EXHIBIT 32.1
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FRONTIER FINANCIAL CORPORATION AND SUBSIDIARIES
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CERTIFICATION OF CHIEF EXECUTIVE OFFICER
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CERTIFICATION OF CHIEF EXECUTIVE OFFICER
PURSUANT TO SECTION 906 OF THE XXXXXXXX-XXXXX ACT OF 2002
I, Xxxxxxx X. Xxxxxxxx, the Chief Executive Officer of Frontier Financial
Corporation (the "Company"), hereby certify, pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Xxxxxxxx-Xxxxx Act of 2002, that:
1. the Form 10-Q of the Company for the quarter ended June 30, 2005 (the "Form
10-Q"), fully complies with requirements of Section 13(a) or 15(d) of the
Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d); and
2. the information contained in the Form 10-Q fairly presents, in all material
respects, the financial condition and results of operations of the Company.
August 2, 2005 /s/ Xxxxxxx X. Xxxxxxxx
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Date President and Chief Executive Officer