Prudential The Prudential
---------- Insurance Company
of America
Annuitant Contract No.
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LIMITATION PROVISIONS
The contract is amended at issue to include these provisions. They apply even
though the contract may state otherwise:
NON-TRANSFERABLE
This contract may not be sold, assigned, discounted. or pledged for any purpose
to anyone except us.
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RETIREMENT OPTIONS
For settlements which start while the Annuitant is living:
Option D may be chosen only if the period will not exceed the life expectancy,
as we determine for persons of the same age and sex, of the Annuitant. If the
Annuitant's then spouse is the contingent payee the period may not exceed their
joint life and last survivor expectancy, as we determine for persons of the same
age and sex.
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A change might be needed later to conform this contract to the requirements of
the Internal Revenue Code, regulations or published rulings or to the
requirements of the Employee Retirement Income Security Act of 1974. If so, we
will have the right to make the change(s) without a signed request and to
provide a form of amendment to the contract.
Endorsed by attachment on the Contract
The Prudential Insurance Company of America
By /s/ Xxxxxxxx X. Xxxxxxxx
Secretary
Printed in U.S.A.
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WVQ-3-83
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T-44
