Contract

EXHIBIT 99.2

IndyMac ABS, Inc. (the “Depositor”) has purchased mortgage loans from IndyMac Bank, F.S.B. (“IndyMac Bank”) pursuant to a pooling and servicing agreement, dated as of March 1, 2007, among IndyMac Bank, as seller and servicer, the Depositor and Deutsche Bank National Trust Company as the trustee (the “Trustee”). And assigned to the Trustee for the benefit of holders of the certificates the mortgage loans (the “Closing Date Mortgage Loans”). Pursuant to each subsequent transfer instrument, the trust acquired subsequent mortgage loans (the “Subsequent Mortgage Loans” and together with the Closing Date Mortgage Loans, the “Mortgage Loans”) included in the mortgage pool. The Mortgage Loans have an aggregate principal balance as of the subsequent cut-off date of approximately $109,988,864.

The Mortgage Loans consist of 82.13% adjustable-rate and 17.87% fixed-rate mortgage loans having aggregate principal balances as of the subsequent cut-off date of approximately $90,329,930 and $19,658,934, respectively, after application of scheduled payments due on or before the cut-off date whether or not received and application of all unscheduled payments of principal received prior to the subsequent cut-off date, and subject to a permitted variance of plus or minus 5%. Approximately 85.21% of the Mortgage Loans that are adjustable-rate mortgage loans will adjust monthly after their initial adjustment date based on a One-Year MTA index. Approximately 14.79% of the Mortgage Loans that are adjustable-rate mortgage loans will adjust every six months after their initial adjustment date based on a 6-month LIBOR index. The Mortgage Loans have the additional characteristics set forth in Annex II below as of the subsequent cut-off date (the sum in any column may not equal the total indicated due to rounding).

ANNEX II

CLOSING DATE Mortgage Loans And Subsequent Mortgage Loans

CURRENT PRINCIPAL BALANCE

(Mortgage Loans) ¹

Range of Current Mortgage Loan Principal Balance ($)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
0.01 - 25,000.00			11		$	219,461.97			0.20	%		$	19,951.09			7.788	%		695			88.17	%
25,000.01 - 50,000.00			65			2,456,179.54			2.23				37,787.38			7.858			715			85.40
50,000.01 - 75,000.00			71			4,409,695.15			4.01				62,108.38			7.422			724			84.28
75,000.01 - 100,000.00			61			5,230,416.69			4.76				85,744.54			7.473			725			86.75
100,000.01 - 200,000.00			184			26,907,525.05			24.46				146,236.55			7.335			732			86.10
200,000.01 - 300,000.00			91			22,792,502.83			20.72				250,467.06			7.338			723			85.87
300,000.01 - 400,000.00			58			20,012,738.50			18.2				345,047.22			6.985			735			86.63
400,000.01 - 500,000.00			34			15,693,620.54			14.27				461,577.07			7.537			733			80.26
500,000.01 - 600,000.00			6			3,289,800.00			2.99				548,300.00			7.418			735			80.00
600,000.01 - 700,000.00			6			3,861,900.00			3.51				643,650.00			6.801			701			69.60
700,000.01 - 800,000.00			3			2,220,773.57			2.02				740,257.86			6.946			738			74.65
800,000.01 - 900,000.00			2			1,675,500.00			1.52				837,750.00			5.875			761			72.46
1,000,000.01 and greater			1			1,218,750.00			1.11				1,218,750.00			5.875			709			75.00
Total….			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

_________________

¹ The values in all tables in this Annex II are calculated as of March 1, 2007 for the Closing Date Mortgage Loans and as of April 1, 2007 for the Subsequent Mortgage Loans (together, the “Cut-off Dates”).

As of the Cut-off Dates, the average current principal balance of the Mortgage Loans was approximately $185,479.

MORTGAGE LOAN TYPE

(Mortgage Loans)

Mortgage Loan Type		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
1 Year MTA 5 Year Balloon			131		$	20,338,314.57			18.49	%		$	155,254.31			6.220	%		730			84.49	%
1 Year MTA 5 Year Balloon IO			264			56,630,827.55			51.49				214,510.71			6.266			729			84.03
6 Month Libor 5 Year Balloon			24			2,463,997.68			2.24				102,666.57			9.303			737			78.65
6 Month Libor 5 Year Balloon IO			74			10,896,790.53			9.91				147,253.93			9.329			732			84.20
Fixed 2 Year Balloon			38			6,582,284.57			5.98				173,218.02			9.417			719			81.84
Fixed 2 Year Balloon IO			62			13,076,648.94			11.89				210,913.69			9.992			731			84.49
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

MORTGAGE RATE

(Mortgage Loans)

Current Gross Mortgage Rate (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
3.000 - 3.999			11		$	2,320,568.04			2.11	%		$	210,960.73			3.850	%		732			69.75	%
4.000 - 4.999			47			6,758,864.41			6.15				143,805.63			4.784			736			86.52
5.000 - 5.999			96			25,105,983.22			22.83				261,520.66			5.833			732			77.04
6.000 - 6.999			231			41,126,189.48			37.39				178,035.45			6.796			725			88.92
7.000 - 7.999			15			3,106,180.00			2.82				207,078.67			7.598			727			80.72
8.000 - 8.999			45			6,766,502.32			6.15				150,366.72			8.529			726			78.44
9.000 - 9.999			75			12,303,445.23			11.19				164,045.94			9.406			732			82.86
10.000 - 10.999			55			9,227,895.31			8.39				167,779.91			10.449			732			87.44
11.000 - 11.999			14			2,503,825.83			2.28				178,844.70			11.26			730			86.80
12.000 - 12.999			3			715,410.00			0.65				238,470.00			12.596			740			90.00
13.000 - 13.999			1			54,000.00			0.05				54,000.00			13.25			665			90.00
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the lowest mortgage rate of the Mortgage Loans was 3.625%, the highest mortgage rate of the Mortgage Loans was 13.250% and the weighted average mortgage rate of the Mortgage Loans was approximately 7.261%.

FICO SCORE

(Mortgage Loans)

FICO Score		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
600 - 619			1		$	276,800.00			0.25	%		$	276,800.00			5.875	%		604			80.00	%
620 - 639			5			671,656.80			0.61				134,331.36			7.666			632			86.07
640 - 659			10			1,219,085.00			1.11				121,908.50			6.405			649			81.71
660 - 679			43			5,571,293.73			5.07				129,564.97			7.014			670			82.77
680 - 699			105			17,046,703.29			15.5				162,349.56			7.391			689			84.55
700 - 719			110			23,641,918.06			21.49				214,926.53			7.275			708			83.73
720 - 739			93			16,987,281.63			15.44				182,658.94			7.529			730			84.56
740 - 759			95			18,889,532.06			17.17				198,837.18			6.956			750			85.43
760 - 779			61			12,195,608.84			11.09				199,928.01			7.117			768			84.12
780 - 799			53			11,451,490.42			10.41				216,065.86			7.491			788			80.89
800 - 819			17			2,037,494.01			1.85				119,852.59			7.396			806			82.50
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average FICO score of the Mortgage Loans was approximately 729.

ORIGINAL BALLOON TERM

(Mortgage Loans)

Original Balloon Term (months)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
24			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
60			493			90,329,930.33			82.13				183,225.01			6.708			730			84.01
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average original balloon term of the Mortgage Loans was approximately 54 months.

REMAINING BALLOON TERM

(Mortgage Loans)

Range of Remaining Balloon Term (months)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
13 - 24			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
49 - 60			493			90,329,930.33			82.13				183,225.01			6.708			730			84.01
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average remaining balloon term of the Mortgage Loans was approximately 53 months.

ORIGINAL LOAN-TO-VALUE RATIOS

(Mortgage Loans)

Original Loan-to-value Ratios (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
0.01 - 40.00			4		$	471,513.00			0.43	%		$	117,878.25			6.491	%		723			37.79	%
40.01 - 45.00			1			57,500.00			0.05				57,500.00			9.000			727			41.82
45.01 - 50.00			5			1,666,500.00			1.52				333,300.00			6.290			773			49.06
50.01 - 55.00			6			662,558.04			0.60				110,426.34			6.570			743			51.93
55.01 - 60.00			3			992,000.00			0.90				330,666.67			6.739			736			56.09
60.01 - 65.00			7			1,687,326.97			1.53				241,046.71			7.099			730			64.88
65.01 - 70.00			15			4,873,940.15			4.43				324,929.34			6.491			732			69.51
70.01 - 75.00			20			6,919,055.39			6.29				345,952.77			6.499			720			74.18
75.01 - 80.00			100			20,689,673.16			18.81				206,896.73			7.050			727			79.96
80.01 - 85.00			29			8,903,146.54			8.09				307,005.05			7.385			723			84.62
85.01 - 90.00			401			62,305,028.59			56.65				155,374.14			7.512			730			89.88
90.01 - 95.00			2			760,622.00			0.69				380,311.00			6.875			775			93.51
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average original loan-to-value ratio of the Mortgage Loans was approximately 83.94%.

LOAN PURPOSE

(Mortgage Loans)

Loan Purpose		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Purchase			582		$	108,233,434.84			98.40	%		$	185,968.10			7.277	%		729			84.33	%
Rate/Term Refinance			11			1,755,429.00			1.60				159,584.45			6.257			726			59.60
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

STATE

(Mortgage Loans)

State		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
California			159		$	40,792,993.65			37.09	%		$	256,559.71			6.670	%		727			80.20	%
Florida			51			7,335,361.44			6.67				143,830.62			7.431			724			87.79
Utah			29			6,939,245.89			6.31				239,284.34			8.471			747			88.24
Washington			47			6,811,170.38			6.19				144,918.52			7.859			730			86.91
Colorado			27			5,182,754.33			4.71				191,953.86			8.200			733			86.33
Hawaii			18			5,142,450.00			4.68				285,691.67			6.962			727			81.57
Texas			42			4,431,376.06			4.03				105,508.95			7.539			716			85.73
Arizona			22			4,185,030.00			3.80				190,228.64			7.417			729			89.12
North Carolina			28			3,333,348.12			3.03				119,048.15			7.597			733			88.28
Nevada			11			2,947,155.00			2.68				267,923.18			8.536			747			83.36
Georgia			21			2,783,146.03			2.53				132,530.76			6.273			724			85.78
Illinois			13			2,280,910.41			2.07				175,454.65			6.986			712			89.70
Idaho			12			2,027,146.49			1.84				168,928.87			6.581			739			81.07
New York			10			1,987,571.72			1.81				198,757.17			7.837			725			81.21
South Carolina			12			1,981,216.45			1.80				165,101.37			7.990			728			86.18
Minnesota			6			1,481,779.00			1.35				246,963.17			7.183			712			89.70
Virginia			7			1,467,194.89			1.33				209,599.27			7.017			722			82.60
New Jersey			5			1,157,950.00			1.05				231,590.00			7.457			760			79.18
Oregon			8			864,098.00			0.79				108,012.25			7.217			729			89.12
Tennessee			7			839,983.81			0.76				119,997.69			5.717			716			86.51
Maryland			4			591,109.01			0.54				147,777.25			8.374			728			79.10
New Mexico			5			554,850.00			0.50				110,970.00			9.266			736			90.00
Missouri			7			518,610.00			0.47				74,087.14			8.398			724			89.45
Indiana			1			488,800.00			0.44				488,800.00			5.875			757			80.00
Louisiana			6			462,044.00			0.42				77,007.33			7.092			744			88.01
Massachusetts			3			428,500.00			0.39				142,833.33			9.123			721			79.28
Connecticut			3			414,000.00			0.38				138,000.00			6.707			734			90.00
Montana			1			348,500.00			0.32				348,500.00			10.375			794			87.50
Maine			3			307,524.94			0.28				102,508.31			8.148			747			86.23
Wisconsin			3			273,510.00			0.25				91,170.00			6.875			769			90.00
Oklahoma			3			222,259.92			0.20				74,086.64			6.875			686			90.00
Ohio			1			210,500.00			0.19				210,500.00			7.500			707			90.00
Michigan			2			172,532.76			0.16				86,266.38			8.811			679			74.10
New Hampshire			2			170,000.00			0.15				85,000.00			9.169			673			89.95
Alaska			1			144,900.00			0.13				144,900.00			7.875			787			90.00
District of Columbia			1			128,790.00			0.12				128,790.00			6.500			744			90.00
Pennsylvania			3			113,999.69			0.10				37,999.90			7.378			700			90.00
Kentucky			2			112,950.00			0.10				56,475.00			6.875			694			89.79
West Virginia			1			107,091.00			0.10				107,091.00			6.875			716			90.00
Alabama			2			96,700.00			0.09				48,350.00			8.498			714			74.88
Wyoming			1			50,000.00			0.05				50,000.00			8.625			772			72.46
Kansas			1			40,500.00			0.04				40,500.00			6.875			799			90.00
Mississippi			1			36,810.85			0.03				36,810.85			6.875			679			90.00
North Dakota			1			22,500.00			0.02				22,500.00			4.875			694			90.00
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

REMAINING AMORTIZATION TERM

(Mortgage Loans)

Remaining Amortization Term (months)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Interest Only			400		$	80,604,267.02			73.28	%		$	201,510.67			7.285	%		730			84.13	%
349 - 360			193			29,384,596.82			26.72				152,251.80			7.194			728			83.41
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average remaining amortization term of the Mortgage Loans was approximately 320 months.

INITIAL PERIODIC RATE CAP

(Mortgage Loans)

Initial Periodic Rate Cap (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Fixed-Rate			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
1.000			98			13,360,788.21			12.15				136,334.57			9.324			733			83.18
5.000			395			76,969,142.12			69.98				194,858.59			6.254			729			84.15
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average initial periodic rate cap of the Mortgage Loans that are adjustable rate mortgage loans was approximately 4.408%.

SUBSEQUENT PERIODIC RATE CAP

(Mortgage Loans)

Subsequent Periodic Rate Cap (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Fixed-Rate			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
1.000			493			90,329,930.33			82.13				183,225.01			6.708			730			84.01
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average subsequent periodic rate cap of the Mortgage Loans that are adjustable rate mortgage loans was approximately 1.000%.

MAXIMUM MORTGAGE RATE

(Mortgage Loans)

Maximum Mortgage Rate (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Fixed-Rate			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
9.000 - 9.999			11			2,320,568.04			2.11				210,960.73			3.850			732			69.75
10.000 - 10.999			47			6,758,864.41			6.15				143,805.63			4.784			736			86.52
11.000 - 11.999			97			25,129,010.19			22.85				259,061.96			5.835			732			77.04
12.000 - 12.999			231			41,126,189.48			37.39				178,035.45			6.796			725			88.92
13.000 - 13.999			6			1,180,600.00			1.07				196,766.67			7.355			737			85.21
14.000 - 14.999			26			3,502,602.32			3.18				134,715.47			8.590			734			79.37
15.000 - 15.999			44			6,785,049.23			6.17				154,205.66			9.320			734			81.63
16.000 - 16.999			31			3,527,046.66			3.21				113,775.70			10.354			736			89.75
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average maximum mortgage rate of the Mortgage Loans that are adjustable rate mortgage loans was approximately 12.707%.

MINIMUM MORTGAGE RATE

(Mortgage Loans)

Minimum Mortgage Rate (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Fixed-Rate			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
2.000 - 2.999			1			672,000.00			0.61				672,000.00			5.875			718			56.00
3.000 - 3.999			47			7,206,659.49			6.55				153,333.18			7.620			746			65.52
4.000 - 4.999			130			30,638,213.91			27.86				235,678.57			6.593			732			80.55
5.000 - 5.999			293			48,802,633.85			44.37				166,561.89			6.661			728			88.91
6.000 - 6.999			9			1,167,995.00			1.06				129,777.22			6.522			695			89.56
7.000 - 7.999			9			1,329,471.28			1.21				147,719.03			6.686			729			91.04
8.000 - 8.999			4			512,956.80			0.47				128,239.20			6.875			633			90.00
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average minimum mortgage rate of the Mortgage Loans that are adjustable rate mortgage loans was approximately 4.882%.

NEXT RATE ADJUSTMENT DATE

(Mortgage Loans)

Next Rate Adjustment Date		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Fixed-Rate			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
March 1, 2007			1			157,100.77			0.14				157,100.77			6.875			706			90.00
April 1, 2007			1			127,800.00			0.12				127,800.00			6.875			806			90.00
May 1, 2007			101			21,382,664.38			19.44				211,709.55			6.399			734			84.77
June 1, 2007			122			23,128,935.97			21.03				189,581.44			6.226			721			83.81
July 1, 2007			156			29,908,551.97			27.19				191,721.49			6.215			733			83.70
August 1, 2007			36			5,137,771.47			4.67				142,715.87			7.780			724			85.76
September 1, 2007			33			4,123,380.00			3.75				124,950.91			9.134			728			80.38
October 1, 2007			40			6,194,625.77			5.63				154,865.64			9.357			735			84.27
November 1, 2007			3			169,100.00			0.15				56,366.67			10.038			744			87.82
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average number of months to the next adjustment date for the Mortgage Loans that are adjustable rate mortgage loans was approximately 3 months.

MARGIN RATE

(Mortgage Loans)

Range of Margin Rate (%)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
Fixed-Rate			100		$	19,658,933.51			17.87	%		$	196,589.34			9.799	%		727			83.60	%
2.000 - 2.999			1			672,000.00			0.61				672,000.00			5.875			718			56.00
3.000 - 3.999			47			7,206,659.49			6.55				153,333.18			7.620			746			65.52
4.000 - 4.999			130			30,638,213.91			27.86				235,678.57			6.593			732			80.55
5.000 - 5.999			293			48,802,633.85			44.37				166,561.89			6.661			728			88.91
6.000 - 6.999			9			1,167,995.00			1.06				129,777.22			6.522			695			89.56
7.000 - 7.999			9			1,329,471.28			1.21				147,719.03			6.686			729			91.04
8.000 - 8.999			4			512,956.80			0.47				128,239.20			6.875			633			90.00
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%

As of the Cut-off Dates, the weighted average margin rate for the Mortgage Loans that are adjustable rate mortgage loans was approximately 4.882%.

PREPAYMENT PENALTY

(Mortgage Loans)

Prepayment Penalty (months)		Number of Mortgage Loans			Aggregate Principal Balance Outstanding ($)			Percentage of Aggregate Principal Balance of Mortgage Loans (%)				Average Current Principal Balance			Weighted Average Mortgage Rate			Weighted Average FICO Credit Score			Weighted Average Current LTV Ratio
0			374		$	69,202,164.65			62.92	%		$	185,032.53			7.560	%		730			83.35	%
12			10			2,387,904.56			2.17				238,790.46			7.212			725			83.48
24			4			389,500.00			0.35				97,375.00			6.971			723			76.21
36			205			38,009,294.63			34.56				185,411.19			6.722			728			85.12
Total			593		$	109,988,863.84			100.00	%		$	185,478.69			7.261	%		729			83.94	%