap Fund,
811-8130 Account of First Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance Company Franklin Large Cap
08.20.91 Growth Securities Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
49 Yes Variable Inheiritage 33-70948 1026-94 Inheiritage Separate Franklin Small Cap Fund,
811-8120 Account of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Large Cap
Growth Securities Fund,
09.15.93 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
50 Yes Variable Inheiritage 33-74184 1026-94 Inheiritage Separate Franklin Small Cap Fund,
811-8304 Account of First Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance Company
Franklin Large Cap
08.20.91 Growth Securities Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
14
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
51 Yes XXX XXX 000-00000 0000-00 XXX XXX Separate Franklin Small Cap Fund,
Account of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Large Cap
Growth Securities Fund,
06.13.96 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
52 Yes VEL III 333-45914 1030-99 Separate Account SPVL Franklin Small Cap Fund,
of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Franklin Large Cap
06.13.96 Growth Securities Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
53 Yes Select SPL III 33-58551 1030-96 Allmerica Select Franklin Small Cap Fund,
Separate Account III Class 2
of Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance and Annuity Franklin Mutual Shares
Company Securities Fund, Class 2
FRANKLIN ADVISERS, LLC
06.13.96
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
54 Yes Select SPL 333-45914 1030-NY-99 Separate Account SPVL Franklin Small Cap Fund,
811-10133 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Franklin Mutual Shares
06.13.96 Securities Fund, Class 2
FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
55 Yes Select Life II 33-83604 1027-95 Allmerica Select Franklin Small Cap Fund,
811-8746 Separate Account II Class 2
of Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance and Annuity Franklin Mutual Shares
Company Securities Fund, Class 2
FRANKLIN ADVISERS, LLC
10.12.93
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
56 Yes Select Life II 333-62369 0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-8987 Separate Account II Class 2
of First Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance Company Franklin Mutual Shares
Securities Fund, Class 2
10.12.93 FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
57 Yes Select Inheiritage 33-70948 1026-94 Inheiritage Account Franklin Small Cap Fund,
811-8120 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Mutual Shares
Securities Fund, Class 2
09.15.93 FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
58 Yes Select Inheiritage 33-74184 1026-94 Inheiritage Account Franklin Small Cap Fund,
811-8304 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Franklin Large Cap
08.20.91 Growth Securities Fund,
Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
59 Yes Allmerica VUL 2001 333-84879 1033-99 Separate Account IMO Franklin Small Cap Fund,
811-09529 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Natural
Resources Securities
06.13.96 Fund, Class 2
FRANKLIN ADVISERS, LLC
---------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
15
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
SEC SEPARATE ACCOUNT
CONTRACT REGISTERED REGISTRATION REPRESENTATIVE NAME/DATE PORTFOLIOS AND CLASSES -
NO. (YES/NO) PRODUCT NAME NUMBERS FORM NUMBERS ESTABLISHED ADVISER
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
60 Yes Allmerica Select Life 333-84879 1033-99 Separate Account IMO Franklin Small Cap Fund,
811-09529 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Mutual Shares
Securities Fund, Class 2
06.13.96 FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
61 Yes VEL Plus 33-42687 1023-93 Separate Account XXX Xxxxxxxx Small Cap Fund,
811-5183 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Large Cap
Growth Securities Fund,
04.02.87 Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
62 Yes Select Reward 333-78245 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-6632 Separate Account of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities Fund, Class 2
06.13.96 FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
63 Yes VUL 2001 Survivorship 333-90995 Pending Separate Account IMO Franklin Small Cap Fund,
811-09529 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Franklin Mutual Shares
06.13.96 Securities Fund, Class 2
FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
64 Yes Select Resource 33-47216 X0000-00 Xxxxxxxxx Xxxxxx Xxxxxxxx Small Cap Fund,
811-6632 Separate Account of Class 2
Allmerica Financial FRANKLIN ADVISERS, INC.
Life Insurance and
Annuity Company Franklin Mutual Shares
Securities Fund, Class 2
06.13.96 FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
65 Yes Select Resource 33-71058 A3025-96GRC Allmerica Select Franklin Small Cap Fund,
811-8116 Separate Account of Class 2
First Allmerica FRANKLIN ADVISERS, INC.
Financial Life
Insurance Franklin Mutual Shares
Securities Fund, Class 2
06.13.96 FRANKLIN ADVISERS, LLC
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
66 Yes Allmerica Immediate 333-81861 A3029-99 Separate Account VA-K Franklin Small Cap Fund,
Advantage 811-6293 of Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance and Annuity
Company Franklin Natural
Resources Securities
06.13.96 Fund, Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
67 Yes Allmerica Immediate 333-81859 A3029-99 Separate Account VA-K Franklin Small Cap Fund,
Advantage 811-8114 of First Allmerica Class 2
Financial Life FRANKLIN ADVISERS, INC.
Insurance Company
Franklin Natural
06.13.96 Resources Securities
Fund, Class 2
FRANKLIN ADVISERS, INC.
----------- ------------- ---------------------- -------------- ----------------- ----------------------- --------------------------
16
SCHEDULE F
RULE 12b-1 PLANS
COMPENSATION SCHEDULE
Each Portfolio named below shall pay the following amounts pursuant to the terms
and conditions referenced below under its Class 2 Rule 12b-1 Distribution Plan,
stated as a percentage per year of Class 2's average daily net assets
represented by shares of Class 2.
PORTFOLIO NAME MAXIMUM ANNUAL PAYMENT RATE
Templeton Asset Strategy Fund 0.25%
Xxxxxxxxx International Securities Fund 0.25%
Franklin Small Cap Fund 0.25%
Xxxxxxxxx International Smaller Companies Fund 0.25%
Templeton Growth Securities Fund 0.25%
Mutual Shares Securities Fund 0.25%
Franklin Natural Resources Securities Fund 0.25%
Xxxxxxxxx Developing Markets Securities Fund 0.25%
Templeton Pacific Growth Securities Fund 0.25%
Franklin Large Cap Growth Securities Fund 0.25%
Franklin Mutual Shares Securities Fund 0.25%
AGREEMENT PROVISIONS
If the Company, on behalf of any Account, purchases Trust Portfolio
shares ("Eligible Shares") which are subject to a Rule 12b-1 plan adopted under
the 1940 Act (the "Plan"), the Company may participate in the Plan.
To the extent the Company or its affiliates, agents or designees
(collectively "you") provide administrative and other services which assist in
the promotion and distribution of Eligible Shares or variable contracts offering
Eligible Shares, the Underwriter, the Trust or their affiliates (collectively,
"we") may pay you a Rule 12b-1 fee. "Administrative and other services" may
include, but are not limited to, furnishing personal services to owners of
Contracts which may invest in Eligible Shares ("Contract Owners"), answering
routine inquiries regarding a Portfolio, coordinating responses to Contract
Owner inquiries regarding the Portfolios, maintaining such accounts or providing
such other enhanced services as a Trust Portfolio or Contract may require, or
providing other services eligible for service fees as defined under NASD rules.
Your acceptance of such compensation is your acknowledgment that eligible
services have been rendered. All Rule 12b-1 fees, shall be based on the value of
Eligible Shares owned by the Company on behalf of its Accounts, and shall be
calculated on the basis and at the rates set forth in the Compensation Schedule
stated above. The aggregate annual fees paid pursuant to each Plan shall not
exceed the amounts stated as the "annual maximums" in the Portfolio's
prospectus, unless an increase is approved by shareholders as provided in the
Plan. These maximums shall be a specified percent of the value of a Portfolio's
net assets attributable to Eligible Shares owned by the Company on behalf of its
Accounts (determined in the same manner as the Portfolio uses to compute its net
assets as set forth in its effective Prospectus). The Rule 12b-1 fee will be
paid to you within thirty (30) days after the end of the three-month periods
ending in January, April, July and November.
You shall furnish us with such information as shall reasonably be
requested by the Trust's Boards of Trustees ("Trustees") with respect to the
Rule 12b-1 fees paid to you pursuant to the Plans. We shall furnish to the
Trustees, for their review on a quarterly basis, a written report of the amounts
expended under the Plans and the purposes for which such expenditures were made.
The Plans and provisions of any agreement relating to such Plans must
be approved annually by a vote of the Trustees, including the Trustees who are
not interested persons of the Trust and who have no financial interest in the
Plans or any related agreement ("Disinterested Trustees"). Each Plan may be
terminated at any time by the vote of a majority of the Disinterested Trustees,
or by a vote of a majority of the outstanding shares as provided in the Plan, on
sixty (60) days' written notice, without payment of any penalty. The Plans may
also be terminated by any act that terminates the Underwriting Agreement between
the Underwriter and the Trust, and/or the management or administration agreement
between Franklin Advisers, Inc. and its affiliates and the Trust. Continuation
of the Plans is also conditioned on Disinterested Trustees being ultimately
responsible for selecting and nominating any new Disinterested Trustees. Under
Rule 12b-1, the Trustees have a duty to request and evaluate, and persons who
are party to any agreement related to a Plan have a duty to furnish, such
information as may reasonably be necessary to an informed determination of
whether the Plan or any agreement should be implemented or continued. Under Rule
12b-1, the Trust is permitted to implement or continue Plans or the provisions
of any agreement relating to such Plans from year-to-year only if, based on
certain legal considerations, the Trustees are able to conclude that the Plans
will benefit each affected Trust Portfolio and class. Absent such yearly
determination, the Plans must be terminated as set forth above. In the event of
the termination of the Plans for any reason, the provisions of this Schedule F
relating to the Plans will also terminate. You agree that your selling
agreements with persons or entities through whom you intend to distribute
Contracts will provide that compensation paid to such persons or entities may be
reduced if a Portfolio's Plan is no longer effective or is no longer applicable
to such Portfolio or class of shares available under the Contracts.
Any obligation assumed by the Trust pursuant to this Agreement shall be limited
in all cases to the assets of the Trust and no person shall seek satisfaction
thereof from shareholders of the Trust. You agree to waive payment of any
amounts payable to you by Underwriter under a Plan until such time as the
Underwriter has received such fee from the Trust.
The provisions of the Plans shall control over the provisions of the
Participation Agreement, including this Schedule F, in the event of any
inconsistency.
You agree to provide complete disclosure as required by all applicable statutes,
rules and regulations of all rule 12b-1 fees received from us in the prospectus
of the Contracts.
18
