Thrivent Financial for Lutherans Contract Number: ▇▇▇▇▇▇▇▇▇
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AMENDATORY AGREEMENT
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Misstatement of Age or Sex.
In the provision entitled Misstatement of Age or Sex, "age or sex" is
amended to read "age."
Optional Plans of Settlement.
In the provision entitled Optional Plans of Settlement, "sex and
adjusted age" is amended to read "adjusted age" and the tables for
Options 4 and 5 are replaced with the following tables:
OPTION 4
Monthly Life Income
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Guaranteed Monthly Life Income for Each $1,000 of Proceeds
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Adjusted
Adjusted Payments Payments Age of Payments Payments Adjusted Payments Payments
Age of Payee Guaranteed Guaranteed Payee Guaranteed Guaranteed Age of Payee Guaranteed Guaranteed
on Date of for for on Date of for for on Date of for for
Settlement 10 years 20 years Settlement 10 years 20 years Settlement 10 years 20 years
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40 3.14 3.12 65 4.96 4.52 75 6.56 5.08
45 3.35 3.31 66 5.09 4.59 76 6.75 5.12
50 3.62 3.55 67 5.22 4.65 77 6.94 5.14
55 3.95 3.84 68 5.37 4.72 78 7.13 5.17
69 5.52 4.78 79 7.33 5.19
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60 4.39 4.16 70 5.68 4.84 80 7.51 5.21
61 4.49 4.23 71 5.84 4.90 85 8.36 5.26
62 4.60 4.30 72 6.01 4.95 90 8.93 5.27
63 4.71 4.38 73 6.19 5.00 95 9.25 5.27
64 4.83 4.45 74 6.37 5.04
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OPTION 5
Monthly Life Income - Two Payees
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Guaranteed Monthly Life Income for Each $1,000 of Proceeds
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Payments Guaranteed for 10 Years Payments Guaranteed for 20 Years
Adjusted ----------------------------------------------------------------------------------------------------
Age of First Adjusted Age of Second Payee on Date of Adjusted Age of Second Payee on Date of
Payee on Settlement Settlement
Date of ----------------------------------------------------------------------------------------------------
Settlement 60 65 70 75 60 65 70 75
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60 3.81 - - - 3.78 - - -
65 3.99 4.25 - - 3.94 4.16 - -
70 4.14 4.49 4.84 - 4.05 4.33 4.57 -
75 4.25 4.68 5.15 5.63 4.12 4.44 4.73 4.93
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Rates not shown will be calculated on the same basis as the above rates and will be provide upon request.
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Contract Number: ▇▇▇▇▇▇▇▇▇
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AMENDATORY AGREEMENT (continued)
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Optional Plans of Settlement (continued).
In the provision entitled Optional Plans of Settlement, the tables for Option 4V
- 3% and Option 5V - 3% are replaced with the following tables:
OPTION 4V - 3%
Monthly Life Income
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First Monthly Life Income Payment for Each $1,000 of Proceeds
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Adjusted
Adjusted Payments Payments Age of Payments Payments Adjusted Payments Payments
Age of Payee Guaranteed Guaranteed Payee Guaranteed Guaranteed Age of Payee Guaranteed Guaranteed
on Date of for for on Date of for for on Date of for for
Settlement 10 years 20 years Settlement 10 years 20 years Settlement 10 years 20 years
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40 3.43 3.41 65 5.23 4.78 75 6.82 5.33
45 3.64 3.60 66 5.36 4.85 76 7.01 5.36
50 3.90 3.83 67 5.50 4.91 77 7.20 5.39
55 4.24 4.11 68 5.64 4.98 78 7.39 5.41
69 5.79 5.04 79 7.58 5.44
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60 4.67 4.43 70 5.95 5.10 80 7.76 5.45
61 4.77 4.50 71 6.11 5.15 85 8.60 5.50
62 4.88 4.57 72 6.28 5.20 90 9.16 5.51
63 4.99 4.64 73 6.45 5.25 95 9.48 5.51
64 5.11 4.71 74 6.63 5.29
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OPTION 5V - 3%
Monthly Life Income - Two Payees
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First Monthly Life Income Payment for Each $1,000 of Proceeds
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Payments Guaranteed for 10 Years Payments Guaranteed for 20 Years
Adjusted ----------------------------------------------------------------------------------------------------
Age of First Adjusted Age of Second Payee on Date of Adjusted Age of Second Payee on Date of
Payee on Settlement Settlement
Date of ----------------------------------------------------------------------------------------------------
Settlement 60 65 70 75 60 65 70 75
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60 4.09 - - - 4.05 - - -
65 4.26 4.52 - - 4.21 4.42 - -
70 4.41 4.75 5.10 - 4.32 4.59 4.83 -
75 4.52 4.95 5.42 5.89 4.39 4.70 4.98 5.18
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Rates not shown will be calculated on the same basis as the above rates and will be provide upon request.
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Contract Number: ▇▇▇▇▇▇▇▇▇
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AMENDATORY AGREEMENT (continued)
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Optional Plans of Settlement (continued).
In the provision entitled Optional Plans of Settlement, the tables for Option 4V
- 4% and Option 5V - 4% are replaced with the following tables:
OPTION 4V - 4%
Monthly Life Income
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First Monthly Life Income Payment for Each $1,000 of Proceeds
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Adjusted
Adjusted Payments Payments Age of Payments Payments Adjusted Payments Payments
Age of Payee Guaranteed Guaranteed Payee Guaranteed Guaranteed Age of Payee Guaranteed Guaranteed
on Date of for for on Date of for for on Date of for for
Settlement 10 years 20 years Settlement 10 years 20 years Settlement 10 years 20 years
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40 4.05 4.02 65 5.78 5.31 75 7.34 5.83
45 4.24 4.20 66 5.91 5.37 76 7.52 5.86
50 4.49 4.41 67 6.05 5.43 77 7.71 5.89
55 4.82 4.68 68 6.19 5.49 78 7.89 5.91
69 6.33 5.55 79 8.08 5.93
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60 5.23 4.98 70 6.49 5.61 80 8.26 5.95
61 5.33 5.04 71 6.65 5.66
62 5.44 5.11 72 6.81 5.71 85 9.07 5.99
63 5.55 5.17 73 6.98 5.75 90 9.62 6.00
64 5.66 5.24 74 7.16 5.79 95 9.92 6.00
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OPTION 5V - 4%
Monthly Life Income - Two Payees
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First Monthly Life Income Payment for Each $1,000 of Proceeds
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Payments Guaranteed for 10 Years Payments Guaranteed for 20 Years
Adjusted ----------------------------------------------------------------------------------------------------
Age of First Adjusted Age of Second Payee on Date of Adjusted Age of Second Payee on Date of
Payee on Settlement Settlement
Date of ----------------------------------------------------------------------------------------------------
Settlement 60 65 70 75 60 65 70 75
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60 4.65 - - - 4.61 - - -
65 4.82 5.06 - - 4.76 4.96 - -
70 4.96 5.30 5.64 - 4.87 5.13 5.35 -
75 5.08 5.49 5.95 6.41 4.94 5.23 5.50 5.69
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Rates not shown will be calculated on the same basis as the above rates and will be provide upon request.
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Contract Number: ▇▇▇▇▇▇▇▇▇
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AMENDATORY AGREEMENT (continued)
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Optional Plans of Settlement (continued).
In the provision entitled Optional Plans of Settlement, the tables for Option 4V
- 5% and Option 5V - 5% are replaced with the following tables:
OPTION 4V - 5%
Monthly Life Income
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First Monthly Life Income Payment for Each $1,000 of Proceeds
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Adjusted
Adjusted Payments Payments Age of Payments Payments Adjusted Payments Payments
Age of Payee Guaranteed Guaranteed Payee Guaranteed Guaranteed Age of Payee Guaranteed Guaranteed
on Date of for for on Date of for for on Date of for for
Settlement 10 years 20 years Settlement 10 years 20 years Settlement 10 years 20 years
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40 4.69 4.66 65 6.35 5.85 75 7.87 6.35
45 4.88 4.82 66 6.48 5.92 76 8.05 6.38
50 5.11 5.02 67 6.61 5.97 77 8.23 6.40
55 5.42 5.26 68 6.75 6.03 78 8.41 6.42
69 6.89 6.09 79 8.59 6.44
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60 5.82 5.55 70 7.04 6.14 80 8.77 6.46
61 5.92 5.61 71 7.19 6.19 85 9.55 6.50
62 6.02 5.67 72 7.36 6.23 90 10.08 6.51
63 6.12 5.73 73 7.52 6.28 95 10.38 6.51
64 6.24 5.79 74 7.69 6.31
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OPTION 5V - 5%
Monthly Life Income - Two Payees
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First Monthly Life Income Payment for Each $1,000 of Proceeds
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Payments Guaranteed for 10 Years Payments Guaranteed for 20 Years
Adjusted ----------------------------------------------------------------------------------------------------
Age of First Adjusted Age of Second Payee on Date of Adjusted Age of Second Payee on Date of
Payee on Settlement Settlement
Date of ----------------------------------------------------------------------------------------------------
Settlement 60 65 70 75 60 65 70 75
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60 5.23 - - - 5.20 - - -
65 5.40 5.63 - - 5.33 5.53 - -
70 5.54 5.86 6.19 - 5.44 5.68 5.89 -
75 5.65 6.05 6.49 6.94 5.51 5.78 6.03 6.21
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Rates not shown will be calculated on the same basis as the above rates and will be provide upon request.
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Signed for Thrivent Financial for Lutherans
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President
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Secretary
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