AMENDMENT TO FUND PARTICIPATION AGREEMENT DATED JUNE 2, 2003 THIS AMENDMENT, dated as of April ___, 2005, by and between FIRST GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY ("FGWL&A"), PIMCO VARIABLE INSURANCE TRUST (the "Fund"), PACIFIC INVESTMENT...

                                        AMENDMENT TO
                                FUND PARTICIPATION AGREEMENT
                                     DATED JUNE 2, 2003

        THIS AMENDMENT, dated as of April ___, 2005, by and between FIRST
GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY ("FGWL&A"), PIMCO VARIABLE INSURANCE
TRUST (the "Fund"), PACIFIC INVESTMENT MANAGEMENT COMPANY LLC (the "Adviser"),
ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC (the "Distributor") and XXXXXXX XXXXXX
& CO., INC. ("Schwab").

        WHEREAS, FGWL&A, the Fund, the Adviser, the Distributor and Schwab,
 collectively, the Parties, entered into a Fund Participation Agreement, dated
 June 2, 2003, as amended (the "Agreement"); and

        WHEREAS, the Parties to the Agreement desire to add the PIMCO VIT Total
 Return Portfolio - Administrative Class to the Portfolios listed in Schedule B
 of the Agreement; and

        WHEREAS the Adviser is the registered investment advisor for the PIMCO
 VIT Total Return Fund, as that term is defined under the Investment Advisers
 Act of 1940, as amended; and

        WHEREAS, the Distributor is duly registered as a broker-dealer and acts
 as principal underwriter to the PIMCO VIT Total Return Fund under the
 Securities Exchange Act of 1934, as amended; and

        NOW, THEREFORE, in consideration of the promises and mutual covenants
contained in the Agreement and herein, the parties to the Agreement hereby AMEND
the Agreement as follows:

        Schedule B of the Agreement is hereby replaced in its entirety with
 Schedule B attached hereto.

        The Agreement otherwise remains in full force and effect.


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        IN WITNESS WHEREOF, the Parties have executed this Amendment as of the
   ___ day of April, 2005.


   FIRST GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY

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   Signature                                Date
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   Printed name                             Title



   PIMCO VARIABLE INSURANCE TRUST

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   Signature                                Date
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   Printed name                             Title


   PACIFIC INVESTMENT MANAGEMENT COMPANY LLC

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   Signature                                Date
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   Printed name                             Title



   ALLIANZ GLOBAL INVESTORS DISTRIBUTORS LLC

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   Signature                                Date
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   Printed name                             Title


   XXXXXXX XXXXXX & CO., INC.

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   Signature                                Date
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   Printed name                             Title






                                   SCHEDULE B

   Designated Portfolios

   PIMCO VIT Total Return Portfolio
   PIMCO VIT High Yield Portfolio
   PIMCO VIT Low Duration Portfolio