THE PRUDENTIAL HOME MORTGAGE COMPANY, INC.
OFFICER'S ANNUAL COMPLIANCE CERTIFICATE - SERIES 1995-3
The undersigned Vice Presidents of The Prudential Home Mortgage
Company, Inc., the servicer (the "Servicer") under the Pooling and
Servicing Agreement for the Series 1995-3 Mortgage Pass-Through
Certificates (the "Agreement") entered into by and among The
Prudential Home Mortgage Securities Company, Inc., the Servicer,
and First Trust National Association, the trustee (the "Trustee"),
hereby certify to the Trustee that:
(i) a review of the activities of the
Servicer during the preceding calendar
year and of its performance under the
Agreement has been made under the
undersigned's supervision, and
(ii) to the best of the undersigned's
knowledge, based on such review, the
Servicer has fulfilled all its obligations
under the Agreement throughout such year.
Capitalized terms not defined herein shall have the meaning given
to them in the Agreement.
Date: March 11, 1996
By: /s/XXXXXX XXXXXX
Name: Xxxxxx Xxxxxx
Title: Vice President
By: /s/XXX XXXXXX
Name: Xxx Xxxxxx
Title: Vice President
