CUSIP No. 419352-10-9 Page 20 of 26 Pages
EXHIBIT 1
JOINT FILING AGREEMENT
Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of 1934,
as amended, the undersigned hereby agree that the Schedule 13D to which this
Joint Filing Agreement is being filed as an exhibit shall be a joint statement
filed on behalf of each of the undersigned.
Date: February 23, 2000
FINANCIAL EDGE FUND, L.P.
By: PL CAPITAL, LLC
General Partner
By: /s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
Managing Member Managing Member
FINANCIAL EDGE - STRATEGIC FUND, L.P.
By: PL CAPITAL, LLC
General Partner
By: /s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
Managing Member Managing Member
By: /s/ Xxxx Xxxxxx By: /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
By: /s/ Xxxxxx Xxxxxxx By: /s/ Xxxx Xxxxxxx
Xx. Xxxxxx Xxxxxxx Xxxx Xxxxxxx
By: /s/ Xxxxxxx Xxxxxxxx
Xxxxxxx Xxxxxxxx
CUSIP No. 419352-10-9 Page 21 of 00 Xxxxx
XX CAPITAL, LLC
By: /s/ Xxxx Xxxxxx /s/ Xxxxxxx Xxxxxxx
Xxxx Xxxxxx Xxxxxxx Xxxxxxx
Managing Member Managing Member