MORTGAGE LOAN PURCHASE AGREEMENT This is a Mortgage Loan Purchase Agreement (the "Agreement") dated as of December 22, 2003 between GMAC Mortgage Corporation, a Pennsylvania corporation, having an office at 100 Witmer Road, Horsham, Pennsylvania...
MORTGAGE LOAN PURCHASE AGREEMENT
This is a Mortgage Loan Purchase Agreement (the "Agreement") dated as of
December 22, 2003 between GMAC Mortgage Corporation, a Pennsylvania corporation,
having an office at 000 Xxxxxx Xxxx, Xxxxxxx, Xxxxxxxxxxxx 00000, as seller
("GMACM" or the "Seller") and Residential Asset Mortgage Products, Inc., a
Delaware corporation, having an office at 0000 Xxxxxxxxxx Xxxx Xxxxxxxxx,
Xxxxxxxxxxx, Xxxxxxxxx 00000 (the "Purchaser").
WHEREAS, the Seller, in the ordinary course of its business acquires and
originates mortgage loans and acquired or originated all of the mortgage loans
listed on the Mortgage Loan Schedule attached as Schedule I hereto (the
"Mortgage Loans");
WHEREAS, the Seller owns the Cut-off Date Principal Balances of the
Mortgage Loans;
WHEREAS, the parties hereto desire that the Seller sell the Cut-off Date
Principal Balances of the Mortgage Loans to the Purchaser on the Closing Date
pursuant to the terms of this Agreement; and
WHEREAS, the parties hereto desire that the Seller continue servicing
the Mortgage Loans;
NOW, THEREFORE, in consideration of the mutual covenants herein
contained, the parties hereto agree as follows:
The following terms are defined as follows:
Aggregate Principal Balance
(as of the Cut-off Date):
$206,643,770.39 (after deduction of scheduled principal
payments due on or before the Cut-off Date, whether or not
collected, but without deduction of prepayments that may
have been made but not reported to the Seller as of the
close of business on such date).
Closing Date:
December 22, 2003, or such other date as may be agreed upon
by the parties hereto.
Cut-off Date:
December 1, 2003.
Mortgage Loan:
A fixed rate, fully-amortizing, first lien, residential
conventional mortgage loan having a term of not more than 15
years and secured by Mortgaged Property.
Mortgaged Property:
A single parcel of real property on which is located a
detached or attached single-family residence, a one-to-four
family dwelling, a townhouse, an individual condominium
unit, or an individual unit in a planned unit development,
or a proprietary lease in a unit in a cooperatively-owned
apartment building and stock in the related cooperative
corporation.
Pooling and Servicing Agreement:
The pooling and servicing agreement, dated as of December
22, 2003, among Residential Asset Mortgage Products, Inc.,
as company, GMAC Mortgage Corporation, as servicer and
JPMorgan Chase Bank, as trustee (the "Trustee"), related to
the Series 2003-J10 Certificates.
Repurchase Event:
With respect to any Mortgage Loan as to which the Seller
delivers an affidavit certifying that the original Mortgage
Note has been lost or destroyed, a subsequent default on
such Mortgage Loan if the enforcement thereof or of the
related Mortgage is materially and adversely affected by the
absence of such original Mortgage Note.
All capitalized terms used but not defined herein shall have the
meanings assigned thereto in the Pooling and Servicing Agreement. The parties
intend hereby to set forth the terms and conditions upon which the proposed
transactions will be effected and, in consideration of the premises and the
mutual agreements set forth herein, agree as follows:
SECTION 1. Agreement to Sell and Purchase Mortgage Loans. The Seller agrees to
sell to the Purchaser and the Purchaser agrees to purchase from the Seller the
Mortgage Loans having an aggregate principal balance equal to the Aggregate
Principal Balance of the Mortgage Loans.
SECTION 2. Mortgage Loan Schedule. The Seller has provided to the Purchaser a
schedule setting forth all of the Mortgage Loans to be purchased on the Closing
Date under this Agreement, attached hereto as Schedule I ("Mortgage Loan
Schedule").
SECTION 3. Purchase Price of Mortgage Loans. The purchase price to be paid to
the Seller by the Purchaser for the Mortgage Loans shall be the sum of (i)
$205,618,245.78, (ii) the Class PO, the Class IO Certificates and (iii) a 0.02%
Percentage Interest in each of the Class R-I Certificates and Class R-II
Certificates issued pursuant to the Pooling and Servicing Agreement. The cash
portion of the purchase price due to the Seller shall be paid by wire transfer
of immediately available funds on the Closing Date to the account specified by
the Seller.
The Purchaser and Seller intend that the conveyance by the Seller to the
Purchaser of the Seller's right, title and interest in and to the Mortgage Loans
pursuant to this Agreement shall be, and be construed as, a sale of the Mortgage
Loans by the Seller to the Purchaser. It is, further, not intended that such
conveyance be deemed to be a grant of a security interest in the Mortgage Loans
by the Seller to the Purchaser to secure a debt or other obligation of the
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Seller. However, in the event that the Mortgage Loans are held to be property of
the Seller, or if for any reason this Agreement is held or deemed to create a
security interest in the Mortgage Loans, then it is intended that, (a) this
Agreement shall be and hereby is a security agreement within the meaning of
Articles 9 of the Pennsylvania Uniform Commercial Code, the Delaware Uniform
Commercial Code and the Uniform Commercial Code of any other applicable
jurisdiction; (b) the conveyance provided for in this Section shall be deemed to
be, and hereby is, a grant by the Seller to the Purchaser of a security interest
in the Seller's right, title and interest, whether now owned or hereafter
acquired, in and to the following: (A) the Mortgage Loans, including (i) with
respect to each Cooperative Loan, the related Mortgage Note, Security Agreement,
Assignment of Proprietary Lease, Cooperative Stock Certificate, Cooperative
Lease, (ii) with respect to each Mortgage Loan other than a Cooperative Loan,
the related Mortgage Note and Mortgage and (iii) any insurance policies and all
other documents in the related Mortgage File, (B) all amounts payable pursuant
to the Mortgage Loans in accordance with the terms thereof, (C) all proceeds of
the conversion, voluntary or involuntary, of the foregoing into cash,
instruments, securities or other property, (D) all accounts, general
intangibles, chattel paper, instruments, documents, money, deposit accounts,
goods, letters of credit, letter-of-credit rights, oil, gas, and other minerals,
and investment property consisting of, arising from or relating to any of the
foregoing and (E) all proceeds of the foregoing; (c) the possession by the
Trustee, the Custodian or any other agent of the Trustee of any of the foregoing
shall be deemed to be possession by the secured party, or possession by a
purchaser or a person holding for the benefit of such secured party, for
purposes of perfecting the security interest pursuant to the Pennsylvania
Uniform Commercial Code, the Delaware Uniform Commercial Code and the Uniform
Commercial Code of any other applicable jurisdiction (including, without
limitation, Sections 9-313 and 9-314 of each thereof); and (d) notifications to
persons holding such property, and acknowledgments, receipts or confirmations
from persons holding such property, shall be deemed notifications to, or
acknowledgments, receipts or confirmations from, securities intermediaries,
bailees or agents of, or persons holding for, the Trustee (as applicable) for
the purpose of perfecting such security interest under applicable law. The
Seller shall, to the extent consistent with this Agreement, take such reasonable
actions as may be necessary to ensure that, if this Agreement were determined to
create a security interest in the Mortgage Loans and the other property
described above, such security interest would be determined to be a perfected
security interest of first priority under applicable law and will be maintained
as such throughout the term of this Agreement. Without limiting the generality
of the foregoing, the Seller shall prepare and deliver to the Purchaser not less
than 15 days prior to any filing date, and the Purchaser shall file, or shall
cause to be filed, at the expense of the Seller, all filings necessary to
maintain the effectiveness of any original filings necessary under the Uniform
Commercial Code as in effect in any jurisdiction to perfect the Purchaser's
security interest in the Mortgage Loans, including without limitation (x)
continuation statements, and (y) such other statements as may be occasioned by
(1) any change of name of the Seller or the Purchaser, (2) any change of type or
jurisdiction of organization of the Seller, or (3) any transfer of any interest
of the Seller in any Mortgage Loan.
Notwithstanding the foregoing, (i) GMACM in its capacity as Servicer
shall retain all servicing rights (including, without limitation, primary
servicing and master servicing) relating to or arising out of the Mortgage
Loans, and all rights to receive servicing fees, servicing income and other
payments made as compensation for such servicing granted to it under the Pooling
and Servicing Agreement pursuant to the terms and conditions set forth therein
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(collectively, the "Servicing Rights") and (ii) the Servicing Rights are not
included in the collateral in which the Seller grants a security interest
pursuant to the immediately preceding paragraph.
SECTION 4. Record Title and Possession of Mortgage Files. The Seller hereby
sells, transfers, assigns, sets over and conveys to the Purchaser, without
recourse, but subject to the terms of this Agreement and the Seller hereby
acknowledges that the Purchaser, subject to the terms of this Agreement, shall
have all the right, title and interest of the Seller in and to the related
Mortgage Loans. From the Closing Date, but as of the Cut-off Date, the ownership
of each Mortgage Loan, including the Mortgage Note, the Mortgage, the contents
of the related Mortgage File and all rights, benefits, proceeds and obligations
arising therefrom or in connection therewith, has been vested in the Purchaser.
All rights arising out of the Mortgage Loans including, but not limited to, all
funds received on or in connection with the Mortgage Loans and all records or
documents with respect to the Mortgage Loans prepared by or which come into the
possession of the Seller shall be received and held by the Seller in trust for
the exclusive benefit of the Purchaser as the owner of the Mortgage Loans. On
and after the Closing Date, any portion of the related Mortgage Files or
servicing files related to the Mortgage Loans (the "Servicing Files") in the
Seller's possession shall be held by GMACM in a custodial capacity only for the
benefit of the Purchaser. GMACM shall release its custody of any contents of the
related Mortgage Files or Servicing Files only in accordance with written
instructions of the Purchaser or the Purchaser's designee.
SECTION 5. Books and Records. The sale of each Mortgage Loan has been reflected
on the Seller's balance sheet and other financial statements as a sale of assets
by the Seller. The Seller shall be responsible for maintaining, and shall
maintain, a complete set of books and records for the Mortgage Loans which shall
be appropriately identified in the Seller's computer system to clearly reflect
the ownership of the Mortgage Loans by the Purchaser.
SECTION 6. Delivery of Mortgage Notes.
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(a) On or prior to the Closing Date, in connection with the conveyance by the
Seller of the Mortgage Loans, the Seller shall deliver to the Purchaser or the
Custodian, as directed by the Purchaser, the original Mortgage Note, with
respect to each Mortgage Loan so assigned, endorsed without recourse in blank,
or in the name of the Trustee as trustee, and signed by an authorized officer
(which endorsement shall contain either an original signature or a facsimile
signature of an authorized officer of the Seller, and if in the form of an
allonge, the allonge shall be stapled to the Mortgage Note), with all
intervening endorsements showing a complete chain of title from the originator
to the Seller. If the Mortgage Loan was acquired by the endorser in a merger,
the endorsement must be by "____________, successor by merger to [name of
predecessor]". If the Mortgage Loan was acquired or originated by the endorser
while doing business under another name, the endorsement must be by
"____________ formerly known as [previous name]." The delivery of each Mortgage
Note to the Purchaser or the Custodian is at the expense of the Seller.
In lieu of delivering the Mortgage Note relating to any Mortgage Loan,
the Seller may deliver or cause to be delivered a lost note affidavit from the
Seller stating that the original Mortgage Note was lost, misplaced or destroyed,
and, if available, a copy of each original Mortgage Note; provided, however,
that in the case of Mortgage Loans which have been prepaid in full after the
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Cut-off Date and prior to the Closing Date, the Seller, in lieu of delivering
the above documents, may deliver to the Purchaser a certification to such effect
and shall deposit all amounts paid in respect of such Mortgage Loan in the
Payment Account on the Closing Date.
(b) If any Mortgage Note is not delivered to the Purchaser (or the Custodian as
directed by the Purchaser) or the Purchaser discovers any defect with respect to
a Mortgage Note which materially and adversely affects the interests of the
Certificateholders in the related Mortgage Loan, the Purchaser shall give prompt
written specification of such defect or omission to the Seller, and the Seller
shall cure such defect or omission in all material respects or repurchase such
Mortgage Loan or substitute a Qualified Substitute Mortgage Loan in the manner
set forth in Section 7.03. It is understood and agreed that the obligation of
the Seller to cure a material defect in, or substitute for, or purchase any
Mortgage Loan as to which a material defect in, or omission of, a Mortgage Note
exists, shall constitute the sole remedy respecting such material defect or
omission available to the Purchaser, Certificateholders or the Trustee on behalf
of Certificateholders.
(c) All other documents contained in the Mortgage File and any original
documents relating to the Mortgage Loans not contained in the Mortgage File or
delivered to the Purchaser, are and shall be retained by the Servicer in trust
as agent for the Purchaser.
In the event that in connection with any Mortgage Loan: (a) the original
recorded Mortgage (or evidence of submission to the recording office), (b) all
interim recorded assignments, (c) the original recorded modification agreement,
if required, or (d) evidence of title insurance (together with all riders
thereto, if any) satisfying the requirements of clause (I)(ii), (iv), (vi) or
(vii) of the definition of Mortgage File, respectively, is not in the possession
of the Servicer concurrently with the execution and delivery hereof because such
document or documents have not been returned from the applicable public
recording office, or, in the case of each such interim assignment or
modification agreement, because the related Mortgage has not been returned by
the appropriate recording office, in the case of clause (I)(ii), (iv) or (vi) of
the definition of Mortgage File, or because the evidence of title insurance has
not been delivered to the Seller by the title insurer in the case of clause
(I)(vii) of the definition of Mortgage File, the Servicer shall use its best
efforts to obtain, (A) in the case of clause (I)(ii), (iv) or (vi) of the
definition of Mortgage File, such original Mortgage, such interim assignment, or
such modification agreement, with evidence of recording indicated thereon upon
receipt thereof from the public recording office, or a copy thereof, certified,
if appropriate, by the relevant recording office, or (B) in the case of clause
(I)(vii) of the definition of Mortgage File, evidence of title insurance.
(d) If any of the documents held by the Servicer pursuant to clause (c) above
are missing or defective in any other respect and such missing document or
defect materially and adversely affects the interests of the Certificateholders
in the related Mortgage Loan, the Seller shall cure or repurchase such Mortgage
Loan or substitute a Qualified Substitute Mortgage Loan in the manner set forth
in Section 7.03. It is understood and agreed that the obligation of the Seller
to cure a material defect in, or substitute for, or purchase any Mortgage Loan
as to which a material defect in or omission of a constituent document exists,
shall constitute the sole remedy respecting such material defect or omission
available to the Purchaser, Certificateholders or the Trustee on behalf of
Certificateholders.
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(e) If any assignment is lost or returned unrecorded to the Servicer because of
any defect therein, the Seller shall prepare a substitute assignment or cure
such defect, as the case may be, and the Servicer shall cause such assignment to
be recorded in accordance with this Section.
SECTION 7. Representations and Warranties.
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SECTION 7.01 Representations and Warranties of Seller. The Seller represents,
warrants and covenants to the Purchaser that as of the Closing Date or as of
such date specifically provided herein:
(a) The Seller is a corporation duly organized, validly existing and in good
standing under the laws of the Commonwealth of Pennsylvania and is or will be in
compliance with the laws of each state in which any Mortgaged Property is
located to the extent necessary to ensure the enforceability of each Mortgage
Loan;
(b) The Seller has the power and authority to make, execute, deliver and perform
its obligations under this Agreement and all of the transactions contemplated
under this Agreement, and has taken all necessary corporate action to authorize
the execution, delivery and performance of this Agreement; this Agreement
constitutes a legal, valid and binding obligation of the Seller, enforceable
against the Seller in accordance with its terms, except as enforceability may be
limited by applicable bankruptcy, insolvency, reorganization, moratorium or
other similar laws now or hereafter in effect affecting the enforcement of
creditors' rights in general and except as such enforceability may be limited by
general principles of equity (whether considered in a proceeding at law or in
equity) or by public policy with respect to indemnification under applicable
securities laws;
(c) The execution and delivery of this Agreement by the Seller and its
performance and compliance with the terms of this Agreement will not violate the
Seller's Certificate of Incorporation or Bylaws or constitute a material default
(or an event which, with notice or lapse of time, or both, would constitute a
material default) under, or result in the material breach of, any material
contract, agreement or other instrument to which the Seller is a party or which
may be applicable to the Seller or any of its assets;
(d) No litigation before any court, tribunal or governmental body is currently
pending, nor to the knowledge of the Seller is threatened against the Seller,
nor is there any such litigation currently pending, nor to the knowledge of the
Seller threatened against the Seller with respect to this Agreement that in the
opinion of the Seller has a reasonable likelihood of resulting in a material
adverse effect on the transactions contemplated by this Agreement;
(e) No consent, approval, authorization or order of any court or governmental
agency or body is required for the execution, delivery and performance by the
Seller of or compliance by the Seller with this Agreement, the sale of the
Mortgage Loans or the consummation of the transactions contemplated by this
Agreement except for consents, approvals, authorizations and orders which have
been obtained;
(f) The consummation of the transactions contemplated by this Agreement is in
the ordinary course of business of the Seller, and the transfer, assignment and
conveyance of the Mortgage Notes and the Mortgages relating to the Mortgage
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Loans by the Seller pursuant to this Agreement are not subject to bulk transfer
or any similar statutory provisions in effect in any applicable jurisdiction;
(g) The Seller did not select such Mortgage Loans in a manner that it reasonably
believed was adverse to the interests of the Purchaser based on the Seller's
portfolio of conventional non-conforming Mortgage Loans;
(h) The Seller will treat the sale of the Mortgage Loans to the Purchaser as a
sale for reporting and accounting purposes and, to the extent appropriate, for
federal income tax purposes;
(i) The Seller is an approved seller/servicer of residential mortgage loans for
Xxxxxx Xxx and Xxxxxxx Mac. The Seller is in good standing to sell mortgage
loans to and service mortgage loans for Xxxxxx Mae and Xxxxxxx Mac and no event
has occurred which would make the Seller unable to comply with eligibility
requirements or which would require notification to either Xxxxxx Mae or Xxxxxxx
Mac; and
(j) No written statement, report or other document furnished or to be furnished
pursuant to the Agreement contains or will contain any statement that is or will
be inaccurate or misleading in any material respect.
SECTION 7.02 Representations and Warranties as to Individual Mortgage Loans. The
Seller hereby represents and warrants to the Purchaser, as to each Mortgage Loan
(except as otherwise specified below), as of the Closing Date, as follows:
(a) The information set forth in the Mortgage Loan Schedule is true, complete
and correct in all material respects as of the Cut-off Date;
(b) The original mortgage, deed of trust or other evidence of indebtedness (the
"Mortgage") creates a first lien on an estate in fee simple or a leasehold
interest in real property securing the related Mortgage Note, free and clear of
all adverse claims, liens and encumbrances having priority over the first lien
of the Mortgage subject only to (1) the lien of non-delinquent current real
property taxes and assessments not yet due and payable, (2) covenants,
conditions and restrictions, rights of way, easements and other matters of
public record as of the date of recording which are acceptable to mortgage
lending institutions generally, and (3) other matters to which like properties
are commonly subject which do not materially interfere with the benefits of the
security intended to be provided by the Mortgage or the use, enjoyment, value or
marketability of the related Mortgaged Property;
(c) The Mortgage Loan has not been delinquent thirty (30) days or more at any
time during the twelve (12) month period prior to the Cut-off Date for such
Mortgage Loan. As of the Closing Date, the Mortgage Loan is not delinquent in
payment more than 30 days and has not been dishonored; there are no defaults
under the terms of the Mortgage Loan; and the Seller has not advanced funds, or
induced, solicited or knowingly received any advance of funds from a party other
than the owner of the Mortgaged Property subject to the Mortgage, directly or
indirectly, for the payment of any amount required by the related Mortgage Loan;
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(d) There are no delinquent taxes which are due and payable, ground rents,
assessments or other outstanding charges affecting the related Mortgaged
Property;
(e) The Mortgage Note and the Mortgage have not been impaired, waived, altered
or modified in any respect, except by written instruments which have been
recorded to the extent any such recordation is required by applicable law or is
necessary to protect the interests of the Purchaser, and which have been
approved by the title insurer and the primary mortgage insurer, as applicable,
and copies of which written instruments are included in the Mortgage File. No
other instrument of waiver, alteration or modification has been executed, and no
Mortgagor has been released by the Seller or, to the best of the Seller's
knowledge, by any other person, in whole or in part, from the terms thereof
except in connection with an assumption agreement, which assumption agreement is
part of the Mortgage File and the terms of which are reflected on the Mortgage
Loan Schedule;
(f) The Mortgage Note and the Mortgage are not subject to any right of
rescission, set-off, counterclaim or defense, including the defense of usury,
nor will the operation of any of the terms of the Mortgage Note and the
Mortgage, or the exercise of any right thereunder, render the Mortgage Note or
Mortgage unenforceable, in whole or in part, or subject to any right of
rescission, set-off, counterclaim or defense, including the defense of usury,
and no such right of rescission, set-off, counterclaim or defense has been
asserted with respect thereto;
(g) All buildings upon the Mortgaged Property are insured by a generally
acceptable insurer pursuant to standard hazard policies conforming to the
requirements of Xxxxxx Mae and Xxxxxxx Mac. All such standard hazard policies
are in effect and on the date of origination contained a standard mortgagee
clause naming the Seller and its successors in interest as loss payee and such
clause is still in effect. If the Mortgaged Property is located in an area
identified by the Federal Emergency Management Agency as having special flood
hazards under the Flood Disaster Protection Act of 1973, as amended, such
Mortgaged Property is covered by flood insurance by a generally acceptable
insurer in an amount not less than the requirements of Xxxxxx Mae and Xxxxxxx
Mac. The Mortgage obligates the Mortgagor thereunder to maintain all such
insurance at the Mortgagor's cost and expense, and on the Mortgagor's failure to
do so, authorizes the holder of the Mortgage to maintain such insurance at the
Mortgagor's cost and expense and to seek reimbursement therefor from the
Mortgagor;
(h) Each Mortgage Loan as of the time of its origination complied in all
material respects with all applicable local, state and federal laws, including,
but not limited to, all applicable predatory lending laws;
(i) The Mortgage has not been satisfied, canceled or subordinated, in whole or
in part, or rescinded, and the Mortgaged Property has not been released from the
lien of the Mortgage, in whole or in part nor has any instrument been executed
that would effect any such satisfaction, release, cancellation, subordination or
rescission;
(j) The Mortgage Note and the related Mortgage are original and genuine and each
is the legal, valid and binding obligation of the maker thereof, enforceable in
all respects in accordance with its terms subject to bankruptcy, insolvency and
other laws of general application affecting the rights of creditors. All parties
to the Mortgage Note and the Mortgage had the legal capacity to enter into the
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Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage. The
Mortgage Note and the Mortgage have been duly and properly executed by such
parties. The proceeds of the Mortgage Note have been fully disbursed and there
is no requirement for future advances thereunder;
(k) With respect to each Mortgage Loan, (A) immediately prior to the transfer
and assignment to the Purchaser, the Mortgage Note and the Mortgage were not
subject to an assignment or pledge, except for any assignment or pledge that had
been satisfied and released, (B) the Seller had good and marketable title
thereto and was the sole owner thereof, and (C) the Seller had full right to
transfer and sell the Mortgage Loan to the Purchaser free and clear of any
encumbrance, equity, lien, pledge, charge, claim or security interest;
(l) The Mortgage Loan is covered by an ALTA lender's title insurance policy or
other generally acceptable form of policy of insurance, with all necessary
endorsements, issued by a title insurer qualified to do business in the
jurisdiction where the Mortgaged Property is located, insuring (subject to the
exceptions contained in clause (b) (1), (2) and (3) above) the Seller, its
successors and assigns, as to the first priority lien of the Mortgage in the
original principal amount of the Mortgage Loan. Such title insurance policy
affirmatively insures ingress and egress and against encroachments by or upon
the Mortgaged Property or any interest therein. The Seller is the sole insured
of such lender's title insurance policy, such title insurance policy has been
duly and validly endorsed to the Purchaser or the assignment to the Purchaser of
the Seller interest therein does not require the consent of or notification to
the insurer and such lender's title insurance policy is in full force and effect
and will be in full force and effect upon the consummation of the transactions
contemplated by this Agreement. No claims have been made under such lender's
title insurance policy, and no prior holder of the related Mortgage has done, by
act or omission, anything which would impair the coverage of such lender's title
insurance policy;
(m) To the Seller's knowledge, there is no default, breach, violation or event
of acceleration existing under the Mortgage or the related Mortgage Note and no
event which, with the passage of time or with notice and the expiration of any
grace or cure period, would constitute a default, breach, violation or event
permitting acceleration; and neither the Seller nor any prior mortgagee has
waived any default, breach, violation or event permitting acceleration;
(n) To the Seller's knowledge, there are no mechanics, or similar liens or
claims which have been filed for work, labor or material affecting the related
Mortgaged Property which are or may be liens prior to or equal to the lien of
the related Mortgage;
(o) To the Seller's knowledge, all improvements lie wholly within the boundaries
and building restriction lines of the Mortgaged Property (and wholly within the
project with respect to a condominium unit) and no improvements on adjoining
properties encroach upon the Mortgaged Property except those which are insured
against by the title insurance policy referred to in clause (l) above and all
improvements on the property comply with all applicable zoning and subdivision
laws and ordinances;
(p) The Mortgage Loan is a "qualified mortgage" under Section 860(G)(a)(3)(A) of
the Code and Treasury Regulations Section 1.860G-2(a)(1);
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(q) The Mortgage Loan was originated by the Seller or by an eligible
correspondent of the Seller. The Mortgage Loan complies in all material respects
with all the terms, conditions and requirements of the Seller's underwriting
standards in effect at the time of origination of such Mortgage Loan. The
Mortgage Notes and Mortgages are on uniform Xxxxxx Xxx/Xxxxxxx Mac instruments
or are on forms acceptable to Xxxxxx Mae or Xxxxxxx Mac;
(r) The Mortgage Loan contains the usual and enforceable provisions of the
originator at the time of origination for the acceleration of the payment of the
unpaid principal amount if the related Mortgaged Property is sold without the
prior consent of the mortgagee thereunder. The Mortgage Loan has an original
term to maturity of not more than 15 years, with interest payable in arrears on
the first day of each month. Except as otherwise set forth on the Mortgage Loan
Schedule, the Mortgage Loan does not contain terms or provisions which would
result in negative amortization nor contain "graduated payment" features or
"buydown" features;
(s) To the Seller's knowledge, the Mortgaged Property at origination of the
Mortgage Loan was and currently is free of damage and waste and at origination
of the Mortgage Loan there was, and there currently is, no proceeding pending
for the total or partial condemnation thereof;
(t) The related Mortgage contains enforceable provisions such as to render the
rights and remedies of the holder thereof adequate for the realization against
the Mortgaged Property of the benefits of the security provided thereby,
including, (1) in the case of a Mortgage designated as a deed of trust, by
trustee's sale, and (2) otherwise by judicial foreclosure. To the Seller's
knowledge, there is no homestead or other exemption available to the Mortgagor
which would interfere with the right to sell the Mortgaged Property at a
trustee's sale or the right to foreclose the Mortgage;
(u) If the Mortgage constitutes a deed of trust, a trustee, duly qualified if
required under applicable law to act as such, has been properly designated and
currently so serves and is named in the Mortgage, and no fees or expenses are or
will become payable by the Purchaser to the trustee under the deed of trust,
except in connection with a trustees sale or attempted sale after default by the
Mortgagor;
(v) If required by the applicable processing style, the Mortgage File contains
an appraisal of the related Mortgaged Property made and signed prior to the
final approval of the mortgage loan application by an appraiser that is
acceptable to Xxxxxx Mae or Xxxxxxx Mac and approved by the Seller. The
appraisal, if applicable, is in a form generally acceptable to Xxxxxx Mae or
Xxxxxxx Mac;
(w) To the Seller's knowledge, each of the Mortgaged Properties consists of a
single parcel of real property with a detached single-family residence erected
thereon, or a one- to four-family dwelling, a townhouse, an individual
condominium unit in a condominium project, an individual unit in a planned unit
development or a proprietary lease on a cooperatively owned apartment and stock
in the related cooperative corporation. Any condominium unit or planned unit
development either conforms with applicable Xxxxxx Mae or Xxxxxxx Mac
requirements regarding such dwellings or is covered by a waiver confirming that
such condominium unit or planned unit development is acceptable to Xxxxxx Mae or
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Xxxxxxx Mac or is otherwise "warrantable" with respect thereto. No such
residence is a mobile home or manufactured dwelling;
(x) The ratio of the original outstanding principal amount of the Mortgage Loan
to the lesser of the appraised value (or stated value if an appraisal was not a
requirement of the applicable processing style) of the Mortgaged Property at
origination or the purchase price of the Mortgaged Property securing each
Mortgage Loan (the "Loan-to-Value Ratio") is not in excess of 95.00%. The
original Loan-to-Value Ratio of each Mortgage Loan either was not more than
80.00% or the excess over 80.00% is insured as to payment defaults by a primary
mortgage insurance policy issued by a primary mortgage insurer acceptable to
Xxxxxx Mae and Xxxxxxx Mac;
(y) The Seller is either, and each Mortgage Loan was originated by, a savings
and loan association, savings bank, commercial bank, credit union, insurance
company or similar institution which is supervised and examined by a federal or
State authority, or by a mortgagee approved by the Secretary of Housing and
Urban Development pursuant to Section 203 and 211 of the National Housing Act;
(z) The collection and servicing practices with respect to each Mortgage Note
and Mortgage have been in all material respects legal, normal and usual in
GMACM's general mortgage servicing activities. With respect to escrow deposits
and payments that GMACM collects, all such payments are in the possession of, or
under the control of, GMACM, and there exist no deficiencies in connection
therewith for which customary arrangements for repayment thereof have not been
made. No escrow deposits or other charges or payments due under the Mortgage
Note have been capitalized under any Mortgage or the related Mortgage Note;
(aa) No fraud or misrepresentation of a material fact with respect to the
origination of a Mortgage Loan has taken place on the part of the Seller;
(bb) If any of the Mortgage Loans are secured by a leasehold interest, with
respect to each leasehold interest: residential property in such area consisting
of leasehold estates is readily marketable; the lease is recorded and is in full
force and effect and is not subject to any prior lien or encumbrance by which
the leasehold could be terminated or subject to any charge or penalty; and the
remaining term of the lease does not terminate less than ten years after the
maturity date of such Mortgage Loan; and
(cc) The Mortgage Loan is not subject to the Home Ownership and Equity
Protection Act of 1994 ("HOEPA").
(dd) The Mortgage Loan is not a "high-cost home loan" as defined in the Georgia
Act, Georgia Fair Lending Act, as amended, the New York Act, New York Predatory
Lending Law, codified as N.Y. Banking Law ss.6-I, N.Y. Gen. Bus. Law ss.771-a,
and N.Y. Real Prop. Acts Law ss.1302, the Arkansas Home Loan Protection Act, as
amended, or the Kentucky Revised Statutes ss.360.100, as amended, the Florida
Fair Lending Act, as amended, the Washington, DC Act, the Home Loan Protection
Act of 2002, as amended, or under the applicable laws of the State of Maine,
codified as Maine Laws 2003, House Xxxx 383, as amended, the applicable laws of
the State of Nevada, codified as Nev. A.B. 284 (2003), as amended, the
11
applicable laws of the City of Los Angeles, codified as L.A. Mun. Code ss.
162.00 et seq., as amended, or under the applicable laws of the City of New
York, codified as N.Y. City Xxxx 67-A (2002), as amended.
(ee) The Mortgage Loan, if originated after October 1, 2002, and before March 7,
2003, is not secured by Mortgaged Property in the State of Georgia.
SECTION 7.03 Repurchase. It is understood and agreed that the representations
and warranties set forth in Sections 7.01 and 7.02 shall survive the sale of the
Mortgage Loans to the Purchaser and delivery of the related Mortgage Loan
documents to the Purchaser or its designees and shall inure to the benefit of
the Purchaser, notwithstanding any restrictive or qualified endorsement on any
Mortgage Note or Assignment or the examination of any Mortgage File. Upon
discovery by the Seller or the Purchaser of a breach of the representations and
warranties made by the Seller, or upon the occurrence of a Repurchase Event, in
either case which materially and adversely affects interests of the Purchaser or
its assignee in any Mortgage Loan, the party discovering such breach or
occurrence shall give prompt written notice to each of the other parties. If the
substance of any representation or warranty has been breached, the repurchase
obligation set forth in the provisions of this Section 7.03 shall apply
notwithstanding any qualification as to the knowledge of the Seller. Following
discovery or receipt of notice of any such breach of a representation or
warranty made by the Seller or the occurrence of a Repurchase Event, the Seller
shall either (i) cure such breach in all material respects within 90 days from
the date such Person was notified of such breach or (ii) repurchase such
Mortgage Loan at the related Purchase Price within 90 days from the date such
Person was notified of such breach; provided, however, that the Seller shall
have the option to substitute a Qualified Substitute Mortgage Loan or Loans for
such Mortgage Loan if such substitution occurs within two years following the
Closing Date; and provided further that if the breach or occurrence would cause
the Mortgage Loan to be other than a "qualified mortgage" as defined in Section
860G(a)(3) of the Code, any such cure, repurchase or substitution must occur
within 90 days from the earlier of the date the breach was discovered or receipt
of notice of any such breach. In the event that any such breach shall involve
any representation or warranty set forth in Section 7.01 or those relating to
the Mortgage Loans or a portion thereof in the aggregate, and such breach cannot
be cured within ninety days of the earlier of either discovery by or notice to
the Seller of such breach, all Mortgage Loans affected by the breach shall, at
the option of the Purchaser, be repurchased by the Seller at the Purchase Price
or substituted in accordance with this Section 7.03. If the Seller elects to
substitute a Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage
Loan pursuant to this Section 7.03, such Person shall deliver to the Custodian
with respect to such Qualified Substitute Mortgage Loan or Loans, the original
Mortgage Note endorsed as required by Section 6, and the Seller shall deliver to
the Servicer with respect to such Qualified Substitute Mortgage Loan, the
Mortgage, an Assignment of the Mortgage in recordable form if required pursuant
to Section 6, and such other documents and agreements as are required to be held
by the Servicer pursuant to Section 6. No substitution will be made in any
calendar month after the Determination Date for such month. Monthly Payments due
with respect to Qualified Substitute Mortgage Loans in the month of substitution
shall not be part of the Trust Fund and will be retained by the Servicer and
remitted by the Servicer to the Seller on the next succeeding Distribution Date.
For the month of substitution, distributions to the Certificateholders will
include the Monthly Payment due on a Deleted Mortgage Loan for such month and
thereafter the Seller shall be entitled to retain all amounts received in
12
respect of such Deleted Mortgage Loan. Upon such substitution, the Qualified
Substitute Mortgage Loan or Loans shall be subject to the terms of this
Agreement in all respects, and the Seller shall be deemed to have made the
representations and warranties contained in this Agreement with respect to the
Qualified Substitute Mortgage Loan or Loans and that such Mortgage Loans so
substituted are Qualified Substitute Mortgage Loans as of the date of
substitution. In furtherance of the foregoing, if the Seller repurchases or
substitutes a Mortgage Loan and is no longer a member of MERS and the Mortgage
is registered on the MERS(R) System, the Purchaser, at the expense of the Seller
and without any right of reimbursement, shall cause MERS to execute and deliver
an assignment of the Mortgage in recordable form to transfer the Mortgage from
MERS to the Seller, and shall cause such Mortgage to be removed from
registration on the MERS(R) System in accordance with MERS' rules and
regulations.
In the event of a repurchase by the Seller pursuant to this Section
7.03, the Purchaser shall (i) forward or cause to be forwarded the Mortgage File
for the related Mortgage Loan to the Seller which shall include the Mortgage
Note endorsed without recourse to the Seller or its designee, (ii) cause the
Servicer to release to the Seller any remaining documents in the related
Mortgage File which are held by the Servicer, and (iii) forward or cause to be
forwarded an assignment in favor of the Seller, or its designee of the Mortgage
in recordable form and acceptable to the Seller in form and substance and such
other documents or instruments of transfer or assignment as may be necessary to
vest in the Seller or its respective designee title to any such Mortgage Loan
(or with respect to any Mortgage registered on the MERS(R) System, if the Seller
is still a member of MERS, the Purchaser shall cause MERS to show the Seller as
the owner of record). The Purchaser shall cause the related Mortgage File to be
forwarded to the Seller immediately after receipt of the related Purchase Price
by wire transfer of immediately available funds to an account specified by the
Purchaser.
It is understood and agreed that the obligation of the Seller to cure
such breach or purchase (or to substitute for) such Mortgage Loan as to which
such a breach has occurred and is continuing shall constitute the sole remedy
respecting such breach available to the Purchaser or the Trustee on behalf of
the Certificateholders.
SECTION 8. Notices. All demands, notices and communications hereunder shall be
in writing and shall be deemed to have been duly given when deposited, postage
prepaid, in the United States mail, if mailed by registered or certified mail,
return receipt requested, or when received, if delivered by private courier to
another party, at the related address shown on the first page hereof, or such
other address as may hereafter be furnished to the parties by like notice.
SECTION 9. Severability of Provisions. Any provision of this Agreement which is
prohibited or unenforceable or is held to be void or unenforceable in any
jurisdiction shall, as to such jurisdiction, be ineffective to the extent of
such prohibition or unenforceability without invalidating the remaining
provisions hereof, and any such prohibition or unenforceability in any
jurisdiction as to any Mortgage Loan shall not invalidate or render
unenforceable such provision in any other jurisdiction. To the extent permitted
by applicable law, the parties hereto waive any provision of law which prohibits
or renders void or unenforceable any provision hereof.
SECTION 10. Counterparts; Entire Agreement. This Agreement may be executed
simultaneously in any number of counterparts. Each counterpart shall be deemed
13
to be an original, and all such counterparts shall constitute one and the same
instrument. This Agreement is the entire agreement between the parties relating
to the subject matter hereof and supersedes any prior agreement or
communications between the parties.
SECTION 11. Place of Delivery and Governing Law. This Agreement shall be deemed
in effect when counterparts hereof have been executed by each of the parties
hereto. This Agreement shall be deemed to have been made in the State of New
York. This Agreement shall be construed in accordance with the laws of the State
of New York and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with the laws of the State of New York,
without giving effect to its conflict of law rules.
SECTION 12. Successors and Assigns; Assignment of Agreement. This Agreement
shall bind and inure to the benefit of and be enforceable by the parties hereto
and their respective successors and assigns; provided that this Agreement may
not be assigned, pledged or hypothecated by the Seller to a third party without
the prior written consent of the Purchaser.
SECTION 13. Waivers; Other Agreements. No term or provision of this Agreement
may be waived or modified unless such waiver or modification is in writing and
signed by the party against whom such waiver or modification is sought to be
enforced.
SECTION 14. Survival. The provisions of this Agreement shall survive the Closing
Date and the delivery of the Mortgage Loans, and for so long thereafter as is
necessary (including, subsequent to the assignment of the Mortgage Loans) to
permit the parties to exercise their respective rights or perform their
respective obligations hereunder.
14
IN WITNESS WHEREOF, the Seller and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized as of
the date first above written.
GMAC MORTGAGE CORPORATION, as Seller
By:_______________________________
Name:
Title:
RESIDENTIAL ASSET MORTGAGE PRODUCTS,
INC., as Purchaser
By:________________________________
Name:
Title:
SCHEDULE I
MORTGAGE LOAN SCHEDULE
(Attached Hereto)
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
101009468 $405,000.00 $3,176.41 REFINANCE
CA 07/07/2003 $393,394.19 11/01/2003
90272 09/01/2003 4.875 STANDARD
32.4 SINGLE FAMILY PRIMARY RESIDENCE N
101015433 $428,000.00 $3,384.60 REFINANCE
CA 07/28/2003 $423,176.15 11/01/2003
91024 10/01/2003 5 STANDARD
47.03 SINGLE FAMILY PRIMARY RESIDENCE N
101015500 $413,000.00 $3,292.94 REFINANCE
CA 08/19/2003 $408,393.12 11/01/2003
91206 10/01/2003 5.125 STANDARD
61.19 SINGLE FAMILY PRIMARY RESIDENCE N
101015832 $524,000.00 $4,212.32 REFINANCE
CA 08/01/2003 $517,208.73 11/01/2003
90277 10/01/2003 5.25 STANDARD
65.5 SINGLE FAMILY PRIMARY RESIDENCE N
101020699 $539,000.00 $4,332.91 REFINANCE
CA 10/18/2003 $537,025.22 11/01/2003
93065 12/01/2003 5.25 STANDARD
70 PUD PRIMARY RESIDENCE N
101021534 $425,000.00 $3,444.48 REFINANCE
CA 10/24/2003 $423,459.17 11/01/2003
91504 12/01/2003 5.375 STANDARD
68 SINGLE FAMILY PRIMARY RESIDENCE N
532029907 $448,000.00 $3,780.48 REFINANCE
NY 10/25/2002 $427,361.83 11/01/2003
10514 12/01/2002 6 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
538195801 $400,000.00 $3,241.87 REFINANCE
CA 01/06/2003 $385,125.93 11/01/2003
91207 03/01/2003 5.375 STANDARD
62.5 SINGLE FAMILY PRIMARY RESIDENCE N
538488800 $450,000.00 $3,706.80 PURCHASE
PA 10/24/2003 $448,402.58 11/01/2003
18944 12/01/2003 5.625 STANDARD
89.29 PUD PRIMARY RESIDENCE N
540585304 $97,000.00 $792.58 REFINANCE
NY 02/20/2003 $93,809.99 12/01/2003
11763 04/01/2003 5.5 STATED INCOME
44.09 SINGLE FAMILY PRIMARY RESIDENCE N
540909306 $366,950.00 $2,998.29 REFINANCE
NY 02/12/2003 $348,465.67 11/01/2003
12514 04/01/2003 5.5 STANDARD
52.42 SINGLE FAMILY SECOND HOME N
543241707 $150,000.00 $1,337.79 PURCHASE
DE 09/12/2003 $148,537.57 11/01/2003
19962 11/01/2003 6.875 STATED INCOME
67.57 SINGLE FAMILY PRIMARY RESIDENCE N
544669708 $500,600.00 $4,057.19 REFINANCE
NY 05/21/2003 $489,587.81 12/01/2003
12549 07/01/2003 5.375 SELECT
71.51 SINGLE FAMILY PRIMARY RESIDENCE N
547300301 $510,000.00 $4,201.04 REFINANCE
NY 09/25/2003 $506,370.69 11/01/2003
10543 11/01/2003 5.625 STANDARD
61.82 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
547334508 $550,000.00 $4,493.96 REFINANCE
NJ 10/16/2003 $548,026.87 11/01/2003
07719 12/01/2003 5.5 STANDARD
42.31 SINGLE FAMILY PRIMARY RESIDENCE N
547866806 $400,000.00 $3,137.19 PURCHASE
FL 05/30/2003 $390,834.22 12/01/2003
34688 07/01/2003 4.875 STANDARD
75.47 PUD PRIMARY RESIDENCE N
548640903 $526,500.00 $4,301.95 REFINANCE
MI 09/18/2003 $522,713.69 11/01/2003
48322 11/01/2003 5.5 STANDARD
75.21 SINGLE FAMILY PRIMARY RESIDENCE N
548932201 $363,100.00 $3,056.55 REFINANCE
IL 07/17/2003 $355,695.55 11/01/2003
60521 08/01/2003 5.25 STREAMLINE
69.03 SINGLE FAMILY PRIMARY RESIDENCE N
549050409 $481,000.00 $3,898.34 REFINANCE
NY 07/10/2003 $472,973.07 11/01/2003
10941 09/01/2003 5.375 SELECT
68.71 SINGLE FAMILY PRIMARY RESIDENCE N
549338606 $204,450.00 $1,684.12 REFINANCE
PA 09/03/2003 $202,994.92 11/01/2003
18951 11/01/2003 5.625 STATED INCOME
71.74 SINGLE FAMILY PRIMARY RESIDENCE N
549657203 $366,950.00 $2,949.83 REFINANCE
NY 07/09/2003 $359,566.90 11/01/2003
12946 09/01/2003 5.25 STREAMLINE
64.95 SINGLE FAMILY SECOND HOME N
550664700 $971,400.00 $7,808.87 REFINANCE
OH 08/08/2003 $960,676.24 11/01/2003
43551 10/01/2003 5.25 SELECT
57.14 SINGLE FAMILY PRIMARY RESIDENCE N
550751606 $461,550.00 $3,680.04 REFINANCE
MI 10/23/2003 $459,822.55 12/01/2003
48306 12/01/2003 5.125 STREAMLINE
72.12 SINGLE FAMILY PRIMARY RESIDENCE N
550812903 $470,700.00 $3,752.99 REFINANCE
MI 08/28/2003 $467,207.14 11/01/2003
48304 11/01/2003 5.125 SELECT
56.71 SINGLE FAMILY PRIMARY RESIDENCE N
551138605 $386,400.00 $3,106.19 REFINANCE
MI 09/10/2003 $383,562.43 11/01/2003
48069 11/01/2003 5.25 SELECT
64.94 SINGLE FAMILY PRIMARY RESIDENCE N
551183403 $416,800.00 $3,454.74 REFINANCE
CT 07/10/2003 $409,884.64 11/01/2003
06525 09/01/2003 5 STREAMLINE
48.35 SINGLE FAMILY PRIMARY RESIDENCE N
551466402 $422,500.00 $3,396.39 REFINANCE
MO 08/27/2003 $419,397.33 11/01/2003
63034 11/01/2003 5.25 STREAMLINE
54.17 SINGLE FAMILY PRIMARY RESIDENCE N
551737208 $369,650.00 $2,995.89 REFINANCE
MI 09/09/2003 $366,712.54 11/01/2003
48322 11/01/2003 5.375 SELECT
74.68 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
551874803 $111,000.00 $1,177.33 REFINANCE
CT 07/23/2003 $108,122.76 11/01/2003
06492 09/01/2003 5 STATED INCOME
51.15 SINGLE FAMILY PRIMARY RESIDENCE N
552118309 $520,150.00 $4,147.27 REFINANCE
CA 09/04/2003 $516,290.18 12/01/2003
95953 11/01/2003 5.125 SELECT
59.45 SINGLE FAMILY PRIMARY RESIDENCE N
552148702 $470,000.00 $3,778.23 REFINANCE
AZ 09/15/2003 $466,548.51 12/01/2003
85718 11/01/2003 5.25 SELECT
72.31 SINGLE FAMILY PRIMARY RESIDENCE N
552154700 $120,000.00 $956.79 REFINANCE
AZ 08/22/2003 $118,661.43 11/01/2003
85255 10/01/2003 5.125 STATED INCOME
40 PUD PRIMARY RESIDENCE N
552258204 $460,000.00 $4,935.42 REFINANCE
IL 09/12/2003 $451,118.92 11/01/2003
60010 10/01/2003 5.25 STANDARD
48.42 SINGLE FAMILY PRIMARY RESIDENCE N
552302606 $532,150.00 $4,277.84 REFINANCE
PA 09/19/2003 $528,242.11 12/01/2003
15215 11/01/2003 5.25 STANDARD
75.48 SINGLE FAMILY PRIMARY RESIDENCE N
552314106 $350,100.00 $2,814.38 REFINANCE
MI 09/15/2003 $345,293.44 11/01/2003
48331 10/01/2003 5.25 SELECT
46.68 SINGLE FAMILY PRIMARY RESIDENCE N
552411209 $380,000.00 $3,005.02 REFINANCE
MI 10/22/2003 $378,578.31 12/01/2003
48176 12/01/2003 5 SELECT
46.06 PUD PRIMARY RESIDENCE N
552458606 $483,050.00 $3,851.46 REFINANCE
MI 10/01/2003 $479,316.96 12/01/2003
49740 11/01/2003 5.125 STANDARD
53.67 SINGLE FAMILY SECOND HOME N
552481004 $487,450.00 $3,918.51 REFINANCE
MI 09/16/2003 $483,870.35 12/01/2003
48640 11/01/2003 5.25 SELECT
69.64 SINGLE FAMILY PRIMARY RESIDENCE N
552516205 $60,450.00 $493.93 REFINANCE
CA 09/17/2003 $60,015.27 12/01/2003
93306 11/01/2003 5.5 STATED INCOME
65 SINGLE FAMILY PRIMARY RESIDENCE N
552530602 $180,700.00 $1,488.49 REFINANCE
NH 09/04/2003 $179,414.07 12/01/2003
03249 11/01/2003 5.625 STATED INCOME
65 SINGLE FAMILY PRIMARY RESIDENCE N
552624108 $413,150.00 $3,321.23 REFINANCE
IL 08/28/2003 $406,035.96 12/01/2003
60010 10/01/2003 5.25 STREAMLINE
77.81 SINGLE FAMILY PRIMARY RESIDENCE N
552698904 $473,500.00 $3,806.37 REFINANCE
CA 09/11/2003 $462,466.96 11/01/2003
95404 10/01/2003 5.25 STREAMLINE
37.14 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
552719700 $728,700.00 $5,810.08 REFINANCE
MN 09/12/2003 $723,292.63 12/01/2003
55009 11/01/2003 5.125 SELECT
68.73 SINGLE FAMILY PRIMARY RESIDENCE N
552726606 $474,600.00 $3,815.21 REFINANCE
MI 09/25/2003 $471,114.73 11/01/2003
48363 11/01/2003 5.25 STREAMLINE
54.87 SINGLE FAMILY PRIMARY RESIDENCE N
552767006 $28,000.00 $226.94 REFINANCE
MI 09/09/2003 $27,793.43 11/01/2003
48009 11/01/2003 5.375 STATED INCOME
12.61 SINGLE FAMILY PRIMARY RESIDENCE N
552885204 $635,700.00 $5,068.57 REFINANCE
MI 09/17/2003 $630,982.75 11/01/2003
48236 11/01/2003 5.125 SELECT
48.9 SINGLE FAMILY PRIMARY RESIDENCE N
552929101 $648,750.00 $5,130.28 PURCHASE
MT 08/26/2003 $641,438.16 11/01/2003
59716 10/01/2003 5 SELECT
75 PUD SECOND HOME N
552955007 $116,950.00 $924.84 REFINANCE
NH 08/14/2003 $115,631.88 11/01/2003
03038 10/01/2003 5 STATED INCOME
57.47 CONDOMINIUM PRIMARY RESIDENCE N
552980708 $450,000.00 $3,558.58 REFINANCE
CA 09/23/2003 $446,184.41 12/01/2003
92705 11/01/2003 5 SELECT
50.11 SINGLE FAMILY PRIMARY RESIDENCE N
552995201 $470,000.00 $3,716.74 REFINANCE
CA 09/15/2003 $466,475.60 11/01/2003
92651 11/01/2003 5 SELECT
49.68 SINGLE FAMILY PRIMARY RESIDENCE N
553010208 $367,500.00 $3,445.25 REFINANCE
MI 10/24/2003 $365,606.08 12/01/2003
48170 12/01/2003 5.25 STANDARD
61.76 PUD PRIMARY RESIDENCE N
553051806 $460,000.00 $3,667.68 REFINANCE
CA 09/25/2003 $456,586.53 11/01/2003
91107 11/01/2003 5.125 STANDARD
65.71 SINGLE FAMILY PRIMARY RESIDENCE N
553074006 $420,000.00 $3,294.05 REFINANCE
CT 07/18/2003 $411,734.96 11/01/2003
06033 09/01/2003 4.875 SELECT
80 SINGLE FAMILY PRIMARY RESIDENCE N
553139205 $362,000.00 $2,862.68 REFINANCE
MI 09/15/2003 $355,871.49 11/01/2003
48306 11/01/2003 5 SELECT
58.39 SINGLE FAMILY PRIMARY RESIDENCE N
553273202 $968,650.00 $7,660.03 REFINANCE
FL 08/25/2003 $957,732.67 11/01/2003
33496 10/01/2003 5 SELECT
44.03 PUD PRIMARY RESIDENCE N
553284605 $327,800.00 $2,635.12 REFINANCE
IL 10/09/2003 $326,599.01 11/01/2003
60540 12/01/2003 5.25 SELECT
43.71 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
553447004 $420,000.00 $3,348.75 REFINANCE
MA 09/23/2003 $416,883.36 12/01/2003
01985 11/01/2003 5.125 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
553473000 $579,700.00 $4,584.24 REFINANCE
MI 08/08/2003 $573,166.39 12/01/2003
48304 10/01/2003 5 SELECT
68.2 SINGLE FAMILY PRIMARY RESIDENCE N
553651407 $181,802.05 $1,425.87 REFINANCE
PA 08/14/2003 $179,505.84 12/01/2003
18942 10/01/2003 4.875 STATED INCOME
56.81 SINGLE FAMILY PRIMARY RESIDENCE N
553721408 $700,000.00 $5,490.09 PURCHASE
CA 07/28/2003 $689,349.96 12/01/2003
91403 09/01/2003 4.875 STANDARD
74.47 SINGLE FAMILY PRIMARY RESIDENCE N
553808700 $588,000.00 $4,688.25 REFINANCE
CO 09/04/2003 $583,636.70 12/01/2003
81631 11/01/2003 5.125 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
554034306 $740,000.00 $5,997.45 REFINANCE
MN 10/10/2003 $737,317.13 01/01/2004
55110 12/01/2003 5.375 SELECT
46.98 SINGLE FAMILY PRIMARY RESIDENCE N
554056705 $380,000.00 $2,980.34 REFINANCE
IN 08/12/2003 $375,672.69 12/01/2003
46033 10/01/2003 4.875 SELECT
77.55 SINGLE FAMILY PRIMARY RESIDENCE N
554148502 $544,100.00 $4,409.75 REFINANCE
NH 08/26/2003 $538,155.54 11/01/2003
03229 10/01/2003 5.375 SELECT
74.53 SINGLE FAMILY PRIMARY RESIDENCE N
554229005 $608,950.00 $4,815.54 REFINANCE
TX 09/02/2003 $602,086.74 11/01/2003
78703 10/01/2003 5 STREAMLINE
54.13 SINGLE FAMILY PRIMARY RESIDENCE N
554234500 $1,000,000.00 $7,842.98 PURCHASE
MI 09/26/2003 $992,423.68 12/01/2003
48304 11/01/2003 4.875 STANDARD
74.07 SINGLE FAMILY PRIMARY RESIDENCE N
554313700 $420,000.00 $3,321.34 REFINANCE
CA 09/11/2003 $416,850.77 11/01/2003
92606 11/01/2003 5 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
554466201 $352,000.00 $2,829.65 PURCHASE
NJ 09/02/2003 $349,414.46 12/01/2003
07650 11/01/2003 5.25 RELOCATION
80 SINGLE FAMILY PRIMARY RESIDENCE N
554604900 $650,000.00 $5,140.16 REFINANCE
AZ 09/12/2003 $645,126.21 11/01/2003
85253 11/01/2003 5 SELECT
59.09 SINGLE FAMILY PRIMARY RESIDENCE N
554678904 $365,950.00 $2,893.91 REFINANCE
FL 09/03/2003 $363,206.06 12/01/2003
33316 11/01/2003 5 STANDARD
55.03 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
554968602 $364,800.00 $2,932.55 REFINANCE
CO 08/28/2003 $360,772.78 12/01/2003
80634 10/01/2003 5.25 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
554971309 $326,517.00 $2,603.39 REFINANCE
TX 09/17/2003 $323,796.73 11/01/2003
78336 11/01/2003 5.125 STANDARD
76.83 PUD PRIMARY RESIDENCE N
555038900 $700,000.00 $5,535.56 PURCHASE
IL 10/07/2003 $697,381.11 12/01/2003
60010 12/01/2003 5 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
555052703 $488,000.00 $3,859.08 REFINANCE
NJ 08/15/2003 $482,499.91 11/01/2003
07458 10/01/2003 5 STANDARD
30.2 SINGLE FAMILY PRIMARY RESIDENCE N
555073204 $350,500.00 $2,771.74 REFINANCE
NJ 09/04/2003 $343,194.23 11/01/2003
08753 11/01/2003 5 STANDARD
77.89 SINGLE FAMILY PRIMARY RESIDENCE N
555186808 $450,000.00 $3,558.58 REFINANCE
PA 09/05/2003 $446,625.83 11/01/2003
19425 11/01/2003 5 STATED INCOME
50 SINGLE FAMILY PRIMARY RESIDENCE N
555226802 $630,000.00 $4,982.00 REFINANCE
AL 09/12/2003 $625,276.18 11/01/2003
35242 11/01/2003 5 STANDARD
60.58 PUD PRIMARY RESIDENCE N
555244300 $571,750.00 $4,596.18 REFINANCE
CA 10/14/2003 $567,551.29 11/01/2003
92692 11/01/2003 5.25 SELECT
74.54 PUD PRIMARY RESIDENCE N
555304104 $641,500.00 $5,114.82 REFINANCE
MD 09/04/2003 $636,739.70 11/01/2003
20854 11/01/2003 5.125 STREAMLINE
66.56 SINGLE FAMILY PRIMARY RESIDENCE N
555317106 $611,250.00 $4,794.02 PURCHASE
NH 08/06/2003 $604,289.35 12/01/2003
03585 10/01/2003 4.875 STANDARD
75 SINGLE FAMILY SECOND HOME N
555414705 $496,000.00 $4,019.91 REFINANCE
ID 10/07/2003 $494,201.76 11/01/2003
83814 12/01/2003 5.375 SELECT
58.35 SINGLE FAMILY PRIMARY RESIDENCE N
555460401 $350,000.00 $3,798.42 REFINANCE
CA 10/15/2003 $345,601.44 11/01/2003
94546 11/01/2003 5.5 STANDARD
61.4 SINGLE FAMILY PRIMARY RESIDENCE N
555492503 $485,431.00 $3,902.28 REFINANCE
CA 10/28/2003 $483,652.48 12/01/2003
91006 12/01/2003 5.25 STREAMLINE
64.47 SINGLE FAMILY PRIMARY RESIDENCE N
555547108 $439,250.00 $3,473.57 REFINANCE
CA 09/30/2003 $435,956.43 11/01/2003
91367 11/01/2003 5 SELECT
61.01 PUD PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
555570407 $450,000.00 $3,587.95 REFINANCE
NJ 09/09/2003 $446,660.73 12/01/2003
07039 11/01/2003 5.125 STANDARD
69.23 SINGLE FAMILY PRIMARY RESIDENCE N
555593904 $539,215.00 $4,229.05 REFINANCE
CA 10/14/2003 $537,176.51 11/01/2003
93940 12/01/2003 4.875 STANDARD
59 SINGLE FAMILY PRIMARY RESIDENCE N
555608207 $368,700.00 $2,939.73 REFINANCE
NJ 09/17/2003 $365,964.03 11/01/2003
08540 11/01/2003 5.125 STANDARD
69.57 SINGLE FAMILY PRIMARY RESIDENCE N
555697101 $347,413.00 $2,747.32 REFINANCE
TX 10/02/2003 $346,113.23 12/01/2003
76112 12/01/2003 5 STANDARD
79.87 SINGLE FAMILY PRIMARY RESIDENCE N
555705706 $450,000.00 $3,529.34 PURCHASE
NJ 08/01/2003 $444,875.59 11/01/2003
08243 10/01/2003 4.875 STANDARD
65.45 CONDOMINIUM SECOND HOME N
555707801 $500,000.00 $3,921.49 PURCHASE
FL 08/15/2003 $494,109.34 11/01/2003
33412 10/01/2003 4.875 STANDARD
64.94 PUD PRIMARY RESIDENCE N
555745504 $467,500.00 $3,696.97 REFINANCE
NJ 09/08/2003 $463,994.61 11/01/2003
08006 11/01/2003 5 STREAMLINE
58.44 SINGLE FAMILY SECOND HOME N
555752609 $399,000.00 $3,155.27 PURCHASE
CA 10/08/2003 $397,507.23 11/01/2003
92880 12/01/2003 5 STANDARD
88.86 SINGLE FAMILY PRIMARY RESIDENCE N
555885508 $207,400.00 $1,653.65 REFINANCE
NV 10/02/2003 $206,632.12 11/01/2003
89502 12/01/2003 5.125 STATED INCOME
61 SINGLE FAMILY PRIMARY RESIDENCE N
555992403 $489,050.00 $3,867.38 REFINANCE
MI 10/10/2003 $487,220.33 11/01/2003
48069 12/01/2003 5 SELECT
76.41 SINGLE FAMILY PRIMARY RESIDENCE N
556039105 $741,600.00 $5,912.93 PURCHASE
IL 09/17/2003 $736,096.91 11/01/2003
60184 11/01/2003 5.125 SELECT
80 SINGLE FAMILY PRIMARY RESIDENCE N
556116507 $388,000.00 $3,093.61 PURCHASE
NJ 09/05/2003 $385,120.81 11/01/2003
07054 11/01/2003 5.125 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
556331502 $800,000.00 $6,483.73 REFINANCE
CA 11/04/2003 $797,099.60 11/01/2003
92037 12/01/2003 5.375 STANDARD
43.24 SINGLE FAMILY PRIMARY RESIDENCE N
556343002 $400,000.00 $3,215.52 REFINANCE
TX 09/22/2003 $397,062.55 12/01/2003
78703 11/01/2003 5.25 STANDARD
76.19 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
556476901 $375,000.00 $3,064.07 REFINANCE
CA 10/09/2003 $371,865.27 11/01/2003
91320 11/01/2003 5.5 STATED INCOME
46.88 SINGLE FAMILY PRIMARY RESIDENCE N
556791705 $60,000.00 $535.12 PURCHASE
IN 09/09/2003 $59,616.16 01/01/2004
46953 11/01/2003 6.875 STANDARD
75 SINGLE FAMILY PRIMARY RESIDENCE N
556949709 $456,000.00 $3,606.02 REFINANCE
MI 10/15/2003 $452,580.85 12/01/2003
49770 11/01/2003 5 STREAMLINE
62.47 SINGLE FAMILY SECOND HOME N
556949907 $373,350.00 $2,952.43 REFINANCE
MI 10/15/2003 $370,550.58 12/01/2003
48374 11/01/2003 5 STREAMLINE
48.8 CONDOMINIUM PRIMARY RESIDENCE N
556961605 $474,000.00 $3,872.98 PURCHASE
PA 10/20/2003 $472,299.52 12/01/2003
19103 12/01/2003 5.5 STANDARD
55.12 SINGLE FAMILY PRIMARY RESIDENCE N
557261203 $560,000.00 $4,575.67 PURCHASE
NJ 09/17/2003 $555,972.79 12/01/2003
08540 11/01/2003 5.5 STANDARD
73.78 PUD PRIMARY RESIDENCE N
557353208 $455,000.00 $3,778.37 REFINANCE
TX 10/15/2003 $453,401.84 12/01/2003
76063 12/01/2003 5.75 STANDARD
69.47 SINGLE FAMILY PRIMARY RESIDENCE N
557386604 $701,250.00 $5,776.42 PURCHASE
TX 09/04/2003 $696,259.71 01/01/2004
77005 11/01/2003 5.625 STANDARD
75 SINGLE FAMILY PRIMARY RESIDENCE N
557422607 $682,500.00 $5,713.34 PURCHASE
CA 09/19/2003 $677,744.52 11/01/2003
93604 11/01/2003 5.875 SELECT
75 SINGLE FAMILY PRIMARY RESIDENCE N
557454402 $574,000.00 $4,766.56 REFINANCE
CA 10/21/2003 $571,983.86 11/01/2003
94539 12/01/2003 5.75 STANDARD
69.58 SINGLE FAMILY PRIMARY RESIDENCE N
557510401 $460,000.00 $3,758.59 PURCHASE
TX 09/25/2003 $456,691.92 12/01/2003
76107 11/01/2003 5.5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
557577004 $536,000.00 $4,379.57 PURCHASE
NC 10/07/2003 $534,077.10 12/01/2003
28107 12/01/2003 5.5 SELECT
80 SINGLE FAMILY PRIMARY RESIDENCE N
557637105 $50,150.00 $403.15 REFINANCE
TX 10/14/2003 $49,966.26 11/01/2003
78230 12/01/2003 5.25 STATED INCOME
41.79 SINGLE FAMILY PRIMARY RESIDENCE N
557805702 $700,000.00 $5,719.59 PURCHASE
MI 10/09/2003 $697,488.74 12/01/2003
48302 12/01/2003 5.5 SELECT
58.33 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
557818309 $537,000.00 $4,459.31 PURCHASE
NY 10/29/2003 $535,113.82 12/01/2003
12580 12/01/2003 5.75 STANDARD
79.95 SINGLE FAMILY SECOND HOME N
557839800 $426,000.00 $3,368.79 PURCHASE
PA 10/22/2003 $424,406.21 11/01/2003
19061 12/01/2003 5 RELOCATION
80 PUD PRIMARY RESIDENCE N
557968104 $480,000.00 $3,827.14 PURCHASE
TX 10/24/2003 $478,222.86 11/01/2003
77079 12/01/2003 5.125 RELOCATION
76.25 PUD PRIMARY RESIDENCE N
558061107 $508,000.00 $4,150.79 PURCHASE
NJ 11/06/2003 $508,000.00 12/01/2003
08852 01/01/2004 5.5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
558075701 $404,000.00 $3,301.02 PURCHASE
PA 10/10/2003 $402,550.65 12/01/2003
19301 12/01/2003 5.5 SELECT
80 SINGLE FAMILY PRIMARY RESIDENCE N
558183208 $393,500.00 $3,215.23 REFINANCE
MI 11/05/2003 $392,088.31 11/01/2003
48306 12/01/2003 5.5 SELECT
64.51 SINGLE FAMILY PRIMARY RESIDENCE N
558303004 $379,500.00 $3,100.84 REFINANCE
TX 11/18/2003 $379,500.00 12/01/2003
78006 01/01/2004 5.5 STREAMLINE
70.94 SINGLE FAMILY PRIMARY RESIDENCE N
558336905 $850,000.00 $6,945.21 REFINANCE
MI 11/11/2003 $850,000.00 12/01/2003
49712 01/01/2004 5.5 SELECT
56.67 SINGLE FAMILY PRIMARY RESIDENCE N
558348603 $850,000.00 $6,945.21 PURCHASE
VA 11/12/2003 $850,000.00 12/01/2003
20124 01/01/2004 5.5 SELECT
73.91 PUD PRIMARY RESIDENCE N
558387502 $384,884.00 $3,144.83 REFINANCE
NJ 10/16/2003 $383,503.22 11/01/2003
08057 12/01/2003 5.5 STREAMLINE
52.72 SINGLE FAMILY PRIMARY RESIDENCE N
558388302 $333,950.00 $2,684.55 REFINANCE
TX 10/23/2003 $332,472.42 11/01/2003
78257 12/01/2003 5.25 EXPRESS
76.77 SINGLE FAMILY PRIMARY RESIDENCE N
558536306 $518,000.00 $4,164.09 PURCHASE
CA 10/28/2003 $516,102.16 12/01/2003
90025 12/01/2003 5.25 STANDARD
75.07 CONDOMINIUM PRIMARY RESIDENCE N
558562708 $431,900.00 $3,500.41 PURCHASE
CA 10/23/2003 $430,334.14 11/01/2003
95687 12/01/2003 5.375 STANDARD
79.98 SINGLE FAMILY PRIMARY RESIDENCE N
558715207 $438,450.00 $3,582.51 REFINANCE
MI 11/05/2003 $436,877.05 12/01/2003
48170 12/01/2003 5.5 SELECT
62.64 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
558752309 $436,564.00 $3,567.10 REFINANCE
ME 10/24/2003 $434,997.82 11/01/2003
03909 12/01/2003 5.5 STANDARD
62.37 SINGLE FAMILY PRIMARY RESIDENCE N
559150008 $620,000.00 $4,984.05 REFINANCE
NJ 11/14/2003 $620,000.00 12/01/2003
07722 01/01/2004 5.25 STANDARD
48.63 SINGLE FAMILY PRIMARY RESIDENCE N
600248414 $397,700.00 $3,437.13 PURCHASE
RI 02/27/2002 $368,360.29 11/01/2003
02886 04/01/2002 6.375 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600288251 $516,000.00 $4,080.50 REFINANCE
MA 09/25/2003 $512,130.96 12/01/2003
02467 11/01/2003 5 STANDARD
59.65 SINGLE FAMILY PRIMARY RESIDENCE N
600345971 $355,000.00 $4,099.02 REFINANCE
CA 07/02/2002 $320,498.86 11/01/2003
95032 09/01/2002 6.875 STANDARD
39.66 SINGLE FAMILY PRIMARY RESIDENCE N
600420231 $795,000.00 $6,443.20 REFINANCE
IL 03/19/2003 $771,577.16 11/01/2003
60423 05/01/2003 5.375 STANDARD
74.65 SINGLE FAMILY PRIMARY RESIDENCE N
600475877 $495,000.00 $3,914.43 REFINANCE
NJ 09/15/2003 $486,981.64 11/01/2003
08060 11/01/2003 5 STANDARD
68.28 SINGLE FAMILY PRIMARY RESIDENCE N
600506641 $750,000.00 $6,078.49 REFINANCE
NJ 02/06/2003 $725,084.91 11/01/2003
07945 04/01/2003 5.375 STANDARD
63.83 SINGLE FAMILY PRIMARY RESIDENCE N
600518019 $410,000.00 $3,295.90 REFINANCE
SC 07/18/2003 $403,951.86 11/01/2003
29615 09/01/2003 5.25 STANDARD
78.85 SINGLE FAMILY PRIMARY RESIDENCE N
600541053 $503,200.00 $4,111.56 PURCHASE
MA 02/21/2003 $486,651.38 12/01/2003
02458 04/01/2003 5.5 STANDARD
80 CONDOMINIUM PRIMARY RESIDENCE N
600546183 $400,000.00 $3,294.93 REFINANCE
MN 01/02/2003 $384,009.50 11/01/2003
55025 02/01/2003 5.625 STANDARD
50 SINGLE FAMILY PRIMARY RESIDENCE N
600589617 $350,000.00 $2,813.57 REFINANCE
SC 07/21/2003 $344,836.97 11/01/2003
29607 09/01/2003 5.25 STANDARD
60.34 SINGLE FAMILY PRIMARY RESIDENCE N
600592938 $553,000.00 $4,518.47 REFINANCE
MA 09/05/2003 $549,023.13 11/01/2003
02493 11/01/2003 5.5 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
600650129 $606,000.00 $4,911.42 REFINANCE
CA 06/11/2003 $594,915.93 12/01/2003
94117 08/01/2003 5.375 STANDARD
78.7 CONDOMINIUM SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600650353 $551,000.00 $4,429.37 REFINANCE
AZ 08/20/2003 $544,917.23 01/01/2004
85750 10/01/2003 5.25 STANDARD
72.5 SINGLE FAMILY PRIMARY RESIDENCE N
600672966 $602,000.00 $4,760.58 REFINANCE
SC 07/25/2003 $592,934.55 12/01/2003
29745 09/01/2003 5 STANDARD
56.26 SINGLE FAMILY PRIMARY RESIDENCE N
600676665 $548,000.00 $4,405.25 REFINANCE
NJ 09/08/2003 $543,975.72 11/01/2003
08202 11/01/2003 5.25 STANDARD
28.1 SINGLE FAMILY SECOND HOME N
600681312 $436,000.00 $3,476.32 REFINANCE
SC 07/29/2003 $430,962.76 12/01/2003
29615 10/01/2003 5.125 STANDARD
72.67 SINGLE FAMILY PRIMARY RESIDENCE N
600681528 $355,800.00 $2,860.20 REFINANCE
NY 11/18/2003 $355,800.00 12/01/2003
10528 01/01/2004 5.25 STANDARD
29.65 SINGLE FAMILY PRIMARY RESIDENCE N
600691514 $455,000.00 $3,657.64 REFINANCE
DE 07/17/2003 $447,983.06 12/01/2003
19807 09/01/2003 5.25 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
600692031 $375,000.00 $3,014.54 REFINANCE
MA 08/01/2003 $369,468.17 11/01/2003
01742 09/01/2003 5.25 STANDARD
68.18 SINGLE FAMILY PRIMARY RESIDENCE N
600697959 $582,000.00 $4,678.57 REFINANCE
DC 09/10/2003 $577,726.03 11/01/2003
20003 11/01/2003 5.25 STANDARD
75.58 SINGLE FAMILY PRIMARY RESIDENCE N
600704606 $390,000.00 $3,109.55 REFINANCE
IL 08/20/2003 $385,628.35 11/01/2003
60035 10/01/2003 5.125 STANDARD
70.27 SINGLE FAMILY PRIMARY RESIDENCE N
600705771 $622,450.00 $4,922.29 REFINANCE
FL 07/21/2003 $611,310.22 11/01/2003
33483 09/01/2003 5 STREAMLINE
47.88 CONDOMINIUM PRIMARY RESIDENCE N
600706590 $390,000.00 $3,109.55 REFINANCE
SC 06/24/2003 $382,195.10 11/01/2003
29732 08/01/2003 5.125 STANDARD
59.36 SINGLE FAMILY PRIMARY RESIDENCE N
600706603 $505,000.00 $4,026.47 REFINANCE
MA 06/18/2003 $495,571.31 11/01/2003
02421 08/01/2003 5.125 STANDARD
38.85 SINGLE FAMILY PRIMARY RESIDENCE N
600707128 $476,000.00 $3,857.82 REFINANCE
OH 07/15/2003 $469,050.53 11/01/2003
44236 09/01/2003 5.375 STANDARD
67.81 SINGLE FAMILY PRIMARY RESIDENCE N
600710759 $585,000.00 $4,741.22 REFINANCE
NH 09/30/2003 $582,879.09 12/01/2003
03842 12/01/2003 5.375 STREAMLINE
39.66 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600711674 $360,000.00 $2,870.35 REFINANCE
NJ 07/25/2003 $354,634.35 11/01/2003
08536 09/01/2003 5.125 STANDARD
75 SINGLE FAMILY PRIMARY RESIDENCE N
600712958 $800,000.00 $6,536.67 REFINANCE
CA 08/07/2003 $791,350.47 12/01/2003
90266 10/01/2003 5.5 STREAMLINE
69.57 SINGLE FAMILY PRIMARY RESIDENCE N
600716302 $407,000.00 $3,245.09 REFINANCE
AZ 07/08/2003 $400,933.83 12/01/2003
85054 09/01/2003 5.125 STANDARD
53.91 PUD PRIMARY RESIDENCE N
600716911 $371,000.00 $2,958.06 REFINANCE
PA 07/22/2003 $365,470.37 11/01/2003
19046 09/01/2003 5.125 STANDARD
61.63 SINGLE FAMILY PRIMARY RESIDENCE N
600717394 $896,000.00 $7,202.74 REFINANCE
MA 08/22/2003 $886,108.63 12/01/2003
02445 10/01/2003 5.25 STREAMLINE
13.78 SINGLE FAMILY PRIMARY RESIDENCE N
600718869 $350,000.00 $2,790.62 REFINANCE
CA 07/28/2003 $346,095.89 11/01/2003
91354 10/01/2003 5.125 STANDARD
61.73 PUD PRIMARY RESIDENCE N
600720735 $384,000.00 $3,086.89 REFINANCE
MA 08/25/2003 $333,041.98 11/01/2003
02649 10/01/2003 5.25 STANDARD
46.55 SINGLE FAMILY SECOND HOME N
600720958 $614,500.00 $4,939.83 REFINANCE
MA 09/30/2003 $609,987.37 11/01/2003
01944 11/01/2003 5.25 STANDARD
48.77 SINGLE FAMILY PRIMARY RESIDENCE N
600722769 $400,000.00 $3,189.28 REFINANCE
SC 07/18/2003 $394,038.16 12/01/2003
29672 09/01/2003 5.125 STANDARD
80 PUD PRIMARY RESIDENCE N
600727014 $340,000.00 $2,733.18 REFINANCE
SC 07/22/2003 $334,984.49 11/01/2003
29732 09/01/2003 5.25 STANDARD
60.18 SINGLE FAMILY PRIMARY RESIDENCE N
600729105 $634,000.00 $5,096.58 REFINANCE
MA 09/16/2003 $629,344.18 11/01/2003
02474 11/01/2003 5.25 STREAMLINE
63.4 SINGLE FAMILY PRIMARY RESIDENCE N
600729906 $355,000.00 $3,830.73 REFINANCE
NJ 08/20/2003 $348,247.97 11/01/2003
08836 10/01/2003 5.375 STANDARD
52.21 SINGLE FAMILY PRIMARY RESIDENCE N
600730731 $528,000.00 $4,244.47 PURCHASE
FL 07/11/2003 $520,211.20 12/01/2003
33919 09/01/2003 5.25 STANDARD
80 SINGLE FAMILY SECOND HOME N
600731448 $385,000.00 $3,094.93 REFINANCE
LA 07/21/2003 $377,316.28 12/01/2003
70006 09/01/2003 5.25 STREAMLINE
78.57 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600733071 $613,000.00 $4,927.77 REFINANCE
CA 08/22/2003 $604,370.66 11/01/2003
90049 10/01/2003 5.25 STANDARD
47.15 SINGLE FAMILY PRIMARY RESIDENCE N
600735360 $587,900.00 $4,687.45 REFINANCE
IL 07/17/2003 $579,137.56 11/01/2003
60022 09/01/2003 5.125 STANDARD
31.78 SINGLE FAMILY PRIMARY RESIDENCE N
600736590 $442,500.00 $4,666.41 REFINANCE
CA 06/26/2003 $428,039.21 11/01/2003
92831 08/01/2003 4.875 STANDARD
54.63 SINGLE FAMILY PRIMARY RESIDENCE N
600737341 $501,000.00 $4,027.43 REFINANCE
TN 08/19/2003 $495,469.21 11/01/2003
37027 10/01/2003 5.25 STANDARD
74.22 PUD PRIMARY RESIDENCE N
600740164 $665,000.00 $5,302.18 REFINANCE
MI 10/10/2003 $662,537.92 11/01/2003
48105 12/01/2003 5.125 STANDARD
55.88 SINGLE FAMILY PRIMARY RESIDENCE N
600742742 $560,000.00 $4,501.72 REFINANCE
NH 07/29/2003 $551,739.10 11/01/2003
03049 09/01/2003 5.25 STANDARD
58.09 SINGLE FAMILY PRIMARY RESIDENCE N
600747369 $412,000.00 $4,395.12 REFINANCE
NH 08/18/2003 $403,850.56 01/01/2004
03755 10/01/2003 5.125 STANDARD
65.92 SINGLE FAMILY PRIMARY RESIDENCE N
600748159 $419,000.00 $3,368.25 REFINANCE
MD 08/22/2003 $414,374.45 11/01/2003
21230 10/01/2003 5.25 STANDARD
72.24 SINGLE FAMILY PRIMARY RESIDENCE N
600749087 $681,400.00 $5,388.47 PURCHASE
NC 07/31/2003 $671,138.88 11/01/2003
28277 09/01/2003 5 STANDARD
80 PUD PRIMARY RESIDENCE N
600749556 $90,000.00 $723.49 REFINANCE
NC 07/24/2003 $88,672.36 12/01/2003
27889 09/01/2003 5.25 STATED INCOME
72 SINGLE FAMILY PRIMARY RESIDENCE N
600749699 $358,000.00 $2,877.88 REFINANCE
AZ 08/05/2003 $353,417.83 11/01/2003
85250 10/01/2003 5.25 STANDARD
75.37 PUD PRIMARY RESIDENCE N
600750443 $343,000.00 $2,757.30 REFINANCE
CO 09/05/2003 $337,703.76 11/01/2003
81301 11/01/2003 5.25 STANDARD
69.29 SINGLE FAMILY SECOND HOME N
600752030 $500,000.00 $4,085.42 PURCHASE
MN 07/23/2003 $492,775.52 12/01/2003
56472 09/01/2003 5.5 STANDARD
80 SINGLE FAMILY SECOND HOME N
600754672 $400,000.00 $3,215.51 PURCHASE
MD 06/30/2003 $392,608.05 12/01/2003
20841 08/01/2003 5.25 STANDARD
64.5 PUD PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600755883 $570,000.00 $4,619.65 REFINANCE
MI 08/18/2003 $563,772.62 11/01/2003
48167 10/01/2003 5.375 STANDARD
73.55 CONDOMINIUM PRIMARY RESIDENCE N
600756219 $520,000.00 $4,146.07 REFINANCE
IL 09/10/2003 $516,141.30 11/01/2003
60093 11/01/2003 5.125 STREAMLINE
43.33 SINGLE FAMILY PRIMARY RESIDENCE N
600756426 $386,000.00 $3,077.66 REFINANCE
NJ 09/12/2003 $383,135.66 12/01/2003
07043 11/01/2003 5.125 STANDARD
51.13 SINGLE FAMILY PRIMARY RESIDENCE N
600757769 $616,000.00 $4,951.89 REFINANCE
MA 07/24/2003 $603,187.99 11/01/2003
02461 09/01/2003 5.25 STANDARD
79.48 SINGLE FAMILY PRIMARY RESIDENCE N
600758802 $750,000.00 $6,029.09 REFINANCE
MA 08/20/2003 $741,720.36 11/01/2003
02465 10/01/2003 5.25 STANDARD
25 SINGLE FAMILY PRIMARY RESIDENCE N
600758925 $555,000.00 $4,461.52 REFINANCE
MA 09/19/2003 $550,924.32 11/01/2003
02138 11/01/2003 5.25 STREAMLINE
58.12 2-4 FAMILY PRIMARY RESIDENCE N
600759477 $520,000.00 $4,180.17 PURCHASE
NJ 07/29/2003 $500,250.19 12/01/2003
07728 09/01/2003 5.25 STANDARD
72.07 SINGLE FAMILY PRIMARY RESIDENCE N
600759830 $788,230.00 $6,336.41 REFINANCE
CA 08/04/2003 $779,528.33 11/01/2003
92687 10/01/2003 5.25 STATED INCOME
56.3 CONDOMINIUM PRIMARY RESIDENCE N
600760373 $377,600.00 $3,035.44 REFINANCE
MI 07/21/2003 $366,996.42 01/01/2004
48025 09/01/2003 5.25 STANDARD
63.89 CONDOMINIUM PRIMARY RESIDENCE N
600763363 $82,000.00 $659.18 REFINANCE
NC 08/19/2003 $80,894.77 12/01/2003
27048 10/01/2003 5.25 STANDARD
68.33 SINGLE FAMILY PRIMARY RESIDENCE N
600765384 $362,000.00 $2,910.04 REFINANCE
CO 08/01/2003 $358,003.70 12/01/2003
80206 10/01/2003 5.25 STREAMLINE
71.83 SINGLE FAMILY PRIMARY RESIDENCE N
600765978 $344,500.00 $2,746.77 REFINANCE
NC 07/01/2003 $339,365.34 11/01/2003
28625 09/01/2003 5.125 STANDARD
79.75 SINGLE FAMILY PRIMARY RESIDENCE N
600766642 $430,000.00 $3,428.48 REFINANCE
IN 09/23/2003 $426,809.16 12/01/2003
46804 11/01/2003 5.125 STATED INCOME
69.13 CONDOMINIUM PRIMARY RESIDENCE N
600768869 $575,000.00 $4,547.06 REFINANCE
IL 07/14/2003 $557,132.89 12/01/2003
60099 09/01/2003 5 STANDARD
28.75 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600768953 $408,000.00 $3,199.93 REFINANCE
MA 07/08/2003 $395,430.17 12/01/2003
02161 09/01/2003 4.875 STREAMLINE
47.22 SINGLE FAMILY PRIMARY RESIDENCE N
600770170 $800,000.00 $6,274.38 REFINANCE
NJ 08/05/2003 $790,889.95 11/01/2003
07059 10/01/2003 4.875 STANDARD
66.67 SINGLE FAMILY PRIMARY RESIDENCE N
600770627 $427,500.00 $3,408.55 REFINANCE
AL 07/23/2003 $414,653.78 12/01/2003
35603 09/01/2003 5.125 STANDARD
72.46 SINGLE FAMILY PRIMARY RESIDENCE N
600770713 $619,400.00 $4,857.94 REFINANCE
NC 07/09/2003 $609,976.26 12/01/2003
27609 09/01/2003 4.875 STANDARD
72.87 SINGLE FAMILY PRIMARY RESIDENCE N
600772060 $340,000.00 $2,688.70 REFINANCE
VA 09/09/2003 $337,450.64 11/01/2003
20132 11/01/2003 5 STANDARD
80 PUD PRIMARY RESIDENCE N
600772071 $350,000.00 $2,767.78 REFINANCE
MA 08/27/2003 $347,375.65 11/01/2003
01760 11/01/2003 5 STANDARD
41.18 SINGLE FAMILY PRIMARY RESIDENCE N
600773283 $477,000.00 $3,772.09 REFINANCE
IL 07/29/2003 $471,623.89 11/01/2003
60062 10/01/2003 5 STANDARD
48.92 SINGLE FAMILY PRIMARY RESIDENCE N
600773959 $361,800.00 $2,884.71 REFINANCE
CT 10/21/2003 $360,160.48 12/01/2003
06518 12/01/2003 5.125 STANDARD
64.61 SINGLE FAMILY PRIMARY RESIDENCE N
600774976 $490,000.00 $3,906.87 REFINANCE
CA 08/11/2003 $484,253.65 12/01/2003
90275 10/01/2003 5.125 STANDARD
69.01 SINGLE FAMILY PRIMARY RESIDENCE N
600776804 $337,500.00 $2,946.58 REFINANCE
UT 07/11/2003 $314,908.32 11/01/2003
84076 09/01/2003 5 STREAMLINE
50.37 SINGLE FAMILY PRIMARY RESIDENCE N
600778290 $552,000.00 $4,365.18 REFINANCE
CA 10/20/2003 $547,905.24 11/01/2003
92657 12/01/2003 5 STANDARD
38.07 PUD PRIMARY RESIDENCE N
600778912 $450,000.00 $3,558.57 REFINANCE
IL 08/07/2003 $444,928.22 11/01/2003
60565 10/01/2003 5 STANDARD
78.26 PUD PRIMARY RESIDENCE N
600780590 $535,900.00 $4,378.75 PURCHASE
NJ 09/12/2003 $532,046.11 12/01/2003
08226 11/01/2003 5.5 STANDARD
80 CONDOMINIUM SECOND HOME N
600781019 $450,000.00 $3,558.58 PURCHASE
NV 07/01/2003 $443,223.48 11/01/2003
89052 09/01/2003 5 STANDARD
53.34 PUD PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600782408 $460,000.00 $3,637.65 REFINANCE
SC 08/06/2003 $454,815.52 11/01/2003
29907 10/01/2003 5 STANDARD
59.59 PUD PRIMARY RESIDENCE N
600783685 $364,000.00 $2,950.09 REFINANCE
MI 08/25/2003 $360,023.23 11/01/2003
48532 10/01/2003 5.375 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600783824 $477,000.00 $3,741.10 REFINANCE
TN 07/17/2003 $469,742.78 11/01/2003
38139 09/01/2003 4.875 STANDARD
63.6 SINGLE FAMILY PRIMARY RESIDENCE N
600784448 $82,000.00 $686.44 REFINANCE
MA 11/04/2003 $81,715.02 11/01/2003
02136 12/01/2003 5.875 STATED INCOME
27.52 SINGLE FAMILY PRIMARY RESIDENCE N
600785441 $566,500.00 $4,553.97 REFINANCE
CA 08/01/2003 $560,246.13 11/01/2003
92705 10/01/2003 5.25 STANDARD
56.65 SINGLE FAMILY PRIMARY RESIDENCE N
600786613 $395,000.00 $3,123.63 REFINANCE
VA 09/19/2003 $392,038.25 12/01/2003
23456 11/01/2003 5 STANDARD
58.52 PUD PRIMARY RESIDENCE N
600786629 $395,000.00 $3,175.32 REFINANCE
MD 08/25/2003 $390,639.39 12/01/2003
21044 10/01/2003 5.25 STANDARD
60.31 SINGLE FAMILY PRIMARY RESIDENCE N
600786694 $413,000.00 $3,265.98 REFINANCE
MA 08/09/2003 $408,345.22 12/01/2003
02481 10/01/2003 5 STANDARD
45.89 SINGLE FAMILY PRIMARY RESIDENCE N
600787703 $549,400.00 $4,344.63 REFINANCE
TX 07/25/2003 $541,126.62 11/01/2003
75019 09/01/2003 5 STANDARD
65.8 PUD PRIMARY RESIDENCE N
600788547 $440,000.00 $3,537.06 REFINANCE
CT 10/13/2003 $438,387.94 11/01/2003
06611 12/01/2003 5.25 STATED INCOME
70.4 SINGLE FAMILY PRIMARY RESIDENCE N
600789091 $400,000.00 $3,163.17 REFINANCE
FL 08/29/2003 $395,393.55 11/01/2003
32176 10/01/2003 5 STANDARD
63.49 SINGLE FAMILY PRIMARY RESIDENCE N
600789393 $415,200.00 $3,310.47 REFINANCE
UT 09/15/2003 $412,118.99 11/01/2003
84604 11/01/2003 5.125 STANDARD
57.67 PUD PRIMARY RESIDENCE N
600790122 $435,000.00 $3,439.95 REFINANCE
MN 08/01/2003 $430,097.28 11/01/2003
55379 10/01/2003 5 STANDARD
79.82 SINGLE FAMILY PRIMARY RESIDENCE N
600790288 $650,000.00 $5,182.58 REFINANCE
MA 09/08/2003 $645,176.64 12/01/2003
02481 11/01/2003 5.125 STANDARD
57.02 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600790618 $628,500.00 $4,929.31 REFINANCE
CA 06/06/2003 $610,494.52 12/01/2003
92615 08/01/2003 4.875 STANDARD
63.48 CONDOMINIUM PRIMARY RESIDENCE N
600792954 $359,500.00 $2,819.55 REFINANCE
KS 06/06/2003 $352,649.16 11/01/2003
66209 08/01/2003 4.875 STANDARD
74.9 PUD PRIMARY RESIDENCE N
600793332 $450,000.00 $3,558.58 REFINANCE
ME 09/30/2003 $446,625.83 11/01/2003
04074 11/01/2003 5 STANDARD
63.38 SINGLE FAMILY PRIMARY RESIDENCE N
600793375 $553,000.00 $4,409.18 REFINANCE
NJ 08/15/2003 $546,831.51 11/01/2003
08204 10/01/2003 5.125 STREAMLINE
59.78 SINGLE FAMILY SECOND HOME N
600793502 $665,000.00 $5,258.78 REFINANCE
CO 09/24/2003 $659,009.57 11/01/2003
80126 11/01/2003 5 STANDARD
70 PUD PRIMARY RESIDENCE N
600793779 $382,250.00 $3,047.76 REFINANCE
AZ 08/06/2003 $377,986.14 12/01/2003
85750 10/01/2003 5.125 STANDARD
69.5 PUD PRIMARY RESIDENCE N
600794976 $358,000.00 $2,854.41 REFINANCE
MA 08/13/2003 $354,006.64 11/01/2003
02038 10/01/2003 5.125 STANDARD
58.21 SINGLE FAMILY PRIMARY RESIDENCE N
600795486 $378,000.00 $3,013.87 REFINANCE
NC 07/25/2003 $372,030.90 11/01/2003
28746 09/01/2003 5.125 STANDARD
74.12 SINGLE FAMILY SECOND HOME N
600796233 $528,500.00 $4,179.34 REFINANCE
RI 08/08/2003 $522,543.47 12/01/2003
02806 10/01/2003 5 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
600797390 $480,000.00 $3,827.14 PURCHASE
NC 08/06/2003 $474,645.78 12/01/2003
28723 10/01/2003 5.125 STANDARD
80 SINGLE FAMILY SECOND HOME N
600797488 $480,000.00 $3,827.14 REFINANCE
SC 09/04/2003 $476,438.13 11/01/2003
29681 11/01/2003 5.125 STANDARD
78.05 PUD PRIMARY RESIDENCE N
600797829 $352,000.00 $2,783.59 REFINANCE
PA 08/25/2003 $347,026.49 11/01/2003
19096 10/01/2003 5 STANDARD
70.4 SINGLE FAMILY PRIMARY RESIDENCE N
600799527 $250,000.00 $1,976.98 REFINANCE
MA 09/26/2003 $248,125.48 11/01/2003
01701 11/01/2003 5 STATED INCOME
35.71 SINGLE FAMILY PRIMARY RESIDENCE N
600800076 $600,000.00 $4,783.92 REFINANCE
SC 08/08/2003 $593,307.23 12/01/2003
29910 10/01/2003 5.125 STANDARD
44.44 PUD SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600801803 $360,000.00 $2,893.96 REFINANCE
MO 08/21/2003 $355,662.95 11/01/2003
63017 10/01/2003 5.25 STANDARD
67.42 PUD PRIMARY RESIDENCE N
600804068 $401,205.00 $3,172.70 REFINANCE
SC 09/17/2003 $398,196.72 12/01/2003
29118 11/01/2003 5 STREAMLINE
89.16 SINGLE FAMILY PRIMARY RESIDENCE N
600804090 $353,000.00 $2,791.50 REFINANCE
OH 09/11/2003 $350,353.16 11/01/2003
44122 11/01/2003 5 STANDARD
76.74 SINGLE FAMILY PRIMARY RESIDENCE N
600804349 $436,500.00 $3,395.24 REFINANCE
NJ 06/07/2003 $428,096.59 11/01/2003
07933 08/01/2003 4.75 STANDARD
73.36 SINGLE FAMILY PRIMARY RESIDENCE N
600804825 $480,000.00 $3,795.81 REFINANCE
PA 08/01/2003 $474,590.09 11/01/2003
19380 10/01/2003 5 STANDARD
74.42 SINGLE FAMILY PRIMARY RESIDENCE N
600805542 $581,000.00 $4,632.43 REFINANCE
MA 09/16/2003 $576,688.66 11/01/2003
02116 11/01/2003 5.125 STANDARD
44.02 CONDOMINIUM PRIMARY RESIDENCE N
600805652 $505,000.00 $3,993.51 REFINANCE
TN 08/11/2003 $499,308.32 11/01/2003
37027 10/01/2003 5 STANDARD
79.53 PUD PRIMARY RESIDENCE N
600806224 $840,000.00 $6,752.57 REFINANCE
IL 10/10/2003 $836,922.43 12/01/2003
60462 12/01/2003 5.25 STANDARD
63.16 PUD PRIMARY RESIDENCE N
600806979 $650,000.00 $5,140.16 REFINANCE
MA 08/28/2003 $642,674.08 11/01/2003
02468 10/01/2003 5 STANDARD
30.95 SINGLE FAMILY PRIMARY RESIDENCE N
600807361 $500,000.00 $4,019.39 REFINANCE
DE 08/08/2003 $494,480.26 12/01/2003
19720 10/01/2003 5.25 STANDARD
66.67 SINGLE FAMILY PRIMARY RESIDENCE N
600809324 $450,000.00 $3,647.09 REFINANCE
DE 09/08/2003 $446,729.77 11/01/2003
19732 11/01/2003 5.375 STANDARD
51.43 SINGLE FAMILY PRIMARY RESIDENCE N
600810901 $369,896.00 $2,925.11 PURCHASE
MN 08/29/2003 $365,727.05 12/01/2003
55016 10/01/2003 5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600811019 $535,400.00 $4,303.96 PURCHASE
MI 08/01/2003 $529,489.46 11/01/2003
48067 10/01/2003 5.25 STANDARD
79.99 SINGLE FAMILY PRIMARY RESIDENCE N
600811246 $449,000.00 $3,550.66 PURCHASE
NC 07/28/2003 $442,238.58 11/01/2003
28461 09/01/2003 5 STANDARD
74.96 SINGLE FAMILY SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600811767 $549,000.00 $4,413.29 REFINANCE
NC 08/15/2003 $542,939.33 12/01/2003
27006 10/01/2003 5.25 STANDARD
74.69 SINGLE FAMILY PRIMARY RESIDENCE N
600812188 $595,000.00 $4,666.57 REFINANCE
AZ 06/24/2003 $583,060.11 12/01/2003
85268 08/01/2003 4.875 STANDARD
66.85 SINGLE FAMILY PRIMARY RESIDENCE N
600812197 $588,000.00 $4,611.67 REFINANCE
TX 06/23/2003 $576,794.73 11/01/2003
75093 08/01/2003 4.875 STANDARD
61.89 SINGLE FAMILY PRIMARY RESIDENCE N
600812281 $500,000.00 $4,052.33 REFINANCE
IL 09/09/2003 $496,366.38 11/01/2003
60521 11/01/2003 5.375 STANDARD
60.61 SINGLE FAMILY PRIMARY RESIDENCE N
600812289 $420,000.00 $3,321.33 REFINANCE
IN 09/02/2003 $416,850.79 12/01/2003
46060 11/01/2003 5 STANDARD
73.04 SINGLE FAMILY PRIMARY RESIDENCE N
600812868 $584,000.00 $4,580.30 REFINANCE
CA 06/24/2003 $572,870.94 11/01/2003
91711 08/01/2003 4.875 STANDARD
50.78 SINGLE FAMILY PRIMARY RESIDENCE N
600813206 $500,000.00 $3,986.60 REFINANCE
MD 07/31/2003 $494,422.70 12/01/2003
21210 10/01/2003 5.125 STANDARD
54.05 SINGLE FAMILY PRIMARY RESIDENCE N
600813950 $610,500.00 $4,947.89 PURCHASE
FL 08/25/2003 $603,830.14 11/01/2003
32137 10/01/2003 5.375 STANDARD
75 CONDOMINIUM PRIMARY RESIDENCE N
600814347 $548,000.00 $4,333.55 REFINANCE
NJ 08/21/2003 $541,823.68 11/01/2003
07458 10/01/2003 5 STANDARD
45.67 SINGLE FAMILY PRIMARY RESIDENCE N
600814968 $458,000.00 $3,681.76 REFINANCE
IL 09/25/2003 $452,419.10 11/01/2003
60564 11/01/2003 5.25 STANDARD
41.64 SINGLE FAMILY PRIMARY RESIDENCE N
600815139 $615,000.00 $4,823.43 REFINANCE
CA 06/11/2003 $603,280.21 11/01/2003
94062 08/01/2003 4.875 STANDARD
32.37 SINGLE FAMILY PRIMARY RESIDENCE N
600816478 $377,000.00 $3,055.45 REFINANCE
MD 10/20/2003 $375,633.20 12/01/2003
21093 12/01/2003 5.375 STANDARD
51.64 SINGLE FAMILY PRIMARY RESIDENCE N
600816625 $425,000.00 $3,444.48 REFINANCE
SC 09/10/2003 $419,375.57 12/01/2003
29605 11/01/2003 5.375 STANDARD
44.74 SINGLE FAMILY PRIMARY RESIDENCE N
600817162 $570,000.00 $4,695.28 REFINANCE
MA 09/05/2003 $565,943.71 11/01/2003
01921 11/01/2003 5.625 STANDARD
63.33 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600817654 $580,000.00 $4,700.70 REFINANCE
CA 08/07/2003 $563,596.07 12/01/2003
90274 10/01/2003 5.375 STANDARD
34.12 SINGLE FAMILY PRIMARY RESIDENCE N
600818391 $434,000.00 $3,403.85 REFINANCE
MA 07/02/2003 $427,397.01 11/01/2003
02467 09/01/2003 4.875 STANDARD
68.45 SINGLE FAMILY PRIMARY RESIDENCE N
600818458 $380,000.00 $3,079.77 REFINANCE
MA 09/22/2003 $377,238.45 12/01/2003
01776 11/01/2003 5.375 STANDARD
38.97 SINGLE FAMILY PRIMARY RESIDENCE N
600818531 $453,000.00 $3,552.87 REFINANCE
CA 07/03/2003 $446,107.92 11/01/2003
95602 09/01/2003 4.875 STANDARD
77.9 SINGLE FAMILY PRIMARY RESIDENCE N
600819986 $633,600.00 $4,928.34 REFINANCE
AZ 07/01/2003 $623,861.00 11/01/2003
85750 09/01/2003 4.75 STANDARD
35.2 SINGLE FAMILY PRIMARY RESIDENCE N
600820647 $382,000.00 $2,996.02 REFINANCE
IA 07/08/2003 $376,184.10 11/01/2003
50312 09/01/2003 4.875 STANDARD
61.12 SINGLE FAMILY PRIMARY RESIDENCE N
600820648 $546,000.00 $4,282.26 REFINANCE
MD 07/10/2003 $536,466.47 12/01/2003
20814 09/01/2003 4.875 STANDARD
76.1 SINGLE FAMILY PRIMARY RESIDENCE N
600821451 $473,000.00 $3,709.73 REFINANCE
UT 07/03/2003 $465,803.62 11/01/2003
84060 09/01/2003 4.875 STANDARD
40.26 SINGLE FAMILY PRIMARY RESIDENCE N
600824200 $368,000.00 $3,055.91 REFINANCE
FL 09/08/2003 $365,408.65 12/01/2003
34238 11/01/2003 5.75 STREAMLINE
80 SINGLE FAMILY PRIMARY RESIDENCE N
600827802 $496,000.00 $4,052.73 PURCHASE
GA 09/25/2003 $492,433.05 11/01/2003
31904 11/01/2003 5.5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600828234 $334,000.00 $2,773.57 REFINANCE
VA 09/12/2003 $331,648.08 11/01/2003
23455 11/01/2003 5.75 STANDARD
82.88 SINGLE FAMILY PRIMARY RESIDENCE N
600830221 $360,000.00 $3,086.73 REFINANCE
FL 09/12/2003 $357,570.23 11/01/2003
33157 11/01/2003 6.25 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600830936 $374,200.00 $2,910.65 REFINANCE
AZ 07/15/2003 $367,132.69 12/01/2003
85262 09/01/2003 4.75 STANDARD
71.01 PUD PRIMARY RESIDENCE N
600834225 $600,000.00 $5,063.14 PURCHASE
HI 09/10/2003 $595,863.40 12/01/2003
96741 11/01/2003 6 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600835746 $453,300.00 $3,584.67 REFINANCE
AZ 07/20/2003 $446,473.80 11/01/2003
85750 09/01/2003 5 STANDARD
54.61 PUD PRIMARY RESIDENCE N
600836796 $587,000.00 $4,718.76 REFINANCE
MD 08/07/2003 $580,519.84 11/01/2003
21037 10/01/2003 5.25 STANDARD
58.7 SINGLE FAMILY PRIMARY RESIDENCE N
600836797 $600,000.00 $4,666.99 REFINANCE
FL 08/04/2003 $591,590.83 12/01/2003
33441 10/01/2003 4.75 STANDARD
58.25 SINGLE FAMILY PRIMARY RESIDENCE N
600837722 $386,000.00 $3,077.66 REFINANCE
CA 07/30/2003 $378,204.76 11/01/2003
91320 09/01/2003 5.125 STANDARD
47.07 PUD PRIMARY RESIDENCE N
600838429 $627,900.00 $4,884.01 REFINANCE
IL 08/06/2003 $620,675.76 11/01/2003
60025 10/01/2003 4.75 STANDARD
62.17 PUD PRIMARY RESIDENCE N
600838596 $456,000.00 $3,546.91 REFINANCE
NJ 07/31/2003 $448,990.87 11/01/2003
08055 09/01/2003 4.75 STANDARD
77.29 PUD PRIMARY RESIDENCE N
600838597 $420,200.00 $3,405.58 REFINANCE
CA 07/29/2003 $409,786.10 12/01/2003
92024 09/01/2003 5.375 STANDARD
70.62 PUD SECOND HOME N
600840830 $386,000.00 $3,257.29 REFINANCE
MD 10/15/2003 $384,672.71 11/01/2003
21044 12/01/2003 6 STANDARD
79.92 SINGLE FAMILY PRIMARY RESIDENCE N
600841066 $523,200.00 $4,415.06 PURCHASE
SC 10/03/2003 $519,592.88 12/01/2003
29585 11/01/2003 6 STANDARD
80 SINGLE FAMILY SECOND HOME N
600841677 $440,000.00 $3,742.75 REFINANCE
NJ 09/25/2003 $436,998.52 11/01/2003
08540 11/01/2003 6.125 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600842271 $125,000.00 $1,046.40 REFINANCE
FL 10/07/2003 $124,565.58 11/01/2003
33137 12/01/2003 5.875 STATED INCOME
62.5 SINGLE FAMILY PRIMARY RESIDENCE N
600842392 $194,656.00 $1,629.50 REFINANCE
MA 09/15/2003 $193,299.69 11/01/2003
02368 11/01/2003 5.875 STATED INCOME
51.91 SINGLE FAMILY PRIMARY RESIDENCE N
600842453 $473,500.00 $3,900.37 REFINANCE
CA 10/03/2003 $471,819.16 11/01/2003
91355 12/01/2003 5.625 STANDARD
39.46 PUD PRIMARY RESIDENCE N
600842959 $505,000.00 $4,126.27 REFINANCE
IL 10/16/2003 $503,188.31 11/01/2003
60015 12/01/2003 5.5 STANDARD
77.1 CONDOMINIUM PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600843397 $671,150.00 $5,528.48 PURCHASE
MA 10/01/2003 $364,967.66 12/01/2003
02116 11/01/2003 5.625 STANDARD
74.99 CONDOMINIUM PRIMARY RESIDENCE N
600843768 $500,000.00 $4,152.05 REFINANCE
NC 10/07/2003 $498,243.78 12/01/2003
28411 12/01/2003 5.75 STANDARD
27.03 PUD SECOND HOME N
600845187 $749,900.00 $6,127.31 REFINANCE
IL 10/23/2003 $746,726.82 12/01/2003
60062 12/01/2003 5.5 STANDARD
74.99 PUD PRIMARY RESIDENCE N
600845963 $500,000.00 $4,085.42 PURCHASE
RI 10/15/2003 $498,206.25 11/01/2003
02871 12/01/2003 5.5 STANDARD
50 SINGLE FAMILY SECOND HOME N
600847944 $464,000.00 $3,639.14 PURCHASE
NJ 08/28/2003 $344,080.06 01/01/2004
07656 10/01/2003 4.875 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600848305 $442,000.00 $3,611.51 REFINANCE
WI 09/29/2003 $438,821.38 11/01/2003
53189 11/01/2003 5.5 STANDARD
75.56 SINGLE FAMILY PRIMARY RESIDENCE N
600848306 $432,700.00 $3,535.53 REFINANCE
AL 09/25/2003 $429,588.24 11/01/2003
36853 11/01/2003 5.5 STANDARD
60.52 SINGLE FAMILY SECOND HOME N
600849006 $400,000.00 $3,268.33 PURCHASE
LA 10/02/2003 $397,123.43 12/01/2003
70503 11/01/2003 5.5 STANDARD
94.12 SINGLE FAMILY PRIMARY RESIDENCE N
600849564 $380,000.00 $3,104.92 REFINANCE
MI 10/10/2003 $378,636.75 11/01/2003
48306 12/01/2003 5.5 STANDARD
69.09 SINGLE FAMILY PRIMARY RESIDENCE N
600849647 $570,000.00 $4,619.65 REFINANCE
NJ 10/01/2003 $567,933.48 12/01/2003
08056 12/01/2003 5.375 STANDARD
45.97 SINGLE FAMILY PRIMARY RESIDENCE N
600849721 $476,250.00 $3,923.02 PURCHASE
OH 10/29/2003 $474,559.40 11/01/2003
43220 12/01/2003 5.625 STANDARD
75 SINGLE FAMILY PRIMARY RESIDENCE N
600849757 $480,000.00 $3,985.97 REFINANCE
NJ 10/15/2003 $478,314.03 12/01/2003
07726 12/01/2003 5.75 STANDARD
55.49 SINGLE FAMILY PRIMARY RESIDENCE N
600849814 $500,000.00 $4,019.39 REFINANCE
HI 08/06/2003 $494,480.26 01/01/2004
96761 10/01/2003 5.25 STANDARD
60.61 CONDOMINIUM SECOND HOME N
600850106 $365,000.00 $2,862.69 REFINANCE
MD 08/05/2003 $360,843.53 12/01/2003
21104 10/01/2003 4.875 STANDARD
49.32 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600850202 $408,000.00 $3,360.83 REFINANCE
AZ 09/25/2003 $405,096.55 12/01/2003
85749 11/01/2003 5.625 STANDARD
76.98 PUD PRIMARY RESIDENCE N
600851384 $400,000.00 $3,294.93 PURCHASE
CA 10/16/2003 $398,580.07 12/01/2003
92024 12/01/2003 5.625 STANDARD
47.45 PUD PRIMARY RESIDENCE N
600851956 $450,000.00 $3,767.03 REFINANCE
NJ 10/01/2003 $445,292.98 12/01/2003
08203 11/01/2003 5.875 STANDARD
56.25 SINGLE FAMILY PRIMARY RESIDENCE N
600853272 $441,000.00 $3,691.69 REFINANCE
TX 10/14/2003 $439,467.37 12/01/2003
75229 12/01/2003 5.875 STANDARD
90 SINGLE FAMILY PRIMARY RESIDENCE N
600853451 $252,500.00 $2,130.74 REFINANCE
CO 10/28/2003 $251,631.76 12/01/2003
80228 12/01/2003 6 STATED INCOME
61.59 PUD PRIMARY RESIDENCE N
600853615 $575,000.00 $4,698.23 PURCHASE
MI 11/07/2003 $575,000.00 12/01/2003
49106 01/01/2004 5.5 STANDARD
65.71 SINGLE FAMILY PRIMARY RESIDENCE N
600853888 $633,000.00 $5,172.14 REFINANCE
MI 11/07/2003 $633,000.00 12/01/2003
49720 01/01/2004 5.5 STANDARD
74.91 CONDOMINIUM SECOND HOME N
600853932 $447,000.00 $3,652.36 REFINANCE
MA 10/13/2003 $445,396.39 11/01/2003
01532 12/01/2003 5.5 STANDARD
79.12 SINGLE FAMILY PRIMARY RESIDENCE N
600855041 $535,000.00 $4,335.99 REFINANCE
UT 10/09/2003 $533,060.36 12/01/2003
84117 12/01/2003 5.375 STANDARD
50.05 SINGLE FAMILY PRIMARY RESIDENCE N
600855198 $400,000.00 $3,268.33 REFINANCE
IL 10/31/2003 $398,565.00 12/01/2003
60177 12/01/2003 5.5 STANDARD
78.43 SINGLE FAMILY PRIMARY RESIDENCE N
600855394 $517,000.00 $4,397.73 PURCHASE
CA 09/17/2003 $503,422.22 11/01/2003
91754 11/01/2003 6.125 STANDARD
74.93 SINGLE FAMILY PRIMARY RESIDENCE N
600855768 $630,000.00 $5,273.85 REFINANCE
MN 10/23/2003 $627,810.53 11/01/2003
55359 12/01/2003 5.875 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
600855953 $425,000.00 $3,472.60 PURCHASE
CA 09/30/2003 $421,943.65 11/01/2003
92128 11/01/2003 5.5 STANDARD
69.67 PUD PRIMARY RESIDENCE N
600855991 $356,000.00 $2,885.26 REFINANCE
SC 10/24/2003 $354,709.32 11/01/2003
29412 12/01/2003 5.375 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600856625 $700,000.00 $5,719.58 REFINANCE
WI 11/06/2003 $700,000.00 12/01/2003
53217 01/01/2004 5.5 STANDARD
74.07 SINGLE FAMILY PRIMARY RESIDENCE N
600856800 $370,000.00 $3,047.81 REFINANCE
CA 08/21/2003 $366,041.20 11/01/2003
95117 10/01/2003 5.625 STANDARD
48.68 SINGLE FAMILY PRIMARY RESIDENCE N
600856940 $409,000.00 $3,369.06 REFINANCE
IL 10/16/2003 $407,548.13 12/01/2003
60043 12/01/2003 5.625 STANDARD
17.78 SINGLE FAMILY PRIMARY RESIDENCE N
600857000 $983,000.00 $8,097.28 REFINANCE
MA 10/27/2003 $979,510.53 11/01/2003
02492 12/01/2003 5.625 STANDARD
42.74 SINGLE FAMILY PRIMARY RESIDENCE N
600857032 $492,500.00 $4,024.14 REFINANCE
NJ 10/23/2003 $490,733.15 11/01/2003
08817 12/01/2003 5.5 STANDARD
61.56 SINGLE FAMILY PRIMARY RESIDENCE N
600857265 $497,000.00 $4,028.01 REFINANCE
AZ 10/24/2003 $495,198.14 12/01/2003
85255 12/01/2003 5.375 STANDARD
66.09 SINGLE FAMILY PRIMARY RESIDENCE N
600857380 $591,400.00 $4,715.35 PURCHASE
FL 06/13/2003 $580,358.20 12/01/2003
34212 08/01/2003 5.125 STANDARD
79.99 PUD PRIMARY RESIDENCE N
600858359 $383,000.00 $3,129.43 REFINANCE
MD 10/21/2003 $381,625.99 11/01/2003
20744 12/01/2003 5.5 STANDARD
66.61 SINGLE FAMILY PRIMARY RESIDENCE N
600858541 $650,000.00 $5,311.04 PURCHASE
CA 09/30/2003 $645,325.57 11/01/2003
92886 11/01/2003 5.5 STATED INCOME
58.3 SINGLE FAMILY PRIMARY RESIDENCE N
600861796 $432,000.00 $3,529.80 REFINANCE
SC 10/10/2003 $430,450.20 11/01/2003
29483 12/01/2003 5.5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
600862002 $541,000.00 $4,420.42 REFINANCE
SC 10/27/2003 $539,059.16 11/01/2003
29464 12/01/2003 5.5 STANDARD
65.58 SINGLE FAMILY PRIMARY RESIDENCE N
600862243 $410,000.00 $4,449.58 REFINANCE
NC 11/03/2003 $407,429.59 12/01/2003
28516 12/01/2003 5.5 STANDARD
31.66 SINGLE FAMILY SECOND HOME N
600863087 $450,000.00 $3,676.88 REFINANCE
NJ 10/31/2003 $448,385.62 12/01/2003
07836 12/01/2003 5.5 STANDARD
76.92 SINGLE FAMILY PRIMARY RESIDENCE N
600863809 $629,100.00 $5,140.27 PURCHASE
NJ 10/24/2003 $626,843.11 11/01/2003
08247 12/01/2003 5.5 STATED INCOME
69.9 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
600863837 $348,000.00 $2,843.45 REFINANCE
PA 10/22/2003 $346,751.55 11/01/2003
17111 12/01/2003 5.5 STANDARD
62.14 SINGLE FAMILY PRIMARY RESIDENCE N
600867054 $466,200.00 $4,093.21 REFINANCE
CA 10/14/2003 $464,680.60 11/01/2003
92705 12/01/2003 6.625 STANDARD
70.64 PUD PRIMARY RESIDENCE N
600870274 $587,000.00 $4,874.51 REFINANCE
NM 10/03/2003 $584,938.20 12/01/2003
87107 12/01/2003 5.75 STANDARD
40.07 SINGLE FAMILY PRIMARY RESIDENCE N
600870287 $650,000.00 $5,706.96 REFINANCE
AZ 10/23/2003 $647,881.58 12/01/2003
85718 12/01/2003 6.625 STANDARD
33.33 PUD PRIMARY RESIDENCE N
600871148 $535,000.00 $4,406.96 REFINANCE
CT 10/27/2003 $533,100.85 11/01/2003
06897 12/01/2003 5.625 STANDARD
49.45 SINGLE FAMILY PRIMARY RESIDENCE N
600878720 $470,000.00 $3,809.19 REFINANCE
CA 09/29/2003 $466,584.41 11/01/2003
92887 11/01/2003 5.375 STANDARD
51.09 PUD PRIMARY RESIDENCE N
600882431 $518,000.00 $4,130.12 REFINANCE
CO 10/20/2003 $516,082.17 11/01/2003
80123 12/01/2003 5.125 STANDARD
63.02 SINGLE FAMILY PRIMARY RESIDENCE N
600882433 $539,000.00 $4,404.08 REFINANCE
CA 10/16/2003 $537,066.34 11/01/2003
90807 12/01/2003 5.5 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
600883130 $400,000.00 $3,189.28 REFINANCE
CA 10/16/2003 $398,519.05 12/01/2003
94598 12/01/2003 5.125 STANDARD
66.67 SINGLE FAMILY PRIMARY RESIDENCE N
600883189 $600,000.00 $4,744.76 REFINANCE
MN 10/22/2003 $597,755.24 11/01/2003
56352 12/01/2003 5 STANDARD
75 SINGLE FAMILY SECOND HOME N
652292360 $75,000.00 $945.01 REFINANCE
OR 10/20/2000 $58,313.55 11/01/2003
97702 12/01/2000 8.875 STATED INCOME
55.15 SINGLE FAMILY PRIMARY RESIDENCE N
654180363 $434,000.00 $3,633.10 REFINANCE
VT 11/14/2002 $415,031.68 11/01/2003
05155 01/01/2003 5.875 STANDARD
46.27 CONDOMINIUM SECOND HOME N
654256999 $336,000.00 $2,723.17 REFINANCE
CA 12/06/2002 $321,171.00 12/01/2003
91910 02/01/2003 5.375 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
654257667 $398,000.00 $3,225.66 REFINANCE
CA 12/21/2002 $381,748.31 11/01/2003
94519 02/01/2003 5.375 STANDARD
75.81 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
654268440 $452,000.00 $3,693.22 REFINANCE
CA 12/17/2002 $433,522.77 11/01/2003
94550 02/01/2003 5.5 STREAMLINE
78.61 SINGLE FAMILY PRIMARY RESIDENCE N
654308919 $127,200.00 $1,005.89 REFINANCE
RI 03/21/2003 $123,336.91 12/01/2003
02828 05/01/2003 5 EXPRESS
64.57 SINGLE FAMILY PRIMARY RESIDENCE N
654323185 $410,000.00 $3,377.31 REFINANCE
NY 03/09/2003 $397,929.42 12/01/2003
10528 05/01/2003 5.625 STANDARD
33.47 SINGLE FAMILY PRIMARY RESIDENCE N
654329660 $139,000.00 $1,081.19 REFINANCE
CA 03/24/2003 $134,692.84 11/01/2003
92260 05/01/2003 4.75 STANDARD
69.5 2-4 FAMILY PRIMARY RESIDENCE N
654334662 $179,000.00 $1,403.90 REFINANCE
NY 05/12/2003 $174,621.48 12/01/2003
11804 07/01/2003 4.875 STANDARD
41.63 SINGLE FAMILY PRIMARY RESIDENCE N
654348137 $117,200.00 $919.20 REFINANCE
NC 03/27/2003 $113,604.59 11/01/2003
27707 05/01/2003 4.875 EXPRESS
66.78 SINGLE FAMILY PRIMARY RESIDENCE N
654388928 $419,500.00 $3,483.58 REFINANCE
NY 03/19/2003 $407,512.59 11/01/2003
11709 05/01/2003 5.75 STANDARD
54.13 SINGLE FAMILY PRIMARY RESIDENCE N
654455922 $503,500.00 $4,080.70 REFINANCE
CA 05/03/2003 $492,326.18 11/01/2003
95023 07/01/2003 5.375 STANDARD
78.67 SINGLE FAMILY PRIMARY RESIDENCE N
654463583 $345,000.00 $2,796.11 REFINANCE
VA 07/14/2003 $339,963.09 11/01/2003
22003 09/01/2003 5.375 STANDARD
75 PUD PRIMARY RESIDENCE N
654523654 $460,000.00 $3,607.77 REFINANCE
CA 08/25/2003 $454,761.72 12/01/2003
94602 10/01/2003 4.875 STANDARD
76.67 SINGLE FAMILY PRIMARY RESIDENCE N
654547137 $502,400.00 $4,205.69 REFINANCE
NJ 08/22/2003 $497,136.25 11/01/2003
08243 10/01/2003 5.875 STREAMLINE
77.29 CONDOMINIUM SECOND HOME N
654547592 $383,500.00 $3,133.52 REFINANCE
NY 06/13/2003 $376,333.92 12/01/2003
10579 08/01/2003 5.5 STREAMLINE
73.05 SINGLE FAMILY PRIMARY RESIDENCE N
654570079 $405,000.00 $3,309.19 REFINANCE
CA 09/02/2003 $402,087.46 12/01/2003
90712 11/01/2003 5.5 STANDARD
47.65 SINGLE FAMILY PRIMARY RESIDENCE N
654582431 $475,900.00 $3,763.39 REFINANCE
CA 08/02/2003 $469,905.13 11/01/2003
90275 10/01/2003 5 STANDARD
59.49 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
654584666 $472,000.00 $3,671.37 REFINANCE
NJ 06/20/2003 $462,913.17 11/01/2003
07675 08/01/2003 4.75 STANDARD
69.93 SINGLE FAMILY PRIMARY RESIDENCE N
654592750 $479,000.00 $5,198.41 REFINANCE
NY 09/25/2003 $468,250.35 11/01/2003
11747 11/01/2003 5.5 STANDARD
42.77 SINGLE FAMILY PRIMARY RESIDENCE N
654596384 $384,000.00 $3,086.90 REFINANCE
CA 07/06/2003 $378,335.25 12/01/2003
90043 09/01/2003 5.25 STANDARD
63.47 SINGLE FAMILY PRIMARY RESIDENCE N
654601669 $384,000.00 $3,011.71 REFINANCE
CA 06/17/2003 $376,682.24 12/01/2003
92506 08/01/2003 4.875 STANDARD
34.66 SINGLE FAMILY PRIMARY RESIDENCE N
654608693 $488,900.00 $3,962.37 REFINANCE
FL 09/25/2003 $485,347.05 11/01/2003
33050 11/01/2003 5.375 STREAMLINE
59.26 SINGLE FAMILY SECOND HOME N
654613264 $580,000.00 $4,700.70 REFINANCE
CA 08/23/2003 $573,161.40 11/01/2003
91103 10/01/2003 5.375 STANDARD
50.43 SINGLE FAMILY PRIMARY RESIDENCE N
654613869 $634,500.00 $5,059.00 REFINANCE
NC 08/08/2003 $627,422.39 11/01/2003
28075 10/01/2003 5.125 STANDARD
71.78 PUD PRIMARY RESIDENCE N
654618929 $388,000.00 $3,119.05 REFINANCE
CA 09/18/2003 $385,150.68 11/01/2003
95405 11/01/2003 5.25 STREAMLINE
60.63 SINGLE FAMILY PRIMARY RESIDENCE N
654619005 $580,500.00 $4,628.45 REFINANCE
CA 08/13/2003 $574,024.73 11/01/2003
92861 10/01/2003 5.125 STANDARD
54 SINGLE FAMILY PRIMARY RESIDENCE N
654631359 $370,000.00 $2,974.35 REFINANCE
CA 09/25/2003 $367,282.86 12/01/2003
92590 11/01/2003 5.25 STANDARD
42.53 SINGLE FAMILY PRIMARY RESIDENCE N
654632551 $435,000.00 $3,496.87 REFINANCE
NJ 08/15/2003 $430,197.82 11/01/2003
07733 10/01/2003 5.25 STANDARD
71.55 SINGLE FAMILY PRIMARY RESIDENCE N
654638072 $352,000.00 $2,783.60 REFINANCE
CA 08/09/2003 $347,921.29 12/01/2003
95758 10/01/2003 5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
654639919 $436,000.00 $3,504.91 REFINANCE
CA 09/04/2003 $432,798.19 11/01/2003
90731 11/01/2003 5.25 STANDARD
67.08 SINGLE FAMILY PRIMARY RESIDENCE N
654641675 $565,000.00 $4,541.91 REFINANCE
NY 09/19/2003 $560,449.13 11/01/2003
11952 11/01/2003 5.25 STANDARD
35.31 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
654644529 $694,000.00 $5,624.64 REFINANCE
AZ 09/08/2003 $688,956.53 11/01/2003
85044 11/01/2003 5.375 STANDARD
69.4 PUD PRIMARY RESIDENCE N
654645346 $553,600.00 $4,377.84 REFINANCE
CA 08/01/2003 $547,360.56 11/01/2003
94523 10/01/2003 5 STANDARD
69.2 SINGLE FAMILY PRIMARY RESIDENCE N
654648061 $926,500.00 $7,266.52 REFINANCE
CA 07/18/2003 $910,286.83 11/01/2003
92660 09/01/2003 4.875 SUPER SELECT
43.09 PUD PRIMARY RESIDENCE N
654652693 $355,000.00 $2,900.65 REFINANCE
MD 09/08/2003 $352,447.03 12/01/2003
20852 11/01/2003 5.5 STANDARD
68.4 SINGLE FAMILY PRIMARY RESIDENCE N
654654346 $706,000.00 $5,675.38 REFINANCE
CA 07/09/2003 $695,300.37 11/01/2003
91006 09/01/2003 5.25 STANDARD
61.39 SINGLE FAMILY PRIMARY RESIDENCE N
654655683 $530,000.00 $4,365.78 REFINANCE
FL 10/18/2003 $528,118.60 11/01/2003
33156 12/01/2003 5.625 STANDARD
50.86 SINGLE FAMILY PRIMARY RESIDENCE N
654657147 $380,000.00 $2,980.34 REFINANCE
CA 07/10/2003 $374,218.52 11/01/2003
92506 09/01/2003 4.875 STANDARD
65.52 SINGLE FAMILY PRIMARY RESIDENCE N
654659000 $400,000.00 $3,215.52 REFINANCE
CA 08/15/2003 $395,584.18 11/01/2003
95630 10/01/2003 5.25 STANDARD
76.92 SINGLE FAMILY PRIMARY RESIDENCE N
654659602 $340,000.00 $2,755.59 REFINANCE
MI 08/18/2003 $336,285.40 11/01/2003
48360 10/01/2003 5.375 STREAMLINE
68 SINGLE FAMILY PRIMARY RESIDENCE N
654664888 $394,000.00 $3,115.73 REFINANCE
CA 08/16/2003 $389,549.48 11/01/2003
91321 10/01/2003 5 STANDARD
76.95 SINGLE FAMILY PRIMARY RESIDENCE N
654665811 $387,000.00 $3,162.12 REFINANCE
VA 08/22/2003 $382,815.77 11/01/2003
20124 10/01/2003 5.5 STANDARD
76.63 PUD PRIMARY RESIDENCE N
654666314 $378,500.00 $3,117.83 REFINANCE
CA 09/20/2003 $375,806.48 11/01/2003
92131 11/01/2003 5.625 STANDARD
60.08 SINGLE FAMILY PRIMARY RESIDENCE N
654667268 $362,900.00 $2,893.48 REFINANCE
CA 07/15/2003 $357,491.10 11/01/2003
91206 09/01/2003 5.125 STANDARD
68.47 SINGLE FAMILY PRIMARY RESIDENCE N
654667451 $357,000.00 $2,846.44 REFINANCE
NJ 09/11/2003 $353,192.37 11/01/2003
08056 11/01/2003 5.125 STANDARD
51.37 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
654668385 $403,000.00 $3,292.85 REFINANCE
FL 09/10/2003 $400,101.84 11/01/2003
33486 11/01/2003 5.5 STANDARD
62 SINGLE FAMILY PRIMARY RESIDENCE N
654672165 $436,800.00 $3,569.03 REFINANCE
CA 08/23/2003 $432,077.33 11/01/2003
91302 10/01/2003 5.5 STANDARD
37.98 PUD PRIMARY RESIDENCE N
654672516 $448,000.00 $3,572.00 REFINANCE
CA 08/12/2003 $443,002.72 11/01/2003
92653 10/01/2003 5.125 STANDARD
47.16 PUD PRIMARY RESIDENCE N
654674795 $463,500.00 $3,695.59 REFINANCE
NM 10/25/2003 $461,783.94 11/01/2003
87557 12/01/2003 5.125 STANDARD
66.21 SINGLE FAMILY SECOND HOME N
654680083 $517,000.00 $4,156.05 REFINANCE
CA 08/02/2003 $511,292.58 11/01/2003
93110 10/01/2003 5.25 STANDARD
36.28 SINGLE FAMILY PRIMARY RESIDENCE N
654683347 $557,000.00 $4,404.73 REFINANCE
CA 08/22/2003 $550,722.22 11/01/2003
92602 10/01/2003 5 STANDARD
68.77 PUD PRIMARY RESIDENCE N
654684850 $365,000.00 $2,910.22 REFINANCE
CA 08/11/2003 $360,928.56 12/01/2003
91325 10/01/2003 5.125 STANDARD
52.14 SINGLE FAMILY PRIMARY RESIDENCE N
654688988 $430,000.00 $3,456.68 REFINANCE
CA 08/23/2003 $425,253.00 11/01/2003
91007 10/01/2003 5.25 STANDARD
60.56 SINGLE FAMILY PRIMARY RESIDENCE N
654690670 $450,000.00 $3,706.80 REFINANCE
CA 08/11/2003 $444,908.93 11/01/2003
94801 10/01/2003 5.625 STANDARD
72 SINGLE FAMILY PRIMARY RESIDENCE N
654693285 $390,000.00 $3,135.13 REFINANCE
CA 08/11/2003 $385,694.58 11/01/2003
94945 10/01/2003 5.25 STANDARD
56.52 SINGLE FAMILY PRIMARY RESIDENCE N
654693949 $354,000.00 $2,916.02 REFINANCE
NH 10/01/2003 $352,743.36 11/01/2003
03768 12/01/2003 5.625 STANDARD
76.96 SINGLE FAMILY PRIMARY RESIDENCE N
654699071 $437,500.00 $3,574.75 REFINANCE
NY 10/03/2003 $435,930.46 11/01/2003
11598 12/01/2003 5.5 STANDARD
70 SINGLE FAMILY PRIMARY RESIDENCE N
654711600 $610,000.00 $4,984.21 REFINANCE
CA 08/25/2003 $603,404.73 11/01/2003
91436 10/01/2003 5.5 STANDARD
65.59 SINGLE FAMILY PRIMARY RESIDENCE N
654713424 $419,000.00 $3,423.58 REFINANCE
CA 08/23/2003 $414,469.82 12/01/2003
91935 10/01/2003 5.5 STANDARD
49.29 PUD PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
654713797 $500,000.00 $4,118.66 REFINANCE
VA 09/25/2003 $496,441.86 11/01/2003
22039 11/01/2003 5.625 STANDARD
79.74 PUD PRIMARY RESIDENCE N
654715447 $450,000.00 $3,617.45 REFINANCE
CA 09/11/2003 $446,695.39 11/01/2003
90503 11/01/2003 5.25 STANDARD
77.59 SINGLE FAMILY PRIMARY RESIDENCE N
654715485 $350,000.00 $2,859.80 PURCHASE
CA 09/05/2003 $347,482.98 11/01/2003
95060 11/01/2003 5.5 STANDARD
27.03 SINGLE FAMILY PRIMARY RESIDENCE N
654720841 $450,000.00 $3,676.88 REFINANCE
CA 09/03/2003 $446,763.84 11/01/2003
94538 11/01/2003 5.5 STANDARD
79.65 SINGLE FAMILY PRIMARY RESIDENCE N
654728500 $480,000.00 $3,858.62 PURCHASE
CA 09/26/2003 $476,475.07 11/01/2003
91007 11/01/2003 5.25 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
654732789 $450,000.00 $3,676.88 REFINANCE
CA 09/12/2003 $446,738.15 11/01/2003
91701 11/01/2003 5.5 STANDARD
78.26 SINGLE FAMILY PRIMARY RESIDENCE N
654735362 $427,500.00 $3,521.46 REFINANCE
CA 09/13/2003 $424,457.78 12/01/2003
90066 11/01/2003 5.625 STANDARD
68.4 SINGLE FAMILY PRIMARY RESIDENCE N
654740160 $418,000.00 $3,387.75 REFINANCE
CA 10/06/2003 $416,484.54 12/01/2003
93907 12/01/2003 5.375 STANDARD
50.98 SINGLE FAMILY PRIMARY RESIDENCE N
654740167 $330,000.00 $2,762.50 REFINANCE
CA 09/20/2003 $327,099.16 12/01/2003
90623 11/01/2003 5.875 STANDARD
64.71 SINGLE FAMILY PRIMARY RESIDENCE N
654744822 $472,000.00 $3,856.64 PURCHASE
VA 10/10/2003 $470,256.46 11/01/2003
22152 12/01/2003 5.5 STANDARD
80 SINGLE FAMILY PRIMARY RESIDENCE N
654754657 $450,000.00 $3,706.80 REFINANCE
CT 10/18/2003 $448,402.58 11/01/2003
06877 12/01/2003 5.625 STANDARD
75 SINGLE FAMILY PRIMARY RESIDENCE N
654756975 $500,000.00 $3,986.61 PURCHASE
CA 10/21/2003 $498,148.81 11/01/2003
90024 12/01/2003 5.125 STANDARD
55.62 SINGLE FAMILY PRIMARY RESIDENCE N
654762178 $379,500.00 $3,126.07 REFINANCE
CA 10/22/2003 $378,152.84 11/01/2003
91377 12/01/2003 5.625 STANDARD
66 SINGLE FAMILY PRIMARY RESIDENCE N
654768999 $471,000.00 $3,817.30 REFINANCE
FL 10/14/2003 $469,292.39 11/01/2003
33767 12/01/2003 5.375 STREAMLINE
62.8 SINGLE FAMILY SECOND HOME N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
654771387 $347,000.00 $2,812.32 REFINANCE
OR 10/25/2003 $345,741.95 11/01/2003
97045 12/01/2003 5.375 STREAMLINE
57.83 SINGLE FAMILY PRIMARY RESIDENCE N
654773600 $353,000.00 $2,955.03 REFINANCE
CA 11/04/2003 $353,000.00 12/01/2003
92506 01/01/2004 5.875 STANDARD
42.28 SINGLE FAMILY PRIMARY RESIDENCE N
685200832 $556,000.00 $4,729.48 REFINANCE
TX 09/18/2002 $528,621.33 11/01/2003
78669 11/01/2002 6.125 STREAMLINE
80 SINGLE FAMILY PRIMARY RESIDENCE N
685233079 $425,000.00 $3,500.86 REFINANCE
NJ 01/29/2003 $411,164.56 11/01/2003
07417 04/01/2003 5.625 SUPER SELECT
37.12 SINGLE FAMILY PRIMARY RESIDENCE N
685242469 $357,000.00 $2,940.73 REFINANCE
MA 02/13/2003 $335,414.44 11/01/2003
02467 04/01/2003 5.625 STREAMLINE
44.63 SINGLE FAMILY PRIMARY RESIDENCE N
685289305 $413,000.00 $3,402.02 REFINANCE
MA 07/11/2003 $407,094.31 11/01/2003
02481 09/01/2003 5.625 STANDARD
51.63 SINGLE FAMILY PRIMARY RESIDENCE N
685295497 $398,000.00 $3,331.74 REFINANCE
CA 08/04/2003 $393,830.05 11/01/2003
91775 10/01/2003 5.875 STREAMLINE
68.62 SINGLE FAMILY PRIMARY RESIDENCE N
685296129 $364,500.00 $2,954.15 REFINANCE
NY 07/29/2003 $338,998.84 11/01/2003
11787 09/01/2003 5.375 STREAMLINE
59.51 SINGLE FAMILY PRIMARY RESIDENCE N
685297386 $369,000.00 $3,936.41 REFINANCE
WI 08/12/2003 $361,888.28 12/01/2003
53581 10/01/2003 5.125 SELECT
56.77 SINGLE FAMILY PRIMARY RESIDENCE N
685301381 $352,700.00 $2,835.28 REFINANCE
NH 08/14/2003 $348,806.36 11/01/2003
03811 10/01/2003 5.25 STANDARD
79.98 SINGLE FAMILY PRIMARY RESIDENCE N
685303469 $408,300.00 $4,355.65 REFINANCE
CA 08/20/2003 $400,430.88 11/01/2003
92253 10/01/2003 5.125 STREAMLINE
62.34 PUD SECOND HOME N
685308846 $396,000.00 $3,209.45 REFINANCE
CA 08/01/2003 $390,311.46 11/01/2003
92373 10/01/2003 5.375 STREAMLINE
58.67 SINGLE FAMILY PRIMARY RESIDENCE N
685308912 $353,900.00 $2,868.24 REFINANCE
VA 10/13/2003 $352,616.94 11/01/2003
22030 12/01/2003 5.375 STREAMLINE
70.36 PUD PRIMARY RESIDENCE N
685310316 $327,300.00 $2,652.66 REFINANCE
CA 08/01/2003 $323,321.45 11/01/2003
95835 10/01/2003 5.375 STREAMLINE
89.92 PUD PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
685314152 $467,000.00 $3,754.11 REFINANCE
CA 08/22/2003 $461,844.56 11/01/2003
90275 10/01/2003 5.25 STANDARD
56.44 SINGLE FAMILY PRIMARY RESIDENCE N
685314892 $604,000.00 $4,776.40 REFINANCE
FL 09/17/2003 $599,471.12 11/01/2003
32607 11/01/2003 5 STREAMLINE
56.03 SINGLE FAMILY PRIMARY RESIDENCE N
685316061 $795,000.00 $6,338.70 REFINANCE
VA 10/13/2003 $792,056.61 11/01/2003
23229 12/01/2003 5.125 STREAMLINE
52.3 SINGLE FAMILY PRIMARY RESIDENCE N
685316522 $398,500.00 $3,229.71 REFINANCE
VA 09/05/2003 $395,604.01 11/01/2003
22311 11/01/2003 5.375 STANDARD
64.69 PUD PRIMARY RESIDENCE N
685317366 $410,000.00 $3,322.91 REFINANCE
NJ 08/14/2003 $405,520.64 11/01/2003
07452 10/01/2003 5.375 STANDARD
76.64 SINGLE FAMILY PRIMARY RESIDENCE N
685317964 $374,500.00 $3,010.53 REFINANCE
WA 08/14/2003 $370,365.69 11/01/2003
98040 10/01/2003 5.25 STREAMLINE
34.84 SINGLE FAMILY PRIMARY RESIDENCE N
685318214 $371,000.00 $2,958.06 REFINANCE
CA 08/21/2003 $366,212.81 11/01/2003
95661 10/01/2003 5.125 STANDARD
71.62 SINGLE FAMILY PRIMARY RESIDENCE N
685320603 $365,600.00 $2,963.07 REFINANCE
VA 08/14/2003 $360,603.46 12/01/2003
22213 10/01/2003 5.375 STANDARD
43.52 SINGLE FAMILY PRIMARY RESIDENCE N
685323732 $385,500.00 $3,098.95 REFINANCE
NC 09/10/2003 $382,669.04 11/01/2003
28601 11/01/2003 5.25 STREAMLINE
77.1 SINGLE FAMILY PRIMARY RESIDENCE N
685323866 $370,000.00 $2,877.98 REFINANCE
CA 08/07/2003 $365,743.00 11/01/2003
92807 10/01/2003 4.75 STANDARD
74 SINGLE FAMILY PRIMARY RESIDENCE N
685324214 $349,850.00 $2,766.60 REFINANCE
CA 09/17/2003 $347,154.44 11/01/2003
95123 11/01/2003 5 STREAMLINE
72.13 SINGLE FAMILY PRIMARY RESIDENCE N
685327616 $585,000.00 $4,741.23 REFINANCE
NH 08/22/2003 $578,608.70 11/01/2003
03862 10/01/2003 5.375 STANDARD
57.03 SINGLE FAMILY PRIMARY RESIDENCE N
685338375 $620,000.00 $4,984.05 REFINANCE
PA 10/13/2003 $617,728.45 11/01/2003
19355 12/01/2003 5.25 STREAMLINE
78.68 PUD PRIMARY RESIDENCE N
685340613 $607,000.00 $5,081.31 REFINANCE
TX 10/14/2003 $604,890.46 12/01/2003
78411 12/01/2003 5.875 STREAMLINE
62.26 SINGLE FAMILY PRIMARY RESIDENCE N
LOAN_ID ORIGINAL_LOAN_AMOUNT MONTHLY_P_AND_I PURPOSE
PROP_STATE NOTE_DATE ISSUE_DATE_BALANCE PAID_TO_DATE
PROP_ZIP_CODE FIRST_PAYMENT_DATE NOTE_RATE PROCESSING_STYLE
LTV PROPERTY_TYPE OCCUPANCY LOAN_BUYDOWN_IND
685340920 $344,000.00 $2,879.69 REFINANCE
CA 10/20/2003 $342,804.48 11/01/2003
94947 12/01/2003 5.875 STANDARD
76.44 SINGLE FAMILY PRIMARY RESIDENCE N
685342207 $550,000.00 $4,493.96 REFINANCE
MD 10/30/2003 $550,000.00 12/01/2003
21140 01/01/2004 5.5 STANDARD
47.83 PUD PRIMARY RESIDENCE N
702026790 $333,400.00 $2,835.98 REFINANCE
OH 09/18/2003 $331,125.71 11/01/2003
44122 11/01/2003 6.125 STANDARD
74.09 SINGLE FAMILY PRIMARY RESIDENCE N
