Exhibit 10.4 March 18, 2004 Mr. John B. Benton Mr. John A. MacAllister Benton Consulting Partners 655 Deep Valley Drive Suite 120 Rolling Hills Estates, CA 90274 Dear Jack and John, Reference is to paragraph 2.2(e) of the Asset Purchase Agreement...

                                                                    Exhibit 10.4

March 18, 2004

Xx. Xxxx X. Xxxxxx
Xx. Xxxx X. XxxXxxxxxxx
Xxxxxx Consulting Partners
000 Xxxx Xxxxxx Xxxxx
Xxxxx 000
Xxxxxxx Xxxxx Xxxxxxx, XX 00000

Dear Xxxx and Xxxx,

Reference is to paragraph 2.2(e) of the Asset Purchase Agreement executed
between eFunds Corporation ("Purchaser") and Xxxxxx Consulting Partners
("Seller") dated January 30, 2004. The following language is hereby appended to
that citation:

"It is specifically agreed that for purposes of computation of the Voluntary
Attrition Rate, any instance or instances of death or permanent disablement of
the Acquired Work Force which may occur prior to the first anniversary or second
anniversary of the Closing Date will not be considered as voluntary
termination(s) of employment of Purchaser."

Sincerely,

/s/ Xxxx X. Xxxxx
Xxxx Xxxxx
Chief Executive Officer

APPROVED AS TO FORM
     LAW DEPT.

For Xxxxxx Consulting Partners

/s/ Xxxx X. Xxxxxx                                   /s/ Xxxx X. XxxXxxxxxxx
Xxxx X. Xxxxxx                                       Xxxx X. XxxXxxxxxxx
Seller                                               Seller