LIMITED WAIVER TO CONVERTIBLE LOAN AGREEMENTS

                                                               Exhibit 10(i)(19)


                                 LIMITED WAIVER
                                       TO
                           CONVERTIBLE LOAN AGREEMENTS


         This Limited Waiver to Convertible Loan Agreements ("LIMITED WAIVER")
is made, as of this 31st day of March, 2006, by and between Renaissance US
Growth Investment Trust PLC, a public limited company registered in England and
Wales formerly known as Renaissance US Growth & Income Trust PLC ("RENAISSANCE
PLC"), and BFSUS Special Opportunities Trust PLC, a public limited company
registered in England and Wales ("BFSUS") (Renaissance PLC and BFSUS are
collectively referred to as the "RENAISSANCE LENDERS"), who are the holders of
not less than a majority of the outstanding principal amount of the Renaissance
Debentures (as defined below) and not less than a majority of the outstanding
principal amount of the Additional Lenders Debentures (as defined below) (the
"Holders").

                WHEREAS, Cover-All Technologies Inc., a Delaware
        corporation (the "COMPANY"), the Renaissance Lenders and XXXX
        Capital Group, Inc., formerly known as Renaissance Capital
        Group, Inc., a Texas corporation, as agent for the Renaissance
        Lenders, are parties to that certain Convertible Loan
        Agreement, dated as of June 28, 2001 (as amended, the
        "RENAISSANCE LOAN AGREEMENT"), pursuant to which the
        Renaissance Lenders purchased from the Company 8% Convertible
        Debentures due 2008 for an aggregate principal amount of
        $1,400,000 and 8% Convertible Debentures due 2009 for an
        aggregate principal amount of $700,000 (collectively, the
        "RENAISSANCE DEBENTURES"); and

                WHEREAS, the Company and Xxxx Xxxxxx, Xxxxxx Xxxxxxxx
        and Xxxxxx Xxxxxxxxx (collectively, the "ADDITIONAL LENDERS"
        and, together with the Renaissance Lenders, the "Lenders"),
        and Xxxxxx Xxxxxxxxx, as agent for the Additional Lenders, are
        parties to that certain Convertible Loan Agreement, dated as
        of June 28, 2001 (as amended, the "ADDITIONAL LOAN AGREEMENT"
        and, together with the Renaissance Loan Agreement, the "LOAN
        AGREEMENTS"), pursuant to which the Additional Lenders
        purchased from the Company 8% Convertible Debentures due 2008
        for an aggregate principal amount of $400,000 (the "ADDITIONAL
        DEBENTURES" and, together with the Renaissance Debentures, the
        "DEBENTURES"); and








                WHEREAS, terms not otherwise defined herein shall have
        the meanings as set forth in the Renaissance Agreement; and

                WHEREAS, for the fiscal quarter ending March 31, 2006,
        the Company is not in compliance with the financial covenants
        set forth in Section 7.01 of each of the Loan Agreements; and

                WHEREAS, the Company has requested that the Lenders,
        pursuant to Sections 12.02 and 11.04 of the Loan Agreements,
        waive, solely for the fiscal quarter ending March 31, 2006,
        the Company's failure to comply with the financial covenants
        set forth in Section 7.01 of each of the Loan Agreements;

                NOW, THEREFORE, in consideration of the premises and the mutual
agreements set forth herein, the undersigned hereby agree as follows:

                1. The Holders do hereby waive, solely for the fiscal quarter
ending March 31, 2006, the Company's non-compliance with the financial covenants
contained in Section 7.01 of each of the Loan Agreements; and

                2. The Holders do hereby acknowledge and agree that the
Company's non-compliance with the financial covenants contained in Section 7.01
of each of the Loan Agreements is not, and shall not be, deemed a Default or an
Event of Default under the Loan Agreements.



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                  IN WITNESS WHEREOF, this Limited Waiver is entered into as of
the date set forth above.


                           HOLDERS:


                           RENAISSANCE US GROWTH INVESTMENT
                              TRUST PLC


                           By:
                              -------------------------------------------------
                              Xxxxxxx Xxxxxxxxx, President,
                              XXXX Capital Group, Inc., Investment Manager
                           (holding approximately 50% of the outstanding
                           principal amount of the Renaissance Debentures and
                           approximately 42% of the outstanding principal
                           amount of the Debentures)


                           BFSUS SPECIAL OPPORTUNITIES TRUST PLC


                           By:
                              -------------------------------------------------
                              Xxxxxxx Xxxxxxxxx, President,
                              XXXX Capital Group, Inc., Investment Manager
                           (holding approximately 50% of the outstanding
                           principal amount of the Renaissance Debentures and
                           approximately 42% of the outstanding principal
                           amount of the Debentures)


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