First Union National Bank of North Carolina
Master Servicing Division
000 Xxxxx Xxxxxxx Xxxxxx, XX0
Xxxxxxxxx. Xxxxx Xxxxxxxx 00000-0000
000 000-0000
Fax 000 000-0000
Toll Free 000 000-0000
OFFICER'S CERTIFICATE
Reference is hereby made to that certain Sale and Servicing
Rights Agreement dated as of September 1, 1991 between
Diawa Finance Corp. (the "Company") and Fleet Real Estate
Funding Corp.(Fleet!) with respect to Coventional, FHA-
Insured and VA-Guaranteed Residential Mortgage Loans,
Group No. 1991-HZ-i (the Agreement!!) . Capitalized terms
used herein not otherwise defined shall have the meanings
assigned in the Agreement. First Union Mortgage Corporation
assumed the obligations of the Company by assignment from
Fleet pursuant to the Assignment and Assumption dated
December 1, 1994 by and between Fleet and First Union Mortgage
Corporation.
Pursuant to Section 6.04 of the Agreement, I, Xxxxxxx
X. Xxxxxxxxx, Vice President of First Union Mortgage
Corporation, do hereby certify that:
1. The Company has fully complied with the provisions
of Article IV of the Agreement during the period from
January 1, 1996 through December 31, 1996;
2. A review of the activities of the Company during
the period from January 1, 1996 through December 31,
1996 and of the Company's performance under the
Agreement during such period has been made under my supervision; and
3. To the best of my knowledge, based on such review, the
Company has fulfilled all its obligations under the
Agreement throughout the period from January 1, 1996
through December 31, 1996.
IN WITNESS WHEREOF, the undersigned has executed this
Certificate as of the 1st day of April , 1997.
/s/Xxxxxxx X. Xxxxxxxxx Vice President
