FIELDSTONE MORTGAGE INVESTMENT CORPORATION, AS PURCHASER, FIELDSTONE INVESTMENT CORPORATION, AS SELLER, AND FIELDSTONE INVESTMENT FUNDING, LLC, AS TRANSFEROR

 

Exhibit 99.1

 

Execution Copy

 

 

 

FIELDSTONE MORTGAGE INVESTMENT CORPORATION,

 

AS PURCHASER,

 

 

FIELDSTONE INVESTMENT CORPORATION,

 

AS SELLER,

 

AND

 

FIELDSTONE INVESTMENT FUNDING, LLC,

 

AS TRANSFEROR

 

 

MORTGAGE LOAN PURCHASE AGREEMENT

 

DATED AS OF JULY 1, 2005

 

 

 

ADJUSTABLE AND FIXED RATE MORTGAGE LOANS

 

 

 


 

TABLE OF CONTENTS

 

ARTICLE I

DEFINITIONS

 

 

 

Section 1.01.

Definitions

 

 

 

 

ARTICLE II

SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE

 

 

 

Section 2.01.

Sale of Mortgage Loans

 

Section 2.02.

Obligations of Seller and Transferor Upon Sale

 

Section 2.03.

Payment of Purchase Price for the Mortgage Loans

 

 

 

 

ARTICLE III

REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH

 

 

 

Section 3.01.

Representations and Warranties of the Seller and the Transferor

 

Section 3.02.

Seller Representations and Warranties Relating to the Mortgage Loans

 

Section 3.03.

Remedies for Breach

 

 

 

 

ARTICLE IV

COVENANTS OF THE SELLER AND THE TRANSFEROR

 

 

 

Section 4.01.

Covenants of the Seller and the Transferor

 

 

 

 

ARTICLE V

SERVICING

 

 

 

Section 5.01.

Servicing

 

 

 

 

ARTICLE VI

INDEMNIFICATION BY THE SELLER WITH RESPECT TO THE MORTGAGE LOANS

 

 

 

Section 6.01.

Indemnification

 

 

 

 

ARTICLE VII

TERMINATION

 

 

 

Section 7.01.

Termination

 

 

 

 

ARTICLE VIII

MISCELLANEOUS PROVISIONS

 

 

 

Section 8.01.

Amendment

 

Section 8.02.

Governing Law

 

Section 8.03.

Notices

 

 

i



 

MORTGAGE LOAN PURCHASE AGREEMENT (the “Agreement”), dated as of July 1, 2005, between FIELDSTONE INVESTMENT CORPORATION (the “Seller”), FIELDSTONE INVESTMENT FUNDING, LLC (the “Transferor”) and FIELDSTONE MORTGAGE INVESTMENT CORPORATION (the “Purchaser” or the “Depositor”).

 

W I T N E S S E T H

 

WHEREAS, the Seller is the owner of certain of the notes or other evidence of indebtedness (the “FIC Mortgage Notes”) so indicated on Schedule I hereto referred to below, and Related Documents (as defined below) (collectively, the “FIC Mortgage Loans”);

 

WHEREAS, the Seller as of the date hereof owns the mortgages (the “FIC Mortgages”) on the properties (the “FIC Mortgaged Properties”) securing such FIC Mortgage Loans, including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise and (b) the proceeds of any insurance policies covering the FIC Mortgage Loans or the FIC Mortgaged Properties or the obligors on the FIC Mortgage Loans;

 

WHEREAS, the Seller previously sold certain of the notes or other evidence of indebtedness (the “FIF Mortgage Notes,” and together with the FIC Mortgage Notes, the “Mortgage Notes”) so indicated on Schedule I hereto referred to below, and Related Documents (as defined below)  (collectively, the “FIF Mortgage Loans,” and together with the FIC Mortgage Loans, the “Mortgage Loans”) and Related Documents to the Transferor, a wholly-owned subsidiary of the Seller;

 

WHEREAS, the Transferor as of the date hereof owns the mortgages (the “FIF Mortgages,” and together with the FIC Mortgages, the “Mortgages”) on the properties (the “FIF Mortgaged Properties,” and together with the FIC Mortgaged Properties, the “Mortgaged Properties”) securing such FIF Mortgage Loans, including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise and (b) the proceeds of any insurance policies covering the FIF Mortgage Loans or the FIF Mortgaged Properties or the obligors on the FIF Mortgage Loans;

 

WHEREAS, the parties hereto desire that each of the Seller and the Transferor sell the related Mortgage Loans to the Purchaser pursuant to the terms of this Agreement;

 

WHEREAS, the consummation of the sale of the FIF Mortgage Loans by FIF to the Purchaser in accordance with the terms herein redounds to benefit of the Seller, the Seller intends to provide certain representations and warranties regarding the characteristics of the FIF Mortgage Loans as further described herein;

 

WHEREAS, the Purchaser will assign to Fieldstone Mortgage Investment Trust, Series 2005-2 (the “Trust” or the “Issuer”) all of its rights against each of the Seller and the Transferor pursuant to this Agreement as described herein pursuant to the terms of a Transfer and Servicing Agreement dated as of July 1, 2005 (the “Transfer and Servicing Agreement”) among the Purchaser, the Trust, Xxxxx Fargo Bank, N.A., as master servicer and trust administrator, HSBC Bank USA, as indenture trustee, Fieldstone Servicing Corp., as servicer, the Seller, and JPMorgan Chase Bank, National Association, as subservicer;

 


 

WHEREAS, the Trust will pledge to the Indenture Trustee all of its rights against each of the Seller and the Transferor pursuant to this Agreement and the Transfer and Servicing Agreement as described herein and therein, respectively, pursuant to the terms of an Indenture dated as of July 1, 2005 (the “Indenture”) among the Trust, the Trust Administrator and the Indenture Trustee;

 

NOW, THEREFORE, in consideration of the mutual covenants herein contained, the parties hereto agree as follows:

 

ARTICLE I
DEFINITIONS

 

Section 1.01.                             Definitions.  All capitalized terms used but not defined herein shall have the meanings assigned thereto in the Transfer and Servicing Agreement.

 

ARTICLE II
SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE

 

Section 2.01.                             Sale of Mortgage Loans.

 

(a)                                  The Seller, concurrently with the execution and delivery of this Agreement, does hereby sell, assign, set over, and otherwise convey to the Purchaser, without recourse, all of its right, title and interest in (other than any servicing rights relating to the FIC Mortgage Loans), to and under the following, whether now existing or hereafter acquired and wherever located: (i) the FIC Mortgage Loans, including the related Cut-off Date Balance, all payments in respect of the FIC Mortgage Loans received after the Cut-off Date (exclusive of payments in respect of principal and interest on the delinquent FIC Mortgage Loans due prior to the Cut-off Date and received thereafter); (ii) property which secured an FIC Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) the interest of the Seller in any insurance policies in respect of the FIC Mortgage Loans; (iv) all rights under any guaranty and/or additional security agreement executed in connection with an FIC Mortgage Loan; and (v) all proceeds of the foregoing.

 

(b)                                 The Transferor, concurrently with the execution and delivery of this Agreement, does hereby sell, assign, set over, and otherwise convey to the Purchaser, without recourse, all of its right, title and interest in (other than any servicing rights relating to the FIF Mortgage Loans), to and under the following, whether now existing or hereafter acquired and wherever located: (i) the FIF Mortgage Loans, including the related Cut-off Date Balance, all payments in respect of the FIF Mortgage Loans received after the Cut-off Date (exclusive of payments in respect of principal and interest on the delinquent FIF Mortgage Loans due prior to the Cut-off Date and received thereafter); (ii) property which secured an FIF Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) the interest of the Seller in any insurance policies in respect of the FIF Mortgage Loans; (iv) all rights under any guaranty and/or additional security agreement executed in connection with an FIF Mortgage Loan; and (v) all proceeds of the foregoing.

 

2


 

Section 2.02.                             Obligations of Seller and Transferor Upon Sale.  In connection with any transfer pursuant to Section 2.01 hereof, each of the Seller and the Transferor further agrees, at its own expense, on or prior to the Closing Date, (a) to indicate in its books and records, other than for accounting and federal income tax purposes, that the related Mortgage Loans have been sold to the Owner Trustee, as assignee of the Purchaser pursuant to this Agreement and (b) to deliver to the Purchaser a computer file containing a true and complete list of all such Mortgage Loans specifying for each such Mortgage Loan, as of the related Cut-off Date, (i) its account number and (ii) the Cut-off Date Balance.  The file prepared by or on behalf of the Seller and the Transferor shall also be marked as Schedule I to this Agreement is hereby incorporated into and made a part of this Agreement.

 

In connection with any conveyance by the Seller and the Transferor, the Seller or the Transferor, as applicable, shall on behalf of the Purchaser, the Depositor and the Issuer deliver to, and deposit with the Custodian, as custodian on behalf of the Indenture Trustee, as assignee of the Purchaser, on or before the Closing Date (except as noted below) the documents or instruments with respect to each related Mortgage Loan (collectively, the “Mortgage File” or, other than the Mortgage Note, the “Related Documents”) listed in Section 2.01(b) of the Transfer and Servicing Agreement.

 

The parties hereto intend that each transaction set forth herein is a sale for all purposes other than accounting and federal income tax purposes by each of the Seller and the Transferor to the Purchaser of all the Seller’s and the Transferor’s right, title and interest in and to the Mortgage Loans and other property described above.  In the event any of the transactions set forth herein is deemed not to be a sale, (i) the Seller hereby grants to the Purchaser a security interest in all of the Seller’s right, title and interest in, to and under the FIC Mortgage Loans and the Related Documents and other property described above, whether now existing or hereafter created, to secure all of the Seller’s obligations hereunder; and this Agreement shall constitute a security agreement under applicable law and (ii) the Transferor hereby grants to the Purchaser a security interest in all of the Transferor’s right, title and interest in, to and under the FIF Mortgage Loans and the Related Documents and other property described above, whether now existing or hereafter created, to secure all of the Transferor’s obligations hereunder; and this Agreement shall constitute a security agreement under applicable law .  The parties hereto intend that for federal income tax purposes the transactions set forth herein be treated not as a sale, but as though (i) the Seller retained the tax ownership of the FIC Mortgage Loans through the Trust as a disregarded entity with the Seller as the borrower under the Notes and (ii) the Transferor retained the tax ownership of the FIF Mortgage Loans through the Trust as a disregarded entity with the Transferor as the borrower under the Notes .

 

Section 2.03.                             Payment of Purchase Price for the Mortgage Loans.  In consideration of the sale of the FIC Mortgage Loans from the Seller to the Purchaser on the Closing Date, the Purchaser agrees to pay to the Seller on the Closing Date by transfer of immediately available funds, an amount equal to $265,888,685.94 (the “FIC Purchase Price”). In consideration of the sale of the FIF Mortgage Loans from the Transferor to the Purchaser on the Closing Date, the Purchaser agrees to pay to the Transferor on the Closing Date by transfer of immediately available funds, an amount equal to $459,210,151.06 (the “FIF Purchase Price,” and together with the FIC Purchase Price, the “Purchase Price”).  The Seller shall pay, and be billed directly for, all expenses incurred by the Purchaser in connection with the issuance of the Notes,

 

3


 

including, without limitation, printing fees incurred in connection with the prospectus relating to the Notes, blue sky registration fees and expenses, fees and expenses of Counsel to the Issuer, fees of the rating agencies requested to rate the Notes, accountant’s fees and expenses, Custodian fees, loan level due diligence fees, the fees and expenses of the Indenture Trustee and the Owner Trustee and other out-of-pocket costs, if any.

 

ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES FOR BREACH

 

Section 3.01.                             Representations and Warranties of the Seller and the Transferor.

 

(a)                                  The Seller represents and warrants to the Purchaser as of the Closing Date that:

 

(i)                                     the Seller is a Maryland corporation, duly organized validly existing and in good standing under the laws of the State of Maryland, and has the corporate power to own its assets and to transact the business in which it is currently engaged.  The Seller is duly qualified to do business as a foreign corporation and is in good standing in each jurisdiction in which the character of the business transacted by it or any properties owned or leased by it requires such qualification and in which the failure so to qualify would have a material adverse effect on the business, properties, assets, or condition (financial or other) of the Seller;

 

(ii)                                  the Seller has the corporate power and authority to make, execute, deliver and perform this Agreement and all of the transactions contemplated under the Agreement, including the power, authority and capacity to hold and sell each FIC Mortgage Loan, and has taken all necessary corporate action to authorize the execution, delivery and performance of this Agreement.  When executed and delivered, this Agreement will constitute the legal, valid and binding obligation of the Seller enforceable in accordance with its terms, except as enforcement of such terms may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally and by the availability of equitable remedies;

 

(iii)                               the Seller is not required to obtain the consent of any other party or any consent, license, approval or authorization from, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement, except for such consent, license, approval or authorization, or registration or declaration, as shall have been obtained or filed, as the case may be, prior to the Closing Date;

 

(iv)                              it is not in violation of, and the execution, delivery and performance of this Agreement by the Seller will not violate, any provision of any existing law or regulation or any order or decree of any court or any order or decree of any federal, state or municipal governmental agency applicable to the Seller or any provision of the articles of incorporation or bylaws of the Seller, or constitute a material breach of any mortgage, indenture, contract or other agreement to which the Seller is a party or by which the Seller may be bound;

 

4


 

(v)                                 no litigation or administrative proceeding of or before any court, tribunal or governmental body is currently pending, or to the knowledge of the Seller threatened, against the Seller or any of its properties or with respect to this Agreement which in the opinion of the Seller has a reasonable likelihood of resulting in a material adverse effect on the transactions contemplated by this Agreement;

 

(vi)                              the Seller has been organized in conformity with the requirements for qualification as a REIT and currently qualifies as a REIT; the Seller has filed an election to be treated as a REIT for federal income tax purposes; and the Seller has operated in a manner and will continue to operate in a manner that will enable it to continue to maintain its current qualification as a REIT;

 

(vii)                           the FIC Mortgage Loans are not being transferred by the Seller with any intent to hinder, delay or defraud any creditors of the Seller;

 

(viii)                        immediately prior to the delivery of each FIC Mortgage Loan, the related FIC Mortgage was held of record solely for the account of the Seller and the Seller was the owner of the related FIC Mortgage Note, in the event that it retains record title, it shall retain such record title to each FIC Mortgage, each related FIC Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser or its assignee as the owner thereof and only for the purpose of servicing or supervising the servicing of each such Mortgage Loan;

 

(ix)                                the consummation of the transactions contemplated by this Agreement are in the Seller’s ordinary course of business, and the transfer, assignment and conveyance of the FIC Mortgage Notes and the FIC Mortgages by it pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions; and

 

(x)                                   the written statements, reports and other documents prepared and furnished or to be prepared and furnished by the Seller pursuant to this Agreement or in connection with the transactions contemplated hereby taken in the aggregate do not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained therein not misleading.

 

It is understood and agreed that the representations and warranties set forth in this Section 3.01(a) shall survive the sale and assignment of the FIC Mortgage Loans to the Purchaser.

 

(b)                                 The Transferor represents and warrants to the Purchaser as of the Closing Date that:

 

(i)                                     the Transferor is a limited liability company, duly organized validly existing and in good standing under the laws of the State of Delaware, and has the entity power to own its assets and to transact the business in which it is currently engaged.  The Transferor is duly qualified to do business as a foreign corporation and is in good standing in each jurisdiction in which the character of the business transacted by it or any properties owned or leased by it requires such qualification and in which the failure so to qualify would have a material adverse effect on the business, properties, assets, or condition (financial or other) of the Transferor;

 

5


 

(ii)                                  the Transferor has the entity power and authority to make, execute, deliver and perform this Agreement and all of the transactions contemplated under the Agreement, including the power, authority and capacity to hold and sell each FIF Mortgage Loan, and has taken all necessary entity action to authorize the execution, delivery and performance of this Agreement.  When executed and delivered, this Agreement will constitute the legal, valid and binding obligation of the Transferor enforceable in accordance with its terms, except as enforcement of such terms may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors’ rights generally and by the availability of equitable remedies;

 

(iii)                               the Transferor is not required to obtain the consent of any other party or any consent, license, approval or authorization from, or registration or declaration with, any governmental authority, bureau or agency in connection with the execution, delivery, performance, validity or enforceability of this Agreement, except for such consent, license, approval or authorization, or registration or declaration, as shall have been obtained or filed, as the case may be, prior to the Closing Date;

 

(iv)                              it is not in violation of, and the execution, delivery and performance of this Agreement by the Transferor will not violate, any provision of any existing law or regulation or any order or decree of any court or any order or decree of any federal, state or municipal governmental agency applicable to the Transferor or any provision of the limited liability company agreement of the Transferor, or constitute a material breach of any mortgage, indenture, contract or other agreement to which the Transferor is a party or by which the Transferor may be bound;

 

(v)                                 no litigation or administrative proceeding of or before any court, tribunal or governmental body is currently pending, or to the knowledge of the Transferor threatened, against the Transferor or any of its properties or with respect to this Agreement which in the opinion of the Transferor has a reasonable likelihood of resulting in a material adverse effect on the transactions contemplated by this Agreement;

 

(vi)                              the FIF Mortgage Loans are not being transferred by the Transferor with any intent to hinder, delay or defraud any creditors of the Transferor;

 

(vii)                           immediately prior to the delivery of each FIF Mortgage Loan, the related FIF Mortgage was held of record solely for the account of the Transferor and the Transferor was the owner of the related FIF Mortgage Note, in the event that it retains record title, it shall retain such record title to each FIF Mortgage, each related FIF Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser or its assignee as the owner thereof and only for the purpose of servicing or supervising the servicing of each such Mortgage Loan;

 

(viii)                        the consummation of the transactions contemplated by this Agreement are in the Transferor’s ordinary course of business, and the transfer, assignment and conveyance of the FIF Mortgage Notes and the FIF Mortgages by it pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions; and

 

6


 

(ix)                                the written statements, reports and other documents prepared and furnished or to be prepared and furnished by the Transferor pursuant to this Agreement or in connection with the transactions contemplated hereby taken in the aggregate do not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained therein not misleading.

 

It is understood and agreed that the representations and warranties set forth in this Section 3.01 (b) shall survive the sale and assignment of the FIF Mortgage Loans to the Purchaser.

 

Section 3.02.                             Seller Representations and Warranties Relating to the Mortgage Loans.  The Seller represents and warrants to the Purchaser as of the Closing Date that:

 

(i)                                     the information set forth in the Mortgage Loan Schedule relating to the Mortgage Loans is true and correct in all material respects as of the related Cut-off Date;

 

(ii)                                  as of the Closing Date, the Mortgage File relating to each Mortgage Loan contains each of the documents and instruments specified to be included therein;

 

(iii)                               the Seller has received a written acknowledgment from the Custodian that the Custodian is acting solely as agent of the Indenture Trustee;

 

(iv)                              each Mortgaged Property is improved by a one- to four-family residential dwelling.  No Mortgaged Property is a mobile home.  No Mortgaged Property securing any Mortgage Loans is a manufactured home;

 

(v)                                 each Mortgage Loan is a closed-end mortgage loan and all amounts due under the related Mortgage Note have been advanced.  Each Mortgage Loan has an original term to maturity from the date on which the first Scheduled Payment is due of not more than 30 years.  With the exception of the Balloon Loans identified on Schedule II hereto, each mortgage note calls for a scheduled payment of principal and interest that, once it enters its amortization period, is sufficient to fully amortize the original Principal Balance of the Mortgage Loan in equal monthly installments by its maturity date;

 

(vi)                              each Mortgage Note in respect of a Mortgage Loan provides for level monthly payments sufficient to fully amortize the principal balance of such Mortgage Note on its maturity date, except (i) for no more than approximately 60.77% of the Mortgage Loans (by Cut-off Date Balance) which provide for payments of interest only during the first five years of the Mortgage Loan before adjusting to a fully amortizing Mortgage Loan over the remaining term; and (ii) for no more than approximately 2.81% of the Mortgage Loans (by Cut-off Date Balance) which provide for payment of specified amounts until the final scheduled payment in respect of the Mortgage Loans of the unamortized principal balance on the final scheduled payment date in a balloon payment.

 

(vii)                           each lien that attached to a Mortgage Loan immediately prior to the transfer and assignment contemplated in this Agreement has been released and immediately prior to the transfer and assignment contemplated in this Agreement, the Seller held good, marketable and indefeasible title to, and was the sole owner and holder of, each Mortgage Loan subject to no liens; the Seller has full right and authority under all

 

7


 

governmental and regulatory bodies having jurisdiction over the Seller, subject to no interest or participation of, or agreement with, any party, to sell and assign the same pursuant to this Agreement; and immediately upon the transfer and assignment therein contemplated, the Seller shall have transferred all of its right, title and interest in and to each Mortgage Loan to the Purchaser;

 

(viii)                        the Mortgage Notes constitute “instruments” within the meaning of the New York UCC;

 

(ix)                                the Seller has not authorized the filing of and is not aware of any financing statements against the Seller that include a description of collateral covering the Mortgage Loans other than any financing statement relating to the security interest granted to the Purchaser under this Agreement.  The Seller is not aware of any judgment or tax lien filings against it;

 

(x)                                   except in the case of Cooperative Loans, if any, each Mortgage requires all buildings or other improvements on the related Mortgaged Property to be insured by a generally acceptable insurer against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located pursuant to insurance policies conforming to the requirements of the guidelines of FNMA or FHLMC.  If upon origination of the Mortgage Loan, the Mortgaged Property was in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Flood Insurance Administration is in effect which policy conforms to the requirements of the current guidelines of the Federal Flood Insurance Administration.  Each Mortgage obligates the related Mortgagor thereunder to maintain the hazard insurance policy at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to obtain and maintain such insurance at such Mortgagor’s cost and expense, and to seek reimbursement therefor from the Mortgagor.  Where required by state law or regulation, each Mortgagor has been given an opportunity to choose the carrier of the required hazard insurance; provided the policy is not a “master” or “blanket” hazard insurance policy covering the common facilities of a planned unit development.  The hazard insurance policy is the valid and binding obligation of the insurer, is in full force and effect, and will be in full force and effect and inure to the benefit of the Purchaser upon the consummation of the transactions contemplated by this Agreement;

 

(xi)                                each Mortgage has not been satisfied, cancelled, subordinated or rescinded, in whole or in part, and (a) the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release, cancellation, subordination or rescission and (b) no Mortgagor has been released, in whole or in part, from its obligations under the related Mortgage Note;

 

(xii)                             each Mortgage evidences a valid, subsisting, enforceable and perfected first lien on the related Mortgaged Property.  The lien of the Mortgage is subject only to: (1) liens of current real property taxes and assessments not yet due and payable and, if the

 

8


 

related Mortgaged Property is a condominium unit, any lien for common charges permitted by statute, (2) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage acceptable to mortgage lending institutions in the area in which the related Mortgaged Property is located and specifically referred to in the lender’s Title Insurance Policy or attorney’s opinion of title and abstract of title delivered to the originator of such Mortgage Loan, and (3) such other matters to which like properties are commonly subject which do not, individually or in the aggregate, materially interfere with the benefits of the security intended to be provided by the Mortgage.  Any security agreement, chattel mortgage or equivalent document related to, and delivered to the Indenture Trustee in connection with, a Mortgage Loan establishes a valid, subsisting and enforceable first lien on the property described therein and the Purchaser has full right to sell and assign the same to the Indenture Trustee;

 

(xiii)                          except with respect to liens released immediately prior to the transfer herein contemplated, each Mortgage Note and related Mortgage have not been assigned or pledged and immediately prior to the transfer and assignment herein contemplated, the Seller was the sole owner and holder of, each Mortgage Loan subject to no liens, charges, mortgages, claims, participation interests, equities, pledges or security interests of any nature, encumbrances or rights of others (collectively, a “Lien”); the Seller has full right and authority under all governmental and regulatory bodies having jurisdiction over the Seller, subject to no interest or participation of, or agreement with, any party, to sell and assign the same pursuant to this Agreement; and immediately upon the transfer and assignment herein contemplated, the Seller shall have transferred all of its right, title and interest in and to each Mortgage Loan to the Purchaser (or its assignee);

 

(xiv)                         no Mortgage Loan was more than one calendar month delinquent as of the Cut-off Date; the Seller has not advanced funds to, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the Mortgaged Property subject to the Mortgage, directly or indirectly, for the payment of any amount required by the Mortgage Loan;

 

(xv)                            there is no delinquent tax, fee or assessment lien on any Mortgaged Property, and each Mortgaged Property is free of material damage and is in good repair;

 

(xvi)                         no Mortgage Loan is subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of any Mortgage Note or Mortgage, or the exercise of any right thereunder, render either the Mortgage Note or the Mortgage unenforceable in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto;

 

(xvii)                      none of the Mortgage Loans are retail installment contracts for goods or services or are home improvement loans for goods or services, which would be either “consumer credit contracts” or “purchase money loans” as such terms are defined in 16 C.F.R. § 433.1;

 

9


 

(xviii)                   no Mortgagor has or will have a claim or defense against the Seller or any assignor or assignee of the Seller under any express or implied warranty with respect to goods or services provided in connection with any Mortgage Loan;

 

(xix)                           the Mortgage, the Mortgage Note and the other Related Documents contain the entire agreement of the parties and all obligations of the Seller under the related Mortgage Loan, and no other agreement defines, modifies or expands the obligations of the Seller under the Mortgage Loan;

 

(xx)                              there is no mechanics’ lien or claim for work, labor or material affecting any Mortgaged Property which is or may be a lien prior to, or equal or coordinate with, the lien of the related Mortgage, and no rights are outstanding that under law could give rise to such a lien except those which are insured against by the title insurance policy referred to in Section 3.02(xxii) below;

 

(xxi)                           each Mortgage Loan at the time it was made complied with, and each Mortgage Loan at all times was serviced in compliance with, in each case, in all material respects, applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, consumer credit, truth-in-lending, disclosure laws and predatory and abusive lending laws;

 

(xxii)                        with respect to each Mortgage Loan, either (a) a lender’s title insurance policy, issued in standard American Land Title Association or California Land Title Association form, or other form acceptable in a particular jurisdiction, by a title insurance company authorized to transact business in the state in which the related Mortgaged Property is situated in an amount at least equal to the original principal balance of such Mortgage Loan insuring the mortgagee’s interest under the related Mortgage Loan as the holder of a valid first mortgage lien of record on the real property described in the Mortgage, subject only to the exceptions of the character referred to in Section 3.02(xii) above, was valid and in full force and effect on the date of the origination of such Mortgage Loan and as of the Closing Date or (b) an attorney’s opinion of title was prepared in connection with the origination of such Mortgage Loan;

 

(xxiii)                     the improvements upon each Mortgaged Property are covered by a valid and existing hazard insurance policy with a generally acceptable carrier that provides for fire and extended coverage representing coverage described in the Section of the Transfer and Servicing Agreement entitled “Standard Hazard and Flood Insurance Policies”;

 

(xxiv)                    a flood insurance policy is in effect with respect to each Mortgaged Property with a generally acceptable carrier in an amount representing coverage described in the Section of the Transfer and Servicing Agreement entitled “Standard Hazard and Flood Insurance Policies”, if and to the extent required by such Section of the Transfer and Servicing Agreement;

 

(xxv)                       each Mortgage Note and the related Mortgage are genuine, and each Mortgage and Mortgage Note is the legal, valid and binding obligation of the related Mortgagor and is enforceable in accordance with its terms, except only as such

 

10


 

enforcement may be limited by bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors’ rights generally and by general principles of equity (whether considered in a proceeding or action in equity or at law), and all parties to each Mortgage Loan and the Mortgagee had full legal capacity to execute all Mortgage Loan documents and to convey the estate therein purported to be conveyed.  The Mortgagor is a natural person who is a party to the Mortgage Note and the Mortgage in an individual capacity, and not in the capacity of a trustee or otherwise;

 

(xxvi)                    no more than approximately 0.52% of the Mortgage Loans (by the Cut-off Date Balance) are secured by Mortgaged Properties located within any single zip code area;

 

(xxvii)                 the terms of the Mortgage Note and the Mortgage have not been impaired, altered or modified in any material respect, except by a written instrument included in the related Mortgage File which has been recorded or is in the process of being recorded, if necessary to protect the interests of the Noteholders and which has been or will be delivered to the Indenture Trustee.  The substance of any such alteration or modification is reflected on the related Mortgage Loan Schedule and was approved, if required, by the related primary mortgage guaranty insurer, if any.  Each original Mortgage was recorded, and all subsequent assignments of the original Mortgage have been recorded in the appropriate jurisdictions wherein such recordation is necessary to perfect the lien thereof as against creditors of the Seller, or, except as provided in Section 2.02 hereof, are in the process of being recorded;

 

(xxviii)              except as provided in subclause (xiv) above, there are no defaults in complying with the terms of the Mortgage, and any taxes, governmental assessments, insurance premiums, water, sewer and municipal charges or ground rents which previously became due and owing have been paid.  The Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any amount required by the Mortgage Note, except for interest accruing from the date of the Mortgage Note or date of disbursement of the Mortgage proceeds, whichever is later, to the day which precedes by one month the Due Date of the first installment of principal and interest;

 

(xxix)                      there is no proceeding pending or, to the Seller’s knowledge, threatened for the total or partial condemnation of any Mortgaged Property, nor is such a proceeding currently occurring, and such property is undamaged by waste, fire, earthquake or earth movement, windstorm, flood, tornado or other casualty, so as to affect adversely the value of the Mortgaged Property as security for the Mortgage Loan or the use for which the premises were intended;

 

(xxx)                         all of the improvements which were included for the purpose of determining the appraised value of the Mortgaged Property lie wholly within the boundaries and building restriction lines of such property, and no improvements on adjoining properties encroach upon the Mortgaged Property;

 

11


 

(xxxi)                      no improvement located on or being part of the Mortgaged Property is in violation of any applicable zoning law or regulation.  All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been made or obtained from the appropriate authorities and the Mortgaged Property is lawfully occupied under applicable law;

 

(xxxii)                   the proceeds of each Mortgage Loan have been fully disbursed, and there is no obligation on the part of the mortgagee to make future advances thereunder.  Any and all requirements as to completion of any on-site or off site improvements and as to disbursements of any escrow funds therefor have been complied with.  All costs, fees and expenses incurred in making or closing or recording the Mortgage Loans were paid;

 

(xxxiii)                each Mortgage Note is not and has not been secured by any collateral, pledged account or other security except the lien of the corresponding Mortgage and, in certain circumstances, additional real estate collateral;

 

(xxxiv)               no Mortgage Loan is subject to the Home Ownership and Equity Protection Act of 1994;

 

(xxxv)                  there is no obligation on the part of the Seller or any other party to make payments in respect of a Mortgage Loan, in addition to those made by the Mortgagor;

 

(xxxvi)               with respect to each Mortgage constituting a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in such Mortgage, and no fees or expenses are or will become payable by the Noteholders to the indenture trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

 

(xxxvii)            no Mortgage Loan contains (i) provisions pursuant to which Scheduled Payments are (A) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor or (B) paid by any source other than the Mortgagor or (ii) contains any other similar provisions which may constitute a “buydown” provision.  No Mortgage Loan has a shared appreciation feature, or other contingent interest feature;

 

(xxxviii)         each Mortgage Loan bears interest at its Mortgage Rate.  Each Mortgage Note is payable in Scheduled Payments on the first day of each month or such other day of each month as may be specified in the Mortgage Loan Schedule.  Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months.  No Mortgage Loan provides for negative amortization;

 

(xxxix)                 all parties which have had any interest in the Mortgage Loan, whether as originator, mortgagee, assignee, pledgee, servicer or otherwise, are (or, during the period in which they held and disposed of such interest, were) (a) in compliance with any and all applicable licensing requirements of the laws of the state wherein the

 

12


 

Mortgaged Property is located, and (b)(1) organized under the laws of such state, or (2) qualified to do business in such state, or (3) federal savings and loan associations or national banks having principal offices in such state, or (4) not doing business in such state so as to require qualification or licensing;

 

(xl)                                the Mortgage contains a customary provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event the related security for the Mortgage Loan is sold without the prior consent of the mortgagee thereunder;

 

(xli)                             any future advances made prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate (which may be subject to adjustment) and single repayment term reflected on the related Mortgage Loan Schedule.  The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan.  The Mortgage Note does not permit or obligate the Seller to make future advances to the Mortgagor at the option of the Mortgagor;

 

(xlii)                          the Mortgage contains customary and enforceable provisions which render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security, including, (a) in the case of a Mortgage designated as a deed of trust, by trustee’s sale, and (b) otherwise by judicial or non-judicial foreclosure. Since the date of origination of the Mortgage Loan, the Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws.  To the best of Seller’s knowledge, there is no homestead or other exemption available to the Mortgagor, which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose the Mortgage.  The Mortgagor has not notified the Seller and neither the Seller nor the Servicer has any knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act;

 

(xliii)                       except as provided in subclause (xiv), there is no default, breach, violation or event of acceleration existing under any Mortgage or the related Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration; and the Seller has not waived any default, breach, violation or event of acceleration;

 

(xliv)                      all parties to the Mortgage Note and the Mortgage had legal capacity to execute the Mortgage Note and the Mortgage and each Mortgage Note and Mortgage have been duly and properly executed by such parties;

 

(xlv)                         all amounts received after the Cut-off Date with respect to the Mortgage Loans to which neither the Seller nor the Transferor is entitled will be deposited into the Collection Account as of the Closing Date;

 

(xlvi)                      all of the Mortgage Loans were originated in accordance with the underwriting criteria set forth in the Prospectus Supplement; no less than approximately

 

13


 

65.74% and approximately 32.45% of the Mortgage Loans in Loan Group 1 and Loan Group 2, respectively (by Cut-off Date Loan Group Principal Balance), were originated pursuant to one of the Seller’s full documentation origination programs (including the “24 month bank statements” program); no more than approximately 6.27% and approximately 8.81% of the Mortgage Loans in Loan Group 1 and Loan Group 2, respectively (by Cut-off Date Loan Group Principal Balance), were originated pursuant to one of the Seller’s reduced documentation origination programs; and no more than approximately 27.99% and approximately 58.74% of the Mortgage Loans in Loan Group 1 and Loan Group 2, respectively (by Cut-off Date Loan Group Principal Balance), were originated pursuant to the Seller’s stated income verification program;

 

(xlvii)                   each Mortgage Loan conforms, and all such Mortgage Loans in the aggregate conform, to the description thereof set forth in the Prospectus Supplement; each Mortgage Note and Mortgage is in substantially the form approved by FNMA or FHLMC or one of the forms attached as an exhibit to the Transfer and Servicing Agreement;

 

(xlviii)                the Mortgage Loans were not selected by the Seller or the Transferor, as the case may be, for inclusion in the Trust on any basis intended to adversely affect the Trust;

 

(xlix)                        all appraisals were performed by qualified independent appraisers after analysis of other sales of properties in the area in which the related Mortgaged Property is located, and a full interior inspection appraisal was performed on forms acceptable to either FNMA or FHLMC in connection with each Mortgaged Property;

 

(l)                                     each hazard insurance policy required to be maintained under the Section of the Transfer and Servicing Agreement entitled “Standard Hazard and Flood Insurance Policies” with respect to the Mortgage Loan is a valid, binding, enforceable and subsisting insurance policy of its respective kind and is in full force and effect;

 

(li)                                  each Mortgage Loan was (i) originated by the Seller or an affiliate of the Seller, or by a savings and loan association, a savings bank, a commercial bank or similar banking institution which is supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of HUD or (ii) acquired by the Seller directly through loan brokers or correspondents such that (a) the Mortgage Loan was originated in conformity with the Seller’s underwriting guidelines, (b) the Seller approved the Mortgage Loan prior to funding and (c) the Seller provided the funds used to originate the Mortgage Loan and acquired the Mortgage Loan on the date of origination thereof;

 

(lii)                               the Mortgage File contains an appraisal of the related Mortgaged Property signed prior to the approval of the Mortgage Loan application by a qualified appraiser, duly appointed by the originator of the Mortgage Loan, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of Xxxxxx Xxx or Xxxxxxx Mac;

 

14


 

(liii)                            in the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except, in connection with a trustee’s sale after default by the Mortgagor;

 

(liv)                           each Mortgaged Property is located in the state identified on the related Mortgage Loan Schedule and consists of a single parcel of real property with a one-family residence erected thereon, or an attached or detached or semi-detached two- to four-family dwelling, or an individual condominium unit, or an individual unit in a planned unit development.  With respect to each Cut-off Date Loan Group Principal Balance (a) no more than approximately 8.32% and approximately 9.03% of the Mortgage Loans in Loan Group 1 and Loan Group 2, respectively (by Cut-off Date Loan Group Principal Balance), are secured by real property improved by two- to four-family or multifamily dwellings;

 

(lv)                              no Mortgage Loan had a Loan-to-Value Ratio at the time of origination of more than 100%;

 

(lvi)                           no more than approximately 4.70% and approximately 0.99% of the Mortgage Loans in Loan Group 1 and Loan Group 2, respectively (by Cut-off Date Loan Group Principal Balance), are secured by Mortgaged Properties that are investment properties;

 

(lvii)                        the Mortgage Note is not and has not been secured by any collateral, pledged account or other security except the lien of the corresponding Mortgage and the security interest of any applicable security agreement or chattel mortgage referred to in Section 3.1(viii);

 

(lviii)                     each Mortgage Loan was originated on or after November 30, 2004;

 

(lix)                             the Seller has not transferred the Mortgage Loans to the Purchaser with any intent to hinder, delay or defraud any of the Seller’s creditors;

 

(lx)                                to the best of the Seller’s knowledge, no improvement located on or being part of the related Mortgaged Property is in violation of any applicable zoning law or regulation and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the related Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities and such Mortgaged Property is lawfully occupied under applicable law;

 

(lxi)                             less than approximately 0.39% of the Mortgaged Properties are secured by a leasehold estate, the remaining term of such lease is at least five (5) years greater than the remaining term of the related Mortgage Note;

 

(lxii)                          there do not exist any circumstances or conditions with respect to the Mortgage Loan, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit

 

15


 

standing that can be reasonably expected to materially adversely affect the value or marketability of the Mortgage Loan;

 

(lxiii)                       each of the documents and instruments included in a Mortgage File is duly executed and in due and proper form and each such document or instrument is in a form generally acceptable to prudent institutional mortgage lenders that regularly originate or purchase mortgage loans.  Upon delivery of an Assignment of Mortgage to the Indenture Trustee, such assignment is in recordable form for the applicable jurisdiction where the related Mortgaged Property is located;

 

(lxiv)                      no Mortgage Loan is a construction loan;

 

(lxv)                         the Seller is in possession of a complete Mortgage File, except those documents delivered as directed by the Purchaser, and there are no custodial agreements in effect adversely affecting the right or ability of the Seller to make the document deliveries required hereby;

 

(lxvi)                      no Mortgaged Property was, as of the Closing Date, located within a one-mile radius of any site listed in the National Priorities List as defined under the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended, or on any similar state list of hazardous waste sites which are known to contain any hazardous substance or hazardous waste;

 

(lxvii)                   to the best of the Seller’s knowledge, the Mortgaged Property is lawfully occupied under applicable law and all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the related Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, had been made or obtained from the appropriate authorities;

 

(lxviii)                the Seller has no knowledge of any toxic or hazardous substances affecting the Mortgaged Property or any violation of any local, state, or federal environmental law, rule, or regulation.  The Seller has no knowledge of any pending action or proceeding directly involving any Mortgaged Property in which compliance with any environmental law, rule, or regulation is an issue;

 

(lxix)                        none of the Mortgage Loans is subject to a bankruptcy plan;

 

(lxx)                           the collection practices used by the Seller with respect to the Mortgage Loans have been, in all material respects, legal, proper, prudent and customary in the nonconforming mortgage servicing business. The Mortgage Loans have been serviced in accordance with the terms of the Mortgage Notes and applicable law.  With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control with, the Seller, and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made.  No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under any Mortgage or the related Mortgage Note;

 

16


 

(lxxi)                        the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Purchaser pursuant to this Agreement are not subject to the bulk transfer laws or any similar statutory provisions in effect in any applicable jurisdiction;

 

(lxxii)                     no Mortgage Loans which are secured in property located within the State of Georgia are “high-cost loans” as defined by the Georgia Fair Lending Act of 2002 or any other applicable predatory and abusive lending legislation;

 

(lxxiii)                  none of the Mortgage Notes that evidence or constitute the Mortgage Loans has any marks or notations indicating that they have been pledged, assigned or otherwise conveyed to any Person other than the Indenture Trustee;

 

(lxxiv)                 no Mortgage Loan is a “high-cost,” “high-cost home,” “covered,” “high-risk home” or “predatory” loan under any applicable federal, state or local predatory or abusive lending law; and no Mortgage Loan originated on or after November 27, 2003, is a “high cost” loan subject to the New Jersey Home Ownership Security Act of 2003;

 

(lxxv)                    no Mortgage Loan originated on or after January 1, 2004 is a “high-cost” loan subject to the New Mexico Home Loan Protection Act;

 

(lxxvi)                 with respect to the Mortgage Loans in Loan Group 1:

 

(A)                              No Mortgage Loan was originated on or after October 1, 2002 and before March 7, 2003 which is secured by property located in the State of Georgia and no Mortgage Loan that was originated on or after March 7, 2003, which is a “high cost home loan” as defined under the Georgia Fair Lending Act;
 
(B)                                The servicer for each Mortgage Loan in Loan Group 1 has fully furnished in the past (and the Seller shall cause any applicable servicer to furnish in the future), in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (i.e., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company, on a monthly basis;
 
(C)                                The Cut-off Date Balance of each such Mortgage Loan in Loan Group 1 does not exceed the maximum original loan amount limitations set forth in the Xxxxxxx Mac Seller/Servicer Guide with respect to first lien, one-to-four family residential mortgage loans;
 
(D)                               No Mortgage Loan in Loan Group 1 was at the time of origination subject to the Home Ownership and Equity Protection Act of 1994 (15 USC § 1602(c)), Regulation Z (12 CFR 226.32) or any comparable state law; and
 
(E)                                 With respect to any Mortgage Loan in Group 1 originated on or after August 1, 2004, neither the related Mortgage nor the related Mortgage Note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction.

 

17


 

(lxxvii)              the information set forth in the Prepayment Premium Schedule included as part of the Mortgage Loan Schedule (including the Prepayment Premium Summary attached thereto) is complete, true and correct in all material respects on the date or dates on which such information is furnished and each Prepayment Premium is permissible and enforceable in accordance with its terms (except to the extent that the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws affecting creditor’s rights generally or the collectibility thereof may be limited due to acceleration in connection with foreclosure) under applicable state law;

 

(lxxviii)           the Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of a refinanced Mortgage Loan, and evidence of such receipt is and will remain in the Mortgage File;

 

(lxxix)                   to the best of the Seller’s knowledge, no error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including, without limitation, the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

 

(lxxx)                      except for the Mortgage Loans identified on Schedule II hereof, no Mortgage Loan has a balloon payment feature;

 

(lxxxi)                   to the best of the Seller’s knowledge, no statement, report or other document constituting a part of the Mortgage File contains any material untrue statement of fact or omits to state a fact necessary to make the statements contained therein not misleading which would, either individually or in the aggregate, have a material adverse effect on the value of the Mortgage Loans;

 

(lxxxii)                no borrower obtained a prepaid single-premium credit-life, credit disability, credit unemployment or credit property insurance policy in connection with the origination of the related Mortgage Loan;

 

(lxxxiii)             the Seller has no specific information that provides Seller any reason to believe that any borrower will default under a Mortgage Loan, or that foreclosure proceedings will be commenced with respect to any such Mortgage Loan, within the six months immediately following the Closing Date;

 

(lxxxiv)            no Mortgage Loan imposes a Prepayment Premium for a term in excess of three years;

 

(lxxxv)               all Mortgage Loans were originated in compliance with all applicable laws, including, but not limited to, all applicable anti-predatory lending laws;

 

18


 

(lxxxvi)            no Mortgage Loan is a “High Cost Loan” or “Covered Loan”, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary, Appendix E) and no Mortgage Loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act;

 

(lxxxvii)         no Mortgage Loan is either (a) a “high-cost home” loan as defined in the New Jersey Home Ownership Act effective November 27, 2003 (“NJHOA”) or (b) a “high cost” loan as defined in the New Mexico Home Loan Protection Act effective January 1, 2003 (“NMHLPA”), and that based on its review of the NJHOA and the NMHLPA, the Mortgage Loans will qualify under the safe harbor provisions of the NJHOA and the NMHLPA; and

 

(lxxxviii) No Mortgage Loan that is secured by property located in Illinois is in violation of the provisions of the Illinois Interest Act (815 Ill. Comp. Stat. 205/1 et seq.).

 

It is understood and agreed that the representations and warranties set forth in this Section 3.02 shall survive delivery of the respective Mortgage Files to the Indenture Trustee or the Custodian on behalf of the Indenture Trustee or its designee on behalf of the Purchaser.

 

Section 3.03.                             Remedies for Breach.  With respect to a breach of any representation or warranty set forth in Section 3.01 or Section 3.02 hereof that materially and adversely affects the value of any Mortgage Loan or the interest therein of the Purchaser or the Purchaser’s assignee, transferee or designee, the Seller hereby agrees to comply with the remedy provisions set forth in Section 3.03 of the Transfer and Servicing Agreement with respect thereto.  Any breach of the representation and warranty set forth in clauses (xxi), (xxxiv), (lxxii), (lxxiv), (lxxv), (lxxvi), (lxxxv), (lxxxvi), (lxxxvii) and (lxxxviii) of Section 3.02 hereto shall be deemed to materially and adversely affect the interest of the Purchaser or the Purchaser’s assignee, transferee or designee in that Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation and warranty.  With respect to the representations and warranties which are made to the best of the Seller’s knowledge, if it is discovered by the Purchaser, the Seller, the Transferor, the Underwriters, the Indenture Trustee, the Master Servicer, the Servicer, the Subservicer or any assignee, transferee or designee of the Purchaser that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the Mortgage Loans or the interests of the Purchaser therein, notwithstanding such Seller’s lack of knowledge with respect to the substance of such representation or warranty, remedies for breach will apply to such inaccuracy.  Upon discovery by the Purchaser, the Seller, the Transferor, the Underwriters, the Indenture Trustee, the Master Servicer, the Servicer, the Subservicer or any assignee, transferee or designee of the Purchaser of a breach of any of the representations and warranties of the Seller contained in Section 3.01 or 3.02 of this Agreement that materially and adversely affects the value of any Mortgage Loan or the interest therein of the Purchaser or the Purchaser’s assignee, transferee or designee, the party discovering the breach shall give prompt written notice to the others.  Within 60 days of its discovery or its receipt of notice of any such missing or materially defective documentation or any such breach of a representation or warranty, the Seller shall promptly deliver such missing document or cure such defect or breach in all material respects, or in the event such defect or breach cannot be cured, the Seller shall repurchase the affected Mortgage Loan or cause the removal of such Mortgage Loan

 

19


 

from the Trust and substitute for it one or more Qualifying Substitute Mortgage Loans, in either case, in accordance with Sections 3.01, 3.02 and 3.03 of the Transfer and Servicing Agreement.

 

ARTICLE IV
COVENANTS OF THE SELLER AND THE TRANSFEROR

 

Section 4.01.                             Covenants of the Seller and the Transferor.

 

(a)                                  The Seller hereby covenants that, except for the transfer hereunder, the Seller will not sell, pledge, assign or transfer to any other Person, or grant, create, incur, assume or suffer to exist any Lien on any FIC Mortgage Loan, or any interest therein; the Seller will notify the Indenture Trustee at the Indenture Trustee’s Corporate Trust Office, as assignee of the Purchaser, of the existence of any Lien on any FIC Mortgage Loan, immediately upon discovery thereof; and the Seller will defend the right, title and interest of the Trust, as assignee of the Purchaser, in, to and under the FIC Mortgage Loans against all claims of third parties claiming through or under the Seller.

 

(b)                                 The Transferor hereby covenants that, except for the transfer hereunder, the Transferor will not sell, pledge, assign or transfer to any other Person, or grant, create, incur, assume or suffer to exist any Lien on any FIF Mortgage Loan, or any interest therein; the Transferor will notify the Indenture Trustee at the Indenture Trustee’s Corporate Trust Office, as assignee of the Purchaser, of the existence of any Lien on any FIF Mortgage Loan, immediately upon discovery thereof; and the Transferor will defend the right, title and interest of the Trust, as assignee of the Purchaser, in, to and under the FIF Mortgage Loans against all claims of third parties claiming through or under the Transferor.

 

ARTICLE V
SERVICING

 

Section 5.01.                             Servicing.  The Seller has arranged for Xxxxx Fargo Bank, N.A. to act as Master Servicer of the Mortgage Loans pursuant to the terms and conditions of the Transfer and Servicing Agreement and, from and after the Closing Date, for JPMorgan Chase Bank, National Association, as subservicer, to service and administer the Mortgage Loans pursuant to the terms and conditions of the Transfer and Servicing Agreement.

 

ARTICLE VI
INDEMNIFICATION BY THE SELLER
WITH RESPECT TO THE MORTGAGE LOANS

 

Section 6.01.                             Indemnification.

 

The Seller agrees to indemnify and to hold each of the Purchaser, the Indenture Trustee, each of the officers and directors of each such entity and each person or entity who controls each such entity or person and each Noteholder harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser, the Indenture Trustee or any such person or entity and any Noteholder may sustain in any way (i) related to the failure of the Seller to perform its duties in compliance with the terms of this Agreement, (ii) arising from a breach by the Seller of its representations and

 

20


 

warranties in Article III of this Agreement or (iii) related to the origination or prior servicing of the Mortgage Loans by reason of any acts, omissions, or alleged acts or omissions of the Seller, the originator or any servicer.  The Seller shall immediately notify the Purchaser, the Indenture Trustee, and each Noteholder if a claim is made by a third party with respect to this Agreement.  The Seller shall assume the defense of any such claim and pay all expenses in connection therewith, including reasonable counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against the Purchaser, the Indenture Trustee or any such person or entity and/or any Noteholder in respect of such claim.

 

ARTICLE VII
TERMINATION

 

Section 7.01.                             Termination.  The respective obligations and responsibilities of the Seller, the Transferor and the Purchaser created hereby shall terminate, except for the Purchaser’s and Seller’s indemnity obligations as provided herein, upon the termination of the Trust as provided in that Article of the Transfer and Servicing Agreement entitled “Termination”.

 

ARTICLE VIII
MISCELLANEOUS PROVISIONS

 

Section 8.01.                             Amendment.  This Agreement may be amended from time to time by the Seller, the Transferor and the Purchaser, by written agreement signed by the Seller, the Transferor and the Purchaser.

 

Section 8.02.                             Governing Law.  This Agreement shall be governed by and construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

 

Section 8.03.                             Notices.  All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as follows:

 

(i)                                     if to the Seller:

 

Fieldstone Investment Corporation
00000 Xxxxxx Xxxx Xxxxxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Chief Financial Officer

 

or, such other address as may hereafter be furnished to the Purchaser in writing by the Seller.

 

(ii)                                  if to the Transferor:

 

Fieldstone Investment Funding, LLC

00000 Xxxxxx Xxxx Xxxxxxx

Xxxxxxxx, Xxxxxxxx 00000

Attention: Chief Financial Officer

 

21


 

(iii)                               if to the Purchaser:

 

Fieldstone Mortgage Investment Corporation
00000 Xxxxxx Xxxx Xxxxxxx, Xxxxx 000
Xxxxxxxx, Xxxxxxxx 00000

Attention:  President

 

with a copy to:

 

Fieldstone Mortgage Investment Corporation
Legal Department
00000 Xxxxxx Xxxx Xxxxxxx, Xxxxx 000
Xxxxxxxx, Xxxxxxxx 00000
Attention:  Legal Department

 

or such other address as may hereafter be furnished to the Seller or the Transferor in writing by the Purchaser.

 

Section 8.04.                             Severability of Provisions.  If any one or more of the covenants, agreements, provisions of terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity of enforceability of the other provisions of this Agreement.

 

Section 8.05.                             Counterparts.  This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original and such counterparts, together, shall constitute one and the same agreement.

 

Section 8.06.                             Further Agreements.  Each of the Purchaser, the Transferor and the Seller agrees to execute and deliver to the other such additional documents, instruments or agreements as may be necessary or reasonable and appropriate to effectuate the purposes of this Agreement or in connection with the issuance of any series of Notes representing interests in the related Mortgage Loans.

 

Without limiting the generality of the foregoing, as a further inducement for the Purchaser to purchase the Mortgage Loans from each of the Seller and the Transferor, each of the Seller and the Transferor will cooperate with the Purchaser in connection with the sale of any of the securities representing interests in the related Mortgage Loans.  In that connection, each of the Seller and the Transferor will provide to the Purchaser any and all information and appropriate verification of information, whether through letters of its auditors and counsel or otherwise, as the Purchaser shall reasonably request and will provide to the Purchaser such additional representations and warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Seller or the Transferor as are reasonably required in connection with such transactions and the offering of securities rated by the applicable Rating Agencies.

 

22


 

Without limiting the foregoing, the Seller agrees to deliver to the Purchaser the following documents and opinions in connection with the issuance of the Notes on or before the Closing Date:

 

1.                                       one or more opinions of counsel addressed to the Purchaser, the Depositor and to any Person reasonably designated by the Purchaser, in a form reasonably acceptable to the Purchaser, from counsel to each of the Seller and the Transferor as to due incorporation or due organization, as applicable, and good standing, due authorization, execution and delivery by each of the Seller and the Transferor of this Agreement and related agreements for which either the Seller or the Transferor is a signatory; the enforceability of such documents by the Seller; and other corporate matters;
 
2.                                       an opinion of counsel to each of the Seller and the Transferor, addressed to the Purchaser, the Depositor and to any Person designated by the Purchaser, in a form acceptable to the Purchaser, addressing the characterization of the transfer of the Mortgage Loans from each of the Seller and the Transferor to the Purchaser; and
 
3.                                       letters from the Seller’s certified public accountants, letters, dated the date of the prospectus supplement or any other offering document relating to the Notes and satisfactory in form and substance to the Purchaser, the Depositor and to any Person designated by the Purchaser, to the effect that such accountants have performed certain specified procedures as a result of which they determined that certain information of an accounting, financial or statistical nature set forth in the prospectus supplement or any other offering document relating to the Notes agrees with the general accounting records of the Seller.
 

In addition, the Seller shall execute the Transfer and Servicing Agreement in its capacity as seller and will make the representations and warranties set forth in Article III herein to the Issuer, the Trust Administrator and the Indenture Trustee in the Transfer and Servicing Agreement as of the date of the issuance of the Notes.

 

Each of the Seller and the Transferor shall also cooperate with the Purchaser and its designees with respect to any transfer of Subsequent Mortgage Loans to the Purchaser as provided for in the Transfer and Servicing Agreement.  In connection with any such transfer of Subsequent Mortgage Loans, each of the Seller and the Transferor shall deliver to Purchaser and its designees (i) an executed Subsequent Transfer Agreement and (ii) an opinion of counsel to each of the Seller and the Transferor, addressed to the Purchaser, the Depositor and to any Person designated by the Purchaser, in a form acceptable to the Purchaser, addressing the characterization of the transfer of the Subsequent Mortgage Loans from each of the Seller and the Transferor to the Depositor.

 

Section 8.07.                             Intention of the Parties.  It is the intention of the parties that the Purchaser is purchasing, and that each of the Seller and the Transferor is selling, the related Mortgage Loans rather than pledging the related Mortgage Loans to secure a loan by the Purchaser to the Seller or the Transferor, respectively.  Accordingly, the parties hereto each intend to treat the transaction, other than for federal income tax and accounting purposes, as a sale by each of the Seller and the Transferor, and a purchase by the Purchaser, of the Mortgage Loans.  The parties

 

23


 

hereto intend that for federal income tax purposes the transaction set forth herein be treated not as a sale, but as though each of the Seller and the Transferor retained the tax ownership of the Mortgage Loans through the Trust as a disregarded entity with the Seller and the Transferor as a borrower under the Notes.

 

Section 8.08.                             Successors and Assigns: Assignment of Purchase Agreement.  The Agreement shall bind and inure to the benefit of and be enforceable by the Seller, the Transferor, the Purchaser, the Indenture Trustee.  The obligations of the Seller under this Agreement cannot be assigned or delegated to a third party without the consent of the Purchaser, which consent shall be at the Purchaser’s sole discretion.  The parties hereto acknowledge that the Purchaser is acquiring the Mortgage Loans for the purpose of contributing them to a trust that will issue a series of securities, the payment of principal and interest on which will be secured by the Mortgage Loans and other assets of the Trust.  As an inducement to the Purchaser to purchase the Mortgage Loans, each of the Seller and the Transferor acknowledges and consents to the assignment by the Purchaser to the Trust and the pledge by the Trust to the Indenture Trustee of all of the Purchaser’s rights against the Seller and the Transferor pursuant to this Agreement insofar as such rights relate to Mortgage Loans transferred to the Trust and Indenture Trustee and to the enforcement or exercise of any right or remedy against the Seller or the Transferor pursuant to this Agreement by the Trust or the Indenture Trustee.  Such enforcement of a right or remedy by the Trust or the Indenture Trustee shall have the same force and effect as if the right or remedy had been enforced or exercised by the Purchaser directly.

 

Section 8.09.                             Survival.  The representations and warranties set forth in Sections 3.01 and 3.02 and the provisions of Article VI shall survive the purchase of the Mortgage Loans hereunder and shall continue in full force and effect, notwithstanding any restrictive or qualified endorsement on the Mortgage Notes and notwithstanding subsequent termination of this Agreement.  The representations and warranties shall not be impaired by any review and examination of documents to be delivered or held by the Seller or the Transferor in respect of each Mortgage Loan or other documents evidencing or relating to the Mortgage Loans or any failure on the part of the Purchaser or any successor or assignee thereof to review or examine such documents.

 

Section 8.10.                             Third Party Beneficiaries.  The Issuer, the Indenture Trustee and the Trust Administrator are the intended third-party beneficiaries of this Agreement.

 

24


 

IN WITNESS WHEREOF, the Seller , the Transferor and the Purchaser have caused their names to be signed to this Mortgage Loan Purchase Agreement by their respective officers thereunto duly authorized as of the day and year first above written.

 

 

 

FIELDSTONE MORTGAGE INVESTMENT
CORPORATION,

 

as Purchaser

 

 

 

By:

/s/ Xxxx X. Xxxxxxx

 

 

 

Name:

Xxxx X. Xxxxxxx

 

 

Title:

President

 

 

 

 

 

 

 

 

 

FIELDSTONE INVESTMENT CORPORATION,

 

as Seller

 

 

 

 

 

 

 

By:

/s/ Xxxx X. Xxxxxxx

 

 

 

Name:

Xxxx X. Xxxxxxx

 

 

Title:

President

 

 

 

 

 

 

 

 

 

FIELDSTONE INVESTMENT FUNDING, LLC

 

as Transferor

 

 

 

 

 

 

 

By:

/s/ Xxxx X. Xxxxx

 

 

 

Name:

Xxxx X. Xxxxx

 

 

Title:

Vice President & Treasurer

 

 

[Signature to Fieldstone 2005-2 Mortgage Loan Purchase Agreement]

 


 

STATE OF MARYLAND

)

 

).:ss

CITY/COUNTY OF XXXXXX

)

 

 

On the 4th day of August, 2005, before me, a Notary Public in and for said State, personally appeared Xxxx Xxxxxxx, known to me to be a Sr. Vice President of Fieldstone Mortgage Investment Corporation, the corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

 

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

/s/Xxxxxxx Xxxxx

 

Notary Public

 

 

[SEAL]

 


 

STATE OF MARYLAND

)

 

).:ss

CITY/COUNTY OF XXXXXX

)

 

On the 4th day of August, 2005, before me, a Notary Public in and for said State, personally appeared Xxxx Xxxxxxx, known to me to be a Sr. Vice President of Fieldstone Investment Corporation, the corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

 

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

/s/Xxxxxxx Xxxxx

 

Notary Public

 

 

[SEAL]

 


 

STATE OF MARYLAND

)

 

).:ss

CITY/COUNTY OF XXXXXX

)

 

On the 4th day of August, 2005, before me, a Notary Public in and for said State, personally appeared Xxxx Xxxxx, known to me to be a Sr. Vice President of Fieldstone Investment Funding, LLC, the limited liability company that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

 

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

 

 

/s/Xxxxxxx Xxxxx

 

Notary Public

 

 

[SEAL]

 


 

SCHEDULE I

 

MORTGAGE LOANS

 

(INCLUDING PREPAYMENT CHARGE SCHEDULES

AND PREPAYMENT CHARGE SUMMARY)

 


 

Mortgage Loan Number

 

Original Principal Balance

 

Current Principal Balance

 

Original Mortgage Rate

 

Index

 

First Rate Adjustment Date

 

Original Monthly Payment

 

Servicing Fee Rate

 

Master Serciving Fee Rate

 

Prepayment Penalty Term (month)

 

Prepayment Penalty Type

 

Group

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

595669922

 

149,600.00

 

149,600.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

791.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

595788922

 

80,000.00

 

79,946.21

 

7.990

 

6 Month LIBOR

 

6/1/2008

 

586.46

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

595859922

 

211,860.00

 

211,860.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,279.99

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

595865922

 

277,950.00

 

277,950.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,563.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

595887922

 

413,910.00

 

413,910.00

 

6.700

 

6 Month LIBOR

 

5/1/2007

 

2,311.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

595893922

 

102,600.00

 

102,530.46

 

7.950

 

6 Month LIBOR

 

6/1/2008

 

749.27

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

595934922

 

244,000.00

 

244,000.00

 

6.200

 

6 Month LIBOR

 

5/1/2007

 

1,260.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

595995922

 

220,000.00

 

219,942.63

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

1,210.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596011922

 

364,000.00

 

364,000.00

 

6.125

 

1 Year Treasury

 

5/1/2010

 

1,857.92

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596023922

 

302,035.00

 

302,035.00

 

6.440

 

6 Month LIBOR

 

6/1/2007

 

1,620.92

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596032922

 

301,000.00

 

300,551.99

 

7.500

 

Fixed Rate

 

 

 

2,104.64

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596044922

 

269,600.00

 

269,600.00

 

6.650

 

6 Month LIBOR

 

5/1/2007

 

1,494.03

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596054922

 

294,692.00

 

294,692.00

 

6.640

 

6 Month LIBOR

 

6/1/2007

 

1,630.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596058922

 

300,000.00

 

300,000.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

1,550.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596078922

 

396,000.00

 

396,000.00

 

8.100

 

6 Month LIBOR

 

5/1/2007

 

2,673.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596093922

 

144,500.00

 

144,500.00

 

6.750

 

6 Month LIBOR

 

5/1/2008

 

812.81

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596100922

 

195,000.00

 

195,000.00

 

7.990

 

6 Month LIBOR

 

5/1/2007

 

1,298.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596103922

 

275,200.00

 

274,963.06

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,784.95

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596109922

 

333,000.00

 

333,000.00

 

7.990

 

6 Month LIBOR

 

5/1/2007

 

2,217.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596121922

 

80,000.00

 

79,868.20

 

6.990

 

6 Month LIBOR

 

5/1/2008

 

531.71

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596125922

 

455,600.00

 

455,600.00

 

6.125

 

6 Month LIBOR

 

6/1/2008

 

2,325.46

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596146922

 

528,000.00

 

528,000.00

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

2,750.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596157922

 

183,000.00

 

182,699.24

 

7.000

 

Fixed Rate

 

 

 

1,217.51

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596160922

 

385,050.00

 

385,050.00

 

6.125

 

6 Month LIBOR

 

7/1/2008

 

1,965.36

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596172922

 

313,200.00

 

313,200.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

1,696.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596174922

 

200,000.00

 

200,000.00

 

6.750

 

Fixed Rate

 

 

 

1,297.20

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596176922

 

260,000.00

 

259,564.20

 

6.900

 

Fixed Rate

 

 

 

1,712.37

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596177922

 

260,800.00

 

260,800.00

 

6.550

 

6 Month LIBOR

 

5/1/2007

 

1,423.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596180922

 

362,450.00

 

362,450.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,963.27

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596182922

 

90,600.00

 

90,559.06

 

9.900

 

Fixed Rate

 

 

 

788.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596195922

 

309,500.00

 

309,500.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

1,663.56

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596196922

 

125,300.00

 

125,241.54

 

9.750

 

6 Month LIBOR

 

6/1/2007

 

1,076.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596204922

 

400,000.00

 

400,000.00

 

7.250

 

6 Month LIBOR

 

5/1/2007

 

2,416.67

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596210922

 

340,800.00

 

340,476.63

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,098.37

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596214922

 

440,550.00

 

440,550.00

 

7.200

 

6 Month LIBOR

 

5/1/2007

 

2,643.30

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596230922

 

309,000.00

 

309,000.00

 

6.625

 

6 Month LIBOR

 

6/1/2008

 

1,705.94

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

596234922

 

87,000.00

 

87,000.00

 

8.250

 

6 Month LIBOR

 

6/1/2007

 

598.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596235922

 

285,600.00

 

285,600.00

 

6.600

 

1 Year Treasury

 

5/1/2010

 

1,570.80

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596243922

 

384,000.00

 

384,000.00

 

6.200

 

6 Month LIBOR

 

6/1/2008

 

1,984.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596249922

 

255,000.00

 

255,000.00

 

7.125

 

Fixed Rate

 

 

 

1,514.06

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596256922

 

294,000.00

 

294,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,531.25

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596259922

 

47,500.00

 

47,478.76

 

9.950

 

Fixed Rate

 

 

 

415.10

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596264922

 

323,000.00

 

322,734.72

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

2,146.76

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596268922

 

303,937.00

 

303,937.00

 

6.240

 

6 Month LIBOR

 

7/1/2007

 

1,580.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596270922

 

53,636.00

 

53,636.00

 

9.500

 

Fixed Rate

 

 

 

451.01

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596274922

 

225,000.00

 

224,833.02

 

7.500

 

6 Month LIBOR

 

6/1/2007

 

1,573.24

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596294922

 

360,800.00

 

360,800.00

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

1,879.17

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596300922

 

232,000.00

 

232,000.00

 

8.250

 

6 Month LIBOR

 

6/1/2007

 

1,595.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

596301922

 

247,813.00

 

247,813.00

 

6.290

 

6 Month LIBOR

 

6/1/2008

 

1,298.95

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596306922

 

328,000.00

 

328,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,845.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596312922

 

242,250.00

 

242,250.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,312.19

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596330922

 

280,000.00

 

280,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,631.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596331922

 

280,000.00

 

280,000.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,691.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596332922

 

208,000.00

 

207,854.67

 

7.800

 

6 Month LIBOR

 

6/1/2008

 

1,497.34

 

0.500

 

0.002

 

0

 

N/A

 

1

 

596333922

 

336,000.00

 

336,000.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

1,736.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596337922

 

460,000.00

 

460,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

2,679.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596338922

 

174,320.00

 

174,320.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

900.65

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596340922

 

43,580.00

 

43,560.31

 

9.900

 

Fixed Rate

 

 

 

379.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596344922

 

232,750.00

 

232,585.73

 

7.750

 

6 Month LIBOR

 

6/1/2007

 

1,667.45

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596347922

 

198,400.00

 

198,400.00

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

1,091.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596349922

 

252,000.00

 

252,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2008

 

1,312.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596353922

 

137,000.00

 

136,815.22

 

7.990

 

6 Month LIBOR

 

5/1/2007

 

1,004.31

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596354922

 

378,250.00

 

377,983.04

 

7.750

 

6 Month LIBOR

 

6/1/2007

 

2,709.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596355922

 

382,500.00

 

382,189.55

 

7.050

 

Fixed Rate

 

 

 

2,557.64

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596361922

 

250,400.00

 

250,400.00

 

6.240

 

6 Month LIBOR

 

6/1/2007

 

1,302.08

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596363922

 

252,000.00

 

252,000.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

1,365.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596379922

 

243,000.00

 

243,000.00

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

1,275.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596381922

 

623,200.00

 

623,200.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

3,245.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596383922

 

137,600.00

 

137,600.00

 

6.900

 

6 Month LIBOR

 

6/1/2007

 

791.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596386922

 

589,500.00

 

589,500.00

 

7.150

 

6 Month LIBOR

 

6/1/2007

 

3,512.44

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596389922

 

416,000.00

 

416,000.00

 

6.440

 

6 Month LIBOR

 

5/1/2007

 

2,232.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596390922

 

104,000.00

 

103,906.62

 

9.950

 

Fixed Rate

 

 

 

908.84

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596391922

 

254,800.00

 

254,800.00

 

6.450

 

6 Month LIBOR

 

6/1/2008

 

1,369.55

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596396922

 

396,000.00

 

396,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,062.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596398922

 

240,000.00

 

240,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,350.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596404922

 

159,999.00

 

159,999.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

886.66

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596405922

 

320,000.00

 

319,716.29

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

2,043.71

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596409922

 

220,000.00

 

220,000.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

1,164.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596414965

 

508,000.00

 

508,000.00

 

6.200

 

6 Month LIBOR

 

5/1/2007

 

2,624.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596421922

 

223,520.00

 

223,520.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,164.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596425922

 

250,000.00

 

250,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,302.08

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596427922

 

218,400.00

 

218,384.85

 

6.150

 

6 Month LIBOR

 

6/1/2007

 

1,119.30

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596430922

 

139,500.00

 

139,406.40

 

8.000

 

6 Month LIBOR

 

6/1/2007

 

1,023.61

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596431922

 

316,000.00

 

316,000.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

1,724.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596434922

 

193,375.00

 

193,375.00

 

7.200

 

6 Month LIBOR

 

6/1/2007

 

1,160.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596442922

 

500,000.00

 

500,000.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

2,687.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596450922

 

326,400.00

 

326,400.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,700.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596452922

 

297,500.00

 

297,500.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,797.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596455922

 

108,500.00

 

108,500.00

 

7.250

 

6 Month LIBOR

 

6/1/2008

 

655.52

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596459922

 

160,000.00

 

159,868.59

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

1,063.41

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596468922

 

223,920.00

 

223,920.00

 

7.700

 

6 Month LIBOR

 

6/1/2007

 

1,436.82

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596474922

 

203,000.00

 

202,852.33

 

7.600

 

6 Month LIBOR

 

6/1/2007

 

1,433.34

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596475922

 

196,000.00

 

195,855.99

 

7.550

 

6 Month LIBOR

 

6/1/2007

 

1,377.18

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596480922

 

429,300.00

 

429,300.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

2,218.05

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596480965

 

500,000.00

 

500,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

2,812.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596482922

 

335,250.00

 

335,250.00

 

8.190

 

6 Month LIBOR

 

6/1/2007

 

2,288.08

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596483922

 

330,866.40

 

330,866.40

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,792.19

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596496922

 

289,600.00

 

289,600.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,508.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596498965

 

250,000.00

 

249,571.84

 

6.790

 

6 Month LIBOR

 

5/1/2007

 

1,628.15

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596501965

 

171,960.00

 

171,960.00

 

6.350

 

6 Month LIBOR

 

7/1/2007

 

909.96

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596503922

 

400,000.00

 

400,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

2,250.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596511922

 

364,000.00

 

364,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,895.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596516922

 

340,000.00

 

340,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2008

 

1,770.83

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596517922

 

531,250.00

 

531,250.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

2,833.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596525922

 

420,000.00

 

420,000.00

 

6.690

 

6 Month LIBOR

 

6/1/2007

 

2,341.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596529922

 

316,000.00

 

316,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,645.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596530965

 

252,800.00

 

252,800.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,316.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596534965

 

550,000.00

 

550,000.00

 

7.300

 

6 Month LIBOR

 

6/1/2007

 

3,345.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596535922

 

490,500.00

 

490,500.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

2,677.31

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596536922

 

318,653.00

 

318,653.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,726.04

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596541922

 

332,000.00

 

332,000.00

 

6.700

 

Fixed Rate

 

 

 

1,853.67

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596542922

 

248,800.00

 

248,800.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

1,326.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596547922

 

206,000.00

 

206,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

1,141.58

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596548965

 

378,250.00

 

378,250.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

2,064.61

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596549922

 

330,650.00

 

330,650.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

1,749.69

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596557922

 

219,200.00

 

219,200.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,276.84

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596558965

 

403,750.00

 

403,750.00

 

6.100

 

6 Month LIBOR

 

7/1/2007

 

2,052.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596560922

 

328,000.00

 

328,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2008

 

1,708.33

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596564922

 

190,400.00

 

190,400.00

 

8.500

 

6 Month LIBOR

 

7/1/2007

 

1,348.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596564965

 

360,000.00

 

360,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,875.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596565965

 

114,750.00

 

114,578.99

 

7.500

 

6 Month LIBOR

 

5/1/2007

 

802.35

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596567922

 

420,000.00

 

420,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

2,362.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596568922

 

268,000.00

 

268,000.00

 

6.550

 

6 Month LIBOR

 

7/1/2007

 

1,462.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596570922

 

314,500.00

 

314,500.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,769.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596571922

 

55,500.00

 

55,475.40

 

9.990

 

Fixed Rate

 

 

 

486.65

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596577922

 

380,000.00

 

380,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,979.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596581922

 

304,000.00

 

304,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,583.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596585922

 

228,000.00

 

228,000.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

1,225.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596589922

 

182,000.00

 

182,000.00

 

7.500

 

6 Month LIBOR

 

6/1/2007

 

1,137.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596589965

 

262,000.00

 

262,000.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

1,419.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596591922

 

324,792.00

 

324,792.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

1,772.82

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596593922

 

246,000.00

 

246,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

1,383.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596594965

 

216,800.00

 

216,800.00

 

6.850

 

6 Month LIBOR

 

7/1/2007

 

1,237.57

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596595965

 

54,200.00

 

54,200.00

 

9.950

 

Fixed Rate

 

 

 

473.65

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596599922

 

328,000.00

 

328,000.00

 

6.750

 

Fixed Rate

 

 

 

1,845.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596602922

 

368,000.00

 

368,000.00

 

6.850

 

6 Month LIBOR

 

7/1/2007

 

2,100.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596603922

 

92,000.00

 

92,000.00

 

9.990

 

Fixed Rate

 

 

 

806.69

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596603965

 

308,748.00

 

308,748.00

 

6.800

 

6 Month LIBOR

 

6/1/2007

 

1,749.57

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596605965

 

360,000.00

 

360,000.00

 

6.350

 

6 Month LIBOR

 

5/1/2008

 

1,905.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596606965

 

90,000.00

 

89,918.30

 

9.900

 

Fixed Rate

 

 

 

783.18

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596614965

 

25,000.00

 

24,987.57

 

9.450

 

Fixed Rate

 

 

 

209.31

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596622965

 

173,520.00

 

173,520.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

896.52

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596625965

 

263,920.00

 

263,920.00

 

6.300

 

6 Month LIBOR

 

7/1/2007

 

1,385.58

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596629965

 

267,600.00

 

267,600.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,505.25

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596630922

 

300,000.00

 

300,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,562.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596631922

 

236,000.00

 

236,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,278.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596631965

 

162,400.00

 

162,400.00

 

6.350

 

6 Month LIBOR

 

7/1/2007

 

859.37

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596633922

 

572,000.00

 

572,000.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

3,074.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596633965

 

348,000.00

 

348,000.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

1,841.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596635922

 

222,400.00

 

222,400.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,158.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596640922

 

307,712.00

 

307,712.00

 

6.250

 

Fixed Rate

 

 

 

1,602.67

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596641965

 

268,000.00

 

268,000.00

 

6.800

 

6 Month LIBOR

 

6/1/2007

 

1,518.67

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596642922

 

240,000.00

 

240,000.00

 

7.990

 

6 Month LIBOR

 

7/1/2007

 

1,598.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596643922

 

263,500.00

 

263,500.00

 

6.950

 

6 Month LIBOR

 

7/1/2007

 

1,526.10

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596643965

 

344,000.00

 

344,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,791.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596644922

 

46,500.00

 

46,500.00

 

9.950

 

Fixed Rate

 

 

 

406.36

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

596651922

 

76,928.00

 

76,887.70

 

9.200

 

Fixed Rate

 

 

 

630.09

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596651965

 

650,000.00

 

650,000.00

 

6.350

 

6 Month LIBOR

 

6/1/2008

 

3,439.58

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596652922

 

226,200.00

 

226,200.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,317.62

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596652965

 

150,000.00

 

149,932.21

 

9.900

 

Fixed Rate

 

 

 

1,305.29

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596654922

 

432,000.00

 

432,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

2,516.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596657922

 

315,000.00

 

315,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,640.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596659965

 

360,000.00

 

360,000.00

 

6.900

 

6 Month LIBOR

 

6/1/2007

 

2,070.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596661965

 

244,000.00

 

244,000.00

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

1,281.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596664922

 

276,000.00

 

276,000.00

 

6.800

 

6 Month LIBOR

 

6/1/2008

 

1,564.00

 

0.500

 

0.002

 

0

 

N/A

 

1

 

596666965

 

89,000.00

 

88,923.37

 

6.750

 

Fixed Rate

 

 

 

577.26

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596667965

 

264,000.00

 

264,000.00

 

6.050

 

6 Month LIBOR

 

6/1/2007

 

1,331.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596668965

 

66,000.00

 

65,967.54

 

9.500

 

Fixed Rate

 

 

 

554.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

596672965

 

499,500.00

 

499,500.00

 

6.050

 

6 Month LIBOR

 

6/1/2007

 

2,518.31

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596673965

 

355,000.00

 

355,000.00

 

6.150

 

6 Month LIBOR

 

6/1/2007

 

1,819.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596674965

 

265,000.00

 

265,000.00

 

7.100

 

6 Month LIBOR

 

6/1/2007

 

1,567.92

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596677965

 

450,000.00

 

450,000.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

2,456.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596679965

 

116,000.00

 

116,000.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

613.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596680922

 

310,500.00

 

310,500.00

 

6.150

 

6 Month LIBOR

 

7/1/2007

 

1,591.31

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596681965

 

178,720.00

 

178,720.00

 

6.950

 

6 Month LIBOR

 

6/1/2007

 

1,035.09

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596689922

 

243,750.00

 

243,750.00

 

6.150

 

6 Month LIBOR

 

6/1/2007

 

1,249.22

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596690922

 

408,000.00

 

408,000.00

 

6.850

 

6 Month LIBOR

 

7/1/2007

 

2,329.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596691965

 

400,000.00

 

400,000.00

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

2,200.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596698965

 

260,000.00

 

259,762.66

 

6.450

 

Fixed Rate

 

 

 

1,634.84

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596700922

 

403,750.00

 

403,750.00

 

6.990

 

6 Month LIBOR

 

7/1/2008

 

2,351.84

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596701922

 

252,000.00

 

252,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,365.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596706922

 

345,000.00

 

345,000.00

 

6.200

 

Fixed Rate

 

 

 

2,113.02

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596707922

 

342,900.00

 

342,900.00

 

6.125

 

6 Month LIBOR

 

6/1/2007

 

1,750.22

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596708922

 

336,000.00

 

336,000.00

 

6.100

 

6 Month LIBOR

 

7/1/2008

 

1,708.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596710922

 

140,000.00

 

140,000.00

 

6.950

 

6 Month LIBOR

 

7/1/2007

 

926.73

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596712965

 

303,450.00

 

303,450.00

 

6.740

 

6 Month LIBOR

 

6/1/2007

 

1,704.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596713965

 

323,040.00

 

323,040.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

1,722.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596714965

 

80,760.00

 

80,724.20

 

9.990

 

Fixed Rate

 

 

 

708.14

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596715965

 

432,000.00

 

432,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2008

 

2,250.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596716965

 

264,000.00

 

264,000.00

 

7.200

 

6 Month LIBOR

 

6/1/2008

 

1,584.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596717922

 

336,000.00

 

336,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,820.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596718922

 

84,000.00

 

84,000.00

 

9.950

 

Fixed Rate

 

 

 

734.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596723922

 

323,920.00

 

323,920.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

1,795.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596725922

 

500,000.00

 

500,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

2,912.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596725965

 

314,910.00

 

314,910.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,640.16

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596727965

 

260,000.00

 

260,000.00

 

6.240

 

6 Month LIBOR

 

6/1/2007

 

1,352.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596728922

 

355,300.00

 

355,300.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

1,880.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596729922

 

62,700.00

 

62,671.97

 

9.950

 

Fixed Rate

 

 

 

547.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596731922

 

359,200.00

 

359,200.00

 

6.450

 

6 Month LIBOR

 

7/1/2007

 

1,930.70

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596741965

 

374,500.00

 

374,500.00

 

7.700

 

6 Month LIBOR

 

6/1/2007

 

2,403.04

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596746922

 

275,000.00

 

275,000.00

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

1,831.04

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596749922

 

296,505.00

 

296,505.00

 

6.350

 

6 Month LIBOR

 

7/1/2007

 

1,569.01

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596750922

 

135,000.00

 

135,000.00

 

7.600

 

Fixed Rate

 

 

 

1,095.83

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596751965

 

337,600.00

 

337,600.00

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

1,772.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596754965

 

216,365.00

 

216,365.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,217.05

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596756965

 

384,000.00

 

384,000.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

2,096.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596758922

 

420,000.00

 

420,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

2,446.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596758965

 

481,950.00

 

481,950.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

2,630.64

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596762965

 

364,000.00

 

364,000.00

 

6.100

 

6 Month LIBOR

 

6/1/2007

 

1,850.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596763965

 

91,000.00

 

90,959.31

 

9.950

 

Fixed Rate

 

 

 

795.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596767965

 

252,000.00

 

251,774.39

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

1,601.11

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596775965

 

437,750.00

 

437,750.00

 

6.450

 

6 Month LIBOR

 

7/1/2007

 

2,352.91

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596776965

 

187,200.00

 

187,068.94

 

7.790

 

Fixed Rate

 

 

 

1,346.31

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596777965

 

336,000.00

 

336,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,820.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596781922

 

369,000.00

 

369,000.00

 

6.600

 

Fixed Rate

 

 

 

2,356.66

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596785922

 

255,850.00

 

255,850.00

 

6.375

 

6 Month LIBOR

 

7/1/2007

 

1,359.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596786922

 

45,150.00

 

45,150.00

 

10.000

 

Fixed Rate

 

 

 

396.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596786965

 

180,000.00

 

180,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

1,048.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596787965

 

407,150.00

 

407,150.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,205.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596793922

 

227,500.00

 

227,500.00

 

6.990

 

6 Month LIBOR

 

7/1/2008

 

1,512.04

 

0.500

 

0.002

 

0

 

N/A

 

1

 

596793965

 

487,350.00

 

487,350.00

 

7.500

 

6 Month LIBOR

 

6/1/2007

 

3,045.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596796922

 

315,000.00

 

315,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,991.02

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596798922

 

206,966.00

 

206,966.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,205.58

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596799922

 

36,523.00

 

36,523.00

 

9.950

 

Fixed Rate

 

 

 

319.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596801965

 

378,000.00

 

378,000.00

 

7.050

 

6 Month LIBOR

 

7/1/2008

 

2,220.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596804965

 

350,000.00

 

349,764.68

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

2,565.74

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596805965

 

75,000.00

 

75,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

498.48

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596806965

 

472,000.00

 

472,000.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

2,537.00

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596808965

 

378,000.00

 

378,000.00

 

6.475

 

6 Month LIBOR

 

6/1/2007

 

2,039.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596822965

 

171,000.00

 

171,000.00

 

7.100

 

6 Month LIBOR

 

7/1/2007

 

1,011.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596825965

 

188,000.00

 

188,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,018.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596828965

 

147,440.00

 

147,440.00

 

6.350

 

6 Month LIBOR

 

7/1/2008

 

917.43

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596829922

 

446,400.00

 

446,400.00

 

6.625

 

6 Month LIBOR

 

7/1/2007

 

2,464.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596832965

 

396,000.00

 

396,000.00

 

7.500

 

6 Month LIBOR

 

7/1/2007

 

2,475.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596833922

 

245,782.00

 

245,782.00

 

6.200

 

6 Month LIBOR

 

7/1/2007

 

1,269.87

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596837965

 

281,950.00

 

281,950.00

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

1,550.73

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596838922

 

433,500.00

 

433,500.00

 

6.450

 

6 Month LIBOR

 

7/1/2007

 

2,330.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596840922

 

76,500.00

 

76,500.00

 

9.950

 

Fixed Rate

 

 

 

668.52

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596840965

 

471,200.00

 

471,200.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

2,434.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596841922

 

364,800.00

 

364,800.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,900.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596843922

 

315,000.00

 

315,000.00

 

7.125

 

6 Month LIBOR

 

7/1/2007

 

2,122.22

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596844922

 

524,000.00

 

524,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,729.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596847922

 

198,720.00

 

198,720.00

 

7.050

 

6 Month LIBOR

 

7/1/2007

 

1,328.77

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596848965

 

366,400.00

 

366,400.00

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

1,923.60

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596850922

 

229,500.00

 

229,500.00

 

7.100

 

6 Month LIBOR

 

7/1/2007

 

1,357.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596852965

 

346,500.00

 

346,500.00

 

7.600

 

6 Month LIBOR

 

6/1/2007

 

2,194.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596858965

 

358,700.00

 

358,700.00

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

1,972.85

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596859965

 

63,300.00

 

63,271.70

 

9.950

 

Fixed Rate

 

 

 

553.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596860922

 

459,000.00

 

459,000.00

 

6.125

 

6 Month LIBOR

 

7/1/2007

 

2,342.81

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596860965

 

315,000.00

 

315,000.00

 

6.050

 

6 Month LIBOR

 

6/1/2007

 

1,588.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596862922

 

280,973.00

 

280,973.00

 

6.400

 

6 Month LIBOR

 

7/1/2007

 

1,498.52

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596876922

 

403,750.00

 

403,750.00

 

7.250

 

6 Month LIBOR

 

7/1/2007

 

2,439.32

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596878965

 

552,500.00

 

552,500.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,877.60

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596884922

 

267,200.00

 

267,200.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,447.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596885922

 

616,250.00

 

616,250.00

 

6.850

 

6 Month LIBOR

 

7/1/2007

 

3,517.76

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596886922

 

108,750.00

 

108,750.00

 

9.950

 

Fixed Rate

 

 

 

950.35

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596886965

 

560,000.00

 

560,000.00

 

6.150

 

6 Month LIBOR

 

7/1/2007

 

2,870.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596887965

 

140,000.00

 

140,000.00

 

10.150

 

Fixed Rate

 

 

 

1,244.15

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596895965

 

467,500.00

 

467,500.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,434.90

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596897965

 

232,000.00

 

232,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

1,305.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596898965

 

58,000.00

 

58,000.00

 

9.900

 

Fixed Rate

 

 

 

504.72

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596902965

 

270,000.00

 

270,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,572.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596909965

 

368,000.00

 

368,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

2,070.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596910965

 

92,000.00

 

92,000.00

 

9.950

 

Fixed Rate

 

 

 

803.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596917965

 

381,600.00

 

381,600.00

 

6.400

 

6 Month LIBOR

 

7/1/2007

 

2,035.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596919922

 

331,500.00

 

331,500.00

 

6.250

 

6 Month LIBOR

 

7/1/2008

 

1,726.56

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596921922

 

116,720.00

 

116,720.00

 

7.500

 

Fixed Rate

 

 

 

816.13

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596922922

 

136,000.00

 

136,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2008

 

792.20

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596922965

 

125,000.00

 

125,000.00

 

7.250

 

6 Month LIBOR

 

7/1/2007

 

755.21

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596923965

 

347,048.00

 

347,048.00

 

6.200

 

6 Month LIBOR

 

7/1/2007

 

1,793.08

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596930922

 

348,000.00

 

348,000.00

 

7.900

 

6 Month LIBOR

 

7/1/2007

 

2,291.00

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596933922

 

433,500.00

 

433,500.00

 

6.375

 

6 Month LIBOR

 

7/1/2008

 

2,302.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596934922

 

532,000.00

 

532,000.00

 

7.450

 

6 Month LIBOR

 

7/1/2008

 

3,302.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596939965

 

315,000.00

 

315,000.00

 

6.350

 

6 Month LIBOR

 

7/1/2007

 

1,666.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596945965

 

160,000.00

 

160,000.00

 

6.850

 

Fixed Rate

 

 

 

1,048.42

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596952922

 

400,000.00

 

400,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,083.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596952965

 

252,758.00

 

252,758.00

 

6.450

 

6 Month LIBOR

 

7/1/2007

 

1,358.57

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596954965

 

585,000.00

 

585,000.00

 

6.575

 

6 Month LIBOR

 

7/1/2007

 

3,205.31

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596957965

 

531,250.00

 

531,250.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,766.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596961965

 

188,000.00

 

188,000.00

 

6.590

 

6 Month LIBOR

 

7/1/2007

 

1,032.43

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596962965

 

47,000.00

 

47,000.00

 

9.950

 

Fixed Rate

 

 

 

410.73

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596965965

 

310,500.00

 

310,500.00

 

6.250

 

6 Month LIBOR

 

7/1/2008

 

1,617.19

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596966922

 

315,000.00

 

315,000.00

 

7.990

 

6 Month LIBOR

 

7/1/2007

 

2,097.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596966965

 

34,500.00

 

34,500.00

 

9.450

 

Fixed Rate

 

 

 

288.84

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596970922

 

441,000.00

 

441,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2008

 

2,296.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596971922

 

729,000.00

 

729,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2008

 

4,100.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596973922

 

489,000.00

 

489,000.00

 

6.250

 

1 Year Treasury

 

7/1/2010

 

2,546.88

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596974965

 

296,108.00

 

296,108.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,603.92

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

596979965

 

200,000.00

 

200,000.00

 

6.850

 

6 Month LIBOR

 

7/1/2007

 

1,141.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596983965

 

270,400.00

 

270,400.00

 

6.600

 

6 Month LIBOR

 

7/1/2007

 

1,487.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

596991965

 

210,000.00

 

210,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,395.73

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

596994965

 

118,276.00

 

118,276.00

 

7.200

 

6 Month LIBOR

 

7/1/2007

 

709.66

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597001922

 

520,000.00

 

520,000.00

 

6.900

 

6 Month LIBOR

 

7/1/2008

 

2,990.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597001965

 

619,650.00

 

619,650.00

 

7.100

 

6 Month LIBOR

 

7/1/2007

 

3,666.26

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597013965

 

436,000.00

 

436,000.00

 

6.200

 

6 Month LIBOR

 

7/1/2007

 

2,670.37

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597015965

 

376,000.00

 

376,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,958.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597017965

 

424,000.00

 

424,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,610.65

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597019922

 

375,000.00

 

375,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

2,109.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597019965

 

588,000.00

 

588,000.00

 

6.000

 

6 Month LIBOR

 

7/1/2008

 

2,940.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597021922

 

568,000.00

 

568,000.00

 

6.550

 

6 Month LIBOR

 

7/1/2008

 

3,100.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

597022965

 

395,700.00

 

395,700.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

2,060.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597025965

 

476,000.00

 

476,000.00

 

6.450

 

6 Month LIBOR

 

7/1/2008

 

2,558.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597026965

 

84,000.00

 

84,000.00

 

10.200

 

Fixed Rate

 

 

 

749.61

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597029965

 

368,800.00

 

368,800.00

 

6.300

 

6 Month LIBOR

 

7/1/2007

 

1,936.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597030965

 

92,200.00

 

92,200.00

 

9.950

 

Fixed Rate

 

 

 

805.72

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597031965

 

63,225.00

 

63,225.00

 

7.550

 

6 Month LIBOR

 

7/1/2007

 

444.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597034922

 

259,250.00

 

259,250.00

 

6.750

 

6 Month LIBOR

 

7/1/2008

 

1,458.28

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597037965

 

322,915.00

 

322,915.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,880.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597038965

 

56,985.00

 

56,985.00

 

9.950

 

Fixed Rate

 

 

 

497.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597040965

 

318,250.00

 

318,250.00

 

7.500

 

6 Month LIBOR

 

7/1/2007

 

2,225.26

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597052965

 

380,700.00

 

380,700.00

 

6.600

 

6 Month LIBOR

 

7/1/2008

 

2,093.85

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597057965

 

324,000.00

 

324,000.00

 

6.100

 

6 Month LIBOR

 

7/1/2007

 

1,647.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

597059922

 

345,000.00

 

345,000.00

 

6.150

 

6 Month LIBOR

 

7/1/2008

 

1,768.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597072965

 

403,750.00

 

403,750.00

 

6.500

 

6 Month LIBOR

 

7/1/2008

 

2,186.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597073965

 

401,157.00

 

401,157.00

 

6.450

 

6 Month LIBOR

 

7/1/2008

 

2,156.22

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597074965

 

70,793.00

 

70,793.00

 

10.450

 

Fixed Rate

 

 

 

644.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597077965

 

301,750.00

 

301,750.00

 

7.450

 

6 Month LIBOR

 

7/1/2007

 

2,099.56

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597080965

 

157,000.00

 

157,000.00

 

6.900

 

1 Year Treasury

 

7/1/2010

 

902.75

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597086965

 

200,800.00

 

200,800.00

 

6.350

 

6 Month LIBOR

 

7/1/2008

 

1,062.57

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597114922

 

440,000.00

 

440,000.00

 

6.950

 

6 Month LIBOR

 

7/1/2007

 

2,548.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597130922

 

236,000.00

 

236,000.00

 

6.750

 

1 Year Treasury

 

7/1/2010

 

1,327.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597134965

 

274,500.00

 

274,500.00

 

6.400

 

6 Month LIBOR

 

7/1/2008

 

1,464.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597139965

 

340,000.00

 

340,000.00

 

6.450

 

6 Month LIBOR

 

7/1/2007

 

1,827.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

597140965

 

85,000.00

 

85,000.00

 

9.900

 

Fixed Rate

 

 

 

739.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

597150965

 

403,750.00

 

403,750.00

 

6.500

 

6 Month LIBOR

 

7/1/2008

 

2,186.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

597154922

 

355,410.00

 

355,410.00

 

7.875

 

6 Month LIBOR

 

7/1/2007

 

2,332.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695609619

 

203,200.00

 

203,033.11

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

1,350.54

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695612619

 

100,000.00

 

99,811.64

 

6.300

 

6 Month LIBOR

 

5/1/2007

 

618.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695616619

 

223,200.00

 

223,049.93

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

1,636.21

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695658619

 

195,500.00

 

195,500.00

 

6.150

 

6 Month LIBOR

 

5/1/2007

 

1,001.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695696619

 

141,600.00

 

141,343.40

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

895.01

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695702619

 

188,000.00

 

187,830.04

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,188.29

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695721619

 

133,875.00

 

133,875.00

 

8.400

 

6 Month LIBOR

 

6/1/2007

 

937.13

 

0.500

 

0.002

 

24

 

Partial prepayment at any time without paying any charge. Full prepayment, The prepayment charge will equal 2% of the unpaid balance at the time of prepayment. However, if the loan is replaced by a new mortgage loan made by another lender and proceeds fro

 

1

 

695754619

 

88,800.00

 

88,753.96

 

9.250

 

6 Month LIBOR

 

6/1/2007

 

730.54

 

0.500

 

0.002

 

0

 

N/A

 

1

 

695761619

 

168,000.00

 

168,000.00

 

8.990

 

6 Month LIBOR

 

6/1/2007

 

1,258.60

 

0.500

 

0.002

 

0

 

N/A

 

1

 

695762619

 

164,000.00

 

164,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

888.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

695763619

 

202,400.00

 

202,400.00

 

6.750

 

6 Month LIBOR

 

5/1/2008

 

1,138.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695765619

 

176,000.00

 

176,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

916.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695771619

 

500,000.00

 

499,800.00

 

7.850

 

6 Month LIBOR

 

5/1/2007

 

3,270.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695772619

 

233,600.00

 

233,600.00

 

7.600

 

6 Month LIBOR

 

6/1/2007

 

1,479.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695777619

 

223,200.00

 

223,200.00

 

8.150

 

6 Month LIBOR

 

5/1/2007

 

1,515.90

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695779619

 

344,000.00

 

344,000.00

 

7.500

 

6 Month LIBOR

 

6/1/2007

 

2,150.00

 

0.500

 

0.002

 

24

 

Partial prepayment at any time without paying any charge. Full prepayment will equal the amount of interest that would accrue during a six (6) month period on the AVERAGE BALANCE of the loan over the prior 6 months, calculated at the rate of interest in e

 

1

 

695796619

 

261,000.00

 

260,768.60

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

1,666.90

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695797619

 

218,500.00

 

218,140.74

 

7.000

 

6 Month LIBOR

 

5/1/2007

 

1,453.69

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695805619

 

144,000.00

 

144,000.00

 

6.800

 

1 Year Treasury

 

5/1/2010

 

816.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695806619

 

192,000.00

 

191,634.87

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

1,182.18

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695807619

 

36,000.00

 

35,970.64

 

10.400

 

Fixed Rate

 

 

 

326.62

 

0.500

 

0.002

 

0

 

N/A

 

1

 

695810619

 

204,000.00

 

204,000.00

 

7.250

 

6 Month LIBOR

 

7/1/2007

 

1,391.64

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

695813619

 

100,000.00

 

100,000.00

 

6.350

 

6 Month LIBOR

 

5/1/2007

 

529.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695817619

 

186,400.00

 

186,400.00

 

6.600

 

6 Month LIBOR

 

5/1/2007

 

1,025.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695828619

 

110,400.00

 

110,209.44

 

6.750

 

6 Month LIBOR

 

5/1/2008

 

716.06

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695831619

 

600,000.00

 

600,000.00

 

6.500

 

6 Month LIBOR

 

5/1/2008

 

3,250.00

 

0.500

 

0.002

 

36

 

Partial prepayment at any time without paying any charge. Full Prepayment: The amount of the charge will equal TWO PERCENT (2%) of the unpaid principal balance or 60 days of interest on the unpaid principal balance at the interest rate in effect at the ti

 

2

 

695832619

 

241,600.00

 

241,600.00

 

7.150

 

6 Month LIBOR

 

5/1/2007

 

1,439.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695839619

 

176,700.00

 

176,700.00

 

7.400

 

6 Month LIBOR

 

6/1/2008

 

1,089.65

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695851619

 

111,600.00

 

111,600.00

 

6.700

 

6 Month LIBOR

 

5/1/2007

 

623.10

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695856619

 

131,920.00

 

131,920.00

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

692.58

 

0.500

 

0.002

 

24

 

Partial prepayment at any time without paying any charge. Full prepayment, The prepayment charge will equal 2% of the unpaid balance at the time of prepayment. However, if the loan is replaced by a new mortgage loan made by another lender and proceeds fro

 

1

 

695867619

 

156,655.00

 

156,564.87

 

8.750

 

6 Month LIBOR

 

6/1/2007

 

1,232.41

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695868619

 

108,300.00

 

108,233.71

 

8.450

 

6 Month LIBOR

 

6/1/2007

 

828.90

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695869619

 

135,000.00

 

134,777.69

 

6.990

 

Fixed Rate

 

 

 

897.26

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695877619

 

232,000.00

 

232,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,256.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

695879619

 

112,508.00

 

112,508.00

 

8.000

 

6 Month LIBOR

 

6/1/2008

 

750.05

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695880619

 

106,000.00

 

106,000.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

574.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695883619

 

144,000.00

 

144,000.00

 

7.600

 

6 Month LIBOR

 

6/1/2007

 

912.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695889619

 

109,936.00

 

109,834.67

 

6.400

 

6 Month LIBOR

 

6/1/2008

 

687.66

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695895619

 

147,050.00

 

147,050.00

 

6.990

 

6 Month LIBOR

 

5/1/2007

 

856.57

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695897619

 

25,950.00

 

25,928.15

 

10.250

 

Fixed Rate

 

 

 

232.54

 

0.500

 

0.002

 

0

 

N/A

 

1

 

695899619

 

250,750.00

 

250,750.00

 

7.600

 

6 Month LIBOR

 

7/1/2007

 

1,770.49

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695900619

 

252,000.00

 

251,776.58

 

6.600

 

Fixed Rate

 

 

 

1,609.43

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695910619

 

161,600.00

 

161,600.00

 

7.700

 

6 Month LIBOR

 

6/1/2007

 

1,036.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695911619

 

300,000.00

 

300,000.00

 

8.990

 

6 Month LIBOR

 

6/1/2007

 

2,247.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695916619

 

147,200.00

 

146,933.25

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

930.41

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695928619

 

169,600.00

 

169,600.00

 

6.410

 

6 Month LIBOR

 

5/1/2007

 

905.95

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

695931619

 

126,000.00

 

125,896.51

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

837.44

 

0.500

 

0.002

 

24

 

Partial prepayment at any time without paying any charge. Full prepayment will equal the amount of interest that would accrue during a six (6) month period on the AVERAGE BALANCE of the loan over the prior 6 months, calculated at the rate of interest in e

 

1

 

695933619

 

152,000.00

 

152,000.00

 

6.900

 

6 Month LIBOR

 

5/1/2007

 

874.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695934619

 

151,920.00

 

151,777.24

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

940.35

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695939619

 

158,400.00

 

158,400.00

 

6.990

 

6 Month LIBOR

 

5/1/2007

 

922.68

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695953619

 

130,400.00

 

130,292.90

 

6.990

 

Fixed Rate

 

 

 

866.68

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695954619

 

109,200.00

 

109,200.00

 

6.700

 

6 Month LIBOR

 

6/1/2007

 

609.70

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695957619

 

215,500.00

 

215,500.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,122.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695966619

 

252,000.00

 

252,000.00

 

7.650

 

6 Month LIBOR

 

7/1/2007

 

1,606.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695967619

 

156,560.00

 

156,415.69

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

979.30

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695970619

 

230,000.00

 

230,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2008

 

1,197.92

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695972619

 

186,800.00

 

186,772.92

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

972.92

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695975619

 

120,000.00

 

120,000.00

 

6.800

 

6 Month LIBOR

 

6/1/2007

 

680.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

695980619

 

159,375.00

 

159,243.07

 

6.950

 

6 Month LIBOR

 

6/1/2007

 

1,054.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

695983619

 

45,300.00

 

45,281.80

 

10.450

 

Fixed Rate

 

 

 

412.69

 

0.500

 

0.002

 

0

 

N/A

 

1

 

695990619

 

224,000.00

 

224,000.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,353.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

695992619

 

160,000.00

 

160,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

886.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696000619

 

170,000.00

 

170,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

990.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696001619

 

42,500.00

 

42,482.93

 

10.450

 

Fixed Rate

 

 

 

387.18

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696004619

 

177,600.00

 

177,600.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

962.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696006619

 

192,000.00

 

191,842.31

 

6.990

 

1 Year Treasury

 

6/1/2010

 

1,276.10

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696007619

 

83,920.00

 

83,845.60

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

535.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696011619

 

112,128.00

 

112,128.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

621.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696014619

 

163,920.00

 

163,920.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

990.35

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696015619

 

156,000.00

 

156,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

812.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

696023619

 

89,520.00

 

89,435.88

 

6.300

 

6 Month LIBOR

 

6/1/2007

 

554.11

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696028619

 

376,000.00

 

376,000.00

 

6.740

 

6 Month LIBOR

 

6/1/2007

 

2,111.87

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696033619

 

174,720.00

 

174,720.00

 

7.000

 

6 Month LIBOR

 

6/1/2007

 

1,019.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696036619

 

196,000.00

 

196,000.00

 

6.750

 

Fixed Rate

 

 

 

1,102.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696039619

 

208,000.00

 

208,000.00

 

6.300

 

6 Month LIBOR

 

6/1/2008

 

1,092.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696042619

 

204,000.00

 

204,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

1,130.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696047619

 

129,420.00

 

129,420.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

781.91

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696051619

 

116,000.00

 

115,892.03

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

721.80

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696055619

 

330,400.00

 

330,400.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

1,707.07

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696058619

 

316,000.00

 

316,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,645.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696060619

 

241,000.00

 

241,000.00

 

6.990

 

1 Year Treasury

 

7/1/2010

 

1,403.83

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696061619

 

162,000.00

 

162,000.00

 

8.500

 

6 Month LIBOR

 

6/1/2007

 

1,147.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696067619

 

104,000.00

 

103,905.98

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

657.36

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696074619

 

76,950.00

 

76,905.73

 

8.750

 

6 Month LIBOR

 

6/1/2007

 

605.37

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696081619

 

144,500.00

 

144,500.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

812.81

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696082619

 

142,650.00

 

142,650.00

 

7.000

 

6 Month LIBOR

 

7/1/2007

 

832.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696085619

 

159,200.00

 

159,048.94

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

980.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696097619

 

88,400.00

 

88,334.39

 

7.500

 

6 Month LIBOR

 

6/1/2007

 

618.11

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696101619

 

150,800.00

 

150,800.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

823.12

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696102619

 

145,840.00

 

145,840.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

759.58

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696106619

 

140,000.00

 

139,975.83

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

775.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696110619

 

112,080.00

 

112,080.00

 

7.450

 

6 Month LIBOR

 

7/1/2007

 

779.85

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696113619

 

111,920.00

 

111,920.00

 

6.650

 

6 Month LIBOR

 

7/1/2008

 

718.49

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696125619

 

91,800.00

 

91,800.00

 

9.100

 

6 Month LIBOR

 

7/1/2007

 

696.15

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696129619

 

600,000.00

 

600,000.00

 

8.500

 

6 Month LIBOR

 

6/1/2007

 

4,250.00

 

0.500

 

0.002

 

0

 

N/A

 

2

 

696130619

 

151,200.00

 

151,200.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

837.90

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696140619

 

130,500.00

 

130,500.00

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

868.91

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696145619

 

100,000.00

 

100,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

520.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696149619

 

133,600.00

 

133,600.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

723.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696152619

 

213,350.00

 

213,350.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,242.76

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696154619

 

37,650.00

 

37,650.00

 

10.400

 

Fixed Rate

 

 

 

341.59

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696155619

 

136,000.00

 

135,870.96

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

837.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696156619

 

123,200.00

 

123,200.00

 

6.700

 

6 Month LIBOR

 

6/1/2007

 

687.87

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696159619

 

118,000.00

 

117,901.35

 

6.900

 

6 Month LIBOR

 

6/1/2007

 

777.15

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696161619

 

131,920.00

 

131,920.00

 

8.250

 

6 Month LIBOR

 

7/1/2007

 

906.95

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696162619

 

394,400.00

 

394,400.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

2,297.38

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

696163619

 

98,600.00

 

98,558.65

 

10.250

 

Fixed Rate

 

 

 

883.56

 

0.500

 

0.002

 

0

 

N/A

 

2

 

696164619

 

24,735.00

 

24,735.00

 

10.450

 

Fixed Rate

 

 

 

225.34

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696166619

 

312,000.00

 

312,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,625.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696167619

 

252,000.00

 

251,843.37

 

8.375

 

6 Month LIBOR

 

6/1/2007

 

1,915.39

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696168619

 

603,500.00

 

603,500.00

 

8.350

 

6 Month LIBOR

 

6/1/2007

 

4,199.35

 

0.500

 

0.002

 

0

 

N/A

 

2

 

696170619

 

106,500.00

 

106,455.34

 

10.250

 

Fixed Rate

 

 

 

954.35

 

0.500

 

0.002

 

0

 

N/A

 

2

 

696175619

 

80,000.00

 

79,926.97

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

503.03

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696177619

 

595,000.00

 

595,000.00

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

3,272.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696182619

 

98,400.00

 

98,400.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

605.87

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696183619

 

180,000.00

 

180,000.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

967.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696186619

 

192,000.00

 

192,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,118.40

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696190619

 

122,710.00

 

122,646.38

 

9.250

 

6 Month LIBOR

 

6/1/2007

 

1,009.51

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696194619

 

182,792.00

 

182,792.00

 

6.990

 

6 Month LIBOR

 

6/1/2008

 

1,064.76

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696200619

 

65,000.00

 

65,000.00

 

6.350

 

6 Month LIBOR

 

7/1/2007

 

343.96

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696202619

 

125,100.00

 

125,100.00

 

7.350

 

6 Month LIBOR

 

7/1/2007

 

766.24

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696203619

 

87,200.00

 

87,200.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

507.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696204619

 

21,800.00

 

21,791.15

 

10.400

 

Fixed Rate

 

 

 

197.79

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696208619

 

246,000.00

 

245,766.58

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,514.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696211619

 

112,000.00

 

111,893.73

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

689.61

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696219619

 

400,000.00

 

400,000.00

 

7.990

 

6 Month LIBOR

 

7/1/2007

 

2,663.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696224619

 

244,000.00

 

244,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,270.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696226619

 

61,000.00

 

60,972.73

 

9.950

 

Fixed Rate

 

 

 

533.07

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696232619

 

180,000.00

 

180,000.00

 

6.700

 

6 Month LIBOR

 

6/1/2007

 

1,005.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696233619

 

140,000.00

 

140,000.00

 

6.150

 

6 Month LIBOR

 

6/1/2008

 

717.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696235619

 

35,000.00

 

34,984.35

 

9.950

 

Fixed Rate

 

 

 

305.86

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696238619

 

225,525.00

 

225,321.12

 

6.500

 

Fixed Rate

 

 

 

1,425.48

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696242619

 

124,000.00

 

124,000.00

 

6.650

 

6 Month LIBOR

 

7/1/2007

 

687.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696243619

 

228,000.00

 

228,000.00

 

6.200

 

6 Month LIBOR

 

7/1/2007

 

1,396.43

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696248619

 

190,000.00

 

190,000.00

 

7.500

 

6 Month LIBOR

 

7/1/2007

 

1,187.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696252619

 

152,000.00

 

152,000.00

 

6.375

 

6 Month LIBOR

 

7/1/2007

 

807.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696253619

 

218,700.00

 

218,700.00

 

7.250

 

Fixed Rate

 

 

 

1,491.92

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696256619

 

293,600.00

 

293,600.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,590.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696257619

 

217,500.00

 

217,500.00

 

7.350

 

6 Month LIBOR

 

7/1/2007

 

1,498.52

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696258619

 

105,000.00

 

105,000.00

 

6.750

 

Fixed Rate

 

 

 

681.03

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696265619

 

236,000.00

 

236,000.00

 

7.500

 

Fixed Rate

 

 

 

1,650.15

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696266619

 

152,000.00

 

152,000.00

 

6.600

 

6 Month LIBOR

 

7/1/2007

 

836.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696272619

 

143,920.00

 

143,920.00

 

6.850

 

6 Month LIBOR

 

7/1/2007

 

821.54

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696277619

 

181,600.00

 

181,600.00

 

6.900

 

6 Month LIBOR

 

7/1/2007

 

1,044.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696278619

 

121,600.00

 

121,600.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

708.32

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696304619

 

176,000.00

 

176,000.00

 

7.600

 

6 Month LIBOR

 

6/1/2007

 

1,114.67

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696310619

 

131,750.00

 

131,750.00

 

7.750

 

6 Month LIBOR

 

7/1/2007

 

850.89

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696313619

 

119,200.00

 

119,200.00

 

6.150

 

6 Month LIBOR

 

7/1/2007

 

610.90

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696317619

 

178,500.00

 

178,500.00

 

6.950

 

6 Month LIBOR

 

7/1/2007

 

1,033.81

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696318619

 

31,500.00

 

31,500.00

 

10.450

 

Fixed Rate

 

 

 

286.97

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696319619

 

90,000.00

 

90,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

568.87

 

0.500

 

0.002

 

6

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696321619

 

156,000.00

 

156,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

877.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696323619

 

39,000.00

 

39,000.00

 

10.250

 

Fixed Rate

 

 

 

349.48

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696327619

 

220,000.00

 

220,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2008

 

1,237.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

696331619

 

180,000.00

 

180,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2008

 

937.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696332619

 

172,000.00

 

172,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

895.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696335619

 

67,500.00

 

67,500.00

 

6.950

 

6 Month LIBOR

 

7/1/2007

 

390.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696336619

 

132,000.00

 

132,000.00

 

6.300

 

6 Month LIBOR

 

7/1/2007

 

693.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696341619

 

548,000.00

 

548,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2008

 

2,854.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696342619

 

137,000.00

 

137,000.00

 

10.450

 

Fixed Rate

 

 

 

1,248.08

 

0.500

 

0.002

 

0

 

N/A

 

2

 

696349619

 

128,000.00

 

128,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

693.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696351619

 

132,800.00

 

132,800.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

817.68

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696359619

 

83,520.00

 

83,520.00

 

6.700

 

6 Month LIBOR

 

7/1/2007

 

538.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696366619

 

153,000.00

 

153,000.00

 

7.875

 

6 Month LIBOR

 

7/1/2007

 

1,004.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696369619

 

155,000.00

 

155,000.00

 

6.550

 

6 Month LIBOR

 

7/1/2008

 

846.04

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696382619

 

115,920.00

 

115,920.00

 

6.800

 

6 Month LIBOR

 

7/1/2007

 

656.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696383619

 

300,000.00

 

300,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

1,625.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696384619

 

28,980.00

 

28,980.00

 

10.450

 

Fixed Rate

 

 

 

264.01

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696385619

 

75,000.00

 

75,000.00

 

10.450

 

Fixed Rate

 

 

 

683.26

 

0.500

 

0.002

 

0

 

N/A

 

2

 

696389619

 

215,920.00

 

215,920.00

 

6.550

 

6 Month LIBOR

 

7/1/2007

 

1,178.56

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696390619

 

116,000.00

 

116,000.00

 

6.450

 

6 Month LIBOR

 

7/1/2007

 

623.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696391619

 

53,980.00

 

53,980.00

 

8.990

 

Fixed Rate

 

 

 

433.95

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696398619

 

102,320.00

 

102,320.00

 

6.550

 

6 Month LIBOR

 

7/1/2008

 

558.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696405619

 

78,080.00

 

78,080.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

454.82

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696406619

 

190,400.00

 

190,400.00

 

6.350

 

6 Month LIBOR

 

7/1/2007

 

1,007.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696410619

 

225,000.00

 

225,000.00

 

7.950

 

6 Month LIBOR

 

7/1/2007

 

1,490.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696422619

 

79,700.00

 

79,700.00

 

6.700

 

6 Month LIBOR

 

7/1/2007

 

514.29

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696432619

 

198,400.00

 

198,400.00

 

6.400

 

6 Month LIBOR

 

7/1/2007

 

1,058.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

696440619

 

94,400.00

 

94,400.00

 

6.150

 

6 Month LIBOR

 

7/1/2007

 

575.12

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696448619

 

197,200.00

 

197,200.00

 

6.050

 

6 Month LIBOR

 

7/1/2008

 

994.22

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696457619

 

156,000.00

 

156,000.00

 

6.750

 

6 Month LIBOR

 

7/1/2008

 

1,011.82

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696468619

 

108,800.00

 

108,800.00

 

7.100

 

6 Month LIBOR

 

7/1/2007

 

643.73

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696480619

 

142,400.00

 

142,400.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

829.48

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696481619

 

135,920.00

 

135,920.00

 

6.400

 

6 Month LIBOR

 

7/1/2007

 

724.91

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696492619

 

141,600.00

 

141,600.00

 

6.200

 

Fixed Rate

 

 

 

867.26

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696494619

 

234,000.00

 

234,000.00

 

7.750

 

6 Month LIBOR

 

7/1/2007

 

1,511.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696497619

 

35,400.00

 

35,400.00

 

8.990

 

Fixed Rate

 

 

 

284.59

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696510619

 

164,000.00

 

164,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

888.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696511619

 

41,000.00

 

41,000.00

 

10.250

 

Fixed Rate

 

 

 

367.41

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696512619

 

148,500.00

 

148,500.00

 

7.800

 

6 Month LIBOR

 

7/1/2008

 

965.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696516619

 

136,000.00

 

136,000.00

 

6.750

 

Fixed Rate

 

 

 

882.10

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696519619

 

200,000.00

 

200,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,041.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696520619

 

344,000.00

 

344,000.00

 

6.450

 

6 Month LIBOR

 

7/1/2008

 

1,849.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696526619

 

92,000.00

 

92,000.00

 

8.450

 

6 Month LIBOR

 

7/1/2008

 

647.83

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696531619

 

139,500.00

 

139,500.00

 

7.600

 

6 Month LIBOR

 

7/1/2008

 

984.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696539619

 

108,000.00

 

108,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2008

 

682.64

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696546619

 

100,720.00

 

100,720.00

 

6.750

 

6 Month LIBOR

 

7/1/2008

 

566.55

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696548619

 

272,000.00

 

272,000.00

 

6.900

 

1 Year Treasury

 

7/1/2010

 

1,564.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

696549619

 

68,000.00

 

68,000.00

 

9.990

 

Fixed Rate

 

 

 

596.25

 

0.500

 

0.002

 

0

 

N/A

 

1

 

696556619

 

160,000.00

 

160,000.00

 

6.990

 

Fixed Rate

 

 

 

1,063.41

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696560619

 

132,000.00

 

132,000.00

 

6.300

 

6 Month LIBOR

 

7/1/2007

 

693.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696571619

 

144,800.00

 

144,800.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

915.24

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

696651619

 

150,450.00

 

150,450.00

 

8.350

 

6 Month LIBOR

 

7/1/2008

 

1,046.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

696682619

 

120,560.00

 

120,560.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

653.03

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1498422317

 

288,000.00

 

287,802.80

 

7.900

 

6 Month LIBOR

 

6/1/2007

 

2,093.20

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499010317

 

144,900.00

 

144,900.00

 

6.850

 

6 Month LIBOR

 

7/1/2008

 

827.14

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499059317

 

174,250.00

 

174,125.77

 

7.700

 

6 Month LIBOR

 

6/1/2008

 

1,242.34

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499151317

 

134,300.00

 

134,148.06

 

8.850

 

6 Month LIBOR

 

5/1/2007

 

1,066.15

 

0.500

 

0.002

 

24

 

Partial prepayment at any time without paying any charge. Full Prepayment: The amount of the charge will equal TWO PERCENT (2%) of the unpaid principal balance or 60 days of interest on the unpaid principal balance at the interest rate in effect at the ti

 

1

 

1499188317

 

134,320.00

 

134,218.90

 

7.430

 

6 Month LIBOR

 

6/1/2008

 

932.76

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499272317

 

157,500.00

 

157,488.40

 

7.100

 

6 Month LIBOR

 

5/1/2007

 

931.88

 

0.500

 

0.002

 

30

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

0000000000

 

106,168.00

 

106,080.63

 

6.980

 

Fixed Rate

 

 

 

704.92

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499418317

 

75,120.00

 

75,120.00

 

7.150

 

6 Month LIBOR

 

5/1/2008

 

447.59

 

0.500

 

0.002

 

36

 

Partial prepayment at any time without paying any charge. Full Prepayment: The amount of the charge will equal TWO PERCENT (2%) of the unpaid principal balance or 60 days of interest on the unpaid principal balance at the interest rate in effect at the ti

 

1

 

1499549317

 

209,000.00

 

208,866.46

 

8.240

 

6 Month LIBOR

 

6/1/2007

 

1,568.68

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499593317

 

315,000.00

 

314,814.98

 

8.650

 

6 Month LIBOR

 

6/1/2008

 

2,455.65

 

0.500

 

0.002

 

0

 

N/A

 

2

 

 


 

1499596317

 

213,600.00

 

213,600.00

 

7.470

 

6 Month LIBOR

 

6/1/2007

 

1,329.66

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499617317

 

179,120.00

 

179,120.00

 

7.000

 

6 Month LIBOR

 

7/1/2008

 

1,044.87

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499623317

 

125,600.00

 

125,496.84

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

834.78

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499663317

 

123,500.00

 

123,425.18

 

8.500

 

6 Month LIBOR

 

6/1/2008

 

949.61

 

0.500

 

0.002

 

0

 

N/A

 

1

 

0000000000

 

377,600.00

 

377,305.43

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

2,575.90

 

0.500

 

0.002

 

30

 

Partial prepayment at any time without paying any charge. Full Prepayment: The amount of the charge will equal TWO PERCENT (2%) of the unpaid principal balance or 60 days of interest on the unpaid principal balance at the interest rate in effect at the ti

 

1

 

1499673317

 

136,000.00

 

136,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2008

 

753.67

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499688317

 

261,800.00

 

261,316.32

 

6.400

 

6 Month LIBOR

 

5/1/2007

 

1,637.58

 

0.500

 

0.002

 

24

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

1499692317

 

121,500.00

 

121,500.00

 

7.500

 

6 Month LIBOR

 

5/1/2008

 

759.38

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499719317

 

65,000.00

 

64,955.49

 

7.900

 

6 Month LIBOR

 

6/1/2007

 

472.43

 

0.500

 

0.002

 

24

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

0000000000

 

174,400.00

 

174,112.81

 

6.990

 

6 Month LIBOR

 

5/1/2008

 

1,159.12

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499729317

 

126,424.00

 

126,424.00

 

7.100

 

6 Month LIBOR

 

6/1/2007

 

748.01

 

0.500

 

0.002

 

0

 

N/A

 

1

 

0000000000

 

31,606.00

 

31,593.30

 

10.450

 

Fixed Rate

 

 

 

287.94

 

0.500

 

0.002

 

0

 

N/A

 

1

 

 


 

1499732317

 

99,920.00

 

99,847.68

 

7.625

 

6 Month LIBOR

 

6/1/2008

 

707.23

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499743317

 

130,000.00

 

129,888.07

 

6.750

 

6 Month LIBOR

 

6/1/2008

 

843.18

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499799317

 

240,000.00

 

239,828.21

 

7.680

 

6 Month LIBOR

 

6/1/2008

 

1,707.80

 

0.500

 

0.002

 

0

 

N/A

 

2

 

0000000000

 

109,000.00

 

108,917.47

 

7.400

 

Fixed Rate

 

 

 

754.70

 

0.500

 

0.002

 

36

 

Partial prepayment at any time without paying any charge. Full Prepayment: The amount of the charge will equal TWO PERCENT (2%) of the unpaid principal balance or 60 days of interest on the unpaid principal balance at the interest rate in effect at the ti

 

1

 

1499835317

 

117,600.00

 

117,504.55

 

7.050

 

6 Month LIBOR

 

6/1/2007

 

786.35

 

0.500

 

0.002

 

24

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

1499840317

 

120,000.00

 

119,851.25

 

6.970

 

6 Month LIBOR

 

6/1/2007

 

795.95

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499844317

 

119,800.00

 

119,800.00

 

7.400

 

6 Month LIBOR

 

5/1/2007

 

738.77

 

0.500

 

0.002

 

24

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

1499845317

 

316,000.00

 

316,000.00

 

7.500

 

6 Month LIBOR

 

5/1/2008

 

1,975.00

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499847317

 

172,800.00

 

172,800.00

 

6.990

 

6 Month LIBOR

 

7/1/2008

 

1,006.56

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499850317

 

101,650.00

 

101,589.99

 

8.625

 

6 Month LIBOR

 

6/1/2008

 

790.63

 

0.500

 

0.002

 

0

 

N/A

 

1

 

0000000000

 

161,500.00

 

161,293.39

 

8.250

 

6 Month LIBOR

 

5/1/2008

 

1,213.30

 

0.500

 

0.002

 

36

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

1499857317

 

105,300.00

 

105,241.49

 

8.450

 

6 Month LIBOR

 

6/1/2007

 

741.49

 

0.500

 

0.002

 

24

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

 


 

1499858317

 

135,200.00

 

135,088.96

 

6.990

 

6 Month LIBOR

 

6/1/2008

 

898.59

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499865317

 

132,000.00

 

131,896.62

 

7.230

 

6 Month LIBOR

 

6/1/2008

 

898.69

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499866317

 

33,000.00

 

32,986.74

 

10.450

 

Fixed Rate

 

 

 

300.64

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499874317

 

216,000.00

 

216,000.00

 

6.900

 

6 Month LIBOR

 

6/1/2008

 

1,242.00

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499880317

 

166,250.00

 

166,028.28

 

8.200

 

6 Month LIBOR

 

5/1/2007

 

1,243.15

 

0.500

 

0.002

 

30

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

1499881317

 

166,250.00

 

166,133.84

 

7.800

 

6 Month LIBOR

 

6/1/2008

 

1,196.79

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499884317

 

193,545.00

 

193,326.11

 

8.850

 

6 Month LIBOR

 

5/1/2008

 

1,536.47

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499886317

 

315,500.00

 

315,135.73

 

8.750

 

6 Month LIBOR

 

5/1/2008

 

2,482.05

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499891317

 

176,000.00

 

175,855.02

 

6.975

 

6 Month LIBOR

 

6/1/2007

 

1,167.98

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499907317

 

174,400.00

 

174,400.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,159.12

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499911317

 

116,400.00

 

116,204.89

 

6.900

 

6 Month LIBOR

 

5/1/2008

 

766.62

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499921317

 

256,000.00

 

255,782.59

 

6.820

 

6 Month LIBOR

 

6/1/2008

 

1,672.35

 

0.500

 

0.002

 

0

 

N/A

 

2

 

 


 

1499923317

 

48,000.00

 

47,916.00

 

10.400

 

Fixed Rate

 

 

 

435.50

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499928317

 

280,000.00

 

279,561.99

 

7.250

 

6 Month LIBOR

 

5/1/2007

 

1,910.10

 

0.500

 

0.002

 

30

 

Prepayment penalty will equal ONE PERCENT (1%) of the amount prepaid.

 

1

 

0000000000

 

187,200.00

 

187,200.00

 

8.750

 

6 Month LIBOR

 

5/1/2008

 

1,365.00

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499930317

 

99,000.00

 

98,840.29

 

7.100

 

6 Month LIBOR

 

5/1/2008

 

665.32

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1499946317

 

247,200.00

 

247,001.34

 

7.100

 

6 Month LIBOR

 

6/1/2007

 

1,661.27

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499958317

 

149,520.00

 

149,399.18

 

7.350

 

6 Month LIBOR

 

6/1/2008

 

1,030.16

 

0.500

 

0.002

 

0

 

N/A

 

1

 

0000000000

 

233,750.00

 

233,587.34

 

7.820

 

6 Month LIBOR

 

6/1/2007

 

1,685.94

 

0.500

 

0.002

 

0

 

N/A

 

2

 

1499978317

 

225,000.00

 

224,841.20

 

7.750

 

6 Month LIBOR

 

6/1/2008

 

1,611.93

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1586365913

 

382,950.00

 

382,950.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,074.31

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

441,000.00

 

441,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

2,480.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586554913

 

49,000.00

 

48,977.86

 

9.900

 

Fixed Rate

 

 

 

426.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586631913

 

237,000.00

 

237,000.00

 

6.125

 

6 Month LIBOR

 

5/1/2008

 

1,209.69

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

1586737913

 

420,000.00

 

420,000.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

2,537.50

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586762913

 

352,000.00

 

352,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,980.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586782913

 

155,000.00

 

155,000.00

 

6.750

 

6 Month LIBOR

 

5/1/2007

 

871.88

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1586870913

 

428,350.00

 

428,350.00

 

7.990

 

6 Month LIBOR

 

7/1/2007

 

2,852.10

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586890913

 

168,000.00

 

168,000.00

 

6.700

 

6 Month LIBOR

 

6/1/2007

 

938.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586891913

 

42,000.00

 

41,981.01

 

9.900

 

Fixed Rate

 

 

 

365.49

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1586899913

 

396,000.00

 

396,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

2,306.70

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1586904913

 

157,600.00

 

157,600.00

 

6.625

 

6 Month LIBOR

 

6/1/2007

 

870.08

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586940913

 

56,000.00

 

56,000.00

 

7.500

 

6 Month LIBOR

 

7/1/2007

 

391.57

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1586962913

 

284,000.00

 

284,000.00

 

6.990

 

6 Month LIBOR

 

5/1/2007

 

1,654.30

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1586964913

 

35,500.00

 

35,471.66

 

10.500

 

Fixed Rate

 

 

 

324.74

 

0.500

 

0.002

 

0

 

N/A

 

1

 

1586966913

 

247,600.00

 

247,600.00

 

7.250

 

6 Month LIBOR

 

7/1/2007

 

1,495.92

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587002913

 

528,000.00

 

528,000.00

 

6.500

 

6 Month LIBOR

 

7/1/2007

 

2,860.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587116913

 

279,200.00

 

279,200.00

 

7.400

 

6 Month LIBOR

 

7/1/2007

 

1,721.73

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587131913

 

447,200.00

 

447,200.00

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

2,329.17

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587132913

 

111,800.00

 

111,700.49

 

9.990

 

Fixed Rate

 

 

 

980.30

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587176913

 

330,400.00

 

330,400.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

1,789.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587177913

 

82,600.00

 

82,525.84

 

9.950

 

Fixed Rate

 

 

 

721.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587178913

 

110,000.00

 

109,922.36

 

7.750

 

6 Month LIBOR

 

6/1/2007

 

788.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587181913

 

264,350.00

 

264,303.93

 

6.600

 

6 Month LIBOR

 

5/1/2007

 

1,453.93

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587215913

 

387,950.00

 

387,950.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

2,085.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587216913

 

264,000.00

 

264,000.00

 

6.300

 

6 Month LIBOR

 

5/1/2007

 

1,386.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587231913

 

454,750.00

 

454,308.01

 

6.125

 

6 Month LIBOR

 

6/1/2007

 

2,763.11

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587235913

 

336,000.00

 

335,999.67

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,820.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587258913

 

166,515.00

 

166,515.00

 

7.200

 

6 Month LIBOR

 

6/1/2007

 

999.09

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

175,950.00

 

175,950.00

 

6.125

 

6 Month LIBOR

 

5/1/2007

 

898.08

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587277913

 

391,021.00

 

391,021.00

 

6.625

 

6 Month LIBOR

 

5/1/2007

 

2,158.76

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587278913

 

97,755.00

 

97,667.20

 

9.950

 

Fixed Rate

 

 

 

854.27

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587293913

 

357,300.00

 

357,300.00

 

6.100

 

6 Month LIBOR

 

6/1/2007

 

1,816.28

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

300,000.00

 

300,000.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

1,625.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587295913

 

39,700.00

 

39,680.06

 

9.400

 

Fixed Rate

 

 

 

330.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587327913

 

192,000.00

 

192,000.00

 

6.450

 

6 Month LIBOR

 

6/1/2008

 

1,032.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587329913

 

532,000.00

 

532,000.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

2,815.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587330913

 

371,450.00

 

370,868.94

 

7.250

 

6 Month LIBOR

 

5/1/2007

 

2,533.95

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587340913

 

350,100.00

 

350,100.00

 

6.100

 

6 Month LIBOR

 

5/1/2007

 

1,779.68

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587343913

 

216,000.00

 

216,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

1,258.20

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587353913

 

132,000.00

 

132,000.00

 

6.850

 

6 Month LIBOR

 

5/1/2007

 

753.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587358913

 

416,250.00

 

416,250.00

 

6.400

 

6 Month LIBOR

 

5/1/2007

 

2,220.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587359913

 

509,600.00

 

509,600.00

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

2,654.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587362913

 

127,400.00

 

127,284.36

 

9.900

 

Fixed Rate

 

 

 

1,108.63

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587368913

 

451,250.00

 

450,946.61

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

3,307.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587371913

 

400,000.00

 

398,630.00

 

6.990

 

6 Month LIBOR

 

5/1/2007

 

2,330.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587381913

 

312,000.00

 

312,000.00

 

6.600

 

6 Month LIBOR

 

6/1/2007

 

1,716.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587385913

 

373,999.00

 

373,660.24

 

6.490

 

6 Month LIBOR

 

6/1/2007

 

2,361.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587394913

 

78,400.00

 

78,400.00

 

9.950

 

Fixed Rate

 

 

 

685.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587395913

 

200,000.00

 

200,000.00

 

6.300

 

6 Month LIBOR

 

5/1/2007

 

1,050.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587396913

 

50,000.00

 

49,950.08

 

9.450

 

Fixed Rate

 

 

 

418.61

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587413913

 

471,200.00

 

471,200.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,552.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587419913

 

324,000.00

 

324,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,822.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

180,000.00

 

180,000.00

 

7.550

 

Fixed Rate

 

 

 

1,132.50

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587431913

 

359,650.00

 

358,966.05

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

2,214.43

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587432913

 

268,000.00

 

268,000.00

 

6.875

 

6 Month LIBOR

 

5/1/2007

 

1,535.42

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587435913

 

67,000.00

 

66,943.56

 

10.250

 

Fixed Rate

 

 

 

600.39

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587440913

 

230,800.00

 

230,800.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,298.25

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587448913

 

413,950.00

 

413,950.00

 

6.850

 

6 Month LIBOR

 

6/1/2007

 

2,362.96

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587450913

 

308,550.00

 

308,550.00

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

1,607.03

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587451913

 

54,450.00

 

54,401.53

 

9.990

 

Fixed Rate

 

 

 

477.44

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587452913

 

268,000.00

 

268,000.00

 

6.990

 

6 Month LIBOR

 

5/1/2007

 

1,561.10

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587462913

 

256,000.00

 

256,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

1,418.67

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587474913

 

319,920.00

 

319,920.00

 

6.625

 

6 Month LIBOR

 

6/1/2007

 

1,766.23

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587476913

 

456,000.00

 

456,000.00

 

6.250

 

6 Month LIBOR

 

5/1/2007

 

2,375.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587479913

 

364,500.00

 

364,500.00

 

6.625

 

6 Month LIBOR

 

6/1/2007

 

2,012.34

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587483913

 

340,000.00

 

340,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

1,884.17

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587484913

 

199,750.00

 

199,750.00

 

7.250

 

6 Month LIBOR

 

5/1/2007

 

1,206.82

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

300,000.00

 

299,616.20

 

8.250

 

6 Month LIBOR

 

5/1/2007

 

2,253.81

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587510913

 

384,000.00

 

384,000.00

 

6.500

 

6 Month LIBOR

 

5/1/2007

 

2,080.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587516913

 

306,000.00

 

305,706.84

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

1,874.16

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587523913

 

263,500.00

 

263,500.00

 

7.125

 

6 Month LIBOR

 

6/1/2007

 

1,564.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587530913

 

599,250.00

 

599,250.00

 

6.400

 

6 Month LIBOR

 

7/1/2007

 

3,196.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587535913

 

358,200.00

 

358,200.00

 

8.500

 

6 Month LIBOR

 

6/1/2007

 

2,537.25

 

0.500

 

0.002

 

0

 

N/A

 

1

 

0000000000

 

432,000.00

 

432,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,250.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587540913

 

233,600.00

 

233,600.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,265.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587545913

 

449,600.00

 

449,600.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,341.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587549913

 

500,000.00

 

500,000.00

 

7.125

 

6 Month LIBOR

 

6/1/2007

 

2,968.75

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587550913

 

240,000.00

 

240,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2008

 

1,350.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587552913

 

280,000.00

 

280,000.00

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

1,864.33

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587555913

 

215,000.00

 

215,000.00

 

6.500

 

1 Year Treasury

 

6/1/2010

 

1,164.58

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587556913

 

213,520.00

 

213,520.00

 

6.375

 

6 Month LIBOR

 

6/1/2007

 

1,134.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587558913

 

357,700.00

 

357,700.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

2,083.60

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587559913

 

400,000.00

 

400,000.00

 

7.050

 

6 Month LIBOR

 

6/1/2007

 

2,350.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587560913

 

262,500.00

 

262,500.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

1,400.00

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587561913

 

300,000.00

 

300,000.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,812.50

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

0000000000

 

424,000.00

 

424,000.00

 

6.350

 

6 Month LIBOR

 

6/1/2007

 

2,243.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587575913

 

272,000.00

 

272,000.00

 

7.250

 

6 Month LIBOR

 

7/1/2007

 

1,643.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587578913

 

467,500.00

 

467,500.00

 

6.450

 

6 Month LIBOR

 

6/1/2007

 

2,512.81

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587580913

 

480,250.00

 

480,223.38

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

2,661.39

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587584913

 

170,000.00

 

169,705.99

 

6.740

 

6 Month LIBOR

 

5/1/2007

 

1,101.49

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587585913

 

508,800.00

 

508,800.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,650.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587586913

 

501,000.00

 

501,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,713.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587589913

 

244,000.00

 

244,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,372.50

 

0.500

 

0.002

 

30

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587591913

 

296,758.00

 

296,758.00

 

6.550

 

6 Month LIBOR

 

6/1/2007

 

1,619.80

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587596913

 

433,800.00

 

433,800.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,349.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587601913

 

319,200.00

 

319,200.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

1,702.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587612913

 

352,000.00

 

352,000.00

 

6.875

 

6 Month LIBOR

 

6/1/2007

 

2,016.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587619913

 

464,000.00

 

464,000.00

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

3,089.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587622913

 

204,000.00

 

204,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

1,188.30

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587624913

 

340,000.00

 

340,000.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

1,813.33

 

0.500

 

0.002

 

12

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587630913

 

336,000.00

 

336,000.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

1,792.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587632913

 

312,800.00

 

312,746.47

 

6.700

 

6 Month LIBOR

 

6/1/2007

 

1,746.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587638913

 

176,000.00

 

176,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

990.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587640913

 

304,000.00

 

304,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,646.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587643913

 

499,500.00

 

499,500.00

 

7.150

 

6 Month LIBOR

 

6/1/2007

 

2,976.19

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587648913

 

650,000.00

 

649,368.24

 

6.125

 

6 Month LIBOR

 

6/1/2007

 

3,949.47

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587654913

 

237,000.00

 

237,000.00

 

6.450

 

Fixed Rate

 

 

 

1,273.88

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587655913

 

272,000.00

 

272,000.00

 

6.250

 

6 Month LIBOR

 

7/1/2007

 

1,416.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

275,000.00

 

275,000.00

 

6.125

 

6 Month LIBOR

 

6/1/2007

 

1,403.65

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587662913

 

760,500.00

 

760,500.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

4,119.38

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587663913

 

84,500.00

 

84,458.44

 

9.500

 

Fixed Rate

 

 

 

710.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587668913

 

400,000.00

 

400,000.00

 

6.690

 

6 Month LIBOR

 

6/1/2007

 

2,230.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587670913

 

323,000.00

 

323,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,682.29

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587671913

 

263,500.00

 

263,249.98

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,622.42

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587674913

 

272,000.00

 

272,000.00

 

6.875

 

6 Month LIBOR

 

6/1/2007

 

1,558.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587679913

 

436,000.00

 

436,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

2,416.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587681913

 

109,000.00

 

108,951.26

 

9.950

 

Fixed Rate

 

 

 

952.53

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587682913

 

153,000.00

 

153,000.00

 

7.000

 

6 Month LIBOR

 

6/1/2007

 

892.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587684913

 

435,000.00

 

435,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2008

 

2,356.25

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587685913

 

240,000.00

 

240,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,350.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587689913

 

392,000.00

 

392,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2008

 

2,041.67

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587692913

 

203,952.00

 

203,952.00

 

7.025

 

6 Month LIBOR

 

6/1/2007

 

1,193.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

216,190.00

 

216,190.00

 

6.375

 

6 Month LIBOR

 

6/1/2007

 

1,148.51

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587706913

 

510,000.00

 

510,000.00

 

6.200

 

6 Month LIBOR

 

6/1/2007

 

2,635.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587708913

 

60,000.00

 

59,973.17

 

9.950

 

Fixed Rate

 

 

 

524.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587709913

 

244,800.00

 

244,800.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

1,425.96

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587710913

 

452,000.00

 

452,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,354.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587711913

 

43,200.00

 

43,180.47

 

9.900

 

Fixed Rate

 

 

 

375.93

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587720913

 

271,200.00

 

271,200.00

 

6.900

 

6 Month LIBOR

 

6/1/2007

 

1,559.40

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587723913

 

400,000.00

 

400,000.00

 

6.400

 

6 Month LIBOR

 

6/1/2007

 

2,133.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587726913

 

432,000.00

 

432,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

2,430.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587728913

 

433,500.00

 

433,500.00

 

6.625

 

6 Month LIBOR

 

6/1/2007

 

2,393.28

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587729913

 

200,000.00

 

200,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2008

 

1,083.33

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587732913

 

76,500.00

 

76,466.09

 

9.990

 

Fixed Rate

 

 

 

670.78

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587738913

 

345,000.00

 

344,710.16

 

6.875

 

6 Month LIBOR

 

6/1/2007

 

2,266.41

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

1587753913

 

172,800.00

 

172,800.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

936.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587754913

 

43,200.00

 

43,180.68

 

9.950

 

Fixed Rate

 

 

 

377.52

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587757913

 

295,920.00

 

295,920.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,787.85

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587766913

 

309,600.00

 

309,600.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,677.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

335,200.00

 

335,200.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,745.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587780913

 

83,800.00

 

83,762.13

 

9.900

 

Fixed Rate

 

 

 

729.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

256,500.00

 

256,305.80

 

7.400

 

6 Month LIBOR

 

6/1/2007

 

1,775.96

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587785913

 

194,650.00

 

194,650.00

 

7.250

 

6 Month LIBOR

 

6/1/2007

 

1,176.01

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587790913

 

441,000.00

 

441,000.00

 

6.950

 

6 Month LIBOR

 

6/1/2007

 

2,554.13

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587791913

 

403,000.00

 

403,000.00

 

7.850

 

6 Month LIBOR

 

6/1/2007

 

2,636.29

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587806913

 

376,000.00

 

376,000.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

2,083.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587807913

 

240,000.00

 

240,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2008

 

1,300.00

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

1587815913

 

295,160.00

 

295,160.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

1,660.28

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

73,790.00

 

73,790.00

 

9.900

 

Fixed Rate

 

 

 

642.12

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587817913

 

190,000.00

 

190,000.00

 

7.300

 

6 Month LIBOR

 

6/1/2008

 

1,155.83

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587818913

 

316,000.00

 

316,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,711.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587819913

 

79,000.00

 

78,964.30

 

9.900

 

Fixed Rate

 

 

 

687.46

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587820913

 

335,750.00

 

335,446.48

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,122.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

0000000000

 

301,000.00

 

301,000.00

 

7.000

 

6 Month LIBOR

 

6/1/2007

 

1,755.83

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587822913

 

399,000.00

 

399,000.00

 

6.875

 

6 Month LIBOR

 

6/1/2007

 

2,285.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587827913

 

157,250.00

 

157,250.00

 

7.250

 

6 Month LIBOR

 

7/1/2007

 

950.05

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587829913

 

399,920.00

 

399,920.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,166.23

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587831913

 

360,000.00

 

360,000.00

 

6.990

 

6 Month LIBOR

 

6/1/2007

 

2,097.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587843913

 

303,000.00

 

303,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

1,764.98

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

 


 

1587851913

 

531,250.00

 

531,250.00

 

6.650

 

6 Month LIBOR

 

6/1/2007

 

2,944.01

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587855913

 

395,280.00

 

395,280.00

 

7.000

 

6 Month LIBOR

 

6/1/2007

 

2,305.80

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

398,500.00

 

398,500.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,158.54

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

0000000000

 

448,000.00

 

448,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,333.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587869913

 

344,000.00

 

344,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,863.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587873913

 

314,500.00

 

314,500.00

 

6.750

 

6 Month LIBOR

 

7/1/2007

 

2,039.85

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587876913

 

436,000.00

 

436,000.00

 

6.990

 

6 Month LIBOR

 

7/1/2007

 

2,539.70

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587877913

 

180,000.00

 

180,000.00

 

7.000

 

Fixed Rate

 

 

 

1,197.55

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

0000000000

 

109,000.00

 

109,000.00

 

9.990

 

Fixed Rate

 

 

 

955.75

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

299,200.00

 

299,200.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

1,620.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587900913

 

476,000.00

 

476,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2008

 

2,578.33

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

47,600.00

 

47,578.71

 

9.950

 

Fixed Rate

 

 

 

415.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

 


 

1587902913

 

448,000.00

 

448,000.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,426.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587906913

 

391,500.00

 

391,500.00

 

7.350

 

6 Month LIBOR

 

6/1/2007

 

2,397.94

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587907913

 

432,000.00

 

432,000.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

2,430.00

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587908913

 

108,000.00

 

107,954.71

 

10.250

 

Fixed Rate

 

 

 

967.79

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587909913

 

197,600.00

 

197,600.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,111.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587913913

 

277,950.00

 

277,950.00

 

7.500

 

6 Month LIBOR

 

6/1/2007

 

1,737.19

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587914913

 

444,000.00

 

444,000.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

2,312.50

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

276,300.00

 

276,300.00

 

7.150

 

6 Month LIBOR

 

6/1/2007

 

1,646.29

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587926913

 

318,750.00

 

318,750.00

 

6.750

 

6 Month LIBOR

 

6/1/2007

 

1,792.97

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587928913

 

420,000.00

 

419,616.61

 

6.450

 

Fixed Rate

 

 

 

2,640.90

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587929913

 

502,350.00

 

502,350.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,721.06

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587931913

 

212,400.00

 

212,257.19

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

1,557.04

 

0.500

 

0.002

 

24

 

First-lien on non-owner occupied property and the original principal balance of the Note is less than $75,000; the prepayment charge will equal ONE PERCENT (1%) of the total unpaid balance at the time of prepayment. First-lien on non-owner occupied proper

 

1

 

 


 

1587934913

 

229,500.00

 

229,500.00

 

7.150

 

1 Year Treasury

 

7/1/2010

 

1,367.44

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587935913

 

383,200.00

 

383,200.00

 

6.500

 

6 Month LIBOR

 

6/1/2007

 

2,075.67

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

231,920.00

 

231,920.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,207.92

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587953913

 

242,000.00

 

241,781.23

 

6.500

 

6 Month LIBOR

 

6/1/2008

 

1,529.61

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587962913

 

344,000.00

 

344,000.00

 

6.625

 

6 Month LIBOR

 

6/1/2007

 

1,899.17

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

0000000000

 

86,000.00

 

85,961.14

 

9.900

 

Fixed Rate

 

 

 

748.37

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587974913

 

278,800.00

 

278,547.96

 

6.500

 

Fixed Rate

 

 

 

1,762.21

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587975913

 

594,000.00

 

594,000.00

 

7.990

 

6 Month LIBOR

 

6/1/2007

 

3,955.05

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587984913

 

300,000.00

 

299,753.61

 

6.990

 

Fixed Rate

 

 

 

1,993.90

 

0.500

 

0.002

 

36

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

1

 

1587985913

 

323,200.00

 

323,200.00

 

6.250

 

6 Month LIBOR

 

6/1/2007

 

1,683.33

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587986913

 

80,800.00

 

80,764.18

 

9.990

 

Fixed Rate

 

 

 

708.49

 

0.500

 

0.002

 

24

 

The prepayment charge will equal the amount of interest that would accrue during a six (6) month period on the amount prepaid in a 12-month period that exceeds 20% of the unpaid balance, calculated at the rate of interest in effect under the terms of the

 

2

 

1587995913

AutoNDA by SimpleDocs

Document Metadata

Filed: August 17th, 2005
Draft better contracts in just 5 minutes Get the weekly Law Insider newsletter packed with expert videos, webinars, ebooks, and more!