Letterhead of BCB Community Bank] May 10, 2012

EXHIBIT 10.4

[Letterhead of BCB Community Bank]

May 10, 2012

Xxxx Xxxxxx, Chief Lending Officer

BCB Community Bank

000-000 Xxxxxx X

Bayonne, NJ 07002

RE: BCB COMMUNITY BANK/XXXX

XXXXXX/EMPLOYMENT AGREEMENT

Dear Xxxx:

Pursuant to the vote of the Board of Directors ("Board") of BCB Community Bank ("BCB") at last night's Board meeting, please be advised that the Board, pursuant to Section 2(a) of the Employment Agreement between BCB Community Bank and Xxxx Xxxxxx, dated as of July 6, 2010 ("Agreement"), has elected not to extend the term of the Agreement, and hereby gives you written notice of its non-renewal of the Agreement.

Thank you.

Very truly yours,

/s/ Xxxx X. Xxxxxx, Esq.

XXXX X. XXXXXX, ESQ.

GENERAL COUNSEL

BCB COMMUNITY BANK

INTER-OFFICE DELIVERY

JBrogan/server/Executive Agreements.Letter to Xxxx Xxxxxx.5.10.12