Distribution Services Addendum For Wilshire Variable Insurance Trust Wilshire Mutual Funds, Inc.

Distribution Services Addendum

For

Wilshire Variable Insurance Trust

Wilshire Mutual Funds, Inc.

This Distribution Services Addendum, dated February 1, 2019 is between Wilshire Variable Insurance Trust (the “Trust”), a Delaware statutory trust, Wilshire Mutual Funds, Inc. (the “Company”), a Maryland corporation (the Trust and the Company are referred to herein as a “Fund Company” and collectively as the “Fund Companies”), on behalf of the Funds listed on Schedule A to Distribution Agreement, dated February 1, 2019, and Ultimus Fund Distributors, LLC (“Ultimus”).

Distribution Services

1. General Legal Consulting

Ultimus shall provide the following services for each Fund:

1.1. negotiate and execute sub-distribution agreements with broker/dealers on behalf of Portfolios;

1.2. coordinate and execute operational agreements (networking agreements, NSCC redemption agreements, etc.;

1.3. coordinate and execute 401(k) agreements and shareholder service agreements with various record-holders and other financial intermediaries; and

1.4. coordinate and execute service agreements with Supermarkets (e.g. Schwab, Fidelity, etc.) and other financial intermediaries.

2. General Business Consulting

Ultimus shall provide the following services for each Fund:

2.1. recommend opportunities for asset gathering or asset growth;

2.2. identify best practices and suggest methods for improving internal efficiencies; and

2.3. conduct general business planning.

3. FINRA Review

Ultimus shall provide the following services for each fund:

3.1. review and approve all collateral fund marketing materials to ensure compliance with SEC and FINRA advertising rules;

3.2. conduct FINRA filing of materials;

3.3. respond to FINRA comments on marketing materials; and

Ultimus Distribution Services Agreement – Distribution Services Addendum Wilshire Variable Insurance Trust and Wilshire Mutual Funds, Inc. Page 1

3.4. review and file Internet sites according to FINRA policies.

4. Shareholder Servicing Support

Ultimus shall provide the following services for each fund:

4.1. provide telephone access to a FINRA-licensed representative to respond to non-transaction related shareholder inquiries, specifically those regarding financial statements and performance information, as referred by the funds’ Transfer Agent;

4.2. submit shareholder requests for literature to fulfillment services provider; and

4.3. provide a group e-mail address for use in the funds’ Summary Prospectus and for the forwarding of non-transaction related e-mail shareholder inquiries from the funds’ Transfer Agent.

5. Fulfillment Services

Ultimus shall provide the following services for each fund:

5.1. coordinate reduced-rate pricing with preferred vendor;

5.2. oversee fulfillment vendor and coordinate for best practices;

5.3. assign inventory codes and conduct inventory management;

5.4. review and coordinate vendor invoice approval with funds’ Advisor; and

5.5. provide “best practices” advice for minimizing fulfillment costs.

5.6. provide such periodic reports as agreed to by the parties;

The parties duly executed this Distribution Services Addendum as of February 1, 2019.

	Wilshire Variable Insurance Trust and Wilshire Mutual Funds, Inc. On behalf of all Funds listed on Schedule A to the Distribution Agreement			Ultimus Fund Distributors, LLC
By:	/s/ Xxxxx Xxxxxxx		By:	/s/ Xxxxx Xxxxxxxx
Name:	Xxxxx Xxxxxxx		Name:	Xxxxx Xxxxxxxx
Title:	President		Title:	President

Ultimus Distribution Services Agreement – Distribution Services Addendum Wilshire Variable Insurance Trust and Wilshire Mutual Funds, Inc. Page 2