JOINT FILING AGREEMENT

Exhibit B

JOINT FILING AGREEMENT

The undersigned agree that the statement on Schedule 13G to which this exhibit is attached is filed on behalf of each of them in capacities set forth below.

Dated: February 5, 2008

TRIDENT II, L.P.

By: Trident Capital II, L.P., its sole general partner

By: CD Trident II, LLC, a general partner

		By:		/s/ Xxxxx X. Xxxxxxx
		Name: Xxxxx X. Xxxxxxx
		Title: Vice President

TRIDENT CAPITAL II, L.P.

By: CD Trident II, LLC, a general partner

		By:		/s/ Xxxxx X. Xxxxxxx
		Name: Xxxxx X. Xxxxxxx
		Title: Vice President

STONE POINT CAPITAL LLC

		By:		/s/ Xxxxx X. Xxxxxxx
		Name: Xxxxx X. Xxxxxxx
		Title: Principal

XXXXX & XXXXXXXX CAPITAL PROFESSIONALS FUND, L.P.

By: Stone Point GP Ltd., its sole general partner

		By:		/s/ Xxxxx X. Xxxxxxx
		Name: Xxxxx X. Xxxxxxx
		Title: Secretary

XXXXX & XXXXXXXX EMPLOYEES’ SECURITIES COMPANY, L.P.

By: Xxxxx & XxXxxxxx XX I, Inc., its sole general partner

By: Stone Point Capital LLC, agent/attorney-in-fact

		By:		/s/ Xxxxx X. Xxxxxxx
		Name: Xxxxx X. Xxxxxxx
		Title: Principal