EXHIBIT 4 --------- AGREEMENT TO FURNISH COPIES OF INSTRUMENTS WITH RESPECT TO LONG-TERM DEBT ------------------------------ The Registrant has entered into certain agreements with respect to long-term indebtedness, which do not exceed ten percent of...

                                                                       EXHIBIT 4
                                                                       ---------



                   AGREEMENT TO FURNISH COPIES OF INSTRUMENTS
                         WITH RESPECT TO LONG-TERM DEBT
                         ------------------------------


         The Registrant has entered into certain agreements with respect to
long-term indebtedness, which do not exceed ten percent of the total assets of
the Registrant and its subsidiaries on a consolidated basis. The Registrant
hereby agrees to furnish a copy of such agreements to the Commission upon
request of the Commission.




                                                    OAKWOOD HOMES CORPORATION



                                                    By: s/ Xxxxxxx X. Xxxx
                                                        ------------------
                                                        Xxxxxxx X. Xxxx
                                                        Executive Vice President




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