LOAN AGREEMENT
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AGREEMENT ("Loan Agreement") by and among Augment Systems, Inc., with
an address at 0 Xxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 (hereinafter
referred to as "Borrower"), and the persons set forth on Exhibit A hereto
(hereinafter referred to as the "Lenders");
WHEREAS, Borrower has requested that the Lenders provide a bridge loan
(the "Loan") to Borrower in the sum of $1,500,000 for a 12-month period pursuant
to an offering as described in that certain Subscription Agreement by and
between each Lender and the Borrower, dated even date herewith; and
WHEREAS, Lenders are willing to lend Borrower said sum under the terms
and conditions of this Loan Agreement;
NOW, THEREFORE, the parties agree as follows:
1. TERMS.
(a) Upon the execution of this Loan Agreement and the related
exhibits, Lenders shall lend Borrower by wire transfer or check the sum of
$1,500,000 to be repaid with interest at the rate of 8% per annum by Borrower at
the earlier of September __, 1999 or (i) any sale, pledge, assignment, transfer
or disposition of any assets of Borrower outside of the ordinary course of
business, (ii) any merger or consolidation of Borrower with any other entity,
other than if Borrower is the surviving entity of such merger or a "change of
control" of Borrower (which shall mean the acquisition by any person, entity or
group of control of Borrower), or (iii) proceeds of at least $4,000,000 are
received by Borrower from the sale or issuance of any debt or equity securities
by Borrower. Borrower shall execute and deliver to each Lender a Promissory Note
("Promissory Note"), substantially in the form of Exhibit B hereto.
(b) Borrower will issue warrants to each Lender substantially in
the form of Exhibit C hereto (the "Warrants"). Each Warrant shall be exercisable
for the number of shares of common stock, $.01 par value per share, of Borrower
equal to 50% of the original principal amount such Lender loans to Borrower
pursuant to this Loan Agreement (an aggregate of 750,000 shares for $1,500,000
Loan), as such number may be adjusted pursuant to the terms of the Warrants. The
Warrants shall be exercisable at the price of $0.40 per share and shall expire
five (5) years from the date of issuance. The Warrants shall be subject to
"weighted average" anti-dilution protection.
2. COLLATERAL. As collateral for the Loan, Borrower shall grant to the
Lenders concurrently herewith a first lien upon and a security interest in all
assets of Borrower, pursuant to a Security Agreement in the form of Exhibit D
hereto (the "Security Agreement"), and shall keep and maintain such collateral
free and clear of all liens and encumbrances, except as set forth on Schedule 2
hereto.
3. REPRESENTATIONS. To induce Lenders to make the Loan, Borrower hereby
makes the following representations in connection with this Loan Agreement:
(a) Corporate Existence and Qualification. Borrower is a
corporation duly organized and validly existing under the laws of the State of
Delaware and has the requisite power and authority to own, lease and operate its
assets and properties and to carry on its business as now conducted and as
proposed to be conducted. Borrower is qualified or licensed to do business in
each jurisdiction in which the properties owned, leased or operated by it or the
nature of the business conducted by it makes such qualifications or licensing
necessary, except where the failure to be so qualified will not, when taken
together with all other such failures, have material adverse effect on the
business of Borrower.
(b) Authority; Approvals; Non-Contravention.
(i) Borrower has full corporate power and authority and has
taken all corporate action necessary to enter into this Loan Agreement, the
Promissory Note, Warrant, and Security Agreement (collectively, the "Loan
Documents") to which it is a party and to consummate the transactions
contemplated hereby and thereby. The Loan Documents will be, duly and validly
executed and delivered by the Borrower and each Loan Document constitutes a
valid and binding agreement of Borrower, enforceable against Borrower in
accordance with its respective terms, except insofar as enforceability may be
limited by general equitable principles and to bankruptcy, insolvency,
reorganization, moratorium or similar laws of general application affecting the
rights and remedies of creditors.
(ii) No consent, approval, order or authorization of, or
registration, declaration or filing with any governmental authority is required
to be obtained or made by or with respect to Borrower in connection with the
execution and delivery of the Loan Documents by Borrower or the performance by
Borrower of the transactions contemplated thereby, except for those obtained.
(iii) The execution and delivery of this Loan Agreement and any
of the other Loan Documents by Borrower does not, and the consummation by
Borrower of the transactions contemplated hereby and thereby, will not, and the
performance of Borrower of the transactions contemplated hereby and thereby will
not violate, conflict with or result in a breach of any provision of, or
constitute default (a result in any event that, with notice or lapse of time or
both, would constitute a default) under, or result in the termination of, or
accelerate the performance required by, or result in a right of termination or
acceleration under any terms, conditions or provisions of (i) the Certificate of
Incorporation, as amended to date, or by-laws of Borrower, (ii) any judgment,
decree order or award of any governmental authority applicable to Borrower, or
any law, rule or regulation applicable to Borrower or any note, bond, mortgage,
indenture, deed, trust, permit, lease, agreement or other instrument to which
Borrower is now a party or by which Borrower or any of their respective
properties or assets may be bound or subject.
(iv) Title to Properties; Encumbrances. Borrower has good,
valid and marketable title to all of its respective properties and assets
(personal, tangible and
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intangible); in each case free and clear of all encumbrances, liens, claims,
charges or other restrictions of whatever kind or character, except as set forth
on Schedule 3(b) hereto, which excepted liens will be released and terminated
upon the closing of the minimum Loans unless otherwise indicated on Schedule
3(b).
4. LEGAL OPINION. In connection with the Loan, Borrower's counsel shall
issue an opinion letter in form reasonably satisfactory to Xxxxx Xxxxxxxx
Xxxxxxx & Associates, Ltd. concerning the authorization of Borrower to enter
into the Loan Documents, and the enforceability of the Loan Documents, and such
other matters as may reasonably be requested.
5. EXPENSES. The parties shall be responsible for their own expenses in
connection with the preparation and execution of this Loan Agreement.
6. PRO-RATA PAYMENTS. All payments on the Promissory Notes shall be
applied pro rata among the Lenders based upon the principal amount of the
Promissory Notes held by such Lender compared to the aggregate principal amount
of all of the Promissory Notes issued pursuant to this Loan Agreement. If any
payment shall be received by any Lender in excess of such Lender's pro rata
share, such payment shall be held in trust for the benefit of the other Lenders
and shall promptly be paid over and delivered to the other Lenders for
application to the payment of the other Promissory Notes.
7. WAIVER, AUTHORIZATION OR AMENDMENT OF TERMS. Lenders holding a
majority interest of the principal amount of the Promissory Notes may waive,
alter or amend the terms of the Promissory Notes; however, neither the interest
rate nor the maturity of any Promissory Notes may be changed without the
affirmative consent of the holder of such Promissory Note.
8. EVENTS OF DEFAULT. The following shall be deemed to be "Events of
Default" under the Loan Documents:
(a) Borrower's material breach of any of the terms, covenants and
conditions of this Loan Agreement or any material misrepresentation or breach of
warranty under this Loan Agreement;
(b) Borrower's material breach of any terms, covenants and
conditions, or material misrepresentations in the Promissory Notes or Security
Agreement;
(c) Borrower fails to pay principal or interest on any Promissory
Note within five (5) days after the date when due;
(d) Borrower ceases doing business;
(e) termination of the employment of Borrower's Chief Executive
Officer;
(f) Borrower shall default under any material contract, or any
litigation or proceeding, except as set forth on Schedule 8(f) hereto, shall be
instituted against Borrower, which default, litigation or proceeding could
reasonably be expected to have a material adverse effect on Borrower.
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(g) Borrower (i) makes an assignment for the benefit of
creditors; (ii) files a voluntary petition in bankruptcy; (iii) fails to pay its
debts as they become due; (iv) admits in writing its inability to pay its debts
as they become due; (v)is adjudicated a bankrupt or an insolvent; (vi)files a
petition seeking for itself any reorganization, arrangement, composition,
readjustment, liquidation, dissolution or similar arrangement under any present
or future statute, law or regulation, or files an answer admitting the material
allegations of a petition filed against it in any such proceeding; (vii) takes
any action looking to its dissolution or liquidation; (viii) an order for relief
is entered under the bankruptcy code against Borrower seeking reorganization,
arrangement, readjustment, liquidation, dissolution or similar relief under any
present or future statute, law or regulation, and such proceeding shall not have
been dismissed within ninety (90) days; or (ix) if within thirty (30) days after
the appointment without Borrower's consent or acquiescence of any trustee,
custodian, receiver or liquidator of it or of all or any substantial part of its
assets and properties, such appointment shall be not vacated.
9. NOTICE OF PRESENTMENT. Borrower (i) waives diligence, demand,
presentment, protest and notice of any kind, (ii) agrees that it will not be
necessary for any Lender to first institute suit in order to enforce payment of
any Promissory Note and (iii) consents to any one or more extensions or
postponements of time of payment, release, surrender or substitution of
collateral security, or forbearance or other indulgence, without notice or
consent. Upon any Event of Default, Lenders shall have the right but not the
obligation to set off against the Promissory Notes all money owed by Lenders to
Borrower.
10. NO MITIGATION. Lenders shall not be required to resort to any
collateral for payment, but may proceed against Borrower in such order and
manner as Lenders may choose.
11. NOTICES. Any notices that are required or permitted under this Loan
Agreement may be sent to Borrower at the address set forth in the preamble to
this Loan Agreement and to the Lenders at the addresses set forth on Exhibit A,
with a copy to Xxxxxx Xxxxxxxx Xxxxxxx & Associates, Ltd., 000 Xxx Xxxx Xxxxx
Xxxx, Xxxxxxxxx, Xxx Xxxx 00000, by either Certified Mail, Return Receipt
Requested, or by overnight courier. In the event that it is sent by Certified
Mail, Return Receipt Requested, the notice shall be deemed to have been given
three (3) days after same has been sent and in the event that the notice has
been sent by overnight courier, the notice shall be deemed to be given one (1)
day after it has been sent. Each party hereto is deemed to have an obligation to
advise the other of its current address.
12. GOVERNING LAW. This Loan Agreement and the Promissory Notes shall
be governed by and construed in accordance with the laws of the State of New
York, without regard to conflicts of laws provisions and shall be binding upon
the successors and assigns of Borrower and inure to the benefit of Lenders and
its successors, endorsees and assigns. Borrower hereby irrevocably consents to
the non-exclusive jurisdiction of the Supreme Court of the State of New York and
of the United States District Courts in the State of New York for all purposes
in connection with any action or proceeding arising out of or relating to this
Loan, and further consents that any process or notice in connection with any
proceeding hereunder may be served (i) inside or outside the State of New York
by Registered or Certified Mail, Return Receipt Requested, and service of notice
so served shall be deemed complete three (3) days after same shall have been
posted, or (ii) such other manner as permissible under the rules of said Courts.
Within twenty (20) days after such mailing, Borrower shall appear to answer such
process or
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notice of motion or other application to said Courts, failing which Borrower
shall be deemed in default and judgment may be entered by Lenders against
Borrower for the amount of the claim and other relief requested therein.
13. NO WAIVER. Failure by Lenders to insist upon the strict performance
by Borrower of any terms and provisions herein shall not be deemed to be a
waiver of any terms and provisions herein, and Lenders shall retain the right
thereafter to insist upon strict performance by the Borrower of any and all
terms and provisions of this Loan or any document securing the repayment of this
Loan.
14. REMEDIES. In the event of a breach of this Loan Agreement, the
Promissory Notes or the Security Agreement, the Lenders shall be entitled to
immediately demand full payment of the Loan and shall be entitled to interest at
the default rate provided under the Promissory Notes and shall be entitled to
foreclose on the Security Agreement. All such rights are cumulative and not
exclusive of any other rights, powers and remedies that Lenders might otherwise
have. Lenders may exercise these rights simultaneously, alternatively or
successively, and said rights shall be in addition to all other rights that are
available to Lenders in law or in equity. Borrower shall also be responsible for
all of Lenders' costs and expenses, including, but not limited to, reasonable
legal fees in connection with the enforcement of this Loan Agreement, the
Promissory Notes, and the Security Agreement.
15. MISCELLANEOUS.
(a) In the event that any portion of this Loan Agreement can be
construed in two ways, one of which would render the Loan Agreement or any
portion thereof illegal and unenforceable and the other one of which would
render the Loan Agreement or any portion thereof valid and enforceable, such
provisions shall have the meaning that render them valid and enforceable. It is
the desire and intent of the parties that this Loan Agreement be enforceable. It
is the desire and intent of the parties that this Loan Agreement be enforced to
the fullest extent permitted by law. In the event any portion of this Loan
Agreement is deemed invalid or unenforceable under New York law but valid under
the laws of the state in which Borrower's business is conducted, the provisions
shall be governed by the law of such state. In the event that any court
determines any portion of this Loan Agreement is unenforceable, the parties
agree that such portion of this Loan Agreement shall be amended only in such a
manner so that the provision shall be enforceable by the parties with the intent
that it be enforceable to the fullest extent possible under the laws and public
policy in the state in which the enforcement is sought. Furthermore, the
provisions of this Loan Agreement are several, and any completely invalid or
unenforceable portion of any provisions of this Loan Agreement shall be deleted
and partially valid, and enforceable provisions of this Loan Agreement shall be
enforced to the fullest extent possible.
(b) The failure of any party to insist in any one or more instances
upon a strict performance or observation of any of the terms, provisions or
covenants of the Loan Documents or to exercise any rights therein contained,
shall not be construed or deemed to be a waiver or relinquishment for the future
of any such term, provision, covenant or right, but the same shall continue and
remain in full force and effect.
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(c) At the option of each Lender, the principal and interest due and
payable under any Promissory Note held by such Lender may be converted into the
form of equity securities issued by Borrower in the first equity financing
subsequent to the date hereof of at least $4,000,000 that is completed within
twelve (12) months of the date of this Loan Agreement, upon the terms and
conditions of any such financing, at the time of closing for that equity
financing. Borrower shall give each Lender at least twenty (20) days prior
written notice of the closing of such financing.
(d) This Loan Agreement shall be binding upon and inure to the
benefit of the parties hereto and to their heirs, devises, legatees, personal
representatives, successors and assigns.
(e) This Loan Agreement, the other Loan Documents, and the
Subscription Agreement contain the entire understanding among the parties hereto
in connection with the subject matter hereof and thereof, there being no terms,
promises, covenants, agreements, conditions, warranties or representations other
than those herein and therein contained, and no amendments thereto shall be
valid unless made in writing and signed by all parties hereto.
(f) Each party hereto agrees to perform any further acts and to
execute and deliver any documents that may be reasonably necessary to carry out
the provisions of this Loan Agreement.
(g) This Loan Agreement may be executed simultaneously in one or
more counterparts, each of which shall be deemed an original but all of which
together shall constitute one and the same instrument.
[Remainder of Page Intentionally Left Blank]
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IN WITNESS WHEREOF, the undersigned have executed this Loan Agreement
as of this _____ day of September, 1998.
LENDER:
___________________________________________
Print Name
___________________________________________
Signature
AUGMENT SYSTEMS, INC.
By:________________________________________
Schedule 2
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Liens on Collateral
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1. MTDC and Xxx Xxxxxx
2. $150,000 deposited into escrow by Borrower as of June 1998, in
connection with the negotiation of a settlement of a litigation filed
against Borrower by its former Chief Executive Officer and President
seeking, among other things, severance and other payments claimed to be
owed to him. The escrow is intended to secure any amounts that Borrower
may be obligated to pay its former Chief Executive Officer and
President as a result of the final resolution of the litigation,
whether through settlement or trial.
3. See equipment liens identified on Schedule 3(b).
SCHEDULE 3(B)
EXISTING INDEBTEDNESS AND LIENS
INDEBTEDNESS
1. $750,000 loan from Fleet National Bank; and
2. $20,743 first priority interest of indebtedness from MTDC and Xxx Xxxxxx.
LIENS
1. Liens of Fleet National Bank (to be released at the Closing of the Loan);
2. Lien of MTDC and Xxx Xxxxxx;
3. $150,000 deposited into escrow by Borrower as of June 1998, in connection
with the negotiation of a settlement of a litigation filed against
Borrower by its former Chief Executive Officer and President seeking,
among other things, severance and other payments claimed to be owed to
him. The escrow is intended to secure any amounts that Borrower may be
obligated to pay its former Chief Executive Officer and President as a
result of the final resolution of the litigation, whether through
settlement or trial.
4. The following equipment liens:
a. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Peoples Heritage Leasing Corp.
DATE FILED: May 3, 1996
FILE NO.: 386975
COLLATERAL: Computer Equipment
b DEBTOR: Augment Systems, Inc.
SECURED PARTY: Continental Resources, Inc.
DATE FILED: July 15, 1996
FILE NO.: 403549
COLLATERAL: Computer Equipment
c. DEBTOR: Augment Systems
SECURED PARTY: Continental Resources
DATE FILED: July 30, 1996
FILE NO.: 407158
COLLATERAL: Computer Memory
d. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Fleet National Bank
DATE FILED: October 14, 1997
FILE NO.: 503351
COLLATERAL: Computer Equipment
e. DEBTOR: Augment Systems
SECURED PARTY: Continental Resources
DATE FILED: September 5, 1996
FILE NO.: 414531
COLLATERAL: Computer Equipment
f. DEBTOR: Augment Systems
SECURED PARTY: Continental Resources
DATE FILED: March 18, 1997
FILE NO.: 455158
COLLATERAL: Computer Equipment
g. DEBTOR: Augment Systems
SECURED PARTY: Continental Resources
DATE FILED: October 27, 1997
FILE NO.: 506465
COLLATERAL: Computer Equipment
h. DEBTOR: Augment Systems Incorporated
SECURED PARTY: Orix Credit Alliance, Inc.
DATE FILED: June 28, 1996
FILE NO.: 400172
COLLATERAL: Computer Equipment
i. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Leasing Technologies International, Inc.
DATE FILED: October 14, 1997
FILE NO.: 503344
COLLATERAL: Computer Equipment
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j. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Leasing Technologies International, Inc.
DATE FILED: April 8, 1998
FILE NO.: 541333
COLLATERAL: Computer Equipment
k. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Peoples Heritage Leasing Corp.
DATE FILED: May 2, 1995
FILE NO.: 96-111
COLLATERAL: Computer Equipment
l. DEBTOR: Augment Systems Incorporated
SECURED PARTY: Orix Credit Alliance, Inc.
DATE FILED: July 1, 1996
FILE NO.: 96-176
COLLATERAL: Computer Equipment
m. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Leasing Technologies International, Inc.
DATE FILED: October 15, 1997
FILE NO.: 97-372
COLLATERAL: Computer Equipment
n. DEBTOR: Augment Systems, Inc.
SECURED PARTY: Leasing Technologies International, Inc.
DATE FILED: April 9, 1998
FILE NO.: 98-109
COLLATERAL: Computer Equipment
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Schedule 8(f)
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Litigations
-----------
1. $150,000 deposited into escrow by Borrower as of June 1998, in
connection with the negotiation of a settlement of a litigation filed
against Borrower by its former Chief Executive Officer and President
seeking, among other things, severance and other payments claimed to be
owed to him. The plaintiff's complaint seeks damages of approximately
$250,000 in severance, unpaid vacation of approximately $7,200,
continuation of health and life insurance benefits, treble damages for
any loss of wages or other benefits, and such other relief as may be
appropriate and just. The escrow is intended to secure any amounts that
Borrower may be obligated to pay its former Chief Executive Officer and
President as a result of the final resolution of the litigation,
whether through settlement or trial.
2. The Company has received a letter from a printing vendor claiming that
the Company owes the vendor approximately $50,000 for printing services
rendered. The Company's position is that it has provided consideration
to the vendor for the printing services in the form of equipment and
software, in accordance with an understanding between the parties
established in November 1996. The Company is currently negotiating a
settlement of the matter. No formal claim has been filed in any court
with respect to this matter.
Exhibit A
LENDERS
LENDER ADDRESS
------ -------
Watumull Group, Ltd. 00000 Xxxxxxx Xxxxxx, Xxxxxx Xxxxx, XX 00000
Sunrise Foundation Trust 000 X. 00xx Xx., XX, XX 00000
Xxxxxx X. Xxxxxx, XXX C/o NCM Capital Inc., 000 Xxxxx Xxx., XX, XX 00000
Xxxxxx Xxxx 0000 Xxxxxxxx Xxx., Xxx. 0-0, Xx. Xxx, XX 00000
Den Lor Development Co., Ltd. 000 Xxxxxxxx Xxx., Xxxxxxxxxx Xxxxx, XX 00000
Xxxxxxx XxXxxxx, Xx. 000 Xxxx, XX, XX 00000
Xxxxxx Xxxx 0 Xxxxxx Xx., Xxxxxxxxxx, XX 00000
Xxxxxxxxx and Xxxxxxxx Xxxxxxxx 00 Xxxxxxxx Xxxxx, Xxxxxxxxxxx, XX 00000
Xxxxxxx Xxxxxx 000 Xxxxxx Xxxx, Xxx Xxxxxxxx, XX 00000-0000
Xxxxx Xxxxxx 0000 X Xxxxxxx Xxxxxx Xxxxxxx, Xxxxxx, XX 00000
Xxxxx Xxxx 000 X. Xxxxxxxxx Xxxx., #0000, Xxxxxxx, XX 00000
Xxxx Xxxxxxxxxx 0000 XX 00xx Xxx., Xxxxxxxxxx Xxxxx, XX 00000
Wear #1 Button Corp. 00 Xxxxxxx Xxx., Xxxxxxx, XX 00000
Xxxxx Xxxx 00 Xxxx Xxx Xxx., XX, XX 00000-0000
Xxxxx Xxxx 000 Xxxxxxxxx Xxxxx, #000, Xxxxxxxxx, XX 00000-0000
Xxxxx Xxxxxx 000 X. 00xx Xxxxxx, #0X, XX, XX 00000-0000
Xxxxxxx Granbacher and Xxxxx Xxxxx 000-00 00xx Xx., Xxxxxx Xxxxx, XX 00000-0000
Xxxxxxxxx Xxxxxxxxx 00 Xxxxxxx Xx., Xxxxxxx, XX 00000-0000
Xxxxxxx Xxxxxx 00 Xxxxxx Xxxx, Xxxxxxxxx, XX 00000-0000
Xxxx Xxxxxxxxxx X.X. Xxx 0000, Xxxxx, XX 00000
Xxxxxxx Xxxxxx 00 Xxxxxx Xxxxxx Xxxx, Xxxxxx Xxxxxx, XX 00000-0000
Xxxxxxx Xxxxxxxxx 000 X. 00xx Xxxxxx, XX, XX 00000-0000
Xxx Xxxxxxxxx 000 X. 00xx Xxxxxx, XX, XX 00000-0000
Xxxxxxx Xxxxxxxxxx 00 Xxxxxxx Xxxx, Xxxxx Xxxxxx, XX 00000-0000
Xxxxxx Xxxxxxxx 0000 Xxxxxxx Xxxxx Xxxxx, Xxxxxxxx, XX 00000-0000
Xxxxxx Xxxxxx 000 X.00xx Xxxxxx, XX,XX 00000
Xxxxxx X. and Xxxxx Xxxxx 0 Xxxxxxxxx Xxxx, Xxxxxxxxx, XX 00000-0000
Xxxxxxx and Xxxxx Xxxxxx 00 Xxxxxx Xxx., Xxxxxxx, XX 00000
Xxxxxxx and Xxxxxx Xxxxxx 00 Xxxxx Xxxxxx, Xxxxxx, XX 00000
Xxxxxxx Xxxxxxx 00-00 00xx Xxxxxx, X. Xxxxxxxx, XX 00000
Xxxx Xxxxxxxxx 000 X. 00xx Xxxxxx, Xxx. 0, XX, XX 00000-0000
Xxxxxx Xxxxxxx 00 Xxxxxxxxxx Xx., Xxxxxx Xxxxxxx, XX 00000-0000
Xxx and Xxxxx Xxxxxx 000 Xx. 000, Xxxxx Xxxxx, XX 00000
Xxxxxxx Xxxxx 0 Xxxxxxx Xxxxxxx, Xxxxxxxxx, XX 00000
Xxxxxxxx Xxxxxxx 0000 Xxxx Xxxx Xxxxx, Xxx Xxxxx, XX 00000
Xxxxxx Xxxxx 000 Xxx Xxxx, Xxxxxxxxxxx, XX 00000
Xxxxxx Family Counselors, Inc. PFT 00000 0xx Xxxxxx, Xxxxxxxx, XX 00000
Xxxxxx and Xxxxxx Xxxxxxxx 000 X. 00xx Xxxxxx, XX, XX 00000
Xxxx Xxxxxxx 000 X. 00xx Xxxxxx, XX, XX 00000
Giant Trading Inc. x/x Xxxxx 0, Xxxxxxxxx Xxxxx, Xxxxxxxx Xx., Xx. Xxxxx Port
Guerney, Channel Islands
Cass & Co. - Magnum Opportunity Fund Xxxxxxxx Xxxxx, 000 Xxxx Xxx Xxxxxx, X.X. Xxx 00 6238, Nassau,
Bahamas
Cass & Co. - Magnum Turbo Growth Fund Xxxxxxxx Xxxxx, 000 Xxxx Xxx Xxxxxx, X.X. Xxx 00 6238, Nassau,
Bahamas
Cass & Co. - Magnum Tech. Fund Xxxxxxxx Xxxxx, 000 Xxxx Xxx Xxxxxx, X.X. Xxx 00 6238, Nassau,
Bahamas
