JOINT FILING AGREEMENT

EXHIBIT 1

JOINT FILING AGREEMENT

        Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that the Schedule 13D to which this Joint Filing Agreement is being filed as an exhibit shall be a joint statement filed on behalf of each of the undersigned.

Date: June 30, 2006

	FINANCIAL EDGE FUND, L.P.
	By: PL CAPITAL, LLC
	General Partner
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member
	FINANCIAL EDGE-STRATEGIC FUND, L.P.
	By: PL CAPITAL, LLC
	General Partner
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member
	PL CAPITAL/FOCUSED FUND, L.P.
	By: PL CAPITAL, LLC
	General Partner
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member

	PL CAPITAL OFFSHORE, LTD.
	By: PL CAPITAL ADVISORS, LLC
	Investment Advisor
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Director	Director
	GOODBODY/PL CAPITAL, L.P.
	By: GOODBODY/PL CAPITAL, LLC
	General Partner
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member

	GOODBODY/PL CAPITAL, LLC
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member
	PL CAPITAL ADVISORS, LLC
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member
	PL CAPITAL, LLC
	By: /s/ Xxxx X. Xxxxxx	/s/ Xxxxxxx X. Xxxxxxx
	Xxxx X. Xxxxxx	Xxxxxxx X. Xxxxxxx
	Managing Member	Managing Member
	ADVANCE CAPITAL PARTNERS, LLC
	By: Padco Management Corp.
	Managing Member
	By: /s/ Xxxxx Xxxxxxxxxx
	Xxxxx Xxxxxxxxxx
	President
	PADCO MANAGEMENT CORP.
	By: /s/ Xxxxx Xxxxxxxxxx
	Xxxxx Xxxxxxxxxx
	President

By: /s/ Xxxx X. Xxxxxx
       Xxxx X. Xxxxxx

By: /s/ Xxxxxxx X. Xxxxxxx
       Xxxxxxx X. Xxxxxxx

By: /s/ Xxxxx Xxxxxxxxxx
       Xxxxx Xxxxxxxxxx