Exhibit 99.43
GE CAPITAL MORTGAGE SERVICES, INC.
SERVICER'S CERTIFICATE
February, 2000
Series 1999-20, REMIC Multi-Class Pass-Through Certificates
Pursuant to the Pooling and Servicing Agreement dated as of November 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company") and
State Street Bank (the "Trustee"), governing the Certificates referred to above,
the Company hereby certifies to the Trustee:
With respect to the Agreement and as of the Determination Date for this month:
A. Mortgage Loan Information:
1. Aggregate scheduled Monthly Payments:
(a) Principal $ 244,755.50
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(b) Interest $ 2,209,897.01
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(c) Total $ 2,454,652.51
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2. Aggregate scheduled Monthly Payments received this month:
(a) Principal $ 209,316.03
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(b) Interest $ 1,886,665.10
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(c) Total $ 2,095,981.13
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3. Aggregate Monthly Advances this month:
(a) Principal $ 35,439.47
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(b) Interest $ 323,231.91
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(c) Total $ 358,671.38
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4. Aggregate Principal Prepayments in part received in the
applicable Prepayment Period:
(a) Principal $ 59,825.02
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5. Aggregate Principal Prepayments in full received in the
applicable Prepayment Period:
(a) Principal $ 2,531,237.39
-------------
(b) Interest $ 17,911.29
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(c) Total $ 2,549,148.68
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6. Aggregate Insurance Proceeds received:
(a) Principal $ 0.00
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(b) Interest $ 0.00
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(c) Total $ 0.00
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7. Aggregate Liquidation Proceeds received:
(a) Principal $ 0.00
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(b) Interest $ 0.00
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(c) Total $ 0.00
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8. Aggregate Deficient Valuations with respect to the Mortgage
Loans during the prior month: $ 0.00
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9. Aggregate Debt Service Reductions with respect to the Mortgage
Loans during the prior month: $ 0.00
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10. Aggregate Purchase Prices for Defaulted Mortgage Loans:
(a) Principal $ 0.00
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(b) Interest $ 0.00
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(c) Total $ 0.00
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11. Aggregate Purchase Prices for Defective Mortgage Loans:
(a) Principal $ 0.00
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(b) Interest $ 0.00
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(c) Total $ 0.00
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12. Pool Scheduled Principal Balance: $ 335,361,775.63
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13. Available Funds: $ 4,996,044.85
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14. Realized Losses for prior month: $ 0.00
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15. Aggregate Realized Losses
(a) Aggregate Realized Losses: $ 0.00
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(b) Deficient Valuations: $ 0.00
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(c) Debt Service Reductions: $ 0.00
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(d) Bankruptcy Losses: $ 0.00
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(e) Special Hazard Losses: $ 0.00
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(f) Fraud Losses: $ 0.00
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(g) Excess Bankruptcy Losses: $ 0.00
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(h) Excess Special Hazard Losses: $ 0.00
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(i) Excess Fraud Losses: $ 0.00
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16. Non-Credit Losses: $ 0.00
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17. Compensating Interest Payment: $ 2,886.02
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18. Total interest payments: $ 2,160,226.95
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19. Interest
Unpaid Class
Accrued Certificate Interest Shortfalls Interest
Class Interest Payable Pay-out Rate
----- -------- ------------------- ------- ------------
PO $ 0.00 $ 0.00 $ 0.00 %0.000000000
A1 $ 1,075,432.08 $ 0.00 $1,075,432.08 %7.249999993
A2 $ 0.00 $ 0.00 $ 0.00 %0.000000000
A3 $ 112,281.16 $ 0.00 $ 112,281.16 %7.499999833
A4 $ 11,875.00 $ 0.00 $ 11,875.00 %7.500000000
A5 $ 17,643.75 $ 0.00 $ 17,643.75 %7.500000000
A6 $ 12,044.38 $ 0.00 $ 12,044.38 %7.500003113
A7 $ 8,698.44 $ 0.00 $ 8,698.44 %7.500002156
A8 $ 5,937.50 $ 0.00 $ 5,937.50 %7.500000000
A9 $ 6,666.67 $ 0.00 $ 6,666.67 %8.000004000
A10 $ 5,625.00 $ 0.00 $ 5,625.00 %7.500000000
A11 $ 11,875.00 $ 0.00 $ 11,875.00 %7.500000000
A12 $ 45,665.31 $ 0.00 $ 45,665.31 %7.499999589
A13 $ 27,550.00 $ 0.00 $ 27,550.00 %7.500000000
A14 $ 45,387.59 $ 0.00 $ 45,387.59 %7.500000413
A15 $ 10,018.75 $ 0.00 $ 10,018.75 %7.500000000
A16 $ 6,666.67 $ 0.00 $ 6,666.67 %8.000004000
A17 $ 207,564.48 $ 0.00 $ 207,564.48 %7.250000029
A18 $ 180,268.19 $ 0.00 $ 180,268.19 %7.249999883
A19 $ 148,754.07 $ 0.00 $ 148,754.07 %7.249999797
S $ 132,183.21 $ 0.00 $ 132,183.21 %0.584506025
M $ 39,377.92 $ 0.00 $ 39,377.92 %7.249999577
B1 $ 17,616.60 $ 0.00 $ 17,616.60 %7.250000956
B2 $ 9,327.14 $ 0.00 $ 9,327.14 %7.249997007
B3 $ 10,364.83 $ 0.00 $ 10,364.83 %7.249997291
B4 $ 5,182.42 $ 0.00 $ 5,182.42 %7.250004328
B5 $ 6,220.79 $ 0.00 $ 6,220.79 %7.249995846
R $ 0.00 $ 0.00 $ 0.00 %0.000000000
20. Principal Distribution Amount: $ 2,835,817.90
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21. Principal Distribution Amount per Certificate:
Principal Distribution Accrual Amount
---------------------- --------------
Class PO $ 2,777.58 $ 0.00
Class A1 $ 2,822,508.46 $ 0.00
Class A2 $ 0.00 $ 0.00
Class A3 $ 0.00 $ 0.00
Class A4 $ 0.00 $ 0.00
Class A5 $ 0.00 $ 0.00
Class A6 $ 0.00 $ 0.00
Class A7 $ 0.00 $ 0.00
Class A8 $ 0.00 $ 0.00
Class A9 $ 0.00 $ 0.00
Class A10 $ 0.00 $ 0.00
Class A11 $ 0.00 $ 0.00
Class A12 $ 0.00 $ 0.00
Class A13 $ 0.00 $ 0.00
Class A14 $ 0.00 $ 0.00
Class A15 $ 0.00 $ 0.00
Class A16 $ 0.00 $ 0.00
Class A17 $ 0.00 $ 0.00
Class A18 $ 0.00 $ 0.00
Class A19 $ 0.00 $ 0.00
Class S $ 0.00 $ 0.00
Class M $ 4,707.96 $ 0.00
Class B1 $ 2,106.21 $ 0.00
Class B2 $ 1,115.14 $ 0.00
Class B3 $ 1,239.20 $ 0.00
Class B4 $ 619.60 $ 0.00
Class B5 $ 743.75 $ 0.00
Class R $ 0.00 $ 0.00
22. Additional distributions to the Class R Certificate pursuant to the
Agreement:
$ 0.00
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23. Additional distributions to the Class RL Certificate pursuant to the
Agreement:
$ 0.00
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24. Subordinate Certificate Writedown Amount: $ 0.00
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Accumulative
Class Supported Shortfall Supported Shortfall
----- ------------------- -------------------
B1 $ 0.00 $ 0.00
B2 $ 0.00 $ 0.00
B3 $ 0.00 $ 0.00
B4 $ 0.00 $ 0.00
B5 $ 0.00 $ 0.00
25. Unanticipated Recoveries: $ 0.00
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26. The Certificate Interest Rate applicable to the Interest Accrual
Period relating to such Distribution Date applicable to any floating
index certificate.
Class Certificate Interest
Rates
Class A9 % 8.00000400
Class A16 % 8.00000400
B. Other Amounts for such Distribution Date:
1. Prepayment Distribution Triggers satisfied:
Yes No
--- --
Class-B1 X
Class-B2 X
Class-B3 X
Class-B4 X
Class-B5 X
2. Base Servicing Fee amount: $ 65,883.36
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3. Supplemental Servicing Fee amount: $ N/A
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4. Credit Losses for prior month: $ 0.00
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Category Category Category
A B C
5. Senior Percentage: % 95.654634 N/A N/A N/A
----------- ---- ---- ----
6. Group I Senior Percentage:
% N/A N/A N/A N/A
----------- ---- ---- ----
7. Group II Senior Percentage:
% N/A N/A N/A N/A
----------- ---- ---- ----
8. Senior Prepayment Percentage:
%100.000000 N/A N/A N/A
----------- ---- ---- ----
9. Group I Senior Prepayment
Percentage: % N/A N/A N/A N/A
----------- ---- ---- ----
10. Group II Senior Prepayment
Percentage: % N/A N/A N/A N/A
----------- ---- ---- ----
11. Junior Percentage: % 4.345366
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12. Junior Prepayment Percentage:
% 0.000000
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Capitalized terms used in this Certificate shall have the same meanings as in
the Agreement.
GE CAPITAL MORTGAGE SERVICES, INC.
By: /s/ Xxx Xxxx
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Xxx Xxxx
Vice President
Investor Services