Contract

CONFIDENTIAL TREATMENT REQUESTED.  INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED IS OMITTED AND MARKED WITH “[***]” AND HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.

Exhibit 99.11

Bank of America

October 9, 2013

Mortgage Guaranty Insurance Corporation

000 Xxxx Xxxxxxxx Xxxxxx

Xxxxxxxxx, XX 00000

Re: Confidential Settlement Agreement and Release dated as of April 19, 2013, as amended, among Mortgage Guaranty Insurance Corporation, Bank of America, N.A. (as a successor to BAC Home Loans Servicing f/k/a Countrywide Home Loans Servicing LP), on its own behalf and as successor in interest by de jure merger to Countrywide Bank FSB, formerly Treasury Bank and Countrywide Home Loans, Inc. (the “Settlement Agreement”)

Ladies and Gentlemen:

Reference is made to that certain letter of even date herewith from Xxxxxx Mae addressed to MGIC and Bank of America (the “Xxxxxx Xxx Consent Letter”).  Under Paragraph 2(b) of the Xxxxxx Mae Consent Letter, MGIC agreed [***].  Upon MGIC’s delivery to Bank of America of [***], Bank of America shall [***].  Capitalized terms not otherwise defined in this letter have the meanings given them in the Settlement Agreement.

Very truly yours,

BANK OF AMERICA, N.A.

/s/ Xxxx X. Xxxxxxx

Name:  Xxxx X. Xxxxxxx

Title:    Senior Vice President

[Signatures continue on following page]

Acknowledged by:

COUNTRYWIDE HOME LOANS, INC.

/s/ Xxxxx X. Xxxxxxx

Name:  Xxxxx X. Xxxxxxx

Title:    Senior vice President

MORTGAGE GUARANTY INSURANCE CORPORATION

/s/ Xxxxxxx Sinks

Name:  Xxxxxxx Sinks

Title:    President/Chief Operating Officer