EXHIBIT 3.6 TO FORM 10-QSB Limited Waiver of Certain Rights and Remedies The undersigned Lender hereby waives those rights and remedies arising from the application of Section 7.1 (j); Section 7.2 and Section 9.1 (c), (d) and (f) of the Loan and...

                           EXHIBIT 3.6 TO FORM 10-QSB


                            Limited Waiver of Certain
                               Rights and Remedies

         The undersigned  Lender hereby waives those rights and remedies arising
from the  application  of Section 7.1 (j);  Section 7.2 and Section 9.1 (c), (d)
and (f) of the Loan  and  Security  Agreement  by and  between  Phymed  Inc.  as
borrower  and Xxxxxxx X.  Xxxxxxx as Lender and Xxxxxx X.  Xxxxxx as  Guarantor,
dated September 21, 1993.



                                             /s/ Xxxxxxx Xxxx Xxxxxxx   
                                           ----------------------------------- 
                                                 Xxxxxxx Xxxx Xxxxxxx
                                                 October 24, 1998











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