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METROPOLITAN LIFE INSURANCE COMPANY
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MERGER ENDORSEMENT
This Endorsement is made part of and should be attached to your policy,
contract or certificate.
In accordance with the acquisition of FIRST CITICORP LIFE INSURANCE COMPANY by
METLIFE, INC. on July 1, 2005, FIRST CITICORP LIFE INSURANCE COMPANY merged
into METROPOLITAN LIFE INSURANCE COMPANY effective October 20, 2006 and will
be known as METROPOLITAN LIFE INSURANCE COMPANY.
All references in your insurance policy, contract or certificate to "FIRST
CITICORP LIFE INSURANCE COMPANY" are hereby changed to "METROPOLITAN LIFE
INSURANCE COMPANY." No terms, conditions or benefits of your policy, contract
or certificate have changed. METROPOLITAN LIFE INSURANCE COMPANY is responsible
for all benefits payable under your policy, contract or certificate. Your
rights are not affected.
METROPOLITAN LIFE INSURANCE COMPANY
/s/ Xxxxx X. Xxxx
Xxxxx X. Xxxx
Vice President and Secretary