AMENDMENT TO THE ADOPTION AGREEMENT RELATING TO THE SUPPLEMENTAL PLAN Rider 5 1.05(c) Additional Contributions. Effective January 1, 1999, the Employer shall make an Additional Contribution in accordance with Section 4.04 on behalf of each Participant...

      AMENDMENT TO THE ADOPTION AGREEMENT RELATING TO THE SUPPLEMENTAL PLAN

Rider 5

1.05(c) Additional Contributions.

      Effective January 1, 1999, the Employer shall make an Additional
Contribution in accordance with Section 4.04 on behalf of each Participant in an
amount equal to 10% (ten percent) of the Participant's Excess Compensation.

                                Employer: Risk Capital Reinsurance Company

                                By: /s/ Xxxxx X. Xxxxxxxx
                                    Xxxxx X. Xxxxxxxx
                                    Vice President and Associate General Counsel

                                Date: December 3, 1998