EXHIBIT 1.A.(13)(ii)
[ ] Pruco Life Insurance Company
[ ] Pruco Life Insurance Company of New Jersey
Insured Rider for Policy No.
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This contract is issued as a conversion from an earlier contract.
The period we state under Incontestability in this contract will start on the
most recent date coverage of this Insured began under the earlier(est) contract
to which this one relates. But if any such earlier contract was reinstated after
that date but before the date of this contract, for each reinstatement we will
have the right to use as a basis for a contest of this contract the statements
that were made to us at the time. The period during which we will have that
right will be the period we state under Incontestability in this contract; it
will start on the date of the reinstatement.
The period we state under Suicide Exclusion in this contract will start on the
date coverage of this Insured began under the earlier(est) contract to which
this one relates.
RIDER ATTACHED TO AND MADE A PART OF THIS CONTRACT
ON THE CONTRACT DATE
Signed for the Company,
By /s/ SPECIMEN
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Secretary
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PLIY 35--82 Printed in U.S.A
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II-166