Amended Cardholder Agreement which forms part of the HSBC Bank Malaysia Berhad (“HSBC”) Universal Terms and Conditions
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https://www.hsbc.com.my/content/dam/hsbc/my/docs/credit-cards/notice-of-changes/2020-mar-detailed-cardholder-agreement-terms-and-conditions.pdfUnless the owner has removed it from the web, you can access the full document via its original URL:
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