EXHIBIT 10.15 2 BANK OF AMERICA October 28, 1997 VIA FACSIMILE To Distribution List Re: LifeRe Corporation Amended and Restated Credit Agreement dated 11/2/95 Loan CHI 173 FAXC 1957 Please be advised that the one year extension of the Commitment...

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EXHIBIT 10.15
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BANK OF AMERICA

October 28, 1997

VIA FACSIMILE

To Distribution List

Re:  LifeRe Corporation
     Amended and Restated Credit Agreement dated 11/2/95
     Loan CHI 173 FAXC 1957

     Please be advised that the one year extension of the Commitment Termination
Date (as defined in the Credit Agreement) to January 5, 2000 has been approved.

Sincerely,

/s/ XXXXXX X. XXXXXXX

Xxxxxx X. Xxxxxxx
Authorized Officer
Bank of America National Trust and Savings Association,
  as Agent
(000) 000-0000

             Bank of America National Trust and Savings Association
         000 Xxxxx XxXxxxx Xxxxxx Xxxxxxx, XX 00000 Phone 312/000-0000