EXHIBIT A
JOINT FILING AGREEMENT
WT Investments, Inc., Wilmington Trust Company and Wilmington
Trust Corporation (the "Filing Persons") hereby agree to file jointly a
Schedule 13D and any amendments thereto relating to the common stock,
$.001 par value per share, of XX Xxxxxxx Financial Services, Inc., a
Florida corporation, as permitted by Rule 13d-1 promulgated under the
Securities Exchange Act of 1934, as amended. Each of the Filing Persons
agrees that the information set forth in Schedule 13D and any amendments
thereto with respect to that Filing Person will be true, complete and
correct as of the date of that Schedule 13D or that amendment, to the best
of that Filing Person's knowledge and belief, after reasonable inquiry.
Each of the Filing Persons makes no representations as to the accuracy or
adequacy of the information set forth in the Schedule 13D or any
amendments thereto with respect to any other Filing Person. Each of the
Filing Persons shall notify the other Filing Person promptly if any of the
information set forth in the Schedule 13D or any amendments thereto
becomes inaccurate in any material respect or if that person learns of
information which would require an amendment to the Schedule 13D.
IN WITNESS WHEREOF, the undersigned have executed this Joint
Filing Agreement as of the 26th day of January, 1996.
WT INVESTMENTS, INC.
/s/ Xxx X. Xxxxxx
By: -----------------------
Xxx X. Xxxxxx
Vice President
WILMINGTON TRUST COMPANY
/s/ Xxx X. Xxxxxx
By:------------------------
Xxx X. Xxxxxx
Vice Chairman
WILMINGTON TRUST CORPORATION
/s/ Xxx X. Xxxxxx
By:------------------------
Xxx X. Xxxxxx
Vice Chairman
