BEAR STEARNS ASSET BACKED SECURITIES I LLC Depositor, EMC MORTGAGE CORPORATION Seller and Master Servicer and LASALLE BANK NATIONAL ASSOCIATION Trustee POOLING AND SERVICING AGREEMENT Dated as of November 1, 2006 BEAR STEARNS ASSET BACKED SECURITIES I...
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC
Depositor,
EMC
MORTGAGE CORPORATION
Seller
and Master Servicer
and
LASALLE
BANK NATIONAL ASSOCIATION
Trustee
____________________
Dated
as
of November 1, 2006
________________________________________
BEAR
XXXXXXX ASSET BACKED SECURITIES I TRUST 2006-AQ1
ASSET-BACKED
CERTIFICATES, SERIES 2006-AQ1
TABLE
OF
CONTENTS
ARTICLE
I
DEFINITIONS
|
|
Section
1.01
|
Defined
Terms.
|
Section
1.02
|
Allocation
of Certain Interest Shortfalls.
|
ARTICLE
II
CONVEYANCE
OF TRUST FUND
|
|
Section
2.01
|
Conveyance
of Trust Fund.
|
Section
2.02
|
Acceptance
of the Mortgage Loans.
|
Section
2.03
|
Representations,
Warranties and Covenants of the Master Servicer and the
Seller.
|
Section
2.04
|
Representations
and Warranties of the Depositor.
|
Section
2.05
|
Delivery
of Opinion of Counsel in Connection with Substitutions and
Repurchases.
|
Section
2.06
|
Countersignature
and Delivery of Certificates.
|
Section
2.07
|
Purposes
and Powers of the Trust.
|
ARTICLE
III
ADMINISTRATION
AND SERVICING OF THE MORTGAGE LOANS
|
|
Section
3.01
|
The
Master Servicer to act as Master Servicer.
|
Section
3.02
|
Due-on-Sale
Clauses; Assumption Agreements.
|
Section
3.03
|
Subservicers.
|
Section
3.04
|
Documents,
Records and Funds in Possession of the Master Servicer To Be Held
for
Trustee.
|
Section
3.05
|
Maintenance
of Hazard Insurance.
|
Section
3.06
|
Presentment
of Claims and Collection of Proceeds.
|
Section
3.07
|
Maintenance
of the Primary Mortgage Insurance Policies.
|
Section
3.08
|
Fidelity
Bond, Errors and Omissions Insurance.
|
Section
3.09
|
Realization
Upon Defaulted Mortgage Loans; Determination of Excess Liquidation
Proceeds and Realized Losses; Repurchases of Certain Mortgage
Loans.
|
Section
3.10
|
Servicing
Compensation.
|
Section
3.11
|
REO
Property.
|
Section
3.12
|
Liquidation
Reports.
|
Section
3.13
|
Annual
Statement as to Compliance.
|
Section
3.14
|
Assessments
of Compliance and Attestation Reports.
|
Section
3.15
|
Books
and Records.
|
Section
3.16
|
Reports
Filed with Securities and Exchange Commission.
|
Section
3.17
|
Intention
of the Parties and Interpretation.
|
Section
3.18
|
UCC.
|
Section
3.19
|
Optional
Purchase of Certain Mortgage Loans.
|
Section
3.20
|
Obligations
of the Master Servicer in Respect of Mortgage Rates and Scheduled
Payments.
|
Section
3.21
|
Group
I Reserve Fund; Payments to and from Swap Administrator; Group
I
Supplemental Interest Trust.
|
Section
3.22
|
Group
I Swap Collateral Account.
|
Section
3.23
|
Group
II Swap Collateral Account.
|
Section
3.24
|
Group
II Reserve Fund; Payments to and from Swap Administrator; Group
II
Supplemental Interest Trust.
|
Section
3.25
|
Tax
Treatment of Class IO Distribution Amounts in the Event of
Resecuritization of Class A Certificates or Class M
Certificates.
|
Section
3.26
|
Advancing
Facility.
|
ARTICLE
IV
ACCOUNTS
|
|
Section
4.01
|
Collection
of Mortgage Loan Payments; Protected Account.
|
Section
4.02
|
Permitted
Withdrawals From the Protected Account.
|
Section
4.03
|
Collection
of Taxes; Assessments and Similar Items; Escrow
Accounts.
|
Section
4.04
|
Distribution
Account.
|
Section
4.05
|
Permitted
Withdrawals and Transfers from the Distribution
Account.
|
Section
4.06
|
Class
I-P Certificate Account.
|
Section
4.07
|
Class
II-P Certificate Account.
|
ARTICLE
V
DISTRIBUTIONS
AND ADVANCES
|
|
Section
5.01
|
Advances.
|
Section
5.02
|
Compensating
Interest Payments.
|
Section
5.03
|
REMIC
Distributions.
|
Section
5.04
|
Distributions.
|
Section
5.05
|
Allocation
of Realized Losses.
|
Section
5.06
|
Monthly
Statements to Certificateholders.
|
Section
5.07
|
REMIC
Designations and REMIC Distributions.
|
ARTICLE
VI
THE
CERTIFICATES
|
|
Section
6.01
|
The
Certificates.
|
Section
6.02
|
Certificate
Register; Registration of Transfer and Exchange of
Certificates.
|
Section
6.03
|
Mutilated,
Destroyed, Lost or Stolen Certificates.
|
Section
6.04
|
Persons
Deemed Owners.
|
Section
6.05
|
Access
to List of Certificateholders’ Names and Addresses.
|
Section
6.06
|
Book-Entry
Certificates.
|
Section
6.07
|
Notices
to Depository.
|
Section
6.08
|
Definitive
Certificates.
|
Section
6.09
|
Maintenance
of Office or Agency.
|
ARTICLE
VII
THE
DEPOSITOR AND THE MASTER SERVICER
|
|
Section
7.01
|
Liabilities
of the Depositor and the Master Servicer.
|
Section
7.02
|
Merger
or Consolidation of the Depositor or the Master
Servicer.
|
Section
7.03
|
Indemnification
of the Trustee and the Master Servicer.
|
Section
7.04
|
Limitations
on Liability of the Depositor, the Master Servicer and
Others.
|
Section
7.05
|
Master
Servicer Not to Resign.
|
Section
7.06
|
Successor
Master Servicer.
|
Section
7.07
|
Sale
and Assignment of Master Servicing.
|
ARTICLE
VIII
DEFAULT;
TERMINATION OF MASTER SERVICER
|
|
Section
8.01
|
Events
of Default.
|
Section
8.02
|
Trustee
to Act; Appointment of Successor.
|
Section
8.03
|
Notification
to Certificateholders.
|
Section
8.04
|
Waiver
of Defaults.
|
ARTICLE
IX
CONCERNING
THE TRUSTEE
|
|
Section
9.01
|
Duties
of Trustee.
|
Section
9.02
|
Certain
Matters Affecting the Trustee.
|
Section
9.03
|
Trustee
Not Liable for Certificates or Mortgage Loans.
|
Section
9.04
|
Trustee
May Own Certificates.
|
Section
9.05
|
Trustee’s
Fees and Expenses.
|
Section
9.06
|
Eligibility
Requirements for Trustee.
|
Section
9.07
|
Insurance.
|
Section
9.08
|
Resignation
and Removal of Trustee.
|
Section
9.09
|
Successor
Trustee.
|
Section
9.10
|
Merger
or Consolidation of Trustee.
|
Section
9.11
|
Appointment
of Co-Trustee or Separate Trustee.
|
Section
9.12
|
Tax
Matters.
|
ARTICLE
X
TERMINATION
|
|
Section
10.01
|
Termination
upon Liquidation or Repurchase of all Mortgage Loans.
|
Section
10.02
|
Final
Distribution on the Certificates.
|
Section
10.03
|
Additional
Termination Requirements.
|
ARTICLE
XI
MISCELLANEOUS
PROVISIONS
|
|
Section
11.01
|
Amendment.
|
Section
11.02
|
Recordation
of Agreement; Counterparts.
|
Section
11.03
|
Governing
Law.
|
Section
11.04
|
Intention
of Parties.
|
Section
11.05
|
Notices.
|
Section
11.06
|
Severability
of Provisions.
|
Section
11.07
|
Assignment.
|
Section
11.08
|
Limitation
on Rights of Certificateholders.
|
Section
11.09
|
Inspection
and Audit Rights.
|
Section
11.10
|
Certificates
Nonassessable and Fully Paid.
|
Section
11.11
|
Third
Party Rights.
|
Exhibits
|
|
Exhibit
A-1
|
Form
of Class A Certificates
|
Exhibit
A-2
|
Form
of Class M Certificates
|
Exhibit
A-3
|
Form
of Class P Certificates
|
Exhibit
A-4
|
Form
of Class CE Certificates
|
Exhibit
A-5
|
Form
of Class R Certificates
|
Exhibit
B
|
Mortgage
Loan Schedule
|
Exhibit
C
|
Form
of Transfer Affidavit
|
Exhibit
D
|
Form
of Transferor Certificate
|
Exhibit
E
|
Form
of Investment Letter (Non-Rule 144A)
|
Exhibit
F
|
Form
of Rule 144A and Related Matters Certificate
|
Exhibit
G
|
Form
of Request for Release
|
Exhibit
H
|
DTC
Letter of Representations
|
Exhibit
I
|
Schedule
of Mortgage Loans with Lost Notes
|
Exhibit
J
|
Form
of Custodial Agreement
|
Exhibit
K
|
Form
of Back-Up Certification
|
Exhibit
L
|
Form
of Mortgage Loan Purchase Agreement
|
Exhibit
M
|
Group
I Swap Agreement
|
Exhibit
N
|
Group
II Swap Agreement
|
Exhibit
O
|
[Reserved]
|
Exhibit
P
|
Servicing
Criteria to Be Addressed in Assessment of Compliance
|
Exhibit
Q
|
Form
10-D, Form 8-K and Form 10-K Reporting Responsibility
|
Exhibit
R
|
Additional
Disclosure Notification
|
POOLING
AND SERVICING AGREEMENT, dated as of November 1, 2006, among BEAR XXXXXXX
ASSET
BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor
(the
“Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in
such capacity, the “Seller”) and as master servicer (in such capacity, the
“Master Servicer”), and LASALLE BANK NATIONAL ASSOCIATION, a national banking
association, as trustee (the “Trustee”).
PRELIMINARY
STATEMENT
REMIC
I
The
Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee
in return for the Certificates.
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the Group I Mortgage Loans and certain other related assets
subject to this Agreement (other than the Group I Reserve Fund, any related
Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group
I
Supplemental Interest Trust, the Group I Swap Agreement, the Group I Swap
Account, the Group I Swap Collateral Account and any rights or obligations
in
respect of the Swap Administration Agreement) as a REMIC (as defined herein)
for
federal income tax purposes, and such segregated pool of assets will be
designated as “REMIC I”. The Class I-R-1 Certificates will be the sole class of
Residual Interests (as defined herein) in REMIC I for purposes of the REMIC
Provisions (as defined herein). The following table irrevocably sets forth
the
designation, the Uncertificated REMIC I Pass-Through Rate, the initial
Uncertificated Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
each of the REMIC I Regular Interests (as defined herein). None of the REMIC
I
Regular Interests will be certificated.
Designation
|
Uncertificated
REMIC I
Pass-Through
Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible Maturity Date (1)
|
||
I-1-A
|
Variable(2)
|
$
1,159,570.74
|
October
25, 2036
|
||
I-1-B
|
Variable(2)
|
$
1,159,570.74
|
October
25, 2036
|
||
I-2-A
|
Variable(2)
|
$
1,424,602.85
|
October
25, 2036
|
||
I-2-B
|
Variable(2)
|
$
1,424,602.85
|
October
25, 2036
|
||
I-3-A
|
Variable(2)
|
$
1,687,357.32
|
October
25, 2036
|
||
I-3-B
|
Variable(2)
|
$
1,687,357.32
|
October
25, 2036
|
||
I-4-A
|
Variable(2)
|
$
1,945,529.57
|
October
25, 2036
|
||
I-4-B
|
Variable(2)
|
$
1,945,529.57
|
October
25, 2036
|
||
I-5-A
|
Variable(2)
|
$
2,196,742.93
|
October
25, 2036
|
||
I-5-B
|
Variable(2)
|
$
2,196,742.93
|
October
25, 2036
|
||
I-6-A
|
Variable(2)
|
$
2,438,576.52
|
October
25, 2036
|
||
I-6-B
|
Variable(2)
|
$
2,438,576.52
|
October
25, 2036
|
||
I-7-A
|
Variable(2)
|
$
2,668,596.36
|
October
25, 2036
|
||
I-7-B
|
Variable(2)
|
$
2,668,596.36
|
October
25, 2036
|
||
I-8-A
|
Variable(2)
|
$
2,884,318.98
|
October
25, 2036
|
||
I-8-B
|
Variable(2)
|
$
2,884,318.98
|
October
25, 2036
|
||
I-9-A
|
Variable(2)
|
$
3,081,471.58
|
October
25, 2036
|
||
I-9-B
|
Variable(2)
|
$
3,081,471.58
|
October
25, 2036
|
||
I-10-A
|
Variable(2)
|
$
3,020,419.38
|
October
25, 2036
|
||
I-10-B
|
Variable(2)
|
$
3,020,419.38
|
October
25, 2036
|
||
I-11-A
|
Variable(2)
|
$
2,887,071.70
|
October
25, 2036
|
||
I-11-B
|
Variable(2)
|
$
2,887,071.70
|
October
25, 2036
|
||
I-12-A
|
Variable(2)
|
$
2,759,720.11
|
October
25, 2036
|
||
I-12-B
|
Variable(2)
|
$
2,759,720.11
|
October
25, 2036
|
||
I-13-A
|
Variable(2)
|
$
2,638,091.35
|
October
25, 2036
|
||
I-13-B
|
Variable(2)
|
$
2,638,091.35
|
October
25, 2036
|
||
I-14-A
|
Variable(2)
|
$
2,521,924.72
|
October
25, 2036
|
||
I-14-B
|
Variable(2)
|
$
2,521,924.72
|
October
25, 2036
|
||
I-15-A
|
Variable(2)
|
$
2,410,971.52
|
October
25, 2036
|
||
I-15-B
|
Variable(2)
|
$
2,410,971.52
|
October
25, 2036
|
||
I-16-A
|
Variable(2)
|
$
2,304,994.48
|
October
25, 2036
|
||
I-16-B
|
Variable(2)
|
$
2,304,994.48
|
October
25, 2036
|
||
I-17-A
|
Variable(2)
|
$
2,203,767.23
|
October
25, 2036
|
||
I-17-B
|
Variable(2)
|
$
2,203,767.23
|
October
25, 2036
|
||
I-18-A
|
Variable(2)
|
$
2,107,073.81
|
October
25, 2036
|
||
I-18-B
|
Variable(2)
|
$
2,107,073.81
|
October
25, 2036
|
||
I-19-A
|
Variable(2)
|
$
2,014,708.17
|
October
25, 2036
|
||
I-19-B
|
Variable(2)
|
$
2,014,708.17
|
October
25, 2036
|
||
I-20-A
|
Variable(2)
|
$
1,926,473.74
|
October
25, 2036
|
||
I-20-B
|
Variable(2)
|
$
1,926,473.74
|
October
25, 2036
|
||
I-21-A
|
Variable(2)
|
$
1,842,182.95
|
October
25, 2036
|
||
I-21-B
|
Variable(2)
|
$
1,842,182.95
|
October
25, 2036
|
||
I-22-A
|
Variable(2)
|
$
1,759,617.09
|
October
25, 2036
|
||
I-22-B
|
Variable(2)
|
$
1,759,617.09
|
October
25, 2036
|
||
I-23-A
|
Variable(2)
|
$
1,682,063.92
|
October
25, 2036
|
||
I-23-B
|
Variable(2)
|
$
1,682,063.92
|
October
25, 2036
|
||
I-24-A
|
Variable(2)
|
$
1,608,805.89
|
October
25, 2036
|
||
I-24-B
|
Variable(2)
|
$
1,608,805.89
|
October
25, 2036
|
||
I-25-A
|
Variable(2)
|
$
1,538,807.01
|
October
25, 2036
|
||
I-25-B
|
Variable(2)
|
$
1,538,807.01
|
October
25, 2036
|
||
I-26-A
|
Variable(2)
|
$
1,471,919.95
|
October
25, 2036
|
||
I-26-B
|
Variable(2)
|
$
1,471,919.95
|
October
25, 2036
|
||
I-27-A
|
Variable(2)
|
$
1,408,004.09
|
October
25, 2036
|
||
I-27-B
|
Variable(2)
|
$
1,408,004.09
|
October
25, 2036
|
||
I-28-A
|
Variable(2)
|
$
1,346,616.33
|
October
25, 2036
|
||
I-28-B
|
Variable(2)
|
$
1,346,616.33
|
October
25, 2036
|
||
I-29-A
|
Variable(2)
|
$
1,288,083.83
|
October
25, 2036
|
||
I-29-B
|
Variable(2)
|
$
1,288,083.83
|
October
25, 2036
|
||
I-30-A
|
Variable(2)
|
$
1,232,343.27
|
October
25, 2036
|
||
I-30-B
|
Variable(2)
|
$
1,232,343.27
|
October
25, 2036
|
||
I-31-A
|
Variable(2)
|
$
1,179,070.05
|
October
25, 2036
|
||
I-31-B
|
Variable(2)
|
$
1,179,070.05
|
October
25, 2036
|
||
I-32-A
|
Variable(2)
|
$
1,128,153.07
|
October
25, 2036
|
||
I-32-B
|
Variable(2)
|
$
1,128,153.07
|
October
25, 2036
|
||
I-33-A
|
Variable(2)
|
$
1,079,486.25
|
October
25, 2036
|
||
I-33-B
|
Variable(2)
|
$
1,079,486.25
|
October
25, 2036
|
||
I-34-A
|
Variable(2)
|
$
1,032,444.40
|
October
25, 2036
|
||
I-34-B
|
Variable(2)
|
$
1,032,444.40
|
October
25, 2036
|
||
I-35-A
|
Variable(2)
|
$
987,740.93
|
October
25, 2036
|
||
I-35-B
|
Variable(2)
|
$
987,740.93
|
October
25, 2036
|
||
I-36-A
|
Variable(2)
|
$
945,305.25
|
October
25, 2036
|
||
I-36-B
|
Variable(2)
|
$
945,305.25
|
October
25, 2036
|
||
I-37-A
|
Variable(2)
|
$
904,736.98
|
October
25, 2036
|
||
I-37-B
|
Variable(2)
|
$
904,736.98
|
October
25, 2036
|
||
I-38-A
|
Variable(2)
|
$
865,952.39
|
October
25, 2036
|
||
I-38-B
|
Variable(2)
|
$
865,952.39
|
October
25, 2036
|
||
I-39-A
|
Variable(2)
|
$
828,871.57
|
October
25, 2036
|
||
I-39-B
|
Variable(2)
|
$
828,871.57
|
October
25, 2036
|
||
I-40-A
|
Variable(2)
|
$
793,360.25
|
October
25, 2036
|
||
I-40-B
|
Variable(2)
|
$
793,360.25
|
October
25, 2036
|
||
I-41-A
|
Variable(2)
|
$
759,419.34
|
October
25, 2036
|
||
I-41-B
|
Variable(2)
|
$
759,419.34
|
October
25, 2036
|
||
I-42-A
|
Variable(2)
|
$
727,014.89
|
October
25, 2036
|
||
I-42-B
|
Variable(2)
|
$
727,014.89
|
October
25, 2036
|
||
I-43-A
|
Variable(2)
|
$
696,028.61
|
October
25, 2036
|
||
I-43-B
|
Variable(2)
|
$
696,028.61
|
October
25, 2036
|
||
I-44-A
|
Variable(2)
|
$
666,397.19
|
October
25, 2036
|
||
I-44-B
|
Variable(2)
|
$
666,397.19
|
October
25, 2036
|
||
I-45-A
|
Variable(2)
|
$
638,060.19
|
October
25, 2036
|
||
I-45-B
|
Variable(2)
|
$
638,060.19
|
October
25, 2036
|
||
I-46-A
|
Variable(2)
|
$
610,938.84
|
October
25, 2036
|
||
I-46-B
|
Variable(2)
|
$
610,938.84
|
October
25, 2036
|
||
I-47-A
|
Variable(2)
|
$
7,304,566.67
|
October
25, 2036
|
||
I-47-B
|
Variable(2)
|
$
7,304,566.67
|
October
25, 2036
|
||
I-48-A
|
Variable(2)
|
$
4,067,630.78
|
October
25, 2036
|
||
I-48-B
|
Variable(2)
|
$
4,067,630.78
|
October
25, 2036
|
||
I-49-A
|
Variable(2)
|
$
112,260.04
|
October
25, 2036
|
||
I-49-B
|
Variable(2)
|
$
112,260.04
|
October
25, 2036
|
||
I-50-A
|
Variable(2)
|
$
107,705.34
|
October
25, 2036
|
||
I-50-B
|
Variable(2)
|
$
107,705.34
|
October
25, 2036
|
||
I-51-A
|
Variable(2)
|
$
103,341.86
|
October
25, 2036
|
||
I-51-B
|
Variable(2)
|
$
103,341.86
|
October
25, 2036
|
||
I-52-A
|
Variable(2)
|
$
99,161.34
|
October
25, 2036
|
||
I-52-B
|
Variable(2)
|
$
99,161.34
|
October
25, 2036
|
||
I-53-A
|
Variable(2)
|
$
95,155.52
|
October
25, 2036
|
||
I-53-B
|
Variable(2)
|
$
95,155.52
|
October
25, 2036
|
||
I-54-A
|
Variable(2)
|
$
91,317.61
|
October
25, 2036
|
||
I-54-B
|
Variable(2)
|
$
91,317.61
|
October
25, 2036
|
||
I-55-A
|
Variable(2)
|
$
87,639.99
|
October
25, 2036
|
||
I-55-B
|
Variable(2)
|
$
87,639.99
|
October
25, 2036
|
||
I-56-A
|
Variable(2)
|
$
84,115.76
|
October
25, 2036
|
||
I-56-B
|
Variable(2)
|
$
84,115.76
|
October
25, 2036
|
||
I-57-A
|
Variable(2)
|
$
80,738.32
|
October
25, 2036
|
||
I-57-B
|
Variable(2)
|
$
80,738.32
|
October
25, 2036
|
||
I-58-A
|
Variable(2)
|
$
77,603.55
|
October
25, 2036
|
||
I-58-B
|
Variable(2)
|
$
77,603.55
|
October
25, 2036
|
||
I-59-A
|
Variable(2)
|
$
74,624.18
|
October
25, 2036
|
||
I-59-B
|
Variable(2)
|
$
74,624.18
|
October
25, 2036
|
||
I-60-A
|
Variable(2)
|
$
1,856,692.61
|
October
25, 2036
|
||
I-60-B
|
Variable(2)
|
$
1,856,692.61
|
October
25, 2036
|
||
II-1-A
|
Variable(2)
|
$
1,550,233.85
|
October
25, 2036
|
||
II-1-B
|
Variable(2)
|
$
1,550,233.85
|
October
25, 2036
|
||
II-2-A
|
Variable(2)
|
$
1,904,556.13
|
October
25, 2036
|
||
II-2-B
|
Variable(2)
|
$
1,904,556.13
|
October
25, 2036
|
||
II-3-A
|
Variable(2)
|
$
2,255,833.43
|
October
25, 2036
|
||
II-3-B
|
Variable(2)
|
$
2,255,833.43
|
October
25, 2036
|
||
II-4-A
|
Variable(2)
|
$
2,600,984.75
|
October
25, 2036
|
||
II-4-B
|
Variable(2)
|
$
2,600,984.75
|
October
25, 2036
|
||
II-5-A
|
Variable(2)
|
$
2,936,832.69
|
October
25, 2036
|
||
II-5-B
|
Variable(2)
|
$
2,936,832.69
|
October
25, 2036
|
||
II-6-A
|
Variable(2)
|
$
3,260,140.80
|
October
25, 2036
|
||
II-6-B
|
Variable(2)
|
$
3,260,140.80
|
October
25, 2036
|
||
II-7-A
|
Variable(2)
|
$
3,567,655.06
|
October
25, 2036
|
||
II-7-B
|
Variable(2)
|
$
3,567,655.06
|
October
25, 2036
|
||
II-8-A
|
Variable(2)
|
$
3,856,055.33
|
October
25, 2036
|
||
II-8-B
|
Variable(2)
|
$
3,856,055.33
|
October
25, 2036
|
||
II-9-A
|
Variable(2)
|
$
4,119,629.27
|
October
25, 2036
|
||
II-9-B
|
Variable(2)
|
$
4,119,629.27
|
October
25, 2036
|
||
II-10-A
|
Variable(2)
|
$
4,038,008.39
|
October
25, 2036
|
||
II-10-B
|
Variable(2)
|
$
4,038,008.39
|
October
25, 2036
|
||
II-11-A
|
Variable(2)
|
$
3,859,735.44
|
October
25, 2036
|
||
II-11-B
|
Variable(2)
|
$
3,859,735.44
|
October
25, 2036
|
||
II-12-A
|
Variable(2)
|
$
3,689,478.70
|
October
25, 2036
|
||
II-12-B
|
Variable(2)
|
$
3,689,478.70
|
October
25, 2036
|
||
II-13-A
|
Variable(2)
|
$
3,526,872.81
|
October
25, 2036
|
||
II-13-B
|
Variable(2)
|
$
3,526,872.81
|
October
25, 2036
|
||
II-14-A
|
Variable(2)
|
$
3,371,569.27
|
October
25, 2036
|
||
II-14-B
|
Variable(2)
|
$
3,371,569.27
|
October
25, 2036
|
||
II-15-A
|
Variable(2)
|
$
3,223,235.59
|
October
25, 2036
|
||
II-15-B
|
Variable(2)
|
$
3,223,235.59
|
October
25, 2036
|
||
II-16-A
|
Variable(2)
|
$
3,081,554.54
|
October
25, 2036
|
||
II-16-B
|
Variable(2)
|
$
3,081,554.54
|
October
25, 2036
|
||
II-17-A
|
Variable(2)
|
$
2,946,223.50
|
October
25, 2036
|
||
II-17-B
|
Variable(2)
|
$
2,946,223.50
|
October
25, 2036
|
||
II-18-A
|
Variable(2)
|
$
2,816,953.75
|
October
25, 2036
|
||
II-18-B
|
Variable(2)
|
$
2,816,953.75
|
October
25, 2036
|
||
II-19-A
|
Variable(2)
|
$
2,693,469.84
|
October
25, 2036
|
||
II-19-B
|
Variable(2)
|
$
2,693,469.84
|
October
25, 2036
|
||
II-20-A
|
Variable(2)
|
$
2,575,508.94
|
October
25, 2036
|
||
II-20-B
|
Variable(2)
|
$
2,575,508.94
|
October
25, 2036
|
||
II-21-A
|
Variable(2)
|
$
2,462,820.31
|
October
25, 2036
|
||
II-21-B
|
Variable(2)
|
$
2,462,820.31
|
October
25, 2036
|
||
II-22-A
|
Variable(2)
|
$
2,352,437.75
|
October
25, 2036
|
||
II-22-B
|
Variable(2)
|
$
2,352,437.75
|
October
25, 2036
|
||
II-23-A
|
Variable(2)
|
$
2,248,756.67
|
October
25, 2036
|
||
II-23-B
|
Variable(2)
|
$
2,248,756.67
|
October
25, 2036
|
||
II-24-A
|
Variable(2)
|
$
2,150,817.77
|
October
25, 2036
|
||
II-24-B
|
Variable(2)
|
$
2,150,817.77
|
October
25, 2036
|
||
II-25-A
|
Variable(2)
|
$
2,057,236.04
|
October
25, 2036
|
||
II-25-B
|
Variable(2)
|
$
2,057,236.04
|
October
25, 2036
|
||
II-26-A
|
Variable(2)
|
$
1,967,814.52
|
October
25, 2036
|
||
II-26-B
|
Variable(2)
|
$
1,967,814.52
|
October
25, 2036
|
||
II-27-A
|
Variable(2)
|
$
1,882,365.20
|
October
25, 2036
|
||
II-27-B
|
Variable(2)
|
$
1,882,365.20
|
October
25, 2036
|
||
II-28-A
|
Variable(2)
|
$
1,800,295.70
|
October
25, 2036
|
||
II-28-B
|
Variable(2)
|
$
1,800,295.70
|
October
25, 2036
|
||
II-29-A
|
Variable(2)
|
$
1,722,043.42
|
October
25, 2036
|
||
II-29-B
|
Variable(2)
|
$
1,722,043.42
|
October
25, 2036
|
||
II-30-A
|
Variable(2)
|
$
1,647,523.68
|
October
25, 2036
|
||
II-30-B
|
Variable(2)
|
$
1,647,523.68
|
October
25, 2036
|
||
II-31-A
|
Variable(2)
|
$
1,576,302.55
|
October
25, 2036
|
||
II-31-B
|
Variable(2)
|
$
1,576,302.55
|
October
25, 2036
|
||
II-32-A
|
Variable(2)
|
$
1,508,231.46
|
October
25, 2036
|
||
II-32-B
|
Variable(2)
|
$
1,508,231.46
|
October
25, 2036
|
||
II-33-A
|
Variable(2)
|
$
1,443,168.64
|
October
25, 2036
|
||
II-33-B
|
Variable(2)
|
$
1,443,168.64
|
October
25, 2036
|
||
II-34-A
|
Variable(2)
|
$
1,380,278.24
|
October
25, 2036
|
||
II-34-B
|
Variable(2)
|
$
1,380,278.24
|
October
25, 2036
|
||
II-35-A
|
Variable(2)
|
$
1,320,514.02
|
October
25, 2036
|
||
II-35-B
|
Variable(2)
|
$
1,320,514.02
|
October
25, 2036
|
||
II-36-A
|
Variable(2)
|
$
1,263,781.64
|
October
25, 2036
|
||
II-36-B
|
Variable(2)
|
$
1,263,781.64
|
October
25, 2036
|
||
II-37-A
|
Variable(2)
|
$
1,209,545.77
|
October
25, 2036
|
||
II-37-B
|
Variable(2)
|
$
1,209,545.77
|
October
25, 2036
|
||
II-38-A
|
Variable(2)
|
$
1,157,694.53
|
October
25, 2036
|
||
II-38-B
|
Variable(2)
|
$
1,157,694.53
|
October
25, 2036
|
||
II-39-A
|
Variable(2)
|
$
1,108,121.07
|
October
25, 2036
|
||
II-39-B
|
Variable(2)
|
$
1,108,121.07
|
October
25, 2036
|
||
II-40-A
|
Variable(2)
|
$
1,060,645.87
|
October
25, 2036
|
||
II-40-B
|
Variable(2)
|
$
1,060,645.87
|
October
25, 2036
|
||
II-41-A
|
Variable(2)
|
$
1,015,270.16
|
October
25, 2036
|
||
II-41-B
|
Variable(2)
|
$
1,015,270.16
|
October
25, 2036
|
||
II-42-A
|
Variable(2)
|
$
971,948.54
|
October
25, 2036
|
||
II-42-B
|
Variable(2)
|
$
971,948.54
|
October
25, 2036
|
||
II-43-A
|
Variable(2)
|
$
930,522.89
|
October
25, 2036
|
||
II-43-B
|
Variable(2)
|
$
930,522.89
|
October
25, 2036
|
||
II-44-A
|
Variable(2)
|
$
890,908.54
|
October
25, 2036
|
||
II-44-B
|
Variable(2)
|
$
890,908.54
|
October
25, 2036
|
||
II-45-A
|
Variable(2)
|
$
853,024.73
|
October
25, 2036
|
||
II-45-B
|
Variable(2)
|
$
853,024.73
|
October
25, 2036
|
||
II-46-A
|
Variable(2)
|
$
816,766.10
|
October
25, 2036
|
||
II-46-B
|
Variable(2)
|
$
816,766.10
|
October
25, 2036
|
||
II-47-A
|
Variable(2)
|
$
9,765,498.68
|
October
25, 2036
|
||
II-47-B
|
Variable(2)
|
$
9,765,498.68
|
October
25, 2036
|
||
II-48-A
|
Variable(2)
|
$
5,438,028.67
|
October
25, 2036
|
||
II-48-B
|
Variable(2)
|
$
5,438,028.67
|
October
25, 2036
|
||
II-49-A
|
Variable(2)
|
$
150,080.82
|
October
25, 2036
|
||
II-49-B
|
Variable(2)
|
$
150,080.82
|
October
25, 2036
|
||
II-50-A
|
Variable(2)
|
$
143,991.61
|
October
25, 2036
|
||
II-50-B
|
Variable(2)
|
$
143,991.61
|
October
25, 2036
|
||
II-51-A
|
Variable(2)
|
$
138,158.07
|
October
25, 2036
|
||
II-51-B
|
Variable(2)
|
$
138,158.07
|
October
25, 2036
|
||
II-52-A
|
Variable(2)
|
$
132,569.12
|
October
25, 2036
|
||
II-52-B
|
Variable(2)
|
$
132,569.12
|
October
25, 2036
|
||
II-53-A
|
Variable(2)
|
$
127,213.72
|
October
25, 2036
|
||
II-53-B
|
Variable(2)
|
$
127,213.72
|
October
25, 2036
|
||
II-54-A
|
Variable(2)
|
$
122,082.81
|
October
25, 2036
|
||
II-54-B
|
Variable(2)
|
$
122,082.81
|
October
25, 2036
|
||
II-55-A
|
Variable(2)
|
$
117,166.18
|
October
25, 2036
|
||
II-55-B
|
Variable(2)
|
$
117,166.18
|
October
25, 2036
|
||
II-56-A
|
Variable(2)
|
$
112,454.63
|
October
25, 2036
|
||
II-56-B
|
Variable(2)
|
$
112,454.63
|
October
25, 2036
|
||
II-57-A
|
Variable(2)
|
$
107,939.33
|
October
25, 2036
|
||
II-57-B
|
Variable(2)
|
$
107,939.33
|
October
25, 2036
|
||
II-58-A
|
Variable(2)
|
$
103,748.44
|
October
25, 2036
|
||
II-58-B
|
Variable(2)
|
$
103,748.44
|
October
25, 2036
|
||
II-59-A
|
Variable(2)
|
$
99,765.30
|
October
25, 2036
|
||
II-59-B
|
Variable(2)
|
$
99,765.30
|
October
25, 2036
|
||
II-60-A
|
Variable(2)
|
$
2,482,218.33
|
October
25, 2036
|
||
II-60-B
|
Variable(2)
|
$
2,482,218.33
|
October
25, 2036
|
||
P
|
0.00%
|
$
100.00
|
October
25, 2036
|
___________________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group I
Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for each REMIC I Regular
Interest.
|
(2)
Calculated
in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate”
herein.
REMIC
II
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the Group II Mortgage Loans and certain other related assets
subject to this Agreement (other than the Group II Reserve Fund, any related
Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group
II
Supplemental Interest Trust, the Group II Swap Collateral Account, the Group
II
Swap Agreement, the Group II Swap Account and any rights or obligations in
respect of the Swap Administration Agreement) as a REMIC for federal income
tax
purposes, and such segregated pool of assets will be designated as “REMIC II”.
The Class II-R-1 Certificates will be the sole class of Residual Interests
in
REMIC II for purposes of the REMIC Provisions. The following table irrevocably
sets forth the designation, the Uncertificated REMIC II Pass-Through Rate,
the
initial Uncertificated Principal Balance and, for purposes of satisfying
Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity
date” for each of the REMIC II Regular Interests (as defined herein). None of
the REMIC II Regular Interests will be certificated.
Designation
|
Uncertificated
REMIC II
Pass-Through
Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible Maturity Date (1)
|
||
I-1-A
|
Variable(2)
|
$
1,379,503.08
|
October
25, 2036
|
||
I-1-B
|
Variable(2)
|
$
1,379,503.08
|
October
25, 2036
|
||
I-2-A
|
Variable(2)
|
$
1,689,240.34
|
October
25, 2036
|
||
I-2-B
|
Variable(2)
|
$
1,689,240.34
|
October
25, 2036
|
||
I-3-A
|
Variable(2)
|
$
1,995,945.97
|
October
25, 2036
|
||
I-3-B
|
Variable(2)
|
$
1,995,945.97
|
October
25, 2036
|
||
I-4-A
|
Variable(2)
|
$
2,296,796.70
|
October
25, 2036
|
||
I-4-B
|
Variable(2)
|
$
2,296,796.70
|
October
25, 2036
|
||
I-5-A
|
Variable(2)
|
$
2,588,882.45
|
October
25, 2036
|
||
I-5-B
|
Variable(2)
|
$
2,588,882.45
|
October
25, 2036
|
||
I-6-A
|
Variable(2)
|
$
2,869,241.80
|
October
25, 2036
|
||
I-6-B
|
Variable(2)
|
$
2,869,241.80
|
October
25, 2036
|
||
I-7-A
|
Variable(2)
|
$
3,134,901.56
|
October
25, 2036
|
||
I-7-B
|
Variable(2)
|
$
3,134,901.56
|
October
25, 2036
|
||
I-8-A
|
Variable(2)
|
$
3,382,919.96
|
October
25, 2036
|
||
I-8-B
|
Variable(2)
|
$
3,382,919.96
|
October
25, 2036
|
||
I-9-A
|
Variable(2)
|
$
3,607,214.83
|
October
25, 2036
|
||
I-9-B
|
Variable(2)
|
$
3,607,214.83
|
October
25, 2036
|
||
I-10-A
|
Variable(2)
|
$
3,451,874.64
|
October
25, 2036
|
||
I-10-B
|
Variable(2)
|
$
3,451,874.64
|
October
25, 2036
|
||
I-11-A
|
Variable(2)
|
$
3,292,500.90
|
October
25, 2036
|
||
I-11-B
|
Variable(2)
|
$
3,292,500.90
|
October
25, 2036
|
||
I-12-A
|
Variable(2)
|
$
3,140,527.43
|
October
25, 2036
|
||
I-12-B
|
Variable(2)
|
$
3,140,527.43
|
October
25, 2036
|
||
I-13-A
|
Variable(2)
|
$
2,995,609.28
|
October
25, 2036
|
||
I-13-B
|
Variable(2)
|
$
2,995,609.28
|
October
25, 2036
|
||
I-14-A
|
Variable(2)
|
$
2,857,417.69
|
October
25, 2036
|
||
I-14-B
|
Variable(2)
|
$
2,857,417.69
|
October
25, 2036
|
||
I-15-A
|
Variable(2)
|
$
2,725,639.23
|
October
25, 2036
|
||
I-15-B
|
Variable(2)
|
$
2,725,639.23
|
October
25, 2036
|
||
I-16-A
|
Variable(2)
|
$
2,599,975.11
|
October
25, 2036
|
||
I-16-B
|
Variable(2)
|
$
2,599,975.11
|
October
25, 2036
|
||
I-17-A
|
Variable(2)
|
$
2,480,140.48
|
October
25, 2036
|
||
I-17-B
|
Variable(2)
|
$
2,480,140.48
|
October
25, 2036
|
||
I-18-A
|
Variable(2)
|
$
2,365,863.83
|
October
25, 2036
|
||
I-18-B
|
Variable(2)
|
$
2,365,863.83
|
October
25, 2036
|
||
I-19-A
|
Variable(2)
|
$
2,256,886.31
|
October
25, 2036
|
||
I-19-B
|
Variable(2)
|
$
2,256,886.31
|
October
25, 2036
|
||
I-20-A
|
Variable(2)
|
$
2,152,961.14
|
October
25, 2036
|
||
I-20-B
|
Variable(2)
|
$
2,152,961.14
|
October
25, 2036
|
||
I-21-A
|
Variable(2)
|
$
2,053,823.78
|
October
25, 2036
|
||
I-21-B
|
Variable(2)
|
$
2,053,823.78
|
October
25, 2036
|
||
I-22-A
|
Variable(2)
|
$
1,954,944.33
|
October
25, 2036
|
||
I-22-B
|
Variable(2)
|
$
1,954,944.33
|
October
25, 2036
|
||
I-23-A
|
Variable(2)
|
$
1,865,125.41
|
October
25, 2036
|
||
I-23-B
|
Variable(2)
|
$
1,865,125.41
|
October
25, 2036
|
||
I-24-A
|
Variable(2)
|
$
1,779,538.78
|
October
25, 2036
|
||
I-24-B
|
Variable(2)
|
$
1,779,538.78
|
October
25, 2036
|
||
I-25-A
|
Variable(2)
|
$
1,697,907.79
|
October
25, 2036
|
||
I-25-B
|
Variable(2)
|
$
1,697,907.79
|
October
25, 2036
|
||
I-26-A
|
Variable(2)
|
$
1,620,048.75
|
October
25, 2036
|
||
I-26-B
|
Variable(2)
|
$
1,620,048.75
|
October
25, 2036
|
||
I-27-A
|
Variable(2)
|
$
1,545,785.13
|
October
25, 2036
|
||
I-27-B
|
Variable(2)
|
$
1,545,785.13
|
October
25, 2036
|
||
I-28-A
|
Variable(2)
|
$
1,474,187.64
|
October
25, 2036
|
||
I-28-B
|
Variable(2)
|
$
1,474,187.64
|
October
25, 2036
|
||
I-29-A
|
Variable(2)
|
$
1,406,686.23
|
October
25, 2036
|
||
I-29-B
|
Variable(2)
|
$
1,406,686.23
|
October
25, 2036
|
||
I-30-A
|
Variable(2)
|
$
1,342,307.06
|
October
25, 2036
|
||
I-30-B
|
Variable(2)
|
$
1,342,307.06
|
October
25, 2036
|
||
I-31-A
|
Variable(2)
|
$
1,280,897.69
|
October
25, 2036
|
||
I-31-B
|
Variable(2)
|
$
1,280,897.69
|
October
25, 2036
|
||
I-32-A
|
Variable(2)
|
$
1,222,320.37
|
October
25, 2036
|
||
I-32-B
|
Variable(2)
|
$
1,222,320.37
|
October
25, 2036
|
||
I-33-A
|
Variable(2)
|
$
1,166,443.79
|
October
25, 2036
|
||
I-33-B
|
Variable(2)
|
$
1,166,443.79
|
October
25, 2036
|
||
I-34-A
|
Variable(2)
|
$
1,112,607.91
|
October
25, 2036
|
||
I-34-B
|
Variable(2)
|
$
1,112,607.91
|
October
25, 2036
|
||
I-35-A
|
Variable(2)
|
$
1,061,798.57
|
October
25, 2036
|
||
I-35-B
|
Variable(2)
|
$
1,061,798.57
|
October
25, 2036
|
||
I-36-A
|
Variable(2)
|
$
1,013,341.86
|
October
25, 2036
|
||
I-36-B
|
Variable(2)
|
$
1,013,341.86
|
October
25, 2036
|
||
I-37-A
|
Variable(2)
|
$
967,115.79
|
October
25, 2036
|
||
I-37-B
|
Variable(2)
|
$
967,115.79
|
October
25, 2036
|
||
I-38-A
|
Variable(2)
|
$
923,017.09
|
October
25, 2036
|
||
I-38-B
|
Variable(2)
|
$
923,017.09
|
October
25, 2036
|
||
I-39-A
|
Variable(2)
|
$
880,947.23
|
October
25, 2036
|
||
I-39-B
|
Variable(2)
|
$
880,947.23
|
October
25, 2036
|
||
I-40-A
|
Variable(2)
|
$
840,746.27
|
October
25, 2036
|
||
I-40-B
|
Variable(2)
|
$
840,746.27
|
October
25, 2036
|
||
I-41-A
|
Variable(2)
|
$
802,458.82
|
October
25, 2036
|
||
I-41-B
|
Variable(2)
|
$
802,458.82
|
October
25, 2036
|
||
I-42-A
|
Variable(2)
|
$
765,935.06
|
October
25, 2036
|
||
I-42-B
|
Variable(2)
|
$
765,935.06
|
October
25, 2036
|
||
I-43-A
|
Variable(2)
|
$
731,089.48
|
October
25, 2036
|
||
I-43-B
|
Variable(2)
|
$
731,089.48
|
October
25, 2036
|
||
I-44-A
|
Variable(2)
|
$
697,844.45
|
October
25, 2036
|
||
I-44-B
|
Variable(2)
|
$
697,844.45
|
October
25, 2036
|
||
I-45-A
|
Variable(2)
|
$
666,126.00
|
October
25, 2036
|
||
I-45-B
|
Variable(2)
|
$
666,126.00
|
October
25, 2036
|
||
I-46-A
|
Variable(2)
|
$
635,858.80
|
October
25, 2036
|
||
I-46-B
|
Variable(2)
|
$
635,858.80
|
October
25, 2036
|
||
I-47-A
|
Variable(2)
|
$
606,984.83
|
October
25, 2036
|
||
I-47-B
|
Variable(2)
|
$
606,984.83
|
October
25, 2036
|
||
I-48-A
|
Variable(2)
|
$
11,052,457.12
|
October
25, 2036
|
||
I-48-B
|
Variable(2)
|
$
11,052,457.12
|
October
25, 2036
|
||
I-49-A
|
Variable(2)
|
$
59,745.87
|
October
25, 2036
|
||
I-49-B
|
Variable(2)
|
$
59,745.87
|
October
25, 2036
|
||
I-50-A
|
Variable(2)
|
$
57,881.94
|
October
25, 2036
|
||
I-50-B
|
Variable(2)
|
$
57,881.94
|
October
25, 2036
|
||
I-51-A
|
Variable(2)
|
$
56,075.96
|
October
25, 2036
|
||
I-51-B
|
Variable(2)
|
$
56,075.96
|
October
25, 2036
|
||
I-52-A
|
Variable(2)
|
$
54,326.14
|
October
25, 2036
|
||
I-52-B
|
Variable(2)
|
$
54,326.14
|
October
25, 2036
|
||
I-53-A
|
Variable(2)
|
$
52,630.71
|
October
25, 2036
|
||
I-53-B
|
Variable(2)
|
$
52,630.71
|
October
25, 2036
|
||
I-54-A
|
Variable(2)
|
$
50,988.01
|
October
25, 2036
|
||
I-54-B
|
Variable(2)
|
$
50,988.01
|
October
25, 2036
|
||
I-55-A
|
Variable(2)
|
$
49,396.39
|
October
25, 2036
|
||
I-55-B
|
Variable(2)
|
$
49,396.39
|
October
25, 2036
|
||
I-56-A
|
Variable(2)
|
$
47,854.27
|
October
25, 2036
|
||
I-56-B
|
Variable(2)
|
$
47,854.27
|
October
25, 2036
|
||
I-57-A
|
Variable(2)
|
$
46,360.11
|
October
25, 2036
|
||
I-57-B
|
Variable(2)
|
$
46,360.11
|
October
25, 2036
|
||
I-58-A
|
Variable(2)
|
$
45,016.41
|
October
25, 2036
|
||
I-58-B
|
Variable(2)
|
$
45,016.41
|
October
25, 2036
|
||
I-59-A
|
Variable(2)
|
$
43,608.01
|
October
25, 2036
|
||
I-59-B
|
Variable(2)
|
$
43,608.01
|
October
25, 2036
|
||
I-60-A
|
Variable(2)
|
$
1,342,126.04
|
October
25, 2036
|
||
I-60-B
|
Variable(2)
|
$
1,342,126.04
|
October
25, 2036
|
||
P
|
0.00%
|
$
100.00
|
October
25, 2036
|
___________________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group
II Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for each REMIC II Regular
Interest.
|
(2)
Calculated
in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate”
herein.
REMIC
III
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the REMIC I Regular Interests and the REMIC II Regular Interests
as a REMIC for federal income tax purposes, and such segregated pool of assets
will be designated as “REMIC III”. The Class I-R-2 Certificates will be the sole
class of Residual Interests in REMIC III for purposes of the REMIC Provisions.
The following table irrevocably sets forth the designation, the Uncertificated
REMIC III Pass-Through Rate, the initial Uncertificated Principal Balance
and,
for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii),
the
“latest possible maturity date” for each of the REMIC III Regular Interests (as
defined herein). None of the REMIC III Regular Interests will be
certificated.
Designation
|
Uncertificated
REMIC III
Pass-Through
Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible Maturity Date (1)
|
|
I-AA
|
Variable(2)
|
$
205,075,039.89
|
October
25, 2036
|
|
I-1A-1
|
Variable(2)
|
$
432,265.00
|
October
25, 2036
|
|
I-1A-2
|
Variable(2)
|
$
225,105.00
|
October
25, 2036
|
|
I-1A-3
|
Variable(2)
|
$
61,235.00
|
October
25, 2036
|
|
I-2A
|
Variable(2)
|
$
960,710.00
|
October
25, 2036
|
|
I-M-1
|
Variable(2)
|
$
97,305.00
|
October
25, 2036
|
|
I-M-2
|
Variable(2)
|
$
72,195.00
|
October
25, 2036
|
|
I-M-3
|
Variable(2)
|
$
35,575.00
|
October
25, 2036
|
|
I-M-4
|
Variable(2)
|
$
32,435.00
|
October
25, 2036
|
|
I-M-5
|
Variable(2)
|
$
31,390.00
|
October
25, 2036
|
|
I-M-6
|
Variable(2)
|
$
26,160.00
|
October
25, 2036
|
|
I-M-7
|
Variable(2)
|
$
18,835.00
|
October
25, 2036
|
|
I-M-8
|
Variable(2)
|
$
14,645.00
|
October
25, 2036
|
|
I-M-9
|
Variable(2)
|
$
24,060.00
|
October
25, 2036
|
|
I-M-10
|
Variable(2)
|
$
21,970.00
|
October
25, 2036
|
|
I-ZZ
|
Variable(2)
|
$
2,131,319.90
|
October
25, 2036
|
|
I-IO
|
(2)
|
(3)
|
October
25, 2036
|
|
I-P
|
0.00%
|
$
100.00
|
October
25, 2036
|
|
I-1-Sub
|
Variable(2)
|
$
3,537.09
|
October
25, 2036
|
|
I-1-Grp
|
Variable(2)
|
$
17,909.19
|
October
25, 2036
|
|
I-2-Sub
|
Variable(2)
|
$
4,728.66
|
October
25, 2036
|
|
I-2-Grp
|
Variable(2)
|
$
23,942.86
|
October
25, 2036
|
|
I-XX
|
Variable(2)
|
$
209,210,126.99
|
October
25, 2036
|
|
II-AA
|
Variable(2)
|
$
192,743,261.16
|
October
25, 2036
|
|
II-A-1
|
Variable(2)
|
$
765,130.00
|
October
25, 2036
|
|
II-A-2
|
Variable(2)
|
$
642,570.00
|
October
25, 2036
|
|
II-A-3
|
Variable(2)
|
$
63,440.00
|
October
25, 2036
|
|
II-M-1
|
Variable(2)
|
$
80,640.00
|
October
25, 2036
|
|
II-M-2
|
Variable(2)
|
$
75,720.00
|
October
25, 2036
|
|
II-M-3
|
Variable(2)
|
$
45,240.00
|
October
25, 2036
|
|
II-M-4
|
Variable(2)
|
$
40,320.00
|
October
25, 2036
|
|
II-M-5
|
Variable(2)
|
$
37,370.00
|
October
25, 2036
|
|
II-M-6
|
Variable(2)
|
$
33,430.00
|
October
25, 2036
|
|
II-M-7
|
Variable(2)
|
$
31,470.00
|
October
25, 2036
|
|
II-M-8
|
Variable(2)
|
$
27,530.00
|
October
25, 2036
|
|
II-M-9
|
Variable(2)
|
$
25,560.00
|
October
25, 2036
|
|
II-M-10
|
Variable(2)
|
$
29,500.00
|
October
25, 2036
|
|
II-ZZ
|
Variable(2)
|
$
2,035,615.94
|
October
25, 2036
|
|
II-IO
|
(2)
|
(3)
|
October
25, 2036
|
|
II-P
|
0.00%
|
$
100.00
|
October
25, 2036
|
___________________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group I
Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for each REMIC III Group I Regular
Interest (as defined herein), and the Distribution Date in the
month
following the maturity date for the Group II Mortgage Loan with
the latest
maturity date has been designated as the “latest possible maturity date”
for each REMIC III Group II Regular Interest (as defined
herein).
|
(2)
|
Calculated
in accordance with the definition of “Uncertificated REMIC III
Pass-Through Rate” herein.
|
(3)
|
REMIC
III Regular Interest I-IO and REMIC III Regular Interest II-IO
will not
have Uncertificated Principal Balances but will accrue interest
on their
respective uncertificated notional amounts calculated in accordance
with
the related definition of “Uncertificated Notional Amount”
herein.
|
REMIC
IV
As
provided herein, the Trustee will elect to treat the segregated pool of assets
consisting of the REMIC III Regular Interests as a REMIC for federal income
tax
purposes, and such segregated pool of assets will be designated as “REMIC IV”.
The Class I-R-3 Certificates will represent the sole class of Residual Interests
in REMIC IV for purposes of the REMIC Provisions.
The
following table irrevocably sets forth the designation, Pass-Through Rate,
Initial Certificate Principal Balance (or initial Uncertificated Principal
Balance, in the case of the Class CE Interests, Class P Interests and Class
IO
Interests) and, for purposes of satisfying Treasury Regulation Section
1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of
Certificates and interests that represents ownership of one or more of the
Regular Interests in REMIC IV created hereunder.
Each
Certificate, other than the Class P, Class CE and Class R Certificates,
represents ownership of a Regular Interest in REMIC IV and also represents
(i)
the right to receive certain amounts specified herein in respect of related
Basis Risk Shortfall Carry Forward Amounts (as defined herein) and (ii)
the
obligation to pay related Class IO Distribution Amounts (as
defined herein). The entitlement to principal of the Regular Interest which
corresponds to each Certificate shall be equal in amount and timing to the
entitlement to principal of such Certificate.
Designation
|
Pass-Through
Rate
|
Initial
Certificate or Uncertificated
Principal
Balance
|
Latest
Possible Maturity Date(1)
|
|
I-1A-1(2)
|
Variable(3)
|
$ 86,453,000.00
|
October
25, 2036
|
|
I-1A-2(2)
|
Variable(3)
|
$ 45,021,000.00
|
October
25, 2036
|
|
I-1A-3(2)
|
Variable(3)
|
$ 12,247,000.00
|
October
25, 2036
|
|
I-2A(2)
|
Variable(3)
|
$ 192,142,000.00
|
October
25, 2036
|
|
I-M-1(2)
|
Variable(3)
|
$ 19,461,000.00
|
October
25, 2036
|
|
I-M-2(2)
|
Variable(3)
|
$ 14,439,000.00
|
October
25, 2036
|
|
I-M-3(2)
|
Variable(3)
|
$ 7,115,000.00
|
October
25, 2036
|
|
I-M-4(2)
|
Variable(3)
|
$ 6,487,000.00
|
October
25, 2036
|
|
I-M-5(2)
|
Variable(3)
|
$ 6,278,000.00
|
October
25, 2036
|
|
I-M-6(2)
|
Variable(3)
|
$ 5,232,000.00
|
October
25, 2036
|
|
I-M-7(2)
|
Variable(3)
|
$ 3,767,000.00
|
October
25, 2036
|
|
I-M-8(2)
|
Variable(3)
|
$ 2,929,000.00
|
October
25, 2036
|
|
I-M-9(2)
|
Variable(3)
|
$ 4,812,000.00
|
October
25, 2036
|
|
I-M-10(2)
|
Variable(3)
|
$ 4,394,000.00
|
October
25, 2036
|
|
Class
I-CE Interest
|
Variable(3)(4)
|
$ 7,743,489.58
|
October
25, 2036
|
|
Class
I-P Interest
|
0.00%(5)
|
$ 100.00
|
October
25, 2036
|
|
Class
I-IO Interest
|
(6)
|
(7)
|
October
25, 2036
|
|
II-A-1(2)
|
Variable(3)
|
$
76,513,000.00
|
October
25, 2036
|
|
II-A-2(2)
|
Variable(3)
|
$ 64,257,000.00
|
October
25, 2036
|
|
II-A-3(2)
|
Variable(3)
|
$ 6,344,000.00
|
October
25, 2036
|
|
II-M-1(2)
|
Variable(3)
|
$ 8,064,000.00
|
October
25, 2036
|
|
II-M-2(2)
|
Variable(3)
|
$ 7,572,000.00
|
October
25, 2036
|
|
II-M-3(2)
|
Variable(3)
|
$ 4,524,000.00
|
October
25, 2036
|
|
II-M-4(2)
|
Variable(3)
|
$ 4,032,000.00
|
October
25, 2036
|
|
II-M-5(2)
|
Variable(3)
|
$ 3,737,000.00
|
October
25, 2036
|
|
II-M-6(2)
|
Variable(3)
|
$ 3,343,000.00
|
October
25, 2036
|
|
II-M-7(2)
|
Variable(3)
|
$ 3,147,000.00
|
October
25, 2036
|
|
II-M-8(2)
|
Variable(3)
|
$ 2,753,000.00
|
October
25, 2036
|
|
II-M-9(2)
|
Variable(3)
|
$ 2,556,000.00
|
October
25, 2036
|
|
II-M-10(2)
|
Variable(3)
|
$ 2,950,000.00
|
October
25, 2036
|
|
Class
II-CE Interest
|
Variable(3)(4)
|
$ 6,884,797.10
|
October
25, 2036
|
|
Class
II-IO Interest
|
(6)
|
(7)
|
October
25, 2036
|
|
Class
II-P Interest
|
0.00%(5)
|
$ 100.00
|
October
25, 2036
|
___________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group I
Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for each Regular Interest in REMIC IV the
ownership of which is represented by the Class I-A Certificates
and Class
I-M Certificates, the Class I-CE Interest, the Class I-P Interest
and the
Class I-IO Interest, and the Distribution Date in the month following
the
maturity date for the Group II Mortgage Loan with the latest maturity
date
has been designated as the “latest possible maturity date” for each
Regular Interest in REMIC IV the ownership of which is represented
by the
Class II-A Certificates and Class II-M Certificates, the Class
II-CE
Interest, the Class II-P Interest and the Class II-IO
Interest.
|
(2)
|
This
Class of Certificates represents ownership of a Regular Interest
in REMIC
IV. Any amount distributed on this Class of Certificates on any
Distribution Date in excess of the amount distributable on the
related
Regular Interest in REMIC IV on such Distribution Date shall be
treated
for federal income tax purposes as having been paid from the related
Reserve Fund or the related Supplemental Interest Trust, as applicable,
and any amount distributable on the related Regular Interest in
REMIC IV
on such Distribution Date in excess of the amount distributable
on such
Class of Certificates on such Distribution Date shall be treated
for such
purposes as having been distributed to the Holders of such Certificates
and then paid by such Holders to the related Supplemental Interest
Trust,
all pursuant to and as further provided in Section 3.21 or Section
3.22,
as applicable, hereof.
|
(3)
|
Calculated
in accordance with the definition of “Pass-Through Rate” herein. Each
Regular Interest in REMIC IV which corresponds to a Class A Certificate
or
Class M Certificate will have the same Pass-Through Rate as such
Certificate, except with respect to the related Net Rate Cap. The
Net Rate
Cap for each such Regular Interest in REMIC IV and Certificate
is
specified in the related definition of “Net Rate
Cap.”
|
(4)
|
The
Class I-CE Interest and Class II-CE Interest will accrue interest
at their
variable Pass-Through Rates on their Uncertificated Notional Amounts
outstanding from time to time, which shall equal the aggregate
Uncertificated Principal Balance of the REMIC III Group I Regular
Interests (other than REMIC III Regular Interest I-P) or the REMIC
III
Group II Regular Interests (other than REMIC III Regular Interest
II-P),
respectively. The Class CE Interests will not accrue interest on
their
Uncertificated Principal Balances.
|
(5)
|
The
Class P Interests are not entitled to distributions in respect
of
interest.
|
(6)
|
For
federal income tax purposes, the Class I-IO Interest and Class
II-IO
Interest will not have Pass-Through Rates, but will be entitled
to 100% of
the amounts distributed on REMIC III Regular Interest I-IO and
REMIC III
Regular Interest II-IO,
respectively.
|
(7)
|
For
federal income tax purposes, the Class I-IO Interest and Class
II-IO
Interest will not have Uncertificated Principal Balances, but will
have
notional amounts equal to the Uncertificated Notional Amounts of
REMIC III
Regular Interest I-IO and REMIC III Regular Interest II-IO,
respectively.
|
REMIC
V
As
provided herein, the Trustee shall elect to treat the segregated pool of
assets
consisting of the Class I-CE Interest as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC V”.
The Class I-R-5 Interest represents the sole class of Residual Interests
in
REMIC V for purposes of the REMIC Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in
REMIC
V created hereunder. The Class I-CE Certificate represents ownership of a
Regular Interest in REMIC V and also represents (i) the obligation to pay
certain amounts specified herein in respect of related Basis Risk Shortfall
Carry Forward Amounts and (ii) the right to receive related Class IO
Distribution Amounts.
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
I-CE
|
(2)
|
$ 7,743,489.58
|
October
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group I
Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for the Class I-CE
Certificates.
|
(2)
|
The
Class I-CE Certificates will receive 100% of the amounts received
in
respect of the Class I-CE Interest.
|
REMIC
VI
As
provided herein, the Trustee shall elect to treat the segregated pool of
assets
consisting of the Class I-P Interest as a REMIC for federal income tax purposes,
and such segregated pool of assets will be designated as “REMIC VI”. The Class
I-R-6 Interest represents the sole class of Residual Interests in REMIC VI
for
purposes of the REMIC Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in
REMIC
VI created hereunder:
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
I-P
|
0.00%(2)
|
$100.00
|
October
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group I
Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for the Class I-P
Certificates.
|
(2)
|
The
Class I-P Certificates will receive 100% of the amounts received
in
respect of the Class I-P Interest.
|
REMIC
VII
As
provided herein, the Trustee shall elect to treat the segregated pool of
assets
consisting of the Class I-IO Interest as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC VII”.
The Class I-R-7 Interest represents the sole class of Residual Interests
in
REMIC VII for purposes of the REMIC Provisions.
The
following table sets forth the designation, Pass-Through Rate, initial
Uncertificated Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated class of interests that represents a Regular Interest in REMIC
VII
created hereunder:
Designation
|
Pass-Through
Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
IO(2)
|
(3)
|
(4)
|
October
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group I
Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for REMIC VII Regular Interest
IO.
|
(2)
|
REMIC
VII Regular Interest IO will be held as an asset of the Group I
Supplemental Interest Trust.
|
(3)
|
REMIC
VII Regular Interest IO will not have a Pass-Through Rate, but
will
receive 100% of the amounts received in respect of the Class I-IO
Interest.
|
(4)
|
REMIC
VII Regular Interest IO will not have an Uncertificated Principal
Balance,
but will have a notional amount equal to the Uncertificated Notional
Amount of the Class I-IO Interest.
|
REMIC
VIII
As
provided herein, the Trustee shall elect to treat the segregated pool of
assets
consisting of the Class II-CE Interest as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC VIII”.
The Class II-R-8 Interest represents the sole class of Residual Interests
in
REMIC VIII for purposes of the REMIC Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in
REMIC
VIII created hereunder. The Class II-CE Certificate represents ownership
of a
Regular Interest in REMIC VIII and also represents (i) the obligation to
pay
certain amounts specified herein in respect of related Basis Risk Shortfall
Carry Forward Amounts and (ii) the right to receive related Class IO
Distribution Amounts.
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
II-CE
|
(2)
|
$ 6,884,797.10
|
October
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group
II Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for the Class II-CE
Certificates.
|
(2)
|
The
Class II-CE Certificates will receive 100% of the amounts received
in
respect of the Class II-CE
Interest.
|
REMIC
IX
As
provided herein, the Trustee shall elect to treat the segregated pool of
assets
consisting of the Class II-P Interest as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC IX”.
The Class II-R-9 Interest represents the sole class of Residual Interests
in
REMIC IX for purposes of the REMIC Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in
REMIC
IX created hereunder:
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate
Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
II-P
|
0.00%(2)
|
$100.00
|
October
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group
II Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for the Class II-P
Certificates.
|
(2)
|
The
Class II-P Certificates will receive 100% of the amounts received
in
respect of the Class II-P Interest.
|
REMIC
X
As
provided herein, the Trustee shall elect to treat the segregated pool of
assets
consisting of the Class II-IO Interest as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC X”.
The Class II-R-10 Interest represents the sole class of Residual Interests
in
REMIC X for purposes of the REMIC Provisions.
The
following table sets forth the designation, Pass-Through Rate, initial
Uncertificated Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated class of interests that represents a Regular Interest in REMIC
X
created hereunder:
Designation
|
Pass-Through
Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
IO(2)
|
(3)
|
(4)
|
October
25, 2036
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for
the Group
II Mortgage Loan with the latest maturity date has been designated
as the
“latest possible maturity date” for REMIC X Regular Interest
IO.
|
(2)
|
REMIC
X Regular Interest IO will be held as an asset of the Group II
Supplemental Interest Trust.
|
(3)
|
REMIC
X Regular Interest IO will not have a Pass-Through Rate, but will
receive
100% of the amounts received in respect of the Class II-IO
Interest.
|
(4)
|
REMIC
X Regular Interest IO will not have an Uncertificated Principal
Balance,
but will have a notional amount equal to the Uncertificated Notional
Amount of the Class II-IO Interest.
|
The
Trust
Fund shall be named, and may be referred to as, the “Bear Xxxxxxx Asset Backed
Securities I Trust 2006-AQ1.” The Certificates issued hereunder may be referred
to as “Asset-Backed Certificates, Series 2006-AQ1” (including for purposes of
any endorsement or assignment of a Mortgage Note or Mortgage).
In
consideration of the mutual agreements herein contained, the Depositor, the
Master Servicer, the Seller and the Trustee agree as follows:
ARTICLE
I
DEFINITIONS
Section
1.01 Defined
Terms.
Whenever
used in this Agreement, the following words and phrases, unless otherwise
expressly provided or unless the context otherwise requires, shall have the
meanings specified in this Article:
10-K
Filing Deadline:
As
defined in Section 3.16(a)(iii).
Accepted
Servicing Practices:
With
respect to each Mortgage Loan, those mortgage servicing practices and
procedures, including prudent collection and loan administration procedures,
and
the standard of care (i) employed by prudent mortgage servicers which service
mortgage loans of the same type as the Mortgage Loans in the jurisdictions
in
which the related Mortgage Properties are located or (ii) in accordance with
the
Xxxxxx Mae Guide or Xxxxxxx Mac Guide, subject to any variances negotiated
with
Xxxxxx Mae or Xxxxxxx Mac and subject to the express provisions of this
Agreement. Such standard of care shall not be lower than that the Master
Servicer customarily employs and exercises in servicing and administering
similar mortgage loans for its own account and shall be in full compliance
with
all federal, state, and local laws, ordinances, rules and
regulations.
Account:
The
Distribution Account, the Reserve Funds, the Group I Swap Account, the Group
II
Swap Account, the Class I-P Certificate Account, the Class II-P Certificate
Account, the Group I Swap Collateral Account, the Group II Swap Collateral
Account and the Protected Account.
Accrual
Period:
With
respect to the Certificates (other than the Class CE, Class P and the Residual
Certificates) and any Distribution Date, the period from and including the
immediately preceding Distribution Date (or with respect to the first Accrual
Period, the Closing Date) to and including the day prior to such Distribution
Date. With respect to the Class CE Certificates and the Class CE Interests
and
any Distribution Date, the calendar month immediately preceding such
Distribution Date. All calculations of interest on the Certificates (other
than
the Class CE, Class P and the Residual Certificates) will be made on the
basis
of the actual number of days elapsed in the related Accrual Period. All
calculations of interest on the Class CE Interests and the Class CE Certificates
will be made on the basis of a 360-day year consisting of twelve 30-day
months.
Additional
Disclosure:
As
defined in Section 3.16(a)(iv).
Additional
Disclosure Notification:
The
form of notice set forth in Exhibit R.
Additional
Form 10-D Disclosure:
As
defined in Section 3.16(a)(i).
Additional
Form 10-K Disclosure:
As
defined in Section 3.16(a)(iii).
Advance:
An
advance of delinquent payments of principal or interest in respect of a Mortgage
Loan required to be made by the Master Servicer as provided in Section 5.01
hereof.
Affected
Party:
An
“Affected Party” as defined in the related Swap Agreement.
Agreement:
This
Pooling and Servicing Agreement and any and all amendments or supplements
hereto
made in accordance with the terms herein.
Adjustable
Rate Mortgage Loan:
Each of
the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage
Rate that is subject to adjustment.
Adjustment
Date:
With
respect to each Adjustable Rate Mortgage Loan, the first day of the month
in
which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant
to
the related Mortgage Note. The first Adjustment Date following the Cut-off
Date
as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan
Schedule.
Amount
Held for Future Distribution:
As to
any Distribution Date, the aggregate amount held in the Protected Account
at the
close of business on the immediately preceding Determination Date on account
of
(i) all Scheduled Payments or portions thereof received in respect of the
Mortgage Loans due after the related Due Period, (ii) Principal Prepayments
received in respect of such Mortgage Loans after the last day of the related
Prepayment Period and (iii) Liquidation Proceeds, Subsequent Recoveries and
Insurance Proceeds received in respect of such Mortgage Loans after the last
day
of the prior calendar month.
Annual
Statement of Compliance:
As
defined in Section 3.13.
Applied
Realized Loss Amount:
With
respect to any Distribution Date and a Class of Class A Certificates and
Class M
Certificates, the sum of the Realized Losses with respect to the Mortgage
Loans
in the related Loan Group which have been applied in reduction of the
Certificate Principal Balance of a Class of Certificates pursuant to Section
5.05 of this Agreement which have not previously been reimbursed or reduced
by
any Subsequent Recoveries applied to such Applied Realized Loss
Amount.
Appraised
Value:
With
respect to any Mortgage Loan originated in connection with a refinancing,
the
appraised value of the Mortgaged Property based upon the appraisal made at
the
time of such refinancing or, with respect to any other Mortgage Loan, the
lesser
of (x) the appraised value of the Mortgaged Property based upon the appraisal
made by a fee appraiser at the time of the origination of the related Mortgage
Loan, and (y) the sales price of the Mortgaged Property at the time of such
origination.
Assessment
of Compliance:
As
defined in Section 3.14.
Attesting
Party:
As
defined in Section 3.14.
Attestation
Report:
As
defined in Section 3.14.
Back-Up
Certification:
As
defined in Section 3.16(a)(iii).
Basis
Risk Shortfall Carry Forward Amount:
With
respect to any Distribution Date and any Class of Class A Certificates and
Class
M Certificates, an amount equal to the sum of (A) if the Pass-Through Rate
for
such Class for such Distribution Date is limited to the related Net Rate
Cap,
the excess, if any, of (a) the amount of Current Interest that such Class
would
have been entitled to receive on such Distribution Date had the Pass-Though
Rate
applicable to such Class been calculated at a per annum rate equal to the
related One-Month LIBOR Pass-Through Rate, over (b) the amount of Current
Interest that such Class received on such Distribution Date at the related
Net
Rate Cap for such Distribution Date and (B) the Basis Risk Shortfall Carry
Forward Amount for the previous Distribution Date not previously paid, together
with interest thereon at a rate equal to the related Pass-Through Rate the
current Distribution Date.
Bankruptcy
Code:
Title
11 of the United States Code.
Book-Entry
Certificates:
Any of
the Certificates that shall be registered in the name of the Depository or
its
nominee, the ownership of which is reflected on the books of the Depository
or
on the books of a person maintaining an account with the Depository (directly,
as a “Depository Participant”, or indirectly, as an indirect participant in
accordance with the rules of the Depository and as described in Section 6.06).
As of the Closing Date, each Class of Regular Certificates (other than the
Class
CE Certificates and Class P Certificates) constitutes a Class of Book-Entry
Certificates.
Business
Day:
Any day
other than (i) a Saturday or a Sunday, or (ii) a day on which banking
institutions in New York, New York, Chicago, Illinois, Minneapolis, Minnesota
or
the city in which the Corporate Trust Office of the Trustee or the principal
office of the Master Servicer is located as authorized or obligated by law
or
executive order to be closed.
Certificate:
Any one
of the certificates of any Class executed and authenticated by the Trustee
in
substantially the forms attached hereto as Exhibits A-1 through
A-5.
Certificate
Margin:
With
respect to the Class I-1A-1 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-1A-1, 0.050%
per annum.
With
respect to the Class I-1A-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-1A-2, 0.150%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.300% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-1A-3 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-1A-3, 0.230%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.460% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-2A Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-2A, 0.140% per
annum in the case of each Distribution Date through and including the first
possible Group I Optional Termination Date and 0.280% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-1 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-1, 0.270%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.405% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-2, 0.290%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.435% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-3 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-3, 0.320%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.480% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-4 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-4, 0.380%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.570% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-5 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-5, 0.400%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.600% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-6 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-6, 0.450%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 0.675% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-7 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-7, 0.850%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 1.275% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-8 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-8, 1.250%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 1.875% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-9 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-9, 2.150%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 3.225% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class I-M-10 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-10, 2.500%
per annum in the case of each Distribution Date through and including the
first
possible Group I Optional Termination Date and 3.750% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-A-1 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-A-1, 0.080%
per annum.
With
respect to the Class II-A-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-A-2, 0.200%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 0.400% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-A-3 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-A-3, 0.310%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 0.620% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-1 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-1, 0.350%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 0.525% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-2, 0.400%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 0.600% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-3 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-3, 0.450%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 0.675% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-4 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-4, 0.600%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 0.900% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-5 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-5, 0.950%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 1.425% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-6 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-6, 1.150%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 1.725% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-7 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-7, 2.250%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 3.375% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-8 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-8, 2.250%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 3.375% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-9 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-9, 2.250%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 3.375% per annum in the case
of
each Distribution Date thereafter.
With
respect to the Class II-M-10 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-10, 2.250%
per annum in the case of each Distribution Date through and including the
first
possible Group II Optional Termination Date and 3.375% per annum in the case
of
each Distribution Date thereafter.
Certificate
Notional Amount:
With
respect to the Class I-CE Certificates and any Distribution Date, an amount
equal to the Stated Principal Balance of the Group I Mortgage Loans as of
the
beginning of the related Due Period. The
initial Certificate Notional Amount of the Class I-CE Certificates shall
be
$418,520,489.58.
For
federal income tax purposes, the Certificate Notional Amount for the Class
I-CE
Certificates for any Distribution Date shall be an amount equal to the
Uncertificated Notional Amount for the Class I-CE Interest for such Distribution
Date. With respect to the Class II-CE Certificates and any Distribution Date,
an
amount equal to the Stated Principal Balance of the Group II Mortgage Loans
as
of the beginning of the related Due Period. The initial Certificate Notional
Amount of the Class II-CE Certificates shall be $196,676,797.10. For federal
income tax purposes, the Certificate Notional Amount for the Class II-CE
Certificates for any Distribution Date shall be an amount equal to the
Uncertificated Notional Amount for the Class II-CE Interest for such
Distribution Date.
Certificate
Owner:
With
respect to a Book-Entry Certificate, the Person that is the beneficial owner
of
such Book-Entry Certificate.
Certificate
Principal Balance:
As to
any Certificate (other than any Class CE Certificates and any Class R
Certificates) and as of any Distribution Date, the Initial Certificate Principal
Balance of such Certificate plus, in the case of a Class I-A Certificate
and
Class I-M Certificate, any Subsequent Recoveries added to the Certificate
Principal Balance of such Certificate pursuant to Section 5.04(a) and in
the
case of a Class II-A Certificate and Class II-M Certificate, any Subsequent
Recoveries added to the Certificate Principal Balance of such Certificate
pursuant to Section 5.04(b), less the sum of (i) all amounts distributed
with
respect to such Certificate in reduction of the Certificate Principal Balance
thereof on previous Distribution Dates pursuant to Section 5.04, and (ii)
any
Applied Realized Loss Amounts allocated to such Certificate on previous
Distribution Dates. As to the Class I-CE Certificates and as of any Distribution
Date, an amount equal to the Uncertificated Principal Balance of the Class
I-CE
Interest. As to the Class II-CE Certificates and as of any Distribution Date,
an
amount equal to the Uncertificated Principal Balance of the Class II-CE
Interest.
Certificate
Register:
The
register maintained pursuant to Section 6.02 hereof.
Certificateholder
or Holder:
The
person in whose name a Certificate is registered in the Certificate Register
(initially, Cede & Co., as nominee for the Depository, in the case of any
Book-Entry Certificates).
Certification
Parties:
As
defined in Section 3.16(a)(iii).
Certifying
Person:
As
defined in Section 3.16(a)(iii).
Class:
All
Certificates bearing the same Class designation as set forth in Section 6.01
hereof.
Class
A Certificates:
Any of
the Class I-1A-1, Class I-1A-2, Class I-1A-3, Class I-2A, Class II-A-1, Class
II-A-2 and Class II-A-3.
Class
CE Certificates:
Any of
the Class I-CE Certificates and Class II-CE Certificates.
Class
CE Interest:
Any of
the Class I-CE Interest and Class II-CE Interest.
Class
IO Interest:
Any of
the Class I-IO Interest and Class II-IO Interest.
Class
M Certificates:
Any of
the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10, Class II-M-1,
Class
II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7,
Class II-M-8, Class II-M-9 and Class II-M-10 Certificates.
Class
P Certificates:
Any of
the Class I-P Certificates and Class II-P Certificates.
Class
P Interest:
Any of
the Class I-P Interest and Class II-P Interest.
Class
R Certificate:
Any of
the Class I-R-1, Class I-R-2, Class I-R-3, Class I-RX, Class II-R-1 and Class
II-RX Certificates.
Class
I-A Certificates:
Any of
the Class I-1A-1, Class I-1A-2, Class I-1A-3 and Class I-2A
Certificates.
Class
I-1A Principal Distribution Amount:
For any
Distribution Date, an amount equal to the product of the Class I-A Principal
Distribution Amount and a fraction, the numerator of which is the Principal
Funds for Subgroup I-1 for such Distribution Date and the denominator of
which
is the aggregate Principal Funds for Subgroup I-1 and Subgroup I-2 for such
Distribution Date.
Class
I-2A Principal Distribution Amount:
For any
Distribution Date, an amount equal to the product of the Class I-A Principal
Distribution Amount and a fraction, the numerator of which is the Principal
Funds for Subgroup I-2 for such Distribution Date and the denominator of
which
is the aggregate Principal Funds for Subgroup I-1 and Subgroup I-2 for such
Distribution Date.
Class
I-A Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the related Principal
Distribution Amount for such Distribution Date and (y) the excess, if any,
of
(i) the aggregate Certificate Principal Balance of the Class I-A Certificates
immediately prior to such Distribution Date, over (ii) the lesser of (a)
the
product of (1) 60.50% and (2) the aggregate Stated Principal Balance of the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (b) the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the last day
of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,092,602.
Class
I-1A-1 Certificate:
Any
Certificate designated as a “Class I-1A-1 Certificate” on the face thereof, in
the form of Exhibit A-1 hereto, representing the right to the Percentage
Interest of distributions provided for the Class I-1A-1 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-1A-2 Certificate:
Any
Certificate designated as a “Class I-1A-2 Certificate” on the face thereof, in
the form of Exhibit A-1 hereto, representing the right to the Percentage
Interest of distributions provided for the Class I-1A-2 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-1A-3 Certificate:
Any
Certificate designated as a “Class I-1A-3 Certificate” on the face thereof, in
the form of Exhibit A-1 hereto, representing the right to the Percentage
Interest of distributions provided for the Class I-1A-3 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-2A Certificate:
Any
Certificate designated as a “Class I-2A Certificate” on the face thereof, in the
form of Exhibit A-1 hereto, representing the right to the Percentage Interest
of
distributions provided for the Class I-2A Certificates as set forth herein
and
evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive
related
Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay
related Class IO Distribution Amounts.
Class
I-CE Certificate:
Any
Certificate designated as a “Class I-CE Certificate” on the face thereof, in the
form of Exhibit A-4 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class I-CE Certificates herein and evidencing
(i)
a Regular Interest in REMIC V, (ii) the obligation to pay related Basis Risk
Shortfall Carry Forward Amounts and (iii) the right to receive related Class
IO
Distribution Amounts.
Class
I-CE Distribution Amount:
With
respect to any Distribution Date, the sum of (i) the Current Interest for
the
Class I-CE Interest for such Distribution Date, (ii) any Group I
Overcollateralization Release Amount for such Distribution Date and (iii)
without duplication, any Subsequent Recoveries related to Loan Group I not
distributed to the Class I-A Certificates and Class I-M Certificates on such
Distribution Date; provided, however that on any Distribution Date after
the
Distribution Date on which the Certificate Principal Balances of the Class
I-A
Certificates and Class I-M Certificates have been reduced to zero, the Class
I-CE Distribution Amount shall include the Group I Overcollateralization
Amount.
Class
I-CE Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class I-CE Certificates, evidencing a Regular Interest in
REMIC
IV for purposes of the REMIC Provisions.
Class
I-IO Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
holders of REMIC VII Regular Interest IO, evidencing a Regular Interest in
REMIC
IV for purposes of the REMIC Provisions.
Class
I-M Certificates:
Any of
the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
I-M-6, Class I-M-7, Class I-M-8, Class I-M-9 and Class I-M-10
Certificates.
Class
I-M-1 Certificate:
Any
Certificate designated as a “Class I-M-1 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-1 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-1 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount and (y) the excess, if any, of
(a)
the sum of (1) the aggregate Certificate Principal Balance of the Class I-A
Certificates (after taking into account the distribution of the Class I-A
Principal Distribution Amount on such Distribution Date) and (2) the Certificate
Principal Balance of the Class I-M-1 Certificates immediately prior to such
Distribution Date, over (b) the lesser of (1) the product of (x) 69.80% and
(y)
the aggregate Stated Principal Balance of the Group I Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
I
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $2,092,602.
Class
I-M-2 Certificate:
Any
Certificate designated as a “Class I-M-2 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-2 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-2 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount and the Class I-M-1 Principal
Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
aggregate Certificate Principal Balance of the Class I-A Certificates (after
taking into account the distribution of the Class I-A Principal Distribution
Amount on such Distribution Date), (2) the Certificate Principal Balance
of the
Class I-M-1 Certificates (after taking into account the distribution of the
Class I-M-1 Principal Distribution Amount on such Distribution Date) and
(3) the
Certificate Principal Balance of the Class I-M-2 Certificates immediately
prior
to such Distribution Date, over (b) the lesser of (1) the product of (x)
76.70%
and (y) the aggregate Stated Principal Balance of the Mortgage Loans in Loan
Group I as of the last day of the related Due Period (after giving effect
to
scheduled payments of principal due during the related Due Period, to the
extent
received or advanced, and unscheduled collections of principal received during
the related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month), and (2) the aggregate Stated Principal
Balance
of the Mortgage Loans in Loan Group I as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during
the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month)
minus $2,092,602.
Class
I-M-3 Certificate:
Any
Certificate designated as a “Class I-M-3 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-3 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-3 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount and the Class I-M-2 Principal Distribution Amount and
(y)
the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
Balance of the Class I-A Certificates (after taking into account the
distribution of the Class I-A Principal Distribution Amount on such Distribution
Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates
(after taking into account the distribution of the Class I-M-1 Principal
Distribution Amount on such Distribution Date), (3) the Certificate Principal
Balance of the Class I-M-2 Certificates (after taking into account the
distribution of the Class I-M-2 Principal Distribution Amount on such
Distribution Date) and (4) the Certificate Principal Balance of the Class
I-M-3
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 80.10% and (y) the aggregate Stated Principal Balance
of
the Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (2) the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the last day
of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,092,602.
Class
I-M-4 Certificate:
Any
Certificate designated as a “Class I-M-4 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-4 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-4 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount and the
Class
I-M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the
sum
of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates
(after taking into account the distribution of the Class I-A Principal
Distribution Amount on such Distribution Date), (2) the Certificate Principal
Balance of the Class I-M-1 Certificates (after taking into account the
distribution of the Class I-M-1 Principal Distribution Amount on such
Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2
Certificates (after taking into account the distribution of the Class I-M-2
Principal Distribution Amount on such Distribution Date), (4) the Certificate
Principal Balance of the Class I-M-3 Certificates (after taking into account
the
distribution of the Class I-M-3 Principal Distribution Amount on such
Distribution Date) and (5) the Certificate Principal Balance of the Class
I-M-4
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 83.20% and (y) the aggregate Stated Principal Balance
of
the Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (2) the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the last day
of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,092,602.
Class
I-M-5 Certificate:
Any
Certificate designated as a “Class I-M-5 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-5 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-5 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
I-M-3 Principal Distribution Amount and the Class I-M-4 Principal Distribution
Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
Certificate Principal Balance of the Class I-A Certificates (after taking
into
account the distribution of the Class I-A Principal Distribution Amount on
such
Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1
Certificates (after taking into account the distribution of the Class I-M-1
Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class I-M-2 Certificates (after taking into account
the
distribution of the Class I-M-2 Principal Distribution Amount on such
Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3
Certificates (after taking into account the distribution of the Class I-M-3
Principal Distribution Amount on such Distribution Date), (5) the Certificate
Principal Balance of the Class I-M-4 Certificates (after taking into account
the
distribution of the Class I-M-4 Principal Distribution Amount on such
Distribution Date) and (6) the Certificate Principal Balance of the Class
I-M-5
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 86.20% and (y) the aggregate Stated Principal Balance
of
the Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (2) the aggregate
Stated Principal Balance of the Group I Mortgage Loans as of the last day
of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,092,602.
Class
I-M-6 Certificate:
Any
Certificate designated as a “Class I-M-6 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-6 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-6 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
Amount and the Class I-M-5 Principal Distribution Amount and (y) the excess,
if
any, of (a) the sum of (1) the aggregate Certificate Principal Balance of
the
Class I-A Certificates (after taking into account the distribution of the
Class
I-A Principal Distribution Amount on such Distribution Date), (2) the
Certificate Principal Balance of the Class I-M-1 Certificates (after taking
into
account the distribution of the Class I-M-1 Principal Distribution Amount
on
such Distribution Date), (3) the Certificate Principal Balance of the Class
I-M-2 Certificates (after taking into account the distribution of the Class
I-M-2 Principal Distribution Amount on such Distribution Date), (4) the
Certificate Principal Balance of the Class I-M-3 Certificates (after taking
into
account the distribution of the Class I-M-3 Principal Distribution Amount
on
such Distribution Date), (5) the Certificate Principal Balance of the Class
I-M-4 Certificates (after taking into account the distribution of the Class
I-M-4 Principal Distribution Amount on such Distribution Date), (6) the
Certificate Principal Balance of the Class I-M-5 Certificates (after taking
into
account the distribution of the Class I-M-5 Principal Distribution Amount
on
such Distribution Date) and (7) the Certificate Principal Balance of the
Class
I-M-6 Certificates immediately prior to such Distribution Date, over (b)
the
lesser of (1) the product of (x) 88.70% and (y) the aggregate Stated Principal
Balance of the Group I Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during
the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans
as
of the last day of the related Due Period (after giving effect to scheduled
payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the
related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month) minus $2,092,602.
Class
I-M-7 Certificate:
Any
Certificate designated as a “Class I-M-7 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-7 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-7 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
Amount, the Class I-M-5 Principal Distribution Amount and the Class I-M-6
Principal Distribution Amount and (y) the excess, if any, of (a) the sum
of (1)
the aggregate Certificate Principal Balance of the Class I-A Certificates
(after
taking into account the distribution of the Class I-A Principal Distribution
Amount on such Distribution Date), (2) the Certificate Principal Balance
of the
Class I-M-1 Certificates (after taking into account the distribution of the
Class I-M-1 Principal Distribution Amount on such Distribution Date), (3)
the
Certificate Principal Balance of the Class I-M-2 Certificates (after taking
into
account the distribution of the Class I-M-2 Principal Distribution Amount
on
such Distribution Date), (4) the Certificate Principal Balance of the Class
I-M-3 Certificates (after taking into account the distribution of the Class
I-M-3 Principal Distribution Amount on such Distribution Date), (5) the
Certificate Principal Balance of the Class I-M-4 Certificates (after taking
into
account the distribution of the Class I-M-4 Principal Distribution Amount
on
such Distribution Date), (6) the Certificate Principal Balance of the Class
I-M-5 Certificates (after taking into account the distribution of the Class
I-M-5 Principal Distribution Amount on such Distribution Date) (7) the
Certificate Principal Balance of the Class I-M-6 Certificates (after taking
into
account the distribution of the Class I-M-6 Principal Distribution Amount
on
such Distribution Date) and (8) the Certificate Principal Balance of the
Class
I-M-7 Certificates immediately prior to such Distribution Date, over (b)
the
lesser of (1) the product of (x) 90.50% and (y) the aggregate Stated Principal
Balance of the Group I Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during
the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans
as
of the last day of the related Due Period (after giving effect to scheduled
payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the
related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month) minus $2,092,602.
Class
I-M-8 Certificate:
Any
Certificate designated as a “Class I-M-8 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-8 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-8 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
Distribution Amount and the Class I-M-7 Principal Distribution Amount and
(y)
the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
Balance of the Class I-A Certificates (after taking into account the
distribution of the Class I-A Principal Distribution Amount on such Distribution
Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates
(after taking into account the distribution of the Class I-M-1 Principal
Distribution Amount on such Distribution Date), (3) the Certificate Principal
Balance of the Class I-M-2 Certificates (after taking into account the
distribution of the Class I-M-2 Principal Distribution Amount on such
Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3
Certificates (after taking into account the distribution of the Class I-M-3
Principal Distribution Amount on such Distribution Date), (5) the Certificate
Principal Balance of the Class I-M-4 Certificates (after taking into account
the
distribution of the Class I-M-4 Principal Distribution Amount on such
Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5
Certificates (after taking into account the distribution of the Class I-M-5
Principal Distribution Amount on such Distribution Date) (7) the Certificate
Principal Balance of the Class I-M-6 Certificates (after taking into account
the
distribution of the Class I-M-6 Principal Distribution Amount on such
Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7
Certificates (after taking into account the distribution of the Class I-M-7
Principal Distribution Amount on such Distribution Date) and (9) the Certificate
Principal Balance of the Class I-M-8 Certificates immediately prior to such
Distribution Date, over (b) the lesser of (1) the product of (x) 91.90% and
(y)
the aggregate Stated Principal Balance of the Group I Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
I
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $2,092,602.
Class
I-M-9 Certificate:
Any
Certificate designated as a “Class I-M-9 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-9 Certificates as set
forth
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-9 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
Distribution Amount, the Class I-M-7 Principal Distribution Amount and the
Class
I-M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the
sum
of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates
(after taking into account the distribution of the Class I-A Principal
Distribution Amount on such Distribution Date), (2) the Certificate Principal
Balance of the Class I-M-1 Certificates (after taking into account the
distribution of the Class I-M-1 Principal Distribution Amount on such
Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2
Certificates (after taking into account the distribution of the Class I-M-2
Principal Distribution Amount on such Distribution Date), (4) the Certificate
Principal Balance of the Class I-M-3 Certificates (after taking into account
the
distribution of the Class I-M-3 Principal Distribution Amount on such
Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4
Certificates (after taking into account the distribution of the Class I-M-4
Principal Distribution Amount on such Distribution Date), (6) the Certificate
Principal Balance of the Class I-M-5 Certificates (after taking into account
the
distribution of the Class I-M-5 Principal Distribution Amount on such
Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6
Certificates (after taking into account the distribution of the Class I-M-6
Principal Distribution Amount on such Distribution Date), (8) the Certificate
Principal Balance of the Class I-M-7 Certificates (after taking into account
the
distribution of the Class I-M-7 Principal Distribution Amount on such
Distribution Date), (9) the Certificate Principal Balance of the Class I-M-8
Certificates (after taking into account the distribution of the Class I-M-8
Principal Distribution Amount on such Distribution Date) and (10) the
Certificate Principal Balance of the Class I-M-9 Certificates immediately
prior
to such Distribution Date, over (b) the lesser of (1) the product of (x)
94.20%
and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans
as
of the last day of the related Due Period (after giving effect to scheduled
payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the
related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month), and (2) the aggregate Stated Principal
Balance
of the Group I Mortgage Loans as of the last day of the related Due Period
(after giving effect to scheduled payments of principal due during the related
Due Period, to the extent received or advanced, and unscheduled collections
of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month) minus
$2,092,602.
Class
I-M-10 Certificate:
Any
Certificate designated as a “Class I-M-10 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class I-M-10 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
I-M-10 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
Distribution Amount, the Class I-M-7 Principal Distribution Amount, the Class
I-M-8 Principal Distribution Amount and the Class I-M-9 Principal Distribution
Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
Certificate Principal Balance of the Class I-A Certificates (after taking
into
account the distribution of the Class I-A Principal Distribution Amount on
such
Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1
Certificates (after taking into account the distribution of the Class I-M-1
Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class I-M-2 Certificates (after taking into account
the
distribution of the Class I-M-2 Principal Distribution Amount on such
Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3
Certificates (after taking into account the distribution of the Class I-M-3
Principal Distribution Amount on such Distribution Date), (5) the Certificate
Principal Balance of the Class I-M-4 Certificates (after taking into account
the
distribution of the Class I-M-4 Principal Distribution Amount on such
Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5
Certificates (after taking into account the distribution of the Class I-M-5
Principal Distribution Amount on such Distribution Date) (7) the Certificate
Principal Balance of the Class I-M-6 Certificates (after taking into account
the
distribution of the Class I-M-6 Principal Distribution Amount on such
Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7
Certificates (after taking into account the distribution of the Class I-M-7
Principal Distribution Amount on such Distribution Date), (9) the Certificate
Principal Balance of the Class I-M-8 (after taking into account the distribution
of the Class I-M-8 Principal Distribution Amount on such Distribution Date),
(10) the Certificate Principal Balance of the Class I-M-9 Certificates (after
taking into account the distribution of the Class I-M-9 Principal Distribution
Amount on such Distribution Date) and (11) the Certificate Principal Balance
of
the Class I-M-10 Certificates immediately prior to such Distribution Date,
over
(b) the lesser of (1) the product of (x) 96.30% and (y) the aggregate Stated
Principal Balance of the Group I Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
I
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $2,092,602.
Class
I-P Certificate:
Any
Certificate designated as a “Class I-P Certificate” on the face thereof, in the
form of Exhibit A-3 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class I-P Certificates as set forth herein
and
evidencing (i) a Regular Interest in REMIC VI and (ii) the right to receive
any
Prepayment Charge Waiver Amounts with respect to Loan Group I.
Class
I-P Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class I-P Certificates, evidencing a Regular Interest in REMIC
IV
for purposes of the REMIC Provisions.
Class
I-P Certificate Account:
The
separate Eligible Account created and maintained by the Trustee pursuant
to
Section 4.06 in the name of the Trustee for the benefit of the Class I-P
Certificateholders.
Class
I-R Certificate:
Any of
the Class I-R-1, Class I-R-2, Class I-R-3 and Class I-RX
Certificates.
Class
I-R-1 Certificate:
Any
Certificate designated a “Class I-R-1 Certificate” on the face thereof, in the
form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
REMIC
I and representing the right to the Percentage Interest of distributions
provided for the Class I-R-1 Certificates as set forth herein.
Class
I-R-2 Certificate:
Any
Certificate designated a “Class I-R-2 Certificate” on the face thereof, in the
form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
REMIC
III and representing the right to the Percentage Interest of distributions
provided for the Class I-R-2 Certificates as set forth herein.
Class
I-R-3 Certificate:
Any
Certificate designated a “Class I-R-3 Certificate” on the face thereof, in the
form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
REMIC
IV and representing the right to the Percentage Interest of distributions
provided for the Class I-R-3 Certificates as set forth herein.
Class
I-RX Certificate:
Any
Certificate designated a “Class I-RX Certificate” on the face thereof, in the
form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class
I-R-5 Interest, Class I-R-6 Interest and Class I-R-7 Interest and representing
the right to the Percentage Interest of distributions provided for the Class
I-RX Certificates as set forth herein.
Class
I-R-5 Interest:
The
uncertificated Residual Interest in REMIC V.
Class
I-R-6 Interest:
The
uncertificated Residual Interest in REMIC VI.
Class
I-R-7 Interest:
The
uncertificated Residual Interest in REMIC VII.
Class
II-A Certificates:
Any of
the Class II-A-1, Class II-A-2 and Class II-A-3 Certificates.
Class
II-A Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the related Principal
Distribution Amount for such Distribution Date and (y) the excess, if any,
of
(i) the aggregate Certificate Principal Balance of the Class II-A Certificates
immediately prior to such Distribution Date, over (ii) the lesser of (a)
the
product of (1) 49.60% and (2) the aggregate Stated Principal Balance of the
Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (b) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $983,384.
Class
II-A-1 Certificate:
Any
Certificate designated as a “Class II-A-1 Certificate” on the face thereof, in
the form of Exhibit A-1 hereto, representing the right to the Percentage
Interest of distributions provided for the Class II-A-1 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-A-2 Certificate:
Any
Certificate designated as a “Class II-A-2 Certificate” on the face thereof, in
the form of Exhibit A-1 hereto, representing the right to the Percentage
Interest of distributions provided for the Class II-A-2 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-A-3 Certificate:
Any
Certificate designated as a “Class II-A-3 Certificate” on the face thereof, in
the form of Exhibit A-1 hereto, representing the right to the Percentage
Interest of distributions provided for the Class II-A-3 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts
Class
II-CE Certificate:
Any
Certificate designated as a “Class II-CE Certificate” on the face thereof, in
the form of Exhibit A-4 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-CE Certificates herein
and
evidencing (i) a Regular Interest in REMIC VIII, (ii) the obligation to pay
related Basis Risk Shortfall Carry Forward Amounts and (iii) the right to
receive related Class IO Distribution Amounts.
Class
II-CE Distribution Amount:
With
respect to any Distribution Date, the sum of (i) the Current Interest for
the
Class II-CE Interest for such Distribution Date, (ii) any Group II
Overcollateralization Release Amount for such Distribution Date and (iii)
without duplication, any Subsequent Recoveries related to Loan Group II not
distributed to the Class II-A Certificates and Class II-M Certificates on
such
Distribution Date; provided, however, on any Distribution Date after the
Distribution Date on which the Certificate Principal Balances of the Class
II-A
Certificates and Class II-M Certificates have been reduced to zero, the Class
II-CE Distribution Amount shall include the Group II Overcollateralization
Amount.
Class
II-CE Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class II-CE Certificates, evidencing a Regular Interest in
REMIC
IV for purposes of the REMIC Provisions.
Class
II-IO Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
holders of REMIC X Regular Interest IO, evidencing a Regular Interest in
REMIC
IV for purposes of the REMIC Provisions.
Class
II-M Certificates:
Any of
the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5,
Class
II-M-6, Class II-M-7, Class II-M-8, Class II-M-9 and Class II-M-10
Certificates.
Class
II-M-1 Certificate:
Any
Certificate designated as a “Class II-M-1 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-1 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-1 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount and (y) the excess, if any,
of (a)
the sum of (1) the aggregate Certificate Principal Balance of the Class II-A
Certificates (after taking into account the distribution of the Class II-A
Principal Distribution Amount on such Distribution Date) and (2) the Certificate
Principal Balance of the Class II-M-1 Certificates immediately prior to such
Distribution Date, over (b) the lesser of (1) the product of (x) 57.80% and
(y)
the aggregate Stated Principal Balance of the Group II Mortgage Loans as
of the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
II
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $983,384.
Class
II-M-2 Certificate:
Any
Certificate designated as a “Class II-M-2 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-2 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV(ii) the right
to
receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-2 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount and the Class II-M-1 Principal
Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
aggregate Certificate Principal Balance of the Class II-A Certificates (after
taking into account the distribution of the Class II-A Principal Distribution
Amount on such Distribution Date), (2) the Certificate Principal Balance
of the
Class II-M-1 Certificates (after taking into account the distribution of
the
Class II-M-1 Principal Distribution Amount on such Distribution Date) and
(3)
the Certificate Principal Balance of the Class II-M-2 Certificates immediately
prior to such Distribution Date, over (b) the lesser of (1) the product of
(x)
65.50% and (y) the aggregate Stated Principal Balance of the Group II Mortgage
Loans as of the last day of the related Due Period (after giving effect to
scheduled payments of principal due during the related Due Period, to the
extent
received or advanced, and unscheduled collections of principal received during
the related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month), and (2) the aggregate Stated Principal
Balance
of the Group II Mortgage Loans as of the last day of the related Due Period
(after giving effect to scheduled payments of principal due during the related
Due Period, to the extent received or advanced, and unscheduled collections
of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month) minus
$983,384.
Class
II-M-3 Certificate:
Any
Certificate designated as a “Class II-M-3 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-3 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-3 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount and the Class II-M-2 Principal Distribution Amount and
(y)
the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
Balance of the Class II-A Certificates (after taking into account the
distribution of the Class II-A Principal Distribution Amount on such
Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
Certificates (after taking into account the distribution of the Class II-M-1
Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class II-M-2 Certificates (after taking into account
the distribution of the Class II-M-2 Principal Distribution Amount on such
Distribution Date) and (4) the Certificate Principal Balance of the Class
II-M-3
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 70.10% and (y) the aggregate Stated Principal Balance
of
the Group II Mortgage Loans as of the last day of the related Due Period
(after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (2) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $983,384.
Class
II-M-4 Certificate:
Any
Certificate designated as a “Class II-M-4 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-4 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-4 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount and the
Class II-M-3 Principal Distribution Amount and (y) the excess, if any, of
(a)
the sum of (1) the aggregate Certificate Principal Balance of the Class II-A
Certificates (after taking into account the distribution of the Class II-A
Principal Distribution Amount on such Distribution Date), (2) the Certificate
Principal Balance of the Class II-M-1 Certificates (after taking into account
the distribution of the Class II-M-1 Principal Distribution Amount on such
Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2
Certificates (after taking into account the distribution of the Class II-M-2
Principal Distribution Amount on such Distribution Date), (4) the Certificate
Principal Balance of the Class II-M-3 Certificates (after taking into account
the distribution of the Class II-M-3 Principal Distribution Amount on such
Distribution Date) and (5) the Certificate Principal Balance of the Class
II-M-4
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 74.20% and (y) the aggregate Stated Principal Balance
of
the Group II Mortgage Loans as of the last day of the related Due Period
(after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (2) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $983,384.
Class
II-M-5 Certificate:
Any
Certificate designated as a “Class II-M-5 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-5 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-5 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
Class
II-M-3 Principal Distribution Amount and the Class II-M-4 Principal Distribution
Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
Certificate Principal Balance of the Class II-A Certificates (after taking
into
account the distribution of the Class II-A Principal Distribution Amount
on such
Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
Certificates (after taking into account the distribution of the Class II-M-1
Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class II-M-2 Certificates (after taking into account
the distribution of the Class II-M-2 Principal Distribution Amount on such
Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3
Certificates (after taking into account the distribution of the Class II-M-3
Principal Distribution Amount on such Distribution Date), (5) the Certificate
Principal Balance of the Class II-M-4 Certificates (after taking into account
the distribution of the Class II-M-4 Principal Distribution Amount on such
Distribution Date) and (6) the Certificate Principal Balance of the Class
II-M-5
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 78.00% and (y) the aggregate Stated Principal Balance
of
the Group II Mortgage Loans as of the last day of the related Due Period
(after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month), and (2) the aggregate
Stated Principal Balance of the Group II Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $983,384.
Class
II-M-6 Certificate:
Any
Certificate designated as a “Class II-M-6 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-6 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-6 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
Class
II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
Amount and the Class II-M-5 Principal Distribution Amount and (y) the excess,
if
any, of (a) the sum of (1) the aggregate Certificate Principal Balance of
the
Class II-A Certificates (after taking into account the distribution of the
Class
II-A Principal Distribution Amount on such Distribution Date), (2) the
Certificate Principal Balance of the Class II-M-1 Certificates (after taking
into account the distribution of the Class II-M-1 Principal Distribution
Amount
on such Distribution Date), (3) the Certificate Principal Balance of the
Class
II-M-2 Certificates (after taking into account the distribution of the Class
II-M-2 Principal Distribution Amount on such Distribution Date), (4) the
Certificate Principal Balance of the Class II-M-3 Certificates (after taking
into account the distribution of the Class II-M-3 Principal Distribution
Amount
on such Distribution Date), (5) the Certificate Principal Balance of the
Class
II-M-4 Certificates (after taking into account the distribution of the Class
II-M-4 Principal Distribution Amount on such Distribution Date), (6) the
Certificate Principal Balance of the Class II-M-5 Certificates (after taking
into account the distribution of the Class II-M-5 Principal Distribution
Amount
on such Distribution Date) and (7) the Certificate Principal Balance of the
Class II-M-6 Certificates immediately prior to such Distribution Date, over
(b)
the lesser of (1) the product of (x) 81.40% and (y) the aggregate Stated
Principal Balance of the Group II Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
II
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $983,384.
Class
II-M-7 Certificate:
Any
Certificate designated as a “Class II-M-7 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-7 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-7 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
Class
II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
Amount, the Class II-M-5 Principal Distribution Amount and the Class II-M-6
Principal Distribution Amount and (y) the excess, if any, of (a) the sum
of (1)
the aggregate Certificate Principal Balance of the Class II-A Certificates
(after taking into account the distribution of the Class II-A Principal
Distribution Amount on such Distribution Date), (2) the Certificate Principal
Balance of the Class II-M-1 Certificates (after taking into account the
distribution of the Class II-M-1 Principal Distribution Amount on such
Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2
Certificates (after taking into account the distribution of the Class II-M-2
Principal Distribution Amount on such Distribution Date), (4) the Certificate
Principal Balance of the Class II-M-3 Certificates (after taking into account
the distribution of the Class II-M-3 Principal Distribution Amount on such
Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4
Certificates (after taking into account the distribution of the Class II-M-4
Principal Distribution Amount on such Distribution Date), (6) the Certificate
Principal Balance of the Class II-M-5 Certificates (after taking into account
the distribution of the Class II-M-5 Principal Distribution Amount on such
Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6
Certificates (after taking into account the distribution of the Class II-M-6
Principal Distribution Amount on such Distribution Date) and (8) the Certificate
Principal Balance of the Class II-M-7 Certificates immediately prior to such
Distribution Date, over (b) the lesser of (1) the product of (x) 84.60% and
(y)
the aggregate Stated Principal Balance of the Group II Mortgage Loans as
of the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
II
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $983,384.
Class
II-M-8 Certificate:
Any
Certificate designated as a “Class II-M-8 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-8 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-8 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
Class
II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
Principal Distribution Amount and the Class II-M-7 Principal Distribution
Amount
and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate
Principal Balance of the Class II-A Certificates (after taking into account
the
distribution of the Class II-A Principal Distribution Amount on such
Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
Certificates (after taking into account the distribution of the Class II-M-1
Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class II-M-2 Certificates (after taking into account
the distribution of the Class II-M-2 Principal Distribution Amount on such
Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3
Certificates (after taking into account the distribution of the Class II-M-3
Principal Distribution Amount on such Distribution Date), (5) the Certificate
Principal Balance of the Class II-M-4 Certificates (after taking into account
the distribution of the Class II-M-4 Principal Distribution Amount on such
Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5
Certificates (after taking into account the distribution of the Class II-M-5
Principal Distribution Amount on such Distribution Date) (7) the Certificate
Principal Balance of the Class II-M-6 Certificates (after taking into account
the distribution of the Class II-M-6 Principal Distribution Amount on such
Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7
Certificates (after taking into account the distribution of the Class II-M-7
Principal Distribution Amount on such Distribution Date) and (9) the Certificate
Principal Balance of the Class II-M-8 Certificates immediately prior to such
Distribution Date, over (b) the lesser of (1) the product of (x) 87.40% and
(y)
the aggregate Stated Principal Balance of the Group II Mortgage Loans as
of the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month), and (2) the aggregate Stated Principal Balance of the Group
II
Mortgage Loans as of the last day of the related Due Period (after giving
effect
to scheduled payments of principal due during the related Due Period, to
the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) minus $983,384.
Class
II-M-9 Certificate:
Any
Certificate designated as a “Class II-M-9 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-9 Certificates as set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-9 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
Class
II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount
and the Class II-M-8 Principal Distribution Amount and (y) the excess, if
any,
of (a) the sum of (1) the aggregate Certificate Principal Balance of the
Class
II-A Certificates (after taking into account the distribution of the Class
II-A
Principal Distribution Amount on such Distribution Date), (2) the Certificate
Principal Balance of the Class II-M-1 Certificates (after taking into account
the distribution of the Class II-M-1 Principal Distribution Amount on such
Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2
Certificates (after taking into account the distribution of the Class II-M-2
Principal Distribution Amount on such Distribution Date), (4) the Certificate
Principal Balance of the Class II-M-3 Certificates (after taking into account
the distribution of the Class II-M-3 Principal Distribution Amount on such
Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4
Certificates (after taking into account the distribution of the Class II-M-4
Principal Distribution Amount on such Distribution Date), (6) the Certificate
Principal Balance of the Class II-M-5 Certificates (after taking into account
the distribution of the Class II-M-5 Principal Distribution Amount on such
Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6
Certificates (after taking into account the distribution of the Class II-M-6
Principal Distribution Amount on such Distribution Date), (8) the Certificate
Principal Balance of the Class II-M-7 Certificates (after taking into account
the distribution of the Class II-M-7 Principal Distribution Amount on such
Distribution Date), (9) the Certificate Principal Balance of the Class II-M-8
Certificates (after taking into account the distribution of the Class II-M-8
Principal Distribution Amount on such Distribution Date) and (10) the
Certificate Principal Balance of the Class II-M-9 Certificates immediately
prior
to such Distribution Date, over (b) the lesser of (1) the product of (x)
90.00%
and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans
as
of the last day of the related Due Period (after giving effect to scheduled
payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the
related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month), and (2) the aggregate Stated Principal
Balance
of the Group II Mortgage Loans as of the last day of the related Due Period
(after giving effect to scheduled payments of principal due during the related
Due Period, to the extent received or advanced, and unscheduled collections
of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month) minus
$983,384.
Class
II-M-10 Certificate:
Any
Certificate designated as a “Class II-M-10 Certificate” on the face thereof, in
the form of Exhibit A-2 hereto, representing the right to its Percentage
Interest of distributions provided for the Class II-M-10 Certificates as
set
forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
right
to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay related Class IO Distribution Amounts.
Class
II-M-10 Principal Distribution Amount:
For any
Distribution Date, an amount equal to the lesser of (x) the remaining related
Principal Distribution Amount for such Distribution Date after distribution
of
the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
Class
II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount,
the Class II-M-8 Principal Distribution Amount and the Class II-M-9 Principal
Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
aggregate Certificate Principal Balance of the Class II-A Certificates (after
taking into account the distribution of the Class II-A Principal Distribution
Amount on such Distribution Date), (2) the Certificate Principal Balance
of the
Class II-M-1 Certificates (after taking into account the distribution of
the
Class II-M-1 Principal Distribution Amount on such Distribution Date), (3)
the
Certificate Principal Balance of the Class II-M-2 Certificates (after taking
into account the distribution of the Class II-M-2 Principal Distribution
Amount
on such Distribution Date), (4) the Certificate Principal Balance of the
Class
II-M-3 Certificates (after taking into account the distribution of the Class
II-M-3 Principal Distribution Amount on such Distribution Date), (5) the
Certificate Principal Balance of the Class II-M-4 Certificates (after taking
into account the distribution of the Class II-M-4 Principal Distribution
Amount
on such Distribution Date), (6) the Certificate Principal Balance of the
Class
II-M-5 Certificates (after taking into account the distribution of the Class
II-M-5 Principal Distribution Amount on such Distribution Date) (7) the
Certificate Principal Balance of the Class II-M-6 Certificates (after taking
into account the distribution of the Class II-M-6 Principal Distribution
Amount
on such Distribution Date), (8) the Certificate Principal Balance of the
Class
II-M-7 Certificates (after taking into account the distribution of the Class
II-M-7 Principal Distribution Amount on such Distribution Date), (9) the
Certificate Principal Balance of the Class II-M-8 (after taking into account
the
distribution of the Class II-M-8 Principal Distribution Amount on such
Distribution Date), (10) the Certificate Principal Balance of the Class II-M-9
Certificates (after taking into account the distribution of the Class II-M-9
Principal Distribution Amount on such Distribution Date) and (11) the
Certificate Principal Balance of the Class II-M-10 Certificates immediately
prior to such Distribution Date, over (b) the lesser of (1) the product of
(x)
93.00% and (y) the aggregate Stated Principal Balance of the Group II Mortgage
Loans as of the last day of the related Due Period (after giving effect to
scheduled payments of principal due during the related Due Period, to the
extent
received or advanced, and unscheduled collections of principal received during
the related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month), and (2) the aggregate Stated Principal
Balance
of the Group II Mortgage Loans as of the last day of the related Due Period
(after giving effect to scheduled payments of principal due during the related
Due Period, to the extent received or advanced, and unscheduled collections
of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month) minus
$983,384.
Class
II-P Certificate:
Any
Certificate designated as a “Class II-P Certificate” on the face thereof, in the
form of Exhibit A-3 hereto, representing the right to its Percentage Interest
of
distributions provided for the Class II-P Certificates as set forth herein
and
evidencing (i) a Regular Interest in REMIC IX and (ii) the right to receive
any
Prepayment Charge Waiver Amounts with respect to Loan Group II.
Class
II-P Interest:
An
uncertificated interest in the Trust Fund held by the Trustee on behalf of
the
Holders of the Class II-P Certificates, evidencing a Regular Interest in
REMIC
IV for purposes of the REMIC Provisions.
Class
II-P Certificate Account:
The
separate Eligible Account created and maintained by the Trustee pursuant
to
Section 4.06 in the name of the Trustee for the benefit of the Class II-P
Certificateholders.
Class
II-R Certificate:
Any of
the Class II-R-1 Certificates and Class II-RX Certificates.
Class
II-R-1 Certificate:
Any
Certificate designated a “Class II-R-1 Certificate” on the face thereof, in the
form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
REMIC
II and representing the right to the Percentage Interest of distributions
provided for the Class II-R-1 Certificates as set forth herein.
Class
II-RX Certificate:
Any
Certificate designated a “Class II-RX Certificate” on the face thereof, in the
form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class
II-R-8 Interest, Class II-R-9 Interest and Class II-R-10 Interest and
representing the right to the Percentage Interest of distributions provided
for
the Class II-RX Certificates as set forth herein.
Class
II-R-8
Interest:
The
uncertificated Residual Interest in REMIC VIII.
Class
II-R-9 Interest:
The
uncertificated Residual Interest in REMIC IX.
Class
II-R-10 Interest:
The
uncertificated Residual Interest in REMIC X.
Class
IO Distribution Amount:
Any of
the Group I Class IO Distribution Amount or the Group II Class IO Distribution
Amount.
Closing
Date:
November 30, 2006.
Code:
The
Internal Revenue Code of 1986, including any successor or amendatory
provisions.
Commission:
The
U.S. Securities and Exchange Commission.
Compensating
Interest:
An
amount, not to exceed the Servicing Fee, to be deposited in the Protected
Account by the Master Servicer to the payment of a Prepayment Interest Shortfall
on a Mortgage Loan subject to this Agreement.
Corporate
Trust Office:
The
designated office of the Trustee where at any particular time its corporate
trust business with respect to this Agreement shall be administered, which
office at the date of the execution of this Agreement is located at 000 Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000, Xxxxxxx, Xxxxxxxx, 00000 Attention: Global
Securities and Trust Services - Bear Xxxxxxx Asset Backed Securities I LLC,
Series 2006-AQ1, or at such other address as the Trustee may designate from
time
to time.
Corresponding
Certificate:
With
respect to each REMIC III Regular Interest (other than REMIC III Regular
Interests I-AA, I-ZZ, I-IO, I-P, I-1-Sub, I-1-Grp, I-2-Sub, I-2-Grp, I-XX,
II-AA, II-ZZ, II-IO and II-P), the Certificate with the corresponding
designation. With respect to each REMIC IV Regular Interest (other than the
Class CE Interests, the Class P Interests and the Class IO Interests), the
related Certificate representing ownership thereof.
Credit
Support Annex:
Any of
the Group I Swap Credit Support Annex or the Group II Swap Credit Support
Annex.
Current
Interest:
As of
any Distribution Date, with respect to the Certificates and interests of
each
class (other than the Class P Certificates, Class P Interests, the Residual
Interests and the Residual Certificates), (i) the interest accrued on the
related Certificate Principal Balance or Certificate Notional Amount or
Uncertificated Notional Amount, as applicable, during the related Accrual
Period
at the applicable Pass-Through Rate, plus any amount previously distributed
with
respect to interest for such Certificate or interest that has been recovered
as
a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a)
any
Prepayment Interest Shortfall for such Distribution Date, to the extent not
covered by Compensating Interest and (b) any Relief Act Interest Shortfalls
during the related Due Period, provided, however, that for purposes of
calculating Current Interest for any such class, amounts specified in clause
(ii) hereof for any such Distribution Date shall be allocated first to the
related Class CE Certificates and the related Class CE Interest in reduction
of
amounts otherwise distributable to such Certificates and interest on such
Distribution Date and then any excess shall be allocated to each Class of
related Class A Certificates and Class M Certificates pro
rata
based on
the respective amounts of interest accrued pursuant to clause (i) hereof
for
each such Class on such Distribution Date.
Current
Specified Enhancement Percentage:
Any of
the Group I Current Specified Enhancement Percentage or the Group II Current
Specified Enhancement Percentage.
Custodial
Agreement:
An
agreement, dated as of November 30, 2006, among the Depositor, EMC, as a
Seller
and as Master Servicer, Master Funding as a Seller, the Trustee and the
Custodian in substantially the form of Exhibit J hereto.
Custodian:
LaSalle
Bank National Association, or any successor custodian appointed pursuant
to the
provisions hereof and the Custodial Agreement.
Cut-off
Date:
The
close of business on November 1, 2006.
Cut-off
Date Principal Balance:
As to
any Mortgage Loan, the unpaid principal balance thereof as of the close of
business on the Cut-off Date after application of all Principal Prepayments
received prior to the Cut-off Date and scheduled payments of principal due
on or
before the Cut-off Date, whether or not received, but without giving effect
to
any installments of principal received in respect of Due Dates after the
Cut-off
Date. The aggregate Cut-off Date Principal Balance of the Group I Mortgage
Loans
is $418,520,489.58. The aggregate Cut-off Date Principal Balance of the Group
II
Mortgage Loans is $196,676,797.10.
Debt
Service Reduction:
With
respect to any Mortgage Loan, a reduction by a court of competent jurisdiction
in a proceeding under the Bankruptcy Code in the Scheduled Payment for such
Mortgage Loan that became final and non-appealable, except such a reduction
resulting from a Deficient Valuation or any other reduction that results
in a
permanent forgiveness of principal.
Defaulting
Party:
A
“Defaulting Party” as defined in the related Swap Agreement.
Deficient
Valuation:
With
respect to any Mortgage Loan, a valuation by a court of competent jurisdiction
of the Mortgaged Property in an amount less than the then outstanding
indebtedness under such Mortgage Loan, or any reduction in the amount of
principal to be paid in connection with any Scheduled Payment that results
in a
permanent forgiveness of principal, which valuation or reduction results
from an
order of such court that is final and non-appealable in a proceeding under
the
Bankruptcy Code.
Definitive
Certificates:
As
defined in Section 6.06.
Deleted
Mortgage Loan:
A
Mortgage Loan replaced or to be replaced by a Replacement Mortgage
Loan.
Delinquency
Event:
Any of
a Group I Delinquency Event or Group II Delinquency Event.
Delinquent:
A
Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to
the terms of such Mortgage Loan by the close of business on the day such
payment
is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment
has not been received by the close of business on the corresponding day of
the
month immediately succeeding the month in which such payment was due, or,
if
there is no such corresponding day (e.g., as when a 30-day month follows
a
31-day month in which a payment was due on the 31st day of such month), then
on
the last day of such immediately succeeding month. Similarly for “60 days
delinquent,” “90 days delinquent” and so on.
Denomination:
With
respect to each Certificate, the amount set forth on the face thereof as
the
“Initial Principal Balance or Initial Notional Amount of this
Certificate”.
Depositor:
Bear
Xxxxxxx Asset Backed Securities I LLC, a Delaware limited liability company,
or
its successor in interest.
Depository:
The
initial Depository shall be The Depository Trust Company (“DTC”), the nominee of
which is Cede & Co., or any other organization registered as a “clearing
agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as
amended. The Depository shall initially be the registered Holder of the
Book-Entry Certificates. The Depository shall at all times be a “clearing
corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of
the State of New York.
Depository
Agreement:
With
respect to the Class of Book-Entry Certificates, the agreement among the
Depositor, the Trustee and the initial Depository, dated as of the Closing
Date,
substantially in the form of Exhibit H.
Depository
Participant:
A
broker, dealer, bank or other financial institution or other Person for whom
from time to time a Depository effects book-entry transfers and pledges of
securities deposited with the Depository.
Determination
Date:
With
respect to any Distribution Date, the 15th day of the month of such Distribution
Date or, if such 15th day is not a Business Day, the immediately preceding
Business Day.
Distribution
Account:
The
separate Eligible Account created and maintained by the Trustee pursuant
to
Section 4.04 in the name of the Trustee for the benefit of the
Certificateholders designated “LaSalle Bank National Association, in trust for
registered holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed
Certificates, Series 2006-AQ1”. Funds in the Distribution Account shall be held
in trust for the Certificateholders for the uses and purposes set forth in
this
Agreement.
Distribution
Account Deposit Date:
Two
Business Days prior to each Distribution Date.
Distribution
Date:
The
25th day of each calendar month after the initial issuance of the Certificates,
or if such 25th day is not a Business Day, the next succeeding Business Day,
commencing in December 2006.
Due
Date:
As to
any Mortgage Loan, the date in each month on which the related Scheduled
Payment
is due, as set forth in the related Mortgage Note.
Due
Period:
With
respect to any Distribution Date, the period from the second day of the calendar
month preceding the calendar month in which such Distribution Date occurs
through close of business on the first day of the calendar month in which
such
Distribution Date occurs.
Eligible
Account:
Any of
(i) an account or accounts maintained with a federal or state chartered
depository institution or trust company, the long-term unsecured debt
obligations and short-term unsecured debt obligations of which (or, in the
case
of a depository institution or trust company that is the principal subsidiary
of
a holding company, the debt obligations of such holding company, so long
as
Xxxxx’x is not a Rating Agency) are rated by each Rating Agency in one of its
two highest long-term and its highest short-term rating categories,
respectively, at the time any amounts are held on deposit therein, or (ii)
an
account or accounts in a depository institution or trust company in which
such
accounts are insured by the FDIC (to the limits established by the FDIC)
and the
uninsured deposits in which accounts are otherwise secured such that, as
evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating
Agency, the Certificateholders have a claim with respect to the funds in
such
account or a perfected first priority security interest against any collateral
(which shall be limited to Permitted Investments) securing such funds that
is
superior to claims of any other depositors or creditors of the depository
institution or trust company in which such account is maintained, or (iii)
a
trust account or accounts maintained with the corporate trust department
of a
federal or state chartered depository institution or trust company having
capital and surplus of not less than $50,000,000, acting in its fiduciary
capacity or (iv) any other account acceptable to the Rating Agencies, as
evidenced in writing. Eligible Accounts may bear interest, and may include,
if
otherwise qualified under this definition, accounts maintained with the
Trustee.
EMC:
EMC
Mortgage Corporation, a Delaware corporation, and its successors and
assigns.
EMC
Flow Loans:
The
Mortgage Loans purchased by EMC pursuant to a flow loan purchase
agreement.
EMC
Mortgage Loans:
The
Mortgage Loans identified as such on the Mortgage Loan Schedule for which
EMC is
the applicable Seller.
ERISA:
The
Employee Retirement Income Security Act of 1974, as amended.
ERISA
Restricted Certificates:
Any of
the Class CE, Class P and Residual Certificates.
Event
of Default:
As
defined in Section 8.01 hereof.
Excess
Cashflow:
With
respect to any Distribution Date and any Loan Group, an amount, if any, equal
to
the sum of (a) the related Remaining Excess Spread for such Distribution
Date
and (b) the related Overcollateralization Release Amount for such Distribution
Date.
Excess
Liquidation Proceeds:
To the
extent not required by law to be paid to the related Mortgagor, the excess,
if
any, of any Liquidation Proceeds with respect to a Mortgage Loan over the
Stated
Principal Balance of such Mortgage Loan and accrued and unpaid interest at
the
related Mortgage Rate through the last day of the month in which the Mortgage
Loan has been liquidated.
Excess
Spread:
With
respect to any Distribution Date and any Loan Group, the excess, if any,
of (i)
the Interest Funds with respect to the related Loan Group for such Distribution
Date over (ii) the sum of the Current Interest on the related Class A
Certificates and Class M Certificates and Interest Carry Forward Amounts
on the
related Class A Certificates (other than Interest Carry Forward Amounts paid
pursuant to Section 5.04(a)(3)(4) with respect to Loan Group I and 5.04(b)(3)(4)
with respect to Loan Group II), in each case for such Distribution
Date.
Exchange
Act:
Securities Exchange Act of 1934, as amended.
Exemption:
Prohibited Transaction Exemption 90-30, as amended from time to
time.
Extra
Principal Distribution Amount:
Any of
the Group I Extra Principal Distribution Amount or Group II Extra Principal
Distribution Amount.
Xxxxxx
Xxx:
Xxxxxx
Xxx (formerly, Federal National Mortgage Association), or any successor
thereto.
FDIC:
The
Federal Deposit Insurance Corporation, or any successor thereto.
Final
Certification:
The
certification substantially in the form of Exhibit Three to the Custodial
Agreement.
Final
Recovery Determination:
With
respect to any defaulted Mortgage Loan or any REO Property (other than a
Mortgage Loan or REO Property purchased by EMC (on its own behalf as a Seller
and on behalf of Master Funding) pursuant to or as contemplated by Section
2.03(c) or Section 10.01), a determination made by the Master Servicer that
all
Insurance Proceeds, Liquidation Proceeds and other payments or recoveries
which
the Master Servicer, in its reasonable good faith judgment, expects to be
finally recoverable in respect thereof have been so recovered. The Master
Servicer shall maintain records of each Final Recovery Determination made
thereby.
FIRREA:
The
Financial Institutions Reform, Recovery, and Enforcement Act of
1989.
Fiscal
Quarter:
December 1 to February 29 (or the last day in such month), March 1 to May
31,
June 1 to August 31, or September 1 to November 30, as applicable.
Fitch:
Fitch,
Inc. and any successor thereto.
Form
8-K Disclosure Information:
As
defined in Section 3.16(a)(iii).
Xxxxxxx
Mac:
Federal
Home Loan Mortgage Corporation, or any successor thereto.
Global
Certificate:
Any
Private Certificate registered in the name of the Depository or its nominee,
beneficial interests in which are reflected on the books of the Depository
or on
the books of a Person maintaining an account with such Depository (directly
or
as an indirect participant in accordance with the rules of such
depository).
Gross
Margin:
With
respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth
in
the related Mortgage Note that is added to the Index on each Adjustment Date
in
accordance with the terms of the related Mortgage Note used to determine
the
Mortgage Rate for such Mortgage Loan.
Group
I Certificates:
Any of
the Class I-1A-1, Class I-1A-2, Class I-1A-3, Class I-2A, Class I-M-1, Class
I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class
I-M-8, Class I-M-9, Class I-M-10, Class I-P, Class I-CE, Class I-R-1, Class
I-R-2, Class I-R-3 and Class I-RX Certificates.
Group
I Class IO Distribution Amount:
As
defined in Section 3.21 hereof. For purposes of clarity, the Group I Class
IO
Distribution Amount for any Distribution Date shall equal the amount payable
to
the Swap Administrator pursuant to the first and second sentences of Section
3.21(c) on such Distribution Date in excess of the amount payable on REMIC
VII
Regular Interest IO on such Distribution Date, all as further provided in
Section 3.21 hereof.
Group
I Current Specified Enhancement Percentage:
With
respect to any Distribution Date, the percentage obtained by dividing (x)
the
sum of (i) the aggregate Certificate Principal Balance of the Class I-M
Certificates and (ii) the Group I Overcollateralization Amount, in each case
prior to the distribution of the related Principal Distribution Amount on
such
Distribution Date, by (y) the aggregate Stated Principal Balance of the Group
I
Mortgage Loans as of the end of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period with respect to Loan Group I, to the extent received or advanced,
and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month with respect to Loan Group I).
Group
I Delinquency Event:
A Group
I Delinquency Event shall
have occurred and be continuing if at any time, (x) the percent equivalent
of a
fraction, the numerator of which is the aggregate Stated Principal Balance
of
the Group I Mortgage Loans that are 60 days or more Delinquent (including
for
this purpose any such Group I Mortgage Loans in bankruptcy or foreclosure
and
Group I Mortgage Loans with respect to which the related Mortgaged Property
is
REO Property), and the denominator of which is the aggregate Stated Principal
Balance of all of the Group I Mortgage Loans as of the last day of the related
Due Period exceeds (y) 40.40% of the Group
I
Current Specified Enhancement Percentage.
Group
I Extra Principal Distribution Amount:
With
respect to any Distribution Date, the lesser of (i) the excess, if any, of
the
Group I Overcollateralization Target Amount for such Distribution Date over
the
Group I Overcollateralization Amount for such Distribution Date (after giving
effect to distributions of principal on the Certificates other than any Group
I
Extra Principal Distribution Amount) and (ii) the related Excess Spread for
such
Distribution Date.
Group
I Marker Rate:
With
respect to the Class I-CE Interest and any Distribution Date, a per annum
rate
equal to two (2) times the weighted average of the Uncertificated REMIC III
Pass-Through Rates for the REMIC III Group I Regular Interests (other than
REMIC
III Regular Interests I-AA, I-IO, I-P, I-1-Sub, I-1-Grp, I-2-Sub, I-2-Grp
and
I-XX), with the rate on each such REMIC III Group I Regular Interest (other
than
REMIC III Regular Interest I-ZZ) subject to a cap equal to the lesser of
(i) the
One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii)
the
Net Rate Cap for the REMIC IV Regular Interest the ownership of which is
represented by the Corresponding Certificate for the purpose of this calculation
for such Distribution Date, and with the rate on REMIC III Regular Interest
I-ZZ
subject to a cap of zero for the purpose of this calculation; provided, however,
that solely for this purpose, the related cap with respect to each REMIC
III
Group I Regular Interest (other than REMIC III Regular Interests I-AA, I-ZZ,
I-IO, I-P, I-1-Sub, I-1-Grp, I-2-Sub, I-2-Grp and I-XX) shall be multiplied
by a
fraction, the numerator of which is 30 and the denominator of which is the
actual number of days in the related Accrual Period.
Group
I Maximum Probable Exposure:
With
respect to each Distribution Date and the Group I Swap Agreement, the amount
calculated by the Depositor in accordance with the Seller’s internal risk
management process in respect of similar instruments, such calculation to
be
performed as agreed by the Trustee and the Depositor.
Group
I Maximum Uncertificated Accrued Interest Deferral Amount:
With
respect to any Distribution Date, the excess of (i) accrued interest at the
Uncertificated REMIC III Pass-Through Rate applicable to REMIC III Regular
Interest I-ZZ for such Distribution Date on a balance equal to the
Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ minus
the
REMIC III Group I Overcollateralization Amount, in each case for such
Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued
Interest for such Distribution Date on the REMIC III Group I Regular Interests
(other than REMIC III Regular Interests I-AA, I-ZZ, I-IO, I-P, I-1-Sub, I-1-Grp,
I-2-Sub, I-2-Grp and I-XX), with the rate on each such REMIC III Group I
Regular
Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR
Pass
Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for
the
REMIC IV Regular Interest the ownership of which is represented by the
Corresponding Certificate for the purpose of this calculation for such
Distribution Date; provided, however, that solely for this purpose, the related
cap with respect to each REMIC III Group I Regular Interest (other than REMIC
III Regular Interests I-AA, I-ZZ, I-IO, I-P, I-1-Sub, I-1-Grp, I-2-Sub, I-2-Grp
and I-XX) shall be multiplied by a fraction, the numerator of which is 30
and
the denominator of which is the actual number of days in the related Accrual
Period.
Group
I Mortgage Loans:
The
Mortgage Loans related to Loan Group I.
Group
I Net Swap Payment:
With
respect to each Distribution Date, the net payment required to be made pursuant
to the terms of the Group I Swap Agreement by either the Group I Swap Provider
or the Swap Administrator, which net payment shall not take into account
any
Group I Swap Termination Payment.
Group
I Notional Amount:
With
respect to each Distribution Date and the Group I Swap Agreement, the notional
amount for the related calculation period as set forth in the related schedule
set forth in Exhibit M.
Group
I Offered Certificates:
Any of
the Class I-1A-1, Class I-1A-2, Class I-1A-3, Class I-2A, Class I-M-1, Class
I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class
I-M-8 and Class I-M-9 Certificates.
Group
I Optional Termination:
The
termination of the portion of the Trust Fund related to Loan Group I created
hereunder as a result of the purchase of all of the Group I Mortgage Loans
and
any related REO Property pursuant to Section 10.01 hereof.
Group
I Optional Termination Date:
The
Distribution Date on which the Stated Principal Balance of all of the Group
I
Mortgage Loans is equal to or less than 10% of the Stated Principal Balance
of
all of the Group I Mortgage Loans as of the Cut-off Date.
Group
I Overcollateralization Amount:
With
respect to any Distribution Date, the excess, if any, of the aggregate Stated
Principal Balance of the Group I Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) over the aggregate Certificate Principal Balance of the Class
I-A Certificates and Class I-M Certificates on such Distribution Date (after
taking into account the payment of principal other than any Group I Extra
Principal Distribution Amount on such Certificates).
Group
I Overcollateralization Release Amount:
With
respect to any Distribution Date, the lesser of (x) the related Principal
Funds
for such Distribution Date and (y) the excess, if any, of (i) the Group I
Overcollateralization Amount for such Distribution Date (assuming that 100%
of
the related Principal Funds is applied as a principal payment on such
Distribution Date) over (ii) the Group I Overcollateralization Target Amount
for
such Distribution Date (with the amount pursuant to clause (y) deemed to
be $0
if the Group I Overcollateralization Amount is less than or equal to the
Group I
Overcollateralization Target Amount on that Distribution Date).
Group
I Overcollateralization Target Amount:
With
respect to any Distribution Date (a) prior to the Group I Stepdown Date,
1.85%
of the aggregate Stated Principal Balance of the Group I Mortgage Loans as
of
the Cut-off Date, (b) on or after the Group I Stepdown Date and if a Group
I
Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.85%
of
the aggregate Stated Principal Balance of the Group I Mortgage Loans as of
the
Cut-off Date and (2) 3.70% of the aggregate Stated Principal Balance of the
Group I Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month) and (ii) $2,092,602
or
(c) on or after the Group I Stepdown Date and if a Group I Trigger Event
is in
effect, the Group I Overcollateralization Target Amount for the immediately
preceding Distribution Date.
Group
I Regular Certificate:
Any of
the Group I Certificates other than the Group I Residual
Certificates.
Group
I Reserve Fund:
Shall
mean the separate trust account created and maintained by the Trustee pursuant
to Section 3.21 hereof.
Group
I Reserve Fund Deposit:
With
respect to the Group I Reserve Fund, an amount equal to $5,000, which the
Depositor shall initially deposit into the Group I Reserve Fund pursuant
to
Section 3.21 hereof.
Group
I Residual Certificates:
The
Class I-R Certificates, each evidencing the sole class of Residual Interests
in
the related REMIC.
Group
I Senior Certificates:
Any of
the Class I-1A-1, Class I-1A-2, Class I-1A-3 and Class I-2A
Certificates.
Group
I Significance Estimate:
With
respect to any Distribution Date, and in accordance with Item 1115 of Regulation
AB, shall be an amount determined based on the reasonable good-faith estimate
by
the Seller or its affiliate of the aggregate Group I Maximum Probable Exposure
of the outstanding Class I-A Certificates and Class I-M Certificates to the
Group I Swap Agreement.
Group
I Significance Percentage:
With
respect to any Distribution Date, and in accordance with Item 1115 of Regulation
AB, shall be a percentage equal to the Group I Significance Estimate divided
by
the aggregate outstanding Certificate Principal Balance of the Class I-A
Certificates and Class I-M Certificates, prior to the distribution of the
related Principal Distribution Amount on such Distribution Date.
Group
I Stepdown Date:
The
earlier to occur of, (I) the first Distribution Date following the Distribution
Date for which the Certificate Principal Balance for each of the Class I-A
Certificates has been reduced to zero, and (II) the later to occur of (a)
the
Distribution Date in December 2009 and (b) the first Distribution Date on
which
the Group I Current Specified Enhancement Percentage is greater than or equal
to
39.50%.
Group
I Sub-Trust:
The
portion of the Trust Fund allocated to Loan Group I.
Group
I Supplemental Interest Trust:
The
corpus of a trust created pursuant to Section 3.21 of this Agreement and
designated as the “Group I Supplemental Interest Trust,” consisting of the Group
I Swap Agreement, the rights in respect of the Swap Administration Agreement
that relate to Loan Group I, the Group I Swap Account and REMIC VII Regular
Interest IO. For the avoidance of doubt, the Group I Supplemental Interest
Trust, the Group I Swap Agreement, the Group I Swap Account and the Swap
Administration Agreement do not constitute parts of the Trust Fund or any
REMIC.
Group
I Supplemental Interest Trust Trustee:
LaSalle
Bank National Association, a national banking association not in its individual
capacity but solely in its capacity as group I supplemental interest trust
trustee and any successor thereto, and any corporation or national banking
association resulting from or surviving any consolidation or merger to which
it
or its successors may be a party and any successor group I supplemental interest
trust trustee as may from time to time be serving as successor group I
supplemental interest trust trustee.
Group
I Swap Account:
The
separate trust account created and maintained by the Swap Administrator,
and
held within the Group I Supplemental Interest Trust, pursuant to the Swap
Administration Agreement.
Group
I Swap Agreement:
The
interest rate swap agreement, dated as of November 30, 2006, between the
Group I
Supplemental Interest Trust Trustee and the Group I Swap Provider, including
any
schedule, confirmations, credit support annex or other credit support document
relating thereto, and attached hereto as Exhibit M.
Group
I Swap Collateral Account: Shall mean
the separate interest-bearing account created and maintained by the Group
I
Supplemental Interest Trust Trustee pursuant to Section 3.22
hereof.
Group
I Swap Credit Support Annex:
The
credit support annex, dated as of November 30, 2006, between the Group I
Supplemental Interest Trust Trustee and the Group I Swap Provider, which
is
annexed to and forms part of the Group I Swap Agreement.
Group
I Swap Early Termination:
The
occurrence of a Group I Early Termination Date (as defined in the Group I
Swap
Agreement) under the Group I Swap Agreement.
Group
I Swap Optional Termination Payment:
As
defined in Section 10.01.
Group
I Swap Provider:
The
swap provider under the Group I Swap Agreement. Initially, the Group I Swap
Provider shall be ABN AMRO Bank N.V.
Group
I Swap Provider Trigger Event:
With
respect to any Distribution Date, (i) an Event of Default under the Group
I Swap
Agreement with respect to which the Group I Swap Provider is a Defaulting
Party,
(ii) a Termination Event under the Group I Swap Agreement with respect to
which
the Group I Swap Provider is the sole Affected Party, or (iii) an Additional
Termination Event under the Group I Swap Agreement with respect to which
the
Group I Swap Provider is the sole Affected Party.
Group
I Swap Termination Payment:
Upon
the designation of an “Early Termination Date” as defined in the Group I Swap
Agreement, the payment to be made by the Swap Administrator to the Group
I Swap
Provider from payments from the Trust Fund with respect to Loan Group I,
or by
the Group I Swap Provider to the Swap Administrator for payment to the Trust
Fund with respect to Loan Group I, as applicable, pursuant to the terms of
the
Group I Swap Agreement.
Group
I Trigger Event:
With
respect to any Distribution Date, a Group I Trigger Event exists if (i) a
related Delinquency Event shall have occurred and be continuing or (ii) the
aggregate amount of Realized Losses on the Group I Mortgage Loans since the
Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance
of
the Group I Mortgage Loans exceeds the applicable percentages set forth below
with respect to such Distribution Date:
Distribution
Date
|
Percentage
|
December
2009 through November 2010
|
2.80%
with respect to December 2009, plus an additional 1/12th
of
the difference between 4.45% and 2.80% for each month
thereafter
|
December
2010 through November 2011
|
4.45%
with respect to December 2010, plus an additional 1/12th
of
the difference between 5.75% and 4.45% for each month
thereafter
|
December
2011 through November 2012
|
5.75%
with respect to December 2011, plus an additional 1/12th
of
the difference between 6.50% and 5.75% for each month
thereafter
|
December
2012 and thereafter
|
6.50%
|
Group
II Certificates:
Any of
the Class II-A-1, Class II-A-2, Class II-A-3, Class II-M-1, Class II-M-2,
Class
II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8,
Class II-M-9, Class II-M-10, Class II-P, Class II-CE, Class II-R-1 and Class
II-RX Certificates.
Group
II Class IO Distribution Amount:
As
defined in Section 3.24 hereof. For purposes of clarity, the Group II Class
IO
Distribution Amount for any Distribution Date shall equal the amount payable
to
the Swap Administrator pursuant to the first and second sentences of Section
3.24(c) on such Distribution Date in excess of the amount payable on REMIC
X
Regular Interest IO on such Distribution Date, all as further provided in
Section 3.24 hereof.
Group
II Current Specified Enhancement Percentage:
With
respect to any Distribution Date, the percentage obtained by dividing (x)
the
sum of (i) the aggregate Certificate Principal Balance of the Class II-M
Certificates and (ii) the Group II Overcollateralization Amount, in each
case
prior to the distribution of the related Principal Distribution Amount on
such
Distribution Date, by (y) the aggregate Stated Principal Balance of the Group
II
Mortgage Loans as of the end of the related Due Period (after giving effect
to
scheduled payments of principal due during the related Due Period with respect
to Loan Group II, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month
with respect to Loan Group II).
Group
II Delinquency Event:
A Group
II Delinquency Event shall have occurred and be continuing if at any time,
(x)
the percent equivalent of a fraction, the numerator of which is the aggregate
Stated Principal Balance of the Group II Mortgage Loans that are 60 days
or more
Delinquent (including for this purpose any such Group II Mortgage Loans in
bankruptcy or foreclosure and Group I Mortgage Loans with respect to which
the
related Mortgaged Property is REO Property), and the denominator of which
is the
aggregate Stated Principal Balance of all of the Group II Mortgage Loans
as of
the last day of the related Due Period exceeds (y) 40.00% of the Group II
Current Specified Enhancement Percentage.
Group
II Extra Principal Distribution Amount:
With
respect to any Distribution Date, the lesser of (i) the excess, if any, of
the
Group II Overcollateralization Target Amount for such Distribution Date over
the
Group II Overcollateralization Amount for such Distribution Date (after giving
effect to distributions of principal on the Certificates other than any Group
II
Extra Principal Distribution Amount) and (ii) the related Excess Spread for
such
Distribution Date.
Group
II Marker Rate:
With
respect to the Class II-CE Interest and any Distribution Date, a per annum
rate
equal to two (2) times the weighted average of the Uncertificated REMIC III
Pass-Through Rates for the REMIC III Group II Regular Interests (other than
REMIC III Regular Interests II-AA, II-IO and II-P), with the rate on each
such
REMIC III Group II Regular Interest (other than REMIC III Regular Interest
II-ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR
Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate
Cap
for the REMIC IV Regular Interest the ownership of which is represented by
the
Corresponding Certificate for the purpose of this calculation for such
Distribution Date, and with the rate on REMIC III Regular Interest II-ZZ
subject
to a cap of zero for the purpose of this calculation; provided, however,
that
solely for this purpose, the related cap with respect to each REMIC III Group
II
Regular Interest (other than REMIC III Regular Interests II-AA, II-ZZ, II-IO
and
II-P) shall be multiplied by a fraction, the numerator of which is 30 and
the
denominator of which is the actual number of days in the related Accrual
Period.
Group
II Maximum Probable Exposure:
With
respect to each Distribution Date and the Group II Swap Agreement, the amount
calculated by the Depositor in accordance with the Seller’s internal risk
management process in respect of similar instruments, such calculation to
be
performed as agreed by the Trustee and the Depositor.
Group
II Maximum Uncertificated Accrued Interest Deferral Amount:
With
respect to any Distribution Date, the excess of (i) accrued interest at the
Uncertificated REMIC III Pass-Through Rate applicable to REMIC III Regular
Interest II-ZZ for such Distribution Date on a balance equal to the
Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ minus
the
REMIC III Group II Overcollateralization Amount, in each case for such
Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued
Interest for such Distribution Date on the REMIC III Group II Regular Interests
(other than REMIC III Regular Interests II -AA, II -ZZ, II -IO and II -P),
with
the rate on each such REMIC III Group II Regular Interest subject to a cap
equal
to the lesser of (x) the One-Month LIBOR Pass Through Rate for the Corresponding
Certificate and (y) the Net Rate Cap for the REMIC IV Regular Interest the
ownership of which is represented by the Corresponding Certificate for the
purpose of this calculation for such Distribution Date; provided, however,
that
solely for this purpose, the related cap with respect to each REMIC III Group
II
Regular Interest (other than REMIC III Regular Interests II-AA, II-ZZ, II-IO
and
II-P) shall be multiplied by a fraction, the numerator of which is 30 and
the
denominator of which is the actual number of days in the related Accrual
Period.
Group
II Mortgage Loans:
The
Mortgage Loans related to Loan Group II.
Group
II Net Swap Payment:
With
respect to each Distribution Date, the net payment required to be made pursuant
to the terms of the Group II Swap Agreement by either the Group II Swap Provider
or the Swap Administrator, which net payment shall not take into account
any
Group II Swap Termination Payment.
Group
II Notional Amount:
With
respect to each Distribution Date and the Group II Swap Agreement, the notional
amount for the related calculation period as set forth in the related schedule
set forth in Exhibit N.
Group
II Offered Certificates:
Any of
the Class II-A-1, Class II-A-2, Class II-A-3, Class II-M-1, Class II-M-2,
Class
II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8
and
Class II-M-9 Certificates.
Group
II Optional Termination:
The
termination of the portion of the Trust Fund related to Loan Group II created
hereunder as a result of the purchase of all of the Group II Mortgage Loans
and
any related REO Property pursuant to Section 10.01 hereof.
Group
II Optional Termination Date:
The
Distribution Date on which the Stated Principal Balance of all of the Group
II
Mortgage Loans is equal to or less than 10% of the Stated Principal Balance
of
all of the Group II Mortgage Loans as of the Cut-off Date.
Group
II Overcollateralization Amount:
With
respect to any Distribution Date, the excess, if any, of the aggregate Stated
Principal Balance of the Group II Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal
due
during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) over the aggregate Certificate Principal Balance of the Class
II-A Certificates and Class II-M Certificates on such Distribution Date (after
taking into account the payment of principal other than any Group II Extra
Principal Distribution Amount on such Certificates).
Group
II Overcollateralization Release Amount:
With
respect to any Distribution Date, the lesser of (x) the related Principal
Funds
for such Distribution Date and (y) the excess, if any, of (i) the Group II
Overcollateralization Amount for such Distribution Date (assuming that 100%
of
the related Principal Funds is applied as a principal payment on such
Distribution Date) over (ii) the Group II Overcollateralization Target Amount
for such Distribution Date (with the amount pursuant to clause (y) deemed
to be
$0 if the Group II Overcollateralization Amount is less than or equal to
the
Group II Overcollateralization Target Amount on that Distribution
Date).
Group
II Overcollateralization Target Amount:
With
respect to any Distribution Date (a) prior to the Group II Stepdown Date,
3.50%
of the aggregate Stated Principal Balance of the Group II Mortgage Loans
as of
the Cut-off Date, (b) on or after the Group II Stepdown Date and if a Group
II
Trigger Event is not in effect, the greater of (i) the lesser of (1) 3.50%
of
the aggregate Stated Principal Balance of the Group II Mortgage Loans as
of the
Cut-off Date and (2) 7.00% of the aggregate Stated Principal Balance of the
Group II Mortgage Loans as of the last day of the related Due Period (after
giving effect to scheduled payments of principal due during the related Due
Period, to the extent received or advanced, and unscheduled collections of
principal received during the related Prepayment Period, and after reduction
for
Realized Losses incurred during the prior calendar month) and (ii) $983,384
or
(c) on or after the Group II Stepdown Date and if a Group II Trigger Event
is in
effect, the Group II Overcollateralization Target Amount for the immediately
preceding Distribution Date.
Group
II Regular Certificate:
Any of
the Group II Certificates other than the Group II Residual
Certificates.
Group
II Reserve Fund:
Shall
mean the separate trust account created and maintained by the Trustee pursuant
to Section 3.22 hereof.
Group
II Reserve Fund Deposit:
With
respect to the Group II Reserve Fund, an amount equal to $5,000, which the
Depositor shall initially deposit into the Group II Reserve Fund pursuant
to
Section 3.22 hereof.
Group
II Residual Certificates:
The
Class II-R-1 Certificates and Class II-RX Certificates, each evidencing the
sole
class of Residual Interests in the related REMIC.
Group
II Senior Certificates:
Any of
the Class II-A-1, Class II-A-2 and Class II-A-3 Certificates.
Group
II Significance Estimate:
With
respect to any Distribution Date, and in accordance with Item 1115 of Regulation
AB, shall be an amount determined based on the reasonable good-faith estimate
by
the Seller or its affiliate of the aggregate Group II Maximum Probable Exposure
of the outstanding Class II-A Certificates and Class II-M Certificates to
the
Group II Swap Agreement.
Group
II Significance Percentage:
With
respect to any Distribution Date, and in accordance with Item 1115 of Regulation
AB, shall be a percentage equal to the Group II Significance Estimate divided
by
the aggregate outstanding Certificate Principal Balance of the Class II-A
Certificates and Class II-M Certificates, prior to the distribution of the
related Principal Distribution Amount on such Distribution Date.
Group
II Stepdown Date:
The
earlier to occur of, (I) the first Distribution Date following the Distribution
Date for which the Certificate Principal Balance for each of the Class II-A
Certificates has been reduced to zero, and (II) the later to occur of (a)
the
Distribution Date in December 2009 and (b) the first Distribution Date on
which
the Group II Current Specified Enhancement Percentage is greater than or
equal
to 50.40%.
Group
II Sub-Trust:
The
portion of the Trust Fund allocated to Loan Group II.
Group
II Supplemental Interest Trust:
The
corpus of a trust created pursuant to Section 3.22 of this Agreement and
designated as the “Group II Supplemental Interest Trust,” consisting of the
Group II Swap Agreement, the rights in respect of the Swap Administration
Agreement that relate to Loan Group II, the Group II Swap Account and REMIC
X
Regular Interest IO. For the avoidance of doubt, the Group II Supplemental
Interest Trust, the Group II Swap Agreement, the Group II Swap Account and
the
Swap Administration Agreement do not constitute parts of the Trust Fund or
any
REMIC.
Group
II Supplemental Interest Trust Trustee:
LaSalle
Bank National Association, a national banking association not in its individual
capacity but solely in its capacity as group II supplemental interest trust
trustee and any successor thereto, and any corporation or national banking
association resulting from or surviving any consolidation or merger to which
it
or its successors may be a party and any successor group II supplemental
interest trust trustee as may from time to time be serving as successor group
II
supplemental interest trust trustee.
Group
II Swap Account:
The
separate trust account created and maintained by the Swap Administrator,
and
held within the Group II Supplemental Interest Trust, pursuant to the Swap
Administration Agreement.
Group
II Swap Agreement:
The
interest rate swap agreement, dated as of November 30, 2006, between the
Group
II Supplemental Interest Trust Trustee and the Group II Swap Provider, including
any schedule, confirmations, credit support annex or other credit support
document relating thereto, and attached hereto as Exhibit N.
Group
II Swap Collateral Account: Shall mean
the separate interest-bearing account created and maintained by the Group
II
Supplemental Interest Trust Trustee pursuant to Section 3.25
hereof.
Group
II Swap Credit Support Annex:
The
credit support annex, dated as of November 30, 2006, between the Group II
Supplemental Interest Trust Trustee and the Group II Swap Provider, which
is
annexed to and forms part of the Group II Swap Agreement.
Group
II Swap Early Termination:
The
occurrence of a Group II Early Termination Date (as defined in the Group
II Swap
Agreement) under the Group II Swap Agreement.
Group
II Swap Optional Termination Payment:
As
defined in Section 10.01.
Group
II Swap Provider:
The
swap provider under the Group II Swap Agreement. Initially, the Group II
Swap
Provider shall be ABN AMRO Bank N.V.
Group
II Swap Provider Trigger Event:
With
respect to any Distribution Date, (i) an Event of Default under the Group
II
Swap Agreement with respect to which the Group II Swap Provider is a Defaulting
Party, (ii) a Termination Event under the Group II Swap Agreement with respect
to which the Group II Swap Provider is the sole Affected Party, or (iii)
an
Additional Termination Event under the Group II Swap Agreement with respect
to
which the Group II Swap Provider is the sole Affected Party.
Group
II Swap Termination Payment:
Upon
the designation of an “Early Termination Date” as defined in the Group II Swap
Agreement, the payment to be made by the Swap Administrator to the Group
II Swap
Provider from payments from the Trust Fund with respect to Loan Group II,
or by
the Group II Swap Provider to the Swap Administrator for payment to the Trust
Fund with respect to Loan Group II, as applicable, pursuant to the terms
of the
Group II Swap Agreement.
Group
II Trigger Event:
With
respect to any Distribution Date, a Group II Trigger Event exists if (i)
a
related Delinquency Event shall have occurred and be continuing or (ii) the
aggregate amount of Realized Losses on the Group II Mortgage Loans since
the
Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance
of
the Group II Mortgage Loans exceeds the applicable percentages set forth
below
with respect to such Distribution Date:
Distribution
Date
|
Percentage
|
December
2009 through November 2010
|
4.30%
with respect to December 2009, plus an additional 1/12th
of
the difference between 6.75% and 4.30% for each month
thereafter
|
December
2010 through November 2011
|
6.75%
with respect to December 2010, plus an additional 1/12th
of
the difference between 8.70% and 6.75% for each month
thereafter
|
December
2011 through November 2012
|
8.70%
with respect to December 2011, plus an additional 1/12th
of
the difference between 9.70% and 8.70% for each month
thereafter
|
December
2012 and thereafter
|
9.70%
|
Indemnified
Persons:
The
Trustee, the Master Servicer, the Trust Fund and their officers, directors,
agents and employees and, with respect to the Trustee, any separate co-trustee
and its officers, directors, agents and employees.
Index:
With
respect to each Adjustable Rate Mortgage Loan and with respect to each related
Adjustment Date, the index as specified in the related Mortgage
Note.
Individual
Certificate:
Any
Private Certificate registered in the name of the Holder other than the
Depository or its nominee.
Initial
Certification:
The
certification substantially in the form of Exhibit One to the Custodial
Agreement.
Initial
Certificate Principal Balance:
With
respect to any Certificate, the Certificate Principal Balance of such
Certificate or any predecessor Certificate on the Closing Date.
Institutional
Accredited Investor:
Any
Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation
D under the Securities Act or any entity all of the equity Holders in which
come
within such paragraphs.
Insurance
Policy:
With
respect to any Mortgage Loan included in the Trust Fund, any insurance policy,
including all riders and endorsements thereto in effect with respect to such
Mortgage Loan, including any replacement policy or policies for any Insurance
Policies.
Insurance
Proceeds:
Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance
Policy
and any other insurance policy covering a Mortgage Loan, to the extent such
proceeds are payable to the mortgagee under the Mortgage, the Master Servicer
or
the trustee under the deed of trust and are not applied to the restoration
of
the related Mortgaged Property or released to the Mortgagor in accordance
with
the procedures that the Master Servicer would follow in servicing mortgage
loans
held for its own account, in each case other than any amount included in
such
Insurance Proceeds in respect of Insured Expenses.
Insured
Expenses:
Expenses covered by any insurance policy with respect to the Mortgage
Loans.
Interest
Carry Forward Amount:
As of
any Distribution Date and with respect to each Class of Certificates (other
than
the Class CE, Class P and the Residual Certificates), the sum of (i) the
excess
of (a) the Current Interest for such Class with respect to such Distribution
Date and any prior Distribution Dates over (b) the amount actually distributed
to such Class of Certificates with respect to interest on such Distribution
Dates and (ii) interest thereon (to the extent permitted by applicable law)
at
the applicable Pass-Through Rate for such Class for the related Accrual Period
including the Accrual Period relating to such Distribution Date.
Interest
Determination Date:
Shall
mean the second LIBOR Business Day preceding the commencement of each Accrual
Period.
Interest
Funds:
With
respect to each of Subgroup I-1, Subgroup I-2 and Loan Group II and any
Distribution Date (1) the sum, without duplication, of (a) all scheduled
interest during the related Due Period with respect to the Mortgage Loans
in the
related Loan Group or Subgroup, less the Servicing Fee, the Trustee Fee and
the
LPMI Fee, if any, (b) all Advances relating to interest with respect to the
Mortgage Loans in the related Loan Group or Subgroup made on or prior to
the
related Distribution Account Deposit Date, (c) all Compensating Interest
with
respect to the related Mortgage Loans and required to be remitted by the
Master
Servicer pursuant to this Agreement with respect to such Distribution Date
in
the related Loan Group, (d) Liquidation Proceeds and Subsequent Recoveries
with
respect to the related Mortgage Loans collected during the prior calendar
month
(to the extent such Liquidation Proceeds and Subsequent Recoveries relate
to
interest), and (e) all amounts relating to interest with respect to each
Mortgage Loan repurchased by EMC in the related Loan Group (on its own behalf
as
a Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03
and
by the Master Servicer pursuant to Section 3.19, in each case to the extent
remitted by the Master Servicer to the Distribution Account pursuant to this
Agreement and (f) the interest portion of any proceeds received from the
exercise of a Group I Optional Termination or Group II Optional Termination,
as
applicable, minus (2) (i) all amounts relating to interest required to be
reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in
this
Agreement, and (ii) any related Net Swap Payment or related Swap Termination
Payment (not due to a related Swap Provider Trigger Event and to the extent
not
paid by the Swap Administrator from any upfront payment received pursuant
to any
related replacement interest rate swap agreements that may be entered into
by
the related Supplemental Interest Trust Trustee) owed to the Swap Administrator
for payment to the related Swap Provider for such Distribution Date and any
such
payments remaining unpaid for any prior Distribution Dates.
Interim
Certification:
The
certification substantially in the form of Exhibit Two to the Custodial
Agreement.
LaSalle:
LaSalle
Bank National Association, and any successor thereto.
Last
Scheduled Distribution Date:
Solely
for purposes of the face of the Certificates as follows: with respect to
the
Group I Certificates, other than the Class I-1A-1 Certificates and Class
I-1A-2
Certificates, the Distribution Date in October 2036; with respect to the
Class
I-1A-1 Certificates and Class I-1A-2 Certificates, the Distribution Date
in June
2030 and September 2035, respectively. With respect to the Group II
Certificates, other than the Class II-A-1 Certificates and Class II-A-2
Certificates, the Distribution Date in October 2036; with respect to the
Class
II-A-1 Certificates and Class II-A-2 Certificates, the Distribution Date
in
November 2028 and February 2036, respectively.
Latest
Possible Maturity Date:
With
respect to the Group I Certificates, October 25, 2036, which is the Distribution
Date in the month following the final scheduled maturity date of the Group
I
Mortgage Loan in the Trust Fund having the latest scheduled maturity date
as of
the Cut-off Date. With respect to the Group II Certificates, October 25,
2036,
which is the Distribution Date in the month following the final scheduled
maturity date of the Group II Mortgage Loan in the Trust Fund having the
latest
scheduled maturity date as of the Cut-off Date. For purposes of the Treasury
regulations under Sections 860A through 860G of the Code, the latest possible
maturity date of each Regular Interest issued by REMIC I, each REMIC III
Group I
Regular Interest, each Regular Interest issued by REMIC IV the ownership
of
which is represented by the Class I-A Certificates and Class I-M Certificates,
the Class I-CE Interest, the Class I-P Interest, the Class I-IO Interest,
each
Regular Interest the ownership of which is represented by the Class I-CE
Certificates and Class I-P Certificates, and REMIC VII Regular Interest IO,
shall be the Distribution Date in the month following the final scheduled
maturity date of the Group I Mortgage Loan in the Trust Fund having the latest
scheduled maturity date as of the Cut-off Date, and the latest possible maturity
date of each Regular Interest issued by REMIC II, each REMIC III Group II
Regular Interest, each Regular Interest issued by REMIC IV the ownership
of
which is represented by the Class II-A Certificates and Class II-M Certificates,
the Class II-CE Interest, the Class II-P Interest, the Class II-IO Interest,
each Regular Interest the ownership of which is represented by the Class
II-CE
Certificates and Class II-P Certificates, and REMIC X Regular Interest IO,
shall
be the Distribution Date in the month following the final scheduled maturity
date of the Group II Mortgage Loan in the Trust Fund having the latest scheduled
maturity date as of the Cut-off Date.
LIBOR
Business Day:
Shall
mean a day on which banks are open for dealing in foreign currency and exchange
in London and New York City.
Liquidated
Loan:
With
respect to any Distribution Date, a defaulted Mortgage Loan that has been
liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale
or other realization as provided by applicable law governing the real property
subject to the related Mortgage and any security agreements and as to which
the
Master Servicer has made a Final Recovery Determination with respect
thereto.
Liquidation
Proceeds:
Amounts, other than Insurance Proceeds, received in connection with the partial
or complete liquidation of a Mortgage Loan, whether through trustee’s sale,
foreclosure sale or otherwise, or in connection with any condemnation or
partial
release of a Mortgaged Property and any other proceeds received with respect
to
an REO Property, less the sum of related unreimbursed Advances, Servicing
Fees
and Servicing Advances and all expenses of liquidation, including property
protection expenses and foreclosure and sale costs, including court and
reasonable attorneys fees.
Loan-to-Value
Ratio:
The
fraction, expressed as a percentage, the numerator of which is the original
principal balance of the related Mortgage Loan and the denominator of which
is
the Appraised Value of the related Mortgaged Property.
Loan
Group:
Any of
Loan Group I or Loan Group II.
Loan
Group I or Group I Mortgage Loans:
The
group of Mortgage Loans belonging to Loan Group I included as such on the
Mortgage Loan Schedule.
Loan
Group II or Group II Mortgage Loans:
The
group of Mortgage Loans belonging to Loan Group II included as such on the
Mortgage Loan Schedule.
Loan
Group I:
The
group of Mortgage Loans included as such on the Mortgage Loan
Schedule.
Loan
Group II:
The
group of Mortgage Loans included as such on the Mortgage Loan
Schedule.
Loss
Allocation Limitation:
The
meaning specified in Section 5.05(b) hereof.
LPMI
Fee:
The fee
payable to the insurer for each Mortgage Loan subject to an LPMI Policy as
set
forth in such LPMI Policy.
LPMI
Policy:
A
policy of mortgage guaranty insurance issued by an insurer meeting the
requirements of Xxxxxx Xxx and Xxxxxxx Mac in which the Master Servicer or
the
related subservicer of the related Mortgage Loan is responsible for the payment
of the LPMI Fee thereunder from collections on the related Mortgage
Loan.
Majority
Class CE Certificateholder:
Any of
the Majority Class I-CE Certificateholder or Majority Class II-CE
Certificateholder.
Majority
Class I-CE Certificateholder:
The
Holder of a 50.01% or greater Percentage Interest in the Class I-CE
Certificates.
Majority
Class II-CE Certificateholder:
The
Holder of a 50.01% or greater Percentage Interest in the Class II-CE
Certificates.
Master
Funding:
Master
Funding LLC, a Delaware limited liability company, and its successors and
assigns, in its capacity as the seller of the Master Funding Mortgage Loans
to
the Depositor.
Master
Funding Mortgage Loans:
The
Mortgage Loans identified as such on the Mortgage Loan Schedule for which
Master
Funding is the applicable Seller.
Master
Servicer:
EMC
Mortgage Corporation, in its capacity as master servicer, and its successors
and
assigns.
Maximum
Mortgage Rate:
With
respect to each Adjustable Rate Mortgage Loan, the percentage set forth in
the
related Mortgage Note as the maximum Mortgage Rate thereunder.
MERS:
Mortgage Electronic Registration Systems, Inc., a corporation organized and
existing under the laws of the State of Delaware, or any successor
thereto.
MERS®
System:
The
system of recording transfers of Mortgages electronically maintained by
MERS.
MIN:
The
Mortgage Identification Number for Mortgage Loans registered with MERS on
the
MERS® System.
Minimum
Mortgage Rate:
With
respect to each Adjustable Rate Mortgage Loan, the percentage set forth in
the
related Mortgage Note as the minimum Mortgage Rate thereunder.
MOM
Loan:
With
respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage
Loan, solely as nominee for the originator of such Mortgage Loan and its
successors and assigns, at the origination thereof.
Monthly
Statement:
The
statement delivered to the Certificateholders pursuant to Section
5.06.
Moody’s:
Xxxxx’x
Investors Service, Inc., and any successor thereto.
Mortgage:
The
mortgage, deed of trust or other instrument creating a first or second lien
on
or first or second priority ownership interest in an estate in fee simple
in
real property securing a Mortgage Note.
Mortgage
File:
The
mortgage documents listed in Section 2.01 hereof pertaining to a particular
Mortgage Loan and any additional documents delivered to the Custodian to
be
added to the Mortgage File pursuant to this Agreement and the Custodial
Agreement.
Mortgage
Loans:
Such of
the Mortgage Loans transferred and assigned to the Trustee pursuant to the
provisions hereof, as from time to time are held as a part of the Trust Fund
(including any REO Property), the mortgage loans so held being identified
in the
Mortgage Loan Schedule and separated into Group I Mortgage Loan and Group
II
Mortgage Loans, notwithstanding foreclosure or other acquisition of title
of the
related Mortgaged Property.
Mortgage
Loan Purchase Agreement:
The
Mortgage Loan Purchase Agreement, dated as of November 30, 2006, among EMC,
as a
seller, Master Funding, as a seller and the Depositor, as purchaser in the
form
attached hereto as Exhibit L.
Mortgage
Loan Purchase Price:
The
price, calculated as set forth in Section 10.01, to be paid in connection
with
the repurchase of the Mortgage Loans pursuant to Section 10.01.
Mortgage
Loan Schedule:
The
list of Mortgage Loans (as from time to time amended by the Seller or the
Master
Servicer to reflect the deletion of Deleted Mortgage Loans and the addition
of
Replacement Mortgage Loans pursuant to the provisions of this Agreement)
transferred to the Trustee as part of the Trust Fund and from time to time
subject to this Agreement, the initial Mortgage Loan Schedule being attached
hereto as Exhibit B setting forth the following information with respect
to each
Mortgage Loan:
(a) the
city,
state and zip code of the Mortgaged Property;
(b) the
property type;
(c) the
Mortgage Interest Rate;
(d) the
Servicing Fee Rate;
(e) the
Master Servicer's Fee Rate;
(f) the
LPMI
Fee, if applicable;
(g) [reserved];
(h) the
Net
Rate;
(i) the
maturity date;
(j) the
stated original term to maturity;
(k) the
stated remaining term to maturity;
(l) the
original Principal Balance;
(m) the
first
payment date;
(n) the
principal and interest payment in effect as of the Cut-off Date;
(o) the
unpaid Principal Balance as of the Cut-off Date;
(p) the
Loan-to-Value Ratio at origination;
(q) the
insurer of any Primary Mortgage Insurance Policy;
(r) the
MIN
with respect to each MOM Loan;
(s) the
Gross
Margin, if applicable;
(t) the
next
Adjustment Date, if applicable;
(u) the
Maximum Mortgage Rate, if applicable;
(v) the
Minimum Mortgage Rate, if applicable;
(w) the
Periodic Rate Cap, if applicable;
(x) the
Loan
Group, if applicable;
(y) a
code
indicating whether the Mortgage Loan is negatively amortizing;
(z) which
Mortgage Loans adjust after an initial fixed-rate period of one, two, three,
five, seven or ten years or any other period;
(aa) the
Prepayment Charge, if any;
(bb) lien
position (e.g., first lien or second lien);
(cc) a
code
indicating whether the Mortgage Loan is has a balloon payment;
(dd) a
code
indicating whether the Mortgage Loan is an interest-only loan;
(ee) the
interest-only term, if applicable;
(ff) the
Mortgage Loan Seller; and
(gg) the
original amortization term.
Such
schedule also shall set forth for all of the Mortgage Loans, the total number
of
Mortgage Loans, the total of each of the amounts described under (n) and
(o)
above, the weighted average by principal balance as of the Cut-off Date of
each
of the rates described under (c) through (h) above, and the weighted average
remaining term to maturity by unpaid principal balance as of the Cut-off
Date.
Mortgage
Note:
The
original executed note or other evidence of indebtedness of a Mortgagor under
a
Mortgage Loan.
Mortgage
Rate:
With
respect to each fixed rate Mortgage Loan, the rate set forth in the related
Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual
rate at which interest accrues on such Mortgage Loan from time to time in
accordance with the provisions of the related Mortgage Note, which rate (A)
as
of any date of determination until the first Adjustment Date following the
Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as
the
Mortgage Rate in effect immediately following the Cut-off Date and (B) as
of any
date of determination thereafter shall be the rate as adjusted on the most
recent Adjustment Date, to equal the sum, rounded to the next highest or
nearest
0.125% (as provided in the Mortgage Note), of the Index, determined as set
forth
in the related Mortgage Note, plus the related Gross Margin subject to the
limitations set forth in the related Mortgage Note. With respect to each
Mortgage Loan that becomes an REO Property, as of any date of determination,
the
annual rate determined in accordance with the immediately preceding sentence
as
of the date such Mortgage Loan became an REO Property.
Mortgaged
Property:
The
underlying property securing a Mortgage Loan.
Mortgagor:
The
obligors on a Mortgage Note.
Net
Mortgage Rate:
As to
each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage
Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate
and
(iii) the rate at which the LPMI Fee is calculated, if any.
Net
Rate Cap:
With
respect to any Distribution Date and the Class I-1A Certificates, the excess,
if
any, of (A) a per annum rate equal to the product of (x) the weighted average
of
the Net Mortgage Rates on the then outstanding Group I Mortgage Loans in
Subgroup I-1, weighted based on the Stated Principal Balances of such Group
I
Mortgage Loans as of the related Due Date prior to giving effect to any
reduction in the Stated Principal Balances of such Group I Mortgage Loans
on
such Due Date, and (y) a fraction, the numerator of which is 30 and the
denominator of which is the actual number of days elapsed in the related
Accrual
Period, over (B) an amount, expressed as a per annum rate, equal to the sum
of
(i) the Group I Net Swap Payment payable to the Group I Swap Provider on
such
Distribution Date and (ii) any Group I Swap Termination Payment not due to
a
Group I Swap Provider Trigger Event payable to the Group I Swap Provider
(to the
extent not paid by the Swap Administrator from any upfront payment received
pursuant to any related replacement interest rate swap agreement that may
be
entered into by the Group I Supplemental Interest Trust Trustee), divided
by the
aggregate outstanding Stated Principal Balance of the Group I Mortgage Loans
as
of the related Due Date prior to giving effect to any reduction in the Stated
Principal Balances of such Group I Mortgage Loans on such Due Date, multiplied
by 12. The Net Rate Cap for the Class I-1A Certificates will be adjusted
to an
effective rate reflecting the accrual of interest on an actual/360 basis.
With
respect to any Distribution Date and the REMIC IV Regular Interests the
ownership of which is represented by the Class I-1A Certificates, a per annum
rate equal to the weighted average (adjusted for the actual number of days
elapsed in the related Accrual Period) of the Uncertificated REMIC III
Pass-Through Rate on REMIC III Regular Interest I-1-Grp, weighted on the
basis
of the Uncertificated Principal Balance of such REMIC III Regular Interest
immediately prior to such Distribution Date.
With
respect to any Distribution Date and the Class I-2A Certificates, the excess,
if
any, of (A) a per annum rate equal to the product of (x) the weighted average
of
the Net Mortgage Rates on the then outstanding Mortgage Loans in Subgroup
I-2,
weighted based on the Stated Principal Balances of such Group I Mortgage
Loans
as of the related Due Date prior to giving effect to any reduction in the
Stated
Principal Balances of such Group I Mortgage Loans on such Due Date, and (y)
a
fraction, the numerator of which is 30 and the denominator of which is the
actual number of days elapsed in the related Accrual Period, over (B) an
amount,
expressed as a per annum rate, equal to the sum of (i) the Group I Net Swap
Payment payable to the Group I Swap Provider on such Distribution Date and
(ii)
any Group I Swap Termination Payment not due to a Group I Swap Provider Trigger
Event payable to the Group I Swap Provider (to the extent not paid by the
Swap
Administrator from any upfront payment received pursuant to any related
replacement interest rate swap agreement that may be entered into by the
Group I
Supplemental Interest Trust Trustee), divided by the aggregate outstanding
Stated Principal Balance of the Group I Mortgage Loans as of the related
Due
Date prior to giving effect to any reduction in the Stated Principal Balances
of
such Group I Mortgage Loans on such Due Date, multiplied by 12. The Net Rate
Cap
for the Class I-2A Certificates will be adjusted to an effective rate reflecting
the accrual of interest on an actual/360 basis. With respect to any Distribution
Date and the REMIC IV Regular Interests the ownership of which is represented
by
the Class I-2A Certificates, a per annum rate equal to the weighted average
(adjusted for the actual number of days elapsed in the related Accrual Period)
of the Uncertificated REMIC III Pass-Through Rate on REMIC III Regular Interest
I-2-Grp, weighted on the basis of the Uncertificated Principal Balance of
such
REMIC III Regular Interest immediately prior to such Distribution
Date.
With
respect to any Distribution Date and the Class I-M Certificates, the excess,
if
any, of (A) a per annum rate equal to the product of (x) the weighted average
of
the weighted average of the Net Mortgage Rates on the then outstanding Group
I
Mortgage Loans in each Subgroup, weighted in proportion to the results of
subtracting from the aggregate Stated Principal Balances of each such Subgroup
as of the related Due Date prior to giving effect to any reduction in the
Stated
Principal Balances of such Group I Mortgage Loans on such Due Date, the
aggregate Certificate Principal Balance of the related Class or Classes of
Class
I-A Certificates and (y) a fraction, the numerator of which is 30 and the
denominator of which is the actual number of days elapsed in the related
Accrual
Period, over (B) an amount, expressed as a per annum rate, equal to the sum
of
(i) the Group I Net Swap Payment payable to the Group I Swap Provider on
such
Distribution Date and (ii) any Group I Swap Termination Payment not due to
a
Group I Swap Provider Trigger Event payable to the Group I Swap Provider
(to the
extent not paid by the Swap Administrator from any upfront payment received
pursuant to any related replacement interest rate swap agreement that may
be
entered into by the Group I Supplemental Interest Trust Trustee), divided
by the
aggregate outstanding Stated Principal Balance of the Group I Mortgage Loans
as
of the related Due Date prior to giving effect to any reduction in the Stated
Principal Balances of such Group I Mortgage Loans on such Due Date, multiplied
by 12. The Net Rate Cap for the Class I-M Certificates will be adjusted to
an
effective rate reflecting the accrual of interest on an actual/360 basis.
With
respect to any Distribution Date and the REMIC IV Regular Interests the
ownership of which is represented by the Class I-M Certificates, a per annum
rate equal to the weighted average (adjusted for the actual number of days
elapsed in the related Accrual Period) of the Uncertificated REMIC III
Pass-Through Rates on (a) REMIC III Regular Interest I-1-Sub, subject to
a cap
and a floor equal to the Uncertificated REMIC III Pass-Through Rate on REMIC
III
Regular Interest I-1-Grp and (b) REMIC III Regular Interest I-2-Sub, subject
to
a cap and a floor equal to the Uncertificated REMIC III Pass-Through Rate
on
REMIC III Regular Interest I-2-Grp, in each case as determined for such
Distribution Date, weighted on the basis of the Uncertificated Principal
Balances of each such REMIC III Regular Interest immediately prior to such
Distribution Date.
With
respect to any Distribution Date and the Class II-A Certificates and Class
II-M
Certificates, the excess, if any, of (A) a per annum rate equal to the product
of (x) the weighted average of the Net Mortgage Rates on the then outstanding
Group II Mortgage Loans, weighted based on the Stated Principal Balances
of such
Group II Mortgage Loans as
of the
related Due Date prior to giving effect to any reduction in the Stated Principal
Balances of such Group II Mortgage Loans on such Due Date,
and (y)
a fraction, the numerator of which is 30 and the denominator of which is
the
actual number of days elapsed in the related Accrual Period, over (B) an
amount,
expressed as a per annum rate, equal to the sum of (i) the Group II Net Swap
Payment payable to the Group II Swap Provider on such Distribution Date and
(ii)
any Group II Swap Termination Payment not due to a Group II Swap Provider
Trigger Event payable to the Group II Swap Provider (to the extent not paid
by
the Swap Administrator from any upfront payment received pursuant to any
related
replacement interest rate swap agreement that may be entered into by the
Group
II Supplemental Interest Trust Trustee), divided by the aggregate outstanding
Stated Principal Balance of the Group II Mortgage Loans as of the related
Due
Date prior to giving effect to any reduction in the Stated Principal Balances
of
such Group II Mortgage Loans on such Due Date, multiplied by 12. The Net
Rate
Cap for the Class II-A Certificates and Class II-M Certificates will be adjusted
to an effective rate reflecting the accrual of interest on an actual/360
basis.
With respect to any Distribution Date and the REMIC IV Regular Interests
the
ownership of which is represented by Class II-A Certificates and Class II-M
Certificates, a per annum rate equal to the weighted average (adjusted for
the
actual number of days elapsed in the related Accrual Period) of the
Uncertificated REMIC III Pass-Through Rates on the REMIC III Group II Regular
Interests (other than REMIC III Regular Interests II-IO and II-P), weighted
on
the basis of the Uncertificated Principal Balances of each such REMIC III
Group
II Regular Interest immediately prior to such Distribution Date.
Net
Swap Payment:
Any of
the Group I Net Swap Payment or the Group II Net Swap Payment.
Non
Book-Entry Certificate:
Any
Certificate other than a Book-Entry Certificate.
Nonrecoverable
Advance:
Any
portion of an Advance previously made or proposed to be made by the Master
Servicer pursuant to this Agreement, that, in the good faith judgment of
the
Master Servicer, will not or, in the case of a proposed advance, would not,
be
ultimately recoverable by it from the related Mortgagor, related Liquidation
Proceeds, Insurance Proceeds or otherwise.
Offered
Certificates:
The
Class I-1A-1, Class I-1A-2, Class I-1A-3, Class I-2A, Class I-M-1, Class
I-M-2,
Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8,
Class I-M-9, Class II-A-1, Class II-A-2, Class II-A-3, Class II-M-1, Class
II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7,
Class II-M-8 and Class II-M-9 Certificates.
Officer’s
Certificate:
A
certificate (i) signed by the Chairman of the Board, the Vice Chairman of
the
Board, the President, a Vice President (however denominated), an Assistant
Vice
President, the Treasurer, the Secretary, or one of the assistant treasurers
or
assistant secretaries of the Depositor or the Master Servicer (or any other
officer customarily performing functions similar to those performed by any
of
the above designated officers and also to whom, with respect to a particular
matter, such matter is referred because of such officer’s knowledge of and
familiarity with a particular subject) or (ii), if provided for in this
Agreement, signed by a Servicing Officer, as the case may be, and delivered
to
the Depositor, the Seller, Master Funding and/or the Trustee, as the case
may
be, as required by this Agreement.
One-Month
LIBOR:
With
respect to any Accrual Period, the rate determined by the Trustee on the
related
Interest Determination Date on the basis of the rate for U.S. dollar deposits
for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m.
(London
time) on such Interest Determination Date. If such rate does not appear on
such
page (or such other page as may replace that page on that service, or if
such
service is no longer offered, such other service for displaying One-Month
LIBOR
or comparable rates as may be reasonably selected by the Trustee), One-Month
LIBOR for the applicable Accrual Period will be the Reference Bank Rate.
If no
such quotations can be obtained by the Trustee and no Reference Bank Rate
is
available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding
Accrual Period. The establishment of One-Month LIBOR on each Interest
Determination Date by the Trustee and the Trustee’s calculation of the rate of
interest applicable to the Class A Certificates and Class M Certificates
for the
related Accrual Period shall, in the absence of manifest error, be final
and
binding.
One-Month
LIBOR Pass-Through Rate:
With
respect to each Class A Certificate and Class M Certificate and, for purposes
of
the definitions of “Group I Marker Rate”, “Group I Maximum Uncertificated
Accrued Interest Deferral Amount”, “Group II Marker Rate” and “Group II Maximum
Uncertificated Accrued Interest Deferral Amount”, the related REMIC III Regular
Interest for which such Certificate is the Corresponding Certificate, a per
annum rate equal to One-Month LIBOR plus the related Certificate
Margin.
Opinion
of Counsel:
A
written opinion of counsel, who may be counsel for the Seller, the Depositor
or
the Master Servicer, reasonably acceptable to each addressee of such opinion;
provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the
interpretation or application of the REMIC Provisions, such counsel must
(i) in
fact be independent of the Seller, Depositor and the Master Servicer, (ii)
not
have any direct financial interest in the
Seller, the
Depositor or the Master Servicer or in any affiliate of either, and (iii)
not be
connected with the Seller, the Depositor or the Master Servicer as an officer,
employee, promoter, underwriter, trustee, partner, director or person performing
similar functions.
Optional
Termination:
Any of
Group I Optional Termination or Group II Optional Termination.
Optional
Termination Date:
Any of
the Group I Optional Termination Date or Group II Optional Termination
Date.
Original
Value:
The
value of the property underlying a Mortgage Loan based, in the case of the
purchase of the underlying Mortgaged Property, on the lower of an appraisal
or
the sales price of such property or, in the case of a refinancing, on an
appraisal.
OTS:
The
Office of Thrift Supervision.
Outstanding:
With
respect to the Certificates as of any date of determination, all Certificates
theretofore executed and authenticated under this Agreement except:
(a) Certificates
theretofore canceled by the Trustee or delivered to the Trustee for
cancellation; and
(b) Certificates
in exchange for which or in lieu of which other Certificates have been executed
and delivered by the Trustee pursuant to this Agreement.
Outstanding
Mortgage Loan:
As of
any date of determination, a Mortgage Loan with a Stated Principal Balance
greater than zero that was not the subject of a Principal Prepayment in full,
and that did not become a Liquidated Loan, prior to the end of the related
Prepayment Period.
Overcollateralization
Amount:
Any of
the Group I Overcollateralization Amount and Group II Overcollateralization
Amount.
Overcollateralization
Release Amount:
Any of
the Group I Overcollateralization Release Amount or Group II
Overcollateralization Release Amount.
Overcollateralization
Target Amount:
Any of
the Group I Overcollateralization Target Amount or Group II
Overcollateralization Target Amount.
Ownership
Interest:
As to
any Certificate, any ownership interest in such Certificate including any
interest in such Certificate as the Holder thereof and any other interest
therein, whether direct or indirect, legal or beneficial.
Pass-Through
Rate:
With
respect to the Class A Certificates and Class M Certificates and any
Distribution Date, a per annum rate equal to the lesser of (i) the related
One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the
related Net Rate Cap for such Distribution Date.
With
respect to the Class I-CE Interest and any Distribution Date, a rate per
annum
equal to the percentage equivalent of a fraction, the numerator of which
is (x)
the sum of the amount determined for each REMIC III Group I Regular Interest
(other than REMIC III Regular Interests I-IO, I-P, I-1-Sub, I-1-Grp, I-2-Sub,
I-2-Grp and I-XX) equal to the product of (a) the excess, if any, of the
Uncertificated REMIC III Pass-Through Rate for such REMIC III Group I Regular
Interest over the Group I Marker Rate and (b) a notional amount equal to
the
Uncertificated Principal Balance of such REMIC III Group I Regular Interest,
and
the denominator of which is (y) the aggregate Uncertificated Principal Balance
of such REMIC III Group I Regular Interests.
With
respect to the Class II-CE Interest and any Distribution Date, a rate per
annum
equal to the percentage equivalent of a fraction, the numerator of which
is the
sum of the amount determined for each REMIC III Group II Regular Interest
(other
than REMIC III Regular Interests II-IO and II-P) equal to the product of
(a) the
excess, if any, of the Uncertificated REMIC III Pass-Through Rate for such
REMIC
III Group II Regular Interest over the Group II Marker Rate and (b) a notional
amount equal to the Uncertificated Principal Balance of such REMIC III Group
II
Regular Interest, and the denominator of which is the aggregate Uncertificated
Principal Balance of such REMIC III Group II Regular Interests.
With
respect to the Class I-CE Certificate, the Class I-CE Certificate shall not
have
a Pass-Through Rate, but Current Interest for such Certificate and each
Distribution Date shall be an amount equal to 100% of the amounts distributable
to the Class I-CE Interest for such Distribution Date.
With
respect to the Class II-CE Certificate, the Class II-CE Certificate shall
not
have a Pass-Through Rate, but Current Interest for such Certificate and each
Distribution Date shall be an amount equal to 100% of the amounts distributable
to the Class II-CE Interest for such Distribution Date.
With
respect to the Class I-P Certificate and the Class I-P Interest, 0.00% per
annum.
With
respect to the Class II-P Certificate and the Class II-P Interest, 0.00%
per
annum.
With
respect to the Class I-IO Interest, Class I-IO Interest shall not have a
Pass-Through Rate, but Current Interest for such interest and each Distribution
Date shall be an amount equal to 100% of the amounts distributable to REMIC
III
Regular Interest I-IO for such Distribution Date.
With
respect to the Class II-IO Interest, Class II-IO Interest shall not have
a
Pass-Through Rate, but Current Interest for such interest and each Distribution
Date shall be an amount equal to 100% of the amounts distributable to REMIC
III
Regular Interest II-IO for such Distribution Date.
With
respect to REMIC VII Regular Interest IO, REMIC VII Regular Interest IO shall
not have a Pass-Through Rate, but Current Interest for such Regular Interest
and
each Distribution Date shall be an amount equal to 100% of the amounts
distributable to the Class I-IO Interest for such Distribution
Date.
With
respect to REMIC X Regular Interest IO, REMIC X Regular Interest IO shall
not
have a Pass-Through Rate, but Current Interest for such Regular Interest
and
each Distribution Date shall be an amount equal to 100% of the amounts
distributable to the Class II-IO Interest for such Distribution
Date.
Pass-Through
Transfer:
Any
transaction involving either (1) a sale or other transfer of mortgage loans
directly or indirectly to an issuing entity in connection with an issuance
of
publicly offered or privately placed, rated or unrated mortgage-backed
securities or (2) an issuance of publicly offered or privately placed, rated
or
unrated securities, the payments on which are determined primarily by reference
to one or more portfolios of residential mortgage loans.
Percentage
Interest:
With
respect to any Certificate of a specified Class, the Percentage Interest
set
forth on the face thereof or the percentage obtained by dividing the
Denomination of such Certificate by the aggregate of the Denominations of
all
Certificates of such Class.
Periodic
Rate Cap:
With
respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor,
the fixed percentage set forth in the related Mortgage Note, which is the
maximum amount by which the Mortgage Rate for such Mortgage Loan may increase
or
decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage
Rate) on such Adjustment Date from the Mortgage Rate in effect immediately
prior
to such Adjustment Date.
Permitted
Investments:
At any
time, any one or more of the following obligations and securities:
(i) |
obligations
of the United States or any agency thereof, provided such obligations
are
backed by the full faith and credit of the United
States;
|
(ii) |
general
obligations of or obligations guaranteed by any state of the United
States
or the District of Columbia receiving the highest long-term debt
rating of
each Rating Agency, or such lower rating as will not result in the
downgrading or withdrawal of the ratings then assigned to the Certificates
by each Rating Agency, as evidenced in
writing;
|
(iii) |
commercial
or finance company paper which is then receiving the highest commercial
or
finance company paper rating of each Rating Agency, or such lower
rating
as will not result in the downgrading or withdrawal of the ratings
then
assigned to the Certificates by each Rating Agency, as evidenced
in
writing;
|
(iv) |
certificates
of deposit, demand or time deposits, or bankers’ acceptances issued by any
depository institution or trust company incorporated under the laws
of the
United States or of any state thereof and subject to supervision
and
examination by federal and/or state banking authorities (including
the
Trustee in its commercial banking capacity), provided that the commercial
paper and/or long term unsecured debt obligations of such depository
institution or trust company are then rated one of the two highest
long-term and the highest short-term ratings of each such Rating
Agency
for such securities, or such lower ratings as will not result in
the
downgrading or withdrawal of the rating then assigned to the Certificates
by any Rating Agency, as evidenced in
writing;
|
(v) |
guaranteed
reinvestment agreements issued by any bank, insurance company or
other
corporation containing, at the time of the issuance of such agreements,
such terms and conditions as will not result in the downgrading or
withdrawal of the rating then assigned to the Certificates by each
Rating
Agency, as evidenced in writing;
|
(vi) |
repurchase
obligations with respect to any security described in clauses (i)
and (ii)
above, in either case entered into with a depository institution
or trust
company (acting as principal) described in clause (v)
above;
|
(vii) |
securities
(other than stripped bonds, stripped coupons or instruments sold
at a
purchase price in excess of 115% of the face amount thereof) bearing
interest or sold at a discount issued by any corporation incorporated
under the laws of the United States or any state thereof which, at
the
time of such investment, have one of the two highest short term ratings
of
each Rating Agency (except if the Rating Agency is Xxxxx’x, such rating
shall be the highest commercial paper rating of Xxxxx’x for any such
securities), or such lower rating as will not result in the downgrading
or
withdrawal of the rating then assigned to the Certificates by each
Rating
Agency, as evidenced by a signed writing delivered by each Rating
Agency;
|
(viii) |
interests
in any money market fund (including any such fund managed or advised
by
the Trustee or any affiliate thereof) which at the date of acquisition
of
the interests in such fund and throughout the time such interests
are held
in such fund has the highest applicable short term rating by each
Rating
Agency or such lower rating as will not result in the downgrading
or
withdrawal of the ratings then assigned to the Certificates by each
Rating
Agency, as evidenced in writing;
|
(ix) |
short
term investment funds sponsored by any trust company or banking
association incorporated under the laws of the United States or any
state
thereof (including any such fund managed or advised by the Trustee
or the
Master Servicer or any affiliate thereof) which on the date of acquisition
has been rated by each Rating Agency in their respective highest
applicable rating category or such lower rating as will not result
in the
downgrading or withdrawal of the ratings then assigned to the Certificates
by each Rating Agency, as evidenced in writing;
and
|
(x) |
such
other investments having a specified stated maturity and bearing
interest
or sold at a discount acceptable to each Rating Agency and as will
not
result in the downgrading or withdrawal of the rating then assigned
to the
Certificates by any Rating Agency, as evidenced by a signed writing
delivered by each Rating Agency;
|
provided,
that no such instrument shall be a Permitted Investment if such instrument
(i)
evidences the right to receive interest only payments with respect to the
obligations underlying such instrument, (ii) is purchased at a premium or
(iii)
is purchased at a deep discount; provided further that no such instrument
shall
be a Permitted Investment (A) if such instrument evidences principal and
interest payments derived from obligations underlying such instrument and
the
interest payments with respect to such instrument provide a yield to maturity
of
greater than 120% of the yield to maturity at par of such underlying
obligations, or (B) if it may be redeemed at a price below the purchase price
(the foregoing clause (B) not to apply to investments in units of money market
funds pursuant to clause (viii) above); provided further that no amount
beneficially owned by any REMIC may be invested in investments (other than
money
market funds) treated as equity interests for federal income tax purposes,
unless the Trustee shall receive an Opinion of Counsel, at the expense of
the
Trustee, to the effect that such investment will not adversely affect the
status
of any such REMIC as a REMIC under the Code or result in imposition of a
tax on
any such REMIC. Permitted Investments that are subject to prepayment or call
may
not be purchased at a price in excess of par.
Permitted
Transferee:
Any
person (x) other than (i) the United States, any State or political subdivision
thereof, any possession of the United States or any agency or instrumentality
of
any of the foregoing, (ii) a foreign government, International Organization
or
any agency or instrumentality of either of the foregoing, (iii) an organization
(except certain farmers’ cooperatives described in section 521 of the Code) that
is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed
by section 511 of the Code on unrelated business taxable income) on any excess
inclusions (as defined in section 860E(c)(1) of the Code) with respect to
any
Residual Certificate, (iv) rural electric and telephone cooperatives described
in section 1381(a)(2)(C) of the Code or (v) on electing large partnership
within
the meaning of Section 775(a) of the Code, (y) that is a citizen or resident
of
the United States, a corporation, partnership (other than a partnership that
has
any direct or indirect foreign partners) or other entity (treated as a
corporation or a partnership for federal income tax purposes), created or
organized in or under the laws of the United States, any State thereof or
the
District of Columbia, an estate whose income from sources without the United
States is includible in gross income for United States federal income tax
purposes regardless of its connection with the conduct of a trade or business
within the United States, or a trust if a court within the United States
is able
to exercise primary supervision over the administration of the trust and
one or
more United States persons have authority to control all substantial decisions
of the trust or if it has a valid election in effect under applicable U.S.
Treasury regulations to be treated as a United States person and (z) other
than
any other Person so designated by the Trustee based upon an Opinion of Counsel
addressed to the Trustee (which shall not be an expense of the Trustee) that
states that the Transfer of an Ownership Interest in a Residual Certificate
to
such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
VI,
REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC
at any
time that any Certificates are Outstanding. The terms “United States,” “State”
and “International Organization” shall have the meanings set forth in section
7701 of the Code or successor provisions. A corporation will not be treated
as
an instrumentality of the United States or of any State or political subdivision
thereof for these purposes if all of its activities are subject to tax and,
with
the exception of Xxxxxxx Mac, a majority of its board of directors is not
selected by such government unit.
Person:
Any
individual, corporation, partnership, joint venture, association, joint-stock
company, limited liability company, trust, unincorporated organization or
government, or any agency or political subdivision thereof.
Piggyback
Loan:
A
second lien Mortgage Loan originated by the same originator to the same borrower
at the same time as the first lien Mortgage Loan, each secured by the same
Mortgaged Property.
Prepayment
Assumption:
The
applicable rate of prepayment as described in the Prospectus
Supplement.
Prepayment
Charge:
Any
prepayment premium, penalty or charge payable by a Mortgagor in connection
with
any Principal Prepayment on a Mortgage Loan pursuant to the terms of the
related
Mortgage Note.
Prepayment
Charge Waiver Amount:
Any
amount paid by the Master Servicer to the Trustee in respect of waived
Prepayment Charges related to each Loan Group pursuant to Section
4.01(a).
Prepayment
Interest Shortfall:
With
respect to any Distribution Date, for each Mortgage Loan that was the subject
of
a partial Principal Prepayment during the related Prepayment Period or a
Principal Prepayment in full during the related Prepayment Period, or that
became a Liquidated Loan during the prior calendar month, (other than a
Principal Prepayment in full resulting from the purchase of a Mortgage Loan
pursuant to Section 2.02, 2.03, 3.19 or 10.01 hereof), the amount, if any,
by
which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated
Principal Balance of such Mortgage Loan immediately prior to such prepayment
(or
liquidation) or in the case of a partial Principal Prepayment on the amount
of
such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest
paid or collected in connection with such Principal Prepayment or such
liquidation proceeds less the sum of (a) the Trustee Fee, (b) the Servicing
Fee
and the LPMI Fee, if any, in each case with respect to the related Mortgage
Loan.
Prepayment
Period:
As
to any
Distribution Date, and each Principal Prepayment in full, the period commencing
on the 16th day of the month prior to the month in which the related
Distribution Date occurs (or with respect to the first Distribution Date,
the
period commencing on the Cut-off Date) and ending on the 15th day of the
month
in which such Distribution Date occurs. With respect to any Distribution
Date
and each partial Principal Prepayment, the calendar month prior to the month
of
such Distribution Date.
Primary
Mortgage Insurance Policy:
Any
primary mortgage guaranty insurance policy issued in connection with a Mortgage
Loan which provides compensation to a Mortgage Note Holder in the event of
default by the obligor under such Mortgage Note or the related security
instrument, if any or any replacement policy therefor through the related
Accrual Period for such Class relating to a Distribution Date.
Principal
Distribution Amount:
With
respect to each Distribution Date and group of Certificates, an amount equal
to
(x) the Principal Funds for the related Loan Group for such Distribution
Date
plus (y) any Extra Principal Distribution Amount for the group of Certificates
for such Distribution Date, less (z) any Overcollateralization Release Amount
for the related Loan Group.
Principal
Funds:
With
respect to each of Subgroup I-1, Subgroup I-2 and Loan Group II and any
Distribution Date,
(1) the
sum, without duplication, of (a) all scheduled principal collected on the
Mortgage Loans in the related Loan Group or Subgroup during the related Due
Period, (b) all Advances relating to principal made with respect to the Mortgage
Loans in the related Loan Group or Subgroup on or before the Distribution
Account Deposit Date, (c) Principal Prepayments exclusive of Prepayment Charges
or penalties collected on the Mortgage Loans in the related Loan Group or
Subgroup during the related Prepayment Period, (d) the Stated Principal Balance
of each Mortgage Loan in the related Loan Group or Subgroup that was repurchased
by EMC on its own behalf as a Seller and on behalf of Master Funding) pursuant
to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section
3.19,
(e) the aggregate of all Substitution Adjustment Amounts for the related
Determination Date in connection with the substitution of Mortgage Loans
of the
related Loan Group or Subgroup pursuant to Section 2.03(c), (f) all Liquidation
Proceeds and Subsequent Recoveries collected on the Mortgage Loans in the
related Loan Group or Subgroup during the prior calendar month (to the extent
such Liquidation Proceeds and Subsequent Recoveries relate to principal),
in
each case to the extent remitted by the Master Servicer to the Distribution
Account pursuant to this Agreement and (g) the principal portion of any proceeds
received from the exercise of a Group I Optional Termination or Group II
Optional Termination, as applicable, minus (2)(i) all amounts required to
be
reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in
this
Agreement and (ii) any related Net Swap Payments or related Swap Termination
Payments (not due to a related Swap Provider Trigger Event and to the extent
not
paid by the Swap Administrator from any upfront payment received pursuant
to any
related replacement interest rate swap agreement that may be entered into
by the
related Supplemental Interest Trust Trustee) owed to the Swap Administrator
for
payment to the related Swap Provider for such Distribution Date and any such
payments remaining unpaid for any prior Distribution Dates to the extent
not
paid from related Interest Funds.
Principal
Prepayment:
Any
Mortgagor payment or other recovery of (or proceeds with respect to) principal
on a Mortgage Loan (including loans purchased or repurchased under Sections
2.02, 2.03, 3.19 and 10.01 hereof) that is received in advance of its scheduled
Due Date and is not accompanied by an amount as to interest representing
scheduled interest due on any date or dates in any month or months subsequent
to
the month of prepayment. Partial Principal Prepayments shall be applied by
the
Master Servicer, as appropriate, in accordance with the terms of the related
Mortgage Note.
Private
Certificates:
Any of
the Class I-M-10, Class II-M-10, Class P, Class CE and Residual
Certificates.
Prospectus
Supplement:
The
Prospectus Supplement dated November 29, 2006 relating to the public offering
of
the Offered Certificates.
Protected
Account:
The
separate Eligible Account established and maintained by the Master Servicer
with
respect to the Mortgage Loans and REO Property in accordance with Section
4.01
hereof.
PUD:
A
Planned Unit Development.
Purchase
Price:
With
respect to any Mortgage Loan (x) required to be repurchased by the Seller
pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase
pursuant to Section 3.19 hereof, an amount equal to the sum of (i) 100% of
the
outstanding Stated Principal Balance of the Mortgage Loan as of the date
of such
purchase (or if the related Mortgaged Property was acquired with respect
thereto, 100% of the outstanding Stated Principal Balance at the date of
the
acquisition), plus (ii) accrued and unpaid interest thereon at the applicable
Mortgage Rate through and including the last day of the month in which the
Purchase Price is to be distributed to Certificateholders, reduced by any
portion of the Servicing Fee, Servicing Advances and Advances payable to
the
purchaser of the Mortgage Loan to the extent EMC is the Master Servicer,
plus
(iii) any costs and damages (if any) incurred by the Trust in connection
with
any violation of such Mortgage Loan of any anti-predatory lending
laws.
QIB:
A
Qualified Institutional Buyer as defined in Rule 144A promulgated under the
Securities Act.
Rating
Agency:
Each of
Xxxxx’x and S&P. If any such organization or its successor is no longer in
existence, “Rating Agency” shall be a nationally recognized statistical rating
organization, or other comparable Person, designated by the Depositor, notice
of
which designation shall be given to the Trustee. References herein to a given
rating category of a Rating Agency shall mean such rating category without
giving effect to any modifiers.
Realized
Loss:
With
respect to each Mortgage Loan as to which a Final Recovery Determination
has
been made, an amount (not less than zero) equal to (i) the unpaid principal
balance of such Mortgage Loan as of the commencement of the calendar month
in
which the Final Recovery Determination was made, plus (ii) accrued interest
from
the Due Date as to which interest was last paid by the Mortgagor or advanced
through the end of the calendar month in which such Final Recovery Determination
was made, calculated in the case of each calendar month during such period
(A)
at an annual rate equal to the annual rate at which interest was then accruing
on such Mortgage Loan and (B) on a principal amount equal to the Stated
Principal Balance of such Mortgage Loan as of the close of business on the
Distribution Date during such calendar month, minus (iii) the proceeds, if
any,
received in respect of such Mortgage Loan during the calendar month in which
such Final Recovery Determination was made, net of amounts that are payable
therefrom to the Master Servicer pursuant to this Agreement which have not
been
previously reimbursed. With respect to each Mortgage Loan which is the subject
of a Servicing Modification, (a)(1) the amount by which the interest portion
of
a monthly payment or the principal balance of such Mortgage Loan was reduced
or
(2) the sum of any other amounts owing under the Mortgage Loan that were
forgiven and that constitute Servicing Advances that are reimbursable to
the
Master Servicer, and (b) any such amount with respect to a monthly payment
that
was or would have been due in the month immediately following the month in
which
a Principal Prepayment or the Purchase Price of such Mortgage Loan is received
or is deemed to have been received and not paid due to a Servicing Modification.
In addition, to the extent the Master Servicer receives Subsequent Recoveries
with respect to any Mortgage Loan, the amount of the Realized Loss with respect
to that Mortgage Loan will be reduced to the extent such recoveries are
distributed to any Class of Certificates or applied to increase Excess Spread
with respect to such Loan Group on any Distribution Date.
With
respect to any REO Property as to which a Final Recovery Determination has
been
made, an amount (not less than zero) equal to (i) the unpaid principal balance
of the related Mortgage Loan as of the date of acquisition of such REO Property
on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to
which
interest was last paid by the Mortgagor in respect of the related Mortgage
Loan
through the end of the calendar month immediately preceding the calendar
month
in which such REO Property was acquired, calculated in the case of each calendar
month during such period (A) at an annual rate equal to the annual rate at
which
interest was then accruing on the related Mortgage Loan and (B) on a principal
amount equal to the Stated Principal Balance of the related Mortgage Loan
as of
the close of business on the Distribution Date during such calendar month,
plus
(iii) REO Imputed Interest for such REO Property for each calendar month
commencing with the calendar month in which such REO Property was acquired
and
ending with the calendar month in which such Final Recovery Determination
was
made, minus (iv) the aggregate of all unreimbursed Advances and Servicing
Advances.
With
respect to each Mortgage Loan which has become the subject of a Deficient
Valuation, the difference between the principal balance of the Mortgage Loan
outstanding immediately prior to such Deficient Valuation and the principal
balance of the Mortgage Loan as reduced by the Deficient Valuation.
With
respect to each Mortgage Loan which has become the subject of a Debt Service
Reduction, the portion, if any, of the reduction in each affected Monthly
Payment attributable to a reduction in the Mortgage Rate imposed by a court
of
competent jurisdiction. Each such Realized Loss shall be deemed to have been
incurred on the Due Date for each affected Monthly Payment.
Record
Date:
With
respect to any Distribution Date and the Certificates (other than the Class
CE,
Class P and Residual Certificates), so long as such Classes of Certificates
are
Book-Entry Certificates, the Business Day preceding such Distribution Date,
and
otherwise, the close of business on the last Business Day of the month preceding
the month in which such Distribution Date occurs. With respect to the Class
CE,
Class P and Residual Certificates, so long as such Classes of Certificates
remain non Book-Entry Certificates, the close of business on the last Business
Day of the month preceding the month in which such Distribution Date
occurs.
Reference
Banks:
Shall
mean leading banks selected by the Trustee and engaged in transactions in
Eurodollar deposits in the international Eurocurrency market (i) with an
established place of business in London, (ii) which have been designated
as such
by the Trustee and (iii) which are not controlling, controlled by, or under
common control with, the Depositor, the Seller or the Master
Servicer.
Reference
Bank Rate:
With
respect to any Accrual Period shall mean the arithmetic mean, rounded upwards,
if necessary, to the nearest whole multiple of 0.03125%, of the offered rates
for United States dollar deposits for one month that are quoted by the Reference
Banks as of 11:00 a.m., New York City time, on the related Interest
Determination Date to prime banks in the London interbank market for a period
of
one month in an amount approximately equal to the aggregate Certificate
Principal Balance of the Class A Certificates and Class M Certificates for
such
Accrual Period, provided that at least two such Reference Banks provide such
rate. If fewer than two offered rates appear, the Reference Bank Rate will
be
the arithmetic mean, rounded upwards, if necessary, to the nearest whole
multiple of 0.03125%, of the rates quoted by one or more major banks in New
York
City, selected by the Trustee, as of 11:00 a.m., New York City time, on such
date for loans in United States dollars to leading European banks for a period
of one month in amounts approximately equal to the aggregate Certificate
Principal Balance of the Class A Certificates and Class M Certificates for
such
Accrual Period.
Regular
Certificate:
Any of
the Group I Regular Certificates and Group II Regular Certificates.
Regular
Interest:
A
“regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the
Code.
Regulation
AB:
Subpart
229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject
to
such clarification and interpretation as have been provided by the Commission
in
the adopting release (Asset-Backed Securities, Securities Act Release No.
33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
Commission, or as may be provided by the Commission or its staff from time
to
time.
Relief
Act:
The
Servicemembers Civil Relief Act, as amended, or similar state law.
Relief
Act Interest Shortfall:
With
respect to any Distribution Date and any Mortgage Loan, any reduction in
the
amount of interest collectible on such Mortgage Loan for the most recently
ended
Due Period as a result of the application of the Relief Act.
Remaining
Excess Spread:
With
respect to any Distribution Date and any Loan Group, the Excess Spread relating
to such Loan Group less any Extra Principal Distribution Amount relating
to such
Loan Group, in each case for such Distribution Date.
REMIC:
A “real
estate mortgage investment conduit” within the meaning of section 860D of the
Code.
REMIC
I:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
I Group I Regular Interests:
REMIC I
Regular Interest I-1-A through REMIC I Regular Interest I-60-B as designated
in
the Preliminary Statement hereto.
REMIC
I Group II Regular Interests:
REMIC I
Regular Interest II-1-A through REMIC I Regular Interest II-60-B as designated
in the Preliminary Statement hereto.
REMIC
I Regular Interest:
Any of
the separate non-certificated beneficial ownership interests in REMIC I issued
hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular
Interest shall accrue interest at the related Uncertificated REMIC I
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as
set
forth in the Preliminary Statement hereto. The designations for the respective
REMIC I Regular Interests are set forth in the Preliminary Statement hereto.
The
REMIC I Regular Interests consist of the REMIC I Group I Regular Interests,
the
REMIC I Group II Regular Interests and REMIC I Regular Interest P, each as
designated in the Preliminary Statement hereto.
REMIC
II:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
II Regular Interest:
Any of
the separate non-certificated beneficial ownership interests in REMIC II
issued
hereunder and designated as a Regular Interest in REMIC II. Each REMIC II
Regular Interest shall accrue interest at the related Uncertificated REMIC
II
Pass-Through Rate in effect from time to time, and shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as
set
forth in the Preliminary Statement hereto. The designations for the respective
REMIC II Regular Interests are set forth in the Preliminary Statement hereto.
The REMIC II Regular Interests consist of REMIC II Regular Interest I-1-A
through REMIC II Regular Interest I-60-B and REMIC II Regular Interest P,
each
as designated in the Preliminary Statement hereto.
REMIC
III:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
III Group I Interest Loss Allocation Amount:
With
respect to any Distribution Date, an amount (subject to adjustment based
on the
actual number of days elapsed in the respective Accrual Period) equal to
(a) the
product of (i) 50% of the aggregate Stated Principal Balance of the Group
I
Mortgage Loans and the related REO Properties then outstanding and (ii) the
Uncertificated REMIC III Pass-Through Rate for REMIC III Regular Interest
I-AA
minus the Group I Marker Rate, divided by (b) 12.
REMIC
III Group I Marker Allocation Percentage:
50% of
any amount payable or loss allocable from the Group I Mortgage Loans, which
shall be allocated to REMIC III Regular Interest I-AA, REMIC III Regular
Interest I-ZZ, and each REMIC III Group I Regular Interest for which a Class
I-A
Certificate or Class I-M Certificate is a Corresponding
Certificate.
REMIC
III Group I Overcollateralization Amount:
With
respect to any date of determination, (i) 0.50% of the aggregate Uncertificated
Principal Balance of the REMIC III Group I Regular Interests (other than
REMIC
III Regular Interests I-IO and I-P) minus (ii) the aggregate Uncertificated
Principal Balance of each REMIC III Group I Regular Interest for which a
Class
I-A Certificate or Class I-M Certificate is a Corresponding Certificate,
in each
case, as of such date of determination.
REMIC
III Group I Principal Loss Allocation Amount:
With
respect to any Distribution Date, an amount equal to the product of (i) 50%
of
the aggregate Stated Principal Balance of the Group I Mortgage Loans and
the
related REO Properties then outstanding and (ii) 1 minus a fraction, the
numerator of which is two (2) times the aggregate Uncertificated Principal
Balance of each REMIC III Group I Regular Interest for which a Class I-A
Certificate or Class I-M Certificate is a Corresponding Certificate and the
denominator of which is the aggregate Uncertificated Principal Balance of
each
REMIC III Group I Regular Interest for which a Class I-A Certificate or Class
I-M Certificate is a Corresponding Certificate and REMIC III Regular Interest
I-ZZ.
REMIC
III Group I Regular Interest:
Any of
the REMIC III Regular Interests I-AA, I-ZZ, X-0X-0, X-0X-0, X-0X-0, X-0X,
X-X-0,
X-X-0, I-M-3, I-M-4, I-M-5, I-M-6, I-M-7, I-M-8, I-M-9, I-M-10, I-IO, I-P,
I-1-Sub, I-1-Grp, I-2-Sub, I-2-Grp and I-XX.
REMIC
III Group I Required Overcollateralization Amount:
0.50%
of the Group I Overcollateralization Target Amount.
REMIC
III Group I Sub WAC Allocation Percentage:
50% of
any amount payable or loss allocable from the Group I Mortgage Loans, which
shall be allocated to REMIC III Regular Interest I-1-Sub, REMIC III Regular
Interest I-1-Grp, REMIC III Regular Interest I-2-Sub, REMIC III Regular Interest
I-2-Grp and REMIC III Regular Interest I-XX.
REMIC
III Group I Subordinated Balance Ratio:
The
ratio among the Uncertificated Principal Balances of each REMIC III Group
I
Regular Interest ending with the designation “Sub”, equal to the ratio among,
with respect to each such REMIC III Group I Regular Interest, the excess
of (x)
the aggregate Stated Principal Balance of the Group I Mortgage Loans in Subgroup
I-1 or the Group I Mortgage Loans in Subgroup I-2, as applicable, over (y)
the
current aggregate Certificate Principal Balance of the related Class I-A
Certificates.
REMIC
III Group II Interest Loss Allocation Amount:
With
respect to any Distribution Date, an amount (subject to adjustment based
on the
actual number of days elapsed in the respective Accrual Period) equal to
(a) the
product of (i) the aggregate Stated Principal Balance of the Group II Mortgage
Loans and the related REO Properties then outstanding and (ii) the
Uncertificated REMIC III Pass-Through Rate for REMIC III Regular Interest
II-AA
minus the Group II Marker Rate, divided by (b) 12.
REMIC
III Group II Overcollateralization Amount:
With
respect to any date of determination, (i) 1.00% of the aggregate Uncertificated
Principal Balance of the REMIC III Group II Regular Interests (other than
REMIC
III Regular Interests II-IO and II-P) minus (ii) the aggregate Uncertificated
Principal Balance of each REMIC III Group II Regular Interest for which a
Class
II-A Certificate or Class II-M Certificate is a Corresponding Certificate,
in
each case, as of such date of determination.
REMIC
III Group II Principal Loss Allocation Amount:
With
respect to any Distribution Date, an amount equal to the product of (i) the
aggregate Stated Principal Balance of the Group II Mortgage Loans and the
related REO Properties then outstanding and (ii) 1 minus a fraction, the
numerator of which is two (2) times the aggregate Uncertificated Principal
Balance of each REMIC III Group II Regular Interest for which a Class II-A
Certificate or Class II-M Certificate is a Corresponding Certificate and
the
denominator of which is the aggregate Uncertificated Principal Balance of
each
REMIC III Group II Regular Interest for which a Class II-A Certificate or
Class
II-M Certificate is a Corresponding Certificate and REMIC III Regular Interest
II-ZZ.
REMIC
III Group II Regular Interest:
Any of
the REMIC III Regular Interests XX-XX, XX-XX, XX-X-0, XX-X-0, XX-X-0, II-M-1,
II-M-2, II-M-3, II-M-4, II-M-5, II-M-6, II-M-7, II-M-8, II-M-9, II-M-10,
II-IO
and II-P.
REMIC
III Group II Required Overcollateralization Amount:
1.00%
of the Group II Overcollateralization Target Amount.
REMIC
III Regular Interest:
Any of
the separate non-certificated beneficial ownership interests in REMIC III
issued
hereunder and designated as a Regular Interest in REMIC III. Each REMIC III
Regular Interest shall accrue interest at the related Uncertificated REMIC
III
Pass-Through Rate in effect from time to time, and (except for the REMIC
III
Regular Interests I-IO and II-IO) shall be entitled to distributions of
principal, subject to the terms and conditions hereof, in an aggregate amount
equal to its initial Uncertificated Principal Balance as set forth in the
Preliminary Statement hereto. The designations for the respective REMIC III
Regular Interests are set forth in the Preliminary Statement hereto. The
REMIC
III Regular Interests consist of the REMIC III Group I Regular Interests
and
REMIC III Group II Regular Interests.
REMIC
IV:
The
segregated pool of assets described in the Preliminary Statement and Section
5.07(a).
REMIC
IV Regular Interest:
The
Class I-CE Interest, Class II-CE Interest, Class I-P Interest, Class II-P
Interest, Class I-IO Interest, Class II-IO Interest or any Regular Interest
in
REMIC IV the ownership of which is represented by any of the Class A
Certificates or Class M Certificates.
REMIC
V:
The
segregated pool of assets consisting of the Class I-CE Interest conveyed
in
trust to the Trustee, for the benefit of the Holders of the Class I-CE
Certificates and the Class I-RX Certificate (in respect of the Class I-R-5
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
V Certificate:
Any
Class I-CE Certificate or Class I-RX Certificate (in respect of the Class
I-R-5
Interest).
REMIC
VI:
The
segregated pool of assets consisting of the Class I-P Interest conveyed in
trust
to the Trustee, for the benefit of the Holders of the Class I-P Certificates
and
the Class I-RX Certificate (in respect of the Class I-R-6 Interest), with
respect to which a separate REMIC election is to be made.
REMIC
VI Certificate:
Any
Class I-P Certificate or Class I-RX Certificate (in respect of the Class
I-R-6
Interest).
REMIC
VII:
The
segregated pool of assets consisting of the Class I-IO Interest conveyed
in
trust to the Trustee, for the benefit of the holders of REMIC VII Regular
Interest IO and the Class I-RX Certificate (in respect of the Class I-R-7
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
VII Interests:
The
REMIC VII Regular Interest IO or Class I-RX Certificate (in respect of the
Class
I-R-7 Interest).
REMIC
VIII:
The
segregated pool of assets consisting of the Class II-CE Interest conveyed
in
trust to the Trustee, for the benefit of the Holders of the Class II-CE
Certificates and the Class II-RX Certificate (in respect of the Class II-R-8
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
VIII Certificate:
Any
Class II-CE Certificate or Class II-RX Certificate (in respect of the Class
II-R-8 Interest).
REMIC
IX:
The
segregated pool of assets consisting of the Class II-P Interest conveyed
in
trust to the Trustee, for the benefit of the Holders of the Class II-P
Certificates and the Class II-RX Certificate (in respect of the Class II-R-9
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
IX Certificate:
Any
Class II-P Certificate or Class II-RX Certificate (in respect of the Class
II-R-9 Interest).
REMIC
X:
The
segregated pool of assets consisting of the Class II-IO Interest conveyed
in
trust to the Trustee, for the benefit of the holders of REMIC X Regular Interest
IO and the Class II-RX Certificate (in respect of the Class II-R-10 Interest),
with respect to which a separate REMIC election is to be made.
REMIC
X Interests:
The
REMIC X Regular Interest IO or Class II-RX Certificate (in respect of the
Class
II-R-10 Interest).
REMIC
Opinion:
Shall
mean an Opinion of Counsel to the effect that the proposed action will not
cause
any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII,
REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC at any time
that
any Certificates are outstanding.
REMIC
Provisions:
Provisions of the federal income tax law relating to real estate mortgage
investment conduits, which appear at Sections 860A through 860G of the Code,
and
related provisions, and proposed, temporary and final regulations and published
rulings, notices and announcements promulgated thereunder, as the foregoing
may
be in effect from time to time, as well as provisions of applicable state
laws.
REMIC
Regular Interests:
The
REMIC I Regular Interests, REMIC II Regular Interests and REMIC III Regular
Interests.
Remittance
Date:
Shall
mean the Business Day immediately preceding the Distribution Account Deposit
Date.
Remittance
Report:
Shall
mean a report to the Trustee in an electronic format (or by such other means
as
the Master Servicer and the Trustee may agree from time to time) containing
such
data and information, as agreed to by the Master Servicer and the Trustee
such
as to permit the Trustee to prepare the Monthly Statement to
Certificateholders.
REO
Imputed Interest:
As to
any REO Property, for any calendar month during which such REO Property was
at
any time part of REMIC I, one month’s interest at the applicable Net Mortgage
Rate on the Stated Principal Balance of such REO Property (or, in the case
of
the first such calendar month, of the related Mortgage Loan, if appropriate)
as
of the close of business on the Distribution Date in such calendar
month.
REO
Property:
A
Mortgaged Property acquired by the Master Servicer through foreclosure or
deed-in-lieu of foreclosure in connection with a defaulted Mortgage
Loan.
Replacement
Mortgage Loan:
A
Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller
for a
Deleted Mortgage Loan, which must, on the date of such substitution, as
confirmed in a Request for Release, (i) have a Stated Principal Balance,
after
deduction of the principal portion of the Scheduled Payment due in the month
of
substitution, not in excess of, and not less than 90% of, the Stated Principal
Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan
is a
fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more
than
1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan;
(iii)
have the same or higher credit quality characteristics than that of the Deleted
Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the
Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than
(and not more than one year less than) that of the Deleted Mortgage Loan;
(vi)
not permit conversion of the Mortgage Rate from a fixed rate to a variable
rate;
(vii) have the same lien priority as the Deleted Mortgage Loan; (viii)
constitute the same occupancy type as the Deleted Mortgage Loan or be owner
occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage
Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate
on
the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable
Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum
Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage
Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or
greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the
Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next
Adjustment Date not more than two months later than the next Adjustment Date
on
the Deleted Mortgage Loan, (xiii) comply with each representation and warranty
set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv)
the
Custodian has delivered a Final Certification noting no defects or
exceptions.
Reportable
Event:
As
defined in Section 3.16(a)(iii).
Request
for Release:
The
Request for Release to be submitted by the Seller or the Master Servicer
to the
Custodian substantially in the form of Exhibit G. Each Request for Release
furnished to the Custodian by the Seller or the Master Servicer shall be
in
duplicate and shall be executed by an officer of such Person or a Servicing
Officer (or, if furnished electronically to the Custodian, shall be deemed
to
have been sent and executed by an officer of such Person or a Servicing Officer)
of the Master Servicer.
Required
Insurance Policy:
With
respect to any Mortgage Loan, any insurance policy that is required to be
maintained from time to time under this Agreement.
Reserve
Fund:
Any of
the Group I Reserve Fund and Group II Reserve Fund.
Reserve
Fund Deposit:
Any of
the Group I Reserve Fund Deposit and Group II Reserve Fund Deposit.
Residual
Certificates:
Any of
the Group I Residual Certificates and Group II Residual
Certificates.
Residual
Interest:
The
sole class of “residual interests” in a REMIC within the meaning of Section
860G(a)(2) of the Code.
Responsible
Officer:
With
respect to the Trustee, any Vice President, any Assistant Vice President,
the
Secretary, any Assistant Secretary, or any Trust Officer with specific
responsibility for the transactions contemplated hereby, any other officer
customarily performing functions similar to those performed by any of the
above
designated officers or other officers of the Trustee specified by the Trustee,
as to whom, with respect to a particular matter, such matter is referred
because
of such officer’s knowledge of and familiarity with the particular
subject.
S&P:
Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc., and any
successor thereto.
Xxxxxxxx-Xxxxx
Act:
The
Xxxxxxxx-Xxxxx Act of 2002 and the rules and regulations of the Commission
promulgated thereunder (including any interpretations thereof by the
Commission’s staff).
Xxxxxxxx-Xxxxx
Certification:
As
defined in Section 3.16(a)(iii).
Scheduled
Payment:
The
scheduled monthly payment on a Mortgage Loan due on any Due Date allocable
to
principal and/or interest on such Mortgage Loan.
Securities
Act:
The
Securities Act of 1933, as amended.
Seller:
EMC or
Master Funding, in each case in its capacity as seller of the Mortgage Loans
to
the Depositor.
Senior
Certificates:
Any of
the Class I-A Certificates and Class II-A Certificates.
Servic(es)(ing):
In
accordance with Regulation AB, the act of servicing and administering the
Mortgage Loans or any other assets of the Trust by an entity that meets the
definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject
to the disclosure requirements set forth in 1108 of Regulation AB. For
clarification purposes, any uncapitalized occurrence of this term shall have
the
meaning commonly understood by participants in the residential mortgage-backed
securitization market.
Servicing
Advances:
All
customary, reasonable and necessary “out of pocket” costs and expenses
(including reasonable legal fees) incurred in the performance by the Master
Servicer of its servicing obligations hereunder, including, but not limited
to,
the cost of (i) the preservation, restoration and protection of a Mortgaged
Property, (ii) any enforcement or judicial proceedings, including foreclosures,
and including any expenses incurred in relation to any such proceedings that
result from the Mortgage Loan being registered in the MERS® System, (iii) the
management and liquidation of any REO Property (including, without limitation,
realtor’s commissions) and (iv) compliance with any obligations under Section
3.07 hereof to cause insurance to be maintained.
Servicing
Criteria:
The
“servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be
amended from time to time.
Servicing
Fee:
As to
each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of
the
Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage
Loan as of the Due Date in the month preceding the month in which such
Distribution Date occurs or, in the event of any payment of interest that
accompanies a Principal Prepayment in full during the related Due Period
made by
the Mortgagor immediately prior to such prepayment, interest at the Servicing
Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period
covered by such payment of interest.
Servicing
Fee Rate:
0.500%
per annum.
Servicing
Modification:
With
respect to any Mortgage Loan that is in default or, in the reasonable judgment
of the Master Servicer, as to which default is reasonably foreseeable, any
modification which is effected by the Master Servicer in accordance with
the
terms of this Agreement which results in any change in the outstanding Stated
Principal Balance, any change in the Mortgage Rate or any extension of the
term
of such Mortgage Loan.
Servicing
Officer:
Any
officer of the Master Servicer involved in, or responsible for, the
administration and servicing of the Mortgage Loans whose name and facsimile
signature appear on a list of servicing officers furnished to the Trustee
by the
Master Servicer on the Closing Date pursuant to this Agreement, as such list
may
from time to time be amended.
Significance
Estimate:
Any of
the Group I Significance Estimate and the Group II Significance
Estimate.
Significance
Percentage:
Any of
the Group I Significance Percentage and the Group II Significance
Percentage.
Sponsor:
EMC
Mortgage Corporation, in its capacity as sponsor hereunder.
Startup
Day:
The
Startup Day for each REMIC formed hereunder shall be the Closing
Date.
Stated
Principal Balance:
With
respect to any Mortgage Loan or related REO Property and any Distribution
Date,
the Cut-off Date Principal Balance thereof minus the sum of (i) the principal
portion of the Scheduled Payments due with respect to such Mortgage Loan
during
each Due Period ending prior to such Distribution Date (and irrespective
of any
delinquency in their payment), (ii) all Principal Prepayments with respect
to
such Mortgage Loan received prior to or during the related Prepayment Period,
(iii) all Liquidation Proceeds to the extent applied by the Master Servicer
as
recoveries of principal in accordance with Section 3.09 with respect to such
Mortgage Loan, that were received by the Master Servicer as of the close
of
business on the last day of the calendar month immediately preceeding such
Distribution Date and (iv) any Realized Losses on such Mortgage Loan incurred
during the prior calendar month. The Stated Principal Balance of a Liquidated
Loan equals zero.
Subgroup:
Any of
Subgroup I-1 or Subgroup I-2.
Subgroup
I:
The
group of Group I Mortgage Loans included as such on the Mortgage Loan
Schedule.
Subgroup
I-1 Mortgage Loans:
The
Mortgage Loans identified as such on the Mortgage Loan Schedule.
Subgroup
I-1 Principal Distribution Amount:
With
respect to the Class I-1A Certificates and any Distribution Date is the product
of the Principal Distribution Amount related to Loan Group I, and a fraction,
the numerator of which is the Principal Funds for Subgroup I-1 for such
Distribution Date and the denominator of which is the Principal Funds for
Subgroup I-1 and Subgroup I-2 for such Distribution Date.
Subgroup
I-2 Mortgage Loans:
The
Mortgage Loans identified as such on the Mortgage Loan Schedule.
Subgroup
I-2 Principal Distribution Amount:
With
respect to the Class I-2A Certificates and any Distribution Date is the product
of the Principal Distribution Amount related to Loan Group I, and a fraction,
the numerator of which is the Principal Funds for Subgroup I-2 for such
Distribution Date and the denominator of which is the Principal Funds for
Subgroup I-1 and Subgroup I-2 for such Distribution Date.
Subgroup
II:
The
group of Group II Mortgage Loans included as such on the Mortgage Loan
Schedule.
Subsequent
Recoveries:
As of
any Distribution Date, amounts received by the Master Servicer (net of any
related expenses permitted to be reimbursed pursuant to Section 4.02) or
surplus
amounts held by the Master Servicer to cover estimated expenses (including,
but
not limited to, recoveries in respect of the representations and warranties
made
by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically
related to a Mortgage Loan that was the subject of a liquidation or final
disposition of any REO Property prior to the related calendar month that
resulted in a Realized Loss.
Subservicing
Agreement:
Any
agreement entered into between the Master Servicer and a subservicer with
respect to the subservicing of any Mortgage Loan hereunder by such
subservicer.
Substitution
Adjustment Amount:
The
meaning ascribed to such term pursuant to Section 2.03(c).
Sub-Trust:
Each of
the Group I Sub-Trust and the Group II Sub-Trust.
Successor
Master Servicer:
The
meaning ascribed to such term pursuant to Section 8.02.
Supplemental
Interest Trust:
Any of
the Group I Supplemental Interest Trust and Group II Supplemental Interest
Trust.
Supplemental
Interest Trust Trustee:
Any of
the Group I Supplemental Interest Trust Trustee or Group II Supplemental
Interest Trust Trustee.
Swap
Account:
Any of
the Group I Swap Account and Group II Swap Account.
Swap
Administrator:
LaSalle
Bank National Association acting as Swap administrator under the Swap
Administration Agreement.
Swap
Administration Agreement:
The
Swap Administration Agreement, dated November 30, 2006, pursuant to which
the
Swap Administrator will make payments to the related Swap Provider and the
related Certificateholders, and certain other payments, as such agreement
may be
amended or supplemented from time to time.
Swap
Agreement:
Any of
the Group I Swap Agreement and Group II Swap Agreement.
Swap
Collateral Account:
Any of
the Group I Swap Collateral Account or the Group II Swap Collateral
Account.
Swap
LIBOR:
For any
Distribution Date, a per annum rate equal to the Floating Rate Option (as
defined in the related Swap Agreement) for the related Calculation Period
(as
defined in the related Swap Agreement).
Swap
Provider:
Any of
the Group I Swap Provider and Group II Swap Provider.
Swap
Provider Trigger Event:
Any of
the Group I Swap Provider Trigger Event and Group II Swap Provider Trigger
Event.
Swap
Termination Payment:
Any of
the Group I Swap Termination Payment and Group II Swap Termination
Payment.
Tax
Matters Person:
The
person designated as “tax matters person” in the manner provided under Treasury
Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the
greatest Percentage Interest in a Class of Residual Certificates shall be
the
Tax Matters Person for the related REMIC. The Trustee, or any successor thereto
or assignee thereof, shall serve as tax administrator hereunder and as agent
for
the related Tax Matters Person.
Transfer:
Any
direct or indirect transfer or sale of any Ownership Interest in a
Certificate.
Transfer
Affidavit:
As
defined in Section 6.02.
Trigger
Event:
Any of
a Group I Trigger Event or Group II Trigger Event.
Trust
Fund or Trust:
The
corpus of the trust created hereunder consisting of (i) the Mortgage Loans
and
all interest accruing and principal due with respect thereto after the Cut-off
Date to the extent not applied in computing the Cut-off Date Principal Balance
thereof; (ii) the Distribution Account, the Class I-P Certificate Account,
the
Class II-P Certificate Account, the Reserve Funds and the Protected Account
and
all amounts deposited therein pursuant to the applicable provisions of this
Agreement; (iii) property that secured a Mortgage Loan and has been acquired
by
foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s
rights under the Insurance Policies with respect to the Mortgage Loans; (v)
the
rights under the Swap Administration Agreement relating to the Certificates;
(vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all
proceeds of the foregoing, including proceeds of conversion, voluntary or
involuntary, of any of the foregoing into cash or other liquid
property.
Trustee:
LaSalle
Bank National Association, for the benefit of the Certificateholders under
this
Agreement, a national banking association and any successor thereto, and
any
corporation or national banking association resulting from or surviving any
consolidation or merger to which it or its successors may be a party and
any
successor trustee as may from time to time be serving as successor trustee
hereunder.
Trustee
Fee:
As to
each Mortgage Loan and any Distribution Date, a per annum fee equal to 0.0050%
multiplied by the Stated Principal Balance of such Mortgage Loan as of the
Due
Date in the month preceding the month in which such Distribution Date
occurs.
Uncertificated
Accrued Interest:
With
respect to each REMIC Regular Interest on each Distribution Date, an amount
equal to one month’s interest at the related Uncertificated Pass-Through Rate on
the related Uncertificated Principal Balance or related Uncertificated Notional
Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued
Interest will be reduced by any Prepayment Interest Shortfalls and Relief
Act
Interest Shortfalls (allocated to such REMIC Regular Interests as set forth
in
Section 1.02).
Uncertificated
Notional Amount:
With
respect to the Class I-CE Interest and any Distribution Date, an amount equal
to
the aggregate Uncertificated Principal Balance of the REMIC III Group I Regular
Interests (other than REMIC III Regular Interest I-P) for such Distribution
Date.
With
respect to the Class II-CE Interest and any Distribution Date, an amount
equal
to the aggregate Uncertificated Principal Balance of the REMIC III Group
II
Regular Interests (other than REMIC III Regular Interest II-P) for such
Distribution Date.
With
respect to REMIC III Regular Interest I-IO and each Distribution Date listed
below, the aggregate Uncertificated Principal Balance of the REMIC I Regular
Interests ending with the designation “A” listed below:
Distribution
Date
|
REMIC
I Regular Interests
|
1
|
I-1-A
through I-60-A and II-1-A through II-60-A
|
2
|
I-2-A
through I-60-A and II-2-A through II-60-A
|
3
|
I-3-A
through I-60-A and II-3-A through II-60-A
|
4
|
I-4-A
through I-60-A and II-4-A through II-60-A
|
5
|
I-5-A
through I-60-A and II-5-A through II-60-A
|
6
|
I-6-A
through I-60-A and II-6-A through II-60-A
|
7
|
I-7-A
through I-60-A and II-7-A through II-60-A
|
8
|
I-8-A
through I-60-A and II-8-A through II-60-A
|
9
|
I-9-A
through I-60-A and II-9-A through II-60-A
|
10
|
I-10-A
through I-60-A and II-10-A through II-60-A
|
11
|
I-11-A
through I-60-A and II-11-A through II-60-A
|
12
|
I-12-A
through I-60-A and II-12-A through II-60-A
|
13
|
I-13-A
through I-60-A and II-13-A through II-60-A
|
14
|
I-14-A
through I-60-A and II-14-A through II-60-A
|
15
|
I-15-A
through I-60-A and II-15-A through II-60-A
|
16
|
I-16-A
through I-60-A and II-16-A through II-60-A
|
17
|
I-17-A
through I-60-A and II-17-A through II-60-A
|
18
|
I-18-A
through I-60-A and II-18-A through II-60-A
|
19
|
I-19-A
through I-60-A and II-19-A through II-60-A
|
20
|
I-20-A
through I-60-A and II-20-A through II-60-A
|
21
|
I-21-A
through I-60-A and II-21-A through II-60-A
|
22
|
I-22-A
through I-60-A and II-22-A through II-60-A
|
23
|
I-23-A
through I-60-A and II-23-A through II-60-A
|
24
|
I-24-A
through I-60-A and II-24-A through II-60-A
|
25
|
I-25-A
through I-60-A and II-25-A through II-60-A
|
26
|
I-26-A
through I-60-A and II-26-A through II-60-A
|
27
|
I-27-A
through I-60-A and II-27-A through II-60-A
|
28
|
I-28-A
through I-60-A and II-28-A through II-60-A
|
29
|
I-29-A
through I-60-A and II-29-A through II-60-A
|
30
|
I-30-A
through I-60-A and II-30-A through II-60-A
|
31
|
I-31-A
through I-60-A and II-31-A through II-60-A
|
32
|
I-32-A
through I-60-A and II-32-A through II-60-A
|
33
|
I-33-A
through I-60-A and II-33-A through II-60-A
|
34
|
I-34-A
through I-60-A and II-34-A through II-60-A
|
35
|
I-35-A
through I-60-A and II-35-A through II-60-A
|
36
|
I-36-A
through I-60-A and II-36-A through II-60-A
|
37
|
I-37-A
through I-60-A and II-37-A through II-60-A
|
38
|
I-38-A
through I-60-A and II-38-A through II-60-A
|
39
|
I-39-A
through I-60-A and II-39-A through II-60-A
|
40
|
I-40-A
through I-60-A and II-40-A through II-60-A
|
41
|
I-41-A
through I-60-A and II-41-A through II-60-A
|
42
|
I-42-A
through I-60-A and II-42-A through II-60-A
|
43
|
I-43-A
through I-60-A and II-43-A through II-60-A
|
44
|
I-44-A
through I-60-A and II-44-A through II-60-A
|
45
|
I-45-A
through I-60-A and II-45-A through II-60-A
|
46
|
I-46-A
through I-60-A and II-46-A through II-60-A
|
47
|
I-47-A
through I-60-A and II-47-A through II-60-A
|
48
|
I-48-A
through I-60-A and II-48-A through II-60-A
|
49
|
I-49-A
through I-60-A and II-49-A through II-60-A
|
50
|
I-50-A
through I-60-A and II-50-A through II-60-A
|
51
|
I-51-A
through I-60-A and II-51-A through II-60-A
|
52
|
I-52-A
through I-60-A and II-52-A through II-60-A
|
53
|
I-53-A
through I-60-A and II-53-A through II-60-A
|
54
|
I-54-A
through I-60-A and II-54-A through II-60-A
|
55
|
I-55-A
through I-60-A and II-55-A through II-60-A
|
56
|
I-56-A
through I-60-A and II-56-A through II-60-A
|
57
|
I-57-A
through I-60-A and II-57-A through II-60-A
|
58
|
I-58-A
through I-60-A and II-58-A through II-60-A
|
59
|
I-59-A
through I-60-A and II-59-A through II-60-A
|
60
|
I-60-A
and II-60-A
|
thereafter
|
$0.00
|
With
respect to REMIC III Regular Interest II-IO and each Distribution Date listed
below, the aggregate Uncertificated Principal Balance of the REMIC II Regular
Interests ending with the designation “A” listed below:
Distribution
Date
|
REMIC
II Regular Interests
|
1
|
I-1-A
through X-00-X
|
0
|
X-0-X
xxxxxxx X-00-X
|
0
|
X-0-X
through X-00-X
|
0
|
X-0-X
xxxxxxx X-00-X
|
0
|
X-0-X
through X-00-X
|
0
|
X-0-X
xxxxxxx X-00-X
|
0
|
X-0-X
through X-00-X
|
0
|
X-0-X
xxxxxxx X-00-X
|
0
|
X-0-X
through I-60-A
|
10
|
I-10-A
through I-60-A
|
11
|
I-11-A
through I-60-A
|
12
|
I-12-A
through I-60-A
|
13
|
I-13-A
through I-60-A
|
14
|
I-14-A
through I-60-A
|
15
|
I-15-A
through I-60-A
|
16
|
I-16-A
through I-60-A
|
17
|
I-17-A
through I-60-A
|
18
|
I-18-A
through I-60-A
|
19
|
I-19-A
through I-60-A
|
20
|
I-20-A
through I-60-A
|
21
|
I-21-A
through I-60-A
|
22
|
I-22-A
through I-60-A
|
23
|
I-23-A
through I-60-A
|
24
|
I-24-A
through I-60-A
|
25
|
I-25-A
through I-60-A
|
26
|
I-26-A
through I-60-A
|
27
|
I-27-A
through I-60-A
|
28
|
I-28-A
through I-60-A
|
29
|
I-29-A
through I-60-A
|
30
|
I-30-A
through I-60-A
|
31
|
I-31-A
through I-60-A
|
32
|
I-32-A
through I-60-A
|
33
|
I-33-A
through I-60-A
|
34
|
I-34-A
through I-60-A
|
35
|
I-35-A
through I-60-A
|
36
|
I-36-A
through I-60-A
|
37
|
I-37-A
through I-60-A
|
38
|
I-38-A
through I-60-A
|
39
|
I-39-A
through I-60-A
|
40
|
I-40-A
through I-60-A
|
41
|
I-41-A
through I-60-A
|
42
|
I-42-A
through I-60-A
|
43
|
I-43-A
through I-60-A
|
44
|
I-44-A
through I-60-A
|
45
|
I-45-A
through I-60-A
|
46
|
I-46-A
through I-60-A
|
47
|
I-47-A
through I-60-A
|
48
|
I-48-A
through I-60-A
|
49
|
I-49-A
through I-60-A
|
50
|
I-50-A
through I-60-A
|
51
|
I-51-A
through I-60-A
|
52
|
I-52-A
through I-60-A
|
53
|
I-53-A
through I-60-A
|
54
|
I-54-A
through I-60-A
|
55
|
I-55-A
through I-60-A
|
56
|
I-56-A
through I-60-A
|
57
|
I-57-A
through I-60-A
|
58
|
I-58-A
through I-60-A
|
59
|
I-59-A
through I-60-A
|
60
|
I-60-A
|
thereafter
|
$0.00
|
With
respect to the Class I-IO Interest and any Distribution Date, an amount equal
to
the Uncertificated Notional Amount of the REMIC III Regular Interest I-IO.
With
respect to REMIC VII Regular Interest IO, an amount equal to the Uncertificated
Notional Amount of the Class I-IO Interest.
With
respect to the Class II-IO Interest and any Distribution Date, an amount
equal
to the Uncertificated Notional Amount of the REMIC III Regular Interest II-IO.
With respect to REMIC X Regular Interest IO, an amount equal to the
Uncertificated Notional Amount of the Class II-IO Interest.
Uncertificated
Pass-Through Rate:
The
Uncertificated REMIC I Pass-Through Rate, Uncertificated REMIC II Pass-Through
Rate or Uncertificated REMIC III Pass-Through Rate.
Uncertificated
Principal Balance:
The
amount of REMIC Regular Interests, Class P Interests and Class CE Interests
outstanding as of any date of determination. As of the Closing Date, the
Uncertificated Principal Balance of each REMIC Regular Interest, Class P
Interest and Class CE Interest shall equal the amount set forth in the
Preliminary Statement hereto as its initial Uncertificated Principal Balance,
and on any date of determination thereafter, the Uncertificated Principal
Balance of the Class I-CE Interest shall be an amount equal to the excess,
if
any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC
III
Group I Regular Interests, over (B) the then aggregate Certificate Principal
Balance of the Class I-A Certificates and the Class I-M Certificates and
the
Uncertificated Principal Balance of the Class I-P Interest then outstanding,
and
the Uncertificated Principal Balance of the Class II-CE Interest shall be
an
amount equal to the excess, if any, of (A) the then aggregate Uncertificated
Principal Balance of the REMIC III Group II Regular Interests, over (B) the
then
aggregate Certificate Principal Balance of the Class II-A Certificates and
the
Class II-M Certificates and the Uncertificated Principal Balance of the Class
II-P Interest then outstanding. On each Distribution Date, the Uncertificated
Principal Balance of the REMIC Regular Interests, Class CE Interests and
Class P
Interests shall be reduced by all distributions of principal made on such
REMIC
Regular Interests, Class CE Interests and Class P Interests on such Distribution
Date pursuant to Section 5.07 and, if and to the extent necessary and
appropriate, shall be further reduced on such Distribution Date by Realized
Losses as provided in Section 5.05, and the Uncertificated Principal Balances
of
REMIC III Regular Interest I-ZZ and REMIC III Regular Interest II-ZZ shall
be
increased by interest deferrals as provided in Sections 5.07(d)(1)(ii) and
5.07(d)(3)(ii), respectively. The Uncertificated Principal Balance of each
REMIC
Regular Interest, Class P Interest and Class CE Interest shall never be less
than zero.
Uncertificated
REMIC I Pass-Through Rate:
With
respect to each REMIC I Group I Regular Interest ending with the designation
“A”
and any Distribution Date, a per annum rate equal to the weighted average
Net
Mortgage Rate of the Subgroup I-1 Mortgage Loans multiplied by 2, subject
to a
maximum rate of 10.1080%. With respect to each REMIC I Group I Regular Interest
ending with the designation “B” and any Distribution Date, the greater of (x) a
per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted
average Net Mortgage Rate of the Subgroup I-1 Mortgage Loans over (2) 10.1080%
and (y) 0.00% per annum.
With
respect to each REMIC I Group II Regular Interest ending with the designation
“A” and any Distribution Date, a per annum rate equal to the weighted average
Net Mortgage Rate of the Subgroup I-2 Mortgage Loans multiplied by 2, subject
to
a maximum rate of 10.1080%. With respect to each REMIC I Group II Regular
Interest ending with the designation “B” and any Distribution Date, the greater
of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied
by the
weighted average Net Mortgage Rate of the Subgroup I-2 Mortgage Loans over
(2)
10.1080% and (y) 0.00% per annum.
With
respect to REMIC I Regular Interest P, 0.00%.
Uncertificated
REMIC II Pass-Through Rate:
With
respect to each REMIC II Regular Interest ending with the designation “A” and
any Distribution Date, a per annum rate equal to the weighted average Net
Mortgage Rate of the Group II Mortgage Loans multiplied by 2, subject to
a
maximum rate of 10.1200%. With respect to each REMIC II Regular Interest
ending
with the designation “B” and any Distribution Date, the greater of (x) a per
annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted
average Net Mortgage Rate of the Group II Mortgage Loans over (2) 10.1200%
and
(y) 0.00% per annum.
With
respect to REMIC II Regular Interest P, 0.00%.
Uncertificated
REMIC III Pass-Through Rate:
With
respect to REMIC III Regular Interest I-AA, each REMIC III Group I Regular
Interest for which a Class I-A Certificate or Class I-M Certificate is the
Corresponding Certificate, REMIC III Regular Interest I-ZZ, REMIC III Regular
Interest I-1-Sub, REMIC III Regular Interest I-2-Sub and REMIC III Regular
Interest I-XX, and any Distribution Date, a per annum rate equal to the weighted
average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC
I
Regular Interests ending with the designation “B” for such Distribution Date and
(y) the rates listed below for the REMIC I Regular Interests ending with
the
designation “A” for such Distribution Date, in each case, weighted on the basis
of the Uncertificated Principal Balances of each such REMIC I Regular Interest
for such Distribution Date:
Distribution
Date
|
REMIC
I Regular Interest
|
Rate
|
1
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
2
|
I-2-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-2-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
I-3-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-3-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
I-4-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-4-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
I-5-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-5-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
I-6-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-6-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
I-7-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-7-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
I-8-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-8-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
I-9-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-9-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
I-10-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-10-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
I-11-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-11-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
I-12-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-12-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
I-13-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-13-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
I-14-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-14-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
I-15-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-15-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
I-16-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-16-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
I-17-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-17-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
I-18-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-18-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
I-19-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-19-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
I-20-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-20-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
I-21-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-21-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
I-22-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-22-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
I-23-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-23-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
I-24-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-24-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
I-25-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-25-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
I-26-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-26-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
I-27-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-27-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
I-28-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-28-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
I-29-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-29-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
I-30-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-30-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
I-31-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-31-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
I-32-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-32-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
I-33-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-33-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
I-34-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-34-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
I-35-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-35-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
I-36-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-36-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
I-37-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-37-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
I-38-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-38-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
I-39-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-39-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
I-40-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-40-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
I-41-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-41-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
I-42-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-42-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
I-43-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-43-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
I-44-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-44-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
I-45-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-45-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
I-46-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-46-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
I-47-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-47-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
I-48-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-48-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
I-49-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-49-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
I-50-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-50-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
I-51-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-51-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
I-52-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-52-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
I-53-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-53-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
I-54-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-54-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
I-55-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-55-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
I-56-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-56-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
I-57-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-57-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
I-58-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-58-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
I-59-A
and I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-59-A
and II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
I-1-A
through I-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC III Regular Interest I-1-Grp and any Distribution Date,
a per
annum rate equal to the weighted average of (x) the Uncertificated REMIC
I
Pass-Through Rates for the REMIC I Group I Regular Interests ending with
the
designation “B” for such Distribution Date and (y) the rates listed below for
the REMIC I Group I Regular Interests ending with the designation “A” for such
Distribution Date listed below, in each case, weighted on the basis of the
Uncertificated Principal Balances of each such REMIC I Group I Regular Interest
for such Distribution Date:
Distribution
Date
|
REMIC
I Regular Interest
|
Rate
|
1
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
2
|
I-2-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
I-3-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
I-4-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
I-5-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
I-7-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
I-8-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
I-9-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
I-10-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
I-11-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
I-12-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
I-13-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
I-14-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
I-15-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
I-16-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
I-17-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
I-18-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
I-19-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
I-20-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
I-21-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
I-22-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
I-23-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
I-24-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
I-25-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
I-26-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
I-27-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
I-28-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
I-29-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
I-30-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
I-31-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
I-32-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
I-33-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
I-34-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
I-35-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
I-36-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
I-37-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
I-38-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
I-39-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
I-40-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
I-41-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
I-42-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
I-43-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
I-44-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
I-45-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
I-46-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
I-47-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
I-48-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
I-49-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
I-50-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
I-51-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
I-52-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
I-53-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
I-54-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
I-55-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
I-56-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
I-57-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
I-58-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
I-59-A
and I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
I-1-A
through I-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC III Regular Interest I-2-Grp and any Distribution Date,
a per
annum rate equal to the weighted average of (x) the Uncertificated REMIC
I
Pass-Through Rates for the REMIC I Group II Regular Interests ending with
the
designation “B” for such Distribution Date and (y) the rates listed below for
the REMIC I Group II Regular Interests ending with the designation “A” for such
Distribution Date listed below, in each case, weighted on the basis of the
Uncertificated Principal Balances of each such REMIC I Group II Regular Interest
for such Distribution Date:
Distribution
Date
|
REMIC
II Regular Interest
|
Rate
|
1
|
II-1-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
2
|
II-2-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
II-3-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
II-4-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
II-5-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
II-1-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
II-7-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
II-8-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
II-9-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
II-10-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
II-11-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
II-12-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
II-13-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
II-14-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
II-15-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
II-16-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
II-17-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
II-18-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
II-19-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
II-20-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
II-21-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
II-22-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
II-23-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
II-24-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
II-25-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
II-26-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
II-27-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
II-28-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
II-29-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
II-30-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
II-31-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
II-32-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
II-33-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
II-34-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
II-35-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
II-36-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
II-37-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
II-38-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
II-39-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
II-40-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
II-41-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
II-42-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
II-43-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
II-44-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
II-45-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
II-46-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
II-47-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
II-48-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
II-49-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
II-50-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
II-51-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
II-52-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
II-53-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
II-54-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
II-55-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
II-56-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
II-57-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
II-58-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
II-59-A
and II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
II-1-A
through II-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC III Regular Interest I-IO and any Distribution Date, a per
annum rate equal to the excess, if any, of (x) the weighted average of the
Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests
ending with the designation “A”, over (y) 2 multiplied by Swap
LIBOR.
With
respect to REMIC III Regular Interest I-P, 0.00%.
With
respect to REMIC III Regular Interest II-AA, each REMIC III Group II Regular
Interest for which a Class II-A Certificate or Class II-M Certificate is
the
Corresponding Certificate and REMIC III Regular Interest II-ZZ, and any
Distribution Date, a per annum rate equal to the weighted average of (x)
the
Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests
ending with the designation “B” for such Distribution Date and (y) the rates
listed below for the REMIC II Regular Interests ending with the designation
“A”
for such Distribution Date, in each case, weighted on the basis of the
Uncertificated Principal Balances of each such REMIC II Regular Interest
for
such Distribution Date:
Distribution
Date
|
REMIC
II Regular Interest
|
Rate
|
1
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
2
|
I-2-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
3
|
I-3-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-2-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
4
|
I-4-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-3-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
5
|
I-5-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-4-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
6
|
I-6-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-5-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
7
|
I-7-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-6-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
8
|
I-8-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-7-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
9
|
I-9-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-8-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
10
|
I-10-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-9-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
11
|
I-11-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-10-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
12
|
I-12-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-11-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
13
|
I-13-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-12-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
14
|
I-14-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-13-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
15
|
I-15-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-14-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
16
|
I-16-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-15-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
17
|
I-17-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-16-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
18
|
I-18-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-17-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
19
|
I-19-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-18-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
20
|
I-20-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-19-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
21
|
I-21-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-20-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
22
|
I-22-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-21-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
23
|
I-23-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-22-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
24
|
I-24-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-23-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
25
|
I-25-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-24-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
26
|
I-26-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-25-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
27
|
I-27-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-26-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
28
|
I-28-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-27-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
29
|
I-29-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-28-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
30
|
I-30-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-29-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
31
|
I-31-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-30-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
32
|
I-32-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-31-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
33
|
I-33-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-32-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
34
|
I-34-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-33-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
35
|
I-35-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-34-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
36
|
I-36-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-35-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
37
|
I-37-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-36-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
38
|
I-38-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-37-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
39
|
I-39-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-38-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
40
|
I-40-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-39-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
41
|
I-41-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-40-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
42
|
I-42-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-41-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
43
|
I-43-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-42-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
44
|
I-44-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-43-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
45
|
I-45-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-44-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
46
|
I-46-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-45-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
47
|
I-47-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-46-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
48
|
I-48-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-47-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
49
|
I-49-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-48-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
50
|
I-50-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-49-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
51
|
I-51-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-50-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
52
|
I-52-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-51-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
53
|
I-53-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-52-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
54
|
I-54-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-53-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
55
|
I-55-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-54-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
56
|
I-56-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-55-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
57
|
I-57-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-56-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
58
|
I-58-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-57-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
59
|
I-59-A
and I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-58-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
60
|
I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC II Pass-Through Rate
|
I-1-A
through I-59-A
|
Uncertificated
REMIC II Pass-Through Rate
|
|
thereafter
|
I-1-A
through I-60-A
|
Uncertificated
REMIC II Pass-Through Rate
|
With
respect to REMIC III Regular Interest II-IO and any Distribution Date, a
per
annum rate equal to the excess, if any, of (x) the weighted average of the
Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests
ending with the designation “A”, over (y) 2 multiplied by Swap
LIBOR.
With
respect to REMIC III Regular Interest II-P,
0.00%.
Unpaid
Realized Loss Amount:
With
respect to any related Class A Certificates and as to any Distribution Date,
is
the excess of Applied Realized Loss Amounts with respect to such Class over
the
sum of all distributions in reduction of the Applied Realized Loss Amounts
with
respect to such Class on all previous Distribution Dates. Any amounts
distributed to the related Class A Certificates in respect of any Unpaid
Realized Loss Amount shall not be applied to reduce the Certificate Principal
Balance of such Class.
Voting
Rights:
The
portion of the voting rights of all the Certificates that is allocated to
any
Certificate for purposes of the voting provisions hereunder. Voting Rights
shall
be allocated, with respect to matters solely involving the Group I Certificates,
(i) 92% to the Class I-A Certificates and Class I-M Certificates, (ii) 3%
to the
Class I-CE Certificates until paid in full, and (iii) 1% to each of the Class
I-R-1, Class I-R-2, Class I-R-3, Class I-RX and Class I-P Certificates, with
the
allocation among the Certificates (other than the Class I-CE, Class I-P and
Group I Residual Certificates) to be in proportion to the Certificate Principal
Balance of each Class relative to the Certificate Principal Balance of all
other
such Classes. Voting Rights with respect to matters solely involving the
Group
II Certificates, shall be allocated (i) 92% to the Class II-A Certificates
and
Class II-M Certificates, (ii) 5% to the Class II-CE Certificates until paid
in
full, and (iii) 1% to each of the Class II-P, Class II-R-1 and Class II-RX
Certificates, with the allocation among the Certificates (other than the
Class
II-CE, Class II-P and Group II Residual Certificates) to be in proportion
to the
Certificate Principal Balance of each Class relative to the Certificate
Principal Balance of all other such Classes. Matters which solely affect
the
Group I Certificates or Group II Certificates will be voted on solely by
the
related Classes. Voting Rights with respect to both Loan Groups shall be
allocated (i) 46% to the Group I Offered Certificates, (ii) 46% to the Group
II
Offered Certificates (iii) 1.5% to the Class I-CE, (iv) 2.5% to the Class
II-CE
Certificates, (v) 0.5% to each of the Class I-R-1, Class I-R-2, Class I-R-3,
Class I-RX, Class I-P, and (vi) 0.5% to each of the Class II-P, Class II-R-1
and
Class II-RX Certificates, with the allocation among the Certificates (other
than
the Class CE, Class P and Residual Certificates) to be in proportion to the
Certificate Principal Balance of each Class relative to the Certificate
Principal Balance of all other such Classes.
Section
1.02 Allocation
of Certain Interest Shortfalls.
For
purposes of calculating the amount of Current Interest for the Class A, Class
M
and Class CE Certificates for any Distribution Date, the aggregate amount
of any
Prepayment Interest Shortfalls (to the extent not covered by payments by
the
Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls
incurred in respect of the related Mortgage Loans for any Distribution Date
shall be allocated first, to the related CE Interest based on, and to the
extent
of, one month’s interest at the then applicable Pass-Through Rate on the
Uncertificated Notional Amount thereof, and thereafter, among the related
Class
A Certificates and Class M Certificates, in each case on a pro
rata
basis
based on, and to the extent of, one month’s interest at the then applicable
respective Pass Through Rates on the respective Certificate Principal Balances
of each such Certificate.
For
purposes of calculating the amount of Uncertificated Accrued Interest for
the
REMIC I Group I Regular Interests for any Distribution Date, the aggregate
amount of any Prepayment Interest Shortfalls (to the extent not covered by
payments by the Master Servicer pursuant to Section 5.02) and any Relief
Act
Interest Shortfalls incurred in respect of Subgroup I-1 shall be allocated
first, to REMIC I Group I Regular Interests ending with the designation “B”,
pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Group I Regular Interest, and second,
to
REMIC I Group I Regular Interests ending with the designation “A”, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Group I Regular Interest.
For
purposes of calculating the amount of Uncertificated Accrued Interest for
the
REMIC I Group II Regular Interests for any Distribution Date, the aggregate
amount of any Prepayment Interest Shortfalls (to the extent not covered by
payments by the Master Servicer pursuant to Section 5.02) and any Relief
Act
Interest Shortfalls incurred in respect of Subgroup I-2 shall be allocated
first, to REMIC I Group II Regular Interests ending with the designation
“B”,
pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Group II Regular Interest, and second,
to REMIC I Group II Regular Interests ending with the designation “A”,
pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Group II Regular Interest.
For
purposes of calculating the amount of Uncertificated Accrued Interest for
the
REMIC II Regular Interests (other than REMIC II Regular Interest P) for any
Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls
(to the extent not covered by payments by the Master Servicer pursuant to
Section 5.02) and any Relief Act Interest Shortfalls incurred in respect
of Loan
Group II shall be allocated first, to REMIC II Regular Interests ending with
the
designation “B”, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC II Regular Interest, and second, to
REMIC
II Regular Interests ending with the designation “A”, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC II Regular Interest.
For
purposes of calculating the amount of Uncertificated Accrued Interest for
the
REMIC III Group I Regular Interests for any Distribution Date, (i) the REMIC
III
Group I Marker Allocation Percentage of the aggregate amount of any Prepayment
Interest Shortfalls (to the extent not covered by payments by the Master
Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls
incurred in respect of Loan Group I for such Distribution Date shall be
allocated first, to Uncertificated Accrued Interest payable to REMIC III
Regular
Interest I-AA and REMIC III Regular Interest I-ZZ up to an aggregate amount
equal to the REMIC III Group I Interest Loss Allocation Amount, 98% and 2%,
respectively, and thereafter, among REMIC III Regular Interest I-AA, each
REMIC
III Group I Regular Interest for which a Class I-A Certificate or Class I-M
Certificate is the Corresponding Certificate and REMIC III Regular Interest
I-ZZ, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC III Group I Regular Interest, and (ii)
the
REMIC III Group I Sub WAC Allocation Percentage of the aggregate amount of
any
Prepayment Interest Shortfalls (to the extent not covered by payments by
the
Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls
incurred in respect of Loan Group I for such Distribution Date shall be
allocated among REMIC III Regular Interest I-1-Sub, REMIC III Regular Interest
I-1-Grp, REMIC III Regular Interest I-2-Sub, REMIC III Regular Interest I-2-Grp
and REMIC III Regular Interest I-XX, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC III Regular Interest.
For
purposes of calculating the amount of Uncertificated Accrued Interest for
the
REMIC III Group II Regular Interests for any Distribution Date, the aggregate
amount of any Prepayment Interest Shortfalls (to the extent not covered by
payments by the Master Servicer pursuant to Section 5.02) and any Relief
Act
Interest Shortfalls incurred in respect of Loan Group II for any Distribution
Date shall be allocated first, to Uncertificated Accrued Interest payable
to
REMIC III Regular Interest II-AA and REMIC III Regular Interest II-ZZ up
to an
aggregate amount equal to the REMIC III Group II Interest Loss Allocation
Amount, 98% and 2%, respectively, and thereafter, among REMIC III Regular
Interest II-AA, each REMIC III Group II Regular Interest for which a Class
II-A
Certificate or Class II-M Certificate is a Corresponding Certificate and
REMIC
III Regular Interest II-ZZ, pro
rata,
based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC III Group II Regular
Interest.
ARTICLE
II
CONVEYANCE
OF TRUST FUND
Section
2.01 Conveyance
of Trust Fund.
Pursuant
to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned,
set over and otherwise conveyed to the Depositor, without recourse, all the
right, title and interest of the Seller in and to the assets sold by it in
the
Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding
sold, transferred, assigned, set over and otherwise conveyed to the Depositor,
without recourse, all the right, title and interest of Master Funding in
and to
the assets sold by it in the Trust Fund.
The
Seller has entered into this Agreement in consideration for the purchase
of the
Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement
and has agreed to take the actions specified herein.
The
Depositor, concurrently with the execution and delivery hereof, hereby sells,
transfers, assigns, sets over and otherwise conveys to the Trustee for the
use
and benefit of the Certificateholders, without recourse, all the right, title
and interest of the Depositor in and to the Trust Fund.
In
connection with such sale, the Depositor has delivered to, and deposited
with,
or caused to be delivered to and deposited with, the Trustee or the Custodian,
as its agent, the following documents or instruments with respect to each
Mortgage Loan so assigned: (i) the original Mortgage Note, including any
riders
thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank
National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset
Backed Securities I LLC, Asset-Backed Certificates, Series 2006-AQ1,” or (B) in
the case of a loan registered on the MERS system, in blank, and in each case
showing an unbroken chain of endorsements from the original payee thereof
to the
Person endorsing it to the Trustee, (ii) the original Mortgage and, if the
related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language
indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded
(or, for Mortgage Loans other than the EMC Flow Loans, if the original is
not
available, a copy), with evidence of such recording indicated thereon (or
if
clause (x) in the proviso below applies, shall be in recordable form), (iii)
unless the Mortgage Loan is either a MOM Loan or has been assigned in the
name
of MERS, the assignment (either an original or a copy, which may be in the
form
of a blanket assignment if permitted in the jurisdiction in which the Mortgaged
Property is located) to the Trustee of the Mortgage with respect to each
Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for
Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed
Certificates, Series 2006-AQ1,” which shall have been recorded (or if clause (x)
in the proviso below applies, shall be in recordable form), (iv) an original
or
a copy of all intervening assignments of the Mortgage, if any, to the extent
available to the Seller, with evidence of recording thereon, (v) with respect
to
any first or second lien Mortgage Loan (other than any Piggyback Loan), the
original policy of title insurance or mortgagee’s certificate of title insurance
or commitment or binder for title insurance or, in the event such original
title
policy has not been received from the title insurer, such original title
policy
will be delivered within one year of the Closing Date or, in the event such
original title policy is unavailable, a photocopy of such title policy or,
in
lieu thereof, a current lien search on the related Mortgaged Property; and
with
respect to any Piggyback Loan, the original policy of title insurance or
mortgagee’s certificate of title insurance or commitment or binder for title
insurance issued as to the related first lien Mortgage Loan or, in lieu thereof,
a lien search on the related Mortgaged Property that was conducted in connection
with the related first lien Mortgage Loan and (vi) originals or copies of
all
available assumption, modification or substitution agreements, if any; provided,
however, that in lieu of the foregoing, the Seller or Master Funding, as
applicable, may deliver the following documents, under the circumstances
set
forth below: (x) if any Mortgage (other than the Mortgages related to the
EMC
Flow Loans), assignment thereof to the Trustee or intervening assignments
thereof have been delivered or are being delivered to recording offices for
recording and have not been returned in time to permit their delivery as
specified above, the Depositor may deliver, or cause to be delivered, a true
copy thereof with a certification by the Seller or Master Funding, as
applicable, or the title company issuing the commitment for title insurance,
on
the face of such copy, substantially as follows: “Certified to be a true and
correct copy of the original, which has been transmitted for recording”;
(y)
in
lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans),
assignment to the Trustee or in blank or intervening assignments thereof,
if the
applicable jurisdiction retains the originals of such documents (as evidenced
by
a certification from the Depositor to such effect) the Depositor may deliver,
or
cause to be delivered, photocopies of such documents containing an original
certification by the judicial or other governmental authority of the
jurisdiction where such documents were recorded; and
(z)
in lieu of the Mortgage Notes relating to the Mortgage Loans identified in
the
list set forth in Exhibit I, the Depositor may deliver, or cause to be
delivered, a lost note affidavit and indemnity and a copy of the original
note,
if available; and provided, further, however, that in the case of Mortgage
Loans
which have been prepaid in full after the Cut-off Date and prior to the Closing
Date, the Depositor, in lieu of delivering the above documents, may deliver,
or
cause to be delivered, to the Trustee and the Custodian a certification of
a
Servicing Officer to such effect and in such case shall deposit all amounts
paid
in respect of such Mortgage Loans, in the Protected Account or in the
Distribution Account on the Closing Date. In the case of the documents referred
to in clause (x) above, the Depositor shall deliver, or cause to be delivered,
such documents to the Trustee or the Custodian promptly after they are
received.
EMC
(on
its own behalf as Seller and on behalf of Master Funding) shall cause, at
its
expense, the Mortgage and intervening assignments, if any, and to the extent
required in accordance with the foregoing, the assignment of the Mortgage
to the
Trustee to be submitted for recording promptly after the Closing Date; provided
that, the Seller need not cause to be recorded (a) any assignment in any
jurisdiction under the laws of which, as evidenced by an Opinion of Counsel
addressed to the Trustee delivered by EMC (on its own behalf as Seller and
on
behalf of Master Funding) to the Trustee and the Rating Agencies, the
recordation of such assignment is not necessary to protect the Trustee’s
interest in the related Mortgage Loan or (b) if MERS is identified on the
Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee
of record solely as nominee for the Seller and Master Funding and its successors
and assigns. In the event that the Seller, Master Funding, the Depositor
or the
Master Servicer gives written notice to the Trustee that a court has
recharacterized the sale of the Mortgage Loans as a financing, EMC (on its
own
behalf as Seller and on behalf of Master Funding) shall submit or cause to
be
submitted for recording as specified above each such previously unrecorded
assignment to be submitted for recording as specified above at the expense
of
the Trust. In the event a Mortgage File is released to the Master Servicer
as a
result of such Person having completed a Request for Release, the Custodian
shall, if not so completed, complete the assignment of the related Mortgage
in
the manner specified in clause (iii) above.
In
connection with the assignment of any Mortgage Loan registered on the MERS®
System, EMC (on its own behalf as Seller and on behalf of Master Funding)
further agrees that it will cause, at the Seller’s own expense, within 30 days
after the Closing Date, the MERS® System to indicate that such Mortgage Loans
have been assigned by EMC (on its own behalf as Seller and on behalf of Master
Funding) to the Depositor and by the Depositor to the Trustee in accordance
with
this Agreement for the benefit of the Certificateholders by including (or
deleting, in the case of Mortgage Loans which are repurchased in accordance
with
this Agreement) in such computer files (a) the code in the field which
identifies the specific Trustee and (b) the code in the field “Pool Field” which
identifies the series of the Certificates issued in connection with such
Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master
Funding) further agrees that it will not, and will not permit the Master
Servicer to, and the Master Servicer agrees that it will not, alter the codes
referenced in this paragraph with respect to any Mortgage Loan during the
term
of this Agreement unless and until such Mortgage Loan is repurchased in
accordance with the terms of this Agreement or the Mortgage Loan Purchase
Agreement.
Section
2.02 Acceptance
of the Mortgage Loans.
(a) Based
on
the Initial Certification received by it from the Custodian, the Trustee
acknowledges receipt of, subject to the further review and exceptions reported
by the Custodian pursuant to the procedures described below, the documents
(or
certified copies thereof) delivered to the Trustee or the Custodian on its
behalf pursuant to Section 2.01 and declares that it holds and will continue
to
hold directly or through a custodian those documents and any amendments,
replacements or supplements thereto and all other assets of the Trust Fund
delivered to it in trust for the use and benefit of all present and future
Holders of the Certificates. On the Closing Date, the Trustee or the Custodian
on its behalf will deliver an Initial Certification, in the form of Exhibit
One
to the Custodial Agreement, to the parties indicated on such exhibit confirming
whether or not it has received the Mortgage File for each Mortgage Loan,
but
without review of such Mortgage File, except to the extent necessary to confirm
whether such Mortgage File contains the original Mortgage Note or a lost
note
affidavit and indemnity in lieu thereof. No later than 90 days after the
Closing
Date, the Trustee or the Custodian on its behalf shall, for the benefit of
the
Certificateholders, review each Mortgage File delivered to it and execute
and
deliver to EMC (on its own behalf and on behalf of Master Funding), the Master
Servicer and, if reviewed by the Custodian, the Trustee, an Interim
Certification, substantially in the form of Exhibit Two to the Custodial
Agreement. In conducting such review, the Trustee or the Custodian on its
behalf
will ascertain whether all required documents have been executed and received
and whether those documents relate, determined on the basis of the Mortgagor
name, original principal balance and loan number, to the Mortgage Loans
identified in Exhibit B to this Agreement, as supplemented (provided, however,
that with respect to those documents described in subclauses (iv) and (vi)
of
Section 2.01, such obligations shall extend only to documents actually delivered
pursuant to such subclauses). In performing any such review, the Trustee
and the
Custodian may conclusively rely on the purported due execution and genuineness
of any such document and on the purported genuineness of any signature thereon.
If the Trustee or the Custodian on its behalf finds any document constituting
part of the Mortgage File not to have been executed or received, or to be
unrelated to the Mortgage Loans identified in Exhibit B or to appear to be
defective on its face, the Trustee or the Custodian on its behalf shall include
such information in the exception report attached to the Interim Certification.
Within
90
days from the date of notice from the Trustee of the defect, EMC (on its
own
behalf as Seller and on behalf of Master Funding)
shall
correct or cure any such defect or, if prior to the end of the second
anniversary of the Closing Date, EMC (on its own behalf as Seller and on
behalf
of Master Funding) may substitute for the related Mortgage Loan a Replacement
Mortgage Loan, which substitution shall be accomplished in the manner and
subject to the conditions set forth in Section 2.03, or shall deliver to
the
Trustee an Opinion of Counsel addressed to the Trustee to the effect that
such
defect does not materially or adversely affect the interests of the
Certificateholders in such Mortgage Loan. If EMC (on its own behalf as Seller
and on behalf of Master Funding) fails to correct or cure the defect or deliver
such opinion within such period, EMC (on its own behalf as Seller and on
behalf
of Master Funding) will, subject to Section 2.03, within 90 days from the
notification of the Trustee purchase such Mortgage Loan at the Purchase Price;
provided, however, that if such defect relates solely to the inability of
EMC
(on its own behalf as Seller and on behalf of Master Funding) to deliver
the
Mortgage, assignment thereof to the Trustee, or intervening assignments thereof
with evidence of recording thereon because such documents have been submitted
for recording and have not been returned by the applicable jurisdiction,
EMC (on
its own behalf as Seller and on behalf of Master Funding) shall not be required
to purchase such Mortgage Loan if the Seller delivers such documents promptly
upon receipt, but in no event later than 360 days after the Closing Date.
Notwithstanding anything to the contrary, the Trustee shall have no
responsibility with respect to the custody or review of Mortgage Files held
by
the Custodian pursuant to the Custodial Agreement. The Trustee shall have
no
liability for the failure of the Custodian to perform its obligations under
the
Custodial Agreement.
(b) No
later
than 180 days after the Closing Date, the Trustee or the Custodian on its
behalf
will review, for the benefit of the Certificateholders, the Mortgage Files
and
will execute and deliver or cause to be executed and delivered to EMC (on
its
own behalf as Seller and on behalf of Master Funding), the Master Servicer
and,
if reviewed by the Custodian, the Trustee, a Final Certification, substantially
in the form of Exhibit Three to the Custodial Agreement. In conducting such
review, the Trustee or the Custodian on its behalf will ascertain whether
each
document required to be recorded has been returned from the recording office
with evidence of recording thereon and the Trustee or the Custodian on its
behalf has received either an original or a copy thereof, as required in
Section
2.01 (provided, however, that with respect to those documents described in
subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only
to
documents actually delivered pursuant to such subclauses). If the Trustee
or the
Custodian on its behalf finds any document with respect to a Mortgage Loan
has
not been received, or to be unrelated, determined on the basis of the Mortgagor
name, original principal balance and loan number, to the Mortgage Loans
identified in Exhibit B or to appear defective on its face, the Trustee or
the
Custodian on its behalf shall note such defect in the exception report attached
to the Final Certification and shall promptly notify EMC (on its own behalf
as
Seller and on behalf of Master Funding). Within 90 days from the date of
notice
from the Trustee of the defect, EMC (on its own behalf as Seller and on behalf
of Master Funding) shall correct or cure any such defect or, if prior to
the end
of the second anniversary of the Closing Date, EMC (on its own behalf as
Seller
and on behalf of Master Funding) may substitute for the related Mortgage
Loan a
Replacement Mortgage Loan, which substitution shall be accomplished in the
manner and subject to the conditions set forth in Section 2.03, or shall
deliver
to the Trustee an Opinion of Counsel addressed to the Trustee to the effect
that
such defect does not materially or adversely affect the interests of
Certificateholders in such Mortgage Loan. If EMC (on its own behalf as Seller
and on behalf of Master Funding) is unable within such period to correct
or cure
such defect, or to substitute the related Mortgage Loan with a Replacement
Mortgage Loan or to deliver such opinion, EMC (on its own behalf as Seller
and
on behalf of Master Funding) shall, subject to Section 2.03, within 90 days
from
the notification of the Trustee, purchase such Mortgage Loan at the Purchase
Price; provided, however, that if such defect relates solely to the inability
of
EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver
the
Mortgage, assignment thereof to the Trustee or intervening assignments thereof
with evidence of recording thereon, because such documents have not been
returned by the applicable jurisdiction, EMC (on its own behalf as Seller
and on
behalf of Master Funding) shall not be required to purchase such Mortgage
Loan,
if the Seller delivers such documents promptly upon receipt, but in no event
later than 360 days after the Closing Date. Notwithstanding anything to the
contrary, the Trustee shall have no responsibility with respect to the custody
or review of Mortgage Files held by the Custodian pursuant to the Custodial
Agreement. The Trustee shall have no liability for the failure of the Custodian
to perform its obligations under the Custodial Agreement.
(c) In
the
event that a Mortgage Loan is purchased by EMC (on its own behalf as Seller
and
on behalf of Master Funding) in accordance with subsections 2.02(a) or (b)
above
or Section 2.03, EMC (on its own behalf as Seller and on behalf of Master
Funding) shall remit the applicable Purchase Price to the Master Servicer
for
deposit in the Protected Account and shall provide written notice to the
Trustee
detailing the components of the Purchase Price, signed by a Servicing Officer.
Upon deposit of the Purchase Price in the Protected Account and upon receipt
of
a Request for Release with respect to such Mortgage Loan, the Trustee or
the
Custodian will release to EMC (on its own behalf as Seller and on behalf
of
Master Funding) the related Mortgage File and the Trustee shall execute and
deliver all instruments of transfer or assignment, without recourse,
representation or warranty furnished to it by the related Seller, as are
necessary to vest in the title to and rights under the Mortgage Loan. Such
purchase shall be deemed to have occurred on the date on which the deposit
into
the Protected Account was made. The Trustee shall promptly notify the Rating
Agencies of such repurchase. The obligation of the Seller to cure, repurchase
or
substitute for any Mortgage Loan as to which a defect in a constituent document
exists shall be the sole remedies respecting such defect available to the
Certificateholders or to the Trustee on their behalf.
(d) EMC
(on
its own behalf as Seller and on behalf of Master Funding) shall deliver to
the
Trustee or the Custodian on its behalf, and Trustee agrees to accept the
Mortgage Note and other documents constituting the Mortgage File with respect
to
any Replacement Mortgage Loan, which the Trustee or the Custodian will review
as
provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date
referred to therein shall instead be the date of delivery of the Mortgage
File
with respect to each Replacement Mortgage Loan.
Section
2.03 Representations,
Warranties and Covenants of the Master Servicer and the Seller.
(a) The
Master Servicer hereby represents and warrants to the Depositor and the Trustee
as follows, as of the Closing Date:
(i) It
is
duly organized and is validly existing and in good standing under the laws
of
the State of Delaware and is duly authorized and qualified to transact any
and
all business contemplated by this Agreement to be conducted by it in any
state
in which a Mortgaged Property is located or is otherwise not required under
applicable law to effect such qualification and, in any event, is in compliance
with the doing business laws of any such state, to the extent necessary to
ensure its ability to enforce each Mortgage Loan, to service the Mortgage
Loans
in accordance with the terms of the Mortgage Loan Purchase Agreement and
to
perform any of its other obligations under this Agreement in accordance with
the
terms hereof or thereof.
(ii) It
has
the full corporate power and authority to service each Mortgage Loan, and
to
execute, deliver and perform, and to enter into and consummate the transactions
contemplated by this Agreement and has duly authorized by all necessary
corporate action on its part the execution, delivery and performance of this
Agreement; and this Agreement, assuming the due authorization, execution
and
delivery hereof by the other parties hereto or thereto, as applicable,
constitutes its legal, valid and binding obligation, enforceable against
it in
accordance with its terms, except that (a) the enforceability hereof may
be
limited by bankruptcy, insolvency, moratorium, receivership and other similar
laws relating to creditors’ rights generally and (b) the remedy of specific
performance and injunctive and other forms of equitable relief may be subject
to
equitable defenses and to the discretion of the court before which any
proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement, the servicing of the Mortgage Loans
by
it under this Agreement, the consummation of any other of the transactions
contemplated by this Agreement, and the fulfillment of or compliance with
the
terms hereof and thereof are in its ordinary course of business and will
not (A)
result in a breach of any term or provision of its charter or by-laws or
(B)
conflict with, result in a breach, violation or acceleration of, or result
in a
default under, the terms of any other material agreement or instrument to
which
it is a party or by which it may be bound, or (C) constitute a violation
of any
statute, order or regulation applicable to it of any court, regulatory body,
administrative agency or governmental body having jurisdiction over it; and
it
is not in breach or violation of any material indenture or other material
agreement or instrument, or in violation of any statute, order or regulation
of
any court, regulatory body, administrative agency or governmental body having
jurisdiction over it which breach or violation may materially impair its
ability
to perform or meet any of its obligations under this Agreement.
(iv) It
is an
approved servicer of conventional mortgage loans for Xxxxxx Xxx or Xxxxxxx
Mac
and is a mortgagee approved by the Secretary of Housing and Urban Development
pursuant to sections 203 and 211 of the National Housing Act.
(v) No
litigation is pending or, to the best of its knowledge, threatened, against
it
that would materially and adversely affect the execution, delivery or
enforceability of this Agreement or its ability to service the Mortgage Loans
or
to perform any of its other obligations under this Agreement in accordance
with
the terms hereof.
(vi) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for its execution, delivery and performance of, or compliance
with, this Agreement or the consummation of the transactions contemplated
hereby
or thereby, or if any such consent, approval, authorization or order is
required, it has obtained the same.
(vii) As
of the
Closing Date and except as has been otherwise disclosed to the Depositor,
or
disclosed in any public filing: (1) no default or servicing related performance
trigger has occurred as to any other Pass-Through Transfer due to any act
or
failure to act of the Master Servicer; (2) no material noncompliance with
applicable servicing criteria as to any other Pass-Through Transfer has
occurred, been disclosed or reported by the Master Servicer; (3) the Master
Servicer has not been terminated as servicer in a residential mortgage loan
Pass-Through Transfer, either due to a servicing default or to application
of a
servicing performance test or trigger; (4) no material changes to the Master
Servicer’s servicing policies and procedures for similar loans have occurred in
the preceding three years outside of the normal changes warranted by regulatory
and product type changes in the portfolio; (5) there are no aspects of the
Master Servicer’s financial condition that could have a material adverse impact
on the performance by the Master Servicer of its obligations hereunder; (6)
there are no legal proceedings pending, or known to be contemplated by
governmental authorities, against the Master Servicer that could be material
to
investors in the securities issued in such Pass-Through Transfer; and (7)
there
are no affiliations, relationships or transactions relating to the Master
Servicer of a type that are described under Item 1119 of Regulation
AB.
(viii) If
so
requested by the Depositor on any date, the Master Servicer shall, within
five
Business Days following such request, confirm in writing the accuracy of
the
representations and warranties set forth in clause (a)(vii) of this Section
or,
if any such representation and warranty is not accurate as of the date of
such
request, provide reasonably adequate disclosure of the pertinent facts, in
writing, to the requesting party.
(ix) As
a
condition to the succession to the Master Servicer or any subservicer as
servicer or subservicer under this Agreement by any Person (i) into which
the
Master Servicer or such subservicer may be merged or consolidated, or (ii)
which
may be appointed as a successor to the Master Servicer or any subservicer,
the
Master Servicer shall provide to the Depositor, at least 15 calendar days
prior
to the effective date of such succession or appointment, (x) written notice
to
the Depositor of such succession or appointment and (y) in writing and in
form
and substance reasonably satisfactory to the Depositor, all information
reasonably requested by the Depositor in order to comply with its reporting
obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed
securities.
(x) With
respect to each Subgroup I-2 Mortgage Loan, information regarding the Mortgagor
credit files related to such Mortgage Loan has been and will continue to
be
furnished to credit reporting agencies in compliance with the provisions
of the
Fair Credit Reporting Act and the applicable implementing
regulations.
(xi) In
connection with the Subgroup I-2 Mortgage Loans, the Master Servicer shall
not
collect any prepayment premium in any instance when the mortgage debt is
accelerated through foreclosure sale or other payment as the result of the
mortgagor’s default under the terms of the security instrument.
(b) The
Seller hereby represents and warrants to the Depositor and the Trustee as
follows, as of the Closing Date:
(i) The
Seller is duly organized as a Delaware corporation and is validly existing
and
in good standing under the laws of the State of Delaware and is duly authorized
and qualified to transact any and all business contemplated by this Agreement
to
be conducted by the Seller in any state in which a Mortgaged Property is
located
or is otherwise not required under applicable law to effect such qualification
and, in any event, is in compliance with the doing business laws of any such
state, to the extent necessary to ensure its ability to enforce each Mortgage
Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage
Loan Purchase Agreement and to perform any of its other obligations under
this
Agreement in accordance with the terms hereof.
(ii) The
Seller has the full corporate power and authority to sell each Mortgage Loan,
and to execute, deliver and perform, and to enter into and consummate the
transactions contemplated by this Agreement and has duly authorized by all
necessary corporate action on the part of the Seller the execution, delivery
and
performance of this Agreement, assuming the due authorization, execution
and
delivery hereof by the other parties hereto or thereto, as applicable,
constitutes a legal, valid and binding obligation of the Seller, enforceable
against the Seller in accordance with its terms, except that (a) the
enforceability hereof may be limited by bankruptcy, insolvency, moratorium,
receivership and other similar laws relating to creditors’ rights generally and
(b) the remedy of specific performance and injunctive and other forms of
equitable relief may be subject to equitable defenses and to the discretion
of
the court before which any proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement by the Seller, the sale of the Mortgage
Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation
of any other of the transactions contemplated by this Agreement, and the
fulfillment of or compliance with the terms hereof and thereof are in the
ordinary course of business of the Seller and will not (A) result in a material
breach of any term or provision of the charter or by-laws of the Seller or
(B)
conflict with, result in a breach, violation or acceleration of, or result
in a
default under, the terms of any other material agreement or instrument to
which
the Seller is a party or by which it may be bound, or (C) constitute a violation
of any statute, order or regulation applicable to the Seller of any court,
regulatory body, administrative agency or governmental body having jurisdiction
over the Seller; and the Seller is not in breach or violation of any material
indenture or other material agreement or instrument, or in violation of any
statute, order or regulation of any court, regulatory body, administrative
agency or governmental body having jurisdiction over it which breach or
violation may materially impair the Seller’s ability to perform or meet any of
its obligations under this Agreement.
(iv) The
Seller is an approved seller of conventional mortgage loans for Xxxxxx Mae
or
Xxxxxxx Mac and is a mortgagee approved by the Secretary of Housing and Urban
Development pursuant to sections 203 and 211 of the National Housing
Act.
(v) No
litigation is pending or, to the best of the Seller’s knowledge, threatened,
against the Seller that would materially and adversely affect the execution,
delivery or enforceability of this Agreement or the ability of the Seller
to
sell the Mortgage Loans or to perform any of its other obligations under
this
Agreement in accordance with the terms hereof or thereof.
(vi) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for the execution, delivery and performance by the Seller
of,
or compliance by the Seller with, this Agreement or the consummation of the
transactions contemplated hereby, or if any such consent, approval,
authorization or order is required, the Seller has obtained the
same.
(vii) With
respect to each Mortgage Loan as of the Closing Date (or such other date
as may
be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller
hereby remakes and restates each of the representations and warranties set
forth
in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and
the
Trustee to the same extent as if fully set forth herein.
(c) Upon
discovery by any of the parties hereto of a breach of a representation or
warranty set forth in the Mortgage Loan Purchase Agreement with respect to
the
Mortgage Loans that materially and adversely affects the interests of the
related Certificateholders in any Mortgage Loan, the party discovering such
breach shall give prompt written notice thereof to the other parties. Any
breach
of a representation or warranty contained in clauses (c), (q) and (s) with
respect to the Subgroup I-2 Loans and (z) through (ii) of Section 7 of the
Mortgage Loan Purchase Agreement, shall be deemed to materially adversely
affect
the interests of the related Certificateholders. The Seller hereby covenants,
with respect to the representations and warranties set forth in the Mortgage
Loan Purchase Agreement with respect to the Mortgage Loans, that within 90
days
of the discovery of a breach of any representation or warranty set forth
therein
that materially and adversely affects the interests of the Certificateholders
in
any Mortgage Loan, it shall cure such breach in all material respects and,
if
such breach is not so cured, (i) if such 90 day period expires prior to the
second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted
Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement
Mortgage Loan, in the manner and subject to the conditions set forth in this
Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans
from
the Trustee at the Purchase Price in the manner set forth below; provided
that
any such substitution pursuant to (i) above or repurchase pursuant to (ii)
above
shall not be effected prior to the delivery to the Trustee of an Opinion
of
Counsel if required by Section 2.05 hereof and any such substitution pursuant
to
(i) above shall not be effected prior to the additional delivery to the Trustee
of a Request for Release. The Trustee shall give prompt written notice to
the
parties hereto of the Seller’s failure to cure such breach as set forth in the
preceding sentence. The Seller shall promptly reimburse the Master Servicer
and
the Trustee for any expenses reasonably incurred by the Master Servicer or
the
Trustee in respect of enforcing the remedies for such breach. To enable the
Master Servicer to amend the Mortgage Loan Schedule, the Seller shall, unless
it
cures such breach in a timely fashion pursuant to this Section 2.03, promptly
notify the Master Servicer whether it intends either to repurchase, or to
substitute for, the Mortgage Loan affected by such breach. With respect to
the
representations and warranties with respect to the Mortgage Loans that are
made
to the best of the Seller’s knowledge, if it is discovered by any of the
Depositor, the Master Servicer, the Seller, the Trustee or the Custodian
that
the substance of such representation and warranty is inaccurate and such
inaccuracy materially and adversely affects the value of the related Mortgage
Loan, notwithstanding the Seller’s lack of knowledge with respect to the
substance of such representation or warranty, the Seller shall nevertheless
be
required to cure, substitute for or repurchase the affected Mortgage Loan
in
accordance with the foregoing.
With
respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to
the
Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian
on its behalf for the benefit of the Certificateholders such documents and
agreements as are required by Section 2.01. No substitution will be made
in any
calendar month after the Determination Date for such month. Notwithstanding
the
foregoing, such substitution must be done within two years of the Closing
Date.
Scheduled Payments due with respect to Replacement Mortgage Loans in the
Due
Period related to the Distribution Date on which such proceeds are to be
distributed shall not be part of the Trust Fund and will be retained by the
Seller. For the month of substitution, distributions to Certificateholders
will
include the Scheduled Payment due on any Deleted Mortgage Loan for the related
Due Period and thereafter the Seller shall be entitled to retain all amounts
received in respect of such Deleted Mortgage Loan. The Master Servicer shall
amend the Mortgage Loan Schedule for the benefit of the Certificateholders
to
reflect the removal of each such Deleted Mortgage Loan and the substitution
of
the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver
the
amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such
substitution, the Replacement Mortgage Loan or Loans shall be subject to
the
terms of this Agreement in all respects, and the Seller shall be deemed to
have
made with respect to such Replacement Mortgage Loan or Loans, as of the date
of
substitution, the representations and warranties set forth in Section 7 or
Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage
Loan. Upon any such substitution and the deposit into the Protected Account
of
the amount required to be deposited therein in connection with such substitution
as described in the following paragraph and receipt by the Trustee of a Request
for Release for such Mortgage Loan, the Trustee or the Custodian shall release
to the Seller the Mortgage File relating to such Deleted Mortgage Loan and
held
for the benefit of the Certificateholders and the Trustee shall execute and
deliver at the Seller’s direction such instruments of transfer or assignment as
have been prepared by the Seller in each case without recourse, representation
or warranty as shall be necessary to vest in the Seller or its respective
designee, title to the Trustee’s interest in any Deleted Mortgage Loan
substituted for pursuant to this Section 2.03.
For
any
month in which the Seller substitutes one or more Replacement Mortgage Loans
for
a Deleted Mortgage Loan, the Master Servicer will determine the amount (if
any)
by which the aggregate principal balance of all the Replacement Mortgage
Loans
as of the date of substitution is less than the Stated Principal Balance
(after
application of the principal portion of the Scheduled Payment due in the
month
of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate
of such deficiencies, described in the preceding sentence for any Distribution
Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into
the Protected Account, by the Seller upon its delivering such Replacement
Mortgage Loan on the Determination Date for the Distribution Date relating
to
the Prepayment Period during which the related Mortgage Loan became required
to
be purchased or replaced hereunder.
In
the
event that the Seller shall have repurchased a Mortgage Loan, the Purchase
Price
therefor shall be deposited into the Protected Account, on the Determination
Date for the Distribution Date in the month following the month during which
the
Seller became obligated to repurchase or replace such Mortgage Loan and upon
such deposit of the Purchase Price, the delivery of an Opinion of Counsel
if
required by Section 2.05 and the receipt of a Request for Release, the Trustee
or the Custodian shall release the related Mortgage File held for the benefit
of
the Certificateholders to the Seller and the Trustee shall execute and deliver
at such Person’s direction the related instruments of transfer or assignment
prepared by the Seller, in each case without recourse, as shall be necessary
to
transfer title from the Trustee for the benefit of the Certificateholders
and
transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of
Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03.
It
is understood and agreed that the obligation under this Agreement of the
Seller
to cure, repurchase or replace any Mortgage Loan as to which a breach has
occurred and is continuing shall constitute the sole remedies against the
Seller
respecting such breach available to the Certificateholders, the Depositor
or the
Trustee.
(d) The
representations and warranties set forth in this Section 2.03 hereof shall
survive delivery of the respective Mortgage Loans and Mortgage Files to the
Trustee or the Custodian for the benefit of the Certificateholders.
Section
2.04 Representations
and Warranties of the Depositor.
The
Depositor hereby represents and warrants to the Master Servicer and the Trustee
as follows, as of the date hereof and as of the Closing Date:
(i) The
Depositor is duly organized and is validly existing as a limited liability
company in good standing under the laws of the State of Delaware and has
full
power and authority necessary to own or hold its properties and to conduct
its
business as now conducted by it and to enter into and perform its obligations
under this Agreement.
(ii) The
Depositor has the full power and authority to execute, deliver and perform,
and
to enter into and consummate the transactions contemplated by, this Agreement
and has duly authorized, by all necessary corporate action on its part, the
execution, delivery and performance of this Agreement, assuming the due
authorization, execution and delivery hereof by the other parties hereto,
constitutes a legal, valid and binding obligation of the Depositor, enforceable
against the Depositor in accordance with its terms, subject, as to
enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium
and
other similar laws affecting creditors’ rights generally and (ii) general
principles of equity, regardless of whether enforcement is sought in a
proceeding in equity or at law.
(iii) The
execution and delivery of this Agreement by the Depositor, the consummation
of
the transactions contemplated by this Agreement, and the fulfillment of or
compliance with the terms hereof and thereof are in the ordinary course of
business of the Depositor and will not (A) result in a material breach of
any
term or provision of the certificate of formation or limited liability company
agreement of the Depositor or (B) conflict with, result in a breach, violation
or acceleration of, or result in a default under, the terms of any other
material agreement or instrument to which the Depositor is a party or by
which
it may be bound or (C) constitute a violation of any statute, order or
regulation applicable to the Depositor of any court, regulatory body,
administrative agency or governmental body having jurisdiction over the
Depositor; and the Depositor is not in breach or violation of any material
indenture or other material agreement or instrument, or in violation of any
statute, order or regulation of any court, regulatory body, administrative
agency or governmental body having jurisdiction over it which breach or
violation may materially impair the Depositor’s ability to perform or meet any
of its obligations under this Agreement.
(iv) No
litigation is pending, or, to the best of the Depositor’s knowledge, threatened,
against the Depositor that would materially and adversely affect the execution,
delivery or enforceability of this Agreement or the ability of the Depositor
to
perform its obligations under this Agreement in accordance with the terms
hereof
or thereof.
(v) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for the execution, delivery and performance by the Depositor
of, or compliance by the Depositor with this Agreement or the consummation
of
the transactions contemplated hereby or thereby, or if any such consent,
approval, authorization or order is required, the Depositor has obtained
the
same.
(vi) The
Depositor has filed all reports required to be filed by Section 13 or Section
15(d) of the Exchange Act during the preceding 12 months (or for such shorter
period that the Depositor was required to file such reports) and it has been
subject to such filing requirements for the past 90 days.
The
Depositor hereby represents and warrants to the Trustee as of the Closing
Date,
following the transfer of the Mortgage Loans to it by the Sellers, the Depositor
had good title to the Mortgage Loans and the related Mortgage Notes were
subject
to no offsets, claims, defenses or counterclaims.
It
is
understood and agreed that the representations and warranties set forth in
this
Section 2.04 shall survive delivery of the Mortgage Files to the Trustee
or the
Custodian for the benefit of the Certificateholders. Upon discovery by the
Depositor or the Trustee of a breach of such representations and warranties,
the
party discovering such breach shall give prompt written notice to the others
and
to each Rating Agency.
Section
2.05 Delivery
of Opinion of Counsel in Connection with Substitutions and
Repurchases.
(a) Notwithstanding
any contrary provision of this Agreement, with respect to any Mortgage Loan
that
is not in default or as to which default is not reasonably foreseeable, no
repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made
unless the Sponsor delivers to the Trustee an Opinion of Counsel, addressed
to
the Trustee, to the effect that such repurchase or substitution would not
(i)
result in the imposition of the tax on “prohibited transactions” of REMIC I,
REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
REMIC
IX or REMIC X or contributions after the Closing Date, as defined in Sections
860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC
I,
REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
REMIC
IX or REMIC X to fail to qualify as a REMIC at any time that any Certificates
are outstanding. Any Mortgage Loan as to which repurchase or substitution
was
delayed pursuant to this paragraph shall be repurchased or the substitution
therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon
the
earlier of (a) the occurrence of a default or default becoming reasonably
foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee
of
an Opinion of Counsel addressed to the Trustee to the effect that such
repurchase or substitution, as applicable, will not result in the events
described in clause (i) or clause (ii) of the preceding sentence.
(b) Upon
discovery by the Depositor, the Seller or the Master Servicer that any Mortgage
Loan does not constitute a “qualified mortgage” within the meaning of section
860G(a)(3) of the Code, the party discovering such fact shall promptly (and
in
any event within 5 Business Days of discovery) give written notice thereof
to
the other parties and the Trustee. In connection therewith, the Trustee shall
require the Seller at it’s option, to either (i) substitute, if the conditions
in Section 2.03 with respect to substitutions are satisfied, a Replacement
Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected
Mortgage Loan within 90 days of such discovery in the same manner as it would
a
Mortgage Loan for a breach of representation or warranty in accordance with
Section 2.03. The Trustee shall reconvey to the Seller the Mortgage Loan
to be
released pursuant hereto (and the Custodian shall deliver the related Mortgage
File) in the same manner, and on the same terms and conditions, as it would
a
Mortgage Loan repurchased for breach of a representation or warranty in
accordance with Section 2.03.
Section
2.06 Countersignature
and Delivery of Certificates.
(a) The
Trustee acknowledges the sale, transfer and assignment to it of the Trust
Fund
and, concurrently with such transfer and assignment, has executed, countersigned
and delivered, to or upon the order of the Depositor, the Certificates in
authorized denominations evidencing the entire ownership of the Trust Fund.
The
Trustee agrees to hold the Trust Fund and exercise the rights referred to
above
for the benefit of all present and future Holders of the Certificates and
to
perform the duties set forth in this Agreement in accordance with its
terms.
(b) The
Depositor concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
REMIC
I Regular Interests, the REMIC II Regular Interests and the other assets
of
REMIC III for the benefit of the holders of the REMIC III Regular Interests
and
the Class I-R-2 Certificates. The Trustee acknowledges receipt of the REMIC
I
Regular Interests (which are uncertificated), the REMIC II Regular Interests
(which are uncertificated) and the other assets of REMIC III and declares
that
it holds and will hold the same in trust for the exclusive use and benefit
of
the holders of the REMIC III Regular Interests and the Class I-R-2
Certificates.
(c) The
Depositor concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
REMIC
III Regular Interests and the other assets of REMIC IV for the benefit of
the
holders of the Regular Certificates (other than the Class CE Certificates
and
the Class P Certificates), the Class CE Interests, the Class IO Interests,
the
Class P Interests and the Class I-R-3 Certificates. The Trustee acknowledges
receipt of the REMIC III Regular Interests (which are uncertificated) and
the
other assets of REMIC IV and declares that it holds and will hold the same
in
trust for the exclusive use and benefit of the holders of the Regular
Certificates (other than the Class CE Certificates and the Class P
Certificates), the Class CE Interests, the Class IO Interests, the Class
P
Interests and the Class I-R-3 Certificates.
(d) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
Class
I-CE Interest for the benefit of the Holders of the REMIC V Certificates.
The
Trustee acknowledges receipt of the Class I-CE Interest (which is
uncertificated) and declares that it holds and will hold the same in trust
for
the exclusive use and benefit of the Holders of the REMIC V
Certificates.
(e) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
Class
I-P Interest for the benefit of the Holders of the REMIC VI Certificates.
The
Trustee acknowledges receipt of the Class I-P Interest (which is uncertificated)
and declares that it holds and will hold the same in trust for the exclusive
use
and benefit of the Holders of the REMIC VI Certificates.
(f) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
Class
I-IO Interest for the benefit of the holders of the REMIC VII Interests.
The
Trustee acknowledges receipt of the Class I-IO Interest (which is
uncertificated) and declares that it holds and will hold the same in trust
for
the exclusive use and benefit of the holders of the REMIC VII
Interests.
(g) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
Class
II-CE Interest for the benefit of the Holders of the REMIC VIII Certificates.
The Trustee acknowledges receipt of the Class II-CE Interest (which is
uncertificated) and declares that it holds and will hold the same in trust
for
the exclusive use and benefit of the Holders of the REMIC VIII
Certificates.
(h) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
Class
II-P Interest for the benefit of the Holders of the REMIC IX Certificates.
The
Trustee acknowledges receipt of the Class II-P Interest (which is
uncertificated) and declares that it holds and will hold the same in trust
for
the exclusive use and benefit of the Holders of the REMIC IX
Certificates.
(i) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the
Class
II-IO Interest for the benefit of the holders of the REMIC X Interests. The
Trustee acknowledges receipt of the Class II-IO Interest (which is
uncertificated) and declares that it holds and will hold the same in trust
for
the exclusive use and benefit of the holders of the REMIC X
Interests.
Section
2.07 Purposes
and Powers of the Trust.
The
purpose of the common law trust, as created hereunder, is to engage in the
following activities:
(a) acquire
and hold, as set forth in this Agreement, the Mortgage Loans and the other
assets of the Trust Fund and the proceeds therefrom for the benefit of the
Certificateholders;
(b) to
issue
the Certificates sold to the Depositor in exchange for the Mortgage Loans
and
any other assets of the Trust;
(c) to
make
distributions on the Certificates;
(d) to
engage
in those activities that are necessary, suitable or convenient to accomplish
the
foregoing or are incidental thereto or connected therewith; and
(e) subject
to compliance with this Agreement, to engage in such other activities as
may be
required in connection with conservation of the Trust Fund and the making
of
distributions to the Certificateholders.
The
Trust
is hereby authorized to engage in the foregoing activities. Neither the Trustee
nor the Master Servicer shall cause the Trust to engage in any activity other
than in connection with the foregoing or other than as required or authorized
by
the terms of this Agreement while any Certificate is outstanding.
ARTICLE
III
ADMINISTRATION
AND SERVICING OF THE MORTGAGE LOANS
Section
3.01 The
Master Servicer to act as Master Servicer.
The
Master Servicer shall service and administer the Mortgage Loans in accordance
with customary and usual standards of practice of prudent mortgage loan
servicers in the respective states in which the related Mortgaged Properties
are
located. In connection with such servicing and administration, the Master
Servicer shall have full power and authority, acting alone and/or through
subservicers as provided in Section 3.03, to do or cause to be done any and
all
things that it may deem necessary or desirable in connection with such servicing
and administration, including but not limited to, the power and authority,
subject to the terms hereof (i) to execute and deliver, on behalf of the
Certificateholders and the Trustee, customary consents or waivers and other
instruments and documents, (ii) to consent to transfers of any related Mortgaged
Property and assumptions of the Mortgage Notes and related Mortgages (but
only
in the manner provided herein), (iii) to collect any Insurance Proceeds and
other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to
Section
3.09, to effectuate foreclosure or other conversion of the ownership of the
Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer
shall take no action that is inconsistent with or prejudices the interests
of
the Trust Fund or the Certificateholders in any Mortgage Loan or the rights
and
interests of the Depositor or the Trustee under this Agreement.
Without
limiting the generality of the foregoing, the Master Servicer, in its own
name
or in the name of the Trust, the Depositor or the Trustee, is hereby authorized
and empowered by the Trust, the Depositor and the Trustee, when the Master
Servicer believes it appropriate in its reasonable judgment, to execute and
deliver, on behalf of the Trustee, the Depositor, the Certificateholders
or any
of them, any and all instruments of satisfaction or cancellation, or of partial
or full release or discharge and all other comparable instruments, with respect
to the Mortgage Loans, and with respect to the Mortgaged Properties held
for the
benefit of the Certificateholders. The Master Servicer shall prepare and
deliver
to the Depositor and/or the Trustee such documents requiring execution and
delivery by any or all of them as are necessary or appropriate to enable
the
Master Servicer to service and administer the Mortgage Loans. Upon receipt
of
such documents, the Depositor and/or the Trustee shall execute such documents
and deliver them to the Master Servicer.
In
accordance with the standards of the first paragraph of this Section 3.01,
the
Master Servicer shall advance or cause to be advanced funds as necessary
for the
purpose of effecting the payment of taxes and assessments on the related
Mortgaged Properties, which advances shall be reimbursable in the first instance
from related collections from the Mortgagors pursuant to Section 4.03, and
further as provided in Section 4.02. All costs incurred by the Master Servicer,
if any, in effecting the timely payments of taxes and assessments on the
related
Mortgaged Properties and related insurance premiums shall not, for the purpose
of calculating monthly distributions to the related Certificateholders, be
added
to the Stated Principal Balance under the Mortgage Loans, notwithstanding
that
the terms of such Mortgage Loans so permit.
Section
3.02 Due-on-Sale
Clauses; Assumption Agreements.
(a) Except
as
otherwise provided in this Section 3.02, when any property subject to a Mortgage
has been or is about to be conveyed by the Mortgagor, the Master Servicer
shall
to the extent that it has knowledge of such conveyance, enforce any due-on-sale
clause contained in any Mortgage Note or Mortgage, to the extent permitted
under
applicable law and governmental regulations, but only to the extent that
such
enforcement will not adversely affect or jeopardize coverage under any Required
Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not
required to exercise such rights with respect to a Mortgage Loan if the Person
to whom the related Mortgaged Property has been conveyed or is proposed to
be
conveyed satisfies the terms and conditions contained in the Mortgage Note
and
Mortgage related thereto and the consent of the mortgagee under such Mortgage
Note or Mortgage is not otherwise so required under such Mortgage Note or
Mortgage as a condition to such transfer. In the event that the Master Servicer
is prohibited by law from enforcing any such due-on-sale clause, or if coverage
under any Required Insurance Policy would be adversely affected, or if
nonenforcement is otherwise permitted hereunder, the Master Servicer is
authorized, subject to Section 3.02(b), to take or enter into an assumption
and
modification agreement from or with the person to whom such property has
been or
is about to be conveyed, pursuant to which such person becomes liable under
the
Mortgage Note and, unless prohibited by applicable state law, the Mortgagor
remains liable thereon, provided that the Mortgage Loan shall continue to
be
covered (if so covered before the Master Servicer enters such agreement)
by the
applicable Required Insurance Policies. The Master Servicer, subject to Section
3.02(b), is also authorized with the prior approval of the insurers under
any
Required Insurance Policies to enter into a substitution of liability agreement
with such Person, pursuant to which the original Mortgagor is released from
liability and such Person is substituted as Mortgagor and becomes liable
under
the Mortgage Note. Notwithstanding the foregoing, the Master Servicer shall
not
be deemed to be in default under this Section 3.02(a) by reason of any transfer
or assumption that the Master Servicer reasonably believes it is restricted
by
law from preventing.
(b) Subject
to the Master Servicer’s duty to enforce any due-on-sale clause to the extent
set forth in Section 3.02(a), in any case in which a Mortgaged Property has
been
conveyed to a Person by a Mortgagor, and such Person is to enter into an
assumption agreement or modification agreement or supplement to the Mortgage
Note or Mortgage that requires the signature of the Trustee, or if an instrument
of release signed by the Trustee is required releasing the Mortgagor from
liability on the related Mortgage Loan, the Master Servicer shall prepare
and
deliver or cause to be prepared and delivered to the Trustee for signature
and
shall direct, in writing, the Trustee to execute the assumption agreement
with
the Person to whom the Mortgaged Property is to be conveyed and such
modification agreement or supplement to the Mortgage Note or Mortgage or
other
instruments as are reasonable or necessary to carry out the terms of the
Mortgage Note or Mortgage or otherwise to comply with any applicable laws
regarding assumptions or the transfer of the Mortgaged Property to such Person.
In connection with any such assumption, no material term of the Mortgage
Note
(including, but not limited to, the Mortgage Rate, the amount of the Scheduled
Payment and any other term affecting the amount or timing of payment on the
Mortgage Loan) may be changed. In addition, the substitute Mortgagor and
the
Mortgaged Property must be acceptable to the Master Servicer in accordance
with
its servicing standards as then in effect. The Master Servicer shall notify
the
Trustee that any such substitution or assumption agreement has been completed
by
forwarding to the Trustee the original of such substitution or assumption
agreement, which in the case of the original shall be added to the related
Mortgage File and shall, for all purposes, be considered a part of such Mortgage
File to the same extent as all other documents and instruments constituting
a
part thereof. Any fee collected by the Master Servicer for entering into
an
assumption or substitution of liability agreement will be retained by the
Master
Servicer as additional servicing compensation.
Section
3.03 Subservicers.
The
Master Servicer shall perform all of its servicing responsibilities hereunder
or
may cause a subservicer to perform any such servicing responsibilities on
its
behalf, but the use by the Master Servicer of a subservicer shall not release
the Master Servicer from any of its obligations hereunder and the Master
Servicer shall remain responsible hereunder for all acts and omissions of
each
subservicer as fully as if such acts and omissions were those of the Master
Servicer. The Master Servicer shall pay all fees of each subservicer from
its
own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to
the Master Servicer hereunder.
At
the
cost and expense of the Master Servicer, without any right of reimbursement
from
its Protected Account, the Master Servicer shall be entitled to terminate
the
rights and responsibilities of a subservicer and arrange for any servicing
responsibilities to be performed by a successor subservicer; provided, however,
that nothing contained herein shall be deemed to prevent or prohibit the
Master
Servicer, at the Master Servicer’s option, from electing to service the related
Mortgage Loans itself. In the event that the Master Servicer’s responsibilities
and duties under this Agreement are terminated pursuant to Section 8.01,
the
Master Servicer shall at its own cost and expense terminate the rights and
responsibilities of each subservicer effective as of the date of termination
of
the Master Servicer. The Master Servicer shall pay all fees, expenses or
penalties necessary in order to terminate the rights and responsibilities
of
each subservicer from the Master Servicer’s own funds without reimbursement from
the Trust Fund.
Notwithstanding
the foregoing, the Master Servicer shall not be relieved of its obligations
hereunder and shall be obligated to the same extent and under the same terms
and
conditions as if it alone were servicing and administering the Mortgage Loans.
The Master Servicer shall be entitled to enter into an agreement with a
subservicer for indemnification of the Master Servicer by the subservicer
and
nothing contained in this Agreement shall be deemed to limit or modify such
indemnification.
Any
subservicing agreement and any other transactions or services relating to
the
Mortgage Loans involving a subservicer shall be deemed to be between such
subservicer and the Master Servicer alone, and the Trustee shall not have
any
obligations, duties or liabilities with respect to such subservicer including
any obligation, duty or liability of the Trustee to pay such subservicer’s fees
and expenses. Each subservicing agreement shall provide that such agreement
may
be assumed or terminated without cause or penalty by the Trustee or other
Successor Master Servicer in the event the Master Servicer is terminated
in
accordance with this Agreement. For purposes of remittances to the Trustee
pursuant to this Agreement, the Master Servicer shall be deemed to have received
a payment on a Mortgage Loan when a subservicer has received such
payment.
Section
3.04 Documents,
Records and Funds in Possession of the Master Servicer To Be Held for
Trustee.
Notwithstanding
any other provisions of this Agreement, the Master Servicer shall transmit
to
the Trustee or the Custodian on behalf of the Trustee as required by this
Agreement all documents and instruments in respect of a Mortgage Loan coming
into the possession of the Master Servicer from time to time and shall account
fully to the Trustee for any funds received by the Master Servicer or that
otherwise are collected by the Master Servicer as Liquidation Proceeds,
Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage
Loan. All Mortgage Files and funds collected or held by, or under the control
of, the Master Servicer in respect of any Mortgage Loans, whether from the
collection of principal and interest payments or from Liquidation Proceeds
or
Subsequent Recoveries, including but not limited to, any funds on deposit
in the
Protected Account, shall be held by the Master Servicer for and on behalf
of the
Trustee and shall be and remain the sole and exclusive property of the Trustee,
subject to the applicable provisions of this Agreement. The Master Servicer
also
agrees that it shall not create, incur or subject any Mortgage File or any
funds
that are deposited in the Protected Account or in any Escrow Account, or
any
funds that otherwise are or may become due or payable to the Trustee for
the
benefit of the Certificateholders, to any claim, lien, security interest,
judgment, levy, writ of attachment or other encumbrance, or assert by legal
action or otherwise any claim or right of set off against any Mortgage File
or
any funds collected on, or in connection with, a Mortgage Loan, except, however,
that the Master Servicer shall be entitled to set off against and deduct
from
any such funds any amounts that are properly due and payable to the Master
Servicer under this Agreement.
Section
3.05 Maintenance
of Hazard Insurance.
The
Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard
insurance on buildings upon, or comprising part of, the Mortgaged Property
against loss by fire, hazards of extended coverage and such other hazards
as are
customary in the area where the related Mortgaged Property is located with
an
insurer which is licensed to do business in the state where the related
Mortgaged Property is located. Each such policy of standard hazard insurance
shall contain, or have an accompanying endorsement that contains, a standard
mortgagee clause. The Master Servicer shall also cause flood insurance to
be
maintained on property acquired upon foreclosure or deed in lieu of foreclosure
of any Mortgage Loan, to the extent described below. Pursuant to Section
4.01,
any amounts collected by the Master Servicer under any such policies (other
than
the amounts to be applied to the restoration or repair of the related Mortgaged
Property or property thus acquired or amounts released to the Mortgagor in
accordance with the Master Servicer’s normal servicing procedures) shall be
deposited in the Protected Account. Any cost incurred by the Master Servicer
in
maintaining any such insurance shall not, for the purpose of calculating
monthly
distributions to the Certificateholders or remittances to the Trustee for
their
benefit, be added to the principal balance of the Mortgage Loan, notwithstanding
that the terms of the Mortgage Loan so permit. Such costs shall be recoverable
by the Master Servicer out of late payments by the related Mortgagor or out
of
Liquidation Proceeds to the extent permitted by Section 4.02. It is understood
and agreed that no earthquake or other additional insurance is to be required
of
any Mortgagor or maintained on property acquired in respect of a Mortgage
other
than pursuant to such applicable laws and regulations as shall at any time
be in
force and as shall require such additional insurance. If the Mortgaged Property
is located at the time of origination of the Mortgage Loan in a federally
designated special flood hazard area and such area is participating in the
national flood insurance program, the Master Servicer shall cause flood
insurance to be maintained with respect to such Mortgage Loan. Such flood
insurance shall be in an amount equal to the least of (i) the Stated Principal
Balance of the related Mortgage Loan, (ii) minimum amount required to compensate
for damage or loss on a replacement cost basis or (iii) the maximum amount
of
such insurance available for the related Mortgaged Property under the Flood
Disaster Protection Act of 1973, as amended.
In
the
event that the Master Servicer shall obtain and maintain a blanket policy
insuring against hazard losses on all of the Mortgage Loans, it shall
conclusively be deemed to have satisfied its obligations as set forth in
the
first sentence of this Section 3.05, it being understood and agreed that
such
policy may contain a deductible clause on terms substantially equivalent
to
those commercially available and maintained by comparable servicers. If such
policy contains a deductible clause, the Master Servicer shall, in the event
that there shall not have been maintained on the related Mortgaged Property
a
policy complying with the first sentence of this Section 3.05, and there
shall
have been a loss that would have been covered by such policy, deposit in
the
Protected Account the amount not otherwise payable under the blanket policy
because of such deductible clause. Such deposit shall be from the Master
Servicer’s own funds without reimbursement therefor. In connection with its
activities as administrator and servicer of the Mortgage Loans, the Master
Servicer agrees to present, on behalf of itself, the Depositor and the Trustee
for the benefit of the Certificateholders claims under any such blanket
policy.
Section
3.06 Presentment
of Claims and Collection of Proceeds.
The
Master Servicer shall prepare and present on behalf of the Trustee and the
related Certificateholders all claims under the Insurance Policies and take
such
actions (including the negotiation, settlement, compromise or enforcement
of the
insured’s claim) as shall be necessary to realize recovery under such Insurance
Policies. Any proceeds with respect to a Loan Group disbursed to the Master
Servicer in respect of such Insurance Policies shall be promptly deposited
in
the Protected Account upon receipt, except that any amounts that are to be
applied upon receipt to the repair or restoration of the related Mortgaged
Property, which repair or restoration the owner of such Mortgaged Property
or
EMC, as applicable, has agreed to make as a condition precedent to the
presentation of its claims on the Mortgage Loan under the applicable Insurance
Policy, need not be so deposited (or remitted).
Section
3.07 Maintenance
of the Primary Mortgage Insurance Policies.
(a) The
Master Servicer shall not take any action that would result in noncoverage
under
any applicable Primary Mortgage Insurance Policy of any loss which, but for
the
actions of the Master Servicer would have been covered thereunder. The Master
Servicer shall use its best efforts to keep in force and effect (to the extent
that the Mortgage Loan requires the Mortgagor to maintain such insurance),
Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer
shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy
that is in effect at the date of the initial issuance of the Mortgage Note
and
is required to be kept in force hereunder.
(b) The
Master Servicer agrees to present on behalf of the Trustee, the
Certificateholders claims to the insurer under any Primary Mortgage Insurance
Policies and, in this regard, to take such reasonable action as shall be
necessary to permit recovery under any Primary Mortgage Insurance Policies
respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts
collected by the Master Servicer under any Primary Mortgage Insurance Policies
with respect to a Loan Group shall be deposited in the Protected Account
with
respect to such Loan Group, subject to withdrawal pursuant to Section 4.02
hereof.
Section
3.08 Fidelity
Bond, Errors and Omissions Insurance.
The
Master Servicer shall maintain, at its own expense, a blanket fidelity bond
and
an errors and omissions insurance policy, with broad coverage with responsible
companies on all officers, employees or other persons acting in any capacity
with regard to the Mortgage Loans and who handle funds, money, documents
and
papers relating to the Mortgage Loans. The fidelity bond and errors and
omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond
and shall protect and insure the Master Servicer against losses, including
forgery, theft, embezzlement, fraud, errors and omissions and negligent acts
of
such persons. Such fidelity bond shall also protect and insure the Master
Servicer against losses in connection with the failure to maintain any insurance
policies required pursuant to this Agreement and the release or satisfaction
of
a Mortgage Loan which is not in accordance with Accepted Servicing Practices.
No
provision of this Section 3.08 requiring the fidelity bond and errors and
omissions insurance shall diminish or relieve the Master Servicer from its
duties and obligations as set forth in this Agreement. The minimum coverage
under any such bond and insurance policy shall be at least equal to the
corresponding amounts required by Accepted Servicing Practices. The Master
Servicer shall deliver to the Trustee a certificate from the surety and the
insurer as to the existence of the fidelity bond and errors and omissions
insurance policy and shall obtain a statement from the surety and the insurer
that such fidelity bond or insurance policy shall in no event be terminated
or
materially modified without thirty days prior written notice to the Trustee.
The
Master Servicer shall notify the Trustee within five business days of receipt
of
notice that such fidelity bond or insurance policy will be, or has been,
materially modified or terminated. The Trustee for the benefit of the
Certificateholders must be named as loss payees on the fidelity bond and
as
additional insured on the errors and omissions policy.
Section
3.09 Realization
Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds
and
Realized Losses; Repurchases of Certain Mortgage Loans.
(a) The
Master Servicer shall use reasonable efforts to foreclose upon or otherwise
comparably convert the ownership of properties securing such of the Mortgage
Loans as come into and continue in default and as to which no satisfactory
arrangements can be made for collection of delinquent payments. In connection
with such foreclosure or other conversion, the Master Servicer shall follow
such
practices and procedures as it shall deem necessary or advisable and as shall
be
normal and usual in its general mortgage servicing activities and the
requirements of the insurer under any Required Insurance Policy; provided
that
the Master Servicer shall not be required to expend its own funds in connection
with any foreclosure or towards the restoration of any property unless it
shall
determine (i) that such restoration and/or foreclosure will increase the
proceeds of liquidation of the Mortgage Loan after reimbursement to itself
of
such expenses and (ii) that such expenses will be recoverable to it through
Insurance Proceeds, Liquidation Proceeds (respecting which it shall have
priority for purposes of withdrawals from the Protected Account pursuant
to
Section 4.02). If the Master Servicer reasonably believes that Liquidation
Proceeds with respect to any such Mortgage Loan would not be increased as
a
result of such foreclosure or other action, such Mortgage Loan will be
charged-off and will become a Liquidated Loan. The Master Servicer will give
notice of any such charge-off to the Trustee. The Master Servicer shall be
responsible for all other costs and expenses incurred by it in any such
proceedings; provided that such costs and expenses shall be Servicing Advances
and that it shall be entitled to reimbursement thereof from the proceeds
of
liquidation of the related Mortgaged Property from the related Loan Group,
as
contemplated in Section 4.02. If the Master Servicer has knowledge that a
Mortgaged Property that the Master Servicer is contemplating acquiring in
foreclosure or by deed- in-lieu of foreclosure is located within a one-mile
radius of any site with environmental or hazardous waste risks known to the
Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged
Property, consider such risks and only take action in accordance with its
established environmental review procedures.
With
respect to any REO Property, the deed or certificate of sale shall be taken
in
the name of the Trustee for the benefit of the Certificateholders (or the
Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall
be placed on the title to such REO Property solely as the Trustee hereunder
and
not in its individual capacity. The Master Servicer shall ensure that the
title
to such REO Property references this Agreement and the Trustee’s capacity
hereunder. Pursuant to its efforts to sell such REO Property, the Master
Servicer shall either itself or through an agent selected by the Master Servicer
protect and conserve such REO Property in the same manner and to such extent
as
is customary in the locality where such REO Property is located and may,
incident to its conservation and protection of the interests of the related
Certificateholders, rent the same, or any part thereof, as the Master Servicer
deems to be in the best interest of the Master Servicer and the related
Certificateholders for the period prior to the sale of such REO Property.
The
Master Servicer shall prepare for and deliver to the Trustee a statement
with
respect to each REO Property that has been rented showing the aggregate rental
income received and all expenses incurred in connection with the management
and
maintenance of such REO Property at such times as is necessary to enable
the
Trustee to comply with the reporting requirements of the REMIC Provisions.
The
net monthly rental income, if any, from such REO Property shall be deposited
in
the Protected Account with respect to the applicable Loan Group no later
than
the close of business on each Determination Date. The Master Servicer shall
perform the tax reporting and withholding related to foreclosures, abandonments
and cancellation of indebtedness income as specified by Sections 1445, 6050J
and
6050P of the Code by preparing and filing such tax and information returns,
as
may be required.
In
the
event that the Trust Fund acquires any Mortgaged Property as aforesaid or
otherwise in connection with a default or reasonably foreseeable default
on a
Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property
prior to three years after its acquisition by the Trust Fund or, at the expense
of the Trust Fund, request more than 60 days prior to the day on which such
three-year period would otherwise expire, an extension of the three-year
grace
period unless the Trustee shall have been supplied with an Opinion of Counsel
addressed to the Trustee (such opinion not to be an expense of the Trustee)
to
the effect that the holding by the Trust Fund of such Mortgaged Property
subsequent to such three-year period will not result in the imposition of
taxes
on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V,
REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X as defined in Section
860F
of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC
V,
REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as
a
REMIC at any time that any Certificates are outstanding, in which case the
Trust
Fund may continue to hold such Mortgaged Property (subject to any conditions
contained in such Opinion of Counsel). Notwithstanding any other provision
of
this Agreement, no Mortgaged Property acquired by the Trust Fund shall be
rented
(or allowed to continue to be rented) or otherwise used for the production
of
income by or on behalf of the Trust Fund in such a manner or pursuant to
any
terms that would (i) cause such Mortgaged Property to fail to qualify as
“foreclosure property” within the meaning of Section 860G(a)(8) of the Code or
(ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
VI,
REMIC VII, REMIC VIII, REMIC IX or REMIC X to the imposition of any federal,
state or local income taxes on the income earned from such Mortgaged Property
under Section 860G(c) of the Code or otherwise, unless the Master Servicer
has
agreed to indemnify and hold harmless the Trust Fund with respect to the
imposition of any such taxes.
The
decision of the Master Servicer to foreclose on a defaulted Mortgage Loan
shall
be subject to a determination by the Master Servicer that the proceeds of
such
foreclosure would exceed the costs and expenses of bringing such a proceeding.
The income earned from the management of any Mortgaged Properties acquired
through foreclosure or other judicial proceeding, net of reimbursement to
the
Master Servicer for expenses incurred (including any property or other taxes)
in
connection with such management and net of unreimbursed Servicing Fees,
Advances, Servicing Advances and any management fee paid or to be paid with
respect to the management of such Mortgaged Property, shall be applied to
the
payment of principal of, and interest on, the related defaulted Mortgage
Loans
(with interest accruing as though such Mortgage Loans were still current)
and
all such income shall be deemed, for all purposes in the Agreement, to be
payments on account of principal and interest on the related Mortgage Notes
and
shall be deposited into the Protected Account with respect to the related
Loan
Group. To the extent the income received during a Prepayment Period is in
excess
of the amount attributable to amortizing principal and accrued interest at
the
related Mortgage Rate on the related Mortgage Loan, such excess shall be
considered to be a partial Principal Prepayment with respect to the related
Loan
Group for all purposes hereof.
The
Liquidation Proceeds with respect to each Loan Group from any liquidation
of a
related Mortgage Loan, net of any payment to the Master Servicer as provided
above, shall be deposited in the Protected Account upon
receipt and made available on
the
next succeeding Determination Date following receipt thereof for distribution
on
the related Distribution Date, except that any Excess Liquidation Proceeds
with
respect to each Loan Group shall be retained by the Master Servicer as
additional servicing compensation.
The
proceeds of any Liquidated Loan from each Loan Group, as well as any recovery
resulting from a partial collection of related Liquidation Proceeds or any
income from a related REO Property, will be applied in the following order
of
priority: first, to reimburse the Master Servicer for any related unreimbursed
Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section
3.09; second, to reimburse the Master Servicer for any unreimbursed Advances
with respect to such Loan Group, pursuant to Section 4.02 or this Section
3.09;
third, to accrued and unpaid interest (to the extent no Advance has been
made
for such amount) on the Mortgage Loan or related REO Property, at the Net
Mortgage Rate to the first day of the month in which such amounts are required
to be distributed; and fourth, as a recovery of principal of the Mortgage
Loan.
(b) On
each
Determination Date, the Master Servicer shall determine with respect to each
Loan Group the respective aggregate amounts of Excess Liquidation Proceeds
and
Realized Losses, if any, for the preceding calendar month.
(c) The
Master Servicer has no intent to foreclose on any Mortgage Loan based on
the
delinquency characteristics as of the Closing Date; provided, that the foregoing
does not prevent the Master Servicer from initiating foreclosure proceedings
on
any date hereafter if the facts and circumstances of such Mortgage Loans
including delinquency characteristics in the Master Servicer’s discretion so
warrant such action.
Section
3.10 Servicing
Compensation.
As
compensation for its activities hereunder, the Master Servicer shall be entitled
to retain or withdraw from the Protected Account out of each payment of interest
on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing
Fee.
Additional
servicing compensation in the form of any Excess Liquidation Proceeds,
assumption fees, late payment charges, all Prepayment Interest Excess on
any
Mortgage Loan, other ancillary income, all income and gain net of any losses
realized from Permitted Investments with respect to funds in or credited
to the
Protected Account shall be retained by the Master Servicer to the extent
not
required to be deposited in the Protected Account pursuant to Section 4.02.
The
Master Servicer shall be required to pay all expenses incurred by it in
connection with its servicing activities hereunder (including payment of
any
premiums for hazard insurance, as required by Section 3.05 and maintenance
of
the other forms of insurance coverage required by Section 3.07) and shall
not be
entitled to reimbursement therefor except as specifically provided in Section
4.02.
Section
3.11 REO
Property.
(a) In
the
event the Trust Fund acquires ownership of any REO Property in respect of
any
related Mortgage Loan, the deed or certificate of sale shall be issued to
the
Trustee, or to its nominee, on behalf of the related Certificateholders.
The
Master Servicer shall sell any REO Property as expeditiously as possible
and in
accordance with the provisions of this Agreement. Pursuant to its efforts
to
sell such REO Property, the Master Servicer shall protect and conserve such
REO
Property in the manner and to the extent required herein, in accordance with
the
REMIC Provisions.
(b) The
Master Servicer shall deposit all funds with respect to each Loan Group
collected and received in connection with the operation of any REO Property
into
the Protected Account.
(c) The
Master Servicer, upon the final disposition of any REO Property, shall be
entitled to reimbursement from such Loan Group for any related unreimbursed
Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation
Proceeds received in connection with the final disposition of such REO Property;
provided, that any such unreimbursed Advances or Servicing Fees as well as
any
unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior
to
final disposition, out of any net rental income or other net amounts derived
from such REO Property.
Section
3.12 Liquidation
Reports.
Upon
the
foreclosure of any Mortgaged Property or the acquisition thereof by the Trust
Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall
submit
a liquidation report to the Trustee containing such information as shall
be
mutually acceptable to the Master Servicer and the Trustee with respect to
such
Mortgaged Property.
Section
3.13 Annual
Statement as to Compliance.
The
Master Servicer and the Trustee shall deliver to the Master Servicer, the
Depositor and the Trustee, not later than March 15th
of each
calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement
of Compliance”) stating, as to each signatory thereof, that (i) a review of the
activities of each such party during the preceding calendar year and of its
performance under this Agreement has been made under such officer’s supervision
and (ii) to the best of such officer’s knowledge, based on such review, each
such party has fulfilled all of its obligations under this Agreement in all
material respects throughout such year or, if there has been a failure to
fulfill any such obligation in any material respect, specifying each such
failure known to such officer and the nature and status thereof. Such Annual
Statement of Compliance shall contain no restrictions or limitations on its
use.
In the event that the Master Servicer or the Trustee has delegated any servicing
responsibilities with respect to the Mortgage Loans to a subservicer or
subcontractor, such servicer or subcontractor shall be directed by such
delegating party to deliver a similar Annual Statement of Compliance by such
subservicer or subcontractor to the Master Servicer, the Depositor and the
Trustee as described above as and when required with respect to the Master
Servicer and the Trustee.
Failure
of the Master Servicer to comply with this Section 3.13 (including
with respect to the time frames required in this Section)
shall be
deemed an Event of Default with respect to such party, and the Trustee at
the
direction of the Depositor shall, in addition to whatever rights the Trustee
may
have under this Agreement and at law or in equity or to damages, including
injunctive relief and specific performance, upon notice, immediately terminate
all the rights and obligations of the Master Servicer under this Agreement
and
in and to the Mortgage Loans and the proceeds thereof without compensating
the
Master Servicer for the same. Failure of the Trustee to comply with this
Section
3.13 (including with respect to the time frames required in this Section)
which
failure results in a failure to timely file the Form 10-K shall be deemed
a
default which may result in the termination of the Trustee pursuant to Section
9.08 of this Agreement and the Depositor may, in addition to whatever rights
the
Depositor may have under this Agreement and at law or in equity or to damages,
including injunctive relief and specific performance, upon notice immediately
terminate all of the rights and obligations of the Trustee under this Agreement
and in and to the Mortgage Loans and the proceeds thereof without compensating
the Trustee for the same. This paragraph shall supersede any other provision
in
this Agreement or any other agreement to the contrary.
In
the
event the Master Servicer, the Trustee or any subservicer or subcontractor
engaged by either such party is terminated or resigns pursuant to the terms
of
the Agreement, or any other applicable agreement in the case of a subservicer
or
subcontractor, as the case may be, such party shall provide an Annual Statement
of Compliance pursuant to this Section 3.13 or to the related section of
such
other applicable agreement, as the case may be, as to the performance of
its
obligations with respect to the period of time it was subject to this Agreement
or any other applicable agreement, as the case may be notwithstanding any
such
termination or resignation.
Section
3.14 Assessments
of Compliance and Attestation Reports.
The
Master Servicer shall service and administer the Mortgage Loans in accordance
with all applicable requirements of the Servicing Criteria. Pursuant to Rules
13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each
of
the Master Servicer, the Trustee and the Custodian (each, an “Attesting Party”)
at its own expense shall deliver to the Trustee, the Master Servicer and
the
Depositor on or before March 15th
of
each
calendar year beginning in 2007, a report signed by an authorized officer
of
such party regarding such Attesting Party’s assessment of compliance (an
“Assessment of Compliance”) with the Servicing Criteria during the preceding
calendar year. The Assessment of Compliance, as set forth in Regulation AB,
must
contain the following:
(a) A
statement by such officer of its responsibility for assessing compliance
with
the Servicing Criteria applicable to the related Attesting Party;
(b) A
statement by such officer that such Attesting Party used the Servicing Criteria
attached as Exhibit P hereto, and which will also be attached to the Assessment
of Compliance, to assess compliance with the Servicing Criteria applicable
to
the related Attesting Party;
(c) An
assessment by such officer of the related Attesting Party’s compliance with the
applicable Servicing Criteria for the period consisting of the preceding
calendar year, including disclosure of any material instance of noncompliance
with respect thereto during such period, which assessment shall be based
on the
activities such Attesting Party performs with respect to asset-backed securities
transactions taken as a whole involving the related Attesting Party, that
are
backed by the same asset type as the Mortgage Loans;
(d) A
statement that a registered public accounting firm has issued an attestation
report on the related Attesting Party’s Assessment of Compliance for the period
consisting of the preceding calendar year; and
(e) A
statement as to which of the Servicing Criteria, if any, are not applicable
to
such Attesting Party, which statement shall be based on the activities such
Attesting Party performs with respect to asset-backed securities transactions
taken as a whole involving such Attesting Party, that are backed by the same
asset type as the Mortgage Loans.
Such
report at a minimum shall address each of the Servicing Criteria specified
on
Exhibit P hereto which are indicated as applicable to the related Attesting
Party.
Notwithstanding
the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance
is not required to be delivered unless it is required as part of a Form 10-K
with respect to the Trust Fund.
On
or
before March 15th of each calendar year beginning in 2007, each Attesting
Party
shall furnish to the Master Servicer, the Depositor and the Trustee a report
(an
“Attestation Report”) by a registered public accounting firm that attests to,
and reports on, the Assessment of Compliance made by the related Attesting
Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item
1122(b) of Regulation AB, which Attestation Report must be made in accordance
with standards for attestation reports issued or adopted by the Public Company
Accounting Oversight Board.
The
Master Servicer shall cause any subservicer and each subcontractor determined
by
it to be “participating in the servicing function” within the meaning of Item
1122 of Regulation AB, to deliver to the Trustee, the Master Servicer and
the
Depositor an Assessment of Compliance and Attestation Report as and when
provided above along with an indication of what Servicing Criteria are addressed
in such assessment.
The
Trustee shall confirm that the assessments, taken as a whole, address all
of the
Servicing Criteria and taken individually address the Servicing Criteria
for
each party as set forth on Exhibit P and notify the Depositor of any exceptions.
Notwithstanding the foregoing, as to any subcontractor (as defined in the
related servicing agreement), an Assessment of Compliance is not required
to be
delivered unless it is required as part of a Form 10-K with respect to the
Trust
Fund.
In
addition, for the avoidance of doubt and without duplication, the Master
Servicer shall (and shall cause each subservicer engaged by it to) provide
to
the Depositor and the Trustee information concerning the following: (A) any
Event of Default hereunder and any subservicer event of default under the
terms
of the related Subservicing Agreement, (B) any merger, consolidation or sale
of
substantially all of the assets of the Master Servicer or, to the best of
the
Master Servicer’s knowledge, any such subservicer, and (C) the Master Servicer’s
entry into an agreement with a subservicer to perform or assist in the
performance of any of the Master Servicer’s obligations.
In
addition, the Master Servicer shall cause each subservicer engaged by it
to
provide the following information to the Depositor and the Trustee, to the
extent applicable, within the timeframes that the Master Servicer would
otherwise have to provide such information:
(A) any
material modifications, extensions or waivers of pool asset terms, fees,
penalties or payments during the distribution period or that have cumulatively
become material over time (Item 1121(a)(11) of Regulation AB);
(B) information
regarding material breaches of pool asset representations or warranties or
transaction covenants (Item 1121(a)(12) of Regulation AB); and
(C) information
regarding new asset-backed securities issuances backed by the same pool assets,
any pool asset changes (such as, additions, substitutions or repurchases),
and
any material changes in origination, underwriting or other criteria for
acquisition or selection of pool assets (Item 1121(a)(14) of Regulation
AB).
Failure
of the Master Servicer to comply with this Section 3.14 (including with respect
to the time frames required in this Section) shall be deemed an Event of
Default, and the Trustee at the direction of the Depositor shall, in addition
to
whatever rights the Trustee may have under this Agreement and at law or in
equity or to damages, including injunctive relief and specific performance,
upon
notice immediately terminate all the rights and obligations of the Master
Servicer under this Agreement and in and to the Mortgage Loans and the proceeds
thereof without compensating the Master Servicer for the same. Failure of
the
Trustee to comply with this Section 3.14 (including with respect to the time
frames required in this Section) which failure results in a failure to timely
file the Form 10-K shall be deemed a default which may result in the termination
of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor
may,
in addition to whatever rights the Depositor may have under this Agreement
and
at law or in equity or to damages, including injunctive relief and specific
performance, upon notice immediately terminate all of the rights and obligations
of the Trustee under this Agreement and in and to the Mortgage Loans and
the
proceeds thereof without compensating the Trustee for the same. This paragraph
shall supersede any other provision in this Agreement or any other agreement
to
the contrary.
In
the
event the Master Servicer, the Custodian, the Trustee or any subservicer
or
subcontractor engaged by any such party is terminated, assigns its rights
and
obligations under, or resigns pursuant to, the terms of the Agreement, the
related Custodial Agreement, or any other applicable agreement in the case
of a
subservicer or subcontractor, as the case may be, such party shall provide
an
Assessment of Compliance and cause to be provided an Attestation Report pursuant
to this Section 3.14 or to the related section of such other applicable
agreement, as the case may be, notwithstanding any such termination, assignment
or resignation.
Section
3.15 Books
and Records.
The
Master Servicer shall be responsible for maintaining, and shall maintain,
a
complete set of books and records for the Mortgage Loans which shall be
appropriately identified in the Master Servicer’s computer system to clearly
reflect the ownership of the Mortgage Loans by the Trust. In particular,
the
Master Servicer shall maintain in its possession, available for inspection
by
the Trustee and shall deliver to the Trustee upon demand, evidence of compliance
with all federal, state and local laws, rules and regulations. To the extent
that original documents are not required for purposes of realization of
Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master
Servicer may be in the form of microfilm or microfiche or such other reliable
means of recreating original documents, including, but not limited to, optical
imagery techniques so long as the Master Servicer complies with the requirements
of Accepted Servicing Practices.
The
Master Servicer shall maintain with respect to each Mortgage Loan and shall
make
available for inspection by the Trustee the related servicing file during
the
time such Mortgage Loan is subject to this Agreement and thereafter in
accordance with applicable law.
Payments
on the Mortgage Loans, including any payoffs, made in accordance with the
related Mortgage File will be entered in the Master Servicer’s set of books and
records no more than two Business Days after receipt and identification,
and
allocated to principal or interest as specified in the related Mortgage
File.
Section
3.16 Reports
Filed with Securities and Exchange Commission.
(a) (i)Within
15
days after each Distribution Date (subject to permitted exceptions under
the
Exchange Act), the Trustee shall, in accordance with industry standards,
prepare
and file with the Commission via the Electronic Data Gathering and Retrieval
System (“XXXXX”), a Form 10-D, signed by the Master Servicer, with a copy of the
Monthly Statement to be furnished by the Trustee to the Certificateholders
for
such Distribution Date attached thereto; provided that the Trustee shall
have
received no later than seven (7) calendar days after the related Distribution
Date, all information required to be provided to the Trustee as described
in
clause (a)(ii) below. Any disclosure in addition to the Monthly Statement
that
is required to be included on Form 10-D (“Additional Form 10-D Disclosure”)
shall
be
reported by the parties set forth on Exhibit Q to the Trustee and the Depositor
and approved by the Depositor pursuant to the paragraph immediately below,
and
the Trustee will have no duty or liability for any failure hereunder to
determine or prepare any Additional Form 10-D Disclosure absent such reporting
(other than with respect to when it is the reporting party as set forth in
Exhibit Q) and approval.
(ii) (A)
Within seven (7) calendar days after the related Distribution Date, (i) the
parties set forth in Exhibit Q shall be required to provide, pursuant to
section
3.16(a)(iv) below, to the Trustee and the Depositor, to the extent known,
in
XXXXX-compatible format, or in such other format as otherwise agreed upon
by the
Trustee and the Depositor and such party, the form and substance of any
Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will
approve, as to form and substance, or disapprove, as the case may be, the
inclusion of the Additional Form 10-D Disclosure on Form 10-D. The
Trustee has no duty under this Agreement to monitor or enforce the performance
by the parties listed on Exhibit Q of their duties under this paragraph or
proactively solicit or procure from such parties any Additional Form 10-D
Disclosure information. The Depositor will be responsible for any reasonable
out-of-pocket expenses incurred by the Trustee in
connection with including any Additional Form 10-D Disclosure on Form 10-D
pursuant to this Section.
(B) After
preparing the Form 10-D, the Trustee shall forward electronically a draft
copy
of the Form 10-D to the Depositor and the Master Servicer for review. No
later
than two (2) Business Days prior to the 15th calendar day after the related
Distribution Date, a duly authorized officer of the Master Servicer shall
sign
the Form 10-D and return an electronic or fax copy of such signed Form 10-D
(with an original executed hard copy to follow by overnight mail) to the
Trustee. If a Form 10-D cannot be filed on time or if a previously filed
Form
10-D needs to be amended, the Trustee will follow the procedures set forth
in
Section 3.16(a)(v). Promptly (but no later than one (1) Business Day) after
filing with the Commission, the Trustee will make available on its internet
website identified in Section 5.06 a final executed copy of each Form 10-D.
The
signing party at the Master Servicer can be contacted at 000-000-0000. Form
10-D
requires the registrant to indicate (by checking "yes" or "no") that it (1)
has
filed all reports required to be filed by Section 13 or 15(d) of the Exchange
Act during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to
such
filing requirements for the past 90 days. The Depositor shall notify the
Trustee
in writing, no later than the fifth calendar day after the related Distribution
Date with respect to the filing of a report on Form 10-D, if the answer to
either question should be "no." The Trustee shall be entitled to rely on
the
Depositor’s representations in Section 2.04(vi) in preparing and/or filing any
such Form 10-D. The parties to this Agreement acknowledge that the performance
by the Trustee of its duties under Sections 3.16(a)(i) and (v) related to
the
timely preparation and filing of Form 10-D is contingent upon such parties
strictly observing all applicable deadlines in the performance of their duties
under such Sections. It is understood by the parties hereto that the performance
by the Trustee of its duties under this Section 3.16(a)(ii) related to the
timely preparation, execution and filing of Form 10-D is also contingent
upon
the Custodian and any subservicers or subcontractors strictly observing
deadlines no later than those set forth in this paragraph that are applicable
to
the parties to this Agreement in the delivery to the Trustee of any necessary
Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any
other
applicable agreement. The Trustee shall have no liability for any loss, expense,
damage or claim arising out of or with respect to any failure to properly
prepare and/or timely file such Form 10-D, where such failure results from
the
failure of any party hereto to deliver on a timely basis, any information
needed
by the Trustee to prepare, arrange for execution or file such Form
10-D.
(iii) (A)
Within four (4) Business Days after the occurrence of an event requiring
disclosure on Form 8-K (each such event, a “Reportable Event”), the Trustee
shall prepare and file, on behalf of the Trust, at the direction of the
Depositor, any Form 8-K, as required by the Exchange Act; provided that,
the
Depositor shall file the initial Form 8-K in connection with the issuance
of the
Certificates. Any disclosure or information related to a Reportable Event
or
that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure
Information”) shall be, pursuant to the paragraph immediately below, reported by
the parties set forth on Exhibit Q to the Trustee and the Depositor and directed
and approved by the Depositor pursuant to the following paragraph, and the
Trustee will have no duty or liability for any failure hereunder to determine
or
prepare any Additional Form 8-K Disclosure absent such reporting (other than
with respect to when it is the reporting party as set forth in Exhibit Q)
and
approval.
(B) For
so
long as the Trust is subject to the Exchange Act reporting requirements,
(i) no
later than 12:00 p.m. New York City time on the 2nd Business Day after the
occurrence of a Reportable Event the parties set forth in Exhibit Q shall
be
required pursuant to Section 3.16(a)(iv) below to provide to the Trustee
and the
Depositor, to the extent known, in XXXXX-compatible format, or in such other
form as otherwise agreed upon by the Trustee and the Depositor and such party,
the form and substance of any Form 8-K Disclosure Information, if applicable,
and (ii) the Depositor will approve, as to form and substance, or disapprove,
as
the case may be, the inclusion of the Form 8-K Disclosure Information on
Form
8-K. The Trustee has no duty under this Agreement to monitor or enforce the
performance by the other parties listed on Exhibit Q of their duties under
this
paragraph or to proactively solicit or procure from such parties any Additional
Form 8-K Disclosure Information. The Depositor will be responsible for any
reasonable out-of-pocket expenses incurred by the Trustee in connection with
including any Form 8-K Disclosure Information on Form 8-K pursuant to this
Section.
(C) After
preparing the Form 8-K, the Trustee shall forward electronically a draft
copy of
the Form 8-K to the Depositor and the Master Servicer for review. No later
than
the end of business New York City time on the 3rd Business Day after the
Reportable Event, a duly authorized officer of the Master Servicer shall
sign
the Form 8-K and return an electronic or fax copy of such signed Form 8-K
(with
an original executed hard copy to follow by overnight mail) to the Trustee.
If a
Form 8-K cannot be filed on time or if a previously filed Form 8-K needs
to be
amended, the Trustee will follow the procedures set forth in Section 3.16(a)(v).
Promptly (but no later than one (1) Business Day) after filing with the
Commission, the Trustee will, make available on its internet website identified
in Section 5.06 a final executed copy of each Form 8-K. The signing party
at the
Master Servicer can be contacted at 000-000-0000. The parties to this Agreement
acknowledge that the performance by the Trustee of its duties under this
Section
3.16(a)(iii) related to the timely preparation and filing of Form 8-K is
contingent upon such parties strictly observing all applicable deadlines
in the
performance of their duties under this Section 3.16(a)(iii). It is understood
by
the parties hereto that the performance by the Trustee of its duties under
this
Section 3.16(a)(iii) related to the timely preparation, execution and filing
of
Form 8-K is also contingent upon the Custodian and any subservicers or
subcontractors strictly observing deadlines no later than those set forth
in
this paragraph that are applicable to the parties to this Agreement in the
delivery to the Trustee of any necessary Form 8-K Disclosure Information
pursuant to the Custodial Agreement or any other applicable agreement. The
Trustee shall have no liability for any loss, expense, damage or claim arising
out of or with respect to any failure to properly prepare and/or timely file
such Form 8-K, where such failure results from the failure of any party hereto
to deliver on a timely basis, any information needed by the Trustee to prepare,
arrange for execution or file such Form 8-K.
(D) On
or
prior to the 90th day after the end of each fiscal year of the Trust or such
earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”)
(it being understood that the fiscal year for the Trust ends on December
31st of
each year), commencing in March 2007, the Trustee shall prepare and file
on
behalf of the Trust a Form 10-K, in form and substance as required by the
Exchange Act. Each such Form 10-K shall include the following items, in each
case to the extent they have been delivered to the Trustee within the applicable
time frames set forth in this Agreement, (I) an Annual Statement of Compliance
for the Trustee, Master Servicer and any subservicer, as described under
Section
3.13, (II)(A) the Assessment of Compliance with Servicing Criteria for the
Master Servicer and each subservicer and subcontractor participating in the
servicing function, the Trustee and the Custodian, as described under Section
3.14, and (B) if the Assessment of Compliance of the Master Servicer, the
Trustee or the Custodian described under Section 3.14 identifies any material
instance of noncompliance, disclosure identifying such instance of
noncompliance, or if the Assessment of Compliance of the Master Servicer,
the
Trustee or the Custodian described under Section 3.14 is not included as
an
exhibit to such Form 10-K, disclosure that such report is not included and
an
explanation why such report is not included, (III)(A) the registered public
accounting firm Attestation Report for the Master Servicer, the Trustee and
the
Custodian, as described under Section 3.14, and (B) if any registered public
accounting firm Attestation Report described under Section 3.14 identifies
any
material instance of noncompliance, disclosure identifying such instance
of
noncompliance, or if any such registered public accounting firm Attestation
Report is not included as an exhibit to such Form 10-K, disclosure that such
report is not included and an explanation why such report is not included,
and
(IV) a Xxxxxxxx-Xxxxx Certification (“Xxxxxxxx-Xxxxx Certification”) as
described in this Section 3.16 (a)(iii)(D) below. Any disclosure or information
in addition to (I) through (IV) above that is required to be included on
Form
10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set
forth on Exhibit Q to the Trustee and the Depositor and, pursuant to the
paragraph immediately below, approved by the Depositor, and the Trustee will
have no duty or liability for any failure hereunder to determine or prepare
any
Additional Form 10-K Disclosure absent such reporting (other than with respect
to when it is the reporting party as set forth in Exhibit Q) and
approval.
(E) No
later
than March 15th of each year that the Trust is subject to the Exchange Act
reporting requirements, commencing in 2007, (i) the parties set forth in
Exhibit
Q shall be required to provide pursuant to Section 3.16(a)(iv) below to the
Trustee and the Depositor, to the extent known, in XXXXX-compatible format,
or
in such other format as otherwise agreed upon by the Trustee and the Depositor
and such party, the form and substance of any Additional Form 10-K Disclosure,
if applicable, and (ii) the Depositor will approve, as to form and substance,
or
disapprove, as the case may be, the inclusion of the Additional Form 10-K
Disclosure on Form 10-K. The Trustee has no duty under this Agreement to
monitor
or enforce the performance by the other parties listed on Exhibit Q of their
duties under this paragraph or to proactively solicit or procure from such
parties any Additional Form 10-K Disclosure information. The Depositor will
be
responsible for any reasonable out-of-pocket expenses incurred by the Trustee
in
connection with including any Form 10-K Disclosure Information on Form 10-K
pursuant to this Section.
(F) After
preparing the Form 10-K, the Trustee shall forward electronically a draft
copy
of the Form 10-K to the Depositor and the Master Servicer for review. Form
10-K
requires the registrant to indicate (by checking "yes" or "no") that it (1)
has
filed all reports required to be filed by Section 13 or 15(d) of the Exchange
Act during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to
such
filing requirements for the past 90 days. The Depositor shall notify the
Trustee
in writing, no later than the fifteenth calendar day of March in any year
in
which the Trust is subject to the reporting requirements of the Exchange
Act, if
the answer to either question should be "no." The Trustee shall be entitled
to
rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or
filing any such Form 10-K. No
later
than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K
Filing Deadline, a senior officer of the Master Servicer in charge of the
servicing function shall sign the Form 10-K and return an electronic or fax
copy
of such signed Form 10-K (with an original executed hard copy to follow by
overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or if a
previously filed Form 10-K needs to be amended, the Trustee will follow the
procedures set forth in Section 3.16(a)(v). Promptly (but no later than one
(1)
Business Day) after filing with the Commission, the Trustee will make available
on its internet website identified in Section 5.06 a final executed copy
of each
Form 10-K. The signing party at the Master Servicer can be contacted at
000-000-0000. The parties to this Agreement acknowledge that the performance
by
the Trustee of its duties under Section 3.16(a)(iv) related to the timely
preparation and filing of Form 10-K is contingent upon such parties strictly
observing all applicable deadlines in the performance of their duties under
Section 3.13 and Section 3.14. It is understood by the parties hereto that
the
performance by the Trustee of its duties under this Section 3.16(a)(iii)
related
to the timely preparation, execution and filing of Form 10-K is also contingent
upon the Custodian and any subservicer or subcontractor strictly observing
deadlines no later than those set forth in this paragraph that are applicable
to
the parties to this Agreement in the delivery to the Trustee of any necessary
Additional Form 10-K Disclosure, any annual statement of compliance and any
assessment of compliance and attestation pursuant to the Custodial Agreement
or
any other applicable agreement. The Trustee shall have no liability for any
loss, expense, damage or claim arising out of or with respect to any failure
to
properly prepare and/or timely file such Form 10-K, where such failure results
from the failure of any party hereto to deliver on a timely basis, any
information needed by the Trustee to prepare, arrange for execution or file
such
Form 10-K.
(G) Each
Form
10-K shall include a certification (the “Xxxxxxxx-Xxxxx Certification”) required
to be included therewith pursuant to the Xxxxxxxx-Xxxxx Act. The Trustee
shall,
and the Master Servicer shall cause any subservicer or subcontractor engaged
by
it to, provide to the Person who signs the Xxxxxxxx-Xxxxx Certification (the
“Certifying Person”), by March 15 of each year in which the Trust is subject to
the reporting requirements of the Exchange Act and otherwise within a reasonable
period of time upon request, a certification (each, a “Back-Up Certification”),
in the form attached hereto as Exhibit K, upon which the Certifying Person,
the
entity for which the Certifying Person acts as an officer, and such entity’s
officers, directors and Affiliates (collectively with the Certifying Person,
“Certification Parties”) can reasonably rely; provided, however, that the
Trustee shall not be required to undertake an analysis of any accountant’s
report attached as an exhibit to the Form 10-K. The senior officer of the
Master
Servicer shall serve as the Certifying Person on behalf of the Trust. Such
officer of the Certifying Person can be contacted at 000-000-0000.
In
the
event the Trustee is terminated or resigns pursuant to the terms of this
Agreement or any subcontractor or subservicer is terminated pursuant to the
related servicing agreement, the Trustee, subcontractor or subservicer, as
applicable, shall provide a Back-Up Certification to the Certifying Person
pursuant to this Section 3.16(a)(iii) with respect to the period of time
it was
subject to this Agreement or the related servicing agreement, as
applicable.
(iv) With
respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure
or any Form 8-K Disclosure Information (collectively, the “Additional
Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit
R, the Trustee’s obligation to include such Additional Information in the
applicable Exchange Act report is subject to receipt from the entity that
is
indicated in Exhibit Q as the responsible party for providing that information,
if other than the Trustee, as and when required as described in Section
3.16(a)(i) through (iii) above. Each of the Master Servicer, Seller, and
Depositor hereby agree to notify and provide (to the extent known) to the
Trustee and the Depositor all Additional Disclosure relating to the Trust
Fund,
with respect to which such party is indicated in Exhibit Q as the responsible
party for providing that information. Within
five Business Days prior to each Distribution Date occurring in any year
that
the Trust is subject to the Exchange Act reporting requirements, the Depositor
shall make available to the Trustee the related Significance Estimate and
the
Trustee shall use such information to calculate the related Significance
Percentage. The
Trustee shall provide the Significance Percentage to the Depositor by the
later
of the Distribution Date or three (3) Business Days after the receipt of
the
Significance Estimate from the Depositor. If the Significance Percentage
meets
either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2)
of
Regulation AB, the Trustee shall deliver written notification to the Depositor
and the related Swap Provider to that effect. The
Trustee shall request from the Depositor and the Depositor shall deliver
to the
Trustee any information that the related Swap Provider delivered to the
Depositor as required under Regulation AB, to the extent required under the
related Swap Agreement. The Depositor shall be obligated to provide to the
Trustee (no later than, in the case of Form 10-D, the seventh calendar day
after
the Distribution Date and in the case of Form 10-K, March 15th
in any
year in which a Form 10-K is filed for the Trust) any information that may
be
required to be included in any Form 10-D, Form 8-K or Form 10-K or written
notification instructing the Trustee that such Additional Disclosure regarding
the related Swap Provider is not necessary for such Distribution Date.
The
Master Servicer shall be responsible for determining the pool concentration
applicable to any subservicer or originator at any time.
(v) (A)
On or
prior to January 30 of the first year in which the Trustee is able to do
so
under applicable law, the Trustee shall file a Form 15 relating to the automatic
suspension of reporting in respect of the Trust under the Exchange Act.
(B) In
the
event that the Trustee is unable to timely file with the Commission all or
any
required portion of any Forms 8-K, 10-D or 10-K required to be filed by this
Agreement because required disclosure information was either not delivered
to it
or delivered to it after the delivery deadlines set forth in this Agreement
or
for any other reason, the Trustee will immediately notify the Depositor and
the
Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, Master
Servicer and Trustee will cooperate to prepare and file a Form 12b-25 and
a
10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange
Act. In
the case of Form 8-K, the Trustee will, upon receipt of all required Form
8-K
Disclosure Information and upon the approval and direction of the Depositor,
include such disclosure information on the next Form 10-D. In the event that
any
previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee
will
notify the Depositor and the Master Servicer and such parties will cooperate
to
prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or
any
amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer
of the
Master Servicer. The Depositor and Master Servicer acknowledge that the
performance by the Trustee of its duties under this Section 3.16(a)(vi) related
to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment
to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the
Depositor performing their duties under this Section. The Trustee shall have
no
liability for any loss, expense, damage, claim arising out of or with respect
to
any failure to properly prepare and/or timely file any such Form 15, Form
12b-25
or any amendments to Forms 8-K, 10-D or 10-K, where such failure results
from
the failure of any party hereto to deliver on a timely basis, any information
needed by the Trustee to prepare, arrange for execution or file such Form
15,
Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K.
The
Depositor agrees to promptly furnish to the Trustee, from time to time upon
request, such further information, reports and financial statements within
its
control related to this Agreement and the Mortgage Loans as the Trustee
reasonably deems appropriate to prepare and file all necessary reports with
the
Commission. The Trustee shall have no responsibility to file any items other
than those specified in this Section 3.16; provided, however, the Trustee
shall
cooperate with the Depositor in connection with any additional filings with
respect to the Trust Fund as the Depositor deems necessary under the Exchange
Act. Copies of all reports filed by the Trustee under the Exchange Act shall
be
sent to: the Depositor c/o Bear, Xxxxxxx & Co. Inc., Attn: Managing Director
Analysis and Control, Xxx Xxxxxxxxx Xxxxxx Xxxxx, Xxxxxxxx, Xxx Xxxx 00000-0000.
Fees and expenses incurred by the Trustee in connection with this Section
3.16
shall not be reimbursable from the Trust Fund.
(b) In
connection with the filing of any 10-K hereunder, the Trustee shall sign
a
Back-Up Certification substantially in the form attached hereto as Exhibit
K for
the Depositor regarding certain aspects of the Form 10-K certification signed
by
the Master Servicer; provided, however, the Trustee shall not be required
to
undertake an analysis of any accountant’s report attached as an exhibit to the
Form 10-K.
(c) The
Trustee shall indemnify and hold harmless, the Depositor and the Master Servicer
and each of its officers, directors and affiliates from and against any losses,
damages, penalties, fines, forfeitures, reasonable and necessary legal fees
and
related costs, judgments and other costs and expenses arising out of or based
upon a breach of the Trustee’s obligations under Sections 3.13, 3.14 and 3.16 or
the Trustee’s negligence, bad faith or willful misconduct in connection
therewith. In addition, the Trustee shall indemnify and hold harmless the
Depositor and the Master Servicer and each of their officers, directors and
affiliates from and against any losses, damages, penalties, fines, forfeitures,
reasonable and necessary legal fees and related costs, judgments and other
costs
and expenses arising out of or based upon (i) any untrue statement or alleged
untrue statement of any material fact contained in any Back-Up Certification,
the Annual Statement of Compliance, the Assessment of Compliance, any Additional
Disclosure or other information provided by the Trustee pursuant to Section
3.13, 3.14 and 3.16 (the “Trustee Information”), or (ii) the omission or alleged
omission to state therein a material fact required to be stated therein or
necessary to make the statements therein, in light of the circumstances in
which
they were made, not misleading; provided, by way of clarification, that clause
(ii) of this paragraph shall be construed solely by reference to the Trustee
Information and not to any other information communicated in connection with
the
Certificates, without regard to whether the Trustee Information or any portion
thereof is presented together with or separately from such other
information.
(d) The
Depositor shall indemnify and hold harmless the Trustee and its officers,
directors and affiliates from and against any losses, damages, penalties,
fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments
and other costs and expenses arising out of or based upon a breach of the
obligations of the Depositor under Section 3.13, Section 3.14 and Section
3.16
or the Depositor’s negligence, bad faith or willful misconduct in connection
therewith. In addition, the Depositor shall indemnify and hold harmless the
Trustee and each of its officers, directors and affiliates from and against
any
losses, damages, penalties, fines, forfeitures, reasonable and necessary
legal
fees and related costs, judgments and other costs and expenses arising out
of or
based upon (i) any untrue statement or alleged untrue statement of any material
fact contained in any Additional Disclosure or other information provided
by the
Depositor pursuant to Section 3.16 (the “Depositor Information”), or (ii) the
omission or alleged omission to state therein a material fact required to
be
stated therein or necessary to make the statements therein, in light of the
circumstances in which they were made, not misleading; provided, by way of
clarification, that clause (ii) of this paragraph shall be construed solely
by
reference to the Depositor Information and not to any other information
communicated in connection with the Certificates, without regard to whether
the
Depositor Information or any portion thereof is presented together with or
separately from such other information.
(e) The
Master Servicer shall indemnify and hold harmless the Trustee and the Depositor
and their respective officers, directors and affiliates from and against
any
losses, damages, penalties, fines, forfeitures, reasonable and necessary
legal
fees and related costs, judgments and other costs and expenses arising out
of or
based upon a breach of the obligations of the Master Servicer under Section
3.13, Section 3.14 and Section 3.16 or the Master Servicer’s negligence, bad
faith or willful misconduct in connection therewith. In addition, the Master
Servicer shall indemnify and hold harmless the Trustee and the Depositor
and
each of its officers, directors and affiliates from and against any losses,
damages, penalties, fines, forfeitures, reasonable and necessary legal fees
and
related costs, judgments and other costs and expenses arising out of or based
upon (i) any untrue statement or alleged untrue statement of any material
fact
contained in any Xxxxxxxx-Xxxxx Certification, the Annual Statement of
Compliance, the Assessment of Compliance, any Additional Disclosure or other
information provided by the Master Servicer pursuant to Section 3.13, 3.14
and
3.16 (the “Master Servicer Information”), or (ii) the omission or alleged
omission to state therein a material fact required to be stated therein or
necessary to make the statements therein, in light of the circumstances in
which
they were made, not misleading; provided, by way of clarification, that clause
(ii) of this paragraph shall be construed solely by reference to the Master
Servicer Information and not to any other information communicated in connection
with the Certificates, without regard to whether the Master Servicer Information
or any portion thereof is presented together with or separately from such
other
information.
If
the
indemnification provided for herein is unavailable or insufficient to hold
harmless the Master Servicer, the Depositor or the Trustee, as applicable,
then
the defaulting party, in connection with a breach of its respective obligations
under Section 3.13, Section 3.14 and Section 3.16 or its respective negligence,
bad faith or willful misconduct in connection therewith, agrees that it shall
contribute to the amount paid or payable by the other parties as a result
of the
losses, claims, damages or liabilities of the other party in such proportion
as
is appropriate to reflect the relative fault and the relative benefit of
the
respective parties.
(f) Nothing
shall be construed from the foregoing subsections (a), (b) and (c) to require
the Trustee or any officer, director or Affiliate thereof to sign any Form
10-K
or any certification contained therein. Furthermore, the inability of the
Trustee to file a Form 10-K as a result of the lack of required information
as
set forth in Section 3.16(a) or required signatures on such Form 10-K or
any
certification contained therein shall not be regarded as a breach by the
Trustee
of any obligation under this Agreement.
(g) Notwithstanding
the provisions of Section 11.01, this Section 3.16 may be amended without
the
consent of the Certificateholders.
Section
3.17 Intention
of the Parties and Interpretation.
Each
of
the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14
and
3.16 of this Agreement is to facilitate compliance by the Seller and the
Depositor with the provisions of Regulation AB. Therefore, each of the parties
agrees that (a) the obligations of the parties hereunder shall be interpreted
in
such a manner as to accomplish that purpose, (b) the parties’ obligations
hereunder will be supplemented and modified as necessary to be consistent
with
any such amendments, interpretive advice or guidance, convention or consensus
among active participants in the asset-backed securities markets, advice
of
counsel, or otherwise in respect of the requirements of Regulation AB, (c)
the
parties shall comply with reasonable requests made by the Seller, the Trustee
or
the Depositor for delivery of additional or different information as the
Seller,
the Trustee or the Depositor may determine in good faith is necessary to
comply
with the provisions of Regulation AB, and (d) no amendment of this Agreement
shall be required to effect any such changes in the parties’ obligations as are
necessary to accommodate evolving interpretations of the provisions of
Regulation AB.
Section
3.18 UCC.
The
Seller shall file any financing statements, continuation statements or
amendments thereto required by any change in the Uniform Commercial
Code.
Section
3.19 Optional
Purchase of Certain Mortgage Loans.
With
respect to any Mortgage Loan which as of the first day of a Fiscal Quarter
is
delinquent in payment by 90 days or more or is an REO Property, the Seller
shall
have the right to purchase any such Mortgage Loan or REO Property from the
Trust
at a price equal to the Purchase Price; provided however (i) that such Mortgage
Loan is still 90 days or more delinquent or is an REO Property as of the
date of
such purchase and (ii) this purchase option, if not theretofore exercised,
shall
terminate on the date prior to the last day of the related Fiscal Quarter.
This
purchase option, if not exercised, shall not be thereafter reinstated unless
the
delinquency is cured and the Mortgage Loan thereafter again becomes 90 days
or
more delinquent or becomes an REO Property, in which case the option shall
again
become exercisable as of the first day of the related Fiscal Quarter. This
right
may be assigned by the Seller to a third party, including a holder of a Class
of
Certificates.
If
at any
time the Seller remits to the Master Servicer a payment for deposit in the
Protected Account covering the amount of the Purchase Price for such a Mortgage
Loan, and the Seller provides to the Trustee a certification signed by a
Servicing Officer stating that the amount of such payment has been deposited
in
the Protected Account, then the Trustee shall execute the assignment of such
Mortgage Loan prepared and delivered to the Trustee, at the request of the
Seller, without recourse, representation or warranty, to the Seller which
shall
succeed to all the Trustee’s right, title and interest in and to such Mortgage
Loan, and all security and documents relative thereto. Such assignment shall
be
an assignment outright and not for security. The Seller will thereupon own
such
Mortgage, and all such security and documents, free of any further obligation
to
the Trustee or the Certificateholders with respect thereto.
Section
3.20 Obligations
of the Master Servicer in Respect of Mortgage Rates and Scheduled
Payments.
In
the
event that a shortfall in any collection on or liability with respect to
any
Mortgage Loan results from or is attributable to adjustments to Mortgage
Rates,
Scheduled Payments or Stated Principal Balances that were made by the Master
Servicer in a manner not consistent with the terms of the related Mortgage
Note
and this Agreement, the Master Servicer, upon discovery or receipt of notice
thereof, immediately shall deliver to the Trustee for deposit in the
Distribution Account with respect to the related Loan Group from its own
funds
the amount of any such shortfall and shall indemnify and hold harmless the
Trust
Fund, the Trustee, the Depositor and any Successor Master Servicer in respect
of
any such liability. Such indemnities shall survive the termination or discharge
of this Agreement. Notwithstanding the foregoing, this Section 3.20 shall
not
limit the ability of the Master Servicer to seek recovery of any such amounts
from the related Mortgagor under the terms of the related Mortgage Note and
Mortgage, to the extent permitted by applicable law.
Section
3.21 Group
I Reserve Fund; Payments to and from Swap Administrator; Group I Supplemental
Interest Trust.
(a) As
of the
Closing Date, the Group I Supplemental Interest Trust shall be established
and
maintained in the name of the Group I Supplemental Interest Trustee, as a
separate trust, the corpus of which shall be held by the Group I Supplemental
Interest Trust Trustee, for the benefit of the Holders of the Class I-A
Certificates and Class I-M Certificates and the Group I Swap Provider. The
Group
I Supplemental Interest Trust shall hold the Group I Swap Agreement, the
rights
in respect of the Swap Administration Agreement that relate to Loan Group
I, the
Group I Swap Account and REMIC VII Regular Interest IO. The Group I Swap
Account
shall be an Eligible Account, and funds on deposit therein shall be held
separate and apart from, and shall not be commingled with, any other moneys,
including, without limitation, other moneys of the Trustee held pursuant
to this
Agreement. Amounts in the Group I Swap Account shall, at the direction of
the
Majority Class I-CE Certificateholder, be invested in Permitted Investments
that
mature no later than the Business Day prior to the next succeeding Distribution
Date. All net income and gain from such investments shall be distributed
to the
Majority Class I-CE Certificateholder, not as a distribution in respect of
any
interest in any REMIC, on such Distribution Date. In the absence of written
instructions to the Trustee, amounts on deposit in the Group I Swap Account
shall remain uninvested. All amounts earned on amounts on deposit in the
Group I
Swap Account shall be taxable to the Majority Class I-CE Certificateholder.
Any
losses on such investments shall be deposited in the Group I Swap Account
by the
Majority Class I-CE Certificateholder out of its own funds immediately as
realized. In performing its duties hereunder and under the Group I Swap
Agreement and the rights in respect of the Swap Administration Agreement
that
relate to Loan Group I, the Group I Supplemental Interest Trust Trustee shall
be
entitled to the same rights, protections and indemnities as provided to the
Trustee hereunder.
(b) On
or
before the Closing Date, the Trustee shall establish a Group I Reserve Fund
on
behalf of the Holders of the Group I Certificates. On the Closing Date, the
Depositor shall cause an amount equal to the Group I Reserve Fund Deposit
to be
deposited into the Group I Reserve Fund. The Group I Reserve Fund must be
an
Eligible Account. The Group I Reserve Fund shall be entitled “Group I Reserve
Fund, LaSalle Bank National Association as Trustee for the benefit of holders
of
Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series
2006-AQ1”. The Trustee shall deposit in the Group I Reserve Fund all payments
received from the Swap Administrator that are payable to the Trust Fund with
respect to Loan Group I pursuant to the Swap Administration Agreement. On
each
Distribution Date the Trustee shall remit such amounts received from the
Swap
Administrator to the Holders of the Class I-A Certificates and Class I-M
Certificates in the manner provided in clause (d) below. In addition, on
each
Distribution Date as to which there is a Basis Risk Shortfall Carry Forward
Amount payable to any Class of Class I-A Certificates and/or Class I-M
Certificates, the Trustee shall deposit the amounts distributable pursuant
to
clauses (C) and (D) of Section 5.04(a)(4) into the Group I Reserve Fund,
and the
Trustee has been directed by the Class I-CE Certificateholder to distribute
any
amounts then on deposit in the Group I Reserve Fund to the Holders of the
Class
I-A Certificates and/or Class I-M Certificates in respect of the Basis Risk
Shortfall Carry Forward Amounts for each such Class in the priorities set
forth
in clauses (C) and (D) of Section 5.04(a)(4). Any amount paid to the Holders
of
Class I-A Certificates and/or Class I-M Certificates from amounts distributable
pursuant to clauses (C) and (D) of Section 5.04(a)(4) pursuant to the preceding
sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be
treated as distributed to the Class I-CE Certificateholder in respect of
the
Class I-CE Certificates and paid by the Class I-CE Certificateholder to the
Holders of the Class I-A Certificates and/or Class I-M Certificates. Any
payments to the Holders of the Class I-A Certificates and/or Class I-M
Certificates in respect of Basis Risk Shortfall Carry Forward Amounts, whether
pursuant to the second preceding sentence or pursuant to clause (d) below,
shall
not be payments with respect to a Regular Interest in a REMIC within the
meaning
of Section 860G(a)(1) of the Code.
(c) Group
I
Net Swap Payments and Group I Swap Termination Payments (other than Group
I Swap
Termination Payments resulting from a Group I Swap Provider Trigger Event
and
to
the extent not paid by the Swap Administrator on behalf of the Group I
Supplemental Interest Trust Trustee from any upfront payment received pursuant
to any related replacement interest rate swap agreement that may be entered
into
by the Group I Supplemental Interest Trust Trustee)
payable
by the Swap Administrator, on behalf of the Group I Supplemental Interest
Trust
Trustee, to the Group I Swap Provider pursuant to the Group I Swap Agreement
shall be deducted from Interest Funds with respect to Loan Group I, and to
the
extent of any such remaining amounts due, from Principal Funds with respect
to
Loan Group I, prior to any distributions to the Group I Certificateholders.
On
or before each Distribution Date, such amounts shall be remitted to the Swap
Administrator, and deposited into the Group I Swap Account, first to make
any
Group I Net Swap Payment owed to the Group I Swap Provider pursuant to the
Group
I Swap Agreement for such Distribution Date and for prior Distribution Dates,
if
any, and second to make any Group I Swap Termination Payment (not due to
a Group
I Swap Provider Trigger Event and to the extent not paid by the Swap
Administrator on behalf of the Group I Supplemental Interest Trust Trustee
from
any upfront payment received pursuant to any related replacement interest
rate
swap agreement that may be entered into by the Group I Supplemental Interest
Trust Trustee) owed to the Group I Swap Provider pursuant to the Group I
Swap
Agreement for such Distribution Date and for prior Distribution Dates, if
any.
For federal income tax purposes, such amounts paid to the Group I Supplemental
Interest Trust on each Distribution Date shall first be deemed paid to the
Group
I Supplemental Interest Trust in respect of REMIC VII Regular Interest IO
to the
extent of the amount distributable on such REMIC VII Regular Interest IO
on such
Distribution Date, and any remaining amount shall be deemed paid to the Group
I
Supplemental Interest Trust in respect of a Group I Class IO Distribution
Amount. Any Group I Swap Termination Payment triggered by a Group I Swap
Provider Trigger Event owed to the Group I Swap Provider pursuant to the
Group I
Swap Agreement will be subordinated to distributions to the Holders of the
Class
I-A Certificates and Class I-M Certificates and shall be paid as set forth
under
Section 5.04(a)(4). In addition, the Swap Administrator shall remit to the
Group
I Swap Provider any Group I Swap Optional Termination Payment paid as part
of
the Group I Mortgage Loan Purchase Price and remitted to the Group I
Supplemental Interest Trust pursuant to Section 10.01.
(d) On
or
before each Distribution Date, Group I Net Swap Payments payable by the Group
I
Swap Provider pursuant to the Group I Swap Agreement to the Swap Administrator,
on behalf of the Group I Supplemental Interest Trust Trustee, will be deposited
by the Swap Administrator, acting on behalf of the Group I Supplemental Interest
Trust Trustee, into the Group I Swap Account pursuant to the Swap Administration
Agreement. The Swap Administrator shall, to the extent provided in the Swap
Administration Agreement, remit amounts on deposit in the Group I Swap Account
to the Trustee for deposit into the Group I Reserve Fund. On each Distribution
Date, to the extent required, the Trustee shall withdraw such amounts from
the
Group I Reserve Fund to distribute to the Class I-A Certificates and Class
I-M
Certificates in the following order of priority:
(i) first,
to each
Class of Class I-A Certificates, on a pro
rata
basis,
to pay Current Interest and any Interest Carry Forward Amount to the extent
due
to the interest portion of a Realized Loss, in each case to the extent not
fully
paid pursuant to Section 5.04(a)(1);
(ii) second,
sequentially to the Class
I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class
I-M-7, Class I-M-8, Class I-M-9 and Class I-M-10 Certificates,
in that
order, to pay Current Interest to the extent not fully paid pursuant to Section
5.04(a)(1) and any Interest Carry Forward Amount, in each case to the extent
due
to the interest portion of a Realized Loss;
(iii) third,
to pay
first, to each Class of Class I-A Certificates, on a pro
rata
basis,
based on the amount of Basis Risk Shortfall Carry Forward Amount for each
such
Class, and second, sequentially to the Class I-M-1, Class I-M-2, Class I-M-3,
Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9
and
Class I-M-10 Certificates, in that order, any Basis Risk Shortfall Carry
Forward
Amounts for such Distribution Date; and
(iv) fourth,
to pay
as principal to the Class I-A Certificates and Class I-M Certificates to
be
applied as part of the Group I Extra Principal Distribution Amount payable
under
Section 5.04(a)(2) to the extent that the Group I Overcollateralization Amount
is reduced below the Group I Overcollateralization Target Amount, as a result
of
Realized Losses and to the extent not paid by Excess Spread relating to Loan
Group I pursuant to Section 5.04(a)(4) for such Distribution Date. For the
avoidance of doubt, any amounts distributable pursuant to this clause (iv)
shall
be limited to rebuilding overcollateralization related to Loan Group I to
the
extent overcollateralization has been reduced through Realized Losses related
to
Loan Group I.
(e) The
Group
I Reserve Fund is an “outside reserve fund” within the meaning of Treasury
Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
not
an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
owner of the Group I Reserve Fund. The Majority Class I-CE Certificateholder
shall be the beneficial owner of the Group I Reserve Fund, subject to the
power
of the Trustee to transfer amounts under Section 5.04. Amounts
in the Group I Reserve Fund shall, at the direction of the Majority Class
I-CE
Certificateholder, be invested in Permitted Investments that mature no later
than the Business Day prior to the next succeeding Distribution Date. All
net
income and gain from such investments shall be distributed to the Majority
Class
I-CE Certificateholder, not as a distribution in respect of any interest
in any
REMIC, on such Distribution Date. In
the
absence of written instructions to the Trustee, amounts on deposit in the
Group
I Reserve Fund shall remain uninvested. All
amounts earned on amounts on deposit in the Group I Reserve Fund shall be
taxable to the Majority Class I-CE Certificateholder. Any losses on such
investments shall be deposited in the Group I Reserve Fund by the Majority
Class
I-CE Certificateholder out of its own funds immediately as realized.
The
Group
I Swap Account, which is created and maintained by the Swap Administrator
pursuant to the Swap Administration Agreement, is an “outside reserve fund”
within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not
be
an asset of any REMIC created hereunder. The beneficial owner of the Group
I
Swap Account is identified, and other matters relating to the Group I Swap
Account are addressed, in the Swap Administration Agreement.
(f) The
Trustee shall treat the Holders of Group I Certificates (other than the Class
I-P, Class I-CE and Class I-R Certificates) as having entered into a notional
principal contract with respect to the Holders of the Class I-CE Certificates.
Pursuant to each such notional principal contract, all Holders of Group I
Certificates (other than the Class I-P, Class I-CE and Class I-R Certificates)
shall be treated as having agreed to pay, on each Distribution Date, to the
Holder of the Class I-CE Certificates an aggregate amount equal to the excess,
if any, of (i) the amount payable on such Distribution Date on the REMIC
IV
Regular Interest corresponding to such Class of Certificates over (ii) the
amount payable on such Class of Certificates on such Distribution Date (such
excess, a “Group I Class IO Distribution Amount”). A Group I Class IO
Distribution Amount payable from interest collections shall be allocated
pro
rata
among
such Certificates based on the excess of, with respect to each such Certificate,
(i) the amount of interest otherwise payable to the REMIC IV Regular Interest
relating to such Certificate over (ii) the amount of interest payable to
such
Certificate at a per annum rate equal to the related Net Rate Cap, and a
Group I
Class IO Distribution Amount payable from principal collections shall be
allocated to the most subordinate Class of Group I Certificates with an
outstanding principal balance to the extent of such balance. In addition,
pursuant to such notional principal contract, the Holder of the Class I-CE
Certificates shall be treated as having agreed to pay Basis Risk Shortfall
Carry
Forward Amounts with respect to Loan Group I to the Holders of the Group
I
Certificates (other than the Class I-CE, Class I-P and Class I-R Certificates)
in accordance with the terms of this Agreement. Any payments to the Group
I
Certificates from amounts deemed received in respect of this notional principal
contract shall not be payments with respect to a Regular Interest in a REMIC
within the meaning of Code Section 860G(a)(1). However, any payment from
the
Group I Certificates (other than the Class I-CE, Class I-P and Class I-R
Certificates) of a Group I Class IO Distribution Amount shall be treated
for tax
purposes as having been received by the Holders of such Certificates in respect
of their interests in REMIC IV and as having been paid by such Holders to
the
Swap Administrator pursuant to the notional principal contract. Thus, each
Group
I Certificate (other than the Class I-P Certificates and Class I-R Certificates)
shall be treated as representing not only ownership of a Regular Interest
in
REMIC IV, but also ownership of an interest in, and obligations with respect
to,
a notional principal contract.
(g) Upon
a
Group I Swap Early Termination other than in connection with the Optional
Termination relating to Loan Group I, the Swap Administrator, pursuant to
the
Swap Administration Agreement, shall use reasonable efforts to appoint a
successor swap provider to enter into a new interest rate swap agreement
on
terms substantially similar to the Group I Swap Agreement, with a successor
swap
provider meeting all applicable eligibility requirements. If the Swap
Administrator receives a Group I Swap Termination Payment from the Group
I Swap
Provider in connection with such Group I Swap Early Termination, the Swap
Administrator will apply such Group I Swap Termination Payment to any upfront
payment required to appoint the successor swap provider. If the Swap
Administrator is required to pay a Group I Swap Termination Payment to the
Group
I Swap Provider in connection with such Group I Swap Early Termination, the
Swap
Administrator will apply any upfront payment received from the successor
swap
provider to pay such Group I Swap Termination Payment. If the Swap Administrator
is unable to appoint a successor swap provider within 30 days of the Group
I
Swap Early Termination, then the Swap Administrator will deposit any Group
I
Swap Termination Payment received from the original Group I Swap Provider
into a
separate, non-interest bearing reserve account and will, on each subsequent
distribution date, withdraw from the amount then remaining on deposit in
such
reserve account an amount equal to the Group I Net Swap Payment, if any,
that
would have been paid to the Swap Administrator by the original Group I Swap
Provider calculated in accordance with the terms of the original Group I
Swap
Agreement, and distribute such amount to the Holders of the Class I-A
Certificates and Class I-M Certificates or for such other purpose specified
in
the Swap Administration Agreement in accordance with the terms
thereof.
(h) In
the
event that the Group I Swap Provider fails to perform any of its obligations
under the Group I Swap Agreement (including,
without
limitation, its obligation to make any payment or transfer collateral), or
breaches any of its representations and warranties thereunder, or in the
event
that an Event of Default, Termination Event, or Additional Termination Event
(each as defined in the Group I Swap Agreement) occurs with respect to the
Group
I Swap Agreement, the Group I Supplemental Interest Trust Trustee shall,
provided the Group I Supplemental Interest Trust Trustee has actual knowledge
of
such failure, breach or occurrence by the Group I Swap Provider, immediately,
but no later than the next Business Day following such failure, breach, or
occurrence, notify the Depositor and send any notices and make any demands,
on
behalf of the Group I Supplemental Interest Trust, in accordance with the
Group
I Swap Agreement.
(i) In
the
event that the Group I Swap Provider’s obligations are guaranteed by a third
party under a guaranty relating to the Group I Swap Agreement (such guaranty
the
“Group I Guaranty” and such third party the “Group I Guarantor”), then to the
extent that the Group I Swap Provider fails to make any payment by the close
of
business on the day it is required to make payment under the terms of the
Group
I Swap Agreement, the Group I Supplemental Interest Trust Trustee shall,
as soon
as practicable, but no later than two (2) Business Days after the Group I
Swap
Provider’s failure to pay, demand that the Group I Guarantor make any and all
payments then required to be made by the Group I Guarantor pursuant to such
Group I Guaranty. The Group I Swap Provider or the Depositor shall promptly
provide the Group I Supplemental Interest Trust Trustee with a copy of such
Group I Guaranty; provided that, the Group I Supplemental Interest Trust
Trustee
shall in no event be liable for any failure or delay in the performance by
the
Group I Swap Provider or any Group I Guarantor of its obligations hereunder
or
pursuant to the Group I Swap Agreement and the Group I Guaranty, nor for
any
special, indirect or consequential loss or damage of any kind whatsoever
(including but not limited to lost profits) in connection
therewith.
(j) The
Group
I Supplemental Interest Trust Trustee shall cause any replacement swap provider
to provide a copy of the related replacement
interest
rate swap agreement to the Depositor.
Section
3.22 Group
I Swap Collateral Account.
The
Group
I Supplemental Interest Trust Trustee is hereby directed to perform the
obligations of the Custodian as defined under the Group I Swap Credit Support
Annex (the “Group I Swap Custodian”).
On
or
before the Closing Date, the Group I Swap Custodian shall establish a Group
I
Swap Collateral Account. The Group I Swap Collateral Account shall be held
in
the name of the Swap Custodian in trust for the benefit of the Holders of
the
Class I-A Certificates and Class I-M Certificates. The Group I Swap Collateral
Account shall be an Eligible Account and shall be entitled “Group I Swap
Collateral Account, LaSalle Bank National Association, as Group I Swap Custodian
for the benefit of holders of Bear Xxxxxxx Asset Backed Securities I Trust
2006-AQ1, Asset-Backed Certificates, Series 2006-AQ1.”
The
Group
I Swap Custodian shall credit to the Group I Swap Collateral Account all
collateral (whether in the form of cash or securities) posted by the Group
I
Swap Provider to secure the obligations of the Group I Swap Provider in
accordance with the terms of the Group I Swap Agreement. Except for investment
earnings, the Group I Swap Provider shall not have any legal, equitable or
beneficial interest in the Group I Swap Collateral Account other than in
accordance with this Agreement, the Group I Swap Agreement and applicable
law.
The Group I Swap Custodian shall maintain and apply all collateral and earnings
thereon on deposit in the Group I Swap Collateral Account in accordance with
Group I Swap Credit Support Annex.
Cash
collateral posted by the Group I Swap Provider in accordance with the Group
I
Swap Credit Support Annex shall be deposited by the Group I Supplemental
Interest Trust Trustee in the Group I Swap Collateral Account. All amounts
earned on amounts on deposit in the Group I Swap Collateral Account (whether
cash collateral or securities) shall be taxable to the Group I Swap Provider.
In
accordance with the Group I Credit Support Annex, the Group I Swap Provider
shall post or cause to be posted in the Group I Swap Collateral Account
additional collateral to the extent value of the collateral in the Group
I Swap
Collateral Account is reduced due to a loss on any amounts in the Group I
Swap
Collateral Account. In the absence of written direction from the Group I
Swap
Provider, the cash collateral shall be invested as specified in the definition
of Permitted Investment (viii) in this Agreement.
Upon
the
occurrence of an Event of Default, a Termination Event, or an Additional
Termination Event (each as defined in the Group I Swap Agreement), amounts
in
the Group I Swap Collateral Account shall be withdrawn by the Group I Swap
Custodian and applied to the payment of any termination payment due to Party
B
(as defined in the Group I Swap Agreement) in accordance with the Group I
Swap
Credit Support Annex. Any excess amounts held in such Group I Swap Collateral
Account after payment of all amounts owing to Party B under the Group I Swap
Agreement shall be withdrawn from the Group I Swap Collateral Account and
paid
to the Group I Swap Provider in accordance with the Group I Swap Credit Support
Annex.
Section
3.23 Group
II Swap Collateral Account.
The
Group
II Supplemental Interest Trust Trustee is hereby directed to perform the
obligations of the Custodian as defined under the Group II Swap Credit Support
Annex (the “Group II Swap Custodian”).
On
or
before the Closing Date, the Group II Swap Custodian shall establish a Group
II
Swap Collateral Account. The Group II Swap Collateral Account shall be held
in
the name of the Swap Custodian in trust for the benefit of the Holders of
the
Class I-A Certificates and Class I-M Certificates. The Group II Swap Collateral
Account shall be an Eligible Account and shall be entitled “Group II Swap
Collateral Account, LaSalle Bank National Association, as Group II Swap
Custodian for the benefit of holders of Bear Xxxxxxx Asset Backed Securities
I
Trust 2006-AQ1, Asset-Backed Certificates, Series 2006-AQ1.”
The
Group
II Swap Custodian shall credit to the Group II Swap Collateral Account all
collateral (whether in the form of cash or securities) posted by the Group
II
Swap Provider to secure the obligations of the Group II Swap Provider in
accordance with the terms of the Group II Swap Agreement. Except for investment
earnings, the Group II Swap Provider shall not have any legal, equitable
or
beneficial interest in the Group II Swap Collateral Account other than in
accordance with this Agreement, the Group II Swap Agreement and applicable
law.
The Group II Swap Custodian shall maintain and apply all collateral and earnings
thereon on deposit in the Group II Swap Collateral Account in accordance
with
Group II Swap Credit Support Annex.
Cash
collateral posted by the Group II Swap Provider in accordance with the Group
II
Swap Credit Support Annex shall be deposited by the Group II Supplemental
Interest Trust Trustee in the Group II Swap Collateral Account (unless directed
to be invested otherwise by the Group II Swap Provider). All amounts earned
on
amounts on deposit in the Group II Swap Collateral Account (whether cash
collateral or securities) shall be taxable to the Group II Swap Provider.
In
accordance with the Group II Credit Support Annex, the Group II Swap Provider
shall post or cause to be posted in the Group II Swap Collateral Account
additional collateral to the extent value of the collateral in the Group
II Swap
Collateral Account is reduced due to a loss on any amounts in the Group II
Swap
Collateral Account. In the absence of written direction from the Group II
Swap
Provider, the cash collateral shall be invested as specified in the definition
of Permitted Investment (viii) in this Agreement.
Upon
the
occurrence of an Event of Default, a Termination Event, or an Additional
Termination Event (each as defined in the Group II Swap Agreement), amounts
in
the Group II Swap Collateral Account shall be withdrawn by the Group II Swap
Custodian and applied to the payment of any termination payment due to Party
B
(as defined in the Group II Swap Agreement) in accordance with the Group
II Swap
Credit Support Annex. Any excess amounts held in such Group II Swap Collateral
Account after payment of all amounts owing to Party B under the Group II
Swap
Agreement shall be withdrawn from the Group II Swap Collateral Account and
paid
to the Group II Swap Provider in accordance with the Group II Swap Credit
Support Annex.
Section
3.24 Group
II Reserve Fund; Payments to and from Swap Administrator; Group II Supplemental
Interest Trust.
(a) As
of the
Closing Date, the Group II Supplemental Interest Trust shall be established
and
maintained in the name of the Group II Supplemental Interest Trustee, as
a
separate trust, the corpus of which shall be held by the Group II Supplemental
Interest Trust Trustee, for the benefit of the Holders of the Class II-A
Certificates and Class II-M Certificates and the Group II Swap Provider.
The
Group II Supplemental Interest Trust shall hold the Group II Swap Agreement,
the
rights in respect of the Swap Administration Agreement that relate to Loan
Group
II, the Group II Swap Account and REMIC X Regular Interest IO. The Group
II Swap
Account shall be an Eligible Account, and funds on deposit therein shall
be held
separate and apart from, and shall not be commingled with, any other moneys,
including, without limitation, other moneys of the Trustee held pursuant
to this
Agreement. Amounts in the Group II Swap Account shall, at the direction of
the
Majority Class II-CE Certificateholder, be invested in Permitted Investments
that mature no later than the Business Day prior to the next succeeding
Distribution Date. All net income and gain from such investments shall be
distributed to the Majority Class II-CE Certificateholder, not as a distribution
in respect of any interest in any REMIC, on such Distribution Date. In the
absence of written instructions to the Trustee, amounts on deposit in the
Group
II Swap Account shall remain uninvested. All amounts earned on amounts on
deposit in the Group II Swap Account shall be taxable to the Majority Class
II-CE Certificateholder. Any losses on such investments shall be deposited
in
the Group II Swap Account by the Majority Class II-CE Certificateholder out
of
its own funds immediately as realized. In performing its duties hereunder
and
under the Group II Swap Agreement and the rights in respect of the Swap
Administration Agreement that relate to Loan Group II, the Group II Supplemental
Interest Trust Trustee shall be entitled to the same rights, protections
and
indemnities as provided to the Trustee hereunder.
(b) On
or
before the Closing Date, the Trustee shall establish a Group II Reserve Fund
on
behalf of the Holders of the Group II Certificates. On the Closing Date,
the
Depositor shall cause an amount equal to the Group II Reserve Fund Deposit
to be
deposited into the Group II Reserve Fund. The Group II Reserve Fund must
be an
Eligible Account. The Group II Reserve Fund shall be entitled “Group II Reserve
Fund, LaSalle Bank National Association as Trustee for the benefit of holders
of
Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates, Series
2006-AQ1”. The Trustee shall deposit in the Group II Reserve Fund all payments
received from the Swap Administrator that are payable to the Trust Fund with
respect to Loan Group II pursuant to the Swap Administration Agreement. On
each
Distribution Date the Trustee shall remit such amounts received from the
Swap
Administrator to the Holders of the Class II-A Certificates and Class II-M
Certificates in the manner provided in clause (d) below. In addition, on
each
Distribution Date as to which there is a Basis Risk Shortfall Carry Forward
Amount payable to any Class of Class II-A Certificates and/or Class II-M
Certificates, the Trustee shall deposit the amounts distributable pursuant
to
clauses (C) and (D) of Section 5.04(b)(3) into the Group II Reserve Fund,
and
the Trustee has been directed by the Class II-CE Certificateholder to distribute
any amounts then on deposit in the Group II Reserve Fund to the Holders of
the
Class II-A Certificates and/or Class II-M Certificates in respect of the
Basis
Risk Shortfall Carry Forward Amount for each such Class in the priorities
set
forth in clauses (C) and (D) of Section 5.04(b)(3). Any amount paid to the
Holders of Class II-A Certificates and/or Class II-M Certificates from amounts
distributable pursuant to clauses (C) and (D) of Section 5.04(b)(3) pursuant
to
the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts
shall be treated as distributed to the Class II-CE Certificateholder in respect
of the Class II-CE Certificates and paid by the Class II-CE Certificateholder
to
the Holders of the Class II-A Certificates and/or Class II-M Certificates.
Any
payments to the Holders of the Class II-A Certificates and/or Class II-M
Certificates in respect of Basis Risk Shortfall Carry Forwards Amount, whether
pursuant to the second preceding sentence or pursuant to clause (d) below,
shall
not be payments with respect to a Regular Interest in a REMIC within the
meaning
of Section 860G(a)(1) of the Code.
(c) Group
II
Net Swap Payments and Group II Swap Termination Payments (other than Group
II
Swap Termination Payments resulting from a Group II Swap Provider Trigger
Event
and to the extent not paid by the Swap Administrator on behalf of the Group
II
Supplemental Interest Trust Trustee from any upfront payment received pursuant
to any related replacement interest rate swap agreement that may be entered
into
by the Group II Supplemental Interest Trust Trustee) payable by the Swap
Administrator, on behalf of the Group II Supplemental Interest Trust Trustee,
to
the Group II Swap Provider pursuant to the Group II Swap Agreement shall
be
deducted from Interest Funds with respect to Loan Group II, and to the extent
of
any such remaining amounts due, from Principal Funds with respect to Loan
Group
II, prior to any distributions to the Group II Certificateholders. On or
before
each Distribution Date, such amounts shall be remitted to the Swap
Administrator, and deposited into the Group II Swap Account, first to make
any
Group II Net Swap Payment owed to the Group II Swap Provider pursuant to
the
Group II Swap Agreement for such Distribution Date and for prior Distribution
Dates, if any, and second to make any Group II Swap Termination Payment (not
due
to a Group II Swap Provider Trigger Event and to the extent not paid by the
Swap
Administrator on behalf of the Group II Supplemental Interest Trust Trustee
from
any upfront payment received pursuant to any related replacement interest
rate
swap agreement that may be entered into by the Group II Supplemental Interest
Trust Trustee) owed to the Group II Swap Provider pursuant to the Group II
Swap
Agreement for such Distribution Date and for prior Distribution Dates, if
any.
For federal income tax purposes, such amounts paid to the Group II Supplemental
Interest Trust on each Distribution Date shall first be deemed paid to the
Group
II Supplemental Interest Trust in respect of REMIC X Regular Interest IO
to the
extent of the amount distributable on such REMIC X Regular Interest IO on
such
Distribution Date, and any remaining amount shall be deemed paid to the Group
II
Supplemental Interest Trust in respect of a Group II Class IO Distribution
Amount. Any Group II Swap Termination Payment triggered by a Group II Swap
Provider Trigger Event owed to the Group II Swap Provider pursuant to the
Group
II Swap Agreement will be subordinated to distributions to the Holders of
the
Class II-A Certificates and Class II-M Certificates and shall be paid as
set
forth under Section 5.04(b)(3). In addition, the Swap Administrator shall
remit
to the Group II Swap Provider any Group II Swap Optional Termination Payment
paid as part of the Group II Mortgage Loan Purchase Price and remitted to
the
Group II Supplemental Interest Trust pursuant to Section 10.01.
(d) On
or
before each Distribution Date, Group II Net Swap Payments payable by the
Group
II Swap Provider pursuant to the Group II Swap Agreement to the Swap
Administrator, on behalf of the Group II Supplemental Interest Trust Trustee,
will be deposited by the Swap Administrator, acting on behalf of the Group
II
Supplemental Interest Trust Trustee, into the Group II Swap Account pursuant
to
the Swap Administration Agreement. The Swap Administrator shall, to the extent
provided in the Swap Administration Agreement, remit amounts on deposit in
the
Group II Swap Account to the Trustee for deposit into the Group II Reserve
Fund.
On each Distribution Date, to the extent required, the Trustee shall withdraw
such amounts from the Group II Reserve Fund to distribute to the Class II-A
Certificates and Class II-M Certificates in the following order of
priority:
(i) first,
to each
Class of Class II-A Certificates, on a pro
rata
basis,
to pay Current Interest and any Interest Carry Forward Amount to the extent
due
to the interest portion of a Realized Loss, in each case to the extent not
fully
paid pursuant to Section 5.04(b)(1);
(ii) second,
sequentially to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4,
Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9 and
Class
II-M-10 Certificates, in that order, to pay Current Interest to the extent
not
fully paid pursuant to Section 5.04(b)(1) and any Interest Carry Forward
Amount,
in each case to the extent due to the interest portion of a Realized
Loss;
(iii) third,
to pay
first, to each Class of Class II-A Certificates, on a pro
rata
basis,
based on the amount of Basis Risk Shortfall Carry Forward Amount for each
such
Class, and second, sequentially to the Class II-M-1, Class II-M-2, Class
II-M-3,
Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class
II-M-9 and Class II-M-10 Certificates, in that order, any Basis Risk Shortfall
Carry Forward Amounts for such Distribution Date; and
(iv) fourth,
to pay
as principal to the Class II-A Certificates and Class II-M Certificates to
be
applied as part of the Group II Extra Principal Distribution Amount payable
under Section 5.04(b)(2) to the extent that the Group II Overcollateralization
Amount is reduced below the Group II Overcollateralization Target Amount,
as a
result of Realized Losses and to the extent not paid by Excess Spread relating
to Loan Group II pursuant to Section 5.04(b)(3) for such Distribution Date.
For
the avoidance of doubt, any amounts distributable pursuant to this clause
(iv)
shall be limited to rebuilding overcollateralization related to Loan Group
II to
the extent overcollateralization has been reduced through Realized Losses
related to Loan Group II.
(e) The
Group
II Reserve Fund is an “outside reserve fund” within the meaning of Treasury
Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
not
an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
owner of the Group II Reserve Fund. The Majority Class II-CE Certificateholder
shall be the beneficial owner of the Group II Reserve Fund, subject to the
power
of the Trustee to transfer amounts under Section 5.04. Amounts in the Group
II
Reserve Fund shall, at the direction of the Majority Class II-CE
Certificateholder, be invested in Permitted Investments that mature no later
than the Business Day prior to the next succeeding Distribution Date. All
net
income and gain from such investments shall be distributed to the Majority
Class
II-CE Certificateholder, not as a distribution in respect of any interest
in any
REMIC, on such Distribution Date. In
the
absence of written instructions to the Trustee, amounts on deposit in the
Group
II Reserve Fund shall remain uninvested. All
amounts earned on amounts on deposit in the Group II Reserve Fund shall be
taxable to the Majority Class II-CE Certificateholder. Any losses on such
investments shall be deposited in the Group II Reserve Fund by the Majority
Class II-CE Certificateholder out of its own funds immediately as realized.
The
Group II Swap Account, which is created and maintained by the Swap Administrator
pursuant to the Swap Administration Agreement, is an “outside reserve fund”
within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not
be
an asset of any REMIC created hereunder. The beneficial owner of the Group
II
Swap Account is identified, and other matters relating to the Group II Swap
Account are addressed, in the Swap Administration Agreement.
(f) The
Trustee shall treat the Holders of Group II Certificates (other than the
Class
II-P, Class II-CE and Class II-R Certificates) as having entered into a notional
principal contract with respect to the Holders of the Class II-CE Certificates.
Pursuant to each such notional principal contract, all Holders of Group II
Certificates (other than the Class II-P, Class II-CE and Class II-R
Certificates) shall be treated as having agreed to pay, on each Distribution
Date, to the Holder of the Class II-CE Certificates an aggregate amount equal
to
the excess, if any, of (i) the amount payable on such Distribution Date on
the
REMIC IV Regular Interest corresponding to such Class of Certificates over
(ii)
the amount payable on such Class of Certificates on such Distribution Date
(such
excess, a “Group II Class IO Distribution Amount”). A Group II Class IO
Distribution Amount payable from interest collections shall be allocated
pro
rata
among
such Certificates based on the excess of, with respect to each such Certificate,
(i) the amount of interest otherwise payable to the REMIC IV Regular Interest
relating to such Certificate over (ii) the amount of interest payable to
such
Certificate at a per annum rate equal to the related Net Rate Cap, and a
Group
II Class IO Distribution Amount payable from principal collections shall
be
allocated to the most subordinate Class of Group II Certificates with an
outstanding principal balance to the extent of such balance. In addition,
pursuant to such notional principal contract, the Holder of the Class II-CE
Certificates shall be treated as having agreed to pay Basis Risk Shortfall
Carry
Forward Amounts with respect to Loan Group II to the Holders of the Group
II
Certificates (other than the Class II-CE, Class II-P and Class II-R
Certificates) in accordance with the terms of this Agreement. Any payments
to
the Group II Certificates from amounts deemed received in respect of this
notional principal contract shall not be payments with respect to a Regular
Interest in a REMIC within the meaning of Code Section 860G(a)(1). However,
any
payment from the Group II Certificates (other than the Class II-CE, Class
II-P
and Class II-R Certificates) of a Group II Class IO Distribution Amount shall
be
treated for tax purposes as having been received by the Holders of such
Certificates in respect of their interests in REMIC IV and as having been
paid
by such Holders to the Swap Administrator pursuant to the notional principal
contract. Thus, each Group II Certificate (other than the Class II-P
Certificates and Class II-R Certificates) shall be treated as representing
not
only ownership of a Regular Interest in REMIC IV, but also ownership of an
interest in, and obligations with respect to, a notional principal
contract.
(g) Upon
a
Group II Swap Early Termination other than in connection with the Optional
Termination relating to Loan Group II, the Swap Administrator, pursuant to
the
Swap Administration Agreement, shall use reasonable efforts to appoint a
successor swap provider to enter into a new interest rate swap agreement
on
terms substantially similar to the Group II Swap Agreement, with a successor
swap provider meeting all applicable eligibility requirements. If the Swap
Administrator receives a Group II Swap Termination Payment from the Group
II
Swap Provider in connection with such Group II Swap Early Termination, the
Swap
Administrator will apply such Group II Swap Termination Payment to any upfront
payment required to appoint the successor swap provider. If the Swap
Administrator is required to pay a Group II Swap Termination Payment to the
Group II Swap Provider in connection with such Group II Swap Early Termination,
the Swap Administrator will apply any upfront payment received from the
successor swap provider to pay such Group II Swap Termination Payment. If
the
Swap Administrator is unable to appoint a successor swap provider within
30 days
of the Group II Swap Early Termination, then the Swap Administrator will
deposit
any Group II Swap Termination Payment received from the original Group II
Swap
Provider into a separate, non-interest bearing reserve account and will,
on each
subsequent distribution date, withdraw from the amount then remaining on
deposit
in such reserve account an amount equal to the Group II Net Swap Payment,
if
any, that would have been paid to the Swap Administrator by the original
Group I
Swap Provider calculated in accordance with the terms of the original Group
II
Swap Agreement, and distribute such amount to the Holders of the Class II-A
Certificates and Class II-M Certificates or for such other purpose specified
in
the Swap Administration Agreement in accordance with the terms
thereof.
(h) In
the
event that the Group II Swap Provider fails to perform any of its obligations
under the Group II Swap Agreement (including,
without
limitation, its obligation to make any payment or transfer collateral), or
breaches any of its representations and warranties thereunder, or in the
event
that an Event of Default, Termination Event, or Additional Termination Event
(each as defined in the Group II Swap Agreement) occurs with respect to the
Group II Swap Agreement, the Group II Supplemental Interest Trust Trustee
shall,
provided the Group II Supplemental Interest Trust Trustee has actual knowledge
of such failure, breach or occurrence by the Group II Swap Provider,
immediately, but no later than the next Business Day following such failure,
breach, or occurrence, notify the Depositor and send any notices and make
any
demands, on behalf of the Group II Supplemental Interest Trust, in accordance
with the Group II Swap Agreement.
(i) In
the
event that the Group II Swap Provider’s obligations are guaranteed by a third
party under a guaranty relating to the Group II Swap Agreement (such guaranty
the “Group II Guaranty” and such third party the “Group II Guarantor”), then to
the extent that the Group II Swap Provider fails to make any payment by the
close of business on the day it is required to make payment under the terms
of
the Group II Swap Agreement, the Group II Supplemental Interest Trust Trustee
shall, as soon as practicable, but no later than two (2) Business Days after
the
Group II Swap Provider’s failure to pay, demand that the Group II Guarantor make
any and all payments then required to be made by the Group II Guarantor pursuant
to such Group II Guaranty. The Group II Swap Provider or the Depositor shall
promptly provide the Group II Supplemental Interest Trust Trustee with a
copy of
such Group II Guaranty; provided that, the Group II Supplemental Interest
Trust
Trustee shall in no event be liable for any failure or delay in the performance
by the Group II Swap Provider or any Group II Guarantor of its obligations
hereunder or pursuant to the Group II Swap Agreement and the Group II Guaranty,
nor for any special, indirect or consequential loss or damage of any kind
whatsoever (including but not limited to lost profits) in connection
therewith.
(j) The
Group
II Supplemental Interest Trust Trustee shall cause any replacement swap provider
to provide a copy of the related replacement interest rate swap agreement
to the
Depositor.
Section
3.25 Tax
Treatment of Class IO Distribution Amounts in the Event of Resecuritization
of
Class A Certificates or Class M Certificates.
In
the
event that any Class A Certificate or Class M Certificate is resecuritized
in a
REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i)
payments on the REMIC IV Regular Interest corresponding to such Class A
Certificate or Class M Certificate shall, for the avoidance of doubt, be
deemed
to include the related Class IO Distribution Amount, and (ii) to the extent
provided in the operative documents for the Resecuritization REMIC, (a) payments
on the “regular interests” issued by the Resecuritization REMIC shall be deemed
to include in the aggregate such Class IO Distribution Amount, and (b) such
Class IO Distribution Amount shall be deemed paid to the holder of the related
Class CE Certificates pursuant to a notional principal contract entered into
by
the holders of one or more “regular interests” issued by the Resecuritization
REMIC (“Resecuritization Holders”) and the Holder of the related Class CE
Certificates. In such event, Class IO Distribution Amounts deemed paid by
Resecuritization Holders under clause (b) of the immediately preceding sentence
shall be paid on behalf of such holders pursuant to Section 3.21(c) hereof
with
respect to Loan Group I and Section 3.22(c) hereof with respect to Loan Group
II.
Section
3.26 Advancing
Facility.
(a) The
Master Servicer and/or the Trustee on behalf of the Trust Fund, in either
case,
with the consent of the Master Servicer in the case of the Trustee and, in
each
case, with notice to the Rating Agencies, is hereby authorized to enter into
a
facility (the “Advancing Facility”) with any Person which provides that such
Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to
the Trust Fund under this Agreement, although no such facility shall reduce
or
otherwise affect the Master Servicer’s obligation to fund such Advances and/or
Servicing Advances. If the Master Servicer enters into such an Advancing
Facility pursuant to this Section 3.26, upon reasonable request of the Advancing
Person, the Trustee shall execute a letter of acknowledgment, confirming
its
receipt of notice of the existence of such Advancing Facility. To the extent
that an Advancing Person funds any Advance or any Servicing Advance and provides
the Trustee with notice acknowledged by the Master Servicer that such Advancing
Person is entitled to reimbursement, such Advancing Person shall be entitled
to
receive reimbursement pursuant to this Agreement for such amount to the extent
provided in Section 3.26(b). Such notice from the Advancing Person must specify
the amount of the reimbursement, the Section of this Agreement that permits
the
applicable Advance or Servicing Advance to be reimbursed and the section(s)
of
the Advancing Facility that entitle the Advancing Person to request
reimbursement from the Trustee, rather than the Master Servicer, and include
the
Master Servicer’s acknowledgment thereto or proof of an Event of Default under
the Advancing Facility. The Trustee shall have no duty or liability with
respect
to any calculation of any reimbursement to be paid to an Advancing Person
and
shall be entitled to rely without independent investigation on the Advancing
Person’s notice provided pursuant to this Section 3.26. An Advancing Person
whose obligations hereunder are limited to the funding of Advances and/or
Servicing Advances shall not be required to meet the qualifications of a
Master
Servicer or a subservicer pursuant to Section 8.02 hereof and will not be
deemed
to be a subservicer under this Agreement.
(b) If
an
Advancing Facility is entered into, then the Master Servicer shall not be
permitted to reimburse itself therefor under Section 4.02(a)(ii), Section
4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust
Fund,
but instead the Master Servicer shall include such amounts in the applicable
remittance to the Trustee made pursuant to Section 4.02. The Trustee is hereby
authorized to pay to the Advancing Person, reimbursements for Advances and
Servicing Advances from the Distribution Account to the same extent the Master
Servicer would have been permitted to reimburse itself for such Advances
and/or
Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii)
or Section 4.02(a)(v), as the case may be, had the Master Servicer itself
funded
such Advance or Servicing Advance. The Trustee is hereby authorized to pay
directly to the Advancing Person such portion of the Servicing Fee as the
parties to any advancing facility agree.
(c) All
Advances and Servicing Advances made pursuant to the terms of this Agreement
shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO)
basis.
(d) Any
amendment to this Section 3.26 or to any other provision of this Agreement
that
may be necessary or appropriate to effect the terms of an Advancing Facility
as
described generally in this Section 3.26, including amendments to add provisions
relating to a Successor Master Servicer, may be entered into by the Trustee
and
the Master Servicer without the consent of any Certificateholder,
notwithstanding anything to the contrary in this Agreement.
ARTICLE
IV
ACCOUNTS
Section
4.01 Collection
of Mortgage Loan Payments; Protected Account.
(a) The
Master Servicer shall make reasonable efforts in accordance with customary
and
usual standards of practice of prudent mortgage lenders in the respective
states
in which the Mortgaged Properties are located to collect all payments called
for
under the terms and provisions of the Mortgage Loans to the extent such
procedures shall be consistent with this Agreement and the terms and provisions
of any related Required Insurance Policy. Consistent with the foregoing,
the
Master Servicer may in its discretion (i) waive any late payment charge and
(ii)
extend the due dates for payments due on a Mortgage Note for a period not
greater than 125 days. In the event of any such arrangement, the Master Servicer
shall make Advances on the related Mortgage Loan during the scheduled period
in
accordance with the amortization schedule of such Mortgage Loan without
modification thereof by reason of such arrangements, and shall be entitled
to
reimbursement therefor in accordance with Section 5.01. The Master Servicer
shall not be required to institute or join in litigation with respect to
collection of any payment (whether under a Mortgage, Mortgage Note or otherwise
or against any public or governmental authority with respect to a taking
or
condemnation) if it reasonably believes that enforcing the provision of the
Mortgage or other instrument pursuant to which such payment is required is
prohibited by applicable law. In
addition, if (x) a Mortgage Loan is in default or default is reasonably
foreseeable, the Master Servicer may also waive, modify or vary any term
of any
Mortgage Loan or consent to the postponement of strict compliance with any
such
term or in any manner grant indulgence to any mortgagor, including without
limitation, to (1) capitalize any amounts owing on the Mortgage Loan by adding
such amount to the outstanding principal balance of the Mortgage Loan, (2)
defer
such amounts to a later date or the final payment date of such Mortgage Loan,
(3) extend the maturity of any such Mortgage Loan, but in no instance past
the
date on which the final payment is due on the latest maturing Mortgage Loan
as
of the Cut-off Date, and/or (4) reduce the related Mortgage Rate (subject
to
clause (y) below), provided that, in the Master Servicer’s determination, such
waiver, modification, postponement or indulgence is not materially adverse
to
the interests of the Certificateholders (taking into account any estimated
Realized Loss that might result absent such action),
or (y)
the Master Servicer delivers to the Trustee a certification addressed to
the
Trustee, based on the advice of counsel or certified public accountants,
in
either case, that have a national reputation with respect to taxation of
REMICs,
that a modification of such Mortgage Loan will not result in the imposition
of
taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC
III,
REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X,
the
Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage
Rate applicable thereto, provided that such reduced Mortgage Rate shall in
no
event be lower than 5.00% with respect to any Mortgage Loan and (B) amend
any
Mortgage Note to extend the maturity thereof.
(b) The
Master Servicer shall not waive (or permit a sub-servicer to waive) any
Prepayment Charge unless: (i) the enforceability thereof shall have been
limited
by bankruptcy, insolvency, moratorium, receivership and other similar laws
relating to creditors’ rights generally, (ii) the enforcement thereof is
illegal, or any local, state or federal agency has threatened legal action
if
the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated
in connection with a foreclosure or other involuntary payment or (iv) such
waiver is standard and customary in servicing similar Mortgage Loans and
relates
to a default or a reasonably foreseeable default and would, in the reasonable
judgment of the Master Servicer, maximize recovery of total proceeds taking
into
account the value of such Prepayment Charge and the related Mortgage Loan.
If
a
Prepayment Charge is waived, but does not meet the standards described above,
then the Master Servicer is required to pay the amount of such waived Prepayment
Charge, for the benefit of the related Class P Certificates, by remitting
such
amount to the Trustee by the Distribution Account Deposit Date with respect
to
such Loan Group.
(c) The
Master Servicer shall establish and maintain a Protected Account (which shall
at
all times be an Eligible Account) with a depository institution in the name
of
the Master Servicer for the benefit of the Trustee on behalf of the
Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer,
for the benefit of LaSalle Bank National Association, in trust for registered
Holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed
Certificates, Series 2006-AQ1”. The Master Servicer shall deposit or cause to be
deposited into the Protected Account on a daily basis within two Business
Days
of receipt and identification, except as otherwise specifically provided
herein,
the following payments and collections remitted by subservicers or received
by
it in respect of the Mortgage Loans subsequent to the Cut-off Date (other
than
in respect of principal and interest due on the Mortgage Loans on or before
the
Cut-off Date) and the following amounts required to be deposited
hereunder:
(i) with
respect to each Loan Group, all payments on account of principal, including
Principal Prepayments, on the Mortgage Loans;
(ii) with
respect to each Loan Group, all payments on account of interest on the Mortgage
Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees,
if
any;
(iii) with
respect to each Loan Group, all Liquidation Proceeds, Subsequent Recoveries
and
Insurance Proceeds, other than proceeds to be applied to the restoration
or
repair of the Mortgaged Property or released to the Mortgagor in accordance
with
the Master Servicer’s normal servicing procedures;
(iv) with
respect to each Loan Group, any amount required to be deposited by the Master
Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted
Investments;
(v) with
respect to each Loan Group, any amounts required to be deposited by the Master
Servicer pursuant to Section 3.05;
(vi) with
respect to each Loan Group, any Prepayment Charges collected on the Mortgage
Loans; and
(vii) with
respect to each Loan Group, any other amounts required to be deposited
hereunder.
The
foregoing requirements for remittance by the Master Servicer into the Protected
Account shall be exclusive, it being understood and agreed that, without
limiting the generality of the foregoing, payments in the nature of late
payment
charges or assumption fees, if collected, need not be remitted by the Master
Servicer. In the event that the Master Servicer shall remit any amount with
respect to a Loan Group not required to be remitted and not otherwise subject
to
withdrawal pursuant to Section 4.02, it may at any time withdraw or direct
the
institution maintaining the Protected Account, to withdraw such amount from
the
Protected Account with respect to such Loan Group, any provision herein to
the
contrary notwithstanding. Such withdrawal or direction may be accomplished
by
delivering written notice thereof to the institution maintaining the Protected
Account, that describes the amounts deposited in error in the Protected Account.
The Master Servicer shall maintain adequate records with respect to all
withdrawals made pursuant to this Section. Reconciliations will be prepared
for
the Protected Account within 45 calendar days after the bank statement cut-off
date. All funds deposited in the Protected Account shall be held in trust
for
the related Certificateholders until withdrawn in accordance with Section
4.02.
(d) The
institution that maintains the Protected Account shall invest the funds in
the
Protected Account, in the manner directed by the Master Servicer, in Permitted
Investments which shall mature not later than the Remittance Date and shall
not
be sold or disposed of prior to its maturity. All such Permitted Investments
shall be made in the name of the Trustee, for the benefit of the
Certificateholders. All income and gain net of any losses realized from any
such
investment shall be for the benefit of the Master Servicer as servicing
compensation and shall be remitted to it monthly as provided herein. The
amount
of any losses incurred in the Protected Account in respect of any such
investments shall be deposited by the Master Servicer into the Protected
Account, out of the Master Servicer’s own funds.
(e) The
Master Servicer shall give at least 30 days advance notice to the Trustee,
the
Sellers, each Rating Agency and the Depositor of any proposed change of location
of the Protected Account prior to any change thereof.
Section
4.02 Permitted
Withdrawals From the Protected Account.
(a) The
Master Servicer may from time to time make withdrawals from the Protected
Account with respect to the related Loan Group for the following
purposes:
(i) to
pay
itself (to the extent not previously paid to or withheld by the Master
Servicer), as servicing compensation in accordance with Section 3.10, that
portion of any payment of interest that equals the Servicing Fee for the
period
with respect to which such interest payment was made, and, as additional
servicing compensation, those other amounts set forth in Section
3.10;
(ii) to
reimburse the Master Servicer for Advances made by it with respect to the
related Mortgage Loans; provided, however, that the Master Servicer’s right of
reimbursement pursuant to this subclause (ii) shall be limited to amounts
received on particular Mortgage Loan(s) (including, for this purpose,
Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that
represent late recoveries of payments of principal and/or interest on such
particular Mortgage Loan(s) in respect of which any such Advance was
made;
(iii) to
reimburse the Master Servicer for any previously made portion of a Servicing
Advance or an Advance made by the Master Servicer that, in the good faith
judgment of the Master Servicer, will not be ultimately recoverable by it
from
the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds
or
otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to
clause (ii) or clause (v);
(iv) to
reimburse the Master Servicer from Insurance Proceeds for Insured Expenses
covered by the related Insurance Policy;
(v) to
pay
the Master Servicer any unpaid Servicing Fees and to reimburse it for any
unreimbursed Servicing Advances, provided, however, that the Master Servicer’s
right to reimbursement for Servicing Advances pursuant to this subclause
(v)
with respect to any Mortgage Loan shall be limited to amounts received on
particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds,
Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds)
that represent late recoveries of the payments for which such Servicing Advances
were made;
(vi) to
pay to
the Seller, with respect to each Mortgage Loan or property acquired in respect
thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.19 of
this
Agreement, all amounts received thereon and not taken into account in
determining the related Stated Principal Balance of such repurchased Mortgage
Loan;
(vii) to
pay
any expenses recoverable by the Master Servicer pursuant to Section 7.04
of this
Agreement;
(viii) to
withdraw pursuant to Section 4.01 any amount deposited in the Protected Account
and not required to be deposited therein; and
(ix) to
clear
and terminate the Protected Account upon termination of this Agreement pursuant
to Section 10.01 hereof.
In
addition, no later than 10:00 a.m. Eastern time on the Distribution Account
Deposit Date, the Master Servicer shall withdraw from the Protected Account
and
remit to the Trustee the amount of Interest Funds (without taking into account
any reduction in the amount of Interest Funds attributable to the application
of
clause (c) of the definition thereof contained in Article I of this Agreement)
and Principal Funds collected, to the extent on deposit, and the Trustee
shall
deposit such amount in the Distribution Account. In addition, on or before
the
Distribution Account Deposit Date, the Master Servicer shall remit to the
Trustee for deposit in the Distribution Account any Advances or any payments
of
Compensating Interest required to be made by the Master Servicer with respect
to
the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date,
the
Master Servicer shall remit to the Trustee all Prepayment Charges collected
by
the Master Servicer with respect to the Mortgage Loans during the related
Prepayment Period. If the Master Servicer fails to remit any funds due by
the
time designated herein, the Master Servicer shall pay to the Trustee, out
of its
own funds, interest accrued at the prime rate as set forth in the Wall Street
Journal, from and including the applicable due date, to but excluding the
day
such funds are paid to the Trustee.
The
Master Servicer shall keep and maintain separate accounting, on a Mortgage
Loan
by Mortgage Loan basis, for the purpose of justifying any withdrawal from
the
Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii)
above. Prior to making any withdrawal from the Protected Account pursuant
to
subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s
Certificate of a Servicing Officer indicating the amount of any previous
Advance
or Servicing Advance determined by the Master Servicer to be a Nonrecoverable
Advance and identifying the related Mortgage Loan(s), and their respective
portions of such Nonrecoverable Advance.
Section
4.03 Collection
of Taxes; Assessments and Similar Items; Escrow Accounts.
With
respect to each Mortgage Loan, to the extent required by the related Mortgage
Note, the Master Servicer shall establish and maintain one or more accounts
(each, an “Escrow Account”) and deposit and retain therein all collections from
the Mortgagors (or advances by the Master Servicer) for the payment of taxes,
assessments, hazard insurance premiums or comparable items for the account
of
the Mortgagors. Nothing herein shall require the Master Servicer to compel
a
Mortgagor to establish an Escrow Account in violation of applicable
law.
Withdrawals
of amounts so collected from the Escrow Accounts may be made only to effect
timely payment of taxes, assessments, hazard insurance premiums, condominium
or
PUD association dues, or comparable items, to reimburse the Master Servicer
out
of related collections for any payments made with respect to each Mortgage
Loan
pursuant to Section 3.01 (with respect to taxes and assessments and insurance
premiums) and Section 3.05 (with respect to hazard insurance), to refund
to any
Mortgagors for any Mortgage Loans any sums as may be determined to be overages,
to pay interest, if required by law or the terms of the related Mortgage
or
Mortgage Note, to such Mortgagors on balances in the Escrow Account or to
clear
and terminate the Escrow Account at the termination of this Agreement in
accordance with Section 10.01 thereof. The Escrow Account shall not be a
part of
the Trust Fund.
Section
4.04 Distribution
Account.
(a) The
Trustee shall establish and maintain in the name of the Trustee, for the
benefit
of the Certificateholders, the Distribution Account as a segregated trust
account or accounts.
(b) All
amounts deposited to the Distribution Account shall be held by the Trustee
in
the name of the Trustee in trust for the benefit of the Certificateholders
in
accordance with the terms and provisions of this Agreement.
(c) The
Distribution Account shall constitute an Eligible Account of the Trust Fund
segregated on the books of the Trustee and held by the Trustee and the
Distribution Account and the funds deposited therein shall not be subject
to,
and shall be protected from, all claims, liens, and encumbrances of any
creditors or depositors of the Trustee (whether made directly, or indirectly
through a liquidator or receiver of the Trustee). The amount at any time
credited to the Distribution Account may be invested in the name of the Trustee,
in such Permitted Investments, or deposited in demand deposits with such
depository institutions, as determined by the Trustee. All Permitted Investments
shall mature or be subject to redemption or withdrawal on or before, and
shall
be held until, the next succeeding Distribution Date if the obligor for such
Permitted Investment is the Trustee or, if such obligor is any other Person,
the
Business Day preceding such Distribution Date. All investment earnings on
amounts on deposit in the Distribution Account or benefit from funds uninvested
therein from time to time shall be for the account of the Trustee. The Trustee
shall be permitted to withdraw or receive distribution of any and all investment
earnings from the Distribution Account on each Distribution Date. If there
is
any loss on a Permitted Investment or demand deposit, the Trustee shall deposit
the amount of the loss from its own funds in the Distribution Account not
later
than the applicable Distribution Date on which the moneys so invested are
required to be distributed to the Certificateholders. With respect to the
Distribution Account and the funds deposited therein, the Trustee shall take
such action as may be necessary to ensure that the Certificateholders shall
be
entitled to the priorities afforded to such a trust account (in addition
to a
claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and
applicable regulations pursuant thereto, if applicable, or any applicable
comparable state statute applicable to state chartered banking
corporations.
Section
4.05 Permitted
Withdrawals and Transfers from the Distribution Account.
(a) The
Trustee will make or cause to be made such withdrawals or transfers from
the
Distribution Account for the following purposes:
(i) to
pay to
itself the Trustee Fee;
(ii) to
reimburse the Trustee, Supplemental Interest Trust Trustees or the Swap
Administrator for expenses, costs and liabilities incurred by or reimbursable
to
it pursuant to this Agreement;
(iii) to
pay
investment income to the Trustee;
(iv) to
remove
amounts deposited in error;
(v) with
respect to each Loan Group, to make distributions to the Swap Administrator
for
payment to the related Swap Provider as provided in this Agreement;
and
(vi) to
clear
and terminate the Distribution Account pursuant to Section 10.01.
(b) On
each
Distribution Date, the Trustee shall distribute Interest Funds with respect
to
each Loan Group and Principal Funds with respect to each Loan Group in the
Distribution Account to the Holders of the Certificates in accordance with
Section 5.04.
Section
4.06 Class
I-P Certificate Account.
(a) The
Trustee shall establish and maintain in the name of the Trustee, for the
benefit
of the Class I-P Certificateholders, the Class I-P Certificate Account as
a
segregated trust account or accounts.
(b) On
the
Closing Date, the Depositor will deposit, or cause to be deposited in the
Class
I-P Certificate Account, an amount equal to $100. All amounts deposited to
the
Class I-P Certificate Account shall be held by the Trustee in the name of
the
Trustee in trust for the benefit of the Class I-P Certificateholders in
accordance with the terms and provisions of this Agreement. The amount on
deposit in the Class I-P Certificate Account shall be held
uninvested.
Section
4.07 Class
II-P Certificate Account.
(a) The
Trustee shall establish and maintain in the name of the Trustee, for the
benefit
of the Class II-P Certificateholders, the Class II-P Certificate Account
as a
segregated trust account or accounts.
(b) On
the
Closing Date, the Depositor will deposit, or cause to be deposited in the
Class
II-P Certificate Account, an amount equal to $100. All amounts deposited
to the
Class II-P Certificate Account shall be held by the Trustee in the name of
the
Trustee in trust for the benefit of the Class II-P Certificateholders in
accordance with the terms and provisions of this Agreement. The amount on
deposit in the Class II-P Certificate Account shall be held
uninvested.
ARTICLE
V
DISTRIBUTIONS
AND ADVANCES
Section
5.01 Advances.
The
Master Servicer shall, or shall cause the related subservicer pursuant to
the
Subservicing Agreement to, make an Advance (other than any balloon payments)
and
deposit such Advance in the Protected Account with respect to the related
Loan
Group. Each such Advance shall be remitted to the Distribution Account with
respect to the related Loan Group no later than 10:00 a.m. Eastern time on
the
Distribution Account Deposit Date in immediately available funds. The Master
Servicer shall be obligated to make any such Advance only to the extent that
such advance would not be a Nonrecoverable Advance. If the Master Servicer
shall
have determined that it has made a Nonrecoverable Advance or that a proposed
Advance or a lesser portion of such Advance would constitute a Nonrecoverable
Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit
of
the Certificateholders the portion of such Advance that
is
not deemed Nonrecoverable,
if
applicable, and (ii) to the Depositor, each Rating Agency, and the Trustee
an
Officer’s Certificate setting forth the basis for such determination. Subject to
the Master Servicer’s recoverability determination, in the event that a
subservicer fails to make a required Advance, the Master Servicer shall be
required to remit the amount of such Advance to the Distribution Account
with
respect to the related Loan Group.
In
lieu
of making all or a portion of such Advance from its own funds, the Master
Servicer may (i) cause to be made an appropriate entry in its records relating
to the Protected Account that any Amount Held for Future Distributions with
respect to the related Loan Group has been used by the Master Servicer in
discharge of its obligation to make any such Advance and (ii) transfer such
funds from the Protected Account with respect to the related Loan Group to
the
Distribution Account. Any funds so applied and transferred shall be replaced
by
the Master Servicer by deposit in the Distribution Account with respect to
the
related Loan Group, no later than the close of business on the Business Day
immediately preceding the Distribution Date on which such funds are required
to
be distributed pursuant to this Agreement.
Unless
otherwise described in this Pooling and Servicing Agreement, the Master Servicer
shall discontinue making advances with respect to any second lien Mortgage
Loan
that becomes 60 days delinquent. If the Master Servicer determines that a
net
recovery is possible through foreclosure proceedings or other disposition
of the
second lien Mortgage Loan that becomes 60 days Delinquent, the Master Servicer
may continue making advances on such second lien Mortgage Loan.
The
Master Servicer shall be entitled to be reimbursed from the Protected Account
with respect to the related Loan Group for all Advances of its own funds
made
pursuant to this Section as provided in Section 4.02. The obligation to make
Advances with respect to any Mortgage Loan shall continue until such Mortgage
Loan is paid in full or the related Mortgaged Property or related REO Property
has been liquidated or until the purchase or repurchase thereof (or substitution
therefor) from the Trust Fund pursuant to any applicable provision of this
Agreement, except as otherwise provided in this Section 5.01.
Subject
to and in accordance with the provisions of Article VIII hereof, in the event
the Master Servicer fails to make such Advance, then the Trustee, as Successor
Master Servicer, or any other Successor Master Servicer appointed hereunder,
shall be obligated to make such Advance, subject to the provisions of this
Section 5.01.
Section
5.02 Compensating
Interest Payments.
In
the
event that there is a Prepayment Interest Shortfall arising from a voluntary
Principal Prepayment in part or in full by the Mortgagor with respect to
any
Mortgage Loan, the Master Servicer shall, to the extent of the Servicing
Fee for
such Distribution Date, deposit into the Distribution Account with respect
to
the related Loan Group, as a reduction of the Servicing Fee for such
Distribution Date, no later than the close of business on the Business Day
immediately preceding such Distribution Date, an amount equal to such Prepayment
Interest Shortfall; and in case of such deposit, the Master Servicer shall
not
be entitled to any recovery or reimbursement from the Depositor, the Trustee,
the Seller, the Trust Fund or the related Certificateholders.
Section
5.03 REMIC
Distributions.
On
each
Distribution Date the Trustee shall be deemed to have allocated distributions
to
the REMIC I Regular Interests, REMIC II Regular Interests, REMIC III Regular
Interests and REMIC IV Regular Interests in accordance with Section 5.07
hereof.
Section
5.04 Distributions.
(a) Subject
to Section 3.21(c), on each Distribution Date, an amount equal to the Interest
Funds and Principal Funds for Loan Group I for such Distribution Date shall
be
withdrawn by the Trustee from the Distribution Account and distributed in
the
following order of priority:
(1) From
Interest Funds in respect of Loan Group I shall be distributed in the following
manner and order of priority:
(A) From
Interest Funds in respect of Subgroup I-1, to the Class I-1A-1, Class I-1A-2
and
Class I-1A-3 Certificates, the Current Interest and then any Interest Carry
Forward Amount for each such Class, on a pro
rata
basis,
based on the entitlement of each such Class; and
(B) From
Interest Funds in respect of Subgroup I-2, to the Class I-2A Certificates,
the
Current Interest and then any Interest Carry Forward Amount for such Class;
(C) From
remaining Interest Funds in respect of Subgroup I-1, to the Class I-2A
Certificates, the remaining Current Interest, if any, and the remaining Interest
Carry Forward Amount, if any for such Class; and
(D) From
remaining Interest Funds in respect of Subgroup I-2, to the Class I-1A
Certificates, the remaining Current Interest, if any, and the remaining Interest
Carry Forward Amount, if any for such Classes, pro
rata,
based
on the entitlement of each such Class; and
(E) From
remaining Interest Funds in respect of Loan Group I, sequentially, to the
Class
I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class
I-M-7, Class I-M-8, Class I-M-9 and Class I-M-10 Certificates, in that order,
the Current Interest for each such Class.
Any
Excess Spread with respect to Loan Group I to the extent necessary to meet
a
level of overcollateralization equal to the Group I Overcollateralization
Target
Amount shall be the Group I Extra Principal Distribution Amount and shall
be
included as part of the related Principal Distribution Amount. Any related
Remaining Excess Spread together with any Group I Overcollateralization Release
Amount will be applied as Excess Cashflow with respect to Loan Group I and
distributed pursuant to clauses (a)(4)(A) through (H) below.
On
any
Distribution Date, any Relief Act Interest Shortfalls and any Prepayment
Interest Shortfalls with respect to the Group I Mortgage Loans to the extent
not
covered by Compensating Interest will be allocated to the Group I Certificates
as set forth in the definition of “Current Interest” herein and Section
1.02.
(2) On
each
Distribution Date, the Principal Distribution Amount with respect to Loan
Group
I shall be distributed in the following manner and order of
priority:
(A) For
each
Distribution Date (i) prior to the Group I Stepdown Date or (ii) on which
a
Group I Trigger Event is in effect:
(i) |
To
the Class I-A Certificates, the related Principal Distribution Amount
for
such Distribution Date to be distributed as
follows:
|
(1) from
the
Subgroup I-1 Principal Distribution Amount for such Distribution Date,
sequentially to the Class I-1A-1, Class I-1A-2 and Class I-1A-3 Certificates,
in
that order, in each case until the Certificate Principal Balance thereof
is
reduced to zero; and
(2) from
the
Subgroup I-2 Principal Distribution Amount for such Distribution Date, to
the
Class I-2A Certificates, until the Certificate Principal Balance thereof
is
reduced to zero;
(ii) |
To
the Class I-M-1 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(iii) |
To
the Class I-M-2 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(iv) |
To
the Class I-M-3 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(v) |
To
the Class I-M-4 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(vi) |
To
the Class I-M-5 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(vii) |
To
the Class I-M-6 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero;
|
(viii) |
To
the Class I-M-7 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero;
|
(ix) |
To
the Class I-M-8 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(x) |
To
the Class I-M-9 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero;
and
|
(xi)
|
To
the Class I-M-10 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero.
|
(B) For
each
Distribution Date on or after the Group I Stepdown Date, so long as a Group
I
Trigger Event is not in effect:
(i) |
To
the Class I-A Certificates, the related Principal Distribution Amount
for
such Distribution Date to be distributed as
follows:
|
(1) from
the
Subgroup I-1 Principal Distribution Amount for such Distribution Date,
sequentially to the Class I-1A-1, Class I-1A-2 and Class I-1A-3 Certificates,
in
that order, the Class I-1A Principal Distribution Amount for such Distribution
Date, in each case until the Certificate Principal Balance thereof is reduced
to
zero; and
(2) from
the
Subgroup I-2 Principal Distribution Amount for such Distribution Date, to
the
Class I-2A Certificates, the Class I-2A Principal Distribution Amount for
such
Distribution Date, until the Certificate Principal Balance thereof is reduced
to
zero;
(ii) |
To
the Class I-M-1 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-1 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero;
|
(iii) |
To
the Class I-M-2 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-2 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(iv) |
To
the Class I-M-3 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-3 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(v) |
To
the Class I-M-4 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-4 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(vi) |
To
the Class I-M-5 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-5 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(vii) |
To
the Class I-M-6 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-6 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero;
|
(viii) |
To
the Class I-M-7 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-7 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero;
|
(ix) |
To
the Class I-M-8 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-8 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(x) |
To
the Class I-M-9 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-9 Principal Distribution Amount for such Distribution Date, until
the
Certificate Principal Balance thereof is reduced to zero; and
|
(xi) |
To
the Class I-M-10 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group I for such Distribution Date, the
Class
I-M-10 Principal Distribution Amount for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero.
|
(3) Notwithstanding
the provisions of clauses (2)(A) and (B) above, if on any Distribution Date
the
Class I-A Certificates related to a Subgroup are no longer outstanding, the
pro
rata portion of the related Principal Distribution Amount or the applicable
Class I-A Principal Distribution Amount, as applicable, otherwise allocable
to
such Class I-A Certificates will be allocated to the Class I-A Certificates
related to the other Subgroup in the same manner and order of priority described
above.
(4) Any
Excess Cashflow with respect to Loan Group I shall be distributed in the
following manner and order of priority:
(A) Excess
Cashflow with respect to Loan Group I, to the Class I-A Certificates, (a)
first,
any remaining Interest Carry Forward Amount for such Classes, pro
rata,
in
accordance with the Interest Carry Forward Amount due with respect to each
such
Class, to the extent not fully paid pursuant to clause (a)(1) above and Section
3.21(d) and (b) second, any Unpaid Realized Loss Amount for such Classes
for
such Distribution Date, pro
rata,
in
accordance with the Applied Realized Loss Amount allocated to each such
Class;
(B) From
any
remaining Excess Cashflow with respect to Loan Group I, sequentially, to
the
Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6,
Class I-M-7, Class I-M-8, Class I-M-9 and Class I-M-10 Certificates, in that
order, an amount equal to the Interest Carry Forward Amount for each such
Class
for such Distribution Date to the extent not fully paid pursuant to Section
3.21(d);
(C) From
any
remaining Excess Cashflow with respect to Loan Group I otherwise distributable
to the Class I-CE Interest and the Class I-CE Certificates, to the Group
I
Reserve Fund, (i) first, to pay to the Classes of Class I-A Certificates,
any
Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution
Date, on a pro
rata
basis,
based on the amount of the Basis Risk Shortfall Carry Forward Amount for
each
such Class to the extent not paid pursuant to Section 3.21(d) and to the
extent
such amount exceeds the amounts then on deposit in the Group I Reserve Fund,
and
(ii) second, to maintain a balance in the Group I Reserve Fund equal to the
Group I Reserve Fund Deposit;
(D) From
any
remaining Excess Cashflow with respect to Loan Group I otherwise distributable
to the Class I-CE Interest and the Class I-CE Certificates, to the Group
I
Reserve Fund, (i) first, to pay to the Class I-M-1, Class I-M-2, Class I-M-3,
Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9
and
Class I-M-10 Certificates, sequentially in that order, any Basis Risk Shortfall
Carry Forward Amount for each such Class for such Distribution Date, if any,
in
each case to the extent not paid pursuant to Section 3.21(d) and to the extent
such amount exceeds the amounts then on deposit in the Group I Reserve Fund,
and
(ii) second, to maintain a balance in the Group I Reserve Fund equal to the
Group I Reserve Fund Deposit;
(E) From
any
remaining Excess Cashflow with respect to Loan Group I, to the Class I-A
Certificates, on a pro
rata
basis,
based on the entitlement of each such Class, and then sequentially to the
Class
I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class
I-M-7, Class I-M-8, Class I-M-9 and Class I-M-10 Certificates, in that order,
the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls
allocated to such Classes of Certificates, to the extent not previously
reimbursed;
(F) From
any
remaining Excess Cashflow with respect to Loan Group I, to the Swap
Administrator for payment to the Group I Swap Provider, any Group I Swap
Termination Payments due to a Group I Swap Provider Trigger Event owed by
the
Trust Fund with respect to Loan Group I (to the extent not paid by the Swap
Administrator from any upfront payment received pursuant to any related
replacement interest rate swap agreement that may be entered into by the
Group I
Supplemental Interest Trust Trustee);
(G) From
any
remaining Excess Cashflow with respect to Loan Group I, to the Class I-CE
Interest and Class I-CE Certificates, an amount equal to the Class I-CE
Distribution Amount reduced by amounts distributed in clauses (C) and (D)
above;
and
(H) From
any
remaining Excess Cashflow with respect to Loan Group I, to each of the Class
I-R-1, Class I-R-2, Class I-R-3 and Class I-RX Certificates, based on the
related REMIC in which such amounts remain.
On
each
Distribution Date, all amounts with respect to Prepayment Charges with respect
to Loan Group I shall be distributed to the Holders of the Class I-P Interest
and the Class I-P Certificates, provided that such distributions shall not
be in
reduction of the principal balance thereof. On the Distribution Date immediately
following the expiration of the latest Prepayment Charge term with respect
to
Loan Group I as identified on the Mortgage Loan Schedule, any amount on deposit
in the Class I-P Certificate Account will be distributed to the Holders of
the
Class I-P Interest and the Class I-P Certificates in reduction of the
Certificate Principal Balance thereof.
In
addition, notwithstanding the foregoing, on any Distribution Date after the
Distribution Date on which the Certificate Principal Balance of a Class of
Class
I-A Certificates or Class I-M Certificates has been reduced to zero, that
Class
of Certificates will be retired and will no longer be entitled to distributions,
including distributions in respect of Prepayment Interest Shortfalls or Basis
Risk Shortfall Carry Forward Amounts.
In
addition, notwithstanding the foregoing clause (a)(2), to the extent a Group
I
Class IO Distribution Amount is payable from principal collections, Principal
Distribution Amounts related to Loan Group I will be deemed paid to the most
subordinate Class of Group I Regular Certificates (other than the Class I-P
Certificates), until the Certificate Principal Balance thereof has been reduced
to zero, and such amount will be paid pursuant to Section 3.21(f).
(b) Subject
to Section 3.24(c), on
each
Distribution Date, an amount equal to the Interest Funds and Principal Funds
for
Loan Group II for such Distribution Date shall be withdrawn by the Trustee
from
the Distribution Account and distributed in the following order of
priority:
(1) Interest
Funds in respect of Loan Group II shall be distributed in the following manner
and order of priority:
(A) To
the
Class II-A-1, Class II-A-2 and Class II-A-3 Certificates, the Current Interest
and any Interest Carry Forward Amount for each such Class, on a pro
rata
basis,
based on the entitlement of each such Class; and
(B) From
remaining Interest Funds in respect of Loan Group II, sequentially to the
Class
II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6,
Class II-M-7, Class II-M-8, Class II-M-9 and Class II-M-10 Certificates,
in that
order, the Current Interest for such Class.
Any
Excess Spread with respect to Loan Group II to the extent necessary to meet
a
level of overcollateralization equal to the Group II Overcollateralization
Target Amount shall be the Group II Extra Principal Distribution Amount and
will
be included as part of the related Principal Distribution Amount. Any related
Remaining Excess Spread together with any Group II Overcollateralization
Release
Amount shall be applied as Excess Cashflow with respect to Loan Group II
and
distributed pursuant to clauses (b)(3)(A) through (H) below.
On
any
Distribution Date, any Relief Act Interest Shortfalls and any Prepayment
Interest Shortfalls with respect to the Group II Mortgage Loans to the extent
not covered by Compensating Interest will be allocated to the Group II
Certificates as set forth in the definition of “Current Interest” herein and
Section 1.02.
(2) On
each
Distribution Date, the Principal Distribution Amount with respect to Loan
Group
II shall be distributed in the following manner and order of
priority:
(A) For
each
Distribution Date (i) prior to the Group II Stepdown Date or (ii) on which
a
Group II Trigger Event is in effect:
(i) |
From
the Principal Distribution Amount with respect to Loan Group II for
such
Distribution Date, sequentially, to the Class II-A-1, Class II-A-2
and
Class II-A-3 Certificates, in that order, in each case until the
Certificate Principal Balance thereof is reduced to zero;
|
(ii) |
To
the Class II-M-1 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to zero;
|
(iii) |
To
the Class II-M-2 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to
zero;
|
(iv) |
To
the Class II-M-3 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to
zero;
|
(v) |
To
the Class II-M-4 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to
zero;
|
(vi) |
To
the Class II-M-5 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to
zero;
|
(vii) |
To
the Class II-M-6 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to zero;
|
(viii) |
To
the Class II-M-7 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to zero;
|
(ix) |
To
the Class II-M-8 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to
zero;
|
(x) |
To
the Class II-M-9 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to zero;
and
|
(xi) |
To
the Class II-M-10 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
remaining Principal Distribution Amount with respect to Loan Group
II,
until the Certificate Principal Balance thereof is reduced to
zero.
|
(B) For
each
Distribution Date on or after the Group II Stepdown Date, so long as a Group
II
Trigger Event is not in effect:
(i) |
To
the Class II-A Certificates, the Class II-A Principal Distribution
Amount
for such Distribution Date, sequentially to the Class II-A-1, Class
II-A-2
and Class II-A-3 Certificates, in that order, in each case until
the
Certificate Principal Balance thereof is reduced to
zero;
|
(ii) |
To
the Class II-M-1 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-1 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(iii) |
To
the Class II-M-2 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-2 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(iv) |
To
the Class II-M-3 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-3 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(v) |
To
the Class II-M-4 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-4 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(vi) |
To
the Class II-M-5 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-5 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(vii) |
To
the Class II-M-6 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-6 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(viii) |
To
the Class II-M-7 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-7 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(ix) |
To
the Class II-M-8 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-8 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero;
|
(x) |
To
the Class II-M-9 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-9 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero; and
|
(xi) |
To
the Class II-M-10 Certificates, from any remaining Principal Distribution
Amount in respect of Loan Group II for such Distribution Date, the
Class
II-M-10 Principal Distribution Amount, until the Certificate Principal
Balance thereof is reduced to zero.
|
(3) Any
Excess Cashflow with respect to Loan Group II shall be distributed in the
following manner and order of priority:
(A) Excess
Cashflow with respect to Loan Group II, to the Class II-A Certificates, (a)
first, any remaining Interest Carry Forward Amount for such Classes,
pro
rata,
in
accordance with the Interest Carry Forward Amount due with respect to each
such
Class,
to the
extent not fully paid pursuant to clause (b)(1) above
and
Section 3.24(d) and (b) second, any Unpaid Realized Loss Amount for such
Classes
for such Distribution Date, pro
rata,
in
accordance with the Applied Realized Loss Amount allocated to each such
Class;
(B) From
any
remaining Excess Cashflow with respect to Loan Group II, sequentially, to
the
Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class
II-M-6, Class II-M-7, Class II-M-8, Class II-M-9 and Class II-M-10 Certificates,
in that order, an amount equal to the Interest Carry Forward Amount for each
such Class for such Distribution Date to the extent not fully paid pursuant
to
Section 3.24(d);
(C) From
any
remaining Excess Cashflow with respect to Loan Group II otherwise distributable
to the Class II-CE Interest and the Class II-CE Certificates, to the Group
II
Reserve Fund, (i) first, to pay to the Classes of Class II-A Certificates,
any
Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution
Date, on a pro
rata
basis,
based on the amount of the Basis Risk Shortfall Carry Forward Amount for
each
such Class to the extent not paid pursuant to Section 3.24(d) and to the
extent
such amount exceeds the amounts then on deposit in the Group II Reserve Fund,
and (ii) second, to maintain a balance in the Group II Reserve Fund equal
to the
Group II Reserve Fund Deposit;
(D) From
any
remaining Excess Cashflow with respect to Loan Group II otherwise distributable
to the Class II-CE Interest and the Class II-CE Certificates, to the Group
II
Reserve Fund, (i) first, to pay to the Class II-M-1, Class II-M-2, Class
II-M-3,
Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class
II-M-9 and Class I-M-10 Certificates, sequentially in that order, any Basis
Risk
Shortfall Carry Forward Amount for each such Class for such Distribution
Date,
if any, in each case to the extent not paid pursuant to Section 3.24(d) and
to
the extent such amount exceeds the amounts then on deposit in the Group II
Reserve Fund, and (ii) second, to maintain a balance in the Group II Reserve
Fund equal to the Group II Reserve Fund Deposit;
(E) From
any
remaining Excess Cashflow with respect to Loan Group II, to the Class II-A
Certificates, on a pro
rata
basis,
based on the entitlement of each such Class, and then sequentially to the
Class
II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6,
Class II-M-7, Class II-M-8, Class II-M-9 and Class II-M-10 Certificates,
in that
order, the amount of Relief Act Shortfalls and any Prepayment Interest
Shortfalls allocated to such Classes of Certificates, to the extent not
previously reimbursed;
(F) From
any
remaining Excess Cashflow with respect to Loan Group II, to the Swap
Administrator for payment to the Group II Swap Provider, any Group II Swap
Termination Payments due to a Group II Swap Provider Trigger Event owed by
the
Trust Fund with respect to Loan Group II (to the extent not paid by the Swap
Administrator from any upfront payment received pursuant to any related
replacement interest rate swap agreement that may be entered into by the
Group
II Supplemental Interest Trust Trustee);
(G) From
any
remaining Excess Cashflow with respect to Loan Group II, to the Class II-CE
Interest and Class II-CE Certificates, an amount equal to the Class II-CE
Distribution Amount reduced by amounts distributed in clauses (C) and (D)
above;
and
(H) From
any
remaining Excess Cashflow with respect to Loan Group II, to each of the Class
II-R-1, Class I-R-2, Class I-R-3 and Class II-RX Certificates, based on the
related REMIC in which such amounts remain.
On
each
Distribution Date, all amounts with respect to Prepayment Charges with respect
to Loan Group II shall be distributed to the Holders of the Class II-P Interest
and the Class II-P Certificates, provided that such distributions shall not
be
in reduction of the principal balance thereof. On the Distribution Date
immediately following the expiration of the latest Prepayment Charge term
with
respect to Loan Group II as identified on the Mortgage Loan Schedule, any
amount
on deposit in the Class II-P Certificate Account will be distributed to the
Holders of the Class II-P Interest and the Class II-P Certificates in reduction
of the Certificate Principal Balance thereof.
In
addition, notwithstanding the foregoing, on any Distribution Date after the
Distribution Date on which the Certificate Principal Balance of a Class of
Class
II-A Certificates or Class II-M Certificates has been reduced to zero, that
Class of Certificates will be retired and will no longer be entitled to
distributions, including distributions in respect of Prepayment Interest
Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
In
addition, notwithstanding the foregoing clause (a)(2), to the extent a Group
II
Class IO Distribution Amount is payable from principal collections, Principal
Distribution Amounts related to Loan Group II will be deemed paid to the
most
subordinate Class of Group II Regular Certificates (other than the Class
II-P
Certificates), until the Certificate Principal Balance thereof has been reduced
to zero, and such amount will be paid pursuant to Section 3.24(f).
(c) In
addition to the foregoing distributions, with respect to any Subsequent
Recoveries, the Master Servicer shall deposit such funds into the Protected
Account pursuant to Section 4.01(b)(iii). If, after taking into account such
Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount
of
such Subsequent Recoveries will be applied to increase the Certificate Principal
Balance of the Class of Certificates with the highest payment priority to
which
Realized Losses have been allocated, but not by more than the amount of Realized
Losses previously allocated to that Class of Certificates pursuant to Section
5.05; provided, however, to the extent that no reductions to a Certificate
Principal Balance of any Class of Certificates currently exists as the result
of
a prior allocation of a Realized Loss, such Subsequent Recoveries will be
applied as Excess Spread. The amount of any remaining Subsequent Recoveries
will
be applied to increase the Certificate Principal Balance of the Class of
Certificates with the next highest payment priority, up to the amount of
such
Realized Losses previously allocated to that Class of Certificates pursuant
to
Section 5.05, and so on. Holders of such Certificates will not be entitled
to
any payment in respect of Current Interest on the amount of such increases
for
any Accrual Period preceding the Distribution Date on which such increase
occurs. Any such increases shall be applied to the Certificate Principal
Balance
of each Certificate of such Class in accordance with its respective Percentage
Interest.
(d) Subject
to Section 10.02 hereof respecting the final distribution, on each Distribution
Date the Trustee shall make distributions to each Certificateholder of record
on
the preceding Record Date either by wire transfer in immediately available
funds
to the account of such Holder at a bank or other entity having appropriate
facilities therefor, if such Holder has so notified the Trustee at least
5
Business Days prior to the related Record Date, or, if not, by check mailed
by
first class mail to such Certificateholder at the address of such Holder
appearing in the Certificate Register. Notwithstanding the foregoing, but
subject to Section 10.02 hereof respecting the final distribution, distributions
with respect to Certificates registered in the name of a Depository shall
be
made to such Depository in immediately available funds.
(e) On
or
before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding
each Distribution Date, the Master Servicer shall deliver a report to the
Trustee in electronic form (or by such other means as the Master Servicer
and
the Trustee may agree from time to time) containing such data and information,
as agreed to by the Master Servicer and the Trustee such as to permit the
Trustee to prepare the Monthly Statement to Certificateholders and to make
the
required distributions for the related Distribution Date.
Section
5.05 Allocation
of Realized Losses.
(a) All
Realized Losses on the Group I Mortgage Loans allocated to any REMIC III
Group I
Regular Interest pursuant to Section 5.05(c) shall be allocated by the Trustee
on each Distribution Date as follows: first, to Excess Spread with respect
to
Loan Group I as part of the payment in respect of the Group I Extra Principal
Distribution Amount for such Distribution Date; second, to the Class I-CE
Interest and Class I-CE Certificates, until the Certificate Principal Balance
or
Uncertificated Principal Balance thereof, as applicable, has been reduced
to
zero; third, to the Class I-M-10 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero; fourth, to the Class I-M-9
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; fifth, to the Class I-M-8 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero; sixth, to the Class I-M-7
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; seventh, to the Class I-M-6 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; eighth, to the Class
I-M-5
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; ninth, to the Class I-M-4 Certificates, until the Certificate Principal
Balance thereof has been reduced to zero; tenth, to the Class I-M-3
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; eleventh, to the Class I-M-2 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; twelfth, to the Class
I-M-1
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; thirteenth, to the related Class or Classes of Class I-A Certificates,
on a pro
rata
basis,
until the Certificate Principal Balances thereof have been reduced to zero;
and
fourteenth, to the unrelated Class or Classes of Class I-A Certificates,
on a
pro
rata
basis,
until the Certificate Principal Balances thereof have been reduced to zero.
All
Realized Losses on the Group II Mortgage Loans allocated to any REMIC III
Group
II Regular Interest pursuant to Section 5.05(d) shall be allocated by the
Trustee on each Distribution Date as follows: first, to Excess Spread with
respect to Loan Group II as part of the payment in respect of the Group II
Extra
Principal Distribution Amount for such Distribution Date; second, to the
Class
II-CE Interest and Class II-CE Certificates, until the Certificate Principal
Balance or Uncertificated Principal Balance thereof, as applicable, has been
reduced to zero; third, to the Class II-M-10 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; fourth, to the Class
II-M-9
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; fifth, to the Class II-M-8 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; sixth, to the Class II-M-7
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; seventh, to the Class II-M-6 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; eighth, to the Class
II-M-5
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; ninth, to the Class II-M-4 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; tenth, to the Class II-M-3
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; eleventh, to the Class II-M-2 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; twelfth, to the Class
II-M-1
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; thirteenth, to the Class or Classes of Class II-A Certificates,
on a
pro
rata
basis,
until the Certificate Principal Balances thereof have been reduced to zero.
All
Realized Losses to be allocated to the Certificate Principal Balances of
all
Classes on any Distribution Date shall be so allocated after the actual
distributions to be made on such date as provided above. All references above
to
the Certificate Principal Balance of any Class of Certificates shall be to
the
Certificate Principal Balance of such Class immediately prior to the relevant
Distribution Date, before reduction thereof by any Realized Losses, in each
case
to be allocated to such Class of Certificates, on such Distribution
Date.
(b) Any
allocation of Realized Losses to a Class of Certificates or to a Class CE
Interest on any Distribution Date shall be made by reducing the Certificate
Principal Balance or Uncertificated Principal Balance thereof by the amount
so
allocated; any allocation of Realized Losses to Excess Spread shall be made
by
reducing the amount otherwise payable in respect of the related Class CE
Interest and the related Class CE Certificates pursuant to clause (G) of
Section
5.04(a)(4) or clause (G) of 5.04(b)(3),
as
applicable. No allocations of any Realized Losses shall be made to the
Certificate Principal Balance or Uncertificated Principal Balance, as
applicable, of the Class P Interests and the Class P Certificates.
Notwithstanding
the foregoing, no such allocation of any Realized Loss shall be made on a
Distribution Date to any Class of Certificates to the extent that such
allocation would result in the reduction of the aggregate Certificate Principal
Balance of all the related Certificates as of such Distribution Date (other
than
the related Class CE Certificates and related Class P Certificates), after
giving effect to all distributions and prior allocations of Realized Losses
on
the Mortgage Loans on such date, to an amount less than the aggregate Stated
Principal Balance of all of the related Mortgage Loans as of the first day
of
the month of such Distribution Date (such limitation, the “Loss Allocation
Limitation”). In addition in no event will the Certificate Principal Balance of
any Certificate be reduced more than once in respect of any particular amount
both (i) allocable to such Certificate in respect of Realized Losses and
(ii)
payable as principal to the Holder of such Certificate from Remaining Excess
Spread.
As
used
herein, an allocation of a Realized Loss on a “pro
rata
basis”
among two or more specified Classes of Certificates means an allocation on
a
pro
rata
basis,
among the various Classes so specified, to each such Class of Certificates
on
the basis of their then outstanding Certificate Principal Balances prior
to
giving effect to distributions to be made on such Distribution Date. All
Realized Losses and all other losses allocated to a Class of Certificates
hereunder will be allocated among the Certificates of such Class in proportion
to the Percentage Interests evidenced thereby.
(c) (i)All
Realized Losses on the Group I Mortgage Loans in Subgroup I-1 shall be allocated
on each Distribution Date to REMIC I Regular Interest I-1-A through REMIC
I
Regular Interest I-60-B, starting with the lowest numerical denomination,
until
the Uncertificated Principal Balance of each such REMIC I Group I Regular
Interest has been reduced to zero; provided that, for REMIC I Group I Regular
Interests with the same numerical denomination, such Realized Losses shall
be
allocated pro
rata
between
such REMIC I Group I Regular Interests. All Realized Losses on the Group
I
Mortgage Loans in Subgroup I-2 shall be allocated on each Distribution Date
to
REMIC I Regular Interest II-1-A through REMIC I Regular Interest II-60-B,
starting with the lowest numerical denomination, until the Uncertificated
Principal Balance of each such REMIC I Group II Regular Interest has been
reduced to zero; provided that, for REMIC I Group II Regular Interests with
the
same numerical denomination, such Realized Losses shall be allocated
pro
rata
between
such REMIC I Group II Regular Interests
(ii) The
REMIC
III Group I Marker Allocation Percentage of all Realized Losses on the Group
I
Mortgage Loans shall be allocated by the Trustee on each Distribution Date
to
the following REMIC III Group I Regular Interests in the following specified
percentages: first, to Uncertificated Accrued Interest payable to REMIC III
Regular Interest I-AA and REMIC III Regular Interest I-ZZ up to an aggregate
amount equal to the REMIC III Group I Interest Loss Allocation Amount (without
duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and
2.00%,
respectively; second, to the Uncertificated Principal Balances of REMIC III
Regular Interest I-AA and REMIC III Regular Interest I-ZZ up to an aggregate
amount equal to the REMIC III Group I Principal Loss Allocation Amount, 98.00%
and 2.00%, respectively; third, to the Uncertificated Principal Balances
of
REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-10 and REMIC
III
Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
Uncertificated Principal Balance of REMIC III Regular Interest I-M-10 has
been
reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC
III
Regular Interest I-AA, REMIC III Regular Interest I-M-9 and REMIC III Regular
Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
Principal Balance of REMIC III Regular Interest I-M-9 has been reduced to
zero;
fifth, to the Uncertificated Principal Balances of REMIC III Regular Interest
I-AA, REMIC III Regular Interest I-M-8 and REMIC III Regular Interest I-ZZ,
98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC III Regular Interest I-M-8 has been reduced to zero; sixth,
to
the Uncertificated Principal Balances of REMIC III Regular Interest I-AA,
REMIC
III Regular Interest I-M-7 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00%
and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC
III
Regular Interest I-M-7 has been reduced to zero; seventh, to the Uncertificated
Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular
Interest I-M-6 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC III Regular
Interest I-M-6 has been reduced to zero; eighth, to the Uncertificated Principal
Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-5
and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively,
until the Uncertificated Principal Balance of REMIC III Regular Interest
I-M-5
has been reduced to zero; ninth, to the Uncertificated Principal Balances
of
REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-4 and REMIC
III
Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
Uncertificated Principal Balance of REMIC III Regular Interest I-M-4 has
been
reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC
III
Regular Interest I-AA, REMIC III Regular Interest I-M-3 and REMIC III Regular
Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
Principal Balance of REMIC III Regular Interest I-M-3 has been reduced to
zero;
eleventh, to the Uncertificated Principal Balances of REMIC III Regular Interest
I-AA, REMIC III Regular Interest I-M-2 and REMIC III Regular Interest I-ZZ,
98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC III Regular Interest I-M-2 has been reduced to zero; twelfth,
to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA,
REMIC III Regular Interest I-M-1 and REMIC III Regular Interest I-ZZ, 98.00%,
1.00% and 1.00%, respectively, until the Uncertificated Principal Balance
of
REMIC III Regular Interest I-M-1 has been reduced to zero; thirteenth, to
the
Uncertificated Principal Balance of REMIC III Regular Interest I-AA, 98.00%,
to
the Uncertificated Principal Balances of the related REMIC III Regular Interests
I-1A-1, I-1A-2, I-1A-3 and I-2A, 1.00% pro
rata,
and to
the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ,
1.00%,
until the Uncertificated Principal Balances of such REMIC III Regular Interests
I-1A-1, I-1A-2, I-1A-3 and I-2A have been reduced to zero; and fourteenth,
to
the Uncertificated Principal Balance of REMIC III Regular Interest I-AA,
98.00%,
to the Uncertificated Principal Balances of the unrelated REMIC III Regular
Interests I-1A-1, I-1A-2, I-1A-3 and I-2A, 1.00% pro
rata,
and to
the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ,
1.00%,
until the Uncertificated Principal Balances of such REMIC III Regular Interests
I-1A-1, I-1A-2, I-1A-3 and I-2A have been reduced to zero.
(iii) The
REMIC
III Group I Sub WAC Allocation Percentage of all Realized Losses on the Group
I
Mortgage Loans shall be allocated by the Trustee on each Distribution Date
after
all distributions have been made on each Distribution Date first, so as to
keep
the Uncertificated Principal Balance of each REMIC III Group I Regular Interest
ending with the designation “Grp” equal to 0.01% of the aggregate Stated
Principal Balance of the Group I Mortgage Loans in the related Subgroup;
second,
to each REMIC III Group I Regular Interest ending with the designation “Sub”, so
that the Uncertificated Principal Balance of each such REMIC III Group I
Regular
Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal
Balance of the Group I Mortgage Loans in the related Subgroup over (y) the
current aggregate Certificate Principal Balance of the Class I-A Certificates
related to such Subgroup (except that if any such excess is a larger number
than
in the preceding distribution period, the least amount of Realized Losses
shall
be applied to such REMIC III Group I Regular Interests such that the REMIC
III
Group I Subordinated Balance Ratio is maintained); and third, to REMIC III
Regular Interest I-XX.
(d) (i)All
Realized Losses on the Group II Mortgage Loans shall be allocated on each
Distribution Date to REMIC II Regular Interest I-1-A through REMIC II Regular
Interest I-60-B, starting with the lowest numerical denomination, until the
Uncertificated Principal Balance of each such REMIC II Regular Interest has
been
reduced to zero; provided that, for REMIC II Regular Interests with the same
numerical denomination, such Realized Losses shall be allocated pro
rata
between
such REMIC II Regular Interests.
(ii) All
Realized Losses on the Group II Mortgage Loans shall be allocated by the
Trustee
on each Distribution Date to the following REMIC III Group II Regular Interests
in the following specified percentages: first, to Uncertificated Accrued
Interest payable to REMIC III Regular Interest II-AA and REMIC III Regular
Interest II-ZZ up to an aggregate amount equal to the REMIC III Group II
Interest Loss Allocation Amount (without duplication of shortfalls allocated
pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the
Uncertificated Principal Balances of REMIC III Regular Interest II-AA and
REMIC
III Regular Interest II-ZZ up to an aggregate amount equal to the REMIC III
Group II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively;
third, to the Uncertificated Principal Balances of REMIC III Regular Interest
II-AA, REMIC III Regular Interest II-M-10 and REMIC III Regular Interest
II-ZZ,
98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC III Regular Interest II-M-10 has been reduced to zero; fourth,
to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA,
REMIC III Regular Interest II-M-9 and REMIC III Regular Interest II-ZZ, 98.00%,
1.00% and 1.00%, respectively, until the Uncertificated Principal Balance
of
REMIC III Regular Interest II-M-9 has been reduced to zero; fifth, to the
Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC
III
Regular Interest II-M-8 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00%
and
1.00%, respectively, until the Uncertificated Principal Balance of REMIC
III
Regular Interest II-M-8 has been reduced to zero; sixth, to the Uncertificated
Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular
Interest II-M-7 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC III Regular
Interest II-M-7 has been reduced to zero; seventh, to the Uncertificated
Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular
Interest II-M-6 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC III Regular
Interest II-M-6 has been reduced to zero; eighth, to the Uncertificated
Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular
Interest II-M-5 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC III Regular
Interest II-M-5 has been reduced to zero; ninth, to the Uncertificated Principal
Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest
II-M-4
and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively,
until the Uncertificated Principal Balance of REMIC III Regular Interest
II-M-4
has been reduced to zero; tenth, to the Uncertificated Principal Balances
of
REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-3 and REMIC
III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until
the
Uncertificated Principal Balance of REMIC III Regular Interest II-M-3 has
been
reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC
III
Regular Interest II-AA, REMIC III Regular Interest II-M-2 and REMIC III Regular
Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
Principal Balance of REMIC III Regular Interest II-M-2 has been reduced to
zero;
twelfth, to the Uncertificated Principal Balances of REMIC III Regular Interest
II-AA, REMIC III Regular Interest II-M-1 and REMIC III Regular Interest II-ZZ,
98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC III Regular Interest II-M-1 has been reduced to zero; and
thirteenth, to the Uncertificated Principal Balance of REMIC III Regular
Interest II-AA, 98.00%, to the Uncertificated Principal Balances of REMIC
III
Regular Interests II-A-1, II-A-2 and II-A-3, 1.00% pro
rata,
and to
the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ,
1.00%,
until the Uncertificated Principal Balances of such REMIC III Regular Interests
II-A-1, II-A-2 and II-A-3 have been reduced to zero.
Section
5.06 Monthly
Statements to Certificateholders.
(a) Not
later
than each Distribution Date, the Trustee shall prepare and make available
to
each Holder of Certificates, the Master Servicer, the Swap Providers and
the
Depositor a statement setting forth for the Certificates:
(i) the
applicable record dates, accrual periods, determination dates for calculating
distributions and general Distribution Dates;
(ii) with
respect to each Loan Group, the total cash flows received and the general
sources thereof;
(iii) the
amount, if any, of fees or expenses accrued and paid, with an identification
of
the payee and the general purpose of such fees including the related amount
of
the Servicing Fees paid to or retained by the Master Servicer for the related
Due Period;
(iv) with
respect to each Loan Group, the amount of any related Net Swap Payment payable
to the related Sub-Trust with respect to the related Loan Group, any related
Net
Swap Payment payable to the related Swap Provider, any related Swap Termination
Payment payable to the related Sub-Trust with respect to the related Loan
Group
and any related Swap Termination Payment payable to the related Swap
Provider;
(v) with
respect to each Loan Group, the amount of the related distribution to Holders
of
the Class A Certificates and Class M Certificates (by Class) allocable to
principal, separately identifying (A) the aggregate amount of any Principal
Prepayments included therein, (B) the aggregate of all scheduled payments
of
principal included therein and (C) the Extra Principal Distribution Amount
(if
any);
(vi) with
respect to each Loan Group, the amount of such distribution to Holders of
each
Class of Class A Certificates and Class M Certificates allocable to interest
and
the portion thereof, if any, provided by the related Swap Agreement and the
amount of coverage remaining under either credit enhancement;
(vii) with
respect to each Loan Group, the Interest Carry Forward Amounts and any Basis
Risk Shortfall Carry Forward Amounts for each Class of Certificates (if
any);
(viii) the
Pass-Through Rate for each Class of Class A Certificates and Class M
Certificates with respect to the current Accrual Period, and, if applicable,
whether such Pass-Through Rate was limited by the related Net Rate
Cap;
(ix) with
respect to each Loan Group, the number and aggregate Stated Principal Balance
of
all of the Mortgage Loans for the following Distribution Date, together with
updated pool composition information including the following: weighted average
mortgage rate and weighted average remaining term;
(x) the
Certificate Principal Balance of the Class A Certificates and Class M
Certificates before and after giving effect (i) to all distributions allocable
to principal on such Distribution Date with respect to each Loan Group and
(ii)
the allocation of any Applied Realized Loss Amounts with respect to each
Loan
Group for such Distribution Date;
(xi) the
number and aggregate Stated Principal Balance of the Mortgage Loans in each
Loan
Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy)
(1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more
Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2)
60
days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy
and
delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days
or
more Delinquent, in each case as of the close of business on the last day
of the
calendar month preceding such Distribution Date and separately identifying
such
information for the (1) first lien Mortgage Loans, (2) second lien Mortgage
Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan
Group;
(xii) with
respect to each Loan Group, the amount of aggregate Advances included in
the
distribution on such Distribution Date (including the general purpose of
such
Advances), the aggregate amount of unreimbursed Advances as of the end of
the
Due Period, and the general source of funds for reimbursements;
(xiii) with
respect to each Loan Group, the amount, if any, of excess cashflow or excess
spread and the application of such excess cashflow;
(xiv) with
respect to each Loan Group, the cumulative Realized Losses through the end
of
the preceding month;
(xv) with
respect to each Loan Group, if applicable, material modifications, extensions
or
waivers to Mortgage Loan terms, fees, penalties or payments during the preceding
calendar month or that have become material over time;
(xvi) with
respect to any Mortgage Loan that was liquidated during the preceding calendar
month, the aggregate Stated Principal Balance of, and Realized Loss on, such
Mortgage Loans as of the close of business on the prior calendar
month;
(xvii) with
respect to each Loan Group, the total number and principal balance of any
real
estate owned or REO Properties as of the end of the related calendar
month;
(xviii) with
respect to each loan group, material breaches of pool asset representation
or
warranties or transaction covenants;
(xix) with
respect to each Loan Group, the three month rolling average of the percent
equivalent of a fraction, the numerator of which is the aggregate Stated
Principal Balance of the Mortgage Loans in such Loan Group that are 60 days
or
more delinquent or are in bankruptcy or foreclosure or are REO Properties,
and
the denominator of which is the aggregate Stated Principal Balance of all
of the
Mortgage Loans and separately identifying such information for the (1) first
lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans, in each case
as of
the end of the Prepayment Period;
(xx) whether
a
Group I Trigger Event or a Group II Trigger Event exists;
(xxi) the
amount of the distribution made on such Distribution Date to the Holders
of the
Class I-P Certificates and Class II-P Certificates allocable to Prepayment
Charges;
(xxii) with
respect to each Loan Group, information on loss, delinquency or other tests
used
for determining early amortization, liquidation, stepdowns or other performance
triggers and whether the trigger was met;
(xxiii) the
amount of the Prepayment Charges remitted by the Master Servicer and the
amount
on deposit in the Group I Reserve Fund and Group II Reserve Fund;
(xxiv) with
respect to each Loan Group, updated pool composition data including the
following: weighted average mortgage rate and weighted average remaining
term;
(xxv) with
respect to each Loan Group, information regarding any new issuance of securities
backed by the same asset pool, any pool asset changes, such as additions
or
removals of Mortgage Loans from the Trust Fund, if applicable; and
(xxvi) with
respect to each Loan Group, any material changes in the solicitation,
credit-granting, underwriting, origination, acquisition or Mortgage Loan
selection criteria or procedures, as applicable, used to originate, acquire
or
select Mortgage Loans for the Trust Fund.
The
Depositor covenants that if there is a material change in the solicitation,
credit-granting, underwriting, origination, acquisition or Mortgage Loan
selection criteria or procedures, as applicable, used to originate, acquire
or
select Mortgage Loans for the Trust Fund that it will notify the Trustee
five
calendar days before each Distribution Date, and if no such notification
occurs,
the Trustee has no obligation to report with respect to (xxvi). The Depositor
covenants to the Trustee that there will be no new issuance of securities
backed
by the same asset pool, so the Trustee will only be responsible in (xxv)
above
for reporting any pool asset changes, such as additions or removals of Mortgage
Loans from the Trust Fund.
The
Trustee may make the foregoing Monthly Statement (and, at its option, any
additional files containing the same information in an alternative format)
available each month to Certificateholders via the Trustee’s internet website.
The Trustee’s internet website shall initially be located at “xxx.xxxxxxxx.xxx”.
Assistance in using the website can be obtained by calling the Trustee at
(000)
000-0000. Parties that are unable to use the above distribution options are
entitled to have a paper copy mailed to them via first class mail by calling
the
Trustee and indicating such. The Trustee may change the way Monthly Statements
are distributed in order to make such distributions more convenient or more
accessible to the above parties.
(b) The
Trustee’s responsibility for making the above information available to the
Certificateholders is limited to the availability, timeliness and accuracy
of
the information derived from the parties providing the information to the
Trustee. The Trustee will make available a copy of each statement provided
pursuant to this Section 5.06 to each Rating Agency.
(c) Within
a
reasonable period of time after the end of each calendar year, the Trustee
shall
cause to be furnished upon request to each Person who at any time during
the
calendar year was a Certificateholder, a statement containing the information
(only with respect to principal and interest) set forth in clauses (a)(v)
and
(a)(vi) of this Section 5.06 aggregated for such calendar year or applicable
portion thereof during which such Person was a Certificateholder. Such
obligation of the Trustee shall be deemed to have been satisfied to the extent
that substantially comparable information shall be provided by the Trustee
pursuant to any requirements of the Code as from time to time in
effect.
(d) Upon
filing with the Internal Revenue Service, the Trustee shall furnish to the
Holders of the Residual Certificates the applicable Form 1066 and each
applicable Form 1066Q and shall respond promptly to written requests made
not
more frequently than quarterly by any Holder of a Residual Certificate with
respect to the following matters:
(i) The
original projected principal and interest cash flows on the Closing Date
on each
class of Regular Interests and Residual Interests created hereunder and on
the
Mortgage Loans, based on the Prepayment Assumption;
(ii) The
projected remaining principal and interest cash flows as of the end of any
calendar quarter with respect to each class of Regular Interests and Residual
Interests created hereunder and the Mortgage Loans, based on the Prepayment
Assumption;
(iii) The
applicable Prepayment Assumption and any interest rate assumptions used in
determining the projected principal and interest cash flows described
above;
(iv) The
original issue discount (or, in the case of the Mortgage Loans, market discount)
or premium accrued or amortized through the end of such calendar quarter
with
respect to each class of Regular Interests or Residual Interests created
hereunder and to the Mortgage Loans, together with each constant yield to
maturity used in computing the same;
(v) The
treatment of Realized Losses with respect to the Mortgage Loans or the Regular
Interests created hereunder, including the timing and amount of any cancellation
of indebtedness income of a REMIC with respect to such Regular Interests
or bad
debt deductions claimed with respect to the Mortgage Loans;
(vi) The
amount and timing of any non-interest expenses of a REMIC; and
(vii) Any
taxes
(including penalties and interest) imposed on the REMIC, including, without
limitation, taxes on “prohibited transactions,” “contributions” or “net income
from foreclosure property” or state or local income or franchise
taxes.
The
information pursuant to clauses (i), (ii), (iii) and (iv) above shall be
provided by the Depositor pursuant to Section 9.12.
Section
5.07 REMIC
Designations and REMIC Distributions.
(a) The
Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV,
REMIC
V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX and REMIC X shall be treated
as a
REMIC under Section 860D of the Code. Any inconsistencies or ambiguities
in this
Agreement or in the administration of this Agreement shall be resolved in
a
manner that preserves the validity of such REMIC elections. The assets of
REMIC
I shall include the Group I Mortgage Loans and all interest owing in respect
of
and principal due thereon, the portion of the Distribution Account related
to
Loan Group I, the portion of the Protected Account related to Loan Group
I, any
REO Property related to Loan Group I, any proceeds of the foregoing and any
other assets related to Loan Group I subject to this Agreement (other than
the
Group I Reserve Fund, any related Prepayment Charge Waiver Amounts and, for
the
avoidance of doubt, the Group I Supplemental Interest Trust, the Group I
Swap
Agreement, the Group I Swap Account, the Group I Swap Collateral Account
and any
rights or obligations in respect of the Swap Administration Agreement). The
assets of REMIC II shall include the Group II Mortgage Loans and all interest
owing in respect of and principal due thereon, the portion of the Distribution
Account related to Loan Group II, the portion of the Protected Account related
to Loan Group II, any REO Property related to Loan Group II, any proceeds
of the
foregoing and any other assets related to Loan Group II subject to this
Agreement (other than the Group II Reserve Fund, any related Prepayment Charge
Waiver Amounts and, for the avoidance of doubt, the Group II Supplemental
Interest Trust, the Group II Swap Agreement, the Group II Swap Account, the
Group II Swap Collateral Account and any rights or obligations in respect
of the
Swap Administration Agreement). The REMIC I Regular Interests and REMIC II
Regular Interests shall constitute the assets of REMIC III. The REMIC III
Regular Interests shall constitute the assets of REMIC IV. The Class I-CE
Interest shall constitute the assets of REMIC V. The Class I-P Interest shall
constitute the assets of REMIC VI. The Class I-IO Interest shall constitute
the
assets of REMIC VII. The Class II-CE Interest shall constitute the assets
of
REMIC VIII. The Class II-P Interest shall constitute the assets of REMIC
IX. The
Class II-IO Interest shall constitute the assets of REMIC X.
(b) (1)On
each
Distribution Date, the following amounts with respect to Loan Group I, in
the
following order of priority, shall be distributed by REMIC I to REMIC III
on
account of the REMIC I Group I Regular Interests and the REMIC I Group II
Regular Interests or withdrawn from the Distribution Account and distributed
to
the Holders of the Class I-R-1 Certificates, as the case may be:
(i) (A) from
Interest Funds and Principal Funds for Subgroup I-1, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof,
to the
holders of each of the REMIC I Regular Interests I-1-A through I-60-B,
pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC I
Group I
Regular Interests for such Distribution Date, plus (B) any amounts payable
in
respect thereof remaining unpaid from previous Distribution Dates;
and
(B) to
the
extent of the Interest Funds and Principal Funds for Subgroup I-1, in each
case,
determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution made pursuant to clause (i)(A)
above,
to REMIC I Regular Interests I-1-A through I-60-B, starting with the lowest
numerical denomination, until the Uncertificated Principal Balance of each
such
REMIC I Group I Regular Interest is reduced to zero; provided that, for REMIC
I
Group I Regular Interests with the same numerical denomination, such payments
of
principal shall be allocated pro
rata
between
such REMIC I Group I Regular Interests;
(ii) (A) from
Interest Funds and Principal Funds for Subgroup I-2, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof,
to the
holders of each of the REMIC I Regular Interests II-1-A through II-60-B,
pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC I
Group
II Regular Interests for such Distribution Date, plus (B) any amounts payable
in
respect thereof remaining unpaid from previous Distribution Dates;
and
(B) to
the
extent of the Interest Funds and Principal Funds for Subgroup I-2, in each
case,
determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution made pursuant to clause (ii)(A)
above,
to REMIC I Regular Interests II-1-A through II-60-B, starting with the lowest
numerical denomination, until the Uncertificated Principal Balance of each
such
REMIC I Group II Regular Interest is reduced to zero; provided that, for
REMIC I
Group II Regular Interests with the same numerical denomination, such payments
of principal shall be allocated pro
rata
between
such REMIC I Group II Regular Interests; and
(iii) any
remaining amount to the Holders of the Class I-R-1 Certificates.
(2) On
each
Distribution Date, amounts representing Prepayment Charges on the Group I
Mortgage loans shall be deemed distributed to REMIC I Regular Interest P,
provided that such amounts shall not reduce the Uncertificated Principal
Balance
of REMIC I Regular Interest P. On the Distribution Date immediately following
the expiration of the latest Prepayment Charge term relating to the Group
I
Mortgage Loans as identified on the Mortgage Loan Schedule, $100 shall be
deemed
distributed in respect of REMIC I Regular Interest P in reduction of the
Uncertificated Principal Balance thereof.
(c) (1)On
each
Distribution Date, the following amounts with respect to Loan Group II, in
the
following order of priority, shall be distributed by REMIC II to REMIC III
on
account of REMIC II Regular Interests I-1-A through I-60-B or withdrawn from
the
Distribution Account and distributed to the Holders of the Class II-R-1
Certificates, as the case may be:
(i) from
Interest Funds and Principal Funds for Loan Group II,
in each
case, determined without regard to the related clause (2)(ii) of the definitions
thereof, to
holders of each of the REMIC II Regular Interests I-1-A through I-60-B,
pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC II
Regular Interests for such Distribution Date, plus (B) any amounts payable
in
respect thereof remaining unpaid from previous Distribution Dates.
(ii) to
the
extent of Interest Funds and Principal Funds for Loan Group II, in each case,
determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution made pursuant to clause (i) above,
to
REMIC II Regular Interests I-1-A through I-60-B, starting with the lowest
numerical denomination, until the Uncertificated Principal Balance of each
such
REMIC II Regular Interest is reduced to zero; provided that, for REMIC II
Regular Interests with the same numerical denomination, such payments of
principal shall be allocated pro
rata
between
such REMIC II Regular Interests; and
(iii) any
remaining amount to the Holders of the Class II-R-1 Certificates.
(2) On
each
Distribution Date, amounts representing Prepayment Charges on the Group II
Mortgage loans shall be deemed distributed to REMIC II Regular Interest P,
provided that such amounts shall not reduce the Uncertificated Principal
Balance
of REMIC II Regular Interest P. On the Distribution Date immediately following
the expiration of the latest Prepayment Charge term relating to the Group
II
Mortgage Loans as identified on the Mortgage Loan Schedule, $100 shall be
deemed
distributed in respect of REMIC II Regular Interest P in reduction of the
Uncertificated Principal Balance thereof.
(d) (1)On
each
Distribution Date, the following amounts with respect to Loan Group I, in
the
following order of priority, shall be distributed by REMIC III to REMIC IV
on
account of the REMIC III Group I Regular Interests (other than REMIC III
Regular
Interest I-P) or withdrawn from the Distribution Account and distributed
to the
Holders of the Class I-R-2 Certificates, as the case may be:
(i) from
Interest Funds and Principal Funds for Loan Group I, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof,
to the
holders of REMIC III Regular Interest I-IO, in an amount equal to (A) the
Uncertificated Accrued Interest for such REMIC III Regular Interest for such
Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
from
previous Distribution Dates;
(ii) to
the
extent of the REMIC III Group I Marker Allocation Percentage of the Interest
Funds and Principal Funds for Loan Group I, in each case, determined without
regard to the related clause (2)(ii) of the definitions thereof, remaining
after
the distribution pursuant to clause (i), to the holders of each REMIC III
Group
I Regular Interest (other than REMIC III Regular Interests I-IO, I-1-Sub,
I-1-Grp, I-2-Sub, I-2-Grp, I-XX and I-P), pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC III
Group
I Regular Interest for such Distribution Date, plus (B) any amounts in respect
thereof remaining unpaid from previous Distribution Dates. Amounts payable
as
Uncertificated Accrued Interest in respect of REMIC III Regular Interest
I-ZZ
shall be reduced when the REMIC III Group I Overcollateralization Amount
is less
than the REMIC III Group I Required Overcollateralization Amount, by the
lesser
of (x) the amount of such difference and (y) the Group I Maximum Uncertificated
Accrued Interest Deferral Amount, and such amount will be payable to the
holders
of each REMIC III Group I Regular Interest for which a Class I-A Certificate
or
Class I-M Certificate is the Corresponding Certificate in the same proportion
as
the Group I Extra Principal Distribution Amount is allocated to the
Corresponding Certificates for each such REMIC III Group I Regular Interest,
and
the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ shall
be
increased by such amount;
(iii) to
the
extent of the REMIC III Group I Sub WAC Allocation Percentage of the Interest
Funds and Principal Funds for Loan Group I, in each case, determined without
regard to the related clause (2)(ii) of the definitions thereof, remaining
after
the distribution pursuant to clause (i), to the holders of REMIC III Regular
Interest I-1-Sub, REMIC III Regular Interest I-1-Grp, REMIC III Regular Interest
I-2-Sub, REMIC III Regular Interest I-2-Grp and REMIC III Regular Interest
I-XX,
pro
rata,
an
amount equal to (A) the Uncertificated Accrued Interest for such Distribution
Date, plus (B) any amounts in respect thereof remaining unpaid from previous
Distribution Dates;
(iv) to
the
holders of REMIC III Group I Regular Interests (other than REMIC III Regular
Interests I-IO, I-P, I-1-Sub, I-1-Grp, I-2-Sub, I-2-Grp and I-XX) in an amount
equal to the REMIC III Group I Marker Allocation Percentage of the remainder
of
the Interest Funds and Principal Funds for Loan Group I, in each case,
determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distributions made pursuant to clauses (i),
(ii)
and (iii) above, allocated as follows:
(A) 98%
of
such remainder to the holders of REMIC III Regular Interest I-AA, until the
Uncertificated Principal Balance of such REMIC III Regular Interest is reduced
to zero;
(B) 2%
of
such remainder, first, to the holders of each REMIC III Group I Regular Interest
for which a Class I-A Certificate or Class I-M Certificate is the Corresponding
Certificate, in an aggregate amount equal to 1% of and in the same proportion
as
principal payments are allocated to the Corresponding Certificates for each
such
REMIC III Group I Regular Interest, until the Uncertificated Principal Balances
of such REMIC III Group I Regular Interests are reduced to zero; and second,
to
the holders of REMIC III Regular Interest I-ZZ, until the Uncertificated
Principal Balance of such REMIC III Regular Interest is reduced to zero;
and
(C) any
remaining amount to the Holders of the Class I-R-2 Certificates;
and
(v) to
the
holders of REMIC III Regular Interest I-1-Sub, REMIC III Regular Interest
I-1-Grp, REMIC III Regular Interest I-2-Sub, REMIC III Regular Interest I-2-Grp
and REMIC III Regular Interest I-XX, in an amount equal to the REMIC III
Group I
Sub WAC Allocation Percentage of the remainder of the Interest Funds and
Principal Funds for Loan Group I, in each case, determined without regard
to the
related clause (2)(ii) of the definitions thereof, after the distributions
made
pursuant to clauses (i), (ii) and (iii) above, first, so as to keep the
Uncertificated Principal Balance of each REMIC III Group I Regular Interest
ending with the designation “Grp” equal to 0.01% of the aggregate Stated
Principal Balance of the Group I Mortgage Loans in the related Subgroup;
second,
to each REMIC III Group I Regular Interest ending with the designation “Sub”, so
that the Uncertificated Principal Balance of each such REMIC III Group I
Regular
Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal
Balance of the Group I Mortgage Loans in the related Subgroup over (y) the
current aggregate Certificate Principal Balance of the Class I-A Certificates
related to such Subgroup (except that if any such excess is a larger number
than
in the preceding distribution period, the least amount of principal shall
be
distributed to such REMIC III Group I Regular Interests such that the REMIC
III
Group I Subordinated Balance Ratio is maintained); third, to REMIC III Regular
Interest I-XX, until the Uncertificated Principal Balance of such REMIC III
Regular Interest is reduced to zero; and fourth, any remaining amount to
the
Holders of the Class I-R-2 Certificates.
(2) On
each
Distribution Date, amounts representing Prepayment Charges on the Mortgage
loans
deemed distributed in respect of REMIC I Regular Interest P shall be deemed
to
be distributed to REMIC III Regular Interest I-P, provided that such amounts
shall not reduce the Uncertificated Principal Balance of REMIC III Regular
Interest I-P. On the Distribution Date immediately following the expiration
of
the latest Prepayment Charge term relating to the Group I Mortgage Loans
as
identified on the Mortgage Loan Schedule, an amount equal to $100 deemed
distributed in respect of REMIC I Regular Interest P in reduction of the
Uncertificated Principal Balance thereof shall be deemed to be distributed
to
REMIC III Regular Interest I-P in reduction of the Uncertificated Principal
Balance thereof.
(3) On
each
Distribution Date, the following amounts with respect to Loan Group II, in
the
following order of priority, shall be distributed by REMIC III to REMIC IV
on
account of the REMIC III Group II Regular Interests (other than REMIC III
Regular Interest II-P) or withdrawn from the Distribution Account and
distributed to the Holders of the Class I-R-2 Certificates, as the case may
be:
(i) from
Interest Funds and Principal Funds for Loan Group II, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof,
to the
holders of REMIC III Regular Interest II-IO, in an amount equal to (A) the
Uncertificated Accrued Interest for such REMIC III Regular Interest for such
Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
from
previous Distribution Dates;
(ii) to
the
extent of the Interest Funds and Principal Funds for Loan Group II, in each
case, determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution pursuant to clause (i), to the
holders
of each REMIC III Group II Regular Interest (other than REMIC III Regular
Interests II-IO and II-P), pro
rata,
in an
amount equal to (A) the Uncertificated Accrued Interest for such REMIC III
Regular Interest for such Distribution Date, plus (B) any amounts in respect
thereof remaining unpaid from previous Distribution Dates. Amounts payable
as
Uncertificated Accrued Interest in respect of REMIC III Regular Interest
II-ZZ
shall be reduced when the REMIC III Group II Overcollateralization Amount
is
less than the REMIC III Group II Required Overcollateralization Amount, by
the
lesser of (x) the amount of such difference and (y) the Group II Maximum
Uncertificated Accrued Interest Deferral Amount, and such amount will be
payable
to the holders of each REMIC III Group II Regular Interest for which a Class
II-A Certificate or Class II-M Certificate is the Corresponding Certificate
in
the same proportion as the Group II Extra Principal Distribution Amount is
allocated to the Corresponding Certificates for each such REMIC III Group
II
Regular Interest, and the Uncertificated Principal Balance of REMIC III Regular
Interest II-ZZ shall be increased by such amount;
(iii) to
the
holders of REMIC III Group II Regular Interests (other than REMIC III Regular
Interests II-IO and II-P) in an amount equal to the remainder of the Interest
Funds and Principal Funds for Loan Group II, in each case, determined without
regard to the related clause (2)(ii) of the definitions thereof, remaining
after
the distributions made pursuant to clauses (i) and (ii) above, allocated
as
follows:
(A) 98%
of
such remainder to the holders of REMIC III Regular Interest II-AA, until
the
Uncertificated Principal Balance of such REMIC III Regular Interest is reduced
to zero;
(B) 2%
of
such remainder, first, to the holders of each REMIC III Group II Regular
Interest for which a Class II-A Certificate or Class II-M Certificate is
the
Corresponding Certificate, in an aggregate amount equal to 1% of and in the
same
proportion as principal payments are allocated to the Corresponding Certificates
for each such REMIC III Group II Regular Interest, until the Uncertificated
Principal Balances of such REMIC III Group II Regular Interests are reduced
to
zero; and second, to the holders of REMIC III Regular Interest II-ZZ, until
the
Uncertificated Principal Balance of such REMIC III Regular Interest is reduced
to zero; and
(C) any
remaining amount to the Holders of the Class I-R-2 Certificates.
(4) On
each
Distribution Date, amounts representing Prepayment Charges on the Mortgage
loans
deemed distributed in respect of REMIC II Regular Interest P shall be deemed
to
be distributed to REMIC III Regular Interest II-P, provided that such amounts
shall not reduce the Uncertificated Principal Balance of REMIC III Regular
Interest II-P. On the Distribution Date immediately following the expiration
of
the latest Prepayment Charge term relating to the Group II Mortgage Loans
as
identified on the Mortgage Loan Schedule, an amount equal to $100 deemed
distributed in respect of REMIC II Regular Interest P in reduction of the
Uncertificated Principal Balance thereof shall be deemed to be distributed
to
REMIC III Regular Interest II-P in reduction of the Uncertificated Principal
Balance thereof.
(e) On
each
Distribution Date, interest shall be deemed payable from REMIC IV to the
holders
of each REMIC IV Regular Interest the ownership of which is represented by
the
Class A Certificates and Class M Certificates at a pass-through rate equal
to
the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding
Certificate and (ii) the Net Rate Cap for the REMIC IV Regular Interest the
ownership of which is represented by the Corresponding Certificate for such
Distribution Date, in each case on a principal balance equal to the Certificate
Principal Balance of the Corresponding Certificate for such Distribution
Date.
For the avoidance of doubt, principal shall be payable to, and shortfalls,
losses and prepayments shall be allocable to, the REMIC IV Regular Interests
the
ownership of which is represented by the Class A Certificates and Class M
Certificates as such amounts are payable and allocable to the Corresponding
Certificates.
(f) On
each
Distribution Date, an amount equal to the amounts distributed pursuant to
Sections 5.04(a)(4)(C), (D) and (G) on such date shall be deemed distributed
from REMIC IV to REMIC V in respect of the Class I-CE Distribution Amount
distributable to the Class I-CE Interest.
(g) On
each
Distribution Date, an amount equal to the amounts distributed pursuant to
Sections 5.04(b)(3)(C), (D) and (G) on such date shall be deemed distributed
from REMIC IV to REMIC VIII in respect of the Class II-CE Distribution Amount
distributable to the Class II-CE Interest.
(h) On
each
Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
Interest I-P shall be deemed distributed by REMIC IV to REMIC VI in respect
of
the Class I-P Interest.
(i) On
each
Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
Interest II-P shall be deemed distributed by REMIC IV to REMIC IX in respect
of
the Class II-P Interest.
(j) On
each
Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
Interest I-IO shall be deemed distributed by REMIC IV to REMIC VII in respect
of
the Class I-IO Interest. Such amounts shall be deemed distributed by REMIC
VII
in respect of REMIC VII Regular Interest IO for deposit into the Group I
Supplemental Interest Trust.
(k) On
each
Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
Interest II-IO shall be deemed distributed by REMIC IV to REMIC X in respect
of
the Class II-IO Interest. Such amounts shall be deemed distributed by REMIC
X in
respect of REMIC X Regular Interest IO for deposit into the Group II
Supplemental Interest Trust.
ARTICLE
VI
THE
CERTIFICATES
Section
6.01 The
Certificates.
The
Certificates shall be substantially in the forms attached hereto as Exhibits
A-1
through A-5. The Certificates shall be issuable in registered form, in the
minimum dollar denominations, integral dollar multiples in excess thereof
(except that one Certificate of each Class may be issued in a different amount
which must be in excess of the applicable minimum dollar denomination) and
aggregate dollar denominations as set forth in the following table:
Class
|
Minimum
Denomination
|
Integral
Multiple in Excess of Minimum
|
Original
Certificate Principal Balance or Notional
Amount
|
I-1A-1
|
$ 100,000
|
$ 1.00
|
$
86,453,000.00
|
I-1A-2
|
$ 100,000
|
$ 1.00
|
$
45,021,000.00
|
I-1A-3
|
$ 100,000
|
$ 1.00
|
$
12,247,000.00
|
I-2A
|
$ 100,000
|
$ 1.00
|
$
192,142,000.00
|
I-M-1
|
$ 100,000
|
$ 1.00
|
$
19,461,000.00
|
I-M-2
|
$ 100,000
|
$ 1.00
|
$
14,439,000.00
|
I-M-3
|
$ 100,000
|
$ 1.00
|
$
7,115,000.00
|
I-M-4
|
$ 100,000
|
$ 1.00
|
$
6,487,000.00
|
I-M-5
|
$ 100,000
|
$ 1.00
|
$
6,278,000.00
|
I-M-6
|
$ 100,000
|
$ 1.00
|
$
5,232,000.00
|
I-M-7
|
$ 100,000
|
$ 1.00
|
$
3,767,000.00
|
I-M-8
|
$ 100,000
|
$ 1.00
|
$
2,929,000.00
|
I-M-9
|
$ 100,000
|
$ 1.00
|
$
4,812,000.00
|
I-M-10
|
$ 100,000
|
$ 1.00
|
$
4,394,000.00
|
I-CE
|
10%
|
1%
|
$ 418,520,489.58
(1)
|
I-P
|
$ 100
|
N/A
|
$
100.00
|
I-R-1
|
100%
|
N/A
|
N/A
|
I-R-2
|
100%
|
N/A
|
N/A
|
I-R-3
|
100%
|
N/A
|
N/A
|
I-RX
|
100%
|
N/A
|
N/A
|
II-A-1
|
$ 100,000
|
$ 1.00
|
$
76,513,000.00
|
II-A-2
|
$ 100,000
|
$ 1.00
|
$
64,257,000.00
|
II-A-3
|
$ 100,000
|
$ 1.00
|
$
6,344,000.00
|
II-M-1
|
$ 100,000
|
$ 1.00
|
$
8,064,000.00
|
II-M-2
|
$ 100,000
|
$ 1.00
|
$
7,572,000.00
|
II-M-3
|
$ 100,000
|
$ 1.00
|
$
4,524,000.00
|
II-M-4
|
$ 100,000
|
$ 1.00
|
$
4,032,000.00
|
II-M-5
|
$ 100,000
|
$ 1.00
|
$
3,737,000.00
|
II-M-6
|
$ 100,000
|
$ 1.00
|
$
3,343,000.00
|
II-M-7
|
$ 100,000
|
$ 1.00
|
$
3,147,000.00
|
II-M-8
|
$ 100,000
|
$ 1.00
|
$
2,753,000.00
|
II-M-9
|
$ 100,000
|
$ 1.00
|
$
2,556,000.00
|
II-M-10
|
$ 100,000
|
$ 1.00
|
$
2,950,000.00
|
II-CE
|
10%
|
1%
|
$ 196,676,797.10(1)
|
II-P
|
$ 100
|
N/A
|
$
100.00
|
II-R-1
|
100%
|
N/A
|
N/A
|
II-RX
|
100%
|
N/A
|
N/A
|
(1) This
is a
Notional Amount.
The
Certificates shall be executed by manual or facsimile signature on behalf
of the
Trustee by an authorized officer. Certificates bearing the manual or facsimile
signatures of individuals who were, at the time when such signatures were
affixed, authorized to sign on behalf of the Trustee shall bind the Trustee,
notwithstanding that such individuals or any of them have ceased to be so
authorized prior to the authentication and delivery of such Certificates
or did
not hold such offices at the date of such authentication and delivery. No
Certificate shall be entitled to any benefit under this Agreement, or be
valid
for any purpose, unless there appears on such Certificate the countersignature
of the Trustee by manual signature, and such countersignature upon any
Certificate shall be conclusive evidence, and the only evidence, that such
Certificate has been duly countersigned and delivered hereunder. All
Certificates shall be dated the date of their countersignature. On the Closing
Date, the Trustee shall authenticate the Certificates to be issued at the
written direction of the Depositor, or any affiliate thereof.
The
Depositor shall provide, or cause to be provided, to the Trustee on a continuous
basis, an adequate inventory of Certificates to facilitate
transfers.
Section
6.02 Certificate
Register; Registration of Transfer and Exchange of Certificates.
(a) The
Trustee shall maintain, or cause to be maintained in accordance with the
provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund
in
which, subject to the provisions of subsections (b) and (c) below and to
such
reasonable regulations as it may prescribe, the Trustee shall provide for
the
registration of Certificates and of Transfers and exchanges of Certificates
as
herein provided. Upon surrender for registration of Transfer of any Certificate,
the Trustee shall authenticate and deliver, in the name of the designated
transferee or transferees, one or more new Certificates of the same Class
and of
like aggregate Percentage Interest.
At
the
option of a Certificateholder, Certificates may be exchanged for other
Certificates of the same Class in authorized denominations and evidencing
the
same aggregate Percentage Interest upon surrender of the Certificates to
be
exchanged at the office or agency of the Trustee. Whenever any Certificates
are
so surrendered for exchange, the Trustee shall execute, authenticate, and
deliver the Certificates that the Certificateholder making the exchange is
entitled to receive. Every Certificate presented or surrendered for registration
of Transfer or exchange shall be accompanied by a written instrument of Transfer
in form satisfactory to the Trustee duly executed by the Holder thereof or
his
attorney duly authorized in writing.
No
service charge to the Certificateholders shall be made for any registration
of
Transfer or exchange of Certificates, but payment of a sum sufficient to
cover
any tax or governmental charge that may be imposed in connection with any
Transfer or exchange of Certificates may be required.
All
Certificates surrendered for registration of Transfer or exchange shall be
canceled and subsequently destroyed by the Trustee in accordance with the
Trustee’s customary procedures.
(b) Subject
to Section 6.07 and, in the case of any Global Certificate or Private
Certificate upon the satisfaction of the conditions set forth below, upon
surrender for registration of transfer of any Certificate at any office or
agency of the Trustee maintained for such purpose, the Trustee shall sign,
countersign and shall deliver, in the name of the designated transferee or
transferees, a new Certificate of a like Class and aggregate Percentage
Interest, but bearing a different number.
(c) Subject
to subsection 6.02(g), so long as a Global Certificate of such Class is
outstanding and is held by or on behalf of the Depository, transfers of
beneficial interests in such Global Certificate, or transfers by Holders
of
Individual Certificates of such Class to transferees that take delivery in
the
form of beneficial interests in the Global Certificate, may be made only
in
accordance with this subsection 6.02(c) and in accordance with the rules
of the
Depository:
(i) In
the
case of a beneficial interest in the Global Certificate being transferred
to an
Institutional Accredited Investor, such transferee shall be required to take
delivery in the form of an Individual Certificate or Certificates and the
Trustee shall register such transfer only upon compliance with the provisions
of
subsection 6.02(h).
(ii) In
the
case of a beneficial interest in a Class of Global Certificates being
transferred to a transferee that takes delivery in the form of an Individual
Certificate or Certificates of such Class, except as set forth in clause
(i)
above, the Trustee shall register such transfer only upon compliance with
the
provisions of subsection 6.02(h).
(iii) In
the
case of an Individual Certificate of a Class being transferred to a transferee
that takes delivery in the form of a beneficial interest in a Global Certificate
of such Class, the Trustee shall register such transfer if the transferee
has
provided the Trustee with a Rule 144A and Related Matters Certificate or
comparable evidence as to its QIB status.
(iv) No
restrictions shall apply with respect to the transfer or registration of
transfer of a beneficial interest in the Global Certificate of a Class to
a
transferee that takes delivery in the form of a beneficial interest in the
Global Certificate of such Class; provided that each such transferee shall
be
deemed to have made such representations and warranties contained in the
Rule
144A and Related Matters Certificate as are sufficient to establish that
it is a
QIB.
(d) Subject
to subsection 6.02(g), an exchange of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate or Certificates of such
Class, an exchange of an Individual Certificate or Certificates of a Class
for a
beneficial interest in the Global Certificate of such Class and an exchange
of
an Individual Certificate or Certificates of a Class for another Individual
Certificate or Certificates of such Class (in each case, whether or not such
exchange is made in anticipation of subsequent transfer, and, in the case
of the
Global Certificate of such Class, so long as such Certificate is outstanding
and
is held by or on behalf of the Depository) may be made only in accordance
with
this subsection 6.02(d) and in accordance with the rules of the
Depository:
(i) A
Holder
of a beneficial interest in a Global Certificate of a Class may at any time
exchange such beneficial interest for an Individual Certificate or Certificates
of such Class.
(ii) A
Holder
of an Individual Certificate or Certificates of a Class may exchange such
Certificate or Certificates for a beneficial interest in the Global Certificate
of such Class if such holder furnishes to the Trustee a Rule 144A and Related
Matters Certificate or comparable evidence as to its QIB status.
(iii) A
Holder
of an Individual Certificate of a Class may exchange such Certificate for
an
equal aggregate principal amount of Individual Certificates of such Class
in
different authorized denominations without any certification.
(e) (i)Upon
acceptance for exchange or transfer of an Individual Certificate of a Class
for
a beneficial interest in a Global Certificate of such Class as provided herein,
the Trustee shall cancel such Individual Certificate and shall (or shall
request
the Depository to) endorse on the schedule affixed to the applicable Global
Certificate (or on a continuation of such schedule affixed to the Global
Certificate and made a part thereof) or otherwise make in its books and records
an appropriate notation evidencing the date of such exchange or transfer
and an
increase in the certificate balance of the Global Certificate equal to the
certificate balance of such Individual Certificate exchanged or transferred
therefor.
(ii) Upon
acceptance for exchange or transfer of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate of such Class as provided
herein, the Trustee shall (or shall request the Depository to) endorse on
the
schedule affixed to such Global Certificate (or on a continuation of such
schedule affixed to such Global Certificate and made a part thereof) or
otherwise make in its books and records an appropriate notation evidencing
the
date of such exchange or transfer and a decrease in the certificate balance
of
such Global Certificate equal to the certificate balance of such Individual
Certificate issued in exchange therefor or upon transfer thereof.
(f) Any
Individual Certificate issued in exchange for or upon transfer of another
Individual Certificate or of a beneficial interest in a Global Certificate
shall
bear the applicable legends set forth in Exhibit A-2.
(g) Subject
to the restrictions on transfer and exchange set forth in this Section 6.02,
the
Holder of any Individual Certificate may transfer or exchange the same in
whole
or in part (in an initial certificate balance equal to the minimum authorized
denomination set forth in Section 6.01 above or any integral multiple of
$1.00
in excess thereof) by surrendering such Certificate at the Corporate Trust
Office, or at the office of any transfer agent, together with an executed
instrument of assignment and transfer satisfactory in form and substance
to the
Trustee in the case of transfer and a written request for exchange in the
case
of exchange. The Holder of a beneficial interest in a Global Certificate
may,
subject to the rules and procedures of the Depository, cause the Depository
(or
its nominee) to notify the Trustee in writing of a request for transfer or
exchange of such beneficial interest for an Individual Certificate or
Certificates. Following a proper request for transfer or exchange, the Trustee
shall, within five Business Days of such request made at the Corporate Trust
Office, sign, countersign and deliver at the Corporate Trust Office, to the
transferee (in the case of transfer) or Holder (in the case of exchange)
or send
by first class mail at the risk of the transferee (in the case of transfer)
or
Holder (in the case of exchange) to such address as the transferee or Holder,
as
applicable, may request, an Individual Certificate or Certificates, as the
case
may require, for a like aggregate Percentage Interest and in such authorized
denomination or denominations as may be requested. The presentation for transfer
or exchange of any Individual Certificate shall not be valid unless made
at the
Corporate Trust Office by the registered Holder in person, or by a duly
authorized attorney-in-fact.
(h) No
Transfer of a Private Certificate shall be made unless such Transfer is made
pursuant to an effective registration statement under the Securities Act
and any
applicable state securities laws or is exempt from the registration requirements
under the Securities Act and such state securities laws. In the event that
a
Transfer is to be made in reliance upon an exemption from the Securities
Act and
such laws, in order to assure compliance with the Securities Act and such
laws,
the Certificateholder desiring to effect such Transfer and such
Certificateholder’s prospective transferee shall each certify to the Trustee in
writing the facts surrounding the Transfer by (x)(i) the delivery to the
Trustee
by the Certificateholder desiring to effect such transfer of a certificate
substantially in the form set forth in Exhibit D (the “Transferor Certificate”)
and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a
letter in substantially the form of Exhibit E (the “Investment Letter”) if the
prospective transferee is an Institutional Accredited Investor or (B) a letter
in substantially the form of Exhibit F (the “Rule 144A and Related Matters
Certificate”) if the prospective transferee is a QIB or (y) there shall be
delivered to the Trustee an Opinion of Counsel addressed to the Trustee that
such Transfer may be made pursuant to an exemption from the Securities Act,
which Opinion of Counsel shall not be an expense of the Depositor, the Sellers,
the Master Servicer or the Trustee; provided,
however,
that
such representation letters will not be required in connection with any transfer
of any such Certificate by the Depositor to an affiliate of the Depositor
and
the Trustee and the Trustee shall be entitled to conclusively rely upon a
representation (which, upon the request of the Trustee, shall be a written
representation) from the Depositor of the status of such transferee as an
affiliate of the Depositor. Notwithstanding
the provisions of the immediately preceding sentence, no restrictions shall
apply with respect to the transfer or registration of transfer of a beneficial
interest in any Certificate that is a Global Certificate of a Class to a
transferee that takes delivery in the form of a beneficial interest in the
Global Certificate of such Class provided that each such transferee shall
be
deemed to have made such representations and warranties contained in the
Rule
144A and Related Matters Certificate as are sufficient to establish that
it is a
QIB. The Depositor shall provide to any Holder of a Private Certificate and
any
prospective transferee designated by any such Holder, information regarding
the
related Certificates and the Mortgage Loans and such other information as
shall
be necessary to satisfy the condition to eligibility set forth in Rule
144A(d)(4) for Transfer of any such Certificate without registration thereof
under the Securities Act pursuant to the registration exemption provided
by Rule
144A. The Trustee and the Master Servicer shall cooperate with the Depositor
in
providing the Rule 144A information referenced in the preceding sentence,
including providing to the Depositor such information regarding the
Certificates, the Mortgage Loans and other matters regarding the Trust Fund
as
the Depositor shall reasonably request to meet its obligation under the
preceding sentence. Each Holder of a Private Certificate desiring to effect
such
Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor,
the Sellers and the Master Servicer against any liability that may result
if the
Transfer is not so exempt or is not made in accordance with such federal
and
state laws.
No
transfer of any related Class CE Certificate shall be made unless the proposed
transferee of such Class CE Certificate (1) provides to the Trustee the
appropriate tax certification form that would eliminate any withholding
or
deduction for taxes from amounts payable by the related Swap Provider,
pursuant
to the related Swap Agreement, to the Swap Administrator on behalf of the
related Supplemental Interest Trust (i.e., IRS Form W-9 or IRS Form X-0XXX,
X-0XXX, X-0XXX or W-8ECI, as applicable (or any successor form thereto),
together with any applicable attachments) and (2) agrees to update such
form (a)
upon expiration of any such form, (b) as required under then applicable
U.S.
Treasury regulations and (c) promptly upon learning that such form has
become
obsolete or incorrect, each as a condition to such transfer. Upon receipt
of any
tax certification form pursuant to the conditions set forth in the preceding
sentence from a proposed transferee of any related Class CE Certificate,
the
Trustee shall forward such tax certification form to the related Supplemental
Interest Trust Trustee. The related Supplemental Interest Trust Trustee
shall
forward such tax certification form provided to it to the related Swap
Provider.
In addition, no transfer of any related Class CE Certificate shall be made
if
such transfer would cause the related Supplemental Interest Trust to be
beneficially owned by two or more persons for federal income tax purposes,
or
continue to be so treated, unless (i) each proposed transferee of such
Class CE
Certificate complies with the foregoing conditions, (ii) the proposed majority
holder of the related Class CE Certificates (or each holder, if there is
or
would be no majority holder) (A) provides, or causes to be provided, on
behalf
of the related Supplemental Interest Trust, if applicable, the appropriate
tax
certification form that would be required from the related Supplemental
Interest
Trust to eliminate any withholding or deduction for taxes from amounts
payable
by the related Swap Provider, pursuant to the related Swap Agreement, to
the
Swap Administrator on behalf of the related Supplemental Interest Trust
(i.e.,
IRS Form W-9 or IRS Form X-0XXX, X-0XXX, X-0XXX or W-8ECI, as applicable
(or any
successor form thereto), together with any applicable attachments) and
(B)
agrees to update such form (x) upon expiration of any such form, (y) as
required
under then applicable U.S. Treasury regulations and (z) promptly upon learning
that such form has become obsolete or incorrect. If, under applicable U.S.
Treasury regulations, such tax certification form may only be signed by
a
trustee acting on behalf of the related Supplemental Interest Trust, then
the
related Supplemental Interest Trust Trustee shall sign such certification
form
if so requested by a holder of the related Class CE Certificates. Each
holder of
a related Class CE Certificate and each transferee thereof shall be deemed
to
have consented to the related Supplemental Interest Trust Trustee forwarding
to
the related Swap Provider any tax certification form it has provided and
updated
in accordance with these transfer restrictions.
Any
purported sales or transfers of any related Class CE Certificate to a transferee
which does not comply with the requirements of this paragraph shall be
deemed
null and void under this Agreement.
Prior to the termination of the related Supplemental Interest Trust, each beneficial owner of a related Class A Certificate or Class M Certificate (other than a Class I-M-10 Certificate and Class II-M-10 Certificate) or any interest therein, shall be deemed to have represented by virtue of its acquisition or holding of the Offered Certificate, or interest therein that either (i) such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate are eligible for exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23.
Subsequent
to the termination of the Supplemental Interest Trust, each beneficial owner
of
a related Class M Certificate (other than a Class I-M-10 Certificate or II-M-10
Certificate) or any interest therein shall be deemed to have represented,
by
virtue of its acquisition or holding of that certificate or interest therein,
that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has
acquired and is holding such certificate in reliance on the Exemption, and
that
it understands that there are certain conditions to the availability of the
Exemption, including that the certificate must be rated, at the time of
purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or
Xxxxx’x, and the certificate is so rated or (iii) (1) it is an insurance
company, (2) the source of funds used to acquire or hold the certificate
or
interest therein is an “insurance company general account,” as such term is
defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE
95-60 have been satisfied.
Neither
the Trustee nor the Master Servicer will be required to monitor, determine
or
inquire as to compliance with the transfer restrictions with respect to the
Global Certificates. Any attempted or purported transfer of any Certificate
in
violation of the provisions of this Section 6.02 shall be void ab initio
and
such Certificate shall be considered to have been held continuously by the
prior
permitted Certificateholder. Any transferor of any Certificate in violation
of
such provisions, shall indemnify and hold harmless the Trustee and the Master
Servicer from and against any and all liabilities, claims, costs or expenses
incurred by the Trustee or the Master Servicer as a result of such attempted
or
purported transfer. Neither the Trustee nor the Master Servicer shall have
any
liability for transfer of any such Global Certificates in or through book-entry
facilities of any Depository or between or among Depository Participants
or
Certificate Owners made in violation of the transfer restrictions set forth
herein. Neither
the Trustee nor the Master Servicer shall be required to monitor, determine
or
inquire as to compliance with the transfer restrictions with respect to any
ERISA Restricted Certificate that is a Book-Entry Certificate, and neither
the Trustee nor the Master Servicer shall have any liability for transfers
of
any such Book-Entry Certificates made through the book-entry facilities of
any
Depository or between or among participants of the Depository or Certificate
Owners made in violation of the transfer restrictions set forth herein. Neither
the Trustee nor the Master Servicer shall be under any liability to any Person
for any registration or transfer of any ERISA Restricted Certificate that
is in
fact not permitted by this Section 6.02(h) or for making any payments due
on
such Certificate to the Holder thereof or taking any other action with respect
to such Holder under the provisions of this Agreement. The Trustee shall
be
entitled, but not obligated, to recover from any Holder of any ERISA Restricted
Certificate that was in fact a Plan or a Person acting on behalf of a Plan
at
the time it became a Holder or, at such subsequent time as it became a Plan
or
Person acting on behalf of a Plan, all payments made on such ERISA Restricted
Certificate at and after either such time. Any such payments so recovered
by the
Trustee shall be paid and delivered by the Trustee to the last preceding
Holder
of such Certificate that is not a Plan or Person acting on behalf of a
Plan.
No
Transfer of a Class I-M-10, Class II-M-10, Class I-CE, Class II-CE, Class
I-P,
Class II-P or Residual Certificate shall be made unless either (i) the
transferee of such Certificate provides a representation, or is deemed to
represent in the case of a Global Certificate, to the Trustee and the Master
Servicer acceptable to and in form and substance satisfactory to the Trustee
and
the Master Servicer, to the effect that such transferee is not a Plan, or
a
Person acting on behalf of a Plan or using the assets of a Plan, or (ii)
in the
case of any such Certificate presented for registration in the name of a
Plan,
or a trustee of a Plan or any other person acting on behalf of a Plan, the
Trustee shall have received an Opinion of Counsel for the benefit of the
Trustee
and the Master Servicer and on which they may rely, satisfactory to the Trustee,
to the effect that the purchase and holding of such Certificate are permissible
under applicable law, will not result in any prohibited transactions under
ERISA
or Section 4975 of the Code and will not subject the Trustee, the Master
Servicer or the Depositor to any obligation in addition to those expressly
undertaken in this Agreement, which Opinion of Counsel shall not be an expense
of the Trustee, the Master Servicer or the Depositor, or (iii) in the case
of a
Class I-M-10 Certificate or Class II-M-10 Certificate, the transferee provides
a
representation, or is deemed to represent in the case of the Global Certificate,
or an Opinion of Counsel to the effect that the proposed transfer or holding
of
such Class I-M-10 Certificate or Class II-M-10 Certificate and the servicing,
management and operation of the Trust and its assets: (I) will not result
in any
prohibited transaction which is not covered under individual or class prohibited
transaction exemption including but not limited to XXXX 00-00, XXXX 00-00,
XXXX
00-0, XXXX 95-60 or PTCE 96-23 and (II) will not give rise to any obligation
on
the part of the Depositor, the Master Servicer or the Trustee in addition
to
those expressly undertaken in this Agreement. Neither the Trustee nor the
Master
Servicer shall be required to monitor, determine or inquire as to compliance
with the transfer restrictions with respect to any Private Certificate that
is a
Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall
have any liability for transfers of any such Book-Entry Certificates made
through the book-entry facilities of any Depository or between or among
participants of the Depository or Certificate Owners made in violation of
the
transfer restrictions set forth herein. Neither the Trustee nor the Master
Servicer shall be under any liability to any Person for any registration
or
transfer of any Private Certificate that is in fact not permitted by this
Section 6.02(h) or for making any payments due on such Certificate to the
Holder
thereof or taking any other action with respect to such Holder under the
provisions of this Agreement. The Trustee shall be entitled, but not obligated,
to recover from any Holder of any Private Certificate that was in fact a
Plan or
a Person acting on behalf of a Plan at the time it became a Holder or, at
such
subsequent time as it became a Plan or Person acting on behalf of a Plan,
all
payments made on such Private Certificate at and after either such time.
Any
such payments so recovered by the Trustee shall be paid and delivered by
the
Trustee to the last preceding Holder of such Certificate that is not a Plan
or
Person acting on behalf of a Plan.
(i) Each
Person who has or who acquires any Ownership Interest in a Residual Certificate
shall be deemed by the acceptance or acquisition of such Ownership Interest
to
have agreed to be bound by the following provisions, and the rights of each
Person acquiring any Ownership Interest in a Residual Certificate are expressly
subject to the following provisions:
(i) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall be a Permitted Transferee and shall promptly notify the Trustee of
any
change or impending change in its status as a Permitted Transferee.
(ii) No
Ownership Interest in a Residual Certificate may be registered on the Closing
Date or thereafter transferred, and the Trustee shall not register the Transfer
of any Residual Certificate unless, in addition to the certificates required
to
be delivered to the Trustee under subsection (b) above, the Trustee shall
have
been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner
or the proposed transferee in the form attached hereto as Exhibit
C.
(iii) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall agree (A) to obtain a Transfer Affidavit from any other Person to whom
such Person attempts to Transfer its Ownership Interest in a Residual
Certificate, (B) to obtain a Transfer Affidavit from any Person for whom
such
Person is acting as nominee, trustee or agent in connection with any Transfer
of
a Residual Certificate and (C) not to Transfer its Ownership Interest in
a
Residual Certificate or to cause the Transfer of an Ownership Interest in
a
Residual Certificate to any other Person if it has actual knowledge that
such
Person is not a Permitted Transferee.
(iv) Any
attempted or purported Transfer of any Ownership Interest in a Residual
Certificate in violation of the provisions of this Section 6.02(i) shall
be
absolutely null and void and shall vest no rights in the purported transferee.
If any purported transferee shall become a Holder of a Residual Certificate
in
violation of the provisions of this Section 6.02(i), then the last preceding
Permitted Transferee shall be restored to all rights as Holder thereof
retroactive to the date of registration of Transfer of such Residual
Certificate. The Trustee shall be under no liability to any Person for any
registration of Transfer of a Residual Certificate that is in fact not permitted
by Section 6.02(h) and this Section 6.02(i) or for making any payments due
on
such Certificate to the Holder thereof or taking any other action with respect
to such Holder under the provisions of this Agreement so long as the Transfer
was registered after receipt of the related Transfer Affidavit. The Trustee
shall be entitled but not obligated to recover from any Holder of a Residual
Certificate that was in fact not a Permitted Transferee at the time it became
a
Holder or, at such subsequent time as it became other than a Permitted
Transferee, all payments made on such Residual Certificate at and after either
such time. Any such payments so recovered by the Trustee shall be paid and
delivered by the Trustee to the last preceding Permitted Transferee of such
Certificate.
(v) The
Master Servicer shall make available within 60 days of written request from
the
Trustee, all information necessary to compute any tax imposed under Section
860E(e) of the Code as a result of a Transfer of an Ownership Interest in
a
Residual Certificate to any Holder who is not a Permitted
Transferee.
The
restrictions on Transfers of a Residual Certificate set forth in this Section
6.02(i) shall cease to apply (and the applicable portions of the legend on
a
Residual Certificate may be deleted) with respect to Transfers occurring
after
delivery to the Trustee of an Opinion of Counsel addressed to the Trustee,
which
Opinion of Counsel shall not be an expense of the Trustee, the Sellers or
the
Master Servicer to the effect that the elimination of such restrictions,
or any
Transfer allowed by the elimination of such restrictions, will not cause
REMIC
I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
REMIC IX or REMIC X, as applicable, to fail to qualify as a REMIC at any
time
that the Certificates are outstanding or result in the imposition of any
tax on
the Trust Fund, a Certificateholder or another Person. Each Person holding
or
acquiring any Ownership Interest in a Residual Certificate hereby consents
to
any amendment of this Agreement that, based on an Opinion of Counsel addressed
to the Trustee and furnished to the Trustee, is reasonably necessary (a)
to
ensure that the record ownership of, or any beneficial interest in, a Residual
Certificate is not transferred, directly or indirectly, to a Person that
is not
a Permitted Transferee and (b) to provide for a means to compel the Transfer
of
a Residual Certificate that is held by a Person that is not a Permitted
Transferee to a Holder that is a Permitted Transferee.
(j) The
preparation and delivery of all certificates and opinions referred to above
in
this Section 6.02 shall not be an expense of the Trust Fund, the Trustee,
the
Depositor, the Sellers or the Master Servicer.
Section
6.03 Mutilated,
Destroyed, Lost or Stolen Certificates.
If
(a)
any mutilated Certificate is surrendered to the Trustee, or the Trustee receives
evidence to its satisfaction of the destruction, loss or theft of any
Certificate and of the ownership thereof and (b) there is delivered to the
Trustee such security or indemnity as may be required by them to save each
of
them harmless, then, in the absence of notice to the Trustee that such
Certificate has been acquired by a bona fide purchaser, the Trustee shall
execute, authenticate and deliver, in exchange for or in lieu of any such
mutilated, destroyed, lost or stolen Certificate, a new Certificate of like
Class, tenor and Percentage Interest. In connection with the issuance of
any new
Certificate under this Section 6.03, the Trustee may require the payment
of a
sum sufficient to cover any tax or other governmental charge that may be
imposed
in relation thereto and any other expenses (including the fees and expenses
of
the Trustee) connected therewith. Any replacement Certificate issued pursuant
to
this Section 6.03 shall constitute complete and indefeasible evidence of
ownership in the Trust Fund, as if originally issued, whether or not the
lost,
stolen or destroyed Certificate shall be found at any time. All Certificates
surrendered to the Trustee under the terms of this Section 6.03 shall be
canceled and destroyed by the Trustee in accordance with its standard procedures
without liability on its part.
Section
6.04 Persons
Deemed Owners.
The
Trustee and any agent of the Trustee may treat the person in whose name any
Certificate is registered as the owner of such Certificate for the purpose
of
receiving distributions as provided in this Agreement and for all other purposes
whatsoever, and neither the Trustee nor any agent of the Trustee shall be
affected by any notice to the contrary.
Section
6.05 Access
to List of Certificateholders’ Names and Addresses.
If
three
or more Certificateholders (a) request such information in writing from the
Trustee, (b) state that such Certificateholders desire to communicate with
other
Certificateholders with respect to their rights under this Agreement or under
the Certificates, and (c) provide a copy of the communication that such
Certificateholders propose to transmit or if the Depositor or the Master
Servicer shall request such information in writing from the Trustee, then
the
Trustee shall, within ten Business Days after the receipt of such request,
provide the Depositor, the Master Servicer or such Certificateholders at
such
recipients’ expense the most recent list of the Certificateholders of the Trust
Fund held by the Trustee, if any. The Depositor and every Certificateholder,
by
receiving and holding a Certificate, agree that the Trustee shall not be
held
accountable by reason of the disclosure of any such information as to the
list
of the Certificateholders hereunder, regardless of the source from which
such
information was derived.
Section
6.06 Book-Entry
Certificates.
The
Regular Certificates (other than the Class CE Certificates and Class P
Certificates), upon original issuance, shall be issued in the form of one
or
more typewritten Certificates representing the Book-Entry Certificates, to
be
delivered to the Depository by or on behalf of the Depositor. Such Certificates
shall initially be registered on the Certificate Register in the name of
the
Depository or its nominee, and no Certificate Owner of such Certificates
will
receive a definitive certificate representing such Certificate Owner’s interest
in such Certificates, except as provided in Section 6.08. Unless and until
definitive, fully registered Certificates (“Definitive Certificates”) have been
issued to the Certificate Owners of such Certificates pursuant to Section
6.08:
(a) the
provisions of this Section shall be in full force and effect;
(b) the
Depositor and the Trustee may deal with the Depository and the Depository
Participants for all purposes (including the making of distributions) as
the
authorized representative of the respective Certificate Owners of such
Certificates;
(c) registration
of the Book-Entry Certificates may not be transferred by the Trustee except
to
another Depository;
(d) the
rights of the respective Certificate Owners of such Certificates shall be
exercised only through the Depository and the Depository Participants and
shall
be limited to those established by law and agreements between the Owners
of such
Certificates and the Depository and/or the Depository Participants. Pursuant
to
the Depository Agreement, unless and until Definitive Certificates are issued
pursuant to Section 6.08, the Depository will make book-entry transfers among
the Depository Participants and receive and transmit distributions of principal
and interest on the related Certificates to such Depository
Participants;
(e) the
Depository may collect its usual and customary fees, charges and expenses
from
its Depository Participants;
(f) the
Trustee may rely and shall be fully protected in relying upon information
furnished by the Depository with respect to its Depository Participants;
and
(g) to
the
extent that the provisions of this Section conflict with any other provisions
of
this Agreement, the provisions of this Section shall control.
For
purposes of any provision of this Agreement requiring or permitting actions
with
the consent of, or at the direction of, Certificateholders evidencing a
specified percentage of the aggregate unpaid principal amount of any Class
of
Certificates, such direction or consent may be given by Certificate Owners
(acting through the Depository and the Depository Participants) owning
Book-Entry Certificates evidencing the requisite percentage of principal
amount
of such Class of Certificates.
The
Private Certificates (other than Class I-M-10 Certificates and Class II-M-10
Certificates) shall initially be held in fully registered certificated form.
If
at any time the Holders of all of the Certificates of one or more such Classes
request that the Trustee cause such Class to become Global Certificates,
the
Depositor (with the assistance of the Trustee) will take such action as may
be
reasonably required to cause the Depository to accept such Class or Classes
for
trading if it may legally be so traded. If at anytime there are to be Global
Certificates, the Global Certificates shall be delivered to the Depository
by
the Depositor or deposited with the Trustee as custodian for the
Depository.
All
transfers by Certificate Owners of such respective Classes of Book-Entry
Certificates and any Global Certificates shall be made in accordance with
the
procedures established by the Depository Participant or brokerage firm
representing such Certificate Owners. Each Depository Participant shall only
transfer Book-Entry Certificates of Certificate Owners it represents or of
brokerage firms for which it acts as agent in accordance with the Depository’s
normal procedures.
Section
6.07 Notices
to Depository.
Whenever
any notice or other communication is required to be given to Certificateholders
of a Class with respect to which Book-Entry Certificates have been issued,
unless and until Definitive Certificates shall have been issued to the related
Certificate Owners, the Trustee shall give all such notices and communications
to the Depository.
Section
6.08 Definitive
Certificates.
If,
after
Book-Entry Certificates have been issued with respect to any Certificates,
(a)
the Depositor or the Depository advises the Trustee that the Depository is
no
longer willing or able to discharge properly its responsibilities under the
Depository Agreement with respect to such Certificates and the Depositor
is
unable to locate a qualified successor or (b) the Depositor, with the consent
of
Depository Participants, advises the Trustee that it elects to terminate
the
book-entry system with respect to such Certificates through the Depository,
then
the Trustee shall notify all Certificate Owners of such Certificates, through
the Depository, of the occurrence of any such event and of the availability
of
Definitive Certificates to applicable Certificate Owners requesting the same.
The Depositor shall provide the Trustee with an adequate inventory of
certificates to facilitate the issuance and transfer of Definitive Certificates.
Upon surrender to the Trustee of any such Certificates by the Depository,
accompanied by registration instructions from the Depository for registration,
the Trustee shall countersign and deliver such Definitive Certificates. Neither
the Depositor nor the Trustee shall be liable for any delay in delivery of
such
instructions and each may conclusively rely on, and shall be protected in
relying on, such instructions.
In
addition, if an Event of Default has occurred and is continuing, each
Certificate Owner materially adversely affected thereby may at its option
request a Definitive Certificate evidencing such Certificate Owner’s Voting
Rights in the related Class of Certificates. In order to make such request,
such
Certificate Owner shall, subject to the rules and procedures of the Depository,
provide the Depository or the related Depository Participant with directions
for
the Trustee to exchange or cause the exchange of the Certificate Owner’s
interest in such Class of Certificates for an equivalent Voting Right in
fully
registered definitive form. Upon receipt by the Trustee of instructions from
the
Depository directing the Trustee to effect such exchange (such instructions
to
contain information regarding the Class of Certificates and the Certificate
Principal Balance being exchanged, the Depository Participant account to
be
debited with the decrease, the registered Holder of and delivery instructions
for the definitive Certificate, and any other information reasonably required
by
the Trustee), (i) the Trustee shall instruct the Depository to reduce the
related Depository Participant’s account by the aggregate Certificate Principal
Balance of the definitive Certificate, (ii) the Trustee shall execute,
authenticate and deliver, in accordance with the registration and delivery
instructions provided by the Depository, a definitive Certificate evidencing
such Certificate Owner’s Voting Rights in such Class of Certificates and (iii)
the Trustee shall execute and authenticate a new Book-Entry Certificate
reflecting the reduction in the Certificate Principal Balance of such Class
of
Certificates by the amount of the definitive Certificates.
Section
6.09 Maintenance
of Office or Agency.
The
Trustee will maintain or cause to be maintained at its expense an office
or
offices or agency or agencies at the Corporate Trust Office where Certificates
may be surrendered for registration of transfer or exchange. The Trustee
initially designates its Corporate Trust Office, as the office for such
purposes. The Trustee will give prompt written notice to the Certificateholders
of any change in such location of any such office or agency.
ARTICLE
VII
THE
DEPOSITOR AND THE MASTER SERVICER
Section
7.01 Liabilities
of the Depositor and the Master Servicer.
Each
of
the Depositor, and the Master Servicer shall be liable in accordance herewith
only to the extent of the obligations specifically imposed upon and undertaken
by it herein.
Section
7.02 Merger
or Consolidation of the Depositor or the Master Servicer.
(a) Each
of
the Depositor and the Master Servicer will keep in full force and effect
its
existence, rights and franchises as a corporation under the laws of the state
of
its incorporation, and will obtain and preserve its qualification to do business
as a foreign corporation in each jurisdiction in which such qualification
is or
shall be necessary to protect the validity and enforceability of this Agreement,
the Certificates or any of the Mortgage Loans and to perform its duties under
this Agreement.
(b) Any
Person into which the Depositor or the Master Servicer may be merged or
consolidated, or any corporation resulting from any merger or consolidation
to
which the Depositor or the Master Servicer shall be a party, or any Person
succeeding to the business of the Depositor or the Master Servicer, shall
be the
successor of the Depositor or the Master Servicer hereunder, without the
execution or filing of any paper or further act on the part of any of the
parties hereto, anything herein to the contrary notwithstanding.
Section
7.03 Indemnification
of the Trustee and the Master Servicer.
(a) The
Master Servicer agrees to indemnify the Indemnified Persons including LaSalle
Bank National Association as Trustee and in its individual capacity only
to the
extent of its performance of its duties hereunder, and to hold them harmless
against, any loss, liability or expense (including reasonable legal fees
and
disbursements of counsel) incurred on their part that may be sustained in
connection with, arising out of, or relating to, any claim or legal action
(including any pending or threatened claim or legal action) relating to this
Agreement, including any powers of attorney delivered pursuant to this
Agreement, the Custodial Agreement or the Certificates (i) related to the
Master
Servicer’s failure to perform its duties in compliance with this Agreement
(except as any such loss, liability or expense shall be otherwise reimbursable
pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s
willful misfeasance, bad faith or gross negligence in the performance of
duties
hereunder or by reason of reckless disregard of obligations and duties
hereunder, provided, in each case, that with respect to any such claim or
legal
action (or pending or threatened claim or legal action), the Trustee shall
have
given the Master Servicer and the Seller written notice thereof promptly
after
the Trustee shall have with respect to such claim or legal action knowledge
thereof; provided, however that the failure to give such notice shall not
relieve the Master Servicer of its indemnification obligations hereunder.
This
indemnity shall survive the resignation or removal of the Trustee or Master
Servicer and the termination of this Agreement.
(b) The
Seller will indemnify any Indemnified Person including LaSalle Bank National
Association as Trustee and in its individual capacity only to the extent
of its
performance of its duties hereunder for any loss, liability or expense of
any
Indemnified Person not otherwise paid or covered pursuant to subsection (a)
above.
Section
7.04 Limitations
on Liability of the Depositor, the Master Servicer and Others.
Subject
to the obligation of the Master Servicer to indemnify the Indemnified Persons
pursuant to Section 7.03:
(a) Neither
the Depositor, the Master Servicer nor any of the directors, officers, employees
or agents of the Depositor and the Master Servicer shall be under any liability
to the Indemnified Persons, the Trust Fund or the Certificateholders for
taking
any action or for refraining from taking any action in good faith pursuant
to
this Agreement, or for errors in judgment; provided, however, that this
provision shall not protect the Depositor, the Master Servicer or any such
Person against any breach of warranties or representations made herein or
any
liability which would otherwise be imposed by reason of such Person’s willful
misfeasance, bad faith or gross negligence in the performance of duties or
by
reason of reckless disregard of obligations and duties hereunder.
(b) The
Depositor, the Master Servicer and any director, officer, employee or agent
of
the Depositor and the Master Servicer may rely in good faith on any document
of
any kind prima facie properly executed and submitted by any Person respecting
any matters arising hereunder.
(c) The
Depositor, the Master Servicer, LaSalle Bank National Association as Trustee
and
in its individual capacity only to the extent of its performance of its duties
hereunder, the Custodian and any director, officer, employee or agent of
the
Depositor, the Master Servicer, the Trustee, the Custodian shall be indemnified
by the Trust and held harmless thereby against any loss, liability or expense
(including reasonable legal fees and disbursements of counsel) incurred on
their
part that may be sustained in connection with, arising out of, or related
to,
any claim or legal action (including any pending or threatened claim or legal
action) relating to this Agreement, the Custodial Agreement or the Certificates,
other than (i) in the case of the Master Servicer, (x) any such loss, liability
or expense related to the Master Servicer’s failure to perform its duties in
compliance with this Agreement (except as any such loss, liability or expense
shall be otherwise reimbursable pursuant to this Agreement) or (y) any such
loss, liability or expense incurred by reason of the Master Servicer’s willful
misfeasance, bad faith or gross negligence in the performance of duties
hereunder, or by reason of reckless disregard of obligations and duties
hereunder, (ii) in the case of the Trustee, any such loss, liability or expense
incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence
in the performance of its duties hereunder, or by reason of its reckless
disregard of obligations and duties hereunder and (iii) in the case of the
Custodian, any such loss, liability or expense incurred by reason of the
Custodian’s willful misfeasance, bad faith or negligence in the performance of
its duties under the Custodial Agreement, or by reason of its reckless disregard
of obligations and duties thereunder.
(d) Neither
the Depositor nor the Master Servicer shall be under any obligation to appear
in, prosecute or defend any legal action that is not incidental to its duties
under this Agreement and that in its opinion may involve it in any expense
or
liability; provided, however, the Master Servicer may in its discretion,
with
the consent of the Trustee (which consent shall not be unreasonably withheld),
undertake any such action which it may deem necessary or desirable with respect
to this Agreement and the rights and duties of the parties hereto and the
interests of the Certificateholders hereunder. In such event, the legal expenses
and costs of such action and any liability resulting therefrom (expect any
loss,
liability or expense incurred by reason of reckless disregard of obligations
and
duties hereunder) shall be expenses, costs and liabilities of the Trust Fund,
and the Master Servicer shall be entitled to be reimbursed therefor out of
the
Protected Account as provided by Section 4.02. Nothing in this subsection
7.04(d) shall affect the Master Servicer’s obligation to service and administer
the Mortgage Loans pursuant to Article III.
(e) In
taking
or recommending any course of action pursuant to this Agreement, unless
specifically required to do so pursuant to this Agreement, the Master Servicer
shall not be required to investigate or make recommendations concerning
potential liabilities which the Trust might incur as a result of such course
of
action by reason of the condition of the Mortgaged Properties but shall give
notice to the Trustee if it has notice of such potential
liabilities.
Section
7.05 Master
Servicer Not to Resign.
Except
as
provided in Section 7.07, the Master Servicer shall not resign from the
obligations and duties hereby imposed on it except (i) with the prior consent
of
the Trustee (which consents shall not be unreasonably withheld) or (ii) upon
a
determination that any such duties hereunder are no longer permissible under
applicable law and such impermissibility cannot be cured. Any such determination
permitting the resignation of the Master Servicer shall be evidenced by an
Opinion of Counsel, addressed to and delivered to, the Trustee. No such
resignation by the Master Servicer shall become effective until the Trustee
or a
successor to the Master Servicer reasonably satisfactory to the Trustee shall
have assumed the responsibilities and obligations of the Master Servicer
in
accordance with Section 8.02 hereof. The Trustee shall notify the Rating
Agencies of the resignation of the Master Servicer.
Section
7.06 Successor
Master Servicer.
In
connection with the appointment of any Successor Master Servicer or the
assumption of the duties of the Master Servicer, the Trustee may make such
arrangements for the compensation of such Successor Master Servicer out of
payments on the Mortgage Loans as the Trustee and such Successor Master Servicer
shall agree. If the Successor Master Servicer does not agree that such market
value is a fair price, such Successor Master Servicer shall obtain two
quotations of market value from third parties actively engaged in the servicing
of single family mortgage loans. In no event shall the compensation of any
Successor Master Servicer exceed that permitted the Master Servicer hereunder
without the consent of all of the Certificateholders.
Section
7.07 Sale
and Assignment of Master Servicing.
The
Master Servicer may sell and assign its rights and delegate its duties and
obligations in its entirety as Master Servicer under this Agreement; provided,
however, that: (i) the purchaser or transferee accepting such assignment
and
delegation (a) shall be a Person which shall be qualified to service mortgage
loans for Xxxxxx Xxx or Xxxxxxx Mac; (b) shall have a net worth of not less
than
$15,000,000 (unless otherwise approved by each Rating Agency pursuant to
clause
(ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced
in a writing signed by the Trustee); and (d) shall execute and deliver to
the
Trustee an agreement, in form and substance reasonably satisfactory to the
Trustee, which contains an assumption by such Person of the due and punctual
performance and observance of each covenant and condition to be performed
or
observed by it as master servicer under this Agreement, any custodial agreement
from and after the effective date of such agreement; (ii) each Rating Agency
shall be given prior written notice of the identity of the proposed successor
to
the Master Servicer and each Rating Agency’s rating of the Certificates in
effect immediately prior to such assignment, sale and delegation will not
be
downgraded, qualified or withdrawn as a result of such assignment, sale and
delegation, as evidenced by a letter to such effect delivered to the Master
Servicer and the Trustee (at the expense of the Master Servicer); and (iii)
the
Master Servicer assigning and selling the master servicing shall deliver
to the
Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the
Trustee, each stating that all conditions precedent to such action under
this
Agreement have been completed and such action is permitted by and complies
with
the terms of this Agreement. No such assignment or delegation shall affect
any
liability of the Master Servicer arising prior to the effective date
thereof.
ARTICLE
VIII
DEFAULT;
TERMINATION OF MASTER SERVICER
Section
8.01 Events
of Default.
“Event
of
Default,” wherever used herein, means any one of the following
events:
(i) any
failure by the Master Servicer to remit to the Trustee any amounts received
or
collected by the Master Servicer in respect of the Mortgage Loans and required
to be remitted by it hereunder (other than any Advance), which failure shall
continue unremedied for one Business Day after the date on which written
notice
of such failure shall have been given to the Master Servicer by the Trustee
or
the Depositor, or to the Trustee and the Master Servicer by the Holders of
Certificates evidencing not less than 25% of the Voting Rights evidenced
by the
Certificates;
(ii) other
than with respect to clause (vii) below, any failure by the Master Servicer
to
observe or perform in any material respect any other of the covenants or
agreements on the part of the Master Servicer contained in this Agreement
or any
breach of a representation or warranty by the Master Servicer, which failure
or
breach shall continue unremedied for a period of 60 days after the date on
which
written notice of such failure shall have been given to Master Servicer by
the
Trustee or the Depositor, or to the Trustee and the Master Servicer by the
Holders of Certificates evidencing not less than 25% of the Voting Rights
evidenced by the Certificates;
(iii) a
decree
or order of a court or agency or supervisory authority having jurisdiction
in
the premises for the appointment of a receiver or liquidator in any insolvency,
readjustment of debt, marshalling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall have
been entered against the Master Servicer and such decree or order shall have
remained in force undischarged or unstayed for a period of 60 consecutive
days;
(iv) the
Master Servicer shall consent to the appointment of a receiver or liquidator
in
any insolvency, readjustment of debt, marshalling of assets and liabilities
or
similar proceedings of or relating to the Master Servicer or all or
substantially all of the property of the Master Servicer;
(v) the
Master Servicer shall admit in writing its inability to pay its debts generally
as they become due, file a petition to take advantage of, or commence a
voluntary case under, any applicable insolvency or reorganization statute,
make
an assignment for the benefit of its creditors, or voluntarily suspend payment
of its obligations;
(vi) the
Master Servicer assigns or delegates its duties or rights under this Agreement
in contravention of the provisions permitting such assignment or delegation
under Sections 7.05 or 7.07;
(vii) failure
by the Master Servicer to duly perform, within the required time period,
its
obligations under Sections 3.13, 3.14 or 3.16; or
(viii) The
Master Servicer fails to deposit, or cause to be deposited, in the Distribution
Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New
York
City time on the Distribution Account Deposit Date.
If
an
Event of Default shall occur, then, and in each and every such case, so long
as
such Event of Default shall not have been remedied, the Trustee may, and
at the
direction of the Holders of Certificates evidencing not less than 25% of
the
Voting Rights evidenced by the Certificates, the Trustee shall in the case
of
any Event of Default described in clauses (i) through (vii) above, by notice
in
writing to the Master Servicer and each Swap Provider (with a copy to each
Rating Agency), terminate all of the rights and obligations of the Master
Servicer under this Agreement and in and to the Mortgage Loans and the proceeds
thereof, other than its rights as a Certificateholder hereunder. Notwithstanding
anything to the contrary contained in this Agreement, the Trustee shall only
terminate the Master Servicer for an Event of Default as described in clause
(viii) above upon direction from the Depositor. On
or
after the receipt by the Master Servicer of such written notice, all authority
and power of the Master Servicer hereunder, whether with respect to the Mortgage
Loans or otherwise, shall pass to and be vested in the Trustee, or any successor
appointed pursuant to Section 8.02 (a “Successor Master Servicer”). Such
Successor Master Servicer shall thereupon if such Successor Master Servicer
is a
successor to the Master Servicer, make any Advance required by Article V,
subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby
authorized and empowered to execute and deliver, on behalf of the terminated
Master Servicer, as attorney- in-fact or otherwise, any and all documents
and
other instruments, and to do or accomplish all other acts or things necessary
or
appropriate to effect the purposes of such notice of termination, whether
to
complete the transfer and endorsement or assignment of any Mortgage Loans
and
related documents, or otherwise. Unless expressly provided in such written
notice, no such termination shall affect any obligation of the Master Servicer
to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer
agrees to cooperate with the Trustee in effecting the termination of the
Master
Servicer’s responsibilities and rights hereunder, including, without limitation,
the transfer to the applicable Successor Master Servicer of all cash amounts
which shall at the time be credited to the Protected Account maintained pursuant
to Section 4.02, or thereafter be received with respect to the applicable
Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of
the
occurrence of an Event of Default known to the Trustee.
Notwithstanding
any termination of the activities of the Master Servicer hereunder, the Master
Servicer shall be entitled to receive, out of any late collection of a Scheduled
Payment on a Mortgage Loan that was due prior to the notice terminating the
Master Servicer’s rights and obligations as Master Servicer hereunder and
received after such notice, that portion thereof to which the Master Servicer
would have been entitled pursuant to Sections 4.02 and to receive any other
amounts payable to the Master Servicer hereunder the entitlement to which
arose
prior to the termination of its activities hereunder.
Notwithstanding
the foregoing, if an Event of Default described in clause (viii) of this
Section
8.01 shall occur, the Trustee shall, at the direction of the Depositor, by
notice in writing to the Master Servicer, which may be delivered by telecopy,
immediately terminate all of the rights and obligations of the Master Servicer
thereafter arising under this Agreement, but without prejudice to any rights
it
may have as a Certificateholder or to reimbursement of Advances and other
advances of its own funds, and the Trustee shall act as provided in Section
8.02
to carry out the duties of the Master Servicer, including the obligation
to make
any Advance the nonpayment of which was an Event of Default described in
clause
(viii) of this Section 8.01. Any such action taken by the Trustee must be
prior
to the distribution on the relevant Distribution Date.
Section
8.02 Trustee
to Act; Appointment of Successor.
On
and
after the time the Master Servicer receives a notice of termination pursuant
to
Section 8.01 hereof the Trustee shall automatically become the successor
to the
Master Servicer with respect to the transactions set forth or provided for
herein and after a transition period (not to exceed 90 days), shall be subject
to all the responsibilities, duties and liabilities relating thereto placed
on
the Master Servicer by the terms and provisions hereof; provided, however
that,
pursuant to Article V hereof, the Trustee in its capacity as Successor Master
Servicer shall be responsible for making any Advances required to be made
by the
Master Servicer immediately upon the termination of the Master Servicer and
any
such Advance shall be made on the Distribution Date on which such Advance
was
required to be made by the predecessor Master Servicer. Effective on the
date of
such notice of termination, as compensation therefor, the Trustee shall be
entitled to all compensation, reimbursement of expenses and indemnification
that
the Master Servicer would have been entitled to if it had continued to act
hereunder, provided, however, that the Trustee shall not be (i) liable for
any
acts or omissions of the Master Servicer, (ii) obligated to make Advances
if it
is prohibited from doing so under applicable law, (iii) responsible for expenses
of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit
losses on any Permitted Investment directed by the Master Servicer.
Notwithstanding the foregoing, the Trustee may, if it shall be unwilling
to so
act, or shall, if it is prohibited by applicable law from making Advances
pursuant to Article V or if it is otherwise unable to so act, appoint, or
petition a court of competent jurisdiction to appoint, any established mortgage
loan servicing institution the appointment of which does not adversely affect
the then current rating of the Certificates by each Rating Agency as the
successor to the Master Servicer hereunder in the assumption of all or any
part
of the responsibilities, duties or liabilities of the Master Servicer hereunder.
Any Successor Master Servicer shall (i) be an institution that is a Xxxxxx
Mae
and Xxxxxxx Mac approved seller/servicer in good standing, that has a net
worth
of at least $15,000,000, (ii) be acceptable to the Trustee (which consent
shall
not be unreasonably withheld) and (iii) be willing to act as successor servicer
of any Mortgage Loans under this Agreement, and shall have executed and
delivered to the Depositor and the Trustee an agreement accepting such
delegation and assignment, that contains an assumption by such Person of
the
rights, powers, duties, responsibilities, obligations and liabilities of
the
Master Servicer (other than any liabilities of the Master Servicer hereof
incurred prior to termination of the Master Servicer under Section 8.01 or
as
otherwise set forth herein), with like effect as if originally named as a
party
to this Agreement, provided that each Rating Agency shall have acknowledged
in
writing that its rating of the Certificates in effect immediately prior to
such
assignment and delegation will not be qualified or reduced as a result of
such
assignment and delegation. If the Trustee assumes the duties and
responsibilities of the Master Servicer in accordance with this Section 8.02,
the Trustee shall not resign as Master Servicer until a Successor Master
Servicer has been appointed and has accepted such appointment. Pending
appointment of a successor to the Master Servicer hereunder, the Trustee,
unless
the Trustee is prohibited by law from so acting, shall act in such capacity
as
hereinabove provided. In connection with such appointment and assumption,
the
Trustee may make such arrangements for the compensation of such successor
out of
payments on Mortgage Loans or otherwise as it and such successor shall agree;
provided that no such compensation unless agreed to by the Certificateholders
shall be in excess of that permitted the Master Servicer hereunder. The Trustee
and such successor shall take such action, consistent with this Agreement,
as
shall be necessary to effectuate any such succession. Neither the Trustee
nor
any other Successor Master Servicer shall be deemed to be in default hereunder
by reason of any failure to make, or any delay in making, any distribution
hereunder or any portion thereof or any failure to perform, or any delay
in
performing, any duties or responsibilities hereunder, in either case caused
by
the failure of the Master Servicer to deliver or provide, or any delay in
delivering or providing, any cash, information, documents or records to
it.
The
costs
and expenses of the Trustee in connection with the termination of the Master
Servicer, appointment of a Successor Master Servicer and, if applicable,
any
transfer of servicing, including, without limitation, all costs and expenses
associated with the complete transfer of all servicing data and the completion,
correction or manipulation of such servicing data as may be required by the
Trustee to correct any errors or insufficiencies in the servicing data or
otherwise to enable the Trustee or the Successor Master Servicer to service
the
Mortgage Loans properly and effectively, to the extent not paid by the
terminated Master Servicer, shall be payable to the Trustee pursuant to Section
9.05. Any successor to the Master Servicer as successor servicer under any
Subservicing Agreement shall give notice to the applicable Mortgagors of
such
change of servicer and shall, during the term of its service as successor
servicer maintain in force the policy or policies that the Master Servicer
is
required to maintain pursuant to Section 3.08.
Section
8.03 Notification
to Certificateholders.
(a) Upon
any
termination of or appointment of a successor to the Master Servicer, the
Trustee
shall give prompt written notice thereof to Certificateholders, each Swap
Provider and to each Rating Agency.
(b) Within
60
days after the occurrence of any Event of Default, the Trustee shall transmit
by
mail to all Certificateholders and each Swap Provider notice of each such
Event
of Default hereunder actually known to a Responsible Officer of the Trustee,
unless such Event of Default shall have been cured or waived.
Section
8.04 Waiver
of Defaults.
The
Trustee shall transmit by mail to all Certificateholders and each Swap Provider,
within 60 days after the occurrence of any Event of Default actually known
to a
Responsible Officer of the Trustee, unless such Event of Default shall have
been
cured, notice of each such Event of Default hereunder known to the Trustee.
The
Holders of Certificates evidencing not less than 51% of the Voting Rights
may,
on behalf of all Certificateholders, waive any default by the Master Servicer
in
the performance of its obligations hereunder and the consequences thereof,
except a default in the making of or the causing to be made of any required
distribution on the Certificates. Upon any such waiver of a past default,
such
default shall be deemed to cease to exist, and any Event of Default arising
therefrom shall be deemed to have been timely remedied for every purpose
of this
Agreement. No such waiver shall extend to any subsequent or other default
or
impair any right consequent thereon except to the extent expressly so waived.
The Trustee shall give notice of any such waiver to the Rating
Agencies.
ARTICLE
IX
CONCERNING
THE TRUSTEE
Section
9.01 Duties
of Trustee.
(a) The
Trustee, prior to the occurrence of an Event of Default and after the curing
or
waiver of all Events of Default which may have occurred, undertakes to perform
such duties and only such duties as are specifically set forth in this Agreement
as duties of the Trustee. If an Event of Default has occurred and has not
been
cured or waived, the Trustee shall exercise such of the rights and powers
vested
in it by this Agreement, and the same degree of care and skill in their
exercise, as a prudent person would exercise under the circumstances in the
conduct of such Person’s own affairs.
(b) Upon
receipt of all resolutions, certificates, statements, opinions, reports,
documents, orders or other instruments which are specifically required to
be
furnished to the Trustee pursuant to any provision of this Agreement, the
Trustee shall examine them to determine whether they are in the form required
by
this Agreement; provided, however, that the Trustee shall not be responsible
for
the accuracy or content of any resolution, certificate, statement, opinion,
report, document, order or other instrument furnished by the Master Servicer;
provided, further, that the Trustee shall not be responsible for the accuracy
or
verification of any calculation provided to it pursuant to this
Agreement.
(c) On
each
Distribution Date, the Trustee shall make monthly distributions and the final
distribution to the Certificateholders from funds in the Distribution Account
as
provided in Sections 5.04 and 10.01 herein.
(d) No
provision of this Agreement shall be construed to relieve the Trustee from
liability for its own negligent action, its own negligent failure to act
or its
own willful misconduct; provided, however, that:
(i) Prior
to
the occurrence of an Event of Default, and after the curing or waiver of
all
such Events of Default which may have occurred, the duties and obligations
of
the Trustee shall be determined solely by the express provisions of this
Agreement, the Trustee shall not be liable except for the performance of
their
respective duties and obligations as are specifically set forth in this
Agreement, no implied covenants or obligations shall be read into this Agreement
against the Trustee and, in the absence of bad faith on the part of the Trustee,
the Trustee may conclusively rely, as to the truth of the statements and
the
correctness of the opinions expressed therein, upon any certificates or opinions
furnished to the Trustee and conforming to the requirements of this
Agreement;
(ii) The
Trustee shall not be liable in its individual capacity for an error of judgment
made in good faith by a Responsible Officer or Responsible Officers of the
Trustee unless it shall be proved that the Trustee was negligent in ascertaining
the pertinent facts;
(iii) The
Trustee shall not be liable with respect to any action taken, suffered or
omitted to be taken by it in good faith in accordance with the directions
of the
Holders of Certificates evidencing not less than 25% of the aggregate Voting
Rights of the Certificates (or such other percentage as specifically set
forth
herein), if such action or non-action relates to the time, method and place
of
conducting any proceeding for any remedy available to the Trustee or exercising
any trust or other power conferred upon the Trustee under this
Agreement;
(iv) The
Trustee shall not be required to take notice or be deemed to have notice
or
knowledge of any default or Event of Default unless a Responsible Officer
of the
Trustee shall have actual knowledge thereof. In the absence of such knowledge,
the Trustee may conclusively assume there is no such default or Event of
Default;
(v) The
Trustee shall not in any way be liable by reason of any insufficiency in
any
Account held by or in the name of Trustee unless it is determined by a court
of
competent jurisdiction in a non-appealable judgment that the Trustee’s
negligence or willful misconduct was the primary cause of such insufficiency
(except to the extent that the Trustee is obligor and has defaulted
thereon);
(vi) Anything
in this Agreement to the contrary notwithstanding, in no event shall the
Trustee
be liable for special, indirect or consequential loss or damage of any kind
whatsoever (including but not limited to lost profits), even if the Trustee
has
been advised of the likelihood of such loss or damage and regardless of the
form
of action; and
(vii) None
of
the Master Servicer, the Seller, the Depositor or the Trustee shall be
responsible for the acts or omissions of the other, it being understood that
this Agreement shall not be construed to render them partners, joint venturers
or agents of one another.
The
Trustee shall not be required to expend or risk its own funds or otherwise
incur
financial liability in the performance of any of its duties hereunder, or
in the
exercise of any of its rights or powers, if there is reasonable ground for
believing that the repayment of such funds or adequate indemnity against
such
risk or liability is not reasonably assured to it, and none of the provisions
contained in this Agreement shall in any event require the Trustee to perform,
or be responsible for the manner of performance of, any of the obligations
of
the Master Servicer.
(e) All
funds
received by the Trustee and required to be deposited in the Distribution
Account
pursuant to this Agreement will be promptly so deposited by the
Trustee.
Section
9.02 Certain
Matters Affecting the Trustee.
(a) Except
as
otherwise provided in Section 9.01:
(i) The
Trustee may rely and shall be protected in acting or refraining from acting
in
reliance on any resolution or certificate of the Seller or the Master Servicer,
any certificates of auditors or any other certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond or other
paper
or document believed by it to be genuine and to have been signed or presented
by
the proper party or parties;
(ii) The
Trustee may consult with counsel and any advice of such counsel or any Opinion
of Counsel shall be full and complete authorization and protection with respect
to any action taken or suffered or omitted by it hereunder in good faith
and in
accordance with such advice or Opinion of Counsel;
(iii) The
Trustee shall not be under any obligation to exercise any of the trusts or
powers vested in it by this Agreement, other than its obligation to give
notices
pursuant to this Agreement, or to institute, conduct or defend any litigation
hereunder or in relation hereto at the request, order or direction of any
of the
Certificateholders pursuant to the provisions of this Agreement, unless such
Certificateholders shall have offered to the Trustee reasonable security
or
indemnity against the costs, expenses and liabilities which may be incurred
therein or thereby. Nothing contained herein shall, however, relieve the
Trustee
of the obligation, upon the occurrence of an Event of Default of which a
Responsible Officer of the Trustee has actual knowledge (which has not been
cured or waived), to exercise such of the rights and powers vested in it
by this
Agreement, and to use the same degree of care and skill in their exercise,
as a
prudent person would exercise under the circumstances in the conduct of his
own
affairs;
(iv) The
Trustee shall not be liable in its individual capacity for any action taken,
suffered or omitted by it in good faith and believed by it to be authorized
or
within the discretion or rights or powers conferred upon it by this
Agreement;
(v) The
Trustee shall not be bound to make any investigation into the facts or matters
stated in any resolution, certificate, statement, instrument, opinion, report,
notice, request, consent, order, approval, bond or other paper or document,
unless requested in writing to do so by Holders of Certificates evidencing
not
less than 25% of the aggregate Voting Rights of the Certificates and provided
that the payment within a reasonable time to the Trustee of the costs, expenses
or liabilities likely to be incurred by it in the making of such investigation
is, in the opinion of the Trustee reasonably assured to the Trustee by the
security afforded to it by the terms of this Agreement. The Trustee may require
reasonable indemnity against such expense or liability as a condition to
taking
any such action. The reasonable expense of every such examination shall be
paid
by the Certificateholders requesting the investigation;
(vi) The
Trustee may execute any of the trusts or powers hereunder or perform any
duties
hereunder either directly or through Affiliates, agents or attorneys; provided,
however, that the Trustee may not appoint any paying agent to perform any
paying
agent functions under this Agreement without the express written consent
of the
Master Servicer, which consents will not be unreasonably withheld. The Trustee
shall not be liable or responsible for the misconduct or negligence of any
of
the Trustee’s agents or attorneys or paying agent appointed hereunder by the
Trustee with due care and, when required, with the consent of the Master
Servicer;
(vii) Should
the Trustee deem the nature of any action required on its part to be unclear,
the Trustee may require prior to such action that it be provided by the
Depositor with reasonable further instructions; the right of the Trustee
to
perform any discretionary act enumerated in this Agreement shall not be
construed as a duty, and the Trustee shall not be accountable for other than
its
negligence or willful misconduct in the performance of any such
act;
(viii) The
Trustee shall not be required to give any bond or surety with respect to
the
execution of the trust created hereby or the powers granted hereunder, except
as
provided in subsection 9.07; and
(ix) The
Trustee shall not have any duty to conduct any affirmative investigation
as to
the occurrence of any condition requiring the repurchase of any Mortgage
Loan by
any Person pursuant to this Agreement, or the eligibility of any Mortgage
Loan
for purposes of this Agreement.
(b) The
Trustee, the Swap Administrator and the Group I Supplemental Interest Trust
Trustee are hereby directed by the Depositor to execute, deliver and perform
its
respective obligations under the Swap Administration Agreement and to perform
the obligations of the Trustee, the Swap Administrator and the Group I
Supplemental Interest Trust Trustee, respectively, thereunder on the Closing
Date and thereafter on behalf of the Holders of the Group I Certificates
(and
any amendments or supplements to the Swap Administration Agreement as may
be
requested by the Majority Class I-CE Certificateholder regarding the
distributions to be made to it or its designees thereunder). The Seller,
the
Master Servicer, the Depositor and the Group I Certificateholders by acceptance
of their Certificates acknowledge and agree that the Trustee, the Swap
Administrator and the Group I Supplemental Interest Trust Trustee shall execute,
deliver and perform its respective obligations under the Swap Administration
Agreement and shall do so solely in its capacity as Trustee, the Swap
Administrator and the Group I Supplemental Interest Trust Trustee and not
in its
individual capacity. Amounts payable by the Trustee on any Distribution Date
to
the Swap Administrator shall be paid by the Trustee as provided herein. The
Trustee, the Swap Administrator and the Group I Supplemental Interest Trust
Trustee in its individual capacity shall have no responsibility for any of
the
undertakings, agreements or representations by it with respect to the Swap
Administration Agreement, including, without limitation, for making any payments
thereunder.
(c) The
Trustee, the Swap Administrator and the Group II Supplemental Interest Trust
Trustee are hereby directed by the Depositor to execute, deliver and perform
its
respective obligations under the Swap Administration Agreement and to perform
the obligations of the Trustee, the Swap Administrator and the Group II
Supplemental Interest Trust Trustee, respectively, thereunder on the Closing
Date and thereafter on behalf of the Holders of the Group II Certificates
(and
any amendments or supplements to the Swap Administration Agreement as may
be
requested by the Majority Class II-CE Certificateholder regarding the
distributions to be made to it or its designees thereunder). The Seller,
the
Master Servicer, the Depositor and the Group II Certificateholders by acceptance
of their Certificates acknowledge and agree that the Trustee, the Swap
Administrator and the Group II Supplemental Interest Trust Trustee shall
execute, deliver and perform its respective obligations under the Swap
Administration Agreement and shall do so solely in its capacity as Trustee,
the
Swap Administrator and the Group II Supplemental Interest Trust Trustee and
not
in its individual capacity. Amounts payable by the Trustee on any Distribution
Date to the Swap Administrator shall be paid by the Trustee as provided herein.
The Trustee, the Swap Administrator and the Group II Supplemental Interest
Trust
Trustee in its individual capacity shall have no responsibility for any of
the
undertakings, agreements or representations by it with respect to the Swap
Administration Agreement, including, without limitation, for making any payments
thereunder.
It
is
acknowledged and agreed that the Person serving as Trustee hereunder shall
also
serve as Swap Administrator under the Swap Administration Agreement and act
as a
Supplemental Interest Trust Trustee under the related Swap Agreement. The
Swap
Administrator shall not have any liability for any failure or delay in payments
to the Trust which are required under the Swap Administration Agreement where
such failure or delay is due to the failure or delay of the Swap Providers
in
making such payment to the Swap Administrator. LaSalle Bank National Association
in its individual capacity and as Swap Administrator, the Trustee and the
Supplemental Interest Trust Trustees shall be entitled to be indemnified
and
held harmless by the Trust from and against any and all losses, claims, expenses
or other liabilities that arise by reason of or in connection with the
performance or observance by each of the Swap Administrator, the Trustee
and the
Supplemental Interest Trust Trustees of its duties or obligations under the
related Swap Agreement or the Swap Administration Agreement, except to the
extent that the same is due to the Swap Administrator’s, the Trustee’s or the
Supplemental Interest Trust Trustees’ gross negligence, willful misconduct or
fraud. Any Person appointed as successor trustee pursuant to Section 9.09
shall
also be required to serve as successor Swap Administrator and successor
supplemental interest trust trustee under the related Swap Agreement and
the
Swap Administration Agreement.
Section
9.03 Trustee
Not Liable for Certificates or Mortgage Loans.
The
recitals contained herein and in the Certificates (other than the signature
and
countersignature of the Trustee on the Certificates) shall be taken as the
statements of the Depositor, and the Trustee shall not have any responsibility
for their correctness. The Trustee makes no representation as to the validity
or
sufficiency of the Certificates (other than the signature and countersignature
of the Trustee on the Certificates) or of any Mortgage Loan except as expressly
provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing
shall not relieve the Trustee, or the Custodian on its behalf, of the obligation
to review the Mortgage Files pursuant to Section 2.02 of this Agreement.
The
Trustee’s signature and countersignature (or countersignature of its agent) on
the Certificates shall be solely in its capacity as Trustee and shall not
constitute the Certificates an obligation of the Trustee in any other capacity.
The Trustee shall not be accountable for the use or application by the Depositor
of any of the Certificates or of the proceeds of such Certificates, or for
the
use or application of any funds paid to the Depositor with respect to the
Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible
for the legality or validity of this Agreement or any document or instrument
relating to this Agreement, the validity of the execution of this Agreement
or
of any supplement hereto or instrument of further assurance, or the validity,
priority, perfection or sufficiency of the security for the Certificates
issued
hereunder or intended to be issued hereunder. The Trustee shall not at any
time
have any responsibility or liability for or with respect to the legality,
validity and enforceability of any Mortgage or any Mortgage Loan, or the
perfection and priority of any Mortgage or the maintenance of any such
perfection and priority, or for or with respect to the sufficiency of the
Trust
Fund or its ability to generate the payments to be distributed to
Certificateholders, under this Agreement. The Trustee shall not be responsible
for filing any financing or continuation statement in any public office at
any
time or to otherwise perfect or maintain the perfection of any security interest
or lien granted to it hereunder or to record this Agreement.
Section
9.04 Trustee
May Own Certificates.
The
Trustee in its individual capacity or in any capacity other than as Trustee
hereunder may become the owner or pledgee of any Certificates with the same
rights it would have if it were not the Trustee and may otherwise deal with
the
parties hereto.
Section
9.05 Trustee’s
Fees and Expenses.
The
Trustee will be entitled to recover from the Distribution Account pursuant
to
Section 4.05, the Trustee Fee, all reasonable out of pocket expenses,
disbursements and advances and the expenses of the Trustee in connection
with
any Event of Default (or anything related thereto, including any determination
that an Event of Default does or does not exist), any breach of this Agreement
or any claim or legal action (including any pending or threatened claim or
legal
action) incurred or made by the Trustee in the administration of the trusts
hereunder (including the reasonable compensation, expenses and disbursements
of
its counsel) except any such expense, disbursement or advance as may arise
from
its negligence or intentional misconduct or which is the responsibility of
the
Certificateholders hereunder. If funds in the Distribution Account are
insufficient therefor, the Trustee shall recover such expenses, disbursements
or
advances from the Depositor and the Depositor hereby agrees to pay such
expenses, disbursements or advances. Such compensation and reimbursement
obligation shall not be limited by any provision of law in regard to the
compensation of a trustee of an express trust.
Section
9.06 Eligibility
Requirements for Trustee.
The
Trustee and any successor Trustee shall during the entire duration of this
Agreement be a state bank or trust company or a national banking association
organized and doing business under the laws of a state or the United States
of
America, authorized under such laws to exercise corporate trust powers, having
a
combined capital and surplus and undivided profits of at least $50,000,000,
subject to supervision or examination by federal or state authority and rated
“BBB” or higher by Fitch with respect to their long-term rating and rated “BBB”
or higher by S&P and “Baa2” or higher by Xxxxx’x with respect to any
outstanding long-term unsecured unsubordinated debt, and, in the case of
a
successor Trustee other than pursuant to Section 9.10, rated in one of the
two
highest long-term debt categories by each Rating Agency (at least “AA-” in the
case of S&P) or otherwise acceptable to, each of the Rating Agencies and
have a short-term debt rating of at least “A-1” from S&P, or otherwise
acceptable to, S&P. The Trustee shall not be an Affiliate of the Master
Servicer. If the Trustee publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section 9.06 the combined capital
and
surplus of such corporation shall be deemed to be its total equity capital
(combined capital and surplus) as set forth in its most recent report of
condition so published. In case at any time the Trustee shall cease to be
eligible in accordance with the provisions of this Section 9.06, the Trustee
shall resign immediately in the manner and with the effect specified in Section
9.08.
Section
9.07 Insurance.
The
Trustee, at its own expense, shall at all times maintain and keep in full
force
and effect: (i) fidelity insurance, (ii) theft of documents insurance and
(iii)
forgery insurance (which may be collectively satisfied by a “Financial
Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such
insurance may be provided through self-insurance so long as the Trustee is
rated
“A” or better by S&P and “A1” or better by Xxxxx’x. All such insurance shall
be in amounts, with standard coverage and subject to deductibles, as are
customary for insurance typically maintained by banks or their affiliates
which
act as custodians for investor-owned mortgage pools. A certificate of an
officer
of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be
furnished to any Certificateholder upon reasonable written request.
Section
9.08 Resignation
and Removal of Trustee.
The
Trustee may at any time resign and be discharged from the Trust hereby created
by giving written notice thereof to the Depositor, the Seller and the Master
Servicer, with a copy to the Rating Agencies and each Swap Provider. Upon
receiving such notice of resignation, the Depositor shall promptly appoint
a
successor trustee by written instrument, in triplicate, one copy of which
instrument shall be delivered to each of the resigning Trustee and the successor
trustee. If no successor trustee shall have been so appointed and have accepted
appointment within 30 days after the giving of such notice of resignation,
the
resigning Trustee may petition any court of competent jurisdiction for the
appointment of a successor trustee.
If
at any
time (i) the Trustee shall cease to be eligible in accordance with the
provisions of Section 9.06 hereof and shall fail to resign after written
request
thereto by the Depositor, (ii) the Trustee shall become incapable of acting,
or
shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee
or of
its property shall be appointed, or any public officer shall take charge
or
control of the Trustee or of its property or affairs for the purpose of
rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed
with
respect to the Trust Fund by any state in which the Trustee or the Trust
Fund is
located, (B) the imposition of such tax would be avoided by the appointment
of a
different trustee and (C) the Trustee fails to indemnify the Trust Fund against
such tax, then the Depositor or the Master Servicer may remove the Trustee
and
appoint a successor trustee by written instrument, in multiple copies, a
copy of
which instrument shall be delivered to the Trustee, the Master Servicer and
the
successor trustee.
The
Holders evidencing at least 51% of the Voting Rights of each Class of
Certificates may at any time remove the Trustee and appoint a successor trustee
by written instrument or instruments, in multiple copies, signed by such
Holders
or their attorneys-in-fact duly authorized, one complete set of which
instruments shall be delivered by the successor trustee to the Master Servicer,
the Trustee so removed and the successor trustee so appointed. Notice of
any
removal of the Trustee shall be given to each Rating Agency by the Trustee
or
successor trustee.
Any
resignation or removal of LaSalle Bank National Association as Trustee shall
also result in the resignation or removal, as applicable, of LaSalle Bank
National Association as Swap Administrator. Any resignation or removal of
the
Trustee and appointment of a successor trustee pursuant to any of the provisions
of this Section 9.08 shall become effective upon acceptance of appointment
by
the successor trustee as provided in Section 9.09 hereof and upon acceptance
of
appointment by a successor Swap administrator under the Swap Administration
Agreement.
Section
9.09 Successor
Trustee.
Any
successor trustee appointed as provided in Section 9.08 hereof shall execute,
acknowledge and deliver to the Depositor, to its predecessor trustee, the
Master
Servicer an instrument accepting such appointment hereunder and thereupon
the
resignation or removal of the predecessor trustee shall become effective
and
such successor trustee without any further act, deed or conveyance, shall
become
fully vested with all the rights, powers, duties and obligations of its
predecessor hereunder, with the like effect as if originally named as trustee
herein.
No
successor trustee shall accept appointment as provided in this Section 9.09
unless at the time of such acceptance such successor trustee shall be eligible
under the provisions of Section 9.07 hereof and its appointment shall not
adversely affect the then current rating of the Certificates.
Upon
acceptance of appointment by a successor trustee as provided in this Section
9.09, the successor trustee shall mail notice of the succession of such trustee
hereunder to all Holders of Certificates. If the successor trustee fails
to mail
such notice within ten days after acceptance of appointment, the Depositor
shall
cause such notice to be mailed at the expense of the Trust Fund.
Section
9.10 Merger
or Consolidation of Trustee.
Any
corporation, state bank or national banking association into which the Trustee
may be merged or converted or with which it may be consolidated or any
corporation, state bank or national banking association resulting from any
merger, conversion or consolidation to which the Trustee shall be a party,
or
any corporation, state bank or national banking association succeeding to
substantially all of the corporate trust business of the Trustee, shall be
the
successor of the Trustee hereunder, provided that such corporation shall
be
eligible under the provisions of Section 9.06 hereof without the execution
or
filing of any paper or further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.
Section
9.11 Appointment
of Co-Trustee or Separate Trustee.
Notwithstanding
any other provisions of this Agreement, at any time, for the purpose of meeting
any legal requirements of any jurisdiction in which any part of the Trust
Fund
or property securing any Mortgage Note may at the time be located, the Master
Servicer and the Trustee acting jointly shall have the power and shall execute
and deliver all instruments to appoint one or more Persons approved by the
Trustee to act as co-trustee or co-trustees jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust Fund,
and
to vest in such Person or Persons, in such capacity and for the benefit of
the
Certificateholders, such title to the Trust Fund or any part thereof, whichever
is applicable, and, subject to the other provisions of this Section 9.11,
such
powers, duties, obligations, rights and trusts as the Master Servicer and
the
Trustee may consider necessary or desirable. If the Master Servicer shall
not
have joined in such appointment within 15 days after the receipt by it of
a
request to do so, or in the case an Event of Default shall have occurred
and be
continuing, the Trustee alone shall have the power to make such appointment.
No
co-trustee or separate trustee hereunder shall be required to meet the terms
of
eligibility as a successor trustee under Section 9.06 and no notice to
Certificateholders of the appointment of any co-trustee or separate trustee
shall be required under Section 9.09.
Every
separate trustee and co-trustee shall, to the extent permitted by law, be
appointed and act subject to the following provisions and
conditions:
(i) All
rights, powers, duties and obligations conferred or imposed upon the Trustee,
except for the obligation of the Trustee under this Agreement to advance
funds
on behalf of the Master Servicer, shall be conferred or imposed upon and
exercised or performed by the Trustee and such separate trustee or co-trustee
jointly (it being understood that such separate trustee or co-trustee is
not
authorized to act separately without the Trustee joining in such act), except
to
the extent that under any law of any jurisdiction in which any particular
act or
acts are to be performed (whether a Trustee hereunder or as a Successor Master
Servicer hereunder), the Trustee shall be incompetent or unqualified to perform
such act or acts, in which event such rights, powers, duties and obligations
(including the holding of title to the Trust Fund or any portion thereof
in any
such jurisdiction) shall be exercised and performed singly by such separate
trustee or co-trustee, but solely at the direction of the Trustee;
(ii) No
trustee hereunder shall be held personally liable by reason of any act or
omission of any other trustee hereunder; and
(iii) The
Trustee may at any time accept the resignation of or remove any separate
trustee
or co-trustee.
Any
notice, request or other writing given to the Trustee shall be deemed to
have
been given to each of the then separate trustees and co-trustees, as effectively
as if given to each of them. Every instrument appointing any separate trustee
or
co-trustee shall refer to this Agreement and the conditions of this Article
IX.
Each separate trustee and co-trustee, upon its acceptance of the trusts
conferred, shall be vested with the estates or property specified in its
instrument of appointment, either jointly with the Trustee or separately,
as may
be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the
conduct
of, affecting the liability of, or affording protection to, the Trustee.
Every
such instrument shall be filed with the Trustee and a copy thereof given
to the
Master Servicer and the Depositor.
Any
separate trustee or co-trustee may, at any time, constitute the Trustee its
agent or attorney-in-fact, with full power and authority, to the extent not
prohibited by law, to do any lawful act under or in respect of this Agreement
on
its behalf and in its name. If any separate trustee or co- trustee shall
die,
become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by
the
Trustee, to the extent permitted by law, without the appointment of a new
or
successor trustee.
Section
9.12 Tax
Matters.
It
is
intended that the Trust Fund shall constitute, and that the affairs of the
Trust
Fund shall be conducted so that each REMIC formed hereunder qualifies as,
a
“real estate mortgage investment conduit” as defined in and in accordance with
the REMIC Provisions. In furtherance of such intention, the Trustee covenants
and agrees that it shall act as agent (and the Trustee is hereby appointed
to
act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf
of
the Trust Fund, shall do or refrain from doing, as applicable, the following:
(a) the Trustee shall prepare and file, or cause to be prepared and filed,
in a
timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns
(Form 1066 or any successor form adopted by the Internal Revenue Service)
and
prepare and file or cause to be prepared and filed with the Internal Revenue
Service and applicable state or local tax authorities income tax or information
returns for each taxable year with respect to each such REMIC containing
such
information and at the times and in the manner as may be required by the
Code or
state or local tax laws, regulations, or rules, and furnish or cause to be
furnished to Certificateholders the schedules, statements or information
at such
times and in such manner as may be required thereby; (b) the Trustee shall
apply
for an employer identification number with the Internal Revenue Service via
a
Form SS-4 or other comparable method for each REMIC that is or becomes a
taxable
entity, and within thirty days of the Closing Date, furnish or cause to be
furnished to the Internal Revenue Service, on Forms 8811 or as otherwise
may be
required by the Code, the name, title, address, and telephone number of the
Person that the Holders of the Certificates may contact for tax information
relating thereto, together with such additional information as may be required
by such Form, and update such information at the time or times in the manner
required by the Code for the Trust Fund; (c) the Trustee shall make or cause
to
be made elections, on behalf of each REMIC formed hereunder to be treated
as a
REMIC on the federal tax return of such REMIC for its first taxable year
(and,
if necessary, under applicable state law); (d) the Trustee shall prepare
and
forward, or cause to be prepared and forwarded, to the Certificateholders
and to
the Internal Revenue Service and, if necessary, state tax authorities, all
information returns and reports as and when required to be provided to them
in
accordance with the REMIC Provisions, including without limitation, the
calculation of any original issue discount using the Prepayment Assumption;
(e)
the Trustee shall provide information necessary for the computation of tax
imposed on the Transfer of a Residual Certificate to a Person that is not
a
Permitted Transferee, or an agent (including a broker, nominee or other
middleman) of a Person that is not a Permitted Transferee, or a pass-through
entity in which a Person that is not a Permitted Transferee is the record
Holder
of an interest (the reasonable cost of computing and furnishing such information
may be charged to the Person liable for such tax); (f) the Trustee shall,
to the
extent under its control, conduct the affairs of the Trust Fund at all times
that any Certificates are outstanding so as to maintain the status of each
REMIC
formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall
not knowingly or intentionally take any action or omit to take any action
that
could (i) cause the termination of the REMIC status of any REMIC formed
hereunder or (ii) result in the imposition of a tax upon the Trust Fund
(including but not limited to the tax on prohibited transactions as defined
in
Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set
forth
in Section 860G(d) of the Code); (h) the Trustee shall pay, from the sources
specified in this Section 9.12, the amount of any federal, state and local
taxes, including prohibited transaction taxes as described below, imposed
on any
REMIC formed hereunder prior to the termination of the Trust Fund when and
as
the same shall be due and payable (but such obligation shall not prevent
the
Trustee or any other appropriate Person from contesting any such tax in
appropriate proceedings and shall not prevent the Trustee from withholding
payment of such tax, if permitted by law, pending the outcome of such
proceedings); (i) the Trustee shall sign or cause to be signed federal, state
or
local income tax or information returns or any other document prepared pursuant
to this Section 9.12 requiring a signature thereon by the relevant tax
authorities or other governmental entity; (j) the Trustee shall maintain
records
relating to each REMIC formed hereunder including but not limited to the
income,
expenses, assets and liabilities of each such REMIC and adjusted basis of
the
Trust Fund property determined at such intervals as may be required by the
Code,
as may be necessary to prepare the foregoing returns, schedules, statements
or
information; (k) the Trustee shall, for federal income tax purposes, maintain
books and records with respect to the REMICs on a calendar year and on an
accrual basis; (l) the Trustee shall not enter into any arrangement not
otherwise provided for in this Agreement by which the REMICs will receive
a fee
or other compensation for services nor permit the REMICs to receive any income
from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of
the Code or “permitted investments” as defined in Section 860G(a)(5) of the
Code; and (m) as and when necessary and appropriate, the Trustee, at the
expense
of the Trust Fund, shall represent the Trust Fund in any administrative or
judicial proceedings relating to an examination or audit by any governmental
taxing authority, request an administrative adjustment as to any taxable
year of
any REMIC formed hereunder, enter into settlement agreements with any
governmental taxing agency, extend any statute of limitations relating to
any
tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed
hereunder in relation to any tax matter involving any such REMIC.
In
order
to enable the Trustee to perform its duties as set forth herein, the Depositor
shall provide, or cause to be provided, to the Trustee within 10 days after
the
Closing Date all information or data that the Trustee requests in writing
and
determines to be relevant for tax purposes to the valuations and offering
prices
of the Certificates, including, without limitation, the price, yield, prepayment
assumption and projected cash flows of the Certificates and the Mortgage
Loans.
Thereafter, the Depositor shall provide to the Trustee promptly upon written
request therefor, any such additional information or data that the Trustee
may,
from time to time, request in order to enable the Trustee to perform its
duties
as set forth herein. The Depositor hereby indemnifies the Trustee for any
losses, liabilities, damages, claims or expenses of the Trustee arising from
any
errors or miscalculations of the Trustee that result from any failure of
the
Depositor to provide, or to cause to be provided, accurate information or
data
to the Trustee on a timely basis.
In
the
event that any tax is imposed on “prohibited transactions” of any of REMIC I,
REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
REMIC
IX or REMIC X as defined in Section 860F(a)(2) of the Code, on the “net income
from foreclosure property” of the Trust Fund as defined in Section 860G(c) of
the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC
IV,
REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X after the Startup
Day pursuant to Section 860G(d) of the Code, or any other tax is imposed,
including, without limitation, any federal, state or local tax or minimum
tax
imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
VI,
REMIC VII, REMIC VIII, REMIC IX or REMIC X and
is,
in each case, attributable to the activities of REMIC I or related to Loan
Group
I,
and is
not paid as otherwise provided for herein, such tax shall be paid (i) by
the
Master Servicer or Trustee, if any such tax arises out of or results from
a
breach by the Master Servicer or Trustee of any of its obligations under
this
Agreement, provided, however, in no event shall the Master Servicer have
any
liability (1) for any action or omission that is taken in accordance with
and
compliance with the express terms of, or which is expressly permitted by
the
terms of, this Agreement, (2) for any losses other than those arising out
of a
negligent performance by the Master Servicer of its duties and obligations
set
forth herein, or (3) for any special or consequential damages to
Certificateholders (in addition to payment of principal and interest on the
Certificates), (ii) by any party hereto (other than the Master Servicer or
Trustee) to the extent any such tax arises out of or results from a breach
by
such other party of any of its obligations under this Agreement or (iii)
in all
other cases, or in the event that any liable party hereto fails to honor
its
obligations under the preceding clauses (i) or (ii), first with amounts
otherwise to be distributed to the Class I-R Certificateholders, and second
with
amounts otherwise to be distributed to the Holders of the following other
Group
I Certificates in the following order of priority: first,
to
the
Class I-M-10 Certificates, second, to the Class I-M-9 Certificates, third,
to
the Class I-M-8 Certificates, fourth, to the Class I-M-7 Certificates, fifth,
to
the Class I-M-6 Certificates, sixth, to the Class I-M-5 Certificates, seventh,
to the Class I-M-4 Certificates, eighth, to the Class I-M-3 Certificates,
ninth,
to the Class I-M-2 Certificates, tenth, to the Class I-M-1 Certificates,
and
eleventh, to the Class I-A Certificates (pro
rata
based on
the amounts to be distributed). Notwithstanding anything to the contrary
contained herein, to the extent that such tax is payable by the Holder of
any
such Certificates, the Trustee is hereby authorized to retain on any
Distribution Date, from the Holders of the Class I-R Certificates (and, if
necessary, second, from the Holders of the other relevant Group I Certificates
in the priority specified in the preceding sentence), funds otherwise
distributable to such Holders in an amount sufficient to pay such
tax.
The
Trustee
shall
include in its Monthly Statement amounts allocated to the relevant Group
I
Certificates, taking into account the priorities described in the second
preceding sentence. The
Trustee shall promptly notify in writing the party liable for any such tax
of
the amount thereof and the due date for the payment thereof.
In
the
event that any tax is imposed on “prohibited transactions” of any of REMIC I,
REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
REMIC
IX or REMIC X as defined in Section 860F(a)(2) of the Code, on the “net income
from foreclosure property” of the Trust Fund as defined in Section 860G(c) of
the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC
IV,
REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X after the Startup
Day pursuant to Section 860G(d) of the Code, or any other tax is imposed,
including, without limitation, any federal, state or local tax or minimum
tax
imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
VI,
REMIC VII, REMIC VIII, REMIC IX or REMIC X and
is,
in each case, attributable to the activities of REMIC II or related to Loan
Group II,
and is
not paid as otherwise provided for herein, such tax shall be paid (i) by
the
Master Servicer or Trustee, if any such tax arises out of or results from
a
breach by the Master Servicer or Trustee of any of its obligations under
this
Agreement, provided, however, in no event shall the Master Servicer have
any
liability (1) for any action or omission that is taken in accordance with
and
compliance with the express terms of, or which is expressly permitted by
the
terms of, this Agreement, (2) for any losses other than those arising out
of a
negligent performance by the Master Servicer of its duties and obligations
set
forth herein, or (3) for any special or consequential damages to
Certificateholders (in addition to payment of principal and interest on the
Certificates), (ii) by any party hereto (other than the Master Servicer or
Trustee) to the extent any such tax arises out of or results from a breach
by
such other party of any of its obligations under this Agreement or (iii)
in all
other cases, or in the event that any liable party hereto fails to honor
its
obligations under the preceding clauses (i) or (ii), first with amounts
otherwise to be distributed to the Class II-R Certificateholders and Holders
of
the Class I-R-2 Certificates and I-R-3 Certificates, and second with amounts
otherwise to be distributed to the Holders of the following other Group II
Certificates in the following order of priority: first,
to
the
Class II-M-10 Certificates, second, to the Class II-M-9 Certificates, third,
to
the Class II-M-8 Certificates, fourth, to the Class II-M-7 Certificates,
fifth,
to the Class II-M-6 Certificates, sixth, to the Class II-M-5 Certificates,
seventh, to the Class II-M-4 Certificates, eighth to the Class II-M-3
Certificates, ninth, to the Class II-M-2 Certificates, tenth, to the Class
II-M-1 Certificates, and eleventh, to the Class II-A Certificates (pro
rata
based on
the amounts to be distributed). Notwithstanding anything to the contrary
contained herein, to the extent that such tax is payable by the Holder of
any
such Certificates, the Trustee is hereby authorized to retain on any
Distribution Date, from the Holders of the Class II-R, Class I-R-2 and Class
I-R-3 Certificates (and, if necessary, second, from the Holders of the other
relevant Group II Certificates in the priority specified in the preceding
sentence), funds otherwise distributable to such Holders in an amount sufficient
to pay such tax. The
Trustee
shall
include in its Monthly Statement amounts allocated to the relevant Group
II
Certificates and Class I-R-2 Certificates and Class I-R-3 Certificates, taking
into account the priorities described in the second preceding sentence.
The
Trustee shall promptly notify in writing the party liable for any such tax
of
the amount thereof and the due date for the payment thereof.
The
Trustee and the Master Servicer agree that, in the event it should obtain
any
information necessary for the other party to perform its obligations pursuant
to
this Section 9.12, it will promptly notify and provide such information to
such
other party.
Notwithstanding
any other provision of this Agreement, the Trustee shall comply with all
federal
withholding requirements respecting payments to Certificateholders of interest
or original issue discount that the Trustee reasonably believes are applicable
under the Code. The consent of Certificateholders shall not be required for
such
withholding. In the event the Trustee does withhold any amount from interest
or
original issue discount payments or advances thereof to any Certificateholder
pursuant to federal withholding requirements, the Trustee shall indicate
the
amount withheld to such Certificateholders.
For
as
long as each REMIC shall exist, the Trustee and the Master Servicer shall
act in
accordance herewith to assure continuing treatment of such REMIC as a REMIC,
and
the Trustee shall comply with any directions of the Seller or the Master
Servicer to assure such continuing treatment. In furtherance, but not in
limitation, of the foregoing, the Trustee and Master Servicer shall not (unless
expressly permitted under the terms of this Agreement) (a) sell or permit
the
sale of all or any portion of the Mortgage Loans or of any investment of
deposits in an Account unless such sale is as a result of a repurchase of
the
Mortgage Loans pursuant to this Agreement or the Trustee has received a REMIC
Opinion addressed to the Trustee prepared at the expense of the Trust Fund;
(b)
other than with respect to a substitution pursuant to the Mortgage Loan Purchase
Agreement or Section 2.03 of this Agreement, as applicable, accept any
contribution to any REMIC after the Startup Day without receipt of a REMIC
Opinion; or (c) acquire any assets for any REMIC other than any REO Property
after the Startup Day without receipt of a REMIC Opinion.
For
the
avoidance of doubt, notwithstanding anything stated to the contrary herein,
neither the related Supplemental Interest Trust Trustee nor the Swap
Administrator nor the Trustee shall have any responsibility for the entity-level
tax filing or tax preparation of the related Supplemental Interest
Trust.
ARTICLE
X
TERMINATION
Section
10.01 Termination
upon Liquidation or Repurchase of all Mortgage Loans.
(a) Subject
to Section 10.03, the obligations and responsibilities of the Depositor,
the
Master Servicer, the Seller and the Trustee created hereby with respect to
the
Group I Sub-Trust shall terminate, with respect to Loan Group I, upon the
earlier of (a) the exercise of the Majority Class I-CE Certificateholder
(or its
designee) or the Master Servicer, as applicable, of its right to repurchase
all
of the Group I Mortgage Loans (and related REO Properties) remaining in the
Trust Fund at a price (the “Group I Mortgage Loan Purchase Price”) equal to the
sum of (i) 100% of the Stated Principal Balance of each related Mortgage
Loan
(other than in respect of related REO Property), (ii) accrued interest thereon
at the applicable Mortgage Rate to, but not including, the first day of the
month of such purchase, (iii) the appraised value of any REO Property in
the
Group I Sub-Trust (up to the Stated Principal Balance of the related Mortgage
Loan), such appraisal to be conducted by an appraiser mutually agreed upon
by
the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs
of
the Master Servicer, including unreimbursed Servicing Advances and the principal
portion of any unreimbursed Advances, made on the Group I Mortgage Loans
prior
to the exercise of such repurchase right, (v) any unreimbursed costs and
expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian
pursuant to the Custodial Agreement with respect to Loan Group I, (vi) any
Group
I Swap Termination Payment (which
shall include any Group I Net Swap Payment payable to the Group I Sub-Trust
for
the final Distribution Date)
payable
to the Group I Swap Provider which remains unpaid or which is due to the
exercise of such option (the “Group I Swap Optional Termination Payment”) and
(b) the later of (i) the maturity or other liquidation (or any Advance with
respect thereto) of the last Mortgage Loan remaining in the Group I Sub-Trust
and the disposition of all related REO Property and (ii) the distribution
to
Group I Certificateholders of all amounts required to be distributed to them
pursuant to this Agreement, as applicable. In no event shall the Group I
Sub-Trust created hereby continue beyond the earlier of (i) the expiration
of 21
years from the death of the last survivor of the descendants of Xxxxxx X.
Xxxxxxx, the late Ambassador of the United States to the Court of St. Xxxxx,
living on the date hereof and (ii) the related Latest Possible Maturity
Date.
(b) The
Majority Class I-CE Certificateholder shall have the right to repurchase
all
Group I Mortgage Loans and related REO Properties at any time at which the
aggregate Stated Principal Balance of all of the Group I Mortgage Loans in
the
Group I Sub-Trust is not more than 10% of the aggregate Cut-off Date Principal
Balance of all of the Group I Mortgage Loans. If the Majority Class I-CE
Certificateholder does not exercise this option, the Master Servicer has
the
right to repurchase all Group I Mortgage Loans and related REO Properties
pursuant to clause (a) in Section 10.01(a), conditioned upon the Stated
Principal Balance of all of the Group I Mortgage Loans in the Group I Sub-Trust,
at the time of any such repurchase, aggregating 5% or less of the aggregate
Cut-off Date Principal Balance of all of the Group I Mortgage Loans. If the
Majority Class I-CE Certificateholder or the Master Servicer elects to terminate
the Group I Sub-Trust pursuant to this Section 10.01 (such termination, a
“Group
I Optional Termination”), the Majority Class I-CE Certificateholder or the
Master Servicer, as applicable, shall, at least 20 days prior to the last
date
on which notice of such Group I Optional Termination is required to be mailed
to
the Group I Certificateholders pursuant to 10.02(ii), notify in writing (which
may be done in electronic format) the Depositor, the Master Servicer, the
Trustee and the Group I Swap Provider of the final Distribution Date on which
the Majority Class I-CE Certificateholder or the Master Servicer, as applicable,
intends to terminate the Group I Sub-Trust.
(c) In
connection with any Group I Optional Termination, four Business Days prior
to
the final Distribution Date specified in the notice required pursuant to
Section
10.01(b), the Trustee shall, no later than 4:00 pm New York City time on
such
day, request in writing (which may be done by facsimile) and by phone from
the
Group I Swap Provider the amount of the Group I Estimated Swap Termination
Payment. The Group I Swap Provider shall, no later than 2:00 pm on the following
Business Day, notify in writing (which may be done in electronic format)
the
Trustee of the amount of the Group I Estimated Swap Termination Payment;
the
Trustee shall promptly on the same day notify the Majority Class I-CE
Certificateholder or the Master Servicer, as applicable, of the amount of
the
Group I Estimated Swap Termination Payment.
(d) Two
Business Days prior to the final Distribution Date specified in the notice
required pursuant to Section 10.01(b), (i) the Majority Class
I-CE Certificateholder
or the
Master Servicer, as applicable, shall, no
later
than 1:00 pm New
York
City time on such day, deposit funds in the Distribution Account in an amount
equal to the sum of the Group I Mortgage Loan Purchase Price (other than
the
Group I Swap Optional Termination Payment) and the Group I Estimated Swap
Termination Payment, and (ii) if the Trustee shall have determined that the
aggregate Stated Principal Balance of all of the Group I Mortgage Loans in
the
Group I Sub-Trust as of the related Determination Date is not
more
than 10% of the aggregate Cut-off Date Principal Balance of all of the Group
I
Mortgage Loans
or 5% of
the aggregate Cut-off Date Principal Balance of all of the Group I Mortgage
Loans, as applicable, and that all other requirements of the Group I Optional
Termination have been met, including without limitation, the deposit required
pursuant to the immediately preceding clause (c) as well as the requirements
specified in Section 10.03, then the Trustee shall, on the same Business
Day,
provide written notice to the Majority Class I-CE Certificateholder, the
Depositor, the Master Servicer, the Group I Supplemental Interest Trust Trustee,
the Trustee, the Custodian and the Group I Swap Provider (in accordance with
the
applicable provision of the Group I Swap Agreement) confirming (a) its receipt
of the Group I Mortgage Loan Purchase Price (other than the Group I Swap
Optional Termination Payment) and the Group I Estimated Swap Termination
Payment
and (b) that all other requirements of the Group I Optional Termination have
been met. Upon the Trustee’s providing the notice described in the preceding
sentence, the Group I Optional Termination shall become irrevocable, the
notice
to Group I Certificateholders of such Group I Optional Termination provided
pursuant to the second paragraph of Section 10.02 shall become unrescindable,
the Group I Swap Provider shall determine the Group I Swap Optional Termination
Payment in accordance with the Group I Swap Agreement, and the Group I Swap
Provider shall provide to the Trustee written notice of the amount of the
Group
I Swap Optional Termination Payment not later than one Business Day prior
to the
final Distribution Date specified in the notice required pursuant to Section
10.02(ii).
(e) In
connection with any Group I Optional Termination, only an amount equal to
the
Group I Mortgage Loan Purchase Price less any Group I Swap Optional Termination
Payment shall be made available for distribution to the Group I Regular
Certificates. Any Group I Estimated Swap Termination Payment deposited into
the
Distribution Account by the Majority Class I-CE Certificateholder or the
Master
Servicer, as applicable, shall be withdrawn by the Trustee from the Distribution
Account on the related final Distribution Date and distributed as follows:
(i)
to the Group I Supplemental Interest Trust for payment to the Group I Swap
Provider in accordance with Section 3.21(c), an amount equal to the Group
I Swap
Optional Termination Amount calculated pursuant to the Group I Swap Agreement,
provided that in no event shall the amount distributed to the Group I Swap
Provider in respect of the Group I Swap Optional Termination Amount exceed
the
Group I Estimated Swap Termination Payment, and (ii) to the Majority Class
I-CE
Certificateholder or the Master Servicer, as applicable, an amount equal
to the
excess, if any, of the Group I Estimated Swap Termination Payment over the
Group
I Swap Optional Termination Payment. The Group I Swap Optional Termination
Payment shall not be part of any REMIC and shall not be paid into any account
which is part of any REMIC.
(f) Subject
to Section 10.03, the obligations and responsibilities of the Depositor,
the
Master Servicer, the Seller and the Trustee created hereby with respect to
the
Group II Sub-Trust shall terminate, with respect to Loan Group II, upon the
earlier of (a) the exercise of the Majority Class II-CE Certificateholder
(or
its designee) or the Master Servicer, as applicable, of its right to repurchase
all of the Group II Mortgage Loans (and related REO Properties) remaining
in the
Trust Fund at a price (the “Group II Mortgage Loan Purchase Price”) equal to the
sum of (i) 100% of the Stated Principal Balance of each related Mortgage
Loan
(other than in respect of related REO Property), (ii) accrued interest thereon
at the applicable Mortgage Rate to, but not including, the first day of the
month of such purchase, (iii) the appraised value of any REO Property in
the
Group II Sub-Trust (up to the Stated Principal Balance of the related Mortgage
Loan), such appraisal to be conducted by an appraiser mutually agreed upon
by
the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs
of
the Master Servicer, including unreimbursed Servicing Advances and the principal
portion of any unreimbursed Advances, made on the Group II Mortgage Loans
prior
to the exercise of such repurchase right, (v) any unreimbursed costs and
expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian
pursuant to the Custodial Agreement with respect to Loan Group II, (vi) any
Group II Swap Termination Payment (which shall include any Group II Net Swap
Payment payable to the Group II Sub-Trust for the final Distribution Date)
payable to the Group II Swap Provider which remains unpaid or which is due
to
the exercise of such option (the “Group II Swap Optional Termination Payment”)
and (b) the later of (i) the maturity or other liquidation (or any Advance
with
respect thereto) of the last Mortgage Loan remaining in the Group II Sub-Trust
and the disposition of all related REO Property and (ii) the distribution
to
Group II Certificateholders of all amounts required to be distributed to
them
pursuant to this Agreement, as applicable. In no event shall the Group II
Sub-Trust created hereby continue beyond the earlier of (i) the expiration
of 21
years from the death of the last survivor of the descendants of Xxxxxx X.
Xxxxxxx, the late Ambassador of the United States to the Court of St. Xxxxx,
living on the date hereof and (ii) the related Latest Possible Maturity
Date.
(g) The
Majority Class II-CE Certificateholder shall have the right to repurchase
all
Group II Mortgage Loans and related REO Properties at any time at which the
aggregate Stated Principal Balance of all of the Group II Mortgage Loans
in the
Group II Sub-Trust is not more than 10% of the aggregate Cut-off Date Principal
Balance of all of the Group II Mortgage Loans. If the Majority Class II-CE
Certificateholder does not exercise this option, the Master Servicer has
the
right to repurchase all Group II Mortgage Loans and related REO Properties
pursuant to clause (a) in Section 10.01(f), conditioned upon the Stated
Principal Balance of all of the Group II Mortgage Loans in the Group II
Sub-Trust, at the time of any such repurchase, aggregating 5% or less of
the
aggregate Cut-off Date Principal Balance of all of the Group II Mortgage
Loans.
If the Majority Class II-CE Certificateholder or the Master Servicer elects
to
terminate the Group II Sub-Trust pursuant to this Section 10.01 (such
termination, a “Group II Optional Termination”), the Majority Class II-CE
Certificateholder or the Master Servicer, as applicable, shall, at least
20 days
prior to the last date on which notice of such Group II Optional Termination
is
required to be mailed to the Group II Certificateholders pursuant to 10.02(vi),
notify in writing (which may be done in electronic format) the Depositor,
the
Master Servicer, the Trustee and the Group II Swap Provider of the final
Distribution Date on which the Majority Class II-CE Certificateholder or
the
Master Servicer, as applicable, intends to terminate the Group II Sub-Trust.
(h) In
connection with any Group II Optional Termination, four Business Days prior
to
the final Distribution Date specified in the notice required pursuant to
Section
10.01(g), the Trustee shall, no later than 4:00 pm New York City time on
such
day, request in writing (which may be done by facsimile) and by phone from
the
Group II Swap Provider the amount of the Group II Estimated Swap Termination
Payment. The Group II Swap Provider shall, no later than 2:00 pm on the
following Business Day, notify in writing (which may be done in electronic
format) the Trustee of the amount of the Group II Estimated Swap Termination
Payment; the Trustee shall promptly on the same day notify the Majority Class
II-CE Certificateholder or the Master Servicer, as applicable, of the amount
of
the Group II Estimated Swap Termination Payment.
(i) Two
Business Days prior to the final Distribution Date specified in the notice
required pursuant to Section 10.01(g) the Majority Class
II-CE Certificateholder
or the
Master Servicer, as applicable, shall, no
later
than 1:00 pm New
York
City time on such day, deposit funds in the Distribution Account in an amount
equal to the sum of the Group II Mortgage Loan Purchase Price (other than
the
Group II Swap Optional Termination Payment) and the Group II Estimated Swap
Termination Payment, and (ii) if the Trustee shall have determined that the
aggregate Stated Principal Balance of all of the Group I Mortgage Loans in
the
Group II Sub-Trust as of the related Determination Date is not
more
than 10% of the aggregate Cut-off Date Principal Balance of all of the Group
II
Mortgage Loans
or 5% of
the aggregate Cut-off Date Principal Balance of all of the Group II Mortgage
Loans, as applicable, and that all other requirements of the Group II Optional
Termination have been met, including without limitation the deposit required
pursuant to the immediately preceding clause (h) as well as the requirements
specified in Section 10.03, then the Trustee shall, on the same Business
Day,
provide written notice to the Majority Class II-CE Certificateholder, the
Depositor, the Master Servicer, the Group II Supplemental Interest Trust
Trustee, the Trustee, the Custodian and the Group II Swap Provider (in
accordance with the applicable provision of the Group II Swap Agreement)
confirming (a) its receipt of the Group II Mortgage Loan Purchase Price (other
than the Group II Swap Optional Termination Payment) and the Group II Estimated
Swap Termination Payment and (b) that all other requirements of the Group
II
Optional Termination have been met. Upon the Trustee’s providing the notice
described in the preceding sentence, the Group II Optional Termination shall
become irrevocable, the notice to Group II Certificateholders of such Group
II
Optional Termination provided pursuant to the second paragraph of Section
10.02
shall become unrescindable, the Group II Swap Provider shall determine the
Group
II Swap Optional Termination Payment in accordance with the Group II Swap
Agreement, and the Group II Swap Provider shall provide to the Trustee written
notice of the amount of the Group II Swap Optional Termination Payment not
later
than one Business Day prior to the final Distribution Date specified in the
notice required pursuant to Section 10.02(vi).
(j) In
connection with any Group II Optional Termination, only an amount equal to
the
Group II Mortgage Loan Purchase Price less any Group II Swap Optional
Termination Payment shall be made available for distribution to the Group
II
Regular Certificates. Any Group II Estimated Swap Termination Payment deposited
into the Distribution Account by the Majority Class II-C Certificateholder
or
the Master Servicer, as applicable, shall be withdrawn by the Trustee from
the
Distribution Account on the related final Distribution Date and distributed
as
follows: (i) to the Group II Supplemental Interest Trust for payment to the
Group II Swap Provider in accordance with Section 3.21(c), an amount equal
to
the Group II Swap Optional Termination Amount calculated pursuant to the
Group
II Swap Agreement, provided that in no event shall the amount distributed
to the
Group II Swap Provider in respect of the Group II Swap Optional Termination
Amount exceed the Group II Estimated Swap Termination Payment, and (ii) to
the
Majority Class II-C Certificateholder or the Master Servicer, as applicable,
an
amount equal to the excess, if any, of the Group II Estimated Swap Termination
Payment over the Group II Swap Optional Termination Payment. The Group II
Swap
Optional Termination Payment shall not be part of any REMIC and shall not
be
paid into any account which is part of any REMIC.
(k) Upon
receipt by the Custodian of notice from the Trustee pursuant to Sections
10.01(d) and 10.01(i) and the receipt by the Custodian of a Release for Request
therefor, the Custodian shall promptly release to the Master Servicer, as
applicable the Mortgage Files for the Mortgage Loans and the Trustee shall
execute and deliver any documents prepared and delivered to it which are
necessary to transfer any REO Property.
(l) Notwithstanding
the foregoing, the provisions of Section 7.03 hereof shall survive the
termination of this Agreement.
Notwithstanding
anything to the contrary herein, the Class I-R-2 Certificates and
Class
I-R-3 Certificates
will not
be retired until the later of (i) the retirement of all the Group II
Certificates and (ii) the retirement of all the Group I Certificates (other
than
the Class I-R-2 Certificates and Class I-R-3 Certificates).
Section
10.02 Final
Distribution on the Certificates.
(i) If
on any
Determination Date, (i) the Master Servicer determines that there are no
Outstanding related Mortgage Loans and no other funds or assets in the related
Sub-Trust other than the related funds in the Protected Account, the Master
Servicer shall direct the Trustee to send a final distribution notice promptly
to each related Certificateholder or (ii) the Trustee determines that a Class
of
Certificates shall be retired after a final distribution on such Class, the
Trustee shall notify the related Certificateholders within five (5) Business
Days after such Determination Date that the final distribution in retirement
of
such Class of Certificates is scheduled to be made on the immediately following
Distribution Date. Any final distribution made pursuant to the immediately
preceding sentence will be made only upon presentation and surrender of the
related Certificates at the Corporate Trust Office of the Trustee. If the
related Majority Class CE Certificateholder or the Master Servicer, as
applicable, elects to terminate the related Sub-Trust pursuant to Section
10.01,
at least 20 days prior to the date notice is to be mailed to the related
Certificateholders, the related Majority Class CE Certificateholder or the
Master Servicer, as applicable, shall notify the Depositor, each Swap Provider
and the Trustee of the date the related Majority Class CE Certificateholder
or
the Master Servicer, as applicable, intends to terminate the related Sub-Trust.
The related Majority Class CE Certificateholder or the Master Servicer, as
applicable, shall remit the Mortgage Loan Purchase Price to the Trustee two
Business Days prior to the Distribution Date for such related Optional
Termination by the related Majority Class CE Certificateholder or the Master
Servicer, as applicable.
(ii) Notice
of
any termination of the related Sub-Trust, specifying the Distribution Date
on
which related Certificateholders may surrender their Certificates for payment
of
the final distribution and cancellation, shall be given promptly by the Trustee
by letter to related Certificateholders mailed not later than two Business
Days
after the Determination Date in the month of such final distribution. Any
such
notice shall specify (a) the Distribution Date upon which final distribution
on
the related Certificates will be made upon presentation and surrender of
related
Certificates at the office therein designated, (b) the amount of such final
distribution, (c) the location of the office or agency at which such
presentation and surrender must be made and (d) that the Record Date otherwise
applicable to such Distribution Date is not applicable, distributions being
made
only upon presentation and surrender of the Certificates at the office therein
specified. The Trustee will give such notice to each Rating Agency at the
time
such notice is given to related Certificateholders.
(iii) In
the
event such notice is given, the Master Servicer shall cause all related funds
in
the Protected Account to be remitted to the Trustee for deposit in the
Distribution Account on two Business Days prior to the applicable Distribution
Date in an amount equal to the final distribution in respect of the related
Certificates. Upon such final deposit with respect to the Trust Fund and
the
receipt by the Trustee of a Request for Release therefor, the Trustee or
the
Custodian shall promptly release to the Seller as applicable the Mortgage
Files
for the related Mortgage Loans and the Trustee shall execute and deliver
any
documents prepared and delivered to it which are necessary to transfer any
related REO Property.
(iv) Upon
presentation and surrender of the related Certificates, the Trustee shall
cause
to be distributed to related Certificateholders of each Class the amounts
allocable to such Certificates held in the Distribution Account in the order
and
priority set forth in Section 5.04 hereof on the final Distribution Date
and in
proportion to their respective Percentage Interests.
(v) In
the
event that any affected Certificateholders shall not surrender Certificates
for
cancellation within six months after the date specified in the above mentioned
written notice, the Trustee shall give a second written notice to the remaining
Certificateholders to surrender their Certificates for cancellation and receive
the final distribution with respect thereto. If within six months after the
second notice all the applicable Certificates shall not have been surrendered
for cancellation, the Trustee may take appropriate steps, or may appoint
an
agent to take appropriate steps, to contact the remaining Certificateholders
concerning surrender of their Certificates, and the cost thereof shall be
paid
out of the funds and other assets that remain a part of the Trust Fund. If
within one year after the second notice all Certificates shall not have been
surrendered for cancellation, the related Class R Certificateholders shall
be
entitled to all related unclaimed funds and other assets of the Trust Fund
that
remain subject hereto.
Section
10.03 Additional
Termination Requirements.
(a) Upon
exercise by the related Majority Class CE Certificateholder or the Master
Servicer, as applicable, of its purchase option as provided in Section 10.01,
the related Sub-Trust shall be terminated in accordance with the following
additional requirements, unless the Trustee has been supplied with an Opinion
of
Counsel addressed to the Trustee, at the expense of the related Majority
Class
CE Certificateholder or the Master Servicer, as applicable, to the effect
that
the failure of the related Sub-Trust to comply with the requirements of this
Section 10.03 will not (i) result in the imposition of taxes on “prohibited
transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at
any time that any Certificates are outstanding:
(1) The
related Majority Class CE Certificateholder or the Master Servicer, as
applicable, shall establish a 90-day liquidation period and notify the Trustee
thereof, and the Trustee shall in turn specify the first day of such period
in a
statement attached to the tax return for each of REMIC I, REMIC II, REMIC
III,
REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X,
as
applicable, pursuant to Treasury Regulation Section 1.860F-1. The related
Majority Class CE Certificateholder or the Master Servicer, as applicable,
shall
satisfy all the requirements of a qualified liquidation under Section 860F
of
the Code and any regulations thereunder, as evidenced by an Opinion of Counsel
obtained at the expense of the related Majority Class CE Certificateholder
or
the Master Servicer, as applicable;
(2) During
such 90-day liquidation period, and at or prior to the time of making the
final
payment on the Certificates, the Trustee shall sell all of the assets of
REMIC I
or REMIC II, as applicable, for cash; and
(3) At
the
time of the making of the final payment on the Certificates, the Trustee
shall
distribute or credit, or cause to be distributed or credited, to the Holders
of
the related Residual Certificates all cash on hand (other than cash retained
to
meet claims), and REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
VI,
REMIC VII, REMIC VIII, REMIC IX or REMIC X, as applicable, shall terminate
at
that time.
(b) By
their
acceptance of the Certificates, the Holders thereof hereby authorize the
adoption of a 90-day liquidation period and the adoption of a plan of complete
liquidation for the related REMICs, which authorization shall be binding
upon
all successor Certificateholders.
(c) The
Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan
of
complete liquidation meeting the requirements for a qualified liquidation
under
Section 860F of the Code and any regulations thereunder upon the written
request
of the related Majority Class CE Certificateholder or the Master Servicer,
as
applicable, and the receipt of the Opinion of Counsel referred to in Section
10.03(a)(1) and to take such other action in connection therewith as may
be
reasonably requested by the related Majority Class CE Certificateholder or
the
Master Servicer, as applicable.
ARTICLE
XI
MISCELLANEOUS
PROVISIONS
Section
11.01 Amendment.
This
Agreement may be amended from time to time by parties hereto without the
consent
of any of the Certificateholders to cure any ambiguity, to correct or supplement
any provisions herein (including to give effect to the expectations of
investors), to comply with any changes in the Code, to revise any provisions
to
reflect the obligations of the parties to this Agreement as they relate to
Regulation AB, to change the manner in which the Protected Account is maintained
or to make such other provisions with respect to matters or questions arising
under this Agreement as shall not be inconsistent with any other provisions
herein if such action shall not, as evidenced by an Opinion of Counsel addressed
to the Trustee, adversely affect in any material respect the interests of
any
Certificateholder; provided that any such amendment shall be deemed not to
adversely affect in any material respect the interests of the Certificateholders
and no such Opinion of Counsel shall be required if the Person requesting
such
amendment obtains a letter from each Rating Agency stating that such amendment
would not result in the downgrading or withdrawal of the respective ratings
then
assigned to the Certificates.
Notwithstanding
the foregoing, without the consent of the Certificateholders, the parties
hereto
may at any time and from time to time amend this Agreement to modify, eliminate
or add to any of its provisions to such extent as shall be necessary or
appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC
III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC
X as
a REMIC under the Code or to avoid or minimize the risk of the imposition
of any
tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI,
REMIC
VII, REMIC VIII, REMIC IX or REMIC X pursuant to the Code that would be a
claim
against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI,
REMIC
VII, REMIC VIII, REMIC IX or REMIC X at any time prior to the final redemption
of the Certificates, provided that the Trustee has been provided an Opinion
of
Counsel addressed to the Trustee, which opinion shall be an expense of the
party
requesting such opinion but in any case shall not be an expense of the Trustee
or the Trust Fund, to the effect that such action is necessary or appropriate
to
maintain such qualification or to avoid or minimize the risk of the imposition
of such a tax.
This
Agreement may also be amended from time to time by the parties hereto with
the
consent of Holders of the Certificates evidencing over 50% of the Voting
Rights,
with the consent of Holders of the Certificates evidencing over 50% of the
Voting Rights in the related Loan Group, or with the consent of Holders of
each
Class of Certificates affected thereby, evidencing over 50% of the Voting
Rights
of that Class, as applicable, for the purpose of adding any provisions to
or
changing in any manner or eliminating any of the provisions of this Agreement
or
of modifying in any manner the rights of the Holders of Certificates; provided
that no such amendment shall (i) reduce in any manner the amount of, or delay
the timing of, payments required to be distributed on any Certificate without
the consent of the Holder of such Certificate, (ii) cause any of REMIC I,
REMIC
II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC
IX or
REMIC X to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages
of Certificates of each Class the Holders of which are required to consent
to
any such amendment without the consent of the Holders of all Certificates
of
such Class then outstanding.
Notwithstanding
any contrary provision of this Agreement, the Trustee shall not consent to
any
amendment to this Agreement unless it shall have first received an Opinion
of
Counsel addressed to the Trustee, which opinion shall be an expense of the
party
requesting such amendment but in any case shall not be an expense of the
Trustee, to the effect that such amendment will not (other than an amendment
pursuant to clause (ii) of, and in accordance with, the preceding paragraph)
cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC
IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X or the
Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV,
REMIC
V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to cease to qualify
as a
REMIC at any time that any Certificates are outstanding. Further, nothing
in
this Agreement shall require the Trustee to enter into an amendment without
receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such
amendment is permitted and is not prohibited by this Agreement and that all
requirements for amending this Agreement (including any consent of the
applicable Certificateholders) have been complied with.
Notwithstanding
any of the other provisions of this Section 11.01, none of the Depositor,
the
Master Servicer or the Trustee shall enter into any amendment that could
reasonably be expected to have a material adverse effect on the interests
of the
related Swap Provider (excluding, for the avoidance of doubt, any amendment
to
the Pooling and Servicing Agreement that is entered into solely for the purpose
of appointing a successor servicer, master servicer, trustee or other service
provider) without the prior written consent of the related Swap Provider,
which
consent shall not be unreasonably withheld, conditioned or delayed.
Promptly
after the execution of any amendment to this Agreement requiring the consent
of
Certificateholders, the Trustee shall furnish written notification of the
substance of such amendment to each Certificateholder, each Swap Provider
and
each Rating Agency.
It
shall
not be necessary for the consent of Certificateholders under this Section
to
approve the particular form of any proposed amendment, but it shall be
sufficient if such consent shall approve the substance thereof. The manner
of
obtaining such consents and of evidencing the authorization of the execution
thereof by Certificateholders shall be subject to such reasonable regulations
as
the Trustee may prescribe.
Section
11.02 Recordation
of Agreement; Counterparts.
To
the
extent permitted by applicable law, this Agreement is subject to recordation
in
all appropriate public offices for real property records in all of the counties
or other comparable jurisdictions in which any or all of the Mortgaged
Properties are situated, and in any other appropriate public recording office
or
elsewhere. The Master Servicer shall effect such recordation at the Trust’s
expense upon the request in writing of a Certificateholder, but only if such
direction is accompanied by an Opinion of Counsel (provided at the expense
of
the Certificateholder requesting recordation) to the effect that such
recordation would materially and beneficially affect the interests of the
Certificateholders or is required by law.
For
the
purpose of facilitating the recordation of this Agreement as herein provided
and
for other purposes, this Agreement may be executed simultaneously in any
number
of counterparts, each of which counterparts shall be deemed to be an original,
and such counterparts shall constitute but one and the same
instrument.
Section
11.03 Governing
Law.
THIS
AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE
LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE
PARTIES
HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH
SUCH
LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN
SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
Section
11.04 Intention
of Parties.
It
is the
express intent of the parties hereto that the conveyance of the Mortgage
Notes,
Mortgages, assignments of Mortgages, title insurance policies and any
modifications, extensions and/or assumption agreements and private mortgage
insurance policies relating to the Mortgage Loans by the Sellers to the
Depositor, and by the Depositor to the Trustee be, and be construed as, an
absolute sale thereof to the Depositor or the Trustee, as applicable. It
is,
further, not the intention of the parties that such conveyance be deemed
a
pledge thereof by the Seller to the Depositor, or by the Depositor to the
Trustee. However, in the event that, notwithstanding the intent of the parties,
such assets are held to be the property of the Sellers or the Depositor,
as
applicable, or if for any other reason the Mortgage Loan Purchase Agreement
or
this Agreement is held or deemed to create a security interest in such assets,
then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each
be
deemed to be a security agreement within the meaning of the Uniform Commercial
Code of the State of New York and (ii) the conveyance provided for in the
Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the
conveyance provided for in this Agreement from the Depositor to the Trustee,
shall be deemed to be an assignment and a grant by the Sellers or the Depositor,
as applicable, for the benefit of the Certificateholders of a security interest
in all of the assets that constitute the Trust Fund, whether now owned or
hereafter acquired.
The
Depositor for the benefit of the Certificateholders shall, to the extent
consistent with this Agreement, take such actions as may be necessary to
ensure
that, if this Agreement were deemed to create a security interest in the
assets
of the Trust Fund, such security interest would be deemed to be a perfected
security interest of first priority under applicable law and will be maintained
as such throughout the term of the Agreement.
Section
11.05 Notices.
(a) The
Trustee shall use its best efforts to promptly provide notice to each Rating
Agency with respect to each of the following of which a Responsible Officer
of
the Trustee has actual knowledge:
(i) Any
material change or amendment to this Agreement;
(ii) The
occurrence of any Event of Default that has not been cured;
(iii) The
resignation or termination of the Master Servicer or the Trustee and the
appointment of any successor;
(iv) The
repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03,
3.19 and 10.01; and
(v) The
final
payment to Certificateholders.
(b) All
directions, demands and notices hereunder shall be in writing and shall be
deemed to have been duly given when delivered at or mailed by registered
mail,
return receipt requested, postage prepaid, or by recognized overnight courier,
or by facsimile transmission to a number provided by the appropriate party
if
receipt of such transmission is confirmed to (i) in the case of the Depositor,
Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx,
Xxx
Xxxx 00000, Attention: Chief Counsel, and with respect to Regulation AB
notifications to the Depositor at xxxxxxxxxxxxxxxxxx@xxxx.xxx; (ii) in the
case
of the Seller or the Master Servicer, EMC Mortgage Corporation, 0000 Xxxx
Xxxxx
Xxxxx, Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (000) 000-0000), attention: President
or General Counsel, or such other address as may be hereafter furnished to
the
other parties hereto by the Master Servicer in writing; (iii) in the case
of the
Trustee, at each Corporate Trust Office or such other address as the Trustee
may
hereafter furnish to the other parties hereto, (iv) in the case of ABN
AMRO
Bank N.V., 00 Xxxx 00xx Xxxxxx, Xxx Xxxx, XX 00000, telecopier number: (000)
000-0000, Attn: Associate General Counsel and
(v)
in the case of the Rating Agencies, (x) Xxxxx’x Investors Service, Inc., 00
Xxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Home Equity Monitoring
and
(y) Standard & Poor’s, 00 Xxxxx Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx
00000, the Master Servicer or the Trustee under this Agreement shall be
effective only upon receipt. Any notice required or permitted to be mailed
to a
Certificateholder, unless otherwise provided herein, shall be given by
first-class mail, postage prepaid, at the address of such Certificateholder
as
shown in the Certificate Register; any notice so mailed within the time
prescribed in this Agreement shall be conclusively presumed to have been
duly
given, whether or not the Certificateholder receives such notice.
Section
11.06 Severability
of Provisions.
If
any
one or more of the covenants, agreements, provisions or terms of this Agreement
shall be for any reason whatsoever held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in
no way
affect the validity or enforceability of the other provisions of this Agreement
or of the Certificates or the rights of the Holders thereof.
Section
11.07 Assignment.
Notwithstanding
anything to the contrary contained herein, except as provided pursuant to
Section 7.02, this Agreement may not be assigned by the Master Servicer,
EMC (on
its own behalf as Seller and on behalf of Master Funding) or the
Depositor.
Section
11.08 Limitation
on Rights of Certificateholders.
The
death
or incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust Fund, nor entitle such Certificateholder’s legal
representative or heirs to claim an accounting or to take any action or commence
any proceeding in any court for a petition or winding up of the Trust Fund,
or
otherwise affect the rights, obligations and liabilities of the parties hereto
or any of them.
No
Certificateholder shall have any right to vote (except as provided herein)
or in
any manner otherwise control the operation and management of the Trust Fund,
or
the obligations of the parties hereto, nor shall anything herein set forth
or
contained in the terms of the Certificates be construed so as to constitute
the
Certificateholders from time to time as partners or members of an association;
nor shall any Certificateholder be under any liability to any third party
by
reason of any action taken by the parties to this Agreement pursuant to any
provision hereof.
No
Certificateholder shall have any right by virtue or by availing itself of
any
provisions of this Agreement to institute any suit, action or proceeding
in
equity or at law upon or under or with respect to this Agreement, unless
such
Holder previously shall have given to the Trustee a written notice of an
Event
of Default and of the continuance thereof, as hereinbefore provided, the
Holders
of Certificates evidencing not less than 25% of the Voting Rights evidenced
by
the Certificates shall also have made written request to the Trustee to
institute such action, suit or proceeding in its own name as Trustee hereunder
and shall have offered to the Trustee such reasonable indemnity as it may
require against the costs, expenses, and liabilities to be incurred therein
or
thereby, and the Trustee for 60 days after its receipt of such notice, request
and offer of indemnity shall have neglected or refused to institute any such
action, suit or proceeding; it being understood and intended, and being
expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
shall have any right in any manner whatever by virtue or by availing itself
or
themselves of any provisions of this Agreement to affect, disturb or prejudice
the rights of the Holders of any other of the Certificates, or to obtain
or seek
to obtain priority over or preference to any other such Holder or to enforce
any
right under this Agreement, except in the manner herein provided and for
the
common benefit of all Certificateholders. For the protection and enforcement
of
the provisions of this Section 11.08, each and every Certificateholder or
the
Trustee shall be entitled to such relief as can be given either at law or
in
equity.
Section
11.09 Inspection
and Audit Rights.
The
Master Servicer agrees that, on reasonable prior notice, it will permit any
representative of the Depositor or the Trustee during the Master Servicer’s
normal business hours, to examine all the books of account, records, reports
and
other papers of the Master Servicer relating to the Mortgage Loans, to make
copies and extracts therefrom, to cause such books to be audited by independent
certified public accountants selected by the Depositor and the Trustee and
to
discuss its affairs, finances and accounts relating to such Mortgage Loans
with
its officers, employees and independent public accountants (and by this
provision the Master Servicer hereby authorizes such accountants to discuss
with
such representative such affairs, finances and accounts), all at such reasonable
times and as often as may be reasonably requested. Any out-of-pocket expense
incident to the exercise by the Depositor or the Trustee of any right under
this
Section 11.09 shall be borne by the party requesting such inspection, subject
to
such party’s right to reimbursement hereunder (in the case of the Trustee,
pursuant to Section 9.05 hereof.
Section
11.10 Certificates
Nonassessable and Fully Paid.
It
is the
intention of the Depositor that Certificateholders shall not be personally
liable for obligations of the Trust Fund, that the interests in the Trust
Fund
represented by the Certificates shall be nonassessable for any reason
whatsoever, and that the Certificates, upon due authentication thereof by
the
Trustee pursuant to this Agreement, are and shall be deemed fully
paid.
Section
11.11 Third
Party Rights.
Each
Swap
Provider shall be an express third-party beneficiary of this Agreement to
the
extent of its express rights to receive any payments under this Agreement
or
any
other express
rights of
each
Swap Provider explicitly
stated in this Agreement,
and
shall have the right to enforce such rights under this Agreement as if it
were a
party hereto. The Swap Administrator shall be an express third-party beneficiary
of this Agreement to the extent of its express rights to receive any payments
under this Agreement or
any
other express
rights of
the
Swap Administrator explicitly
stated in this Agreement,
and
shall have the right to enforce such rights under this Agreement as if it
were a
party hereto.
*
*
*
IN
WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller and the Trustee
have caused their names to be signed hereto by their respective officers
thereunto duly authorized as of the day and year first above
written.
BEAR
XXXXXXX ASSET BACKED
SECURITIES
I LLC,
as
Depositor
By:
/s/ Xxxxxx X. Xxxxxxxxx,
Xx.
Name: Xxxxxx
X.
Xxxxxxxxx, Xx.
Title: Vice
President
EMC
MORTGAGE CORPORATION,
as
Seller
and as Master Servicer
By:
/s/ Xxx
Xxxxxxxx
Name:
Xxx
Xxxxxxxx
Title:
Executive Vice President
LASALLE
BANK NATIONAL ASSOCIATION,
as
Trustee
By:
/s/ Xxxxx X.
Xxxx
Name:
Xxxxx X. Xxxx
Title:
Assistant Vice President
STATE
OF NEW YORK
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF NEW YORK
|
)
|
On
this
30th
day of
November, 2006, before me, a notary public in and for said State, appeared
Xxxxxx X. Xxxxxxxxx, Xx., personally known to me on the basis of satisfactory
evidence to be an authorized representative of Bear Xxxxxxx Asset Backed
Securities I LLC, one of the companies that executed the within instrument,
and
also known to me to be the person who executed it on behalf of such limited
liability company and acknowledged to me that such limited liability company
executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
the
day and year in this certificate first above written.
_________________________
Notary
Public
[Notarial
Seal]
STATE
OF TEXAS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF DALLAS
|
)
|
On
this
30th
day of
November 2006, before me, a notary public in and for said State, appeared
__________________, personally known to me on the basis of satisfactory evidence
to be an authorized representative of EMC Mortgage Corporation, one of the
corporations that executed the within instrument, and also known to me to
be the
person who executed it on behalf of such corporation and acknowledged to
me that
such corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
the
day and year in this certificate first above written.
_________________________
Notary
Public
[Notarial
Seal]
STATE
OF ILLINOIS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF XXXX
|
)
|
On
this
30th
day of
November, 2006, before me, a notary public in and for said State, appeared
______________, personally known to me on the basis of satisfactory evidence
to
be an authorized representative of LaSalle Bank National Association that
executed the within instrument, and also known to me to be the person who
executed it on behalf of such corporation, and acknowledged to me that such
corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
the
day and year in this certificate first above written.
_________________________
Notary
Public
[Notarial
Seal]
EXHIBIT
A-1
Form
of
Class A Certificates
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
UNLESS
THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF
CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
PRIOR
TO THE TERMINATION OF THE GROUP [I][II] SUPPLEMENTAL INTEREST TRUST, ANY PERSON
ACQUIRING A CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN
SECTION 6.02(h)
OF THE POOLING AND SERVICING AGREEMENT.
Certificate
No. 1
|
Adjustable
Rate
|
Class
[I-1A-1][I-1A-2][I-1A-3][I-2A][II-A-1][II-A-2][II-A-3]
Senior
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date: November 1, 2006
|
Aggregate
Initial Certificate Principal Balance of this Certificate as of the
Cut-off Date:
$[__________]
|
First
Distribution Date:
December
26, 2006
|
Initial
Certificate Principal Balance of this Certificate as of the Cut-off
Date:
$[__________]
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
[__________,
__]
|
ASSET-BACKED
CERTIFICATE
SERIES
2006-AQ1
evidencing
a fractional undivided interest in the distributions allocable to the Class
[I-1A-1][I-1A-2][I-1A-3][I-2A][II-A-1][II-A-2][II-A-3] Certificates with respect
to a Trust Fund consisting primarily of a pool of conventional, closed-end,
first and second lien, subprime, one- to four-family fixed and adjustable
interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I
LLC.
This
Certificate is payable solely from the assets of the Trust Fund relating to
Loan
Group [I][II], and does not represent an obligation of or interest in Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee
referred to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master
Servicer or the Trustee or any of their affiliates or any other person. None
of
Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their
affiliates will have any obligation with respect to any certificate or other
obligation secured by or payable from payments on the Certificates.
This
certifies that Cede & Co. is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, first and second lien, subprime, fixed
and adjustable rate mortgage loans secured by one- to four- family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master
servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which
term includes any successors thereto under the Agreement referred to below).
The
Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated
as
of the Cut-off Date specified above (the “Agreement”), among BSABS I, as
depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master
Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a
summary of certain of the pertinent provisions of which is set forth hereafter.
To the extent not defined herein, capitalized terms used herein shall have
the
meaning ascribed to them in the Agreement. This Certificate is issued under
and
is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Trustee will distribute on the 25th
day
of each month, or, if such 25th day is not a Business Day, the immediately
following Business Day (each, a “Distribution Date”), commencing on the First
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the Business Day immediately preceding
such Distribution Date so long as such Certificate remains in book-entry form
(and otherwise, the close of business on the last Business Day of the month
immediately preceding the month of such Distribution Date), an amount equal
to
the product of the Percentage Interest evidenced by this Certificate and the
amount (of interest and principal, if any) required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The Assumed
Final
Distribution Date is the Distribution Date in the month following the latest
scheduled maturity date of any Mortgage Loan.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Trustee
in
writing as specified in the Agreement, by wire transfer. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
by the Trustee of the pendency of such distribution and only upon presentation
and surrender of this Certificate at the office or agency appointed by the
Trustee for that purpose and designated in such notice. The initial Certificate
Principal Balance of this Certificate is set forth above. The Certificate
Principal Balance hereof will be reduced to the extent of distributions
allocable to principal hereon and any Realized Losses allocable
hereto.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of the Certificates
evidencing over 50% of the Voting Rights of the Certificates in the aggregate,
or, with the consent of the holders of the Certificates evidencing over 50%
of
the Voting Rights of the Certificates in the related Loan Group, or, with the
consent of the Holders of each Class of Certificates affected thereby evidencing
over 50% of the Voting Rights of such Class or Classes, in each case, as
applicable. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in lieu
hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof, in certain limited
circumstances, without the consent of the Holders of any of the
Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
Prior
to
the termination of the Group [I][II] Supplemental Interest Trust, any transferee
of this Certificate shall be deemed to make the representations in Section
6.02(h) of the Agreement.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee
or any such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund relating to Loan Group
[I][II] created thereby (other than the obligations to make payments to related
Certificateholders with respect to the termination of the Agreement) shall
terminate upon the earlier of (i) the later of (A) the maturity or other
liquidation (or Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund relating to Loan Group [I][II] and disposition
of
all property acquired upon foreclosure or deed in lieu of foreclosure of any
Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to
Loan
Group [I][II] due under the Agreement, or (ii) the optional repurchase by the
party named in the Agreement of all the Mortgage Loans and other assets of
the
Trust Fund relating to Loan Group [I][II] in accordance with the terms of the
Agreement. Such optional repurchase may be made only on or after the first
Distribution Date on which the aggregate Stated Principal Balance of the Group
[I][II] Mortgage Loans is less than or equal to a certain percentage of the
aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of
the
Cut-off Date as set forth in the Agreement. The exercise of such right will
effect the early retirement of the Group [I][II] Certificates. In no event,
however, will the Group [I][II] Sub-Trust created by the Agreement continue
beyond the earlier of
(i)
the expiration of 21 years after the death of certain persons identified in
the
Agreement and (ii) the Latest Possible Maturity Date (as defined in the
Agreement) related to Loan Group [I][II].
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [I-1A-1][I-1A-2][I-1A-3][I-2A][II-A-1][II-A-2][II-A-3]
Certificates referred to in the within-mentioned Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
||
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-2
Form
of
Class M Certificates
[For
the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
I-M-6, Class I-M-7, Class I-M-8, Class I-M-9 and Class I-M-10 Certificates]
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP I SENIOR
CERTIFICATES [,] [AND] [CLASS I-M-1 CERTIFICATES] [,] [AND] [CLASS I-M-2
CERTIFICATES] [,] [AND] [CLASS I-M-3 CERTIFICATES] [,] [AND] [CLASS I-M-4
CERTIFICATES] [,] [AND] [CLASS I-M-5 CERTIFICATES] [,] [AND] [CLASS I-M-6
CERTIFICATES] [,] [AND] [CLASS I-M-7 CERTIFICATES] [,] [AND] [CLASS I-M-8
CERTIFICATES] [,] [AND] [CLASS I-M-9 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT
(AS DEFINED BELOW).
[For
the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class
II-M-6, Class II-M-7, Class II-M-8, Class II-M-9 and Class II-M-10 Certificates]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP II SENIOR
CERTIFICATES [,] [AND] [CLASS II-M-1 CERTIFICATES] [,] [AND] [CLASS II-M-2
CERTIFICATES] [,] [AND] [CLASS II-M-3 CERTIFICATES] [,] [AND] [CLASS II-M-4
CERTIFICATES] [,] [AND] [CLASS II-M-5 CERTIFICATES] [,] [AND] [CLASS II-M-6
CERTIFICATES] [,] [AND] [CLASS II-M-7 CERTIFICATES] [,] [AND] [CLASS II-M-8
CERTIFICATES] [,] [AND] [CLASS II-M-9 CERTIFICATES] AS DESCRIBED IN THE
AGREEMENT (AS DEFINED BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
[For
the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class II-M-1, Class II-M-2, Class
II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8
and
Class II-M-9 Certificates] EACH
HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE
THE
REPRESENTATIONS SET FORTH IN SECTION 6.02(h)
OF THE POOLING AND SERVICING AGREEMENT.
UNLESS
THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF
CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
[For
the Class I-M-10 Certificates and Class II-M-10
Certificates]
[THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES
LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS
CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY
IN
COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1)
PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT
THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB
PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH
CASE,
THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE
ON
RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE
144
UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN
“INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE
501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH
ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR
DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT
BY
THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT
AND
(B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE
THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE
SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH
ALL
APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE
JURISDICTION.]
[For
the Class I-M-10 Certificates and Class II-M-10
Certificates]
[NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED
WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY
SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS
A
BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO
HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR
INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER”
WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]
[For
the Class I-M-10 Certificates and Class II-M-10
Certificates]
[THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF
OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT
TO
TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED,
OR
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE
TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF
A
CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS
ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED
UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT
NOT LIMITED TO PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, XXXX
00-00, XXXX 00-0, XXXX 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY
ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR
THE
TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY
CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION
6.02 OF THE AGREEMENT IS PROVIDED.]
Certificate
No.1
|
Adjustable
Rate
|
Class
[I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10]
Subordinate
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date: November 1, 2006
|
Aggregate
Initial Certificate Principal Balance of this Certificate as of the
Cut-off Date:
$[__________]
|
First
Distribution Date:
December
26, 2006
|
Initial
Certificate Principal Balance of this Certificate as of the Cut-off
Date:
$[__________]
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
October
25, 2036
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2006-AQ1
evidencing
a fractional undivided interest in the distributions allocable to the Class
[I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10]
Certificates with respect to a Trust Fund consisting primarily of a pool of
conventional, closed-end, first and second lien, subprime, one- to four-family
fixed and adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET
BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund relating to
Loan
Group [I][II], and does not represent an obligation of or interest in Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee
referred to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master
Servicer or the Trustee or any of their affiliates or any other person. None
of
Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their
affiliates will have any obligation with respect to any certificate or other
obligation secured by or payable from payments on the Certificates.
This
certifies that Cede & Co. is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, first and second lien, subprime, fixed
and adjustable rate mortgage loans secured by one- to four- family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master
servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which
term includes any successors thereto under the Agreement referred to below).
The
Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated
as
of the Cut-off Date specified above (the “Agreement”), among BSABS I, as
depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master
Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a
summary of certain of the pertinent provisions of which is set forth hereafter.
To the extent not defined herein, capitalized terms used herein shall have
the
meaning ascribed to them in the Agreement. This Certificate is issued under
and
is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Trustee will distribute on the 25th
day
of each month, or, if such 25th day is not a Business Day, the immediately
following Business Day (each, a “Distribution Date”), commencing on the First
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the Business Day immediately preceding
such Distribution Date so long as such Certificate remains in book-entry form
(and otherwise, the close of business on the last Business Day of the month
immediately preceding the month of such Distribution Date), an amount equal
to
the product of the Percentage Interest evidenced by this Certificate and the
amount (of interest and principal, if any) required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The Assumed
Final
Distribution Date is the Distribution Date in the month following the latest
scheduled maturity date of any Mortgage Loan.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Trustee
in
writing as specified in the Agreement, by wire transfer. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
by the Trustee of the pendency of such distribution and only upon presentation
and surrender of this Certificate at the office or agency appointed by the
Trustee for that purpose and designated in such notice. The initial Certificate
Principal Balance of this Certificate is set forth above. The Certificate
Principal Balance hereof will be reduced to the extent of distributions
allocable to principal hereon and any Realized Losses allocable
hereto
[For
the
Class I-M-10 Certificates and Class II-M-10 Certificates] [No
transfer of this Class [I][II]-M-[10] Certificate will be made unless such
transfer is (i) exempt from the registration requirements of the Securities
Act
of 1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws and (ii) made in accordance with Section
6.02
of the Agreement. In the event that such transfer is to be made the Trustee
shall register such transfer if, (i) made to a transferee who has provided
the
Trustee with evidence as to its QIB status; or (ii) (A) the transferor has
advised the Trustee in writing that the Certificate is being transferred to
an
Institutional Accredited Investor and (B) prior to such transfer the transferee
furnishes to the Trustee an Investment Letter; provided that if based upon
an
Opinion of Counsel to the effect that (A) and (B) above are not sufficient
to
confirm that such transfer is being made pursuant to an exemption from, or
in a
transaction not subject to, the registration requirements of the Securities
Act
and other applicable laws, the Trustee shall as a condition of the registration
of any such transfer require the transferor to furnish such other
certifications, legal opinions or other information prior to registering the
transfer of this Certificate as shall be set forth in such Opinion of
Counsel.]
[For
the
Class I-M-10 Certificates and Class II-M-10 Certificates] [Notwithstanding
the
foregoing, the certifications will not be required with respect to the transfer
of this Certificate to a Depository, or for any subsequent transfer of this
Certificate for so long as this Certificate is a Book-Entry
Certificate.]
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of the Certificates
evidencing over 50% of the Voting Rights of the Certificates in the aggregate,
or, with the consent of the holders of the Certificates evidencing over 50%
of
the Voting Rights of the Certificates in the related Loan Group, or, with the
consent of the Holders of each Class of Certificates affected thereby evidencing
over 50% of the Voting Rights of such Class or Classes, in each case, as
applicable. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in lieu
hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof, in certain limited
circumstances, without the consent of the Holders of any of the
Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
[For
the
Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6,
Class I-M-7, Class I-M-8, Class I-M-9, Class II-M-1, Class II-M-2, Class II-M-3,
Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8 and Class
II-M-9 Certificates] Each holder of a Certificate or beneficial ownership shall
be deemed to have made the representations set forth in Section 6.02(h) of
the
Pooling and Servicing Agreement.
[For
the
Class I-M-10 Certificates and Class II-M-10 Certificates] [This Certificate
may
not be acquired directly or indirectly by, or on behalf of, an employee benefit
plan or other retirement arrangement which is subject to Title I of the Employee
Retirement Income Security Act of 1974, as amended, or Section 4975 of the
Internal Revenue Code of 1986, as amended, unless the transferee certifies
or
represents that the proposed transfer and holding of a Certificate and the
servicing, management and operation of the trust and its assets: (i) will not
result in any prohibited transaction which is not covered under an individual
or
class prohibited transaction exemption, including, but not limited to,
Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX 00-00, XXXX 00-0,
XXXX 95-60 or PTCE 96-23 and (ii) will not give rise to any additional
obligations on the part of the Depositor, the Master Servicer or the Trustee,
which will be deemed represented by an owner of a Book-Entry Certificate or
a
Global Certificate or unless an Opinion of Counsel specified in section 6.02
of
the Agreement is provided. This Certificate is one of a duly authorized issue
of
Certificates designated as set forth on the face hereof (the “Certificates”).
The Certificates, in the aggregate, evidence the entire beneficial ownership
interest in the Trust Fund formed pursuant to the Agreement.]
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Depositor, the Master Servicer, the
Trustee or any such agent shall be affected by notice to the
contrary.
The
obligations created by the Agreement and the Trust Fund relating to Loan Group
[I][II] created thereby (other than the obligations to make payments to related
Certificateholders with respect to the termination of the Agreement) shall
terminate upon the earlier of (i) the later of (A) the maturity or other
liquidation (or Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund relating to Loan Group [I][II] and disposition
of
all property acquired upon foreclosure or deed in lieu of foreclosure of any
Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to
Loan
Group [I][II] due under the Agreement, or (ii) the optional repurchase by the
party named in the Agreement of all the Mortgage Loans and other assets of
the
Trust Fund relating to Loan Group [I][II] in accordance with the terms of the
Agreement. Such optional repurchase may be made only on or after the first
Distribution Date on which the aggregate Stated Principal Balance of the Group
[I][II] Mortgage Loans is less than or equal to a certain percentage of the
aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of
the
Cut-off Date as set forth in the Agreement. The exercise of such right will
effect the early retirement of the Group [I][II] Certificates. In no event,
however, will the Group [I][II] Sub-Trust created by the Agreement continue
beyond the earlier of (i) the expiration of 21 years after the death of certain
persons identified in the Agreement and (ii) the Latest Possible Maturity Date
(as defined in the Agreement) related to Loan Group [I][II].
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class
[I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10]
Certificates referred to in the within-mentioned Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-3
Form
of
Class P Certificate
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE
CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED
HEREIN.
THIS
CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT
OF
1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
MAY
BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH
THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
144A
UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
(A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
TO
AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT
(IF
AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION
D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE
FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES
AND
ANY OTHER APPLICABLE JURISDICTION.
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE
AGREEMENT.
Certificate
No.1
|
Percentage
Interest: 100%
|
Class
[I-P][II-P]
|
|
Date
of Pooling and Servicing Agreement and Cut-off Date: November 1,
2006
|
Aggregate
Initial Certificate Principal Balance of this Certificate as of the
Cut-off Date:
$100.00
|
First
Distribution Date:
December
26, 2006
|
Initial
Certificate Principal Balance of this Certificate as of the Cut-off
Date:
$100.00
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
October
25, 2036
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2006-AQ1
evidencing
a fractional undivided interest in the distributions allocable to the Class
[I-P][II-P] Certificates with respect to a Trust Fund consisting primarily
of a
pool of conventional, closed-end, first and second lien, subprime, one- to
four-family fixed and adjustable interest rate mortgage loans sold by BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund relating to
Loan
Group [I][II], and does not represent an obligation of or interest in Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee
referred to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master
Servicer or the Trustee or any of their affiliates or any other person. None
of
Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their
affiliates will have any obligation with respect to any certificate or other
obligation secured by or payable from payments on the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting of conventional, closed-end, first and second lien,
subprime, fixed and adjustable rate mortgage loans secured by one- to
four-family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx
Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC
Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and
together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of
the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes
any successors thereto under the Agreement referred to below). The Trust Fund
was created pursuant to the Pooling and Servicing Agreement, dated as of the
Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and
LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning
ascribed to them in the Agreement. This Certificate is issued under and is
subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
The
Trustee will distribute on the 25th day of each month, or, if such 25th day
is
not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last day (or if such last day is not a Business Day, the
Business Day immediately preceding such last day) of the calendar month
immediately preceding the month in which the Distribution Date occurs, an amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates of
the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Trustee
in
writing as specified in the Agreement, by wire transfer. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
by the Trustee of the pendency of such distribution and only upon presentation
and surrender of this Certificate at the office or agency appointed by the
Trustee for that purpose and designated in such notice.
No
transfer of this Certificate shall be made unless the transfer is made pursuant
to an effective registration statement under the Securities Act of 1933, as
amended (the “1933 Act”), and an effective registration or qualification under
applicable state securities laws, or is made in a transaction that does not
require such registration or qualification. In the event that such a transfer
of
this Certificate is to be made without registration or qualification, the
Trustee shall require receipt of (i) if such transfer is purportedly being
made
in reliance upon Rule 144A under the 1933 Act, written certifications from
the
Holder of the Certificate desiring to effect the transfer, and from such
Holder’s prospective transferee, substantially in the forms attached to the
Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and
(ii) in all other cases, an Opinion of Counsel satisfactory to it that such
transfer may be made without such registration or qualification (which Opinion
of Counsel shall not be an expense of the Trust Fund or of the Depositor, the
Trustee or the Master Servicer in their respective capacities as such), together
with copies of the written certification(s) of the Holder of the Certificate
desiring to effect the transfer and/or such Holder’s prospective transferee upon
which such Opinion of Counsel is based. Neither the Depositor nor the Trustee
is
obligated to register or qualify the Class of Certificates specified on the
face
hereof under the 1933 Act or any other securities law or to take any action
not
otherwise required under the Agreement to permit the transfer of such
Certificates without registration or qualification. Any Holder desiring to
effect a transfer of this Certificate shall be required to indemnify the
Trustee, the Depositor, the Sellers and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
No
transfer of this Class [I-P][II-P] Certificate will be made unless either (i)
the Trustee shall have received the Opinion of Counsel set forth in Section
6.02(h) of the Agreement or (ii) the transferee of such Certificate provides
a
representation, or a deemed representation in the case of a Global Certificate,
under Section 6.02(h) of the Agreement, in the form as described by the
Agreement, to the effect that the transferee is not an employee benefit or
other
plan subject to the prohibited transaction provisions of ERISA or Section 4975
of the Code (a “Plan”), or any other person (including an investment manager, a
named fiduciary or a trustee of any Plan) acting, directly or indirectly, on
behalf of or purchasing any Certificate with “plan assets” of any
Plan.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of the Certificates
evidencing over 50% of the Voting Rights of the Certificates in the aggregate,
or, with the consent of the holders of the Certificates evidencing over 50%
of
the Voting Rights of the Certificates in the related Loan Group, or, with the
consent of the Holders of each Class of Certificates affected thereby evidencing
over 50% of the Voting Rights of such Class or Classes, in each case, as
applicable. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in lieu
hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof, in certain limited
circumstances, without the consent of the Holders of any of the
Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Depositor, the Master Servicer, the
Trustee or any such agent shall be affected by notice to the
contrary.
The
obligations created by the Agreement and the Trust Fund relating to Loan Group
[I][II] created thereby (other than the obligations to make payments to related
Certificateholders with respect to the termination of the Agreement) shall
terminate upon the earlier of (i) the later of (A) the maturity or other
liquidation (or Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund relating to Loan Group [I][II] and disposition
of
all property acquired upon foreclosure or deed in lieu of foreclosure of any
Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to
Loan
Group [I][II] due under the Agreement, or (ii) the optional repurchase by the
party named in the Agreement of all the Mortgage Loans and other assets of
the
Trust Fund relating to Loan Group [I][II] in accordance with the terms of the
Agreement. Such optional repurchase may be made only on or after the first
Distribution Date on which the aggregate Stated Principal Balance of the Group
[I][II] Mortgage Loans is less than or equal to a certain percentage of the
aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of
the
Cut-off Date as set forth in the Agreement. The exercise of such right will
effect the early retirement of the Group [I][II] Certificates. In no event,
however, will the Group [I][II] Sub-Trust created by the Agreement continue
beyond the earlier of (i) the expiration of 21 years after the death of certain
persons identified in the Agreement and (ii) the Latest Possible Maturity Date
(as defined in the Agreement) related to Loan Group [I][II].
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [I-P][II-P] Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-4
Form
of
Class [I][II]-CE Certificates
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND
THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THIS
CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT
OF
1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
MAY
BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH
THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
144A
UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
(A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
TO
AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT
(IF
AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION
D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE
FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES
AND
ANY OTHER APPLICABLE JURISDICTION.
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE
AGREEMENT.
NO
TRANSFER OF ANY CLASS [I][II]-CE CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED
TRANSFEREE OF SUCH CLASS [I][II]-CE CERTIFICATE PROVIDES TO THE TRUSTEE THE
APPROPRIATE TAX CERTIFICATION FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR
DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE TO THE SWAP ADMINISTRATOR, ON BEHALF
OF
THE RELATED SUPPLEMENTAL INTEREST TRUST, PURSUANT TO THE RELATED INTEREST RATE
SWAP AGREEMENT BY THE RELATED SWAP PROVIDER (I.E., IRS FORM W-9 OR IRS FORM
W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO))
AND AGREES TO UPDATE SUCH FORMS (I) UPON EXPIRATION OF ANY SUCH FORM, (II)
AS
REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (III) PROMPTLY
UPON
LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, AND IN THE CASE OF
ANY
TRANSFER OF THE CLASS [I][II]-CE CERTIFICATES THAT WOULD CAUSE THE RELATED
SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE PERSONS
FOR
FEDERAL INCOME TAX PURPOSES, AGREES TO COMPLY WITH SUCH OTHER PROVISIONS IN
THE
AGREEMENT AS MAY APPLY IN SUCH CASE, EACH AS A CONDITION TO SUCH TRANSFER.
UNDER
THE AGREEMENT, UPON RECEIPT OF ANY SUCH TAX CERTIFICATION FORM FROM A TRANSFEREE
OF ANY CLASS [I][II]-CE CERTIFICATE, THE TRUSTEE SHALL FORWARD SUCH TAX
CERTIFICATION FORM PROVIDED TO IT TO THE RELATED SUPPLEMENTAL INTEREST TRUST
TRUSTEE. THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH
TAX
CERTIFICATION FORM PROVIDED TO IT TO THE RELATED SWAP PROVIDER. EACH HOLDER
OF A
CLASS [I][II]-CE CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO
HAVE
CONSENTED TO THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO
THE
RELATED SWAP PROVIDER ANY SUCH TAX CERTIFICATION FORM IT HAS PROVIDED AND
UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES
OR
TRANSFERS OF ANY CLASS [I][II]-CE CERTIFICATE TO A TRANSFEREE WHICH DOES NOT
COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE
AGREEMENT.
Certificate
No. 1
|
Percentage
Interest: 100%
|
Class
[I-CE][II-CE]
|
Adjustable
Rate
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date: November 1, 2006
|
Initial
Certificate Notional Amount of this Certificate as of the Cut-off
Date:
$[__________]
|
First
Distribution Date:
December
26, 2006
|
Aggregate
Certificate Notional Amount of this Certificate as of the Cut-off
Date:
$[__________]
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
October
25, 2036
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2006-AQ1
evidencing
a fractional undivided interest in the distributions allocable to the Class
[I-CE][II-CE] Certificates with respect to a Trust Fund consisting primarily
of
a pool of conventional, closed-end, first and second lien, subprime, one-to-four
family fixed and adjustable interest rate mortgage loans sold by BEAR XXXXXXX
ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund relating to
Loan
Group [I][II], and does not represent an obligation of or interest in Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee
referred to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master
Servicer or the Trustee or any of their affiliates or any other person. None
of
Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their
affiliates will have any obligation with respect to any certificate or other
obligation secured by or payable from payments on the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting conventional, closed-end, first and second lien, fixed
and
adjustable rate mortgage loans secured by one- to four-family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together
with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the
Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and
LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning
ascribed to them in the Agreement. This Certificate is issued under and is
subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
The
Trustee will distribute on the 25th day of each month, or, if such 25th day
is
not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last day (or if such last day is not a Business Day, the
Business Day immediately preceding such last day) of the calendar month
immediately preceding the month in which the Distribution Date occurs, an amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates of
the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Trustee
in
writing as specified in the Agreement, by wire transfer. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
by the Trustee of the pendency of such distribution and only upon presentation
and surrender of this Certificate at the office or agency appointed by the
Trustee for that purpose and designated in such notice.
No
transfer of this Certificate shall be made unless the transfer is made pursuant
to an effective registration statement under the Securities Act of 1933, as
amended (the “1933 Act”), and an effective registration or qualification under
applicable state securities laws, or is made in a transaction that does not
require such registration or qualification. In the event that such a transfer
of
this Certificate is to be made without registration or qualification, the
Trustee shall require receipt of (i) if such transfer is purportedly being
made
in reliance upon Rule 144A under the 1933 Act, written certifications from
the
Holder of the Certificate desiring to effect the transfer, and from such
Holder’s prospective transferee, substantially in the forms attached to the
Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and
(ii) in all other cases, an Opinion of Counsel satisfactory to it that such
transfer may be made without such registration or qualification (which Opinion
of Counsel shall not be an expense of the Trust Fund or of the Depositor, the
Trustee, or the Master Servicer in their respective capacities as such),
together with copies of the written certification(s) of the Holder of the
Certificate desiring to effect the transfer and/or such Holder’s prospective
transferee upon which such Opinion of Counsel is based. Neither the Depositor
nor the Trustee is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law
or
to take any action not otherwise required under the Agreement to permit the
transfer of such Certificates without registration or qualification. Any Holder
desiring to effect a transfer of this Certificate shall be required to indemnify
the Trustee, the Depositor, the Sellers and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
No
transfer of this Class [I-CE][II-CE] Certificate will be made unless either
(i)
the Trustee shall have received the Opinion of Counsel set forth in Section
6.02(h) of the Agreement or (ii) the transferee of such Certificate provides
a
representation, or a deemed representation in the case of a Global Certificate,
under Section 6.02(h) of the Agreement, in the form as described by the
Agreement, to the effect that the transferee is not an employee benefit or
other
plan subject to the prohibited transaction provisions of ERISA or Section 4975
of the Code (a “Plan”), or any other person (including an investment manager, a
named fiduciary or a trustee of any Plan) acting, directly or indirectly, on
behalf of or purchasing any Certificate with “plan assets” of any
Plan.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of the Certificates
evidencing over 50% of the Voting Rights of the Certificates in the aggregate,
or, with the consent of the holders of the Certificates evidencing over 50%
of
the Voting Rights of the Certificates in the related Loan Group, or, with the
consent of the Holders of each Class of Certificates affected thereby evidencing
over 50% of the Voting Rights of such Class or Classes, in each case, as
applicable. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in lieu
hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof, in certain limited
circumstances, without the consent of the Holders of any of the
Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Depositor, the Master Servicer, the
Trustee or any such agent shall be affected by notice to the
contrary.
The
obligations created by the Agreement and the Trust Fund relating to Loan Group
[I][II] created thereby (other than the obligations to make payments to related
Certificateholders with respect to the termination of the Agreement) shall
terminate upon the earlier of (i) the later of (A) the maturity or other
liquidation (or Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund relating to Loan Group [I][II] and disposition
of
all property acquired upon foreclosure or deed in lieu of foreclosure of any
Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to
Loan
Group [I][II] due under the Agreement, or (ii) the optional repurchase by the
party named in the Agreement of all the Mortgage Loans and other assets of
the
Trust Fund relating to Loan Group [I][II] in accordance with the terms of the
Agreement. Such optional repurchase may be made only on or after the first
Distribution Date on which the aggregate Stated Principal Balance of the Group
[I][II] Mortgage Loans is less than or equal to a certain percentage of the
aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of
the
Cut-off Date as set forth in the Agreement. The exercise of such right will
effect the early retirement of the Group [I][II] Certificates. In no event,
however, will the Group [I][II] Sub-Trust created by the Agreement continue
beyond the earlier of (i) the expiration of 21 years after the death of certain
persons identified in the Agreement and (ii) the Latest Possible Maturity Date
(as defined in the Agreement) related to Loan Group [I][II].
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [I-CE][II-CE] Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-5
Form
of
Class R Certificates
THIS
CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
OR A
DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST”
IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986
(THE “CODE”).
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE
AGREEMENT.
ANY
RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
IF
THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER
AND
THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE
OR
POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY
AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT
FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH
GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION,
OR
ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION
(OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE)
WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING
THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE
INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION
1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION
775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A),
(B),
(C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR
(F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED
STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER
IS
TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES
CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE
PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE
REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO
A
DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH
REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND
SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE
HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS
CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE
SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS
PARAGRAPH.
Certificate
No.1
|
|
Class
[I-R-1][I-R-2][I-R-3][I-RX][II-R-1]
[II-RX]
|
Percentage
Interest: 100%
|
Date
of Pooling and Servicing Agreement and Cut-off Date: November 1,
2006
|
|
First
Distribution Date:
December
26, 2006
|
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
October
25, 2036
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2006-AQ1
evidencing
a fractional undivided interest in the distributions allocable to the Class
[I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates with respect to a Trust
Fund consisting primarily of a pool of conventional, closed-end, first and
second lien, subprime, one- to four-family fixed and adjustable interest rate
mortgage loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund relating to
Loan
Group [I][II], and does not represent an obligation of or interest in Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee
referred to below or any of their affiliates or any other person. Neither this
Certificate nor the underlying Mortgage Loans are guaranteed or insured by
any
governmental entity or by Bear Xxxxxxx Asset Backed Securities I LLC, the Master
Servicer, the Trustee or any of their affiliates or any other person. None
of
Bear Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or any of their
affiliates will have any obligation with respect to any certificate or other
obligation secured by or payable from payments on the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting of conventional, closed-end, first and second lien,
subprime, fixed and adjustable rate mortgage loans secured by one- to four-
family residences (collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx
Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC
Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as
master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,”
which term includes any successors thereto under the Agreement referred to
below). The Trust Fund was created pursuant to the Pooling and Servicing
Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among
BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and
as Master Servicer, and LaSalle Bank National Association, as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, capitalized terms used herein
shall have the meaning ascribed to them in the Agreement. This Certificate
is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of its
acceptance hereof assents and by which such Holder is bound.
Each
Holder of this Certificate will be deemed to have agreed to be bound by
the
restrictions
set forth in the Agreement to the effect that (i) each person holding or
acquiring any Ownership Interest in this Certificate must be a Permitted
Transferee, (ii) the transfer of any Ownership Interest in this Certificate
will
be conditioned upon the delivery to the Trustee of, among other things, an
affidavit to the effect that it is a Permitted Transferee, (iii) any attempted
or purported transfer of any Ownership Interest in this Certificate in violation
of such restrictions will be absolutely null and void and will vest no rights
in
the purported transferee, and (iv) if any person other than a Permitted
Transferee acquires any Ownership Interest in this Certificate in violation
of
such restrictions, then the Depositor will have the right, in its sole
discretion and without notice to the Holder of this Certificate, to sell this
Certificate to a purchaser selected by the Depositor, which purchaser may be
the
Depositor, or any affiliate of the Depositor, on such terms and conditions
as
the Depositor may choose.
The
Trustee will distribute on the 25th day of each month, or, if such 25th day
is
not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last day (or if such last day is not a Business Day, the
Business Day immediately preceding such last day) of the calendar month
immediately preceding the month in which the Distribution Date occurs, an amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates of
the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Trustee
in
writing as specified in the Agreement, by wire transfer. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
by the Trustee of the pendency of such distribution and only upon presentation
and surrender of this Certificate at the office or agency appointed by the
Trustee for that purpose and designated in such notice.
No
transfer of this Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificate
will be made unless either (i) the Trustee shall have received the Opinion
of
Counsel set forth in Section 6.02(h) of the Agreement or (ii) the transferee
of
such Certificate provides a representation, or a deemed representation in the
case of a Global Certificate, under Section 6.02(h) of the Agreement, in the
form as described by the Agreement, to the effect that the transferee is not
an
employee benefit or other plan subject to the prohibited transaction provisions
of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including
an investment manager, a named fiduciary or a trustee of any Plan) acting,
directly or indirectly, on behalf of or purchasing any Certificate with “plan
assets” of any Plan.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of the Certificates
evidencing over 50% of the Voting Rights of the Certificates in the aggregate,
or, with the consent of the holders of the Certificates evidencing over 50%
of
the Voting Rights of the Certificates in the related Loan Group, or, with the
consent of the Holders of each Class of Certificates affected thereby evidencing
over 50% of the Voting Rights of such Class or Classes, in each case, as
applicable. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in lieu
hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof, in certain limited
circumstances, without the consent of the Holders of any of the
Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee
or any such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund relating to Loan Group
[I][II] created thereby (other than the obligations to make payments to related
Certificateholders with respect to the termination of the Agreement) shall
terminate upon the earlier of (i) the later of (A) the maturity or other
liquidation (or Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund relating to Loan Group [I][II] and disposition
of
all property acquired upon foreclosure or deed in lieu of foreclosure of any
Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to
Loan
Group [I][II] due under the Agreement, or (ii) the optional repurchase by the
party named in the Agreement of all the Mortgage Loans and other assets of
the
Trust Fund relating to Loan Group [I][II] in accordance with the terms of the
Agreement. Such optional repurchase may be made only on or after the first
Distribution Date on which the aggregate Stated Principal Balance of the Group
[I][II] Mortgage Loans is less than or equal to a certain percentage of the
aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of
the
Cut-off Date as set forth in the Agreement. The exercise of such right will
effect the early retirement of the Group [I][II] Certificates. In no event,
however, will the Group [I][II] Sub-Trust created by the Agreement continue
beyond the earlier of (i) the expiration of 21 years after the death of certain
persons identified in the Agreement and (ii) the Latest Possible Maturity Date
(as defined in the Agreement) related to Loan Group [I][II].
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates
referred to in the within-mentioned Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
B
MORTGAGE
LOAN SCHEDULE
ZIP_CODE STATE CITY1 PROPTYPE CURRENT_GROSS_COUPON ------------------------------------------------------------------------------------------------------------------------------------------- 1 40291 KY LOUISVILLE Single Family 10.6750 2 53227 WI WEST ALLIS Single Family 7.7750 3 20877 MD GAITHERSBURG PUD 6.7500 4 21122 MD PASADENA Single Family 6.8000 5 93535 CA LANCASTER Single Family 8.5000 6 84121 UT COTTONWOOD HEIGHTS Single Family 9.1000 7 46530 IN GRANGER Single Family 6.6000 8 68066 NE WAHOO Single Family 12.0500 9 20772 MD UPPER MARLBORO PUD 7.8500 10 80863 CO WOODLAND PARK Single Family 8.8000 11 92220 CA BANNING Single Family 9.1500 12 93458 CA SANTA XXXXX Single Family 7.9900 13 85015 AZ PHOENIX Single Family 9.1500 14 93292 CA VISALIA Single Family 7.4000 15 79549 TX XXXXXX Single Family 11.0000 16 33147 FL MIAMI Single Family 9.0000 17 38141 TN MEMPHIS Single Family 8.0000 18 94603 CA OAKLAND Single Family 7.5000 19 32025 FL LAKE CITY Single Family 12.5500 20 98901 WA YAKIMA Single Family 9.4500 21 77016 TX HOUSTON Single Family 9.3500 22 95020 CA GILROY Condominium 7.7500 23 44105 OH GARFIELD HEIGHTS Single Family 11.8500 24 7306 NJ JERSEY CITY Single Family 8.8000 25 48180 MI XXXXXX Single Family 9.8000 26 85037 AZ PHOENIX PUD 12.4000 27 74126 OK TULSA Single Family 9.9000 28 34997 FL STUART Single Family 10.4000 29 84044 UT MAGNA Single Family 8.1900 30 89107 NV LAS VEGAS Single Family 7.8500 31 41015 XX XXXXXXXXX Single Family 9.4500 32 2764 MA DIGHTON Single Family 7.3000 33 33020 FL HOLLYWOOD 2-4 Family 9.1000 34 95425 CA CLOVERDALE Single Family 9.9900 35 44095 OH WILLOWICK Single Family 9.6500 36 6468 CT MONROE Single Family 7.6750 37 7666 NJ TOWNSHIP OF TEA Single Family 7.4500 38 48331 MI FARMINGTON HILLS Single Family 7.9500 39 11554 NY EAST MEADOW Single Family 6.5500 40 33409 FL WEST PALM BEACH Condominium 7.9000 41 11225 NY BROOKLYN 2-4 Family 10.4000 42 77469 TX RICHMOND PUD 10.9250 43 73117 OK OKLAHOMA CITY Single Family 10.0000 44 96746 HI KAPAA Single Family 6.9900 45 34112 FL NAPLES Single Family 8.0500 46 89124 NV LAS VEGAS Single Family 9.7500 47 95363 CA XXXXXXXXX Single Family 8.7500 48 37410 TN CHATTANOOGA Single Family 9.3000 49 68801 NE GRAND ISLAND Single Family 10.1000 50 33126 FL MIAMI Single Family 7.9900 51 48205 MI DETROIT Single Family 9.1500 52 74063 OK SAND SPRINGS Single Family 9.7000 53 69145 NE XXXXXXX Single Family 12.1500 54 33025 FL HOLLYWOOD Single Family 8.3000 55 85353 AZ XXXXXXXX Single Family 11.1000 56 33018 FL HIALEAH Single Family 8.8120 57 96021 CA CORNING Single Family 8.1500 58 44509 OH YOUNGSTOWN Single Family 10.3500 59 98368 WA PORT XXXXXXXX Single Family 5.9000 60 32822 FL ORLANDO Condominium 10.6000 61 20657 MD XXXXX PUD 8.3500 62 38127 TN MEMPHIS Single Family 9.2500 63 37743 TN GREENEVILLE Single Family 8.5000 64 73541 OK XXXXXXXX Single Family 8.7000 65 96753 HI KIHEI Single Family 6.7000 66 33169 FL MIAMI Single Family 8.8500 67 95252 CA VALLEY SPRINGS Single Family 7.2500 68 77070 TX HOUSTON PUD 10.5500 69 33150 FL MIAMI 2-4 Family 8.2000 70 60641 IL CHICAGO 2-4 Family 8.5000 71 1605 MA WORCESTER Single Family 8.3000 72 34638 FL LAND O' LAKES PUD 7.1500 73 76135 TX FORT WORTH Single Family 10.2500 74 85213 AZ MESA PUD 8.2500 75 39503 MS GULFPORT Single Family 10.6000 76 34984 FL PORT SAINT LUCIE Single Family 6.8500 77 92056 CA OCEANSIDE Single Family 7.4000 78 77073 TX HOUSTON PUD 8.5000 79 29461 SC MONCKS CORNER Single Family 8.1500 80 84404 UT XXXXX Single Family 7.6000 81 15332 PA FINLEYVILLE Single Family 8.8750 82 92592 CA TEMECULA Single Family 8.1000 83 00000 XX XXXX PUD 8.2000 84 85204 AZ MESA Single Family 7.6500 85 93534 CA LANCASTER Single Family 8.2500 86 95608 CA XXXXXXXXXX Single Family 9.2500 87 6513 CT NEW HAVEN 2-4 Family 8.9500 88 73505 OK LAWTON Single Family 9.1500 89 40212 KY LOUISVILLE Single Family 10.9000 90 15146 PA MONROEVILLE PUD 10.7000 91 77076 TX HOUSTON Single Family 7.1500 92 33012 FL HIALEAH Condominium 8.7000 93 48411 MI ATLAS Single Family 10.0500 94 55371 MN PRINCETON Single Family 8.6000 95 39428 XX XXXXXXX Single Family 9.5000 96 95340 CA MERCED Single Family 7.5000 97 33025 FL MIRAMAR Condominium 9.0500 98 68503 NE LINCOLN Single Family 8.9500 99 33936 FL LEHIGH ACRES Single Family 8.2000 100 93552 CA PALMDALE Single Family 8.2500 101 44105 OH CLEVELAND Single Family 8.6000 102 34608 FL SPRING HILL PUD 11.6500 103 34608 FL SPRING HILL PUD 7.6000 104 6810 CT DANBURY Single Family 7.7500 105 94303 CA PALO ALTO Single Family 7.5000 106 91764 CA ONTARIO 2-4 Family 12.0000 107 64056 MO INDEPENDENCE Single Family 9.2500 108 75228 TX DALLAS Single Family 8.8500 109 96789 HI MILILANI PUD 7.3500 110 85037 AZ PHOENIX PUD 6.9000 111 60190 IL WINFIELD Single Family 7.8250 112 7513 NJ PATERSON Single Family 8.4000 113 33023 FL MIRAMAR Single Family 10.3500 114 93313 CA BAKERSFIELD Single Family 8.6000 115 33142 FL MIAMI Single Family 8.3000 116 53208 WI MILWAUKEE Single Family 11.9000 117 11717 NY BRENTWOOD Single Family 8.0000 118 44119 OH CLEVELAND 2-4 Family 9.3000 119 60651 IL CHICAGO Single Family 6.8000 120 60431 IL JOLIET Single Family 10.3500 121 49010 MI ALLEGAN Single Family 11.8000 122 70817 LA BATON ROUGE Single Family 8.5000 123 93313 CA BAKERSFIELD Single Family 7.8000 124 92620 CA IRVINE Condominium 6.8500 125 92316 CA BLOOMINGTON Single Family 11.7500 126 92316 CA BLOOMINGTON Single Family 7.4500 127 85701 AZ TUCSON Single Family 8.9500 128 95121 CA SAN XXXX Single Family 6.9500 129 77014 TX HOUSTON PUD 11.6500 130 92126 CA SAN DIEGO Single Family 8.2000 131 21157 MD WESTMINSTER Single Family 7.1250 132 93458 CA SANTA XXXXX Single Family 8.5000 133 85713 AZ TUCSON Single Family 9.7000 134 63049 MO HIGH RIDGE Single Family 8.9000 135 1821 MA BILLERICA Single Family 6.9900 136 33928 FL ESTERO PUD 7.7750 137 92234 CA CATHEDRAL CITY Single Family 12.3500 138 92234 CA CATHEDRAL CITY Single Family 8.1000 139 32703 FL APOPKA PUD 9.5000 140 95206 CA STOCKTON Single Family 6.5500 141 81503 CO GRAND JUNCTION Single Family 11.4500 142 81503 CO GRAND JUNCTION Single Family 7.7500 143 60649 IL CHICAGO Single Family 8.1750 144 92024 CA ENCINITAS Single Family 10.3000 145 43050 OH MOUNT XXXXXX Single Family 9.9000 146 20721 MD BOWIE PUD 7.3000 147 33635 FL TAMPA PUD 6.9500 148 85031 AZ PHOENIX Single Family 7.9000 149 68455 NE UNION Single Family 7.9750 150 92571 CA PERRIS Single Family 7.5000 151 70817 LA BATON ROUGE Single Family 9.9900 152 33165 FL MIAMI Single Family 6.3750 153 11722 NY CENTRAL ISLIP Single Family 5.9900 154 33033 FL HOMESTEAD Single Family 7.7500 155 21133 MD RANDALLSTOWN Single Family 7.3000 156 32141 FL EDGEWATER Single Family 9.5500 157 80030 CO WESTMINSTER Single Family 8.2500 158 49512 MI KENTWOOD Single Family 11.8500 159 79416 TX LUBBOCK Single Family 11.1500 160 60504 IL AURORA Single Family 8.8750 161 63136 MO SAINT LOUIS Single Family 10.6000 162 8330 NJ XXXXXXXX TOWNSH Condominium 8.4000 163 33142 FL MIAMI Single Family 7.8000 164 33134 FL CORAL GABLES Single Family 8.8000 165 92376 CA RIALTO PUD 9.4000 166 19150 PA PHILADELPHIA Single Family 7.9900 167 90650 CA NORWALK Single Family 6.5500 168 85210 AZ MESA PUD 7.6500 169 32926 FL COCOA Single Family 8.8500 170 40216 KY LOUISVILLE Single Family 8.0500 171 43206 OH COLUMBUS Single Family 8.1500 172 35215 AL BIRMINGHAM Single Family 9.6000 173 33035 FL HOMESTEAD Condominium 8.6250 174 99507 AK ANCHORAGE Single Family 8.4000 175 92392 CA VICTORVILLE Single Family 9.0000 176 20607 MD ACCOKEEK PUD 8.2500 177 48838 MI GREENVILLE Single Family 9.4500 178 53206 WI MILWAUKEE 2-4 Family 10.9500 179 21221 MD BALTIMORE Single Family 8.5250 180 92126 CA SAN DIEGO Single Family 9.2500 181 90249 CA GARDENA Single Family 7.3000 182 95133 CA SAN XXXX Single Family 9.0000 183 93313 CA BAKERSFIELD Single Family 7.4500 184 85224 AZ CHANDLER PUD 11.8500 185 76036 TX XXXXXXX Single Family 10.7500 186 11706 NY BAY SHORE Single Family 11.4000 187 7748 NJ MIDDLETOWN Single Family 7.5500 188 75019 TX COPPELL PUD 9.6000 189 92503 CA RIVERSIDE Single Family 8.1000 190 73110 OK MIDWEST CITY Single Family 8.5000 191 53212 WI MILWAUKEE 2-4 Family 10.5750 192 33178 FL DORAL Condominium 7.7000 193 29229 SC COLUMBIA PUD 9.7000 194 33461 FL PALM SPRINGS PUD 9.5500 195 85203 AZ MESA Single Family 12.1500 196 29150 SC SUMTER Single Family 9.5000 197 90720 CA LOS ALAMITOS Single Family 8.0000 198 85203 AZ MESA Single Family 9.9000 199 6062 CT PLAINVILLE Single Family 9.6500 200 60629 IL CHICAGO Single Family 7.3000 201 34116 FL NAPLES Single Family 7.7000 202 32832 FL ORLANDO Single Family 8.7500 203 92629 CA XXXX POINT PUD 7.6000 204 60623 IL CHICAGO Condominium 8.5500 205 15133 PA MC KEESPORT Single Family 9.5500 206 45005 OH FRANKLIN Single Family 8.9900 207 66215 KS LENEXA PUD 12.7250 208 32837 FL ORLANDO PUD 7.9000 209 33009 FL HALLANDALE Condominium 7.1700 210 60016 IL DES PLAINES Single Family 8.7000 211 60435 IL CREST HILL Single Family 9.4500 212 33169 FL MIAMI GARDENS Single Family 7.9000 213 95363 CA PATTERSON Single Family 9.5000 214 40210 KY LOUISVILLE Single Family 8.9900 215 91331 CA LOS ANGELES Single Family 7.7500 216 92376 CA SAN BERNARDINO Single Family 11.6500 217 92376 CA SAN BERNARDINO Single Family 7.7000 218 85706 AZ TUCSON Single Family 8.4000 219 53212 WI MILWAUKEE 2-4 Family 11.1000 220 28791 NC HENDERSONVILLE Single Family 8.0000 221 70449 LA MAUREPAS Single Family 8.8000 222 2920 RI CRANSTON Single Family 9.5000 223 91356 CA LOS ANGELES Condominium 7.7500 224 93313 CA BAKERSFIELD Single Family 9.9000 225 33177 FL MIAMI PUD 8.5500 226 32708 FL WINTER SPRINGS Single Family 12.1500 227 92405 CA SAN BERNARDINO Single Family 7.5500 228 70427 LA BOGALUSA Single Family 9.5000 229 34117 FL NAPLES Single Family 7.0250 230 33024 FL PEMBROKE PINES Single Family 8.0250 231 77546 TX FRIENDSWOOD PUD 8.4000 232 95422 CA CLEARLAKE Single Family 7.2500 233 63028 MO FESTUS PUD 10.5000 234 10312 NY STATEN ISLAND 2-4 Family 8.5000 235 8106 NJ AUDUBON 2-4 Family 8.4000 236 52807 IA DAVENPORT Single Family 9.1000 237 63121 MO SAINT LOUIS Single Family 9.7000 238 48504 MI FLINT Single Family 8.5000 239 92882 CA CORONA Single Family 6.7500 240 77346 TX HUMBLE PUD 10.8000 241 35209 AL BIRMINGHAM Single Family 8.5000 242 85215 AZ MESA Single Family 7.9000 243 92505 CA RIVERSIDE Single Family 7.9900 244 92780 CA TUSTIN Condominium 7.7000 245 47960 IN MONTICELLO Single Family 7.9500 246 00000 XX XX XXXXX Single Family 8.4000 247 90810 CA LONG BEACH Single Family 8.1500 248 64503 MO SAINT XXXXXX Single Family 9.8000 249 93313 CA BAKERSFIELD Single Family 10.9500 250 91768 CA POMONA Single Family 7.7500 251 2127 MA SOUTH BOSTON Single Family 8.5000 252 79107 TX AMARILLO Single Family 10.8500 253 77386 TX SPRING PUD 9.9500 254 92411 CA SAN BERNARDINO Single Family 7.2250 255 95665 CA PINE GROVE Single Family 8.7000 256 33313 FL SUNRISE Condominium 8.9000 257 64134 MO KANSAS CITY Single Family 10.1500 258 95051 CA SANTA XXXXX Single Family 7.1000 259 95336 CA MANTECA Single Family 7.2500 260 85042 AZ PHOENIX PUD 9.1500 261 92376 CA RIALTO Single Family 8.7750 262 2186 MA XXXXXX Single Family 9.8500 263 2888 RI WARWICK Single Family 8.6500 264 77373 TX SPRING PUD 10.7000 265 83607 ID XXXXXXXX Single Family 8.9000 266 63114 MO SAINT LOUIS Single Family 7.7500 267 33032 FL HOMESTEAD Single Family 11.0000 268 45042 OH MIDDLETOWN Single Family 10.9500 269 1730 MA BEDFORD Single Family 7.4500 270 85009 AZ PHOENIX Single Family 7.8000 271 99504 AK ANCHORAGE 2-4 Family 8.9000 272 7874 NJ STANHOPE Single Family 7.9900 273 79124 TX AMARILLO Single Family 9.2000 274 85704 AZ TUCSON PUD 8.0500 275 89032 NV NORTH LAS VEGAS Single Family 8.7000 276 89121 NV LAS VEGAS Single Family 7.6000 277 46310 IN DEMOTTE Single Family 9.7500 278 20772 MD UPPER MARLBORO Single Family 7.4000 279 85303 AZ GLENDALE Single Family 8.9750 280 85008 AZ PHOENIX Single Family 7.5500 281 70403 XX XXXXXXX Single Family 8.3500 282 63034 MO FLORISSANT Single Family 9.6000 283 48114 MI BRIGHTON Single Family 10.5000 284 62203 IL CENTREVILLE Single Family 8.8500 285 87144 NM RIO RANCHO Single Family 8.0500 286 76137 TX FORT WORTH Single Family 8.9500 287 76137 TX FORT WORTH Single Family 9.9500 288 95828 CA SACRAMENTO Single Family 6.9900 289 91504 CA BURBANK Condominium 7.5000 290 63137 MO SAINT LOUIS Single Family 10.9000 291 33179 FL MIAMI Condominium 8.6500 292 1945 MA MARBLEHEAD Single Family 9.0000 293 91740 CA GLENDORA Single Family 7.8500 294 34761 FL OCOEE Single Family 9.0500 295 27370 NC TRINITY Single Family 8.2500 296 33759 FL CLEARWATER Single Family 7.4000 297 33027 FL PEMBROKE PINES PUD 10.0000 298 57022 SD DELL RAPIDS Single Family 9.5000 299 85379 AZ SURPRISE PUD 7.6000 300 60619 IL CHICAGO Single Family 8.7900 301 85035 AZ PHOENIX Single Family 8.6000 302 95210 CA STOCKTON Single Family 10.2500 303 77047 TX HOUSTON PUD 8.5000 304 32714 FL ALTAMONTE SPRIN Single Family 6.9500 305 33065 FL CORAL SPRINGS Condominium 7.5000 306 33972 FL LEHIGH ACRES Single Family 8.4500 307 33186 FL MIAMI PUD 8.6500 308 72454 AR PIGGOTT Single Family 11.3500 309 33905 FL FORT XXXXX Single Family 10.4500 310 21222 MD BALTIMORE Single Family 8.4000 311 33781 FL PINELLAS PARK PUD 7.2500 312 80916 CO COLORADO SPRINGS Single Family 9.0000 313 75217 TX DALLAS Single Family 10.5000 314 80904 CO COLORADO SPRINGS PUD 8.5750 315 19145 PA PHILADELPHIA Single Family 8.1500 316 33016 FL MIAMI LAKES Single Family 7.6000 317 93458 CA SANTA XXXXX Single Family 6.9500 318 85743 AZ TUCSON PUD 12.4500 319 85743 AZ TUCSON PUD 7.7000 320 84084 UT WEST JORDAN Single Family 7.3500 321 85224 AZ XXXXXXXX PUD 7.0000 322 97304 OR SALEM Single Family 7.9900 323 85033 AZ PHOENIX Single Family 8.2500 324 98144 WA SEATTLE Single Family 7.3500 325 68504 NE LINCOLN Single Family 8.9250 326 90220 CA COMPTON Single Family 8.1000 327 46228 IN INDIANAPOLIS Single Family 8.4500 328 95301 CA ATWATER Single Family 8.9900 329 78610 TX BUDA Single Family 7.8750 330 48126 MI DEARBORN Single Family 9.0500 331 75126 TX FORNEY PUD 9.9500 332 60610 IL CHICAGO Condominium 7.8870 333 85037 AZ PHOENIX PUD 7.6500 334 44111 OH CLEVELAND 2-4 Family 9.8250 335 85051 AZ PHOENIX Single Family 7.4900 336 84119 UT WEST VALLEY CITY Single Family 8.9900 337 94589 CA VALLEJO Single Family 7.9000 338 85015 AZ PHOENIX PUD 6.7500 339 48235 MI DETROIT Single Family 8.7000 340 21227 MD BALTIMORE Single Family 8.1000 341 33165 FL MIAMI Condominium 8.4000 342 33130 FL MIAMI 2-4 Family 10.3000 343 33033 FL HOMESTEAD Condominium 8.7000 344 29205 SC COLUMBIA Single Family 8.2000 345 33008 FL XXXXXXXXXX 0-0 Family 8.0000 346 8610 NJ TRENTON Single Family 8.2000 347 77061 TX HOUSTON Single Family 11.0000 348 32738 FL DELTONA Single Family 7.3750 349 33193 FL MIAMI Condominium 7.4000 350 33614 FL TAMPA Single Family 8.0000 351 85303 AZ GLENDALE Single Family 7.4000 352 77031 TX HOUSTON PUD 9.9000 353 77031 TX HOUSTON PUD 9.2500 354 33470 FL LOXAHATCHEE Single Family 6.6000 355 60104 IL BELLWOOD Single Family 7.2500 356 33325 FL SUNRISE Condominium 9.1500 357 95673 CA RIO XXXXX Single Family 7.4000 358 19701 DE BEAR PUD 9.3000 359 93313 CA BAKERSFIELD Single Family 7.2500 360 60628 IL CHICAGO Single Family 7.5500 361 18232 PA XXXXXXXX Single Family 8.5000 362 33810 FL LAKELAND PUD 8.3000 363 11598 NY WOODMERE Single Family 6.6250 364 92335 CA FONTANA Single Family 7.7000 365 53705 WI MADISON Single Family 8.4000 366 7305 NJ JERSEY CITY 2-4 Family 8.0250 367 85051 AZ PHOENIX Single Family 7.2000 368 85053 AZ PHOENIX Single Family 7.9000 369 84780 UT WASHINGTON Single Family 7.9900 370 7601 NJ HACKENSACK Single Family 7.5000 371 85381 AZ PEORIA Single Family 12.1500 372 77084 TX HOUSTON PUD 9.5750 373 93305 CA BAKERSFIELD Single Family 8.9000 374 48708 MI BAY CITY 2-4 Family 8.7000 375 48708 MI BAY CITY 2-4 Family 8.7000 376 70057 LA HAHNVILLE Single Family 8.9500 377 8831 NJ MONROE TOWNSHIP Single Family 7.7500 378 60634 IL CHICAGO Single Family 8.3000 379 63301 MO SAINT XXXXXXX PUD 10.6500 380 90650 CA NORWALK Single Family 8.2500 381 60089 IL BUFFALO GROVE Single Family 8.9000 382 84042 UT LINDON Single Family 7.7500 383 38125 TN MEMPHIS Single Family 9.8500 384 78232 TX SAN ANTONIO Single Family 7.9900 385 7112 NJ NEWARK Single Family 8.9900 386 85033 AZ PHOENIX Single Family 12.1500 387 48114 MI BRIGHTON Single Family 8.0000 388 95624 CA ELK GROVE Single Family 7.4200 389 75089 TX XXXXXXX PUD 10.2500 390 99672 AK STERLING Single Family 10.5500 391 46256 IN INDIANAPOLIS Single Family 7.9500 392 92504 CA RIVERSIDE Single Family 6.3750 393 98366 WA PORT ORCHARD Single Family 6.3750 394 72761 AR SILOAM SPRINGS Single Family 7.8500 395 92399 CA YUCAIPA Single Family 7.5500 396 75032 TX ROCKWALL Single Family 11.7000 397 11596 NY EAST WILLISTON Single Family 7.9000 398 91342 CA LOS ANGELES Single Family 10.3500 399 53051 WI MENOMONEE FALLS Single Family 8.3500 400 49342 MI XXXXXX Single Family 9.0870 401 21206 MD BALTIMORE Single Family 8.4500 402 33183 FL MIAMI Single Family 11.2500 403 33183 FL MIAMI Single Family 7.2000 404 94587 CA UNION CITY Single Family 7.2500 405 91342 CA LOS ANGELES Single Family 8.3500 406 60644 IL CHICAGO 2-4 Family 7.9500 407 85301 AZ GLENDALE Single Family 8.5500 408 85043 AZ PHOENIX PUD 7.5000 409 20744 MD FORT WASHINGTON Single Family 7.4500 410 47304 IN MUNCIE Single Family 8.0000 411 55013 MN CHISAGO CITY Single Family 8.2000 412 33185 FL MIAMI Single Family 7.7000 413 1801 MA WOBURN 2-4 Family 7.5000 414 19151 PA PHILADELPHIA Single Family 7.9900 415 80123 CO LITTLETON PUD 8.3750 416 75252 TX DALLAS PUD 8.6250 417 34677 FL OLDSMAR PUD 8.5500 418 42420 XX XXXXXXXXX Single Family 9.3500 419 32174 FL ORMOND BEACH Single Family 8.0000 420 21133 MD RANDALLSTOWN Single Family 8.9900 421 17331 PA HANOVER Single Family 7.5500 422 70003 LA METAIRIE Single Family 7.2500 423 90302 CA INGLEWOOD Condominium 8.8500 424 49503 MI GRAND RAPIDS Single Family 10.8500 425 6482 CT NEWTOWN Single Family 8.9000 426 44110 OH CLEVELAND 2-4 Family 9.8000 427 33445 FL DELRAY BEACH Condominium 10.6500 428 6066 CT XXXXXX Single Family 9.7500 429 76180 TX NORTH RICHLAND HILLS Single Family 8.1000 430 33183 FL MIAMI PUD 7.4500 431 60639 IL CHICAGO Single Family 10.3500 432 94503 CA AMERICAN CANYON Single Family 9.9500 433 44120 OH CLEVELAND Single Family 9.0250 434 19703 DE CLAYMONT Single Family 11.0000 435 60102 IL ALGONQUIN PUD 7.5500 436 76504 TX TEMPLE Single Family 8.0500 437 20735 MD CLINTON Single Family 8.2500 438 33018 FL HIALEAH Single Family 8.9000 439 34606 FL SPRING HILL Single Family 8.9500 440 92234 CA CATHEDRAL CITY 2-4 Family 7.8000 441 96797 HI WAIPAHU PUD 7.2000 442 92503 CA RIVERSIDE Single Family 9.1500 443 60613 IL CHICAGO Condominium 8.9900 444 11379 NY MIDDLE VILLAGE Single Family 7.2500 445 85282 AZ TEMPE Single Family 8.4500 446 93234 CA HURON Single Family 9.8500 447 80206 CO DENVER Single Family 6.8500 448 77469 TX RICHMOND PUD 8.1000 449 33027 FL MIRAMAR PUD 8.5000 450 33177 FL MIAMI Single Family 10.8000 451 44310 OH AKRON Single Family 9.8000 452 85037 AZ PHOENIX Single Family 7.0500 453 19709 DE MIDDLETOWN Single Family 8.9500 454 6511 CT NEW HAVEN Single Family 8.9500 455 30121 GA CARTERSVILLE Condominium 7.2500 456 33463 FL GREENACRES Single Family 6.9900 457 28025 NC CONCORD Single Family 6.2500 458 32754 FL XXXX PUD 7.7500 459 19150 PA PHILADELPHIA Single Family 8.3000 460 60639 IL CHICAGO Single Family 7.8500 461 11717 NY BRENTWOOD Single Family 7.3000 462 85008 AZ PHOENIX Single Family 8.4000 463 85042 AZ PHOENIX Single Family 8.1000 464 27603 NC RALEIGH Single Family 9.6000 465 17036 PA HUMMELSTOWN Single Family 8.7500 466 34984 FL PORT SAINT LUCIE Single Family 8.4500 467 37206 TN NASHVILLE Single Family 10.9250 468 33183 FL MIAMI Single Family 7.6000 469 55406 MN MINNEAPOLIS Single Family 9.3000 470 85353 AZ TOLLESON Single Family 12.4500 471 79938 TX EL PASO Single Family 10.0000 472 80003 CO ARVADA Single Family 8.6000 473 78413 TX CORPUS CHRISTI Single Family 9.2500 474 78363 TX KINGSVILLE Single Family 9.8500 475 60640 IL CHICAGO Condominium 11.4000 476 7719 NJ SOUTH BELMAR Single Family 8.0000 477 21221 MD ESSEX Single Family 8.0500 478 21206 MD BALTIMORE Single Family 7.6000 479 20601 MD WALDORF PUD 6.8750 480 60139 IL GLENDALE HEIGHT Single Family 7.9900 481 17038 PA JONESTOWN Single Family 7.8000 482 20748 MD TEMPLE HILLS Single Family 7.7500 483 60637 IL CHICAGO 2-4 Family 8.9900 484 98118 WA SEATTLE Single Family 7.5000 485 8210 NJ CAPE MAY COURT Single Family 8.6500 486 48197 MI YPSILANTI Single Family 9.4500 487 11743 NY HUNTINGTON Single Family 6.9000 488 78240 TX SAN ANTONIO PUD 9.2000 489 38107 TN MEMPHIS Single Family 10.3000 490 32811 FL ORLANDO Single Family 8.5000 491 92119 CA SAN DIEGO Condominium 7.3500 492 84128 UT WEST VALLEY CITY Single Family 10.4500 493 34746 FL KISSIMMEE PUD 7.2500 494 53404 WI RACINE Single Family 10.3000 495 85338 AZ GOODYEAR PUD 7.5000 496 2122 MA DORCHESTER Single Family 7.4500 497 84648 UT NEPHI Single Family 7.9000 498 21117 MD XXXXXX XXXXX PUD 8.1500 499 48091 MI WARREN Single Family 7.3750 500 75104 TX CEDAR HILL Single Family 8.6500 501 90815 CA LONG BEACH Single Family 8.0000 502 21234 MD BALTIMORE Single Family 7.9900 503 20735 MD CLINTON Single Family 7.7000 504 34711 FL CLERMONT PUD 6.8000 505 92084 CA VISTA Single Family 7.9900 506 33442 FL DEERFIELD BEACH Condominium 6.9000 507 1610 MA WORCESTER Condominium 10.0000 508 38125 TN MEMPHIS Single Family 7.9900 509 33615 FL TAMPA Single Family 7.2500 510 77336 TX XXXXXXX PUD 7.7000 511 34759 FL KISSIMMEE PUD 9.4250 512 32608 FL GAINESVILLE PUD 8.6500 513 33054 FL OPA LOCKA Single Family 9.0000 514 94801 CA RICHMOND Single Family 7.0000 515 85301 AZ GLENDALE Single Family 9.8500 516 62644 IL HAVANA Single Family 9.0500 517 19057 PA LEVITTOWN Single Family 11.2500 518 85353 AZ XXXXXXXX Single Family 10.4000 519 80219 CO DENVER Single Family 8.2500 520 90003 CA LOS ANGELES Single Family 8.1500 521 60425 IL GLENWOOD Single Family 8.8000 522 90650 CA NORWALK Single Family 6.9400 523 94019 CA HALF MOON BAY Condominium 7.9500 524 79936 TX EL PASO Single Family 9.3000 525 85713 AZ TUCSON Single Family 8.4500 526 27107 NC WINSTON SALEM Single Family 8.1000 527 73109 OK OKLAHOMA CITY Single Family 10.3000 528 48237 MI OAK PARK Single Family 9.9900 529 50707 IA ELK RUN HEIGHTS Single Family 9.9250 530 32825 FL ORLANDO PUD 8.7000 531 21217 MD BALTIMORE 2-4 Family 8.4900 532 93635 CA LOS BANOS Single Family 7.7500 533 11967 NY SHIRLEY Single Family 6.7000 534 00000 XX XXXXXX Single Family 8.7000 535 29102 SC XXXXXXX Single Family 9.6500 536 6513 CT NEW HAVEN Single Family 7.7500 537 92378 CA RIMFOREST Single Family 9.6500 538 33065 FL CORAL SPRINGS Condominium 7.2500 539 39047 XX XXXXXXX Single Family 8.2500 540 91910 CA CHULA VISTA Single Family 7.2000 541 85212 AZ MESA PUD 8.2000 542 98188 WA SEATAC Single Family 11.6000 543 85350 AZ SOMERTON Single Family 7.9000 544 60467 IL ORLAND PARK Single Family 9.1500 545 33486 FL BOCA RATON Single Family 8.5000 546 93309 CA BAKERSFIELD Single Family 7.8500 547 19136 PA PHILADELPHIA Single Family 9.6750 548 46901 IN KOKOMO Single Family 9.9500 549 70094 LA WESTWEGO Single Family 8.2000 550 33309 FL FORT LAUDERDALE Single Family 8.8500 551 32955 FL ROCKLEDGE Single Family 8.3000 552 60453 IL OAK LAWN Single Family 7.9900 553 96707 HI KAPOLEI PUD 9.0000 554 63114 MO SAINT LOUIS Single Family 7.5000 555 33186 FL MIAMI Condominium 9.7500 556 93274 CA TULARE Single Family 7.8500 557 16601 PA ALTOONA Single Family 10.9500 558 33189 FL MIAMI Single Family 7.4500 559 60419 IL DOLTON Single Family 9.7250 560 48205 MI DETROIT 2-4 Family 10.2000 561 19709 DE MIDDLETOWN Single Family 9.9000 562 49336 MI XXXXXX Single Family 11.1500 563 36265 AL JACKSONVILLE Single Family 10.0500 564 85712 AZ TUCSON 2-4 Family 7.3000 565 55104 MN ST XXXX 2-4 Family 9.9000 566 83713 ID BOISE PUD 8.3500 567 7405 NJ KINNELON PUD 8.7750 568 92376 CA RIALTO Single Family 7.7000 569 21801 MD SALISBURY Single Family 9.4500 570 39216 XX XXXXXXX Single Family 8.0500 571 18078 PA SCHNECKSVILLE Single Family 6.8500 572 33155 FL MIAMI Single Family 8.0500 573 90011 CA LOS ANGELES Single Family 7.7500 574 32824 FL ORLANDO PUD 8.8000 575 21212 MD BALTIMORE Single Family 7.4500 576 92596 CA WINCHESTER Single Family 7.2000 577 65109 MO JEFFERSON CITY Single Family 10.6000 578 33436 FL BOYNTON BEACH PUD 7.0500 579 11436 NY JAMAICA Single Family 8.9900 580 33411 FL ROYAL PALM BEACH PUD 7.3500 581 11373 NY ELMHURST Single Family 7.3500 582 33837 FL DAVENPORT PUD 10.5500 583 84088 UT WEST JORDAN Single Family 8.9000 584 33162 FL NORTH MIAMI BEACH Single Family 7.8000 585 8648 NJ LAWRENCEVILLE Single Family 8.9000 586 99712 AK FAIRBANKS Single Family 9.1250 587 85051 AZ PHOENIX Single Family 9.2500 588 94533 CA FAIRFIELD Single Family 8.5000 589 95382 CA TURLOCK Single Family 8.0000 590 90280 CA SOUTH GATE Single Family 7.9900 591 92399 CA YUCAIPA PUD 7.5000 592 00000 XX XXXXXXXXX Single Family 8.0000 593 92627 CA COSTA MESA Condominium 8.5000 594 93534 CA LANCASTER Single Family 7.5000 595 60645 IL CHICAGO Condominium 9.9500 596 49236 MI CLINTON Single Family 9.8750 597 85306 AZ GLENDALE Single Family 10.6000 598 32763 FL ORANGE CITY Single Family 8.3000 599 60555 IL WARRENVILLE Single Family 11.8500 600 8016 NJ BURLINGTON TWP Single Family 8.1000 601 28211 NC CHARLOTTE Single Family 10.1000 602 93535 CA LANCASTER Single Family 8.3500 603 33012 FL HIALEAH Single Family 8.1500 604 60622 IL CHICAGO Condominium 9.5500 605 60544 IL PLAINFIELD PUD 8.6000 606 85041 AZ PHOENIX PUD 12.4500 607 32712 FL APOPKA Single Family 7.4000 608 89015 NV XXXXXXXXX Single Family 7.9750 609 85204 AZ MESA Single Family 7.2000 610 53711 WI MADISON Single Family 7.9700 611 77489 TX MISSOURI CITY PUD 9.3000 612 33837 FL DAVENPORT PUD 12.2000 613 60505 IL AURORA Single Family 9.9500 614 90731 CA LOS ANGELES 2-4 Family 7.9000 615 21230 MD BALTIMORE Single Family 10.8750 616 98404 WA TACOMA 2-4 Family 9.8350 617 90062 CA LOS ANGELES 2-4 Family 8.2000 618 8755 NJ DOVER TOWNSHIP Single Family 7.6500 619 48205 MI DETROIT Single Family 9.2500 620 60491 IL XXXXX XXXX Single Family 9.0000 621 60104 IL BELLWOOD Single Family 8.6750 622 85706 AZ TUCSON Single Family 10.2000 623 95110 CA SAN XXXX Single Family 7.7000 624 15217 PA PITTSBURGH Single Family 8.9750 625 33054 FL OPA LOCKA Single Family 8.5500 626 77449 TX KATY PUD 9.3000 627 6850 CT NORWALK Single Family 7.4000 628 80031 CO WESTMINSTER Single Family 8.5000 629 19150 PA PHILADELPHIA Single Family 11.5000 630 77014 TX HOUSTON PUD 9.9250 631 84770 UT SAINT XXXXXX Single Family 7.6000 632 55427 MN CRYSTAL Single Family 9.2000 633 92352 CA DEER LODGE PARK Single Family 7.6000 634 77650 TX CRYSTAL BEACH Single Family 10.5500 635 98058 WA RENTON PUD 7.3500 636 90018 CA LOS ANGELES Single Family 7.6000 637 98205 WA EVERETT PUD 7.9000 638 93727 CA FRESNO Single Family 7.5000 639 10310 NY STATEN ISLAND Single Family 8.3000 640 90746 CA XXXXXX Single Family 7.5000 641 60649 IL CHICAGO Single Family 8.9500 642 92648 CA HUNTINGTON BEACH Condominium 8.8000 643 48118 MI CHELSEA Single Family 9.0000 644 74012 OK BROKEN ARROW Single Family 11.3500 645 90047 CA LOS ANGELES Single Family 9.3500 646 7456 NJ RINGWOOD Single Family 8.8000 647 92154 CA SAN DIEGO Single Family 7.4000 648 34761 FL OCOEE Single Family 8.1500 649 33476 FL PAHOKEE Single Family 9.8500 650 21222 MD BALTIMORE Single Family 9.3250 651 32839 FL ORLANDO Single Family 8.5000 652 44139 OH SOLON Single Family 9.3000 653 33140 FL MIAMI BEACH Condominium 10.9000 654 53225 WI WAUWATOSA Single Family 8.8000 655 11729 NY DEER PARK Single Family 8.3500 656 34689 FL TARPON SPRINGS Single Family 7.9000 657 90807 CA LONG BEACH Single Family 7.7500 658 55057 MN NORTHFIELD Single Family 8.1000 659 77009 TX HOUSTON Single Family 11.8000 660 30039 GA SNELLVILLE Single Family 10.6500 661 54016 WI XXXXXX Single Family 8.5500 662 54004 WI XXXXXXX Single Family 7.9900 663 79912 TX EL PASO Single Family 7.5000 664 92243 CA EL CENTRO Single Family 7.8000 665 92410 CA SAN BERNARDINO Single Family 8.1000 666 11726 NY COPIAGUE 2-4 Family 7.2500 667 1109 MA SPRINGFIELD 2-4 Family 9.9000 668 92551 CA XXXXXX VALLEY Single Family 7.1500 669 7105 NJ NEWARK 2-4 Family 9.9250 670 20616 MD BRYANS ROAD Single Family 6.5000 671 60478 IL COUNTRY CLUB HI Single Family 8.6500 672 2121 MA BOSTON 2-4 Family 9.7500 673 1529 MA MILLVILLE Single Family 8.2500 674 84663 UT SPRINGVILLE Single Family 7.3000 675 34953 FL PORT SAINT LUCIE Single Family 9.0500 676 33176 FL MIAMI Single Family 8.8500 677 77449 TX KATY PUD 10.7500 678 33179 FL MIAMI Single Family 8.5000 679 95062 CA SANTA XXXX Single Family 11.2500 680 48116 MI BRIGHTON Single Family 10.5500 681 93458 CA SANTA XXXXX Single Family 6.7500 682 32725 FL DELTONA PUD 9.9000 683 80521 CO FORT XXXXXXX Single Family 7.9900 684 33435 FL BOYNTON BEACH Single Family 6.4000 685 60531 IL XXXXXX Single Family 9.0750 686 8062 NJ MULLICA HILL Single Family 7.4500 687 92561 CA MOUNTAIN CENTER PUD 8.6500 688 60462 IL ORLAND PARK Single Family 7.9900 689 92234 CA CATHEDRAL CITY Single Family 10.9000 690 60653 IL CHICAGO Condominium 9.7500 691 33166 FL MIAMI SPRINGS Single Family 8.3000 692 46143 IN GREENWOOD Single Family 9.2500 693 33810 FL LAKELAND 2-4 Family 8.7000 694 97218 OR PORTLAND Single Family 9.5000 695 60431 IL SHOREWOOD Single Family 8.0500 696 34472 FL OCALA Single Family 9.3000 697 90601 CA WHITTIER Single Family 6.7500 698 80236 CO DENVER Single Family 6.1000 699 92337 CA FONTANA Single Family 9.2250 700 33055 FL MIAMI Single Family 11.9000 701 11596 NY WILLISTON PARK Single Family 6.8000 702 33193 FL MIAMI Condominium 8.6500 703 70058 LA HARVEY Single Family 8.8400 704 33034 FL FLORIDA CITY Single Family 10.1500 705 33909 FL CAPE CORAL Single Family 8.7500 706 78212 TX SAN ANTONIO 2-4 Family 9.3250 707 80031 CO WESTMINSTER Single Family 7.2000 708 70003 LA METAIRIE Single Family 8.1500 709 33126 FL MIAMI Condominium 7.9900 710 33130 FL MIAMI Condominium 9.9880 711 93030 CA OXNARD Single Family 7.9900 712 92592 CA TEMECULA PUD 11.7000 713 60634 IL CHICAGO Single Family 7.0000 714 46368 IN PORTAGE Single Family 12.9000 715 33013 FL HIALEAH Single Family 7.6500 716 92240 CA DESERT HOT SPRINGS Single Family 9.1000 717 60620 IL CHICAGO 2-4 Family 9.8000 718 91331 CA LOS ANGELES Condominium 9.8000 719 60473 IL SOUTH HOLLAND Single Family 8.4000 720 63026 MO XXXXXX Single Family 10.5000 721 7470 NJ XXXXX Single Family 6.8000 722 29407 SC CHARLESTON Single Family 8.9500 723 10312 NY STATEN ISLAND 2-4 Family 7.5000 724 96744 HI KANEOHE Condominium 7.1000 725 33064 FL POMPANO BEACH Single Family 7.9000 726 55112 MN MOUNDS VIEW Single Family 8.2500 727 60636 IL CHICAGO Single Family 7.4500 728 92571 CA PERRIS Single Family 9.5000 729 89147 NV LAS VEGAS Single Family 7.7000 730 92410 CA SAN BERNARDINO Single Family 7.1000 731 20720 MD BOWIE Single Family 7.3000 732 85029 AZ PHOENIX Single Family 7.2000 733 84065 UT RIVERTON Single Family 9.6000 734 20646 MD LA PLATA PUD 9.2000 735 92316 CA FONTANA Single Family 10.7500 736 77530 TX CHANNELVIEW Single Family 9.2500 737 98375 WA PUYALLUP Single Family 10.2000 738 92504 CA RIVERSIDE Single Family 9.5000 739 91307 CA LOS ANGELES Single Family 8.0500 740 46201 IN INDIANAPOLIS 2-4 Family 8.4500 741 60440 IL BOLINGBROOK PUD 8.3000 742 84020 UT XXXXXX PUD 7.9900 743 60548 IL SANDWICH PUD 9.1250 744 53188 WI WAUKESHA Single Family 8.7500 745 49509 MI WYOMING Single Family 8.6000 746 91789 CA WALNUT Condominium 9.3500 747 92154 CA SAN DIEGO PUD 6.3750 748 92647 CA HUNTINGTON BEACH Single Family 7.3500 749 92373 CA REDLANDS Single Family 7.7500 750 77386 TX SPRING PUD 9.5500 751 95118 CA SAN XXXX Single Family 7.9900 752 20639 MD HUNTINGTOWN Single Family 7.6500 753 93722 CA FRESNO Single Family 9.2500 754 89115 NV LAS VEGAS Single Family 7.0500 755 93551 CA PALMDALE Single Family 12.1000 756 93551 CA PALMDALE Single Family 7.5500 757 90047 CA LOS ANGELES Single Family 8.7500 758 89131 NV LAS VEGAS PUD 7.2500 759 95757 CA ELK GROVE Single Family 7.7250 760 85035 AZ PHOENIX Single Family 10.8500 761 85730 AZ TUCSON Single Family 8.0500 762 89014 NV HENDERSON Single Family 10.8500 763 91702 CA AZUSA PUD 7.8800 764 32526 FL PENSACOLA Single Family 12.8000 765 31322 GA POOLER Single Family 10.9900 766 37917 TN KNOXVILLE Single Family 9.4000 767 34997 FL STUART Single Family 7.4500 768 33004 FL DANIA Single Family 7.5500 769 20721 MD BOWIE Single Family 8.7500 770 32751 FL MAITLAND Single Family 8.6000 771 85242 AZ QUEEN CREEK Single Family 8.9000 772 8533 NJ PLUMSTEAD TWP Single Family 7.7500 773 6902 CT STAMFORD Single Family 7.0000 774 53144 WI KENOSHA Single Family 9.8000 775 21028 MD CHURCHVILLE Single Family 7.4500 776 7753 NJ TOWNSHIP OF NEP Single Family 8.0500 777 98405 WA TACOMA Single Family 10.3000 778 48307 MI ROCHESTER Single Family 11.0000 779 33025 FL MIRAMAR Condominium 8.8000 780 11710 NY TOWN OF HEMPSTE Single Family 7.8000 781 11717 NY BRENTWOOD Single Family 6.9900 782 60641 IL CHICAGO 2-4 Family 8.9900 783 60440 IL BOLINGBROOK Single Family 8.5500 784 90022 CA LOS ANGELES 2-4 Family 7.9000 785 94621 CA OAKLAND Single Family 7.7500 786 98031 WA KENT Single Family 7.6500 787 58601 ND XXXXXXXXX Single Family 7.7500 788 70802 LA BATON ROUGE Single Family 8.9500 789 11212 NY BROOKLYN 2-4 Family 8.5000 790 70447 LA MADISONVILLE Single Family 8.9900 791 81004 CO PUEBLO Single Family 9.8000 792 11208 NY BROOKLYN 2-4 Family 9.1500 793 60647 IL CHICAGO Single Family 9.3500 794 90631 CA LA HABRA Single Family 6.8000 795 55033 MN HASTINGS Single Family 7.5000 796 90061 CA LOS ANGELES Single Family 7.4000 797 85242 AZ QUEEN CREEK Single Family 6.8000 798 98012 WA MILL CREEK Single Family 7.4000 799 92411 CA SAN BERNARDINO Single Family 6.9000 800 33165 FL MIAMI Single Family 7.4500 801 31407 GA PORT WENTWORTH Single Family 7.6000 802 86303 AZ PRESCOTT Single Family 10.3000 803 91351 CA SANTA CLARITA Condominium 8.1000 804 8833 NJ LEBANON Single Family 6.9900 805 33071 FL CORAL SPRINGS PUD 9.0500 806 12086 NY XXXXXXX Single Family 8.4000 807 75771 TX LINDALE Single Family 6.5000 808 33351 FL FORT LAUDERDALE Single Family 7.1500 809 20772 MD UPPER MARLBORO PUD 8.6500 810 73112 OK OKLAHOMA CITY Single Family 10.6000 811 33019 FL HOLLYWOOD Condominium 7.6000 812 2715 MA DIGHTON Single Family 7.5000 813 21229 MD BALTIMORE Single Family 7.1000 814 44077 OH CONCORD TOWNSHIP Single Family 7.9500 815 85715 AZ TUCSON PUD 6.9500 816 7304 NJ JERSEY CITY Single Family 8.3500 817 92703 CA SANTA XXX Single Family 8.9900 818 11434 NY JAMAICA Single Family 8.0500 819 91342 CA LOS ANGELES Condominium 7.5000 820 92553 CA XXXXXX VALLEY Single Family 11.7000 821 98133 WA SHORELINE Single Family 7.8000 822 60018 IL DES PLAINES Single Family 8.9500 823 81301 CO DURANGO PUD 6.7000 824 77377 TX TOMBALL PUD 6.9900 825 77373 TX SPRING PUD 7.4000 826 70454 LA PONCHATOULA Single Family 9.9500 827 33147 FL MIAMI Single Family 12.2000 828 60156 IL LAKE IN THE HIL Single Family 8.6000 829 63025 MO EUREKA Single Family 10.3500 830 60803 IL ALSIP Single Family 8.9000 831 10984 NY THIELLS Single Family 7.6160 832 33704 FL SAINT PETERSBURG Single Family 6.8500 833 33196 FL MIAMI Single Family 8.9500 834 7305 NJ JERSEY CITY 2-4 Family 7.5000 835 7648 NJ BOROUGH OF NORW Single Family 7.9900 836 11783 NY SEAFORD Single Family 8.7000 837 44108 OH CLEVELAND Single Family 10.6500 838 85607 AZ XXXXXXX Single Family 11.1500 839 79401 TX LUBBOCK Condominium 10.7000 840 92882 CA CORONA Single Family 9.2500 841 80831 CO PEYTON Single Family 9.5000 842 17360 PA SEVEN VALLEYS Single Family 6.8500 843 75074 TX PLANO PUD 6.9500 844 48910 MI LANSING Single Family 11.0500 845 60143 IL ITASCA Single Family 10.5500 846 33330 FL XXXXXX CITY Single Family 6.6500 847 8036 NJ HAINESPORT Single Family 7.0000 848 89123 NV LAS VEGAS PUD 8.5500 849 2056 MA NORFOLK Single Family 9.9500 850 32118 FL DAYTONA BEACH Single Family 8.9900 851 95382 CA TURLOCK Single Family 7.1500 852 92407 CA SAN BERNARDINO Single Family 7.8000 853 84043 UT LEHI Single Family 8.0000 854 85345 AZ PEORIA Single Family 8.4500 855 95050 CA SANTA XXXXX Condominium 8.9000 856 81008 CO PUEBLO Single Family 7.6000 857 55325 MN DASSEL Single Family 9.9900 858 8081 NJ SICKLERVILLE Single Family 8.5000 859 11206 NY BROOKLYN 2-4 Family 6.7500 860 20832 MD OLNEY Single Family 7.9900 861 10913 NY XXXXXXXX Single Family 9.4000 862 33023 FL HOLLYWOOD Single Family 9.0500 863 97071 OR WOODBURN Single Family 10.4000 864 10314 NY STATEN ISLAND 2-4 Family 7.7000 865 33813 FL LAKELAND Single Family 7.7500 866 20745 MD OXON HILL Single Family 9.6000 867 20772 MD UPPER MARLBORO Single Family 6.7000 868 64081 MO LEES SUMMIT Single Family 8.8000 869 70058 XX XXXXXX Single Family 8.6500 870 68164 NE OMAHA Single Family 9.8500 871 75104 TX CEDAR HILL Single Family 7.6500 872 33024 FL HOLLYWOOD 2-4 Family 9.8500 873 93550 CA PALMDALE Single Family 7.5000 874 21206 MD BALTIMORE Single Family 8.2500 875 11412 NY SAINT ALBANS Single Family 6.0500 876 21122 MD PASADENA Single Family 8.9900 877 90640 CA MONTEBELLO Single Family 7.9500 878 33971 FL LEHIGH ACRES PUD 9.9500 879 85323 AZ AVONDALE Single Family 7.8500 880 11716 NY BOHEMIA Single Family 7.6500 881 11701 NY AMITYVILLE Single Family 9.4620 882 98662 WA VANCOUVER Single Family 7.2500 883 14051 NY EAST AMHERST Single Family 8.7500 884 98003 WA FEDERAL WAY Condominium 8.1500 885 98338 WA XXXXXX Single Family 6.7500 886 98056 WA RENTON Single Family 7.7500 887 96707 HI KAPOLEI PUD 10.5000 888 91345 CA LOS ANGELES Single Family 7.3750 889 95961 CA PLUMAS LAKE Single Family 7.5000 890 92083 CA VISTA Single Family 7.9900 891 85331 AZ CAVE CREEK PUD 11.6000 892 90270 CA MAYWOOD Single Family 7.6500 893 60644 IL CHICAGO Single Family 10.3500 894 44102 OH CLEVELAND Single Family 8.3500 895 98403 WA TACOMA Single Family 7.9900 896 84738 UT IVINS Single Family 8.5000 897 20602 MD WALDORF PUD 7.5000 898 19904 DE DOVER Single Family 7.2000 899 48182 MI TEMPERANCE Single Family 8.8000 900 96734 HI KAILUA Single Family 8.1500 901 60491 IL XXXXX XXXX Single Family 7.9750 902 33308 FL LAUDERDALE BY THE SE Condominium 7.9000 903 90062 CA LOS ANGELES Single Family 7.7500 904 75044 TX GARLAND PUD 9.3700 905 21157 MD WESTMINSTER Single Family 8.6500 906 33182 FL MIAMI Single Family 7.8500 907 7305 NJ JERSEY CITY 2-4 Family 9.8000 908 33175 FL MIAMI Single Family 8.7000 909 60636 IL CHICAGO 2-4 Family 8.7250 910 95377 CA XXXXX Single Family 6.9500 911 90037 CA LOS ANGELES 2-4 Family 7.1500 912 98058 WA RENTON Single Family 8.0250 913 80516 CO ERIE PUD 7.6500 914 90301 CA INGLEWOOD Single Family 10.5000 915 94591 CA VALLEJO Single Family 8.7000 916 11758 NY MASSAPEQUA Single Family 8.1000 917 6514 CT HAMDEN Single Family 7.7000 918 10307 NY STATEN ISLAND Single Family 10.1000 919 27501 NC ANGIER Single Family 10.1000 920 85364 AZ YUMA Single Family 7.9500 921 33162 FL NORTH MIAMI BEACH Single Family 8.9500 922 95112 CA SAN XXXX 2-4 Family 7.9500 923 90065 CA LOS ANGELES Single Family 7.5000 924 33138 FL MIAMI Single Family 8.2500 925 49050 MI XXXXXXX Single Family 9.4250 926 7110 NJ NUTLEY Single Family 7.9900 927 44053 OH LORAIN Single Family 9.3500 928 33014 FL HIALEAH Condominium 9.8000 929 49085 MI SAINT XXXXXX Single Family 8.8500 930 11411 NY CAMBRIA HEIGHTS Single Family 7.9500 931 11950 NY MASTIC Single Family 10.8130 932 60643 IL CHICAGO Single Family 7.9900 933 32541 FL DESTIN Single Family 6.9000 934 60612 IL CHICAGO Single Family 7.9750 935 11706 NY BAYSHORE Single Family 9.0000 936 90745 CA XXXXXX Condominium 10.4000 937 93535 CA LANCASTER Single Family 8.4000 938 34120 FL NAPLES Single Family 7.3500 939 6515 CT NEW HAVEN Single Family 6.6000 940 33165 FL MIAMI Single Family 6.9500 941 70706 LA DENHAM SPRINGS Single Family 7.7500 942 93550 CA PALMDALE Single Family 9.3500 943 91744 CA LA XXXXXX Single Family 7.3500 944 93536 CA LANCASTER Single Family 7.7500 945 90003 CA LOS ANGELES 2-4 Family 7.6500 946 92405 CA SAN BERNARDINO 2-4 Family 7.6000 947 46407 IN XXXX Single Family 11.5000 948 21074 MD HAMPSTEAD Single Family 8.9900 949 37027 TN BRENTWOOD PUD 7.7500 950 55016 MN COTTAGE GROVE PUD 9.9900 951 8742 NJ POINT PLEASANT Single Family 7.0000 952 11520 NY VILLAGE OF FREE Condominium 8.0500 953 92881 CA CORONA Condominium 9.4000 954 85042 AZ PHOENIX Single Family 8.3500 955 8638 NJ TOWNSHIP OF EWI Single Family 7.8370 956 21040 MD EDGEWOOD Single Family 7.0000 957 60406 IL BLUE ISLAND Single Family 9.5500 958 33126 FL MIAMI Single Family 8.2250 959 65203 MO COLUMBIA Single Family 10.6000 960 11779 NY RONKONKOMA Single Family 7.2000 961 39362 MS STATE LINE Single Family 11.1000 962 60107 IL STREAMWOOD Single Family 10.1200 963 91306 CA LOS ANGELES Condominium 9.5000 964 60564 IL NAPERVILLE Single Family 8.0500 965 48034 MI SOUTHFIELD Single Family 11.7000 966 7036 NJ LINDEN 2-4 Family 10.3500 967 11968 NY SOUTHAMPTON Single Family 8.6500 968 33138 FL MIAMI SHORES Single Family 7.2000 969 84790 UT SAINT XXXXXX PUD 9.9500 970 33414 FL WELLINGTON Single Family 8.6500 971 33033 FL HOMESTEAD Single Family 8.0500 972 33594 FL VALRICO Single Family 9.2500 973 91752 CA MIRA LOMA Single Family 7.9500 974 93433 CA XXXXXX BEACH 2-4 Family 7.9900 975 95610 CA CITRUS HEIGHTS Single Family 11.1500 976 90047 CA LOS ANGELES Single Family 9.9900 977 92672 CA SAN CLEMENTE Single Family 7.7500 978 7306 NJ JERSEY CITY 2-4 Family 8.2500 979 98053 WA XXXXXXX Single Family 7.1000 980 93727 CA FRESNO Single Family 6.5000 981 90063 CA LOS ANGELES 2-4 Family 8.0000 982 60617 IL CHICAGO 2-4 Family 8.8000 983 1749 MA XXXXXX Single Family 7.0000 984 18049 PA EMMAUS 2-4 Family 9.8000 985 7114 NJ NEWARK 2-4 Family 9.3000 986 60632 IL CHICAGO 2-4 Family 8.0500 987 60611 IL CHICAGO Condominium 8.2750 988 55410 MN MINNEAPOLIS Single Family 9.5600 989 89131 NV LAS VEGAS PUD 6.8500 990 19426 PA PERKIOMEN TOWNSHIP PUD 9.8500 991 21001 MD ABERDEEN PUD 7.8750 992 55427 MN NEW HOPE 2-4 Family 7.0000 993 11420 NY SOUTH OZONE PARK Single Family 7.4500 994 94517 CA CLAYTON Single Family 7.8500 995 60647 IL CHICAGO Single Family 8.6500 996 32732 FL GENEVA Single Family 7.6000 997 70815 LA BATON ROUGE Single Family 7.3000 998 85242 AZ QUEEN CREEK PUD 10.4000 999 92264 CA PALM SPRINGS Condominium 9.4000 1000 89130 NV LAS VEGAS Single Family 7.1000 1001 35405 AL TUSCALOOSA Single Family 7.9900 1002 85737 AZ TUCSON Single Family 8.5000 1003 85243 AZ QUEEN CREEK Single Family 8.4500 1004 90026 CA LOS ANGELES 2-4 Family 7.5000 1005 20754 MD DUNKIRK Single Family 7.2000 1006 98168 WA TUKWILA Single Family 7.4800 1007 95206 CA STOCKTON Single Family 8.1000 1008 84065 UT XXXXXXXX PUD 7.9000 1009 92019 CA EL CAJON Condominium 9.8000 1010 21102 MD MANCHESTER Single Family 7.0000 1011 49009 MI KALAMAZOO Single Family 9.3500 1012 70058 XX XXXXXX Single Family 7.3500 1013 60060 IL MUNDELEIN Single Family 7.8250 1014 91732 CA EL MONTE Single Family 8.8000 1015 60067 IL PALATINE Condominium 9.8500 1016 33165 FL MIAMI Single Family 7.3000 1017 21117 MD XXXXXX XXXXX Condominium 7.0000 1018 91745 CA HACIENDA HEIGHTS Single Family 7.0000 1019 11221 NY BROOKLYN 2-4 Family 7.4900 1020 20794 MD JESSUP Single Family 8.2500 1021 92336 CA FONTANA Single Family 6.6500 1022 8724 NJ TOWNSHIP OF BRICK Single Family 8.0750 1023 77429 TX CYPRESS PUD 9.2500 1024 60613 IL CHICAGO Condominium 8.7500 1025 33566 FL PLANT CITY Single Family 6.7500 1026 6810 CT DANBURY Single Family 9.4880 1027 98303 WA XXXXXXXX ISLAND PUD 8.0500 1028 33193 FL MIAMI PUD 8.6500 1029 99507 AK ANCHORAGE Single Family 6.8000 1030 91740 CA GLENDORA Single Family 8.5500 1031 85242 AZ QUEEN CREEK Single Family 9.1500 1032 85207 AZ MESA Single Family 7.9500 1033 94531 CA ANTIOCH Single Family 9.2500 1034 90304 CA INGLEWOOD 2-4 Family 9.2500 1035 33023 FL MIRAMAR Single Family 10.6500 1036 80221 CO DENVER Single Family 7.2500 1037 60131 IL FRANKLIN PARK Single Family 9.3750 1038 70805 LA BATON ROUGE Single Family 9.7500 1039 90638 CA LA MIRADA Single Family 8.2500 1040 30075 GA ROSWELL PUD 11.6500 1041 11726 NY COPIAGUE Single Family 9.9000 1042 89129 NV LAS VEGAS Condominium 8.7500 1043 91763 CA MONTCLAIR Single Family 7.6500 1044 00000 XX XX XXXXX Single Family 7.5000 1045 32750 FL LONGWOOD Single Family 8.2750 1046 7452 NJ XXXX ROCK Single Family 7.9000 1047 60538 IL XXXXXXXXXX PUD 8.5500 1048 19063 PA MEDIA Single Family 11.0500 1049 33312 FL FORT LAUDERDALE Condominium 8.2500 1050 32301 FL TALLAHASSEE Single Family 7.5000 1051 84403 UT OGDEN Single Family 9.5500 1052 94401 CA SAN MATEO Single Family 6.4500 1053 98023 WA FEDERAL WAY PUD 9.5500 1054 33173 FL MIAMI PUD 9.1500 1055 30043 GA LAWRENCEVILLE PUD 10.9000 1056 19446 PA LANSDALE Single Family 9.3000 1057 33165 FL MIAMI Condominium 9.8000 1058 91403 CA LOS ANGELES Condominium 7.9900 1059 93552 CA PALMDALE Single Family 8.8500 1060 33418 FL PALM BEACH GARDENS PUD 8.9000 1061 90022 CA LOS ANGELES Single Family 8.0000 1062 97202 OR PORTLAND Single Family 7.6500 1063 96753 HI KIHEI Single Family 6.4000 1064 20611 MD BEL XXXXX Single Family 9.0500 1065 94579 CA SAN LEANDRO Single Family 8.6500 1066 92656 CA ALISO VIEJO Condominium 7.9900 1067 60619 IL CHICAGO Single Family 10.9000 1068 8753 NJ TOMS RIVER Single Family 7.5000 1069 33426 FL BOYNTON BEACH Single Family 7.0250 1070 85251 AZ SCOTTSDALE Condominium 10.4000 1071 33417 FL WEST PALM BEACH Condominium 8.1500 1072 33461 FL PALM SPRINGS Single Family 9.6500 1073 33142 FL MIAMI Single Family 9.5500 1074 32771 FL XXXXXXX Single Family 9.3500 1075 11413 NY LAURELTON Single Family 7.0000 1076 48042 MI MACOMB TWP Condominium 7.4000 1077 7036 NJ LINDEN Single Family 10.0500 1078 33436 FL BOYNTON BEACH PUD 12.5500 1079 33157 FL MIAMI Single Family 8.3000 1080 10301 NY STATEN ISLAND 2-4 Family 8.3500 1081 93550 CA PALMDALE Single Family 9.7500 1082 20748 MD TEMPLE HILLS Single Family 7.6000 1083 94577 CA SAN LEANDRO Single Family 6.9000 1084 60156 IL LAKE IN THE HIL Single Family 10.6000 1085 20871 MD CLARKSBURG Single Family 7.0500 1086 48335 MI FARMINGTON Single Family 8.2000 1087 33167 FL NORTH MIAMI Single Family 8.1500 1088 32208 FL JACKSONVILLE Single Family 9.0000 1089 48421 MI COLUMBIAVILLE Single Family 8.8000 1090 33143 FL MIAMI Single Family 7.3000 1091 93436 CA LOMPOC Single Family 7.9000 1092 92571 CA PERRIS Single Family 9.4000 1093 10952 NY MONSEY Single Family 8.2000 1094 33032 FL MIAMI Single Family 6.8500 1095 90221 CA COMPTON Single Family 8.4000 1096 97055 OR XXXXX Single Family 9.1000 1097 84003 UT AMERICAN FORK Single Family 6.7500 1098 19720 DE NEW CASTLE Single Family 8.4500 1099 21146 MD SEVERNA PARK Single Family 8.9900 1100 34117 FL NAPLES Single Family 8.1000 1101 33063 FL POMPANO BEACH Single Family 9.8500 1102 89015 NV XXXXXXXXX Single Family 7.1500 1103 92507 CA RIVERSIDE Single Family 10.2750 1104 60659 IL CHICAGO Single Family 8.6250 1105 2421 MA LEXINGTON Single Family 6.5000 1106 70058 XX XXXXXX 2-4 Family 11.9500 1107 79936 TX EL PASO Single Family 9.2000 1108 60053 IL XXXXXX GROVE Single Family 7.5500 1109 11207 NY BROOKLYN 2-4 Family 9.0000 1110 33138 FL MIAMI Single Family 7.1000 1111 8731 NJ LACEY Single Family 10.2000 1112 32137 FL PALM COAST PUD 6.8500 1113 93637 CA MADERA Single Family 9.9000 1114 33139 FL MIAMI BEACH Condominium 10.5000 1115 98001 WA AUBURN PUD 7.9500 1116 7062 NJ PLAINFIELD Single Family 7.3000 1117 96793 HI WAILUKU Single Family 7.2250 1118 92405 CA SAN BERNARDINO 2-4 Family 7.4000 1119 89031 NV NORTH LAS VEGAS Single Family 10.4000 1120 90240 CA DOWNEY Single Family 7.7000 1121 92592 CA TEMECULA Single Family 7.4500 1122 85027 AZ PHOENIX PUD 9.3000 1123 92234 CA CATHEDRAL CITY Single Family 7.2000 1124 95833 CA SACRAMENTO Single Family 7.6000 1125 97603 OR KLAMATH FALLS Single Family 10.2500 1126 90305 CA INGLEWOOD Single Family 9.2000 1127 91711 CA CLAREMONT Single Family 7.8000 1128 20744 MD FORT WASHINGTON Single Family 7.2000 1129 92345 CA HESPERIA Single Family 7.7500 1130 7201 NJ XXXXXXXXX 2-4 Family 10.3500 1131 60077 IL SKOKIE Condominium 10.3500 1132 60025 IL GLENVIEW Single Family 9.2500 1133 30294 GA ELLENWOOD Single Family 10.2500 1134 11436 NY JAMAICA Single Family 7.9900 1135 1075 MA SOUTH XXXXXX 2-4 Family 7.5000 1136 85205 AZ MESA Single Family 8.2000 1137 93551 CA PALMDALE Single Family 6.5000 1138 90019 CA LOS ANGELES Single Family 7.4500 1139 11422 NY QUEENS Single Family 7.3750 1140 7047 NJ NORTH BERGEN 2-4 Family 9.3000 1141 8054 NJ MOUNT LAUREL TWP. PUD 10.6000 1142 33331 FL SOUTHWEST RANCHES PUD 8.0000 1143 92234 CA CATHEDRAL CITY Single Family 7.9900 1144 2814 RI CHEPACHET Single Family 6.4500 1145 92227 CA XXXXXXX Single Family 8.8500 1146 70058 XX XXXXXX Single Family 8.6000 1147 43302 OH XXXXXX Single Family 10.7000 1148 54601 WI LA CROSSE Single Family 11.2000 1149 1906 MA SAUGUS Single Family 9.8000 1150 20744 MD FORT WASHINGTON Single Family 6.9900 1151 8901 NJ NEW BRUNSWICK Single Family 8.5000 1152 98110 WA BAINBRIDGE ISLA Single Family 7.2000 1153 93063 CA SIMI VALLEY Single Family 6.6000 1154 96740 HI KAILUA KONA Single Family 7.8500 1155 95321 CA GROVELAND PUD 7.9900 1156 94015 CA XXXX CITY Single Family 7.1000 1157 63034 MO FLORISSANT PUD 10.8000 1158 21737 MD GLENELG Single Family 7.4500 1159 34982 FL FORT XXXXXX PUD 8.5000 1160 96001 CA REDDING Single Family 7.7500 1161 30633 GA DANIELSVILLE Single Family 7.6250 1162 92308 CA APPLE VALLEY Single Family 7.5500 1163 7666 NJ TOWNSHIP OF TEANECK Single Family 6.8500 1164 75248 TX DALLAS Single Family 7.5000 1165 33321 FL TAMARAC PUD 8.5000 1166 44281 OH WADSWORTH Single Family 9.2000 1167 55448 MN XXXX RAPIDS Single Family 9.9500 1168 33035 FL HOMESTEAD Condominium 7.1500 1169 85242 AZ QUEEN CREEK PUD 7.0500 1170 92410 CA HIGHLAND Single Family 7.9750 1171 64131 MO KANSAS CITY Single Family 9.9000 1172 60419 IL DOLTON Single Family 9.3500 1173 44094 OH WILLOUGHBY Single Family 9.3000 1174 32824 FL ORLANDO PUD 9.8750 1175 32804 FL ORLANDO Single Family 7.7500 1176 32065 FL ORANGE PARK PUD 7.1500 1177 33321 FL TAMARAC Condominium 8.4500 1178 2322 MA AVON Single Family 7.0500 1179 89119 NV LAS VEGAS Single Family 8.7500 1180 33055 FL MIAMI GARDENS Single Family 11.0500 1181 46205 IN INDIANAPOLIS Single Family 11.4250 1182 48446 MI LAPEER Single Family 10.4000 1183 10974 NY SLOATSBURG Single Family 6.8000 1184 60805 IL EVERGREEN PARK Single Family 7.9500 1185 11901 NY RIVERHEAD Single Family 7.5000 1186 85016 AZ PHOENIX Condominium 7.4500 1187 53218 WI MILWAUKEE Single Family 11.0000 1188 93313 CA BAKERSFIELD Single Family 7.5000 1189 98405 WA TACOMA Single Family 7.5000 1190 96707 HI KAPOLEI PUD 6.1800 1191 92336 CA FONTANA Single Family 9.3500 1192 89408 NV FERNLEY Single Family 6.9000 1193 98118 WA SEATTLE Single Family 6.8500 1194 19064 PA SPRINGFIELD Single Family 7.6380 1195 7601 NJ HACKENSACK Single Family 7.5000 1196 92376 CA RIALTO Single Family 8.0500 1197 98065 WA SNOQUALMIE PUD 7.0000 1198 33029 FL MIRAMAR PUD 8.0000 1199 21409 MD ANNAPOLIS Condominium 7.0000 1200 90717 CA LOMITA Condominium 7.5000 1201 10977 NY NEW HEMPSTEAD Single Family 7.8500 1202 11746 NY HUNTINGTON STATION Single Family 8.1500 1203 7076 NJ SCOTCH PLAINS Single Family 10.6000 1204 10307 NY STATEN ISLAND Single Family 8.2500 1205 33054 FL OPA LOCKA Single Family 9.7500 1206 7055 NJ PASSAIC 2-4 Family 9.0000 1207 19801 DE WILMINGTON Single Family 11.0500 1208 98366 WA PORT ORCHARD Single Family 6.9900 1209 35476 AL NORTHPORT Single Family 10.1000 1210 64130 MO KANSAS CITY Single Family 9.9500 1211 85363 AZ YOUNGTOWN Single Family 11.5500 1212 92139 CA SAN DIEGO Single Family 7.5000 1213 96740 HI KAILUA-KONA Single Family 7.5500 1214 94564 CA PINOLE Single Family 8.4000 1215 89131 NV LAS VEGAS PUD 9.2500 1216 90280 CA SOUTH GATE 2-4 Family 7.6500 1217 92880 CA CORONA PUD 6.5000 1218 95123 CA SAN XXXX Condominium 9.6500 1219 33019 FL HOLLYWOOD Condominium 7.8000 1220 60035 IL HIGHLAND PARK Single Family 10.7500 1221 19061 PA BOOTHWYN Single Family 7.6500 1222 84054 UT NORTH SALT LAKE Single Family 8.3500 1223 20724 MD LAUREL Single Family 9.9900 1224 33065 FL CORAL SPRINGS Single Family 7.7500 1225 93422 CA ATASCADERO Single Family 8.7500 1226 92154 CA SAN DIEGO Condominium 10.3500 1227 95838 CA SACRAMENTO 2-4 Family 8.3500 1228 96746 HI KAPAA Single Family 5.9500 1229 95746 CA GRANITE BAY PUD 6.2000 1230 95843 CA ANTELOPE Single Family 7.9000 1231 90262 CA LYNWOOD 2-4 Family 7.6000 1232 92504 CA RIVERSIDE Single Family 7.1000 1233 92262 CA PALM SPRINGS Single Family 7.0500 1234 33179 FL MIAMI Condominium 8.7500 1235 33137 FL MIAMI Single Family 8.4500 1236 6905 CT STAMFORD Single Family 6.2500 1237 75228 TX DALLAS Single Family 8.8500 1238 91343 CA LOS ANGELES Single Family 6.7500 1239 90746 CA XXXXXX Single Family 7.5500 1240 93313 CA BAKERSFIELD Single Family 8.6000 1241 98375 WA PUYALLUP PUD 8.2500 1242 34711 FL CLERMONT PUD 10.4000 1243 55345 MN MINNETONKA Single Family 8.1000 1244 8876 NJ TWP OF BRANCHBURG Condominium 10.8000 1245 92530 CA LAKE ELSINORE Single Family 7.2500 1246 45237 OH CINCINNATI Single Family 7.6000 1247 89103 NV LAS VEGAS Single Family 9.5000 1248 92867 CA ORANGE PUD 6.2000 1249 92126 CA SAN DIEGO Single Family 6.1000 1250 92130 CA SAN DIEGO Single Family 6.1000 1251 91016 CA MONROVIA Single Family 6.1000 1252 85239 AZ MARICOPA PUD 12.5000 1253 85032 AZ PHOENIX Single Family 7.9900 1254 85007 AZ PHOENIX Single Family 8.9000 1255 33569 FL RIVERVIEW PUD 9.5000 1256 1108 MA SPRINGFIELD Condominium 10.6500 1257 34952 FL PORT SAINT LUCIE Single Family 7.6000 1258 11411 NY CAMBRIA HEIGHTS Single Family 8.3000 1259 30078 GA SNELLVILLE PUD 8.9500 1260 33033 FL HOMESTEAD Single Family 7.9000 1261 48206 MI DETROIT Single Family 9.9000 1262 33065 FL CORAL SPRINGS 2-4 Family 7.2500 1263 11786 NY SHOREHAM Single Family 7.9250 1264 34638 FL LAND O LAKES PUD 6.5000 1265 33440 FL CLEWISTON Single Family 8.4870 1266 11003 NY ELMONT Single Family 7.5000 1267 89015 NV XXXXXXXXX PUD 7.2500 1268 91340 CA SAN XXXXXXXX Single Family 7.5000 1269 85282 AZ TEMPE Single Family 7.3500 1270 80219 CO DENVER Single Family 10.4500 1271 15601 PA GREENSBURG Single Family 8.4000 1272 11369 NY EAST ELMHURST Single Family 7.7000 1273 60417 IL CRETE Single Family 7.8750 1274 33178 FL DORAL PUD 9.4000 1275 19023 PA XXXXX Single Family 8.5500 1276 33993 FL CAPE CORAL Single Family 10.9000 1277 91709 CA CHINO HILLS Single Family 8.1000 1278 77355 TX XXXXXXXX XXX 0.0000 0000 00000 XX XXXXXXXXX Single Family 8.9000 1280 85029 AZ PHOENIX Single Family 11.0500 1281 20744 MD FORT WASHINGTON Single Family 7.8750 1282 60411 IL CHICAGO HEIGHTS Single Family 9.2000 1283 95829 CA SACRAMENTO Single Family 8.3000 1284 91335 CA LOS ANGELES Single Family 6.2000 1285 96792 HI WAIANAE Single Family 6.9900 1286 96816 HI HONOLULU Single Family 7.6500 1287 94124 CA SAN FRANCISCO Condominium 8.0000 1288 60139 IL GLENDALE HEIGHT Single Family 7.6500 1289 90064 CA LOS ANGELES Single Family 6.7500 1290 92509 CA RIVERSIDE Single Family 6.1000 1291 85305 AZ GLENDALE Single Family 11.8500 1292 93722 CA FRESNO Single Family 9.4500 1293 92324 CA COLTON Single Family 7.6000 1294 91020 CA MONTROSE Condominium 7.8500 1295 90630 CA CYPRESS Single Family 6.4500 1296 96744 HI KANEOHE Single Family 9.2000 1297 49546 MI GRAND RAPIDS Single Family 10.4000 1298 29466 SC MOUNT PLEASANT PUD 8.3000 1299 87105 NM ALBUQUERQUE Single Family 9.3000 1300 20782 MD HYATTSVILLE Single Family 7.8000 1301 60629 IL CHICAGO Single Family 7.5000 1302 60409 IL CALUMET CITY Single Family 9.5000 1303 33637 FL TAMPA Condominium 7.3500 1304 60615 IL CHICAGO Single Family 9.3750 1305 34983 FL PORT SAINT LUCIE Single Family 9.4000 1306 7644 NJ LODI Single Family 7.9900 1307 91701 CA RANCHO CUCAMONG Single Family 7.3000 1308 99518 AK ANCHORAGE Single Family 13.0000 1309 15129 PA SOUTH PARK Single Family 9.6000 1310 48092 MI XXXXXX Single Family 9.6000 1311 77469 TX RICHMOND PUD 8.3500 1312 33177 FL MIAMI Single Family 7.7500 1313 11236 NY BROOKLYN Single Family 8.1500 1314 90044 CA LOS ANGELES Single Family 7.9250 1315 33175 FL MIAMI PUD 8.1500 1316 95380 CA TURLOCK Single Family 8.1000 1317 98118 WA SEATTLE Single Family 11.5500 1318 21014 MD BEL AIR Single Family 7.0000 1319 60156 IL LAKE IN THE HIL PUD 9.2500 1320 60645 IL CHICAGO Single Family 7.9000 1321 92019 CA EL CAJON Single Family 6.1000 1322 60657 IL CHICAGO Condominium 8.4000 1323 95610 CA CITRUS HEIGHTS PUD 8.8500 1324 44120 OH CLEVELAND Single Family 10.7500 1325 49329 MI XXXXXX CITY Single Family 9.5000 1326 60632 IL CHICAGO 2-4 Family 8.4000 1327 89144 NV LAS VEGAS PUD 8.1000 1328 85249 AZ XXXXXXXX PUD 12.0000 1329 93454 CA SANTA XXXXX Single Family 6.1250 1330 33936 FL LEHIGH ACRES Single Family 12.3000 1331 34476 FL OCALA Single Family 12.3000 1332 6905 CT STAMFORD Single Family 6.7500 1333 91775 CA SAN XXXXXXX Single Family 7.6600 1334 60175 IL SAINT XXXXXXX Single Family 7.4000 1335 34476 FL OCALA Single Family 9.5000 1336 21076 MD HANOVER PUD 9.5000 1337 95726 CA XXXXXXX PINES Single Family 8.1000 1338 92503 CA RIVERSIDE Single Family 7.8000 1339 20748 MD TEMPLE HILLS Single Family 6.5000 1340 91343 CA LOS ANGELES Single Family 6.1000 1341 95210 CA STOCKTON Single Family 10.0000 1342 85016 AZ PHOENIX Single Family 7.9000 1343 92706 CA SANTA XXX Single Family 7.6500 1344 91010 CA XXXXXX Single Family 9.0000 1345 00000 XX XXXXXXXXX Single Family 8.2780 1346 92557 CA XXXXXX VALLEY Single Family 6.9900 1347 93312 CA BAKERSFIELD Single Family 6.5000 1348 89423 NV MINDEN Single Family 7.8500 1349 91606 CA LOS ANGELES 2-4 Family 8.2500 1350 93727 CA FRESNO Single Family 8.9900 1351 93065 CA SIMI VALLEY Single Family 8.2500 1352 95212 CA STOCKTON Single Family 7.0000 1353 98042 WA KENT PUD 6.9900 1354 90032 CA LOS ANGELES Single Family 7.1000 1355 79413 TX LUBBOCK Single Family 10.1000 1356 96734 HI KAILUA Single Family 5.9500 1357 6611 CT TRUMBULL Single Family 7.9000 1358 20778 MD WEST RIVER Single Family 8.8000 1359 89015 NV XXXXXXXXX Single Family 9.0000 1360 60002 IL ANTIOCH PUD 9.4000 1361 90808 CA LONG BEACH Single Family 6.1000 1362 97503 OR WHITE CITY Single Family 8.0000 1363 33027 FL MIRAMAR PUD 7.1500 1364 90278 CA REDONDO BEACH Single Family 6.0000 1365 92335 CA FONTANA Single Family 7.1000 1366 11756 NY LEVITTOWN Single Family 7.5500 1367 11421 NY WOODHAVEN Single Family 6.9900 1368 7104 NJ NEWARK 2-4 Family 6.4000 1369 2067 MA XXXXXX Single Family 8.5000 1370 95135 CA SAN XXXX Single Family 6.0000 1371 75154 TX XXXXX HEIGHTS PUD 6.9500 1372 92376 CA RIALTO Single Family 7.0000 1373 85345 AZ PEORIA Single Family 11.0000 1374 94589 CA VALLEJO Single Family 8.5500 1375 90746 CA XXXXXX Single Family 7.0000 1376 7024 NJ FORT XXX Single Family 6.0000 1377 33196 FL MIAMI Single Family 6.6000 1378 33558 FL XXXX Single Family 7.9500 1379 33401 FL WEST PALM BEACH Condominium 7.7500 1380 33637 FL TAMPA Single Family 9.1500 1381 34786 FL WINDERMERE Condominium 8.8500 1382 60473 IL SOUTH HOLLAND Single Family 9.8000 1383 85033 AZ PHOENIX Single Family 8.1500 1384 10470 NY BRONX 2-4 Family 8.3500 1385 11213 NY BROOKLYN 2-4 Family 8.4000 1386 48141 MI INKSTER Single Family 7.2000 1387 10464 NY BRONX 2-4 Family 7.7750 1388 94801 CA RICHMOND Single Family 5.7500 1389 28166 NC XXXXXXXX Single Family 8.1500 1390 93455 CA SANTA XXXXX Condominium 7.9900 1391 84003 UT HIGHLAND Single Family 12.7000 1392 92882 CA CORONA Single Family 7.5000 1393 93551 CA PALMDALE Single Family 8.6500 1394 94520 CA CONCORD PUD 8.9000 1395 89117 NV LAS VEGAS Single Family 8.8000 1396 27516 NC CHAPEL HILL Single Family 9.5000 1397 60409 IL CALUMET CITY 2-4 Family 9.9000 1398 33441 FL DEERFIELD BEACH Single Family 7.8000 1399 92123 CA SAN DIEGO Condominium 7.5000 1400 33436 FL BOYNTON BEACH PUD 7.2500 1401 7035 NJ LINCOLN PARK Single Family 6.5000 1402 33026 FL XXXXXX CITY Single Family 10.1500 1403 33155 FL MIAMI Single Family 7.9500 1404 33446 FL DELRAY BEACH PUD 8.6500 1405 55311 MN MAPLE GROVE Single Family 10.4000 1406 90221 CA XXXXXXX 2-4 Family 7.0000 1407 80111 CO CENTENNIAL Single Family 7.0000 1408 85340 AZ LITCHFIELD PARK Single Family 6.8500 1409 33055 FL OPA LOCKA Single Family 8.9500 1410 11232 NY BROOKLYN 2-4 Family 7.9000 1411 98117 WA SEATTLE Single Family 6.8500 1412 33313 FL SUNRISE Single Family 9.5000 1413 33764 FL CLEARWATER Single Family 8.5000 1414 91605 CA LOS ANGELES Single Family 12.8000 1415 91335 CA LOS ANGELES Condominium 8.8000 1416 60002 IL ANTIOCH PUD 7.1500 1417 95864 CA SACRAMENTO Single Family 7.7000 1418 21237 MD ROSEDALE PUD 7.1250 1419 96761 HI LAHAINA Single Family 7.7000 1420 6098 CT WINCHESTER Single Family 6.4500 1421 92118 CA CORONADO PUD 6.0000 1422 77355 TX MAGNOLIA PUD 10.4000 1423 92404 CA SAN BERNARDINO Single Family 8.4500 1424 93030 CA OXNARD Condominium 6.4500 1425 89147 NV LAS VEGAS Single Family 12.7500 1426 33308 FL FORT LAUDERDALE Single Family 6.3000 1427 33914 FL CAPE CORAL Single Family 9.7000 1428 6801 CT BETHEL Single Family 5.9500 1429 19120 PA PHILADELPHIA Single Family 7.8000 1430 10950 NY MONROE Single Family 7.6500 1431 90280 CA SOUTH GATE Single Family 8.2500 1432 95060 CA SANTA XXXX PUD 6.0000 1433 95370 CA SONORA Single Family 6.1000 1434 70433 XX XXXXXXXXX Single Family 7.0000 1435 35622 AL FALKVILLE Single Family 9.2750 1436 8835 NJ MANVILLE Single Family 8.7000 1437 80534 CO JOHNSTOWN PUD 7.0000 1438 19020 PA BENSALEM Single Family 9.6500 1439 27106 NC WINSTON SALEM Single Family 9.9900 1440 94061 CA REDWOOD CITY Single Family 8.9500 1441 98391 WA XXXXXX LAKE PUD 8.9500 1442 90249 CA GARDENA Single Family 7.8120 1443 91605 CA LOS ANGELES Single Family 7.7500 1444 94598 CA WALNUT CREEK Single Family 6.0000 1445 92120 CA SAN DIEGO Single Family 6.0000 1446 95973 CA CHICO Single Family 8.6000 1447 33185 FL MIAMI Single Family 8.2000 1448 91205 CA GLENDALE 2-4 Family 7.9900 1449 77479 TX SUGAR LAND PUD 10.3000 1450 85051 AZ PHOENIX Single Family 9.7000 1451 29414 SC CHARLESTON Single Family 8.9900 1452 60175 IL SAINT XXXXXXX Single Family 7.1000 1453 60478 IL COUNTRY CLUB HI Single Family 9.5500 1454 11801 NY HICKSVILLE Single Family 8.6500 1455 33073 FL COCONUT CREEK Condominium 9.9500 1456 98422 WA TACOMA Single Family 7.8500 1457 60118 IL SLEEPY HOLLOW Single Family 9.1000 1458 11411 NY CAMBRIA HEIGHTS Single Family 10.7500 1459 55347 MN EDEN PRAIRIE Single Family 9.5000 1460 90803 CA LONG BEACH Single Family 8.8500 1461 78250 TX SAN ANTONIO PUD 9.3500 1462 92509 CA RIVERSIDE PUD 7.2500 1463 60624 IL CHICAGO 2-4 Family 13.0000 1464 32811 FL ORLANDO Single Family 6.9900 1465 92392 CA VICTORVILLE Single Family 7.4500 1466 33326 FL WESTON PUD 9.1500 1467 2021 MA CANTON Single Family 5.9500 1468 85037 AZ PHOENIX Single Family 12.9500 1469 93455 CA SANTA XXXXX PUD 8.9900 1470 85249 AZ XXXXXXXX PUD 12.9500 1471 6770 CT NAUGATUCK Single Family 10.2000 1472 44614 OH CANAL XXXXXX Single Family 10.3000 1473 33811 FL LAKELAND Single Family 9.5000 1474 85218 AZ GOLD CANYON Single Family 7.4900 1475 11779 NY RONKONKOMA Single Family 8.1250 1476 85303 AZ GLENDALE Single Family 8.9500 1477 92408 CA SAN BERNARDINO Single Family 7.7500 1478 60561 IL DARIEN PUD 12.8500 1479 21230 MD BALTIMORE Single Family 10.7500 1480 7002 NJ BAYONNE 2-4 Family 12.8500 1481 98407 WA TACOMA Single Family 10.5000 1482 85204 AZ MESA Single Family 12.5500 1483 90650 CA NORWALK Single Family 7.1500 1484 11413 NY LAURELTON Single Family 8.5000 1485 75791 TX WHITEHOUSE Single Family 7.3500 1486 60630 IL CHICAGO 2-4 Family 7.0000 1487 64078 MO PECULIAR Single Family 9.8500 1488 95928 CA CHICO Single Family 9.7000 1489 11554 NY EAST MEADOW Single Family 7.9900 1490 11793 NY WANTAGH Single Family 6.9000 1491 46614 IN SOUTH BEND Single Family 9.5000 1492 33418 FL PALM BEACH GARDENS Single Family 8.4500 1493 93706 CA FRESNO Single Family 7.2500 1494 34746 FL KISSIMMEE PUD 13.0000 1495 93722 CA FRESNO Single Family 7.7000 1496 60194 IL SCHAUMBURG Single Family 7.9900 1497 80920 CO COLORADO SPRINGS PUD 12.8500 1498 32514 FL PENSACOLA Single Family 8.5000 1499 32832 FL ORLANDO Single Family 7.8500 1500 93619 CA CLOVIS Single Family 10.8500 1501 7055 NJ PASSAIC 2-4 Family 12.9500 1502 78260 TX SAN ANTONIO PUD 10.4900 1503 7513 NJ PATERSON 2-4 Family 12.9500 1504 60025 IL GLENVIEW Condominium 12.8000 1505 90011 CA LOS ANGELES 2-4 Family 6.3500 1506 60657 IL CHICAGO Condominium 13.0000 1507 8021 NJ PINE HILL Single Family 12.8370 1508 11753 NY JERICHO PUD 6.0500 1509 44106 OH CLEVELAND HEIGHTS Single Family 7.2000 1510 92407 CA SAN BERNARDINO Single Family 8.9900 1511 60707 IL ELMWOOD PARK Single Family 8.4000 1512 7508 NJ HALEDON Single Family 9.4000 1513 92376 CA RIALTO Single Family 10.1030 1514 94591 CA VALLEJO Single Family 12.8000 1515 89403 NV DAYTON Single Family 7.9900 1516 91767 CA POMONA PUD 12.8000 1517 1876 MA TEWKSBURY Condominium 11.2500 1518 1876 MA TEWKSBURY Single Family 8.9900 1519 89506 NV RENO Single Family 12.8500 1520 8205 NJ XXXXXXXX Single Family 10.2000 1521 2149 MA XXXXXXX Condominium 12.8000 1522 85201 AZ MESA Single Family 11.6500 1523 85035 AZ PHOENIX Single Family 12.9500 1524 60645 IL CHICAGO Condominium 8.5000 1525 55422 MN ROBBINSDALE Single Family 9.8500 1526 33351 FL SUNRISE PUD 7.5500 1527 94590 CA VALLEJO Single Family 10.7500 1528 11550 NY HEMPSTEAD Single Family 8.8000 1529 76542 TX KILLEEN Single Family 6.2500 1530 53216 WI MILWAUKEE Single Family 10.2250 1531 63121 MO SAINT LOUIS Single Family 9.9000 1532 60021 IL FOX RIVER GROVE Single Family 9.5000 1533 89015 NV XXXXXXXXX PUD 10.3500 1534 19026 PA DREXEL HILL 2-4 Family 8.5000 1535 85086 AZ ANTHEM PUD 9.4000 1536 55082 MN STILLWATER Single Family 8.7000 1537 33322 FL SUNRISE Single Family 8.2500 1538 80010 CO AURORA Single Family 9.5000 1539 27265 NC HIGH POINT Condominium 8.9900 1540 84097 UT OREM Single Family 10.7050 1541 60411 IL SAUK VILLAGE Single Family 7.2500 1542 48001 MI ALGONAC Single Family 7.8750 1543 33334 FL OAKLAND PARK Single Family 8.7500 1544 48085 MI XXXX Single Family 8.3000 1545 34996 FL STUART Single Family 8.5500 1546 33027 FL MIRAMAR Condominium 9.7000 1547 33023 FL MIRAMAR Single Family 8.3000 1548 46350 IN LA PORTE Single Family 9.5250 1549 85208 AZ MESA PUD 8.2000 1550 68801 NE GRAND ISLAND Single Family 10.3500 1551 18042 PA EASTON Single Family 9.7000 1552 89113 NV LAS VEGAS Condominium 9.8000 1553 78723 TX AUSTIN Single Family 10.2500 1554 19320 PA COATESVILLE Single Family 7.9900 1555 86314 AZ PRESCOTT VALLEY Single Family 11.1500 1556 92324 CA COLTON Single Family 7.3500 1557 49038 MI COLOMA Single Family 8.8000 1558 33020 FL HOLLYWOOD Single Family 10.9000 1559 33025 FL PEMBROKE PINES Condominium 7.8500 1560 55412 MN MINNEAPOLIS Single Family 9.5500 1561 92374 CA REDLANDS Single Family 7.3500 1562 19702 DE NEWARK Single Family 10.1500 1563 70544 LA JEANERETTE Single Family 9.5500 1564 63136 MO SAINT LOUIS Single Family 8.4500 1565 32837 FL ORLANDO PUD 8.6000 1566 33141 FL MIAMI BEACH Condominium 8.5000 1567 32837 FL ORLANDO Condominium 7.6000 1568 55411 MN MINNEAPOLIS Single Family 8.9800 1569 33896 FL DAVENPORT PUD 8.5000 1570 28112 NC MONROE Single Family 9.5000 1571 6518 CT HAMDEN Single Family 7.7010 1572 34639 FL LAND O LAKES Condominium 10.5500 1573 34953 FL PORT SAINT LUCIE Single Family 9.4000 1574 12303 NY SCHENECTADY 2-4 Family 11.0500 1575 93552 CA PALMDALE Single Family 7.5000 1576 33913 FL FORT XXXXX PUD 8.6000 1577 55102 MN SAINT XXXX 2-4 Family 9.3750 1578 45402 OH DAYTON Single Family 11.4000 1579 32738 FL DELTONA Single Family 9.5000 1580 11756 NY TOWN OF HEMPSTE Single Family 6.9900 1581 33311 FL LAUDERDALE LAKES Condominium 8.6500 1582 48342 MI PONTIAC Single Family 9.1000 1583 85374 AZ SURPRISE PUD 11.9250 1584 33162 FL NORTH MIAMI BEACH Single Family 10.0000 1585 32962 FL VERO BEACH Single Family 9.2000 1586 11003 NY ELMONT Single Family 8.5500 1587 32068 FL MIDDLEBURG PUD 8.8500 1588 85268 AZ FOUNTAIN HILLS Single Family 7.2500 1589 60624 IL CHICAGO Single Family 9.3000 1590 93550 CA PALMDALE Single Family 8.3500 1591 92173 CA SAN DIEGO Single Family 7.6000 1592 90002 CA LOS ANGELES Single Family 7.7500 1593 33010 FL HIALEAH Single Family 8.9000 1594 33313 FL PLANTATION Single Family 8.0000 1595 85381 AZ PEORIA Single Family 9.9900 1596 16156 PA VOLANT Single Family 7.5000 1597 95926 CA CHICO Single Family 8.5000 1598 85033 AZ PHOENIX Single Family 9.4000 1599 90047 CA LOS ANGELES Single Family 7.3000 1600 77587 TX SOUTH HOUSTON Single Family 9.7000 1601 89108 NV LAS VEGAS Single Family 10.5000 1602 48198 MI YPSILANTI Single Family 8.2500 1603 92553 CA XXXXXX VALLEY Single Family 8.8750 1604 60202 IL EVANSTON Single Family 10.5000 1605 92345 CA HESPERIA Single Family 7.8000 1606 90605 CA WHITTIER Single Family 7.9900 1607 19001 PA ABINGTON Single Family 8.2500 1608 48237 MI OAK PARK Single Family 9.2000 1609 33157 FL MIAMI Condominium 11.0500 1610 8505 NJ BORDENTOWN Single Family 9.2500 1611 7106 NJ NEWARK 2-4 Family 7.5000 1612 11207 NY BROOKLYN 2-4 Family 8.8500 1613 21122 MD PASADENA Single Family 7.1250 1614 19973 DE SEAFORD 2-4 Family 8.8000 1615 7083 NJ TOWNSHIP OF UNI Single Family 7.3000 1616 92376 CA RIALTO Single Family 9.5000 1617 19150 PA PHILADELPHIA Single Family 10.3000 1618 95212 CA STOCKTON Single Family 8.1000 1619 90640 CA MONTEBELLO Single Family 8.7100 1620 91752 CA MIRA LOMA Single Family 6.9900 1621 92503 CA RIVERSIDE Single Family 7.9000 1622 55428 MN NEW HOPE Single Family 7.8000 1623 39437 MS ELLISVILLE Single Family 8.6500 1624 93309 CA BAKERSFIELD Single Family 9.8000 1625 92509 CA RUBIDOUX Single Family 8.6500 1626 89129 NV LAS VEGAS PUD 8.3000 1627 85008 AZ PHOENIX Single Family 9.7500 1628 92553 CA XXXXXX VALLEY Single Family 9.8000 1629 15010 PA BEAVER FALLS Single Family 9.1500 1630 60108 IL BLOOMINGDALE Single Family 8.6000 1631 11003 NY ELMONT Single Family 8.3000 1632 57701 SD RAPID CITY Single Family 9.0000 1633 85338 AZ GOODYEAR PUD 8.5000 1634 90047 CA LOS ANGELES 2-4 Family 8.4000 1635 90602 CA WHITTIER Single Family 7.7500 1636 85711 AZ TUCSON Condominium 9.2500 1637 7442 NJ POMPTON LAKE Single Family 7.7500 1638 90222 CA XXXXXXX Single Family 7.7600 1639 92392 CA VICTORVILLE Single Family 7.2500 1640 91331 CA LOS ANGELES 2-4 Family 9.3500 1641 91606 CA LOS ANGELES Condominium 8.9900 1642 94591 CA VALLEJO Single Family 8.2500 1643 84121 UT SALT LAKE CITY Single Family 9.8000 1644 92506 CA RIVERSIDE Single Family 7.6500 1645 17111 PA HARRISBURG Single Family 9.9500 1646 60639 IL CHICAGO Single Family 10.2500 1647 34982 FL FORT XXXXXX Single Family 8.9900 1648 95822 CA SACRAMENTO Single Family 8.8150 1649 95348 CA MERCED Single Family 8.9880 1650 85706 AZ TUCSON Single Family 9.2500 1651 12528 NY HIGHLAND Single Family 8.1500 1652 89115 NV LAS VEGAS Single Family 10.1500 1653 80537 CO LOVELAND Single Family 8.9900 1654 7603 NJ BOGOTA Single Family 8.7000 1655 60652 IL CHICAGO Single Family 8.8000 1656 33713 FL SAINT PETERSBURG Single Family 7.0000 1657 55104 MN SAINT XXXX Single Family 9.5500 1658 90805 CA LONG BEACH Single Family 7.3500 1659 93065 CA SIMI VALLEY Single Family 8.1000 1660 92337 CA FONTANA Single Family 8.1500 1661 92126 CA SAN DIEGO Single Family 7.8500 1662 57022 SD DELL RAPIDS Single Family 11.2500 1663 60126 IL ELMHURST Single Family 8.8000 1664 63115 MO SAINT LOUIS Single Family 8.8000 1665 90222 CA COMPTON Single Family 8.5500 1666 95961 CA OLIVEHURST Single Family 8.9900 1667 33184 FL MIAMI Single Family 9.3000 1668 98118 WA SEATTLE Single Family 9.4000 1669 39532 MS BILOXI Single Family 10.5000 1670 15208 PA PITTSBURGH 2-4 Family 8.4000 1671 91387 CA CANYON COUNTRY Condominium 8.0000 1672 19363 PA OXFORD Single Family 9.0500 1673 91203 CA GLENDALE Condominium 7.8400 1674 21209 MD BALTIMORE Single Family 9.5000 1675 33033 FL HOMESTEAD PUD 8.5000 1676 60148 IL LOMBARD Single Family 8.0000 1677 90001 CA LOS ANGELES Single Family 8.5000 1678 33914 FL CAPE CORAL Single Family 9.1750 1679 4062 ME WINDHAM 2-4 Family 9.9500 1680 61362 IL SPRING VALLEY Single Family 9.7500 1681 85053 AZ PHOENIX Single Family 8.9750 1682 89523 NV RENO Single Family 7.8000 1683 33056 FL MIAMI Single Family 8.7000 1684 92253 CA LA QUINTA Single Family 8.6500 1685 33311 FL FORT LAUDERDALE Single Family 8.1000 1686 95823 CA SACRAMENTO Single Family 8.7000 1687 85051 AZ PHOENIX Single Family 9.0000 1688 85323 AZ AVONDALE PUD 7.7500 1689 75002 TX ALLEN Single Family 9.8500 1690 20747 MD DISTRICT HEIGHT Single Family 8.1000 1691 15126 PA IMPERIAL Single Family 8.3000 1692 85037 AZ PHOENIX Single Family 7.7500 1693 92392 CA VICTORVILLE Single Family 9.9900 1694 89122 NV LAS VEGAS PUD 8.0400 1695 60565 IL NAPERVILLE PUD 7.6000 1696 76133 TX FORT WORTH Single Family 10.8000 1697 92114 CA SAN DIEGO Single Family 7.2000 1698 93638 CA MADERA Single Family 8.9900 1699 92301 CA ADELANTO Single Family 7.6500 1700 21236 MD NOTTINGHAM Single Family 7.5000 1701 70003 LA METAIRIE Single Family 9.5000 1702 00000 XX XXXXXXXXX PUD 9.1500 1703 92404 CA SAN BERNARDINO Single Family 8.1500 1704 91367 CA LOS ANGELES Condominium 8.0000 1705 8844 NJ HILLSBOROUGH PUD 9.4000 1706 34654 FL NEW PORT XXXXXX PUD 8.9000 1707 53572 WI MOUNT HOREB Single Family 8.0000 1708 70791 LA ZACHARY Condominium 9.6500 1709 92610 CA LAKE FOREST PUD 7.9900 1710 84663 UT SPRINGVILLE Single Family 9.4500 1711 85037 AZ PHOENIX Single Family 10.2500 1712 93535 CA LANCASTER Single Family 8.3750 1713 60068 IL PARK RIDGE Single Family 7.5000 1714 92506 CA RIVERSIDE Single Family 8.8500 1715 80247 CO DENVER PUD 8.0000 1716 18017 PA BETHLEHEM Single Family 7.3000 1717 53206 WI MILWAUKEE Single Family 9.2000 1718 8611 NJ TRENTON Single Family 8.2500 1719 92553 CA XXXXXX VALLEY Single Family 7.7500 1720 33445 FL DELRAY BEACH Single Family 9.6000 1721 33013 FL HIALEAH Single Family 7.7500 1722 33065 FL CORAL SPRINGS Single Family 9.0000 1723 76643 TX XXXXXX Single Family 9.1000 1724 55071 MN SAINT XXXX PARK Single Family 8.5000 1725 77302 TX CONROE PUD 10.0000 1726 48104 MI XXX ARBOR Single Family 9.4900 1727 32833 FL ORLANDO PUD 8.1500 1728 34771 FL SAINT CLOUD PUD 8.1500 1729 91789 CA DIAMOND BAR Single Family 8.5000 1730 34769 FL SAINT CLOUD Single Family 9.7000 1731 93543 CA LITTLEROCK Single Family 9.6000 1732 85746 AZ TUCSON PUD 8.7500 1733 32073 FL ORANGE PARK PUD 9.7500 1734 93446 CA PASO XXXXXX Single Family 7.5500 1735 80643 CO KEENESBURG Single Family 6.9000 1736 85041 AZ PHOENIX Single Family 9.1500 1737 1535 MA NORTH BROOKFIEL Single Family 9.0500 1738 33436 FL BOYNTON BEACH PUD 8.5500 1739 63114 MO SAINT LOUIS Single Family 8.4900 1740 95124 CA SAN XXXX Single Family 7.7500 1741 81301 CO DURANGO Condominium 8.9900 1742 21217 MD BALTIMORE Condominium 9.8000 1743 92345 CA HESPERIA Single Family 7.9000 1744 33019 FL HOLLYWOOD Condominium 9.8000 1745 64029 MO GRAIN VALLEY 2-4 Family 8.9000 1746 93657 CA SANGER Single Family 8.1500 1747 93030 CA OXNARD Single Family 7.2500 1748 92236 CA COACHELLA Single Family 9.8000 1749 95207 CA STOCKTON Single Family 9.9500 1750 93550 CA PALMDALE Single Family 8.8500 1751 85718 AZ TUCSON Single Family 8.7500 1752 85713 AZ TUCSON Single Family 9.9900 1753 95355 CA MODESTO Single Family 8.3000 1754 92405 CA SAN BERNARDINO Single Family 9.1500 1755 33015 FL MIAMI Condominium 9.9500 1756 11417 NY OZONE PARK Single Family 8.2500 1757 93561 CA TEHACHAPI Single Family 7.8500 1758 80134 CO XXXXXX Single Family 9.7500 1759 91387 CA SANTA CLARITA Condominium 8.2500 1760 60623 IL CHICAGO 2-4 Family 10.5500 1761 90650 CA NORWALK Single Family 8.6000 1762 33956 FL SAINT XXXXX CITY Single Family 9.8500 1763 32127 FL PORT ORANGE PUD 8.9500 1764 80124 CO LITTLETON PUD 8.5000 1765 34116 FL NAPLES 2-4 Family 8.6500 1766 97229 OR PORTLAND Single Family 8.6500 1767 89142 NV LAS VEGAS PUD 8.5500 1768 32810 FL ORLANDO PUD 8.9500 1769 95379 CA TUOLUMNE PUD 8.3000 1770 91387 CA CANYON COUNTRY Condominium 7.7500 1771 32953 FL XXXXXXX ISLAND Single Family 8.6000 1772 80017 CO AURORA Single Family 11.1000 1773 80537 CO LOVELAND Single Family 9.6500 1774 80525 CO FORT XXXXXXX PUD 7.9500 1775 85018 AZ PHOENIX Condominium 10.9000 1776 60136 IL GILBERTS PUD 7.6500 1777 33033 FL HOMESTEAD Single Family 10.3500 1778 98607 WA CAMAS Condominium 8.6500 1779 33566 FL PLANT CITY PUD 8.0000 1780 12550 NY NEWBURGH Single Family 8.5000 1781 78414 TX CORPUS CHRISTI Single Family 11.0000 1782 85323 AZ AVONDALE PUD 7.2000 1783 33971 FL LEHIGH ACRES 2-4 Family 7.8000 1784 95817 CA SACRAMENTO 2-4 Family 8.5500 1785 85326 AZ BUCKEYE Single Family 9.0500 1786 89032 NV NORTH LAS VEGAS Single Family 9.6500 1787 15101 PA XXXXXXX PARK Single Family 7.9000 1788 91768 CA POMONA Single Family 9.5500 1789 95823 CA SACRAMENTO Single Family 8.6500 1790 92404 CA SAN BERNARDINO Single Family 7.6500 1791 90002 CA LOS ANGELES Single Family 8.3000 1792 93305 CA BAKERSFIELD Single Family 9.2000 1793 84015 UT CLINTON Single Family 8.2500 1794 90242 CA XXXXXX Single Family 7.6000 1795 89103 NV LAS VEGAS Single Family 8.1500 1796 95691 CA WEST SACRAMENTO Single Family 9.3500 1797 37919 TN KNOXVILLE Single Family 8.8500 1798 33993 FL CAPE CORAL Single Family 9.9000 1799 98178 WA SEATTLE 2-4 Family 9.8010 1800 46123 IN AVON PUD 9.8500 1801 11203 NY BROOKLYN Single Family 7.7000 1802 98006 WA BELLEVUE Single Family 7.8500 1803 94621 CA OAKLAND Single Family 6.6500 1804 92394 CA VICTORVILLE Single Family 9.8000 1805 93505 CA CALIFORNIA CITY Single Family 9.1750 1806 95219 CA STOCKTON Single Family 8.7500 1807 85297 AZ GILBERT Single Family 7.9900 1808 90805 CA LONG BEACH Single Family 8.4900 1809 92377 CA RIALTO Single Family 8.1000 1810 91301 CA AGOURA HILLS PUD 9.2500 1811 19475 PA SPRING CITY Single Family 7.2500 1812 85249 AZ XXXXXXXX PUD 10.3000 1813 17057 PA MIDDLETOWN Single Family 9.0500 1814 34997 FL STUART Single Family 8.7500 1815 34953 FL PORT SAINT LUCIE PUD 8.7500 1816 34683 FL PALM HARBOR Single Family 9.4500 1817 84041 UT XXXXXX Single Family 8.6000 1818 85374 AZ SURPRISE PUD 7.6250 1819 19131 PA PHILADELPHIA Single Family 9.7000 1820 18466 PA TOBYHANNA Single Family 9.3500 1821 92506 CA RIVERSIDE Single Family 8.3100 1822 92410 CA HIGHLAND 2-4 Family 7.0000 1823 33162 FL NORTH MIAMI BEA Single Family 8.4000 1824 32904 FL WEST MELBOURNE Condominium 8.7500 1825 19138 PA PHILADELPHIA Single Family 9.3000 1826 91791 CA WEST COVINA Single Family 7.6000 1827 92553 CA XXXXXX VALLEY Single Family 9.7500 1828 85225 AZ CHANDLER Single Family 8.7500 1829 85353 AZ XXXXXXXX PUD 9.2500 1830 92240 CA DESERT HOT SPRINGS Single Family 7.7500 1831 49341 MI ROCKFORD Single Family 8.5000 1832 98374 WA PUYALLUP PUD 8.6500 1833 33313 FL LAUDERHILL Single Family 9.3000 1834 11552 NY WEST HEMPSTEAD Single Family 8.2500 1835 92553 CA XXXXXX VALLEY Single Family 9.4000 1836 93033 CA OXNARD PUD 8.1500 1837 67212 KS WICHITA Single Family 7.6000 1838 40272 KY LOUISVILLE Single Family 9.0000 1839 20603 MD WALDORF Single Family 8.1500 1840 45248 OH CINCINNATI Single Family 9.0500 1841 91367 CA LOS ANGELES Condominium 9.3250 1842 34953 FL PORT SAINT LUCIE Single Family 10.0000 1843 80634 CO GREELEY Single Family 7.9000 1844 33016 FL HIALEAH Condominium 10.7000 1845 85226 AZ CHANDLER PUD 8.9900 1846 70123 LA HARAHAN Single Family 10.3500 1847 80247 CO DENVER Single Family 11.7000 1848 32208 FL JACKSONVILLE Single Family 7.2500 1849 80911 CO COLORADO SPRINGS Single Family 9.1500 1850 77095 TX HOUSTON PUD 9.1000 1851 33705 FL SAINT PETERSBURG Single Family 8.5000 1852 32725 FL DELTONA Single Family 9.6000 1853 19701 DE BEAR PUD 9.3000 1854 33032 FL HOMESTEAD Single Family 8.5000 1855 60415 IL CHICAGO RIDGE Single Family 10.0500 1856 60538 IL XXXXXXXXXX Single Family 8.2000 1857 19121 PA PHILADELPHIA Condominium 10.8000 1858 60090 IL WHEELING Single Family 7.7500 1859 33056 FL OPA LOCKA Single Family 7.4500 1860 10456 NY BRONX 2-4 Family 8.2000 1861 90248 CA GARDENA Single Family 8.4900 1862 84020 UT DRAPER Single Family 7.7000 1863 89027 NV MESQUITE PUD 8.5000 1864 85212 AZ MESA PUD 8.9900 1865 60629 IL CHICAGO 2-4 Family 9.7500 1866 34953 FL PORT SAINT LUCIE Single Family 10.2500 1867 49503 MI GRAND RAPIDS Single Family 9.2250 1868 33330 FL DAVIE Single Family 8.6500 1869 3054 NH MERRIMACK Single Family 7.7500 1870 20747 MD DISTRICT HEIGHT PUD 7.5000 1871 33467 FL WELLINGTON PUD 9.4750 1872 60631 IL CHICAGO Single Family 8.5000 1873 84062 UT CEDAR HILLS Single Family 9.3370 1874 90061 CA LOS ANGELES Single Family 8.9900 1875 90002 CA LOS ANGELES Single Family 8.5000 1876 32828 FL ORLANDO PUD 8.9900 1877 85053 AZ PHOENIX Single Family 7.7000 1878 90047 CA LOS ANGELES Single Family 8.7000 1879 94401 CA SAN MATEO Single Family 8.5500 1880 32907 FL PALM BAY Single Family 7.9900 1881 98002 WA AUBURN Single Family 9.3500 1882 94531 CA ANTIOCH Single Family 7.7000 1883 32073 FL ORANGE PARK Single Family 9.1000 1884 33187 FL MIAMI Single Family 8.5500 1885 93534 CA LANCASTER Single Family 9.3000 1886 60431 IL JOLIET PUD 7.7000 1887 6516 CT WEST HAVEN Single Family 8.5000 1888 60616 IL CHICAGO Condominium 8.5000 1889 15045 PA GLASSPORT Single Family 9.6500 1890 33411 FL ROYAL PALM BEACH PUD 8.9500 1891 60517 IL WOODRIDGE Single Family 7.6000 1892 7017 NJ EAST ORANGE Single Family 8.3500 1893 93925 CA CHUALAR Single Family 8.4500 1894 64134 MO KANSAS CITY Single Family 8.3500 1895 92407 CA SAN BERNARDINO Single Family 7.5500 1896 90003 CA LOS ANGELES Single Family 10.0000 1897 95212 CA STOCKTON Single Family 8.5000 1898 85648 AZ RIO RICO Single Family 8.2500 1899 92173 CA SAN DIEGO Single Family 9.3500 1900 98684 WA VANCOUVER Single Family 8.9500 1901 49017 MI BATTLE CREEK Single Family 8.8000 1902 33428 FL BOCA RATON PUD 10.5000 1903 60139 IL GLENDALE HEIGHT Single Family 9.4000 1904 62062 IL MARYVILLE Single Family 8.5000 1905 55449 MN BLAINE PUD 8.7500 1906 2139 MA CAMBRIDGE Condominium 9.2500 1907 60463 IL PALOS HEIGHTS Single Family 9.8750 1908 34744 FL KISSIMMEE PUD 8.7500 1909 92584 CA MENIFEE Single Family 7.5000 1910 92220 CA BANNING Single Family 8.2500 1911 75605 TX LONGVIEW Single Family 9.9900 1912 76108 TX FORT WORTH Single Family 8.5500 1913 33028 FL PEMBROKE PINES PUD 8.9870 1914 89148 NV LAS VEGAS Single Family 6.9900 1915 77083 TX HOUSTON PUD 8.8000 1916 55812 MN DULUTH Single Family 7.2500 1917 91607 CA VALLEY VILLAGE Condominium 7.9900 1918 3225 NH CENTER BARNSTEA Single Family 10.2500 1919 21030 MD COCKEYSVILLE PUD 7.9900 1920 78727 TX AUSTIN Single Family 9.1500 1921 93455 CA SANTA XXXXX Single Family 8.1500 1922 85202 AZ MESA Single Family 11.6000 1923 85303 AZ GLENDALE PUD 7.9000 1924 96791 HI WAIALUA Single Family 8.3500 1925 92394 CA VICTORVILLE Single Family 8.3000 1926 90807 CA LONG BEACH Single Family 7.9000 1927 89117 NV LAS VEGAS Single Family 7.9000 1928 80111 CO CENTENNIAL PUD 9.2000 1929 30024 GA SUWANEE PUD 8.4500 1930 11722 NY CENTRAL ISLIP Single Family 7.9900 1931 55901 MN ROCHESTER Single Family 8.6000 1932 2330 MA XXXXXX Single Family 7.6000 1933 90016 CA LOS ANGELES Single Family 7.5000 1934 60446 IL ROMEOVILLE Single Family 8.7000 1935 92544 CA HEMET Single Family 7.3500 1936 60192 IL XXXXXXX ESTATES Condominium 9.3000 1937 91406 CA LOS ANGELES Single Family 7.8900 1938 38125 TN MEMPHIS Single Family 9.9000 1939 60432 IL JOLIET 2-4 Family 10.3500 1940 60178 IL SYCAMORE Single Family 10.3000 1941 78256 TX SAN ANTONIO PUD 10.3130 1942 95978 CA STIRLING CITY Single Family 6.6500 1943 84084 UT WEST JORDAN Single Family 9.2500 1944 19082 PA UPPER XXXXX TOWNSHIP Single Family 10.8500 1945 60585 IL PLAINFIELD Single Family 8.4900 1946 60629 IL CHICAGO 2-4 Family 8.4500 1947 84095 UT SOUTH JORDAN Single Family 9.3750 1948 92404 CA SAN BERNARDINO Single Family 8.9900 1949 85713 AZ TUCSON PUD 8.9500 1950 94590 CA VALLEJO Single Family 8.6500 1951 93543 CA LITTLEROCK Single Family 8.9000 1952 60139 IL GLENDALE HEIGHTS Condominium 9.6250 1953 60559 IL WESTMONT Condominium 8.4900 1954 17543 PA LITITZ Single Family 7.8500 1955 12553 NY NEW WINDSOR Single Family 7.7500 1956 55068 MN ROSEMOUNT Single Family 7.5000 1957 33463 FL LAKE WORTH PUD 7.7500 1958 33311 FL FORT LAUDERDALE Single Family 8.5000 1959 33312 FL FORT LAUDERDALE Single Family 9.7500 1960 84065 UT RIVERTON PUD 8.6000 1961 60586 IL PLAINFIELD Single Family 8.7000 1962 11385 NY RIDGEWOOD Single Family 7.8500 1963 33169 FL MIAMI GARDENS Condominium 7.7750 1964 80538 CO LOVELAND Single Family 7.5000 1965 33147 FL MIAMI Single Family 9.7000 1966 60445 IL CRESTWOOD Condominium 9.0000 1967 92865 CA ORANGE Single Family 7.2500 1968 80221 CO DENVER Single Family 8.2000 1969 85383 AZ PEORIA Single Family 8.0500 1970 91335 CA LOS ANGELES Condominium 6.3500 1971 89121 NV LAS VEGAS Single Family 9.8750 1972 60098 IL WOODSTOCK Single Family 8.9630 1973 85323 AZ AVONDALE Single Family 8.3500 1974 89506 NV RENO PUD 8.9900 1975 92335 CA FONTANA 2-4 Family 7.4500 1976 11746 NY HUNTINGTON STAT Single Family 8.1000 1977 92802 CA ANAHEIM Single Family 8.5600 1978 34288 FL NORTH PORT Single Family 9.0500 1979 33952 FL PORT CHARLOTTE Single Family 9.3000 1980 33015 FL MIAMI PUD 9.0500 1981 70817 LA BATON ROUGE Single Family 8.2000 1982 6615 CT STRATFORD 2-4 Family 8.7000 1983 77084 TX HOUSTON PUD 10.1000 1984 7062 NJ PLAINFIELD Single Family 8.4000 1985 33328 FL XXXXXX CITY Single Family 8.7000 1986 1535 MA NORTH BROOKFIEL Single Family 7.9900 1987 68506 NE LINCOLN Single Family 9.3500 1988 33317 FL FORT LAUDERDALE Single Family 9.4500 1989 60656 IL CHICAGO Single Family 8.7000 1990 95628 CA FAIR OAKS Single Family 7.9900 1991 21227 MD HALETHORPE Single Family 8.9000 1992 92392 CA VICTORVILLE Single Family 8.7000 1993 95831 CA SACRAMENTO Single Family 7.3500 1994 12571 NY RED HOOK Single Family 8.8000 1995 3868 NH ROCHESTER Single Family 8.8000 1996 19140 PA PHILADELPHIA Single Family 9.7000 1997 8087 NJ LITTLE EGG HARBOR TW Single Family 9.5500 1998 91710 CA CHINO Single Family 8.6000 1999 32773 FL SANFORD PUD 9.2000 2000 8510 NJ MILLSTONE Single Family 9.6000 2001 73120 OK OKLAHOMA CITY Single Family 7.9900 2002 21236 MD NOTTINGHAM Single Family 8.7500 2003 7018 NJ EAST ORANGE 2-4 Family 8.8000 2004 2066 MA SCITUATE Single Family 7.2500 2005 18051 PA FOGELSVILLE Single Family 10.6000 2006 33015 FL HIALEAH PUD 8.6500 2007 32725 FL DELTONA PUD 8.5000 2008 32829 FL ORLANDO PUD 8.0500 2009 95367 CA RIVERBANK Single Family 8.2000 2010 90002 CA LOS ANGELES Single Family 9.4000 2011 55317 MN CHANHASSEN Condominium 8.2500 2012 33193 FL MIAMI Single Family 9.3000 2013 7032 NJ KEARNY 2-4 Family 7.7500 2014 33993 FL CAPE CORAL Single Family 8.5000 2015 60004 IL ARLINGTON HEIGHTS Single Family 8.4000 2016 91746 CA LA XXXXXX Single Family 7.6500 2017 32779 FL LONGWOOD PUD 8.9900 2018 49048 MI KALAMAZOO Single Family 8.9000 2019 33594 FL VALRICO PUD 7.6000 2020 33311 FL FORT LAUDERDALE Single Family 8.4500 2021 61801 IL URBANA Single Family 7.8000 2022 32832 FL ORLANDO PUD 10.0250 2023 81101 CO ALAMOSA Single Family 8.5500 2024 85383 AZ XXXXXX XXX 0.0000 0000 00000 XX XXXXXXX XXXXX XXX 8.2500 2026 3104 NH MANCHESTER Condominium 8.9750 2027 94509 CA ANTIOCH Single Family 8.3000 2028 93313 CA BAKERSFIELD Single Family 7.9500 2029 20613 MD BRANDYWINE Single Family 8.9500 2030 92532 CA LAKE ELSINORE Single Family 7.8000 2031 19446 PA LANSDALE Single Family 9.3500 2032 33033 FL HOMESTEAD Condominium 10.5500 2033 85283 AZ TEMPE Single Family 8.7500 2034 94603 CA OAKLAND Single Family 7.8500 2035 6611 CT TRUMBULL Single Family 7.5000 2036 33027 FL MIRAMAR PUD 8.2000 2037 93304 CA BAKERSFIELD 2-4 Family 7.9900 2038 91384 CA CASTAIC Single Family 8.6500 2039 97068 OR WEST LINN Condominium 9.9900 2040 7083 NJ UNION Single Family 7.6500 2041 92392 CA VICTORVILLE Single Family 10.5000 2042 90716 CA HAWAIIAN GARDENS Condominium 9.2000 2043 63031 MO FLORISSANT Single Family 8.3500 2044 77301 TX CONROE PUD 8.5000 2045 98103 WA SEATTLE Single Family 7.7500 2046 85015 AZ PHOENIX Single Family 8.8600 2047 91307 CA LOS ANGELES Single Family 8.5500 2048 96743 HI KAMUELA Single Family 8.6000 2049 92308 CA APPLE VALLEY Single Family 7.2500 2050 93312 CA BAKERSFIELD Single Family 8.3500 2051 1501 MA AUBURN Single Family 8.1250 2052 53956 WI RANDOLPH Single Family 9.1250 2053 34238 FL SARASOTA Condominium 7.4000 2054 93940 CA MONTEREY Single Family 8.6500 2055 91766 CA POMONA Single Family 7.5500 2056 93654 CA REEDLEY Single Family 8.0000 2057 94603 CA OAKLAND Single Family 8.2500 2058 8002 NJ CHERRY HILL Single Family 8.2500 2059 29801 SC AIKEN Single Family 8.9500 2060 37849 TN XXXXXX Single Family 8.5500 2061 80030 CO WESTMINSTER Single Family 7.5000 2062 85228 AZ COOLIDGE Single Family 7.9900 2063 90002 CA LOS ANGELES Single Family 8.1000 2064 90037 CA LOS ANGELES Single Family 7.9500 2065 98506 WA OLYMPIA Single Family 8.8500 2066 6825 CT FAIRFIELD Single Family 8.1500 2067 55417 MN MINNEAPOLIS Single Family 10.7500 2068 10607 NY TOWN OF GREENBU Single Family 7.4880 2069 6379 CT STONINGTON Single Family 9.1510 2070 97756 OR REDMOND Single Family 10.1000 2071 95687 CA VACAVILLE Single Family 9.3000 2072 19127 PA PHILADELPHIA 2-4 Family 8.6500 2073 33314 FL DAVIE Single Family 10.2500 2074 66215 KS LENEXA Single Family 9.3000 2075 80236 CO DENVER Single Family 7.7500 2076 90605 CA WHITTIER Single Family 7.9900 2077 60446 IL ROMEOVILLE Single Family 8.5500 2078 65202 MO COLUMBIA Single Family 8.6000 2079 95330 CA LATHROP Single Family 8.5500 2080 85031 AZ PHOENIX Single Family 7.6000 2081 95206 CA STOCKTON Single Family 8.3500 2082 90001 CA LOS ANGELES Single Family 8.2000 2083 60091 IL WILMETTE Single Family 7.4370 2084 32738 FL DELTONA Single Family 7.8500 2085 60622 IL CHICAGO Condominium 9.7500 2086 90262 CA LYNWOOD Single Family 8.3500 2087 74011 OK BROKEN ARROW Single Family 8.7500 2088 33137 FL MIAMI Condominium 8.5000 2089 85338 AZ GOODYEAR PUD 9.4500 2090 33055 FL MIAMI GARDENS Single Family 9.5500 2091 85338 AZ GOODYEAR PUD 9.4500 2092 60653 IL CHICAGO Single Family 8.7500 2093 95825 CA SACRAMENTO Single Family 7.7500 2094 33156 FL MIAMI Condominium 8.7000 2095 92553 CA XXXXXX VALLEY Single Family 9.3900 2096 90044 CA LOS ANGELES 2-4 Family 7.9900 2097 55411 MN MINNEAPOLIS 2-4 Family 7.8000 2098 33016 FL HIALEAH GARDENS Single Family 8.2500 2099 90003 CA LOS ANGELES Single Family 8.9500 2100 95409 CA SANTA XXXX Single Family 8.7500 2101 33126 FL MIAMI Condominium 7.9000 2102 68526 NE LINCOLN PUD 9.6000 2103 98856 WA TWISP Single Family 9.8500 2104 96822 HI HONOLULU Single Family 7.1510 2105 92408 CA SAN BERNARDINO PUD 7.9500 2106 33312 FL FORT LAUDERDALE Single Family 8.1000 2107 19131 PA PHILADELPHIA Single Family 9.1500 2108 33050 FL MARATHON Single Family 7.9900 2109 32751 FL MAITLAND Condominium 8.6000 2110 85713 AZ TUCSON Single Family 9.1000 2111 90221 CA XXXXXXX Single Family 9.5000 2112 19602 PA READING Single Family 9.6250 2113 92509 CA RIVERSIDE Single Family 7.8000 2114 6320 CT NEW LONDON 2-4 Family 9.8500 2115 92557 CA XXXXXX VALLEY Single Family 8.9500 2116 92335 CA FONTANA Single Family 7.9500 2117 98092 WA AUBURN PUD 7.5000 2118 92557 CA XXXXXX VALLEY PUD 7.4000 2119 93726 CA FRESNO Single Family 9.2500 2120 93305 CA BAKERSFIELD PUD 7.2500 2121 91701 CA RANCHO CUCAMONGA Single Family 6.8500 2122 92551 CA XXXXXX VALLEY Single Family 7.8400 2123 89130 NV LAS VEGAS PUD 7.3500 2124 85041 AZ PHOENIX Single Family 9.3000 2125 7047 NJ NORTH BERGEN TW 2-4 Family 7.1000 2126 92557 CA XXXXXX VALLEY Single Family 8.0000 2127 90042 CA LOS ANGELES Single Family 7.5500 2128 63366 MO O FALLON Single Family 9.5000 2129 92359 CA SAN BERNARDINO Single Family 8.5000 2130 12508 NY BEACON Single Family 9.9000 2131 38134 TN XXXXXXXX Single Family 8.8050 2132 85257 AZ SCOTTSDALE PUD 9.2000 2133 92404 CA SAN BERNARDINO Single Family 6.6250 2134 97015 OR CLACKAMAS PUD 7.9900 2135 91042 CA LOS ANGELES Single Family 7.5000 2136 19143 PA PHILADELPHIA Single Family 10.9000 2137 19701 DE BEAR Single Family 9.3000 2138 95127 CA SAN XXXX Single Family 8.8000 2139 33411 FL ROYAL PALM BEACH Single Family 8.5500 2140 85037 AZ PHOENIX Single Family 9.8500 2141 55105 MN SAINT XXXX Single Family 9.5000 2142 85017 AZ PHOENIX Single Family 8.5000 2143 85027 AZ PHOENIX PUD 9.2500 2144 48837 MI GRAND LEDGE Single Family 8.9900 2145 33189 FL MIAMI Condominium 9.1500 2146 91306 CA LOS ANGELES Single Family 7.4000 2147 34238 FL SARASOTA Condominium 8.3500 2148 93312 CA BAKERSFIELD Single Family 7.9500 2149 89131 NV LAS VEGAS PUD 7.9000 2150 1906 MA SAUGUS 2-4 Family 7.9900 2151 95376 CA XXXXX Single Family 9.8500 2152 66062 KS OLATHE Single Family 9.7000 2153 89131 NV LAS VEGAS PUD 9.1500 2154 80550 CO WINDSOR Single Family 8.8500 2155 77072 TX HOUSTON PUD 9.9500 2156 1923 MA DANVERS Single Family 7.8500 2157 17078 PA PALMYRA Single Family 8.5500 2158 91768 CA POMONA Single Family 8.5500 2159 21230 MD BALTIMORE Single Family 8.6000 2160 85035 AZ PHOENIX Single Family 9.5500 2161 12306 NY SCHENECTADY 2-4 Family 8.8500 2162 95823 CA SACRAMENTO Condominium 9.9500 2163 39520 MS BAY SAINT LOUIS Single Family 8.2250 2164 33185 FL MIAMI PUD 8.7000 2165 80521 CO FORT XXXXXXX Single Family 7.3500 2166 2368 MA RANDOLPH Single Family 7.3000 2167 21212 MD BALTIMORE Single Family 8.9500 2168 95828 CA SACRAMENTO PUD 8.9500 2169 90047 CA LOS ANGELES Single Family 7.5500 2170 91935 CA JAMUL Single Family 9.1500 2171 60610 IL CHICAGO Condominium 10.2500 2172 95823 CA SACRAMENTO Single Family 8.7500 2173 54911 WI APPLETON Single Family 8.4000 2174 92154 CA SAN DIEGO PUD 7.1000 2175 7740 NJ LONG BRANCH 2-4 Family 7.8500 2176 85033 AZ PHOENIX Single Family 8.0000 2177 33024 FL HOLLYWOOD Single Family 8.5000 SERV_FEE LPMI TRUSTFEE MSERV CURRENT_NET_COUPON MATURITY_DATE --------------------------------------------------------------------------------------------------------------------------------------------- 1 0.5000 0.0000 0.0050 0.0000 10.1700 20360901 2 0.5000 0.0000 0.0050 0.0000 7.2700 20360901 3 0.5000 0.0000 0.0050 0.0000 6.2450 20360901 4 0.5000 0.0000 0.0050 0.0000 6.2950 20360901 5 0.5000 0.0000 0.0050 0.0000 7.9950 20360901 6 0.5000 0.0000 0.0050 0.0000 8.5950 20360901 7 0.5000 0.0000 0.0050 0.0000 6.0950 20360901 8 0.5000 0.0000 0.0050 0.0000 11.5450 20360901 9 0.5000 0.0000 0.0050 0.0000 7.3450 20360901 10 0.5000 0.0000 0.0050 0.0000 8.2950 20360901 11 0.5000 0.0000 0.0050 0.0000 8.6450 20360901 12 0.5000 0.0000 0.0050 0.0000 7.4850 20360901 13 0.5000 0.0000 0.0050 0.0000 8.6450 20360901 14 0.5000 0.0000 0.0050 0.0000 6.8950 20360901 15 0.5000 0.0000 0.0050 0.0000 10.4950 20360901 16 0.5000 0.0000 0.0050 0.0000 8.4950 20360901 17 0.5000 0.0000 0.0050 0.0000 7.4950 20360901 18 0.5000 0.0000 0.0050 0.0000 6.9950 20360901 19 0.5000 0.0000 0.0050 0.0000 12.0450 20360901 20 0.5000 0.0000 0.0050 0.0000 8.9450 20360901 21 0.5000 0.0000 0.0050 0.0000 8.8450 20360901 22 0.5000 0.0000 0.0050 0.0000 7.2450 20360901 23 0.5000 0.0000 0.0050 0.0000 11.3450 20360901 24 0.5000 0.0000 0.0050 0.0000 8.2950 20360901 25 0.5000 0.0000 0.0050 0.0000 9.2950 20360901 26 0.5000 0.0000 0.0050 0.0000 11.8950 20360901 27 0.5000 0.0000 0.0050 0.0000 9.3950 20360901 28 0.5000 0.0000 0.0050 0.0000 9.8950 20360901 29 0.5000 0.0000 0.0050 0.0000 7.6850 20360901 30 0.5000 0.0000 0.0050 0.0000 7.3450 20360901 31 0.5000 0.0000 0.0050 0.0000 8.9450 20360901 32 0.5000 0.0000 0.0050 0.0000 6.7950 20360901 33 0.5000 0.0000 0.0050 0.0000 8.5950 20360901 34 0.5000 0.0000 0.0050 0.0000 9.4850 20360901 35 0.5000 0.0000 0.0050 0.0000 9.1450 20360901 36 0.5000 0.0000 0.0050 0.0000 7.1700 20360901 37 0.5000 0.0000 0.0050 0.0000 6.9450 20360901 38 0.5000 0.0000 0.0050 0.0000 7.4450 20360901 39 0.5000 0.0000 0.0050 0.0000 6.0450 20360901 40 0.5000 0.0000 0.0050 0.0000 7.3950 20360901 41 0.5000 0.0000 0.0050 0.0000 9.8950 20360901 42 0.5000 0.0000 0.0050 0.0000 10.4200 20360901 43 0.5000 0.0000 0.0050 0.0000 9.4950 20360901 44 0.5000 0.0000 0.0050 0.0000 6.4850 20360901 45 0.5000 0.0000 0.0050 0.0000 7.5450 20360901 46 0.5000 0.0000 0.0050 0.0000 9.2450 20360901 47 0.5000 0.0000 0.0050 0.0000 8.2450 20360801 48 0.5000 0.0000 0.0050 0.0000 8.7950 20360901 49 0.5000 0.0000 0.0050 0.0000 9.5950 20360901 50 0.5000 0.0000 0.0050 0.0000 7.4850 20360901 51 0.5000 0.0000 0.0050 0.0000 8.6450 20360901 52 0.5000 0.0000 0.0050 0.0000 9.1950 20360901 53 0.5000 0.0000 0.0050 0.0000 11.6450 20360801 54 0.5000 0.0000 0.0050 0.0000 7.7950 20360901 55 0.5000 0.0000 0.0050 0.0000 10.5950 20360901 56 0.5000 0.0000 0.0050 0.0000 8.3070 20360901 57 0.5000 0.0000 0.0050 0.0000 7.6450 20360701 58 0.5000 0.0000 0.0050 0.0000 9.8450 20360701 59 0.5000 0.0000 0.0050 0.0000 5.3950 20360701 60 0.5000 0.0000 0.0050 0.0000 10.0950 20360701 61 0.5000 0.0000 0.0050 0.0000 7.8450 20360701 62 0.5000 0.0000 0.0050 0.0000 8.7450 20360801 63 0.5000 0.0000 0.0050 0.0000 7.9950 20360701 64 0.5000 0.0000 0.0050 0.0000 8.1950 20260701 65 0.5000 0.0000 0.0050 0.0000 6.1950 20360701 66 0.5000 0.0000 0.0050 0.0000 8.3450 20360501 67 0.5000 0.0000 0.0050 0.0000 6.7450 20360501 68 0.5000 0.0000 0.0050 0.0000 10.0450 20360901 69 0.5000 0.0000 0.0050 0.0000 7.6950 20360901 70 0.5000 0.0000 0.0050 0.0000 7.9950 20360901 71 0.5000 0.0000 0.0050 0.0000 7.7950 20360901 72 0.5000 0.0000 0.0050 0.0000 6.6450 20360901 73 0.5000 0.0000 0.0050 0.0000 9.7450 20360901 74 0.5000 0.0000 0.0050 0.0000 7.7450 20360901 75 0.5000 0.0000 0.0050 0.0000 10.0950 20360901 76 0.5000 0.0000 0.0050 0.0000 6.3450 20360901 77 0.5000 0.0000 0.0050 0.0000 6.8950 20360901 78 0.5000 0.0000 0.0050 0.0000 7.9950 20360901 79 0.5000 0.0000 0.0050 0.0000 7.6450 20360901 80 0.5000 0.0000 0.0050 0.0000 7.0950 20360901 81 0.5000 0.0000 0.0050 0.0000 8.3700 20360901 82 0.5000 0.0000 0.0050 0.0000 7.5950 20360901 83 0.5000 0.0000 0.0050 0.0000 7.6950 20360901 84 0.5000 0.0000 0.0050 0.0000 7.1450 20360901 85 0.5000 0.0000 0.0050 0.0000 7.7450 20360901 86 0.5000 0.0000 0.0050 0.0000 8.7450 20360901 87 0.5000 0.0000 0.0050 0.0000 8.4450 20360901 88 0.5000 0.0000 0.0050 0.0000 8.6450 20360901 89 0.5000 0.0000 0.0050 0.0000 10.3950 20360901 90 0.5000 0.0000 0.0050 0.0000 10.1950 20360901 91 0.5000 0.0000 0.0050 0.0000 6.6450 20360901 92 0.5000 0.0000 0.0050 0.0000 8.1950 20360901 93 0.5000 0.0000 0.0050 0.0000 9.5450 20360901 94 0.5000 0.0000 0.0050 0.0000 8.0950 20360901 95 0.5000 0.0000 0.0050 0.0000 8.9950 20210901 96 0.5000 0.0000 0.0050 0.0000 6.9950 20360901 97 0.5000 0.0000 0.0050 0.0000 8.5450 20360901 98 0.5000 0.0000 0.0050 0.0000 8.4450 20360901 99 0.5000 0.0000 0.0050 0.0000 7.6950 20360901 100 0.5000 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20360801 1866 0.5000 0.0000 0.0050 0.0000 9.7450 20360801 1867 0.5000 0.0000 0.0050 0.0000 8.7200 20360801 1868 0.5000 0.0000 0.0050 0.0000 8.1450 20360801 1869 0.5000 0.0000 0.0050 0.0000 7.2450 20360801 1870 0.5000 0.0000 0.0050 0.0000 6.9950 20360801 1871 0.5000 0.0000 0.0050 0.0000 8.9700 20360801 1872 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1873 0.5000 0.0000 0.0050 0.0000 8.8320 20360801 1874 0.5000 0.0000 0.0050 0.0000 8.4850 20360901 1875 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1876 0.5000 0.0000 0.0050 0.0000 8.4850 20360801 1877 0.5000 0.0000 0.0050 0.0000 7.1950 20360901 1878 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1879 0.5000 0.0000 0.0050 0.0000 8.0450 20360801 1880 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 1881 0.5000 0.0000 0.0050 0.0000 8.8450 20360801 1882 0.5000 0.0000 0.0050 0.0000 7.1950 20360801 1883 0.5000 0.0000 0.0050 0.0000 8.5950 20360801 1884 0.5000 0.0000 0.0050 0.0000 8.0450 20360801 1885 0.5000 0.0000 0.0050 0.0000 8.7950 20360901 1886 0.5000 0.0000 0.0050 0.0000 7.1950 20360801 1887 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1888 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1889 0.5000 0.0000 0.0050 0.0000 9.1450 20360801 1890 0.5000 0.0000 0.0050 0.0000 8.4450 20360801 1891 0.5000 0.0000 0.0050 0.0000 7.0950 20360801 1892 0.5000 0.0000 0.0050 0.0000 7.8450 20360801 1893 0.5000 0.0000 0.0050 0.0000 7.9450 20360801 1894 0.5000 0.0000 0.0050 0.0000 7.8450 20360801 1895 0.5000 0.0000 0.0050 0.0000 7.0450 20360801 1896 0.5000 0.0000 0.0050 0.0000 9.4950 20360801 1897 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1898 0.5000 0.0000 0.0050 0.0000 7.7450 20360801 1899 0.5000 0.0000 0.0050 0.0000 8.8450 20360801 1900 0.5000 0.0000 0.0050 0.0000 8.4450 20360801 1901 0.5000 0.0000 0.0050 0.0000 8.2950 20360801 1902 0.5000 0.0000 0.0050 0.0000 9.9950 20360801 1903 0.5000 0.0000 0.0050 0.0000 8.8950 20360801 1904 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1905 0.5000 0.0000 0.0050 0.0000 8.2450 20360801 1906 0.5000 0.0000 0.0050 0.0000 8.7450 20360901 1907 0.5000 0.0000 0.0050 0.0000 9.3700 20360801 1908 0.5000 0.0000 0.0050 0.0000 8.2450 20360801 1909 0.5000 0.0000 0.0050 0.0000 6.9950 20360801 1910 0.5000 0.0000 0.0050 0.0000 7.7450 20360801 1911 0.5000 0.0000 0.0050 0.0000 9.4850 20360801 1912 0.5000 0.0000 0.0050 0.0000 8.0450 20360801 1913 0.5000 0.0000 0.0050 0.0000 8.4820 20360801 1914 0.5000 0.0000 0.0050 0.0000 6.4850 20360801 1915 0.5000 0.0000 0.0050 0.0000 8.2950 20360801 1916 0.5000 0.0000 0.0050 0.0000 6.7450 20360801 1917 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 1918 0.5000 0.0000 0.0050 0.0000 9.7450 20360801 1919 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 1920 0.5000 0.0000 0.0050 0.0000 8.6450 20360801 1921 0.5000 0.0000 0.0050 0.0000 7.6450 20360801 1922 0.5000 0.0000 0.0050 0.0000 11.0950 20360901 1923 0.5000 0.0000 0.0050 0.0000 7.3950 20360801 1924 0.5000 0.0000 0.0050 0.0000 7.8450 20360801 1925 0.5000 0.0000 0.0050 0.0000 7.7950 20360801 1926 0.5000 0.0000 0.0050 0.0000 7.3950 20360801 1927 0.5000 0.0000 0.0050 0.0000 7.3950 20360801 1928 0.5000 0.0000 0.0050 0.0000 8.6950 20360801 1929 0.5000 0.0000 0.0050 0.0000 7.9450 20360801 1930 0.5000 0.0000 0.0050 0.0000 7.4850 20360901 1931 0.5000 0.0000 0.0050 0.0000 8.0950 20360801 1932 0.5000 0.0000 0.0050 0.0000 7.0950 20360901 1933 0.5000 0.0000 0.0050 0.0000 6.9950 20360801 1934 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1935 0.5000 0.0000 0.0050 0.0000 6.8450 20360801 1936 0.5000 0.0000 0.0050 0.0000 8.7950 20360901 1937 0.5000 0.0000 0.0050 0.0000 7.3850 20360801 1938 0.5000 0.0000 0.0050 0.0000 9.3950 20360801 1939 0.5000 0.0000 0.0050 0.0000 9.8450 20360801 1940 0.5000 0.0000 0.0050 0.0000 9.7950 20360801 1941 0.5000 0.0000 0.0050 0.0000 9.8080 20360801 1942 0.5000 0.0000 0.0050 0.0000 6.1450 20360801 1943 0.5000 0.0000 0.0050 0.0000 8.7450 20360801 1944 0.5000 0.0000 0.0050 0.0000 10.3450 20360901 1945 0.5000 0.0000 0.0050 0.0000 7.9850 20360801 1946 0.5000 0.0000 0.0050 0.0000 7.9450 20360801 1947 0.5000 0.0000 0.0050 0.0000 8.8700 20360801 1948 0.5000 0.0000 0.0050 0.0000 8.4850 20360801 1949 0.5000 0.0000 0.0050 0.0000 8.4450 20360801 1950 0.5000 0.0000 0.0050 0.0000 8.1450 20360801 1951 0.5000 0.0000 0.0050 0.0000 8.3950 20360801 1952 0.5000 0.0000 0.0050 0.0000 9.1200 20360801 1953 0.5000 0.0000 0.0050 0.0000 7.9850 20360801 1954 0.5000 0.0000 0.0050 0.0000 7.3450 20360801 1955 0.5000 0.0000 0.0050 0.0000 7.2450 20360801 1956 0.5000 0.0000 0.0050 0.0000 6.9950 20360801 1957 0.5000 0.0000 0.0050 0.0000 7.2450 20360801 1958 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 1959 0.5000 0.0000 0.0050 0.0000 9.2450 20360801 1960 0.5000 0.0000 0.0050 0.0000 8.0950 20360801 1961 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1962 0.5000 0.0000 0.0050 0.0000 7.3450 20360801 1963 0.5000 0.0000 0.0050 0.0000 7.2700 20360801 1964 0.5000 0.0000 0.0050 0.0000 6.9950 20360801 1965 0.5000 0.0000 0.0050 0.0000 9.1950 20360801 1966 0.5000 0.0000 0.0050 0.0000 8.4950 20360801 1967 0.5000 0.0000 0.0050 0.0000 6.7450 20360801 1968 0.5000 0.0000 0.0050 0.0000 7.6950 20360801 1969 0.5000 0.0000 0.0050 0.0000 7.5450 20360801 1970 0.5000 0.0000 0.0050 0.0000 5.8450 20360801 1971 0.5000 0.0000 0.0050 0.0000 9.3700 20360801 1972 0.5000 0.0000 0.0050 0.0000 8.4580 20360801 1973 0.5000 0.0000 0.0050 0.0000 7.8450 20360801 1974 0.5000 0.0000 0.0050 0.0000 8.4850 20360801 1975 0.5000 0.0000 0.0050 0.0000 6.9450 20360801 1976 0.5000 0.0000 0.0050 0.0000 7.5950 20360801 1977 0.5000 0.0000 0.0050 0.0000 8.0550 20360801 1978 0.5000 0.0000 0.0050 0.0000 8.5450 20360801 1979 0.5000 0.0000 0.0050 0.0000 8.7950 20360801 1980 0.5000 0.0000 0.0050 0.0000 8.5450 20360801 1981 0.5000 0.0000 0.0050 0.0000 7.6950 20360801 1982 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1983 0.5000 0.0000 0.0050 0.0000 9.5950 20360801 1984 0.5000 0.0000 0.0050 0.0000 7.8950 20360801 1985 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1986 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 1987 0.5000 0.0000 0.0050 0.0000 8.8450 20360801 1988 0.5000 0.0000 0.0050 0.0000 8.9450 20360801 1989 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1990 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 1991 0.5000 0.0000 0.0050 0.0000 8.3950 20360801 1992 0.5000 0.0000 0.0050 0.0000 8.1950 20360801 1993 0.5000 0.0000 0.0050 0.0000 6.8450 20360801 1994 0.5000 0.0000 0.0050 0.0000 8.2950 20360801 1995 0.5000 0.0000 0.0050 0.0000 8.2950 20360901 1996 0.5000 0.0000 0.0050 0.0000 9.1950 20360801 1997 0.5000 0.0000 0.0050 0.0000 9.0450 20360801 1998 0.5000 0.0000 0.0050 0.0000 8.0950 20360801 1999 0.5000 0.0000 0.0050 0.0000 8.6950 20360701 2000 0.5000 0.0000 0.0050 0.0000 9.0950 20360801 2001 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 2002 0.5000 0.0000 0.0050 0.0000 8.2450 20360801 2003 0.5000 0.0000 0.0050 0.0000 8.2950 20360801 2004 0.5000 0.0000 0.0050 0.0000 6.7450 20360801 2005 0.5000 0.0000 0.0050 0.0000 10.0950 20360801 2006 0.5000 0.0000 0.0050 0.0000 8.1450 20360801 2007 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 2008 0.5000 0.0000 0.0050 0.0000 7.5450 20360801 2009 0.5000 0.0000 0.0050 0.0000 7.6950 20360801 2010 0.5000 0.0000 0.0050 0.0000 8.8950 20360801 2011 0.5000 0.0000 0.0050 0.0000 7.7450 20360801 2012 0.5000 0.0000 0.0050 0.0000 8.7950 20360801 2013 0.5000 0.0000 0.0050 0.0000 7.2450 20360801 2014 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 2015 0.5000 0.0000 0.0050 0.0000 7.8950 20360801 2016 0.5000 0.0000 0.0050 0.0000 7.1450 20360701 2017 0.5000 0.0000 0.0050 0.0000 8.4850 20360801 2018 0.5000 0.0000 0.0050 0.0000 8.3950 20360801 2019 0.5000 0.0000 0.0050 0.0000 7.0950 20360801 2020 0.5000 0.0000 0.0050 0.0000 7.9450 20360801 2021 0.5000 0.0000 0.0050 0.0000 7.2950 20360801 2022 0.5000 0.0000 0.0050 0.0000 9.5200 20360801 2023 0.5000 0.0000 0.0050 0.0000 8.0450 20360801 2024 0.5000 0.0000 0.0050 0.0000 8.3450 20360801 2025 0.5000 0.0000 0.0050 0.0000 7.7450 20360801 2026 0.5000 0.0000 0.0050 0.0000 8.4700 20360801 2027 0.5000 0.0000 0.0050 0.0000 7.7950 20360801 2028 0.5000 0.0000 0.0050 0.0000 7.4450 20360801 2029 0.5000 0.0000 0.0050 0.0000 8.4450 20360801 2030 0.5000 0.0000 0.0050 0.0000 7.2950 20360801 2031 0.5000 0.0000 0.0050 0.0000 8.8450 20360801 2032 0.5000 0.0000 0.0050 0.0000 10.0450 20360801 2033 0.5000 0.0000 0.0050 0.0000 8.2450 20360801 2034 0.5000 0.0000 0.0050 0.0000 7.3450 20360801 2035 0.5000 0.0000 0.0050 0.0000 6.9950 20360801 2036 0.5000 0.0000 0.0050 0.0000 7.6950 20360801 2037 0.5000 0.0000 0.0050 0.0000 7.4850 20360801 2038 0.5000 0.0000 0.0050 0.0000 8.1450 20360701 2039 0.5000 0.0000 0.0050 0.0000 9.4850 20360801 2040 0.5000 0.0000 0.0050 0.0000 7.1450 20360801 2041 0.5000 0.0000 0.0050 0.0000 9.9950 20360801 2042 0.5000 0.0000 0.0050 0.0000 8.6950 20360801 2043 0.5000 0.0000 0.0050 0.0000 7.8450 20360801 2044 0.5000 0.0000 0.0050 0.0000 7.9950 20360801 2045 0.5000 0.0000 0.0050 0.0000 7.2450 20360801 2046 0.5000 0.0000 0.0050 0.0000 8.3550 20360801 2047 0.5000 0.0000 0.0050 0.0000 8.0450 20360801 2048 0.5000 0.0000 0.0050 0.0000 8.0950 20360801 2049 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0.0050 0.0000 9.7450 20360601 2172 0.5000 0.0000 0.0050 0.0000 8.2450 20360601 2173 0.5000 0.0000 0.0050 0.0000 7.8950 20360401 2174 0.5000 0.0000 0.0050 0.0000 6.5950 20360501 2175 0.5000 0.0000 0.0050 0.0000 7.3450 20360301 2176 0.5000 0.0000 0.0050 0.0000 7.4950 20360301 2177 0.5000 0.0000 0.0050 0.0000 7.9950 20360401 STATED_ORIGINAL_TERM STATED_REM_TERM ORIGINAL_BALANCE FIRST_PAY_DATE PAYMENT ------------------------------------------------------------------------------------------------------------------------------------------------------- 1 360 358 110,200.00 20061001 1,022.49 2 360 358 133,200.00 20061001 956.57 3 360 358 260,000.00 20061001 1,568.73 4 360 358 295,992.00 20061001 1,677.29 5 360 358 359,100.00 20061001 2,632.55 6 360 358 236,250.00 20061001 1,840.55 7 360 358 153,280.00 20061001 978.94 8 360 358 77,500.00 20061001 800.16 9 360 358 320,000.00 20061001 2,189.06 10 360 358 157,600.00 20061001 1,245.48 11 360 358 150,000.00 20061001 1,223.16 12 360 358 399,500.00 20061001 2,660.01 13 360 358 189,525.00 20061001 1,545.47 14 360 358 232,000.00 20061001 1,606.33 15 360 358 78,750.00 20061001 749.96 16 360 358 207,900.00 20061001 1,672.82 17 360 358 117,000.00 20061001 858.51 18 360 358 391,000.00 20061001 2,443.75 19 360 358 178,343.00 20061001 1,910.31 20 360 358 93,575.00 20061001 754.38 21 360 358 58,500.00 20061001 485.52 22 360 358 267,160.00 20061001 1,807.66 23 360 358 90,000.00 20061001 915.38 24 360 358 250,000.00 20061001 1,975.69 25 360 358 100,800.00 20061001 869.74 26 360 358 106,000.00 20061001 1,123.08 27 360 358 54,000.00 20061001 469.91 28 360 358 204,700.00 20061001 1,857.19 29 360 358 109,600.00 20061001 748.02 30 360 358 172,800.00 20061001 1,182.10 31 360 358 81,700.00 20061001 684.00 32 360 358 377,000.00 20061001 2,584.61 33 360 358 248,000.00 20061001 2,013.34 34 360 358 339,000.00 20061001 2,972.47 35 360 358 145,350.00 20061001 1,238.13 36 360 358 385,000.00 20061001 2,583.51 37 360 358 345,000.00 20061001 2,141.88 38 360 358 399,000.00 20061001 2,913.83 39 360 358 415,000.00 20061001 2,265.21 40 360 358 139,410.00 20061001 1,013.24 41 360 358 355,500.00 20061001 3,225.35 42 360 358 115,000.00 20061001 1,088.66 43 360 358 56,700.00 20061001 497.59 44 360 358 344,000.00 20061001 2,003.80 45 360 358 212,000.00 20061001 1,562.98 46 360 358 280,800.00 20061001 2,412.51 47 360 357 412,300.00 20060901 3,006.36 48 360 358 92,700.00 20061001 765.99 49 360 358 71,910.00 20061001 636.39 50 360 358 321,600.00 20061001 2,357.55 51 360 358 86,400.00 20061001 704.54 52 360 358 117,000.00 20061001 1,000.92 53 360 357 82,000.00 20060901 852.95 54 360 358 195,000.00 20061001 1,471.83 55 360 358 267,322.00 20061001 2,565.99 56 360 358 280,000.00 20061001 2,215.18 57 360 356 133,000.00 20060801 989.86 58 360 356 53,010.00 20060801 478.97 59 360 356 250,000.00 20060801 1,482.85 60 360 356 137,750.00 20060801 1,270.37 61 360 356 186,875.00 20060801 1,348.69 62 360 357 55,710.00 20060901 458.32 63 360 356 146,790.00 20060801 1,039.76 64 240 236 76,950.00 20060801 677.57 65 360 356 530,000.00 20060801 3,419.98 66 360 354 165,000.00 20060601 1,309.86 67 360 354 324,250.00 20060601 2,211.96 68 360 358 152,855.00 20061001 1,403.95 69 360 358 296,000.00 20061001 2,213.36 70 360 358 242,000.00 20061001 1,860.78 71 360 358 193,500.00 20061001 1,460.51 72 360 358 247,200.00 20061001 1,669.61 73 360 358 157,700.00 20061001 1,413.16 74 360 358 115,000.00 20061001 863.96 75 360 358 159,600.00 20061001 1,471.87 76 360 358 196,000.00 20061001 1,118.84 77 360 358 388,000.00 20061001 2,392.62 78 360 358 122,024.00 20061001 938.26 79 360 358 150,500.00 20061001 1,120.10 80 360 358 143,010.00 20061001 951.70 81 360 358 95,000.00 20061001 755.87 82 360 358 312,000.00 20061001 2,311.14 83 360 358 305,424.00 20061001 2,087.07 84 360 358 183,920.00 20061001 1,230.77 85 360 358 261,250.00 20061001 1,865.69 86 360 358 243,750.00 20061001 2,005.28 87 360 358 184,600.00 20061001 1,416.84 88 360 358 79,000.00 20061001 644.20 89 360 358 61,200.00 20061001 578.21 90 360 358 84,000.00 20061001 780.97 91 360 358 84,800.00 20061001 572.75 92 360 358 144,000.00 20061001 1,127.72 93 360 358 95,400.00 20061001 840.74 94 360 358 289,750.00 20061001 2,248.50 95 180 178 113,000.00 20061001 1,179.98 96 360 358 403,750.00 20061001 2,656.97 97 360 358 321,300.00 20061001 2,596.83 98 360 358 129,050.00 20061001 1,033.73 99 360 358 238,000.00 20061001 1,779.66 100 360 358 378,000.00 20061001 2,699.45 101 360 358 87,300.00 20061001 677.46 102 360 358 81,600.00 20061001 817.43 103 360 358 326,400.00 20061001 2,304.63 104 360 358 248,000.00 20061001 1,678.02 105 360 358 330,000.00 20061001 2,171.64 106 360 358 92,700.00 20061001 953.53 107 360 358 108,000.00 20061001 888.49 108 360 358 103,320.00 20061001 820.21 109 360 358 524,000.00 20061001 3,390.35 110 360 358 230,400.00 20061001 1,517.42 111 360 358 252,000.00 20061001 1,719.18 112 360 358 238,960.00 20061001 1,733.65 113 360 358 209,000.00 20061001 1,888.41 114 360 358 308,750.00 20061001 2,286.95 115 360 358 233,750.00 20061001 1,764.31 116 360 358 229,500.00 20061001 2,343.02 117 360 358 272,000.00 20061001 1,995.84 118 360 358 108,000.00 20061001 892.41 119 360 358 94,250.00 20061001 614.44 120 360 358 44,904.00 20061001 405.73 121 360 358 136,500.00 20061001 1,383.08 122 360 358 152,000.00 20061001 1,114.31 123 360 358 215,200.00 20061001 1,549.17 124 360 358 909,000.00 20061001 5,188.88 125 360 358 75,800.00 20061001 765.14 126 360 358 303,200.00 20061001 1,984.08 127 360 358 87,700.00 20061001 702.51 128 360 358 608,000.00 20061001 3,521.34 129 360 358 121,500.00 20061001 1,217.13 130 360 358 404,000.00 20061001 2,869.87 131 360 358 200,000.00 20061001 1,347.44 132 360 358 220,000.00 20061001 1,612.81 133 360 358 103,700.00 20061001 887.14 134 360 358 141,100.00 20061001 1,125.19 135 360 358 214,500.00 20061001 1,331.42 136 360 358 162,000.00 20061001 1,099.15 137 360 358 68,400.00 20061001 722.06 138 360 358 273,600.00 20061001 2,026.69 139 360 358 180,000.00 20061001 1,513.54 140 360 358 306,000.00 20061001 1,670.25 141 360 358 50,460.00 20061001 497.78 142 360 358 201,840.00 20061001 1,303.55 143 360 358 370,500.00 20061001 2,763.94 144 360 358 850,000.00 20061001 7,648.48 145 360 358 157,250.00 20061001 1,368.38 146 360 358 208,000.00 20061001 1,265.33 147 360 358 315,000.00 20061001 1,946.08 148 360 358 144,900.00 20061001 953.93 149 360 358 140,000.00 20061001 1,024.84 150 360 358 252,500.00 20061001 1,661.63 151 360 358 104,000.00 20061001 911.91 152 300 298 226,000.00 20061001 1,508.37 153 180 178 223,230.00 20061001 1,882.54 154 360 358 203,200.00 20061001 1,312.34 155 360 358 242,000.00 20061001 1,659.09 156 360 358 197,100.00 20061001 1,664.52 157 360 358 176,000.00 20061001 1,210.00 158 360 358 40,860.00 20061001 415.58 159 360 358 92,925.00 20061001 895.50 160 360 358 204,000.00 20061001 1,623.12 161 360 358 52,000.00 20061001 466.18 162 360 358 124,000.00 20061001 944.68 163 360 358 139,200.00 20061001 904.80 164 360 358 663,200.00 20061001 5,013.80 165 360 358 264,000.00 20061001 2,118.05 166 360 358 110,500.00 20061001 810.04 167 360 358 370,800.00 20061001 2,184.10 168 360 358 176,800.00 20061001 1,254.43 169 360 358 190,000.00 20061001 1,508.33 170 360 358 106,250.00 20061001 783.34 171 360 358 74,800.00 20061001 556.70 172 360 358 104,253.00 20061001 884.24 173 360 358 206,100.00 20061001 1,603.03 174 360 358 188,000.00 20061001 1,363.94 175 360 358 280,000.00 20061001 2,159.82 176 360 358 488,000.00 20061001 3,355.00 177 360 358 137,500.00 20061001 1,151.17 178 360 358 76,500.00 20061001 725.64 179 360 358 178,200.00 20061001 1,309.77 180 360 358 408,000.00 20061001 3,225.90 181 360 358 388,500.00 20061001 2,663.45 182 360 358 510,000.00 20061001 3,933.95 183 360 358 292,000.00 20061001 1,910.79 184 360 358 255,000.00 20061001 2,593.56 185 360 358 123,750.00 20061001 1,155.19 186 360 358 205,000.00 20061001 2,014.48 187 360 358 259,250.00 20061001 1,821.60 188 360 358 292,400.00 20061001 2,480.02 189 360 358 280,000.00 20061001 2,074.10 190 360 358 61,200.00 20061001 470.58 191 360 358 94,500.00 20061001 869.74 192 360 358 240,800.00 20061001 1,545.14 193 360 358 135,000.00 20061001 1,154.91 194 360 358 125,000.00 20061001 1,055.64 195 360 358 57,000.00 20061001 592.90 196 360 358 148,500.00 20061001 1,248.67 197 360 358 669,600.00 20061001 4,655.81 198 360 358 228,000.00 20061001 1,984.04 199 360 358 264,900.00 20061001 2,256.48 200 360 358 132,000.00 20061001 849.21 201 360 358 250,000.00 20061001 1,604.17 202 360 358 264,000.00 20061001 2,076.89 203 360 358 764,000.00 20061001 5,394.42 204 360 358 200,000.00 20061001 1,544.92 205 360 358 63,750.00 20061001 538.38 206 360 358 103,700.00 20061001 833.65 207 360 358 62,500.00 20061001 677.97 208 360 358 356,250.00 20061001 2,450.36 209 360 358 190,500.00 20061001 1,289.23 210 360 358 240,000.00 20061001 1,796.04 211 360 358 111,750.00 20061001 935.59 212 360 358 217,800.00 20061001 1,498.07 213 360 358 290,000.00 20061001 2,438.48 214 360 358 87,400.00 20061001 702.62 215 360 358 397,500.00 20061001 2,567.19 216 360 358 74,000.00 20061001 741.30 217 360 358 296,000.00 20061001 1,899.34 218 360 358 143,920.00 20061001 1,096.44 219 360 358 78,400.00 20061001 752.56 220 360 358 205,200.00 20061001 1,505.69 221 360 358 112,000.00 20061001 885.11 222 360 358 235,920.00 20061001 1,911.10 223 360 358 220,800.00 20061001 1,426.00 224 360 358 267,805.00 20061001 2,330.42 225 360 358 174,900.00 20061001 1,351.04 226 360 358 35,000.00 20061001 364.07 227 360 358 215,000.00 20061001 1,352.71 228 360 358 62,400.00 20061001 524.70 229 360 358 293,250.00 20061001 1,955.93 230 360 358 240,000.00 20061001 1,605.00 231 360 358 215,200.00 20061001 1,639.48 232 360 358 199,200.00 20061001 1,274.23 233 360 358 177,650.00 20061001 1,578.55 234 360 358 434,000.00 20061001 3,337.09 235 360 358 155,200.00 20061001 1,182.38 236 360 358 51,000.00 20061001 414.04 237 360 358 81,900.00 20061001 700.65 238 360 358 51,300.00 20061001 394.46 239 360 358 664,000.00 20061001 4,306.70 240 360 358 250,000.00 20061001 2,343.11 241 360 358 128,000.00 20061001 984.21 242 360 358 196,000.00 20061001 1,348.13 243 360 358 350,000.00 20061001 2,565.74 244 360 358 476,000.00 20061001 3,203.00 245 360 358 190,000.00 20061001 1,387.54 246 360 358 156,000.00 20061001 1,188.47 247 360 358 380,000.00 20061001 2,685.06 248 360 358 74,000.00 20061001 638.50 249 360 358 300,305.00 20061001 2,848.54 250 360 358 316,000.00 20061001 2,138.12 251 360 358 414,000.00 20061001 3,183.31 252 360 358 50,400.00 20061001 474.27 253 360 358 114,800.00 20061001 1,003.22 254 360 358 270,000.00 20061001 1,625.63 255 360 358 192,000.00 20061001 1,503.62 256 360 358 77,000.00 20061001 614.03 257 360 358 119,000.00 20061001 1,057.53 258 360 358 660,000.00 20061001 3,898.71 259 360 358 381,600.00 20061001 2,305.50 260 360 358 248,000.00 20061001 1,941.67 261 360 358 245,000.00 20061001 1,931.80 262 360 358 494,000.00 20061001 4,136.68 263 360 358 184,000.00 20061001 1,434.41 264 360 358 83,340.00 20061001 774.84 265 360 358 137,750.00 20061001 1,098.48 266 360 358 81,000.00 20061001 580.30 267 360 358 245,000.00 20061001 2,333.20 268 360 358 108,000.00 20061001 1,024.44 269 360 358 324,000.00 20061001 2,254.38 270 360 358 148,000.00 20061001 1,065.41 271 360 358 280,500.00 20061001 2,236.82 272 360 358 255,000.00 20061001 1,869.33 273 360 358 166,400.00 20061001 1,362.91 274 360 358 238,500.00 20061001 1,758.35 275 360 358 308,750.00 20061001 2,238.44 276 360 358 270,000.00 20061001 1,906.41 277 360 358 71,100.00 20061001 610.86 278 360 358 262,500.00 20061001 1,817.50 279 360 358 154,000.00 20061001 1,236.35 280 360 358 199,750.00 20061001 1,321.89 281 360 358 95,000.00 20061001 720.40 282 360 358 153,000.00 20061001 1,297.69 283 360 358 32,000.00 20061001 292.72 284 360 358 50,800.00 20061001 403.28 285 360 358 202,500.00 20061001 1,492.94 286 360 358 157,410.00 20061001 1,260.90 287 360 358 92,250.00 20061001 806.16 288 360 358 260,000.00 20061001 1,514.50 289 360 358 383,200.00 20061001 2,395.00 290 360 358 75,920.00 20061001 717.28 291 360 358 156,800.00 20061001 1,167.42 292 360 358 611,600.00 20061001 4,717.65 293 360 358 302,000.00 20061001 2,065.93 294 360 358 119,600.00 20061001 966.64 295 360 358 76,000.00 20061001 570.97 296 360 358 184,000.00 20061001 1,134.67 297 360 358 502,500.00 20061001 4,409.80 298 360 358 170,000.00 20061001 1,429.46 299 360 358 191,053.00 20061001 1,210.01 300 360 358 171,000.00 20061001 1,350.15 301 360 358 162,400.00 20061001 1,202.92 302 360 358 393,000.00 20061001 3,521.68 303 360 358 99,714.00 20061001 766.72 304 360 358 191,250.00 20061001 1,265.98 305 360 358 193,500.00 20061001 1,352.99 306 360 358 200,128.00 20061001 1,531.73 307 360 358 301,500.00 20061001 2,244.75 308 360 358 52,500.00 20061001 513.91 309 360 358 90,000.00 20061001 819.91 310 360 358 160,000.00 20061001 1,119.97 311 360 358 312,000.00 20061001 2,128.39 312 360 358 139,650.00 20061001 1,123.66 313 360 358 84,550.00 20061001 751.29 314 360 358 131,400.00 20061001 970.79 315 360 358 179,550.00 20061001 1,336.30 316 360 358 470,400.00 20061001 3,321.38 317 360 358 371,200.00 20061001 2,149.87 318 360 358 65,500.00 20061001 696.52 319 360 358 262,000.00 20061001 1,867.96 320 360 358 228,475.00 20061001 1,574.13 321 360 358 268,000.00 20061001 1,563.34 322 360 358 105,000.00 20061001 769.73 323 360 358 135,930.00 20061001 970.73 324 360 358 920,000.00 20061001 6,338.55 325 360 358 52,500.00 20061001 419.60 326 360 358 328,000.00 20061001 2,214.00 327 360 358 112,500.00 20061001 861.05 328 360 358 318,250.00 20061001 2,452.41 329 360 358 150,400.00 20061001 1,090.51 330 360 358 105,300.00 20061001 851.06 331 360 358 291,600.00 20061001 2,548.24 332 360 358 271,200.00 20061001 1,968.65 333 360 358 205,600.00 20061001 1,375.84 334 360 358 133,200.00 20061001 1,151.74 335 360 358 195,840.00 20061001 1,222.37 336 360 358 202,500.00 20061001 1,627.91 337 360 358 452,000.00 20061001 2,975.67 338 360 358 150,000.00 20061001 972.90 339 360 358 122,040.00 20061001 955.74 340 360 358 102,000.00 20061001 755.57 341 360 358 160,000.00 20061001 1,160.80 342 360 358 440,000.00 20061001 3,959.21 343 360 358 129,192.00 20061001 1,011.75 344 360 358 135,000.00 20061001 1,009.47 345 360 358 288,000.00 20061001 2,113.25 346 360 358 82,000.00 20061001 613.16 347 360 358 116,000.00 20061001 1,104.70 348 360 358 132,000.00 20061001 856.49 349 360 358 191,200.00 20061001 1,244.13 350 360 358 170,400.00 20061001 1,136.00 351 360 358 187,000.00 20061001 1,153.17 352 360 358 25,800.00 20061001 224.51 353 360 358 103,200.00 20061001 849.01 354 360 358 412,000.00 20061001 2,441.50 355 360 358 169,470.00 20061001 1,156.09 356 360 358 240,000.00 20061001 1,879.03 357 360 358 239,200.00 20061001 1,475.07 358 360 358 307,500.00 20061001 2,540.88 359 360 358 310,000.00 20061001 2,114.75 360 360 358 111,350.00 20061001 782.40 361 360 358 69,700.00 20061001 535.94 362 360 358 176,000.00 20061001 1,328.43 363 360 358 300,000.00 20061001 1,783.16 364 360 358 80,000.00 20061001 570.37 365 360 357 296,990.00 20060901 2,262.59 366 360 358 304,000.00 20061001 2,119.46 367 360 358 184,000.00 20061001 1,248.98 368 360 358 178,000.00 20061001 1,224.32 369 360 358 160,000.00 20061001 1,172.91 370 360 358 330,000.00 20061001 2,171.64 371 360 358 55,000.00 20061001 572.10 372 360 358 116,820.00 20061001 988.69 373 360 358 152,000.00 20061001 1,160.79 374 360 358 79,200.00 20061001 620.25 375 360 358 72,000.00 20061001 563.86 376 360 358 102,000.00 20061001 817.05 377 360 358 825,000.00 20061001 5,910.41 378 360 358 224,000.00 20061001 1,690.72 379 360 358 290,700.00 20061001 2,617.64 380 360 358 291,200.00 20061001 2,079.58 381 360 358 300,800.00 20061001 2,398.70 382 360 358 271,200.00 20061001 1,835.00 383 360 358 191,360.00 20061001 1,658.15 384 360 358 120,700.00 20061001 884.82 385 360 358 297,900.00 20061001 2,295.60 386 360 358 38,110.00 20061001 396.42 387 360 358 128,000.00 20061001 939.22 388 360 358 376,000.00 20061001 2,324.94 389 360 358 145,800.00 20061001 1,306.52 390 360 358 40,000.00 20061001 367.40 391 360 358 187,340.00 20061001 1,241.13 392 360 358 111,000.00 20061001 692.50 393 360 358 155,650.00 20061001 971.06 394 360 358 154,500.00 20061001 1,117.56 395 360 358 229,500.00 20061001 1,612.57 396 360 358 154,000.00 20061001 1,548.60 397 360 358 462,500.00 20061001 3,361.48 398 360 358 106,800.00 20061001 964.99 399 360 358 230,000.00 20061001 1,744.11 400 360 358 137,600.00 20061001 1,115.79 401 360 358 185,000.00 20061001 1,302.71 402 360 358 80,000.00 20061001 777.01 403 360 358 320,000.00 20061001 2,035.24 404 360 358 544,000.00 20061001 3,286.67 405 360 358 616,500.00 20061001 4,449.32 406 360 358 215,000.00 20061001 1,570.11 407 360 358 86,000.00 20061001 664.32 408 360 358 288,000.00 20061001 1,800.00 409 360 358 496,700.00 20061001 3,456.01 410 360 358 91,400.00 20061001 670.67 411 360 358 150,000.00 20061001 1,065.55 412 360 358 380,000.00 20061001 2,438.34 413 360 358 392,000.00 20061001 2,579.64 414 360 358 118,800.00 20061001 870.89 415 360 358 207,000.00 20061001 1,573.35 416 360 358 105,000.00 20061001 816.68 417 360 358 137,000.00 20061001 1,058.27 418 360 358 100,000.00 20061001 829.94 419 360 358 65,000.00 20061001 476.95 420 360 358 229,900.00 20061001 1,771.60 421 360 358 131,250.00 20061001 922.22 422 240 238 77,800.00 20061001 614.92 423 360 358 324,900.00 20061001 2,579.23 424 360 358 70,200.00 20061001 660.59 425 360 358 523,920.00 20061001 4,177.94 426 360 358 72,450.00 20061001 625.12 427 360 358 142,000.00 20061001 1,314.89 428 360 358 67,000.00 20061001 575.64 429 360 358 92,000.00 20061001 681.49 430 360 358 246,500.00 20061001 1,715.14 431 360 358 111,000.00 20061001 1,002.94 432 360 358 661,200.00 20061001 5,778.09 433 360 358 122,400.00 20061001 987.07 434 360 358 135,000.00 20061001 1,285.64 435 360 358 377,000.00 20061001 2,371.96 436 360 358 105,300.00 20061001 776.33 437 360 358 240,000.00 20061001 1,803.04 438 360 358 412,000.00 20061001 3,055.67 439 360 358 221,000.00 20061001 1,770.28 440 360 358 345,600.00 20061001 2,246.40 441 360 358 405,000.00 20061001 2,575.85 442 360 358 377,400.00 20061001 2,954.78 443 360 358 117,000.00 20061001 940.57 444 360 358 450,000.00 20061001 2,718.49 445 360 358 242,000.00 20061001 1,704.09 446 360 358 107,000.00 20061001 927.17 447 360 358 341,000.00 20061001 2,234.44 448 360 358 144,000.00 20061001 1,066.68 449 360 358 288,000.00 20061001 2,040.00 450 360 358 54,000.00 20061001 506.12 451 360 358 72,000.00 20061001 621.24 452 360 358 170,850.00 20061001 1,142.42 453 360 358 360,000.00 20061001 2,883.70 454 360 358 208,000.00 20061001 1,666.14 455 360 358 117,000.00 20061001 798.15 456 360 358 366,164.00 20061001 2,433.64 457 180 178 65,977.00 20061001 565.71 458 120 118 176,850.00 20061001 2,122.39 459 360 358 134,555.00 20061001 1,015.61 460 360 358 205,000.00 20061001 1,341.04 461 360 358 305,000.00 20061001 2,091.00 462 360 357 199,920.00 20060901 1,450.42 463 360 357 184,000.00 20060901 1,362.98 464 360 358 88,800.00 20061001 753.17 465 360 358 148,500.00 20061001 1,168.26 466 360 358 256,000.00 20061001 1,802.67 467 360 358 50,000.00 20061001 473.34 468 360 358 356,000.00 20061001 2,513.63 469 360 358 216,000.00 20061001 1,716.20 470 360 357 54,580.00 20060901 580.40 471 360 358 160,000.00 20061001 1,404.12 472 360 358 143,500.00 20061001 1,113.58 473 360 358 134,900.00 20061001 1,109.79 474 360 358 33,600.00 20061001 291.15 475 360 358 360,000.00 20061001 3,456.96 476 360 358 300,000.00 20061001 2,201.30 477 360 358 156,750.00 20061001 1,155.65 478 360 358 180,000.00 20061001 1,140.00 479 360 358 176,250.00 20061001 1,009.77 480 360 358 237,500.00 20061001 1,649.59 481 360 358 158,650.00 20061001 1,142.08 482 360 358 318,750.00 20061001 2,058.60 483 360 358 420,000.00 20061001 3,376.40 484 360 358 269,000.00 20061001 1,681.25 485 180 178 222,000.00 20061001 2,205.69 486 360 358 91,000.00 20061001 761.86 487 360 358 395,000.00 20061001 2,601.48 488 360 358 96,000.00 20061001 786.30 489 360 358 53,200.00 20061001 478.71 490 360 358 108,000.00 20061001 830.43 491 360 358 369,000.00 20061001 2,260.13 492 360 357 34,600.00 20060901 315.21 493 360 358 374,536.00 20061001 2,555.00 494 360 357 71,910.00 20060901 647.07 495 360 358 240,000.00 20061001 1,500.00 496 360 358 319,200.00 20061001 2,220.98 497 360 358 185,600.00 20061001 1,276.60 498 360 358 280,000.00 20061001 2,083.90 499 360 358 103,540.00 20061001 715.13 500 360 358 399,200.00 20061001 2,972.15 501 360 357 544,000.00 20060901 3,626.67 502 360 358 175,000.00 20061001 1,282.87 503 360 358 298,800.00 20061001 2,010.63 504 360 358 327,360.00 20061001 2,134.15 505 360 358 404,000.00 20061001 2,806.03 506 360 358 540,000.00 20061001 3,105.00 507 360 357 175,000.00 20060901 1,535.76 508 360 358 285,000.00 20061001 2,089.25 509 360 358 314,000.00 20061001 1,897.08 510 360 358 268,800.00 20061001 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358 368,000.00 20061001 2,835.78 783 360 357 180,000.00 20060901 1,390.43 784 360 357 452,000.00 20060901 2,975.67 785 360 358 372,000.00 20061001 2,402.50 786 360 357 268,000.00 20060901 1,793.41 787 360 358 80,000.00 20061001 573.13 788 360 358 60,800.00 20061001 487.03 789 360 357 471,750.00 20060901 3,627.35 790 360 358 150,300.00 20061001 1,208.27 791 360 358 99,000.00 20061001 854.21 792 360 358 351,000.00 20061001 2,862.20 793 360 358 310,500.00 20061001 2,479.07 794 360 357 380,000.00 20060901 2,153.34 795 360 357 176,000.00 20060901 1,230.62 796 360 357 356,000.00 20060901 2,195.34 797 360 357 346,400.00 20060901 2,102.51 798 360 357 382,500.00 20060901 2,358.75 799 360 357 224,000.00 20060901 1,288.00 800 360 358 352,000.00 20061001 2,185.34 801 360 358 128,700.00 20061001 908.72 802 360 358 216,000.00 20061001 1,943.62 803 360 357 303,200.00 20060901 2,245.95 804 360 357 360,000.00 20060901 2,392.68 805 360 358 399,000.00 20061001 3,224.81 806 360 358 105,400.00 20061001 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360 357 364,000.00 20060901 2,570.12 857 360 358 125,000.00 20061001 1,096.05 858 360 358 364,500.00 20061001 2,802.69 859 360 358 395,000.00 20061001 2,561.97 860 360 358 287,100.00 20061001 2,104.64 861 360 358 384,000.00 20061001 3,200.91 862 360 358 315,000.00 20061001 2,545.91 863 360 358 112,500.00 20061001 1,020.69 864 360 358 490,000.00 20061001 3,493.51 865 360 358 176,000.00 20061001 1,260.89 866 360 358 160,000.00 20061001 1,357.06 867 360 357 345,000.00 20060901 2,226.21 868 360 357 135,000.00 20060901 1,066.88 869 360 358 130,050.00 20061001 1,013.83 870 360 357 128,000.00 20060901 1,109.13 871 360 357 222,500.00 20060901 1,578.67 872 360 357 278,400.00 20060901 2,412.36 873 360 357 339,300.00 20060901 2,232.84 874 360 357 158,400.00 20060901 1,131.20 875 360 357 371,250.00 20060901 1,871.21 876 360 357 324,000.00 20060901 2,604.65 877 360 357 620,000.00 20060901 4,287.69 878 360 357 393,330.00 20060901 3,437.23 879 360 357 372,000.00 20060901 2,429.17 880 360 357 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929 360 358 80,000.00 20061001 635.09 930 360 357 380,000.00 20060901 2,775.08 931 360 357 255,000.00 20060901 2,392.47 932 360 357 390,400.00 20060901 2,711.57 933 360 357 365,000.00 20060901 2,403.90 934 360 357 504,000.00 20060901 3,689.40 935 360 357 396,000.00 20060901 3,186.31 936 360 357 400,000.00 20060901 3,522.65 937 360 357 288,000.00 20060901 2,089.44 938 360 358 244,000.00 20061001 1,494.50 939 360 358 415,000.00 20061001 2,459.28 940 360 357 377,100.00 20060901 2,496.21 941 360 358 144,000.00 20061001 1,031.64 942 360 357 240,000.00 20060901 1,916.19 943 360 357 348,800.00 20060901 2,256.79 944 360 357 228,000.00 20060901 1,472.50 945 360 357 423,920.00 20060901 2,702.49 946 360 357 336,000.00 20060901 2,372.42 947 360 357 51,000.00 20060901 505.05 948 360 357 446,500.00 20060901 3,589.43 949 360 357 361,000.00 20060901 2,586.25 950 360 357 308,750.00 20060901 2,570.35 951 360 357 412,500.00 20060901 2,744.38 952 360 357 244,000.00 20060901 1,798.90 953 360 357 384,000.00 20060901 3,080.80 954 360 357 158,800.00 20060901 1,146.07 955 360 357 288,000.00 20060901 2,080.61 956 360 358 323,000.00 20061001 2,148.93 957 360 358 175,500.00 20061001 1,482.11 958 360 357 243,500.00 20060901 1,825.06 959 360 357 357,000.00 20060901 3,292.34 960 360 357 330,000.00 20060901 2,098.84 961 360 358 82,600.00 20061001 792.87 962 360 358 129,500.00 20061001 1,147.96 963 360 357 387,125.00 20060901 3,064.74 964 360 358 415,000.00 20061001 2,901.13 965 360 357 209,500.00 20060901 2,106.69 966 360 358 440,000.00 20061001 3,975.60 967 360 357 680,000.00 20060901 4,901.67 968 360 357 400,000.00 20060901 2,544.05 969 360 357 184,775.00 20060901 1,614.71 970 360 357 312,000.00 20060901 2,322.93 971 360 358 189,600.00 20061001 1,325.44 972 180 178 128,000.00 20061001 1,317.37 973 360 357 623,392.00 20060901 4,311.15 974 360 358 722,000.00 20061001 4,807.32 975 360 357 328,525.00 20060901 3,165.92 976 360 357 357,750.00 20060901 3,136.87 977 360 357 624,000.00 20060901 4,030.00 978 360 357 448,000.00 20060901 3,365.68 979 360 357 413,000.00 20060901 2,775.50 980 360 358 65,000.00 20061001 410.85 981 360 357 612,000.00 20060901 4,080.00 982 360 358 118,024.00 20061001 932.72 983 360 357 388,000.00 20060901 2,411.16 984 360 358 132,097.00 20061001 1,139.78 985 360 358 380,000.00 20061001 3,139.95 986 360 358 232,000.00 20061001 1,710.43 987 360 357 164,000.00 20060901 1,234.97 988 360 357 247,500.00 20060901 2,091.96 989 360 357 271,000.00 20060901 1,546.96 990 360 357 373,500.00 20060901 3,236.41 991 360 357 387,000.00 20060901 2,539.69 992 360 357 396,000.00 20060901 2,634.60 993 360 357 407,000.00 20060901 2,831.89 994 360 357 571,500.00 20060901 4,133.86 995 360 357 339,150.00 20060901 2,643.91 996 360 357 294,000.00 20060901 2,075.86 997 360 358 83,300.00 20061001 571.09 998 360 358 227,905.00 20061001 2,067.72 999 240 237 150,000.00 20060901 1,388.42 1000 360 357 409,500.00 20060901 2,422.88 1001 180 177 268,299.00 20060901 2,562.46 1002 360 357 358,750.00 20060901 2,758.48 1003 360 357 242,600.00 20060901 1,708.31 1004 360 357 544,000.00 20060901 3,397.46 1005 360 357 240,000.00 20060901 1,629.10 1006 360 357 216,000.00 20060901 1,418.25 1007 360 357 370,600.00 20060901 2,745.22 1008 360 357 258,400.00 20060901 1,878.07 1009 360 358 372,400.00 20061001 3,103.84 1010 360 358 308,750.00 20061001 2,054.13 1011 360 357 276,300.00 20060901 2,293.11 1012 360 358 112,000.00 20061001 771.65 1013 360 357 223,250.00 20060901 1,610.98 1014 360 357 343,200.00 20060901 2,712.23 1015 360 357 276,300.00 20060901 2,394.17 1016 360 357 312,000.00 20060901 1,898.00 1017 360 357 372,900.00 20060901 2,480.92 1018 360 357 400,000.00 20060901 2,661.21 1019 360 358 510,000.00 20061001 3,562.51 1020 360 357 307,500.00 20060901 2,310.15 1021 360 357 344,000.00 20060901 1,906.34 1022 360 357 351,000.00 20060901 2,593.89 1023 360 358 377,600.00 20061001 3,106.43 1024 360 357 177,210.00 20060901 1,394.12 1025 360 357 200,000.00 20060901 1,297.20 1026 360 357 304,000.00 20060901 2,553.54 1027 360 357 304,000.00 20060901 2,039.34 1028 360 357 522,000.00 20060901 3,886.43 1029 360 357 455,000.00 20060901 2,966.26 1030 360 357 390,000.00 20060901 2,873.91 1031 360 358 290,000.00 20061001 2,364.78 1032 360 358 371,250.00 20061001 2,711.18 1033 360 357 391,000.00 20060901 3,216.67 1034 360 358 468,750.00 20061001 3,856.30 1035 360 357 42,000.00 20060901 388.91 1036 360 357 193,600.00 20060901 1,238.41 1037 360 357 192,000.00 20060901 1,596.96 1038 360 357 68,400.00 20060901 587.67 1039 360 358 300,000.00 20061001 2,253.80 1040 360 358 358,000.00 20061001 3,586.28 1041 360 358 328,000.00 20061001 2,854.23 1042 360 357 151,920.00 20060901 1,195.16 1043 360 357 368,000.00 20060901 2,611.02 1044 360 357 180,000.00 20060901 1,258.59 1045 360 357 290,000.00 20060901 2,183.78 1046 360 357 643,500.00 20060901 4,236.38 1047 360 357 256,000.00 20060901 1,977.50 1048 360 357 180,000.00 20060901 1,720.99 1049 360 357 356,000.00 20060901 2,542.34 1050 360 357 240,000.00 20060901 1,678.12 1051 360 357 169,000.00 20060901 1,427.22 1052 360 357 588,000.00 20060901 3,160.50 1053 360 357 323,000.00 20060901 2,727.76 1054 360 358 106,000.00 20061001 864.37 1055 360 357 188,910.00 20060901 1,784.78 1056 360 357 177,500.00 20060901 1,466.69 1057 360 357 314,100.00 20060901 2,710.15 1058 360 357 400,000.00 20060901 2,932.28 1059 360 357 382,500.00 20060901 2,906.37 1060 360 357 624,000.00 20060901 4,628.00 1061 360 357 375,000.00 20060901 2,607.42 1062 360 358 147,000.00 20061001 1,042.99 1063 360 357 544,000.00 20060901 3,146.22 1064 360 357 280,000.00 20060901 2,263.03 1065 360 357 398,000.00 20060901 3,102.69 1066 360 357 254,000.00 20060901 1,862.00 1067 360 357 149,150.00 20060901 1,372.67 1068 360 357 316,000.00 20060901 2,079.51 1069 360 357 360,000.00 20060901 2,107.50 1070 360 358 130,500.00 20061001 1,149.27 1071 360 357 148,000.00 20060901 1,101.49 1072 360 358 99,900.00 20061001 850.97 1073 360 358 144,000.00 20061001 1,172.10 1074 360 358 91,000.00 20061001 755.24 1075 360 357 335,106.00 20060901 2,229.47 1076 360 357 166,210.00 20060901 1,150.81 1077 360 358 315,000.00 20061001 2,776.00 1078 360 357 261,800.00 20060901 2,804.25 1079 360 357 240,000.00 20060901 1,811.49 1080 360 357 446,500.00 20060901 3,385.85 1081 360 358 351,000.00 20061001 3,015.64 1082 180 177 264,000.00 20060901 2,462.34 1083 360 357 416,000.00 20060901 2,392.00 1084 360 357 247,500.00 20060901 2,282.51 1085 360 357 355,360.00 20060901 2,376.17 1086 360 357 319,500.00 20060901 2,389.08 1087 360 358 160,000.00 20061001 1,190.80 1088 360 358 65,000.00 20061001 523.01 1089 360 357 308,750.00 20060901 2,439.98 1090 360 357 400,000.00 20060901 2,573.36 1091 360 357 416,500.00 20060901 2,864.77 1092 360 357 255,200.00 20060901 2,127.27 1093 360 357 417,000.00 20060901 3,118.14 1094 360 357 373,500.00 20060901 2,447.40 1095 360 357 310,000.00 20060901 2,361.70 1096 360 358 328,700.00 20061001 2,668.48 1097 360 358 132,000.00 20061001 742.50 1098 360 357 243,600.00 20060901 1,864.45 1099 360 358 391,500.00 20061001 3,147.29 1100 360 357 300,000.00 20060901 2,108.49 1101 360 358 252,000.00 20061001 2,183.60 1102 360 357 228,000.00 20060901 1,358.50 1103 360 358 296,000.00 20061001 2,577.54 1104 360 357 280,480.00 20060901 2,181.55 1105 360 357 750,000.00 20060901 4,740.52 1106 360 358 50,000.00 20061001 512.39 1107 360 357 90,800.00 20060901 743.71 1108 360 357 396,000.00 20060901 2,491.50 1109 360 357 475,000.00 20060901 3,663.97 1110 360 357 1,190,000.00 20060901 7,997.19 1111 360 357 270,000.00 20060901 2,409.45 1112 360 357 436,000.00 20060901 2,662.07 1113 360 357 266,000.00 20060901 2,237.86 1114 360 357 205,440.00 20060901 1,879.25 1115 360 357 412,500.00 20060901 3,012.42 1116 360 358 342,000.00 20061001 2,344.66 1117 360 358 562,500.00 20061001 3,386.72 1118 360 357 319,200.00 20060901 2,077.02 1119 360 357 409,500.00 20060901 3,606.31 1120 360 357 600,000.00 20060901 4,037.40 1121 360 357 335,920.00 20060901 2,085.51 1122 360 357 122,400.00 20060901 1,011.40 1123 360 357 342,000.00 20060901 2,052.00 1124 360 357 368,000.00 20060901 2,598.36 1125 360 357 265,500.00 20060901 2,379.15 1126 360 357 385,200.00 20060901 3,155.00 1127 360 357 362,293.00 20060901 2,608.05 1128 360 357 345,656.00 20060901 2,346.28 1129 360 357 344,000.00 20060901 2,464.46 1130 360 358 325,850.00 20061001 2,944.20 1131 360 357 299,700.00 20060901 2,707.93 1132 360 357 348,000.00 20060901 2,862.92 1133 360 357 209,000.00 20060901 1,872.86 1134 360 357 394,250.00 20060901 2,890.12 1135 360 357 203,200.00 20060901 1,420.81 1136 360 357 205,000.00 20060901 1,532.90 1137 360 357 380,000.00 20060901 2,224.74 1138 360 357 975,000.00 20060901 6,784.00 1139 360 357 405,000.00 20060901 2,489.06 1140 360 358 513,000.00 20061001 4,075.96 1141 360 357 340,000.00 20060901 3,135.57 1142 360 358 787,500.00 20061001 5,778.40 1143 360 357 405,000.00 20060901 2,696.63 1144 360 357 325,000.00 20060901 2,043.55 1145 360 357 185,600.00 20060901 1,473.40 1146 360 357 116,000.00 20060901 900.18 1147 360 358 70,550.00 20061001 655.93 1148 360 357 66,500.00 20060901 643.37 1149 360 357 404,700.00 20060901 3,491.87 1150 360 357 261,100.00 20060901 1,735.36 1151 360 357 234,000.00 20060901 1,799.26 1152 360 357 750,400.00 20060901 5,093.63 1153 360 357 410,000.00 20060901 2,429.65 1154 360 357 631,750.00 20060901 4,569.67 1155 360 357 341,700.00 20060901 2,504.90 1156 360 357 576,000.00 20060901 3,621.36 1157 360 357 166,500.00 20060901 1,560.51 1158 360 357 882,000.00 20060901 5,475.75 1159 360 358 103,000.00 20061001 791.99 1160 360 357 205,800.00 20060901 1,474.38 1161 360 357 195,000.00 20060901 1,380.20 1162 360 357 385,220.00 20060901 2,423.68 1163 360 358 342,000.00 20061001 1,952.25 1164 360 357 225,000.00 20060901 1,573.24 1165 360 357 200,000.00 20060901 1,537.83 1166 360 357 242,100.00 20060901 1,982.94 1167 360 357 234,000.00 20060901 2,044.88 1168 360 357 192,000.00 20060901 1,214.13 1169 360 357 324,900.00 20060901 1,908.79 1170 360 357 252,000.00 20060901 1,844.70 1171 360 357 118,350.00 20060901 1,029.88 1172 360 357 158,400.00 20060901 1,314.62 1173 360 357 70,000.00 20060901 578.42 1174 360 358 276,000.00 20061001 2,396.65 1175 360 357 400,500.00 20060901 2,869.24 1176 360 357 297,500.00 20060901 2,009.34 1177 360 358 107,910.00 20061001 825.92 1178 360 357 397,800.00 20060901 2,659.95 1179 360 357 422,100.00 20060901 3,174.92 1180 360 357 187,500.00 20060901 1,792.70 1181 360 357 389,500.00 20060901 3,834.92 1182 360 357 224,200.00 20060901 2,034.11 1183 360 358 271,600.00 20061001 1,770.63 1184 360 357 216,000.00 20060901 1,493.78 1185 360 358 394,000.00 20061001 2,462.50 1186 360 357 284,000.00 20060901 1,763.17 1187 360 357 54,000.00 20060901 514.26 1188 360 357 251,200.00 20060901 1,756.43 1189 360 357 182,400.00 20060901 1,200.33 1190 360 357 680,000.00 20060901 3,827.13 1191 360 357 239,400.00 20060901 1,986.86 1192 360 358 307,000.00 20061001 1,885.54 1193 360 357 384,000.00 20060901 2,344.58 1194 360 357 324,800.00 20060901 2,301.82 1195 360 357 403,000.00 20060901 2,652.03 1196 360 357 243,920.00 20060901 1,705.17 1197 360 357 668,000.00 20060901 3,896.67 1198 360 357 385,000.00 20060901 2,676.96 1199 360 357 375,000.00 20060901 2,187.50 1200 360 357 394,000.00 20060901 2,462.50 1201 360 357 388,000.00 20060901 2,654.23 1202 360 357 386,750.00 20060901 2,878.38 1203 360 357 248,000.00 20060901 2,287.12 1204 360 357 803,250.00 20060901 5,736.33 1205 360 357 166,500.00 20060901 1,430.50 1206 360 357 378,000.00 20060901 3,041.48 1207 360 357 63,000.00 20060901 602.35 1208 360 357 260,000.00 20060901 1,613.84 1209 360 358 102,680.00 20061001 908.69 1210 360 357 58,500.00 20060901 511.22 1211 360 357 28,800.00 20060901 286.31 1212 360 357 414,000.00 20060901 2,587.50 1213 360 357 671,250.00 20060901 4,442.13 1214 360 357 520,000.00 20060901 3,772.59 1215 360 357 760,000.00 20060901 5,858.34 1216 360 357 484,000.00 20060901 3,434.05 1217 360 357 416,000.00 20060901 2,249.24 1218 360 357 323,000.00 20060901 2,751.38 1219 360 357 598,500.00 20060901 3,890.25 1220 360 357 360,000.00 20060901 3,360.54 1221 360 357 249,999.00 20060901 1,773.78 1222 360 358 202,800.00 20061001 1,537.85 1223 360 357 333,450.00 20060901 2,923.80 1224 360 357 322,500.00 20060901 2,310.43 1225 360 357 400,000.00 20060901 3,146.81 1226 360 357 389,500.00 20060901 3,414.79 1227 360 357 420,000.00 20060901 3,031.17 1228 360 357 340,000.00 20060901 2,027.56 1229 360 357 921,000.00 20060901 5,640.84 1230 360 357 243,200.00 20060901 1,601.07 1231 360 357 384,000.00 20060901 2,432.00 1232 360 357 355,000.00 20060901 2,385.72 1233 360 357 372,000.00 20060901 2,325.25 1234 360 358 70,000.00 20061001 550.70 1235 360 357 207,000.00 20060901 1,584.33 1236 360 358 600,000.00 20061001 3,125.00 1237 360 358 283,500.00 20061001 2,250.58 1238 360 357 516,000.00 20060901 3,113.33 1239 360 357 440,000.00 20060901 3,091.63 1240 360 357 248,000.00 20060901 1,777.34 1241 360 357 325,160.00 20060901 2,322.10 1242 360 357 204,000.00 20060901 1,850.84 1243 360 357 303,750.00 20060901 2,250.03 1244 360 357 266,000.00 20060901 2,493.07 1245 360 357 355,500.00 20060901 2,274.04 1246 360 357 313,500.00 20060901 1,985.50 1247 360 357 243,920.00 20060901 1,975.91 1248 360 357 864,000.00 20060901 5,291.74 1249 360 357 279,000.00 20060901 1,690.73 1250 360 357 412,500.00 20060901 2,499.73 1251 360 357 650,000.00 20060901 3,938.97 1252 360 357 64,490.00 20060901 688.28 1253 360 357 176,000.00 20060901 1,171.87 1254 360 357 171,000.00 20060901 1,363.62 1255 360 357 229,500.00 20060901 1,929.77 1256 360 357 90,500.00 20060901 838.01 1257 360 358 360,000.00 20061001 2,541.87 1258 360 357 391,000.00 20060901 2,704.42 1259 360 358 190,800.00 20061001 1,528.37 1260 360 357 320,000.00 20060901 2,325.78 1261 360 357 256,500.00 20060901 2,232.04 1262 360 357 380,800.00 20060901 2,597.73 1263 360 357 405,000.00 20060901 2,950.60 1264 360 358 400,000.00 20061001 2,528.28 1265 360 358 117,825.00 20061001 904.89 1266 360 357 322,500.00 20060901 2,254.97 1267 360 357 508,250.00 20060901 3,070.68 1268 360 357 368,000.00 20060901 2,421.71 1269 360 357 279,650.00 20060901 1,712.86 1270 360 358 137,000.00 20061001 1,248.08 1271 360 357 391,000.00 20060901 2,978.79 1272 360 357 226,000.00 20060901 1,520.76 1273 360 357 216,000.00 20060901 1,481.65 1274 360 357 408,000.00 20060901 3,400.96 1275 360 358 76,950.00 20061001 594.41 1276 360 357 247,490.00 20060901 2,338.23 1277 360 357 416,000.00 20060901 3,081.52 1278 360 357 145,952.00 20060901 1,045.62 1279 360 357 290,070.00 20060901 2,313.13 1280 360 357 290,000.00 20060901 2,772.70 1281 360 358 404,250.00 20061001 2,931.10 1282 360 357 117,000.00 20060901 958.30 1283 360 357 240,000.00 20060901 1,811.49 1284 360 357 386,400.00 20060901 1,996.40 1285 360 357 468,000.00 20060901 2,904.90 1286 360 357 540,000.00 20060901 3,613.59 1287 360 357 265,000.00 20060901 1,842.58 1288 360 357 267,750.00 20060901 1,791.74 1289 360 357 632,000.00 20060901 3,555.00 1290 360 357 250,000.00 20060901 1,514.99 1291 360 357 188,500.00 20060901 1,917.20 1292 360 357 178,400.00 20060901 1,493.59 1293 360 357 328,000.00 20060901 2,315.93 1294 360 357 479,200.00 20060901 3,134.77 1295 360 357 524,000.00 20060901 3,049.15 1296 360 357 616,000.00 20060901 5,045.38 1297 360 357 323,000.00 20060901 2,930.49 1298 360 357 327,250.00 20060901 2,470.04 1299 360 357 98,910.00 20060901 817.30 1300 360 358 358,296.00 20061001 2,437.66 1301 360 357 319,500.00 20060901 2,102.54 1302 360 358 158,400.00 20061001 1,331.92 1303 360 358 163,795.00 20061001 1,128.51 1304 360 357 332,500.00 20060901 2,765.57 1305 360 357 180,500.00 20060901 1,504.60 1306 360 357 335,200.00 20060901 2,457.25 1307 360 357 395,000.00 20060901 2,708.01 1308 360 356 47,340.00 20060801 523.68 1309 360 357 126,000.00 20060901 1,068.69 1310 360 357 190,800.00 20060901 1,618.29 1311 360 357 199,000.00 20060901 1,509.04 1312 360 357 255,500.00 20060901 1,830.44 1313 360 357 375,000.00 20060901 2,790.94 1314 360 357 380,000.00 20060901 2,620.83 1315 360 357 212,000.00 20060901 1,577.81 1316 360 357 520,000.00 20060901 3,510.00 1317 360 358 350,000.00 20061001 3,479.38 1318 360 357 360,000.00 20060901 2,237.16 1319 360 357 340,000.00 20060901 2,797.10 1320 360 357 360,000.00 20060901 2,476.15 1321 360 357 300,000.00 20060901 1,817.99 1322 360 357 320,000.00 20060901 2,240.00 1323 360 357 228,800.00 20060901 1,816.34 1324 360 357 89,100.00 20060901 831.74 1325 360 357 114,950.00 20060901 966.57 1326 360 358 219,200.00 20061001 1,590.29 1327 360 357 372,000.00 20060901 2,755.59 1328 360 357 214,200.00 20060901 2,203.29 1329 360 357 264,000.00 20060901 1,604.10 1330 360 356 51,960.00 20060801 546.50 1331 360 357 57,880.00 20060901 608.77 1332 360 358 849,900.00 20061001 5,512.44 1333 360 357 559,800.00 20060901 3,975.72 1334 360 357 805,000.00 20060901 4,964.17 1335 360 357 231,520.00 20060901 1,875.46 1336 360 357 570,000.00 20060901 4,617.36 1337 360 357 288,000.00 20060901 2,024.15 1338 360 357 296,000.00 20060901 1,924.00 1339 360 357 278,000.00 20060901 1,757.15 1340 360 357 391,000.00 20060901 2,178.66 1341 360 356 357,300.00 20060801 3,135.57 1342 360 358 256,000.00 20061001 1,860.63 1343 360 357 639,200.00 20060901 4,074.90 1344 360 357 410,400.00 20060901 3,078.00 1345 360 357 357,000.00 20060901 2,689.06 1346 360 356 405,000.00 20060801 2,355.63 1347 360 357 298,000.00 20060901 1,883.57 1348 360 357 378,000.00 20060901 2,734.21 1349 360 358 573,750.00 20061001 4,310.40 1350 360 358 359,100.00 20061001 2,886.82 1351 360 357 412,000.00 20060901 3,095.22 1352 360 356 435,200.00 20060801 2,704.47 1353 360 357 409,500.00 20060901 2,541.79 1354 360 357 300,000.00 20060901 2,016.10 1355 360 357 80,955.00 20060901 716.43 1356 360 357 485,000.00 20060901 2,892.25 1357 360 357 414,999.00 20060901 3,016.24 1358 360 358 354,500.00 20061001 2,801.53 1359 360 357 300,000.00 20060901 2,413.87 1360 360 357 264,800.00 20060901 2,207.29 1361 360 357 361,500.00 20060901 2,190.68 1362 360 358 176,800.00 20061001 1,229.32 1363 360 357 650,000.00 20060901 4,390.15 1364 360 357 227,500.00 20060901 1,363.98 1365 360 357 346,500.00 20060901 2,050.13 1366 360 357 403,750.00 20060901 2,836.92 1367 360 357 381,600.00 20060901 2,368.62 1368 360 358 399,500.00 20061001 2,498.90 1369 360 357 342,000.00 20060901 2,507.19 1370 360 357 415,000.00 20060901 2,488.14 1371 360 357 211,495.00 20060901 1,399.99 1372 360 358 300,000.00 20061001 1,995.91 1373 360 357 261,250.00 20060901 2,487.95 1374 360 357 364,000.00 20060901 2,593.50 1375 360 357 415,000.00 20060901 2,578.94 1376 360 357 343,000.00 20060901 2,056.46 1377 360 357 190,000.00 20060901 1,125.94 1378 360 357 303,000.00 20060901 2,212.76 1379 360 357 263,200.00 20060901 1,699.84 1380 360 357 221,250.00 20060901 1,804.16 1381 360 357 204,513.00 20060901 1,623.54 1382 360 357 152,000.00 20060901 1,311.50 1383 360 357 136,500.00 20060901 1,015.90 1384 360 357 380,000.00 20060901 2,742.49 1385 360 357 476,000.00 20060901 3,453.37 1386 360 357 100,000.00 20060901 636.02 1387 360 357 440,000.00 20060901 2,985.33 1388 360 357 331,960.00 20060901 1,590.65 1389 360 358 63,000.00 20061001 468.88 1390 360 357 262,400.00 20060901 1,923.57 1391 360 356 59,000.00 20060801 638.86 1392 360 357 372,000.00 20060901 2,448.03 1393 360 357 351,200.00 20060901 2,737.85 1394 360 357 308,000.00 20060901 2,456.11 1395 360 357 640,000.00 20060901 4,693.34 1396 240 237 238,493.00 20060901 2,223.07 1397 360 358 274,400.00 20061001 2,387.81 1398 360 358 360,000.00 20061001 2,591.54 1399 360 357 248,000.00 20060901 1,632.02 1400 360 357 618,000.00 20060901 4,215.85 1401 360 357 410,000.00 20060901 2,591.48 1402 360 357 387,000.00 20060901 3,439.18 1403 360 358 376,000.00 20061001 2,745.87 1404 360 357 840,000.00 20060901 6,254.02 1405 360 357 371,000.00 20060901 3,365.98 1406 360 357 436,500.00 20060901 2,546.25 1407 360 357 305,600.00 20060901 1,899.10 1408 360 357 463,500.00 20060901 2,645.82 1409 360 357 292,500.00 20060901 2,343.01 1410 360 357 622,250.00 20060901 4,095.40 1411 360 357 412,000.00 20060901 2,350.82 1412 360 357 252,450.00 20060901 2,122.74 1413 360 357 195,000.00 20060901 1,499.39 1414 360 356 116,000.00 20060801 1,265.09 1415 360 357 370,000.00 20060901 2,797.20 1416 360 357 228,000.00 20060901 1,539.93 1417 360 357 997,500.00 20060901 7,111.78 1418 360 357 86,000.00 20060901 579.40 1419 360 357 775,000.00 20060901 5,525.45 1420 240 237 174,000.00 20060901 1,292.19 1421 360 356 287,000.00 20060801 1,720.72 1422 360 357 315,998.00 20060901 2,866.96 1423 360 357 314,900.00 20060901 2,410.16 1424 360 357 417,000.00 20060901 2,622.03 1425 360 356 74,500.00 20060801 809.59 1426 360 357 800,000.00 20060901 4,951.79 1427 360 358 283,500.00 20061001 2,425.30 1428 360 357 312,000.00 20060901 1,860.58 1429 360 358 109,600.00 20061001 745.67 1430 360 357 337,250.00 20060901 2,392.84 1431 360 357 400,000.00 20060901 3,005.07 1432 360 356 1,000,000.00 20060801 5,995.51 1433 360 357 403,000.00 20060901 2,442.16 1434 360 357 213,750.00 20060901 1,246.88 1435 360 358 99,000.00 20061001 816.25 1436 360 357 263,500.00 20060901 2,063.56 1437 360 357 183,822.00 20060901 1,222.98 1438 360 358 320,250.00 20061001 2,727.96 1439 240 237 253,600.00 20060901 2,445.62 1440 360 356 625,500.00 20060801 4,665.19 1441 360 357 252,450.00 20060901 2,022.20 1442 360 357 397,000.00 20060901 2,861.19 1443 360 357 386,750.00 20060901 2,616.83 1444 360 356 395,100.00 20060801 2,368.83 1445 360 356 400,000.00 20060801 2,398.21 1446 360 357 297,000.00 20060901 2,304.76 1447 360 357 280,000.00 20060901 1,913.34 1448 360 357 521,600.00 20060901 3,622.84 1449 360 357 188,000.00 20060901 1,691.67 1450 360 356 178,500.00 20060801 1,527.05 1451 360 357 133,000.00 20060901 1,069.20 1452 360 357 330,000.00 20060901 2,074.74 1453 360 357 304,000.00 20060901 2,474.42 1454 360 357 399,950.00 20060901 3,117.89 1455 360 357 155,465.00 20060901 1,358.58 1456 360 357 321,000.00 20060901 2,321.91 1457 360 357 360,000.00 20060901 2,922.59 1458 360 357 322,000.00 20060901 3,005.81 1459 360 357 750,000.00 20060901 6,306.41 1460 360 356 661,000.00 20060801 5,022.50 1461 360 357 103,920.00 20060901 862.47 1462 360 357 674,500.00 20060901 4,601.28 1463 360 356 62,000.00 20060801 685.85 1464 360 357 127,500.00 20060901 742.69 1465 360 356 356,000.00 20060801 2,210.17 1466 360 357 525,600.00 20060901 4,115.08 1467 360 357 861,250.00 20060901 5,135.98 1468 360 356 46,400.00 20060801 511.47 1469 360 357 359,992.00 20060901 2,893.99 1470 360 356 47,000.00 20060801 518.08 1471 360 358 247,500.00 20061001 2,208.66 1472 360 357 215,000.00 20060901 1,876.44 1473 360 357 306,000.00 20060901 2,573.02 1474 360 357 400,000.00 20060901 2,629.33 1475 360 358 381,960.00 20061001 2,836.05 1476 360 357 164,800.00 20060901 1,229.14 1477 360 357 423,000.00 20060901 2,862.11 1478 360 356 76,000.00 20060801 831.82 1479 360 357 70,000.00 20060901 653.44 1480 360 356 97,000.00 20060801 1,061.66 1481 360 356 79,000.00 20060801 722.65 1482 360 356 47,800.00 20060801 512.01 1483 360 357 371,000.00 20060901 2,346.05 1484 360 357 395,250.00 20060901 3,039.14 1485 360 357 276,000.00 20060901 1,901.57 1486 360 358 549,000.00 20061001 3,411.66 1487 360 357 275,500.00 20060901 2,387.23 1488 360 356 152,000.00 20060801 1,300.34 1489 360 357 306,320.00 20060901 2,245.54 1490 360 357 336,000.00 20060901 2,212.90 1491 360 357 88,350.00 20060901 742.90 1492 360 357 416,000.00 20060901 3,183.96 1493 360 355 535,000.00 20060701 3,649.65 1494 360 356 56,666.00 20060801 626.84 1495 360 356 382,500.00 20060801 2,573.84 1496 360 357 359,975.00 20060901 2,638.86 1497 360 355 70,400.00 20060701 770.52 1498 360 357 198,400.00 20060901 1,525.53 1499 360 357 204,000.00 20060901 1,395.53 1500 360 357 440,000.00 20060901 4,140.43 1501 360 355 100,000.00 20060701 1,102.30 1502 360 355 210,429.00 20060701 1,923.31 1503 360 356 96,000.00 20060801 1,058.21 1504 360 356 39,400.00 20060801 429.70 1505 360 357 421,000.00 20060901 2,619.62 1506 360 355 88,000.00 20060701 973.46 1507 360 357 122,500.00 20060901 1,339.51 1508 360 357 999,000.00 20060901 6,021.67 1509 360 355 367,650.00 20060701 2,205.90 1510 360 356 349,503.00 20060801 2,809.67 1511 360 357 280,000.00 20060901 1,960.00 1512 360 356 369,075.00 20060801 2,961.05 1513 360 356 313,600.00 20060801 2,775.97 1514 360 355 175,000.00 20060701 1,908.54 1515 360 355 204,000.00 20060701 1,416.91 1516 360 355 89,000.00 20060701 970.63 1517 360 356 49,600.00 20060801 481.75 1518 360 355 337,500.00 20060701 2,713.18 1519 360 355 47,400.00 20060701 518.79 1520 360 355 259,350.00 20060701 2,314.41 1521 360 356 90,800.00 20060801 990.26 1522 360 355 249,850.00 20060701 2,502.88 1523 360 354 34,400.00 20060601 379.19 1524 360 355 178,400.00 20060701 1,371.75 1525 360 354 69,200.00 20060601 599.63 1526 360 354 264,000.00 20060601 1,854.98 1527 360 354 380,000.00 20060601 3,451.91 1528 360 354 375,250.00 20060601 2,965.51 1529 360 353 118,400.00 20060501 729.01 1530 360 358 143,650.00 20061001 1,284.59 1531 360 358 76,500.00 20061001 665.70 1532 360 358 272,000.00 20061001 2,287.13 1533 360 358 229,500.00 20061001 2,073.64 1534 360 358 195,000.00 20061001 1,429.54 1535 360 358 355,500.00 20061001 2,852.14 1536 360 358 346,500.00 20061001 2,593.02 1537 360 358 297,000.00 20061001 2,121.00 1538 360 358 159,600.00 20061001 1,292.86 1539 360 358 60,750.00 20061001 488.38 1540 360 358 172,800.00 20061001 1,607.22 1541 360 358 261,000.00 20061001 1,669.55 1542 360 358 153,000.00 20061001 1,109.36 1543 360 358 396,000.00 20061001 2,978.60 1544 360 358 157,000.00 20061001 1,185.02 1545 360 358 158,000.00 20061001 1,220.49 1546 360 358 318,155.00 20061001 2,721.77 1547 360 358 248,400.00 20061001 1,874.89 1548 360 358 129,600.00 20061001 1,092.12 1549 360 358 240,000.00 20061001 1,704.88 1550 360 358 63,000.00 20061001 569.24 1551 360 358 90,090.00 20061001 770.71 1552 360 358 152,000.00 20061001 1,311.50 1553 360 358 162,000.00 20061001 1,451.69 1554 360 358 261,250.00 20061001 1,915.14 1555 360 358 215,650.00 20061001 2,027.69 1556 360 358 300,000.00 20061001 1,941.04 1557 360 358 149,150.00 20061001 1,178.70 1558 360 358 249,000.00 20061001 2,291.62 1559 360 358 199,750.00 20061001 1,444.87 1560 360 358 215,550.00 20061001 1,820.33 1561 360 358 328,051.00 20061001 2,122.54 1562 360 357 385,000.00 20060901 3,421.41 1563 360 358 56,050.00 20061001 473.35 1564 360 358 80,750.00 20061001 618.04 1565 360 358 292,500.00 20061001 2,166.58 1566 360 358 190,000.00 20061001 1,392.88 1567 360 358 119,700.00 20061001 758.10 1568 360 358 225,000.00 20061001 1,732.10 1569 360 358 237,500.00 20061001 1,741.10 1570 240 238 81,000.00 20061001 755.03 1571 360 358 351,500.00 20061001 2,506.30 1572 360 358 121,900.00 20061001 1,119.63 1573 360 358 320,515.00 20061001 2,571.46 1574 360 358 100,000.00 20061001 956.11 1575 360 358 306,000.00 20061001 1,912.50 1576 360 358 458,341.00 20061001 3,394.98 1577 360 358 216,000.00 20061001 1,728.76 1578 360 358 50,350.00 20061001 494.78 1579 360 358 234,000.00 20061001 1,967.60 1580 360 358 450,000.00 20061001 2,621.25 1581 360 357 136,705.00 20060901 1,065.71 1582 360 358 99,750.00 20061001 809.80 1583 360 357 237,000.00 20060901 2,424.14 1584 360 358 250,000.00 20061001 2,122.87 1585 360 358 144,000.00 20061001 1,132.99 1586 360 358 380,000.00 20061001 2,935.35 1587 360 358 180,405.00 20061001 1,432.16 1588 360 358 743,750.00 20061001 4,757.56 1589 360 357 262,200.00 20060901 2,166.57 1590 360 358 315,000.00 20061001 2,273.38 1591 360 357 532,000.00 20060901 3,362.37 1592 360 358 355,500.00 20061001 2,295.94 1593 360 358 299,250.00 20061001 2,219.44 1594 360 357 282,625.00 20060901 2,073.81 1595 360 358 246,810.00 20061001 2,093.84 1596 360 358 183,000.00 20061001 1,279.57 1597 360 358 362,900.00 20061001 2,660.40 1598 360 358 188,100.00 20061001 1,473.45 1599 360 358 510,300.00 20061001 3,282.97 1600 360 358 99,000.00 20061001 846.94 1601 360 358 378,000.00 20061001 3,358.80 1602 360 357 117,000.00 20060901 878.99 1603 360 357 332,500.00 20060901 2,645.52 1604 360 357 380,000.00 20060901 3,376.57 1605 360 358 255,000.00 20061001 1,734.89 1606 360 358 449,350.00 20061001 3,294.04 1607 360 358 195,300.00 20061001 1,467.23 1608 360 358 223,250.00 20061001 1,756.52 1609 360 358 132,000.00 20061001 1,262.06 1610 360 357 327,750.00 20060901 2,696.32 1611 360 357 299,250.00 20060901 1,969.28 1612 360 358 522,500.00 20061001 3,970.14 1613 360 358 660,000.00 20061001 3,918.75 1614 360 358 155,700.00 20061001 1,230.46 1615 360 358 403,750.00 20061001 2,456.15 1616 360 357 351,500.00 20060901 2,955.61 1617 360 358 162,000.00 20061001 1,413.88 1618 360 358 427,500.00 20061001 2,883.70 1619 360 358 571,500.00 20061001 4,281.17 1620 360 358 476,000.00 20061001 2,954.56 1621 360 358 489,250.00 20061001 3,365.16 1622 360 358 266,900.00 20061001 1,815.85 1623 360 357 319,200.00 20060901 2,488.39 1624 360 357 242,725.00 20060901 2,023.04 1625 360 358 332,500.00 20061001 2,475.55 1626 360 357 570,000.00 20060901 4,092.15 1627 360 357 235,800.00 20060901 2,025.89 1628 360 358 384,750.00 20061001 3,319.74 1629 360 358 102,600.00 20061001 836.65 1630 360 357 351,500.00 20060901 2,727.69 1631 360 358 468,000.00 20061001 3,359.87 1632 360 358 128,250.00 20061001 1,031.93 1633 360 358 328,000.00 20061001 2,404.55 1634 360 358 532,000.00 20061001 3,859.65 1635 360 357 441,000.00 20060901 2,983.90 1636 360 358 118,750.00 20061001 976.93 1637 360 357 270,000.00 20060901 1,826.88 1638 360 357 355,300.00 20060901 2,547.87 1639 360 357 364,800.00 20060901 2,333.53 1640 360 357 546,250.00 20060901 4,256.20 1641 360 358 292,600.00 20061001 2,192.07 1642 360 358 414,000.00 20061001 2,956.54 1643 360 357 226,100.00 20060901 1,950.86 1644 360 357 361,000.00 20060901 2,415.75 1645 360 358 156,750.00 20061001 1,369.81 1646 360 358 255,000.00 20061001 2,215.49 1647 360 358 266,000.00 20061001 2,138.39 1648 360 358 241,200.00 20061001 1,826.25 1649 360 358 285,000.00 20061001 2,290.72 1650 360 357 166,250.00 20060901 1,314.48 1651 360 357 460,000.00 20060901 3,250.33 1652 360 358 223,250.00 20061001 1,922.05 1653 360 357 166,500.00 20060901 1,338.50 1654 360 357 361,000.00 20060901 2,701.53 1655 360 358 220,500.00 20061001 1,742.56 1656 360 358 244,000.00 20061001 1,516.30 1657 360 358 199,500.00 20061001 1,587.69 1658 360 357 463,500.00 20060901 2,998.91 1659 360 358 536,000.00 20061001 3,618.00 1660 360 358 364,500.00 20061001 2,712.79 1661 360 357 481,500.00 20060901 3,293.85 1662 360 358 207,100.00 20061001 2,011.49 1663 360 357 495,000.00 20060901 3,742.20 1664 360 358 68,000.00 20061001 537.39 1665 360 357 391,568.00 20060901 2,885.47 1666 360 357 389,500.00 20060901 3,001.46 1667 360 357 456,000.00 20060901 3,623.07 1668 360 357 285,000.00 20060901 2,286.53 1669 360 357 211,000.00 20060901 1,930.10 1670 360 358 71,250.00 20061001 542.81 1671 360 357 400,900.00 20060901 2,787.51 1672 360 357 309,700.00 20060901 2,503.07 1673 360 357 538,650.00 20060901 3,517.23 1674 360 358 370,500.00 20061001 3,001.28 1675 360 358 228,000.00 20061001 1,753.13 1676 360 358 640,000.00 20061001 4,696.10 1677 360 357 356,250.00 20060901 2,739.26 1678 360 357 354,600.00 20060901 2,783.12 1679 360 357 211,500.00 20060901 1,848.26 1680 360 358 162,000.00 20061001 1,391.84 1681 360 357 262,800.00 20060901 2,109.83 1682 360 357 493,000.00 20060901 3,548.97 1683 360 358 207,000.00 20061001 1,621.09 1684 360 358 294,500.00 20061001 2,192.63 1685 360 357 232,750.00 20060901 1,724.10 1686 360 358 327,750.00 20061001 2,452.71 1687 360 357 192,600.00 20060901 1,549.71 1688 360 357 255,500.00 20060901 1,650.11 1689 360 357 170,905.00 20060901 1,480.91 1690 360 357 357,300.00 20060901 2,511.20 1691 360 357 200,970.00 20060901 1,516.90 1692 360 358 329,650.00 20061001 2,128.99 1693 360 357 289,750.00 20060901 2,458.13 1694 360 357 279,000.00 20060901 1,948.30 1695 360 358 560,500.00 20061001 3,957.55 1696 360 357 142,900.00 20060901 1,339.32 1697 360 357 499,500.00 20060901 2,997.00 1698 360 357 237,500.00 20060901 1,909.28 1699 360 357 275,000.00 20060901 1,951.17 1700 360 357 232,750.00 20060901 1,531.66 1701 360 358 209,950.00 20061001 1,662.11 1702 360 358 308,750.00 20061001 2,517.67 1703 360 357 370,500.00 20060901 2,617.93 1704 360 357 370,500.00 20060901 2,576.13 1705 360 358 272,700.00 20061001 2,187.85 1706 360 357 327,750.00 20060901 2,613.61 1707 360 357 209,000.00 20060901 1,533.57 1708 360 358 142,500.00 20061001 1,213.85 1709 360 357 679,500.00 20060901 4,719.55 1710 360 357 239,875.00 20060901 1,933.81 1711 360 358 240,000.00 20061001 2,085.17 1712 360 358 313,500.00 20061001 2,268.49 1713 360 357 541,500.00 20060901 3,563.46 1714 360 357 380,000.00 20060901 2,887.37 1715 360 358 246,600.00 20061001 1,714.64 1716 360 357 232,600.00 20060901 1,496.41 1717 360 357 85,500.00 20060901 700.30 1718 360 357 135,000.00 20060901 1,014.21 1719 360 358 297,630.00 20061001 2,132.26 1720 360 358 396,150.00 20061001 3,239.91 1721 360 357 370,500.00 20060901 2,506.88 1722 360 357 347,400.00 20060901 2,679.71 1723 360 357 142,500.00 20060901 1,156.86 1724 360 357 193,500.00 20060901 1,418.54 1725 360 357 275,490.00 20060901 2,339.32 1726 360 357 162,000.00 20060901 1,361.01 1727 360 357 332,500.00 20060901 2,257.66 1728 360 358 268,200.00 20061001 1,996.08 1729 360 357 550,000.00 20060901 4,032.02 1730 360 357 183,350.00 20060901 1,568.54 1731 360 357 294,500.00 20060901 2,408.57 1732 360 357 191,900.00 20060901 1,509.68 1733 360 358 209,950.00 20061001 1,741.66 1734 360 357 603,000.00 20060901 3,793.88 1735 360 358 205,000.00 20061001 1,259.08 1736 360 357 256,500.00 20060901 2,091.61 1737 360 358 318,250.00 20061001 2,467.12 1738 360 357 315,000.00 20060901 2,321.24 1739 360 357 95,000.00 20060901 729.80 1740 360 357 684,000.00 20060901 4,417.50 1741 360 357 315,000.00 20060901 2,532.30 1742 360 358 67,500.00 20061001 582.41 1743 360 358 337,250.00 20061001 2,220.23 1744 360 358 337,155.00 20061001 2,810.09 1745 360 357 162,000.00 20060901 1,291.85 1746 360 357 361,000.00 20060901 2,550.80 1747 360 357 667,250.00 20060901 4,268.22 1748 360 357 172,800.00 20060901 1,490.97 1749 360 357 333,000.00 20060901 2,814.59 1750 360 357 361,000.00 20060901 2,743.00 1751 360 357 558,000.00 20060901 4,389.79 1752 360 357 139,500.00 20060901 1,223.19 1753 360 357 408,000.00 20060901 2,822.00 1754 360 358 310,500.00 20061001 2,531.94 1755 360 358 156,900.00 20061001 1,371.12 1756 360 358 427,500.00 20061001 3,211.67 1757 360 358 266,000.00 20061001 1,924.08 1758 360 357 241,300.00 20060901 2,001.73 1759 360 357 337,500.00 20060901 2,320.32 1760 360 357 315,000.00 20060901 2,893.22 1761 360 357 451,250.00 20060901 3,342.46 1762 360 357 346,750.00 20060901 2,903.63 1763 360 357 226,950.00 20060901 1,741.88 1764 360 357 292,125.00 20060901 2,141.56 1765 360 357 322,050.00 20060901 2,510.61 1766 360 357 456,000.00 20060901 3,395.04 1767 360 357 230,400.00 20060901 1,779.75 1768 360 357 185,000.00 20060901 1,419.91 1769 360 357 302,100.00 20060901 2,280.21 1770 360 357 508,250.00 20060901 3,282.45 1771 360 358 546,250.00 20061001 4,238.97 1772 360 357 170,000.00 20060901 1,631.81 1773 360 358 166,500.00 20061001 1,418.29 1774 360 357 254,600.00 20060901 1,686.73 1775 360 357 130,500.00 20060901 1,232.94 1776 360 357 328,000.00 20060901 2,091.00 1777 360 357 318,250.00 20060901 2,875.53 1778 360 357 219,600.00 20060901 1,711.94 1779 360 357 301,150.00 20060901 2,209.74 1780 360 357 489,250.00 20060901 3,586.67 1781 360 357 131,000.00 20060901 1,247.55 1782 360 357 266,050.00 20060901 1,692.11 1783 360 358 259,614.00 20061001 1,868.89 1784 360 357 332,500.00 20060901 2,568.43 1785 360 357 190,000.00 20060901 1,432.92 1786 360 357 285,000.00 20060901 2,427.69 1787 360 358 208,050.00 20061001 1,512.12 1788 360 357 437,000.00 20060901 3,690.49 1789 360 357 350,100.00 20060901 2,729.28 1790 360 357 342,000.00 20060901 2,288.61 1791 360 357 396,000.00 20060901 2,988.95 1792 360 357 251,750.00 20060901 2,061.98 1793 360 358 166,250.00 20061001 1,248.99 1794 360 358 486,000.00 20061001 3,234.20 1795 360 358 351,500.00 20061001 2,616.04 1796 360 357 270,750.00 20060901 2,247.05 1797 360 357 81,000.00 20060901 643.03 1798 360 357 240,000.00 20060901 2,088.46 1799 360 357 266,000.00 20060901 2,295.32 1800 360 357 180,785.00 20060901 1,566.52 1801 360 357 427,500.00 20060901 2,876.65 1802 360 357 345,600.00 20060901 2,364.19 1803 360 357 499,000.00 20060901 2,765.28 1804 360 357 261,250.00 20060901 2,254.14 1805 360 357 279,000.00 20060901 2,132.68 1806 360 357 440,000.00 20060901 3,309.56 1807 360 357 463,250.00 20060901 3,217.56 1808 360 357 418,000.00 20060901 3,061.16 1809 360 357 441,000.00 20060901 3,266.70 1810 360 357 855,000.00 20060901 7,033.88 1811 360 357 405,000.00 20060901 2,446.88 1812 360 357 251,750.00 20060901 2,265.30 1813 360 357 128,250.00 20060901 1,036.55 1814 360 357 380,000.00 20060901 2,989.47 1815 360 357 390,000.00 20060901 3,068.14 1816 360 357 373,500.00 20060901 3,011.06 1817 360 357 237,500.00 20060901 1,702.09 1818 360 357 270,750.00 20060901 1,916.36 1819 360 357 63,000.00 20060901 538.96 1820 360 358 198,000.00 20061001 1,643.27 1821 360 357 446,500.00 20060901 3,092.02 1822 360 357 365,750.00 20060901 2,272.89 1823 360 358 274,500.00 20061001 1,921.50 1824 360 357 210,000.00 20060901 1,579.56 1825 360 358 104,400.00 20061001 862.66 1826 360 357 423,000.00 20060901 2,814.95 1827 360 357 333,450.00 20060901 2,766.17 1828 360 357 241,300.00 20060901 1,898.31 1829 360 357 242,250.00 20060901 1,867.35 1830 360 357 294,000.00 20060901 1,898.75 1831 360 357 537,300.00 20060901 4,131.38 1832 360 357 299,202.00 20060901 2,227.64 1833 360 357 299,250.00 20060901 2,377.64 1834 360 358 465,500.00 20061001 3,324.32 1835 360 357 441,750.00 20060901 3,544.12 1836 360 357 387,000.00 20060901 2,734.52 1837 360 357 121,500.00 20060901 857.89 1838 360 357 88,200.00 20060901 709.68 1839 360 357 446,500.00 20060901 3,323.07 1840 360 357 159,600.00 20060901 1,289.93 1841 360 357 327,512.00 20060901 2,545.05 1842 360 357 275,000.00 20060901 2,335.16 1843 360 357 324,900.00 20060901 2,138.93 1844 360 357 171,000.00 20060901 1,589.83 1845 360 357 438,900.00 20060901 3,382.13 1846 360 358 140,000.00 20061001 1,264.97 1847 360 358 301,500.00 20061001 3,031.83 1848 360 357 99,000.00 20060901 633.28 1849 360 357 233,700.00 20060901 1,829.71 1850 360 357 112,575.00 20060901 913.92 1851 360 358 170,100.00 20061001 1,307.93 1852 360 357 148,750.00 20060901 1,261.64 1853 360 357 201,000.00 20060901 1,597.02 1854 360 357 227,050.00 20060901 1,745.82 1855 360 357 199,800.00 20060901 1,760.78 1856 360 357 188,000.00 20060901 1,335.49 1857 360 357 303,530.00 20060901 2,769.33 1858 360 357 281,700.00 20060901 1,819.32 1859 360 357 247,000.00 20060901 1,718.62 1860 360 357 427,500.00 20060901 3,036.81 1861 360 357 475,000.00 20060901 3,478.59 1862 360 357 522,500.00 20060901 3,352.71 1863 360 358 172,500.00 20061001 1,326.38 1864 360 357 280,250.00 20060901 2,159.59 1865 360 357 310,500.00 20060901 2,667.68 1866 360 357 209,000.00 20060901 1,872.86 1867 360 357 155,800.00 20060901 1,278.91 1868 360 357 405,000.00 20060901 3,157.26 1869 360 357 298,800.00 20060901 2,140.64 1870 360 357 236,550.00 20060901 1,478.44 1871 360 357 508,500.00 20060901 4,109.28 1872 360 357 440,000.00 20060901 3,116.67 1873 360 357 241,000.00 20060901 1,921.74 1874 360 358 389,500.00 20061001 3,131.21 1875 360 357 451,250.00 20060901 3,469.73 1876 360 357 272,000.00 20060901 2,096.01 1877 360 358 261,250.00 20061001 1,757.95 1878 360 357 450,900.00 20060901 3,531.15 1879 360 357 643,500.00 20060901 4,970.78 1880 360 357 248,850.00 20060901 1,824.24 1881 360 357 198,900.00 20060901 1,650.74 1882 360 357 503,500.00 20060901 3,229.51 1883 360 357 208,250.00 20060901 1,690.64 1884 360 357 360,000.00 20060901 2,652.84 1885 360 358 356,250.00 20061001 2,943.70 1886 360 357 247,000.00 20060901 1,761.02 1887 360 357 258,300.00 20060901 1,986.11 1888 360 357 315,000.00 20060901 2,422.08 1889 360 357 51,300.00 20060901 436.99 1890 360 357 310,650.00 20060901 2,488.40 1891 360 357 266,000.00 20060901 1,770.16 1892 360 357 324,000.00 20060901 2,338.33 1893 360 357 470,000.00 20060901 3,427.68 1894 360 357 105,400.00 20060901 799.26 1895 360 357 384,300.00 20060901 2,543.18 1896 360 357 387,000.00 20060901 3,286.20 1897 360 357 441,000.00 20060901 3,232.95 1898 360 357 144,000.00 20060901 1,028.36 1899 360 357 546,250.00 20060901 4,533.51 1900 360 357 193,320.00 20060901 1,548.55 1901 360 357 139,500.00 20060901 1,102.44 1902 360 357 295,000.00 20060901 2,698.49 1903 360 357 323,000.00 20060901 2,591.40 1904 360 357 288,000.00 20060901 2,214.48 1905 360 357 331,711.00 20060901 2,495.04 1906 360 358 470,250.00 20061001 3,868.64 1907 360 357 312,550.00 20060901 2,714.03 1908 360 357 370,500.00 20060901 2,914.73 1909 360 357 498,750.00 20060901 3,117.19 1910 360 357 356,250.00 20060901 2,544.12 1911 360 357 155,800.00 20060901 1,366.11 1912 360 357 108,000.00 20060901 834.26 1913 360 357 373,500.00 20060901 3,001.78 1914 360 357 585,000.00 20060901 3,631.13 1915 360 357 184,300.00 20060901 1,456.48 1916 360 357 163,800.00 20060901 1,117.41 1917 360 357 495,000.00 20060901 3,438.08 1918 360 357 298,800.00 20060901 2,677.56 1919 360 357 364,500.00 20060901 2,531.68 1920 360 357 116,100.00 20060901 946.73 1921 360 357 498,750.00 20060901 3,524.13 1922 360 358 235,000.00 20061001 2,294.33 1923 360 357 234,000.00 20060901 1,609.50 1924 360 357 420,000.00 20060901 3,031.17 1925 360 357 332,500.00 20060901 2,387.09 1926 360 357 549,000.00 20060901 3,614.25 1927 360 357 437,000.00 20060901 3,176.14 1928 360 357 308,550.00 20060901 2,527.20 1929 360 357 380,000.00 20060901 2,908.42 1930 360 358 355,500.00 20061001 2,469.17 1931 360 357 80,750.00 20060901 626.63 1932 360 358 483,000.00 20061001 3,059.00 1933 360 357 415,000.00 20060901 2,593.75 1934 360 357 220,500.00 20060901 1,726.81 1935 360 357 425,000.00 20060901 2,603.13 1936 360 358 315,400.00 20061001 2,505.96 1937 360 357 565,250.00 20060901 3,883.67 1938 360 357 199,894.00 20060901 1,739.46 1939 360 357 228,000.00 20060901 2,060.08 1940 360 357 229,000.00 20060901 2,060.59 1941 360 357 252,000.00 20060901 2,269.99 1942 360 357 403,750.00 20060901 2,591.94 1943 360 357 315,000.00 20060901 2,591.43 1944 360 358 58,410.00 20061001 549.65 1945 360 357 378,000.00 20060901 2,903.82 1946 360 357 277,875.00 20060901 2,026.53 1947 360 357 256,500.00 20060901 2,133.44 1948 360 357 313,500.00 20060901 2,415.81 1949 360 357 274,550.00 20060901 2,199.23 1950 360 357 360,000.00 20060901 2,806.45 1951 360 357 380,000.00 20060901 2,901.96 1952 360 357 189,000.00 20060901 1,606.48 1953 360 357 200,000.00 20060901 1,536.41 1954 360 357 163,757.00 20060901 1,069.95 1955 360 357 319,500.00 20060901 2,161.81 1956 360 357 261,250.00 20060901 1,719.21 1957 360 357 209,000.00 20060901 1,414.14 1958 360 357 243,900.00 20060901 1,875.38 1959 360 357 232,050.00 20060901 1,993.67 1960 360 357 171,000.00 20060901 1,326.99 1961 360 357 305,900.00 20060901 2,289.19 1962 360 357 418,000.00 20060901 3,023.54 1963 360 357 295,064.00 20060901 2,118.98 1964 360 357 208,500.00 20060901 1,372.08 1965 360 357 242,250.00 20060901 2,000.15 1966 360 357 123,000.00 20060901 948.78 1967 360 357 622,800.00 20060901 3,762.38 1968 360 357 180,000.00 20060901 1,345.96 1969 360 357 256,500.00 20060901 1,891.06 1970 360 357 323,000.00 20060901 1,709.21 1971 360 357 241,300.00 20060901 2,025.34 1972 360 357 202,500.00 20060901 1,556.25 1973 360 357 308,750.00 20060901 2,341.28 1974 360 357 361,000.00 20060901 2,902.10 1975 360 357 407,700.00 20060901 2,836.76 1976 360 357 405,000.00 20060901 3,000.03 1977 360 357 712,500.00 20060901 5,082.50 1978 360 357 196,200.00 20060901 1,585.74 1979 360 357 163,800.00 20060901 1,353.49 1980 360 357 229,500.00 20060901 1,854.88 1981 360 357 266,000.00 20060901 1,889.57 1982 360 357 340,000.00 20060901 2,662.65 1983 360 357 107,255.00 20060901 949.18 1984 360 357 263,500.00 20060901 2,007.45 1985 360 357 399,000.00 20060901 2,985.90 1986 360 357 247,000.00 20060901 1,810.68 1987 360 357 198,550.00 20060901 1,647.84 1988 360 357 217,800.00 20060901 1,823.45 1989 360 357 652,500.00 20060901 5,109.94 1990 360 357 620,000.00 20060901 4,128.17 1991 360 357 209,000.00 20060901 1,666.65 1992 360 357 315,000.00 20060901 2,357.29 1993 360 357 460,000.00 20060901 2,976.26 1994 360 357 228,000.00 20060901 1,801.83 1995 360 358 208,000.00 20061001 1,643.78 1996 360 357 63,000.00 20060901 538.96 1997 360 357 243,200.00 20060901 1,979.54 1998 360 357 494,000.00 20060901 3,659.11 1999 360 356 201,390.00 20060801 1,584.53 2000 360 357 508,250.00 20060901 4,310.78 2001 360 357 96,900.00 20060901 710.35 2002 360 357 237,500.00 20060901 1,786.41 2003 360 357 283,500.00 20060901 2,240.43 2004 360 357 436,000.00 20060901 2,788.97 2005 360 357 149,000.00 20060901 1,374.12 2006 360 357 283,500.00 20060901 2,210.08 2007 360 357 379,905.00 20060901 2,691.00 2008 360 357 297,000.00 20060901 2,076.23 2009 360 357 589,000.00 20060901 4,024.84 2010 360 357 418,500.00 20060901 3,357.59 2011 360 357 167,200.00 20060901 1,256.12 2012 360 357 297,000.00 20060901 2,454.12 2013 360 357 427,500.00 20060901 2,892.55 2014 360 357 265,500.00 20060901 1,946.37 2015 360 357 553,500.00 20060901 3,874.50 2016 360 356 422,750.00 20060801 2,695.04 2017 360 357 247,500.00 20060901 1,989.67 2018 360 357 82,650.00 20060901 659.09 2019 360 357 304,200.00 20060901 2,024.37 2020 360 357 199,500.00 20060901 1,404.82 2021 360 357 190,000.00 20060901 1,367.76 2022 360 357 289,750.00 20060901 2,466.09 2023 360 357 144,000.00 20060901 1,112.35 2024 360 357 302,400.00 20060901 2,400.62 2025 360 357 287,100.00 20060901 2,156.89 2026 360 357 165,500.00 20060901 1,328.68 2027 360 357 420,000.00 20060901 3,015.27 2028 360 357 364,500.00 20060901 2,661.88 2029 360 357 267,300.00 20060901 2,141.15 2030 360 357 408,000.00 20060901 2,937.08 2031 360 357 283,500.00 20060901 2,352.86 2032 360 357 164,691.00 20060901 1,512.66 2033 360 357 279,000.00 20060901 2,098.56 2034 360 357 405,000.00 20060901 2,770.53 2035 360 357 526,500.00 20060901 3,464.75 2036 360 357 327,250.00 20060901 2,447.03 2037 360 357 360,000.00 20060901 2,639.05 2038 360 356 548,250.00 20060801 4,273.99 2039 360 357 242,250.00 20060901 2,124.13 2040 360 357 394,250.00 20060901 2,797.27 2041 360 357 242,000.00 20060901 2,213.67 2042 360 357 252,000.00 20060901 2,064.02 2043 360 357 288,800.00 20060901 2,084.29 2044 360 357 157,420.00 20060901 1,210.43 2045 360 357 579,500.00 20060901 4,151.61 2046 360 357 180,000.00 20060901 1,430.23 2047 360 357 580,500.00 20060901 4,277.71 2048 360 357 428,000.00 20060901 3,321.34 2049 360 357 499,999.00 20060901 3,410.88 2050 360 357 385,000.00 20060901 2,919.49 2051 360 357 279,000.00 20060901 1,966.14 2052 360 357 116,910.00 20060901 951.22 2053 360 357 193,500.00 20060901 1,259.10 2054 360 357 801,000.00 20060901 5,963.66 2055 360 357 373,500.00 20060901 2,624.37 2056 360 357 297,000.00 20060901 2,065.08 2057 360 357 399,000.00 20060901 2,743.13 2058 360 357 285,000.00 20060901 2,141.11 2059 360 357 174,800.00 20060901 1,341.62 2060 360 357 122,550.00 20060901 946.65 2061 360 357 180,000.00 20060901 1,258.59 2062 360 356 126,000.00 20060801 923.67 2063 360 356 433,500.00 20060801 3,046.76 2064 360 357 378,000.00 20060901 2,760.47 2065 360 357 270,000.00 20060901 2,051.56 2066 360 357 360,000.00 20060901 2,679.30 2067 360 357 247,000.00 20060901 2,305.70 2068 360 358 538,500.00 20061001 3,760.85 2069 360 357 193,500.00 20060901 1,578.02 2070 360 357 280,250.00 20060901 2,401.76 2071 360 356 405,000.00 20060801 3,138.75 2072 360 357 169,020.00 20060901 1,317.63 2073 360 357 232,750.00 20060901 2,085.68 2074 360 357 182,352.00 20060901 1,448.85 2075 360 357 235,000.00 20060901 1,590.06 2076 360 356 405,000.00 20060801 2,812.98 2077 360 357 225,150.00 20060901 1,659.14 2078 360 357 176,400.00 20060901 1,368.89 2079 360 357 418,500.00 20060901 3,232.75 2080 360 357 172,500.00 20060901 1,217.98 2081 360 357 283,100.00 20060901 2,043.15 2082 360 356 396,000.00 20060801 2,706.00 2083 360 357 499,700.00 20060901 3,093.17 2084 360 357 190,000.00 20060901 1,299.76 2085 360 357 422,750.00 20060901 3,632.08 2086 360 357 382,500.00 20060901 2,900.53 2087 360 357 222,300.00 20060901 1,748.84 2088 360 357 378,000.00 20060901 2,906.50 2089 360 357 235,000.00 20060901 1,967.45 2090 360 357 144,000.00 20060901 1,216.09 2091 360 357 242,250.00 20060901 2,028.14 2092 360 358 435,000.00 20061001 3,422.15 2093 360 357 351,000.00 20060901 2,266.88 2094 360 357 256,500.00 20060901 2,008.74 2095 360 357 288,000.00 20060901 2,308.36 2096 360 357 540,000.00 20060901 3,958.57 2097 360 357 289,750.00 20060901 2,085.83 2098 360 357 315,400.00 20060901 2,369.50 2099 360 357 432,000.00 20060901 3,460.44 2100 360 357 845,100.00 20060901 6,356.60 2101 360 357 151,300.00 20060901 1,040.67 2102 360 357 279,000.00 20060901 2,366.37 2103 360 357 261,000.00 20060901 2,261.59 2104 360 357 540,000.00 20060901 3,647.57 2105 360 357 225,000.00 20060901 1,643.14 2106 360 357 299,250.00 20060901 2,216.69 2107 360 357 54,000.00 20060901 440.34 2108 360 357 361,000.00 20060901 2,507.37 2109 360 357 150,790.00 20060901 1,170.15 2110 360 357 190,000.00 20060901 1,480.24 2111 360 357 318,750.00 20060901 2,680.23 2112 360 357 59,850.00 20060901 508.72 2113 360 357 436,050.00 20060901 2,834.33 2114 360 357 286,900.00 20060901 2,402.46 2115 360 357 380,000.00 20060901 2,834.17 2116 360 357 460,750.00 20060901 3,364.78 2117 360 357 280,000.00 20060901 1,957.81 2118 360 357 378,000.00 20060901 2,459.62 2119 360 357 275,500.00 20060901 2,178.27 2120 360 357 231,300.00 20060901 1,479.57 2121 360 357 398,650.00 20060901 2,434.03 2122 360 357 358,100.00 20060901 2,447.02 2123 360 356 262,000.00 20060801 1,805.11 2124 360 357 163,400.00 20060901 1,298.27 2125 360 357 616,500.00 20060901 3,647.63 2126 360 357 423,000.00 20060901 2,941.17 2127 360 357 520,000.00 20060901 3,271.67 2128 360 357 161,025.00 20060901 1,353.99 2129 360 356 405,000.00 20060801 3,114.10 2130 360 357 242,250.00 20060901 2,108.04 2131 360 357 165,500.00 20060901 1,308.50 2132 360 356 266,000.00 20060801 2,178.69 2133 360 356 340,000.00 20060801 2,020.91 2134 360 357 269,450.00 20060901 1,975.26 2135 360 357 617,500.00 20060901 3,859.38 2136 360 357 167,000.00 20060901 1,577.78 2137 360 355 294,500.00 20060701 2,339.90 2138 360 356 634,500.00 20060801 4,796.82 2139 360 356 337,047.00 20060801 2,603.56 2140 360 355 213,750.00 20060701 1,852.16 2141 360 355 308,750.00 20060701 2,596.14 2142 360 357 270,750.00 20060901 2,081.84 2143 360 355 255,550.00 20060701 2,020.54 2144 360 358 270,750.00 20061001 2,176.57 2145 360 355 173,755.00 20060701 1,416.87 2146 360 357 541,500.00 20060901 3,523.51 2147 360 355 221,255.00 20060701 1,677.80 2148 360 356 589,000.00 20060801 4,301.37 2149 360 355 389,205.00 20060701 2,677.03 2150 360 355 405,000.00 20060701 2,812.98 2151 360 355 531,000.00 20060701 4,446.51 2152 360 355 290,700.00 20060701 2,486.90 2153 360 355 403,750.00 20060701 3,161.08 2154 360 355 163,400.00 20060701 1,241.57 2155 360 355 97,850.00 20060701 855.10 2156 360 355 342,000.00 20060701 2,473.81 2157 360 357 162,000.00 20060901 1,251.39 2158 360 355 499,999.00 20060701 3,862.30 2159 360 355 110,000.00 20060701 853.62 2160 360 355 199,500.00 20060701 1,623.84 2161 360 357 119,700.00 20060901 950.25 2162 360 356 187,625.00 20060801 1,639.62 2163 360 357 80,750.00 20060901 605.23 2164 360 355 364,500.00 20060701 2,727.73 2165 360 355 320,000.00 20060701 2,070.45 2166 360 355 332,500.00 20060701 2,139.11 2167 360 355 68,400.00 20060701 547.91 2168 360 355 408,500.00 20060701 3,272.20 2169 360 355 450,000.00 20060701 2,831.25 2170 360 357 346,500.00 20060901 2,825.50 2171 360 355 429,066.00 20060701 3,844.87 2172 360 355 361,000.00 20060701 2,839.99 2173 360 353 111,600.00 20060501 809.66 2174 360 354 816,000.00 20060601 5,130.26 2175 360 352 490,500.00 20060401 3,355.42 2176 360 352 153,000.00 20060401 1,122.66 2177 360 353 334,800.00 20060501 2,574.33 CURRENT_BALANCE LOAN_TO_VALUE MI MERS_ID MARGIN NEXT_RATE_ADJ_DATE1 --------------------------------------------------------------------------------------------------------------------------------------------------------- 1 110,115.29 95.00 NO MI 6.0000 20080901 2 133,012.31 80.00 NO MI 6.0000 20090901 3 259,786.94 80.00 NO MI 6.0000 20090901 4 295,992.00 80.00 NO MI 6.0000 20090901 5 358,921.51 95.00 NO MI 6.0000 20080901 6 236,151.65 90.00 NO MI 6.0000 20090901 7 153,007.45 80.00 NO MI 6.0000 20080901 8 77,454.23 100.00 NO MI 6.0000 20080901 9 319,807.92 94.12 NO MI 6.0000 20090901 10 157,419.85 80.00 NO MI 6.0000 20080901 11 149,839.83 63.83 NO MI 6.0000 20080901 12 399,499.01 85.00 NO MI 6.0000 20080901 13 189,323.55 95.00 NO MI 5.0000 20080901 14 231,647.59 79.04 NO MI 6.0000 20080901 15 78,693.54 90.00 NO MI 6.0000 20080901 16 207,672.01 90.00 NO MI 6.0000 20080901 17 116,842.46 90.00 NO MI 6.0000 20080901 18 391,000.00 85.00 NO MI 6.0000 20090901 19 178,252.25 100.00 NO MI 6.0000 20080901 20 93,493.93 95.00 NO MI 0.0000 21 58,440.35 90.00 NO MI 6.0000 20080901 22 266,994.97 80.00 NO MI 6.0000 20080901 23 89,946.48 90.00 NO MI 6.0000 20080901 24 249,714.24 74.63 NO MI 6.0000 20090901 25 100,706.54 90.00 NO MI 6.0000 20080901 26 105,944.22 47.75 NO MI 6.0000 20080901 27 53,950.98 90.00 NO MI 0.0000 28 204,532.22 89.51 NO MI 0.0000 29 109,600.00 80.00 NO MI 6.0000 20080901 30 172,696.26 80.00 NO MI 6.0000 20080901 31 81,618.46 95.00 NO MI 0.0000 32 376,415.85 60.13 NO MI 6.0000 20080901 33 247,733.65 80.00 NO MI 6.0000 20080901 34 338,698.16 72.51 NO MI 0.0000 35 145,210.90 95.00 NO MI 6.0000 20080901 36 384,757.00 90.59 NO MI 0.0000 37 345,000.00 88.46 NO MI 6.0000 20090901 38 398,457.30 95.00 NO MI 6.0000 20090901 39 415,000.00 80.82 NO MI 6.0000 20090901 40 139,218.45 90.00 NO MI 6.0000 20080901 41 355,210.05 90.00 NO MI 6.0000 20080901 42 114,916.26 100.00 NO MI 6.0000 20080901 43 56,649.61 90.00 NO MI 0.0000 44 344,000.00 80.00 NO MI 6.0000 20080901 45 211,717.43 76.26 NO MI 6.0000 20080901 46 280,536.92 80.00 NO MI 6.0000 20080901 47 412,300.00 95.00 NO MI 6.0000 20080801 48 92,604.51 90.00 NO MI 6.0000 20080901 49 71,847.44 90.00 NO MI 0.0000 50 321,166.10 80.00 NO MI 6.0000 20080901 51 86,308.17 90.00 NO MI 6.0000 20080901 52 116,889.21 90.00 NO MI 6.0000 20080901 53 81,931.18 100.00 NO MI 0.0000 54 194,752.99 65.88 NO MI 6.0000 20090901 55 267,134.62 90.00 NO MI 0.0000 56 279,680.74 65.88 NO MI 6.0000 20090901 57 132,650.18 70.00 NO MI 6.0000 20080701 58 52,921.82 90.00 NO MI 6.0000 20080701 59 248,977.77 45.05 NO MI 0.0000 60 137,532.83 95.00 NO MI 6.0000 20080701 61 186,679.56 64.44 NO MI 6.0000 20090701 62 55,620.12 90.00 NO MI 6.0000 20080801 63 146,790.00 90.00 NO MI 0.0000 64 76,466.05 95.00 NO MI 0.0000 65 528,141.25 51.21 NO MI 0.0000 66 164,431.71 67.37 NO MI 0.0000 67 322,709.19 89.15 NO MI 0.0000 68 152,734.27 95.00 NO MI 0.0000 69 295,617.31 80.00 NO MI 0.0000 70 241,705.74 55.63 NO MI 4.5000 20090901 71 193,254.89 75.00 NO MI 6.0000 20080901 72 246,805.41 80.00 NO MI 6.0000 20080901 73 157,567.16 95.00 NO MI 0.0000 74 114,852.83 69.70 NO MI 6.0000 20080901 75 159,475.31 95.00 NO MI 0.0000 76 196,000.00 80.00 NO MI 6.0000 20080901 77 387,992.67 80.00 NO MI 0.0000 78 121,875.63 80.00 NO MI 6.0000 20080901 79 150,303.43 70.00 NO MI 6.0000 20090901 80 142,917.77 90.00 NO MI 6.0000 20080901 81 94,893.07 36.54 NO MI 0.0000 82 311,588.34 80.00 NO MI 6.0000 20080901 83 305,424.00 80.00 NO MI 6.0000 20080901 84 183,803.07 80.00 NO MI 6.0000 20080901 85 261,110.33 95.00 NO MI 6.0000 20080901 86 243,496.28 65.00 NO MI 6.0000 20080901 87 184,519.64 65.00 NO MI 0.0000 88 78,916.04 31.73 NO MI 0.0000 89 61,102.92 85.00 NO MI 0.0000 90 83,935.77 80.00 NO MI 6.0000 20080901 91 84,664.63 80.00 NO MI 6.0000 20080901 92 143,831.95 80.00 NO MI 6.0000 20080901 93 95,316.13 90.00 NO MI 0.0000 94 289,404.85 95.00 NO MI 6.0000 20080901 95 112,426.94 76.87 NO MI 0.0000 96 403,482.10 84.82 NO MI 6.0000 20080901 97 320,951.31 90.00 NO MI 6.0000 20080901 98 128,907.01 89.00 NO MI 6.0000 20080901 99 237,691.95 85.00 NO MI 6.0000 20080901 100 377,797.35 90.00 NO MI 6.0000 20080901 101 87,196.01 90.00 NO MI 6.0000 20080901 102 80,984.16 100.00 NO MI 0.0000 103 324,917.30 80.00 NO MI 0.0000 104 247,846.80 80.00 NO MI 6.0000 20080901 105 329,781.04 50.00 NO MI 6.0000 20080901 106 92,646.67 100.00 NO MI 0.0000 107 107,875.99 80.00 NO MI 6.0000 20080901 108 103,203.13 80.00 NO MI 6.0000 20080901 109 523,637.19 79.39 NO MI 6.0000 20080901 110 230,013.65 80.00 NO MI 6.0000 20080901 111 251,847.64 78.26 NO MI 4.5000 20080901 112 238,837.71 80.00 NO MI 6.0000 20090901 113 208,827.70 95.00 NO MI 6.0000 20080901 114 308,600.99 95.00 NO MI 0.0000 115 233,453.90 85.00 NO MI 6.0000 20090901 116 229,365.05 90.00 NO MI 6.0000 20080901 117 271,633.77 80.00 NO MI 6.0000 20090901 118 107,888.75 80.00 NO MI 0.0000 119 94,088.83 60.81 NO MI 0.0000 120 44,866.98 100.00 NO MI 0.0000 121 136,417.94 100.00 NO MI 6.0000 20080901 122 151,924.45 95.00 NO MI 6.0000 20080901 123 214,898.28 80.00 NO MI 6.0000 20080901 124 909,000.00 90.00 NO MI 6.0000 20090901 125 75,753.91 100.00 NO MI 0.0000 126 302,995.95 80.00 NO MI 6.0000 20080901 127 87,602.81 44.97 NO MI 6.0000 20080901 128 608,000.00 80.00 NO MI 6.0000 20080901 129 120,939.11 75.00 NO MI 6.0000 20090901 130 403,780.85 80.00 NO MI 6.0000 20080901 131 199,679.17 59.70 NO MI 0.0000 132 219,890.47 46.32 NO MI 6.0000 20080901 133 103,601.81 85.00 NO MI 6.0000 20080901 134 140,942.02 85.00 NO MI 6.0000 20080901 135 214,335.61 62.17 NO MI 6.0000 20090901 136 161,900.63 45.00 NO MI 6.0000 20080901 137 68,363.59 100.00 NO MI 0.0000 138 273,239.01 80.00 NO MI 6.0000 20080901 139 179,822.22 80.00 NO MI 0.0000 140 305,999.43 90.00 NO MI 6.0000 20080901 141 50,427.23 100.00 NO MI 0.0000 142 201,840.00 80.00 NO MI 6.0000 20080901 143 370,018.55 95.00 NO MI 4.5000 20090901 144 849,291.68 85.00 NO MI 6.0000 20080901 145 157,107.28 85.00 NO MI 0.0000 146 208,000.00 80.00 NO MI 0.0000 147 314,647.74 90.00 NO MI 6.0000 20080901 148 144,900.00 70.00 NO MI 6.0000 20080901 149 139,810.21 82.35 NO MI 6.0000 20080901 150 252,332.47 83.06 NO MI 6.0000 20080901 151 103,907.40 80.00 NO MI 6.0000 20080901 152 225,382.88 51.04 NO MI 0.0000 153 220,652.35 72.88 NO MI 0.0000 154 203,200.00 80.00 NO MI 6.0000 20080901 155 241,625.02 86.43 NO MI 6.0000 20080901 156 196,907.37 90.00 NO MI 0.0000 157 176,000.00 80.00 NO MI 6.0000 20080901 158 40,835.28 100.00 NO MI 0.0000 159 92,860.56 74.97 NO MI 6.0000 20090901 160 203,770.41 81.60 NO MI 4.5000 20090901 161 51,986.24 80.00 NO MI 6.0000 20080901 162 123,846.10 80.00 NO MI 6.0000 20090901 163 139,200.00 80.00 NO MI 6.0000 20080901 164 662,898.23 80.00 NO MI 6.0000 20090901 165 263,899.51 80.00 NO MI 6.0000 20090901 166 110,350.92 85.00 NO MI 6.0000 20080901 167 370,478.83 72.00 NO MI 6.0000 20080901 168 176,543.95 80.00 NO MI 6.0000 20090901 169 189,785.05 65.52 NO MI 6.0000 20080901 170 106,108.37 85.00 NO MI 0.0000 171 74,701.66 85.00 NO MI 0.0000 172 104,151.40 90.00 NO MI 6.0000 20080901 173 205,855.75 90.00 NO MI 6.0000 20080901 174 187,903.78 80.00 NO MI 0.0000 175 279,879.91 80.00 NO MI 6.0000 20080901 176 488,000.00 80.00 NO MI 6.0000 20080901 177 137,362.74 94.83 NO MI 6.0000 20090901 178 76,444.23 85.00 NO MI 6.0000 20080901 179 178,111.19 89.55 NO MI 6.0000 20080901 180 407,837.58 80.00 NO MI 6.0000 20090901 181 387,898.02 70.00 NO MI 0.0000 182 509,781.28 75.00 NO MI 6.0000 20080901 183 291,803.48 80.00 NO MI 6.0000 20080901 184 254,848.39 100.00 NO MI 6.0000 20090901 185 123,656.39 90.00 NO MI 6.0000 20080901 186 204,865.40 52.56 NO MI 6.0000 20080901 187 258,867.83 85.00 NO MI 6.0000 20080901 188 292,117.23 90.00 NO MI 6.0000 20080901 189 279,630.56 70.00 NO MI 6.0000 20080901 190 61,125.58 85.00 NO MI 0.0000 191 94,400.27 90.00 NO MI 6.0000 20080901 192 240,800.00 80.00 NO MI 6.0000 20090901 193 134,872.17 90.00 NO MI 6.0000 20080901 194 124,877.82 63.13 NO MI 0.0000 195 56,968.30 100.00 NO MI 0.0000 196 148,352.00 100.00 NO MI 6.0000 20080901 197 669,215.10 80.00 NO MI 6.0000 20080901 198 227,793.07 80.00 NO MI 6.0000 20080901 199 264,586.02 100.00 NO MI 6.0000 20080901 200 131,907.30 71.35 NO MI 4.5000 20090901 201 250,000.00 72.89 NO MI 6.0000 20080901 202 263,695.11 80.00 NO MI 0.0000 203 762,884.98 94.91 NO MI 6.0000 20090901 204 199,759.31 80.00 NO MI 4.5000 20090901 205 63,687.68 78.70 NO MI 6.0000 20080901 206 103,586.05 85.00 NO MI 0.0000 207 62,469.42 49.60 NO MI 6.0000 20080901 208 356,039.21 95.00 NO MI 0.0000 209 190,197.12 75.00 NO MI 6.0000 20090901 210 239,887.51 80.00 NO MI 0.0000 211 111,623.92 75.00 NO MI 4.5000 20090901 212 217,671.14 90.00 NO MI 6.0000 20080901 213 289,713.57 64.44 NO MI 6.0000 20080901 214 87,303.94 95.00 NO MI 0.0000 215 397,500.00 75.00 NO MI 6.0000 20080901 216 73,954.01 100.00 NO MI 0.0000 217 296,000.00 80.00 NO MI 6.0000 20080901 218 143,741.38 80.00 NO MI 6.0000 20080901 219 78,345.03 80.00 NO MI 6.0000 20090901 220 204,923.70 90.00 NO MI 0.0000 221 111,842.09 80.00 NO MI 6.0000 20090901 222 235,832.86 80.00 NO MI 6.0000 20090901 223 220,800.00 80.00 NO MI 6.0000 20080901 224 267,561.94 95.00 NO MI 6.0000 20080901 225 174,689.50 63.60 NO MI 6.0000 20090901 226 34,980.52 100.00 NO MI 0.0000 227 215,000.00 68.25 NO MI 6.0000 20090901 228 62,187.16 80.00 NO MI 6.0000 20080901 229 292,770.20 75.00 NO MI 6.0000 20080901 230 240,000.00 80.00 NO MI 6.0000 20080901 231 214,932.91 80.00 NO MI 6.0000 20080901 232 199,058.11 80.00 NO MI 6.0000 20080901 233 177,601.57 95.00 NO MI 0.0000 234 433,472.29 73.56 NO MI 6.0000 20090901 235 155,006.79 80.00 NO MI 0.0000 236 50,945.21 23.83 NO MI 6.0000 20090901 237 81,822.43 90.00 NO MI 0.0000 238 51,226.49 90.00 NO MI 6.0000 20080901 239 662,853.38 80.00 NO MI 6.0000 20090901 240 249,812.94 100.00 NO MI 6.0000 20080901 241 127,844.37 64.84 NO MI 0.0000 242 195,884.02 70.00 NO MI 6.0000 20080901 243 349,527.79 70.00 NO MI 6.0000 20080901 244 475,701.71 80.00 NO MI 6.0000 20090901 245 189,741.57 95.00 NO MI 0.0000 246 155,806.38 80.00 NO MI 6.0000 20090901 247 379,790.84 80.00 NO MI 6.0000 20080901 248 73,931.38 71.84 NO MI 6.0000 20090901 249 300,087.50 85.00 NO MI 5.7500 20080901 250 315,804.80 80.00 NO MI 0.0000 251 413,496.60 90.00 NO MI 6.0000 20090901 252 50,362.69 90.00 NO MI 6.0000 20080901 253 114,696.90 80.00 NO MI 0.0000 254 270,000.00 90.00 NO MI 6.0000 20080901 255 191,775.95 55.95 NO MI 0.0000 256 76,913.78 70.00 NO MI 0.0000 257 118,897.59 85.00 NO MI 0.0000 258 658,936.04 80.00 NO MI 6.0000 20090901 259 381,600.00 89.79 NO MI 6.0000 20080901 260 247,898.27 80.00 NO MI 6.0000 20080901 261 244,718.50 72.06 NO MI 6.0000 20080901 262 493,835.81 95.00 NO MI 6.0000 20080901 263 183,783.06 80.00 NO MI 6.0000 20080901 264 83,276.27 90.00 NO MI 6.0000 20080901 265 137,595.77 95.00 NO MI 6.0000 20090901 266 80,885.28 90.00 NO MI 6.0000 20080901 267 244,824.46 100.00 NO MI 6.0000 20080901 268 107,921.76 90.00 NO MI 6.0000 20080901 269 323,512.73 79.80 NO MI 6.0000 20090901 270 147,792.51 80.00 NO MI 6.0000 20080901 271 280,185.95 85.00 NO MI 0.0000 272 254,655.94 83.61 NO MI 0.0000 273 166,224.97 80.00 NO MI 6.0000 20080901 274 238,182.11 90.00 NO MI 6.0000 20080901 275 308,750.00 95.00 NO MI 6.0000 20080901 276 269,605.94 90.00 NO MI 0.0000 277 71,033.39 90.00 NO MI 6.0000 20080901 278 262,101.27 75.00 NO MI 0.0000 279 153,830.25 70.00 NO MI 6.0000 20080901 280 199,619.33 85.00 NO MI 6.0000 20080901 281 94,880.87 95.00 NO MI 0.0000 282 152,852.03 90.00 NO MI 6.0000 20080901 283 31,974.45 100.00 NO MI 0.0000 284 50,742.53 80.00 NO MI 4.5000 20080901 285 202,230.10 75.00 NO MI 6.0000 20090901 286 157,235.59 90.00 NO MI 6.0000 20080901 287 92,167.15 90.00 NO MI 6.0000 20080901 288 260,000.00 80.00 NO MI 6.0000 20080901 289 383,200.00 80.00 NO MI 6.0000 20080901 290 75,864.41 80.00 NO MI 6.0000 20080901 291 156,720.25 80.00 NO MI 6.0000 20080901 292 611,337.72 80.00 NO MI 6.0000 20090901 293 301,818.71 54.91 NO MI 0.0000 294 119,470.20 65.00 NO MI 6.0000 20090901 295 75,902.73 77.55 NO MI 0.0000 296 184,000.00 80.00 NO MI 6.0000 20080901 297 502,053.55 75.00 NO MI 6.0000 20080901 298 169,832.08 100.00 NO MI 0.0000 299 191,053.00 80.00 NO MI 6.0000 20080901 300 170,804.14 77.03 NO MI 4.5000 20090901 301 162,321.46 80.00 NO MI 6.0000 20080901 302 392,668.99 97.04 NO MI 6.0000 20080901 303 99,592.75 80.00 NO MI 6.0000 20080901 304 190,932.44 85.00 NO MI 0.0000 305 193,211.87 90.00 NO MI 6.0000 20080901 306 199,882.14 80.00 NO MI 6.0000 20080901 307 301,304.57 90.00 NO MI 6.0000 20080901 308 52,465.14 75.00 NO MI 0.0000 309 89,927.37 90.00 NO MI 6.0000 20080901 310 159,995.71 88.89 NO MI 6.0000 20080901 311 311,511.75 80.00 NO MI 6.0000 20080901 312 139,496.86 95.00 NO MI 0.0000 313 84,526.94 95.00 NO MI 6.0000 20080901 314 131,336.12 90.00 NO MI 6.0000 20080901 315 179,315.49 95.00 NO MI 6.0000 20080901 316 469,713.47 80.00 NO MI 6.0000 20080901 317 371,200.00 80.00 NO MI 6.0000 20080901 318 65,465.91 100.00 NO MI 0.0000 319 261,625.22 80.00 NO MI 6.0000 20080901 320 228,124.49 95.00 NO MI 6.0000 20080901 321 268,000.00 77.68 NO MI 6.0000 20080901 322 104,858.31 63.25 NO MI 0.0000 323 135,857.33 69.00 NO MI 6.0000 20080901 324 918,588.59 80.00 NO MI 0.0000 325 52,200.31 49.07 NO MI 0.0000 326 328,000.00 80.00 NO MI 6.0000 20080901 327 112,361.79 90.00 NO MI 6.0000 20080901 328 318,113.11 95.00 NO MI 6.0000 20080901 329 150,191.29 80.00 NO MI 6.0000 20090901 330 105,185.73 90.00 NO MI 6.0000 20080901 331 291,336.36 90.00 NO MI 6.0000 20080901 332 270,826.40 80.00 NO MI 4.5000 20090901 333 205,469.30 80.00 NO MI 6.0000 20080901 334 133,077.17 90.00 NO MI 6.0000 20090901 335 195,840.00 80.00 NO MI 6.0000 20080901 336 202,275.37 90.00 NO MI 6.0000 20080901 337 452,000.00 80.00 NO MI 6.0000 20080901 338 149,740.97 69.93 NO MI 0.0000 339 121,897.59 90.00 NO MI 0.0000 340 101,865.41 65.81 NO MI 0.0000 341 159,918.11 80.00 NO MI 6.0000 20080901 342 439,633.35 80.00 NO MI 6.0000 20080901 343 129,041.24 80.00 NO MI 6.0000 20080901 344 134,825.47 90.00 NO MI 6.0000 20090901 345 287,612.21 80.00 NO MI 6.0000 20080901 346 81,893.98 54.67 NO MI 6.0000 20090901 347 115,916.88 80.00 NO MI 6.0000 20080901 348 131,909.24 45.52 NO MI 6.0000 20080901 349 191,069.48 80.00 NO MI 6.0000 20080901 350 170,400.00 80.00 NO MI 6.0000 20080901 351 186,999.50 83.86 NO MI 6.0000 20080901 352 25,776.58 100.00 NO MI 0.0000 353 103,092.57 80.00 NO MI 6.0000 20090901 354 411,648.03 80.00 NO MI 6.0000 20080901 355 169,204.78 70.00 NO MI 0.0000 356 239,901.57 80.00 NO MI 6.0000 20080901 357 239,200.00 80.00 NO MI 6.0000 20080901 358 307,183.27 75.00 NO MI 6.0000 20080901 359 309,514.88 87.08 NO MI 0.0000 360 111,185.84 85.00 NO MI 0.0000 361 69,615.24 85.00 NO MI 6.0000 20080901 362 175,777.03 80.00 NO MI 6.0000 20080901 363 299,745.48 32.61 NO MI 6.0000 20080901 364 79,885.56 22.86 NO MI 6.0000 20090901 365 296,435.15 89.73 NO MI 6.0000 20080801 366 303,826.50 80.00 NO MI 6.0000 20090901 367 183,709.17 83.64 NO MI 0.0000 368 177,894.68 71.20 NO MI 0.0000 369 159,784.13 80.00 NO MI 6.0000 20080901 370 329,781.04 84.62 NO MI 6.0000 20080901 371 54,969.40 100.00 NO MI 0.0000 372 116,706.42 90.00 NO MI 6.0000 20080901 373 151,932.84 80.00 NO MI 6.0000 20080901 374 79,107.57 90.00 NO MI 6.0000 20080901 375 71,915.98 90.00 NO MI 6.0000 20080901 376 101,886.98 85.00 NO MI 6.0000 20080901 377 823,831.66 75.00 NO MI 0.0000 378 223,706.90 80.00 NO MI 4.5000 20090901 379 290,624.31 95.00 NO MI 6.0000 20090901 380 291,044.31 80.00 NO MI 6.0000 20080901 381 300,463.22 69.95 NO MI 4.5000 20090901 382 271,032.46 80.00 NO MI 6.0000 20080901 383 191,184.48 100.00 NO MI 6.0000 20090901 384 120,537.14 85.00 NO MI 0.0000 385 297,771.86 90.00 NO MI 6.0000 20080901 386 38,088.78 100.00 NO MI 0.0000 387 127,759.14 80.00 NO MI 0.0000 388 376,000.00 80.00 NO MI 6.0000 20080901 389 145,677.19 90.00 NO MI 6.0000 20080901 390 39,968.40 100.00 NO MI 0.0000 391 187,340.00 85.00 NO MI 5.7500 20080901 392 110,793.83 30.79 NO MI 0.0000 393 155,360.89 70.94 NO MI 0.0000 394 154,285.56 83.44 NO MI 0.0000 395 229,161.68 60.39 NO MI 0.0000 396 153,905.34 100.00 NO MI 0.0000 397 461,864.54 58.32 NO MI 0.0000 398 106,711.94 100.00 NO MI 0.0000 399 229,711.62 74.19 NO MI 6.0000 20080901 400 137,451.82 80.00 NO MI 6.0000 20080901 401 185,000.00 69.81 NO MI 6.0000 20090901 402 79,945.73 100.00 NO MI 0.0000 403 319,768.83 80.00 NO MI 6.0000 20080901 404 544,000.00 80.00 NO MI 6.0000 20080901 405 616,179.87 90.00 NO MI 6.0000 20080901 406 214,707.57 58.11 NO MI 4.5000 20090901 407 85,874.49 53.75 NO MI 0.0000 408 288,000.00 80.00 NO MI 0.0000 409 495,953.03 70.96 NO MI 6.0000 20080901 410 91,271.17 79.48 NO MI 0.0000 411 149,918.62 80.00 NO MI 6.0000 20090901 412 380,000.00 80.00 NO MI 6.0000 20080901 413 391,739.91 80.00 NO MI 6.0000 20090901 414 118,639.71 90.00 NO MI 6.0000 20080901 415 206,741.78 68.77 NO MI 6.0000 20080901 416 104,875.57 58.99 NO MI 0.0000 417 136,835.13 72.87 NO MI 6.0000 20090901 418 99,898.06 80.00 NO MI 6.0000 20090901 419 64,912.47 26.00 NO MI 0.0000 420 229,801.10 95.00 NO MI 6.0000 20080901 421 131,056.51 75.00 NO MI 0.0000 422 77,509.37 52.57 NO MI 0.0000 423 324,532.47 90.00 NO MI 6.0000 20080901 424 70,148.04 90.00 NO MI 6.0000 20080901 425 523,333.43 80.00 NO MI 6.0000 20080901 426 72,382.84 90.00 NO MI 0.0000 427 141,890.24 64.55 NO MI 6.0000 20080901 428 66,937.22 29.78 NO MI 0.0000 429 91,878.61 80.00 NO MI 6.0000 20080901 430 246,129.28 86.49 NO MI 6.0000 20090901 431 110,908.48 63.43 NO MI 4.5000 20090901 432 660,606.27 95.00 NO MI 6.0000 20080901 433 122,266.46 85.00 NO MI 0.0000 434 134,903.28 90.00 NO MI 6.0000 20080901 435 377,000.00 88.71 NO MI 4.5000 20090901 436 105,159.65 90.00 NO MI 6.0000 20080901 437 239,692.87 64.00 NO MI 0.0000 438 412,000.00 80.00 NO MI 6.0000 20080901 439 220,745.32 94.44 NO MI 6.0000 20090901 440 345,600.00 80.00 NO MI 6.0000 20080901 441 404,707.42 90.00 NO MI 0.0000 442 377,245.21 85.00 NO MI 6.0000 20080901 443 116,871.44 90.00 NO MI 4.5000 20090901 444 449,956.14 90.00 NO MI 6.0000 20080901 445 242,000.00 93.08 NO MI 6.0000 20080901 446 106,901.84 53.50 NO MI 0.0000 447 340,422.56 89.74 NO MI 6.0000 20090901 448 143,810.00 80.00 NO MI 6.0000 20080901 449 288,000.00 80.00 NO MI 6.0000 20080901 450 53,959.58 100.00 NO MI 0.0000 451 71,933.25 86.75 NO MI 0.0000 452 170,571.83 85.00 NO MI 6.0000 20080901 453 359,601.12 79.30 NO MI 6.0000 20080901 454 207,769.53 80.00 NO MI 6.0000 20080901 455 116,816.90 63.04 NO MI 0.0000 456 365,560.78 64.51 NO MI 0.0000 457 65,531.68 41.64 NO MI 0.0000 458 174,704.45 48.72 NO MI 0.0000 459 134,384.53 79.15 NO MI 0.0000 460 205,000.00 66.49 NO MI 4.2500 20080901 461 304,527.40 75.78 NO MI 0.0000 462 199,765.98 80.00 NO MI 6.0000 20090801 463 183,597.08 80.00 NO MI 6.0000 20080801 464 88,714.12 80.00 NO MI 6.0000 20090901 465 148,328.48 90.00 NO MI 0.0000 466 256,000.00 80.00 NO MI 6.0000 20080901 467 49,937.44 89.29 NO MI 0.0000 468 355,480.44 80.00 NO MI 6.0000 20090901 469 215,915.27 90.00 NO MI 6.0000 20080901 470 54,537.16 100.00 NO MI 0.0000 471 159,857.83 100.00 NO MI 6.0000 20080901 472 143,329.07 70.00 NO MI 6.0000 20080901 473 134,759.59 95.00 NO MI 6.0000 20080901 474 33,560.25 100.00 NO MI 0.0000 475 359,925.73 90.00 NO MI 6.0000 20090901 476 299,596.06 89.29 NO MI 0.0000 477 156,541.06 95.00 NO MI 0.0000 478 180,000.00 81.82 NO MI 6.0000 20090901 479 176,248.21 75.00 NO MI 0.0000 480 237,363.07 95.00 NO MI 4.5000 20090901 481 158,427.57 95.00 NO MI 6.0000 20080901 482 318,750.00 85.00 NO MI 6.0000 20080901 483 419,538.48 80.00 NO MI 4.5000 20090901 484 269,000.00 86.97 NO MI 0.0000 485 220,784.76 71.49 NO MI 0.0000 486 90,909.18 55.69 NO MI 0.0000 487 394,337.64 60.31 NO MI 6.0000 20090901 488 95,899.01 84.21 NO MI 6.0000 20090901 489 53,155.65 95.00 NO MI 0.0000 490 107,868.68 88.52 NO MI 0.0000 491 369,000.00 88.92 NO MI 6.0000 20090901 492 34,557.94 100.00 NO MI 0.0000 493 371,818.07 95.00 NO MI 6.0000 20080901 494 71,819.70 90.00 NO MI 6.0000 20090801 495 240,000.00 80.00 NO MI 6.0000 20080901 496 318,719.95 80.00 NO MI 6.0000 20080901 497 185,490.18 80.00 NO MI 6.0000 20080901 498 279,634.30 82.35 NO MI 6.0000 20090901 499 103,377.04 62.00 NO MI 0.0000 500 399,010.15 80.00 NO MI 6.0000 20080901 501 544,000.00 80.00 NO MI 6.0000 20090801 502 174,763.89 71.43 NO MI 6.0000 20090901 503 298,612.74 90.00 NO MI 6.0000 20090901 504 326,800.20 80.00 NO MI 6.0000 20080901 505 403,767.10 80.00 NO MI 6.0000 20090901 506 540,000.00 78.26 NO MI 6.0000 20080901 507 174,765.78 89.74 NO MI 6.0000 20090801 508 284,615.47 95.00 NO MI 6.0000 20080901 509 314,000.00 78.50 NO MI 0.0000 510 268,415.49 80.00 NO MI 6.0000 20080901 511 161,337.94 85.00 NO MI 6.0000 20080901 512 94,388.58 75.00 NO MI 6.0000 20080901 513 161,822.36 90.00 NO MI 0.0000 514 349,600.00 80.00 NO MI 6.0000 20080901 515 141,600.00 80.00 NO MI 6.0000 20080801 516 67,926.19 85.00 NO MI 0.0000 517 161,140.61 75.00 NO MI 0.0000 518 218,227.54 80.00 NO MI 6.0000 20080801 519 142,816.99 78.14 NO MI 6.0000 20090901 520 169,000.00 42.78 NO MI 6.0000 20080901 521 171,803.38 80.00 NO MI 4.5000 20090901 522 219,633.97 47.01 NO MI 0.0000 523 480,000.00 80.00 NO MI 6.0000 20080901 524 84,712.64 80.00 NO MI 6.0000 20080901 525 97,380.22 75.00 NO MI 6.0000 20080901 526 61,643.62 67.76 NO MI 0.0000 527 64,527.28 85.00 NO MI 6.0000 20080901 528 103,907.40 65.00 NO MI 0.0000 529 77,180.25 75.00 NO MI 0.0000 530 175,295.22 90.00 NO MI 6.0000 20080901 531 55,897.28 70.00 NO MI 6.0000 20090801 532 336,000.00 80.00 NO MI 6.0000 20080901 533 314,000.00 72.18 NO MI 0.0000 534 89,255.72 80.00 NO MI 0.0000 535 161,844.98 90.00 NO MI 6.0000 20080901 536 224,681.36 74.85 NO MI 6.0000 20080901 537 163,843.05 72.89 NO MI 0.0000 538 152,760.57 82.70 NO MI 0.0000 539 144,814.44 81.46 NO MI 0.0000 540 345,750.05 80.00 NO MI 6.0000 20080901 541 296,616.01 90.00 NO MI 6.0000 20080901 542 251,926.40 90.00 NO MI 6.0000 20080801 543 184,390.83 90.00 NO MI 6.0000 20080901 544 386,588.69 90.00 NO MI 4.5000 20090901 545 499,392.05 80.00 NO MI 6.0000 20080901 546 351,471.52 80.00 NO MI 6.0000 20080901 547 71,896.78 90.00 NO MI 6.0000 20080801 548 71,036.15 90.00 NO MI 6.0000 20080901 549 85,758.59 75.00 NO MI 0.0000 550 248,678.37 80.00 NO MI 0.0000 551 139,822.65 77.35 NO MI 6.0000 20080901 552 261,846.23 95.00 NO MI 4.5000 20090901 553 414,822.02 84.01 NO MI 6.0000 20080901 554 49,925.55 54.35 NO MI 0.0000 555 178,033.04 90.00 NO MI 6.0000 20080901 556 151,788.03 80.00 NO MI 6.0000 20080901 557 50,344.99 80.00 NO MI 6.0000 20080801 558 367,446.56 80.00 NO MI 6.0000 20080901 559 146,062.28 85.00 NO MI 4.5000 20090901 560 67,442.52 90.00 NO MI 6.0000 20080901 561 251,771.28 95.09 NO MI 6.0000 20080901 562 251,575.43 95.00 NO MI 6.0000 20080901 563 69,938.46 73.68 NO MI 6.0000 20090901 564 180,000.00 80.00 NO MI 6.0000 20080901 565 210,408.85 90.00 NO MI 6.0000 20080901 566 174,659.24 75.98 NO MI 6.0000 20080901 567 722,500.00 90.31 NO MI 6.0000 20090901 568 319,698.23 80.00 NO MI 6.0000 20080801 569 137,792.58 71.88 NO MI 6.0000 20080801 570 63,810.90 90.00 NO MI 6.0000 20080901 571 374,364.98 68.18 NO MI 6.0000 20080901 572 280,241.13 80.00 NO MI 6.0000 20080901 573 319,802.32 80.00 NO MI 6.0000 20080901 574 155,522.03 90.00 NO MI 6.0000 20080901 575 1,115,819.42 75.00 NO MI 6.0000 20090901 576 387,386.77 80.00 NO MI 6.0000 20080901 577 200,443.27 85.00 NO MI 0.0000 578 310,500.00 90.00 NO MI 6.0000 20080901 579 374,837.66 95.00 NO MI 0.0000 580 382,066.06 74.00 NO MI 0.0000 581 349,463.04 55.12 NO MI 0.0000 582 69,341.20 100.00 NO MI 0.0000 583 211,762.65 80.00 NO MI 6.0000 20090901 584 318,303.13 85.00 NO MI 6.0000 20080901 585 411,305.53 84.95 NO MI 6.0000 20090801 586 319,800.89 80.00 NO MI 6.0000 20080801 587 94,901.10 47.50 NO MI 6.0000 20080901 588 381,535.52 84.89 NO MI 6.0000 20090901 589 368,000.00 80.00 NO MI 6.0000 20080801 590 416,075.00 85.00 NO MI 6.0000 20080801 591 375,155.69 80.00 NO MI 0.0000 592 239,596.96 80.00 NO MI 6.0000 20080901 593 543,729.63 80.00 NO MI 6.0000 20080901 594 264,824.16 89.83 NO MI 6.0000 20080901 595 126,728.34 90.00 NO MI 4.5000 20080801 596 189,738.87 95.00 NO MI 6.0000 20080801 597 152,819.88 90.00 NO MI 6.0000 20090801 598 124,734.23 80.00 NO MI 6.0000 20080901 599 49,970.25 100.00 NO MI 0.0000 600 339,810.12 85.00 NO MI 6.0000 20090901 601 310,992.04 90.00 NO MI 6.0000 20080801 602 284,602.14 85.00 NO MI 6.0000 20080901 603 247,512.48 80.00 NO MI 6.0000 20080801 604 318,888.04 80.00 NO MI 4.5000 20090901 605 239,714.12 80.00 NO MI 0.0000 606 55,556.38 100.00 NO MI 0.0000 607 171,638.88 90.00 NO MI 6.0000 20090901 608 268,000.00 80.00 NO MI 6.0000 20080901 609 181,312.98 80.00 NO MI 0.0000 610 205,420.57 80.00 NO MI 6.0000 20090801 611 93,503.59 80.00 NO MI 0.0000 612 61,765.99 100.00 NO MI 0.0000 613 118,693.32 90.00 NO MI 6.0000 20090901 614 517,787.60 85.00 NO MI 0.0000 615 71,946.98 90.00 NO MI 6.0000 20080901 616 358,602.31 90.00 NO MI 6.0000 20080801 617 363,802.53 70.00 NO MI 6.0000 20080901 618 349,494.27 70.00 NO MI 0.0000 619 63,710.84 71.11 NO MI 0.0000 620 390,571.24 85.00 NO MI 4.5000 20090901 621 184,673.34 84.09 NO MI 4.5000 20090801 622 59,948.90 49.79 NO MI 0.0000 623 567,464.37 80.00 NO MI 6.0000 20080801 624 99,889.77 58.48 NO MI 6.0000 20080901 625 115,860.38 74.84 NO MI 0.0000 626 153,741.48 95.00 NO MI 6.0000 20080901 627 367,748.79 80.00 NO MI 6.0000 20080901 628 237,500.00 95.00 NO MI 0.0000 629 94,938.99 62.09 NO MI 6.0000 20080901 630 96,711.74 80.00 NO MI 6.0000 20090901 631 284,000.00 80.00 NO MI 6.0000 20080901 632 171,862.31 80.00 NO MI 6.0000 20090901 633 124,000.00 80.00 NO MI 6.0000 20080801 634 339,731.48 85.00 NO MI 6.0000 20080901 635 467,512.44 80.00 NO MI 6.0000 20080801 636 454,706.59 71.65 NO MI 6.0000 20080901 637 208,712.83 95.00 NO MI 0.0000 638 204,000.00 80.00 NO MI 6.0000 20080901 639 318,346.23 75.00 NO MI 6.0000 20080901 640 436,000.00 80.00 NO MI 6.0000 20080901 641 256,215.79 90.00 NO MI 4.5000 20090901 642 998,856.99 88.50 NO MI 6.0000 20080901 643 274,199.00 90.00 NO MI 6.0000 20080901 644 32,978.08 100.00 NO MI 0.0000 645 363,379.24 75.00 NO MI 0.0000 646 235,730.25 68.88 NO MI 0.0000 647 412,372.68 72.93 NO MI 5.7500 20090901 648 415,157.08 85.00 NO MI 5.7500 20090901 649 104,794.79 85.00 NO MI 5.7500 20080901 650 105,891.38 67.95 NO MI 6.0000 20090901 651 159,805.03 80.00 NO MI 6.0000 20090901 652 519,692.89 100.00 NO MI 6.0000 20090801 653 575,578.27 90.00 NO MI 6.0000 20080901 654 171,703.99 80.00 NO MI 6.0000 20090801 655 351,817.21 80.00 NO MI 6.0000 20090901 656 167,769.16 80.00 NO MI 0.0000 657 620,000.00 80.00 NO MI 6.0000 20080901 658 363,694.08 80.00 NO MI 6.0000 20080801 659 227,862.93 80.00 NO MI 0.0000 660 148,435.17 72.46 NO MI 6.0000 20080901 661 324,109.46 89.96 NO MI 0.0000 662 100,164.67 85.00 NO MI 6.0000 20080901 663 120,620.12 85.67 NO MI 6.0000 20090901 664 235,000.00 90.38 NO MI 6.0000 20080901 665 251,499.57 90.00 NO MI 6.0000 20080801 666 356,000.00 80.00 NO MI 0.0000 667 90,917.40 62.33 NO MI 0.0000 668 394,710.60 79.00 NO MI 6.0000 20080901 669 511,749.44 80.00 NO MI 0.0000 670 251,029.34 75.00 NO MI 6.0000 20080901 671 143,744.43 67.92 NO MI 4.5000 20090801 672 476,326.93 90.00 NO MI 6.0000 20090801 673 193,162.48 90.00 NO MI 6.0000 20090901 674 220,000.00 80.00 NO MI 6.0000 20080901 675 382,338.39 90.00 NO MI 6.0000 20080901 676 493,766.49 90.00 NO MI 6.0000 20080801 677 138,595.09 95.00 NO MI 6.0000 20080901 678 251,874.76 90.00 NO MI 6.0000 20080901 679 778,831.61 95.00 NO MI 6.0000 20080901 680 110,612.57 90.00 NO MI 6.0000 20090901 681 387,200.00 80.00 NO MI 6.0000 20090801 682 221,798.51 79.57 NO MI 6.0000 20090901 683 202,088.80 90.00 NO MI 6.0000 20080801 684 191,826.68 80.00 NO MI 6.0000 20080901 685 171,720.40 80.00 NO MI 4.5000 20080801 686 309,783.12 85.00 NO MI 0.0000 687 898,402.65 90.00 NO MI 6.0000 20080801 688 255,654.60 89.82 NO MI 0.0000 689 361,862.77 95.00 NO MI 6.0000 20080901 690 399,435.58 94.12 NO MI 4.5000 20090801 691 311,600.00 95.00 NO MI 6.0000 20080901 692 157,336.05 90.00 NO MI 6.0000 20080901 693 112,368.72 90.00 NO MI 6.0000 20090901 694 232,496.91 85.00 NO MI 6.0000 20090901 695 191,614.83 73.45 NO MI 4.2500 20090801 696 133,362.48 79.94 NO MI 6.0000 20080901 697 236,590.75 52.48 NO MI 0.0000 698 220,783.45 92.08 NO MI 6.0000 20090901 699 654,237.49 85.00 NO MI 6.0000 20080901 700 63,962.37 100.00 NO MI 0.0000 701 324,164.01 52.00 NO MI 0.0000 702 147,129.99 80.00 NO MI 6.0000 20080901 703 415,528.41 86.67 NO MI 6.0000 20080901 704 180,744.33 89.98 NO MI 6.0000 20080901 705 211,631.39 80.00 NO MI 6.0000 20090801 706 127,284.44 85.00 NO MI 6.0000 20080901 707 171,875.75 80.00 NO MI 6.0000 20080901 708 104,862.85 55.26 NO MI 0.0000 709 180,000.00 80.00 NO MI 6.0000 20080901 710 322,712.28 95.00 NO MI 6.0000 20090901 711 684,000.00 90.00 NO MI 6.0000 20080901 712 72,932.35 100.00 NO MI 0.0000 713 320,930.63 85.00 NO MI 4.5000 20090801 714 25,288.09 100.00 NO MI 0.0000 715 255,837.26 80.00 NO MI 6.0000 20080901 716 256,083.19 90.00 NO MI 6.0000 20090801 717 233,533.30 85.00 NO MI 0.0000 718 307,396.24 89.13 NO MI 6.0000 20080901 719 359,553.20 90.00 NO MI 0.0000 720 219,824.37 80.00 NO MI 6.0000 20080901 721 260,553.68 41.76 NO MI 0.0000 722 157,237.26 90.00 NO MI 6.0000 20090801 723 374,751.18 70.75 NO MI 0.0000 724 276,000.00 80.00 NO MI 6.0000 20080801 725 203,578.16 80.00 NO MI 6.0000 20080801 726 613,613.73 80.00 NO MI 6.0000 20080901 727 82,375.91 75.00 NO MI 4.5000 20080901 728 384,370.00 95.00 NO MI 6.0000 20080901 729 113,636.61 38.15 NO MI 6.0000 20080801 730 149,758.19 57.69 NO MI 6.0000 20080901 731 435,240.76 80.00 NO MI 6.0000 20080901 732 164,739.20 64.71 NO MI 6.0000 20080901 733 297,739.18 90.00 NO MI 6.0000 20080801 734 416,061.92 85.00 NO MI 6.0000 20080901 735 404,538.46 90.00 NO MI 6.0000 20090801 736 79,916.72 100.00 NO MI 6.0000 20090901 737 175,850.15 80.00 NO MI 6.0000 20090901 738 414,382.74 93.26 NO MI 6.0000 20080801 739 600,000.00 80.00 NO MI 6.0000 20080801 740 53,933.65 90.00 NO MI 6.0000 20080901 741 257,273.68 80.00 NO MI 6.0000 20090901 742 549,257.94 67.90 NO MI 6.0000 20080901 743 165,103.41 68.87 NO MI 0.0000 744 103,819.18 69.33 NO MI 6.0000 20080801 745 67,419.59 90.00 NO MI 6.0000 20080901 746 340,234.29 90.00 NO MI 6.0000 20080801 747 312,000.00 80.00 NO MI 6.0000 20080901 748 599,584.57 80.00 NO MI 6.0000 20080901 749 1,248,229.82 84.98 NO MI 6.0000 20080901 750 233,309.08 90.00 NO MI 6.0000 20080801 751 509,600.00 80.00 NO MI 6.0000 20080801 752 408,889.89 70.00 NO MI 6.0000 20090901 753 304,817.17 87.90 NO MI 6.0000 20080801 754 224,830.46 90.00 NO MI 6.0000 20080901 755 75,957.23 100.00 NO MI 0.0000 756 303,551.85 80.00 NO MI 6.0000 20090901 757 379,561.13 78.35 NO MI 6.0000 20080901 758 364,639.43 85.00 NO MI 6.0000 20080801 759 463,716.00 90.00 NO MI 6.0000 20080801 760 185,112.88 95.00 NO MI 6.0000 20080901 761 143,877.20 80.00 NO MI 6.0000 20080801 762 365,615.11 95.00 NO MI 6.0000 20080801 763 760,000.00 82.16 NO MI 6.0000 20090801 764 171,429.56 90.00 NO MI 6.0000 20080801 765 34,954.88 100.00 NO MI 0.0000 766 69,929.39 71.28 NO MI 6.0000 20090901 767 234,727.64 90.00 NO MI 0.0000 768 179,734.65 80.00 NO MI 6.0000 20090901 769 561,272.43 65.00 NO MI 6.0000 20080801 770 332,339.52 95.00 NO MI 6.0000 20080901 771 305,586.44 85.00 NO MI 6.0000 20080901 772 299,814.68 80.00 NO MI 6.0000 20080901 773 477,554.77 80.00 NO MI 6.0000 20080901 774 89,916.56 75.00 NO MI 6.0000 20090901 775 279,331.13 80.00 NO MI 6.0000 20090801 776 381,490.84 65.86 NO MI 6.0000 20080901 777 149,275.49 90.00 NO MI 6.0000 20080901 778 134,812.88 58.70 NO MI 6.0000 20080901 779 153,624.19 95.00 NO MI 6.0000 20080901 780 372,258.55 90.00 NO MI 0.0000 781 330,953.87 85.00 NO MI 0.0000 782 367,841.71 80.00 NO MI 4.5000 20090901 783 179,673.90 80.00 NO MI 4.5000 20080801 784 451,999.33 80.00 NO MI 6.0000 20080801 785 372,000.00 80.00 NO MI 6.0000 20080901 786 267,743.64 80.00 NO MI 6.0000 20090801 787 79,886.71 64.00 NO MI 0.0000 788 60,732.63 95.00 NO MI 6.0000 20080901 789 470,886.55 75.00 NO MI 6.0000 20090801 790 150,134.84 90.00 NO MI 6.0000 20080901 791 98,908.21 100.00 NO MI 6.0000 20080901 792 350,626.94 66.86 NO MI 6.0000 20080901 793 310,380.02 90.00 NO MI 4.5000 20090901 794 380,000.00 80.00 NO MI 6.0000 20080801 795 175,605.68 80.00 NO MI 6.0000 20080801 796 356,000.00 80.00 NO MI 6.0000 20080801 797 345,978.89 80.00 NO MI 6.0000 20080801 798 382,500.00 85.00 NO MI 6.0000 20080801 799 224,000.00 80.00 NO MI 6.0000 20080801 800 352,000.00 80.00 NO MI 6.0000 20080901 801 128,508.87 90.00 NO MI 0.0000 802 215,819.99 90.00 NO MI 6.0000 20080901 803 302,597.90 80.00 NO MI 6.0000 20080801 804 359,107.79 91.14 NO MI 0.0000 805 398,567.01 95.00 NO MI 0.0000 806 105,074.46 85.00 NO MI 0.0000 807 91,623.79 67.90 NO MI 0.0000 808 260,419.64 85.00 NO MI 0.0000 809 211,250.65 90.00 NO MI 6.0000 20080901 810 76,440.22 90.00 NO MI 6.0000 20090901 811 360,000.00 80.00 NO MI 6.0000 20080901 812 402,732.61 65.00 NO MI 0.0000 813 66,891.98 43.23 NO MI 0.0000 814 212,510.54 80.00 NO MI 0.0000 815 568,000.00 80.00 NO MI 6.0000 20080801 816 379,523.52 95.00 NO MI 6.0000 20090901 817 312,000.00 80.00 NO MI 6.0000 20080801 818 244,673.43 70.00 NO MI 6.0000 20080901 819 307,772.41 80.00 NO MI 6.0000 20080801 820 68,257.98 100.00 NO MI 0.0000 821 345,768.94 90.00 NO MI 6.0000 20080801 822 291,449.86 80.00 NO MI 4.5000 20080801 823 403,937.70 69.83 NO MI 6.0000 20080801 824 205,139.78 90.00 NO MI 0.0000 825 171,738.73 80.00 NO MI 6.0000 20080901 826 208,517.60 90.00 NO MI 0.0000 827 52,956.04 100.00 NO MI 0.0000 828 231,862.32 80.00 NO MI 4.5000 20080801 829 185,169.72 100.00 NO MI 6.0000 20090801 830 151,829.81 68.16 NO MI 4.5000 20090901 831 428,975.02 80.00 NO MI 6.0000 20080901 832 329,949.00 70.00 NO MI 0.0000 833 366,387.75 94.10 NO MI 6.0000 20080801 834 331,505.66 80.00 NO MI 6.0000 20090901 835 355,277.12 38.49 NO MI 6.0000 20090801 836 400,966.92 75.00 NO MI 6.0000 20080801 837 82,703.57 90.00 NO MI 0.0000 838 163,886.28 80.00 NO MI 6.0000 20080901 839 166,372.69 90.00 NO MI 6.0000 20080901 840 366,923.99 79.89 NO MI 0.0000 841 407,892.42 95.00 NO MI 6.0000 20080801 842 131,482.43 79.04 NO MI 0.0000 843 193,428.29 84.24 NO MI 0.0000 844 67,427.91 90.00 NO MI 6.0000 20080801 845 365,602.07 95.00 NO MI 4.5000 20090801 846 246,345.78 65.00 NO MI 6.0000 20080801 847 787,487.46 90.00 NO MI 6.0000 20090801 848 297,205.38 90.00 NO MI 6.0000 20080901 849 422,427.89 90.00 NO MI 6.0000 20090801 850 247,228.02 90.00 NO MI 6.0000 20080901 851 363,960.00 80.00 NO MI 6.0000 20080801 852 279,743.40 80.00 NO MI 6.0000 20080801 853 181,754.93 86.67 NO MI 6.0000 20080901 854 213,750.00 95.00 NO MI 6.0000 20080901 855 379,832.12 89.20 NO MI 6.0000 20080901 856 363,200.60 80.00 NO MI 0.0000 857 124,884.71 54.35 NO MI 6.0000 20080901 858 364,056.80 90.00 NO MI 6.0000 20080901 859 394,317.90 71.17 NO MI 0.0000 860 286,712.65 63.08 NO MI 0.0000 861 383,612.67 80.00 NO MI 6.0000 20080901 862 314,658.15 84.45 NO MI 6.0000 20080901 863 112,408.22 75.00 NO MI 6.0000 20080901 864 489,299.08 78.40 NO MI 0.0000 865 175,750.75 80.00 NO MI 6.0000 20080901 866 159,845.26 72.73 NO MI 0.0000 867 344,095.09 79.31 NO MI 6.0000 20090801 868 134,767.67 90.00 NO MI 6.0000 20080801 869 129,896.67 85.00 NO MI 6.0000 20090901 870 127,823.17 80.00 NO MI 6.0000 20080801 871 222,016.24 81.80 NO MI 0.0000 872 278,015.38 80.00 NO MI 6.0000 20080801 873 338,961.25 90.00 NO MI 0.0000 874 158,272.53 80.00 NO MI 6.0000 20090801 875 371,150.00 75.00 NO MI 6.0000 20090801 876 323,463.95 90.00 NO MI 0.0000 877 619,455.84 80.00 NO MI 6.0000 20080801 878 392,797.80 90.00 NO MI 6.0000 20080801 879 371,337.86 88.15 NO MI 0.0000 880 367,647.97 80.00 NO MI 6.0000 20090801 881 374,437.76 78.95 NO MI 6.0000 20090801 882 175,585.58 80.00 NO MI 6.0000 20090801 883 228,600.00 90.00 NO MI 6.0000 20080901 884 157,294.28 90.00 NO MI 6.0000 20080901 885 272,290.86 87.22 NO MI 6.0000 20090801 886 387,000.00 90.00 NO MI 6.0000 20080801 887 734,365.73 85.00 NO MI 6.0000 20080801 888 496,000.00 80.00 NO MI 6.0000 20080801 889 447,960.00 80.00 NO MI 6.0000 20080801 890 365,932.21 77.11 NO MI 6.0000 20080801 891 356,026.18 95.00 NO MI 6.0000 20090901 892 288,000.00 80.00 NO MI 6.0000 20080801 893 139,326.12 90.00 NO MI 4.5000 20080801 894 128,280.20 90.00 NO MI 0.0000 895 302,384.74 74.83 NO MI 6.0000 20080801 896 144,000.00 80.00 NO MI 6.0000 20080901 897 406,011.32 78.25 NO MI 0.0000 898 232,124.18 80.00 NO MI 6.0000 20080901 899 221,617.98 40.36 NO MI 6.0000 20080801 900 529,307.78 81.54 NO MI 6.0000 20080901 901 358,687.17 84.47 NO MI 4.5000 20090801 902 311,920.00 80.00 NO MI 6.0000 20080801 903 334,688.59 67.68 NO MI 6.0000 20090801 904 74,885.36 88.24 NO MI 6.0000 20090801 905 314,774.48 79.75 NO MI 6.0000 20080801 906 244,282.46 62.82 NO MI 6.0000 20080801 907 418,112.04 90.00 NO MI 6.0000 20090901 908 317,840.67 80.00 NO MI 6.0000 20090801 909 159,925.55 80.00 NO MI 4.5000 20090901 910 488,229.14 80.00 NO MI 6.0000 20080801 911 480,000.00 78.30 NO MI 6.0000 20080801 912 331,330.63 80.00 NO MI 0.0000 913 355,909.20 75.00 NO MI 6.0000 20080801 914 370,703.83 72.75 NO MI 6.0000 20080901 915 387,726.25 80.00 NO MI 6.0000 20080801 916 266,647.72 55.63 NO MI 0.0000 917 222,700.97 90.00 NO MI 0.0000 918 322,275.96 95.00 NO MI 0.0000 919 192,682.26 95.00 NO MI 6.0000 20080901 920 272,241.58 80.00 NO MI 6.0000 20080801 921 318,396.81 75.00 NO MI 0.0000 922 587,657.09 80.00 NO MI 6.0000 20080901 923 389,610.63 71.56 NO MI 0.0000 924 363,707.08 65.00 NO MI 0.0000 925 159,558.46 85.00 NO MI 6.0000 20080801 926 476,031.43 90.00 NO MI 6.0000 20080801 927 151,845.06 95.00 NO MI 6.0000 20090901 928 157,949.15 90.00 NO MI 6.0000 20080801 929 79,909.49 64.00 NO MI 6.0000 20090901 930 379,222.13 80.00 NO MI 7.1250 20080801 931 254,664.59 85.00 NO MI 6.0000 20090801 932 390,061.28 80.00 NO MI 4.5000 20090801 933 364,079.28 79.35 NO MI 6.0000 20080801 934 502,973.51 80.00 NO MI 4.5000 20090801 935 395,346.19 90.00 NO MI 6.0000 20080801 936 399,830.59 100.00 NO MI 6.0000 20080801 937 287,778.14 80.00 NO MI 6.0000 20080801 938 244,000.00 80.00 NO MI 6.0000 20080901 939 414,645.47 80.58 NO MI 0.0000 940 376,158.05 90.00 NO MI 0.0000 941 143,796.06 80.00 NO MI 0.0000 942 239,860.35 80.00 NO MI 6.0000 20080801 943 348,433.38 80.00 NO MI 0.0000 944 228,000.00 80.00 NO MI 6.0000 20080801 945 423,920.00 79.99 NO MI 6.0000 20080801 946 335,262.08 80.00 NO MI 6.0000 20080801 947 50,950.32 85.00 NO MI 6.0000 20080801 948 445,761.29 74.42 NO MI 6.0000 20080801 949 360,216.84 95.00 NO MI 0.0000 950 308,750.00 95.00 NO MI 6.0000 20080801 951 411,479.68 75.00 NO MI 0.0000 952 243,510.53 80.00 NO MI 6.0000 20080801 953 383,779.89 80.00 NO MI 6.0000 20080801 954 158,675.88 80.00 NO MI 6.0000 20080801 955 287,396.89 80.00 NO MI 6.0000 20080801 956 322,468.93 95.00 NO MI 0.0000 957 175,328.48 90.00 NO MI 4.5000 20090901 958 243,028.57 65.81 NO MI 0.0000 959 356,579.79 85.00 NO MI 6.0000 20080801 960 329,641.34 71.74 NO MI 0.0000 961 82,542.09 70.00 NO MI 0.0000 962 129,387.85 70.00 NO MI 4.5000 20080901 963 387,125.00 95.00 NO MI 6.0000 20080801 964 414,764.87 61.03 NO MI 4.5000 20090901 965 209,305.30 100.00 NO MI 6.0000 20080801 966 439,637.24 100.00 NO MI 6.0000 20080901 967 680,000.00 80.00 NO MI 6.0000 20080801 968 399,565.26 66.67 NO MI 6.0000 20090801 969 184,525.09 95.00 NO MI 6.0000 20080801 970 311,776.61 80.00 NO MI 6.0000 20080801 971 189,492.56 80.00 NO MI 6.0000 20080901 972 127,336.05 45.23 NO MI 0.0000 973 622,844.85 80.00 NO MI 6.0000 20080801 974 722,000.00 84.94 NO MI 0.0000 975 328,181.70 85.00 NO MI 6.0000 20080801 976 357,270.23 75.00 NO MI 6.0000 20080801 977 624,000.00 80.00 NO MI 6.0000 20090801 978 447,137.06 80.00 NO MI 6.0000 20080801 979 411,998.34 70.00 NO MI 6.0000 20080801 980 64,882.14 31.40 NO MI 0.0000 981 612,000.00 90.00 NO MI 6.0000 20090801 982 117,889.09 54.89 NO MI 4.5000 20090901 983 387,553.92 80.00 NO MI 0.0000 984 131,974.52 95.00 NO MI 0.0000 985 379,608.59 80.00 NO MI 6.0000 20090901 986 231,690.77 80.00 NO MI 4.5000 20090901 987 163,685.69 80.00 NO MI 4.5000 20090801 988 247,136.49 90.00 NO MI 6.0000 20080801 989 271,000.00 71.69 NO MI 0.0000 990 372,983.99 90.00 NO MI 6.0000 20080801 991 387,000.00 90.00 NO MI 6.0000 20080801 992 395,020.51 94.29 NO MI 0.0000 993 406,010.79 88.00 NO MI 0.0000 994 570,306.33 68.04 NO MI 6.0000 20080801 995 338,547.91 95.00 NO MI 4.2500 20080801 996 293,354.35 50.87 NO MI 6.0000 20090801 997 83,170.91 85.00 NO MI 0.0000 998 227,719.11 95.00 NO MI 6.0000 20080901 999 149,354.71 62.50 NO MI 0.0000 1000 409,500.00 90.00 NO MI 6.0000 20080801 1001 265,955.36 90.00 NO MI 0.0000 1002 358,093.38 57.03 NO MI 6.0000 20090801 1003 242,598.61 80.00 NO MI 6.0000 20080801 1004 543,593.45 85.00 NO MI 6.0000 20090801 1005 239,429.29 71.64 NO MI 6.0000 20080801 1006 215,783.10 80.00 NO MI 6.0000 20090801 1007 369,864.05 85.00 NO MI 6.0000 20080801 1008 257,865.69 80.00 NO MI 6.0000 20080801 1009 372,274.35 95.00 NO MI 6.0000 20080901 1010 308,242.35 65.00 NO MI 0.0000 1011 275,875.89 90.00 NO MI 6.0000 20080801 1012 111,828.18 73.20 NO MI 0.0000 1013 222,781.35 95.00 NO MI 4.5000 20090801 1014 342,609.40 80.00 NO MI 6.0000 20080801 1015 275,918.26 90.00 NO MI 4.5000 20090801 1016 312,000.00 80.00 NO MI 6.0000 20080801 1017 371,977.61 89.86 NO MI 0.0000 1018 399,010.62 78.43 NO MI 6.0000 20080801 1019 509,239.11 73.91 NO MI 0.0000 1020 306,907.68 59.71 NO MI 6.0000 20090801 1021 344,000.00 80.00 NO MI 6.0000 20090801 1022 350,299.46 90.00 NO MI 6.0000 20090801 1023 377,206.97 80.00 NO MI 6.0000 20080901 1024 176,901.87 90.00 NO MI 4.5000 20090801 1025 199,480.49 80.00 NO MI 6.0000 20080801 1026 303,546.70 80.00 NO MI 6.0000 20080801 1027 304,000.00 80.00 NO MI 6.0000 20080801 1028 521,626.28 90.00 NO MI 6.0000 20080801 1029 453,829.61 73.98 NO MI 0.0000 1030 389,712.48 78.79 NO MI 6.0000 20090801 1031 289,691.77 38.67 NO MI 0.0000 1032 370,745.03 75.00 NO MI 6.0000 20080901 1033 390,387.17 85.00 NO MI 6.0000 20080801 1034 468,262.09 74.40 NO MI 6.0000 20080901 1035 41,951.09 100.00 NO MI 0.0000 1036 193,392.52 80.00 NO MI 6.0000 20090801 1037 191,706.84 80.00 NO MI 4.5000 20080801 1038 68,303.46 90.00 NO MI 0.0000 1039 299,616.08 46.15 NO MI 6.0000 20090901 1040 357,777.53 71.60 NO MI 6.0000 20080901 1041 327,702.32 80.00 NO MI 0.0000 1042 151,655.85 80.00 NO MI 6.0000 20080801 1043 367,199.86 80.00 NO MI 6.0000 20090801 1044 179,595.90 80.00 NO MI 6.0000 20080801 1045 289,444.22 90.56 NO MI 6.0000 20090801 1046 643,500.00 90.00 NO MI 0.0000 1047 255,536.21 80.00 NO MI 0.0000 1048 179,605.00 90.00 NO MI 6.0000 20090801 1049 355,713.51 80.00 NO MI 6.0000 20080801 1050 239,462.30 80.00 NO MI 0.0000 1051 168,751.24 79.72 NO MI 6.0000 20080801 1052 588,000.00 80.00 NO MI 6.0000 20080801 1053 322,524.58 85.00 NO MI 0.0000 1054 105,887.33 38.55 NO MI 6.0000 20090901 1055 188,701.58 90.00 NO MI 6.0000 20090801 1056 177,224.69 79.95 NO MI 6.0000 20080801 1057 313,591.59 90.00 NO MI 6.0000 20080801 1058 399,187.77 69.20 NO MI 6.0000 20080801 1059 382,241.17 90.00 NO MI 6.0000 20080801 1060 624,000.00 80.00 NO MI 6.0000 20080801 1061 374,675.58 78.37 NO MI 6.0000 20080801 1062 146,787.60 64.76 NO MI 6.0000 20090901 1063 543,261.41 80.00 NO MI 6.0000 20080801 1064 279,541.70 80.00 NO MI 6.0000 20080801 1065 397,293.61 64.72 NO MI 6.0000 20080801 1066 253,484.23 48.02 NO MI 0.0000 1067 149,095.84 95.30 NO MI 4.5000 20080801 1068 315,684.51 80.00 NO MI 6.0000 20080801 1069 360,000.00 79.12 NO MI 6.0000 20080801 1070 130,463.30 90.00 NO MI 6.0000 20080901 1071 147,708.04 80.00 NO MI 6.0000 20090801 1072 99,804.40 42.15 NO MI 0.0000 1073 143,947.59 80.00 NO MI 6.0000 20080901 1074 90,907.24 58.71 NO MI 0.0000 1075 334,277.12 90.00 NO MI 6.0000 20090801 1076 165,830.12 80.00 NO MI 6.0000 20090801 1077 314,723.10 90.00 NO MI 6.0000 20090901 1078 261,599.14 70.00 NO MI 6.0000 20080801 1079 239,542.38 80.00 NO MI 6.0000 20080801 1080 445,657.30 95.00 NO MI 6.0000 20090801 1081 350,671.14 90.00 NO MI 6.0000 20080901 1082 261,613.93 58.67 NO MI 6.0000 20080801 1083 416,000.00 80.00 NO MI 6.0000 20080801 1084 247,208.66 75.00 NO MI 4.5000 20090801 1085 354,489.62 80.00 NO MI 6.0000 20080801 1086 318,878.28 90.00 NO MI 6.0000 20080801 1087 159,791.03 75.12 NO MI 6.0000 20080901 1088 64,928.71 73.03 NO MI 6.0000 20080901 1089 308,218.69 95.00 NO MI 6.0000 20080801 1090 399,577.35 78.43 NO MI 6.0000 20090801 1091 416,129.14 85.00 NO MI 0.0000 1092 254,563.63 80.00 NO MI 6.0000 20080801 1093 416,188.56 43.89 NO MI 0.0000 1094 372,548.57 90.00 NO MI 0.0000 1095 309,420.87 70.45 NO MI 6.0000 20080801 1096 328,346.99 94.73 NO MI 6.0000 20080901 1097 132,000.00 80.00 NO MI 6.0000 20090901 1098 243,149.54 76.99 NO MI 6.0000 20080801 1099 391,016.39 90.00 NO MI 5.7500 20080901 1100 299,747.84 80.00 NO MI 6.0000 20090801 1101 251,768.86 70.00 NO MI 6.0000 20080901 1102 228,000.00 80.00 NO MI 6.0000 20080801 1103 295,913.55 80.00 NO MI 6.0000 20080901 1104 279,942.32 80.00 NO MI 4.5000 20080801 1105 747,954.91 56.60 NO MI 0.0000 1106 49,958.18 40.49 NO MI 0.0000 1107 90,608.76 80.00 NO MI 6.0000 20080801 1108 396,000.00 90.00 NO MI 4.5000 20090801 1109 474,693.30 95.00 NO MI 0.0000 1110 1,182,217.51 85.00 NO MI 6.0000 20090801 1111 269,653.73 86.54 NO MI 6.0000 20090801 1112 435,477.31 80.00 NO MI 6.0000 20080801 1113 265,868.84 95.00 NO MI 6.0000 20080801 1114 205,192.90 80.00 NO MI 6.0000 20080801 1115 411,655.61 84.18 NO MI 6.0000 20090801 1116 341,470.07 90.00 NO MI 0.0000 1117 562,500.00 90.00 NO MI 6.0000 20080901 1118 318,872.13 80.00 NO MI 6.0000 20080801 1119 409,326.57 90.00 NO MI 6.0000 20090801 1120 599,434.19 80.00 NO MI 6.0000 20080801 1121 335,920.00 80.00 NO MI 6.0000 20080801 1122 122,210.13 90.00 NO MI 6.0000 20080801 1123 342,000.00 90.00 NO MI 0.0000 1124 367,191.83 80.00 NO MI 6.0000 20080801 1125 265,163.12 90.00 NO MI 6.0000 20080801 1126 384,589.94 80.00 NO MI 6.0000 20080801 1127 361,528.61 60.00 NO MI 0.0000 1128 344,834.06 90.00 NO MI 5.5000 20080801 1129 343,266.91 80.00 NO MI 6.0000 20080801 1130 325,581.36 95.00 NO MI 6.0000 20090901 1131 299,327.75 90.00 NO MI 4.5000 20090801 1132 347,454.56 80.00 NO MI 4.5000 20090801 1133 208,734.79 100.00 NO MI 6.0000 20090801 1134 393,449.48 95.00 NO MI 0.0000 1135 202,744.74 80.00 NO MI 0.0000 1136 204,601.08 62.12 NO MI 6.0000 20080801 1137 379,498.07 80.00 NO MI 0.0000 1138 972,793.73 65.00 NO MI 6.0000 20090801 1139 405,000.00 86.17 NO MI 0.0000 1140 512,798.08 90.00 NO MI 6.0000 20080901 1141 339,599.78 100.00 NO MI 6.0000 20080801 1142 786,439.68 75.00 NO MI 0.0000 1143 405,000.00 90.00 NO MI 6.0000 20080801 1144 324,105.19 84.42 NO MI 0.0000 1145 185,283.88 80.00 NO MI 6.0000 20080801 1146 115,783.92 80.00 NO MI 6.0000 20080801 1147 70,495.97 85.00 NO MI 0.0000 1148 66,431.25 95.00 NO MI 6.0000 20080801 1149 404,131.55 95.00 NO MI 6.0000 20090801 1150 260,452.89 70.00 NO MI 6.0000 20080801 1151 233,377.10 90.00 NO MI 6.0000 20080801 1152 748,615.64 80.00 NO MI 6.0000 20090801 1153 409,473.16 73.87 NO MI 0.0000 1154 630,430.49 95.00 NO MI 0.0000 1155 341,006.15 85.00 NO MI 6.0000 20080801 1156 575,356.13 80.00 NO MI 6.0000 20080801 1157 166,312.29 90.00 NO MI 0.0000 1158 882,000.00 70.00 NO MI 0.0000 1159 102,873.72 65.19 NO MI 6.0000 20090901 1160 205,361.41 72.21 NO MI 6.0000 20080801 1161 194,573.89 75.00 NO MI 0.0000 1162 385,220.00 85.00 NO MI 5.7500 20090801 1163 342,000.00 95.00 NO MI 0.0000 1164 224,495.90 48.08 NO MI 6.0000 20080801 1165 199,633.93 80.00 NO MI 6.0000 20080801 1166 241,716.56 90.00 NO MI 6.0000 20090801 1167 233,683.50 90.00 NO MI 6.0000 20080801 1168 191,788.35 80.00 NO MI 6.0000 20080801 1169 324,900.00 90.00 NO MI 6.0000 20080801 1170 251,486.75 80.00 NO MI 6.0000 20080801 1171 118,188.20 90.00 NO MI 0.0000 1172 158,156.85 90.00 NO MI 4.5000 20080801 1173 69,891.40 46.67 NO MI 6.0000 20080801 1174 275,748.17 92.00 NO MI 6.0000 20090901 1175 399,643.23 90.00 NO MI 6.0000 20080801 1176 296,785.54 70.00 NO MI 0.0000 1177 107,777.43 90.00 NO MI 6.0000 20080901 1178 396,825.68 85.00 NO MI 0.0000 1179 421,806.54 90.00 NO MI 6.0000 20080801 1180 187,299.75 73.53 NO MI 6.0000 20090801 1181 389,116.70 95.00 NO MI 6.0000 20090801 1182 223,923.59 95.00 NO MI 6.0000 20080801 1183 271,135.56 70.00 NO MI 0.0000 1184 215,810.41 80.00 NO MI 4.5000 20090801 1185 394,000.00 94.94 NO MI 6.0000 20090901 1186 284,000.00 80.00 NO MI 6.0000 20080801 1187 53,941.69 90.00 NO MI 6.0000 20090801 1188 250,637.20 80.00 NO MI 6.0000 20090801 1189 182,217.87 80.00 NO MI 6.0000 20080801 1190 679,019.58 80.00 NO MI 0.0000 1191 239,032.55 51.48 NO MI 6.0000 20090801 1192 306,758.73 74.99 NO MI 6.0000 20080901 1193 383,539.64 69.19 NO MI 0.0000 1194 324,091.93 80.00 NO MI 6.0000 20080801 1195 402,597.66 84.84 NO MI 6.0000 20090801 1196 243,616.41 80.00 NO MI 6.0000 20080801 1197 667,999.27 80.00 NO MI 6.0000 20080801 1198 384,666.91 61.11 NO MI 0.0000 1199 375,000.00 93.75 NO MI 6.0000 20090801 1200 394,000.00 92.92 NO MI 6.0000 20080801 1201 387,649.53 80.00 NO MI 6.0000 20080801 1202 385,989.76 85.00 NO MI 6.0000 20090801 1203 247,708.08 80.00 NO MI 6.0000 20090801 1204 802,603.61 85.00 NO MI 0.0000 1205 166,231.77 90.00 NO MI 6.0000 20080801 1206 377,358.67 90.00 NO MI 6.0000 20080801 1207 62,932.70 90.00 NO MI 6.0000 20080801 1208 259,456.37 80.00 NO MI 6.0000 20090801 1209 102,590.69 85.00 NO MI 6.0000 20090901 1210 58,420.88 90.00 NO MI 6.0000 20080801 1211 28,772.40 100.00 NO MI 0.0000 1212 414,000.00 88.09 NO MI 6.0000 20080801 1213 670,589.31 75.00 NO MI 6.0000 20080801 1214 519,599.44 80.00 NO MI 7.1250 20080801 1215 760,000.00 95.00 NO MI 6.0000 20080801 1216 482,947.67 80.00 NO MI 6.0000 20080801 1217 415,244.61 80.00 NO MI 6.0000 20080801 1218 322,534.51 84.33 NO MI 6.0000 20080801 1219 598,500.00 95.00 NO MI 6.0000 20080801 1220 359,589.73 60.00 NO MI 4.5000 20080801 1221 249,402.50 64.70 NO MI 6.0000 20090801 1222 202,545.72 65.00 NO MI 6.0000 20080901 1223 333,002.81 95.00 NO MI 0.0000 1224 321,812.72 75.00 NO MI 0.0000 1225 399,304.53 80.00 NO MI 6.0000 20080801 1226 389,324.56 95.00 NO MI 6.0000 20080801 1227 419,671.71 80.00 NO MI 6.0000 20080801 1228 338,969.73 57.63 NO MI 0.0000 1229 918,339.28 65.00 NO MI 0.0000 1230 243,200.00 80.00 NO MI 6.0000 20080801 1231 384,000.00 80.00 NO MI 6.0000 20080801 1232 354,095.92 73.96 NO MI 0.0000 1233 371,553.59 79.15 NO MI 6.0000 20080801 1234 69,869.48 50.72 NO MI 0.0000 1235 206,617.20 90.00 NO MI 6.0000 20080801 1236 600,000.00 57.14 NO MI 0.0000 1237 283,179.28 100.00 NO MI 6.0000 20080901 1238 515,363.94 80.00 NO MI 6.0000 20080801 1239 439,023.99 80.00 NO MI 6.0000 20080801 1240 248,000.00 80.00 NO MI 6.0000 20080801 1241 324,898.34 80.00 NO MI 6.0000 20080801 1242 203,749.30 80.00 NO MI 6.0000 20080801 1243 302,977.77 75.00 NO MI 6.0000 20080801 1244 265,700.11 78.93 NO MI 6.0000 20080801 1245 355,119.02 90.00 NO MI 0.0000 1246 313,500.00 95.00 NO MI 6.0000 20090801 1247 243,784.30 80.00 NO MI 6.0000 20080801 1248 861,503.92 80.00 NO MI 0.0000 1249 278,178.39 45.00 NO MI 0.0000 1250 411,285.28 56.28 NO MI 0.0000 1251 648,085.90 65.00 NO MI 0.0000 1252 64,439.96 100.00 NO MI 0.0000 1253 176,000.00 80.00 NO MI 6.0000 20080801 1254 170,711.76 90.00 NO MI 6.0000 20080801 1255 228,193.75 87.60 NO MI 0.0000 1256 90,190.45 37.71 NO MI 6.0000 20080801 1257 359,474.60 80.00 NO MI 6.0000 20080901 1258 391,000.00 85.00 NO MI 6.0000 20090801 1259 190,588.57 90.00 NO MI 6.0000 20090901 1260 319,338.32 71.11 NO MI 6.0000 20080801 1261 256,098.56 89.69 NO MI 6.0000 20090801 1262 379,903.42 68.00 NO MI 6.0000 20090801 1263 404,166.79 67.50 NO MI 6.0000 20090801 1264 398,974.82 80.00 NO MI 0.0000 1265 117,681.35 75.00 NO MI 0.0000 1266 321,777.47 75.00 NO MI 0.0000 1267 508,250.00 95.00 NO MI 0.0000 1268 367,632.58 80.00 NO MI 6.0000 20080801 1269 279,650.00 85.00 NO MI 6.0000 20080801 1270 136,889.44 89.54 NO MI 6.0000 20080901 1271 390,269.54 85.00 NO MI 6.0000 20090801 1272 225,786.86 52.56 NO MI 6.0000 20080801 1273 215,806.29 80.00 NO MI 4.5000 20090801 1274 407,380.29 78.46 NO MI 6.0000 20090801 1275 76,857.39 95.00 NO MI 0.0000 1276 247,216.94 100.00 NO MI 6.0000 20080801 1277 415,173.88 80.00 NO MI 6.0000 20080801 1278 144,622.99 78.89 NO MI 0.0000 1279 289,581.05 90.00 NO MI 0.0000 1280 289,690.31 100.00 NO MI 6.0000 20080801 1281 403,691.75 75.00 NO MI 0.0000 1282 116,812.97 90.00 NO MI 4.5000 20090801 1283 239,542.38 67.61 NO MI 6.0000 20080801 1284 386,400.00 80.00 NO MI 6.0000 20080801 1285 467,438.30 90.00 NO MI 0.0000 1286 539,483.45 80.00 NO MI 6.0000 20080801 1287 264,770.74 60.92 NO MI 6.0000 20090801 1288 267,493.88 85.00 NO MI 4.5000 20080801 1289 632,000.00 80.00 NO MI 6.0000 20080801 1290 249,263.77 64.94 NO MI 0.0000 1291 188,331.06 65.00 NO MI 6.0000 20080801 1292 178,131.83 80.00 NO MI 6.0000 20080801 1293 327,194.53 80.00 NO MI 6.0000 20080801 1294 479,200.00 80.00 NO MI 6.0000 20080801 1295 523,298.29 80.00 NO MI 0.0000 1296 615,024.42 80.00 NO MI 6.0000 20080801 1297 322,603.11 95.00 NO MI 6.0000 20080801 1298 326,626.02 85.00 NO MI 0.0000 1299 98,756.57 90.00 NO MI 6.0000 20090801 1300 357,851.16 85.00 NO MI 6.0000 20090901 1301 319,181.02 90.00 NO MI 4.5000 20090801 1302 158,243.54 90.00 NO MI 4.5000 20090901 1303 163,543.70 90.00 NO MI 6.0000 20080901 1304 331,992.31 70.00 NO MI 4.5000 20080801 1305 180,225.82 95.00 NO MI 6.0000 20080801 1306 334,519.35 80.00 NO MI 6.0000 20090801 1307 394,079.14 63.71 NO MI 0.0000 1308 47,295.96 100.00 NO MI 0.0000 1309 125,815.53 90.00 NO MI 0.0000 1310 190,522.11 90.00 NO MI 6.0000 20080801 1311 198,623.40 79.92 NO MI 0.0000 1312 254,955.49 70.00 NO MI 6.0000 20080801 1313 374,262.83 78.13 NO MI 0.0000 1314 379,664.05 80.00 NO MI 6.0000 20080801 1315 211,583.25 80.00 NO MI 6.0000 20080801 1316 520,000.00 80.00 NO MI 6.0000 20080801 1317 349,777.68 100.00 NO MI 6.0000 20080901 1318 359,586.12 80.00 NO MI 6.0000 20080801 1319 339,467.11 80.00 NO MI 4.5000 20090801 1320 359,679.45 90.00 NO MI 4.5000 20090801 1321 299,116.55 44.78 NO MI 0.0000 1322 320,000.00 80.00 NO MI 4.5000 20080801 1323 228,367.28 80.00 NO MI 6.0000 20080801 1324 88,998.44 90.00 NO MI 6.0000 20090801 1325 114,779.00 95.00 NO MI 6.0000 20080801 1326 219,087.83 80.00 NO MI 4.5000 20080901 1327 371,261.27 80.00 NO MI 6.0000 20090801 1328 214,014.27 68.00 NO MI 6.0000 20080801 1329 262,738.30 48.89 NO MI 0.0000 1330 51,903.50 100.00 NO MI 0.0000 1331 57,833.02 100.00 NO MI 0.0000 1332 848,432.38 87.17 NO MI 6.0000 20080901 1333 558,585.29 90.00 NO MI 0.0000 1334 805,000.00 89.44 NO MI 4.5000 20090801 1335 231,391.21 80.00 NO MI 6.0000 20080801 1336 569,682.92 95.00 NO MI 6.0000 20090801 1337 287,757.92 79.56 NO MI 6.0000 20080801 1338 296,000.00 80.00 NO MI 6.0000 20080801 1339 277,241.95 74.13 NO MI 0.0000 1340 390,370.19 60.15 NO MI 0.0000 1341 356,659.77 90.00 NO MI 6.0000 20090701 1342 255,648.25 88.28 NO MI 0.0000 1343 639,200.00 80.00 NO MI 6.0000 20080801 1344 410,400.00 80.00 NO MI 6.0000 20080801 1345 355,676.97 85.00 NO MI 0.0000 1346 404,400.00 84.38 NO MI 6.0000 20080701 1347 297,187.41 57.09 NO MI 0.0000 1348 377,210.48 79.58 NO MI 0.0000 1349 573,015.75 85.00 NO MI 6.0000 20080901 1350 358,705.40 90.00 NO MI 6.0000 20080901 1351 411,206.41 79.23 NO MI 6.0000 20080801 1352 434,530.97 80.00 NO MI 6.0000 20080701 1353 409,027.91 91.20 NO MI 0.0000 1354 298,266.49 67.42 NO MI 0.0000 1355 80,848.94 90.00 NO MI 0.0000 1356 483,329.36 63.40 NO MI 0.0000 1357 414,140.89 61.48 NO MI 6.0000 20090801 1358 354,094.80 74.63 NO MI 6.0000 20090901 1359 299,476.74 76.14 NO MI 6.0000 20080801 1360 264,397.79 80.00 NO MI 4.5000 20090801 1361 360,435.44 40.17 NO MI 0.0000 1362 176,698.36 80.00 NO MI 6.0000 20080901 1363 648,439.03 79.46 NO MI 6.0000 20080801 1364 226,817.16 26.00 NO MI 0.0000 1365 346,500.00 90.00 NO MI 6.0000 20090801 1366 402,854.41 85.00 NO MI 0.0000 1367 381,160.05 80.00 NO MI 6.0000 20080801 1368 398,761.57 85.00 NO MI 0.0000 1369 341,744.13 91.20 NO MI 6.0000 20090801 1370 412,211.11 35.78 NO MI 0.0000 1371 206,728.24 94.84 NO MI 0.0000 1372 299,506.75 80.00 NO MI 0.0000 1373 260,967.96 95.00 NO MI 6.0000 20080801 1374 364,000.00 80.00 NO MI 6.0000 20080801 1375 414,522.90 69.17 NO MI 6.0000 20090801 1376 341,970.49 40.35 NO MI 0.0000 1377 189,755.84 43.68 NO MI 0.0000 1378 302,379.75 55.09 NO MI 0.0000 1379 263,200.00 80.00 NO MI 6.0000 20080801 1380 220,895.93 75.00 NO MI 6.0000 20080801 1381 204,164.67 95.17 NO MI 6.0000 20080801 1382 151,787.77 80.00 NO MI 4.5000 20090801 1383 136,231.67 70.00 NO MI 6.0000 20080801 1384 379,702.97 80.00 NO MI 0.0000 1385 475,633.33 80.00 NO MI 6.0000 20090801 1386 99,865.00 94.34 NO MI 6.0000 20090801 1387 439,593.88 80.00 NO MI 0.0000 1388 331,960.00 80.00 NO MI 6.0000 20080801 1389 62,917.72 63.00 NO MI 0.0000 1390 260,830.44 80.00 NO MI 6.0000 20080801 1391 58,941.30 100.00 NO MI 0.0000 1392 371,628.60 80.00 NO MI 6.0000 20080801 1393 350,576.68 80.00 NO MI 6.0000 20080801 1394 307,480.84 80.00 NO MI 6.0000 20090801 1395 640,000.00 80.00 NO MI 6.0000 20080801 1396 237,480.02 90.00 NO MI 6.0000 20090801 1397 274,150.96 80.00 NO MI 4.2500 20090901 1398 359,295.28 90.00 NO MI 0.0000 1399 247,752.40 80.00 NO MI 6.0000 20080801 1400 616,544.95 74.91 NO MI 6.0000 20080801 1401 408,356.57 80.39 NO MI 0.0000 1402 386,498.36 90.00 NO MI 6.0000 20080801 1403 375,488.57 80.00 NO MI 6.0000 20080901 1404 839,398.63 73.04 NO MI 6.0000 20090801 1405 370,544.13 70.00 NO MI 6.0000 20090801 1406 436,500.00 90.00 NO MI 6.0000 20090801 1407 305,248.66 80.00 NO MI 6.0000 20080801 1408 463,500.00 90.00 NO MI 6.0000 20080801 1409 292,012.04 90.00 NO MI 6.0000 20080801 1410 622,086.31 95.00 NO MI 6.0000 20090801 1411 411,823.31 80.78 NO MI 6.0000 20080801 1412 252,074.51 85.00 NO MI 0.0000 1413 194,643.06 78.63 NO MI 6.0000 20080801 1414 115,887.19 100.00 NO MI 0.0000 1415 369,740.89 87.06 NO MI 6.0000 20080801 1416 227,452.46 80.00 NO MI 4.5000 20090801 1417 995,352.82 95.00 NO MI 6.0000 20080801 1418 85,416.32 51.34 NO MI 6.0000 20090801 1419 773,331.74 83.78 NO MI 6.0000 20090801 1420 172,923.41 47.15 NO MI 0.0000 1421 285,848.56 24.96 NO MI 0.0000 1422 315,609.73 80.00 NO MI 6.0000 20080801 1423 314,317.70 100.00 NO MI 6.0000 20080801 1424 415,851.83 79.43 NO MI 6.0000 20080801 1425 74,426.73 100.00 NO MI 0.0000 1426 797,732.77 34.12 NO MI 0.0000 1427 283,231.56 92.95 NO MI 6.0000 20080901 1428 310,753.10 65.00 NO MI 0.0000 1429 109,533.24 80.00 NO MI 6.0000 20090901 1430 336,516.73 95.00 NO MI 0.0000 1431 399,229.52 80.00 NO MI 6.0000 20080801 1432 995,987.99 50.08 NO MI 0.0000 1433 401,813.25 60.15 NO MI 0.0000 1434 213,750.00 95.00 NO MI 0.0000 1435 98,897.48 90.00 NO MI 6.0000 20080901 1436 263,037.11 85.00 NO MI 6.0000 20080801 1437 183,367.30 71.53 NO MI 0.0000 1438 319,943.54 75.00 NO MI 6.0000 20080901 1439 252,588.43 80.00 NO MI 0.0000 1440 625,500.00 90.00 NO MI 6.0000 20080701 1441 252,028.85 85.00 NO MI 6.0000 20080801 1442 396,164.43 74.91 NO MI 6.0000 20080801 1443 386,390.48 85.00 NO MI 6.0000 20080801 1444 390,461.15 47.32 NO MI 0.0000 1445 398,335.43 54.72 NO MI 0.0000 1446 295,134.32 90.00 NO MI 6.0000 20080801 1447 280,000.00 80.00 NO MI 6.0000 20080801 1448 521,147.44 80.00 NO MI 6.0000 20080801 1449 187,763.98 80.00 NO MI 6.0000 20080801 1450 178,159.19 70.00 NO MI 6.0000 20080701 1451 132,779.94 95.00 NO MI 6.0000 20090801 1452 329,631.11 70.97 NO MI 0.0000 1453 303,833.41 95.00 NO MI 4.5000 20090801 1454 396,099.79 95.00 NO MI 6.0000 20090801 1455 155,254.72 85.00 NO MI 6.0000 20080801 1456 320,329.53 72.95 NO MI 6.0000 20090801 1457 359,417.84 80.00 NO MI 4.5000 20090801 1458 321,633.05 70.00 NO MI 6.0000 20080801 1459 748,884.49 87.82 NO MI 6.0000 20080801 1460 660,402.86 89.93 NO MI 6.0000 20080701 1461 103,760.48 80.00 NO MI 0.0000 1462 672,911.92 95.00 NO MI 5.2500 20090801 1463 61,936.06 100.00 NO MI 0.0000 1464 127,500.00 85.00 NO MI 0.0000 1465 356,000.00 94.93 NO MI 6.0000 20080701 1466 525,275.40 80.00 NO MI 6.0000 20080801 1467 858,640.25 65.00 NO MI 0.0000 1468 46,356.35 100.00 NO MI 0.0000 1469 359,396.41 80.00 NO MI 6.0000 20080801 1470 46,955.80 100.00 NO MI 0.0000 1471 247,217.47 90.00 NO MI 6.0000 20080901 1472 214,898.92 100.00 NO MI 6.0000 20080801 1473 305,544.86 85.00 NO MI 6.0000 20080801 1474 399,599.53 67.23 NO MI 6.0000 20080801 1475 381,458.59 90.00 NO MI 0.0000 1476 164,799.95 80.00 NO MI 6.0000 20080801 1477 422,606.76 90.00 NO MI 0.0000 1478 75,926.89 100.00 NO MI 0.0000 1479 69,879.41 59.83 NO MI 6.0000 20090801 1480 96,906.70 100.00 NO MI 0.0000 1481 78,872.75 100.00 NO MI 0.0000 1482 47,742.59 100.00 NO MI 0.0000 1483 370,591.04 75.71 NO MI 0.0000 1484 394,526.54 85.00 NO MI 0.0000 1485 275,362.91 80.00 NO MI 0.0000 1486 548,580.46 90.00 NO MI 0.0000 1487 275,119.39 92.14 NO MI 6.0000 20080801 1488 151,709.81 80.00 NO MI 6.0000 20080701 1489 305,698.00 80.00 NO MI 0.0000 1490 335,152.44 75.00 NO MI 0.0000 1491 88,192.04 95.00 NO MI 6.0000 20080801 1492 415,230.72 89.87 NO MI 0.0000 1493 532,887.83 84.92 NO MI 0.0000 1494 56,613.32 100.00 NO MI 0.0000 1495 382,017.53 83.15 NO MI 6.0000 20080701 1496 359,244.07 85.00 NO MI 4.5000 20090801 1497 70,314.94 100.00 NO MI 0.0000 1498 198,036.84 80.00 NO MI 6.2500 20090801 1499 203,815.71 80.00 NO MI 6.0000 20080801 1500 439,509.30 80.00 NO MI 6.0000 20080801 1501 99,881.81 100.00 NO MI 0.0000 1502 209,749.50 95.00 NO MI 6.0000 20080601 1503 95,909.71 100.00 NO MI 0.0000 1504 39,361.66 100.00 NO MI 0.0000 1505 419,818.28 60.14 NO MI 0.0000 1506 87,897.16 100.00 NO MI 0.0000 1507 122,411.86 70.81 NO MI 6.0000 20090801 1508 996,029.95 55.27 NO MI 0.0000 1509 367,650.00 95.00 NO MI 0.0000 1510 348,729.12 95.00 NO MI 6.0000 20080701 1511 280,000.00 80.00 NO MI 4.5000 20090801 1512 368,791.85 95.00 NO MI 6.0000 20080701 1513 313,050.17 80.00 NO MI 6.0000 20080701 1514 174,786.12 100.00 NO MI 0.0000 1515 203,703.02 80.00 NO MI 6.0000 20080601 1516 88,891.22 100.00 NO MI 0.0000 1517 49,532.04 100.00 NO MI 0.0000 1518 336,562.34 90.00 NO MI 6.2500 20080601 1519 47,342.70 100.00 NO MI 0.0000 1520 258,789.70 95.00 NO MI 6.0000 20080601 1521 90,711.69 100.00 NO MI 0.0000 1522 249,456.17 95.00 NO MI 6.0000 20080601 1523 34,347.64 100.00 NO MI 0.0000 1524 177,851.87 80.00 NO MI 6.0000 20080601 1525 69,006.40 100.00 NO MI 0.0000 1526 262,817.66 80.00 NO MI 6.2500 20080501 1527 379,707.05 95.00 NO MI 6.0000 20080501 1528 373,944.21 95.00 NO MI 6.0000 20080501 1529 117,601.20 80.00 NO MI 0.0000 1530 143,528.34 85.00 NO MI 6.0000 20080901 1531 76,430.57 90.00 NO MI 6.0000 20080901 1532 271,731.34 85.00 NO MI 4.5000 20090901 1533 229,310.79 90.00 NO MI 6.0000 20080901 1534 194,903.08 100.00 NO MI 6.0000 20080901 1535 355,364.69 90.00 NO MI 6.0000 20080901 1536 346,337.63 90.00 NO MI 6.0000 20080901 1537 296,841.21 90.00 NO MI 6.0000 20080901 1538 159,541.05 95.00 NO MI 0.0000 1539 60,683.23 90.00 NO MI 0.0000 1540 172,664.99 90.00 NO MI 6.0000 20080901 1541 260,814.10 94.91 NO MI 4.5000 20090901 1542 152,788.71 93.87 NO MI 6.0000 20090901 1543 395,817.14 90.00 NO MI 6.0000 20080901 1544 156,801.11 81.35 NO MI 6.0000 20090901 1545 157,809.84 83.16 NO MI 6.0000 20080901 1546 317,853.75 95.00 NO MI 6.0000 20080901 1547 248,060.05 90.00 NO MI 6.0000 20080901 1548 129,472.66 90.00 NO MI 6.0000 20080901 1549 239,869.80 83.04 NO MI 6.0000 20080901 1550 62,948.05 90.00 NO MI 6.0000 20080901 1551 90,004.69 90.00 NO MI 6.0000 20080901 1552 151,859.09 95.00 NO MI 6.0000 20080901 1553 161,863.54 90.00 NO MI 0.0000 1554 260,897.53 95.00 NO MI 0.0000 1555 215,601.90 95.00 NO MI 6.0000 20080901 1556 299,792.29 93.75 NO MI 6.0000 20080901 1557 148,979.51 95.00 NO MI 6.0000 20080901 1558 248,939.99 100.00 NO MI 6.0000 20080901 1559 199,472.75 85.00 NO MI 6.0000 20080901 1560 215,339.34 90.00 NO MI 6.0000 20080901 1561 327,823.85 89.88 NO MI 6.0000 20080901 1562 384,500.95 100.00 NO MI 6.0000 20080801 1563 55,995.21 95.00 NO MI 6.0000 20080901 1564 80,650.80 85.00 NO MI 6.0000 20080901 1565 292,358.84 90.00 NO MI 6.0000 20080901 1566 189,905.57 95.00 NO MI 6.0000 20080901 1567 119,700.00 95.00 NO MI 6.0000 20080901 1568 224,902.94 90.00 NO MI 6.0000 20080901 1569 237,381.97 95.00 NO MI 6.0000 20080901 1570 80,770.56 90.00 NO MI 0.0000 1571 350,508.33 95.00 NO MI 6.0000 20080901 1572 121,803.72 100.00 NO MI 6.0000 20080901 1573 320,393.00 100.00 NO MI 0.0000 1574 99,929.12 100.00 NO MI 0.0000 1575 306,000.00 90.00 NO MI 6.0000 20080901 1576 458,119.81 95.00 NO MI 6.0000 20080901 1577 215,917.16 90.00 NO MI 6.0000 20080901 1578 50,316.94 95.00 NO MI 6.0000 20080901 1579 233,768.89 90.00 NO MI 6.0000 20080901 1580 450,000.00 90.00 NO MI 6.0000 20090901 1581 136,462.38 95.00 NO MI 6.0000 20080801 1582 99,642.20 95.00 NO MI 6.0000 20080901 1583 236,791.08 100.00 NO MI 6.0000 20090801 1584 249,920.59 100.00 NO MI 6.0000 20090901 1585 143,941.80 90.00 NO MI 6.0000 20090901 1586 379,541.84 95.00 NO MI 6.0000 20080901 1587 180,200.91 95.00 NO MI 6.0000 20080901 1588 743,220.26 85.00 NO MI 6.0000 20080901 1589 261,793.31 95.00 NO MI 6.0000 20090801 1590 314,836.42 90.00 NO MI 6.0000 20080901 1591 530,900.00 95.00 NO MI 6.0000 20080801 1592 355,500.00 90.00 NO MI 6.0000 20080901 1593 299,250.00 95.00 NO MI 6.0000 20080901 1594 282,052.27 95.00 NO MI 6.0000 20080801 1595 246,731.38 95.00 NO MI 6.0000 20080901 1596 182,727.51 87.14 NO MI 6.0000 20080901 1597 362,719.65 95.00 NO MI 6.0000 20080901 1598 188,100.00 95.00 NO MI 6.0000 20080901 1599 509,941.62 94.50 NO MI 0.0000 1600 98,906.24 90.00 NO MI 6.0000 20090901 1601 377,896.95 100.00 NO MI 6.0000 20080901 1602 116,774.62 90.00 NO MI 6.0000 20090801 1603 331,936.64 95.00 NO MI 6.0000 20080801 1604 379,843.93 95.00 NO MI 4.5000 20080801 1605 254,844.72 94.44 NO MI 6.0000 20080901 1606 448,109.56 95.00 NO MI 6.0000 20080901 1607 195,050.06 89.75 NO MI 6.0000 20080901 1608 223,137.95 95.00 NO MI 0.0000 1609 131,906.45 100.00 NO MI 6.0000 20080901 1610 327,236.33 95.00 NO MI 0.0000 1611 298,951.23 95.00 NO MI 6.0000 20080801 1612 522,265.74 95.00 NO MI 6.0000 20090901 1613 660,000.00 85.16 NO MI 6.0000 20090901 1614 155,522.03 90.00 NO MI 6.0000 20080901 1615 403,750.00 95.00 NO MI 6.0000 20090901 1616 350,932.44 95.00 NO MI 6.0000 20080801 1617 161,953.04 100.00 NO MI 6.0000 20080901 1618 427,214.70 95.00 NO MI 6.0000 20080901 1619 571,232.97 89.93 NO MI 6.0000 20080901 1620 475,635.22 85.00 NO MI 6.0000 20080901 1621 488,960.53 95.00 NO MI 6.0000 20080901 1622 266,737.47 85.00 NO MI 6.0000 20080901 1623 318,532.48 95.00 NO MI 0.0000 1624 242,601.64 95.00 NO MI 6.0000 20080801 1625 332,341.42 95.00 NO MI 6.0000 20080901 1626 569,547.94 95.00 NO MI 6.0000 20080801 1627 235,467.27 90.00 NO MI 6.0000 20080801 1628 384,393.32 95.00 NO MI 6.0000 20080901 1629 102,490.94 90.00 NO MI 6.0000 20080901 1630 350,869.68 95.00 NO MI 4.5000 20090801 1631 467,753.41 90.00 NO MI 6.0000 20090901 1632 128,109.37 95.00 NO MI 6.0000 20080901 1633 327,836.99 89.37 NO MI 0.0000 1634 531,727.75 95.00 NO MI 6.0000 20080901 1635 440,590.04 90.00 NO MI 6.0000 20080801 1636 118,626.39 95.00 NO MI 6.0000 20080901 1637 269,748.99 87.10 NO MI 6.0000 20080801 1638 353,283.36 85.00 NO MI 6.0000 20080801 1639 364,409.06 95.00 NO MI 6.0000 20080801 1640 546,250.00 95.00 NO MI 6.0000 20080801 1641 292,600.00 95.00 NO MI 6.0000 20080901 1642 413,778.66 90.00 NO MI 6.0000 20080901 1643 225,784.30 95.00 NO MI 6.0000 20080801 1644 360,654.69 95.00 NO MI 6.0000 20080801 1645 156,609.24 95.00 NO MI 6.0000 20080901 1646 254,924.96 100.00 NO MI 4.5000 20090901 1647 265,707.69 95.00 NO MI 0.0000 1648 241,090.73 90.00 NO MI 6.0000 20080901 1649 284,686.69 95.00 NO MI 6.0000 20080901 1650 166,150.33 95.00 NO MI 6.0000 20080801 1651 459,266.21 94.85 NO MI 0.0000 1652 223,182.26 95.00 NO MI 6.0000 20080901 1653 166,195.33 90.00 NO MI 6.0000 20080801 1654 360,745.32 95.00 NO MI 6.0000 20090801 1655 220,247.96 90.00 NO MI 4.5000 20080901 1656 243,813.52 84.14 NO MI 6.0000 20080901 1657 199,500.00 95.00 NO MI 6.0000 20080901 1658 463,017.14 90.00 NO MI 6.0000 20080801 1659 536,000.00 94.53 NO MI 6.0000 20090901 1660 364,023.93 90.00 NO MI 6.0000 20080901 1661 481,065.05 90.00 NO MI 6.0000 20080801 1662 206,959.49 94.91 NO MI 6.0000 20080901 1663 494,660.93 90.00 NO MI 4.5000 20090801 1664 67,922.27 85.00 NO MI 6.0000 20090901 1665 391,279.31 92.13 NO MI 6.0000 20080801 1666 389,247.75 95.00 NO MI 6.0000 20080801 1667 455,730.71 95.00 NO MI 6.0000 20080801 1668 284,836.64 95.00 NO MI 6.0000 20080801 1669 210,746.25 100.00 NO MI 6.0000 20080801 1670 71,161.57 95.00 NO MI 6.0000 20080901 1671 400,553.17 95.00 NO MI 6.0000 20080801 1672 309,192.07 95.00 NO MI 0.0000 1673 538,351.85 95.00 NO MI 6.0000 20080801 1674 370,363.16 95.00 NO MI 6.0000 20080901 1675 227,722.76 95.00 NO MI 6.0000 20080901 1676 639,138.27 92.62 NO MI 0.0000 1677 355,597.94 95.00 NO MI 0.0000 1678 354,382.62 90.00 NO MI 0.0000 1679 211,213.92 90.00 NO MI 6.0000 20090801 1680 161,839.98 90.00 NO MI 4.5000 20090901 1681 262,363.85 90.00 NO MI 6.0000 20080801 1682 491,959.86 89.64 NO MI 6.0000 20080801 1683 206,758.45 90.00 NO MI 6.0000 20080901 1684 294,359.94 95.00 NO MI 6.0000 20080901 1685 232,287.78 95.00 NO MI 6.0000 20080801 1686 327,596.40 95.00 NO MI 6.0000 20080901 1687 192,282.00 90.00 NO MI 6.0000 20080801 1688 255,500.00 94.98 NO MI 6.0000 20080801 1689 170,668.88 95.00 NO MI 6.0000 20080801 1690 356,999.71 90.00 NO MI 6.0000 20090801 1691 200,586.79 90.00 NO MI 0.0000 1692 329,650.00 95.00 NO MI 6.0000 20080901 1693 289,610.97 95.00 NO MI 6.0000 20080801 1694 278,761.41 90.00 NO MI 6.0000 20090801 1695 559,681.98 95.00 NO MI 4.5000 20080901 1696 142,738.90 100.00 NO MI 6.0000 20080801 1697 499,500.00 90.00 NO MI 6.0000 20080801 1698 237,107.05 95.00 NO MI 6.0000 20080801 1699 274,402.07 89.69 NO MI 5.5000 20080801 1700 232,517.64 95.00 NO MI 0.0000 1701 209,950.00 95.00 NO MI 6.0000 20090901 1702 308,421.85 95.00 NO MI 0.0000 1703 370,193.07 95.00 NO MI 6.0000 20080801 1704 370,179.48 95.00 NO MI 6.0000 20080801 1705 272,596.20 90.00 NO MI 6.0000 20090901 1706 327,197.53 95.00 NO MI 6.0000 20080801 1707 208,576.38 95.00 NO MI 6.0000 20090801 1708 142,363.63 95.00 NO MI 6.0000 20080901 1709 678,910.46 90.00 NO MI 6.0000 20080801 1710 239,739.56 95.00 NO MI 6.0000 20080801 1711 239,929.36 100.00 NO MI 6.0000 20080901 1712 313,338.40 95.00 NO MI 6.0000 20080901 1713 540,959.39 95.00 NO MI 4.5000 20080801 1714 379,743.50 95.00 NO MI 6.0000 20080801 1715 246,457.50 90.00 NO MI 0.0000 1716 232,354.23 94.94 NO MI 0.0000 1717 85,364.57 90.00 NO MI 6.0000 20080801 1718 134,739.97 90.00 NO MI 6.0000 20080801 1719 297,208.51 90.00 NO MI 5.7500 20090901 1720 396,008.01 95.00 NO MI 6.0000 20080901 1721 369,954.29 95.00 NO MI 6.0000 20080801 1722 347,175.69 90.00 NO MI 6.0000 20090801 1723 142,269.55 95.00 NO MI 6.0000 20080801 1724 193,355.23 90.00 NO MI 6.0000 20080801 1725 275,358.20 100.00 NO MI 6.0000 20080801 1726 161,758.52 90.00 NO MI 6.0000 20080801 1727 332,416.18 95.00 NO MI 6.0000 20080801 1728 267,849.71 90.00 NO MI 6.0000 20080901 1729 549,588.54 89.14 NO MI 6.0000 20080801 1730 183,088.52 94.51 NO MI 6.0000 20080801 1731 294,341.03 95.00 NO MI 6.0000 20080801 1732 191,566.35 95.00 NO MI 6.0000 20080801 1733 209,878.07 95.00 NO MI 6.0000 20080901 1734 603,000.00 90.00 NO MI 6.0000 20080801 1735 204,838.88 91.11 NO MI 0.0000 1736 256,088.49 90.00 NO MI 6.0000 20080801 1737 318,115.53 95.00 NO MI 6.0000 20090901 1738 314,767.77 85.14 NO MI 6.0000 20080801 1739 94,677.36 94.53 NO MI 0.0000 1740 684,000.00 94.87 NO MI 6.0000 20090801 1741 314,478.84 90.00 NO MI 6.0000 20080801 1742 67,437.43 90.00 NO MI 0.0000 1743 337,250.00 95.00 NO MI 6.0000 20080901 1744 337,041.22 95.00 NO MI 6.0000 20080901 1745 161,726.93 90.00 NO MI 6.0000 20080801 1746 360,700.95 95.00 NO MI 6.0000 20080801 1747 666,534.94 85.00 NO MI 6.0000 20080801 1748 172,558.73 90.00 NO MI 6.0000 20080801 1749 332,838.27 100.00 NO MI 6.0000 20080801 1750 360,756.24 95.00 NO MI 6.0000 20080801 1751 557,029.84 90.00 NO MI 6.0000 20080801 1752 139,312.89 90.00 NO MI 6.0000 20080801 1753 408,000.00 94.88 NO MI 6.0000 20080801 1754 310,169.99 90.00 NO MI 6.0000 20080901 1755 156,759.10 100.00 NO MI 6.0000 20090901 1756 426,952.91 90.00 NO MI 6.0000 20090901 1757 265,630.80 95.00 NO MI 0.0000 1758 241,175.49 95.00 NO MI 6.0000 20080801 1759 337,500.00 90.00 NO MI 6.0000 20080801 1760 314,625.20 94.03 NO MI 4.5000 20090801 1761 450,922.16 95.00 NO MI 6.0000 20080801 1762 346,576.41 95.00 NO MI 6.0000 20080801 1763 226,801.26 85.00 NO MI 6.0000 20080801 1764 291,906.44 95.00 NO MI 6.0000 20080801 1765 321,478.40 95.00 NO MI 6.0000 20080801 1766 455,673.54 95.00 NO MI 6.0000 20090801 1767 229,982.59 90.00 NO MI 6.0000 20080801 1768 184,878.74 94.87 NO MI 6.0000 20080801 1769 301,523.99 95.00 NO MI 6.0000 20080801 1770 508,250.00 95.00 NO MI 6.0000 20080801 1771 545,599.32 95.00 NO MI 6.0000 20080901 1772 169,820.42 85.00 NO MI 6.0000 20080801 1773 166,340.66 90.00 NO MI 6.0000 20080901 1774 254,600.00 95.00 NO MI 6.0000 20080801 1775 130,356.00 90.00 NO MI 6.0000 20080801 1776 328,000.00 94.66 NO MI 4.5000 20090801 1777 317,854.74 95.00 NO MI 6.0000 20080801 1778 219,210.11 90.00 NO MI 6.0000 20080801 1779 300,539.73 95.00 NO MI 6.0000 20080801 1780 488,883.97 95.00 NO MI 0.0000 1781 130,858.56 94.93 NO MI 0.0000 1782 265,760.85 85.00 NO MI 6.0000 20080801 1783 259,250.02 90.00 NO MI 6.0000 20080901 1784 331,897.62 95.00 NO MI 6.0000 20080801 1785 190,000.00 95.00 NO MI 6.0000 20080801 1786 284,589.27 95.00 NO MI 6.0000 20080801 1787 207,764.14 95.00 NO MI 6.0000 20080901 1788 436,356.81 95.00 NO MI 0.0000 1789 349,477.89 89.77 NO MI 6.0000 20080801 1790 341,672.84 95.00 NO MI 6.0000 20080801 1791 395,222.62 90.00 NO MI 6.0000 20080801 1792 251,351.26 95.00 NO MI 6.0000 20080801 1793 166,037.23 95.00 NO MI 7.1250 20080901 1794 485,686.61 90.00 NO MI 6.0000 20090901 1795 351,040.91 95.00 NO MI 6.0000 20080901 1796 270,334.40 95.00 NO MI 6.0000 20080801 1797 80,862.03 90.00 NO MI 6.0000 20080801 1798 239,671.93 89.89 NO MI 6.0000 20080801 1799 265,628.69 95.00 NO MI 6.0000 20080801 1800 180,535.23 95.00 NO MI 6.0000 20090801 1801 427,095.51 95.00 NO MI 6.0000 20080801 1802 345,287.79 90.00 NO MI 6.0000 20080801 1803 498,998.59 94.15 NO MI 6.0000 20090801 1804 260,885.24 95.00 NO MI 6.0000 20090801 1805 278,933.19 94.90 NO MI 6.0000 20080801 1806 439,694.10 88.00 NO MI 6.0000 20080801 1807 462,848.07 85.00 NO MI 6.0000 20080801 1808 417,686.37 89.89 NO MI 6.0000 20080801 1809 440,124.26 90.00 NO MI 6.0000 20080801 1810 853,659.96 95.00 NO MI 0.0000 1811 405,000.00 90.00 NO MI 6.0000 20080801 1812 251,433.96 95.00 NO MI 6.0000 20080801 1813 128,040.13 95.00 NO MI 0.0000 1814 379,339.29 95.00 NO MI 6.0000 20080801 1815 389,321.91 100.00 NO MI 6.0000 20080801 1816 373,289.10 90.00 NO MI 6.0000 20080801 1817 237,500.00 95.00 NO MI 6.0000 20080801 1818 270,158.35 95.00 NO MI 6.0000 20080801 1819 62,910.15 90.00 NO MI 6.0000 20080801 1820 197,741.45 90.00 NO MI 6.0000 20080901 1821 446,500.00 95.00 NO MI 6.0000 20080801 1822 365,329.51 95.00 NO MI 6.0000 20090801 1823 274,500.00 90.00 NO MI 6.0000 20080901 1824 209,854.01 100.00 NO MI 6.0000 20080801 1825 104,292.46 90.00 NO MI 6.0000 20080901 1826 422,589.56 90.00 NO MI 6.0000 20080801 1827 333,243.56 95.00 NO MI 6.0000 20080801 1828 240,880.47 95.00 NO MI 6.0000 20080801 1829 242,250.00 95.00 NO MI 6.0000 20080801 1830 294,000.00 94.99 NO MI 6.0000 20090801 1831 536,316.55 90.00 NO MI 6.0000 20080801 1832 298,987.79 95.00 NO MI 6.0000 20080801 1833 299,073.28 95.00 NO MI 6.0000 20080801 1834 465,251.13 95.00 NO MI 0.0000 1835 441,496.79 95.00 NO MI 6.0000 20080801 1836 386,679.40 90.00 NO MI 6.0000 20080801 1837 121,233.15 90.00 NO MI 6.0000 20090801 1838 88,054.37 92.84 NO MI 6.0000 20080801 1839 445,622.30 95.00 NO MI 6.0000 20080801 1840 159,291.46 95.00 NO MI 6.0000 20080801 1841 327,512.00 95.00 NO MI 6.0000 20080801 1842 274,868.43 100.00 NO MI 6.0000 20080801 1843 324,900.00 95.00 NO MI 6.0000 20080801 1844 170,803.01 90.00 NO MI 6.0000 20080801 1845 438,615.77 95.00 NO MI 6.0000 20080801 1846 139,884.56 100.00 NO MI 6.0000 20080901 1847 301,314.70 90.00 NO MI 6.0000 20080901 1848 98,893.90 83.19 NO MI 6.0000 20080801 1849 233,555.66 95.00 NO MI 6.0000 20090801 1850 112,392.95 95.00 NO MI 6.0000 20080801 1851 169,893.15 90.00 NO MI 6.0000 20090901 1852 148,533.36 85.00 NO MI 6.0000 20080801 1853 200,775.61 85.90 NO MI 6.0000 20080801 1854 226,634.43 95.00 NO MI 6.0000 20080801 1855 199,535.43 90.00 NO MI 4.5000 20090801 1856 187,846.49 94.95 NO MI 4.5000 20080801 1857 303,416.30 100.00 NO MI 6.0000 20080801 1858 281,700.00 91.76 NO MI 4.5000 20090801 1859 246,441.06 94.46 NO MI 0.0000 1860 427,140.88 95.00 NO MI 6.0000 20090801 1861 474,600.33 95.00 NO MI 6.0000 20080801 1862 522,500.00 95.00 NO MI 6.0000 20090801 1863 172,289.62 84.98 NO MI 6.0000 20080901 1864 280,068.50 95.00 NO MI 6.0000 20080801 1865 310,061.86 90.00 NO MI 4.5000 20090801 1866 208,734.79 95.00 NO MI 6.0000 20080801 1867 155,554.53 95.00 NO MI 6.0000 20080801 1868 404,281.18 90.00 NO MI 6.0000 20080801 1869 298,163.24 90.00 NO MI 6.0000 20080801 1870 236,550.00 95.00 NO MI 6.0000 20090801 1871 508,215.02 90.00 NO MI 6.0000 20080801 1872 440,000.00 88.89 NO MI 4.5000 20090801 1873 240,805.94 89.93 NO MI 6.0000 20080801 1874 389,071.67 95.00 NO MI 6.0000 20080901 1875 450,424.05 95.00 NO MI 6.0000 20090801 1876 271,823.86 84.21 NO MI 6.0000 20080801 1877 261,086.28 91.67 NO MI 6.0000 20080901 1878 450,106.90 89.91 NO MI 6.0000 20080801 1879 642,334.21 90.00 NO MI 6.0000 20080801 1880 248,344.71 90.00 NO MI 6.0000 20080801 1881 198,594.70 90.00 NO MI 6.0000 20080801 1882 503,300.00 95.00 NO MI 6.0000 20080801 1883 207,913.22 85.00 NO MI 6.0000 20080801 1884 359,734.57 90.00 NO MI 6.0000 20090801 1885 355,883.06 95.00 NO MI 6.0000 20080901 1886 246,468.30 95.00 NO MI 4.5000 20080801 1887 257,826.36 90.00 NO MI 6.0000 20080801 1888 314,423.45 90.00 NO MI 4.5000 20090801 1889 51,226.05 90.00 NO MI 6.0000 20080801 1890 310,131.74 95.00 NO MI 6.0000 20080801 1891 265,741.90 95.00 NO MI 4.5000 20090801 1892 323,746.76 90.00 NO MI 6.0000 20090801 1893 469,643.20 86.24 NO MI 6.0000 20080801 1894 105,201.07 94.95 NO MI 0.0000 1895 383,921.76 90.00 NO MI 6.0000 20080801 1896 386,814.87 90.00 NO MI 6.0000 20080801 1897 440,670.08 90.00 NO MI 6.0000 20080801 1898 143,884.13 85.71 NO MI 6.0000 20080801 1899 545,411.57 95.00 NO MI 6.0000 20080801 1900 192,997.14 90.00 NO MI 6.0000 20080801 1901 139,259.93 90.00 NO MI 6.0000 20080801 1902 294,645.19 100.00 NO MI 6.0000 20080801 1903 322,814.86 95.00 NO MI 0.0000 1904 287,472.84 94.74 NO MI 4.5000 20080801 1905 331,480.39 95.00 NO MI 6.0000 20080801 1906 469,760.52 95.00 NO MI 6.0000 20080901 1907 312,120.48 95.00 NO MI 4.5000 20080801 1908 368,387.84 95.00 NO MI 6.0000 20080801 1909 498,750.00 95.00 NO MI 0.0000 1910 355,963.34 95.00 NO MI 6.0000 20080801 1911 155,591.05 95.00 NO MI 6.0000 20080801 1912 107,804.33 90.00 NO MI 6.0000 20080801 1913 372,881.66 90.00 NO MI 6.0000 20080801 1914 584,325.57 89.59 NO MI 6.0000 20090801 1915 183,982.84 95.00 NO MI 6.0000 20080801 1916 163,414.33 90.00 NO MI 6.0000 20090801 1917 494,570.53 90.00 NO MI 6.0000 20080801 1918 298,420.85 90.00 NO MI 0.0000 1919 364,180.41 88.90 NO MI 6.0000 20080801 1920 115,914.18 89.31 NO MI 6.0000 20080801 1921 498,336.84 95.00 NO MI 6.0000 20080801 1922 234,954.46 100.00 NO MI 6.0000 20080901 1923 232,867.77 88.30 NO MI 6.0000 20080801 1924 419,671.71 92.31 NO MI 6.0000 20080801 1925 332,236.29 95.00 NO MI 6.0000 20080801 1926 549,000.00 90.00 NO MI 6.0000 20080801 1927 436,096.41 95.00 NO MI 6.0000 20080801 1928 308,061.32 85.00 NO MI 6.0000 20080801 1929 379,297.32 95.00 NO MI 6.0000 20080801 1930 355,295.06 90.00 NO MI 6.0000 20090901 1931 80,504.84 95.00 NO MI 6.0000 20080801 1932 483,000.00 94.71 NO MI 6.0000 20090901 1933 415,000.00 88.60 NO MI 5.7500 20080801 1934 220,112.66 90.00 NO MI 4.5000 20080801 1935 425,000.00 92.39 NO MI 6.0000 20080801 1936 315,276.30 95.00 NO MI 4.5000 20090901 1937 564,745.24 95.00 NO MI 6.0000 20080801 1938 199,620.76 95.00 NO MI 6.0000 20080801 1939 227,716.83 95.00 NO MI 0.0000 1940 228,712.53 89.80 NO MI 4.5000 20080801 1941 251,684.52 90.00 NO MI 6.0000 20090801 1942 402,680.56 95.00 NO MI 6.0000 20080801 1943 314,497.66 90.00 NO MI 6.0000 20080801 1944 58,366.75 90.00 NO MI 6.0000 20080901 1945 377,306.71 90.00 NO MI 4.5000 20080801 1946 277,664.04 95.00 NO MI 4.5000 20090801 1947 256,108.35 90.00 NO MI 6.0000 20080801 1948 313,296.97 95.00 NO MI 6.0000 20080801 1949 274,091.98 95.00 NO MI 6.0000 20080801 1950 359,361.07 90.00 NO MI 6.0000 20080801 1951 379,747.25 95.00 NO MI 6.0000 20080801 1952 188,726.19 90.00 NO MI 4.5000 20080801 1953 199,633.19 90.91 NO MI 4.5000 20090801 1954 163,559.70 90.00 NO MI 6.0000 20080801 1955 319,202.59 88.75 NO MI 6.0000 20080801 1956 260,989.18 95.00 NO MI 6.0000 20090801 1957 208,805.71 95.00 NO MI 6.0000 20080801 1958 243,453.58 90.00 NO MI 6.0000 20080801 1959 231,722.57 85.00 NO MI 6.0000 20080801 1960 170,693.34 90.00 NO MI 6.0000 20080801 1961 305,582.75 95.00 NO MI 4.5000 20090801 1962 417,125.48 95.00 NO MI 0.0000 1963 294,438.34 95.00 NO MI 6.0000 20080801 1964 208,291.84 94.77 NO MI 6.0000 20080801 1965 242,123.10 95.00 NO MI 6.0000 20080801 1966 122,920.56 87.86 NO MI 4.5000 20090801 1967 622,739.46 90.00 NO MI 6.0000 20080801 1968 179,649.74 93.26 NO MI 0.0000 1969 255,985.44 90.00 NO MI 6.0000 20080801 1970 323,000.00 85.00 NO MI 6.0000 20080801 1971 241,180.09 95.00 NO MI 6.0000 20080801 1972 202,367.79 90.00 NO MI 4.5000 20090801 1973 308,065.89 95.00 NO MI 6.0000 20090801 1974 360,402.72 95.00 NO MI 6.0000 20080801 1975 406,777.43 90.00 NO MI 6.0000 20080801 1976 404,195.75 90.00 NO MI 6.0000 20080801 1977 712,500.00 95.00 NO MI 6.0000 20080801 1978 195,879.41 90.00 NO MI 6.0000 20080801 1979 163,545.92 90.00 NO MI 6.0000 20080801 1980 229,124.98 90.00 NO MI 6.0000 20080801 1981 265,782.82 95.00 NO MI 6.0000 20080801 1982 339,402.74 85.00 NO MI 6.0000 20080801 1983 107,114.47 94.92 NO MI 6.0000 20080801 1984 263,007.17 85.00 NO MI 6.0000 20090801 1985 398,718.51 95.00 NO MI 6.0000 20090801 1986 246,408.54 94.27 NO MI 6.0000 20090801 1987 198,245.23 95.00 NO MI 6.0000 20080801 1988 217,472.61 90.00 NO MI 5.5000 20080801 1989 651,353.80 90.00 NO MI 4.5000 20080801 1990 620,000.00 93.94 NO MI 6.0000 20080801 1991 208,647.70 95.00 NO MI 6.0000 20090801 1992 314,777.78 90.00 NO MI 6.0000 20080801 1993 459,422.56 92.00 NO MI 6.0000 20080801 1994 227,607.65 89.41 NO MI 6.0000 20090801 1995 207,762.23 83.20 NO MI 6.0000 20080901 1996 62,910.15 90.00 NO MI 6.0000 20080801 1997 243,066.73 95.00 NO MI 6.0000 20080801 1998 493,641.10 95.00 NO MI 6.0000 20080801 1999 201,225.97 95.00 NO MI 6.0000 20080701 2000 507,509.77 95.00 NO MI 6.0000 20090801 2001 96,703.22 95.00 NO MI 0.0000 2002 237,334.88 95.00 NO MI 0.0000 2003 283,012.15 90.00 NO MI 0.0000 2004 435,532.78 89.90 NO MI 6.0000 20080801 2005 148,824.60 100.00 NO MI 6.0000 20080801 2006 282,996.83 90.00 NO MI 6.0000 20080801 2007 379,905.00 95.00 NO MI 6.0000 20080801 2008 296,746.74 90.00 NO MI 6.0000 20080801 2009 589,000.00 95.00 NO MI 6.0000 20080801 2010 418,260.11 90.00 NO MI 6.0000 20080801 2011 166,868.60 95.00 NO MI 6.0000 20080801 2012 296,539.34 90.00 NO MI 6.0000 20080801 2013 427,101.70 94.58 NO MI 6.0000 20090801 2014 265,301.36 90.00 NO MI 6.0000 20080801 2015 553,500.00 90.00 NO MI 4.5000 20090801 2016 422,750.00 93.94 NO MI 6.0000 20080701 2017 247,090.50 90.00 NO MI 6.0000 20080801 2018 82,510.67 95.00 NO MI 6.0000 20080801 2019 303,904.83 90.00 NO MI 7.1250 20080801 2020 199,500.00 95.00 NO MI 6.0000 20080801 2021 189,599.13 95.00 NO MI 4.5000 20090801 2022 289,612.45 95.00 NO MI 6.0000 20080801 2023 143,739.10 90.00 NO MI 6.0000 20080801 2024 301,884.96 90.00 NO MI 6.0000 20080801 2025 286,546.98 90.00 NO MI 6.0000 20080801 2026 165,225.32 86.65 NO MI 6.0000 20080801 2027 419,666.90 86.24 NO MI 6.0000 20080801 2028 363,753.88 90.00 NO MI 6.0000 20090801 2029 266,810.59 90.00 NO MI 6.0000 20080801 2030 407,139.19 92.73 NO MI 0.0000 2031 283,064.87 90.00 NO MI 6.0000 20080801 2032 164,495.03 90.00 NO MI 6.0000 20090801 2033 278,806.05 90.00 NO MI 6.0000 20080801 2034 404,634.15 90.00 NO MI 6.0000 20080801 2035 525,974.36 89.24 NO MI 6.0000 20080801 2036 326,559.51 85.00 NO MI 6.0000 20080801 2037 359,246.89 90.00 NO MI 6.0000 20080801 2038 546,947.92 85.00 NO MI 6.0000 20080701 2039 241,898.81 95.00 NO MI 5.5000 20080801 2040 393,392.77 95.00 NO MI 6.0000 20080801 2041 241,702.51 94.90 NO MI 0.0000 2042 251,600.90 90.00 NO MI 6.0000 20080801 2043 288,574.27 95.00 NO MI 6.0000 20090801 2044 157,131.85 90.00 NO MI 6.0000 20080801 2045 578,265.03 95.00 NO MI 6.0000 20080801 2046 179,694.06 90.00 NO MI 6.0000 20080801 2047 580,072.02 90.00 NO MI 6.0000 20080801 2048 427,232.50 89.97 NO MI 5.7500 20090801 2049 498,821.76 82.01 NO MI 5.5000 20080801 2050 384,273.37 88.30 NO MI 6.0000 20090801 2051 278,767.20 90.00 NO MI 6.0000 20080801 2052 116,721.92 90.00 NO MI 6.0000 20080801 2053 193,301.23 90.00 NO MI 6.0000 20090801 2054 800,426.53 90.00 NO MI 6.0000 20080801 2055 372,671.51 90.00 NO MI 6.0000 20080801 2056 296,743.05 90.00 NO MI 0.0000 2057 399,000.00 95.00 NO MI 6.0000 20080801 2058 284,451.05 95.00 NO MI 6.0000 20090801 2059 174,685.44 95.00 NO MI 6.0000 20080801 2060 122,327.99 95.00 NO MI 6.0000 20090801 2061 179,596.72 90.00 NO MI 6.0000 20080801 2062 125,657.73 90.00 NO MI 6.0000 20080701 2063 433,012.56 84.67 NO MI 6.0000 20080701 2064 377,226.23 90.00 NO MI 6.0000 20090801 2065 269,817.74 90.00 NO MI 6.0000 20080801 2066 359,292.32 90.00 NO MI 6.0000 20080801 2067 246,718.52 95.00 NO MI 5.7500 20080801 2068 537,696.28 89.75 NO MI 6.0000 20090901 2069 193,190.39 90.00 NO MI 6.0000 20080801 2070 280,119.94 95.00 NO MI 6.0000 20080801 2071 405,000.00 89.01 NO MI 6.0000 20080701 2072 168,720.02 90.00 NO MI 6.0000 20090801 2073 232,454.67 95.00 NO MI 6.0000 20080801 2074 182,244.30 95.00 NO MI 6.0000 20080801 2075 234,781.54 94.00 NO MI 6.0000 20090801 2076 404,529.91 90.00 NO MI 6.0000 20080701 2077 224,983.98 95.00 NO MI 4.5000 20090801 2078 176,083.67 90.00 NO MI 6.0000 20090801 2079 417,741.80 90.00 NO MI 6.0000 20080801 2080 172,121.18 85.40 NO MI 6.0000 20080801 2081 282,878.72 95.00 NO MI 6.0000 20080801 2082 396,000.00 88.00 NO MI 6.0000 20080701 2083 499,100.00 95.00 NO MI 4.5000 20090801 2084 189,828.35 90.48 NO MI 0.0000 2085 422,153.47 95.00 NO MI 4.5000 20080801 2086 381,778.10 85.00 NO MI 6.0000 20080801 2087 221,913.32 95.00 NO MI 0.0000 2088 377,308.12 90.00 NO MI 6.0000 20080801 2089 234,546.84 83.93 NO MI 6.0000 20080801 2090 143,788.05 90.00 NO MI 6.0000 20080801 2091 241,782.87 84.11 NO MI 6.0000 20080801 2092 434,497.63 89.69 NO MI 4.2500 20080901 2093 351,000.00 90.00 NO MI 6.0000 20080801 2094 256,049.41 90.00 NO MI 6.0000 20080801 2095 287,834.19 90.00 NO MI 6.0000 20080801 2096 538,903.52 90.00 NO MI 6.0000 20080801 2097 288,632.57 95.00 NO MI 6.0000 20090801 2098 314,792.47 95.00 NO MI 6.0000 20080801 2099 431,279.33 90.00 NO MI 6.0000 20080801 2100 844,512.50 90.00 NO MI 6.0000 20080801 2101 151,165.28 85.00 NO MI 6.0000 20080801 2102 278,593.66 90.00 NO MI 0.0000 2103 260,639.41 90.00 NO MI 6.0000 20080801 2104 538,703.44 90.00 NO MI 6.0000 20080801 2105 224,539.42 90.00 NO MI 6.0000 20080801 2106 298,655.75 95.00 NO MI 6.0000 20090801 2107 53,913.57 90.00 NO MI 6.0000 20080801 2108 360,686.79 95.00 NO MI 6.0000 20080801 2109 150,519.60 85.00 NO MI 6.0000 20080801 2110 189,880.87 95.00 NO MI 6.0000 20080801 2111 318,275.90 85.00 NO MI 6.0000 20080801 2112 59,763.30 93.52 NO MI 6.0000 20080801 2113 436,050.00 95.00 NO MI 6.0000 20080801 2114 286,756.36 95.00 NO MI 6.0000 20080801 2115 380,000.00 95.00 NO MI 6.0000 20080801 2116 459,806.85 95.00 NO MI 6.0000 20080801 2117 279,372.66 88.89 NO MI 6.0000 20080801 2118 377,603.99 90.00 NO MI 6.0000 20080801 2119 275,334.86 95.00 NO MI 6.0000 20080801 2120 231,052.11 90.00 NO MI 6.0000 20080801 2121 398,172.07 85.00 NO MI 6.0000 20080801 2122 357,775.59 94.99 NO MI 6.0000 20080801 2123 261,191.17 87.92 NO MI 6.0000 20080701 2124 163,300.42 95.00 NO MI 6.0000 20080801 2125 616,499.70 93.41 NO MI 6.0000 20090801 2126 422,634.06 90.00 NO MI 6.0000 20080801 2127 520,000.00 94.55 NO MI 0.0000 2128 160,785.48 95.00 NO MI 0.0000 2129 404,008.12 90.00 NO MI 6.0000 20080701 2130 241,918.85 95.00 NO MI 0.0000 2131 165,215.50 89.95 NO MI 6.0000 20090801 2132 265,436.12 95.00 NO MI 6.0000 20080701 2133 339,419.91 87.07 NO MI 6.0000 20080701 2134 268,902.86 85.00 NO MI 6.0000 20080801 2135 617,500.00 95.00 NO MI 6.0000 20080801 2136 166,815.30 100.00 NO MI 6.0000 20080801 2137 294,207.89 95.00 NO MI 6.0000 20080601 2138 633,918.36 90.00 NO MI 6.0000 20080701 2139 336,229.92 89.88 NO MI 6.0000 20080701 2140 213,253.78 95.00 NO MI 6.0000 20080601 2141 307,978.54 95.00 NO MI 6.0000 20080601 2142 270,254.42 95.00 NO MI 6.0000 20080801 2143 255,292.67 95.00 NO MI 6.0000 20080601 2144 270,452.49 95.00 NO MI 0.0000 2145 173,287.98 95.00 NO MI 6.0000 20080601 2146 540,943.80 95.00 NO MI 6.0000 20080801 2147 220,545.20 95.00 NO MI 6.0000 20090601 2148 587,387.09 95.00 NO MI 6.0000 20080701 2149 388,623.57 94.93 NO MI 6.0000 20080601 2150 404,410.39 90.00 NO MI 0.0000 2151 530,553.29 90.00 NO MI 6.0000 20080601 2152 290,003.45 95.00 NO MI 6.0000 20080601 2153 403,331.22 95.00 NO MI 6.0000 20080601 2154 163,214.82 95.00 NO MI 6.0000 20080601 2155 97,627.54 95.00 NO MI 6.0000 20080601 2156 340,801.62 95.00 NO MI 6.0000 20080601 2157 161,706.50 90.00 NO MI 6.5000 20080801 2158 498,478.46 83.33 NO MI 6.0000 20080601 2159 109,668.85 94.02 NO MI 6.0000 20090601 2160 199,316.31 95.00 NO MI 6.0000 20080601 2161 119,429.67 95.00 NO MI 0.0000 2162 187,285.22 95.00 NO MI 6.0000 20090701 2163 80,593.66 95.00 NO MI 6.0000 20080801 2164 364,068.27 90.00 NO MI 6.0000 20090601 2165 319,440.94 85.33 NO MI 6.0000 20080601 2166 331,910.87 95.00 NO MI 6.0000 20090601 2167 68,103.01 90.00 NO MI 6.0000 20080601 2168 407,355.71 95.00 NO MI 6.0000 20080601 2169 450,000.00 90.00 NO MI 6.0000 20080601 2170 345,945.47 90.00 NO MI 6.5000 20090801 2171 428,150.84 90.00 NO MI 4.2500 20080601 2172 359,946.26 95.00 NO MI 6.0000 20080601 2173 111,394.81 90.00 NO MI 6.0000 20080401 2174 814,159.39 85.00 NO MI 6.0000 20080501 2175 489,298.92 90.00 NO MI 6.0000 20090301 2176 152,159.29 85.00 NO MI 6.0000 20080301 2177 333,349.66 89.89 NO MI 6.0000 20090401 MAX_RATE MIN_RATE PER_RATE_CAP DEAL_INFO HYBRID_TERM PREPAY -------------------------------------------------------------------------------------------------------------------------------------- 1 16.6750 10.6750 1.0000 I-2 2YR 2Y PP 2 13.7750 7.7750 1.0000 I-2 3YR No PP 3 12.7500 6.7500 1.0000 I-2 3YR No PP 4 12.8000 6.8000 1.0000 I-2 3YR No PP 5 14.5000 8.5000 1.0000 I-2 2YR 1Y PP 6 15.1000 9.1000 1.0000 I-2 3YR No PP 7 12.6000 6.6000 1.0000 I-2 2YR 2Y PP 8 18.0500 12.0500 1.0000 I-2 2YR 1Y PP 9 13.8500 7.8500 1.0000 I-2 3YR No PP 10 14.8000 8.8000 1.0000 I-2 2YR 2Y PP 11 15.1500 9.1500 1.0000 I-2 2YR 2Y PP 12 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 13 15.1500 9.1500 1.0000 I-2 2YR 1Y PP 14 13.4000 7.4000 1.0000 X-0 0XX 3Y PP 15 17.0000 11.0000 1.0000 X-0 0XX 2Y PP 16 15.0000 9.0000 1.0000 I-2 2YR 1Y PP 17 14.0000 8.0000 1.0000 I-2 2YR 2Y PP 18 13.5000 7.5000 1.0000 X-0 0XX 3Y PP 19 18.5500 12.5500 1.0000 I-2 2YR No PP 20 0.0000 0.0000 0.0000 I-2 3Y PP 21 15.3500 9.3500 1.0000 I-2 2YR 2Y PP 22 13.7500 7.7500 1.0000 X-0 0XX 2Y PP 23 17.8500 11.8500 1.0000 X-0 0XX 2Y PP 24 14.8000 8.8000 1.0000 I-2 3YR No PP 25 15.8000 9.8000 1.0000 X-0 0XX 2Y PP 26 18.4000 12.4000 1.0000 X-0 0XX 2Y PP 27 0.0000 0.0000 0.0000 I-2 3Y PP 28 0.0000 0.0000 0.0000 I-2 3Y PP 29 14.1900 8.1900 1.0000 I-2 2YR 2Y PP 30 13.8500 7.8500 1.0000 X-0 0XX 2Y PP 31 0.0000 0.0000 0.0000 I-2 3Y PP 32 13.3000 7.3000 1.0000 I-2 2YR No PP 33 15.1000 9.1000 1.0000 I-2 2YR No PP 34 0.0000 0.0000 0.0000 I-2 3Y PP 35 15.6500 9.6500 1.0000 X-0 0XX 2Y PP 36 0.0000 0.0000 0.0000 I-2 3Y PP 37 13.4500 7.4500 1.0000 I-2 3YR No PP 38 13.9500 7.9500 1.0000 I-2 3YR 3Y PP 39 12.5500 6.5500 1.0000 I-2 3YR No PP 40 13.9000 7.9000 1.0000 X-0 0XX 2Y PP 41 16.4000 10.4000 1.0000 I-1 2YR No PP 42 16.9250 10.9250 1.0000 I-2 2YR No PP 43 0.0000 0.0000 0.0000 I-2 3Y PP 44 12.9900 6.9900 1.0000 I-2 2YR 2Y PP 45 14.0500 8.0500 1.0000 I-2 2YR 3Y PP 46 15.7500 9.7500 1.0000 I-2 2YR No PP 47 14.7500 8.7500 1.0000 I-2 2YR 1Y PP 48 15.3000 9.3000 1.0000 X-0 0XX 2Y PP 49 0.0000 0.0000 0.0000 I-2 1Y PP 50 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 51 15.1500 9.1500 1.0000 I-2 2YR 2Y PP 52 15.7000 9.7000 1.0000 X-0 0XX 2Y PP 53 0.0000 0.0000 0.0000 I-2 3Y PP 54 14.3000 8.3000 1.0000 X-0 0XX 3Y PP 55 0.0000 0.0000 0.0000 I-2 No PP 56 14.8120 8.8120 1.0000 I-2 3YR 3Y PP 57 14.1500 8.1500 1.0000 X-0 0XX 2Y PP 58 16.3500 10.3500 1.0000 X-0 0XX 2Y PP 59 0.0000 0.0000 0.0000 I-2 3Y PP 60 16.6000 10.6000 1.0000 X-0 0XX 1Y PP 61 14.3500 8.3500 1.0000 I-2 3YR No PP 62 15.2500 9.2500 1.0000 X-0 0XX 2Y PP 63 0.0000 0.0000 0.0000 I-2 3Y PP 64 0.0000 0.0000 0.0000 I-2 3Y PP 65 0.0000 0.0000 0.0000 I-2 3Y PP 66 0.0000 0.0000 0.0000 I-2 3Y PP 67 0.0000 0.0000 0.0000 I-2 3Y PP 68 0.0000 0.0000 0.0000 I-1 3Y PP 69 0.0000 0.0000 0.0000 I-2 3Y PP 70 14.5000 8.5000 1.0000 I-2 3YR No PP 71 14.3000 8.3000 1.0000 I-2 2YR No PP 72 13.1500 7.1500 1.0000 X-0 0XX 2Y PP 73 0.0000 0.0000 0.0000 I-1 2Y PP 74 14.2500 8.2500 1.0000 X-0 0XX 2Y PP 75 0.0000 0.0000 0.0000 I-1 3Y PP 76 12.8500 6.8500 1.0000 X-0 0XX 2Y PP 77 0.0000 0.0000 0.0000 I-1 3Y PP 78 14.5000 8.5000 1.0000 I-1 2YR 2Y PP 79 14.1500 8.1500 1.0000 I-1 3YR No PP 80 13.6000 7.6000 1.0000 X-0 0XX 2Y PP 81 0.0000 0.0000 0.0000 I-2 3Y PP 82 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 83 14.2000 8.2000 1.0000 I-1 2YR No PP 84 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 85 14.2500 8.2500 1.0000 I-2 2YR 2Y PP 86 15.2500 9.2500 1.0000 X-0 0XX 2Y PP 87 0.0000 0.0000 0.0000 I-2 3Y PP 88 0.0000 0.0000 0.0000 I-1 3Y PP 89 0.0000 0.0000 0.0000 I-2 3Y PP 90 16.7000 10.7000 1.0000 I-2 2YR No PP 91 13.1500 7.1500 1.0000 I-1 2YR 2Y PP 92 14.7000 8.7000 1.0000 X-0 0XX 2Y PP 93 0.0000 0.0000 0.0000 I-2 2Y PP 94 14.6000 8.6000 1.0000 X-0 0XX 2Y PP 95 0.0000 0.0000 0.0000 I-2 3Y PP 96 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 97 15.0500 9.0500 1.0000 I-1 2YR 1Y PP 98 14.9500 8.9500 1.0000 I-2 2YR 1Y PP 99 14.2000 8.2000 1.0000 I-2 2YR 2Y PP 100 14.2500 8.2500 1.0000 I-1 2YR 2Y PP 101 14.6000 8.6000 1.0000 I-2 2YR No PP 102 0.0000 0.0000 0.0000 I-1 No PP 103 0.0000 0.0000 0.0000 I-1 3Y PP 104 13.7500 7.7500 1.0000 I-2 2YR 2Y PP 105 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 106 0.0000 0.0000 0.0000 I-1 No PP 107 15.2500 9.2500 1.0000 I-1 2YR 2Y PP 108 14.8500 8.8500 1.0000 I-1 2YR 2Y PP 109 13.3500 7.3500 1.0000 I-2 2YR 2Y PP 110 12.9000 6.9000 1.0000 I-1 2YR 2Y PP 111 13.8250 7.8250 1.0000 I-2 2YR No PP 112 14.4000 8.4000 1.0000 I-1 3YR No PP 113 16.3500 10.3500 1.0000 I-1 2YR 2Y PP 114 0.0000 0.0000 0.0000 I-2 3Y PP 115 14.3000 8.3000 1.0000 I-2 3YR 3Y PP 116 17.9000 11.9000 1.0000 I-2 2YR No PP 117 14.0000 8.0000 1.0000 I-1 3YR No PP 118 0.0000 0.0000 0.0000 I-2 2Y PP 119 0.0000 0.0000 0.0000 I-2 No PP 120 0.0000 0.0000 0.0000 I-1 No PP 121 17.8000 11.8000 1.0000 I-2 2YR 2Y PP 122 14.5000 8.5000 1.0000 I-2 2YR 2Y PP 123 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 124 12.8500 6.8500 1.0000 I-1 3YR 3Y PP 125 0.0000 0.0000 0.0000 I-1 No PP 126 13.4500 7.4500 1.0000 I-1 2YR 2Y PP 127 14.9500 8.9500 1.0000 I-1 2YR 2Y PP 128 12.9500 6.9500 1.0000 I-1 2YR 2Y PP 129 17.6500 11.6500 1.0000 I-1 3YR No PP 130 14.2000 8.2000 1.0000 I-1 2YR 2Y PP 131 0.0000 0.0000 0.0000 I-2 No PP 132 14.5000 8.5000 1.0000 I-2 2YR 2Y PP 133 15.7000 9.7000 1.0000 I-1 2YR 2Y PP 134 14.9000 8.9000 1.0000 I-2 2YR 2Y PP 135 12.9900 6.9900 1.0000 I-2 3YR No PP 136 13.7750 7.7750 1.0000 I-2 2YR 2Y PP 137 0.0000 0.0000 0.0000 I-1 No PP 138 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 139 0.0000 0.0000 0.0000 I-2 3Y PP 140 12.5500 6.5500 1.0000 I-2 2YR 2Y PP 141 0.0000 0.0000 0.0000 I-1 No PP 142 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 143 14.1750 8.1750 1.0000 I-1 3YR No PP 144 16.3000 10.3000 1.0000 I-1 2YR No PP 145 0.0000 0.0000 0.0000 I-2 3Y PP 146 0.0000 0.0000 0.0000 I-2 No PP 147 12.9500 6.9500 1.0000 I-2 2YR 2Y PP 148 13.9000 7.9000 1.0000 I-2 2YR 2Y PP 149 13.9750 7.9750 1.0000 I-2 2YR 2Y PP 150 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 151 15.9900 9.9900 1.0000 I-2 2YR 2Y PP 152 0.0000 0.0000 0.0000 I-2 3Y PP 153 0.0000 0.0000 0.0000 I-2 1Y PP 154 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 155 13.3000 7.3000 1.0000 I-2 2YR No PP 156 0.0000 0.0000 0.0000 I-2 3Y PP 157 14.2500 8.2500 1.0000 I-2 2YR 1Y PP 158 0.0000 0.0000 0.0000 I-1 No PP 159 17.1500 11.1500 1.0000 I-2 3YR 3Y PP 160 14.8750 8.8750 1.0000 I-2 3YR No PP 161 16.6000 10.6000 1.0000 I-2 2YR 2Y PP 162 14.4000 8.4000 1.0000 I-2 3YR No PP 163 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 164 14.8000 8.8000 1.0000 I-1 3YR No PP 165 15.4000 9.4000 1.0000 I-1 3YR 3Y PP 166 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 167 12.5500 6.5500 1.0000 I-2 2YR 2Y PP 168 13.6500 7.6500 1.0000 I-2 3YR 3Y PP 169 14.8500 8.8500 1.0000 I-2 2YR 2Y PP 170 0.0000 0.0000 0.0000 I-2 3Y PP 171 0.0000 0.0000 0.0000 I-2 3Y PP 172 15.6000 9.6000 1.0000 I-2 2YR No PP 173 14.6250 8.6250 1.0000 I-2 2YR 2Y PP 174 0.0000 0.0000 0.0000 I-1 No PP 175 15.0000 9.0000 1.0000 I-1 2YR No PP 176 14.2500 8.2500 1.0000 I-1 2YR No PP 177 15.4500 9.4500 1.0000 I-2 3YR 3Y PP 178 16.9500 10.9500 1.0000 I-2 2YR 2Y PP 179 14.5250 8.5250 1.0000 I-2 2YR No PP 180 15.2500 9.2500 1.0000 I-2 3YR No PP 181 0.0000 0.0000 0.0000 I-2 2Y PP 182 15.0000 9.0000 1.0000 I-1 2YR 1Y PP 183 13.4500 7.4500 1.0000 I-1 2YR 2Y PP 184 17.8500 11.8500 1.0000 I-1 3YR No PP 185 16.7500 10.7500 1.0000 I-2 2YR 2Y PP 186 17.4000 11.4000 1.0000 I-2 2YR No PP 187 13.5500 7.5500 1.0000 I-2 2YR No PP 188 15.6000 9.6000 1.0000 I-1 2YR 2Y PP 189 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 190 0.0000 0.0000 0.0000 I-2 3Y PP 191 16.5750 10.5750 1.0000 I-2 2YR 2Y PP 192 13.7000 7.7000 1.0000 I-1 3YR 3Y PP 193 15.7000 9.7000 1.0000 I-2 2YR No PP 194 0.0000 0.0000 0.0000 I-2 3Y PP 195 0.0000 0.0000 0.0000 I-1 No PP 196 15.5000 9.5000 1.0000 I-1 2YR No PP 197 14.0000 8.0000 1.0000 I-1 2YR 2Y PP 198 15.9000 9.9000 1.0000 I-1 2YR No PP 199 15.6500 9.6500 1.0000 I-1 2YR 1Y PP 200 13.3000 7.3000 1.0000 I-2 3YR No PP 201 13.7000 7.7000 1.0000 I-2 2YR 2Y PP 202 0.0000 0.0000 0.0000 I-2 3Y PP 203 13.6000 7.6000 1.0000 I-1 3YR 3Y PP 204 14.5500 8.5500 1.0000 I-1 3YR No PP 205 15.5500 9.5500 1.0000 I-1 2YR 2Y PP 206 0.0000 0.0000 0.0000 I-2 3Y PP 207 18.7250 12.7250 1.0000 I-2 2YR No PP 208 0.0000 0.0000 0.0000 I-2 3Y PP 209 13.1700 7.1700 1.0000 I-2 3YR 3Y PP 210 0.0000 0.0000 0.0000 I-2 No PP 211 15.4500 9.4500 1.0000 I-2 3YR No PP 212 13.9000 7.9000 1.0000 I-2 2YR 2Y PP 213 15.5000 9.5000 1.0000 I-2 2YR 2Y PP 214 0.0000 0.0000 0.0000 I-2 3Y PP 215 13.7500 7.7500 1.0000 I-2 2YR 2Y PP 216 0.0000 0.0000 0.0000 I-1 No PP 217 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 218 14.4000 8.4000 1.0000 I-1 2YR 2Y PP 219 17.1000 11.1000 1.0000 I-2 3YR No PP 220 0.0000 0.0000 0.0000 I-2 2Y PP 221 14.8000 8.8000 1.0000 I-1 3YR 3Y PP 222 15.5000 9.5000 1.0000 I-1 3YR 1Y PP 223 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 224 15.9000 9.9000 1.0000 I-1 2YR 2Y PP 225 14.5500 8.5500 1.0000 I-1 3YR 3Y PP 226 0.0000 0.0000 0.0000 I-1 No PP 227 13.5500 7.5500 1.0000 I-2 3YR 3Y PP 228 15.5000 9.5000 1.0000 I-2 2YR 2Y PP 229 13.0250 7.0250 1.0000 I-2 2YR 2Y PP 230 14.0250 8.0250 1.0000 I-1 2YR 2Y PP 231 14.4000 8.4000 1.0000 I-1 2YR 1Y PP 232 13.2500 7.2500 1.0000 I-2 2YR 2Y PP 233 0.0000 0.0000 0.0000 I-2 2Y PP 234 14.5000 8.5000 1.0000 I-2 3YR No PP 235 0.0000 0.0000 0.0000 I-2 No PP 236 15.1000 9.1000 1.0000 I-2 3YR No PP 237 0.0000 0.0000 0.0000 I-1 3Y PP 238 14.5000 8.5000 1.0000 I-2 2YR 2Y PP 239 12.7500 6.7500 1.0000 I-1 3YR 3Y PP 240 16.8000 10.8000 1.0000 I-1 2YR 2Y PP 241 0.0000 0.0000 0.0000 I-2 3Y PP 242 13.9000 7.9000 1.0000 I-2 2YR 1Y PP 243 13.9900 7.9900 1.0000 I-2 2YR 1Y PP 244 13.7000 7.7000 1.0000 I-1 3YR 3Y PP 245 0.0000 0.0000 0.0000 I-2 No PP 246 14.4000 8.4000 1.0000 I-1 3YR 3Y PP 247 14.1500 8.1500 1.0000 I-1 2YR 2Y PP 248 15.8000 9.8000 1.0000 I-1 3YR 3Y PP 249 16.9500 10.9500 1.0000 I-2 2YR No PP 250 0.0000 0.0000 0.0000 I-1 3Y PP 251 14.5000 8.5000 1.0000 I-2 3YR 3Y PP 252 16.8500 10.8500 1.0000 I-2 2YR 2Y PP 253 0.0000 0.0000 0.0000 I-1 2Y PP 254 13.2250 7.2250 1.0000 I-2 2YR 2Y PP 255 0.0000 0.0000 0.0000 I-2 3Y PP 256 0.0000 0.0000 0.0000 I-1 3Y PP 257 0.0000 0.0000 0.0000 I-2 3Y PP 258 13.1000 7.1000 1.0000 I-1 3YR 3Y PP 259 13.2500 7.2500 1.0000 I-2 2YR 2Y PP 260 15.1500 9.1500 1.0000 I-2 2YR 1Y PP 261 14.7750 8.7750 1.0000 I-2 2YR 2Y PP 262 15.8500 9.8500 1.0000 I-1 2YR No PP 263 14.6500 8.6500 1.0000 I-1 2YR 1Y PP 264 16.7000 10.7000 1.0000 I-2 2YR 2Y PP 265 14.9000 8.9000 1.0000 I-1 3YR 3Y PP 266 13.7500 7.7500 1.0000 I-2 2YR 2Y PP 267 17.0000 11.0000 1.0000 I-1 2YR 2Y PP 268 16.9500 10.9500 1.0000 I-2 2YR 2Y PP 269 13.4500 7.4500 1.0000 I-2 3YR No PP 270 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 271 0.0000 0.0000 0.0000 I-2 No PP 272 0.0000 0.0000 0.0000 I-2 No PP 273 15.2000 9.2000 1.0000 I-1 2YR 2Y PP 274 14.0500 8.0500 1.0000 I-2 2YR 2Y PP 275 14.7000 8.7000 1.0000 I-2 2YR 2Y PP 276 0.0000 0.0000 0.0000 I-2 3Y PP 277 15.7500 9.7500 1.0000 I-2 2YR 2Y PP 278 0.0000 0.0000 0.0000 I-2 No PP 279 14.9750 8.9750 1.0000 I-2 2YR 2Y PP 280 13.5500 7.5500 1.0000 I-2 2YR 2Y PP 281 0.0000 0.0000 0.0000 I-2 3Y PP 282 15.6000 9.6000 1.0000 I-2 2YR 2Y PP 283 0.0000 0.0000 0.0000 I-1 No PP 284 14.8500 8.8500 1.0000 I-2 2YR No PP 285 14.0500 8.0500 1.0000 I-2 3YR No PP 286 14.9500 8.9500 1.0000 I-2 2YR 2Y PP 287 15.9500 9.9500 1.0000 I-2 2YR No PP 288 12.9900 6.9900 1.0000 I-2 2YR 2Y PP 289 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 290 16.9000 10.9000 1.0000 I-2 2YR 2Y PP 291 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 292 15.0000 9.0000 1.0000 I-1 3YR No PP 293 0.0000 0.0000 0.0000 I-2 2Y PP 294 15.0500 9.0500 1.0000 I-1 3YR 3Y PP 295 0.0000 0.0000 0.0000 I-2 No PP 296 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 297 16.0000 10.0000 1.0000 I-1 2YR 2Y PP 298 0.0000 0.0000 0.0000 I-2 3Y PP 299 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 300 14.7900 8.7900 1.0000 I-2 3YR No PP 301 14.6000 8.6000 1.0000 I-1 2YR 2Y PP 302 16.2500 10.2500 1.0000 I-1 2YR 2Y PP 303 14.5000 8.5000 1.0000 I-1 2YR 2Y PP 304 0.0000 0.0000 0.0000 I-2 3Y PP 305 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 306 14.4500 8.4500 1.0000 I-1 2YR 2Y PP 307 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 308 0.0000 0.0000 0.0000 I-2 3Y PP 309 16.4500 10.4500 1.0000 I-2 2YR 2Y PP 310 14.4000 8.4000 1.0000 I-2 2YR No PP 311 13.2500 7.2500 1.0000 I-1 2YR 2Y PP 312 0.0000 0.0000 0.0000 I-2 3Y PP 313 16.5000 10.5000 1.0000 I-2 2YR 2Y PP 314 14.5750 8.5750 1.0000 I-2 2YR 2Y PP 315 14.1500 8.1500 1.0000 I-2 2YR 2Y PP 316 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 317 12.9500 6.9500 1.0000 I-1 2YR 2Y PP 318 0.0000 0.0000 0.0000 I-1 No PP 319 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 320 13.3500 7.3500 1.0000 I-2 2YR 2Y PP 321 13.0000 7.0000 1.0000 I-2 2YR 2Y PP 322 0.0000 0.0000 0.0000 I-2 3Y PP 323 14.2500 8.2500 1.0000 I-2 2YR 2Y PP 324 0.0000 0.0000 0.0000 I-1 3Y PP 325 0.0000 0.0000 0.0000 I-2 2Y PP 326 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 327 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 328 14.9900 8.9900 1.0000 I-1 2YR 2Y PP 329 13.8750 7.8750 1.0000 I-2 3YR No PP 330 15.0500 9.0500 1.0000 I-2 2YR 2Y PP 331 15.9500 9.9500 1.0000 I-1 2YR 2Y PP 332 13.8870 7.8870 1.0000 I-1 3YR No PP 333 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 334 15.8250 9.8250 1.0000 I-2 3YR 3Y PP 335 13.4900 7.4900 1.0000 I-1 2YR 2Y PP 336 14.9900 8.9900 1.0000 I-2 2YR 2Y PP 337 13.9000 7.9000 1.0000 I-1 2YR 1Y PP 338 0.0000 0.0000 0.0000 I-2 3Y PP 339 0.0000 0.0000 0.0000 I-2 3Y PP 340 0.0000 0.0000 0.0000 I-2 No PP 341 14.4000 8.4000 1.0000 I-1 2YR 2Y PP 342 16.3000 10.3000 1.0000 I-2 2YR No PP 343 14.7000 8.7000 1.0000 I-1 2YR 2Y PP 344 14.2000 8.2000 1.0000 I-2 3YR No PP 345 14.0000 8.0000 1.0000 I-1 2YR 2Y PP 346 14.2000 8.2000 1.0000 I-2 3YR No PP 347 17.0000 11.0000 1.0000 I-2 2YR No PP 348 13.3750 7.3750 1.0000 I-2 2YR 2Y PP 349 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 350 14.0000 8.0000 1.0000 I-1 2YR 2Y PP 351 13.4000 7.4000 1.0000 I-2 2YR 2Y PP 352 0.0000 0.0000 0.0000 I-1 No PP 353 15.2500 9.2500 1.0000 I-1 3YR 3Y PP 354 12.6000 6.6000 1.0000 I-1 2YR 2Y PP 355 0.0000 0.0000 0.0000 I-2 No PP 356 15.1500 9.1500 1.0000 I-1 2YR 1Y PP 357 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 358 15.3000 9.3000 1.0000 I-2 2YR 2Y PP 359 0.0000 0.0000 0.0000 I-2 3Y PP 360 0.0000 0.0000 0.0000 I-2 No PP 361 14.5000 8.5000 1.0000 I-2 2YR 2Y PP 362 14.3000 8.3000 1.0000 I-1 2YR 2Y PP 363 12.6250 6.6250 1.0000 I-2 2YR No PP 364 13.7000 7.7000 1.0000 I-2 3YR 3Y PP 365 14.4000 8.4000 1.0000 I-1 2YR No PP 366 14.0250 8.0250 1.0000 I-1 3YR No PP 367 0.0000 0.0000 0.0000 I-2 3Y PP 368 0.0000 0.0000 0.0000 I-2 3Y PP 369 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 370 13.5000 7.5000 1.0000 I-2 2YR No PP 371 0.0000 0.0000 0.0000 I-1 No PP 372 15.5750 9.5750 1.0000 I-2 2YR 2Y PP 373 14.9000 8.9000 1.0000 I-2 2YR 2Y PP 374 14.7000 8.7000 1.0000 I-2 2YR No PP 375 14.7000 8.7000 1.0000 I-2 2YR No PP 376 14.9500 8.9500 1.0000 I-1 2YR 2Y PP 377 0.0000 0.0000 0.0000 I-1 No PP 378 14.3000 8.3000 1.0000 I-1 3YR No PP 379 16.6500 10.6500 1.0000 I-1 3YR 1Y PP 380 14.2500 8.2500 1.0000 I-1 2YR No PP 381 14.9000 8.9000 1.0000 I-2 3YR No PP 382 13.7500 7.7500 1.0000 I-1 2YR 1Y PP 383 15.8500 9.8500 1.0000 I-1 3YR 3Y PP 384 0.0000 0.0000 0.0000 I-2 3Y PP 385 14.9900 8.9900 1.0000 I-2 2YR No PP 386 0.0000 0.0000 0.0000 I-1 No PP 387 0.0000 0.0000 0.0000 I-2 3Y PP 388 13.4200 7.4200 1.0000 I-1 2YR 1Y PP 389 16.2500 10.2500 1.0000 I-1 2YR 2Y PP 390 0.0000 0.0000 0.0000 I-1 No PP 391 13.9500 7.9500 1.0000 I-2 2YR 3Y PP 392 0.0000 0.0000 0.0000 I-2 3Y PP 393 0.0000 0.0000 0.0000 I-2 3Y PP 394 0.0000 0.0000 0.0000 I-2 3Y PP 395 0.0000 0.0000 0.0000 I-2 3Y PP 396 0.0000 0.0000 0.0000 I-1 No PP 397 0.0000 0.0000 0.0000 I-1 1Y PP 398 0.0000 0.0000 0.0000 I-1 No PP 399 14.3500 8.3500 1.0000 I-2 2YR No PP 400 15.0870 9.0870 1.0000 I-2 2YR 2Y PP 401 14.4500 8.4500 1.0000 I-2 3YR No PP 402 0.0000 0.0000 0.0000 I-1 No PP 403 13.2000 7.2000 1.0000 I-1 2YR 2Y PP 404 13.2500 7.2500 1.0000 I-1 2YR 2Y PP 405 14.3500 8.3500 1.0000 I-1 2YR No PP 406 13.9500 7.9500 1.0000 I-2 3YR No PP 407 0.0000 0.0000 0.0000 I-2 3Y PP 408 0.0000 0.0000 0.0000 I-2 3Y PP 409 13.4500 7.4500 1.0000 I-1 2YR No PP 410 0.0000 0.0000 0.0000 I-2 3Y PP 411 14.2000 8.2000 1.0000 I-2 3YR 3Y PP 412 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 413 13.5000 7.5000 1.0000 I-1 3YR No PP 414 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 415 14.3750 8.3750 1.0000 I-2 2YR No PP 416 0.0000 0.0000 0.0000 I-2 No PP 417 14.5500 8.5500 1.0000 I-2 3YR 3Y PP 418 15.3500 9.3500 1.0000 I-1 3YR 3Y PP 419 0.0000 0.0000 0.0000 I-1 3Y PP 420 14.9900 8.9900 1.0000 I-2 2YR No PP 421 0.0000 0.0000 0.0000 I-2 3Y PP 422 0.0000 0.0000 0.0000 I-2 3Y PP 423 14.8500 8.8500 1.0000 I-2 2YR No PP 424 16.8500 10.8500 1.0000 I-2 2YR 2Y PP 425 14.9000 8.9000 1.0000 I-1 2YR No PP 426 0.0000 0.0000 0.0000 I-1 3Y PP 427 16.6500 10.6500 1.0000 I-2 2YR 2Y PP 428 0.0000 0.0000 0.0000 I-2 3Y PP 429 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 430 13.4500 7.4500 1.0000 I-2 3YR 3Y PP 431 16.3500 10.3500 1.0000 I-2 3YR No PP 432 15.9500 9.9500 1.0000 I-1 2YR 2Y PP 433 0.0000 0.0000 0.0000 I-2 3Y PP 434 17.0000 11.0000 1.0000 I-2 2YR No PP 435 13.5500 7.5500 1.0000 I-2 3YR No PP 436 14.0500 8.0500 1.0000 I-1 2YR 2Y PP 437 0.0000 0.0000 0.0000 I-2 No PP 438 14.9000 8.9000 1.0000 I-1 2YR No PP 439 14.9500 8.9500 1.0000 I-2 3YR No PP 440 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 441 0.0000 0.0000 0.0000 I-2 3Y PP 442 15.1500 9.1500 1.0000 I-2 2YR 2Y PP 443 14.9900 8.9900 1.0000 I-2 3YR No PP 444 13.2500 7.2500 1.0000 I-1 2YR No PP 445 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 446 0.0000 0.0000 0.0000 I-2 3Y PP 447 12.8500 6.8500 1.0000 I-2 3YR 1Y PP 448 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 449 14.5000 8.5000 1.0000 I-2 2YR 2Y PP 450 0.0000 0.0000 0.0000 I-1 No PP 451 0.0000 0.0000 0.0000 I-2 No PP 452 13.0500 7.0500 1.0000 I-2 2YR 2Y PP 453 14.9500 6.0000 1.0000 I-2 2YR 1Y PP 454 14.9500 8.9500 1.0000 I-2 2YR 1Y PP 455 0.0000 0.0000 0.0000 I-2 No PP 456 0.0000 0.0000 0.0000 I-2 3Y PP 457 0.0000 0.0000 0.0000 I-2 No PP 458 0.0000 0.0000 0.0000 I-2 3Y PP 459 0.0000 0.0000 0.0000 I-2 3Y PP 460 13.8500 7.8500 1.0000 I-2 2YR No PP 461 0.0000 0.0000 0.0000 I-2 1Y PP 462 14.4000 8.4000 1.0000 I-1 3YR 3Y PP 463 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 464 15.6000 9.6000 1.0000 I-2 3YR 2Y PP 465 0.0000 0.0000 0.0000 I-2 3Y PP 466 14.4500 8.4500 1.0000 I-1 2YR 2Y PP 467 0.0000 0.0000 0.0000 I-1 3Y PP 468 13.6000 7.6000 1.0000 I-2 3YR 3Y PP 469 15.3000 9.3000 1.0000 I-2 2YR 2Y PP 470 0.0000 0.0000 0.0000 I-1 No PP 471 16.0000 10.0000 1.0000 I-1 2YR 2Y PP 472 14.6000 8.6000 1.0000 I-2 2YR 2Y PP 473 15.2500 9.2500 1.0000 I-1 2YR 2Y PP 474 0.0000 0.0000 0.0000 I-1 No PP 475 17.4000 11.4000 1.0000 I-1 3YR No PP 476 0.0000 0.0000 0.0000 I-2 No PP 477 0.0000 0.0000 0.0000 I-2 No PP 478 13.6000 7.6000 1.0000 I-2 3YR No PP 479 0.0000 0.0000 0.0000 I-2 No PP 480 13.9900 7.9900 1.0000 I-2 3YR No PP 481 13.8000 7.8000 1.0000 I-2 2YR 2Y PP 482 13.7500 7.7500 1.0000 I-2 2YR No PP 483 14.9900 8.9900 1.0000 I-2 3YR No PP 484 0.0000 0.0000 0.0000 I-2 No PP 485 0.0000 0.0000 0.0000 I-2 No PP 486 0.0000 0.0000 0.0000 I-2 3Y PP 487 12.9000 6.9000 1.0000 I-2 3YR No PP 488 15.2000 9.2000 1.0000 I-2 3YR 3Y PP 489 0.0000 0.0000 0.0000 I-2 3Y PP 490 0.0000 0.0000 0.0000 I-1 3Y PP 491 13.3500 7.3500 1.0000 I-2 3YR 3Y PP 492 0.0000 0.0000 0.0000 I-1 No PP 493 13.2500 7.2500 1.0000 I-1 2YR 2Y PP 494 16.3000 10.3000 1.0000 I-2 3YR 3Y PP 495 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 496 13.4500 7.4500 1.0000 I-2 2YR No PP 497 13.9000 7.9000 1.0000 I-1 2YR 2Y PP 498 14.1500 8.1500 1.0000 I-2 3YR No PP 499 0.0000 0.0000 0.0000 I-2 No PP 500 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 501 14.0000 8.0000 1.0000 I-1 3YR 3Y PP 502 13.9900 7.9900 1.0000 I-2 3YR No PP 503 13.7000 7.7000 1.0000 I-2 3YR No PP 504 12.8000 6.8000 1.0000 I-1 2YR 2Y PP 505 13.9900 7.9900 1.0000 I-1 3YR 3Y PP 506 12.9000 6.9000 1.0000 I-1 2YR 2Y PP 507 16.0000 10.0000 1.0000 I-2 3YR 3Y PP 508 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 509 0.0000 0.0000 0.0000 I-2 3Y PP 510 13.7000 7.7000 1.0000 I-2 2YR No PP 511 15.4250 9.4250 1.0000 I-1 2YR 2Y PP 512 14.6500 8.6500 1.0000 I-2 2YR 2Y PP 513 0.0000 0.0000 0.0000 I-2 3Y PP 514 13.0000 7.0000 1.0000 I-1 2YR 2Y PP 515 15.8500 9.8500 1.0000 I-1 2YR 2Y PP 516 0.0000 0.0000 0.0000 I-2 No PP 517 0.0000 0.0000 0.0000 I-2 3Y PP 518 16.4000 10.4000 1.0000 I-1 2YR No PP 519 14.2500 8.2500 1.0000 I-2 3YR 3Y PP 520 14.1500 8.1500 1.0000 I-2 2YR 1Y PP 521 14.8000 8.8000 1.0000 I-2 3YR No PP 522 0.0000 0.0000 0.0000 I-2 3Y PP 523 13.9500 7.9500 1.0000 I-1 2YR 2Y PP 524 15.3000 9.3000 1.0000 I-1 2YR No PP 525 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 526 0.0000 0.0000 0.0000 I-2 No PP 527 16.3000 10.3000 1.0000 I-1 2YR 2Y PP 528 0.0000 0.0000 0.0000 I-2 3Y PP 529 0.0000 0.0000 0.0000 I-2 No PP 530 14.7000 8.7000 1.0000 I-2 2YR 2Y PP 531 14.4900 8.4900 1.0000 I-1 3YR No PP 532 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 533 0.0000 0.0000 0.0000 I-2 1Y PP 534 0.0000 0.0000 0.0000 I-2 3Y PP 535 15.6500 9.6500 1.0000 I-2 2YR No PP 536 13.7500 7.7500 1.0000 I-2 2YR 3Y PP 537 0.0000 0.0000 0.0000 I-2 3Y PP 538 0.0000 0.0000 0.0000 I-2 3Y PP 539 0.0000 0.0000 0.0000 I-2 3Y PP 540 13.2000 7.2000 1.0000 I-1 2YR 2Y PP 541 14.2000 8.2000 1.0000 I-2 2YR 2Y PP 542 17.6000 11.6000 1.0000 I-2 2YR No PP 543 13.9000 7.9000 1.0000 I-1 2YR 2Y PP 544 15.1500 9.1500 1.0000 I-2 3YR No PP 545 14.5000 8.5000 1.0000 I-1 2YR No PP 546 13.8500 7.8500 1.0000 I-1 2YR 2Y PP 547 15.6750 9.6750 1.0000 I-2 2YR 2Y PP 548 15.9500 9.9500 1.0000 I-2 2YR 2Y PP 549 0.0000 0.0000 0.0000 I-2 No PP 550 0.0000 0.0000 0.0000 I-2 3Y PP 551 14.3000 8.3000 1.0000 I-2 2YR 2Y PP 552 13.9900 7.9900 1.0000 I-2 3YR No PP 553 15.0000 9.0000 1.0000 I-2 2YR 2Y PP 554 0.0000 0.0000 0.0000 I-1 3Y PP 555 15.7500 9.7500 1.0000 I-2 2YR 1Y PP 556 13.8500 7.8500 1.0000 I-1 2YR 2Y PP 557 16.9500 10.9500 1.0000 I-1 2YR 2Y PP 558 13.4500 7.4500 1.0000 I-1 2YR 2Y PP 559 15.7250 9.7250 1.0000 I-2 3YR No PP 560 16.2000 10.2000 1.0000 I-2 2YR No PP 561 15.9000 9.9000 1.0000 I-2 2YR 2Y PP 562 17.1500 11.1500 1.0000 I-2 2YR 2Y PP 563 16.0500 10.0500 1.0000 I-1 3YR No PP 564 13.3000 7.3000 1.0000 I-1 2YR 2Y PP 565 15.9000 9.9000 1.0000 I-2 2YR 2Y PP 566 14.3500 8.3500 1.0000 I-2 2YR No PP 567 14.7750 8.7750 1.0000 I-1 3YR No PP 568 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 569 15.4500 9.4500 1.0000 I-2 2YR No PP 570 14.0500 8.0500 1.0000 I-1 2YR 2Y PP 571 12.8500 6.8500 1.0000 I-1 2YR 2Y PP 572 14.0500 8.0500 1.0000 I-1 2YR No PP 573 13.7500 7.7500 1.0000 I-2 2YR 2Y PP 574 14.8000 8.8000 1.0000 I-2 2YR 1Y PP 575 13.4500 7.4500 1.0000 I-1 3YR No PP 576 13.2000 7.2000 1.0000 I-2 2YR 1Y PP 577 0.0000 0.0000 0.0000 I-2 No PP 578 13.0500 7.0500 1.0000 I-1 2YR 2Y PP 579 0.0000 0.0000 0.0000 I-2 No PP 580 0.0000 0.0000 0.0000 I-1 3Y PP 581 0.0000 0.0000 0.0000 I-2 1Y PP 582 0.0000 0.0000 0.0000 I-1 No PP 583 14.9000 8.9000 1.0000 I-1 3YR No PP 584 13.8000 7.8000 1.0000 I-2 2YR 2Y PP 585 14.9000 8.9000 1.0000 I-2 3YR No PP 586 15.1250 9.1250 1.0000 I-2 2YR No PP 587 15.2500 9.2500 1.0000 I-2 2YR 2Y PP 588 14.5000 8.5000 1.0000 I-2 3YR No PP 589 14.0000 8.0000 1.0000 I-1 2YR No PP 590 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 591 0.0000 0.0000 0.0000 I-1 3Y PP 592 14.0000 8.0000 1.0000 I-1 2YR 2Y PP 593 14.5000 8.5000 1.0000 I-1 2YR 1Y PP 594 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 595 15.9500 9.9500 1.0000 I-2 2YR No PP 596 15.8750 9.8750 1.0000 I-2 2YR 2Y PP 597 16.6000 10.6000 1.0000 I-2 3YR No PP 598 14.3000 8.3000 1.0000 I-2 2YR 1Y PP 599 0.0000 0.0000 0.0000 I-1 No PP 600 14.1000 8.1000 1.0000 I-2 3YR No PP 601 16.1000 10.1000 1.0000 I-2 2YR 2Y PP 602 14.3500 8.3500 1.0000 I-2 2YR 2Y PP 603 14.1500 8.1500 1.0000 I-1 2YR 2Y PP 604 15.5500 9.5500 1.0000 I-1 3YR No PP 605 0.0000 0.0000 0.0000 I-2 No PP 606 0.0000 0.0000 0.0000 I-1 No PP 607 13.4000 7.4000 1.0000 I-2 3YR 3Y PP 608 13.9750 7.9750 1.0000 I-1 2YR 2Y PP 609 0.0000 0.0000 0.0000 I-2 3Y PP 610 13.9700 7.9700 1.0000 I-1 3YR No PP 611 0.0000 0.0000 0.0000 I-2 No PP 612 0.0000 0.0000 0.0000 I-1 No PP 613 15.9500 9.9500 1.0000 I-2 3YR No PP 614 0.0000 0.0000 0.0000 I-2 3Y PP 615 16.8750 10.8750 1.0000 I-2 2YR No PP 616 15.8350 9.8350 1.0000 I-1 2YR 2Y PP 617 14.2000 8.2000 1.0000 I-2 2YR 2Y PP 618 0.0000 0.0000 0.0000 I-2 No PP 619 0.0000 0.0000 0.0000 I-1 3Y PP 620 15.0000 9.0000 1.0000 I-2 3YR No PP 621 14.6750 8.6750 1.0000 I-2 3YR No PP 622 0.0000 0.0000 0.0000 I-2 3Y PP 623 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 624 14.9750 8.9750 1.0000 I-2 2YR 2Y PP 625 0.0000 0.0000 0.0000 I-1 3Y PP 626 15.3000 9.3000 1.0000 I-2 2YR 2Y PP 627 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 628 0.0000 0.0000 0.0000 I-2 3Y PP 629 17.5000 11.5000 1.0000 I-1 2YR 2Y PP 630 15.9250 9.9250 1.0000 I-1 3YR 3Y PP 631 13.6000 7.6000 1.0000 I-1 2YR 1Y PP 632 15.2000 9.2000 1.0000 I-2 3YR 3Y PP 633 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 634 16.5500 10.5500 1.0000 I-2 2YR 2Y PP 635 13.3500 7.3500 1.0000 I-1 2YR 2Y PP 636 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 637 0.0000 0.0000 0.0000 I-2 3Y PP 638 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 639 14.3000 8.3000 1.0000 I-2 2YR No PP 640 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 641 14.9500 8.9500 1.0000 I-2 3YR No PP 642 14.8000 8.8000 1.0000 I-1 2YR No PP 643 15.0000 9.0000 1.0000 I-2 2YR 2Y PP 644 0.0000 0.0000 0.0000 I-1 No PP 645 0.0000 0.0000 0.0000 I-2 3Y PP 646 0.0000 0.0000 0.0000 I-2 No PP 647 13.4000 7.4000 1.0000 I-2 3YR 3Y PP 648 14.1500 8.1500 1.0000 I-2 3YR 3Y PP 649 15.8500 9.8500 1.0000 I-2 2YR No PP 650 15.3250 9.3250 1.0000 I-2 3YR No PP 651 14.5000 8.5000 1.0000 I-2 3YR No PP 652 15.3000 9.3000 1.0000 I-1 3YR 3Y PP 653 16.9000 10.9000 1.0000 I-1 2YR 2Y PP 654 14.8000 8.8000 1.0000 I-2 3YR No PP 655 14.3500 8.3500 1.0000 I-1 3YR No PP 656 0.0000 0.0000 0.0000 I-2 3Y PP 657 13.7500 7.7500 1.0000 I-1 2YR No PP 658 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 659 0.0000 0.0000 0.0000 I-2 No PP 660 16.6500 10.6500 1.0000 I-2 2YR No PP 661 0.0000 0.0000 0.0000 I-2 3Y PP 662 13.9900 7.9900 1.0000 I-2 2YR No PP 663 13.5000 7.5000 1.0000 I-2 3YR No PP 664 13.8000 7.8000 1.0000 I-2 2YR 2Y PP 665 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 666 0.0000 0.0000 0.0000 I-1 1Y PP 667 0.0000 0.0000 0.0000 I-2 No PP 668 13.1500 7.1500 1.0000 I-2 2YR 2Y PP 669 0.0000 0.0000 0.0000 I-1 No PP 670 12.5000 6.5000 1.0000 I-2 2YR No PP 671 14.6500 8.6500 1.0000 I-2 3YR No PP 672 15.7500 9.7500 1.0000 I-2 3YR No PP 673 14.2500 8.2500 1.0000 I-1 3YR No PP 674 13.3000 7.3000 1.0000 I-1 2YR 2Y PP 675 15.0500 9.0500 1.0000 I-1 2YR 2Y PP 676 14.8500 8.8500 1.0000 I-1 2YR No PP 677 16.7500 10.7500 1.0000 I-1 2YR 2Y PP 678 14.5000 8.5000 1.0000 I-1 2YR 2Y PP 679 17.2500 11.2500 1.0000 I-1 2YR No PP 680 16.5500 10.5500 1.0000 I-2 3YR 3Y PP 681 12.7500 6.7500 1.0000 I-1 3YR 3Y PP 682 15.9000 9.9000 1.0000 I-2 3YR 3Y PP 683 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 684 12.4000 6.4000 1.0000 I-1 2YR 2Y PP 685 15.0750 9.0750 1.0000 I-2 2YR No PP 686 0.0000 0.0000 0.0000 I-2 No PP 687 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 688 0.0000 0.0000 0.0000 I-2 No PP 689 16.9000 10.9000 1.0000 I-1 2YR 1Y PP 690 15.7500 9.7500 1.0000 I-2 3YR No PP 691 14.3000 8.3000 1.0000 I-1 2YR 1Y PP 692 15.2500 9.2500 1.0000 I-2 2YR 2Y PP 693 14.7000 8.7000 1.0000 I-2 3YR 3Y PP 694 15.5000 9.5000 1.0000 I-2 3YR 3Y PP 695 14.0500 8.0500 1.0000 I-2 3YR No PP 696 15.3000 9.3000 1.0000 I-2 2YR 3Y PP 697 0.0000 0.0000 0.0000 I-2 3Y PP 698 12.1000 6.1000 1.0000 I-2 3YR 3Y PP 699 15.2250 9.2250 1.0000 I-1 2YR 2Y PP 700 0.0000 0.0000 0.0000 I-1 No PP 701 0.0000 0.0000 0.0000 I-2 1Y PP 702 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 703 14.8400 8.8400 1.0000 I-2 2YR 1Y PP 704 16.1500 10.1500 1.0000 I-2 2YR 2Y PP 705 14.7500 8.7500 1.0000 I-1 3YR 3Y PP 706 15.3250 9.3250 1.0000 I-2 2YR 2Y PP 707 13.2000 7.2000 1.0000 I-2 2YR 2Y PP 708 0.0000 0.0000 0.0000 I-1 No PP 709 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 710 15.9880 9.9880 1.0000 I-2 3YR No PP 711 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 712 0.0000 0.0000 0.0000 I-1 No PP 713 13.0000 7.0000 1.0000 I-2 3YR No PP 714 0.0000 0.0000 0.0000 I-1 No PP 715 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 716 15.1000 9.1000 1.0000 I-2 3YR No PP 717 0.0000 0.0000 0.0000 I-2 No PP 718 15.8000 9.8000 1.0000 I-2 2YR No PP 719 0.0000 0.0000 0.0000 I-2 No PP 720 16.5000 10.5000 1.0000 I-2 2YR No PP 721 0.0000 0.0000 0.0000 I-2 No PP 722 14.9500 8.9500 1.0000 I-2 3YR No PP 723 0.0000 0.0000 0.0000 I-2 1Y PP 724 13.1000 7.1000 1.0000 I-1 2YR 2Y PP 725 13.9000 7.9000 1.0000 I-1 2YR No PP 726 14.2500 8.2500 1.0000 I-1 2YR 2Y PP 727 13.4500 7.4500 1.0000 I-2 2YR No PP 728 15.5000 9.5000 1.0000 I-2 2YR No PP 729 13.7000 7.7000 1.0000 I-2 2YR 2Y PP 730 13.1000 7.1000 1.0000 I-2 2YR 2Y PP 731 13.3000 7.3000 1.0000 I-1 2YR No PP 732 13.2000 7.2000 1.0000 I-2 2YR 2Y PP 733 15.6000 9.6000 1.0000 I-2 2YR 1Y PP 734 15.2000 9.2000 1.0000 I-2 2YR No PP 735 16.7500 10.7500 1.0000 I-2 3YR No PP 736 15.2500 9.2500 1.0000 I-2 3YR 3Y PP 737 16.2000 10.2000 1.0000 I-2 3YR 3Y PP 738 15.5000 9.5000 1.0000 I-2 2YR 2Y PP 739 14.0500 8.0500 1.0000 I-1 2YR No PP 740 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 741 14.3000 8.3000 1.0000 I-1 3YR No PP 742 13.9900 7.9900 1.0000 I-1 2YR No PP 743 0.0000 0.0000 0.0000 I-1 No PP 744 14.7500 8.7500 1.0000 I-2 2YR 2Y PP 745 14.6000 8.6000 1.0000 I-2 2YR 2Y PP 746 15.3500 9.3500 1.0000 I-2 2YR 2Y PP 747 12.3750 6.3750 1.0000 I-1 2YR 2Y PP 748 13.3500 7.3500 1.0000 I-1 2YR 2Y PP 749 13.7500 7.7500 1.0000 I-1 2YR No PP 750 15.5500 9.5500 1.0000 I-2 2YR 2Y PP 751 13.9900 7.9900 1.0000 I-1 2YR 1Y PP 752 13.6500 7.6500 1.0000 I-2 3YR No PP 753 15.2500 9.2500 1.0000 I-2 2YR No PP 754 13.0500 7.0500 1.0000 I-2 2YR 2Y PP 755 0.0000 0.0000 0.0000 I-1 No PP 756 13.5500 7.5500 1.0000 I-1 3YR No PP 757 14.7500 8.7500 1.0000 I-2 2YR 2Y PP 758 13.2500 7.2500 1.0000 I-2 2YR 2Y PP 759 13.7250 7.7250 1.0000 I-1 2YR 2Y PP 760 16.8500 10.8500 1.0000 I-2 2YR 2Y PP 761 14.0500 8.0500 1.0000 I-1 2YR 2Y PP 762 16.8500 10.8500 1.0000 I-2 2YR 2Y PP 763 13.8800 7.8800 1.0000 I-1 3YR 1Y PP 764 18.8000 12.8000 1.0000 I-2 2YR No PP 765 0.0000 0.0000 0.0000 I-1 No PP 766 15.4000 9.4000 1.0000 I-2 3YR 3Y PP 767 0.0000 0.0000 0.0000 I-2 3Y PP 768 13.5500 7.5500 1.0000 I-1 3YR 3Y PP 769 14.7500 8.7500 1.0000 I-1 2YR No PP 770 14.6000 8.6000 1.0000 I-1 2YR 2Y PP 771 14.9000 8.9000 1.0000 I-2 2YR 2Y PP 772 13.7500 7.7500 1.0000 I-2 2YR No PP 773 13.0000 7.0000 1.0000 I-1 2YR 2Y PP 774 15.8000 9.8000 1.0000 I-2 3YR No PP 775 13.4500 7.4500 1.0000 I-1 3YR No PP 776 14.0500 8.0500 1.0000 I-2 2YR No PP 777 16.3000 10.3000 1.0000 I-2 2YR No PP 778 17.0000 11.0000 1.0000 I-2 2YR 2Y PP 779 14.8000 8.8000 1.0000 I-1 2YR 2Y PP 780 0.0000 0.0000 0.0000 I-1 No PP 781 0.0000 0.0000 0.0000 I-2 1Y PP 782 14.9900 8.9900 1.0000 I-1 3YR No PP 783 14.5500 8.5500 1.0000 I-1 2YR No PP 784 13.9000 7.9000 1.0000 I-2 2YR 2Y PP 785 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 786 13.6500 7.6500 1.0000 I-1 3YR 3Y PP 787 0.0000 0.0000 0.0000 I-2 3Y PP 788 14.9500 8.9500 1.0000 I-2 2YR 2Y PP 789 14.5000 8.5000 1.0000 I-2 3YR No PP 790 14.9900 8.9900 1.0000 I-1 2YR 2Y PP 791 15.8000 9.8000 1.0000 I-1 2YR 2Y PP 792 15.1500 9.1500 1.0000 I-2 2YR No PP 793 15.3500 9.3500 1.0000 I-2 3YR No PP 794 12.8000 6.8000 1.0000 I-1 2YR 2Y PP 795 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 796 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 797 12.8000 6.8000 1.0000 I-1 2YR 2Y PP 798 13.4000 7.4000 1.0000 I-2 2YR 2Y PP 799 12.9000 6.9000 1.0000 I-2 2YR 2Y PP 800 13.4500 7.4500 1.0000 I-1 2YR 2Y PP 801 0.0000 0.0000 0.0000 I-2 No PP 802 16.3000 10.3000 1.0000 I-2 2YR No PP 803 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 804 0.0000 0.0000 0.0000 I-2 No PP 805 0.0000 0.0000 0.0000 I-2 2Y PP 806 0.0000 0.0000 0.0000 I-2 1Y PP 807 0.0000 0.0000 0.0000 I-2 No PP 808 0.0000 0.0000 0.0000 I-2 3Y PP 809 14.6500 8.6500 1.0000 I-2 2YR No PP 810 16.6000 10.6000 1.0000 I-2 3YR 3Y PP 811 13.6000 7.6000 1.0000 I-1 2YR 1Y PP 812 0.0000 0.0000 0.0000 I-2 No PP 813 0.0000 0.0000 0.0000 I-2 No PP 814 0.0000 0.0000 0.0000 I-2 3Y PP 815 12.9500 6.9500 1.0000 I-1 2YR 2Y PP 816 14.3500 8.3500 1.0000 I-2 3YR No PP 817 14.9900 8.9900 1.0000 I-1 2YR No PP 818 14.0500 8.0500 1.0000 I-2 2YR No PP 819 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 820 0.0000 0.0000 0.0000 I-1 No PP 821 13.8000 7.8000 1.0000 I-2 2YR 2Y PP 822 14.9500 8.9500 1.0000 I-2 2YR No PP 823 12.7000 6.7000 1.0000 I-2 2YR 2Y PP 824 0.0000 0.0000 0.0000 I-1 3Y PP 825 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 826 0.0000 0.0000 0.0000 I-2 3Y PP 827 0.0000 0.0000 0.0000 I-1 No PP 828 14.6000 8.6000 1.0000 I-2 2YR No PP 829 16.3500 10.3500 1.0000 I-1 3YR 3Y PP 830 14.9000 8.9000 1.0000 I-2 3YR No PP 831 13.6160 7.6160 1.0000 I-1 2YR No PP 832 0.0000 0.0000 0.0000 I-2 3Y PP 833 14.9500 8.9500 1.0000 I-2 2YR 2Y PP 834 13.5000 7.5000 1.0000 I-1 3YR No PP 835 13.9900 7.9900 1.0000 I-2 3YR No PP 836 14.7000 8.7000 1.0000 I-2 2YR No PP 837 0.0000 0.0000 0.0000 I-2 No PP 838 17.1500 11.1500 1.0000 I-2 2YR 2Y PP 839 16.7000 10.7000 1.0000 I-1 2YR 2Y PP 840 0.0000 0.0000 0.0000 I-2 3Y PP 841 15.5000 9.5000 1.0000 I-2 2YR No PP 842 0.0000 0.0000 0.0000 I-2 3Y PP 843 0.0000 0.0000 0.0000 I-2 3Y PP 844 17.0500 11.0500 1.0000 I-2 2YR 2Y PP 845 16.5500 10.5500 1.0000 I-2 3YR No PP 846 12.6500 6.6500 1.0000 I-1 2YR 2Y PP 847 13.0000 7.0000 1.0000 I-1 3YR No PP 848 14.5500 8.5500 1.0000 I-2 2YR 1Y PP 849 15.9500 9.9500 1.0000 I-1 3YR No PP 850 14.9900 8.9900 1.0000 I-2 2YR 2Y PP 851 13.1500 7.1500 1.0000 I-1 2YR 2Y PP 852 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 853 14.0000 8.0000 1.0000 I-2 2YR 2Y PP 854 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 855 14.9000 8.9000 1.0000 I-2 2YR 2Y PP 856 0.0000 0.0000 0.0000 I-2 3Y PP 857 15.9900 9.9900 1.0000 I-2 2YR 3Y PP 858 14.5000 8.5000 1.0000 I-2 2YR No PP 859 0.0000 0.0000 0.0000 I-2 No PP 860 0.0000 0.0000 0.0000 I-2 No PP 861 15.4000 9.4000 1.0000 I-2 2YR No PP 862 15.0500 9.0500 1.0000 I-2 2YR 3Y PP 863 16.4000 10.4000 1.0000 I-2 2YR 2Y PP 864 0.0000 0.0000 0.0000 I-2 1Y PP 865 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 866 0.0000 0.0000 0.0000 I-2 No PP 867 12.7000 6.7000 1.0000 I-2 3YR No PP 868 14.8000 8.8000 1.0000 I-2 2YR 2Y PP 869 14.6500 8.6500 1.0000 I-2 3YR 3Y PP 870 15.8500 9.8500 1.0000 I-2 2YR 2Y PP 871 0.0000 0.0000 0.0000 I-2 3Y PP 872 15.8500 9.8500 1.0000 I-2 2YR 2Y PP 873 0.0000 0.0000 0.0000 I-2 2Y PP 874 14.2500 8.2500 1.0000 I-1 3YR No PP 875 12.0500 6.0500 1.0000 I-2 3YR No PP 876 0.0000 0.0000 0.0000 I-2 No PP 877 13.9500 7.9500 1.0000 I-1 2YR 2Y PP 878 15.9500 9.9500 1.0000 I-2 2YR No PP 879 0.0000 0.0000 0.0000 I-2 3Y PP 880 13.6500 7.6500 1.0000 I-2 3YR No PP 881 15.4620 9.4620 1.0000 I-2 3YR No PP 882 13.2500 7.2500 1.0000 I-1 3YR 3Y PP 883 14.7500 8.7500 1.0000 I-2 2YR No PP 884 14.1500 8.1500 1.0000 I-2 2YR 2Y PP 885 12.7500 6.7500 1.0000 I-1 3YR 3Y PP 886 13.7500 7.7500 1.0000 I-2 2YR 2Y PP 887 16.5000 10.5000 1.0000 I-1 2YR 2Y PP 888 13.3750 7.3750 1.0000 I-1 2YR 1Y PP 889 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 890 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 891 17.6000 11.6000 1.0000 I-2 3YR No PP 892 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 893 16.3500 10.3500 1.0000 I-2 2YR No PP 894 0.0000 0.0000 0.0000 I-2 No PP 895 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 896 14.5000 8.5000 1.0000 I-1 2YR No PP 897 0.0000 0.0000 0.0000 I-2 No PP 898 13.2000 7.2000 1.0000 I-1 2YR 2Y PP 899 14.8000 8.8000 1.0000 I-2 2YR 3Y PP 900 14.1500 8.1500 1.0000 I-2 2YR 3Y PP 901 13.9750 7.9750 1.0000 I-2 3YR No PP 902 13.9000 7.9000 1.0000 I-1 2YR 2Y PP 903 13.7500 7.7500 1.0000 I-2 3YR 3Y PP 904 15.3700 9.3700 1.0000 I-2 3YR 3Y PP 905 14.6500 8.6500 1.0000 I-2 2YR No PP 906 13.8500 7.8500 1.0000 I-2 2YR 2Y PP 907 15.8000 9.8000 1.0000 I-2 3YR No PP 908 14.7000 8.7000 1.0000 I-2 3YR 3Y PP 909 14.7250 8.7250 1.0000 I-1 3YR No PP 910 12.9500 6.9500 1.0000 I-1 2YR 2Y PP 911 13.1500 7.1500 1.0000 I-2 2YR 2Y PP 912 0.0000 0.0000 0.0000 I-1 3Y PP 913 13.6500 7.6500 1.0000 I-2 2YR 2Y PP 914 16.5000 10.5000 1.0000 I-2 2YR No PP 915 14.7000 8.7000 1.0000 I-1 2YR No PP 916 0.0000 0.0000 0.0000 I-2 1Y PP 917 0.0000 0.0000 0.0000 I-2 3Y PP 918 0.0000 0.0000 0.0000 I-2 No PP 919 16.1000 10.1000 1.0000 X-0 0XX 2.5Y PP 920 13.9500 7.9500 1.0000 I-2 2YR 3Y PP 921 0.0000 0.0000 0.0000 I-2 3Y PP 922 13.9500 7.9500 1.0000 I-1 2YR 2Y PP 923 0.0000 0.0000 0.0000 I-2 3Y PP 924 0.0000 0.0000 0.0000 I-2 3Y PP 925 15.4250 9.4250 1.0000 I-2 2YR 2Y PP 926 13.9900 7.9900 1.0000 I-1 2YR No PP 927 15.3500 9.3500 1.0000 I-2 3YR 3Y PP 928 15.8000 9.8000 1.0000 I-2 2YR No PP 929 14.8500 8.8500 1.0000 I-2 3YR 3Y PP 930 13.9500 7.9500 1.0000 I-1 2YR No PP 931 16.8130 10.8130 1.0000 I-2 3YR No PP 932 13.9900 7.9900 1.0000 I-1 3YR No PP 933 12.9000 6.9000 1.0000 I-2 2YR 2Y PP 934 13.9750 7.9750 1.0000 I-1 3YR No PP 935 15.0000 9.0000 1.0000 I-2 2YR No PP 936 16.4000 10.4000 1.0000 I-1 2YR No PP 937 14.4000 8.4000 1.0000 I-1 2YR 2Y PP 938 13.3500 7.3500 1.0000 I-1 2YR 2Y PP 939 0.0000 0.0000 0.0000 I-2 3Y PP 940 0.0000 0.0000 0.0000 I-2 3Y PP 941 0.0000 0.0000 0.0000 I-2 3Y PP 942 15.3500 9.3500 1.0000 I-1 2YR No PP 943 0.0000 0.0000 0.0000 I-2 3Y PP 944 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 945 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 946 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 947 17.5000 11.5000 1.0000 I-2 2YR 2Y PP 948 14.9900 8.9900 1.0000 I-1 2YR No PP 949 0.0000 0.0000 0.0000 I-2 3Y PP 950 15.9900 9.9900 1.0000 I-1 2YR 2Y PP 951 0.0000 0.0000 0.0000 I-2 No PP 952 14.0500 8.0500 1.0000 I-2 2YR No PP 953 15.4000 9.4000 1.0000 I-1 2YR No PP 954 14.3500 8.3500 1.0000 I-1 2YR 2Y PP 955 13.8370 7.8370 1.0000 I-2 2YR No PP 956 0.0000 0.0000 0.0000 I-2 No PP 957 15.5500 9.5500 1.0000 I-2 3YR No PP 958 0.0000 0.0000 0.0000 I-2 3Y PP 959 16.6000 10.6000 1.0000 I-2 2YR 2Y PP 960 0.0000 0.0000 0.0000 I-2 1Y PP 961 0.0000 0.0000 0.0000 I-2 3Y PP 962 16.1200 10.1200 1.0000 I-2 2YR No PP 963 15.5000 9.5000 1.0000 I-2 2YR No PP 964 14.0500 8.0500 1.0000 I-2 3YR No PP 965 17.7000 11.7000 1.0000 I-1 2YR 2Y PP 966 16.3500 10.3500 1.0000 I-1 2YR No PP 967 14.6500 8.6500 1.0000 I-1 2YR No PP 968 13.2000 7.2000 1.0000 I-2 3YR 3Y PP 969 15.9500 9.9500 1.0000 I-2 2YR No PP 970 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 971 14.0500 8.0500 1.0000 I-1 2YR 1Y PP 972 0.0000 0.0000 0.0000 I-2 3Y PP 973 13.9500 7.9500 1.0000 I-1 2YR No PP 974 0.0000 0.0000 0.0000 I-2 3Y PP 975 17.1500 11.1500 1.0000 I-2 2YR No PP 976 15.9900 9.9900 1.0000 I-2 2YR 2Y PP 977 13.7500 7.7500 1.0000 I-1 3YR No PP 978 14.2500 8.2500 1.0000 I-2 2YR No PP 979 13.1000 7.1000 1.0000 I-2 2YR 2Y PP 980 0.0000 0.0000 0.0000 I-2 3Y PP 981 14.0000 8.0000 1.0000 I-2 3YR 3Y PP 982 14.8000 8.8000 1.0000 I-2 3YR No PP 983 0.0000 0.0000 0.0000 I-2 No PP 984 0.0000 0.0000 0.0000 I-2 3Y PP 985 15.3000 9.3000 1.0000 I-1 3YR No PP 986 14.0500 8.0500 1.0000 I-1 3YR No PP 987 14.2750 8.2750 1.0000 I-2 3YR No PP 988 15.5600 9.5600 1.0000 I-2 2YR 2Y PP 989 0.0000 0.0000 0.0000 I-2 3Y PP 990 15.8500 9.8500 1.0000 I-2 2YR 2Y PP 991 13.8750 7.8750 1.0000 I-2 2YR No PP 992 0.0000 0.0000 0.0000 I-2 3Y PP 993 0.0000 0.0000 0.0000 I-2 1Y PP 994 13.8500 7.8500 1.0000 I-1 2YR 3Y PP 995 14.6500 8.6500 1.0000 I-2 2YR No PP 996 13.6000 7.6000 1.0000 I-2 3YR 3Y PP 997 0.0000 0.0000 0.0000 I-2 3Y PP 998 16.4000 10.4000 1.0000 I-1 2YR 2Y PP 999 0.0000 0.0000 0.0000 I-2 3Y PP 1000 13.1000 7.1000 1.0000 I-1 2YR 2Y PP 1001 0.0000 0.0000 0.0000 I-2 No PP 1002 14.5000 8.5000 1.0000 I-2 3YR 3Y PP 1003 14.4500 8.4500 1.0000 I-1 2YR 2Y PP 1004 13.5000 7.5000 1.0000 I-2 3YR 3Y PP 1005 13.2000 7.2000 1.0000 I-2 2YR No PP 1006 13.4800 7.4800 1.0000 I-1 3YR 3Y PP 1007 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 1008 13.9000 7.9000 1.0000 I-2 2YR 2Y PP 1009 15.8000 9.8000 1.0000 I-2 2YR 2Y PP 1010 0.0000 0.0000 0.0000 I-2 No PP 1011 15.3500 9.3500 1.0000 I-2 2YR 2Y PP 1012 0.0000 0.0000 0.0000 I-2 No PP 1013 13.8250 7.8250 1.0000 I-2 3YR No PP 1014 14.8000 8.8000 1.0000 I-1 2YR No PP 1015 15.8500 9.8500 1.0000 I-2 3YR No PP 1016 13.3000 7.3000 1.0000 I-1 2YR 2Y PP 1017 0.0000 0.0000 0.0000 I-2 No PP 1018 13.0000 7.0000 1.0000 I-2 2YR 2Y PP 1019 0.0000 0.0000 0.0000 I-2 1Y PP 1020 14.2500 8.2500 1.0000 I-2 3YR No PP 1021 12.6500 6.6500 1.0000 I-2 3YR 3Y PP 1022 14.0750 8.0750 1.0000 I-2 3YR No PP 1023 15.2500 9.2500 1.0000 I-1 2YR 2Y PP 1024 14.7500 8.7500 1.0000 I-2 3YR No PP 1025 12.7500 6.7500 1.0000 I-1 2YR 2Y PP 1026 15.4880 9.4880 1.0000 I-2 2YR 2Y PP 1027 14.0500 8.0500 1.0000 I-2 2YR 2Y PP 1028 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 1029 0.0000 0.0000 0.0000 I-2 No PP 1030 14.5500 8.5500 1.0000 I-2 3YR 3Y PP 1031 0.0000 0.0000 0.0000 I-2 1Y PP 1032 13.9500 7.9500 1.0000 I-2 2YR 2Y PP 1033 15.2500 9.2500 1.0000 I-2 2YR 2Y PP 1034 15.2500 9.2500 1.0000 I-2 2YR 2Y PP 1035 0.0000 0.0000 0.0000 I-1 No PP 1036 13.2500 7.2500 1.0000 I-1 3YR 3Y PP 1037 15.3750 9.3750 1.0000 I-1 2YR No PP 1038 0.0000 0.0000 0.0000 I-2 3Y PP 1039 14.2500 8.2500 1.0000 I-2 3YR 3Y PP 1040 17.6500 11.6500 1.0000 I-2 2YR No PP 1041 0.0000 0.0000 0.0000 I-2 1Y PP 1042 14.7500 8.7500 1.0000 I-1 2YR 2Y PP 1043 13.6500 7.6500 1.0000 I-2 3YR 3Y PP 1044 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 1045 14.2750 8.2750 1.0000 I-1 3YR 3Y PP 1046 0.0000 0.0000 0.0000 I-1 No PP 1047 0.0000 0.0000 0.0000 I-2 No PP 1048 17.0500 11.0500 1.0000 I-2 3YR No PP 1049 14.2500 8.2500 1.0000 I-1 2YR 2Y PP 1050 0.0000 0.0000 0.0000 I-2 3Y PP 1051 15.5500 9.5500 1.0000 I-2 2YR No PP 1052 12.4500 6.4500 1.0000 I-1 2YR 2Y PP 1053 0.0000 0.0000 0.0000 I-2 3Y PP 1054 15.1500 9.1500 1.0000 I-2 3YR 3Y PP 1055 16.9000 10.9000 1.0000 I-1 3YR No PP 1056 15.3000 9.3000 1.0000 I-2 2YR 2Y PP 1057 15.8000 9.8000 1.0000 I-2 2YR 2Y PP 1058 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 1059 14.8500 8.8500 1.0000 I-1 2YR 1Y PP 1060 14.9000 8.9000 1.0000 I-1 2YR No PP 1061 14.0000 8.0000 1.0000 I-2 2YR 2Y PP 1062 13.6500 7.6500 1.0000 I-2 3YR 3Y PP 1063 12.4000 6.4000 1.0000 I-2 2YR 2Y PP 1064 15.0500 9.0500 1.0000 I-2 2YR No PP 1065 14.6500 8.6500 1.0000 I-2 2YR 2Y PP 1066 0.0000 0.0000 0.0000 I-2 3Y PP 1067 16.9000 10.9000 1.0000 I-1 2YR No PP 1068 13.5000 7.5000 1.0000 I-2 2YR No PP 1069 13.0250 7.0250 1.0000 I-2 2YR 2Y PP 1070 16.4000 10.4000 1.0000 I-2 2YR 2Y PP 1071 14.1500 8.1500 1.0000 I-1 3YR 3Y PP 1072 0.0000 0.0000 0.0000 I-2 3Y PP 1073 15.5500 9.5500 1.0000 I-1 2YR 2Y PP 1074 0.0000 0.0000 0.0000 I-1 3Y PP 1075 13.0000 7.0000 1.0000 I-2 3YR No PP 1076 13.4000 7.4000 1.0000 I-1 3YR 3Y PP 1077 16.0500 10.0500 1.0000 I-2 3YR No PP 1078 18.5500 12.5500 1.0000 I-2 2YR 2Y PP 1079 14.3000 8.3000 1.0000 I-1 2YR 1Y PP 1080 14.3500 8.3500 1.0000 I-2 3YR No PP 1081 15.7500 9.7500 1.0000 I-2 2YR No PP 1082 13.6000 7.6000 1.0000 I-2 2YR No PP 1083 12.9000 6.9000 1.0000 I-2 2YR 2Y PP 1084 16.6000 10.6000 1.0000 I-2 3YR No PP 1085 13.0500 7.0500 1.0000 I-2 2YR No PP 1086 14.2000 8.2000 1.0000 I-1 2YR 2Y PP 1087 14.1500 8.1500 1.0000 I-2 2YR 2Y PP 1088 15.0000 9.0000 1.0000 I-1 2YR 2Y PP 1089 14.8000 8.8000 1.0000 I-2 2YR 2Y PP 1090 13.3000 7.3000 1.0000 I-2 3YR 3Y PP 1091 0.0000 0.0000 0.0000 I-2 3Y PP 1092 15.4000 9.4000 1.0000 I-1 2YR 2Y PP 1093 0.0000 0.0000 0.0000 I-2 1Y PP 1094 0.0000 0.0000 0.0000 I-1 3Y PP 1095 14.4000 8.4000 1.0000 I-2 2YR 2Y PP 1096 15.1000 9.1000 1.0000 I-2 2YR 2Y PP 1097 12.7500 6.7500 1.0000 I-1 3YR 3Y PP 1098 14.4500 8.4500 1.0000 I-2 2YR 3Y PP 1099 14.9900 8.9900 1.0000 I-2 2YR No PP 1100 14.1000 8.1000 1.0000 I-1 3YR 3Y PP 1101 15.8500 9.8500 1.0000 I-2 2YR 2Y PP 1102 13.1500 7.1500 1.0000 I-1 2YR 2Y PP 1103 16.2750 10.2750 1.0000 I-1 2YR No PP 1104 14.6250 8.6250 1.0000 I-1 2YR No PP 1105 0.0000 0.0000 0.0000 I-1 No PP 1106 0.0000 0.0000 0.0000 I-2 No PP 1107 15.2000 9.2000 1.0000 I-1 2YR 2Y PP 1108 13.5500 7.5500 1.0000 I-2 3YR No PP 1109 0.0000 0.0000 0.0000 I-2 1Y PP 1110 13.1000 7.1000 1.0000 I-1 3YR 3Y PP 1111 16.2000 10.2000 1.0000 I-2 3YR No PP 1112 12.8500 6.8500 1.0000 I-1 2YR 2Y PP 1113 15.9000 9.9000 1.0000 I-2 2YR 2Y PP 1114 16.5000 10.5000 1.0000 I-1 2YR No PP 1115 13.9500 7.9500 1.0000 I-2 3YR 3Y PP 1116 0.0000 0.0000 0.0000 I-2 No PP 1117 13.2250 7.2250 1.0000 I-2 2YR 2Y PP 1118 13.4000 7.4000 1.0000 I-1 2YR 2Y PP 1119 16.4000 10.4000 1.0000 I-2 3YR No PP 1120 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 1121 13.4500 7.4500 1.0000 I-1 2YR 2Y PP 1122 15.3000 9.3000 1.0000 I-2 2YR 1Y PP 1123 0.0000 0.0000 0.0000 I-2 3Y PP 1124 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 1125 16.2500 10.2500 1.0000 I-2 2YR No PP 1126 15.2000 9.2000 1.0000 I-2 2YR 1Y PP 1127 0.0000 0.0000 0.0000 I-2 3Y PP 1128 13.2000 7.2000 1.0000 I-2 2YR No PP 1129 13.7500 7.7500 1.0000 I-2 2YR 3Y PP 1130 16.3500 10.3500 1.0000 I-2 3YR No PP 1131 16.3500 10.3500 1.0000 I-1 3YR No PP 1132 15.2500 9.2500 1.0000 I-2 3YR No PP 1133 16.2500 10.2500 1.0000 I-2 3YR No PP 1134 0.0000 0.0000 0.0000 I-2 No PP 1135 0.0000 0.0000 0.0000 I-2 No PP 1136 14.2000 8.2000 1.0000 I-2 2YR 2Y PP 1137 0.0000 0.0000 0.0000 I-2 2Y PP 1138 13.4500 7.4500 1.0000 I-1 3YR 3Y PP 1139 0.0000 0.0000 0.0000 I-2 1Y PP 1140 15.3000 9.3000 1.0000 I-2 2YR No PP 1141 16.6000 10.6000 1.0000 I-2 2YR No PP 1142 0.0000 0.0000 0.0000 I-1 3Y PP 1143 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 1144 0.0000 0.0000 0.0000 I-2 1Y PP 1145 14.8500 8.8500 1.0000 I-1 2YR 2Y PP 1146 14.6000 8.6000 1.0000 I-1 2YR 2Y PP 1147 0.0000 0.0000 0.0000 I-2 3Y PP 1148 17.2000 11.2000 1.0000 I-2 2YR 2Y PP 1149 15.8000 9.8000 1.0000 I-2 3YR No PP 1150 12.9900 6.9900 1.0000 I-2 2YR No PP 1151 14.5000 8.5000 1.0000 I-2 2YR No PP 1152 13.2000 7.2000 1.0000 I-1 3YR 3Y PP 1153 0.0000 0.0000 0.0000 I-2 3Y PP 1154 0.0000 0.0000 0.0000 I-1 3Y PP 1155 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 1156 13.1000 7.1000 1.0000 I-1 2YR 2Y PP 1157 0.0000 0.0000 0.0000 I-2 3Y PP 1158 0.0000 0.0000 0.0000 I-1 No PP 1159 14.5000 8.5000 1.0000 I-2 3YR 3Y PP 1160 13.7500 7.7500 1.0000 I-2 2YR 3Y PP 1161 0.0000 0.0000 0.0000 I-2 2Y PP 1162 13.5500 7.5500 1.0000 I-2 3YR 3Y PP 1163 0.0000 0.0000 0.0000 I-2 No PP 1164 13.5000 7.5000 1.0000 I-2 2YR No PP 1165 14.5000 8.5000 1.0000 I-1 2YR 2Y PP 1166 15.2000 9.2000 1.0000 I-2 3YR 3Y PP 1167 15.9500 9.9500 1.0000 I-2 2YR 2Y PP 1168 13.1500 7.1500 1.0000 I-1 2YR 2Y PP 1169 13.0500 7.0500 1.0000 I-2 2YR 1Y PP 1170 13.9750 7.9750 1.0000 I-1 2YR 2Y PP 1171 0.0000 0.0000 0.0000 I-2 3Y PP 1172 15.3500 9.3500 1.0000 I-2 2YR No PP 1173 15.3000 9.3000 1.0000 I-1 2YR 2Y PP 1174 15.8750 9.8750 1.0000 I-2 3YR 3Y PP 1175 13.7500 7.7500 1.0000 I-1 2YR 1Y PP 1176 0.0000 0.0000 0.0000 I-2 3Y PP 1177 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 1178 0.0000 0.0000 0.0000 I-2 No PP 1179 14.7500 8.7500 1.0000 I-1 2YR 1Y PP 1180 17.0500 11.0500 1.0000 I-1 3YR 2Y PP 1181 17.4250 11.4250 1.0000 I-2 3YR No PP 1182 16.4000 10.4000 1.0000 I-2 2YR 2Y PP 1183 0.0000 0.0000 0.0000 I-2 1Y PP 1184 13.9500 7.9500 1.0000 I-2 3YR No PP 1185 13.5000 7.5000 1.0000 I-2 3YR No PP 1186 13.4500 7.4500 1.0000 I-2 2YR 1Y PP 1187 17.0000 11.0000 1.0000 I-2 3YR 3Y PP 1188 13.5000 7.5000 1.0000 I-1 3YR 3Y PP 1189 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 1190 0.0000 0.0000 0.0000 I-1 3Y PP 1191 15.3500 9.3500 1.0000 I-2 3YR 3Y PP 1192 12.9000 6.9000 1.0000 I-2 2YR 2Y PP 1193 0.0000 0.0000 0.0000 I-2 3Y PP 1194 13.6380 7.6380 1.0000 I-2 2YR 2Y PP 1195 13.5000 7.5000 1.0000 I-2 3YR No PP 1196 14.0500 8.0500 1.0000 I-1 2YR 2Y PP 1197 13.0000 7.0000 1.0000 I-1 2YR 1Y PP 1198 0.0000 0.0000 0.0000 I-2 3Y PP 1199 13.0000 7.0000 1.0000 I-2 3YR No PP 1200 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 1201 13.8500 7.8500 1.0000 I-1 2YR No PP 1202 14.1500 8.1500 1.0000 I-2 3YR No PP 1203 16.6000 10.6000 1.0000 I-2 3YR No PP 1204 0.0000 0.0000 0.0000 I-1 1Y PP 1205 15.7500 9.7500 1.0000 I-2 2YR 2Y PP 1206 15.0000 9.0000 1.0000 I-2 2YR No PP 1207 17.0500 11.0500 1.0000 I-2 2YR No PP 1208 12.9900 6.9900 1.0000 I-2 3YR 3Y PP 1209 16.1000 10.1000 1.0000 I-2 3YR 3Y PP 1210 15.9500 9.9500 1.0000 I-2 2YR 2Y PP 1211 0.0000 0.0000 0.0000 I-1 No PP 1212 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 1213 13.5500 7.5500 1.0000 I-1 2YR 2Y PP 1214 14.4000 8.4000 1.0000 I-1 2YR No PP 1215 15.2500 9.2500 1.0000 I-1 2YR 2Y PP 1216 13.6500 7.6500 1.0000 I-2 2YR 1Y PP 1217 12.5000 6.5000 1.0000 I-2 2YR 2Y PP 1218 15.6500 9.6500 1.0000 I-2 2YR 2Y PP 1219 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 1220 16.7500 10.7500 1.0000 I-2 2YR No PP 1221 13.6500 7.6500 1.0000 I-2 3YR 3Y PP 1222 14.3500 8.3500 1.0000 I-2 2YR No PP 1223 0.0000 0.0000 0.0000 I-2 No PP 1224 0.0000 0.0000 0.0000 I-2 3Y PP 1225 14.7500 8.7500 1.0000 I-1 2YR 2Y PP 1226 16.3500 10.3500 1.0000 I-2 2YR 2Y PP 1227 14.3500 8.3500 1.0000 I-1 2YR 2Y PP 1228 0.0000 0.0000 0.0000 I-2 3Y PP 1229 0.0000 0.0000 0.0000 I-1 3Y PP 1230 13.9000 7.9000 1.0000 I-1 2YR 2Y PP 1231 13.6000 7.6000 1.0000 I-1 2YR 2Y PP 1232 0.0000 0.0000 0.0000 I-2 3Y PP 1233 13.0500 7.0500 1.0000 I-2 2YR 2Y PP 1234 0.0000 0.0000 0.0000 I-1 3Y PP 1235 14.4500 8.4500 1.0000 I-2 2YR 2Y PP 1236 0.0000 0.0000 0.0000 I-1 3Y PP 1237 14.8500 8.8500 1.0000 I-1 2YR 2Y PP 1238 12.7500 6.7500 1.0000 I-1 2YR 2Y PP 1239 13.5500 7.5500 1.0000 I-1 2YR 1Y PP 1240 14.6000 8.6000 1.0000 I-1 2YR 2Y PP 1241 14.2500 8.2500 1.0000 I-1 2YR 2Y PP 1242 16.4000 10.4000 1.0000 I-2 2YR 2Y PP 1243 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 1244 16.8000 10.8000 1.0000 I-2 2YR No PP 1245 0.0000 0.0000 0.0000 I-2 3Y PP 1246 13.6000 7.6000 1.0000 I-2 3YR 3Y PP 1247 15.5000 9.5000 1.0000 I-1 2YR 2Y PP 1248 0.0000 0.0000 0.0000 I-1 3Y PP 1249 0.0000 0.0000 0.0000 I-2 3Y PP 1250 0.0000 0.0000 0.0000 I-2 3Y PP 1251 0.0000 0.0000 0.0000 I-1 3Y PP 1252 0.0000 0.0000 0.0000 I-1 No PP 1253 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 1254 14.9000 8.9000 1.0000 I-2 2YR No PP 1255 0.0000 0.0000 0.0000 I-2 3Y PP 1256 16.6500 10.6500 1.0000 I-2 2YR No PP 1257 13.6000 7.6000 1.0000 I-2 2YR 2Y PP 1258 14.3000 8.3000 1.0000 I-2 3YR No PP 1259 14.9500 8.9500 1.0000 I-2 3YR No PP 1260 13.9000 7.9000 1.0000 I-2 2YR 2Y PP 1261 15.9000 9.9000 1.0000 I-2 3YR 3Y PP 1262 13.2500 7.2500 1.0000 I-2 3YR 3Y PP 1263 13.9250 7.9250 1.0000 I-2 3YR No PP 1264 0.0000 0.0000 0.0000 I-2 3Y PP 1265 0.0000 0.0000 0.0000 I-2 2Y PP 1266 0.0000 0.0000 0.0000 I-2 1Y PP 1267 0.0000 0.0000 0.0000 I-1 3Y PP 1268 13.5000 7.5000 1.0000 I-1 2YR 2Y PP 1269 13.3500 7.3500 1.0000 I-1 2YR 2Y PP 1270 16.4500 10.4500 1.0000 I-2 2YR No PP 1271 14.4000 8.4000 1.0000 I-2 3YR No PP 1272 13.7000 7.7000 1.0000 I-2 2YR No PP 1273 13.8750 7.8750 1.0000 I-2 3YR No PP 1274 15.4000 9.4000 1.0000 I-2 3YR 3Y PP 1275 0.0000 0.0000 0.0000 I-1 3Y PP 1276 16.9000 10.9000 1.0000 I-1 2YR No PP 1277 14.1000 8.1000 1.0000 I-2 2YR 2Y PP 1278 0.0000 0.0000 0.0000 I-2 3Y PP 1279 0.0000 0.0000 0.0000 I-2 3Y PP 1280 17.0500 11.0500 1.0000 I-1 2YR No PP 1281 0.0000 0.0000 0.0000 I-2 No PP 1282 15.2000 9.2000 1.0000 I-2 3YR No PP 1283 14.3000 8.3000 1.0000 I-2 2YR 2Y PP 1284 12.2000 6.2000 1.0000 I-1 2YR 2Y PP 1285 0.0000 0.0000 0.0000 I-2 2Y PP 1286 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 1287 14.0000 8.0000 1.0000 I-2 3YR 3Y PP 1288 13.6500 7.6500 1.0000 I-2 2YR No PP 1289 12.7500 6.7500 1.0000 I-1 2YR 2Y PP 1290 0.0000 0.0000 0.0000 I-2 3Y PP 1291 17.8500 11.8500 1.0000 I-1 2YR 2Y PP 1292 15.4500 9.4500 1.0000 I-2 2YR 2Y PP 1293 13.6000 7.6000 1.0000 I-2 2YR 2Y PP 1294 13.8500 7.8500 1.0000 I-1 2YR 2Y PP 1295 0.0000 0.0000 0.0000 I-1 3Y PP 1296 15.2000 9.2000 1.0000 I-2 2YR No PP 1297 16.4000 10.4000 1.0000 I-2 2YR 2Y PP 1298 0.0000 0.0000 0.0000 I-2 No PP 1299 15.3000 9.3000 1.0000 I-2 3YR No PP 1300 13.8000 7.8000 1.0000 I-2 3YR No PP 1301 13.5000 7.5000 1.0000 I-2 3YR No PP 1302 15.5000 9.5000 1.0000 I-2 3YR No PP 1303 13.3500 7.3500 1.0000 I-2 2YR 2Y PP 1304 15.3750 9.3750 1.0000 I-2 2YR No PP 1305 15.4000 9.4000 1.0000 I-1 2YR 2Y PP 1306 13.9900 7.9900 1.0000 I-2 3YR No PP 1307 0.0000 0.0000 0.0000 I-2 3Y PP 1308 0.0000 0.0000 0.0000 I-1 No PP 1309 0.0000 0.0000 0.0000 I-2 3Y PP 1310 15.6000 9.6000 1.0000 I-2 2YR 2Y PP 1311 0.0000 0.0000 0.0000 I-2 3Y PP 1312 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 1313 0.0000 0.0000 0.0000 I-2 1Y PP 1314 13.9250 7.9250 1.0000 I-2 2YR 2Y PP 1315 14.1500 8.1500 1.0000 I-1 2YR 2Y PP 1316 14.1000 8.1000 1.0000 I-1 2YR 2Y PP 1317 17.5500 11.5500 1.0000 I-1 2YR No PP 1318 13.0000 7.0000 1.0000 I-2 2YR No PP 1319 15.2500 9.2500 1.0000 I-2 3YR No PP 1320 13.9000 7.9000 1.0000 I-2 3YR No PP 1321 0.0000 0.0000 0.0000 I-2 3Y PP 1322 14.4000 8.4000 1.0000 I-1 2YR No PP 1323 14.8500 8.8500 1.0000 I-2 2YR 2Y PP 1324 16.7500 10.7500 1.0000 I-2 3YR 3Y PP 1325 15.5000 9.5000 1.0000 I-2 2YR 2Y PP 1326 14.4000 8.4000 1.0000 I-1 2YR No PP 1327 14.1000 8.1000 1.0000 I-2 3YR 3Y PP 1328 18.0000 12.0000 1.0000 I-2 2YR No PP 1329 0.0000 0.0000 0.0000 I-2 3Y PP 1330 0.0000 0.0000 0.0000 I-1 No PP 1331 0.0000 0.0000 0.0000 I-1 No PP 1332 12.7500 6.7500 1.0000 I-1 2YR 2Y PP 1333 0.0000 0.0000 0.0000 I-1 3Y PP 1334 13.4000 7.4000 1.0000 I-1 3YR No PP 1335 15.5000 9.5000 1.0000 I-1 2YR No PP 1336 15.5000 9.5000 1.0000 I-1 3YR No PP 1337 14.1000 8.1000 1.0000 I-2 2YR 1Y PP 1338 13.8000 7.8000 1.0000 I-1 2YR 2Y PP 1339 0.0000 0.0000 0.0000 I-2 No PP 1340 0.0000 0.0000 0.0000 I-2 3Y PP 1341 16.0000 10.0000 1.0000 I-2 3YR No PP 1342 0.0000 0.0000 0.0000 I-2 3Y PP 1343 13.6500 7.6500 1.0000 I-1 2YR 2Y PP 1344 15.0000 9.0000 1.0000 I-2 2YR No PP 1345 0.0000 0.0000 0.0000 I-2 3Y PP 1346 12.9900 6.9900 1.0000 I-2 2YR 2Y PP 1347 0.0000 0.0000 0.0000 I-2 3Y PP 1348 0.0000 0.0000 0.0000 I-2 3Y PP 1349 14.2500 8.2500 1.0000 I-1 2YR 2Y PP 1350 14.9900 8.9900 1.0000 I-2 2YR 2Y PP 1351 14.2500 8.2500 1.0000 I-2 2YR 2Y PP 1352 13.0000 7.0000 1.0000 I-1 2YR 2Y PP 1353 0.0000 0.0000 0.0000 I-2 3Y PP 1354 0.0000 0.0000 0.0000 I-2 3Y PP 1355 0.0000 0.0000 0.0000 I-2 3Y PP 1356 0.0000 0.0000 0.0000 I-2 3Y PP 1357 13.9000 7.9000 1.0000 I-2 3YR 3Y PP 1358 14.8000 8.8000 1.0000 I-2 3YR No PP 1359 15.0000 9.0000 1.0000 I-2 2YR 2Y PP 1360 15.4000 9.4000 1.0000 I-2 3YR No PP 1361 0.0000 0.0000 0.0000 I-2 3Y PP 1362 14.0000 8.0000 1.0000 I-1 2YR 2Y PP 1363 13.1500 7.1500 1.0000 I-1 2YR 1Y PP 1364 0.0000 0.0000 0.0000 I-2 3Y PP 1365 13.1000 7.1000 1.0000 I-2 3YR 3Y PP 1366 0.0000 0.0000 0.0000 I-2 1Y PP 1367 12.9900 6.9900 1.0000 I-1 2YR No PP 1368 0.0000 0.0000 0.0000 I-2 No PP 1369 14.5000 8.5000 1.0000 I-2 3YR No PP 1370 0.0000 0.0000 0.0000 I-2 3Y PP 1371 0.0000 0.0000 0.0000 I-2 3Y PP 1372 0.0000 0.0000 0.0000 I-2 3Y PP 1373 17.0000 11.0000 1.0000 I-2 2YR No PP 1374 14.5500 8.5500 1.0000 I-1 2YR 2Y PP 1375 13.0000 7.0000 1.0000 I-2 3YR 3Y PP 1376 0.0000 0.0000 0.0000 I-2 No PP 1377 0.0000 0.0000 0.0000 I-2 3Y PP 1378 0.0000 0.0000 0.0000 I-2 3Y PP 1379 13.7500 7.7500 1.0000 I-1 2YR 2Y PP 1380 15.1500 9.1500 1.0000 I-2 2YR 2Y PP 1381 14.8500 8.8500 1.0000 I-2 2YR 2Y PP 1382 15.8000 9.8000 1.0000 I-1 3YR No PP 1383 14.1500 8.1500 1.0000 I-1 2YR 2Y PP 1384 0.0000 0.0000 0.0000 I-1 1Y PP 1385 14.4000 8.4000 1.0000 I-1 3YR No PP 1386 13.2000 7.2000 1.0000 I-1 3YR 3Y PP 1387 0.0000 0.0000 0.0000 I-2 1Y PP 1388 11.7500 5.7500 1.0000 I-1 2YR 2Y PP 1389 0.0000 0.0000 0.0000 I-2 No PP 1390 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 1391 0.0000 0.0000 0.0000 I-1 No PP 1392 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 1393 14.6500 8.6500 1.0000 I-1 2YR 2Y PP 1394 14.9000 8.9000 1.0000 I-1 3YR 3Y PP 1395 14.8000 8.8000 1.0000 I-1 2YR No PP 1396 15.5000 9.5000 1.0000 X-0 0XX 2.5Y PP 1397 15.9000 9.9000 1.0000 I-2 3YR No PP 1398 0.0000 0.0000 0.0000 I-1 3Y PP 1399 13.5000 7.5000 1.0000 I-2 2YR 2Y PP 1400 13.2500 7.2500 1.0000 I-1 2YR 2Y PP 1401 0.0000 0.0000 0.0000 I-2 No PP 1402 16.1500 10.1500 1.0000 I-2 2YR 2Y PP 1403 13.9500 7.9500 1.0000 I-1 2YR 2Y PP 1404 14.6500 8.6500 1.0000 I-1 3YR 3Y PP 1405 16.4000 10.4000 1.0000 I-2 3YR 3Y PP 1406 13.0000 7.0000 1.0000 I-2 3YR 3Y PP 1407 13.0000 7.0000 1.0000 I-2 2YR 2Y PP 1408 12.8500 6.8500 1.0000 I-1 2YR 2Y PP 1409 14.9500 8.9500 1.0000 I-2 2YR 1Y PP 1410 13.9000 7.9000 1.0000 I-1 3YR No PP 1411 12.8500 6.8500 1.0000 I-2 2YR 2Y PP 1412 0.0000 0.0000 0.0000 I-2 3Y PP 1413 14.5000 8.5000 1.0000 I-2 2YR 2Y PP 1414 0.0000 0.0000 0.0000 I-1 No PP 1415 14.8000 8.8000 1.0000 I-2 2YR 1Y PP 1416 13.1500 7.1500 1.0000 I-2 3YR No PP 1417 13.7000 7.7000 1.0000 I-1 2YR 2Y PP 1418 13.1250 7.1250 1.0000 I-1 3YR No PP 1419 13.7000 7.7000 1.0000 I-1 3YR 3Y PP 1420 0.0000 0.0000 0.0000 I-2 3Y PP 1421 0.0000 0.0000 0.0000 I-2 3Y PP 1422 16.4000 10.4000 1.0000 I-2 2YR No PP 1423 14.4500 8.4500 1.0000 I-1 2YR 2Y PP 1424 12.4500 6.4500 1.0000 I-1 2YR 2Y PP 1425 0.0000 0.0000 0.0000 I-1 No PP 1426 0.0000 0.0000 0.0000 I-1 3Y PP 1427 15.7000 9.7000 1.0000 I-1 2YR 1Y PP 1428 0.0000 0.0000 0.0000 I-1 3Y PP 1429 13.8000 7.8000 1.0000 I-2 3YR 3Y PP 1430 0.0000 0.0000 0.0000 I-2 1Y PP 1431 14.2500 8.2500 1.0000 I-2 2YR 2Y PP 1432 0.0000 0.0000 0.0000 I-1 3Y PP 1433 0.0000 0.0000 0.0000 I-2 3Y PP 1434 0.0000 0.0000 0.0000 I-2 3Y PP 1435 15.2750 9.2750 1.0000 I-2 2YR No PP 1436 14.7000 8.7000 1.0000 I-2 2YR No PP 1437 0.0000 0.0000 0.0000 I-2 3Y PP 1438 15.6500 9.6500 1.0000 I-2 2YR 2Y PP 1439 0.0000 0.0000 0.0000 I-2 2Y PP 1440 14.9500 8.9500 1.0000 I-1 2YR 2Y PP 1441 14.9500 8.9500 1.0000 I-2 2YR 2Y PP 1442 13.8120 7.8120 1.0000 I-2 2YR 2Y PP 1443 13.7500 7.7500 1.0000 I-2 2YR 2Y PP 1444 0.0000 0.0000 0.0000 I-2 3Y PP 1445 0.0000 0.0000 0.0000 I-2 3Y PP 1446 14.6000 8.6000 1.0000 I-2 2YR 2Y PP 1447 14.2000 8.2000 1.0000 I-1 2YR 2Y PP 1448 13.9900 7.9900 1.0000 I-1 2YR 2Y PP 1449 16.3000 10.3000 1.0000 I-2 2YR No PP 1450 15.7000 6.0000 1.0000 I-2 2YR 2Y PP 1451 14.9900 8.9900 1.0000 I-2 3YR No PP 1452 0.0000 0.0000 0.0000 I-2 No PP 1453 15.5500 9.5500 1.0000 I-1 3YR No PP 1454 14.6500 8.6500 1.0000 I-2 3YR No PP 1455 15.9500 9.9500 1.0000 I-2 2YR 2Y PP 1456 13.8500 7.8500 1.0000 I-2 3YR 3Y PP 1457 15.1000 9.1000 1.0000 I-1 3YR No PP 1458 16.7500 10.7500 1.0000 I-2 2YR No PP 1459 15.5000 9.5000 1.0000 I-1 2YR 2Y PP 1460 14.8500 8.8500 1.0000 I-1 2YR 2Y PP 1461 0.0000 0.0000 0.0000 I-1 2Y PP 1462 13.2500 7.2500 1.0000 I-1 3YR 3Y PP 1463 0.0000 0.0000 0.0000 I-1 No PP 1464 0.0000 0.0000 0.0000 I-1 3Y PP 1465 13.4500 7.4500 1.0000 I-2 2YR 2Y PP 1466 15.1500 9.1500 1.0000 I-1 2YR No PP 1467 0.0000 0.0000 0.0000 I-1 No PP 1468 0.0000 0.0000 0.0000 I-1 No PP 1469 14.9900 8.9900 1.0000 I-1 2YR 2Y PP 1470 0.0000 0.0000 0.0000 I-1 No PP 1471 16.2000 10.2000 1.0000 I-2 2YR 2Y PP 1472 16.3000 10.3000 1.0000 I-2 2YR 2Y PP 1473 15.5000 9.5000 1.0000 I-2 2YR No PP 1474 13.4900 7.4900 1.0000 I-2 2YR 2Y PP 1475 0.0000 0.0000 0.0000 I-2 1Y PP 1476 14.9500 8.9500 1.0000 I-1 2YR 2Y PP 1477 0.0000 0.0000 0.0000 I-1 No PP 1478 0.0000 0.0000 0.0000 I-1 No PP 1479 16.7500 10.7500 1.0000 I-2 3YR No PP 1480 0.0000 0.0000 0.0000 I-1 No PP 1481 0.0000 0.0000 0.0000 I-1 No PP 1482 0.0000 0.0000 0.0000 I-1 No PP 1483 0.0000 0.0000 0.0000 I-2 3Y PP 1484 0.0000 0.0000 0.0000 I-2 1Y PP 1485 0.0000 0.0000 0.0000 I-2 No PP 1486 0.0000 0.0000 0.0000 I-1 No PP 1487 15.8500 9.8500 1.0000 I-2 2YR No PP 1488 15.7000 9.7000 1.0000 I-2 2YR No PP 1489 0.0000 0.0000 0.0000 I-1 1Y PP 1490 0.0000 0.0000 0.0000 I-1 1Y PP 1491 15.5000 9.5000 1.0000 I-1 2YR 2Y PP 1492 0.0000 0.0000 0.0000 I-2 3Y PP 1493 0.0000 0.0000 0.0000 I-1 3Y PP 1494 0.0000 0.0000 0.0000 I-1 No PP 1495 13.7000 7.7000 1.0000 I-2 2YR 1Y PP 1496 13.9900 7.9900 1.0000 I-2 3YR No PP 1497 0.0000 0.0000 0.0000 I-1 No PP 1498 14.5000 8.5000 1.0000 I-1 3YR 3Y PP 1499 13.8500 7.8500 1.0000 I-1 2YR 2Y PP 1500 16.8500 10.8500 1.0000 I-1 2YR 1Y PP 1501 0.0000 0.0000 0.0000 I-1 No PP 1502 16.4900 10.4900 1.0000 I-1 2YR 2Y PP 1503 0.0000 0.0000 0.0000 I-1 No PP 1504 0.0000 0.0000 0.0000 I-1 No PP 1505 0.0000 0.0000 0.0000 I-2 3Y PP 1506 0.0000 0.0000 0.0000 I-1 No PP 1507 18.8370 12.8370 1.0000 I-2 3YR No PP 1508 0.0000 0.0000 0.0000 I-1 1Y PP 1509 0.0000 0.0000 0.0000 I-2 No PP 1510 14.9900 8.9900 1.0000 I-2 2YR No PP 1511 14.4000 8.4000 1.0000 I-1 3YR No PP 1512 15.4000 9.4000 1.0000 I-2 2YR No PP 1513 16.1030 10.1030 1.0000 I-1 2YR 1Y PP 1514 0.0000 0.0000 0.0000 I-1 No PP 1515 13.9900 7.9900 1.0000 I-2 2YR 2Y PP 1516 0.0000 0.0000 0.0000 I-1 No PP 1517 0.0000 0.0000 0.0000 I-1 No PP 1518 14.9900 8.9900 1.0000 I-2 2YR No PP 1519 0.0000 0.0000 0.0000 I-1 No PP 1520 16.2000 10.2000 1.0000 I-1 2YR No PP 1521 0.0000 0.0000 0.0000 I-1 No PP 1522 17.6500 11.6500 1.0000 I-2 2YR No PP 1523 0.0000 0.0000 0.0000 I-1 No PP 1524 14.5000 8.5000 1.0000 I-1 2YR No PP 1525 0.0000 0.0000 0.0000 I-1 No PP 1526 13.5500 7.5500 1.0000 I-2 2YR 3Y PP 1527 16.7500 10.7500 1.0000 I-2 2YR 1Y PP 1528 14.8000 8.8000 1.0000 I-1 2YR No PP 1529 0.0000 0.0000 0.0000 I-2 No PP 1530 16.2250 10.2250 1.0000 II 2YR 2Y PP 1531 15.9000 9.9000 1.0000 II 2YR 2Y PP 1532 15.5000 9.5000 1.0000 II 3YR No PP 1533 16.3500 10.3500 1.0000 II 2YR 2Y PP 1534 14.5000 8.5000 1.0000 II 2YR 2Y PP 1535 15.4000 9.4000 1.0000 II 2YR 1Y PP 1536 14.7000 8.7000 1.0000 II 2YR 2Y PP 1537 14.2500 8.2500 1.0000 II 2YR 2Y PP 1538 0.0000 0.0000 0.0000 II 3Y PP 1539 0.0000 0.0000 0.0000 II 2Y PP 1540 16.7050 10.7050 1.0000 II 2YR No PP 1541 13.2500 7.2500 1.0000 II 3YR No PP 1542 13.8750 7.8750 1.0000 II 3YR 3Y PP 1543 14.7500 8.7500 1.0000 II 2YR 2Y PP 1544 14.3000 8.3000 1.0000 II 3YR 3Y PP 1545 14.5500 8.5500 1.0000 II 2YR 3Y PP 1546 15.7000 9.7000 1.0000 II 2YR 2Y PP 1547 14.3000 8.3000 1.0000 II 2YR 2Y PP 1548 15.5250 9.5250 1.0000 II 2YR 2Y PP 1549 14.2000 8.2000 1.0000 II 2YR 2Y PP 1550 16.3500 10.3500 1.0000 II 2YR 2Y PP 1551 15.7000 9.7000 1.0000 II 2YR 3Y PP 1552 15.8000 9.8000 1.0000 II 2YR 2Y PP 1553 0.0000 0.0000 0.0000 II 3Y PP 1554 0.0000 0.0000 0.0000 II 3Y PP 1555 17.1500 11.1500 1.0000 II 2YR 2Y PP 1556 13.3500 7.3500 1.0000 II 2YR 2Y PP 1557 14.8000 8.8000 1.0000 II 2YR 2Y PP 1558 16.9000 10.9000 1.0000 II 2YR 2Y PP 1559 13.8500 7.8500 1.0000 II 2YR 2Y PP 1560 15.5500 9.5500 1.0000 II 2YR 2Y PP 1561 13.3500 7.3500 1.0000 II 2YR 2Y PP 1562 16.1500 10.1500 1.0000 II 2YR 2Y PP 1563 15.5500 9.5500 1.0000 II 2YR 2Y PP 1564 14.4500 8.4500 1.0000 II 2YR 2Y PP 1565 14.6000 8.6000 1.0000 II 2YR 2Y PP 1566 14.5000 8.5000 1.0000 II 2YR 2Y PP 1567 13.6000 7.6000 1.0000 II 2YR 2Y PP 1568 14.9800 8.9800 1.0000 II 2YR 2Y PP 1569 14.5000 8.5000 1.0000 II 2YR 2Y PP 1570 0.0000 0.0000 0.0000 II 2Y PP 1571 13.7010 7.7010 1.0000 II 2YR 2Y PP 1572 16.5500 10.5500 1.0000 II 2YR 2Y PP 1573 0.0000 0.0000 0.0000 II 3Y PP 1574 0.0000 0.0000 0.0000 II 1Y PP 1575 13.5000 7.5000 1.0000 II 2YR 2Y PP 1576 14.6000 8.6000 1.0000 II 2YR 2Y PP 1577 15.3750 9.3750 1.0000 II 2YR 2Y PP 1578 17.4000 11.4000 1.0000 II 2YR 2Y PP 1579 15.5000 9.5000 1.0000 II 2YR 3Y PP 1580 12.9900 6.9900 1.0000 II 3YR No PP 1581 14.6500 8.6500 1.0000 II 2YR 2Y PP 1582 15.1000 9.1000 1.0000 II 2YR 2Y PP 1583 17.9250 11.9250 1.0000 II 3YR 3Y PP 1584 16.0000 10.0000 1.0000 II 3YR 3Y PP 1585 15.2000 9.2000 1.0000 II 3YR 3Y PP 1586 14.5500 8.5500 1.0000 II 2YR No PP 1587 14.8500 8.8500 1.0000 II 2YR 2Y PP 1588 13.2500 7.2500 1.0000 II 2YR 2Y PP 1589 15.3000 9.3000 1.0000 II 3YR No PP 1590 14.3500 8.3500 1.0000 II 2YR 2Y PP 1591 13.6000 7.6000 1.0000 II 2YR 2Y PP 1592 13.7500 7.7500 1.0000 II 2YR 2Y PP 1593 14.9000 8.9000 1.0000 II 2YR 2Y PP 1594 14.0000 8.0000 1.0000 II 2YR 2Y PP 1595 15.9900 9.9900 1.0000 II 2YR 2Y PP 1596 13.5000 7.5000 1.0000 II 2YR 2Y PP 1597 14.5000 8.5000 1.0000 II 2YR 2Y PP 1598 15.4000 9.4000 1.0000 II 2YR 2Y PP 1599 0.0000 0.0000 0.0000 II 3Y PP 1600 15.7000 9.7000 1.0000 II 3YR 3Y PP 1601 16.5000 10.5000 1.0000 II 2YR 2Y PP 1602 14.2500 8.2500 1.0000 II 3YR 3Y PP 1603 14.8750 8.8750 1.0000 II 2YR 2Y PP 1604 16.5000 10.5000 1.0000 II 2YR No PP 1605 13.8000 7.8000 1.0000 II 2YR 2Y PP 1606 13.9900 7.9900 1.0000 II 2YR 2Y PP 1607 14.2500 8.2500 1.0000 II 2YR 2Y PP 1608 0.0000 0.0000 0.0000 II 3Y PP 1609 17.0500 11.0500 1.0000 II 2YR 2Y PP 1610 0.0000 0.0000 0.0000 II No PP 1611 13.5000 7.5000 1.0000 II 2YR No PP 1612 14.8500 8.8500 1.0000 II 3YR No PP 1613 13.1250 7.1250 1.0000 II 3YR No PP 1614 14.8000 8.8000 1.0000 II 2YR 2Y PP 1615 13.3000 7.3000 1.0000 II 3YR No PP 1616 15.5000 9.5000 1.0000 II 2YR 2Y PP 1617 16.3000 10.3000 1.0000 II 2YR 2Y PP 1618 14.1000 8.1000 1.0000 II 2YR 2Y PP 1619 14.7100 8.7100 1.0000 II 2YR 2Y PP 1620 12.9900 6.9900 1.0000 II 2YR 2Y PP 1621 13.9000 7.9000 1.0000 II 2YR 2Y PP 1622 13.8000 7.8000 1.0000 II 2YR 2Y PP 1623 0.0000 0.0000 0.0000 II 3Y PP 1624 15.8000 9.8000 1.0000 II 2YR 2Y PP 1625 14.6500 8.6500 1.0000 II 2YR 2Y PP 1626 14.3000 8.3000 1.0000 II 2YR 2Y PP 1627 15.7500 9.7500 1.0000 II 2YR 2Y PP 1628 15.8000 9.8000 1.0000 II 2YR 2Y PP 1629 15.1500 9.1500 1.0000 II 2YR 2Y PP 1630 14.6000 8.6000 1.0000 II 3YR No PP 1631 14.3000 8.3000 1.0000 II 3YR No PP 1632 15.0000 9.0000 1.0000 II 2YR 2Y PP 1633 0.0000 0.0000 0.0000 II 3Y PP 1634 14.4000 8.4000 1.0000 II 2YR 2Y PP 1635 13.7500 7.7500 1.0000 II 2YR 2Y PP 1636 15.2500 9.2500 1.0000 II 2YR 2Y PP 1637 13.7500 7.7500 1.0000 II 2YR No PP 1638 13.7600 7.7600 1.0000 II 2YR 2Y PP 1639 13.2500 7.2500 1.0000 II 2YR 2Y PP 1640 15.3500 9.3500 1.0000 II 2YR 2Y PP 1641 14.9900 8.9900 1.0000 II 2YR 2Y PP 1642 14.2500 8.2500 1.0000 II 2YR 2Y PP 1643 15.8000 9.8000 1.0000 II 2YR 2Y PP 1644 13.6500 7.6500 1.0000 II 2YR 2Y PP 1645 15.9500 9.9500 1.0000 II 2YR 2Y PP 1646 16.2500 10.2500 1.0000 II 3YR No PP 1647 0.0000 0.0000 0.0000 II 3Y PP 1648 14.8150 8.8150 1.0000 II 2YR 2Y PP 1649 14.9880 8.9880 1.0000 II 2YR 2Y PP 1650 15.2500 9.2500 1.0000 II 2YR 2Y PP 1651 0.0000 0.0000 0.0000 II 1Y PP 1652 16.1500 10.1500 1.0000 II 2YR 2Y PP 1653 14.9900 8.9900 1.0000 II 2YR 2Y PP 1654 14.7000 8.7000 1.0000 II 3YR No PP 1655 14.8000 8.8000 1.0000 II 2YR No PP 1656 13.0000 7.0000 1.0000 II 2YR 2Y PP 1657 15.5500 9.5500 1.0000 II 2YR 2Y PP 1658 13.3500 7.3500 1.0000 II 2YR 2Y PP 1659 14.1000 8.1000 1.0000 II 3YR 3Y PP 1660 14.1500 8.1500 1.0000 II 2YR 2Y PP 1661 13.8500 7.8500 1.0000 II 2YR 2Y PP 1662 17.2500 11.2500 1.0000 II 2YR No PP 1663 14.8000 8.8000 1.0000 II 3YR No PP 1664 14.8000 8.8000 1.0000 II 3YR 3Y PP 1665 14.5500 8.5500 1.0000 II 2YR 2Y PP 1666 14.9900 8.9900 1.0000 II 2YR 2Y PP 1667 15.3000 9.3000 1.0000 II 2YR 2Y PP 1668 15.4000 9.4000 1.0000 II 2YR 2Y PP 1669 16.5000 10.5000 1.0000 II 2YR 2Y PP 1670 14.4000 8.4000 1.0000 II 2YR 2Y PP 1671 14.0000 8.0000 1.0000 II 2YR 2Y PP 1672 0.0000 0.0000 0.0000 II 3Y PP 1673 13.8400 7.8400 1.0000 II 2YR 2Y PP 1674 15.5000 9.5000 1.0000 II 2YR No PP 1675 14.5000 8.5000 1.0000 II 2YR 2Y PP 1676 0.0000 0.0000 0.0000 II No PP 1677 0.0000 0.0000 0.0000 II 3Y PP 1678 0.0000 0.0000 0.0000 II 3Y PP 1679 15.9500 9.9500 1.0000 II 3YR No PP 1680 15.7500 9.7500 1.0000 II 3YR No PP 1681 14.9750 8.9750 1.0000 II 2YR 2Y PP 1682 13.8000 7.8000 1.0000 II 2YR 2Y PP 1683 14.7000 8.7000 1.0000 II 2YR 2Y PP 1684 14.6500 8.6500 1.0000 II 2YR 2Y PP 1685 14.1000 8.1000 1.0000 II 2YR 2Y PP 1686 14.7000 8.7000 1.0000 II 2YR 2Y PP 1687 15.0000 9.0000 1.0000 II 2YR 2Y PP 1688 13.7500 7.7500 1.0000 II 2YR 2Y PP 1689 15.8500 9.8500 1.0000 II 2YR 2Y PP 1690 14.1000 8.1000 1.0000 II 3YR No PP 1691 0.0000 0.0000 0.0000 II 3Y PP 1692 13.7500 7.7500 1.0000 II 2YR 2Y PP 1693 15.9900 9.9900 1.0000 II 2YR 2Y PP 1694 14.0400 8.0400 1.0000 II 3YR 3Y PP 1695 13.6000 7.6000 1.0000 II 2YR No PP 1696 16.8000 10.8000 1.0000 II 2YR 2Y PP 1697 13.2000 7.2000 1.0000 II 2YR 2Y PP 1698 14.9900 8.9900 1.0000 II 2YR 2Y PP 1699 13.6500 7.6500 1.0000 II 2YR 3Y PP 1700 0.0000 0.0000 0.0000 II No PP 1701 15.5000 9.5000 1.0000 II 3YR 3Y PP 1702 0.0000 0.0000 0.0000 II 3Y PP 1703 14.1500 8.1500 1.0000 II 2YR 2Y PP 1704 14.0000 8.0000 1.0000 II 2YR 2Y PP 1705 15.4000 9.4000 1.0000 II 3YR No PP 1706 14.9000 8.9000 1.0000 II 2YR 1Y PP 1707 14.0000 8.0000 1.0000 II 3YR No PP 1708 15.6500 9.6500 1.0000 II 2YR 2Y PP 1709 13.9900 7.9900 1.0000 II 2YR 2Y PP 1710 15.4500 9.4500 1.0000 II 2YR 2Y PP 1711 16.2500 10.2500 1.0000 II 2YR 2Y PP 1712 14.3750 8.3750 1.0000 II 2YR 2Y PP 1713 13.5000 7.5000 1.0000 II 2YR No PP 1714 14.8500 8.8500 1.0000 II 2YR 2Y PP 1715 0.0000 0.0000 0.0000 II 3Y PP 1716 0.0000 0.0000 0.0000 II 3Y PP 1717 15.2000 9.2000 1.0000 II 2YR 2Y PP 1718 14.2500 8.2500 1.0000 II 2YR No PP 1719 13.7500 7.7500 1.0000 II 3YR 3Y PP 1720 15.6000 9.6000 1.0000 II 2YR 2Y PP 1721 13.7500 7.7500 1.0000 II 2YR 2Y PP 1722 15.0000 9.0000 1.0000 II 3YR No PP 1723 15.1000 9.1000 1.0000 II 2YR 2Y PP 1724 14.5000 8.5000 1.0000 II 2YR 2Y PP 1725 16.0000 10.0000 1.0000 II 2YR 2Y PP 1726 15.4900 9.4900 1.0000 II 2YR 2Y PP 1727 14.1500 8.1500 1.0000 II 2YR 2Y PP 1728 14.1500 8.1500 1.0000 II 2YR 2Y PP 1729 14.5000 8.5000 1.0000 II 2YR 2Y PP 1730 15.7000 9.7000 1.0000 II 2YR 1Y PP 1731 15.6000 9.6000 1.0000 II 2YR 2Y PP 1732 14.7500 8.7500 1.0000 II 2YR 2Y PP 1733 15.7500 9.7500 1.0000 II 2YR 2Y PP 1734 13.5500 7.5500 1.0000 II 2YR 2Y PP 1735 0.0000 0.0000 0.0000 II 3Y PP 1736 15.1500 9.1500 1.0000 II 2YR 2Y PP 1737 15.0500 9.0500 1.0000 II 3YR No PP 1738 14.5500 8.5500 1.0000 II 2YR 2Y PP 1739 0.0000 0.0000 0.0000 II 3Y PP 1740 13.7500 7.7500 1.0000 II 3YR 3Y PP 1741 14.9900 8.9900 1.0000 II 2YR 2Y PP 1742 0.0000 0.0000 0.0000 II No PP 1743 13.9000 7.9000 1.0000 II 2YR 2Y PP 1744 15.8000 9.8000 1.0000 II 2YR 1Y PP 1745 14.9000 8.9000 1.0000 II 2YR 2Y PP 1746 14.1500 8.1500 1.0000 II 2YR 1Y PP 1747 13.2500 7.2500 1.0000 II 2YR 2Y PP 1748 15.8000 9.8000 1.0000 II 2YR 2Y PP 1749 15.9500 9.9500 1.0000 II 2YR 2Y PP 1750 14.8500 8.8500 1.0000 II 2YR 2Y PP 1751 14.7500 8.7500 1.0000 II 2YR 2Y PP 1752 15.9900 9.9900 1.0000 II 2YR 2Y PP 1753 14.3000 8.3000 1.0000 II 2YR 3Y PP 1754 15.1500 9.1500 1.0000 II 2YR 3Y PP 1755 15.9500 9.9500 1.0000 II 3YR 3Y PP 1756 14.2500 8.2500 1.0000 II 3YR No PP 1757 0.0000 0.0000 0.0000 II 3Y PP 1758 15.7500 9.7500 1.0000 II 2YR 2Y PP 1759 14.2500 8.2500 1.0000 II 2YR 2Y PP 1760 16.5500 10.5500 1.0000 II 3YR No PP 1761 14.6000 8.6000 1.0000 II 2YR 2Y PP 1762 15.8500 9.8500 1.0000 II 2YR 2Y PP 1763 14.9500 8.9500 1.0000 II 2YR 2Y PP 1764 14.5000 8.5000 1.0000 II 2YR 2Y PP 1765 14.6500 8.6500 1.0000 II 2YR 2Y PP 1766 14.6500 8.6500 1.0000 II 3YR 3Y PP 1767 14.5500 8.5500 1.0000 II 2YR No PP 1768 14.9500 8.9500 1.0000 II 2YR 2Y PP 1769 14.3000 8.3000 1.0000 II 2YR 2Y PP 1770 13.7500 7.7500 1.0000 II 2YR 2Y PP 1771 14.6000 8.6000 1.0000 II 2YR 1Y PP 1772 17.1000 11.1000 1.0000 II 2YR 2Y PP 1773 15.6500 9.6500 1.0000 II 2YR 2Y PP 1774 13.9500 7.9500 1.0000 II 2YR 1Y PP 1775 16.9000 10.9000 1.0000 II 2YR 2Y PP 1776 13.6500 7.6500 1.0000 II 3YR No PP 1777 16.3500 10.3500 1.0000 II 2YR 2Y PP 1778 14.6500 8.6500 1.0000 II 2YR 2Y PP 1779 14.0000 8.0000 1.0000 II 2YR 2Y PP 1780 0.0000 0.0000 0.0000 II 1Y PP 1781 0.0000 0.0000 0.0000 II 3Y PP 1782 13.2000 7.2000 1.0000 II 2YR 2Y PP 1783 13.8000 7.8000 1.0000 II 2YR 2Y PP 1784 14.5500 8.5500 1.0000 II 2YR 1Y PP 1785 15.0500 9.0500 1.0000 II 2YR 2Y PP 1786 15.6500 9.6500 1.0000 II 2YR 2Y PP 1787 13.9000 7.9000 1.0000 II 2YR 2Y PP 1788 0.0000 0.0000 0.0000 II 3Y PP 1789 14.6500 8.6500 1.0000 II 2YR 2Y PP 1790 13.6500 7.6500 1.0000 II 2YR 2Y PP 1791 14.3000 8.3000 1.0000 II 2YR 2Y PP 1792 15.2000 9.2000 1.0000 II 2YR 2Y PP 1793 14.2500 8.2500 1.0000 II 2YR 1Y PP 1794 13.6000 7.6000 1.0000 II 3YR 3Y PP 1795 14.1500 8.1500 1.0000 II 2YR 2Y PP 1796 15.3500 9.3500 1.0000 II 2YR 2Y PP 1797 14.8500 8.8500 1.0000 II 2YR 2Y PP 1798 15.9000 9.9000 1.0000 II 2YR 2Y PP 1799 15.8010 9.8010 1.0000 II 2YR 2Y PP 1800 15.8500 9.8500 1.0000 II 3YR 3Y PP 1801 13.7000 7.7000 1.0000 II 2YR No PP 1802 13.8500 7.8500 1.0000 II 2YR 2Y PP 1803 12.6500 6.6500 1.0000 II 3YR 3Y PP 1804 15.8000 9.8000 1.0000 II 3YR No PP 1805 15.1750 9.1750 1.0000 II 2YR 2Y PP 1806 14.7500 8.7500 1.0000 II 2YR 2Y PP 1807 13.9900 7.9900 1.0000 II 2YR 2Y PP 1808 14.4900 8.4900 1.0000 II 2YR 2Y PP 1809 14.1000 8.1000 1.0000 II 2YR 3Y PP 1810 0.0000 0.0000 0.0000 II 2Y PP 1811 13.2500 7.2500 1.0000 II 2YR 2Y PP 1812 16.3000 10.3000 1.0000 II 2YR 2Y PP 1813 0.0000 0.0000 0.0000 II 3Y PP 1814 14.7500 8.7500 1.0000 II 2YR 2Y PP 1815 14.7500 8.7500 1.0000 II 2YR 2Y PP 1816 15.4500 9.4500 1.0000 II 2YR No PP 1817 14.6000 8.6000 1.0000 II 2YR 2Y PP 1818 13.6250 7.6250 1.0000 II 2YR 2Y PP 1819 15.7000 9.7000 1.0000 II 2YR 2Y PP 1820 15.3500 9.3500 1.0000 II 2YR 1Y PP 1821 14.3100 8.3100 1.0000 II 2YR 2Y PP 1822 13.0000 7.0000 1.0000 II 3YR 3Y PP 1823 14.4000 8.4000 1.0000 II 2YR 2Y PP 1824 14.7500 8.7500 1.0000 II 2YR 2Y PP 1825 15.3000 9.3000 1.0000 II 2YR 2Y PP 1826 13.6000 7.6000 1.0000 II 2YR 2Y PP 1827 15.7500 9.7500 1.0000 II 2YR 2Y PP 1828 14.7500 8.7500 1.0000 II 2YR 2Y PP 1829 15.2500 9.2500 1.0000 II 2YR 2Y PP 1830 13.7500 7.7500 1.0000 II 3YR 3Y PP 1831 14.5000 8.5000 1.0000 II 2YR No PP 1832 14.6500 8.6500 1.0000 II 2YR 2Y PP 1833 15.3000 9.3000 1.0000 II 2YR 2Y PP 1834 0.0000 0.0000 0.0000 II 1Y PP 1835 15.4000 9.4000 1.0000 II 2YR 2Y PP 1836 14.1500 8.1500 1.0000 II 2YR 2Y PP 1837 13.6000 7.6000 1.0000 II 3YR No PP 1838 15.0000 9.0000 1.0000 II 2YR 2Y PP 1839 14.1500 8.1500 1.0000 II 2YR No PP 1840 15.0500 9.0500 1.0000 II 2YR 2Y PP 1841 15.3250 9.3250 1.0000 II 2YR 2Y PP 1842 16.0000 10.0000 1.0000 II 2YR 2Y PP 1843 13.9000 7.9000 1.0000 II 2YR 1Y PP 1844 16.7000 10.7000 1.0000 II 2YR 2Y PP 1845 14.9900 8.9900 1.0000 II 2YR 2Y PP 1846 16.3500 10.3500 1.0000 II 2YR 2Y PP 1847 17.7000 11.7000 1.0000 II 2YR 2Y PP 1848 13.2500 7.2500 1.0000 II 2YR 2Y PP 1849 15.1500 9.1500 1.0000 II 3YR 3Y PP 1850 15.1000 9.1000 1.0000 II 2YR 2Y PP 1851 14.5000 8.5000 1.0000 II 3YR 3Y PP 1852 15.6000 9.6000 1.0000 II 2YR 2Y PP 1853 15.3000 9.3000 1.0000 II 2YR 1Y PP 1854 14.5000 8.5000 1.0000 II 2YR 2Y PP 1855 16.0500 10.0500 1.0000 II 3YR No PP 1856 14.2000 8.2000 1.0000 II 2YR No PP 1857 16.8000 10.8000 1.0000 II 2YR 2Y PP 1858 13.7500 7.7500 1.0000 II 3YR No PP 1859 0.0000 0.0000 0.0000 II 3Y PP 1860 14.2000 8.2000 1.0000 II 3YR No PP 1861 14.4900 8.4900 1.0000 II 2YR 2Y PP 1862 13.7000 7.7000 1.0000 II 3YR 3Y PP 1863 14.5000 8.5000 1.0000 II 2YR 1Y PP 1864 14.9900 8.9900 1.0000 II 2YR 2Y PP 1865 15.7500 9.7500 1.0000 II 3YR No PP 1866 16.2500 10.2500 1.0000 II 2YR 2Y PP 1867 15.2250 9.2250 1.0000 II 2YR 2Y PP 1868 14.6500 8.6500 1.0000 II 2YR 2Y PP 1869 13.7500 7.7500 1.0000 II 2YR 3Y PP 1870 13.5000 7.5000 1.0000 II 3YR No PP 1871 15.4750 9.4750 1.0000 II 2YR 2Y PP 1872 14.5000 8.5000 1.0000 II 3YR No PP 1873 15.3370 9.3370 1.0000 II 2YR 2Y PP 1874 14.9900 8.9900 1.0000 II 2YR 2Y PP 1875 14.5000 8.5000 1.0000 II 3YR 3Y PP 1876 14.9900 8.9900 1.0000 II 2YR 2Y PP 1877 13.7000 7.7000 1.0000 II 2YR 2Y PP 1878 14.7000 8.7000 1.0000 II 2YR 2Y PP 1879 14.5500 8.5500 1.0000 II 2YR 2Y PP 1880 13.9900 7.9900 1.0000 II 2YR 3Y PP 1881 15.3500 9.3500 1.0000 II 2YR 3Y PP 1882 13.7000 7.7000 1.0000 II 2YR 2Y PP 1883 15.1000 9.1000 1.0000 II 2YR 2Y PP 1884 14.5500 8.5500 1.0000 II 3YR 3Y PP 1885 15.3000 9.3000 1.0000 II 2YR 2Y PP 1886 13.7000 7.7000 1.0000 II 2YR No PP 1887 14.5000 8.5000 1.0000 II 2YR 2Y PP 1888 14.5000 8.5000 1.0000 II 3YR No PP 1889 15.6500 9.6500 1.0000 II 2YR 2Y PP 1890 14.9500 8.9500 1.0000 II 2YR 2Y PP 1891 13.6000 7.6000 1.0000 II 3YR No PP 1892 14.3500 8.3500 1.0000 II 3YR No PP 1893 14.4500 8.4500 1.0000 II 2YR 2Y PP 1894 0.0000 0.0000 0.0000 II 3Y PP 1895 13.5500 7.5500 1.0000 II 2YR 2Y PP 1896 16.0000 10.0000 1.0000 II 2YR 2Y PP 1897 14.5000 8.5000 1.0000 II 2YR 2Y PP 1898 14.2500 8.2500 1.0000 II 2YR 2Y PP 1899 15.3500 9.3500 1.0000 II 2YR 2Y PP 1900 14.9500 8.9500 1.0000 II 2YR 3Y PP 1901 14.8000 8.8000 1.0000 II 2YR 2Y PP 1902 16.5000 10.5000 1.0000 II 2YR 2Y PP 1903 0.0000 0.0000 0.0000 II No PP 1904 14.5000 8.5000 1.0000 II 2YR No PP 1905 14.7500 8.7500 1.0000 II 2YR 2Y PP 1906 15.2500 9.2500 1.0000 II 2YR No PP 1907 15.8750 9.8750 1.0000 II 2YR No PP 1908 14.7500 8.7500 1.0000 II 2YR 2Y PP 1909 0.0000 0.0000 0.0000 II 3Y PP 1910 14.2500 8.2500 1.0000 II 2YR 2Y PP 1911 15.9900 9.9900 1.0000 II 2YR 2Y PP 1912 14.5500 8.5500 1.0000 II 2YR 2Y PP 1913 14.9870 8.9870 1.0000 II 2YR 2Y PP 1914 12.9900 6.9900 1.0000 II 3YR 3Y PP 1915 14.8000 8.8000 1.0000 II 2YR 2Y PP 1916 13.2500 7.2500 1.0000 II 3YR 3Y PP 1917 13.9900 7.9900 1.0000 II 2YR 2Y PP 1918 0.0000 0.0000 0.0000 II 3Y PP 1919 13.9900 7.9900 1.0000 II 2YR No PP 1920 15.1500 9.1500 1.0000 II 2YR 2Y PP 1921 14.1500 8.1500 1.0000 II 2YR 2Y PP 1922 17.6000 11.6000 1.0000 II 2YR 1Y PP 1923 13.9000 7.9000 1.0000 II 2YR 2Y PP 1924 14.3500 8.3500 1.0000 II 2YR 2Y PP 1925 14.3000 8.3000 1.0000 II 2YR 2Y PP 1926 13.9000 7.9000 1.0000 II 2YR 2Y PP 1927 13.9000 7.9000 1.0000 II 2YR 2Y PP 1928 15.2000 9.2000 1.0000 II 2YR 2Y PP 1929 14.4500 8.4500 1.0000 II 2YR No PP 1930 13.9900 7.9900 1.0000 II 3YR No PP 1931 14.6000 8.6000 1.0000 II 2YR 2Y PP 1932 13.6000 7.6000 1.0000 II 3YR No PP 1933 13.5000 7.5000 1.0000 II 2YR 3Y PP 1934 14.7000 8.7000 1.0000 II 2YR No PP 1935 13.3500 7.3500 1.0000 II 2YR 2Y PP 1936 15.3000 9.3000 1.0000 II 3YR No PP 1937 13.8900 7.8900 1.0000 II 2YR 2Y PP 1938 15.9000 9.9000 1.0000 II 2YR 2Y PP 1939 0.0000 0.0000 0.0000 II No PP 1940 16.3000 10.3000 1.0000 II 2YR No PP 1941 16.3130 10.3130 1.0000 II 3YR 3Y PP 1942 12.6500 6.6500 1.0000 II 2YR 2Y PP 1943 15.2500 9.2500 1.0000 II 2YR 2Y PP 1944 16.8500 10.8500 1.0000 II 2YR 2Y PP 1945 14.4900 8.4900 1.0000 II 2YR No PP 1946 14.4500 8.4500 1.0000 II 3YR No PP 1947 15.3750 9.3750 1.0000 II 2YR 2Y PP 1948 14.9900 8.9900 1.0000 II 2YR 2Y PP 1949 14.9500 8.9500 1.0000 II 2YR 2Y PP 1950 14.6500 8.6500 1.0000 II 2YR 2Y PP 1951 14.9000 8.9000 1.0000 II 2YR 2Y PP 1952 15.6250 9.6250 1.0000 II 2YR No PP 1953 14.4900 8.4900 1.0000 II 3YR No PP 1954 13.8500 7.8500 1.0000 II 2YR 3Y PP 1955 13.7500 7.7500 1.0000 II 2YR No PP 1956 13.5000 7.5000 1.0000 II 3YR 3Y PP 1957 13.7500 7.7500 1.0000 II 2YR 2Y PP 1958 14.5000 8.5000 1.0000 II 2YR 2Y PP 1959 15.7500 9.7500 1.0000 II 2YR 2Y PP 1960 14.6000 8.6000 1.0000 II 2YR 2Y PP 1961 14.7000 8.7000 1.0000 II 3YR No PP 1962 0.0000 0.0000 0.0000 II 1Y PP 1963 13.7750 7.7750 1.0000 II 2YR 2Y PP 1964 13.5000 7.5000 1.0000 II 2YR 2Y PP 1965 15.7000 9.7000 1.0000 II 2YR 2Y PP 1966 15.0000 9.0000 1.0000 II 3YR No PP 1967 13.2500 7.2500 1.0000 II 2YR 2Y PP 1968 0.0000 0.0000 0.0000 II 3Y PP 1969 14.0500 8.0500 1.0000 II 2YR 2Y PP 1970 12.3500 6.3500 1.0000 II 2YR 2Y PP 1971 15.8750 9.8750 1.0000 II 2YR 2Y PP 1972 14.9630 8.9630 1.0000 II 3YR No PP 1973 14.3500 8.3500 1.0000 II 3YR 3Y PP 1974 14.9900 8.9900 1.0000 II 2YR 2Y PP 1975 13.4500 7.4500 1.0000 II 2YR 2Y PP 1976 14.1000 8.1000 1.0000 II 2YR No PP 1977 14.5600 8.5600 1.0000 II 2YR 2Y PP 1978 15.0500 9.0500 1.0000 II 2YR 1Y PP 1979 15.3000 9.3000 1.0000 II 2YR 1Y PP 1980 15.0500 9.0500 1.0000 II 2YR 2Y PP 1981 14.2000 8.2000 1.0000 II 2YR 1Y PP 1982 14.7000 8.7000 1.0000 II 2YR 2Y PP 1983 16.1000 10.1000 1.0000 II 2YR 2Y PP 1984 14.4000 8.4000 1.0000 II 3YR No PP 1985 14.7000 8.7000 1.0000 II 3YR 3Y PP 1986 13.9900 7.9900 1.0000 II 3YR No PP 1987 15.3500 9.3500 1.0000 II 2YR 2Y PP 1988 15.4500 9.4500 1.0000 II 2YR 3Y PP 1989 14.7000 8.7000 1.0000 II 2YR No PP 1990 13.9900 7.9900 1.0000 II 2YR No PP 1991 14.9000 8.9000 1.0000 II 3YR No PP 1992 14.7000 8.7000 1.0000 II 2YR 2Y PP 1993 13.3500 7.3500 1.0000 II 2YR 2Y PP 1994 14.8000 8.8000 1.0000 II 3YR No PP 1995 14.8000 8.8000 1.0000 II 2YR 3Y PP 1996 15.7000 9.7000 1.0000 II 2YR 2Y PP 1997 15.5500 9.5500 1.0000 II 2YR No PP 1998 14.6000 8.6000 1.0000 II 2YR 2Y PP 1999 15.2000 9.2000 1.0000 II 2YR 2Y PP 2000 15.6000 9.6000 1.0000 II 3YR No PP 2001 0.0000 0.0000 0.0000 II No PP 2002 0.0000 0.0000 0.0000 II No PP 2003 0.0000 0.0000 0.0000 II No PP 2004 13.2500 7.2500 1.0000 II 2YR No PP 2005 16.6000 10.6000 1.0000 II 2YR 2Y PP 2006 14.6500 8.6500 1.0000 II 2YR 2Y PP 2007 14.5000 8.5000 1.0000 II 2YR 2Y PP 2008 14.0500 8.0500 1.0000 II 2YR 2Y PP 2009 14.2000 8.2000 1.0000 II 2YR 2Y PP 2010 15.4000 9.4000 1.0000 II 2YR 2Y PP 2011 14.2500 8.2500 1.0000 II 2YR 2Y PP 2012 15.3000 9.3000 1.0000 II 2YR 2Y PP 2013 13.7500 7.7500 1.0000 II 3YR No PP 2014 14.5000 8.5000 1.0000 II 2YR 2Y PP 2015 14.4000 8.4000 1.0000 II 3YR No PP 2016 13.6500 7.6500 1.0000 II 2YR 2Y PP 2017 14.9900 8.9900 1.0000 II 2YR 2Y PP 2018 14.9000 8.9000 1.0000 II 2YR 2Y PP 2019 13.6000 7.6000 1.0000 II 2YR 2Y PP 2020 14.4500 8.4500 1.0000 II 2YR 2Y PP 2021 13.8000 7.8000 1.0000 II 3YR No PP 2022 16.0250 10.0250 1.0000 II 2YR No PP 2023 14.5500 8.5500 1.0000 II 2YR 2Y PP 2024 14.8500 8.8500 1.0000 II 2YR 2Y PP 2025 14.2500 8.2500 1.0000 II 2YR 2Y PP 2026 14.9750 8.9750 1.0000 II 2YR 2Y PP 2027 14.3000 8.3000 1.0000 II 2YR 2Y PP 2028 13.9500 7.9500 1.0000 II 3YR 3Y PP 2029 14.9500 8.9500 1.0000 II 2YR No PP 2030 0.0000 0.0000 0.0000 II 3Y PP 2031 15.3500 9.3500 1.0000 II 2YR 2Y PP 2032 16.5500 10.5500 1.0000 II 3YR 3Y PP 2033 14.7500 8.7500 1.0000 II 2YR 1Y PP 2034 13.8500 7.8500 1.0000 II 2YR 1Y PP 2035 13.5000 7.5000 1.0000 II 2YR 2Y PP 2036 14.2000 8.2000 1.0000 II 2YR 2Y PP 2037 13.9900 7.9900 1.0000 II 2YR 2Y PP 2038 14.6500 8.6500 1.0000 II 2YR 2Y PP 2039 15.9900 9.9900 1.0000 II 2YR No PP 2040 13.6500 7.6500 1.0000 II 2YR No PP 2041 0.0000 0.0000 0.0000 II 3Y PP 2042 15.2000 9.2000 1.0000 II 2YR 2Y PP 2043 14.3500 8.3500 1.0000 II 3YR 3Y PP 2044 14.5000 8.5000 1.0000 II 2YR 2Y PP 2045 13.7500 7.7500 1.0000 II 2YR 2Y PP 2046 14.8600 8.8600 1.0000 II 2YR 1Y PP 2047 14.5500 8.5500 1.0000 II 2YR 2Y PP 2048 14.6000 8.6000 1.0000 II 3YR 3Y PP 2049 13.2500 7.2500 1.0000 II 2YR 3Y PP 2050 14.3500 8.3500 1.0000 II 3YR 3Y PP 2051 14.1250 8.1250 1.0000 II 2YR No PP 2052 15.1250 3.6250 1.0000 II 2YR 2Y PP 2053 13.4000 7.4000 1.0000 II 3YR 3Y PP 2054 14.6500 8.6500 1.0000 II 2YR 2Y PP 2055 13.5500 7.5500 1.0000 II 2YR 2Y PP 2056 0.0000 0.0000 0.0000 II 3Y PP 2057 14.2500 8.2500 1.0000 II 2YR 2Y PP 2058 14.2500 8.2500 1.0000 II 3YR No PP 2059 14.9500 8.9500 1.0000 II 2YR No PP 2060 14.5500 8.5500 1.0000 II 3YR 3Y PP 2061 13.5000 7.5000 1.0000 II 2YR 2Y PP 2062 13.9900 7.9900 1.0000 II 2YR 2Y PP 2063 14.1000 8.1000 1.0000 II 2YR 2Y PP 2064 13.9500 7.9500 1.0000 II 3YR 3Y PP 2065 14.8500 8.8500 1.0000 II 2YR 2Y PP 2066 14.1500 8.1500 1.0000 II 2YR 2Y PP 2067 16.7500 10.7500 1.0000 II 2YR No PP 2068 13.4880 7.4880 1.0000 II 3YR No PP 2069 15.1510 9.1510 1.0000 II 2YR 2Y PP 2070 16.1000 10.1000 1.0000 II 2YR 2Y PP 2071 15.3000 9.3000 1.0000 II 2YR 2Y PP 2072 14.6500 8.6500 1.0000 II 3YR 3Y PP 2073 16.2500 10.2500 1.0000 II 2YR 2Y PP 2074 15.3000 9.3000 1.0000 II 2YR No PP 2075 13.7500 7.7500 1.0000 II 3YR No PP 2076 13.9900 7.9900 1.0000 II 2YR 2Y PP 2077 14.5500 8.5500 1.0000 II 3YR No PP 2078 14.6000 8.6000 1.0000 II 3YR 3Y PP 2079 14.5500 8.5500 1.0000 II 2YR 2Y PP 2080 13.6000 7.6000 1.0000 II 2YR 3Y PP 2081 14.3500 8.3500 1.0000 II 2YR 2Y PP 2082 14.2000 8.2000 1.0000 II 2YR 2Y PP 2083 13.4370 7.4370 1.0000 II 3YR No PP 2084 0.0000 0.0000 0.0000 II 3Y PP 2085 15.7500 9.7500 1.0000 II 2YR No PP 2086 14.3500 8.3500 1.0000 II 2YR 2Y PP 2087 0.0000 0.0000 0.0000 II 3Y PP 2088 14.5000 8.5000 1.0000 II 2YR 2Y PP 2089 15.4500 9.4500 1.0000 II 2YR 2Y PP 2090 15.5500 9.5500 1.0000 II 2YR 2Y PP 2091 15.4500 9.4500 1.0000 II 2YR 2Y PP 2092 14.7500 8.7500 1.0000 II 2YR No PP 2093 13.7500 7.7500 1.0000 II 2YR 2Y PP 2094 14.7000 8.7000 1.0000 II 2YR No PP 2095 15.3900 9.3900 1.0000 II 2YR 2Y PP 2096 13.9900 7.9900 1.0000 II 2YR 2Y PP 2097 13.8000 7.8000 1.0000 II 3YR 3Y PP 2098 14.2500 8.2500 1.0000 II 2YR 2Y PP 2099 14.9500 8.9500 1.0000 II 2YR 2Y PP 2100 14.7500 8.7500 1.0000 II 2YR 2Y PP 2101 13.9000 7.9000 1.0000 II 2YR 2Y PP 2102 0.0000 0.0000 0.0000 II 1Y PP 2103 15.8500 9.8500 1.0000 II 2YR 2Y PP 2104 13.1510 7.1510 1.0000 II 2YR 1Y PP 2105 13.9500 7.9500 1.0000 II 2YR 2Y PP 2106 14.1000 8.1000 1.0000 II 3YR 3Y PP 2107 15.1500 9.1500 1.0000 II 2YR No PP 2108 13.9900 7.9900 1.0000 II 2YR 1Y PP 2109 14.6000 8.6000 1.0000 II 2YR 2Y PP 2110 15.1000 9.1000 1.0000 II 2YR 2Y PP 2111 15.5000 9.5000 1.0000 II 2YR 2Y PP 2112 15.6250 9.6250 1.0000 II 2YR 2Y PP 2113 13.8000 7.8000 1.0000 II 2YR 2Y PP 2114 15.8500 9.8500 1.0000 II 2YR 2Y PP 2115 14.9500 8.9500 1.0000 II 2YR 2Y PP 2116 13.9500 7.9500 1.0000 II 2YR 2Y PP 2117 13.5000 7.5000 1.0000 II 2YR 2Y PP 2118 13.4000 7.4000 1.0000 II 2YR 2Y PP 2119 15.2500 9.2500 1.0000 II 2YR 2Y PP 2120 13.2500 7.2500 1.0000 II 2YR 2Y PP 2121 12.8500 6.8500 1.0000 II 2YR 2Y PP 2122 13.8400 7.8400 1.0000 II 2YR 2Y PP 2123 13.3500 7.3500 1.0000 II 2YR 2Y PP 2124 15.3000 9.3000 1.0000 II 2YR 2Y PP 2125 13.1000 7.1000 1.0000 II 3YR No PP 2126 14.0000 8.0000 1.0000 II 2YR 2Y PP 2127 0.0000 0.0000 0.0000 II 3Y PP 2128 0.0000 0.0000 0.0000 II 3Y PP 2129 14.5000 8.5000 1.0000 II 2YR 2Y PP 2130 0.0000 0.0000 0.0000 II 1Y PP 2131 14.8050 8.8050 1.0000 II 3YR 3Y PP 2132 15.2000 9.2000 1.0000 II 2YR No PP 2133 12.6250 6.6250 1.0000 II 2YR 2Y PP 2134 13.9900 7.9900 1.0000 II 2YR 2Y PP 2135 13.5000 7.5000 1.0000 II 2YR 2Y PP 2136 16.9000 10.9000 1.0000 II 2YR 2Y PP 2137 15.3000 9.3000 1.0000 II 2YR 2Y PP 2138 14.8000 8.8000 1.0000 II 2YR 2Y PP 2139 14.5500 8.5500 1.0000 II 2YR 2Y PP 2140 15.8500 9.8500 1.0000 II 2YR 2Y PP 2141 15.5000 9.5000 1.0000 II 2YR 2Y PP 2142 14.5000 8.5000 1.0000 II 2YR 2Y PP 2143 15.2500 9.2500 1.0000 II 2YR 2Y PP 2144 0.0000 0.0000 0.0000 II 3Y PP 2145 15.1500 9.1500 1.0000 II 2YR 2Y PP 2146 13.4000 7.4000 1.0000 II 2YR 2Y PP 2147 14.3500 8.3500 1.0000 II 3YR 3Y PP 2148 13.9500 7.9500 1.0000 II 2YR 2Y PP 2149 13.9000 7.9000 1.0000 II 2YR 2Y PP 2150 0.0000 0.0000 0.0000 II No PP 2151 15.8500 9.8500 1.0000 II 2YR 1Y PP 2152 15.7000 9.7000 1.0000 II 2YR No PP 2153 15.1500 9.1500 1.0000 II 2YR 2Y PP 2154 14.8500 8.8500 1.0000 II 2YR 2Y PP 2155 15.9500 9.9500 1.0000 II 2YR 2Y PP 2156 13.8500 7.8500 1.0000 II 2YR No PP 2157 14.5500 8.5500 1.0000 II 2YR 3Y PP 2158 14.5500 8.5500 1.0000 II 2YR 2Y PP 2159 14.6000 8.6000 1.0000 II 3YR No PP 2160 15.5500 9.5500 1.0000 II 2YR 2Y PP 2161 0.0000 0.0000 0.0000 II 1Y PP 2162 15.9500 9.9500 1.0000 II 3YR 3Y PP 2163 14.2250 8.2250 1.0000 II 2YR 2Y PP 2164 14.7000 8.7000 1.0000 II 3YR 3Y PP 2165 13.3500 7.3500 1.0000 II 2YR 2Y PP 2166 13.3000 7.3000 1.0000 II 3YR No PP 2167 14.9500 8.9500 1.0000 II 2YR No PP 2168 14.9500 8.9500 1.0000 II 2YR 2Y PP 2169 13.5500 7.5500 1.0000 II 2YR 2Y PP 2170 15.1500 9.1500 1.0000 II 3YR 3Y PP 2171 16.2500 10.2500 1.0000 II 2YR No PP 2172 14.7500 8.7500 1.0000 II 2YR 2Y PP 2173 14.4000 8.4000 1.0000 II 2YR No PP 2174 13.1000 7.1000 1.0000 II 2YR 2Y PP 2175 13.8500 7.8500 1.0000 II 3YR No PP 2176 14.0000 8.0000 1.0000 II 2YR 2Y PP 2177 14.5000 8.5000 1.0000 II 3YR 3Y PP LIEN BALLOON AMORT_TERM1 IO_FLAG IO_PERIOD SELLER -------------------------------------------------------------------------------------------------------------------------------------- 1 First Lien No 360 NO NON-IO EMC 2 First Lien No 360 NO NON-IO EMC 3 First Lien No 480 NO NON-IO EMC 4 First Lien No 360 YES 5 YEARS EMC 5 First Lien No 480 NO NON-IO EMC 6 First Lien No 480 NO NON-IO EMC 7 First Lien No 360 NO NON-IO EMC 8 First Lien No 360 NO NON-IO EMC 9 First Lien No 480 NO NON-IO EMC 10 First Lien No 360 NO NON-IO EMC 11 First Lien No 360 NO NON-IO EMC 12 First Lien No 360 YES 5 YEARS EMC 13 First Lien No 360 NO NON-IO EMC 14 First Lien No 360 NO NON-IO EMC 15 First Lien No 360 NO NON-IO EMC 16 First Lien No 360 NO NON-IO EMC 17 First Lien No 360 NO NON-IO EMC 18 First Lien No 360 YES 5 YEARS EMC 19 First Lien No 360 NO NON-IO EMC 20 First Lien No 480 NO NON-IO EMC 21 First Lien No 360 NO NON-IO EMC 22 First Lien No 480 NO NON-IO EMC 23 First Lien No 360 NO NON-IO EMC 24 First Lien No 360 NO NON-IO EMC 25 First Lien No 360 NO NON-IO EMC 26 First Lien No 360 NO NON-IO EMC 27 First Lien No 360 NO NON-IO EMC 28 First Lien No 360 NO NON-IO EMC 29 First Lien No 360 YES 5 YEARS EMC 30 First Lien No 480 NO NON-IO EMC 31 First Lien No 360 NO NON-IO EMC 32 First Lien No 360 NO NON-IO EMC 33 First Lien No 360 NO NON-IO EMC 34 First Lien No 360 NO NON-IO EMC 35 First Lien No 360 NO NON-IO EMC 36 First Lien No 480 NO NON-IO EMC 37 First Lien No 360 YES 5 YEARS EMC 38 First Lien No 360 NO NON-IO EMC 39 First Lien No 360 YES 5 YEARS EMC 40 First Lien No 360 NO NON-IO EMC 41 First Lien No 360 NO NON-IO EMC 42 First Lien No 360 NO NON-IO EMC 43 First Lien No 360 NO NON-IO EMC 44 First Lien No 360 YES 5 YEARS EMC 45 First Lien No 360 NO NON-IO EMC 46 First Lien No 360 NO NON-IO EMC 47 First Lien No 360 YES 5 YEARS EMC 48 First Lien No 360 NO NON-IO EMC 49 First Lien No 360 NO NON-IO EMC 50 First Lien No 360 NO NON-IO EMC 51 First Lien No 360 NO NON-IO EMC 52 First Lien No 360 NO NON-IO EMC 53 First Lien No 360 NO NON-IO EMC 54 First Lien No 360 NO NON-IO EMC 55 First Lien No 360 NO NON-IO EMC 56 First Lien No 360 NO NON-IO EMC 57 First Lien No 360 NO NON-IO EMC 58 First Lien No 360 NO NON-IO EMC 59 First Lien No 360 NO NON-IO EMC 60 First Lien No 360 NO NON-IO EMC 61 First Lien No 480 NO NON-IO EMC 62 First Lien No 360 NO NON-IO EMC 63 First Lien No 360 YES 5 YEARS EMC 64 First Lien No 240 NO NON-IO EMC 65 First Lien No 360 NO NON-IO EMC 66 First Lien No 360 NO NON-IO EMC 67 First Lien No 360 NO NON-IO EMC 68 First Lien No 360 NO NON-IO EMC 69 First Lien No 360 NO NON-IO EMC 70 First Lien No 360 NO NON-IO EMC 71 First Lien No 360 NO NON-IO EMC 72 First Lien No 360 NO NON-IO EMC 73 First Lien No 360 NO NON-IO EMC 74 First Lien No 360 NO NON-IO EMC 75 First Lien No 360 NO NON-IO EMC 76 First Lien No 360 YES 5 YEARS EMC 77 First Lien No 360 YES 5 YEARS EMC 78 First Lien No 360 NO NON-IO EMC 79 First Lien No 360 NO NON-IO EMC 80 First Lien No 480 NO NON-IO EMC 81 First Lien No 360 NO NON-IO EMC 82 First Lien No 360 NO NON-IO EMC 83 First Lien No 360 YES 5 YEARS EMC 84 First Lien No 480 NO NON-IO EMC 85 First Lien No 480 NO NON-IO EMC 86 First Lien No 360 NO NON-IO EMC 87 First Lien No 480 NO NON-IO EMC 88 First Lien No 360 NO NON-IO EMC 89 First Lien No 360 NO NON-IO EMC 90 First Lien No 360 NO NON-IO EMC 91 First Lien No 360 NO NON-IO EMC 92 First Lien No 360 NO NON-IO EMC 93 First Lien No 360 NO NON-IO EMC 94 First Lien No 360 NO NON-IO EMC 95 First Lien No 180 NO NON-IO EMC 96 First Lien No 480 NO NON-IO EMC 97 First Lien No 360 NO NON-IO EMC 98 First Lien No 360 NO NON-IO EMC 99 First Lien No 360 NO NON-IO EMC 100 First Lien No 480 NO NON-IO EMC 101 First Lien No 360 NO NON-IO EMC 102 Second Lien No 360 NO NON-IO EMC 103 First Lien No 360 NO NON-IO EMC 104 First Lien No 480 NO NON-IO EMC 105 First Lien No 480 NO NON-IO EMC 106 Second Lien No 360 NO NON-IO EMC 107 First Lien No 360 NO NON-IO EMC 108 First Lien No 360 NO NON-IO EMC 109 First Lien No 480 NO NON-IO EMC 110 First Lien No 360 NO NON-IO EMC 111 First Lien No 480 NO NON-IO EMC 112 First Lien No 480 NO NON-IO EMC 113 First Lien No 360 NO NON-IO EMC 114 First Lien No 480 NO NON-IO EMC 115 First Lien No 360 NO NON-IO EMC 116 First Lien No 360 NO NON-IO EMC 117 First Lien No 360 NO NON-IO EMC 118 First Lien No 360 NO NON-IO EMC 119 First Lien No 360 NO NON-IO EMC 120 Second Lien No 360 NO NON-IO EMC 121 First Lien No 360 NO NON-IO EMC 122 First Lien No 480 NO NON-IO EMC 123 First Lien No 360 NO NON-IO EMC 124 First Lien No 360 YES 5 YEARS EMC 125 Second Lien No 360 NO NON-IO EMC 126 First Lien No 480 NO NON-IO EMC 127 First Lien No 360 NO NON-IO EMC 128 First Lien No 360 YES 5 YEARS EMC 129 First Lien No 360 NO NON-IO EMC 130 First Lien No 480 NO NON-IO EMC 131 First Lien No 360 NO NON-IO EMC 132 First Lien No 480 NO NON-IO EMC 133 First Lien No 360 NO NON-IO EMC 134 First Lien No 360 NO NON-IO EMC 135 First Lien No 480 NO NON-IO EMC 136 First Lien No 480 NO NON-IO EMC 137 Second Lien No 360 NO NON-IO EMC 138 First Lien No 360 NO NON-IO EMC 139 First Lien No 360 NO NON-IO EMC 140 First Lien No 360 YES 5 YEARS EMC 141 Second Lien No 360 NO NON-IO EMC 142 First Lien No 360 YES 5 YEARS EMC 143 First Lien No 360 NO NON-IO EMC 144 First Lien No 360 NO NON-IO EMC 145 First Lien No 360 NO NON-IO EMC 146 First Lien No 360 YES 5 YEARS EMC 147 First Lien No 480 NO NON-IO EMC 148 First Lien No 360 YES 5 YEARS EMC 149 First Lien No 360 NO NON-IO EMC 150 First Lien No 480 NO NON-IO EMC 151 First Lien No 360 NO NON-IO EMC 152 First Lien No 300 NO NON-IO EMC 153 First Lien No 180 NO NON-IO EMC 154 First Lien No 360 YES 5 YEARS EMC 155 First Lien No 360 NO NON-IO EMC 156 First Lien No 360 NO NON-IO EMC 157 First Lien No 360 YES 5 YEARS EMC 158 Second Lien No 360 NO NON-IO EMC 159 First Lien No 360 NO NON-IO EMC 160 First Lien No 360 NO NON-IO EMC 161 First Lien No 480 NO NON-IO EMC 162 First Lien No 360 NO NON-IO EMC 163 First Lien No 360 YES 5 YEARS EMC 164 First Lien No 480 NO NON-IO EMC 165 First Lien No 480 NO NON-IO EMC 166 First Lien No 360 NO NON-IO EMC 167 First Lien No 480 NO NON-IO EMC 168 First Lien No 360 NO NON-IO EMC 169 First Lien No 360 NO NON-IO EMC 170 First Lien No 360 NO NON-IO EMC 171 First Lien No 360 NO NON-IO EMC 172 First Lien No 360 NO NON-IO EMC 173 First Lien No 360 NO NON-IO EMC 174 First Lien No 480 NO NON-IO EMC 175 First Lien No 480 NO NON-IO EMC 176 First Lien No 360 YES 5 YEARS EMC 177 First Lien No 360 NO NON-IO EMC 178 First Lien No 360 NO NON-IO EMC 179 First Lien No 480 NO NON-IO EMC 180 First Lien No 480 NO NON-IO EMC 181 First Lien No 360 NO NON-IO EMC 182 First Lien No 480 NO NON-IO EMC 183 First Lien No 480 NO NON-IO EMC 184 First Lien No 360 NO NON-IO EMC 185 First Lien No 360 NO NON-IO EMC 186 First Lien No 360 NO NON-IO EMC 187 First Lien No 360 NO NON-IO EMC 188 First Lien No 360 NO NON-IO EMC 189 First Lien No 360 NO NON-IO EMC 190 First Lien No 360 NO NON-IO EMC 191 First Lien No 360 NO NON-IO EMC 192 First Lien No 360 YES 5 YEARS EMC 193 First Lien No 360 NO NON-IO EMC 194 First Lien No 360 NO NON-IO EMC 195 Second Lien No 360 NO NON-IO EMC 196 First Lien No 360 NO NON-IO EMC 197 First Lien No 480 NO NON-IO EMC 198 First Lien No 360 NO NON-IO EMC 199 First Lien No 360 NO NON-IO EMC 200 First Lien No 480 NO NON-IO EMC 201 First Lien No 360 YES 5 YEARS EMC 202 First Lien No 360 NO NON-IO EMC 203 First Lien No 360 NO NON-IO EMC 204 First Lien No 360 NO NON-IO EMC 205 First Lien No 360 NO NON-IO EMC 206 First Lien No 360 NO NON-IO EMC 207 First Lien No 360 NO NON-IO EMC 208 First Lien No 480 NO NON-IO EMC 209 First Lien No 360 NO NON-IO EMC 210 First Lien No 480 NO NON-IO EMC 211 First Lien No 360 NO NON-IO EMC 212 First Lien No 480 NO NON-IO EMC 213 First Lien No 360 NO NON-IO EMC 214 First Lien No 360 NO NON-IO EMC 215 First Lien No 360 YES 5 YEARS EMC 216 Second Lien No 360 NO NON-IO EMC 217 First Lien No 360 YES 5 YEARS EMC 218 First Lien No 360 NO NON-IO EMC 219 First Lien No 360 NO NON-IO EMC 220 First Lien No 360 NO NON-IO EMC 221 First Lien No 360 NO NON-IO EMC 222 First Lien No 480 NO NON-IO EMC 223 First Lien No 360 YES 5 YEARS EMC 224 First Lien No 360 NO NON-IO EMC 225 First Lien No 360 NO NON-IO EMC 226 Second Lien No 360 NO NON-IO EMC 227 First Lien No 360 YES 5 YEARS EMC 228 First Lien No 360 NO NON-IO EMC 229 First Lien No 360 NO NON-IO EMC 230 First Lien No 360 YES 5 YEARS EMC 231 First Lien No 360 NO NON-IO EMC 232 First Lien No 480 NO NON-IO EMC 233 First Lien No 480 NO NON-IO EMC 234 First Lien No 360 NO NON-IO EMC 235 First Lien No 360 NO NON-IO EMC 236 First Lien No 360 NO NON-IO EMC 237 First Lien No 360 NO NON-IO EMC 238 First Lien No 360 NO NON-IO EMC 239 First Lien No 360 NO NON-IO EMC 240 First Lien No 360 NO NON-IO EMC 241 First Lien No 360 NO NON-IO EMC 242 First Lien No 480 NO NON-IO EMC 243 First Lien No 360 NO NON-IO EMC 244 First Lien No 480 NO NON-IO EMC 245 First Lien No 360 NO NON-IO EMC 246 First Lien No 360 NO NON-IO EMC 247 First Lien No 480 NO NON-IO EMC 248 First Lien No 360 NO NON-IO EMC 249 First Lien No 360 NO NON-IO EMC 250 First Lien No 480 NO NON-IO EMC 251 First Lien No 360 NO NON-IO EMC 252 First Lien No 360 NO NON-IO EMC 253 First Lien No 360 NO NON-IO EMC 254 First Lien No 360 YES 5 YEARS EMC 255 First Lien No 360 NO NON-IO EMC 256 First Lien No 360 NO NON-IO EMC 257 First Lien No 360 NO NON-IO EMC 258 First Lien No 360 YES 5 YEARS EMC 259 First Lien No 360 YES 5 YEARS EMC 260 First Lien No 480 NO NON-IO EMC 261 First Lien No 360 NO NON-IO EMC 262 First Lien No 480 NO NON-IO EMC 263 First Lien No 360 NO NON-IO EMC 264 First Lien No 360 NO NON-IO EMC 265 First Lien No 360 NO NON-IO EMC 266 First Lien No 360 NO NON-IO EMC 267 First Lien No 360 NO NON-IO EMC 268 First Lien No 360 NO NON-IO EMC 269 First Lien No 360 NO NON-IO EMC 270 First Lien No 360 NO NON-IO EMC 271 First Lien No 360 NO NON-IO EMC 272 First Lien No 360 NO NON-IO EMC 273 First Lien No 360 NO NON-IO EMC 274 First Lien No 360 NO NON-IO EMC 275 First Lien No 360 YES 5 YEARS EMC 276 First Lien No 360 NO NON-IO EMC 277 First Lien No 360 NO NON-IO EMC 278 First Lien No 360 NO NON-IO EMC 279 First Lien No 360 NO NON-IO EMC 280 First Lien No 480 NO NON-IO EMC 281 First Lien No 360 NO NON-IO EMC 282 First Lien No 360 NO NON-IO EMC 283 Second Lien No 360 NO NON-IO EMC 284 First Lien No 360 NO NON-IO EMC 285 First Lien No 360 NO NON-IO EMC 286 First Lien No 360 NO NON-IO EMC 287 First Lien No 360 NO NON-IO EMC 288 First Lien No 360 YES 5 YEARS EMC 289 First Lien No 360 YES 5 YEARS EMC 290 First Lien No 360 NO NON-IO EMC 291 First Lien No 480 NO NON-IO EMC 292 First Lien No 480 NO NON-IO EMC 293 First Lien No 480 NO NON-IO EMC 294 First Lien No 360 NO NON-IO EMC 295 First Lien No 360 NO NON-IO EMC 296 First Lien No 360 YES 5 YEARS EMC 297 First Lien No 360 NO NON-IO EMC 298 First Lien No 360 NO NON-IO EMC 299 First Lien No 360 YES 5 YEARS EMC 300 First Lien No 360 NO NON-IO EMC 301 First Lien No 480 NO NON-IO EMC 302 First Lien No 360 NO NON-IO EMC 303 First Lien No 360 NO NON-IO EMC 304 First Lien No 360 NO NON-IO EMC 305 First Lien No 360 NO NON-IO EMC 306 First Lien No 360 NO NON-IO EMC 307 First Lien No 480 NO NON-IO EMC 308 First Lien No 360 NO NON-IO EMC 309 First Lien No 360 NO NON-IO EMC 310 First Lien No 360 YES 5 YEARS EMC 311 First Lien No 360 NO NON-IO EMC 312 First Lien No 360 NO NON-IO EMC 313 First Lien No 480 NO NON-IO EMC 314 First Lien No 480 NO NON-IO EMC 315 First Lien No 360 NO NON-IO EMC 316 First Lien No 360 NO NON-IO EMC 317 First Lien No 360 YES 5 YEARS EMC 318 Second Lien No 360 NO NON-IO EMC 319 First Lien No 360 NO NON-IO EMC 320 First Lien No 360 NO NON-IO EMC 321 First Lien No 360 YES 5 YEARS EMC 322 First Lien No 360 NO NON-IO EMC 323 First Lien No 480 NO NON-IO EMC 324 First Lien No 360 NO NON-IO EMC 325 First Lien No 360 NO NON-IO EMC 326 First Lien No 360 YES 5 YEARS EMC 327 First Lien No 360 NO NON-IO EMC 328 First Lien No 480 NO NON-IO EMC 329 First Lien No 360 NO NON-IO EMC 330 First Lien No 360 NO NON-IO EMC 331 First Lien No 360 NO NON-IO EMC 332 First Lien No 360 NO NON-IO EMC 333 First Lien No 480 NO NON-IO EMC 334 First Lien No 360 NO NON-IO EMC 335 First Lien No 360 YES 5 YEARS EMC 336 First Lien No 360 NO NON-IO EMC 337 First Lien No 360 YES 5 YEARS EMC 338 First Lien No 360 NO NON-IO EMC 339 First Lien No 360 NO NON-IO EMC 340 First Lien No 360 NO NON-IO EMC 341 First Lien No 480 NO NON-IO EMC 342 First Lien No 360 NO NON-IO EMC 343 First Lien No 360 NO NON-IO EMC 344 First Lien No 360 NO NON-IO EMC 345 First Lien No 360 NO NON-IO EMC 346 First Lien No 360 NO NON-IO EMC 347 First Lien No 360 NO NON-IO EMC 348 First Lien No 480 NO NON-IO EMC 349 First Lien No 480 NO NON-IO EMC 350 First Lien No 360 YES 5 YEARS EMC 351 First Lien No 360 YES 5 YEARS EMC 352 Second Lien No 360 NO NON-IO EMC 353 First Lien No 360 NO NON-IO EMC 354 First Lien No 480 NO NON-IO EMC 355 First Lien No 360 NO NON-IO EMC 356 First Lien No 480 NO NON-IO EMC 357 First Lien No 360 YES 5 YEARS EMC 358 First Lien No 360 NO NON-IO EMC 359 First Lien No 360 NO NON-IO EMC 360 First Lien No 360 NO NON-IO EMC 361 First Lien No 360 NO NON-IO EMC 362 First Lien No 360 NO NON-IO EMC 363 First Lien No 480 NO NON-IO EMC 364 First Lien No 360 NO NON-IO EMC 365 First Lien No 360 NO NON-IO EMC 366 First Lien No 480 NO NON-IO EMC 367 First Lien No 360 NO NON-IO EMC 368 First Lien No 480 NO NON-IO EMC 369 First Lien No 360 NO NON-IO EMC 370 First Lien No 480 NO NON-IO EMC 371 Second Lien No 360 NO NON-IO EMC 372 First Lien No 360 NO NON-IO EMC 373 First Lien No 480 NO NON-IO EMC 374 First Lien No 360 NO NON-IO EMC 375 First Lien No 360 NO NON-IO EMC 376 First Lien No 360 NO NON-IO EMC 377 First Lien No 360 NO NON-IO EMC 378 First Lien No 360 NO NON-IO EMC 379 First Lien No 480 NO NON-IO EMC 380 First Lien No 480 NO NON-IO EMC 381 First Lien No 360 NO NON-IO EMC 382 First Lien No 480 NO NON-IO EMC 383 First Lien No 360 NO NON-IO EMC 384 First Lien No 360 NO NON-IO EMC 385 First Lien No 480 NO NON-IO EMC 386 Second Lien No 360 NO NON-IO EMC 387 First Lien No 360 NO NON-IO EMC 388 First Lien No 360 YES 5 YEARS EMC 389 First Lien No 360 NO NON-IO EMC 390 Second Lien No 360 NO NON-IO EMC 391 First Lien No 360 YES 5 YEARS EMC 392 First Lien No 360 NO NON-IO EMC 393 First Lien No 360 NO NON-IO EMC 394 First Lien No 360 NO NON-IO EMC 395 First Lien No 360 NO NON-IO EMC 396 First Lien No 360 NO NON-IO EMC 397 First Lien No 360 NO NON-IO EMC 398 Second Lien No 360 NO NON-IO EMC 399 First Lien No 360 NO NON-IO EMC 400 First Lien No 360 NO NON-IO EMC 401 First Lien No 360 YES 5 YEARS EMC 402 Second Lien No 360 NO NON-IO EMC 403 First Lien No 480 NO NON-IO EMC 404 First Lien No 360 YES 5 YEARS EMC 405 First Lien No 480 NO NON-IO EMC 406 First Lien No 360 NO NON-IO EMC 407 First Lien No 360 NO NON-IO EMC 408 First Lien No 360 YES 5 YEARS EMC 409 First Lien No 360 NO NON-IO EMC 410 First Lien No 360 NO NON-IO EMC 411 First Lien No 480 NO NON-IO EMC 412 First Lien No 360 YES 5 YEARS EMC 413 First Lien No 480 NO NON-IO EMC 414 First Lien No 360 NO NON-IO EMC 415 First Lien No 360 NO NON-IO EMC 416 First Lien No 360 NO NON-IO EMC 417 First Lien No 360 NO NON-IO EMC 418 First Lien No 360 NO NON-IO EMC 419 First Lien No 360 NO NON-IO EMC 420 First Lien No 480 NO NON-IO EMC 421 First Lien No 360 NO NON-IO EMC 422 First Lien No 240 NO NON-IO EMC 423 First Lien No 360 NO NON-IO EMC 424 First Lien No 360 NO NON-IO EMC 425 First Lien No 360 NO NON-IO EMC 426 First Lien No 360 NO NON-IO EMC 427 First Lien No 360 NO NON-IO EMC 428 First Lien No 360 NO NON-IO EMC 429 First Lien No 360 NO NON-IO EMC 430 First Lien No 360 NO NON-IO EMC 431 First Lien No 360 NO NON-IO EMC 432 First Lien No 360 NO NON-IO EMC 433 First Lien No 360 NO NON-IO EMC 434 First Lien No 360 NO NON-IO EMC 435 First Lien No 360 YES 5 YEARS EMC 436 First Lien No 360 NO NON-IO EMC 437 First Lien No 360 NO NON-IO EMC 438 First Lien No 360 YES 5 YEARS EMC 439 First Lien No 360 NO NON-IO EMC 440 First Lien No 360 YES 5 YEARS EMC 441 First Lien No 480 NO NON-IO EMC 442 First Lien No 480 NO NON-IO EMC 443 First Lien No 360 NO NON-IO EMC 444 First Lien No 360 YES 5 YEARS EMC 445 First Lien No 360 YES 5 YEARS EMC 446 First Lien No 360 NO NON-IO EMC 447 First Lien No 360 NO NON-IO EMC 448 First Lien No 360 NO NON-IO EMC 449 First Lien No 360 YES 5 YEARS EMC 450 Second Lien No 360 NO NON-IO EMC 451 First Lien No 360 NO NON-IO EMC 452 First Lien No 360 NO NON-IO EMC 453 First Lien No 360 NO NON-IO EMC 454 First Lien No 360 NO NON-IO EMC 455 First Lien No 360 NO NON-IO EMC 456 First Lien No 360 NO NON-IO EMC 457 First Lien No 180 NO NON-IO EMC 458 First Lien No 120 NO NON-IO EMC 459 First Lien No 360 NO NON-IO EMC 460 First Lien No 360 YES 5 YEARS EMC 461 First Lien No 360 NO NON-IO EMC 462 First Lien No 480 NO NON-IO EMC 463 First Lien No 360 NO NON-IO EMC 464 First Lien No 360 NO NON-IO EMC 465 First Lien No 360 NO NON-IO EMC 466 First Lien No 360 YES 5 YEARS EMC 467 First Lien No 360 NO NON-IO EMC 468 First Lien No 360 NO NON-IO EMC 469 First Lien No 480 NO NON-IO EMC 470 Second Lien No 360 NO NON-IO EMC 471 First Lien No 360 NO NON-IO EMC 472 First Lien No 360 NO NON-IO EMC 473 First Lien No 360 NO NON-IO EMC 474 Second Lien No 360 NO NON-IO EMC 475 First Lien No 480 NO NON-IO EMC 476 First Lien No 360 NO NON-IO EMC 477 First Lien No 360 NO NON-IO EMC 478 First Lien No 360 YES 5 YEARS EMC 479 First Lien No 360 YES 5 YEARS EMC 480 First Lien No 480 NO NON-IO EMC 481 First Lien No 360 NO NON-IO EMC 482 First Lien No 360 YES 5 YEARS EMC 483 First Lien No 360 NO NON-IO EMC 484 First Lien No 360 YES 5 YEARS EMC 485 First Lien No 180 NO NON-IO EMC 486 First Lien No 360 NO NON-IO EMC 487 First Lien No 360 NO NON-IO EMC 488 First Lien No 360 NO NON-IO EMC 489 First Lien No 360 NO NON-IO EMC 490 First Lien No 360 NO NON-IO EMC 491 First Lien No 360 YES 5 YEARS EMC 492 Second Lien No 360 NO NON-IO EMC 493 First Lien No 360 NO NON-IO EMC 494 First Lien No 360 NO NON-IO EMC 495 First Lien No 360 YES 5 YEARS EMC 496 First Lien No 360 NO NON-IO EMC 497 First Lien No 480 NO NON-IO EMC 498 First Lien No 360 NO NON-IO EMC 499 First Lien No 360 NO NON-IO EMC 500 First Lien No 480 NO NON-IO EMC 501 First Lien No 360 YES 5 YEARS EMC 502 First Lien No 360 NO NON-IO EMC 503 First Lien No 480 NO NON-IO EMC 504 First Lien No 360 NO NON-IO EMC 505 First Lien No 480 NO NON-IO EMC 506 First Lien No 360 YES 5 YEARS EMC 507 First Lien No 360 NO NON-IO EMC 508 First Lien No 360 NO NON-IO EMC 509 First Lien No 360 YES 5 YEARS EMC 510 First Lien No 360 NO NON-IO EMC 511 First Lien No 360 NO NON-IO EMC 512 First Lien No 360 NO NON-IO EMC 513 First Lien No 360 NO NON-IO EMC 514 First Lien No 360 YES 5 YEARS EMC 515 First Lien No 360 YES 5 YEARS EMC 516 First Lien No 360 NO NON-IO EMC 517 First Lien No 360 NO NON-IO EMC 518 First Lien No 480 NO NON-IO EMC 519 First Lien No 360 NO NON-IO EMC 520 First Lien No 360 YES 5 YEARS EMC 521 First Lien No 360 NO NON-IO EMC 522 First Lien No 360 NO NON-IO EMC 523 First Lien No 360 YES 5 YEARS EMC 524 First Lien No 360 NO NON-IO EMC 525 First Lien No 360 NO NON-IO EMC 526 First Lien No 180 NO NON-IO EMC 527 First Lien No 360 NO NON-IO EMC 528 First Lien No 360 NO NON-IO EMC 529 First Lien No 360 NO NON-IO EMC 530 First Lien No 360 NO NON-IO EMC 531 First Lien No 360 NO NON-IO EMC 532 First Lien No 360 YES 5 YEARS EMC 533 First Lien No 360 YES 5 YEARS EMC 534 First Lien No 360 NO NON-IO EMC 535 First Lien No 360 NO NON-IO EMC 536 First Lien No 360 NO NON-IO EMC 537 First Lien No 360 NO NON-IO EMC 538 First Lien No 360 NO NON-IO EMC 539 First Lien No 360 NO NON-IO EMC 540 First Lien No 480 NO NON-IO EMC 541 First Lien No 360 NO NON-IO EMC 542 First Lien No 480 NO NON-IO EMC 543 First Lien No 480 NO NON-IO EMC 544 First Lien No 360 NO NON-IO EMC 545 First Lien No 360 NO NON-IO EMC 546 First Lien No 360 NO NON-IO EMC 547 First Lien No 360 NO NON-IO EMC 548 First Lien No 360 NO NON-IO EMC 549 First Lien No 180 NO NON-IO EMC 550 First Lien No 360 NO NON-IO EMC 551 First Lien No 360 NO NON-IO EMC 552 First Lien No 360 NO NON-IO EMC 553 First Lien No 480 NO NON-IO EMC 554 First Lien No 360 NO NON-IO EMC 555 First Lien No 360 NO NON-IO EMC 556 First Lien No 360 NO NON-IO EMC 557 First Lien No 360 NO NON-IO EMC 558 First Lien No 360 NO NON-IO EMC 559 First Lien No 360 NO NON-IO EMC 560 First Lien No 360 NO NON-IO EMC 561 First Lien No 360 NO NON-IO EMC 562 First Lien No 360 NO NON-IO EMC 563 First Lien No 360 NO NON-IO EMC 564 First Lien No 360 YES 5 YEARS EMC 565 First Lien No 360 NO NON-IO EMC 566 First Lien No 480 NO NON-IO EMC 567 First Lien No 360 YES 5 YEARS EMC 568 First Lien No 480 NO NON-IO EMC 569 First Lien No 360 NO NON-IO EMC 570 First Lien No 360 NO NON-IO EMC 571 First Lien No 360 NO NON-IO EMC 572 First Lien No 480 NO NON-IO EMC 573 First Lien No 480 NO NON-IO EMC 574 First Lien No 360 NO NON-IO EMC 575 First Lien No 360 NO NON-IO EMC 576 First Lien No 360 NO NON-IO EMC 577 First Lien No 360 NO NON-IO EMC 578 First Lien No 360 YES 5 YEARS EMC 579 First Lien No 360 NO NON-IO EMC 580 First Lien No 360 NO NON-IO EMC 581 First Lien No 360 NO NON-IO EMC 582 Second Lien No 360 NO NON-IO EMC 583 First Lien No 360 NO NON-IO EMC 584 First Lien No 360 NO NON-IO EMC 585 First Lien No 360 NO NON-IO EMC 586 First Lien No 480 NO NON-IO EMC 587 First Lien No 360 NO NON-IO EMC 588 First Lien No 360 NO NON-IO EMC 589 First Lien No 360 YES 5 YEARS EMC 590 First Lien No 360 YES 5 YEARS EMC 591 First Lien No 360 NO NON-IO EMC 592 First Lien No 360 NO NON-IO EMC 593 First Lien No 480 NO NON-IO EMC 594 First Lien No 480 NO NON-IO EMC 595 First Lien No 360 NO NON-IO EMC 596 First Lien No 360 NO NON-IO EMC 597 First Lien No 360 NO NON-IO EMC 598 First Lien No 480 NO NON-IO EMC 599 Second Lien No 360 NO NON-IO EMC 600 First Lien No 480 NO NON-IO EMC 601 First Lien No 360 NO NON-IO EMC 602 First Lien No 480 NO NON-IO EMC 603 First Lien No 360 NO NON-IO EMC 604 First Lien No 360 NO NON-IO EMC 605 First Lien No 360 NO NON-IO EMC 606 Second Lien No 360 NO NON-IO EMC 607 First Lien No 360 NO NON-IO EMC 608 First Lien No 360 YES 5 YEARS EMC 609 First Lien No 360 NO NON-IO EMC 610 First Lien No 480 NO NON-IO EMC 611 First Lien No 360 NO NON-IO EMC 612 Second Lien No 360 NO NON-IO EMC 613 First Lien No 360 NO NON-IO EMC 614 First Lien No 360 NO NON-IO EMC 615 First Lien No 360 NO NON-IO EMC 616 First Lien No 360 NO NON-IO EMC 617 First Lien No 480 NO NON-IO EMC 618 First Lien No 360 NO NON-IO EMC 619 First Lien No 360 NO NON-IO EMC 620 First Lien No 360 NO NON-IO EMC 621 First Lien No 360 NO NON-IO EMC 622 First Lien No 360 NO NON-IO EMC 623 First Lien No 480 NO NON-IO EMC 624 First Lien No 360 NO NON-IO EMC 625 First Lien No 360 NO NON-IO EMC 626 First Lien No 360 NO NON-IO EMC 627 First Lien No 480 NO NON-IO EMC 628 First Lien No 360 YES 5 YEARS EMC 629 First Lien No 360 NO NON-IO EMC 630 First Lien No 360 NO NON-IO EMC 631 First Lien No 360 YES 5 YEARS EMC 632 First Lien No 480 NO NON-IO EMC 633 First Lien No 360 YES 5 YEARS EMC 634 First Lien No 360 NO NON-IO EMC 635 First Lien No 480 NO NON-IO EMC 636 First Lien No 480 NO NON-IO EMC 637 First Lien No 360 NO NON-IO EMC 638 First Lien No 360 YES 5 YEARS EMC 639 First Lien No 360 NO NON-IO EMC 640 First Lien No 360 YES 5 YEARS EMC 641 First Lien No 360 NO NON-IO EMC 642 First Lien No 360 NO NON-IO EMC 643 First Lien No 360 NO NON-IO EMC 644 Second Lien No 360 NO NON-IO EMC 645 First Lien No 360 NO NON-IO EMC 646 First Lien No 360 NO NON-IO EMC 647 First Lien No 360 NO NON-IO EMC 648 First Lien No 360 NO NON-IO EMC 649 First Lien No 360 NO NON-IO EMC 650 First Lien No 360 NO NON-IO EMC 651 First Lien No 360 NO NON-IO EMC 652 First Lien No 480 NO NON-IO EMC 653 First Lien No 360 NO NON-IO EMC 654 First Lien No 360 NO NON-IO EMC 655 First Lien No 480 NO NON-IO EMC 656 First Lien No 360 NO NON-IO EMC 657 First Lien No 360 YES 5 YEARS EMC 658 First Lien No 480 NO NON-IO EMC 659 First Lien No 360 NO NON-IO EMC 660 First Lien No 360 NO NON-IO EMC 661 First Lien No 360 NO NON-IO EMC 662 First Lien No 360 NO NON-IO EMC 663 First Lien No 360 NO NON-IO EMC 664 First Lien No 360 YES 5 YEARS EMC 665 First Lien No 360 NO NON-IO EMC 666 First Lien No 360 YES 5 YEARS EMC 667 First Lien No 360 NO NON-IO EMC 668 First Lien No 480 NO NON-IO EMC 669 First Lien No 480 NO NON-IO EMC 670 First Lien No 480 NO NON-IO EMC 671 First Lien No 360 NO NON-IO EMC 672 First Lien No 360 NO NON-IO EMC 673 First Lien No 360 NO NON-IO EMC 674 First Lien No 360 YES 5 YEARS EMC 675 First Lien No 480 NO NON-IO EMC 676 First Lien No 480 NO NON-IO EMC 677 First Lien No 360 NO NON-IO EMC 678 First Lien No 480 NO NON-IO EMC 679 First Lien No 480 NO NON-IO EMC 680 First Lien No 360 NO NON-IO EMC 681 First Lien No 360 YES 5 YEARS EMC 682 First Lien No 360 NO NON-IO EMC 683 First Lien No 360 NO NON-IO EMC 684 First Lien No 480 NO NON-IO EMC 685 First Lien No 360 NO NON-IO EMC 686 First Lien No 360 NO NON-IO EMC 687 First Lien No 360 NO NON-IO EMC 688 First Lien No 360 NO NON-IO EMC 689 First Lien No 480 NO NON-IO EMC 690 First Lien No 360 NO NON-IO EMC 691 First Lien No 360 YES 5 YEARS EMC 692 First Lien No 360 NO NON-IO EMC 693 First Lien No 360 NO NON-IO EMC 694 First Lien No 360 NO NON-IO EMC 695 First Lien No 360 NO NON-IO EMC 696 First Lien No 360 NO NON-IO EMC 697 First Lien No 360 NO NON-IO EMC 698 First Lien No 480 NO NON-IO EMC 699 First Lien No 480 NO NON-IO EMC 700 Second Lien No 360 NO NON-IO EMC 701 First Lien No 360 NO NON-IO EMC 702 First Lien No 480 NO NON-IO EMC 703 First Lien No 360 NO NON-IO EMC 704 First Lien No 360 NO NON-IO EMC 705 First Lien No 360 NO NON-IO EMC 706 First Lien No 360 NO NON-IO EMC 707 First Lien No 480 NO NON-IO EMC 708 First Lien No 360 NO NON-IO EMC 709 First Lien No 360 YES 5 YEARS EMC 710 First Lien No 360 NO NON-IO EMC 711 First Lien No 360 YES 5 YEARS EMC 712 Second Lien No 360 NO NON-IO EMC 713 First Lien No 480 NO NON-IO EMC 714 Second Lien No 360 NO NON-IO EMC 715 First Lien No 480 NO NON-IO EMC 716 First Lien No 360 NO NON-IO EMC 717 First Lien No 360 NO NON-IO EMC 718 First Lien No 480 NO NON-IO EMC 719 First Lien No 360 NO NON-IO EMC 720 First Lien No 360 NO NON-IO EMC 721 First Lien No 360 NO NON-IO EMC 722 First Lien No 360 NO NON-IO EMC 723 First Lien No 480 NO NON-IO EMC 724 First Lien No 360 YES 5 YEARS EMC 725 First Lien No 360 NO NON-IO EMC 726 First Lien No 360 NO NON-IO EMC 727 First Lien No 360 NO NON-IO EMC 728 First Lien No 360 NO NON-IO EMC 729 First Lien No 360 NO NON-IO EMC 730 First Lien No 360 NO NON-IO EMC 731 First Lien No 360 NO NON-IO EMC 732 First Lien No 360 NO NON-IO EMC 733 First Lien No 480 NO NON-IO EMC 734 First Lien No 360 NO NON-IO EMC 735 First Lien No 360 NO NON-IO EMC 736 First Lien No 360 NO NON-IO EMC 737 First Lien No 360 NO NON-IO EMC 738 First Lien No 360 NO NON-IO EMC 739 First Lien No 360 YES 5 YEARS EMC 740 First Lien No 360 NO NON-IO EMC 741 First Lien No 360 NO NON-IO EMC 742 First Lien No 360 NO NON-IO EMC 743 First Lien No 360 NO NON-IO EMC 744 First Lien No 360 NO NON-IO EMC 745 First Lien No 360 NO NON-IO EMC 746 First Lien No 360 NO NON-IO EMC 747 First Lien No 360 YES 5 YEARS EMC 748 First Lien No 480 NO NON-IO EMC 749 First Lien No 360 NO NON-IO EMC 750 First Lien No 360 NO NON-IO EMC 751 First Lien No 360 YES 5 YEARS EMC 752 First Lien No 480 NO NON-IO EMC 753 First Lien No 480 NO NON-IO EMC 754 First Lien No 480 NO NON-IO EMC 755 Second Lien No 360 NO NON-IO EMC 756 First Lien No 360 NO NON-IO EMC 757 First Lien No 360 NO NON-IO EMC 758 First Lien No 360 NO NON-IO EMC 759 First Lien No 360 YES 5 YEARS EMC 760 First Lien No 360 NO NON-IO EMC 761 First Lien No 480 NO NON-IO EMC 762 First Lien No 480 NO NON-IO EMC 763 First Lien No 360 YES 5 YEARS EMC 764 First Lien No 360 NO NON-IO EMC 765 Second Lien No 360 NO NON-IO EMC 766 First Lien No 360 NO NON-IO EMC 767 First Lien No 360 NO NON-IO EMC 768 First Lien No 360 NO NON-IO EMC 769 First Lien No 360 NO NON-IO EMC 770 First Lien No 480 NO NON-IO EMC 771 First Lien No 360 NO NON-IO EMC 772 First Lien No 480 NO NON-IO EMC 773 First Lien No 480 NO NON-IO EMC 774 First Lien No 360 NO NON-IO EMC 775 First Lien No 360 NO NON-IO EMC 776 First Lien No 360 NO NON-IO EMC 777 First Lien No 360 NO NON-IO EMC 778 First Lien No 360 NO NON-IO EMC 779 First Lien No 360 NO NON-IO EMC 780 First Lien No 480 NO NON-IO EMC 781 First Lien No 360 NO NON-IO EMC 782 First Lien No 480 NO NON-IO EMC 783 First Lien No 360 NO NON-IO EMC 784 First Lien No 360 YES 5 YEARS EMC 785 First Lien No 360 YES 5 YEARS EMC 786 First Lien No 480 NO NON-IO EMC 787 First Lien No 360 NO NON-IO EMC 788 First Lien No 360 NO NON-IO EMC 789 First Lien No 360 NO NON-IO EMC 790 First Lien No 360 NO NON-IO EMC 791 First Lien No 360 NO NON-IO EMC 792 First Lien No 360 NO NON-IO EMC 793 First Lien No 480 NO NON-IO EMC 794 First Lien No 360 YES 5 YEARS EMC 795 First Lien No 360 NO NON-IO EMC 796 First Lien No 360 YES 5 YEARS EMC 797 First Lien No 480 NO NON-IO EMC 798 First Lien No 360 YES 5 YEARS EMC 799 First Lien No 360 YES 5 YEARS EMC 800 First Lien No 360 YES 5 YEARS EMC 801 First Lien No 360 NO NON-IO EMC 802 First Lien No 360 NO NON-IO EMC 803 First Lien No 360 NO NON-IO EMC 804 First Lien No 360 NO NON-IO EMC 805 First Lien No 360 NO NON-IO EMC 806 First Lien No 360 NO NON-IO EMC 807 First Lien No 240 NO NON-IO EMC 808 First Lien No 360 NO NON-IO EMC 809 First Lien No 360 NO NON-IO EMC 810 First Lien No 360 NO NON-IO EMC 811 First Lien No 360 YES 5 YEARS EMC 812 First Lien No 480 NO NON-IO EMC 813 First Lien No 360 NO NON-IO EMC 814 First Lien No 360 NO NON-IO EMC 815 First Lien No 360 YES 5 YEARS EMC 816 First Lien No 360 NO NON-IO EMC 817 First Lien No 360 YES 5 YEARS EMC 818 First Lien No 360 NO NON-IO EMC 819 First Lien No 480 NO NON-IO EMC 820 Second Lien No 360 NO NON-IO EMC 821 First Lien No 360 NO NON-IO EMC 822 First Lien No 360 NO NON-IO EMC 823 First Lien No 360 NO NON-IO EMC 824 First Lien No 360 NO NON-IO EMC 825 First Lien No 360 NO NON-IO EMC 826 First Lien No 360 NO NON-IO EMC 827 Second Lien No 360 NO NON-IO EMC 828 First Lien No 360 YES 5 YEARS EMC 829 First Lien No 360 NO NON-IO EMC 830 First Lien No 360 NO NON-IO EMC 831 First Lien No 360 NO NON-IO EMC 832 First Lien No 360 NO NON-IO EMC 833 First Lien No 360 NO NON-IO EMC 834 First Lien No 360 NO NON-IO EMC 835 First Lien No 360 NO NON-IO EMC 836 First Lien No 480 NO NON-IO EMC 837 First Lien No 360 NO NON-IO EMC 838 First Lien No 360 NO NON-IO EMC 839 First Lien No 360 NO NON-IO EMC 840 First Lien No 360 NO NON-IO EMC 841 First Lien No 360 NO NON-IO EMC 842 First Lien No 240 NO NON-IO EMC 843 First Lien No 360 NO NON-IO EMC 844 First Lien No 360 NO NON-IO EMC 845 First Lien No 480 NO NON-IO EMC 846 First Lien No 360 NO NON-IO EMC 847 First Lien No 360 YES 5 YEARS EMC 848 First Lien No 480 NO NON-IO EMC 849 First Lien No 360 NO NON-IO EMC 850 First Lien No 360 NO NON-IO EMC 851 First Lien No 360 YES 5 YEARS EMC 852 First Lien No 480 NO NON-IO EMC 853 First Lien No 360 NO NON-IO EMC 854 First Lien No 360 YES 5 YEARS EMC 855 First Lien No 480 NO NON-IO EMC 856 First Lien No 360 NO NON-IO EMC 857 First Lien No 360 NO NON-IO EMC 858 First Lien No 360 NO NON-IO EMC 859 First Lien No 360 NO NON-IO EMC 860 First Lien No 360 NO NON-IO EMC 861 First Lien No 360 NO NON-IO EMC 862 First Lien No 360 NO NON-IO EMC 863 First Lien No 360 NO NON-IO EMC 864 First Lien No 360 NO NON-IO EMC 865 First Lien No 360 NO NON-IO EMC 866 First Lien No 360 NO NON-IO EMC 867 First Lien No 360 NO NON-IO EMC 868 First Lien No 360 NO NON-IO EMC 869 First Lien No 360 NO NON-IO EMC 870 First Lien No 360 NO NON-IO EMC 871 First Lien No 360 NO NON-IO EMC 872 First Lien No 360 NO NON-IO EMC 873 First Lien No 480 NO NON-IO EMC 874 First Lien No 480 NO NON-IO EMC 875 First Lien No 360 YES 5 YEARS EMC 876 First Lien No 360 NO NON-IO EMC 877 First Lien No 480 NO NON-IO EMC 878 First Lien No 360 NO NON-IO EMC 879 First Lien No 360 YES 5 YEARS EMC 880 First Lien No 480 NO NON-IO EMC 881 First Lien No 360 NO NON-IO EMC 882 First Lien No 360 NO NON-IO EMC 883 First Lien No 360 YES 5 YEARS EMC 884 First Lien No 360 NO NON-IO EMC 885 First Lien No 360 NO NON-IO EMC 886 First Lien No 360 YES 5 YEARS EMC 887 First Lien No 360 NO NON-IO EMC 888 First Lien No 360 YES 5 YEARS EMC 889 First Lien No 360 YES 5 YEARS EMC 890 First Lien No 480 NO NON-IO EMC 891 First Lien No 360 NO NON-IO EMC 892 First Lien No 360 YES 5 YEARS EMC 893 First Lien No 360 NO NON-IO EMC 894 First Lien No 240 NO NON-IO EMC 895 First Lien No 360 NO NON-IO EMC 896 First Lien No 360 YES 5 YEARS EMC 897 First Lien No 360 NO NON-IO EMC 898 First Lien No 480 NO NON-IO EMC 899 First Lien No 360 NO NON-IO EMC 900 First Lien No 360 NO NON-IO EMC 901 First Lien No 480 NO NON-IO EMC 902 First Lien No 360 YES 5 YEARS EMC 903 First Lien No 480 NO NON-IO EMC 904 First Lien No 360 NO NON-IO EMC 905 First Lien No 480 NO NON-IO EMC 906 First Lien No 480 NO NON-IO EMC 907 First Lien No 360 NO NON-IO EMC 908 First Lien No 360 NO NON-IO EMC 909 First Lien No 480 NO NON-IO EMC 910 First Lien No 480 NO NON-IO EMC 911 First Lien No 360 YES 5 YEARS EMC 912 First Lien No 360 NO NON-IO EMC 913 First Lien No 480 NO NON-IO EMC 914 First Lien No 360 NO NON-IO EMC 915 First Lien No 480 NO NON-IO EMC 916 First Lien No 360 NO NON-IO EMC 917 First Lien No 360 NO NON-IO EMC 918 First Lien No 300 NO NON-IO EMC 919 First Lien No 360 NO NON-IO EMC 920 First Lien No 360 NO NON-IO EMC 921 First Lien No 360 NO NON-IO EMC 922 First Lien No 480 NO NON-IO EMC 923 First Lien No 480 NO NON-IO EMC 924 First Lien No 480 NO NON-IO EMC 925 First Lien No 360 NO NON-IO EMC 926 First Lien No 360 NO NON-IO EMC 927 First Lien No 360 NO NON-IO EMC 928 First Lien No 360 NO NON-IO EMC 929 First Lien No 360 NO NON-IO EMC 930 First Lien No 360 NO NON-IO EMC 931 First Lien No 360 NO NON-IO EMC 932 First Lien No 480 NO NON-IO EMC 933 First Lien No 360 NO NON-IO EMC 934 First Lien No 360 NO NON-IO EMC 935 First Lien No 360 NO NON-IO EMC 936 First Lien No 480 NO NON-IO EMC 937 First Lien No 480 NO NON-IO EMC 938 First Lien No 360 YES 5 YEARS EMC 939 First Lien No 480 NO NON-IO EMC 940 First Lien No 360 NO NON-IO EMC 941 First Lien No 360 NO NON-IO EMC 942 First Lien No 480 NO NON-IO EMC 943 First Lien No 480 NO NON-IO EMC 944 First Lien No 360 YES 5 YEARS EMC 945 First Lien No 360 YES 5 YEARS EMC 946 First Lien No 360 NO NON-IO EMC 947 First Lien No 360 NO NON-IO EMC 948 First Lien No 360 NO NON-IO EMC 949 First Lien No 360 NO NON-IO EMC 950 First Lien No 360 YES 5 YEARS EMC 951 First Lien No 360 NO NON-IO EMC 952 First Lien No 360 NO NON-IO EMC 953 First Lien No 480 NO NON-IO EMC 954 First Lien No 480 NO NON-IO EMC 955 First Lien No 360 NO NON-IO EMC 956 First Lien No 360 NO NON-IO EMC 957 First Lien No 360 NO NON-IO EMC 958 First Lien No 360 NO NON-IO EMC 959 First Lien No 360 NO NON-IO EMC 960 First Lien No 480 NO NON-IO EMC 961 First Lien No 360 NO NON-IO EMC 962 First Lien No 360 NO NON-IO EMC 963 First Lien No 360 YES 5 YEARS EMC 964 First Lien No 480 NO NON-IO EMC 965 First Lien No 360 NO NON-IO EMC 966 First Lien No 360 NO NON-IO EMC 967 First Lien No 360 YES 5 YEARS EMC 968 First Lien No 480 NO NON-IO EMC 969 First Lien No 360 NO NON-IO EMC 970 First Lien No 480 NO NON-IO EMC 971 First Lien No 480 NO NON-IO EMC 972 First Lien No 180 NO NON-IO EMC 973 First Lien No 480 NO NON-IO EMC 974 First Lien No 360 YES 5 YEARS EMC 975 First Lien No 360 NO NON-IO EMC 976 First Lien No 360 NO NON-IO EMC 977 First Lien No 360 YES 5 YEARS EMC 978 First Lien No 360 NO NON-IO EMC 979 First Lien No 360 NO NON-IO EMC 980 First Lien No 360 NO NON-IO EMC 981 First Lien No 360 YES 5 YEARS EMC 982 First Lien No 360 NO NON-IO EMC 983 First Lien No 480 NO NON-IO EMC 984 First Lien No 360 NO NON-IO EMC 985 First Lien No 360 NO NON-IO EMC 986 First Lien No 360 NO NON-IO EMC 987 First Lien No 360 NO NON-IO EMC 988 First Lien No 360 NO NON-IO EMC 989 First Lien No 360 YES 5 YEARS EMC 990 First Lien No 360 NO NON-IO EMC 991 First Lien No 360 YES 5 YEARS EMC 992 First Lien No 360 NO NON-IO EMC 993 First Lien No 360 NO NON-IO EMC 994 First Lien No 360 NO NON-IO EMC 995 First Lien No 360 NO NON-IO EMC 996 First Lien No 360 NO NON-IO EMC 997 First Lien No 360 NO NON-IO EMC 998 First Lien No 360 NO NON-IO EMC 999 First Lien No 240 NO NON-IO EMC 1000 First Lien No 360 YES 5 YEARS EMC 1001 First Lien No 180 NO NON-IO EMC 1002 First Lien No 360 NO NON-IO EMC 1003 First Lien No 360 YES 5 YEARS EMC 1004 First Lien No 360 YES 5 YEARS EMC 1005 First Lien No 360 NO NON-IO EMC 1006 First Lien No 480 NO NON-IO EMC 1007 First Lien No 360 NO NON-IO EMC 1008 First Lien No 360 NO NON-IO EMC 1009 First Lien No 480 NO NON-IO EMC 1010 First Lien No 360 NO NON-IO EMC 1011 First Lien No 360 NO NON-IO EMC 1012 First Lien No 360 NO NON-IO EMC 1013 First Lien No 360 NO NON-IO EMC 1014 First Lien No 360 NO NON-IO EMC 1015 First Lien No 360 NO NON-IO EMC 1016 First Lien No 360 YES 5 YEARS EMC 1017 First Lien No 360 NO NON-IO EMC 1018 First Lien No 360 NO NON-IO EMC 1019 First Lien No 360 NO NON-IO EMC 1020 First Lien No 360 NO NON-IO EMC 1021 First Lien No 360 YES 5 YEARS EMC 1022 First Lien No 360 NO NON-IO EMC 1023 First Lien No 360 NO NON-IO EMC 1024 First Lien No 360 NO NON-IO EMC 1025 First Lien No 360 NO NON-IO EMC 1026 First Lien No 360 NO NON-IO EMC 1027 First Lien No 360 YES 5 YEARS EMC 1028 First Lien No 480 NO NON-IO EMC 1029 First Lien No 360 NO NON-IO EMC 1030 First Lien No 480 NO NON-IO EMC 1031 First Lien No 360 NO NON-IO EMC 1032 First Lien No 360 NO NON-IO EMC 1033 First Lien No 360 NO NON-IO EMC 1034 First Lien No 360 NO NON-IO EMC 1035 Second Lien No 360 NO NON-IO EMC 1036 First Lien No 480 NO NON-IO EMC 1037 First Lien No 360 NO NON-IO EMC 1038 First Lien No 360 NO NON-IO EMC 1039 First Lien No 360 NO NON-IO EMC 1040 First Lien No 360 NO NON-IO EMC 1041 First Lien No 360 NO NON-IO EMC 1042 First Lien No 360 NO NON-IO EMC 1043 First Lien No 360 NO NON-IO EMC 1044 First Lien No 360 NO NON-IO EMC 1045 First Lien No 360 NO NON-IO EMC 1046 First Lien No 360 YES 5 YEARS EMC 1047 First Lien No 360 NO NON-IO EMC 1048 First Lien No 360 NO NON-IO EMC 1049 First Lien No 480 NO NON-IO EMC 1050 First Lien No 360 NO NON-IO EMC 1051 First Lien No 360 NO NON-IO EMC 1052 First Lien No 360 YES 5 YEARS EMC 1053 First Lien No 360 NO NON-IO EMC 1054 First Lien No 360 NO NON-IO EMC 1055 First Lien No 360 NO NON-IO EMC 1056 First Lien No 360 NO NON-IO EMC 1057 First Lien No 360 NO NON-IO EMC 1058 First Lien No 360 NO NON-IO EMC 1059 First Lien No 480 NO NON-IO EMC 1060 First Lien No 360 YES 5 YEARS EMC 1061 First Lien No 480 NO NON-IO EMC 1062 First Lien No 360 NO NON-IO EMC 1063 First Lien No 480 NO NON-IO EMC 1064 First Lien No 360 NO NON-IO EMC 1065 First Lien No 360 NO NON-IO EMC 1066 First Lien No 360 NO NON-IO EMC 1067 First Lien No 480 NO NON-IO EMC 1068 First Lien No 480 NO NON-IO EMC 1069 First Lien No 360 YES 5 YEARS EMC 1070 First Lien No 480 NO NON-IO EMC 1071 First Lien No 360 NO NON-IO EMC 1072 First Lien No 360 NO NON-IO EMC 1073 First Lien No 480 NO NON-IO EMC 1074 First Lien No 360 NO NON-IO EMC 1075 First Lien No 360 NO NON-IO EMC 1076 First Lien No 360 NO NON-IO EMC 1077 First Lien No 360 NO NON-IO EMC 1078 First Lien No 360 NO NON-IO EMC 1079 First Lien No 360 NO NON-IO EMC 1080 First Lien No 360 NO NON-IO EMC 1081 First Lien No 360 NO NON-IO EMC 1082 First Lien No 180 NO NON-IO EMC 1083 First Lien No 360 YES 5 YEARS EMC 1084 First Lien No 360 NO NON-IO EMC 1085 First Lien No 360 NO NON-IO EMC 1086 First Lien No 360 NO NON-IO EMC 1087 First Lien No 360 NO NON-IO EMC 1088 First Lien No 360 NO NON-IO EMC 1089 First Lien No 360 NO NON-IO EMC 1090 First Lien No 480 NO NON-IO EMC 1091 First Lien No 480 NO NON-IO EMC 1092 First Lien No 360 NO NON-IO EMC 1093 First Lien No 360 NO NON-IO EMC 1094 First Lien No 360 NO NON-IO EMC 1095 First Lien No 360 NO NON-IO EMC 1096 First Lien No 360 NO NON-IO EMC 1097 First Lien No 360 YES 5 YEARS EMC 1098 First Lien No 360 NO NON-IO EMC 1099 First Lien No 360 NO NON-IO EMC 1100 First Lien No 480 NO NON-IO EMC 1101 First Lien No 360 NO NON-IO EMC 1102 First Lien No 360 YES 5 YEARS EMC 1103 First Lien No 480 NO NON-IO EMC 1104 First Lien No 360 NO NON-IO EMC 1105 First Lien No 360 NO NON-IO EMC 1106 First Lien No 360 NO NON-IO EMC 1107 First Lien No 360 NO NON-IO EMC 1108 First Lien No 360 YES 5 YEARS EMC 1109 First Lien No 480 NO NON-IO EMC 1110 First Lien No 360 NO NON-IO EMC 1111 First Lien No 360 NO NON-IO EMC 1112 First Lien No 480 NO NON-IO EMC 1113 First Lien No 480 NO NON-IO EMC 1114 First Lien No 360 NO NON-IO EMC 1115 First Lien No 360 NO NON-IO EMC 1116 First Lien No 360 NO NON-IO EMC 1117 First Lien No 360 YES 5 YEARS EMC 1118 First Lien No 480 NO NON-IO EMC 1119 First Lien No 480 NO NON-IO EMC 1120 First Lien No 480 NO NON-IO EMC 1121 First Lien No 360 YES 5 YEARS EMC 1122 First Lien No 360 NO NON-IO EMC 1123 First Lien No 360 YES 5 YEARS EMC 1124 First Lien No 360 NO NON-IO EMC 1125 First Lien No 360 NO NON-IO EMC 1126 First Lien No 360 NO NON-IO EMC 1127 First Lien No 360 NO NON-IO EMC 1128 First Lien No 360 NO NON-IO EMC 1129 First Lien No 360 NO NON-IO EMC 1130 First Lien No 360 NO NON-IO EMC 1131 First Lien No 360 NO NON-IO EMC 1132 First Lien No 360 NO NON-IO EMC 1133 First Lien No 360 NO NON-IO EMC 1134 First Lien No 360 NO NON-IO EMC 1135 First Lien No 360 NO NON-IO EMC 1136 First Lien No 360 NO NON-IO EMC 1137 First Lien No 480 NO NON-IO EMC 1138 First Lien No 360 NO NON-IO EMC 1139 First Lien No 360 YES 5 YEARS EMC 1140 First Lien No 480 NO NON-IO EMC 1141 First Lien No 360 NO NON-IO EMC 1142 First Lien No 360 NO NON-IO EMC 1143 First Lien No 360 YES 5 YEARS EMC 1144 First Lien No 360 NO NON-IO EMC 1145 First Lien No 360 NO NON-IO EMC 1146 First Lien No 360 NO NON-IO EMC 1147 First Lien No 360 NO NON-IO EMC 1148 First Lien No 360 NO NON-IO EMC 1149 First Lien No 360 NO NON-IO EMC 1150 First Lien No 360 NO NON-IO EMC 1151 First Lien No 360 NO NON-IO EMC 1152 First Lien No 360 NO NON-IO EMC 1153 First Lien No 480 NO NON-IO EMC 1154 First Lien No 360 NO NON-IO EMC 1155 First Lien No 360 NO NON-IO EMC 1156 First Lien No 480 NO NON-IO EMC 1157 First Lien No 360 NO NON-IO EMC 1158 First Lien No 360 YES 5 YEARS EMC 1159 First Lien No 360 NO NON-IO EMC 1160 First Lien No 360 NO NON-IO EMC 1161 First Lien No 360 NO NON-IO EMC 1162 First Lien No 360 YES 5 YEARS EMC 1163 First Lien No 360 YES 5 YEARS EMC 1164 First Lien No 360 NO NON-IO EMC 1165 First Lien No 360 NO NON-IO EMC 1166 First Lien No 360 NO NON-IO EMC 1167 First Lien No 360 NO NON-IO EMC 1168 First Lien No 480 NO NON-IO EMC 1169 First Lien No 360 YES 5 YEARS EMC 1170 First Lien No 360 NO NON-IO EMC 1171 First Lien No 360 NO NON-IO EMC 1172 First Lien No 360 NO NON-IO EMC 1173 First Lien No 360 NO NON-IO EMC 1174 First Lien No 360 NO NON-IO EMC 1175 First Lien No 360 NO NON-IO EMC 1176 First Lien No 360 NO NON-IO EMC 1177 First Lien No 360 NO NON-IO EMC 1178 First Lien No 360 NO NON-IO EMC 1179 First Lien No 480 NO NON-IO EMC 1180 First Lien No 360 NO NON-IO EMC 1181 First Lien No 360 NO NON-IO EMC 1182 First Lien No 360 NO NON-IO EMC 1183 First Lien No 360 NO NON-IO EMC 1184 First Lien No 480 NO NON-IO EMC 1185 First Lien No 360 YES 5 YEARS EMC 1186 First Lien No 360 YES 5 YEARS EMC 1187 First Lien No 360 NO NON-IO EMC 1188 First Lien No 360 NO NON-IO EMC 1189 First Lien No 480 NO NON-IO EMC 1190 First Lien No 480 NO NON-IO EMC 1191 First Lien No 360 NO NON-IO EMC 1192 First Lien No 480 NO NON-IO EMC 1193 First Lien No 480 NO NON-IO EMC 1194 First Lien No 360 NO NON-IO EMC 1195 First Lien No 480 NO NON-IO EMC 1196 First Lien No 480 NO NON-IO EMC 1197 First Lien No 360 YES 5 YEARS EMC 1198 First Lien No 480 NO NON-IO EMC 1199 First Lien No 360 YES 5 YEARS EMC 1200 First Lien No 360 YES 5 YEARS EMC 1201 First Lien No 480 NO NON-IO EMC 1202 First Lien No 360 NO NON-IO EMC 1203 First Lien No 360 NO NON-IO EMC 1204 First Lien No 480 NO NON-IO EMC 1205 First Lien No 360 NO NON-IO EMC 1206 First Lien No 360 NO NON-IO EMC 1207 First Lien No 360 NO NON-IO EMC 1208 First Lien No 480 NO NON-IO EMC 1209 First Lien No 360 NO NON-IO EMC 1210 First Lien No 360 NO NON-IO EMC 1211 Second Lien No 360 NO NON-IO EMC 1212 First Lien No 360 YES 5 YEARS EMC 1213 First Lien No 480 NO NON-IO EMC 1214 First Lien No 480 NO NON-IO EMC 1215 First Lien No 360 YES 5 YEARS EMC 1216 First Lien No 360 NO NON-IO EMC 1217 First Lien No 360 YES 5 YEARS EMC 1218 First Lien No 360 NO NON-IO EMC 1219 First Lien No 360 YES 5 YEARS EMC 1220 First Lien No 360 NO NON-IO EMC 1221 First Lien No 360 NO NON-IO EMC 1222 First Lien No 360 NO NON-IO EMC 1223 First Lien No 360 NO NON-IO EMC 1224 First Lien No 360 NO NON-IO EMC 1225 First Lien No 360 NO NON-IO EMC 1226 First Lien No 480 NO NON-IO EMC 1227 First Lien No 480 NO NON-IO EMC 1228 First Lien No 360 NO NON-IO EMC 1229 First Lien No 360 NO NON-IO EMC 1230 First Lien No 360 YES 5 YEARS EMC 1231 First Lien No 360 YES 5 YEARS EMC 1232 First Lien No 360 NO NON-IO EMC 1233 First Lien No 480 NO NON-IO EMC 1234 First Lien No 360 NO NON-IO EMC 1235 First Lien No 360 NO NON-IO EMC 1236 First Lien No 360 YES 5 YEARS EMC 1237 First Lien No 360 NO NON-IO EMC 1238 First Lien No 480 NO NON-IO EMC 1239 First Lien No 360 NO NON-IO EMC 1240 First Lien No 360 YES 5 YEARS EMC 1241 First Lien No 480 NO NON-IO EMC 1242 First Lien No 360 NO NON-IO EMC 1243 First Lien No 360 NO NON-IO EMC 1244 First Lien No 360 NO NON-IO EMC 1245 First Lien No 480 NO NON-IO EMC 1246 First Lien No 360 YES 5 YEARS EMC 1247 First Lien No 480 NO NON-IO EMC 1248 First Lien No 360 NO NON-IO EMC 1249 First Lien No 360 NO NON-IO EMC 1250 First Lien No 360 NO NON-IO EMC 1251 First Lien No 360 NO NON-IO EMC 1252 Second Lien No 360 NO NON-IO EMC 1253 First Lien No 360 YES 5 YEARS EMC 1254 First Lien No 360 NO NON-IO EMC 1255 First Lien No 360 NO NON-IO EMC 1256 First Lien No 360 NO NON-IO EMC 1257 First Lien No 360 NO NON-IO EMC 1258 First Lien No 360 YES 5 YEARS EMC 1259 First Lien No 360 NO NON-IO EMC 1260 First Lien No 360 NO NON-IO EMC 1261 First Lien No 360 NO NON-IO EMC 1262 First Lien No 360 NO NON-IO EMC 1263 First Lien No 360 NO NON-IO EMC 1264 First Lien No 360 NO NON-IO EMC 1265 First Lien No 360 NO NON-IO EMC 1266 First Lien No 360 NO NON-IO EMC 1267 First Lien No 360 YES 5 YEARS EMC 1268 First Lien No 480 NO NON-IO EMC 1269 First Lien No 360 YES 5 YEARS EMC 1270 First Lien No 360 NO NON-IO EMC 1271 First Lien No 360 NO NON-IO EMC 1272 First Lien No 480 NO NON-IO EMC 1273 First Lien No 480 NO NON-IO EMC 1274 First Lien No 360 NO NON-IO EMC 1275 First Lien No 360 NO NON-IO EMC 1276 First Lien No 360 NO NON-IO EMC 1277 First Lien No 360 NO NON-IO EMC 1278 First Lien No 360 NO NON-IO EMC 1279 First Lien No 360 NO NON-IO EMC 1280 First Lien No 360 NO NON-IO EMC 1281 First Lien No 360 NO NON-IO EMC 1282 First Lien No 360 NO NON-IO EMC 1283 First Lien No 360 NO NON-IO EMC 1284 First Lien No 360 YES 5 YEARS EMC 1285 First Lien No 480 NO NON-IO EMC 1286 First Lien No 480 NO NON-IO EMC 1287 First Lien No 480 NO NON-IO EMC 1288 First Lien No 480 NO NON-IO EMC 1289 First Lien No 360 YES 5 YEARS EMC 1290 First Lien No 360 NO NON-IO EMC 1291 First Lien No 360 NO NON-IO EMC 1292 First Lien No 360 NO NON-IO EMC 1293 First Lien No 360 NO NON-IO EMC 1294 First Lien No 360 YES 5 YEARS EMC 1295 First Lien No 480 NO NON-IO EMC 1296 First Lien No 360 NO NON-IO EMC 1297 First Lien No 360 NO NON-IO EMC 1298 First Lien No 360 NO NON-IO EMC 1299 First Lien No 360 NO NON-IO EMC 1300 First Lien No 480 NO NON-IO EMC 1301 First Lien No 480 NO NON-IO EMC 1302 First Lien No 360 NO NON-IO EMC 1303 First Lien No 360 NO NON-IO EMC 1304 First Lien No 360 NO NON-IO EMC 1305 First Lien No 360 NO NON-IO EMC 1306 First Lien No 360 NO NON-IO EMC 1307 First Lien No 360 NO NON-IO EMC 1308 Second Lien No 360 NO NON-IO EMC 1309 First Lien No 360 NO NON-IO EMC 1310 First Lien No 360 NO NON-IO EMC 1311 First Lien No 360 NO NON-IO EMC 1312 First Lien No 360 NO NON-IO EMC 1313 First Lien No 360 NO NON-IO EMC 1314 First Lien No 480 NO NON-IO EMC 1315 First Lien No 360 NO NON-IO EMC 1316 First Lien No 360 YES 5 YEARS EMC 1317 First Lien No 360 NO NON-IO EMC 1318 First Lien No 480 NO NON-IO EMC 1319 First Lien No 360 NO NON-IO EMC 1320 First Lien No 480 NO NON-IO EMC 1321 First Lien No 360 NO NON-IO EMC 1322 First Lien No 360 YES 5 YEARS EMC 1323 First Lien No 360 NO NON-IO EMC 1324 First Lien No 360 NO NON-IO EMC 1325 First Lien No 360 NO NON-IO EMC 1326 First Lien No 480 NO NON-IO EMC 1327 First Lien No 360 NO NON-IO EMC 1328 First Lien No 360 NO NON-IO EMC 1329 First Lien No 360 NO NON-IO EMC 1330 Second Lien No 360 NO NON-IO EMC 1331 Second Lien No 360 NO NON-IO EMC 1332 First Lien No 360 NO NON-IO EMC 1333 First Lien No 360 NO NON-IO EMC 1334 First Lien No 360 YES 5 YEARS EMC 1335 First Lien No 480 NO NON-IO EMC 1336 First Lien No 480 NO NON-IO EMC 1337 First Lien No 480 NO NON-IO EMC 1338 First Lien No 360 YES 5 YEARS EMC 1339 First Lien No 360 NO NON-IO EMC 1340 First Lien No 480 NO NON-IO EMC 1341 First Lien No 360 NO NON-IO EMC 1342 First Lien No 360 NO NON-IO EMC 1343 First Lien No 360 YES 5 YEARS EMC 1344 First Lien No 360 YES 5 YEARS EMC 1345 First Lien No 360 NO NON-IO EMC 1346 First Lien No 360 YES 5 YEARS EMC 1347 First Lien No 360 NO NON-IO EMC 1348 First Lien No 360 NO NON-IO EMC 1349 First Lien No 360 NO NON-IO EMC 1350 First Lien No 360 NO NON-IO EMC 1351 First Lien No 360 NO NON-IO EMC 1352 First Lien No 480 NO NON-IO EMC 1353 First Lien No 480 NO NON-IO EMC 1354 First Lien No 360 NO NON-IO EMC 1355 First Lien No 360 NO NON-IO EMC 1356 First Lien No 360 NO NON-IO EMC 1357 First Lien No 360 NO NON-IO EMC 1358 First Lien No 360 NO NON-IO EMC 1359 First Lien No 360 NO NON-IO EMC 1360 First Lien No 360 NO NON-IO EMC 1361 First Lien No 360 NO NON-IO EMC 1362 First Lien No 480 NO NON-IO EMC 1363 First Lien No 360 NO NON-IO EMC 1364 First Lien No 360 NO NON-IO EMC 1365 First Lien No 360 YES 5 YEARS EMC 1366 First Lien No 360 NO NON-IO EMC 1367 First Lien No 480 NO NON-IO EMC 1368 First Lien No 360 NO NON-IO EMC 1369 First Lien No 480 NO NON-IO EMC 1370 First Lien No 360 NO NON-IO EMC 1371 First Lien No 360 NO NON-IO EMC 1372 First Lien No 360 NO NON-IO EMC 1373 First Lien No 360 NO NON-IO EMC 1374 First Lien No 360 YES 5 YEARS EMC 1375 First Lien No 480 NO NON-IO EMC 1376 First Lien No 360 NO NON-IO EMC 1377 First Lien No 480 NO NON-IO EMC 1378 First Lien No 360 NO NON-IO EMC 1379 First Lien No 360 YES 5 YEARS EMC 1380 First Lien No 360 NO NON-IO EMC 1381 First Lien No 360 NO NON-IO EMC 1382 First Lien No 360 NO NON-IO EMC 1383 First Lien No 360 NO NON-IO EMC 1384 First Lien No 480 NO NON-IO EMC 1385 First Lien No 480 NO NON-IO EMC 1386 First Lien No 480 NO NON-IO EMC 1387 First Lien No 480 NO NON-IO EMC 1388 First Lien No 360 YES 5 YEARS EMC 1389 First Lien No 360 NO NON-IO EMC 1390 First Lien No 360 NO NON-IO EMC 1391 Second Lien No 360 NO NON-IO EMC 1392 First Lien No 480 NO NON-IO EMC 1393 First Lien No 360 NO NON-IO EMC 1394 First Lien No 360 NO NON-IO EMC 1395 First Lien No 360 YES 5 YEARS EMC 1396 First Lien No 240 NO NON-IO EMC 1397 First Lien No 360 NO NON-IO EMC 1398 First Lien No 360 NO NON-IO EMC 1399 First Lien No 480 NO NON-IO EMC 1400 First Lien No 360 NO NON-IO EMC 1401 First Lien No 360 NO NON-IO EMC 1402 First Lien No 360 NO NON-IO EMC 1403 First Lien No 360 NO NON-IO EMC 1404 First Lien No 480 NO NON-IO EMC 1405 First Lien No 360 NO NON-IO EMC 1406 First Lien No 360 YES 5 YEARS EMC 1407 First Lien No 480 NO NON-IO EMC 1408 First Lien No 360 YES 5 YEARS EMC 1409 First Lien No 360 NO NON-IO EMC 1410 First Lien No 360 YES 5 YEARS EMC 1411 First Lien No 360 YES 5 YEARS EMC 1412 First Lien No 360 NO NON-IO EMC 1413 First Lien No 360 NO NON-IO EMC 1414 Second Lien No 360 NO NON-IO EMC 1415 First Lien No 480 NO NON-IO EMC 1416 First Lien No 360 NO NON-IO EMC 1417 First Lien No 360 NO NON-IO EMC 1418 First Lien No 360 NO NON-IO EMC 1419 First Lien No 360 NO NON-IO EMC 1420 First Lien No 240 NO NON-IO EMC 1421 First Lien No 360 NO NON-IO EMC 1422 First Lien No 360 NO NON-IO EMC 1423 First Lien No 360 NO NON-IO EMC 1424 First Lien No 360 NO NON-IO EMC 1425 Second Lien No 360 NO NON-IO EMC 1426 First Lien No 360 NO NON-IO EMC 1427 First Lien No 360 NO NON-IO EMC 1428 First Lien No 360 NO NON-IO EMC 1429 First Lien No 480 NO NON-IO EMC 1430 First Lien No 360 NO NON-IO EMC 1431 First Lien No 360 NO NON-IO EMC 1432 First Lien No 360 NO NON-IO EMC 1433 First Lien No 360 NO NON-IO EMC 1434 First Lien No 360 YES 5 YEARS EMC 1435 First Lien No 360 NO NON-IO EMC 1436 First Lien No 360 NO NON-IO EMC 1437 First Lien No 360 NO NON-IO EMC 1438 First Lien No 360 NO NON-IO EMC 1439 First Lien No 240 NO NON-IO EMC 1440 First Lien No 360 YES 5 YEARS EMC 1441 First Lien No 360 NO NON-IO EMC 1442 First Lien No 360 NO NON-IO EMC 1443 First Lien No 480 NO NON-IO EMC 1444 First Lien No 360 NO NON-IO EMC 1445 First Lien No 360 NO NON-IO EMC 1446 First Lien No 360 NO NON-IO EMC 1447 First Lien No 360 YES 5 YEARS EMC 1448 First Lien No 480 NO NON-IO EMC 1449 First Lien No 360 NO NON-IO EMC 1450 First Lien No 360 NO NON-IO EMC 1451 First Lien No 360 NO NON-IO EMC 1452 First Lien No 480 NO NON-IO EMC 1453 First Lien No 480 NO NON-IO EMC 1454 First Lien No 360 NO NON-IO EMC 1455 First Lien No 360 NO NON-IO EMC 1456 First Lien No 360 NO NON-IO EMC 1457 First Lien No 360 NO NON-IO EMC 1458 First Lien No 360 NO NON-IO EMC 1459 First Lien No 360 NO NON-IO EMC 1460 First Lien No 480 NO NON-IO EMC 1461 First Lien No 360 NO NON-IO EMC 1462 First Lien No 360 NO NON-IO EMC 1463 Second Lien No 360 NO NON-IO EMC 1464 First Lien No 360 YES 5 YEARS EMC 1465 First Lien No 360 YES 5 YEARS EMC 1466 First Lien No 480 NO NON-IO EMC 1467 First Lien No 360 NO NON-IO EMC 1468 Second Lien No 360 NO NON-IO EMC 1469 First Lien No 360 NO NON-IO EMC 1470 Second Lien No 360 NO NON-IO EMC 1471 First Lien No 360 NO NON-IO EMC 1472 First Lien No 480 NO NON-IO EMC 1473 First Lien No 360 NO NON-IO EMC 1474 First Lien No 480 NO NON-IO EMC 1475 First Lien No 360 NO NON-IO EMC 1476 First Lien No 360 YES 5 YEARS EMC 1477 First Lien No 480 NO NON-IO EMC 1478 Second Lien No 360 NO NON-IO EMC 1479 First Lien No 360 NO NON-IO EMC 1480 Second Lien No 360 NO NON-IO EMC 1481 Second Lien No 360 NO NON-IO EMC 1482 Second Lien No 360 NO NON-IO EMC 1483 First Lien No 480 NO NON-IO EMC 1484 First Lien No 360 NO NON-IO EMC 1485 First Lien No 360 NO NON-IO EMC 1486 First Lien No 480 NO NON-IO EMC 1487 First Lien No 360 NO NON-IO EMC 1488 First Lien No 360 NO NON-IO EMC 1489 First Lien No 360 NO NON-IO EMC 1490 First Lien No 360 NO NON-IO EMC 1491 First Lien No 360 NO NON-IO EMC 1492 First Lien No 360 NO NON-IO EMC 1493 First Lien No 360 NO NON-IO EMC 1494 Second Lien No 360 NO NON-IO EMC 1495 First Lien No 480 NO NON-IO EMC 1496 First Lien No 360 NO NON-IO EMC 1497 Second Lien No 360 NO NON-IO EMC 1498 First Lien No 360 NO NON-IO EMC 1499 First Lien No 480 NO NON-IO EMC 1500 First Lien No 360 NO NON-IO EMC 1501 Second Lien No 360 NO NON-IO EMC 1502 First Lien No 360 NO NON-IO EMC 1503 Second Lien No 360 NO NON-IO EMC 1504 Second Lien No 360 NO NON-IO EMC 1505 First Lien No 360 NO NON-IO EMC 1506 Second Lien No 360 NO NON-IO EMC 1507 First Lien No 360 NO NON-IO EMC 1508 First Lien No 360 NO NON-IO EMC 1509 First Lien No 360 YES 5 YEARS EMC 1510 First Lien No 360 NO NON-IO EMC 1511 First Lien No 360 YES 5 YEARS EMC 1512 First Lien No 480 NO NON-IO EMC 1513 First Lien No 360 NO NON-IO EMC 1514 Second Lien No 360 NO NON-IO EMC 1515 First Lien No 480 NO NON-IO EMC 1516 Second Lien No 360 NO NON-IO EMC 1517 Second Lien No 360 NO NON-IO EMC 1518 First Lien No 360 NO NON-IO EMC 1519 Second Lien No 360 NO NON-IO EMC 1520 First Lien No 360 NO NON-IO EMC 1521 Second Lien No 360 NO NON-IO EMC 1522 First Lien No 360 NO NON-IO EMC 1523 Second Lien No 360 NO NON-IO EMC 1524 First Lien No 360 NO NON-IO EMC 1525 Second Lien No 360 NO NON-IO EMC 1526 First Lien No 360 NO NON-IO EMC 1527 First Lien No 480 NO NON-IO EMC 1528 First Lien No 360 NO NON-IO EMC 1529 First Lien No 360 NO NON-IO EMC 1530 First Lien No 360 NO NON-IO EMC 1531 First Lien No 360 NO NON-IO EMC 1532 First Lien No 360 NO NON-IO EMC 1533 First Lien No 360 NO NON-IO EMC 1534 First Lien No 480 NO NON-IO EMC 1535 First Lien No 480 NO NON-IO EMC 1536 First Lien No 480 NO NON-IO EMC 1537 First Lien No 480 NO NON-IO EMC 1538 First Lien No 480 NO NON-IO EMC 1539 First Lien No 360 NO NON-IO EMC 1540 First Lien No 360 NO NON-IO EMC 1541 First Lien No 480 NO NON-IO EMC 1542 First Lien No 360 NO NON-IO EMC 1543 First Lien No 480 NO NON-IO EMC 1544 First Lien No 360 NO NON-IO EMC 1545 First Lien No 360 NO NON-IO EMC 1546 First Lien No 360 NO NON-IO EMC 1547 First Lien No 360 NO NON-IO EMC 1548 First Lien No 360 NO NON-IO EMC 1549 First Lien No 480 NO NON-IO EMC 1550 First Lien No 360 NO NON-IO EMC 1551 First Lien No 360 NO NON-IO EMC 1552 First Lien No 360 NO NON-IO EMC 1553 First Lien No 360 NO NON-IO EMC 1554 First Lien No 360 NO NON-IO EMC 1555 First Lien No 480 NO NON-IO EMC 1556 First Lien No 480 NO NON-IO EMC 1557 First Lien No 360 NO NON-IO EMC 1558 First Lien No 480 NO NON-IO EMC 1559 First Lien No 360 NO NON-IO EMC 1560 First Lien No 360 NO NON-IO EMC 1561 First Lien No 480 NO NON-IO EMC 1562 First Lien No 360 NO NON-IO EMC 1563 First Lien No 360 NO NON-IO EMC 1564 First Lien No 360 NO NON-IO EMC 1565 First Lien No 480 NO NON-IO EMC 1566 First Lien No 480 NO NON-IO EMC 1567 First Lien No 360 YES 5 YEARS EMC 1568 First Lien No 480 NO NON-IO EMC 1569 First Lien No 480 NO NON-IO EMC 1570 First Lien No 240 NO NON-IO EMC 1571 First Lien No 360 NO NON-IO EMC 1572 First Lien No 360 NO NON-IO EMC 1573 First Lien No 480 NO NON-IO EMC 1574 First Lien No 360 NO NON-IO EMC 1575 First Lien No 360 YES 5 YEARS EMC 1576 First Lien No 480 NO NON-IO EMC 1577 First Lien No 480 NO NON-IO EMC 1578 First Lien No 360 NO NON-IO EMC 1579 First Lien No 360 NO NON-IO EMC 1580 First Lien No 360 YES 5 YEARS EMC 1581 First Lien No 360 NO NON-IO EMC 1582 First Lien No 360 NO NON-IO EMC 1583 First Lien No 360 NO NON-IO EMC 1584 First Lien No 480 NO NON-IO EMC 1585 First Lien No 480 NO NON-IO EMC 1586 First Lien No 360 NO NON-IO EMC 1587 First Lien No 360 NO NON-IO EMC 1588 First Lien No 480 NO NON-IO EMC 1589 First Lien No 360 NO NON-IO EMC 1590 First Lien No 480 NO NON-IO EMC 1591 First Lien No 360 YES 5 YEARS EMC 1592 First Lien No 360 YES 5 YEARS EMC 1593 First Lien No 360 YES 5 YEARS EMC 1594 First Lien No 360 NO NON-IO EMC 1595 First Lien No 480 NO NON-IO EMC 1596 First Lien No 360 NO NON-IO EMC 1597 First Lien No 480 NO NON-IO EMC 1598 First Lien No 360 YES 5 YEARS EMC 1599 First Lien No 480 NO NON-IO EMC 1600 First Lien No 360 NO NON-IO EMC 1601 First Lien No 480 NO NON-IO EMC 1602 First Lien No 360 NO NON-IO EMC 1603 First Lien No 360 NO NON-IO EMC 1604 First Lien No 480 NO NON-IO EMC 1605 First Lien No 480 NO NON-IO EMC 1606 First Lien No 360 NO NON-IO EMC 1607 First Lien No 360 NO NON-IO EMC 1608 First Lien No 480 NO NON-IO EMC 1609 First Lien No 360 NO NON-IO EMC 1610 First Lien No 360 NO NON-IO EMC 1611 First Lien No 480 NO NON-IO EMC 1612 First Lien No 480 NO NON-IO EMC 1613 First Lien No 360 YES 5 YEARS EMC 1614 First Lien No 360 NO NON-IO EMC 1615 First Lien No 360 YES 5 YEARS EMC 1616 First Lien No 360 NO NON-IO EMC 1617 First Lien No 480 NO NON-IO EMC 1618 First Lien No 360 YES 5 YEARS EMC 1619 First Lien No 480 NO NON-IO EMC 1620 First Lien No 480 NO NON-IO EMC 1621 First Lien No 480 NO NON-IO EMC 1622 First Lien No 480 NO NON-IO EMC 1623 First Lien No 360 NO NON-IO EMC 1624 First Lien No 480 NO NON-IO EMC 1625 First Lien No 480 NO NON-IO EMC 1626 First Lien No 480 NO NON-IO EMC 1627 First Lien No 360 NO NON-IO EMC 1628 First Lien No 360 NO NON-IO EMC 1629 First Lien No 360 NO NON-IO EMC 1630 First Lien No 360 NO NON-IO EMC 1631 First Lien No 480 NO NON-IO EMC 1632 First Lien No 360 NO NON-IO EMC 1633 First Lien No 480 NO NON-IO EMC 1634 First Lien No 480 NO NON-IO EMC 1635 First Lien No 480 NO NON-IO EMC 1636 First Lien No 360 NO NON-IO EMC 1637 First Lien No 480 NO NON-IO EMC 1638 First Lien No 360 NO NON-IO EMC 1639 First Lien No 480 NO NON-IO EMC 1640 First Lien No 360 YES 5 YEARS EMC 1641 First Lien No 360 YES 5 YEARS EMC 1642 First Lien No 480 NO NON-IO EMC 1643 First Lien No 360 NO NON-IO EMC 1644 First Lien No 480 NO NON-IO EMC 1645 First Lien No 360 NO NON-IO EMC 1646 First Lien No 480 NO NON-IO EMC 1647 First Lien No 360 NO NON-IO EMC 1648 First Lien No 480 NO NON-IO EMC 1649 First Lien No 360 NO NON-IO EMC 1650 First Lien No 480 NO NON-IO EMC 1651 First Lien No 480 NO NON-IO EMC 1652 First Lien No 480 NO NON-IO EMC 1653 First Lien No 360 NO NON-IO EMC 1654 First Lien No 480 NO NON-IO EMC 1655 First Lien No 360 NO NON-IO EMC 1656 First Lien No 480 NO NON-IO EMC 1657 First Lien No 360 YES 5 YEARS EMC 1658 First Lien No 480 NO NON-IO EMC 1659 First Lien No 360 YES 5 YEARS EMC 1660 First Lien No 360 NO NON-IO EMC 1661 First Lien No 480 NO NON-IO EMC 1662 First Lien No 360 NO NON-IO EMC 1663 First Lien No 480 NO NON-IO EMC 1664 First Lien No 360 NO NON-IO EMC 1665 First Lien No 480 NO NON-IO EMC 1666 First Lien No 480 NO NON-IO EMC 1667 First Lien No 480 NO NON-IO EMC 1668 First Lien No 480 NO NON-IO EMC 1669 First Lien No 360 NO NON-IO EMC 1670 First Lien No 360 NO NON-IO EMC 1671 First Lien No 480 NO NON-IO EMC 1672 First Lien No 360 NO NON-IO EMC 1673 First Lien No 360 YES 5 YEARS EMC 1674 First Lien No 480 NO NON-IO EMC 1675 First Lien No 360 NO NON-IO EMC 1676 First Lien No 360 NO NON-IO EMC 1677 First Lien No 360 NO NON-IO EMC 1678 First Lien No 480 NO NON-IO EMC 1679 First Lien No 360 NO NON-IO EMC 1680 First Lien No 360 NO NON-IO EMC 1681 First Lien No 360 NO NON-IO EMC 1682 First Lien No 360 NO NON-IO EMC 1683 First Lien No 360 NO NON-IO EMC 1684 First Lien No 480 NO NON-IO EMC 1685 First Lien No 360 NO NON-IO EMC 1686 First Lien No 480 NO NON-IO EMC 1687 First Lien No 360 NO NON-IO EMC 1688 First Lien No 360 YES 5 YEARS EMC 1689 First Lien No 360 NO NON-IO EMC 1690 First Lien No 480 NO NON-IO EMC 1691 First Lien No 360 NO NON-IO EMC 1692 First Lien No 360 YES 5 YEARS EMC 1693 First Lien No 480 NO NON-IO EMC 1694 First Lien No 480 NO NON-IO EMC 1695 First Lien No 360 NO NON-IO EMC 1696 First Lien No 360 NO NON-IO EMC 1697 First Lien No 360 YES 5 YEARS EMC 1698 First Lien No 360 NO NON-IO EMC 1699 First Lien No 360 NO NON-IO EMC 1700 First Lien No 480 NO NON-IO EMC 1701 First Lien No 360 YES 5 YEARS EMC 1702 First Lien No 360 NO NON-IO EMC 1703 First Lien No 480 NO NON-IO EMC 1704 First Lien No 480 NO NON-IO EMC 1705 First Lien No 480 NO NON-IO EMC 1706 First Lien No 360 NO NON-IO EMC 1707 First Lien No 360 NO NON-IO EMC 1708 First Lien No 360 NO NON-IO EMC 1709 First Lien No 480 NO NON-IO EMC 1710 First Lien No 480 NO NON-IO EMC 1711 First Lien No 480 NO NON-IO EMC 1712 First Lien No 480 NO NON-IO EMC 1713 First Lien No 480 NO NON-IO EMC 1714 First Lien No 480 NO NON-IO EMC 1715 First Lien No 480 NO NON-IO EMC 1716 First Lien No 480 NO NON-IO EMC 1717 First Lien No 360 NO NON-IO EMC 1718 First Lien No 360 NO NON-IO EMC 1719 First Lien No 360 NO NON-IO EMC 1720 First Lien No 480 NO NON-IO EMC 1721 First Lien No 480 NO NON-IO EMC 1722 First Lien No 480 NO NON-IO EMC 1723 First Lien No 360 NO NON-IO EMC 1724 First Lien No 480 NO NON-IO EMC 1725 First Lien No 480 NO NON-IO EMC 1726 First Lien No 360 NO NON-IO EMC 1727 First Lien No 360 YES 5 YEARS EMC 1728 First Lien No 360 NO NON-IO EMC 1729 First Lien No 480 NO NON-IO EMC 1730 First Lien No 360 NO NON-IO EMC 1731 First Lien No 480 NO NON-IO EMC 1732 First Lien No 360 NO NON-IO EMC 1733 First Lien No 480 NO NON-IO EMC 1734 First Lien No 360 YES 5 YEARS EMC 1735 First Lien No 480 NO NON-IO EMC 1736 First Lien No 360 NO NON-IO EMC 1737 First Lien No 480 NO NON-IO EMC 1738 First Lien No 480 NO NON-IO EMC 1739 First Lien No 360 NO NON-IO EMC 1740 First Lien No 360 YES 5 YEARS EMC 1741 First Lien No 360 NO NON-IO EMC 1742 First Lien No 360 NO NON-IO EMC 1743 First Lien No 360 YES 5 YEARS EMC 1744 First Lien No 480 NO NON-IO EMC 1745 First Lien No 360 NO NON-IO EMC 1746 First Lien No 480 NO NON-IO EMC 1747 First Lien No 480 NO NON-IO EMC 1748 First Lien No 360 NO NON-IO EMC 1749 First Lien No 480 NO NON-IO EMC 1750 First Lien No 480 NO NON-IO EMC 1751 First Lien No 360 NO NON-IO EMC 1752 First Lien No 360 NO NON-IO EMC 1753 First Lien No 360 YES 5 YEARS EMC 1754 First Lien No 360 NO NON-IO EMC 1755 First Lien No 360 NO NON-IO EMC 1756 First Lien No 360 NO NON-IO EMC 1757 First Lien No 360 NO NON-IO EMC 1758 First Lien No 480 NO NON-IO EMC 1759 First Lien No 360 YES 5 YEARS EMC 1760 First Lien No 360 NO NON-IO EMC 1761 First Lien No 480 NO NON-IO EMC 1762 First Lien No 480 NO NON-IO EMC 1763 First Lien No 480 NO NON-IO EMC 1764 First Lien No 480 NO NON-IO EMC 1765 First Lien No 360 NO NON-IO EMC 1766 First Lien No 480 NO NON-IO EMC 1767 First Lien No 360 NO NON-IO EMC 1768 First Lien No 480 NO NON-IO EMC 1769 First Lien No 360 NO NON-IO EMC 1770 First Lien No 360 YES 5 YEARS EMC 1771 First Lien No 360 NO NON-IO EMC 1772 First Lien No 360 NO NON-IO EMC 1773 First Lien No 360 NO NON-IO EMC 1774 First Lien No 360 YES 5 YEARS EMC 1775 First Lien No 360 NO NON-IO EMC 1776 First Lien No 360 YES 5 YEARS EMC 1777 First Lien No 360 NO NON-IO EMC 1778 First Lien No 360 NO NON-IO EMC 1779 First Lien No 360 NO NON-IO EMC 1780 First Lien No 480 NO NON-IO EMC 1781 First Lien No 360 NO NON-IO EMC 1782 First Lien No 480 NO NON-IO EMC 1783 First Lien No 360 NO NON-IO EMC 1784 First Lien No 360 NO NON-IO EMC 1785 First Lien No 360 YES 5 YEARS EMC 1786 First Lien No 360 NO NON-IO EMC 1787 First Lien No 360 NO NON-IO EMC 1788 First Lien No 360 NO NON-IO EMC 1789 First Lien No 360 NO NON-IO EMC 1790 First Lien No 480 NO NON-IO EMC 1791 First Lien No 360 NO NON-IO EMC 1792 First Lien No 360 NO NON-IO EMC 1793 First Lien No 360 NO NON-IO EMC 1794 First Lien No 480 NO NON-IO EMC 1795 First Lien No 360 NO NON-IO EMC 1796 First Lien No 360 NO NON-IO EMC 1797 First Lien No 360 NO NON-IO EMC 1798 First Lien No 360 NO NON-IO EMC 1799 First Lien No 360 NO NON-IO EMC 1800 First Lien No 360 NO NON-IO EMC 1801 First Lien No 480 NO NON-IO EMC 1802 First Lien No 480 NO NON-IO EMC 1803 First Lien No 360 YES 5 YEARS EMC 1804 First Lien No 360 NO NON-IO EMC 1805 First Lien No 360 YES 5 YEARS EMC 1806 First Lien No 480 NO NON-IO EMC 1807 First Lien No 480 NO NON-IO EMC 1808 First Lien No 480 NO NON-IO EMC 1809 First Lien No 360 NO NON-IO EMC 1810 First Lien No 360 NO NON-IO EMC 1811 First Lien No 360 YES 5 YEARS EMC 1812 First Lien No 360 NO NON-IO EMC 1813 First Lien No 360 NO NON-IO EMC 1814 First Lien No 360 NO NON-IO EMC 1815 First Lien No 360 NO NON-IO EMC 1816 First Lien No 480 NO NON-IO EMC 1817 First Lien No 360 YES 5 YEARS EMC 1818 First Lien No 360 NO NON-IO EMC 1819 First Lien No 360 NO NON-IO EMC 1820 First Lien No 360 NO NON-IO EMC 1821 First Lien No 360 YES 5 YEARS EMC 1822 First Lien No 480 NO NON-IO EMC 1823 First Lien No 360 YES 5 YEARS EMC 1824 First Lien No 480 NO NON-IO EMC 1825 First Lien No 360 NO NON-IO EMC 1826 First Lien No 480 NO NON-IO EMC 1827 First Lien No 480 NO NON-IO EMC 1828 First Lien No 360 NO NON-IO EMC 1829 First Lien No 360 YES 5 YEARS EMC 1830 First Lien No 360 YES 5 YEARS EMC 1831 First Lien No 360 NO NON-IO EMC 1832 First Lien No 480 NO NON-IO EMC 1833 First Lien No 480 NO NON-IO EMC 1834 First Lien No 480 NO NON-IO EMC 1835 First Lien No 480 NO NON-IO EMC 1836 First Lien No 480 NO NON-IO EMC 1837 First Lien No 360 NO NON-IO EMC 1838 First Lien No 360 NO NON-IO EMC 1839 First Lien No 360 NO NON-IO EMC 1840 First Lien No 360 NO NON-IO EMC 1841 First Lien No 360 YES 5 YEARS EMC 1842 First Lien No 480 NO NON-IO EMC 1843 First Lien No 360 YES 5 YEARS EMC 1844 First Lien No 360 NO NON-IO EMC 1845 First Lien No 480 NO NON-IO EMC 1846 First Lien No 360 NO NON-IO EMC 1847 First Lien No 360 NO NON-IO EMC 1848 First Lien No 480 NO NON-IO EMC 1849 First Lien No 480 NO NON-IO EMC 1850 First Lien No 360 NO NON-IO EMC 1851 First Lien No 360 NO NON-IO EMC 1852 First Lien No 360 NO NON-IO EMC 1853 First Lien No 480 NO NON-IO EMC 1854 First Lien No 360 NO NON-IO EMC 1855 First Lien No 360 NO NON-IO EMC 1856 First Lien No 480 NO NON-IO EMC 1857 First Lien No 480 NO NON-IO EMC 1858 First Lien No 360 YES 5 YEARS EMC 1859 First Lien No 360 NO NON-IO EMC 1860 First Lien No 480 NO NON-IO EMC 1861 First Lien No 480 NO NON-IO EMC 1862 First Lien No 360 YES 5 YEARS EMC 1863 First Lien No 360 NO NON-IO EMC 1864 First Lien No 480 NO NON-IO EMC 1865 First Lien No 360 NO NON-IO EMC 1866 First Lien No 360 NO NON-IO EMC 1867 First Lien No 360 NO NON-IO EMC 1868 First Lien No 360 NO NON-IO EMC 1869 First Lien No 360 NO NON-IO EMC 1870 First Lien No 360 YES 5 YEARS EMC 1871 First Lien No 480 NO NON-IO EMC 1872 First Lien No 360 YES 5 YEARS EMC 1873 First Lien No 480 NO NON-IO EMC 1874 First Lien No 360 NO NON-IO EMC 1875 First Lien No 360 NO NON-IO EMC 1876 First Lien No 480 NO NON-IO EMC 1877 First Lien No 480 NO NON-IO EMC 1878 First Lien No 360 NO NON-IO EMC 1879 First Lien No 360 NO NON-IO EMC 1880 First Lien No 360 NO NON-IO EMC 1881 First Lien No 360 NO NON-IO EMC 1882 First Lien No 360 YES 5 YEARS EMC 1883 First Lien No 360 NO NON-IO EMC 1884 First Lien No 480 NO NON-IO EMC 1885 First Lien No 360 NO NON-IO EMC 1886 First Lien No 360 NO NON-IO EMC 1887 First Lien No 360 NO NON-IO EMC 1888 First Lien No 360 NO NON-IO EMC 1889 First Lien No 360 NO NON-IO EMC 1890 First Lien No 360 NO NON-IO EMC 1891 First Lien No 480 NO NON-IO EMC 1892 First Lien No 480 NO NON-IO EMC 1893 First Lien No 480 NO NON-IO EMC 1894 First Lien No 360 NO NON-IO EMC 1895 First Lien No 480 NO NON-IO EMC 1896 First Lien No 480 NO NON-IO EMC 1897 First Lien No 480 NO NON-IO EMC 1898 First Lien No 480 NO NON-IO EMC 1899 First Lien No 360 NO NON-IO EMC 1900 First Lien No 360 NO NON-IO EMC 1901 First Lien No 360 NO NON-IO EMC 1902 First Lien No 360 NO NON-IO EMC 1903 First Lien No 480 NO NON-IO EMC 1904 First Lien No 360 NO NON-IO EMC 1905 First Lien No 480 NO NON-IO EMC 1906 First Lien No 360 NO NON-IO EMC 1907 First Lien No 360 NO NON-IO EMC 1908 First Lien No 360 NO NON-IO EMC 1909 First Lien No 360 YES 5 YEARS EMC 1910 First Lien No 480 NO NON-IO EMC 1911 First Lien No 360 NO NON-IO EMC 1912 First Lien No 360 NO NON-IO EMC 1913 First Lien No 360 NO NON-IO EMC 1914 First Lien No 480 NO NON-IO EMC 1915 First Lien No 360 NO NON-IO EMC 1916 First Lien No 360 NO NON-IO EMC 1917 First Lien No 480 NO NON-IO EMC 1918 First Lien No 360 NO NON-IO EMC 1919 First Lien No 480 NO NON-IO EMC 1920 First Lien No 360 NO NON-IO EMC 1921 First Lien No 480 NO NON-IO EMC 1922 First Lien No 480 NO NON-IO EMC 1923 First Lien No 480 NO NON-IO EMC 1924 First Lien No 480 NO NON-IO EMC 1925 First Lien No 480 NO NON-IO EMC 1926 First Lien No 360 YES 5 YEARS EMC 1927 First Lien No 360 NO NON-IO EMC 1928 First Lien No 360 NO NON-IO EMC 1929 First Lien No 360 NO NON-IO EMC 1930 First Lien No 480 NO NON-IO EMC 1931 First Lien No 360 NO NON-IO EMC 1932 First Lien No 360 YES 5 YEARS EMC 1933 First Lien No 360 YES 5 YEARS EMC 1934 First Lien No 360 NO NON-IO EMC 1935 First Lien No 360 YES 5 YEARS EMC 1936 First Lien No 480 NO NON-IO EMC 1937 First Lien No 480 NO NON-IO EMC 1938 First Lien No 360 NO NON-IO EMC 1939 First Lien No 360 NO NON-IO EMC 1940 First Lien No 360 NO NON-IO EMC 1941 First Lien No 360 NO NON-IO EMC 1942 First Lien No 360 NO NON-IO EMC 1943 First Lien No 360 NO NON-IO EMC 1944 First Lien No 360 NO NON-IO EMC 1945 First Lien No 360 NO NON-IO EMC 1946 First Lien No 480 NO NON-IO EMC 1947 First Lien No 360 NO NON-IO EMC 1948 First Lien No 480 NO NON-IO EMC 1949 First Lien No 360 NO NON-IO EMC 1950 First Lien No 360 NO NON-IO EMC 1951 First Lien No 480 NO NON-IO EMC 1952 First Lien No 360 NO NON-IO EMC 1953 First Lien No 360 NO NON-IO EMC 1954 First Lien No 360 YES 5 YEARS EMC 1955 First Lien No 480 NO NON-IO EMC 1956 First Lien No 480 NO NON-IO EMC 1957 First Lien No 480 NO NON-IO EMC 1958 First Lien No 360 NO NON-IO EMC 1959 First Lien No 360 NO NON-IO EMC 1960 First Lien No 360 NO NON-IO EMC 1961 First Lien No 480 NO NON-IO EMC 1962 First Lien No 360 NO NON-IO EMC 1963 First Lien No 360 NO NON-IO EMC 1964 First Lien No 480 NO NON-IO EMC 1965 First Lien No 480 NO NON-IO EMC 1966 First Lien No 480 NO NON-IO EMC 1967 First Lien No 360 YES 5 YEARS EMC 1968 First Lien No 360 NO NON-IO EMC 1969 First Lien No 360 NO NON-IO EMC 1970 First Lien No 360 YES 5 YEARS EMC 1971 First Lien No 480 NO NON-IO EMC 1972 First Lien No 480 NO NON-IO EMC 1973 First Lien No 360 NO NON-IO EMC 1974 First Lien No 360 NO NON-IO EMC 1975 First Lien No 360 NO NON-IO EMC 1976 First Lien No 360 NO NON-IO EMC 1977 First Lien No 360 YES 5 YEARS EMC 1978 First Lien No 360 NO NON-IO EMC 1979 First Lien No 360 NO NON-IO EMC 1980 First Lien No 360 NO NON-IO EMC 1981 First Lien No 480 NO NON-IO EMC 1982 First Lien No 360 NO NON-IO EMC 1983 First Lien No 360 NO NON-IO EMC 1984 First Lien No 360 NO NON-IO EMC 1985 First Lien No 480 NO NON-IO EMC 1986 First Lien No 360 NO NON-IO EMC 1987 First Lien No 360 NO NON-IO EMC 1988 First Lien No 360 NO NON-IO EMC 1989 First Lien No 360 NO NON-IO EMC 1990 First Lien No 360 YES 5 YEARS EMC 1991 First Lien No 360 NO NON-IO EMC 1992 First Lien No 480 NO NON-IO EMC 1993 First Lien No 480 NO NON-IO EMC 1994 First Lien No 360 NO NON-IO EMC 1995 First Lien No 360 NO NON-IO EMC 1996 First Lien No 360 NO NON-IO EMC 1997 First Lien No 480 NO NON-IO EMC 1998 First Lien No 480 NO NON-IO EMC 1999 First Lien No 480 NO NON-IO EMC 2000 First Lien No 360 NO NON-IO EMC 2001 First Lien No 360 NO NON-IO EMC 2002 First Lien No 480 NO NON-IO EMC 2003 First Lien No 360 NO NON-IO EMC 2004 First Lien No 480 NO NON-IO EMC 2005 First Lien No 360 NO NON-IO EMC 2006 First Lien No 360 NO NON-IO EMC 2007 First Lien No 360 YES 5 YEARS EMC 2008 First Lien No 480 NO NON-IO EMC 2009 First Lien No 360 YES 5 YEARS EMC 2010 First Lien No 480 NO NON-IO EMC 2011 First Lien No 360 NO NON-IO EMC 2012 First Lien No 360 NO NON-IO EMC 2013 First Lien No 480 NO NON-IO EMC 2014 First Lien No 480 NO NON-IO EMC 2015 First Lien No 360 YES 5 YEARS EMC 2016 First Lien No 360 YES 5 YEARS EMC 2017 First Lien No 360 NO NON-IO EMC 2018 First Lien No 360 NO NON-IO EMC 2019 First Lien No 480 NO NON-IO EMC 2020 First Lien No 360 YES 5 YEARS EMC 2021 First Lien No 360 NO NON-IO EMC 2022 First Lien No 480 NO NON-IO EMC 2023 First Lien No 360 NO NON-IO EMC 2024 First Lien No 360 NO NON-IO EMC 2025 First Lien No 360 NO NON-IO EMC 2026 First Lien No 360 NO NON-IO EMC 2027 First Lien No 480 NO NON-IO EMC 2028 First Lien No 360 NO NON-IO EMC 2029 First Lien No 360 NO NON-IO EMC 2030 First Lien No 360 NO NON-IO EMC 2031 First Lien No 360 NO NON-IO EMC 2032 First Lien No 360 NO NON-IO EMC 2033 First Lien No 480 NO NON-IO EMC 2034 First Lien No 480 NO NON-IO EMC 2035 First Lien No 480 NO NON-IO EMC 2036 First Lien No 360 NO NON-IO EMC 2037 First Lien No 360 NO NON-IO EMC 2038 First Lien No 360 NO NON-IO EMC 2039 First Lien No 360 NO NON-IO EMC 2040 First Lien No 360 NO NON-IO EMC 2041 First Lien No 360 NO NON-IO EMC 2042 First Lien No 360 NO NON-IO EMC 2043 First Lien No 480 NO NON-IO EMC 2044 First Lien No 360 NO NON-IO EMC 2045 First Lien No 360 NO NON-IO EMC 2046 First Lien No 360 NO NON-IO EMC 2047 First Lien No 480 NO NON-IO EMC 2048 First Lien No 360 NO NON-IO EMC 2049 First Lien No 360 NO NON-IO EMC 2050 First Lien No 360 NO NON-IO EMC 2051 First Lien No 480 NO NON-IO EMC 2052 First Lien No 360 NO NON-IO EMC 2053 First Lien No 480 NO NON-IO EMC 2054 First Lien No 480 NO NON-IO EMC 2055 First Lien No 360 NO NON-IO EMC 2056 First Lien No 480 NO NON-IO EMC 2057 First Lien No 360 YES 5 YEARS EMC 2058 First Lien No 360 NO NON-IO EMC 2059 First Lien No 480 NO NON-IO EMC 2060 First Lien No 360 NO NON-IO EMC 2061 First Lien No 360 NO NON-IO EMC 2062 First Lien No 360 NO NON-IO EMC 2063 First Lien No 480 NO NON-IO EMC 2064 First Lien No 360 NO NON-IO EMC 2065 First Lien No 480 NO NON-IO EMC 2066 First Lien No 360 NO NON-IO EMC 2067 First Lien No 360 NO NON-IO EMC 2068 First Lien No 360 NO NON-IO EMC 2069 First Lien No 360 NO NON-IO EMC 2070 First Lien No 480 NO NON-IO EMC 2071 First Lien No 360 YES 5 YEARS EMC 2072 First Lien No 360 NO NON-IO EMC 2073 First Lien No 360 NO NON-IO EMC 2074 First Lien No 480 NO NON-IO EMC 2075 First Lien No 480 NO NON-IO EMC 2076 First Lien No 480 NO NON-IO EMC 2077 First Lien No 480 NO NON-IO EMC 2078 First Lien No 360 NO NON-IO EMC 2079 First Lien No 360 NO NON-IO EMC 2080 First Lien No 360 NO NON-IO EMC 2081 First Lien No 480 NO NON-IO EMC 2082 First Lien No 360 YES 5 YEARS EMC 2083 First Lien No 360 YES 5 YEARS EMC 2084 First Lien No 480 NO NON-IO EMC 2085 First Lien No 360 NO NON-IO EMC 2086 First Lien No 360 NO NON-IO EMC 2087 First Lien No 360 NO NON-IO EMC 2088 First Lien No 360 NO NON-IO EMC 2089 First Lien No 360 NO NON-IO EMC 2090 First Lien No 360 NO NON-IO EMC 2091 First Lien No 360 NO NON-IO EMC 2092 First Lien No 360 NO NON-IO EMC 2093 First Lien No 360 YES 5 YEARS EMC 2094 First Lien No 360 NO NON-IO EMC 2095 First Lien No 480 NO NON-IO EMC 2096 First Lien No 360 NO NON-IO EMC 2097 First Lien No 360 NO NON-IO EMC 2098 First Lien No 360 NO NON-IO EMC 2099 First Lien No 360 NO NON-IO EMC 2100 First Lien No 480 NO NON-IO EMC 2101 First Lien No 480 NO NON-IO EMC 2102 First Lien No 360 NO NON-IO EMC 2103 First Lien No 360 NO NON-IO EMC 2104 First Lien No 360 NO NON-IO EMC 2105 First Lien No 360 NO NON-IO EMC 2106 First Lien No 360 NO NON-IO EMC 2107 First Lien No 360 NO NON-IO EMC 2108 First Lien No 480 NO NON-IO EMC 2109 First Lien No 360 NO NON-IO EMC 2110 First Lien No 480 NO NON-IO EMC 2111 First Lien No 360 NO NON-IO EMC 2112 First Lien No 360 NO NON-IO EMC 2113 First Lien No 360 YES 5 YEARS EMC 2114 First Lien No 480 NO NON-IO EMC 2115 First Lien No 360 YES 5 YEARS EMC 2116 First Lien No 360 NO NON-IO EMC 2117 First Lien No 360 NO NON-IO EMC 2118 First Lien No 480 NO NON-IO EMC 2119 First Lien No 480 NO NON-IO EMC 2120 First Lien No 480 NO NON-IO EMC 2121 First Lien No 480 NO NON-IO EMC 2122 First Lien No 480 NO NON-IO EMC 2123 First Lien No 360 NO NON-IO EMC 2124 First Lien No 480 NO NON-IO EMC 2125 First Lien No 360 YES 5 YEARS EMC 2126 First Lien No 480 NO NON-IO EMC 2127 First Lien No 360 YES 5 YEARS EMC 2128 First Lien No 360 NO NON-IO EMC 2129 First Lien No 360 NO NON-IO EMC 2130 First Lien No 360 NO NON-IO EMC 2131 First Lien No 360 NO NON-IO EMC 2132 First Lien No 360 NO NON-IO EMC 2133 First Lien No 480 NO NON-IO EMC 2134 First Lien No 360 NO NON-IO EMC 2135 First Lien No 360 YES 5 YEARS EMC 2136 First Lien No 360 NO NON-IO EMC 2137 First Lien No 480 NO NON-IO EMC 2138 First Lien No 480 NO NON-IO EMC 2139 First Lien No 360 NO NON-IO EMC 2140 First Lien No 360 NO NON-IO EMC 2141 First Lien No 360 NO NON-IO EMC 2142 First Lien No 360 NO NON-IO EMC 2143 First Lien No 480 NO NON-IO EMC 2144 First Lien No 360 NO NON-IO EMC 2145 First Lien No 360 NO NON-IO EMC 2146 First Lien No 480 NO NON-IO EMC 2147 First Lien No 360 NO NON-IO EMC 2148 First Lien No 360 NO NON-IO EMC 2149 First Lien No 480 NO NON-IO EMC 2150 First Lien No 480 NO NON-IO EMC 2151 First Lien No 480 NO NON-IO EMC 2152 First Lien No 360 NO NON-IO EMC 2153 First Lien No 480 NO NON-IO EMC 2154 First Lien No 480 NO NON-IO EMC 2155 First Lien No 360 NO NON-IO EMC 2156 First Lien No 360 NO NON-IO EMC 2157 First Lien No 360 NO NON-IO EMC 2158 First Lien No 360 NO NON-IO EMC 2159 First Lien No 360 NO NON-IO EMC 2160 First Lien No 480 NO NON-IO EMC 2161 First Lien No 360 NO NON-IO EMC 2162 First Lien No 360 NO NON-IO EMC 2163 First Lien No 360 NO NON-IO EMC 2164 First Lien No 480 NO NON-IO EMC 2165 First Lien No 480 NO NON-IO EMC 2166 First Lien No 480 NO NON-IO EMC 2167 First Lien No 360 NO NON-IO EMC 2168 First Lien No 360 NO NON-IO EMC 2169 First Lien No 360 YES 5 YEARS EMC 2170 First Lien No 360 NO NON-IO EMC 2171 First Lien No 360 NO NON-IO EMC 2172 First Lien No 360 NO NON-IO EMC 2173 First Lien No 480 NO NON-IO EMC 2174 First Lien No 480 NO NON-IO EMC 2175 First Lien No 480 NO NON-IO EMC 2176 First Lien No 360 NO NON-IO EMC 2177 First Lien No 360 NO NON-IO EMC
EXHIBIT
C
FORM
OF
TRANSFER AFFIDAVIT
Affidavit
pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended,
and for other purposes
STATE
OF
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF
|
)
|
[NAME
OF
OFFICER], being first duly sworn, deposes and says:
1. That
he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings
institution] [corporation] duly organized and existing under the laws of [the
State of _____] [the United States], on behalf of which he makes this
affidavit.
2. That
(i)
the Investor is not a “disqualified organization” as defined in Section
860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an
electing large partnership as defined in Section 775(a) of the Code, and will
not be a disqualified organization or an electing large partnership as of
[Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Xxxxxxx
Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-AQ1, Class
[I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates (the “Residual
Certificates”) for the account of a disqualified organization or an electing
large partnership; (iii) it consents to any amendment of the Pooling and
Servicing Agreement that shall be deemed necessary by Bear Xxxxxxx Asset Backed
Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement
to ensure that the Residual Certificates will not be owned directly or
indirectly by a disqualified organization or an electing large partnership;
and
(iv) it will not transfer such Residual Certificates unless (a) it has received
from the transferee an affidavit in substantially the same form as this
affidavit containing these same seven representations and (b) as of the time
of
the transfer, it does not have actual knowledge that such affidavit is
false.
3. That
the
Investor is one of the following: (i) a citizen or resident of the United
States, (ii) a corporation or partnership (including an entity treated as a
corporation or partnership for federal income tax purposes) created or organized
in, or under the laws of, the United States or any state thereof or the District
of Columbia (except, in the case of a partnership, to the extent provided in
regulations), provided that no partnership or other entity treated as a
partnership for United States federal income tax purposes shall be treated
as a
United States person within the meaning of the Code unless all persons that
own
an interest in such partnership either directly or through any entity that
is
not a corporation for United States federal income tax purposes are United
States persons, (iii) an estate whose income is subject to United States federal
income tax regardless of its source, or (iv) a trust other than a “foreign
trust” as defined in Section 7701 (a)(31) of the Code.
4. That
the
Investor’s taxpayer identification number is
______________________.
5. That
no
purpose of the acquisition of the Residual Certificates is to avoid or impede
the assessment or collection of tax.
6. That
the
Investor understands that, as the holder of the Residual Certificates, the
Investor may incur tax liabilities in excess of any cash flows generated by
such
Residual Certificates.
7. That
the
Investor intends to pay taxes associated with holding the Residual Certificates
as they become due.
IN
WITNESS WHEREOF, the Investor has caused this instrument to be executed on its
behalf, pursuant to authority of its Board of Directors, by its [Title of
Officer] this ____ day of _________, 20__.
[NAME
OF INVESTOR]
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||||||||||||
By:
|
||||||||||||
Name:
|
[Name
of Officer]
|
|||||||||||
Title:
|
[Title
of Officer]
|
|||||||||||
[Address
of Investor for receipt of distributions]
|
||||||||||||
Address
of Investor for receipt of tax
information:
|
Personally
appeared before me the above-named [Name of Officer], known or proved to me
to
be the same person who executed the foregoing instrument and to be the [Title
of
Officer] of the Investor, and acknowledged to me that he/she executed the same
as his/her free act and deed and the free act and deed of the
Investor.
Subscribed
and sworn before me this ___ day of _________, 20___.
NOTARY
PUBLIC
COUNTY
OF
STATE
OF
My
commission expires the ___ day of ___________________, 20___.
EXHIBIT
D
FORM
OF
TRANSFEROR CERTIFICATE
______________,
200___
Bear
Xxxxxxx Asset Backed Securities I LLC
000
Xxxxxxx Xxxxxx
Xxx
Xxxx,
Xxx Xxxx 00000
LaSalle
Bank National Association
000
Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
Attention:
Bear Xxxxxxx Asset Backed Securities Trust 2006-AQ1
Re:
|
Bear
Xxxxxxx Asset Backed Securities I Trust 2006-AQ1, Asset-Backed
Certificates, Series 2006-AQ1 (the “Certificates”), including the Class
___
Certificates
(the “Privately Offered
Certificates”)
|
Ladies
and Gentlemen:
In
connection with the sale by ___________ (the “Seller”) to ________ (the
“Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed
Certificates, Series 2006-AQ1, Class _____ (the “Certificates”), issued pursuant
to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”),
dated as of November 1, 2006, among Bear Xxxxxxx Asset Backed Securities I
LLC,
as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as
master servicer, and LaSalle Bank National Association, as trustee (the
“Trustee”). The Seller hereby certifies, represents and warrants to, a covenants
with, the Depositor and the Trustee that:
Neither
the Seller nor anyone acting on its behalf (a) has offered, pledged, sold,
disposed of or otherwise transferred any Certificate, any interest in any
Certificate or any other similar security to any person in any manner, (b)
has
solicited any offer to buy or to accept a pledge, disposition or other transfer
of any Certificate, any interest in any Certificate or any other similar
security from any person in any manner, (c) has otherwise approached or
negotiated with respect to any Certificate, any interest in any Certificate
or
any other similar security with any person in any manner, (d) has made any
general solicitation by means of general advertising or in any other manner,
or
(e) has taken any other action, that (as to any of (a) through (e) above) would
constitute a distribution of the Certificates under the Securities Act of 1933
(the “Act”), that would render the disposition of any Certificate a violation of
Section 5 of the Act or any state securities law, or that would require
registration or qualification pursuant thereto. The Seller will not act in
any
manner set forth in the foregoing sentence with respect to any Certificate.
The
Seller has not and will not sell or otherwise transfer any of the Certificates,
except in compliance with the provisions of the Pooling and Servicing
Agreement.
Very
truly yours,
|
||||||||
___________________________________________
|
||||||||
(Seller)
|
||||||||
By:
|
||||||||
Name:
|
||||||||
Title:
|
EXHIBIT
E
FORM
OF
INVESTMENT LETTER (NON RULE 144A)
[Date]
[SELLER]
Bear
Xxxxxxx Asset Backed Securities I LLC
000
Xxxxxxx Xxxxxx
Xxx
Xxxx,
Xxx Xxxx 00000
LaSalle
Bank National Association
000
Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
Re:
|
Bear
Xxxxxxx Asset Backed Securities I Trust 2006-AQ1, Asset-Backed
Certificates, Series 2006-AQ1 (the “Certificates”), including the Class
___
Certificates
(the “Privately Offered
Certificates”)
|
Dear
Ladies and Gentlemen:
In
connection with our purchase of Privately Offered Certificates, we confirm
that:
(i)
|
we
understand that the Privately Offered Certificates are not being
registered under the Securities Act of 1933, as amended (the “Act”) or any
applicable state securities or “Blue Sky” laws, and are being sold to us
in a transaction that is exempt from the registration requirements
of such
laws;
|
||
(ii)
|
any
information we desired concerning the Certificates, including the
Privately Offered Certificates, the trust in which the Certificates
represent the entire beneficial ownership interest (the “Trust”) or any
other matter we deemed relevant to our decision to purchase Privately
Offered Certificates has been made available to us;
|
||
(iii)
|
we
are able to bear the economic risk of investment in Privately Offered
Certificates; we are an institutional “accredited investor” as defined in
Rule 501(a)(1), (2), (3) or (7) Regulation D promulgated under the
Act and
a sophisticated institutional investor;
|
||
(iv)
|
we
are acquiring Privately Offered Certificates for our own account,
not as
nominee for any other person, and not with a present view to any
distribution or other disposition of the Privately Offered
Certificates;
|
||
(v)
|
we
agree the Privately Offered Certificates must be held indefinitely
by us
(and may not be sold, pledged, hypothecated or in any way disposed
of)
unless subsequently registered under the Act and any applicable state
securities or “Blue Sky” laws or an exemption from the registration
requirements of the Act and any applicable state securities or “Blue Sky”
laws is available;
|
||
(vi)
|
we
agree that in the event that at some future time we wish to dispose
of or
exchange any of the Privately Offered Certificates (such disposition
or
exchange not being currently foreseen or contemplated), we will not
transfer or exchange any of the Privately Offered Certificates
unless:
|
||
(A)
(1) the sale is to an Eligible Purchaser (as defined below), (2)
if
required by the Pooling and Servicing Agreement (as defined below)
a
letter to substantially the same effect as either this letter or,
if the
Eligible Purchaser is a Qualified Institutional Buyer as defined
under
Rule 144A of the Act, the Rule 144A and Related Matters Certificate
in the
form attached to the Pooling and Servicing Agreement (as defined
below)
(or such other documentation as may be acceptable to the Trustee)
is
executed promptly by the purchaser and delivered to the addressees
hereof
and (3) all offers or solicitations in connection with the sale,
whether
directly or through any agent acting on our behalf, are limited only
to
Eligible Purchasers and are not made by means of any form of general
solicitation or general advertising whatsoever; and
|
|||
(B)
if the Privately Offered Certificate is not registered under the
Act (as
to which we acknowledge you have no obligation), the Privately Offered
Certificate is sold in a transaction that does not require registration
under the Act and any applicable state securities or “blue sky” laws and,
if LaSalle Bank National Association (the “Trustee”) so requests, a
satisfactory Opinion of Counsel is furnished to such effect, which
Opinion
of Counsel shall be an expense of the transferor or the
transferee;
|
|||
(vii)
|
we
agree to be bound by all of the terms (including those relating to
restrictions on transfer) of the Pooling and Servicing, pursuant
to which
the Trust was formed; we have reviewed carefully and understand the
terms
of the Pooling and Servicing Agreement;
|
||
(viii)
|
we
either: (i) are not acquiring the Privately Offered Certificate directly
or indirectly by, or on behalf of, an employee benefit plan or other
retirement arrangement which is subject to Title I of the Employee
Retirement Income Security Act of 1974, as amended, and/or section
4975 of
the Internal Revenue Code of 1986, as amended, or (ii) in the case
of the
Privately Offered Certificates, have provided the Opinion of Counsel
required by the Agreement, or (iii) in the case of the Class I-M-10
Certificates and Class II-M-10 Certificates, the transfer (1) will
not
result in a prohibited transaction which is not covered under an
individual or class prohibited transaction exemption, including,
but not
limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, XXXX
00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23 and (2) will not give
rise to
any additional obligations on the part of the Depositor, the Master
Servicer or the Trustee.
|
||
(ix)
|
We
understand that each of the Privately Offered Certificates bears,
and will
continue to bear, a legend to substantiate the following effect:
THIS
CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE
SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE,
AGREES
THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE
TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER
APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES
ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A
QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A
“QIB”),
PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT
OF A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER,
RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A,
(2)
PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER
THE
SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN
“INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE
501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY
IN
WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING
NOT
FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A)
THE
RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED
IN
THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE
ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS
IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR
IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED
STATES AND ANY OTHER APPLICABLE JURISDICTION. [In
the case of the Class I-M-10 Certificates and Class II-M-10 Certificates]:
THIS
CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON
BEHALF
OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH
IS
SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT
OF 1974,
AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986,
AS
AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED
TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT
AND
OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY
PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR
CLASS
PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO,
PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, XXXX 00-00, XXXX
00-0, XXXX 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY
ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER
OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A
BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION
SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED. NOTWITHSTANDING
THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH
RESPECT
TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT
TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A
BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE
DEEMED
TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED
INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933
ACT.
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[In
the case of the Class P, Class CE and Class R Certificates]:
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NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE
TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h)
OF
THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE
THAT
THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER
APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED
TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME
SECURITY
ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT
SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION
OR
LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE
AGREEMENT.
[In
the case of the Class I-CE Certificates and Class II-CE Certificates]:
NO
TRANSFER OF ANY CLASS [I][II]-CE CERTIFICATE SHALL BE MADE UNLESS
THE
PROPOSED TRANSFEREE OF SUCH CLASS [I][II]-CE CERTIFICATE PROVIDES
TO THE
TRUSTEE THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD ELIMINATE
ANY
WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE TO THE SWAP
ADMINISTRATOR, ON BEHALF OF THE RELATED SUPPLEMENTAL INTEREST TRUST,
PURSUANT TO THE RELATED INTEREST RATE SWAP AGREEMENT BY THE RELATED
SWAP
PROVIDER (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR
W-8ECI,
AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO)) AND AGREES TO UPDATE
SUCH
FORMS (I) UPON EXPIRATION OF ANY SUCH FORM, (II) AS REQUIRED UNDER
THEN
APPLICABLE U.S. TREASURY REGULATIONS AND (III) PROMPTLY UPON LEARNING
THAT
SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, AND IN THE CASE OF ANY
TRANSFER OF THE CLASS [I][II]-CE CERTIFICATES THAT WOULD CAUSE THE
RELATED
SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE
PERSONS FOR FEDERAL INCOME TAX PURPOSES, AGREES TO COMPLY WITH SUCH
OTHER
PROVISIONS IN THE AGREEMENT AS MAY APPLY IN SUCH CASE, EACH AS A
CONDITION
TO SUCH TRANSFER. UNDER THE AGREEMENT, UPON RECEIPT OF ANY SUCH TAX
CERTIFICATION FORM FROM A TRANSFEREE OF ANY CLASS [I][II]-CE CERTIFICATE,
THE TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM PROVIDED TO
IT TO
THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE. THE RELATED SUPPLEMENTAL
INTEREST TRUST TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM
PROVIDED
TO IT TO THE RELATED SWAP PROVIDER. EACH HOLDER OF A CLASS [I][II]-CE
CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED
TO THE RELATED SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO
THE
RELATED SWAP PROVIDER ANY SUCH TAX CERTIFICATION FORM IT HAS PROVIDED
AND
UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED
SALES OR TRANSFERS OF ANY CLASS [I][II]-CE CERTIFICATE TO A TRANSFEREE
WHICH DOES NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL
AND
VOID UNDER THE AGREEMENT.
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