Exhibit 99.1
JOINT FILING AGREEMENT
PURSUANT TO RULE 13D-1(K)(1)
The undersigned acknowledge and agree that the foregoing statement on
Schedule 13D is filed on behalf of each of the undersigned and that all
subsequent amendments to this statement on Schedule 13D shall be filed on
behalf of each of the undersigned without the necessity of filing additional
joint acquisition statements. The undersigned acknowledge that each shall be
responsible for the timely filing of such amendments, and for the completeness
and accuracy of the information concerning him or it contained therein, but
shall not be responsible for the completeness and accuracy of the information
concerning the others, except to the extent that it knows or has reason to
believe that such information is inaccurate.
DATED: January 27, 2004
LIGHTYEAR PBI HOLDINGS, LLC
By: /s/ Xxxxx Xxxxx
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Name: Xxxxx Xxxxx
Title: Manager
THE LIGHTYEAR FUND, L.P.
By: Lightyear Fund GP, LLC,
its general partner
By: Xxxxxx & Associates, LLC,
its sole member
By: /s/ Xxxxx Xxxxx
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Name: Xxxxx Xxxxx,
Attorney-in-Fact
for Xxxxxx X. Xxxxxx
THE LIGHTYEAR CO-INVEST PARTNERSHIP, L.P.
By: Lightyear Fund GP, LLC,
its general partner
By: Xxxxxx & Associates, LLC,
its sole member
By: /s/ Xxxxx Xxxxx
------------------------------
Name: Xxxxx Xxxxx,
Attorney-in-Fact
for Xxxxxx X. Xxxxxx
LIGHTYEAR FUND GP, LLC
By: Xxxxxx & Associates, LLC,
its sole member
By: /s/ Xxxxx Xxxxx
------------------------------
Name: Xxxxx Xxxxx,
Attorney-in-Fact
for Xxxxxx X. Xxxxxx
XXXXXX & ASSOCIATES, LLC
By: /s/ Xxxxx Xxxxx
--------------------------
Name: Xxxxx Xxxxx,
Attorney-in-Fact for
Xxxxxx X. Xxxxxx
XXXXXX X. XXXXXX, an individual
/s/ Xxxxx Xxxxx
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Xxxxx Xxxxx, Attorney-in-Fact