Contract

EXHIBIT 99.2

The mortgage loans delivered to the Trust on the Closing Date (the “Initial Mortgage Loans”) and the mortgage loans delivered to the Trust on the Subsequent Transfer Date (the “Subsequent Mortgage Loans”, and together with the Initial Mortgage Loans, the “Mortgage Loans”) will consist of conventional, one-to four- family, adjustable-rate and fixed-rate mortgage loans. The Depositor purchased the Initial Mortgage Loans from the Seller pursuant to the Mortgage Loan Purchase Agreement, dated as of November 18, 2005, between the Seller and the Depositor, and the Depositor purchased the Subsequent Mortgage Loans from the Seller pursuant to the Subsequent Mortgage Loan Purchase Agreement, dated as of December 22, 2005. Pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date, November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, the Master Servicer and the Trustee, the Depositor will cause the Mortgage Loans to be assigned to the Trustee for the benefit of the certificateholders.

The Mortgage Loans included in loan group I and loan group II are expected to have an aggregate principal balance as of the Cut-off Date or Subsequent Cut-off Date of approximately $2,047,922,331.57 and $1,094,877,212.14, respectively. The Group I Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that conform to Xxxxxx Xxx loan limits, and the Group II Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that may or may not conform to Xxxxxx Mae or Xxxxxxx Mac loan limits.

The Mortgage Loans will be secured by mortgages or deeds of trust or other similar security instruments creating first or second liens on residential properties (the “Mortgaged Properties”) consisting of attached, detached or semi-detached one-to four-family dwelling units, individual condominium units or individual units in planned unit developments and manufactured housing. The Mortgage Loans will have original terms to maturity of not greater than 30 years from the date on which the first payment was due on each Mortgage Loan. Approximately 0.91% of the Group I Mortgage Loans and approximately 1.91% of the Group II Mortgage Loans are secured by second liens, in each case by aggregate scheduled principal balance of the related loan group as of the Cut-off Date or Subsequent Cut-off Date.

Each adjustable-rate Mortgage Loan will accrue interest at the adjustable-rate calculated as specified under the terms of the related mortgage note and each fixed-rate Mortgage Loan will have a Mortgage Rate that is fixed for the life of such Mortgage (each such rate, a “Mortgage Rate”).

The adjustable-rate Mortgage Loans will provide for semi-annual adjustment to the Mortgage Rate thereon and for corresponding adjustments to the monthly payment amount due thereon, in each case on each adjustment date applicable thereto (each such date, an “Adjustment Date”); provided, that the first adjustment for approximately 68.04% of the adjustable-rate Group I Mortgage Loans and approximately 73.82% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date or Subsequent Cut-off Date, will occur after an initial period of two years after origination, and the first adjustment for approximately 31.96% of the adjustable-rate Group I Mortgage Loans and approximately 26.18% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date or Subsequent Cut-off Date, will occur after an initial period of three years after origination. On each Adjustment Date for each adjustable-rate Mortgage Loan, the Mortgage Rate thereon will be adjusted (subject to rounding) to equal the sum of the applicable Index (as defined below) and a fixed percentage amount (the “Gross Margin”). The Mortgage Rate on each

adjustable-rate Mortgage Loan will not decrease on the first related Adjustment Date, will not increase by more than 2.000% per annum on the first related Adjustment Date (the “Initial Periodic Rate Cap”) and will not increase or decrease by more than 1.000% per annum on any Adjustment Date thereafter (the “Periodic Rate Cap”). Each Mortgage Rate on each adjustable-rate Mortgage Loan will not exceed a specified maximum Mortgage Rate over the life of such Mortgage Loan (the “Maximum Mortgage Rate”) or be less than a specified minimum Mortgage Rate over the life of such Mortgage Loan (the “Minimum Mortgage Rate”). Effective with the first monthly payment due on each adjustable-rate Mortgage Loan after each related Adjustment Date, the monthly payment amount will be adjusted to an amount that will amortize fully the outstanding principal balance of the related Mortgage Loan over its remaining term, and pay interest at the Mortgage Rate as so adjusted. Due to the application of the Periodic Rate Caps and the Maximum Mortgage Rates, the Mortgage Rate on each such adjustable-rate Mortgage Loan, as adjusted on any related Adjustment Date, may be less than the sum of the Index and the related Gross Margin, rounded as described herein. None of the adjustable-rate Mortgage Loans permits the related mortgagor to convert the adjustable Mortgage Rate thereon to a fixed Mortgage Rate.

The Mortgage Loans will have scheduled monthly payments due on the first day of the month (with respect to each Mortgage Loan, a “Due Date”). Each Mortgage Loan will contain a customary “due-on-sale” clause which provides that (subject to state and federal restrictions) the Mortgage Loan must be repaid at the time of sale of the related mortgaged property or with the consent of the holder of the mortgage note assumed by a creditworthy purchaser of the related mortgaged property.

None of the Mortgage Loans will be buydown mortgage loans.

Approximately 65.34% of the Group I Mortgage Loans and approximately 66.09% of the Group II Mortgage Loans, in each case by aggregate scheduled principal balances of the related loan group as of the Cut-off Date or Subsequent Cut-off Date, provide for payment by the mortgagor of a prepayment charge on certain principal prepayments, subject to certain limitations in the related mortgage note and limitations upon collection in the Pooling and Servicing Agreement. Generally, each such Mortgage Loan provides for payment of a prepayment charge on certain prepayments made within a defined period set forth in the related Mortgage Note (generally within the first three years but possibly as short as one year from the date of origination of such Mortgage Loan). The amount of the prepayment charge is as provided in the related Mortgage Note. The holders of the Class P Certificates will be entitled to all prepayment charges received on the Mortgage Loans in each loan group, and such amounts will not be available for distribution on the other classes of Certificates. Under certain instances, as described under the terms of the Pooling and Servicing Agreement, the Master Servicer may waive the payment of any otherwise applicable prepayment charge. Investors should conduct their own analysis of the effect, if any, that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. The Depositor makes no representation as to the effect that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. As of July 1, 2003, the Alternative Mortgage Parity Act of 1982 (the “Parity Act”), which regulates the ability of the Originator to impose prepayment charges, was amended, and as a result, the Originator will be required to comply with state and local laws in originating mortgage loans with prepayment charge provisions with respect to loans originated on or after July 1, 2003. However, the ruling of the Office of Thrift Supervision (the “OTS”) does not retroactively affect loans originated before July 1, 2003. See “Legal Aspects of Mortgage Assets—Enforceability of Certain Provisions—Prepayment Charges” in the prospectus.

Mortgage Loan Statistics

The Group I Mortgage Loans consist of 12,268 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date or Subsequent Cut-off Date of approximately $2,047,922,331.57, after application of scheduled payments due on or before the Cut-off Date or Subsequent Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date or Subsequent Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group I Mortgage Loans had a first Due Date prior to April 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 174 months or greater than 360 months as of the Cut-off Date or Subsequent Cut-off Date. The latest maturity date of any Group I Mortgage Loan is January 1, 2036.

The Group II Mortgage Loans consist of 4,023 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date or Subsequent Cut-off Date of approximately $1,094,877,212.14, after application of scheduled payments due on or before the Cut-off Date or Subsequent Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date or Subsequent Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group II Mortgage Loans had a first Due Date prior to April 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 177 months or greater than 360 months as of the Cut-off Date or Subsequent Cut-off Date. The latest maturity date of any Group II Mortgage Loan is January 1, 2036.

DESCRIPTION OF THE TOTAL COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics	Range (if applicable)
Number of Mortgage Loans	16,291
Aggregate Current Principal Balance	$3,142,799,543.71
Average Current Principal Balance	$192,916.31	$19,993.77 to $850,000.00
Aggregate Original Principal Balance	$3,144,825,393.00
Average Original Principal Balance	$193,040.66	$20,000.00 to $850,000.00
Fully Amortizing Mortgage Loans	100.00%
1st Lien	98.74%
Wtd. Avg. Gross Coupon	7.575%	5.200% to 12.400%
Wtd. Avg. Original Term (months)	358	180 to 360
Wtd. Avg. Remaining Term (months)	357	174 to 360
Margin (ARM Loans Only)	5.820%	3.750% to 7.125%
Maximum Mortgage Rate (ARM Loans Only)	13.624%	11.200% to 18.200%
Minimum Mortgage Rate (ARM Loans Only)	7.624%	5.200% to 12.200%
Wtd. Avg. Original LTV (1)	79.83%	11.36% to 100.00%
Wtd. Avg. Borrower FICO	626	500 to 816
Geographic Distribution (Top 5)	CA 25.15%
	FL 13.13%
	AZ 9.33%
	IL 7.20%
	NY 5.99%

(1)The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

Collateral Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Collateral Type	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2YR/6 MO LIBOR	6,968	1,336,944,241.00	42.54	359	39.14	7.872	608	80.82
2YR/6 MO LIBOR - 2YR IO	560	159,728,209.00	5.08	359	40.85	7.021	679	79.16
2YR/6 MO LIBOR - 3YR IO	1	372,000.00	0.01	358	32.00	5.990	674	80.00
2YR/6 MO LIBOR - 5YR IO	977	263,541,580.96	8.39	359	40.81	7.148	679	79.26
3YR/6 MO LIBOR	3,027	593,452,483.11	18.88	359	39.76	7.639	618	80.59
3YR/6 MO LIBOR - 3YR IO	154	38,706,341.84	1.23	358	41.09	6.722	674	78.09
3YR/6 MO LIBOR - 5YR IO	476	120,500,170.35	3.83	358	40.81	6.928	673	78.28
FIXED RATE	3,964	582,903,756.93	18.55	351	39.18	7.432	622	77.78
FIXED RATE - 2YR IO	1	84,000.00	0.00	358	40.00	7.700	624	80.00
FIXED RATE - 3YR IO	7	2,342,609.72	0.07	359	39.20	6.423	684	68.37
FIXED RATE - 5YR IO	156	44,224,150.80	1.41	357	40.12	6.712	671	78.87
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Principal Balances at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance	Balance at	Maturity	Income	Coupon		OLTV
at Origination ($)	Mortgage Loans	at Origination ($)	Origination	(months)*	(%)*	(%)*	FICO*	(%)*
25,000.00 or less	39	903,116.00	0.03	354	36.18	11.086	679	99.99
25,000.01 - 50,000.00	307	11,557,388.00	0.37	359	39.28	11.050	681	99.96
50,000.01 - 100,000.00	3,067	245,094,236.00	7.79	353	37.32	8.382	612	82.34
100,000.01 - 150,000.00	3,867	485,219,679.00	15.43	355	38.63	7.807	615	79.83
150,000.01 - 200,000.00	3,065	536,057,600.00	17.05	358	39.30	7.652	619	79.49
200,000.01 - 250,000.00	2,088	468,051,620.00	14.88	358	39.47	7.502	624	78.81
250,000.01 - 300,000.00	1,312	359,631,349.00	11.44	358	40.34	7.524	628	79.49
300,000.01 - 350,000.00	962	311,768,261.00	9.91	358	40.57	7.306	632	79.45
350,000.01 - 400,000.00	583	217,692,361.00	6.92	358	41.19	7.268	640	79.87
400,000.01 - 450,000.00	352	149,674,930.00	4.76	359	40.42	7.296	648	80.35
450,000.01 - 500,000.00	262	124,803,737.00	3.97	359	40.92	7.289	641	80.22
500,000.01 - 550,000.00	137	71,899,903.00	2.29	358	41.40	7.108	646	80.83
550,000.01 - 600,000.00	92	53,030,019.00	1.69	359	39.39	7.226	634	80.59
600,000.01 - 650,000.00	61	38,450,287.00	1.22	359	38.86	6.982	640	79.99
650,000.01 - 700,000.00	45	30,349,249.00	0.97	359	39.85	6.874	660	77.55
700,000.01 - 750,000.00	18	13,056,500.00	0.42	359	40.19	7.370	616	80.26
750,000.01 or greater	34	27,585,158.00	0.88	359	36.61	6.947	613	74.17
Total:	16,291	3,144,825,393.00	100.00	357	39.59	7.575	626	79.83
*Based on original balances of the Mortgage Loans.

Principal Balances as of the Cut-off Date
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
as of the Cut-off Date ($)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25,000.00 or less	39	902,756.11	0.03	354	36.18	11.087	679	99.99
25,000.01 - 50,000.00	307	11,554,338.54	0.37	359	39.27	11.050	681	99.96
50,000.01 - 100,000.00	3,067	244,859,976.00	7.79	353	37.32	8.383	612	82.34
100,000.01 - 150,000.00	3,874	485,902,140.89	15.46	355	38.63	7.807	615	79.85
150,000.01 - 200,000.00	3,059	534,870,945.34	17.02	358	39.30	7.653	619	79.47
200,000.01 - 250,000.00	2,087	467,576,246.87	14.88	358	39.47	7.502	624	78.81
250,000.01 - 300,000.00	1,314	360,033,747.99	11.46	358	40.34	7.524	628	79.50
300,000.01 - 350,000.00	963	312,037,392.41	9.93	358	40.57	7.306	632	79.47
350,000.01 - 400,000.00	581	216,916,048.24	6.90	358	41.21	7.266	640	79.85
400,000.01 - 450,000.00	351	149,192,536.74	4.75	359	40.40	7.298	648	80.32
450,000.01 - 500,000.00	262	124,735,721.66	3.97	359	40.92	7.289	641	80.22
500,000.01 - 550,000.00	137	71,864,021.97	2.29	358	41.40	7.109	646	80.83
550,000.01 - 600,000.00	92	52,994,030.62	1.69	359	39.39	7.226	634	80.59
600,000.01 - 650,000.00	61	38,422,330.40	1.22	359	38.86	6.982	640	79.99
650,000.01 - 700,000.00	45	30,326,892.72	0.96	359	39.85	6.875	660	77.55
700,000.01 - 750,000.00	18	13,043,753.13	0.42	359	40.19	7.370	616	80.26
750,000.01 or greater	34	27,566,664.08	0.88	359	36.61	6.947	613	74.17
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Remaining Term to Maturity
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Range of Months Remaining	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
121 - 180	142	18,349,257.20	0.58	179	37.35	7.156	624	71.08
181 - 240	119	15,231,559.81	0.48	239	38.59	7.084	620	74.07
301 - 360	16,030	3,109,218,726.70	98.93	359	39.61	7.580	626	79.91
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Current Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Range of Current Mortgage Rates (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	44	12,707,740.31	0.40	357	38.62	5.370	654	71.04
5.500 - 5.999	501	134,093,059.22	4.27	357	39.31	5.790	659	74.55
6.000 - 6.499	1,539	373,364,291.90	11.88	356	39.62	6.241	648	75.42
6.500 - 6.999	2,791	617,088,223.13	19.63	357	39.68	6.757	642	77.27
7.000 - 7.499	2,382	486,507,835.04	15.48	357	39.84	7.237	634	78.51
7.500 - 7.999	2,818	539,189,329.12	17.16	358	40.12	7.741	619	80.09
8.000 - 8.499	1,805	323,747,536.61	10.30	358	39.44	8.226	607	82.27
8.500 - 8.999	1,758	307,528,183.30	9.79	358	39.14	8.719	603	84.63
9.000 - 9.499	984	148,270,265.79	4.72	358	38.85	9.225	602	85.98
9.500 - 9.999	699	102,863,664.21	3.27	358	38.18	9.714	592	85.91
10.000 - 10.499	276	36,690,236.66	1.17	359	37.47	10.190	599	85.85
10.500 - 10.999	268	29,528,544.33	0.94	358	41.05	10.737	621	86.74
11.000 - 11.499	108	10,727,958.90	0.34	359	40.11	11.165	605	84.09
11.500 - 11.999	160	12,138,435.99	0.39	359	42.34	11.766	616	91.27
12.000 - 12.499	158	8,354,239.20	0.27	359	42.28	12.139	623	96.25
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Original Loan-to-Value Ratios*
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Original	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Loan-to-Value Ratios (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25.00 or less	23	2,421,271.61	0.08	334	33.61	7.432	606	20.40
25.01 - 30.00	22	2,439,274.61	0.08	359	35.43	7.405	629	27.43
30.01 - 35.00	24	3,725,895.02	0.12	345	38.31	7.255	610	32.60
35.01 - 40.00	51	8,119,756.69	0.26	349	37.37	7.037	596	37.79
40.01 - 45.00	92	14,564,280.57	0.46	352	38.01	7.309	604	42.81
45.01 - 50.00	163	30,590,690.60	0.97	354	37.35	7.156	602	48.10
50.01 - 55.00	237	44,491,897.65	1.42	354	39.75	7.001	603	52.80
55.01 - 60.00	360	68,030,901.26	2.16	354	39.59	7.217	593	57.93
60.01 - 65.00	663	134,997,401.02	4.30	355	39.49	7.234	592	63.43
65.01 - 70.00	835	166,883,310.96	5.31	356	39.63	7.448	587	68.62
70.01 - 75.00	1,260	256,538,824.40	8.16	357	40.43	7.436	590	74.01
75.01 - 80.00	6,397	1,384,200,979.94	44.04	358	40.30	7.194	647	79.82
80.01 - 85.00	1,306	245,200,196.11	7.80	358	38.71	7.635	602	84.37
85.01 - 90.00	2,935	513,217,785.68	16.33	358	37.72	8.224	620	89.78
90.01 - 95.00	1,053	199,372,814.98	6.34	358	40.27	8.464	638	94.85
95.01 - 100.00	870	68,004,262.61	2.16	358	39.42	10.175	683	99.97
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83
*The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

FICO Scores at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Range of FICO Scores at Origination	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
500 - 519	835	140,000,626.49	4.45	358	41.18	8.387	509	74.96
520 - 539	1,116	196,200,574.76	6.24	357	40.76	8.307	530	75.79
540 - 559	1,253	220,706,777.17	7.02	357	40.37	8.105	550	77.17
560 - 579	1,135	203,004,541.60	6.46	357	39.62	7.934	569	78.06
580 - 599	1,340	261,601,895.43	8.32	357	39.35	7.678	589	79.09
600 - 619	1,943	371,278,677.79	11.81	358	39.44	7.384	609	80.67
620 - 639	2,370	453,056,303.73	14.42	357	39.83	7.418	629	79.99
640 - 659	1,775	354,743,101.88	11.29	357	39.98	7.381	650	80.72
660 - 679	1,411	291,457,460.41	9.27	357	39.32	7.306	669	81.25
680 - 699	1,132	245,314,911.34	7.81	358	38.67	7.195	689	81.64
700 - 719	790	155,481,104.30	4.95	357	38.59	7.383	709	82.65
720 - 739	529	113,559,938.45	3.61	359	38.53	7.339	729	82.08
740 - 759	340	68,373,442.08	2.18	358	39.33	7.355	748	83.09
760 - 779	194	41,977,113.81	1.34	358	37.57	7.101	768	81.20
780 - 799	106	22,024,693.70	0.70	358	35.95	7.510	788	82.84
800 or greater	22	4,018,380.77	0.13	359	41.93	7.606	807	83.59
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Debt-to-Income Ratios
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Debt-to-Income	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Ratios (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
20.00 or less	823	158,561,690.57	5.05	356	13.61	7.587	636	80.27
20.01 - 25.00	798	138,087,990.83	4.39	356	23.20	7.621	625	78.55
25.01 - 30.00	1,293	211,579,814.02	6.73	358	28.22	7.587	629	78.74
30.01 - 35.00	2,006	353,282,369.97	11.24	357	33.16	7.600	628	79.51
35.01 - 40.00	2,731	507,852,206.03	16.16	357	38.12	7.599	628	80.15
40.01 - 45.00	3,730	755,614,449.66	24.04	358	43.07	7.520	631	80.54
45.01 - 50.00	4,378	904,773,334.45	28.79	358	48.06	7.586	625	81.30
50.01 - 55.00	532	113,047,688.18	3.60	356	53.09	7.559	575	65.81
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Geographic Distribution
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
State	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Alabama	53	5,942,583.58	0.19	359	37.00	8.485	593	85.96
Alaska	27	5,296,455.44	0.17	359	39.11	7.271	637	82.04
Arizona	1,793	293,204,942.77	9.33	357	38.17	7.654	626	80.24
Arkansas	19	2,206,754.44	0.07	359	36.29	8.540	571	82.36
California	2,621	790,516,486.75	25.15	358	40.62	7.221	639	77.11
Colorado	229	43,503,698.76	1.38	358	37.93	7.419	632	82.17
Connecticut	151	31,667,030.80	1.01	359	38.15	8.041	615	80.01
Delaware	45	7,616,691.62	0.24	356	39.68	7.336	610	78.87
Florida	2,295	412,659,546.03	13.13	358	39.27	7.673	627	79.92
Georgia	82	11,558,315.73	0.37	353	35.92	7.441	615	83.45
Hawaii	123	42,828,884.44	1.36	358	40.76	6.802	653	78.07
Idaho	42	5,269,696.36	0.17	359	36.90	7.510	615	77.48
Illinois	1,277	226,192,574.12	7.20	357	40.39	7.755	628	81.77
Indiana	297	33,189,669.42	1.06	357	37.03	8.275	623	87.46
Iowa	68	7,041,471.01	0.22	354	40.07	7.940	604	82.58
Kansas	54	5,665,795.40	0.18	359	38.54	8.430	608	85.19
Kentucky	75	9,090,325.97	0.29	355	35.26	8.178	605	83.94
Louisiana	55	5,328,990.37	0.17	356	37.83	7.854	610	85.39
Maine	38	5,455,825.06	0.17	357	39.25	7.732	606	79.29
Maryland	680	153,605,960.17	4.89	357	39.85	7.377	610	78.06
Massachusetts	173	42,066,479.49	1.34	359	40.66	7.568	645	80.61
Michigan	746	86,895,532.78	2.76	358	38.67	8.264	605	84.46
Minnesota	202	36,526,262.14	1.16	359	39.34	7.878	621	82.87
Mississippi	19	2,215,694.12	0.07	358	37.02	7.588	595	89.04
Missouri	373	42,334,510.37	1.35	357	39.16	8.375	592	85.09
Montana	6	702,654.67	0.02	359	33.27	8.789	574	82.51
Nebraska	47	5,273,188.90	0.17	349	36.99	7.825	629	83.04
Nevada	428	94,963,410.28	3.02	359	39.89	7.613	631	79.73
New Hampshire	19	4,180,570.46	0.13	359	39.98	8.037	585	79.75
New Jersey	452	111,217,836.21	3.54	357	40.42	7.690	617	76.89
New Mexico	139	19,912,926.67	0.63	358	37.53	7.888	622	81.61
New York	629	188,362,975.80	5.99	357	40.62	7.294	628	77.65
North Carolina	172	21,711,993.63	0.69	355	37.14	7.984	598	82.85
North Dakota	9	1,091,414.20	0.03	358	40.10	8.190	600	89.20
Ohio	479	48,417,286.91	1.54	353	37.95	7.947	605	86.65
Oklahoma	93	9,963,510.23	0.32	358	38.66	8.212	613	84.10
Oregon	104	18,704,549.64	0.60	359	38.18	7.524	619	79.87
Pennsylvania	298	40,724,920.36	1.30	353	37.47	8.022	605	81.83
Rhode Island	68	13,421,691.47	0.43	356	39.77	7.824	610	78.35
South Carolina	40	5,127,028.79	0.16	359	39.02	7.819	576	84.54
South Dakota	1	118,934.31	0.00	359	34.00	8.950	504	85.00

Tennessee	143	15,852,100.22	0.50	351	39.15	8.301	589	87.07
Texas	753	90,019,759.86	2.86	352	37.86	7.887	619	82.49
Utah	324	49,019,879.30	1.56	359	38.64	7.623	643	82.35
Vermont	9	1,151,936.40	0.04	359	42.17	7.750	620	78.00
Washington	319	67,309,889.06	2.14	359	39.53	7.487	633	81.87
Wisconsin	205	25,512,012.27	0.81	358	42.17	8.321	602	83.67
Wyoming	17	2,158,896.93	0.07	353	44.51	7.508	626	82.72
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Occupancy Status
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Occupancy Status	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Primary	14,683	2,884,858,012.22	91.79	357	40.21	7.500	624	79.38
Investor	1,452	227,480,713.52	7.24	358	31.95	8.488	657	85.15
Second Home	156	30,460,817.97	0.97	358	38.42	7.843	666	82.53
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83
*Based on mortgagor representation at origination.

Documentation Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Documentation Type	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Full Documentation	8,589	1,573,076,137.47	50.05	356	39.17	7.231	610	78.64
Stated Documentation	6,883	1,397,366,756.76	44.46	358	40.42	7.969	645	81.08
Limited Documentation	819	172,356,649.48	5.48	358	36.70	7.515	617	80.58
Total:	16,291	3,142,799,543.71	100.0	357	39.59	7.575	626	79.83

Loan Purpose
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Loan Purpose	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Purchase	7,920	1,547,096,041.55	49.23	359	39.49	7.656	656	83.52
Refinance-Debt Consolidation Cash Out*	7,540	1,463,713,112.91	46.57	356	39.73	7.499	597	75.91
Refinance-Debt Consolidation No Cash Out**	831	131,990,389.25	4.20	354	39.24	7.453	614	80.08
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83
* Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds. ** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

Credit Grade
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Risk Category	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
I	12,746	2,463,405,372.95	78.38	357	39.44	7.446	641	80.99
II	2,292	436,537,012.00	13.89	357	39.61	7.810	581	78.05
III	572	108,026,736.94	3.44	358	39.91	8.171	561	75.17
IV	539	109,702,314.53	3.49	357	41.61	8.324	555	69.16
V	142	25,128,107.29	0.80	359	43.98	10.263	548	63.68
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Property Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Property Type	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Single Family Detached	12,077	2,251,545,144.55	71.64	357	39.70	7.560	622	79.63
PUD Detached	2,134	462,182,917.62	14.71	358	39.34	7.554	630	80.49
Two-to Four-Family	932	229,268,665.68	7.30	357	39.51	7.601	639	79.02
Condominium	1,064	183,742,967.66	5.85	359	38.73	7.778	649	81.62
PUD Attached	76	14,742,142.77	0.47	359	42.20	7.407	640	79.79
Single Family Attached	8	1,317,705.43	0.04	359	42.80	8.002	636	79.66
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Prepayment Charge Term at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Prepayment Charge Term	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
at Origination (months)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
No Prepayment Penalty	5,734	1,081,198,987.53	34.40	357	39.71	7.885	630	81.06
12	674	173,980,765.44	5.54	357	38.78	7.556	629	78.12
24	6,572	1,285,168,789.69	40.89	359	39.82	7.536	622	80.28
36	3,311	602,451,001.05	19.17	355	39.13	7.105	629	77.16
Total:	16,291	3,142,799,543.71	100.00	357	39.59	7.575	626	79.83

Conforming Balance
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Conforming Balance	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Conforming	14,894	2,535,574,545.70	80.68	357	39.40	7.637	623	79.69
Non-conforming	1,397	607,224,998.01	19.32	359	40.37	7.314	642	80.42
Total:	16,291	3,142,799,543.71	100	357	39.59	7.575	626	79.83

Range of Maximum
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Maximum	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
11.000 - 11.499	42	12,294,867.84	0.49	359	38.65	5.369	655	70.68
11.500 - 11.999	382	100,624,909.53	4.00	359	39.31	5.791	657	75.84
12.000 - 12.499	957	239,869,959.14	9.54	358	40.06	6.256	650	76.48
12.500 - 12.999	2,011	465,164,136.69	18.51	359	39.78	6.760	648	78.15
13.000 - 13.499	1,835	398,502,315.50	15.86	359	39.95	7.237	637	79.04
13.500 - 13.999	2,231	457,650,738.40	18.21	359	40.35	7.740	622	80.17
14.000 - 14.499	1,475	282,225,621.84	11.23	359	39.44	8.227	609	82.29
14.500 - 14.999	1,507	277,228,304.98	11.03	359	39.10	8.720	604	85.09
15.000 - 15.499	800	130,169,689.41	5.18	359	38.73	9.223	600	85.56
15.500 - 15.999	557	91,350,659.74	3.63	359	38.23	9.711	589	85.61
16.000 - 16.499	204	30,859,729.70	1.23	359	37.62	10.194	594	85.29
16.500 - 16.999	109	17,861,195.29	0.71	359	41.18	10.702	567	79.92
17.000 - 17.499	33	5,929,347.33	0.24	359	40.57	11.154	553	75.34
17.500 - 17.999	15	2,629,430.92	0.10	359	42.21	11.754	528	66.33
18.000 - 18.499	5	884,119.95	0.04	359	43.01	12.043	522	64.60
Total:	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33

Minimum Mortgage Rates of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Minimum	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	42	12,294,867.84	0.49	359	38.65	5.369	655	70.68
5.500 - 5.999	382	100,624,909.53	4.00	359	39.31	5.791	657	75.84
6.000 - 6.499	957	239,869,959.14	9.54	358	40.06	6.256	650	76.48
6.500 - 6.999	2,011	465,164,136.69	18.51	359	39.78	6.760	648	78.15
7.000 - 7.499	1,835	398,502,315.50	15.86	359	39.95	7.237	637	79.04
7.500 - 7.999	2,231	457,650,738.40	18.21	359	40.35	7.740	622	80.17
8.000 - 8.499	1,475	282,225,621.84	11.23	359	39.44	8.227	609	82.29
8.500 - 8.999	1,507	277,228,304.98	11.03	359	39.10	8.720	604	85.09
9.000 - 9.499	800	130,169,689.41	5.18	359	38.73	9.223	600	85.56
9.500 - 9.999	557	91,350,659.74	3.63	359	38.23	9.711	589	85.61
10.000 - 10.499	204	30,859,729.70	1.23	359	37.62	10.194	594	85.29
10.500 - 10.999	109	17,861,195.29	0.71	359	41.18	10.702	567	79.92
11.000 - 11.499	33	5,929,347.33	0.24	359	40.57	11.154	553	75.34
11.500 - 11.999	15	2,629,430.92	0.10	359	42.21	11.754	528	66.33
12.000 - 12.499	5	884,119.95	0.04	359	43.01	12.043	522	64.60
Total:	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33

Gross Margins of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Range of Gross Margins (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
3.750 - 3.000	000	000,441,845.78	4.99	358	40.08	7.710	630	82.09
4.000 - 4.249	407	84,906,105.45	3.38	359	40.70	7.600	636	81.80
4.500 - 4.749	15	2,258,378.10	0.09	359	42.13	7.868	642	84.85
6.000 - 6.249	11,084	2,298,390,826.47	91.45	359	39.62	7.619	626	80.18
6.500 - 6.749	2	604,067.21	0.02	359	47.92	9.703	530	67.56
7.000 - 7.249	8	1,643,803.25	0.07	359	37.67	8.412	614	80.46
Total:	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33

Next Adjustment Date of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Next Adjustment Date	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2007-03	1	111,315.16	0.00	352	47.00	7.500	520	80.00
2007-04	3	721,954.32	0.03	353	44.54	6.919	634	90.45
2007-05	10	2,164,159.04	0.09	354	39.13	7.108	613	86.00
2007-06	8	1,061,352.93	0.04	355	42.56	7.712	619	87.90
2007-07	30	4,116,997.95	0.16	356	43.06	8.155	610	88.60
0000-00	00	00,195,449.12	0.64	357	41.82	7.812	594	83.55
2007-09	788	161,893,461.65	6.44	358	38.80	7.613	625	80.89
2007-10	5,425	1,130,408,812.79	44.98	359	39.62	7.634	626	80.25
2007-11	1,073	232,230,318.00	9.24	359	39.82	7.758	624	81.54
2007-12	933	181,843,945.00	7.24	360	39.47	7.877	624	79.25
2008-01	148	29,838,265.00	1.19	360	37.01	8.273	625	80.20
2008-03	1	635,051.43	0.03	352	46.00	6.250	562	84.99
2008-04	6	1,247,497.28	0.05	353	32.25	7.436	625	88.25
2008-05	2	415,466.79	0.02	354	43.46	7.407	611	89.68
2008-06	4	474,848.63	0.02	355	35.70	6.641	607	84.34
2008-07	7	1,801,430.47	0.07	356	40.84	7.454	594	86.43
2008-08	27	5,388,814.85	0.21	357	40.80	7.546	556	80.25
2008-09	294	56,604,519.85	2.25	357	38.92	7.391	626	80.37
2008-10	2,370	482,632,398.09	19.20	359	40.17	7.475	628	80.09
2008-11	499	112,188,211.91	4.46	359	39.48	7.543	642	81.34
2008-12	368	75,872,604.00	3.02	359	39.94	7.447	635	78.22
0000-00	00	00,398,152.00	0.61	360	42.60	7.644	623	77.09
Total:	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33

Initial Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Initial Periodic Cap (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2.000	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33
Total:	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33

Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as of	Balance as of	Maturity	Income	Coupon		OLTV
Periodic Cap (%)	Mortgage Loans	the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
1.000	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33
Total:	12,163	2,513,245,026.26	100.00	359	39.68	7.624	627	80.33

DESCRIPTION OF THE GROUP I COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics	Range (if applicable)
Number of Mortgage Loans	12,268
Aggregate Current Principal Balance	$2,047,922,331.57
Average Current Principal Balance	$166,932.05	$19,993.77 to $499,714.29
Aggregate Original Principal Balance	$2,049,322,918.00
Average Original Principal Balance	$167,046.21	$20,000.00 to $499,999.00
Fully Amortizing Mortgage Loans	100.00%
1st Lien	99.09%
Wtd. Avg. Gross Coupon	7.690%	5.350% to 12.400%
Wtd. Avg. Original Term (months)	358	180 to 360
Wtd. Avg. Remaining Term (months)	357	174 to 360
Margin (ARM Loans Only)	5.770%	3.750% to 7.125%
Maximum Mortgage Rate (ARM Loans Only)	13.738%	11.350% to 18.200%
Minimum Mortgage Rate (ARM Loans Only)	7.738%	5.350% to 12.200%
Wtd. Avg. Original LTV	80.01%	11.36% to 100.00%
Wtd. Avg. Borrower FICO	621	500 to 807
Geographic Distribution (Top 5)	CA 15.39%
	FL 15.32%
	AZ 10.58%
	IL 9.15%
	NY 4.89%

(1)The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

Collateral Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Collateral Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2YR/6 MO LIBOR	5,518	929,142,361.93	45.37	359	40.39	7.932	608	80.98
2YR/6 MO LIBOR - 2YR IO	343	74,712,796.13	3.65	358	41.08	7.136	685	79.35
2YR/6 MO LIBOR - 5YR IO	516	110,850,171.14	5.41	359	40.71	7.240	679	79.11
3YR/6 MO LIBOR	2,510	438,664,920.85	21.42	359	40.60	7.712	616	80.62
3YR/6 MO LIBOR - 3YR IO	106	21,758,896.42	1.06	358	40.80	6.834	676	78.10
3YR/6 MO LIBOR - 5YR IO	275	63,208,571.18	3.09	358	40.74	6.961	678	78.55
FIXED RATE	3,000	409,584,613.92	20.00	351	40.59	7.495	616	77.83
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Principal Balances at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance	Balance at	Maturity	Income	Coupon		OLTV
at Origination ($)	Mortgage Loans	at Origination ($)	Origination	(months)*	(%)*	(%)*	FICO*	(%)*
25,000.00 or less	35	811,316.00	0.04	359	36.65	11.155	677	99.99
25,000.01 - 50,000.00	249	9,387,448.00	0.46	359	40.29	11.218	672	99.95
50,000.01 - 100,000.00	2,428	194,293,198.00	9.48	354	38.55	8.359	607	82.37
100,000.01 - 150,000.00	3,228	405,429,818.00	19.78	356	39.63	7.798	614	80.01
150,000.01 - 200,000.00	2,642	461,579,608.00	22.52	358	40.28	7.668	618	79.72
200,000.01 - 250,000.00	1,736	388,642,173.00	18.96	358	40.88	7.535	622	79.16
250,000.01 - 300,000.00	1,093	299,587,059.00	14.62	358	41.46	7.571	626	79.86
300,000.01 - 350,000.00	647	207,454,308.00	10.12	358	42.09	7.316	631	79.35
350,000.01 - 400,000.00	141	51,955,094.00	2.54	358	41.68	7.351	638	79.87
400,000.01 - 450,000.00	52	22,146,528.00	1.08	359	42.66	7.433	657	80.64
450,000.01 - 500,000.00	17	8,036,368.00	0.39	359	44.04	7.168	649	76.16
Total:	12,268	2,049,322,918.00	100.00	357	40.53	7.689	621	80.01
*Based on original balances of the Mortgage Loans.

Principal Balances as of the Cut-off Date
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
as of the Cut-off Date ($)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25,000.00 or less	35	811,016.14	0.04	359	36.65	11.155	677	99.99
25,000.01 - 50,000.00	249	9,384,726.98	0.46	359	40.29	11.218	672	99.95
50,000.01 - 100,000.00	2,428	194,110,863.53	9.48	354	38.55	8.360	607	82.37
100,000.01 - 150,000.00	3,235	406,164,142.62	19.83	356	39.63	7.797	614	80.03
150,000.01 - 200,000.00	2,636	460,427,438.43	22.48	358	40.28	7.669	618	79.70
200,000.01 - 250,000.00	1,735	388,198,294.29	18.96	358	40.88	7.534	622	79.17
250,000.01 - 300,000.00	1,094	299,707,098.27	14.63	358	41.44	7.573	626	79.87
300,000.01 - 350,000.00	646	207,029,530.98	10.11	358	42.12	7.313	631	79.33
350,000.01 - 400,000.00	141	51,926,381.96	2.54	358	41.68	7.351	638	79.87
400,000.01 - 450,000.00	52	22,130,100.02	1.08	359	42.66	7.433	657	80.64
450,000.01 - 500,000.00	17	8,032,738.35	0.39	359	44.05	7.168	649	76.16
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Remaining Term to Maturity
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Months Remaining	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
121 - 180	104	13,369,801.44	0.65	179	40.62	7.264	617	72.24
181 - 240	83	10,277,739.76	0.50	239	40.47	7.201	613	75.59
301 - 360	12,081	2,024,274,790.37	98.85	359	40.53	7.695	621	80.08
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Current Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Current Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	17	4,030,683.86	0.20	359	38.43	5.421	654	73.38
5.500 - 5.999	316	65,498,002.73	3.20	358	40.66	5.800	649	74.45
6.000 - 6.499	969	193,135,041.43	9.43	355	40.71	6.250	646	75.23
6.500 - 6.999	2,002	379,234,801.82	18.52	356	40.64	6.755	640	76.78
7.000 - 7.499	1,803	320,591,783.31	15.65	357	40.88	7.237	633	78.49
7.500 - 7.999	2,211	372,331,477.13	18.18	357	40.64	7.739	617	80.09
8.000 - 8.499	1,453	232,066,145.49	11.33	358	40.23	8.229	602	82.31
8.500 - 8.999	1,421	223,363,089.94	10.91	358	40.19	8.721	597	84.37
9.000 - 9.499	815	116,163,114.38	5.67	359	40.13	9.228	594	85.67
9.500 - 9.999	549	74,651,106.83	3.65	358	39.79	9.713	586	85.81
10.000 - 10.499	220	28,069,402.64	1.37	359	39.68	10.191	593	85.72
10.500 - 10.999	178	18,716,665.84	0.91	358	41.23	10.721	595	84.17
11.000 - 11.499	75	7,398,049.61	0.36	359	42.31	11.190	582	80.54
11.500 - 11.999	105	6,438,209.05	0.31	359	40.91	11.741	608	87.60
12.000 - 12.499	134	6,234,757.51	0.30	359	42.61	12.126	621	96.30
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Original Loan-to-Value Ratios*
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Original	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Loan-to-Value Ratios (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25.00 or less	20	2,046,403.78	0.10	336	36.22	7.543	590	21.27
25.01 - 30.00	17	1,925,313.51	0.09	359	39.11	7.380	631	27.29
30.01 - 35.00	20	3,133,381.92	0.15	351	41.81	7.352	607	32.40
35.01 - 40.00	39	5,564,262.81	0.27	345	39.84	7.254	591	37.62
40.01 - 45.00	71	11,164,203.19	0.55	354	37.60	7.383	603	42.77
45.01 - 50.00	108	17,161,636.87	0.84	354	40.17	7.277	595	48.21
50.01 - 55.00	163	28,036,861.37	1.37	352	40.67	7.186	598	52.94
55.01 - 60.00	260	44,053,970.18	2.15	355	40.88	7.400	585	57.87
60.01 - 65.00	476	85,374,939.00	4.17	355	40.20	7.340	589	63.43
65.01 - 70.00	616	112,914,149.14	5.51	356	41.06	7.587	582	68.60
70.01 - 75.00	937	166,695,111.23	8.14	357	41.40	7.581	584	73.98
75.01 - 80.00	4,724	862,861,777.94	42.13	358	40.91	7.276	643	79.82
80.01 - 85.00	1,030	164,140,611.11	8.01	357	39.87	7.807	598	84.44
85.01 - 90.00	2,349	360,091,044.85	17.58	358	39.44	8.340	611	89.78
90.01 - 95.00	857	142,725,753.98	6.97	357	40.92	8.477	638	94.89
95.01 - 100.00	581	40,032,910.69	1.95	357	39.80	9.992	674	99.98
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01
*The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

FICO Scores at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of FICO Scores at Origination	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
500 - 519	685	105,003,969.37	5.13	357	41.84	8.516	509	74.88
520 - 539	907	145,373,215.35	7.10	358	41.23	8.378	530	76.09
540 - 559	1,013	162,631,818.12	7.94	357	41.44	8.226	550	78.05
560 - 579	905	144,616,188.08	7.06	357	40.96	8.031	569	78.46
580 - 599	1,053	177,685,491.70	8.68	356	40.29	7.762	589	79.44
600 - 619	1,541	258,168,221.01	12.61	357	40.80	7.451	609	81.12
620 - 639	1,678	268,591,972.13	13.12	357	40.30	7.532	630	80.83
640 - 659	1,334	230,133,792.86	11.24	358	40.68	7.460	649	80.66
660 - 679	1,061	185,472,896.34	9.06	357	40.46	7.354	668	81.36
680 - 699	824	149,812,352.95	7.32	359	39.14	7.333	689	82.05
700 - 719	519	85,337,023.90	4.17	356	39.57	7.453	709	82.72
720 - 739	348	63,334,628.69	3.09	359	39.94	7.428	728	82.17
740 - 759	212	39,223,184.01	1.92	358	39.59	7.346	748	82.51
760 - 779	110	19,996,720.47	0.98	358	39.38	7.139	768	81.34
780 - 799	68	11,411,374.65	0.56	358	36.82	7.439	787	83.38
800 or greater	10	1,129,481.94	0.06	359	38.32	7.644	803	83.51
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Debt-to-Income Ratios
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Debt-to-Income	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Ratios (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
20.00 or less	86	12,619,958.72	0.62	359	20.00	7.826	637	81.41
20.01 - 25.00	650	98,185,282.71	4.79	356	23.22	7.804	621	79.30
25.01 - 30.00	1,039	153,797,460.31	7.51	358	28.22	7.684	626	79.26
30.01 - 35.00	1,639	258,351,555.49	12.62	357	33.14	7.703	623	79.55
35.01 - 40.00	2,203	362,069,681.28	17.68	357	38.16	7.701	624	80.63
40.01 - 45.00	2,912	505,350,784.44	24.68	357	43.07	7.633	625	80.51
45.01 - 50.00	3,321	576,692,216.99	28.16	357	48.03	7.721	618	81.63
50.01 - 55.00	418	80,855,391.63	3.95	355	53.04	7.572	577	66.03
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Geographic Distribution
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
State	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Alabama	40	4,630,329.74	0.23	359	39.56	8.516	586	85.79
Alaska	19	3,009,886.35	0.15	359	39.78	7.398	639	82.79
Arizona	1,349	216,582,395.06	10.58	357	39.91	7.688	623	80.52
Arkansas	17	2,023,697.83	0.10	359	36.37	8.475	572	82.47
California	1,360	315,276,762.94	15.39	357	41.41	7.333	632	74.92
Colorado	180	31,323,461.72	1.53	357	39.21	7.423	634	83.10
Connecticut	120	21,288,712.05	1.04	359	41.54	8.198	607	79.38
Delaware	37	6,293,909.78	0.31	357	42.25	7.429	610	78.86
Florida	1,811	313,765,046.29	15.32	359	40.32	7.666	625	80.05
Georgia	73	9,348,697.49	0.46	357	38.50	7.659	614	84.67
Hawaii	83	26,154,013.08	1.28	358	42.03	6.960	644	78.50
Idaho	34	4,098,577.35	0.20	359	39.01	7.508	619	79.55
Illinois	1,128	187,448,242.15	9.15	357	40.86	7.749	629	81.76
Indiana	261	25,622,590.33	1.25	356	38.95	8.235	606	87.74
Iowa	61	6,377,750.35	0.31	355	41.10	7.937	598	82.40
Kansas	46	4,795,439.14	0.23	359	38.81	8.554	604	85.65
Kentucky	63	7,158,245.25	0.35	354	39.81	8.251	602	84.35
Louisiana	47	4,580,532.15	0.22	356	38.67	7.937	603	85.48
Maine	31	4,666,326.14	0.23	357	39.83	7.843	600	80.16
Maryland	479	95,660,784.24	4.67	356	40.35	7.439	604	77.02
Massachusetts	132	30,263,059.98	1.48	359	41.29	7.598	646	80.00
Michigan	622	73,011,373.82	3.57	358	40.26	8.279	606	84.96
Minnesota	170	29,910,110.04	1.46	359	41.50	7.871	616	83.04
Mississippi	15	1,595,578.56	0.08	358	36.30	8.085	590	89.51
Missouri	333	37,699,005.43	1.84	357	40.25	8.407	593	85.13
Montana	4	504,425.48	0.02	359	40.81	8.559	584	87.31
Nebraska	43	4,922,824.81	0.24	348	38.04	7.850	628	83.54
Nevada	299	57,829,003.42	2.82	358	40.98	7.577	624	79.34
New Hampshire	18	3,979,214.12	0.19	359	41.50	8.054	586	79.74
New Jersey	353	76,103,736.67	3.72	357	41.42	7.776	614	76.39
New Mexico	117	15,163,067.34	0.74	358	38.61	7.833	618	82.41
New York	393	100,236,642.16	4.89	357	41.59	7.396	620	75.56
North Carolina	155	19,411,513.93	0.95	356	38.79	8.053	593	83.32
North Dakota	9	1,091,414.20	0.05	358	40.10	8.190	600	89.20
Ohio	385	39,161,314.73	1.91	352	39.22	8.009	603	87.24
Oklahoma	81	8,774,576.65	0.43	358	39.93	8.208	614	84.52
Oregon	87	14,603,259.74	0.71	359	40.02	7.579	620	80.02
Pennsylvania	238	30,955,167.52	1.51	354	38.70	8.140	604	83.18

Rhode Island	58	11,411,054.04	0.56	359	41.05	7.891	610	78.42
South Carolina	34	4,180,557.30	0.20	359	39.95	7.979	564	84.88
South Dakota	1	118,934.31	0.01	359	34.00	8.950	504	85.00
Tennessee	123	13,662,839.66	0.67	351	39.86	8.278	584	87.13
Texas	656	77,342,475.65	3.78	353	39.14	7.947	614	82.63
Utah	258	36,008,618.92	1.76	358	39.87	7.591	639	82.18
Vermont	7	926,389.44	0.05	359	42.76	7.799	614	79.36
Washington	244	45,498,469.29	2.22	359	40.83	7.523	626	82.15
Wisconsin	178	21,441,008.00	1.05	358	42.48	8.435	598	83.98
Wyoming	16	2,011,296.93	0.10	352	44.55	7.541	625	82.92
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Occupancy Status*
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Occupancy Status	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Primary	11,070	1,872,232,414.06	91.42	357	40.91	7.617	618	79.56
Investor	1,071	153,554,085.08	7.50	358	36.09	8.555	652	85.25
Second Home	127	22,135,832.43	1.08	358	39.68	7.781	656	81.10
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01
*Based on mortgagor representation at origination.

Documentation Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Documentation Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Full Documentation	6,629	1,062,794,236.19	51.90	356	40.65	7.393	602	79.04
Stated Documentation	5,084	885,353,108.04	43.23	358	40.54	8.050	643	81.08
Limited Documentation	555	99,774,987.34	4.87	358	39.19	7.650	613	80.82
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Loan Purpose
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Loan Purpose	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Purchase	5,873	970,623,116.06	47.40	359	40.34	7.756	650	83.67
Refinance-Debt Consolidation Cash Out*	5,716	978,391,425.67	47.77	356	40.68	7.630	593	76.29
Refinance-Debt Consolidation No Cash Out**	679	98,907,789.84	4.83	355	40.93	7.627	608	80.80
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01
* Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds. ** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

Credit Grade
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Risk Category	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
I	9,536	1,583,038,922.00	77.30	357	40.44	7.549	636	81.19
II	1,767	297,890,762.03	14.55	356	40.43	7.936	578	78.45
III	456	78,348,257.46	3.83	358	40.64	8.238	563	75.16
IV	406	71,518,222.63	3.49	357	41.91	8.511	550	69.20
V	103	17,126,167.45	0.84	358	44.22	10.420	544	65.05
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Property Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Property Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Single Family Detached	9,039	1,445,580,824.81	70.59	357	40.59	7.696	616	79.92
PUD Detached	1,579	293,221,825.79	14.32	358	40.34	7.617	624	80.57
Two-to Four-Family	705	158,006,943.68	7.72	358	40.85	7.702	637	78.52
Condominium	879	139,859,178.10	6.83	359	39.85	7.776	646	81.36
PUD Attached	60	10,151,745.63	0.50	359	41.56	7.455	635	80.24
Single Family Attached	6	1,101,813.56	0.05	359	44.33	8.139	638	78.99
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Prepayment Charge Term at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Prepayment Charge Term	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
at Origination (months)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
No Prepayment Penalty	4,339	709,901,965.91	34.66	357	40.56	7.899	624	80.65
12	458	94,374,359.84	4.61	357	40.39	7.660	624	77.73
24	5,029	851,721,644.12	41.59	359	40.65	7.697	617	80.63
36	2,442	391,924,361.70	19.14	354	40.25	7.301	622	78.03
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Conforming Balance
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Conforming Balance	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Conforming	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01
Total:	12,268	2,047,922,331.57	100.00	357	40.53	7.690	621	80.01

Range of Maximum Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Maximum	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
11.000 - 11.499	16	3,756,791.84	0.23	359	37.88	5.419	656	72.17
11.500 - 11.999	251	52,319,597.24	3.19	358	40.45	5.799	650	75.22
12.000 - 12.499	632	128,298,537.93	7.83	359	40.71	6.264	651	76.76
12.500 - 12.999	1,436	280,288,357.84	17.11	358	40.54	6.758	646	77.84
13.000 - 13.499	1,366	254,528,433.41	15.54	359	40.97	7.235	637	79.01
13.500 - 13.999	1,725	307,173,355.80	18.75	359	40.77	7.737	621	80.13
14.000 - 14.499	1,190	200,504,931.55	12.24	359	40.20	8.229	603	82.33
14.500 - 14.999	1,209	197,539,244.12	12.06	359	40.16	8.723	599	84.83
15.000 - 15.000	000	000,734,347.97	6.27	359	39.99	9.228	593	85.37
15.500 - 15.999	454	66,202,476.12	4.04	359	40.01	9.708	585	85.81
16.000 - 16.499	174	23,939,860.66	1.46	358	39.72	10.188	590	85.31
16.500 - 16.999	91	13,675,483.58	0.83	359	41.55	10.695	564	79.98
17.000 - 17.499	28	4,672,950.07	0.29	359	42.68	11.158	547	73.82
17.500 - 17.999	13	1,989,180.92	0.12	359	40.04	11.794	527	65.62
18.000 - 18.499	4	714,168.60	0.04	359	48.96	12.053	516	67.68
Total:	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55

Minimum Mortgage Rates of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Minimum	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	16	3,756,791.84	0.23	359	37.88	5.419	656	72.17
5.500 - 5.999	251	52,319,597.24	3.19	358	40.45	5.799	650	75.22
6.000 - 6.499	632	128,298,537.93	7.83	359	40.71	6.264	651	76.76
6.500 - 6.999	1,436	280,288,357.84	17.11	358	40.54	6.758	646	77.84
7.000 - 7.499	1,366	254,528,433.41	15.54	359	40.97	7.235	637	79.01
7.500 - 7.999	1,725	307,173,355.80	18.75	359	40.77	7.737	621	80.13
8.000 - 8.499	1,190	200,504,931.55	12.24	359	40.20	8.229	603	82.33
8.500 - 8.999	1,209	197,539,244.12	12.06	359	40.16	8.723	599	84.83
9.000 - 9.000	000	000,734,347.97	6.27	359	39.99	9.228	593	85.37
9.500 - 9.999	454	66,202,476.12	4.04	359	40.01	9.708	585	85.81
10.000 - 10.499	174	23,939,860.66	1.46	358	39.72	10.188	590	85.31
10.500 - 10.999	91	13,675,483.58	0.83	359	41.55	10.695	564	79.98
11.000 - 11.499	28	4,672,950.07	0.29	359	42.68	11.158	547	73.82
11.500 - 11.999	13	1,989,180.92	0.12	359	40.04	11.794	527	65.62
12.000 - 12.499	4	714,168.60	0.04	359	48.96	12.053	516	67.68
Total:	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55

Gross Margins of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Gross Margins (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
3.750 - 3.999	584	105,510,805.74	6.44	358	40.62	7.673	632	82.07
4.000 - 4.249	358	69,654,099.54	4.25	359	41.07	7.669	635	81.92
4.500 - 4.749	12	1,655,907.83	0.10	359	41.61	7.739	660	82.78
6.000 - 6.249	8,304	1,459,269,034.08	89.07	359	40.48	7.744	620	80.38
6.500 - 6.749	2	604,067.21	0.04	359	47.92	9.703	530	67.56
7.000 - 7.249	8	1,643,803.25	0.10	359	37.67	8.412	614	80.46
Total:	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55

Next Adjustment Date of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Next Adjustment Date	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2007-03	1	111,315.16	0.01	352	47.00	7.500	520	80.00
2007-04	1	198,594.97	0.01	352	42.00	6.750	689	80.00
2007-05	9	1,817,101.71	0.11	353	37.05	7.042	606	84.28
2007-06	5	527,615.68	0.03	355	42.79	8.565	604	86.17
2007-07	23	2,875,895.04	0.18	356	44.63	8.101	588	88.40
0000-00	00	00,788,967.23	0.78	357	41.56	7.900	600	83.70
2007-09	589	100,567,795.95	6.14	358	39.85	7.810	620	80.97
2007-10	4,169	719,970,649.01	43.95	359	40.48	7.755	621	80.44
2007-11	717	132,666,622.45	8.10	360	41.04	7.907	618	82.17
2007-12	663	118,731,499.00	7.25	360	40.11	7.949	619	79.64
2008-01	126	24,449,273.00	1.49	360	40.34	8.196	625	81.12
2008-04	3	695,550.56	0.04	352	37.18	7.166	651	85.94
2008-05	1	81,047.79	0.00	353	33.00	7.850	557	90.00
2008-06	2	246,587.74	0.02	355	41.46	6.597	609	89.96
2008-07	6	1,500,879.87	0.09	356	46.22	7.495	591	85.72
2008-08	25	4,818,062.86	0.29	357	40.67	7.606	554	79.91
2008-09	234	38,340,391.10	2.34	358	39.85	7.533	626	81.27
2008-10	1,944	345,767,573.00	21.10	359	40.81	7.567	624	80.25
2008-11	346	68,837,680.53	4.20	359	39.85	7.670	635	81.54
2008-12	267	51,298,063.00	3.13	359	40.97	7.604	627	77.81
0000-00	00	00,046,552.00	0.74	360	40.20	7.762	628	79.41
Total:	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55

Initial Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Initial Periodic Cap (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2.000	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55
Total:	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55

Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Periodic Cap (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
1.000	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55
Total:	9,268	1,638,337,717.65	100.00	359	40.52	7.738	622	80.55

DESCRIPTION OF THE GROUP II COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics	Range (if applicable)
Number of Mortgage Loans	4,023
Aggregate Current Principal Balance	$1,094,877,212.14	$20,976.03 to $850,000.00
Average Current Principal Balance	$272,154.42
Aggregate Original Principal Balance	$1,095,502,475.00	$21,000.00 to $850,000.00
Average Original Principal Balance	$272,309.84
Fully Amortizing Mortgage Loans	100.00%
1st Lien	98.09%
Wtd. Avg. Gross Coupon	7.360%	5.200% to 12.400%
Wtd. Avg. Original Term (months)	359	180 to 360
Wtd. Avg. Remaining Term (months)	358	177 to 360
Margin (ARM Loans Only)	5.913%	3.750% to 6.000%
Maximum Mortgage Rate (ARM Loans Only)	13.410%	11.200% to 18.000%
Minimum Mortgage Rate (ARM Loans Only)	7.410%	5.200% to 12.000%
Wtd. Avg. Original LTV	79.50%	12.90% to 100.00%
Wtd. Avg. Borrower FICO	637	500 to 816
Geographic Distribution (Top 5)	CA 43.41%
	FL 9.03%
	NY 8.05%
	AZ 7.00%
	MD 5.29%

(1)The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

Collateral Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Collateral Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2YR/6 MO LIBOR	1,450	407,801,879.07	37.25	359	36.29	7.735	608	80.45
2YR/6 MO LIBOR - 2YR IO	217	85,015,412.87	7.76	359	40.65	6.920	675	79.00
2YR/6 MO LIBOR - 3YR IO	1	372,000.00	0.03	358	32.00	5.990	674	80.00
2YR/6 MO LIBOR - 5YR IO	461	152,691,409.82	13.95	359	40.88	7.081	678	79.37
3YR/6 MO LIBOR	517	154,787,562.26	14.14	359	37.39	7.433	627	80.50
3YR/6 MO LIBOR - 3YR IO	48	16,947,445.42	1.55	359	41.48	6.579	671	78.06
3YR/6 MO LIBOR - 5YR IO	201	57,291,599.17	5.23	358	40.89	6.892	668	77.99
FIXED RATE	964	173,319,143.01	15.83	351	35.85	7.284	636	77.67
FIXED RATE - 2YR IO	1	84,000.00	0.01	358	40.00	7.700	624	80.00
FIXED RATE - 3YR IO	7	2,342,609.72	0.21	359	39.20	6.423	684	68.37
FIXED RATE - 5YR IO	156	44,224,150.80	4.04	357	40.12	6.712	671	78.87
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Principal Balances at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance	Balance at	Maturity	Income	Coupon		OLTV
at Origination ($)	Mortgage Loans	at Origination ($)	Origination	(months)*	(%)*	(%)*	FICO*	(%)*
25,000.00 or less	4	91,800.00	0.01	311	32.03	10.480	691	100.00
25,000.01 - 50,000.00	58	2,169,940.00	0.20	360	34.90	10.326	718	99.98
50,000.01 - 100,000.00	639	50,801,038.00	4.64	351	32.64	8.470	631	82.23
100,000.01 - 150,000.00	639	79,789,861.00	7.28	353	33.55	7.855	624	78.90
150,000.01 - 200,000.00	423	74,477,992.00	6.80	357	33.28	7.553	628	78.05
200,000.01 - 250,000.00	352	79,409,447.00	7.25	357	32.58	7.345	632	77.10
250,000.01 - 300,000.00	219	60,044,290.00	5.48	359	34.76	7.285	637	77.69
300,000.01 - 350,000.00	315	104,313,953.00	9.52	358	37.55	7.287	634	79.65
350,000.01 - 400,000.00	442	165,737,267.00	15.13	358	41.04	7.241	641	79.86
400,000.01 - 450,000.00	300	127,528,402.00	11.64	359	40.03	7.272	647	80.29
450,000.01 - 500,000.00	245	116,767,369.00	10.66	359	40.71	7.297	640	80.50
500,000.01 - 550,000.00	137	71,899,903.00	6.56	358	41.40	7.108	646	80.83
550,000.01 - 600,000.00	92	53,030,019.00	4.84	359	39.39	7.226	634	80.59
600,000.01 - 650,000.00	61	38,450,287.00	3.51	359	38.86	6.982	640	79.99
650,000.01 - 700,000.00	45	30,349,249.00	2.77	359	39.85	6.874	660	77.55
700,000.01 - 750,000.00	18	13,056,500.00	1.19	359	40.19	7.370	616	80.26
750,000.01 or greater	34	27,585,158.00	2.52	359	36.61	6.947	613	74.17
Total:	4,023	1,095,502,475.00	100.00	358	37.83	7.360	637	79.50
*Based on original balances of the Mortgage Loans.

Principal Balances as of the Cut-off Date
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
as of the Cut-off Date ($)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25,000.00 or less	4	91,739.97	0.01	311	32.03	10.480	691	100.00
25,000.01 - 50,000.00	58	2,169,611.56	0.20	360	34.90	10.326	718	99.98
50,000.01 - 100,000.00	639	50,749,112.47	4.64	351	32.64	8.471	631	82.23
100,000.01 - 150,000.00	639	79,737,998.27	7.28	353	33.55	7.855	624	78.90
150,000.01 - 200,000.00	423	74,443,506.91	6.80	357	33.28	7.554	628	78.06
200,000.01 - 250,000.00	352	79,377,952.58	7.25	357	32.59	7.345	632	77.10
250,000.01 - 300,000.00	220	60,326,649.72	5.51	359	34.85	7.280	636	77.66
300,000.01 - 350,000.00	317	105,007,861.43	9.59	358	37.51	7.290	634	79.74
350,000.01 - 400,000.00	440	164,989,666.28	15.07	358	41.07	7.239	641	79.85
400,000.01 - 450,000.00	299	127,062,436.72	11.61	359	40.01	7.275	647	80.26
450,000.01 - 500,000.00	245	116,702,983.31	10.66	359	40.71	7.297	640	80.50
500,000.01 - 550,000.00	137	71,864,021.97	6.56	358	41.40	7.109	646	80.83
550,000.01 - 600,000.00	92	52,994,030.62	4.84	359	39.39	7.226	634	80.59
600,000.01 - 650,000.00	61	38,422,330.40	3.51	359	38.86	6.982	640	79.99
650,000.01 - 700,000.00	45	30,326,892.72	2.77	359	39.85	6.875	660	77.55
700,000.01 - 750,000.00	18	13,043,753.13	1.19	359	40.19	7.370	616	80.26
750,000.01 or greater	34	27,566,664.08	2.52	359	36.61	6.947	613	74.17
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Remaining Term to Maturity
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Months Remaining	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
121 - 180	38	4,979,455.76	0.45	179	28.56	6.867	641	67.95
181 - 240	36	4,953,820.05	0.45	239	34.71	6.841	635	70.90
301 - 360	3,949	1,084,943,936.33	99.09	359	37.89	7.364	637	79.59
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Current Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Current Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	27	8,677,056.45	0.79	356	38.71	5.347	654	69.95
5.500 - 5.999	185	68,595,056.49	6.27	357	38.01	5.779	668	74.65
6.000 - 6.499	570	180,229,250.47	16.46	356	38.45	6.232	650	75.62
6.500 - 6.999	789	237,853,421.31	21.72	358	38.16	6.760	646	78.05
7.000 - 7.000	000	000,916,051.73	15.15	358	37.83	7.237	635	78.55
7.500 - 7.999	607	166,857,851.99	15.24	358	38.94	7.746	623	80.09
8.000 - 8.499	352	91,681,391.12	8.37	358	37.42	8.220	621	82.17
8.500 - 8.999	337	84,165,093.36	7.69	358	36.35	8.714	618	85.30
9.000 - 9.499	169	32,107,151.41	2.93	358	34.21	9.212	631	87.11
9.500 - 9.999	150	28,212,557.38	2.58	359	33.93	9.716	610	86.19
10.000 - 10.499	56	8,620,834.02	0.79	359	30.26	10.190	615	86.29
10.500 - 10.999	90	10,811,878.49	0.99	358	40.74	10.764	666	91.19
11.000 - 11.499	33	3,329,909.29	0.30	359	35.22	11.109	657	91.96
11.500 - 11.999	55	5,700,226.94	0.52	359	43.95	11.795	626	95.41
12.000 - 12.499	24	2,119,481.69	0.19	357	41.32	12.176	628	96.12
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Original Loan-to-Value Ratios*
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Original	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Loan-to-Value Ratios (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25.00 or less	3	374,867.83	0.03	322	19.35	6.826	694	15.67
25.01 - 30.00	5	513,961.10	0.05	359	21.63	7.500	621	27.96
30.01 - 35.00	4	592,513.10	0.05	318	19.85	6.740	627	33.68
35.01 - 40.00	12	2,555,493.88	0.23	359	32.01	6.563	609	38.17
40.01 - 45.00	21	3,400,077.38	0.31	348	39.36	7.069	608	42.92
45.01 - 50.00	55	13,429,053.73	1.23	355	33.75	7.001	612	47.94
50.01 - 55.00	74	16,455,036.28	1.50	356	38.16	6.684	613	52.57
55.01 - 60.00	100	23,976,931.08	2.19	350	37.21	6.880	608	58.05
60.01 - 65.00	187	49,622,462.02	4.53	356	38.27	7.051	597	63.42
65.01 - 70.00	219	53,969,161.82	4.93	356	36.62	7.157	596	68.68
70.01 - 75.00	323	89,843,713.17	8.21	356	38.65	7.166	602	74.07
75.01 - 80.00	1,673	521,339,202.00	47.62	358	39.27	7.059	654	79.81
80.01 - 85.00	276	81,059,585.00	7.40	358	36.38	7.287	611	84.23
85.01 - 90.00	586	153,126,740.83	13.99	358	33.68	7.951	640	89.78
90.01 - 95.00	196	56,647,061.00	5.17	358	38.63	8.433	640	94.75
95.01 - 100.00	289	27,971,351.92	2.55	359	38.87	10.437	697	99.96
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50
*The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

FICO Scores at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of FICO Scores at Origination	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
500 - 519	150	34,996,657.12	3.20	359	39.21	7.997	509	75.21
520 - 539	209	50,827,359.41	4.64	357	39.40	8.104	531	74.91
540 - 559	240	58,074,959.05	5.30	358	37.38	7.766	550	74.70
560 - 579	230	58,388,353.52	5.33	359	36.31	7.695	569	77.06
580 - 599	287	83,916,403.73	7.66	358	37.38	7.500	589	78.35
600 - 619	402	113,110,456.78	10.33	358	36.33	7.231	609	79.66
620 - 639	692	184,464,331.60	16.85	357	39.15	7.252	628	78.77
640 - 659	441	124,609,309.02	11.38	357	38.69	7.235	650	80.84
660 - 679	350	105,984,564.07	9.68	358	37.33	7.222	669	81.05
680 - 699	308	95,502,558.39	8.72	358	37.92	6.978	689	81.01
700 - 719	271	70,144,080.40	6.41	358	37.40	7.298	708	82.57
720 - 739	181	50,225,309.76	4.59	358	36.75	7.227	729	81.96
740 - 759	128	29,150,258.07	2.66	358	38.99	7.366	748	83.88
760 - 779	84	21,980,393.34	2.01	359	35.93	7.066	768	81.06
780 - 799	38	10,613,319.05	0.97	358	35.01	7.587	789	82.26
800 or greater	12	2,888,898.83	0.26	359	43.34	7.591	808	83.62
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Debt-to-Income Ratios
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Debt-to-Income	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Ratios (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
20.00 or less	737	145,941,731.85	13.33	356	13.05	7.566	635	80.17
20.01 - 25.00	148	39,902,708.12	3.64	357	23.14	7.172	633	76.71
25.01 - 30.00	254	57,782,353.71	5.28	357	28.21	7.328	635	77.34
30.01 - 35.00	367	94,930,814.48	8.67	357	33.22	7.321	641	79.40
35.01 - 40.00	528	145,782,524.75	13.31	357	38.02	7.346	638	78.96
40.01 - 45.00	818	250,263,665.22	22.86	358	43.05	7.293	644	80.62
45.01 - 50.00	1,057	328,081,117.46	29.97	359	48.11	7.349	638	80.74
50.01 - 55.00	114	32,192,296.55	2.94	359	53.23	7.528	569	65.26
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Geographic Distribution
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
State	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Alabama	13	1,312,253.84	0.12	358	27.95	8.375	615	86.56
Alaska	8	2,286,569.09	0.21	359	38.23	7.104	633	81.06
Arizona	444	76,622,547.71	7.00	355	33.24	7.560	633	79.44
Arkansas	2	183,056.61	0.02	360	35.43	9.261	558	81.14
California	1,261	475,239,723.81	43.41	359	40.10	7.147	643	78.57
Colorado	49	12,180,237.04	1.11	359	34.66	7.408	626	79.80
Connecticut	31	10,378,318.75	0.95	359	31.18	7.719	631	81.32
Delaware	8	1,322,781.84	0.12	350	27.47	6.893	611	78.88
Florida	484	98,894,499.74	9.03	357	35.96	7.694	633	79.51
Georgia	9	2,209,618.24	0.20	340	25.00	6.517	620	78.28
Hawaii	40	16,674,871.36	1.52	358	38.77	6.554	667	77.39
Idaho	8	1,171,119.01	0.11	360	29.51	7.518	602	70.24
Illinois	149	38,744,331.97	3.54	358	38.13	7.787	627	81.86
Indiana	36	7,567,079.09	0.69	359	30.55	8.413	682	86.51
Iowa	7	663,720.66	0.06	343	30.26	7.968	656	84.31
Kansas	8	870,356.26	0.08	359	37.06	7.750	632	82.69
Kentucky	12	1,932,080.72	0.18	359	18.42	7.908	615	82.43
Louisiana	8	748,458.22	0.07	358	32.68	7.344	653	84.82
Maine	7	789,498.92	0.07	358	35.82	7.073	641	74.13
Maryland	201	57,945,175.93	5.29	358	39.03	7.274	621	79.76
Massachusetts	41	11,803,419.51	1.08	359	39.05	7.490	645	82.18
Michigan	124	13,884,158.96	1.27	355	30.27	8.184	603	81.87
Minnesota	32	6,616,152.10	0.60	359	29.60	7.907	645	82.09
Mississippi	4	620,115.56	0.06	357	38.87	6.309	609	87.82
Missouri	40	4,635,504.94	0.42	359	30.28	8.116	582	84.84
Montana	2	198,229.19	0.02	359	14.06	9.375	551	70.29
Nebraska	4	350,364.09	0.03	359	22.18	7.464	639	75.94
Nevada	129	37,134,406.86	3.39	359	38.19	7.670	641	80.34
New Hampshire	1	201,356.34	0.02	359	10.00	7.700	562	79.96
New Jersey	99	35,114,099.54	3.21	357	38.26	7.502	625	77.97
New Mexico	22	4,749,859.33	0.43	359	34.08	8.066	636	79.07
New York	236	88,126,333.64	8.05	358	39.52	7.178	637	80.03
North Carolina	17	2,300,479.70	0.21	346	23.19	7.401	636	78.90
Ohio	94	9,255,972.18	0.85	356	32.59	7.681	613	84.13
Oklahoma	12	1,188,933.58	0.11	359	29.30	8.242	609	81.00
Oregon	17	4,101,289.90	0.37	359	31.66	7.331	614	79.31
Pennsylvania	60	9,769,752.84	0.89	352	33.58	7.645	609	77.56
Rhode Island	10	2,010,637.43	0.18	338	32.50	7.445	612	77.98
South Carolina	6	946,471.49	0.09	359	34.91	7.113	625	83.00
Tennessee	20	2,189,260.56	0.20	352	34.72	8.448	617	86.67
Texas	97	12,677,284.21	1.16	345	30.00	7.524	645	81.63

Utah	66	13,011,260.38	1.19	359	35.23	7.715	654	82.82
Vermont	2	225,546.96	0.02	360	39.73	7.550	645	72.41
Washington	75	21,811,419.77	1.99	357	36.83	7.411	647	81.29
Wisconsin	27	4,071,004.27	0.37	359	40.55	7.721	627	82.09
Wyoming	1	147,600.00	0.01	360	44.00	7.050	644	80.00
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Occupancy Status
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Occupancy Status	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Primary	3,613	1,012,625,598.16	92.49	358	38.92	7.282	634	79.05
Investor	381	73,926,628.44	6.75	358	23.34	8.349	667	84.94
Second Home	29	8,324,985.54	0.76	359	35.06	8.009	691	86.35
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50
*Based on mortgagor representation at origination.

Documentation Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Documentation Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Full Documentation	1,960	510,281,901.28	46.61	357	36.10	6.893	627	77.81
Stated Documentation	1,799	512,013,648.72	46.76	358	40.21	7.830	649	81.08
Limited Documentation	264	72,581,662.14	6.63	358	33.29	7.329	623	80.23
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Loan Purpose
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Loan Purpose	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Purchase	2,047	576,472,925.49	52.65	359	38.06	7.488	665	83.25
Refinance-Debt Consolidation Cash Out*	1,824	485,321,687.24	44.33	357	37.82	7.237	604	75.15
Refinance-Debt Consolidation No Cash Out**	152	33,082,599.41	3.02	351	34.17	6.935	632	77.92
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50
* Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds. ** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

Credit Grade
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Risk Category	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
I	3,210	880,366,450.95	80.41	358	37.64	7.260	651	80.63
II	525	138,646,249.97	12.66	358	37.85	7.540	589	77.18
III	116	29,678,479.48	2.71	358	37.98	7.993	558	75.19
IV	133	38,184,091.90	3.49	358	41.06	7.973	563	69.08
V	39	8,001,939.84	0.73	359	43.46	9.928	555	60.77
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Property Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Property Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Single Family Detached	3,038	805,964,319.74	73.61	358	38.11	7.318	634	79.11
PUD Detached	555	168,961,091.83	15.43	359	37.61	7.444	641	80.35
Two-to Four-Family	227	71,261,722.00	6.51	356	36.55	7.377	645	80.14
Condominium	185	43,883,789.56	4.01	358	35.17	7.786	661	82.46
PUD Attached	16	4,590,397.14	0.42	359	43.63	7.303	650	78.81
Single Family Attached	2	215,891.87	0.02	359	34.98	7.300	630	83.09
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Prepayment Charge Term at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Prepayment Charge Term	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
at Origination (months)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
No Prepayment Penalty	1,395	371,297,021.62	33.91	358	38.09	7.859	642	81.83
12	216	79,606,405.60	7.27	356	36.87	7.432	635	78.58
24	1,543	433,447,145.57	39.59	359	38.18	7.220	630	79.60
36	869	210,526,639.35	19.23	355	37.04	6.740	643	75.54
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Conforming Balance
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Conforming Balance	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Conforming	2,626	487,652,214.13	44.54	356	34.67	7.417	631	78.36
Non-conforming	1,397	607,224,998.01	55.46	359	40.37	7.314	642	80.42
Total:	4,023	1,094,877,212.14	100.00	358	37.83	7.360	637	79.50

Range of Maximum Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Maximum	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
11.000 - 11.499	26	8,538,076.00	0.98	359	38.98	5.347	654	70.03
11.500 - 11.999	131	48,305,312.29	5.52	359	38.07	5.783	664	76.52
12.000 - 12.499	325	111,571,421.21	12.75	358	39.31	6.248	650	76.15
12.500 - 12.999	575	184,875,778.85	21.13	359	38.64	6.764	651	78.63
13.000 - 13.499	469	143,973,882.09	16.46	359	38.15	7.240	636	79.11
13.500 - 13.999	506	150,477,382.60	17.20	359	39.49	7.747	624	80.25
14.000 - 14.499	285	81,720,690.29	9.34	359	37.58	8.224	622	82.19
14.500 - 14.999	298	79,689,060.86	9.11	359	36.46	8.714	618	85.74
15.000 - 15.499	121	27,435,341.44	3.14	359	34.02	9.204	623	86.29
15.500 - 15.999	103	25,148,183.62	2.87	359	33.52	9.722	600	85.09
16.000 - 16.499	30	6,919,869.04	0.79	359	30.34	10.214	606	85.23
16.500 - 16.999	18	4,185,711.71	0.48	359	39.99	10.726	577	79.72
17.000 - 17.499	5	1,256,397.26	0.14	359	32.72	11.142	575	81.02
17.500 - 17.999	2	640,250.00	0.07	360	48.95	11.630	530	68.55
18.000 - 18.499	1	169,951.35	0.02	359	18.00	12.000	549	51.67
Total:	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92

Minimum Mortgage Rates of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Minimum	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	26	8,538,076.00	0.98	359	38.98	5.347	654	70.03
5.500 - 5.999	131	48,305,312.29	5.52	359	38.07	5.783	664	76.52
6.000 - 6.499	325	111,571,421.21	12.75	358	39.31	6.248	650	76.15
6.500 - 6.999	575	184,875,778.85	21.13	359	38.64	6.764	651	78.63
7.000 - 7.499	469	143,973,882.09	16.46	359	38.15	7.240	636	79.11
7.500 - 7.999	506	150,477,382.60	17.20	359	39.49	7.747	624	80.25
8.000 - 8.499	285	81,720,690.29	9.34	359	37.58	8.224	622	82.19
8.500 - 8.999	298	79,689,060.86	9.11	359	36.46	8.714	618	85.74
9.000 - 9.499	121	27,435,341.44	3.14	359	34.02	9.204	623	86.29
9.500 - 9.999	103	25,148,183.62	2.87	359	33.52	9.722	600	85.09
10.000 - 10.499	30	6,919,869.04	0.79	359	30.34	10.214	606	85.23
10.500 - 10.999	18	4,185,711.71	0.48	359	39.99	10.726	577	79.72
11.000 - 11.499	5	1,256,397.26	0.14	359	32.72	11.142	575	81.02
11.500 - 11.999	2	640,250.00	0.07	360	48.95	11.630	530	68.55
12.000 - 12.499	1	169,951.35	0.02	359	18.00	12.000	549	51.67
Total:	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92

Gross Margins of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Gross Margins (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
3.750 - 3.999	63	19,931,040.04	2.28	359	37.21	7.904	621	82.21
4.000 - 4.249	49	15,252,005.91	1.74	359	39.01	7.286	641	81.23
4.500 - 4.749	3	602,470.27	0.07	360	43.59	8.222	591	90.51
6.000 - 6.249	2,780	839,121,792.39	95.91	359	38.11	7.400	636	79.84
Total:	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92

Next Adjustment Date of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Next Adjustment Date	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2007-04	2	523,359.35	0.06	353	45.51	6.983	613	94.42
2007-05	1	347,057.33	0.04	354	50.00	7.450	650	95.00
2007-06	3	533,737.25	0.06	355	42.32	6.869	633	89.61
2007-07	7	1,241,102.91	0.14	356	39.42	8.280	662	89.07
2007-08	13	3,406,481.89	0.39	357	42.76	7.482	569	82.98
2007-09	199	61,325,665.70	7.01	358	37.08	7.291	634	80.74
2007-10	1,256	410,438,163.78	46.91	359	38.11	7.420	635	79.91
2007-11	356	99,563,695.55	11.38	359	38.20	7.561	631	80.70
2007-12	270	63,112,446.00	7.21	360	38.25	7.743	633	78.51
2008-01	22	5,388,992.00	0.62	360	21.91	8.622	623	76.04
2008-03	1	635,051.43	0.07	352	46.00	6.250	562	84.99
2008-04	3	551,946.72	0.06	353	26.05	7.776	592	91.15
2008-05	1	334,419.00	0.04	354	46.00	7.300	624	89.60
2008-06	2	228,260.89	0.03	354	29.47	6.689	604	78.27
2008-07	1	300,550.60	0.03	356	14.00	7.250	608	90.00
2008-08	2	570,751.99	0.07	357	41.88	7.037	571	83.18
0000-00	00	00,264,128.75	2.09	354	36.96	7.093	624	78.47
2008-10	426	136,864,825.09	15.64	359	38.57	7.245	638	79.68
2008-11	153	43,350,531.38	4.95	360	38.90	7.341	654	81.03
2008-12	101	24,574,541.00	2.81	360	37.77	7.119	652	79.08
2009-01	16	3,351,600.00	0.38	360	51.23	7.221	608	68.76
Total:	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92

Initial Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Initial Periodic Cap (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2.000	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92
Total:	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92

Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Periodic Cap (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
1.000	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92
Total:	2,895	874,907,308.61	100.00	359	38.11	7.410	635	79.92

DESCRIPTION OF THE IO COLLATERAL
Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics	Range (if applicable)
Number of Mortgage Loans	2,332
Aggregate Current Principal Balance	$629,499,062.67	$68,000.00 to $850,000.00
Average Current Principal Balance	$269,939.56
Aggregate Original Principal Balance	$629,509,819.00	$68,000.00 to $850,000.00
Average Original Principal Balance	$269,944.18
Fully Amortizing Mortgage Loans	100.00%
1st Lien	100.00%
Wtd. Avg. Gross Coupon	7.014%	5.250% to 9.750%
Wtd. Avg. Original Term (months)	360	180 to 360
Wtd. Avg. Remaining Term (months)	359	178 to 360
Margin (ARM Loans Only)	5.874%	3.750% to 7.125%
Maximum Mortgage Rate (ARM Loans Only)	13.039%	11.250% to 15.750%
Minimum Mortgage Rate (ARM Loans Only)	7.039%	5.250% to 9.750%
Wtd. Avg. Original LTV	78.91%	19.43% to 95.00%
Wtd. Avg. Borrower FICO	677	619 to 816
Geographic Distribution (Top 5)	CA 47.03%
	FL 9.92%
	AZ 9.61%
	NV 5.76%
	IL 4.71%

(1)The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

Collateral Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Collateral Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2YR/6 MO LIBOR - 2YR IO	560	159,728,209.00	25.37	359	40.85	7.021	679	79.16
2YR/6 MO LIBOR - 3YR IO	1	372,000.00	0.06	358	32.00	5.990	674	80.00
2YR/6 MO LIBOR - 5YR IO	977	263,541,580.96	41.87	359	40.81	7.148	679	79.26
3YR/6 MO LIBOR - 3YR IO	154	38,706,341.84	6.15	358	41.09	6.722	674	78.09
3YR/6 MO LIBOR - 5YR IO	476	120,500,170.35	19.14	358	40.81	6.928	673	78.28
FIXED RATE - 2YR IO	1	84,000.00	0.01	358	40.00	7.700	624	80.00
FIXED RATE - 3YR IO	7	2,342,609.72	0.37	359	39.20	6.423	684	68.37
FIXED RATE - 5YR IO	156	44,224,150.80	7.03	357	40.12	6.712	671	78.87
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Principal Balances at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance	Balance at	Maturity	Income	Coupon		OLTV
at Origination ($)	Mortgage Loans	at Origination ($)	Origination	(months)*	(%)*	(%)*	FICO*	(%)*
50,000.01 - 100,000.00	52	4,703,325.00	0.75	355	37.30	7.461	662	78.68
100,000.01 - 150,000.00	329	42,824,439.00	6.80	358	38.35	7.301	673	78.41
150,000.01 - 200,000.00	464	81,996,424.00	13.03	358	40.54	7.136	671	78.69
200,000.01 - 250,000.00	397	89,412,833.00	14.20	359	39.87	7.057	675	78.91
250,000.01 - 300,000.00	308	84,632,747.00	13.44	359	40.75	7.173	678	78.66
300,000.01 - 350,000.00	255	82,598,621.00	13.12	358	41.25	6.903	677	78.88
350,000.01 - 400,000.00	179	67,042,704.00	10.65	358	40.76	6.974	680	79.38
400,000.01 - 450,000.00	113	48,427,246.00	7.69	359	42.14	6.910	685	79.44
450,000.01 - 500,000.00	89	42,383,941.00	6.73	359	43.20	6.924	678	79.29
500,000.01 - 550,000.00	66	34,577,106.00	5.49	359	42.03	6.766	675	80.11
550,000.01 - 600,000.00	31	17,772,002.00	2.82	359	41.22	6.801	676	79.42
600,000.01 - 650,000.00	22	13,848,802.00	2.20	359	40.61	6.734	676	78.74
650,000.01 - 700,000.00	18	12,095,879.00	1.92	359	40.01	6.919	700	78.12
700,000.01 - 750,000.00	2	1,470,000.00	0.23	359	40.14	7.612	719	79.46
750,000.01 or greater	7	5,723,750.00	0.91	359	36.87	6.187	661	70.42
Total:	2,332	629,509,819.00	100.00	359	40.78	7.014	677	78.91
*Based on original balances of the Mortgage Loans.

Principal Balances as of the Cut-off Date
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Principal Balances	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
as of the Cut-off Date ($)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
50,000.01 - 100,000.00	52	4,703,129.41	0.75	355	37.30	7.461	662	78.68
100,000.01 - 150,000.00	329	42,822,796.57	6.80	358	38.35	7.301	673	78.41
150,000.01 - 200,000.00	464	81,995,509.89	13.03	358	40.54	7.136	671	78.69
200,000.01 - 250,000.00	397	89,411,481.19	14.20	359	39.87	7.057	675	78.91
250,000.01 - 300,000.00	308	84,628,670.11	13.44	359	40.75	7.173	678	78.66
300,000.01 - 350,000.00	255	82,596,541.12	13.12	358	41.25	6.903	677	78.88
350,000.01 - 400,000.00	179	67,042,660.55	10.65	358	40.76	6.974	680	79.38
400,000.01 - 450,000.00	113	48,427,146.00	7.69	359	42.14	6.910	685	79.44
450,000.01 - 500,000.00	89	42,383,939.77	6.73	359	43.20	6.924	678	79.29
500,000.01 - 550,000.00	66	34,576,805.72	5.49	359	42.03	6.766	675	80.11
550,000.01 - 600,000.00	31	17,771,951.34	2.82	359	41.22	6.801	676	79.42
600,000.01 - 650,000.00	22	13,848,802.00	2.20	359	40.61	6.734	676	78.74
650,000.01 - 700,000.00	18	12,095,879.00	1.92	359	40.01	6.919	700	78.12
700,000.01 - 750,000.00	2	1,470,000.00	0.23	359	40.14	7.612	719	79.46
750,000.01 or greater	7	5,723,750.00	0.91	359	36.87	6.187	661	70.42
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Remaining Term to Maturity
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Months Remaining	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
121 - 180	4	1,003,850.00	0.16	179	41.65	6.598	650	76.81
181 - 240	4	485,000.00	0.08	239	33.33	7.023	669	77.25
301 - 360	2,324	628,010,212.67	99.76	359	40.78	7.014	677	78.91
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Current Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Current Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	15	5,457,732.00	0.87	359	39.39	5.369	680	70.79
5.500 - 5.999	119	38,147,827.05	6.06	358	38.82	5.787	686	75.29
6.000 - 6.499	380	116,105,761.12	18.44	358	40.72	6.251	680	77.53
6.500 - 6.999	641	176,857,284.08	28.09	359	40.55	6.763	680	79.03
7.000 - 7.499	503	129,945,969.58	20.64	359	41.71	7.230	675	79.77
7.500 - 7.000	000	000,232,117.93	16.24	359	41.17	7.718	670	79.94
8.000 - 8.499	144	34,985,729.81	5.56	359	40.47	8.197	669	79.46
8.500 - 8.999	74	17,995,438.67	2.86	359	40.66	8.691	671	82.00
9.000 - 9.499	28	7,067,252.43	1.12	359	37.78	9.156	690	82.51
9.500 - 9.999	3	703,950.00	0.11	360	44.66	9.616	713	84.96
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Original Loan-to-Value Ratios*
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Original	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Loan-to-Value Ratios (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
25.00 or less	1	68,000.00	0.01	359	22.00	6.750	651	19.43
25.01 - 30.00	1	122,891.88	0.02	359	18.00	6.750	620	27.96
35.01 - 40.00	3	630,000.00	0.10	360	41.50	6.191	700	37.53
40.01 - 45.00	3	1,230,000.00	0.20	359	39.60	6.716	666	42.90
45.01 - 50.00	13	3,713,400.00	0.59	359	36.29	6.368	662	48.66
50.01 - 55.00	16	3,258,500.00	0.52	359	37.38	6.335	687	52.80
55.01 - 60.00	26	6,367,800.00	1.01	356	42.25	6.306	650	58.28
60.01 - 65.00	38	11,533,547.00	1.83	358	38.34	6.284	656	63.32
65.01 - 70.00	56	14,425,606.17	2.29	359	36.81	6.421	662	68.50
70.01 - 75.00	73	19,439,986.78	3.09	357	40.18	6.534	662	73.42
75.01 - 80.00	2,007	540,006,163.89	85.78	359	41.13	7.073	678	79.95
80.01 - 85.00	26	7,757,381.07	1.23	359	39.79	6.720	672	84.31
85.01 - 90.00	51	16,732,185.18	2.66	359	37.19	7.083	692	89.44
90.01 - 95.00	18	4,213,600.70	0.67	357	40.33	8.345	690	95.00
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91
*The loan-to-value (“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

FICO Scores at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of FICO Scores at Origination	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
600 - 619	1	117,600.00	0.02	359	38.00	7.937	619	80.00
620 - 639	548	141,962,852.91	22.55	359	40.60	7.103	629	77.68
640 - 000	000	000,039,769.55	17.64	358	41.70	7.104	650	78.88
660 - 679	405	110,358,605.79	17.53	359	41.10	7.060	669	79.38
680 - 699	345	95,462,644.78	15.16	359	40.77	6.899	689	78.83
700 - 719	228	63,762,495.72	10.13	359	41.05	6.937	708	79.62
720 - 739	167	47,672,351.31	7.57	359	39.62	6.919	729	79.36
740 - 759	109	30,808,678.79	4.89	359	40.95	6.888	747	79.97
760 - 779	59	16,376,463.82	2.60	359	39.25	6.639	768	79.77
780 - 799	34	10,442,480.00	1.66	359	34.91	7.245	788	80.55
800 or greater	6	1,495,120.00	0.24	359	44.97	7.035	808	79.98
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Debt-to-Income Ratios
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Debt-to-Income	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Ratios (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
20.00 or less	74	20,079,347.54	3.19	359	13.94	6.735	677	78.12
20.01 - 25.00	63	15,789,717.89	2.51	358	23.01	6.964	690	78.61
25.01 - 30.00	134	30,284,056.16	4.81	358	28.36	6.915	685	76.89
30.01 - 35.00	246	62,378,627.28	9.91	359	33.35	7.037	679	78.57
35.01 - 40.00	403	101,186,200.86	16.07	358	38.13	7.115	679	79.01
40.01 - 45.00	717	197,394,263.99	31.36	359	43.11	7.006	675	79.24
45.01 - 50.00	695	202,386,848.95	32.15	359	48.02	7.009	674	79.05
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Geographic Distribution
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
State	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Alabama	1	108,000.00	0.02	359	38.00	7.800	650	80.00
Alaska	3	616,000.00	0.10	360	33.12	6.823	725	80.00
Arizona	325	60,466,675.78	9.61	358	39.14	7.246	676	79.30
California	827	296,023,328.30	47.03	359	41.22	6.872	681	78.56
Colorado	65	12,863,402.57	2.04	357	42.00	6.755	670	77.55
Connecticut	11	2,322,820.00	0.37	358	41.28	7.360	654	80.56
Delaware	4	669,200.00	0.11	359	43.14	7.462	651	80.00
Florida	289	62,458,211.93	9.92	359	39.95	7.191	679	79.27
Georgia	10	1,359,585.05	0.22	359	36.56	6.890	658	80.64
Hawaii	22	9,314,880.00	1.48	359	41.48	6.722	676	78.99
Idaho	5	883,720.00	0.14	360	35.09	7.499	652	73.05
Illinois	131	29,669,881.69	4.71	359	42.22	7.183	673	79.02
Indiana	1	432,000.00	0.07	359	10.00	9.150	789	90.00
Iowa	1	108,000.00	0.02	358	48.00	7.200	623	80.00
Kansas	2	440,220.00	0.07	359	39.04	7.096	690	88.08
Kentucky	1	104,000.00	0.02	359	47.00	5.950	635	80.00
Maine	2	224,000.00	0.04	359	44.07	6.661	635	80.00
Maryland	85	23,781,312.92	3.78	359	40.30	6.875	668	78.48
Massachusetts	34	9,173,587.54	1.46	359	40.72	7.217	675	79.69
Michigan	34	5,097,225.83	0.81	359	37.94	7.284	648	80.10
Minnesota	33	5,907,728.67	0.94	359	39.53	7.210	668	79.11
Missouri	8	1,210,567.87	0.19	358	40.88	7.031	644	79.26
Montana	1	95,200.00	0.02	359	47.00	7.425	664	80.00
Nebraska	1	101,520.00	0.02	359	32.00	7.750	629	80.00
Nevada	144	36,281,141.31	5.76	359	40.88	7.288	666	79.69
New Jersey	26	7,972,826.68	1.27	359	40.56	7.302	672	79.16
New Mexico	12	2,308,520.00	0.37	359	40.89	7.510	653	78.24
New York	50	18,731,755.43	2.98	359	41.76	6.782	680	78.75
North Carolina	7	848,126.00	0.13	359	34.77	6.869	667	80.00
Ohio	3	336,664.32	0.05	358	33.41	7.953	713	90.58
Oregon	21	4,165,200.00	0.66	359	39.83	6.876	663	78.79
Pennsylvania	5	852,282.00	0.14	359	39.23	7.634	671	81.29
Rhode Island	9	1,817,440.00	0.29	359	41.34	6.992	669	78.11
Tennessee	1	113,316.00	0.02	359	46.00	6.500	628	80.00
Texas	27	5,459,723.00	0.87	359	40.67	7.383	679	80.00
Utah	64	10,941,402.79	1.74	359	39.56	7.354	676	79.60
Washington	55	14,000,449.99	2.22	359	41.57	6.947	685	79.51
Wisconsin	9	1,853,947.00	0.29	359	43.19	7.251	675	79.99
Wyoming	3	385,200.00	0.06	359	45.01	7.160	638	80.00
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Occupancy Status
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Occupancy Status	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Primary	2,317	625,793,826.67	99.41	359	40.83	7.008	677	78.91
Second Home	15	3,705,236.00	0.59	359	32.67	8.006	719	79.31
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91
*Based on mortgagor representation at origination.

Documentation Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Documentation Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Full Documentation	901	237,518,241.22	37.73	359	39.68	6.502	676	78.25
Stated Documentation	1,308	358,242,622.00	56.91	359	41.89	7.364	678	79.36
Limited Documentation	123	33,738,199.45	5.36	359	36.76	6.894	671	78.75
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91
Loan Purpose
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Loan Purpose	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Purchase	1,880	510,989,092.61	81.17	359	41.18	7.105	680	80.15
Refinance-Debt Consolidation Cash Out*	372	100,366,003.39	15.94	358	39.28	6.602	663	73.00
Refinance-Debt Consolidation No Cash Out**	80	18,143,966.67	2.88	358	37.69	6.705	666	76.75
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91
* Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds. ** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

Credit Grade
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Risk Category	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
I	2,276	613,614,463.67	97.48	359	40.83	7.025	678	79.16
II	56	15,884,599.00	2.52	359	38.60	6.586	646	69.13
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Property Type
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Property Type	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Single Family Detached	1,640	448,476,273.58	71.24	358	40.90	6.979	677	78.91
PUD Detached	447	118,492,464.67	18.82	359	40.10	7.072	673	79.06
Two-to Four-Family	77	24,732,251.00	3.93	359	41.78	6.903	687	77.61
Condominium	147	32,184,031.42	5.11	359	40.66	7.345	689	79.15
PUD Attached	19	5,396,442.00	0.86	359	41.72	7.127	680	80.32
Single Family Attached	2	217,600.00	0.03	359	46.65	7.463	646	81.55
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Prepayment Charge Term at Origination
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Prepayment Charge Term	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
at Origination (months)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
No Prepayment Penalty	608	168,363,840.57	26.75	359	40.40	7.459	676	79.39
12	132	39,912,406.43	6.34	357	39.87	7.197	674	79.64
24	1,164	311,616,050.27	49.50	359	41.17	6.892	679	79.08
36	428	109,606,765.40	17.41	358	40.59	6.607	673	77.42
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Conforming Balance
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Conforming Balance	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
Conforming	1,880	415,065,573.29	65.94	359	40.47	7.086	675	78.74
Non-conforming	452	214,433,489.38	34.06	359	41.37	6.875	680	79.25
Total:	2,332	629,499,062.67	100.00	359	40.78	7.014	677	78.91

Range of Maximum Mortgage Rates
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Maximum	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
11.000 - 11.499	15	5,457,732.00	0.94	359	39.39	5.369	680	70.79
11.500 - 11.999	109	34,597,586.00	5.94	359	38.75	5.789	684	75.89
12.000 - 12.499	325	97,221,078.46	16.68	358	40.70	6.259	681	77.51
12.500 - 12.999	601	164,506,118.60	28.22	359	40.59	6.765	681	79.04
13.000 - 13.499	483	125,182,424.00	21.48	359	41.63	7.231	675	79.81
13.500 - 13.999	406	98,624,791.61	16.92	359	41.38	7.719	670	79.85
14.000 - 14.499	131	32,806,649.81	5.63	359	40.75	8.199	669	79.24
14.500 - 14.999	72	17,610,718.67	3.02	359	40.58	8.689	672	81.88
15.000 - 15.499	23	6,137,253.00	1.05	359	38.27	9.157	695	81.77
15.500 - 15.999	3	703,950.00	0.12	360	44.66	9.616	713	84.96
Total:	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95

Minimum Mortgage Rates of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
Range of Minimum	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Mortgage Rates (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
5.000 - 5.499	15	5,457,732.00	0.94	359	39.39	5.369	680	70.79
5.500 - 5.999	109	34,597,586.00	5.94	359	38.75	5.789	684	75.89
6.000 - 6.499	325	97,221,078.46	16.68	358	40.70	6.259	681	77.51
6.500 - 6.999	601	164,506,118.60	28.22	359	40.59	6.765	681	79.04
7.000 - 7.499	483	125,182,424.00	21.48	359	41.63	7.231	675	79.81
7.500 - 7.999	406	98,624,791.61	16.92	359	41.38	7.719	670	79.85
8.000 - 8.499	131	32,806,649.81	5.63	359	40.75	8.199	669	79.24
8.500 - 8.999	72	17,610,718.67	3.02	359	40.58	8.689	672	81.88
9.000 - 9.499	23	6,137,253.00	1.05	359	38.27	9.157	695	81.77
9.500 - 9.999	3	703,950.00	0.12	360	44.66	9.616	713	84.96
Total:	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95

Gross Margins of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Range of Gross Margins (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
3.750 - 3.999	84	19,705,714.69	3.38	359	42.26	7.194	669	78.60
4.000 - 4.249	58	14,463,479.54	2.48	359	41.51	7.063	679	79.89
4.500 - 4.749	2	244,800.00	0.04	359	46.18	7.135	676	80.00
6.000 - 6.249	2,023	548,112,467.92	94.04	359	40.76	7.033	678	78.94
7.000 - 7.249	1	321,840.00	0.06	359	46.00	6.900	643	80.00
Total:	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95

Next Adjustment Date of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Next Adjustment Date	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2007-05	3	734,752.00	0.13	353	37.14	6.420	675	80.00
2007-07	1	360,000.00	0.06	356	46.00	6.800	669	80.00
2007-08	1	123,920.00	0.02	357	40.00	7.675	632	80.00
2007-09	151	45,265,113.82	7.77	358	42.12	7.008	675	79.54
2007-10	1,084	301,667,061.14	51.76	359	40.78	7.096	678	79.35
2007-11	161	41,541,215.00	7.13	359	40.52	6.979	687	78.59
2007-12	129	32,020,998.00	5.49	360	39.64	7.399	681	78.41
2008-01	8	1,928,730.00	0.33	360	43.05	7.653	697	79.84
2008-06	1	153,725.66	0.03	354	20.00	6.150	624	75.00
2008-08	1	252,800.00	0.04	356	44.00	6.250	657	80.00
2008-09	38	9,603,374.50	1.65	351	40.77	6.709	664	78.24
2008-10	358	91,450,748.46	15.69	359	41.34	6.890	672	78.32
2008-11	148	38,259,681.57	6.56	358	40.30	6.823	677	78.09
0000-00	00	00,840,182.00	3.23	360	40.10	7.036	680	78.14
2009-01	2	646,000.00	0.11	360	38.71	6.792	665	77.50
Total:	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95

Initial Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Initial Periodic Cap (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
2.000	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95
Total:	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95

Periodic Cap of the Adjustable-Rate Loans
				Remaining
			% of Principal	Term to	Debt-to-	Gross
	Number of	Principal Balance as	Balance as of	Maturity	Income	Coupon		OLTV
Periodic Cap (%)	Mortgage Loans	of the Cut-off Date ($)	the Cut-off Date	(months)	(%)	(%)	FICO	(%)
1.000	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95
Total:	2,168	582,848,302.15	100.00	359	40.83	7.039	677	78.95