ENDORSEMENTS (Only we can endorse this contract.) ALTERATION OF TEXT The provision of this contract entitled "Assignment" is replaced at issue by the following: Assignment We will not be deemed to know of an assignment unless we receive it, or a copy...

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                                                               EXHIBIT 1A(13)(k)


                                  ENDORSEMENTS

                      (Only we can endorse this contract.)

                               ALTERATION OF TEXT

     The provision of this contract entitled "Assignment" is replaced at issue
by the following:

Assignment

     We will not be deemed to know of an assignment unless we receive it, or a
copy of it, at our Home Office. We are not obliged to see that an assignment is
valid or sufficient. This contract may not be assigned to any employee benefit
plan or program without our consent. This contract may not be assigned if such
assignment would violate any federal, state, or local law or regulation
prohibiting sex distinct rates for insurance.


Pruco Life Insurance Company,

By  /s/  XXXXXXX X. LIGHT
  ----------------------------
         Secretary

ORD 89224--94-P


                                     II-88