EXHIBIT 1
SCHEDULE 13D JOINT FILING AGREEMENT
In accordance with the requirements of Rule 13d-1(k) under the
Securities Exchange Act of 1934, as amended, and subject to the limitations set
forth therein, the parties set forth below agree to jointly file the Schedule
13D to which this joint filing agreement is attached, and have duly executed
this joint filing agreement as of the date set forth below.
Date: January 15, 2004
XXXXXX XXXXXXX
By: /s/Xxxxx X. Xxxxxxxxx
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Name: Xxxxx X. Xxxxxxxxx
Its: Authorized Signatory
XXXXXX XXXXXXX XXXX XXXXXX EQUITY
FUNDING, INC.
By: /s/ Xxxxx X. Xxxxx
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Name: Xxxxx X. Xxxxx
Its: Vice President
MSDW OIP INVESTORS, INC.
By: /s/ Xxxxx X. Xxxxx
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Name: Xxxxx X. Xxxxx
Its: Vice President
ORIGINATORS INVESTMENT PLAN, L.P.
BY MSDW OIP INVESTORS, INC. AS GENERAL
PARTNER
By: /s/ Xxxxx X. Xxxxx
----------------------------------
Name: Xxxxx X. Xxxxx
Its: Vice President
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