Agreement of Joint Filing

                                  EXHIBIT C



                            Agreement of Joint Filing


            Pursuant to 13d-1(f) promulgated under the Securities
Exchange Act of 1934, as amended, the undersigned persons hereby agree
to file with the Securities and Exchange Commission the Statement on
Schedule 13D (the "Statement") to which this Agreement is attached as
an exhibit, and agree that such Statement, as so filed, is filed on
behalf of each of them.


            IN WITNESS WHEREOF, the undersigned have executed this
Agreement.

Dated:      November 14, 2002



                                     JEWELCOR MANAGEMENT, INC.


                                     By /s/   Xxxxxxx Xxxxxxxx
                                -------------------------------------
                                   Name:   Xxxxxxx Xxxxxxxx
                                   Title:  Chairman and Chief Executive
                                             Officer


                                     By /s/   Xxxxxxx Xxxxxxxx
                                -------------------------------------
                                   Name:   Xxxxxxx Xxxxxxxx


                                     By /s/   Xxxxxx Xxxxxxxx
                                -------------------------------------
                                   Name:   Xxxxxx Xxxxxxxx