Amendment to Participation Agreement Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V Fidelity Distributors...

EXHIBIT (h)(25)

Amendment to Participation Agreement

Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance
Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V
Fidelity Distributors Corporation

Farmers New World Life Insurance Company

Amendment No. 2

     This Amendment No. 2 to the Participation Agreement dated April 1, 2001, as amended by the Amendment and Assignment of the Participation Agreement dated May 29, 2007 (collectively, the “Agreement”), by and between Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V, (collectively the “Funds”), Fidelity Distributors Corporation (the “Underwriter”), and Farmers New World Life Insurance Company (the “Company”), is effective as of May 31, 2008.

     WHEREAS, the Company, the Funds and the Underwriter have entered into the Agreement whereby the Funds would serve as an investment vehicle for a certain separate accounts(s) of the Company and the Underwriter would sell shares of certain series and/or classes (“Portfolios”) to such separate account(s); and

     WHEREAS, the Company will issue a new variable life insurance product, Farmers EssentialLife Universal Life, effective September 1, 2008, and desires to utilize shares of one or more Portfolios as an investment vehicle for Farmers EssentialLife Universal Life insurance contracts funded by the separate account(s).

     NOW, THEREFORE, for good and valuable consideration, the receipt of which is acknowledged, the parties agree as follows:

1.		The portfolios to be made available to the Company as the sponsor of the separate accounts shall be amended as listed in Exhibit A, attached hereto and incorporated herein by reference, which identifies the separate accounts and provides the names of the Portfolios as well as the associated policy contract(s).
2.		All other provisions of the Agreement not expressly modified by this Amendment No. 2 shall remain in full force and effect. Any conflict between the terms and conditions provided in this Amendment No. 2 and the terms and conditions of the Agreement shall be controlled by the terms and conditions of this Amendment No. 2.
3.		This Amendment No. 2 may be executed simultaneously in multiple counterparts, each of which taken together shall constitute one and the same instrument.

Page 2

          IN WITNESS WHEREOF, each of the parties has caused it duly authorized officers to execute this Amendment No. 2.

The Funds Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V

		By:
		Name:
		Title:
The Underwriter		Fidelity Distributors Corporation
		By:
		Name:
		Title:
The Company		Farmers New World Life Insurance Company
		By:
		Name:
		Title:

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EXHIBIT A

Amendment to Exhibit A of the Fidelity Variable Insurance Products (“VIP”) Funds
Participation Agreement

Name of Separate Account and Date Established by FNWL Board of Directors
Farmers Annuity Separate Account A — 4-6-99		811-09547
Farmers Variable Life Separate Account A — 4-6-99		811-09507

Portfolios to be made available to FNWL as sponsor of the Separate Accounts and the Contracts associated with the Portfolio:

Variable Insurance Products Funds, Variable Insurance Products Fund II, Variable Insurance Product Fund III, Variable Insurance Product Fund IV and Variable Insurance Product Fund V

		Fidelity Variable Insurance Products Funds
		Fidelity VIP Growth Portfolio		Service Class
		Accumulator VUL
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Farmers Variable Universal Life
		Fidelity VIP Index 500 Portfolio		Service Class
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Farmers Variable Universal Life
		Fidelity VIP Mid-Cap Portfolio		Service Class
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Farmers Variable Universal Life
		Fidelity VIP Freedom Funds
		Fidelity VIP Freedom 2005 Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP Freedom 2010 Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP Freedom 2015 Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity

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		Fidelity VIP Freedom 2020 Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP Freedom 2025 Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP Freedom 2030 Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP Freedom Income Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP Funds Manager Portfolios
		Fidelity VIP FundsManager 20% Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP FundsManager 50% Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP FundsManager 70% Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity
		Fidelity VIP FundsManager 85% Portfolio		Service Class 2
		Farmers EssentialLife Variable Universal Life
		Farmers Variable Annuity