EXHIBIT 99.6
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The Huntington National Bank
Huntington Center
00 Xxxxx Xxxx Xxxxxx - XX0000
Xxxxxxxx, XX 00000
Xxxxxx Xxxxxxx Asset Funding, Inc.
0000 Xxxxxxxx
Xxx Xxxx, Xxx Xxxx 00000
July 17, 2003
Re: Purchase and Servicing Agreement dated as of May 31, 2003
(the "Purchase and Servicing Agreement"), between Xxxxxx Xxxxxxx
Asset Funding, Inc. as purchaser (the "Purchaser") and The
Huntington National Bank as seller and servicer (the "Seller").
Ladies and Gentlemen:
Further to our conversations regarding the error with respect to
geographic concentration of the Receivables set forth in Section 3.01(b)(xlii)
of the Purchase and Servicing Agreement, we propose that:
1. Section 3.01(b)(xlii) be amended to read as follows:
"Geographic. No Receivable was originated in Maryland and no Obligor
under a Receivable has a current mailing address in Maine. As of the Cut-Off
Date 29.87%, 13.49%, 13.08%, 12.21%, 9.35%, 7.15% and 5.73% of the Receivables
(based on principal balance and the Obligor's current mailing address in the
Servicer's records as of the Cut-Off Date) were located in Ohio, Michigan,
Florida, Indiana, Kentucky, West Virginia and Tennessee, respectively, and no
other state had a concentration of Receivables greater than or equal to 5.0%
of the aggregate Principal Balance of the Receivables as of the Cut-Off Date."
2. Section 3.01(b)(lii) be amended to read as follows:
"Remaining Maturity of Receivable. Such Receivable has a remaining
maturity of not less than 15 months and not greater than 81 months. The
percentage of Receivables by Principal Balance with remaining terms greater
than 72 months is 3.51%."
Please acknowledge your acceptance and agreement of such amendment by
executing the attached in the space indicated below and returning the
original.
Capitalized terms used herein and not defined herein shall have the
respective meanings assigned to them in the Purchase and Servicing Agreement.
Very Truly Yours,
THE HUNTINGTON NATIONAL BANK,
By: /s/ Xxxxxxx X. Xxxxxx
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Name: Xxxxxxx X. Xxxxxx
Title: Senior Vice President
Acknowledged and Agreed
XXXXXX XXXXXXX ASSET FUNDING, INC.,
By: /s/ J. Xxxxxxx Xxx Xxxx
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Name: J. Xxxxxxx Xxx Xxxx
Title: Vice President
