EXHIBIT (8)(l)(1) AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

EXHIBIT (8)(l)(1)

AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT

Transamerica Financial Life Insurance Company (formerly AUSA Life Insurance Company, Inc.), Variable Insurance Products Fund III and Fidelity Distributors Corporation hereby amend the Participation Agreement (“Agreement”) dated August 31, 2000, as amended, by doing the following:

The Schedule A of the Agreement is hereby deleted in its entirety and replaced with the Amended Schedule A attached hereto.

IN WITNESS WHEREOF, the parties have hereto affixed their respective authorized signatures, intending that this Amendment be effective as of the 1^st day of May, 2005.

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY

By:
Name:		Xxxxxxxxx X. Xxxxxxx
Title:		Assistant Vice President and Assistant Secretary
VARIABLE INSURANCE PRODUCTS FUND III
By:
Name:		Xxxxxxxxx Xxxxxxxx
Title:		Treasurer – E.V.P.
FIDELITY DISTRIBUTORS CORPORATION
By:
Name:		Xxxx Xxxxxxxx
Title:		E.V.P.

Schedule A

Separate Accounts and Associated Contracts

Name of Separate Account and Date Established by Board of Directors		Policy Form Numbers of Contracts Funded by Separate Account
TFLIC Series Life Account		Form Number: VL03NY
(est. October 24, 1994)		Product: TFLIC Financial
		Freedom Builder
		Form Number: VL95NY
		Product: TFLIC Freedom Elite Builder
		Form Number: JLS02NY
		Product: TFLIC Freedom Wealth Protector
Separate Account VA BNY		Form Number: AV343 101 90 396
(est. September 27, 1994)		Product: TFLIC Landmark Variable Annuity
TFLIC Series Annuity Account		Form Number: WL18NY
(est. March 20, 2001)		Product: TFLIC Freedom Premier
Separate Account VA QNY		Form Number AV1024 101 179 1003
(est. August 13, 1996)		Product: Flexible Premium Variable Annuity - E
		(No marketing name at this time)
TFLIC Separate Account VNY		Form Number AV1197 101 200 505
(est. December 14, 2004)		Product: Advisor’s Edge® NY Variable Annuity