ENDORSEMENT
(Only we can endorse this contract.)
The provision of this contract entitled PURCHASE PAYMENTS is replaced at issue
by the following:
PURCHASE PAYMENTS
Purchase Payments--Purchase payments made through payroll deductions or similar
arrangements with an employer must be at a rate of at least $300 during any
12-month period. Any other purchase payment must be at least $100.
The initial purchase payment, minus any deduction for state and/or local premium
taxes, will be allocated to the subaccounts and/or to the fixed account as you
instruct. If, after you have made at least one purchase, we receive a purchase
payment without instructions, we will make any deduction for state and/or local
premium taxes and allocate the balance in the same proportion as the most recent
purchase payment you make.
Additional Amounts--During the first three contract years, and in contract years
thereafter at the discretion of the Company, we will credit an additional 1% to
the amount of every purchase payment you make. The Company reserves the right to
limit such additional amounts to $1,000 in each contract year.
This additional amount will not be subject to state and/or local premium taxes.
The amount will be allocated to the subaccounts and/or to the fixed account in
the same proportions as the corresponding purchase payment.
Example: On the Contract Date you make a $1,500 purchase to be allocated equally
to Subaccounts A, B and C. We will increase that amount by 1%, or $15, and
allocate $505 to each of Subaccounts A, B, and C. Later in the year you send us
a $900 purchase payment, but you don't tell us how it is to be applied. We will
increase that amount by 1% or $9 and, based on the most recent purchase, the one
made on the Contract Date. we would make a $303 purchase for each of Subaccounts
A, B, and C.
The Prudential Insurance Company of America,
By
/s/Xxxxxxxx X. Xxxxxxxx
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Secretary
