Contract

EXHIBIT 99.2

The mortgage loans delivered to the Trust on the Closing Date (the “Initial Mortgage Loans”) and the mortgage loans delivered to the Trust on the Subsequent Transfer Date (the “Subsequent Mortgage Loans”, and together with the Initial Mortgage Loans, the “Mortgage Loans”) will consist of conventional, one- to four- family, adjustable-rate and fixed-rate mortgage loans. The Depositor purchased the Initial Mortgage Loans from the Seller pursuant to the Mortgage Loan Purchase Agreement, dated as of November 21, 2005, between the Seller and the Depositor, and the Depositor purchased the Subsequent Mortgage Loans from the Seller pursuant to the Subsequent Mortgage Loan Purchase Agreement, dated as of December 22, 2005. Pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date, November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, the Master Servicer and the Trustee, the Depositor will cause the Mortgage Loans to be assigned to the Trustee for the benefit of the certificateholders.

The Mortgage Loans included in loan group I and loan group II are expected to have an aggregate principal balance as of the Cut-off Date or Subsequent Cut-off Date of approximately $1,513,516,649.21 and $492,907,728.27, respectively. The Group I Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that conform to Xxxxxxx Mac loan limits, and the Group II Mortgage Loans will consist of adjustable-rate and fixed-rate mortgage loans with principal balances at origination that may or may not conform to Xxxxxx Mae or Xxxxxxx Mac loan limits.

The Mortgage Loans will be secured by mortgages or deeds of trust or other similar security instruments creating first or second liens on residential properties (the “Mortgaged Properties”) consisting of attached, detached or semi-detached one- to four-family dwelling units, individual condominium units or individual units in planned unit developments and manufactured housing. The Mortgage Loans will have original terms to maturity of not greater than 30 years from the date on which the first payment was due on each Mortgage Loan. Approximately 0.20% of the Group I Mortgage Loans and approximately 1.82% of the Group II Mortgage Loans are secured by second liens, in each case by aggregate scheduled principal balance of the related loan group as of the Cut-off Date or Subsequent Cut-off Date.

Each adjustable-rate Mortgage Loan will accrue interest at the adjustable-rate calculated as specified under the terms of the related mortgage note and each fixed-rate Mortgage Loan will have a Mortgage Rate that is fixed for the life of such Mortgage (each such rate, a “Mortgage Rate”).

Each adjustable-rate Mortgage Loan will accrue interest at a Mortgage Rate that is adjustable. The adjustable-rate Mortgage Loans will provide for semi-annual adjustment to the Mortgage Rate thereon and for corresponding adjustments to the monthly payment amount due thereon, in each case on each adjustment date applicable thereto (each such date, an “Adjustment Date”); provided, that the first adjustment for approximately 72.94% of the adjustable-rate Group I Mortgage Loans and approximately 70.04% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date or Subsequent Cut-off Date, will occur after an initial period of two years after origination, the first adjustment for approximately 24.48% of the adjustable-rate Group I Mortgage Loans and approximately 27.24% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date or Subsequent Cut-off Date, will occur after an initial period of three years

after origination, and the first adjustment for approximately 2.58% of the adjustable-rate Group I Mortgage Loans and approximately 2.73% of the adjustable-rate Group II Mortgage Loans, in each case by aggregate scheduled principal balance of the adjustable-rate Mortgage Loans in the related loan group as of the Cut-off Date or Subsequent Cut-off Date, will occur after an initial period of five years after origination. On each Adjustment Date for each adjustable-rate Mortgage Loan, the Mortgage Rate thereon will be adjusted (subject to rounding) to equal the sum of the applicable Index (as defined below) and a fixed percentage amount (the “Gross Margin”). The Mortgage Rate on each adjustable-rate Mortgage Loan will not decrease on the first related Adjustment Date, will not increase by more than 2.000% per annum (with respect to adjustable-rate Mortgage Loans with a fixed initial period of two or three years) or 6.000% per annum (with respect to adjustable-rate Mortgage Loans with a fixed initial period of five years) on the first related Adjustment Date (the “Initial Periodic Rate Cap”) and will not increase or decrease by more than 1.000% per annum on any Adjustment Date thereafter (the “Periodic Rate Cap”). Each Mortgage Rate on each adjustable-rate Mortgage Loan will not exceed a specified maximum Mortgage Rate over the life of such Mortgage Loan (the “Maximum Mortgage Rate”) or be less than a specified minimum Mortgage Rate over the life of such Mortgage Loan (the “Minimum Mortgage Rate”). Effective with the first monthly payment due on each adjustable-rate Mortgage Loan after each related Adjustment Date, the monthly payment amount will be adjusted to an amount that will amortize fully the outstanding principal balance of the related Mortgage Loan over its remaining term, and pay interest at the Mortgage Rate as so adjusted. Due to the application of the Periodic Rate Caps and the Maximum Mortgage Rates, the Mortgage Rate on each such adjustable-rate Mortgage Loan, as adjusted on any related Adjustment Date, may be less than the sum of the Index and the related Gross Margin, rounded as described herein. None of the adjustable-rate Mortgage Loans permits the related mortgagor to convert the adjustable Mortgage Rate thereon to a fixed Mortgage Rate.

The Mortgage Loans will have scheduled monthly payments due on the first day of the month (with respect to each Mortgage Loan, a “Due Date”). Each Mortgage Loan will contain a customary “due-on-sale” clause which provides that (subject to state and federal restrictions) the Mortgage Loan must be repaid at the time of sale of the related mortgaged property or with the consent of the holder of the mortgage note assumed by a creditworthy purchaser of the related mortgaged property.

None of the Mortgage Loans will be buydown mortgage loans.

Approximately 56.54% of the Group I Mortgage Loans and approximately 56.28% of the Group II Mortgage Loans, in each case by aggregate scheduled principal balances of the related loan group as of the Cut-off Date or Subsequent Cut-off Date, provide for payment by the mortgagor of a prepayment charge on certain principal prepayments, subject to certain limitations in the related mortgage note and limitations upon collection in the Pooling and Servicing Agreement. Generally, each such Mortgage Loan provides for payment of a prepayment charge on certain prepayments made within a defined period set forth in the related Mortgage Note (generally within the first three years but possibly as short as one year from the date of origination of such Mortgage Loan). The amount of the prepayment charge is as provided in the related Mortgage Note. The holders of the Class P Certificates will be entitled to all prepayment charges received on the Mortgage Loans in each loan group, and such amounts will not be available for distribution on the other classes of Certificates. Under certain instances, as described under the terms of the Pooling and Servicing Agreement, the Master Servicer may waive the payment of any otherwise applicable prepayment charge. Investors should conduct their own analysis of the effect, if any, that the prepayment charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. The Depositor makes no representation as to the effect that the prepayment

charges, and decisions by the Master Servicer with respect to the waiver thereof, may have on the prepayment performance of the Mortgage Loans. As of July 1, 2003, the Alternative Mortgage Parity Act of 1982 (the “Parity Act”), which regulates the ability of the Originator to impose prepayment charges, was amended, and as a result, the Originator will be required to comply with state and local laws in originating mortgage loans with prepayment charge provisions with respect to loans originated on or after July 1, 2003. However, the ruling of the Office of Thrift Supervision (the “OTS”) does not retroactively affect loans originated before July 1, 2003. See “Legal Aspects of Mortgage Assets—Enforceability of Certain Provisions—Prepayment Charges” in the prospectus.

Mortgage Loan Statistics

The Group I Mortgage Loans consist of 9,046 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date or Subsequent Cut-off Date of approximately $1,513,516,649.21, after application of scheduled payments due on or before the Cut-off Date or Subsequent Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date or Subsequent Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group I Mortgage Loans had a first Due Date prior to June 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 119 months or greater than 360 months as of the Cut-off Date or Subsequent Cut-off Date. The latest maturity date of any Group I Mortgage Loan is January 1, 2036.

The Group II Mortgage Loans consist of 1,594 adjustable-rate and fixed-rate Mortgage Loans having an aggregate principal balance as of the Cut-off Date or Subsequent Cut-off Date of approximately $492,907,728.27, after application of scheduled payments due on or before the Cut-off Date or Subsequent Cut-off Date whether or not received and application of all unscheduled payments of principal received prior to the Cut-off Date or Subsequent Cut-off Date, and subject to a permitted variance of plus or minus 5%. None of the Group II Mortgage Loans had a first Due Date prior to June 1, 2005 or after February 1, 2006, or will have a remaining term to stated maturity of less than 119 months or greater than 360 months as of the Cut-off Date or Subsequent Cut-off Date. The latest maturity date of any Group II Mortgage Loan is January 1, 2036.

DESCRIPTION OF THE TOTAL COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	10,640

Aggregate Current Principal Balance	$2,006,424,377.48

Average Current Principal Balance	$188,573.72		$19,991.13 to $999,177.68
Aggregate Original Principal Balance	$2,007,690,300.45

Average Original Principal Balance	$188,692.70		$20,000.00 to $999,999.00
Fully Amortizing Mortgage Loans	100.00%

1st Lien	99.40%

Weighted Avg. Gross Coupon	7.535%		5.500% to 12.850%

Weighted Avg. Original Term (months)	353		120 to 360
Weighted Avg. Remaining Term (months)	352		119 to 360

Weighted Avg. Margin(ARM Loans Only)	5.703%		2.750% to 6.750%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.784%		11.500% to 18.850%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.784%		5.500% to 12.850%

Weighted Avg. Original LTV (1)	77.78%		7.99% to 100.00%

Weighted Avg. Borrower FICO	632		500 to 818

Geographic Distribution (Top 5)	CA	17.79%
	NY	10.66%
	FL	10.06%
	NJ	8.05%
	MD	6.67%

⁽¹⁾The loan-to-value(“OLTV”) of a first-lien mortgage at any given time is a fraction, expressed as a percentage, the numerator of which is the principal balance of the mortgage loan at the date of origination and the denominator of which is the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan. The OLTV of a second lien mortgage loan at any given time is a fraction, expressed as a percentage the numerator of which is (i) the sum of (a) the principal balance of such mortgage loan at the date of origination plus (b) the outstanding balance of the senior mortgage loan at the date of origination of such mortgage loan and the denominator of which is (ii) the lesser of the sales price of the related mortgage property and its appraised value determined in an appraisal obtained by the originator at origination of the mortgage loan.

DESCRIPTION OF THE TOTAL COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)		% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB	5,231	921,118,831.19		45.91		358	41.94	8.145	586	76.52
2 YR/6MO LIB - 5YR IO	616	174,423,044.96		8.69		359	42.16	7.183	663	81.75
3 YR/6MO LIB	1,549	262,082,664.55		13.06		358	40.00	7.567	609	77.60
3 YR/6MO LIB - 5YR IO	458	118,635,693.91		5.91		359	41.07	6.727	685	81.02
5 YR/6MO LIB	100	15,327,340.22		0.76		359	39.46	6.519	726	79.99
5 YR/6MO LIB - 5YR IO	106	24,289,768.02		1.21		359	38.94	6.709	724	81.75
FIXED RATE	2,159	377,454,415.03		18.81		328	41.47	6.718	700	77.46
FIXED RATE - 5YR IO	421	113,092,619.60		5.64		359	40.63	6.936	693	78.82
Total:	10,640	2,006,424,377.48		100.00		352	41.44	7.535	632	77.78

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)		% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
0.01 - 25,000.00	64	1,420,136.00		0.07		357	39.59	9.990	667	99.79
25,000.01 - 50,000.00	162	5,686,519.00		0.28		358	41.83	9.980	672	99.89
50,000.01 - 100,000.00	2,214	175,337,192.00		8.73		341	39.04	8.566	607	73.48
100,000.01 - 150,000.00	2,587	322,650,133.51		16.07		348	40.05	7.864	619	76.80
150,000.01 - 200,000.00	1,878	326,586,267.10		16.27		351	41.32	7.619	622	77.15
200,000.01 - 250,000.00	1,199	267,273,794.80		13.31		355	41.58	7.543	625	77.58
250,000.01 - 300,000.00	935	256,653,037.71		12.78		355	42.18	7.189	637	77.54
300,000.01 - 350,000.00	588	190,251,712.23		9.48		354	42.49	7.201	642	79.06
350,000.01 - 400,000.00	377	140,536,608.00		7.00		355	43.00	7.160	649	79.19
400,000.01 - 450,000.00	230	97,971,372.10		4.88		357	44.08	7.129	652	80.04
450,000.01 - 500,000.00	187	89,286,688.00		4.45		359	42.40	7.040	657	80.13
500,000.01 - 550,000.00	75	39,416,620.00		1.96		357	42.17	7.217	653	80.77
550,000.01 - 600,000.00	63	36,713,189.00		1.83		356	41.32	7.218	663	82.70
600,000.01 - 650,000.00	18	11,187,189.00		0.56		359	39.61	7.174	664	81.39
650,000.01 - 700,000.00	22	14,805,075.00		0.74		359	39.38	7.265	626	77.91
700,000.01 - 750,000.00	25	18,095,869.00		0.90		359	40.85	7.045	658	80.18
750,000.01 - 800,000.00	5	3,860,000.00		0.19		322	37.09	6.892	683	78.26
800,000.01 - 850,000.00	5	4,150,899.00		0.21		360	35.58	7.612	663	78.12
900,000.01 - 950,000.00	3	2,840,000.00		0.14		359	45.01	7.618	664	70.45
950,000.01 - 1,000,000.00	3	2,967,999.00		0.15		360	35.63	7.021	666	76.40
Total:	10,640	2,007,690,300.45		100.00		352	41.44	7.535	632	77.78

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE TOTAL COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 25,000.00	64	1,419,775.72		0.07	357	39.59	9.990	667	99.79
25,000.01 - 50,000.00	163	5,724,798.86		0.29	358	41.70	9.984	671	99.45
50,000.01 - 100,000.00	2,214	175,214,915.97		8.73	341	39.05	8.565	607	73.50
100,000.01 - 150,000.00	2,590	322,893,211.34		16.09	347	40.04	7.863	619	76.79
150,000.01 - 200,000.00	1,876	326,173,669.11		16.26	351	41.33	7.622	622	77.15
200,000.01 - 250,000.00	1,200	267,472,348.86		13.33	355	41.59	7.537	626	77.59
250,000.01 - 300,000.00	933	256,056,093.66		12.76	355	42.18	7.191	637	77.54
300,000.01 - 350,000.00	589	190,542,019.52		9.50	354	42.51	7.198	642	79.10
350,000.01 - 400,000.00	375	139,769,382.08		6.97	356	42.98	7.165	648	79.13
400,000.01 - 450,000.00	233	99,269,360.90		4.95	357	44.08	7.121	651	80.10
450,000.01 - 500,000.00	184	87,898,786.30		4.38	359	42.38	7.048	657	80.05
500,000.01 - 550,000.00	75	39,403,670.13		1.96	357	42.17	7.217	653	80.77
550,000.01 - 600,000.00	63	36,701,780.35		1.83	356	41.32	7.218	663	82.70
600,000.01 - 650,000.00	19	11,834,142.62		0.59	359	39.19	7.274	656	81.56
650,000.01 - 700,000.00	21	14,149,603.62		0.71	359	39.72	7.186	631	77.61
700,000.01 - 750,000.00	25	18,090,498.46		0.90	359	40.85	7.045	658	80.18
750,000.01 - 800,000.00	5	3,852,665.83		0.19	322	37.07	6.893	683	78.26
800,000.01 - 850,000.00	5	4,150,476.47		0.21	360	35.58	7.611	663	78.12
900,000.01 - 950,000.00	3	2,840,000.00		0.14	359	45.01	7.618	664	70.45
950,000.01 - 1,000,000.00	3	2,967,177.68		0.15	360	35.64	7.021	666	76.41
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
61 – 120	13	1,207,446.24		0.06	119	39.79	8.012	619	67.52
121 - 180	464	61,717,817.43		3.08	179	38.51	6.608	700	73.22
181 - 240	100	15,061,068.85		0.75	239	39.07	7.256	656	72.40
241 - 300	20	4,723,609.81		0.24	299	43.77	6.612	684	73.20
301 - 360	10,043	1,923,714,435.15		95.88	359	41.55	7.569	629	77.99
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

DESCRIPTION OF THE TOTAL COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	580	146,648,461.48		7.31	332	40.62	5.857	718	73.32
6.000 - 6.499	1,121	253,212,118.33		12.62	343	40.44	6.270	694	76.42
6.500 - 6.999	2,168	481,187,582.31		23.98	354	40.97	6.755	662	79.53
7.000 - 7.499	1,062	225,690,433.93		11.25	356	41.39	7.248	627	79.09
7.500 - 7.999	1,723	330,963,876.57		16.50	357	41.91	7.761	603	77.69
8.000 - 8.499	736	131,727,351.56		6.57	358	42.72	8.243	586	77.22
8.500 - 8.999	1,167	185,473,231.64		9.24	357	41.72	8.756	571	76.75
9.000 - 9.499	463	65,325,134.80		3.26	355	41.78	9.254	570	76.76
9.500 - 9.999	949	103,083,548.28		5.14	356	42.72	9.787	580	79.79
10.000 - 10.499	272	35,201,039.16		1.75	356	42.98	10.215	562	78.60
10.500 - 10.999	210	24,226,119.06		1.21	355	41.73	10.732	567	77.76
11.000 - 11.499	87	10,645,037.36		0.53	352	42.78	11.292	558	75.77
11.500 - 11.999	83	9,486,193.01		0.47	356	40.98	11.731	561	78.20
12.000 - 12.499	16	3,042,468.97		0.15	359	43.33	12.231	579	77.66
12.500 - 12.999	3	511,781.02		0.03	338	42.33	12.802	610	77.71
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
0.01 - 25.00	57	5,627,561.17		0.28	353	35.66	7.790	619	19.30
25.01 - 30.00	57	6,360,343.65		0.32	337	41.31	7.787	621	27.39
30.01 - 35.00	49	5,863,169.05		0.29	325	37.10	7.534	637	32.68
35.01 - 40.00	111	14,122,583.92		0.70	341	39.09	7.555	618	37.86
40.01 - 45.00	144	21,281,436.28		1.06	343	39.63	7.576	614	42.78
45.01 - 50.00	170	29,154,719.98		1.45	349	41.24	7.532	615	47.78
50.01 - 55.00	284	48,703,178.81		2.43	349	40.72	7.483	619	52.84
55.01 - 60.00	437	72,234,729.53		3.60	351	40.74	7.784	598	58.03
60.01 - 65.00	495	89,842,585.66		4.48	347	41.10	7.275	625	62.82
65.01 - 70.00	689	131,792,445.13		6.57	351	41.76	7.414	618	67.89
70.01 - 75.00	1,436	263,278,557.93		13.12	353	41.43	7.815	599	73.52
75.01 - 80.00	1,902	375,795,357.42		18.73	351	41.16	7.243	640	78.78
80.01 - 85.00	1,582	331,643,994.50		16.53	355	41.73	7.663	627	83.64
85.01 - 90.00	2,836	577,713,690.45		28.79	354	41.76	7.510	653	89.17
90.01 - 95.00	103	21,284,664.45		1.06	358	42.88	7.520	692	94.16
95.01 - 100.00	288	11,725,359.55		0.58	358	41.58	9.971	674	99.96
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

DESCRIPTION OF THE TOTAL COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
500 - 519	597	87,147,146.75		4.34	355	42.37	8.920	509	66.39
520 - 539	791	131,934,879.00		6.58	356	42.64	8.889	529	71.94
540 - 559	930	154,903,248.80		7.72	357	42.34	8.487	551	75.17
560 - 579	1,027	172,904,468.39		8.62	357	41.77	8.145	569	75.63
580 - 599	1,005	179,896,763.55		8.97	357	41.90	7.988	590	77.80
600 - 619	981	172,066,534.53		8.58	356	40.86	7.799	609	78.35
620 - 639	1,008	192,184,404.99		9.58	356	41.19	7.572	629	80.69
640 - 000	000	000,496,022.30		10.24	357	41.07	7.182	649	81.11
660 - 679	707	161,947,517.29		8.07	355	41.59	6.989	669	80.72
680 - 699	755	158,018,033.06		7.88	348	40.94	6.792	689	81.00
700 - 719	572	123,800,175.76		6.17	343	41.80	6.620	710	79.48
720 - 739	522	107,519,264.41		5.36	338	41.04	6.458	729	79.77
740 - 759	377	79,212,809.51		3.95	337	40.45	6.466	749	78.46
760 - 779	240	45,612,829.33		2.27	340	39.01	6.365	769	75.53
780 - 799	132	23,648,386.95		1.18	336	40.19	6.354	788	74.21
800 - 819	56	10,131,892.86		0.50	331	38.74	6.365	806	69.83
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
<= 0.00	1	216,000.00		0.01	360	0.00	9.900	523	90.00
0.01 - 20.00	410	67,880,168.07		3.38	349	14.89	7.586	628	74.77
20.01 - 25.00	468	76,486,334.08		3.81	349	23.17	7.487	634	76.38
25.01 - 30.00	804	134,037,496.00		6.68	348	28.20	7.360	639	76.51
30.01 - 35.00	1,119	195,782,401.52		9.76	350	33.07	7.420	637	76.92
35.01 - 40.00	1,472	267,802,405.14		13.35	352	38.07	7.498	634	77.84
40.01 - 45.00	2,045	386,535,236.17		19.26	352	43.18	7.465	637	78.01
45.01 - 50.00	3,500	717,361,475.87		35.75	354	48.29	7.522	636	79.59
50.01 - 55.00	821	160,322,860.63		7.99	357	53.47	8.112	586	73.04
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

DESCRIPTION OF THE TOTAL COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	1,194	356,893,175.80		17.79	357	41.85	6.851	646	73.73
New York	821	213,954,197.06		10.66	349	42.71	7.366	645	75.68
Florida	1,175	201,808,269.49		10.06	354	41.28	7.478	617	77.79
New Jersey	686	161,428,411.99		8.05	354	42.62	7.888	632	76.59
Maryland	644	133,925,325.58		6.67	354	41.76	7.528	620	78.04
Pennsylvania	506	75,109,249.22		3.74	351	40.32	7.517	620	80.23
Arizona	415	73,512,678.55		3.66	357	39.24	7.366	620	78.22
Illinois	428	70,689,139.04		3.52	353	42.28	8.671	622	80.06
Texas	616	68,573,951.15		3.42	335	40.53	8.181	623	77.23
Massachusetts	289	61,886,473.49		3.08	357	42.84	7.722	629	76.70
Michigan	459	56,069,088.50		2.79	354	41.02	7.951	617	82.80
Washington	245	50,274,992.81		2.51	352	40.22	7.270	642	82.02
Georgia	300	45,034,656.35		2.24	347	39.34	8.248	631	81.99
Connecticut	172	33,995,131.25		1.69	350	41.84	7.454	638	76.94
Nevada	124	28,384,528.55		1.41	353	42.34	7.198	634	79.39
Indiana	218	26,932,902.72		1.34	352	39.57	7.955	645	84.43
Hawaii	73	25,010,924.11		1.25	354	42.16	6.917	673	74.18
Wisconsin	173	24,594,359.27		1.23	352	42.43	8.347	609	80.93
Minnesota	114	22,243,757.33		1.11	355	42.47	7.555	642	82.06
Tennessee	187	21,313,579.79		1.06	337	41.34	7.986	623	83.51
Rhode Island	93	20,326,611.31		1.01	354	43.12	6.982	627	74.86
Colorado	107	20,117,735.35		1.00	350	39.66	7.473	634	82.19
New Hampshire	116	19,865,950.61		0.99	357	41.72	7.723	621	76.05
North Carolina	139	18,199,553.82		0.91	354	40.21	8.403	633	82.29
South Carolina	125	16,849,063.36		0.84	344	41.35	8.239	626	81.40
Oregon	88	16,495,536.75		0.82	353	43.61	7.324	660	81.83
Alabama	141	16,315,911.35		0.81	346	37.43	8.532	609	82.72
Missouri	141	15,529,684.89		0.77	352	40.44	7.766	624	81.47
Delaware	74	12,469,343.54		0.62	343	37.52	7.305	621	79.09
Maine	82	10,883,359.47		0.54	355	39.11	8.205	605	76.72
Oklahoma	109	10,322,823.19		0.51	339	38.33	7.960	621	81.37
Utah	47	8,250,943.15		0.41	345	41.07	7.315	643	84.13
Kentucky	68	8,020,277.85		0.40	354	40.08	8.145	612	83.23
Kansas	68	7,891,589.03		0.39	334	38.93	8.158	641	84.20
Iowa	63	7,040,318.31		0.35	344	38.52	7.632	646	85.36
Ohio	59	6,961,509.67		0.35	353	39.31	7.766	636	83.79
District of Columbia	28	6,542,911.08		0.33	354	40.21	7.207	618	69.35
Arkansas	55	6,032,138.79		0.30	347	40.40	8.321	631	84.06
Mississippi	53	5,608,752.47		0.28	341	36.41	8.041	625	80.38
Louisiana	43	4,653,677.81		0.23	330	32.91	7.003	668	78.12
New Mexico	20	3,383,093.30		0.17	348	41.44	7.260	633	82.09
Vermont	16	3,051,091.34		0.15	359	41.81	7.684	642	81.55
Idaho	19	2,823,050.84		0.14	359	41.27	8.012	608	84.31
Alaska	11	2,062,093.13		0.10	347	40.95	7.758	634	75.65
Montana	11	2,049,022.84		0.10	344	42.51	6.810	660	79.34
Wyoming	12	1,559,125.38		0.08	359	37.06	8.634	613	82.74
South Dakota	9	1,097,445.85		0.05	359	39.93	7.294	667	88.92
North Dakota	4	386,970.95		0.02	359	37.28	7.448	661	85.26
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

DESCRIPTION OF THE TOTAL COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Owner Occupied	10,251	1,950,324,060.41		97.20	353	41.51	7.528	631	77.84
Non-Owner Occupied	301	42,029,330.31		2.09	351	38.23	7.919	661	75.96
Second Home	88	14,070,986.76		0.70	342	40.96	7.405	683	74.39
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	7,843	1,487,588,860.22		74.14	352	41.34	7.382	634	78.26
Limited Documentation	1,709	310,211,222.16		15.46	353	41.02	7.868	618	78.65
Stated Documentation	1,088	208,624,295.10		10.40	355	42.74	8.132	636	73.09
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Loan Purpose

PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	9,622	1,869,601,011.05		93.18	353	41.48	7.542	629	77.51
Purchase	618	74,992,050.13		3.74	357	40.94	7.686	661	84.07
Refinance-Debt Consolidation No Cash Out***	400	61,831,316.30		3.08	342	40.82	7.158	674	78.18
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

** Cash proceeds to the borrower inclusive of debt consolidation payments exceed 2% or $2,000 of the original principal balance of the related loan. Also includes all home equity loans originated in Texas with any cash proceeds.

*** Cash proceeds to the borrower inclusive of debt consolidation payments do not exceed 2% or $2,000 of the original principal balance of the related loan. Excludes home equity loans originated in Texas with any cash proceeds.

DESCRIPTION OF THE TOTAL COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
8A	1,633	331,533,500.11		16.52	338	40.62	6.427	743	78.16
7A	966	205,469,577.84		10.24	347	41.13	6.755	693	80.86
6A	639	149,510,989.69		7.45	355	41.71	6.932	669	81.10
5A	795	178,312,114.02		8.89	357	41.29	7.068	649	81.76
4A	812	158,664,902.42		7.91	356	41.38	7.478	632	81.25
3A	771	140,298,136.39		6.99	356	40.87	7.640	614	78.94
2A	982	179,006,275.70		8.92	357	41.30	7.765	605	78.76
A	1,637	289,281,257.76		14.42	358	41.49	8.067	572	77.42
B	1,243	203,215,798.99		10.13	357	43.09	8.814	550	73.69
C	979	145,303,072.38		7.24	355	42.39	8.901	538	68.35
D	183	25,828,752.18		1.29	356	39.41	9.184	524	56.58
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	9,171	1,700,020,014.27		84.73	352	41.23	7.534	631	77.94
PUD Detached	511	106,831,351.81		5.32	353	42.22	7.556	620	78.69
Two-to Four-Family Detached	394	101,910,119.89		5.08	352	44.14	7.558	655	72.93
Condominium	412	74,632,963.06		3.72	356	41.52	7.487	639	79.25
Single Family Attached	108	15,463,002.02		0.77	355	41.96	7.705	611	78.15
PUD Attached	28	5,338,663.47		0.27	354	38.64	7.342	667	81.54
Manufactured Housing	16	2,228,262.96		0.11	338	38.58	7.552	654	69.62
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	4,803	873,216,193.33		43.52	353	41.73	8.012	623	77.67
12 Months	438	113,641,472.50		5.66	341	41.75	6.550	690	76.23
24 Months	15	4,002,189.77		0.20	359	39.57	7.750	644	81.33
30 Months	35	7,451,624.12		0.37	359	40.65	7.808	651	83.76
36 Months	5,349	1,008,112,897.76		50.24	353	41.16	7.231	633	77.99
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Conforming	9,784	1,614,451,136.16		80.46	351	41.26	7.627	627	77.14
Non-Conforming	856	391,973,241.32		19.54	357	42.18	7.160	651	80.42
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

DESCRIPTION OF THE TOTAL COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	229	61,352,784.91		4.05	357	40.43	5.876	699	76.23
12.000 - 12.499	486	115,078,011.94		7.59	358	40.11	6.285	667	76.55
12.500 - 12.999	1,452	330,012,017.35		21.77	359	40.79	6.780	644	78.99
13.000 - 13.499	887	184,460,474.62		12.17	358	41.19	7.257	616	78.83
13.500 - 13.999	1,538	296,535,071.87		19.56	358	41.90	7.766	596	77.37
14.000 - 14.499	688	123,728,310.74		8.16	358	42.79	8.245	583	77.36
14.500 - 14.999	1,124	179,774,996.43		11.86	357	41.77	8.755	570	76.80
15.000 - 15.499	436	62,379,840.16		4.12	357	41.73	9.256	570	77.13
15.500 - 15.999	606	84,863,242.17		5.60	358	42.72	9.757	569	77.81
16.000 - 16.499	248	32,507,324.08		2.14	357	42.71	10.213	564	78.97
16.500 - 16.999	196	22,836,053.55		1.51	357	41.74	10.728	568	77.72
17.000 - 17.499	78	10,060,267.81		0.66	356	43.09	11.295	560	76.59
17.500 - 17.999	73	8,734,697.23		0.58	355	40.48	11.730	561	78.44
18.000 - 18.499	16	3,042,468.97		0.20	359	43.33	12.231	579	77.66
18.500 - 18.999	3	511,781.02		0.03	338	42.33	12.802	610	77.71
Total:	8,060	1,515,877,342.85		100.00	358	41.49	7.784	610	77.78

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		229	61,352,784.91		4.05	357	40.43		5.876	699		76.23
6.000 - 6.499		486	115,078,011.94		7.59	358	40.11		6.285	667		76.55
6.500 - 6.999		1,452	330,012,017.35		21.77	359	40.79		6.780	644		78.99
7.000 - 7.499		887	184,460,474.62		12.17	358	41.19		7.257	616		78.83
7.500 - 7.999		1,538	296,535,071.87		19.56	358	41.90		7.766	596		77.37
8.000 - 8.499		688	123,728,310.74		8.16	358	42.79		8.245	583		77.36
8.500 - 8.999		1,124	179,774,996.43		11.86	357	41.77		8.755	570		76.80
9.000 - 9.499		436	62,379,840.16		4.12	357	41.73		9.256	570		77.13
9.500 - 9.999		606	84,863,242.17		5.60	358	42.72		9.757	569		77.81
10.000 - 10.499		248	32,507,324.08		2.14	357	42.71		10.213	564		78.97
10.500 - 10.999		196	22,836,053.55		1.51	357	41.74		10.728	568		77.72
11.000 - 11.499		78	10,060,267.81		0.66	356	43.09		11.295	560		76.59
11.500 - 11.999		73	8,734,697.23		0.58	355	40.48		11.730	561		78.44
12.000 - 12.499		16	3,042,468.97		0.20	359	43.33		12.231	579		77.66
12.500 - 12.999		3	511,781.02		0.03	338	42.33		12.802	610		77.71
Total:		8,060	1,515,877,342.85		100.00	358	41.49		7.784	610		77.78

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
2.750 - 2.999	516	99,959,458.26		6.59	359	39.29		6.679	720	80.89
3.000 - 3.249	18	4,575,161.36		0.30	358	38.70		6.403	613	78.83
3.250 - 3.499	4	752,990.14		0.05	358	44.56		7.803	619	83.94
3.500 - 3.749	1	180,000.00		0.01	356	43.00		6.200	629	83.37
3.750 - 3.999	11	2,458,181.85		0.16	359	42.73		7.666	621	85.67
4.000 - 4.249	14	2,531,121.19		0.17	359	42.33		9.088	570	82.18
4.250 - 4.499	292	48,534,872.07		3.20	358	42.61		9.108	598	79.80
4.500 - 4.749	4	642,341.19		0.04	359	34.37		7.143	654	80.82
4.750 - 4.999	171	48,479,570.97		3.20	358	42.50		6.623	739	82.77
5.000 - 5.249	218	57,801,738.95		3.81	359	41.70		6.820	689	81.92
5.250 - 5.499	408	97,118,280.71		6.41	359	40.65		6.977	668	81.80
5.500 - 5.749	549	120,449,915.48		7.95	359	41.59		7.108	647	82.47
5.750 - 5.999	698	143,851,125.56		9.49	357	41.44		7.395	633	80.72
6.000 - 6.249	1,572	294,557,305.47		19.43	358	40.98		7.670	606	78.81
6.250 - 6.499	1,489	262,024,580.56		17.29	358	41.65		8.045	571	77.26
6.500 - 6.749	1,109	184,374,995.68		12.16	358	42.90		8.760	548	73.35
6.750 - 6.999	986	147,585,703.41		9.74	356	41.77		8.887	535	66.52
Total:	8,060	1,515,877,342.85		100.00	358	41.49		7.784	610	77.78

DESCRIPTION OF THE TOTAL COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
May 2007	2	280,157.58		0.02	354	45.08	7.899	554	73.19
June 2007	1	174,416.87		0.01	355	49.00	8.100	500	67.31
July 2007	35	5,764,769.31		0.38	356	41.29	8.035	598	78.66
August 2007	126	21,428,335.32		1.41	356	42.29	7.571	589	73.74
September 2007	104	21,187,949.46		1.40	357	43.55	7.811	617	79.24
October 2007	4,037	734,921,379.19		48.48	357	41.84	7.977	598	77.05
November 2007	655	116,248,314.14		7.67	359	42.43	8.444	589	78.09
December 2007	819	182,455,586.28		12.04	360	42.17	7.792	604	78.17
January 2008	68	13,080,968.00		0.86	356	39.88	8.540	585	79.11
July 2008	17	2,953,353.00		0.19	356	39.02	6.358	682	84.08
August 2008	25	4,034,540.46		0.27	357	40.43	7.242	625	74.82
September 2008	38	9,723,833.54		0.64	358	40.75	7.157	646	79.79
October 2008	1,410	256,201,514.73		16.90	358	40.19	7.259	633	78.18
November 2008	185	35,369,425.00		2.33	358	39.10	7.733	620	79.94
December 2008	302	65,182,795.73		4.30	359	41.11	7.298	638	79.59
January 2009	30	7,252,896.00		0.48	360	44.36	7.537	619	79.77
June 2010	1	418,591.00		0.03	355	42.00	6.250	704	88.12
July 2010	3	561,373.57		0.04	356	47.13	6.573	729	88.43
August 2010	4	513,050.82		0.03	357	38.07	6.824	689	84.18
September 2010	1	219,600.00		0.01	358	43.00	6.990	713	89.63
October 2010	139	26,528,289.85		1.75	359	37.71	6.545	728	80.04
November 2010	14	2,325,953.00		0.15	360	38.28	6.511	724	80.89
December 2010	42	8,867,423.00		0.58	360	42.93	6.933	718	82.84
January 2011	2	182,827.00		0.01	360	40.91	7.028	698	90.00
Total:	8,060	1,515,877,342.85		100.00	358	41.49	7.784	610	77.78

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	7,854	1,476,260,234.61		97.39	358	41.55	7.814	607	77.69
6.000	206	39,617,108.24		2.61	359	39.14	6.635	725	81.07
Total:	8,060	1,515,877,342.85		100.00	358	41.49	7.784	610	77.78

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	8,060	1,515,877,342.85		100.00	358	41.49	7.784	610	77.78
Total:	8,060	1,515,877,342.85		100.00	358	41.49	7.784	610	77.78

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Non-Insured AVM	7,438	1,408,276,549.45		70.19	354	41.84	7.755	620	78.60
Insured AVM	3,202	598,147,828.03		29.81	349	40.49	7.019	660	75.84
Total:	10,640	2,006,424,377.48		100.00	352	41.44	7.535	632	77.78

DESCRIPTION OF THE GROUP I COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	9,046

Aggregate Current Principal Balance	$1,513,516,649.21

Average Current Principal Balance	$167,313.36		$19,991.13 to $620,000.00
Aggregate Original Principal Balance	$1,514,522,444.25

Average Original Principal Balance	$167,424.55		$20,000.00 to $620,000.00
Fully Amortizing Mortgage Loans	100.00%

1st Lien	99.80%

Weighted Avg. Gross Coupon	7.628%		5.500% to 12.850%

Weighted Avg. Original Term (months)	352		120 to 360
Weighted Avg. Remaining Term (months)	351		119 to 360

Weighted Avg. Margin(ARM Loans Only)	5.754%		2.750% to 6.750%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.890%		11.500% to 18.850%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.890%		5.500% to 12.850%

Weighted Avg. Original LTV (1)	76.91%		7.99% to 100.00%

Weighted Avg. Borrower FICO	626		500 to 818

Geographic Distribution (Top 5)	CA	12.25%
	FL	11.13%
	NY	9.41%
	NJ	8.05%
	MD	6.84%

DESCRIPTION OF THE GROUP I COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)		% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB	4,718	759,003,564.96		50.15		357	41.94	8.199	584	76.03
2 YR/6MO LIB - 5YR IO	422	92,337,703.73		6.10		359	42.19	7.260	661	81.27
3 YR/6MO LIB	1,384	214,964,595.41		14.20		358	39.85	7.608	609	77.57
3 YR/6MO LIB - 5YR IO	339	70,776,952.12		4.68		359	40.23	6.802	685	79.95
5 YR/6MO LIB	86	12,485,947.97		0.82		359	38.97	6.510	728	80.74
5 YR/6MO LIB - 5YR IO	88	17,626,523.02		1.16		359	39.29	6.682	724	80.43
FIXED RATE	1,710	281,393,731.60		18.59		323	41.09	6.697	701	76.20
FIXED RATE - 5YR IO	299	64,927,630.40		4.29		359	40.36	6.957	693	76.85
Total:	9,046	1,513,516,649.21		100.00		351	41.30	7.628	626	76.91



Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)		% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
0.01 - 25,000.00	40	884,296.00		0.06		359	40.61	9.990	659	99.99
25,000.01 - 50,000.00	31	1,069,905.00		0.07		359	43.53	9.990	673	99.63
50,000.01 - 100,000.00	2,024	160,844,064.00		10.62		342	39.03	8.552	606	73.13
100,000.01 - 150,000.00	2,432	303,692,039.51		20.05		347	40.10	7.865	618	76.56
150,000.01 - 200,000.00	1,792	311,420,414.00		20.56		351	41.34	7.624	621	77.01
200,000.01 - 250,000.00	1,136	253,274,118.80		16.72		355	41.59	7.564	623	77.43
250,000.01 - 300,000.00	874	239,998,453.71		15.85		355	42.24	7.195	637	77.36
300,000.01 - 350,000.00	543	175,785,594.23		11.61		355	42.57	7.203	642	78.78
350,000.01 - 400,000.00	121	43,762,348.00		2.89		356	43.57	7.217	657	78.56
400,000.01 - 450,000.00	36	15,282,631.00		1.01		359	46.12	7.393	662	77.56
450,000.01 - 500,000.00	12	5,724,580.00		0.38		359	40.31	6.724	690	74.81
500,000.01 - 550,000.00	3	1,569,000.00		0.10		358	50.01	6.499	703	72.88
550,000.01 - 600,000.00	1	595,000.00		0.04		359	54.00	7.990	598	85.00
600,000.01 - 650,000.00	1	620,000.00		0.04		359	44.00	6.350	640	80.00
Total:	9,046	1,514,522,444.25		100.00		351	41.30	7.628	626	76.91

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE GROUP I COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 25,000.00	40	884,083.02		0.06	359	40.61	9.990	659	99.99
25,000.01 - 50,000.00	31	1,069,505.56		0.07	359	43.53	9.990	673	99.63
50,000.01 - 100,000.00	2,025	160,795,572.41		10.62	342	39.04	8.551	606	73.15
100,000.01 - 150,000.00	2,435	303,948,529.15		20.08	347	40.09	7.864	618	76.55
150,000.01 - 200,000.00	1,790	311,016,849.48		20.55	351	41.35	7.627	621	77.01
200,000.01 - 250,000.00	1,137	253,483,865.00		16.75	355	41.59	7.558	624	77.43
250,000.01 - 300,000.00	872	239,409,450.29		15.82	355	42.23	7.197	637	77.36
300,000.01 - 350,000.00	544	176,082,923.04		11.63	355	42.58	7.200	642	78.82
350,000.01 - 400,000.00	119	43,041,611.56		2.84	357	43.50	7.236	656	78.38
400,000.01 - 450,000.00	36	15,276,624.05		1.01	359	46.12	7.393	662	77.56
450,000.01 - 500,000.00	12	5,724,580.00		0.38	359	40.31	6.724	690	74.81
500,000.01 - 550,000.00	3	1,568,455.70		0.10	358	50.01	6.499	703	72.88
550,000.01 - 600,000.00	1	594,599.95		0.04	359	54.00	7.990	598	85.00
600,000.01 - 650,000.00	1	620,000.00		0.04	359	44.00	6.350	640	80.00
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
61 - 120	12	1,131,786.81		0.07	119	40.25	7.933	620	67.61
121 - 180	421	53,471,566.22		3.53	179	38.35	6.633	700	72.82
181 - 240	94	13,618,154.35		0.90	239	39.31	7.312	649	72.04
241 - 300	18	3,937,622.00		0.26	299	44.50	6.675	682	72.45
301 - 360	8,501	1,441,357,519.83		95.23	359	41.42	7.670	623	77.13
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP I COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	450	96,476,744.31		6.37	327	39.88	5.859	719	71.75
6.000 - 6.499	926	180,103,392.37		11.90	339	40.09	6.266	695	75.24
6.500 - 6.999	1,799	338,441,756.40		22.36	352	40.68	6.752	662	78.63
7.000 - 7.499	890	161,681,896.32		10.68	356	41.16	7.258	623	78.21
7.500 - 7.999	1,515	261,236,347.81		17.26	356	41.91	7.769	599	77.10
8.000 - 8.499	652	104,027,355.97		6.87	358	42.45	8.244	581	76.37
8.500 - 8.999	1,073	160,407,311.66		10.60	356	41.86	8.758	570	76.50
9.000 - 9.499	431	58,017,768.11		3.83	355	41.97	9.249	568	76.84
9.500 - 9.999	699	82,613,353.79		5.46	356	42.63	9.773	568	77.41
10.000 - 10.499	248	30,749,818.93		2.03	356	42.56	10.212	561	78.54
10.500 - 10.999	193	20,957,154.18		1.38	355	41.64	10.725	562	77.32
11.000 - 11.499	80	8,295,548.05		0.55	352	44.27	11.269	556	74.59
11.500 - 11.999	75	8,054,875.64		0.53	355	40.84	11.735	555	77.38
12.000 - 12.499	12	1,941,544.65		0.13	360	39.65	12.236	580	75.00
12.500 - 12.999	3	511,781.02		0.03	338	42.33	12.802	610	77.71
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
0.01 - 25.00	51	5,120,296.11		0.34	355	35.23	7.768	620	19.31
25.01 - 30.00	56	6,185,843.65		0.41	336	41.65	7.838	617	27.38
30.01 - 35.00	44	5,084,764.46		0.34	335	36.52	7.601	629	32.65
35.01 - 40.00	104	12,864,739.49		0.85	340	39.37	7.513	626	37.96
40.01 - 45.00	135	18,865,884.23		1.25	341	39.82	7.617	609	42.73
45.01 - 50.00	159	25,972,566.08		1.72	349	40.63	7.565	610	47.76
50.01 - 55.00	261	41,371,640.81		2.73	349	41.37	7.468	617	52.75
55.01 - 60.00	412	63,208,652.61		4.18	350	40.75	7.885	594	58.08
60.01 - 65.00	446	74,890,536.02		4.95	346	40.82	7.372	621	62.82
65.01 - 70.00	620	107,640,531.05		7.11	350	41.68	7.464	616	67.86
70.01 - 75.00	1,275	206,011,267.33		13.61	352	41.39	7.905	594	73.56
75.01 - 80.00	1,547	263,642,028.03		17.42	350	41.19	7.364	631	78.66
80.01 - 85.00	1,351	242,213,228.82		16.00	354	41.66	7.819	621	83.65
85.01 - 90.00	2,400	416,886,423.29		27.54	353	41.39	7.605	649	89.19
90.01 - 95.00	97	20,585,431.61		1.36	358	42.89	7.509	692	94.17
95.01 - 100.00	88	2,972,815.62		0.20	360	41.68	9.961	671	99.93
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP I COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
500 - 519	563	79,197,351.47		5.23	355	42.51	8.963	509	66.13
520 - 000	000	000,962,150.39		7.60	356	42.36	8.921	529	72.10
540 - 559	855	132,643,965.59		8.76	357	42.34	8.495	551	74.79
560 - 579	934	145,879,797.98		9.64	357	41.61	8.174	569	75.05
580 - 599	887	142,893,040.78		9.44	357	41.68	8.059	590	77.61
600 - 619	817	129,909,652.29		8.58	355	40.58	7.819	609	77.97
620 - 639	831	139,191,183.29		9.20	356	41.24	7.573	629	79.88
640 - 659	745	136,638,796.86		9.03	356	41.45	7.236	649	80.68
660 - 679	563	107,826,500.56		7.12	354	41.28	7.020	669	80.28
680 - 699	596	108,586,468.93		7.17	346	41.03	6.807	689	80.10
700 - 719	451	87,555,887.01		5.78	341	41.16	6.622	710	78.76
720 - 739	412	73,258,133.20		4.84	331	40.20	6.402	729	78.61
740 - 759	308	54,990,033.52		3.63	331	39.52	6.474	749	76.88
760 - 779	198	34,368,507.40		2.27	336	38.40	6.378	769	74.36
780 - 799	107	18,314,234.12		1.21	333	39.22	6.235	788	74.09
800 - 819	46	7,300,945.82		0.48	320	38.83	6.323	807	68.05
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

	Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)		NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
<= 0.00		1	216,000.00		0.01	360	0.00	9.900	523	90.00
0.01 - 20.00		348	49,200,590.06		3.25	346	15.55	7.545	628	73.63
20.01 - 25.00		407	59,546,994.62		3.93	349	23.29	7.589	630	75.65
25.01 - 30.00		698	105,084,262.68		6.94	347	28.19	7.469	634	75.83
30.01 - 35.00		986	158,903,590.03		10.50	350	33.10	7.503	633	76.45
35.01 - 40.00		1,259	206,404,147.61		13.64	351	38.06	7.568	628	76.91
40.01 - 45.00		1,738	291,862,423.14		19.28	352	43.21	7.581	631	77.02
45.01 - 50.00		2,893	518,788,560.28		34.28	352	48.28	7.607	629	78.79
50.01 - 55.00		716	123,510,080.79		8.16	357	53.48	8.271	580	72.14
Total:		9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP I COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	804	185,348,357.71		12.25	357	41.74	6.864	633	69.77
Florida	1,062	168,395,007.00		11.13	354	41.70	7.495	613	77.52
New York	635	142,420,377.20		9.41	347	42.16	7.442	639	72.60
New Jersey	575	121,895,340.96		8.05	354	42.53	7.956	630	75.38
Maryland	564	103,547,316.22		6.84	353	41.10	7.551	617	76.88
Pennsylvania	454	65,337,183.91		4.32	350	40.39	7.512	619	80.16
Illinois	395	63,001,653.53		4.16	353	42.43	8.737	615	79.29
Arizona	362	61,470,058.03		4.06	357	39.23	7.372	618	77.70
Texas	551	58,488,117.88		3.86	333	40.56	8.221	620	76.71
Michigan	427	51,582,053.36		3.41	354	41.05	7.969	615	82.74
Massachusetts	233	48,558,089.71		3.21	357	42.93	7.737	626	74.76
Washington	214	41,841,448.83		2.76	354	40.15	7.290	638	81.43
Georgia	266	36,573,108.85		2.42	344	39.56	8.284	631	81.59
Connecticut	145	26,460,424.15		1.75	347	42.21	7.556	629	76.24
Indiana	190	22,608,587.82		1.49	351	39.36	7.918	644	84.52
Wisconsin	161	21,758,036.78		1.44	351	41.87	8.430	606	80.39
Nevada	105	21,688,482.49		1.43	352	42.37	7.256	625	77.95
Hawaii	63	19,806,155.03		1.31	353	41.35	6.897	672	71.98
Tennessee	168	18,752,495.50		1.24	334	41.46	7.997	620	83.22
New Hampshire	104	18,281,151.04		1.21	357	41.89	7.716	619	75.80
Minnesota	97	17,798,178.88		1.18	354	42.67	7.565	640	82.16
Rhode Island	87	17,748,851.51		1.17	353	42.72	7.044	624	74.30
North Carolina	129	17,124,536.67		1.13	354	40.08	8.368	635	82.22
Colorado	95	15,809,741.83		1.04	347	40.94	7.431	633	80.53
Alabama	127	14,220,360.38		0.94	344	37.88	8.564	608	82.75
South Carolina	112	14,088,051.25		0.93	343	41.13	8.357	622	80.90
Oregon	77	13,424,361.76		0.89	352	42.39	7.386	654	82.10
Missouri	117	13,068,671.56		0.86	353	40.35	7.784	621	80.67
Delaware	62	9,487,777.05		0.63	337	39.54	7.397	618	79.35
Maine	66	9,069,611.20		0.60	354	38.44	8.242	607	76.20
Oklahoma	91	8,629,420.82		0.57	344	37.51	7.940	622	81.44
Kentucky	60	7,333,063.76		0.48	355	39.98	8.079	617	83.86
Ohio	55	6,627,136.77		0.44	353	38.94	7.752	631	83.34
Kansas	56	6,577,737.61		0.43	346	39.98	8.278	636	84.03
Iowa	57	6,555,822.14		0.43	347	39.31	7.616	647	85.46
Utah	40	6,169,934.37		0.41	356	39.91	7.499	624	84.54
District of Columbia	24	5,054,309.08		0.33	353	41.80	7.212	616	68.15
Arkansas	50	5,043,108.92		0.33	345	39.59	8.499	625	83.80
Mississippi	44	4,685,976.88		0.31	340	35.43	8.010	622	79.89
Louisiana	36	3,952,164.03		0.26	325	32.69	6.963	670	77.75
New Mexico	17	2,643,135.72		0.17	345	42.62	7.421	624	80.36
Vermont	13	2,227,563.61		0.15	359	40.87	7.902	647	79.20
Idaho	14	2,064,252.69		0.14	359	41.54	7.809	601	82.45
Alaska	11	2,062,093.13		0.14	347	40.95	7.758	634	75.65
Wyoming	12	1,559,125.38		0.10	359	37.06	8.634	613	82.74
Montana	7	1,240,799.41		0.08	335	40.24	7.143	651	82.73
South Dakota	9	1,097,445.85		0.07	359	39.93	7.294	667	88.92
North Dakota	3	339,970.95		0.02	359	36.77	7.097	644	83.22
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP I COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Owner Occupied	8,684	1,463,454,998.67		96.69	351	41.34	7.622	625	76.95
Non-Owner Occupied	284	38,434,746.89		2.54	350	39.46	7.877	663	76.19
Second Home	78	11,626,903.65		0.77	346	42.17	7.515	677	74.72
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	6,708	1,127,983,907.41		74.53	351	41.19	7.484	628	77.46
Limited Documentation	1,470	238,125,350.22		15.73	352	41.03	7.961	613	77.66
Stated Documentation	868	147,407,391.58		9.74	353	42.57	8.195	628	71.47
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	8,456	1,440,805,525.63		95.20	352	41.33	7.638	624	76.78
Refinance-Debt Consolidation No Cash Out***	358	50,825,511.04		3.36	342	40.32	7.256	669	77.81
Purchase	232	21,885,612.54		1.45	357	41.51	7.808	655	83.58
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP I COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
8A	1,321	236,711,969.26		15.64	333	39.86	6.399	743	76.97
7A	751	139,852,872.38		9.24	345	41.13	6.772	693	80.07
6A	500	96,456,172.72		6.37	353	41.34	6.952	669	80.73
5A	619	115,986,048.01		7.66	356	41.65	7.082	649	81.30
4A	644	110,077,956.82		7.27	355	41.43	7.422	632	80.23
3A	622	102,794,471.41		6.79	355	40.73	7.677	615	78.90
2A	870	140,431,891.01		9.28	357	40.73	7.811	605	78.64
A	1,483	239,337,837.08		15.81	357	41.51	8.093	572	76.94
B	1,149	177,073,264.16		11.70	356	42.81	8.839	550	73.85
C	913	131,563,917.82		8.69	355	42.51	8.904	537	68.26
D	174	23,230,248.54		1.53	356	39.72	9.241	524	56.53
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	7,798	1,274,629,833.46		84.22	351	41.04	7.624	625	77.14
Two-to Four-Family Detached	368	89,006,538.49		5.88	353	44.03	7.664	649	71.53
PUD Detached	419	75,725,879.90		5.00	353	42.25	7.682	612	78.17
Condominium	326	54,324,113.35		3.59	355	41.51	7.580	631	78.11
Single Family Attached	98	13,892,763.76		0.92	354	42.13	7.733	610	78.42
PUD Attached	24	4,259,163.47		0.28	353	39.56	7.448	666	80.99
Manufactured Housing	13	1,678,356.78		0.11	338	40.70	7.784	641	67.79
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	3,983	657,700,347.96		43.46	352	41.66	8.083	618	76.47
12 Months	356	80,253,934.73		5.30	338	41.33	6.553	687	73.95
24 Months	10	1,488,009.53		0.10	359	34.71	7.642	669	78.26
30 Months	33	7,051,412.51		0.47	359	40.58	7.740	654	83.73
36 Months	4,664	767,022,944.48		50.68	352	41.00	7.350	626	77.53
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Conforming	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP I COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	169	36,575,968.68		3.13	357	39.90	5.875	698	74.07
12.000 - 12.499	394	80,557,766.23		6.90	358	39.43	6.284	664	74.94
12.500 - 12.999	1,196	230,627,122.83		19.76	359	40.49	6.782	642	78.20
13.000 - 13.499	746	133,382,154.64		11.43	357	41.03	7.266	613	78.08
13.500 - 13.999	1,364	238,526,946.72		20.44	358	41.91	7.773	594	76.89
14.000 - 14.499	608	97,084,130.43		8.32	358	42.60	8.246	577	76.53
14.500 - 14.999	1,034	155,930,255.58		13.36	357	41.90	8.756	569	76.58
15.000 - 15.499	405	55,148,132.90		4.72	357	41.91	9.251	568	77.26
15.500 - 15.999	563	74,014,405.91		6.34	358	42.50	9.762	566	77.33
16.000 - 16.499	225	28,115,530.63		2.41	357	42.22	10.209	563	78.95
16.500 - 16.999	180	19,626,683.57		1.68	357	41.69	10.721	563	77.20
17.000 - 17.499	72	7,770,758.46		0.67	357	44.86	11.271	558	75.57
17.500 - 17.999	66	7,382,104.96		0.63	355	40.33	11.732	555	77.55
18.000 - 18.499	12	1,941,544.65		0.17	360	39.65	12.236	580	75.00
18.500 - 18.999	3	511,781.02		0.04	338	42.33	12.802	610	77.71
Total:	7,037	1,167,195,287.21		100.00	358	41.40	7.890	604	77.08

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		169	36,575,968.68		3.13	357	39.90		5.875	698		74.07
6.000 - 6.499		394	80,557,766.23		6.90	358	39.43		6.284	664		74.94
6.500 - 6.999		1,196	230,627,122.83		19.76	359	40.49		6.782	642		78.20
7.000 - 7.499		746	133,382,154.64		11.43	357	41.03		7.266	613		78.08
7.500 - 7.999		1,364	238,526,946.72		20.44	358	41.91		7.773	594		76.89
8.000 - 8.499		608	97,084,130.43		8.32	358	42.60		8.246	577		76.53
8.500 - 8.999		1,034	155,930,255.58		13.36	357	41.90		8.756	569		76.58
9.000 - 9.499		405	55,148,132.90		4.72	357	41.91		9.251	568		77.26
9.500 - 9.999		563	74,014,405.91		6.34	358	42.50		9.762	566		77.33
10.000 - 10.499		225	28,115,530.63		2.41	357	42.22		10.209	563		78.95
10.500 - 10.999		180	19,626,683.57		1.68	357	41.69		10.721	563		77.20
11.000 - 11.499		72	7,770,758.46		0.67	357	44.86		11.271	558		75.57
11.500 - 11.999		66	7,382,104.96		0.63	355	40.33		11.732	555		77.55
12.000 - 12.499		12	1,941,544.65		0.17	360	39.65		12.236	580		75.00
12.500 - 12.999		3	511,781.02		0.04	338	42.33		12.802	610		77.71
Total:		7,037	1,167,195,287.21		100.00	358	41.40		7.890	604		77.08

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
2.750 - 2.999	432	75,883,138.72		6.50	359	39.31		6.668	722	80.38
3.000 - 3.249	16	3,310,161.36		0.28	357	34.73		6.594	595	75.76
3.250 - 3.499	4	752,990.14		0.06	358	44.56		7.803	619	83.94
3.500 - 3.749	1	180,000.00		0.02	356	43.00		6.200	629	83.37
3.750 - 3.999	9	1,797,971.98		0.15	359	42.91		7.536	623	85.81
4.000 - 4.249	14	2,531,121.19		0.22	359	42.33		9.088	570	82.18
4.250 - 4.499	278	44,903,113.33		3.85	358	42.81		9.141	596	79.47
4.500 - 4.749	3	527,481.04		0.05	359	35.32		6.848	673	79.15
4.750 - 4.999	113	23,746,239.89		2.03	359	41.42		6.763	739	81.96
5.000 - 5.249	165	35,165,681.38		3.01	359	41.69		6.906	690	82.14
5.250 - 5.499	334	63,713,228.23		5.46	358	40.42		6.989	668	81.26
5.500 - 5.749	439	80,504,562.08		6.90	358	40.96		7.110	647	82.43
5.750 - 5.999	582	102,125,777.43		8.75	357	41.57		7.352	633	80.11
6.000 - 6.249	1,360	223,174,194.50		19.12	358	40.68		7.718	606	78.86
6.250 - 6.499	1,345	216,616,416.85		18.56	358	41.71		8.071	571	76.69
6.500 - 6.749	1,020	159,142,756.43		13.63	358	42.68		8.776	549	73.36
6.750 - 6.999	922	133,120,452.66		11.41	356	41.94		8.898	534	66.52
Total:	7,037	1,167,195,287.21		100.00	358	41.40		7.890	604	77.08

DESCRIPTION OF THE GROUP I COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
May 2007	1	211,480.24		0.02	354	49.00	7.200	550	85.00
June 2007	1	174,416.87		0.01	355	49.00	8.100	500	67.31
July 2007	33	5,205,397.87		0.45	356	41.16	8.054	590	78.86
August 2007	112	17,368,308.15		1.49	355	41.69	7.589	590	72.86
September 2007	87	13,764,302.01		1.18	356	43.12	8.146	600	79.88
October 2007	3,572	572,686,774.84		49.07	357	41.83	8.085	592	76.24
November 2007	572	90,593,716.43		7.76	359	42.29	8.536	582	77.41
December 2007	698	139,783,604.28		11.98	360	42.53	7.880	598	77.44
January 2008	64	11,553,268.00		0.99	356	38.67	8.609	588	78.78
July 2008	12	1,505,599.14		0.13	356	43.47	6.164	684	83.31
August 2008	23	3,640,140.46		0.31	357	40.11	7.320	614	74.26
September 2008	28	5,155,562.59		0.44	358	34.97	7.369	630	76.77
October 2008	1,219	193,799,382.61		16.60	358	39.69	7.365	628	77.59
November 2008	165	26,474,728.00		2.27	358	39.72	7.867	612	78.56
December 2008	253	50,006,240.73		4.28	360	40.89	7.363	632	79.94
January 2009	23	5,159,894.00		0.44	360	45.17	7.577	634	82.99
June 2010	1	418,591.00		0.04	355	42.00	6.250	704	88.12
July 2010	3	561,373.57		0.05	356	47.13	6.573	729	88.43
August 2010	4	513,050.82		0.04	357	38.07	6.824	689	84.18
September 2010	1	219,600.00		0.02	358	43.00	6.990	713	89.63
October 2010	117	19,344,362.60		1.66	359	37.56	6.500	730	79.09
November 2010	14	2,325,953.00		0.20	360	38.28	6.511	724	80.89
December 2010	32	6,546,713.00		0.56	360	43.21	6.956	719	82.77
January 2011	2	182,827.00		0.02	360	40.91	7.028	698	90.00
Total:	7,037	1,167,195,287.21		100.00	358	41.40	7.890	604	77.08

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	6,863	1,137,082,816.22		97.42	358	41.46	7.924	601	76.99
6.000	174	30,112,470.99		2.58	359	39.16	6.610	726	80.56
Total:	7,037	1,167,195,287.21		100.00	358	41.40	7.890	604	77.08

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	7,037	1,167,195,287.21		100.00	358	41.40	7.890	604	77.08
Total:	7,037	1,167,195,287.21		100.00	358	41.40	7.890	604	77.08

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Non-Insured AVM	6,127	1,013,880,896.50		66.99	353	41.81	7.894	612	77.70
Insured AVM	2,919	499,635,752.71		33.01	348	40.26	7.089	655	75.30
Total:	9,046	1,513,516,649.21		100.00	351	41.30	7.628	626	76.91

DESCRIPTION OF THE GROUP II COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	1,594

Aggregate Current Principal Balance	$492,907,728.27

Average Current Principal Balance	$309,226.93		$20,000.00 to $999,177.68
Aggregate Original Principal Balance	$493,167,856.20

Average Original Principal Balance	$309,390.12		$20,000.00 to $999,999.00
Fully Amortizing Mortgage Loans	100.00%

1st Lien	98.18%

Weighted Avg. Gross Coupon	7.251%		5.500% to 12.350%

Weighted Avg. Original Term (months)	357		120 to 360
Weighted Avg. Remaining Term (months)	356		119 to 360

Weighted Avg. Margin(ARM Loans Only)	5.533%		2.750% to 6.750%

Weighted Avg. Maximum Rate (ARM Loans Only)	13.428%		11.500% to 18.350%

Weighted Avg. Minimum Rate (ARM Loans Only)	7.428%		5.500% to 12.350%

Weighted Avg. Original LTV (1)	80.45%		16.33% to 100.00%

Weighted Avg. Borrower FICO	650		501 to 810

Geographic Distribution (Top 5)	CA	34.80%
	NY	14.51%
	NJ	8.02%
	FL	6.78%
	MD	6.16%

DESCRIPTION OF THE GROUP II COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)		% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB	513	162,115,266.23		32.89		358	41.96	7.891	596	78.80
2 YR/6MO LIB - 5YR IO	194	82,085,341.23		16.65		359	42.13	7.097	666	82.30
3 YR/6MO LIB	165	47,118,069.14		9.56		358	40.69	7.380	613	77.72
3 YR/6MO LIB - 5YR IO	119	47,858,741.79		9.71		359	42.31	6.615	686	82.61
5 YR/6MO LIB	14	2,841,392.25		0.58		359	41.62	6.559	718	76.71
5 YR/6MO LIB - 5YR IO	18	6,663,245.00		1.35		359	38.01	6.781	722	85.25
FIXED RATE	449	96,060,683.43		19.49		344	42.58	6.779	698	81.18
FIXED RATE - 5YR IO	122	48,164,989.20		9.77		359	41.00	6.907	693	81.48
Total:	1,594	492,907,728.27		100.00		356	41.87	7.251	650	80.45

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
0.01 - 25,000.00	24	535,840.00		0.11	352	37.91	9.990	680	99.47
25,000.01 - 50,000.00	131	4,616,614.00		0.94	358	41.44	9.978	672	99.95
50,000.01 - 100,000.00	190	14,493,128.00		2.94	339	39.15	8.722	626	77.29
100,000.01 - 150,000.00	155	18,958,094.00		3.84	350	39.28	7.856	636	80.67
150,000.01 - 200,000.00	86	15,165,853.10		3.08	355	40.84	7.529	638	80.02
200,000.01 - 250,000.00	63	13,999,676.00		2.84	359	41.47	7.158	663	80.37
250,000.01 - 300,000.00	61	16,654,584.00		3.38	356	41.32	7.107	642	80.01
300,000.01 - 350,000.00	45	14,466,118.00		2.93	346	41.60	7.176	648	82.44
350,000.01 - 400,000.00	256	96,774,260.00		19.62	355	42.75	7.134	645	79.47
400,000.01 - 450,000.00	194	82,688,741.10		16.77	357	43.70	7.080	650	80.50
450,000.01 - 500,000.00	175	83,562,108.00		16.94	359	42.54	7.062	655	80.49
500,000.01 - 550,000.00	72	37,847,620.00		7.67	357	41.84	7.247	651	81.09
550,000.01 - 600,000.00	62	36,118,189.00		7.32	356	41.11	7.206	664	82.67
600,000.01 - 650,000.00	17	10,567,189.00		2.14	359	39.35	7.223	665	81.47
650,000.01 - 700,000.00	22	14,805,075.00		3.00	359	39.38	7.265	626	77.91
700,000.01 - 750,000.00	25	18,095,869.00		3.67	359	40.85	7.045	658	80.18
750,000.01 - 800,000.00	5	3,860,000.00		0.78	322	37.09	6.892	683	78.26
800,000.01 - 850,000.00	5	4,150,899.00		0.84	360	35.58	7.612	663	78.12
900,000.01 - 950,000.00	3	2,840,000.00		0.58	359	45.01	7.618	664	70.45
950,000.01 - 1,000,000.00	3	2,967,999.00		0.60	360	35.63	7.021	666	76.40
Total:	1,594	493,167,856.20		100.00	356	41.87	7.251	650	80.45

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE GROUP II COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 25,000.00	24	535,692.70		0.11	352	37.91	9.990	680	99.47
25,000.01 - 50,000.00	132	4,655,293.30		0.94	358	41.28	9.982	671	99.41
50,000.01 - 100,000.00	189	14,419,343.56		2.93	339	39.22	8.715	627	77.46
100,000.01 - 150,000.00	155	18,944,682.19		3.84	350	39.28	7.857	636	80.67
150,000.01 - 200,000.00	86	15,156,819.63		3.07	355	40.84	7.529	638	80.02
200,000.01 - 250,000.00	63	13,988,483.86		2.84	359	41.47	7.158	663	80.36
250,000.01 - 300,000.00	61	16,646,643.37		3.38	356	41.32	7.108	642	80.02
300,000.01 - 350,000.00	45	14,459,096.48		2.93	346	41.60	7.176	648	82.44
350,000.01 - 400,000.00	256	96,727,770.52		19.62	355	42.75	7.134	645	79.47
400,000.01 - 450,000.00	197	83,992,736.85		17.04	357	43.71	7.072	650	80.57
450,000.01 - 500,000.00	172	82,174,206.30		16.67	359	42.52	7.070	655	80.42
500,000.01 - 550,000.00	72	37,835,214.43		7.68	357	41.85	7.247	651	81.09
550,000.01 - 600,000.00	62	36,107,180.40		7.33	356	41.11	7.206	664	82.67
600,000.01 - 650,000.00	18	11,214,142.62		2.28	359	38.93	7.325	657	81.65
650,000.01 - 700,000.00	21	14,149,603.62		2.87	359	39.72	7.186	631	77.61
700,000.01 - 750,000.00	25	18,090,498.46		3.67	359	40.85	7.045	658	80.18
750,000.01 - 800,000.00	5	3,852,665.83		0.78	322	37.07	6.893	683	78.26
800,000.01 - 850,000.00	5	4,150,476.47		0.84	360	35.58	7.611	663	78.12
900,000.01 - 950,000.00	3	2,840,000.00		0.58	359	45.01	7.618	664	70.45
950,000.01 - 1,000,000.00	3	2,967,177.68		0.60	360	35.64	7.021	666	76.41
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
61 - 120	1	75,659.43		0.02	119	33.00	9.200	614	66.13
121 - 180	43	8,246,251.21		1.67	179	39.60	6.443	695	75.80
181 - 240	6	1,442,914.50		0.29	239	36.85	6.727	714	75.84
241 - 300	2	785,987.81		0.16	300	40.12	6.298	695	77.00
301 - 360	1,542	482,356,915.32		97.86	359	41.93	7.267	649	80.55
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE GROUP II COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	130	50,171,717.17		10.18	343	42.04	5.855	717	76.35
6.000 - 6.499	195	73,108,725.96		14.83	353	41.29	6.278	691	79.34
6.500 - 6.999	369	142,745,825.91		28.96	358	41.66	6.763	662	81.68
7.000 - 7.499	172	64,008,537.61		12.99	357	41.95	7.222	634	81.32
7.500 - 7.999	208	69,727,528.76		14.15	359	41.92	7.731	617	79.88
8.000 - 8.499	84	27,699,995.59		5.62	359	43.74	8.240	606	80.39
8.500 - 8.999	94	25,065,919.98		5.09	358	40.84	8.741	580	78.40
9.000 - 9.499	32	7,307,366.69		1.48	357	40.30	9.291	586	76.05
9.500 - 9.999	250	20,470,194.49		4.15	358	43.08	9.844	628	89.39
10.000 - 10.499	24	4,451,220.23		0.90	357	45.94	10.238	567	79.04
10.500 - 10.999	17	3,268,964.88		0.66	352	42.25	10.778	595	80.57
11.000 - 11.499	7	2,349,489.31		0.48	353	37.52	11.373	563	79.92
11.500 - 11.999	8	1,431,317.37		0.29	360	41.74	11.710	594	82.81
12.000 - 12.499	4	1,100,924.32		0.22	359	49.81	12.221	577	82.35
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
0.01 - 25.00	6	507,265.06		0.10	336	39.97	8.017	609	19.27
25.01 - 30.00	1	174,500.00		0.04	359	29.00	5.990	783	27.70
30.01 - 35.00	5	778,404.59		0.16	264	40.88	7.098	684	32.88
35.01 - 40.00	7	1,257,844.43		0.26	359	36.22	7.984	541	36.83
40.01 - 45.00	9	2,415,552.05		0.49	355	38.15	7.263	649	43.16
45.01 - 50.00	11	3,182,153.90		0.65	349	46.25	7.261	660	48.00
50.01 - 55.00	23	7,331,538.00		1.49	348	37.06	7.570	629	53.32
55.01 - 60.00	25	9,026,076.92		1.83	357	40.65	7.076	622	57.74
60.01 - 65.00	49	14,952,049.64		3.03	353	42.49	6.787	643	62.84
65.01 - 70.00	69	24,151,914.08		4.90	354	42.14	7.189	626	68.03
70.01 - 75.00	161	57,267,290.60		11.62	358	41.61	7.492	617	73.36
75.01 - 80.00	355	112,153,329.39		22.75	354	41.09	6.959	660	79.05
80.01 - 85.00	231	89,430,765.68		18.14	357	41.93	7.241	641	83.60
85.01 - 90.00	436	160,827,267.16		32.63	357	42.73	7.264	665	89.12
90.01 - 95.00	6	699,232.84		0.14	346	42.78	7.856	696	93.84
95.01 - 100.00	200	8,752,543.93		1.78	358	41.55	9.975	676	99.97
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE GROUP II COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
500 - 519	34	7,949,795.28		1.61	359	41.00	8.494	513	69.04
520 - 539	58	16,972,728.61		3.44	357	44.53	8.671	529	70.82
540 - 559	75	22,259,283.21		4.52	359	42.38	8.440	551	77.40
560 - 579	93	27,024,670.41		5.48	359	42.66	7.990	568	78.75
580 - 599	118	37,003,722.77		7.51	357	42.78	7.714	590	78.49
600 - 619	164	42,156,882.24		8.55	358	41.71	7.737	609	79.55
620 - 639	177	52,993,221.70		10.75	357	41.04	7.567	629	82.81
640 - 659	195	68,857,225.44		13.97	358	40.31	7.074	649	81.95
660 - 679	144	54,121,016.73		10.98	358	42.21	6.925	668	81.60
680 - 699	159	49,431,564.13		10.03	352	40.75	6.760	689	82.98
700 - 719	121	36,244,288.75		7.35	349	43.36	6.616	709	81.20
720 - 739	110	34,261,131.21		6.95	354	42.83	6.577	728	82.24
740 - 759	69	24,222,775.99		4.91	349	42.56	6.446	748	82.03
760 - 779	42	11,244,321.93		2.28	352	40.89	6.323	769	79.08
780 - 799	25	5,334,152.83		1.08	345	43.52	6.762	787	74.62
800 - 819	10	2,830,947.04		0.57	359	38.49	6.472	804	74.44
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 20.00	62	18,679,578.01		3.79	358	13.16	7.695	631	77.79
20.01 - 25.00	61	16,939,339.46		3.44	351	22.76	7.128	645	78.96
25.01 - 30.00	106	28,953,233.32		5.87	354	28.20	6.964	655	78.95
30.01 - 35.00	133	36,878,811.49		7.48	354	32.91	7.062	654	78.95
35.01 - 40.00	213	61,398,257.53		12.46	355	38.10	7.263	656	80.97
40.01 - 45.00	307	94,672,813.03		19.21	355	43.08	7.109	655	81.08
45.01 - 50.00	607	198,572,915.59		40.29	357	48.31	7.299	655	81.67
50.01 - 55.00	105	36,812,779.84		7.47	355	53.46	7.580	605	76.08
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE GROUP II COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	390	171,544,818.09		34.80	357	41.97	6.837	659	78.01
New York	186	71,533,819.86		14.51	353	43.79	7.214	656	81.81
New Jersey	111	39,533,071.03		8.02	356	42.91	7.678	640	80.32
Florida	113	33,413,262.49		6.78	356	39.14	7.391	640	79.16
Maryland	80	30,378,009.36		6.16	357	44.01	7.450	632	81.97
Massachusetts	56	13,328,383.78		2.70	359	42.50	7.669	639	83.75
Arizona	53	12,042,620.52		2.44	359	39.27	7.336	628	80.92
Texas	65	10,085,833.27		2.05	351	40.35	7.947	640	80.26
Pennsylvania	52	9,772,065.31		1.98	353	39.86	7.553	622	80.66
Georgia	34	8,461,547.50		1.72	357	38.38	8.090	631	83.70
Washington	31	8,433,543.98		1.71	344	40.57	7.171	665	84.94
Illinois	33	7,687,485.51		1.56	357	41.07	8.132	674	86.38
Connecticut	27	7,534,707.10		1.53	359	40.52	7.098	667	79.38
Nevada	19	6,696,046.06		1.36	359	42.25	7.011	661	84.06
Hawaii	10	5,204,769.08		1.06	359	45.25	6.992	678	82.55
Michigan	32	4,487,035.14		0.91	359	40.59	7.740	642	83.51
Minnesota	17	4,445,578.45		0.90	359	41.66	7.515	650	81.67
Indiana	28	4,324,314.90		0.88	359	40.66	8.152	646	83.96
Colorado	12	4,307,993.52		0.87	359	34.94	7.626	636	88.29
Oregon	11	3,071,174.99		0.62	359	48.93	7.049	684	80.64
Delaware	12	2,981,566.49		0.60	359	31.09	7.013	629	78.26
Wisconsin	12	2,836,322.49		0.58	359	46.74	7.711	636	85.06
South Carolina	13	2,761,012.11		0.56	352	42.50	7.640	646	83.93
Rhode Island	6	2,577,759.80		0.52	359	45.87	6.550	647	78.68
Tennessee	19	2,561,084.29		0.52	359	40.51	7.907	646	85.64
Missouri	24	2,461,013.33		0.50	345	40.88	7.671	638	85.71
Alabama	14	2,095,550.97		0.43	353	34.38	8.315	610	82.52
Utah	7	2,081,008.78		0.42	314	44.54	6.771	700	82.92
Maine	16	1,813,748.27		0.37	359	42.45	8.020	596	79.34
Oklahoma	18	1,693,402.37		0.34	313	42.55	8.061	616	81.05
New Hampshire	12	1,584,799.57		0.32	359	39.71	7.803	648	78.96
District of Columbia	4	1,488,602.00		0.30	359	34.81	7.189	624	73.44
Kansas	12	1,313,851.42		0.27	275	33.66	7.557	662	85.04
North Carolina	10	1,075,017.15		0.22	355	42.27	8.951	613	83.34
Arkansas	5	989,029.87		0.20	359	44.56	7.414	663	85.39
Mississippi	9	922,775.59		0.19	341	41.41	8.202	636	82.87
Vermont	3	823,527.73		0.17	359	44.36	7.095	628	87.90
Montana	4	808,223.43		0.16	358	46.00	6.299	673	74.12
Idaho	5	758,798.15		0.15	359	40.53	8.563	626	89.37
New Mexico	3	739,957.58		0.15	360	37.21	6.688	663	88.25
Louisiana	7	701,513.78		0.14	358	34.17	7.234	657	80.22
Kentucky	8	687,214.09		0.14	343	41.15	8.850	558	76.47
Iowa	6	484,496.17		0.10	313	27.84	7.847	630	83.96
Ohio	4	334,372.90		0.07	359	46.66	8.051	741	92.69
North Dakota	1	47,000.00		0.01	360	41.00	9.990	777	100.00
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE GROUP II COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Owner Occupied	1,567	486,869,061.74		98.77	356	42.03	7.244	650	80.54
Non-Owner Occupied	17	3,594,583.42		0.73	359	25.06	8.371	645	73.46
Second Home	10	2,444,083.11		0.50	324	35.21	6.883	711	72.81
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	1,135	359,604,952.81		72.96	355	41.83	7.064	651	80.75
Limited Documentation	239	72,085,871.94		14.62	355	40.99	7.561	636	81.89
Stated Documentation	220	61,216,903.52		12.42	358	43.17	7.982	658	77.01
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	1,166	428,795,485.42		86.99	356	41.99	7.217	647	79.99
Purchase	386	53,106,437.59		10.77	357	40.71	7.635	664	84.27
Refinance-Debt Consolidation No Cash Out***	42	11,005,805.26		2.23	341	43.13	6.701	695	79.89
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE GROUP II COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
8A	312	94,821,530.85		19.24	351	42.53	6.496	741	81.13
7A	215	65,616,705.46		13.31	351	41.13	6.720	693	82.54
6A	139	53,054,816.97		10.76	359	42.39	6.895	669	81.77
5A	176	62,326,066.01		12.64	358	40.62	7.042	650	82.61
4A	168	48,586,945.60		9.86	357	41.25	7.606	632	83.56
3A	149	37,503,664.98		7.61	358	41.28	7.539	611	79.04
2A	112	38,574,384.69		7.83	358	43.35	7.596	605	79.18
A	154	49,943,420.68		10.13	359	41.37	7.941	572	79.72
B	94	26,142,534.83		5.30	358	44.95	8.644	545	72.63
C	66	13,739,154.56		2.79	356	41.25	8.873	547	69.19
D	9	2,598,503.64		0.53	359	36.68	8.668	528	57.03
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Property Type
PROPERTY TYPE	NUMBER OF MORXATGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	1,373	425,390,180.81		86.30	356	41.81	7.265	649	80.35
PUD Detached	92	31,105,471.91		6.31	353	42.16	7.248	640	79.96
Condominium	86	20,308,849.71		4.12	359	41.54	7.240	659	82.30
Two-to Four-Family Detached	26	12,903,581.40		2.62	348	44.83	6.829	696	82.63
Single Family Attached	10	1,570,238.26		0.32	359	40.45	7.458	624	75.78
PUD Attached	4	1,079,500.00		0.22	359	35.01	6.924	669	83.72
Manufactured Housing	3	549,906.18		0.11	339	32.12	6.843	694	75.22
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	820	215,515,845.37		43.72	357	41.96	7.794	639	81.35
12 Months	82	33,387,537.77		6.77	346	42.78	6.542	696	81.71
24 Months	5	2,514,180.24		0.51	359	42.44	7.814	630	83.15
30 Months	2	400,211.61		0.08	358	41.96	9.015	590	84.24
36 Months	685	241,089,953.28		48.91	356	41.66	6.855	654	79.43
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Non-Conforming	856	391,973,241.32		79.52	357	42.18	7.160	651	80.42
Conforming	738	100,934,486.95		20.48	352	40.69	7.603	645	80.58
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE GROUP II COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	60	24,776,816.23		7.11	356	41.22	5.877	701	79.41
12.000 - 12.499	92	34,520,245.71		9.90	359	41.68	6.285	674	80.31
12.500 - 12.999	256	99,384,894.52		28.50	359	41.48	6.775	649	80.80
13.000 - 13.499	141	51,078,319.98		14.65	358	41.61	7.234	626	80.79
13.500 - 13.999	174	58,008,125.15		16.64	358	41.88	7.737	607	79.35
14.000 - 14.499	80	26,644,180.31		7.64	359	43.50	8.243	605	80.39
14.500 - 14.999	90	23,844,740.85		6.84	358	40.86	8.750	576	78.25
15.000 - 15.499	31	7,231,707.26		2.07	359	40.38	9.292	586	76.16
15.500 - 15.999	43	10,848,836.26		3.11	359	44.20	9.721	590	81.09
16.000 - 16.499	23	4,391,793.45		1.26	359	45.88	10.237	568	79.09
16.500 - 16.999	16	3,209,369.98		0.92	355	42.05	10.776	596	80.89
17.000 - 17.499	6	2,289,509.35		0.66	352	37.07	11.375	564	80.05
17.500 - 17.999	7	1,352,592.27		0.39	360	41.32	11.720	596	83.27
18.000 - 18.499	4	1,100,924.32		0.32	359	49.81	12.221	577	82.35
Total:	1,023	348,682,055.64		100.00	358	41.80	7.428	631	80.11

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		60	24,776,816.23		7.11	356	41.22		5.877	701		79.41
6.000 - 6.499		92	34,520,245.71		9.90	359	41.68		6.285	674		80.31
6.500 - 6.999		256	99,384,894.52		28.50	359	41.48		6.775	649		80.80
7.000 - 7.499		141	51,078,319.98		14.65	358	41.61		7.234	626		80.79
7.500 - 7.999		174	58,008,125.15		16.64	358	41.88		7.737	607		79.35
8.000 - 8.499		80	26,644,180.31		7.64	359	43.50		8.243	605		80.39
8.500 - 8.999		90	23,844,740.85		6.84	358	40.86		8.750	576		78.25
9.000 - 9.499		31	7,231,707.26		2.07	359	40.38		9.292	586		76.16
9.500 - 9.999		43	10,848,836.26		3.11	359	44.20		9.721	590		81.09
10.000 - 10.499		23	4,391,793.45		1.26	359	45.88		10.237	568		79.09
10.500 - 10.999		16	3,209,369.98		0.92	355	42.05		10.776	596		80.89
11.000 - 11.499		6	2,289,509.35		0.66	352	37.07		11.375	564		80.05
11.500 - 11.999		7	1,352,592.27		0.39	360	41.32		11.720	596		83.27
12.000 - 12.499		4	1,100,924.32		0.32	359	49.81		12.221	577		82.35
Total:		1,023	348,682,055.64		100.00	358	41.80		7.428	631		80.11

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
2.750 - 2.999	84	24,076,319.54		6.90	359	39.23		6.714	714	82.52
3.000 - 3.249	2	1,265,000.00		0.36	358	49.08		5.904	658	86.85
3.750 - 3.999	2	660,209.87		0.19	359	42.24		8.021	613	85.32
4.250 - 4.499	14	3,631,758.74		1.04	359	40.10		8.699	625	83.89
4.500 - 4.749	1	114,860.15		0.03	358	30.00		8.500	569	88.46
4.750 - 4.999	58	24,733,331.08		7.09	357	43.53		6.488	739	83.55
5.000 - 5.249	53	22,636,057.57		6.49	359	41.72		6.686	688	81.58
5.250 - 5.499	74	33,405,052.48		9.58	359	41.08		6.955	667	82.83
5.500 - 5.749	110	39,945,353.40		11.46	359	42.86		7.103	647	82.53
5.750 - 5.999	116	41,725,348.13		11.97	359	41.12		7.501	632	82.21
6.000 - 6.249	212	71,383,110.97		20.47	358	41.94		7.523	605	78.66
6.250 - 6.499	144	45,408,163.71		13.02	359	41.35		7.921	573	79.96
6.500 - 6.749	89	25,232,239.25		7.24	359	44.28		8.657	542	73.25
6.750 - 6.999	64	14,465,250.75		4.15	357	40.13		8.785	546	66.54
Total:	1,023	348,682,055.64		100.00	358	41.80		7.428	631	80.11

DESCRIPTION OF THE GROUP II COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
May 2007	1	68,677.34		0.02	354	33.00	10.050	566	36.82
July 2007	2	559,371.44		0.16	356	42.52	7.851	679	76.85
August 2007	14	4,060,027.17		1.16	357	44.89	7.494	585	77.53
September 2007	17	7,423,647.45		2.13	358	44.35	7.189	648	78.06
October 2007	465	162,234,604.35		46.53	358	41.90	7.596	620	79.90
November 2007	83	25,654,597.71		7.36	359	42.93	8.119	617	80.50
December 2007	121	42,671,982.00		12.24	360	40.99	7.502	620	80.55
January 2008	4	1,527,700.00		0.44	360	49.03	8.021	565	81.59
July 2008	5	1,447,753.86		0.42	356	34.38	6.560	680	84.89
August 2008	2	394,400.00		0.11	357	43.38	6.525	731	80.00
September 2008	10	4,568,270.95		1.31	358	47.27	6.917	663	83.19
October 2008	191	62,402,132.12		17.90	358	41.73	6.929	648	80.01
November 2008	20	8,894,697.00		2.55	359	37.26	7.334	643	84.05
December 2008	49	15,176,555.00		4.35	359	41.83	7.081	660	78.44
January 2009	7	2,093,002.00		0.60	360	42.37	7.439	581	71.82
October 2010	22	7,183,927.25		2.06	359	38.10	6.664	724	82.59
December 2010	10	2,320,710.00		0.67	360	42.16	6.871	714	83.04
Total:	1,023	348,682,055.64		100.00	358	41.80	7.428	631	80.11

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	991	339,177,418.39		97.27	358	41.87	7.448	628	80.03
6.000	32	9,504,637.25		2.73	359	39.09	6.714	721	82.70
Total:	1,023	348,682,055.64		100.00	358	41.80	7.428	631	80.11

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	1,023	348,682,055.64		100.00	358	41.80	7.428	631	80.11
Total:	1,023	348,682,055.64		100.00	358	41.80	7.428	631	80.11

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Non-Insured AVM	1,311	394,395,652.95		80.01	356	41.92	7.397	642	80.92
Insured AVM	283	98,512,075.32		19.99	355	41.68	6.666	682	78.58
Total:	1,594	492,907,728.27		100.00	356	41.87	7.251	650	80.45

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Collateral Summary
Statistics given below are for the Mortgage Loans in the pool as of the Cut-off Date. Balances and percentages are based on the Cut-off Date scheduled balances of such Mortgage Loans (except in the case of Debt-to-Income and FICO, which are determined at origination).
	Summary Statistics		Range (if applicable)

Number of Mortgage Loans	1,601

Aggregate Current Principal Balance	$430,441,126.49		$55,343.75 to $994,000.00

Average Current Principal Balance	$268,857.67
Aggregate Original Principal Balance	$430,464,973.91		$60,000.00 to $994,000.00

Average Original Principal Balance	$268,872.56
Fully Amortizing Mortgage Loans	100.00%

1st Lien	100.00%

Weighted Avg. Gross Coupon	6.966%		5.500% to 11.450%

Weighted Avg. Original Term (months)	360		360 to 360
Weighted Avg. Remaining Term (months)	359		354 to 360

Weighted Avg. Margin(ARM Loans Only)	4.863%		2.750% to 6.625%

Weighted Avg. Maximum Rate (ARM Loans Only)	12.976%		11.500% to 17.450%

Weighted Avg. Minimum Rate (ARM Loans Only)	6.976%		5.500% to 11.450%

Weighted Avg. Original LTV (1)	80.78%		8.37% to 95.00%

Weighted Avg. Borrower FICO	680		620 to 811

Geographic Distribution (Top 5)	CA	31.41%
	NJ	9.03%
	FL	8.25%
	NY	8.12%
	MD	5.19%

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Collateral Type
COLLATERAL TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)		% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2 YR/6MO LIB - 5YR IO	616	174,423,044.96		40.52		359	42.16	7.183	663	81.75
3 YR/6MO LIB - 5YR IO	458	118,635,693.91		27.56		359	41.07	6.727	685	81.02
5 YR/6MO LIB - 5YR IO	106	24,289,768.02		5.64		359	38.94	6.709	724	81.75
FIXED RATE - 5YR IO	421	113,092,619.60		26.27		359	40.63	6.936	693	78.82
Total:	1,601	430,441,126.49		100.00		359	41.28	6.966	680	80.78

Principal Balances at Origination
RANGE OF PRINCIPAL BALANCES AT ORIGINATION ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF ORIGINATION ($)	% OF PRINCIPAL BALANCE AS OF ORIGINATION	REMAINING TERM TO MATURITY (months)*	DEBT-TO-INCOME (%)*	GROSS COUPON (%)*	FICO*	OLTV (%)*
50,000.01 - 100,000.00	93	7,773,894.00		1.81	359	37.48	7.479	677	72.19
100,000.01 - 150,000.00	240	30,209,420.81		7.02	359	38.21	7.115	684	77.95
150,000.01 - 200,000.00	271	47,397,725.00		11.01	359	40.60	7.107	679	80.02
200,000.01 - 250,000.00	241	54,056,584.00		12.56	359	41.04	7.026	685	80.77
250,000.01 - 300,000.00	214	58,730,661.00		13.64	359	41.58	6.807	675	79.88
300,000.01 - 350,000.00	157	50,849,248.00		11.81	359	42.12	6.953	679	81.57
350,000.01 - 400,000.00	126	46,904,365.00		10.90	359	42.50	6.999	684	81.62
400,000.01 - 450,000.00	76	32,436,247.10		7.54	359	42.75	6.894	677	82.81
450,000.01 - 500,000.00	75	35,788,193.00		8.31	359	41.12	6.792	686	82.03
500,000.01 - 550,000.00	37	19,547,748.00		4.54	359	45.02	6.926	681	82.63
550,000.01 - 600,000.00	31	18,101,289.00		4.21	359	39.79	6.847	683	82.57
600,000.01 - 650,000.00	12	7,530,250.00		1.75	359	41.00	6.821	686	80.70
650,000.01 - 700,000.00	9	6,071,000.00		1.41	359	38.04	6.996	648	82.30
700,000.01 - 750,000.00	11	7,890,949.00		1.83	359	41.33	7.017	679	81.13
750,000.01 - 800,000.00	1	760,000.00		0.18	359	10.00	7.100	685	77.95
800,000.01 - 850,000.00	2	1,609,400.00		0.37	360	36.04	6.861	668	82.48
900,000.01 - 950,000.00	3	2,840,000.00		0.66	359	45.01	7.618	664	70.45
950,000.01 - 1,000,000.00	2	1,968,000.00		0.46	360	43.07	7.037	693	81.35
Total:	1,601	430,464,973.91		100.00	359	41.28	6.966	680	80.78

*Based on the original balances of the Mortgage Loans.

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Principal Balance as of the Cut-Off Date
RANGE OF PRINCIPAL BALANCES AS OF THE CUT-OFF DATE ($)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
50,000.01 - 100,000.00	93	7,767,709.29		1.80	359	37.49	7.480	677	72.21
100,000.01 - 150,000.00	240	30,207,498.77		7.02	359	38.21	7.115	684	77.95
150,000.01 - 200,000.00	271	47,395,368.78		11.01	359	40.60	7.107	679	80.02
200,000.01 - 250,000.00	241	54,050,617.50		12.56	359	41.04	7.026	685	80.77
250,000.01 - 300,000.00	214	58,728,603.12		13.64	359	41.58	6.807	675	79.88
300,000.01 - 350,000.00	157	50,846,660.66		11.81	359	42.12	6.953	679	81.57
350,000.01 - 400,000.00	126	46,903,987.83		10.90	359	42.50	6.999	684	81.62
400,000.01 - 450,000.00	76	32,435,859.00		7.54	359	42.75	6.894	677	82.81
450,000.01 - 500,000.00	75	35,787,693.00		8.31	359	41.12	6.792	686	82.03
500,000.01 - 550,000.00	37	19,547,505.96		4.54	359	45.02	6.926	681	82.63
550,000.01 - 600,000.00	31	18,101,190.00		4.21	359	39.79	6.847	683	82.57
600,000.01 - 650,000.00	12	7,529,093.99		1.75	359	41.00	6.821	686	80.70
650,000.01 - 700,000.00	9	6,071,000.00		1.41	359	38.04	6.996	648	82.30
700,000.01 - 750,000.00	11	7,890,938.59		1.83	359	41.33	7.017	679	81.13
750,000.01 - 800,000.00	1	760,000.00		0.18	359	10.00	7.100	685	77.95
800,000.01 - 850,000.00	2	1,609,400.00		0.37	360	36.04	6.861	668	82.48
900,000.01 - 950,000.00	3	2,840,000.00		0.66	359	45.01	7.618	664	70.45
950,000.01 - 1,000,000.00	2	1,968,000.00		0.46	360	43.07	7.037	693	81.35
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Remaining Term to Maturity
RANGE OF MONTHS REMAINING	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
301 - 360	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Mortgage Rates
RANGE OF CURRENT MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
5.500 - 5.999	133	42,316,039.18		9.83	359	41.09	5.876	707	76.56
6.000 - 6.499	251	69,128,023.40		16.06	359	39.33	6.271	700	76.72
6.500 - 6.999	613	166,599,376.39		38.70	359	41.34	6.760	682	81.45
7.000 - 7.499	229	61,081,110.33		14.19	359	41.66	7.213	667	82.68
7.500 - 7.999	220	53,137,372.21		12.34	359	41.82	7.724	662	83.98
8.000 - 8.499	55	14,143,437.50		3.29	359	44.24	8.211	666	81.95
8.500 - 8.999	50	11,852,915.87		2.75	359	42.81	8.677	651	82.16
9.000 - 9.499	10	2,109,750.00		0.49	360	40.72	9.195	669	83.04
9.500 - 9.999	25	6,892,783.30		1.60	359	43.56	9.751	657	81.73
10.000 - 10.499	9	1,549,258.31		0.36	359	38.32	10.205	643	89.39
10.500 - 10.999	5	1,498,760.00		0.35	359	47.68	10.755	649	83.19
11.000 - 11.499	1	132,300.00		0.03	360	40.00	11.450	647	90.00
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Original Loan-to-Value Ratios⁽¹⁾
RANGE OF ORIGINAL LOAN-TO-VALUE RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (1) (%)
0.01 - 25.00	11	1,419,346.08		0.33	359	31.41	6.686	676	18.53
25.01 - 30.00	8	1,039,404.00		0.24	359	37.11	6.872	734	27.42
30.01 - 35.00	8	808,406.75		0.19	359	37.69	6.967	700	32.49
35.01 - 40.00	16	2,430,276.12		0.56	359	39.68	6.958	698	38.27
40.01 - 45.00	15	3,179,220.10		0.74	359	41.02	6.682	702	42.99
45.01 - 50.00	17	3,583,817.92		0.83	359	40.12	6.339	695	47.32
50.01 - 55.00	24	7,466,531.03		1.73	359	41.67	7.043	683	53.25
55.01 - 60.00	46	10,047,825.24		2.33	359	39.49	6.740	689	57.70
60.01 - 65.00	42	10,902,377.03		2.53	359	38.56	6.465	697	62.85
65.01 - 70.00	64	16,919,925.76		3.93	359	41.95	6.876	685	68.15
70.01 - 75.00	112	31,797,208.49		7.39	359	40.86	6.836	681	72.97
75.01 - 80.00	295	80,781,419.22		18.77	359	40.30	6.768	682	78.91
80.01 - 85.00	247	75,407,667.19		17.52	359	41.17	6.897	677	83.43
85.01 - 90.00	662	176,663,126.89		41.04	359	42.07	7.155	677	89.09
90.01 - 95.00	34	7,994,574.67		1.86	360	44.17	7.486	691	93.98
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

FICO Score at Origination
RANGE OF FICO SCORES	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
620 - 639	298	75,529,849.36		17.55	359	41.94	7.506	629	80.97
640 - 659	311	86,833,128.45		20.17	359	41.31	7.037	649	81.67
660 - 679	259	73,671,760.68		17.12	359	41.21	7.033	669	81.35
680 - 699	247	65,527,547.79		15.22	359	41.27	6.840	689	81.88
700 - 719	176	45,531,293.44		10.58	359	41.88	6.730	709	80.21
720 - 739	119	34,001,465.09		7.90	359	41.82	6.641	728	79.93
740 - 759	99	27,648,050.76		6.42	359	40.22	6.547	749	80.94
760 - 779	60	15,101,579.91		3.51	359	39.36	6.475	768	75.15
780 - 799	21	4,808,644.01		1.12	359	37.17	6.607	789	71.08
800 - 819	11	1,787,807.00		0.42	359	32.57	6.231	804	67.92
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Debt-to-Income Ratio
RANGE OF DEBT-TO-INCOME RATIOS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
0.01 - 20.00	47	11,042,552.00		2.57	359	14.90	6.978	693	78.83
20.01 - 25.00	75	16,878,974.57		3.92	359	23.12	6.863	677	79.95
25.01 - 30.00	116	28,029,983.33		6.51	359	28.33	6.659	684	77.29
30.01 - 35.00	155	38,858,760.63		9.03	359	32.93	6.795	683	78.36
35.01 - 40.00	247	63,371,855.20		14.72	359	38.21	6.958	686	81.32
40.01 - 45.00	313	87,770,385.23		20.39	359	43.10	6.943	681	80.87
45.01 - 50.00	648	184,488,615.53		42.86	359	48.43	7.070	677	81.79
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Geographic Distribution
STATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
California	379	135,190,132.62		31.41	359	41.53	6.635	681	77.76
New Jersey	137	38,877,916.58		9.03	359	42.40	7.278	688	80.51
New York	100	35,527,517.68		8.25	359	43.07	7.032	676	79.92
Florida	153	34,933,430.37		8.12	359	41.66	6.990	674	82.46
Maryland	89	22,327,138.40		5.19	359	40.53	6.864	685	81.47
Arizona	87	17,603,163.79		4.09	359	38.59	6.743	682	80.51
Massachusetts	52	13,686,870.77		3.18	359	41.36	7.243	671	80.54
Washington	54	13,522,029.92		3.14	359	39.85	6.982	688	84.33
Georgia	64	12,715,006.49		2.95	359	38.68	7.478	670	84.31
Illinois	52	12,120,582.71		2.82	359	40.76	8.183	671	85.17
Hawaii	25	11,495,536.92		2.67	359	40.64	6.913	688	74.61
Minnesota	36	8,825,071.17		2.05	359	42.71	6.962	689	83.77
Nevada	29	7,982,289.04		1.85	359	40.78	6.797	675	84.08
Michigan	49	7,686,342.00		1.79	359	42.10	7.290	668	87.13
Connecticut	27	7,281,251.00		1.69	359	42.39	7.027	690	79.86
Pennsylvania	40	7,272,164.44		1.69	359	39.01	7.138	666	85.06
Colorado	24	5,480,172.98		1.27	359	37.56	7.144	690	85.08
Oregon	16	3,446,736.20		0.80	359	45.54	6.912	698	86.84
Indiana	22	3,224,436.42		0.75	359	37.91	7.005	705	84.01
New Hampshire	14	3,205,458.00		0.74	359	42.65	7.550	687	84.07
Missouri	17	2,789,451.00		0.65	359	39.83	7.347	660	85.83
Alabama	13	2,593,196.00		0.60	359	33.07	7.441	665	83.92
Texas	17	2,465,945.34		0.57	359	35.56	6.781	699	85.32
Rhode Island	9	2,410,502.96		0.56	359	46.46	7.071	658	85.94
Wisconsin	11	2,146,315.00		0.50	359	45.69	7.428	663	87.71
Delaware	8	1,991,897.00		0.46	359	37.66	6.660	695	83.74
Tennessee	13	1,724,556.00		0.40	359	43.58	7.037	687	85.06
North Carolina	9	1,719,836.75		0.40	359	36.92	7.327	691	75.99
District of Columbia	6	1,691,283.85		0.39	359	42.41	6.892	659	79.55
Utah	6	1,517,180.50		0.35	359	40.27	6.639	709	87.05
South Carolina	6	1,284,442.00		0.30	360	45.86	7.124	689	88.98
Kansas	7	1,054,692.24		0.25	359	43.39	7.368	719	90.49
Kentucky	5	803,750.00		0.19	358	42.92	7.719	656	86.53
Vermont	2	767,750.00		0.18	359	44.17	7.311	649	84.40
Maine	4	650,072.30		0.15	359	42.99	7.790	706	84.73
Arkansas	5	646,767.05		0.15	359	39.37	7.441	675	89.64
Mississippi	3	339,867.00		0.08	358	39.06	7.084	661	82.54
Louisiana	3	313,000.00		0.07	357	34.13	6.570	692	75.84
Ohio	2	299,860.00		0.07	358	49.00	6.960	767	87.66
Alaska	1	230,310.00		0.05	360	22.00	7.750	630	90.00
Oklahoma	2	218,999.00		0.05	359	40.69	6.974	631	80.58
South Dakota	1	158,000.00		0.04	360	50.00	7.950	663	92.94
Iowa	1	116,100.00		0.03	359	49.00	7.500	684	90.00
Idaho	1	104,105.00		0.02	360	32.00	7.250	705	94.64
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Occupancy Status
OCCUPANCY STATUS*	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Owner Occupied	1,587	426,820,637.49		99.16	359	41.33	6.965	680	80.79
Second Home	14	3,620,489.00		0.84	359	34.72	7.004	706	79.63
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

*Based on mortgagor representation at origination.

Documentation Type
INCOME DOCUMENTATION	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Full Documentation	1,248	330,911,485.38		76.88	359	40.98	6.854	681	81.02
Limited Documentation	183	51,180,203.17		11.89	359	41.96	7.187	671	81.94
Stated Documentation	170	48,349,437.94		11.23	359	42.55	7.497	690	77.95
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Loan Purpose
PURPOSE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Refinance-Debt Consolidation Cash Out**	1,413	388,299,446.56		90.21	359	41.34	6.981	679	80.84
Purchase	104	25,511,475.61		5.93	359	41.75	6.808	687	80.49
Refinance-Debt Consolidation No Cash Out***	84	16,630,204.32		3.86	359	39.15	6.861	704	79.81
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Credit Grade
RISK CATEGORY	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
8A	389	103,767,536.31		24.11	359	40.72	6.562	741	78.93
7A	324	85,144,146.69		19.78	359	41.35	6.816	693	81.78
6A	241	69,794,973.86		16.21	359	41.30	6.993	669	81.42
5A	289	80,858,384.45		18.79	359	41.51	7.021	650	81.91
4A	275	69,633,392.33		16.18	359	41.66	7.460	633	80.82
3A	21	4,714,577.31		1.10	359	37.97	7.535	654	80.05
2A	62	16,528,115.54		3.84	359	42.48	7.638	647	79.12
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Property Type
PROPERTY TYPE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Single Family Detached	1,341	355,645,107.68		82.62	359	41.14	6.967	679	80.67
Two-to Four-Family Detached	70	23,988,750.65		5.57	359	43.72	7.309	681	77.77
PUD Detached	81	23,882,301.11		5.55	359	41.34	6.738	687	84.19
Condominium	89	22,794,518.22		5.30	359	41.22	6.841	689	82.10
Single Family Attached	12	2,439,391.83		0.57	359	38.21	6.961	671	78.65
PUD Attached	8	1,691,057.00		0.39	359	38.59	6.780	709	84.17
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Prepayment Charge Term
PREPAYMENT CHARGE TERM AT ORIGINATION (MONTHS)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
No Prepayment Penalty	634	166,237,264.25		38.62	359	41.24	7.333	680	80.75
12 Months	48	16,400,103.99		3.81	359	43.72	6.948	682	79.10
24 Months	3	1,634,249.00		0.38	359	44.42	6.922	672	80.58
30 Months	5	1,280,850.00		0.30	359	35.06	6.943	699	74.51
36 Months	911	244,888,659.25		56.89	359	41.15	6.718	680	80.95
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Conforming Balances
CONFORMING BALANCE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Conforming	1,277	273,398,280.92		63.52	359	40.93	6.995	681	79.76
Non-Conforming	324	157,042,845.57		36.48	359	41.87	6.915	679	82.55
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Maximum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MAXIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
11.500 - 11.999	113	35,576,788.47		11.21	359	41.64	5.866	703	78.13
12.000 - 12.499	187	49,809,229.79		15.70	359	39.97	6.285	694	77.91
12.500 - 12.000	000	000,426,529.86		38.89	359	41.40	6.758	676	82.18
13.000 - 13.499	150	39,777,432.36		12.53	359	41.76	7.228	660	83.31
13.500 - 13.999	148	35,875,441.93		11.30	359	42.01	7.730	660	84.50
14.000 - 14.499	42	11,674,567.00		3.68	359	43.48	8.222	666	81.25
14.500 - 14.999	45	10,143,115.87		3.20	359	43.15	8.683	649	82.21
15.000 - 15.499	9	1,965,250.00		0.62	360	40.11	9.191	672	82.90
15.500 - 15.999	21	5,996,333.30		1.89	359	44.07	9.741	659	82.68
16.000 - 16.499	8	1,472,758.31		0.46	359	37.98	10.194	644	89.35
16.500 - 16.999	5	1,498,760.00		0.47	359	47.68	10.755	649	83.19
17.000 - 17.499	1	132,300.00		0.04	360	40.00	11.450	647	90.00
Total:	1,180	317,348,506.89		100.00	359	41.51	6.976	676	81.48

Minimum Mortgage Rates of the Adjustable-Rate Loans
RANGE OF MINIMUM MORTGAGE RATES (%)	NUMBER OF MORTGAGE LOANS			PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO	OLTV (%)
5.500 - 5.999		113	35,576,788.47		11.21	359	41.64		5.866	703		78.13
6.000 - 6.499		187	49,809,229.79		15.70	359	39.97		6.285	694		77.91
6.500 - 6.000		000	000,426,529.86		38.89	359	41.40		6.758	676		82.18
7.000 - 7.499		150	39,777,432.36		12.53	359	41.76		7.228	660		83.31
7.500 - 7.999		148	35,875,441.93		11.30	359	42.01		7.730	660		84.50
8.000 - 8.499		42	11,674,567.00		3.68	359	43.48		8.222	666		81.25
8.500 - 8.999		45	10,143,115.87		3.20	359	43.15		8.683	649		82.21
9.000 - 9.499		9	1,965,250.00		0.62	360	40.11		9.191	672		82.90
9.500 - 9.999		21	5,996,333.30		1.89	359	44.07		9.741	659		82.68
10.000 - 10.499		8	1,472,758.31		0.46	359	37.98		10.194	644		89.35
10.500 - 10.999		5	1,498,760.00		0.47	359	47.68		10.755	649		83.19
11.000 - 11.499		1	132,300.00		0.04	360	40.00		11.450	647		90.00
Total:		1,180	317,348,506.89		100.00	359	41.51		6.976	676		81.48

Gross Margins of the Adjustable-Rate Loans
RANGE OF GROSS MARGINS (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)		FICO		OLTV (%)
2.750 - 2.999	268	58,980,690.48		18.59	359	39.55		6.725	720	80.87
3.000 - 3.249	2	817,050.00		0.26	357	45.47		5.700	678	82.25
3.500 - 3.749	1	180,000.00		0.06	356	43.00		6.200	629	83.37
3.750 - 3.999	2	315,810.00		0.10	358	41.67		8.196	651	90.00
4.250 - 4.499	35	8,357,117.81		2.63	359	43.17		8.338	652	85.06
4.750 - 4.999	91	30,983,605.21		9.76	359	43.83		6.524	737	83.31
5.000 - 5.249	112	34,183,592.30		10.77	359	41.41		6.675	690	80.86
5.250 - 5.499	168	50,663,351.41		15.96	359	40.82		6.966	668	81.38
5.500 - 5.749	197	54,408,635.08		17.14	359	42.22		6.942	649	82.69
5.750 - 5.999	236	61,032,860.33		19.23	359	41.93		7.342	636	80.35
6.000 - 6.249	62	15,746,462.54		4.96	359	41.00		7.583	648	79.89
6.250 - 6.499	3	832,200.00		0.26	360	44.46		6.300	733	80.44
6.500 - 6.749	3	847,131.73		0.27	360	45.93		6.545	689	82.41
Total:	1,180	317,348,506.89		100.00	359	41.51		6.976	676	81.48

DESCRIPTION OF THE INTEREST ONLY COLLATERAL

Next Rate Adjustment Date of the Adjustable-Rate Loans
NEXT RATE ADJUSTMENT DATE	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
July 2007	3	904,000.00		0.28	356	42.75	7.514	671	83.00
September 2007	18	7,695,235.67		2.42	358	44.58	6.902	663	77.18
October 2007	451	122,339,213.29		38.55	359	41.75	7.125	662	81.57
November 2007	40	11,982,905.00		3.78	360	42.17	7.585	650	83.64
December 2007	104	31,501,691.00		9.93	360	43.13	7.317	675	82.83
July 2008	10	1,804,484.69		0.57	356	42.20	6.018	687	85.16
August 2008	5	1,003,848.24		0.32	357	42.24	6.381	721	84.67
September 2008	19	6,425,739.49		2.02	358	43.62	6.705	676	84.31
October 2008	304	76,740,764.76		24.18	359	40.26	6.639	686	80.21
November 2008	26	8,448,221.00		2.66	360	38.68	6.789	686	82.06
December 2008	88	22,862,856.73		7.20	360	43.83	7.038	685	81.88
January 2009	6	1,349,779.00		0.43	360	40.58	7.344	677	82.62
June 2010	1	418,591.00		0.13	355	42.00	6.250	704	88.12
July 2010	2	459,464.00		0.14	356	46.71	6.728	735	88.08
August 2010	2	329,920.00		0.10	357	40.80	6.811	686	87.09
September 2010	1	219,600.00		0.07	358	43.00	6.990	713	89.63
October 2010	71	15,857,431.02		5.00	359	36.81	6.603	729	80.47
November 2010	6	1,133,066.00		0.36	360	41.00	6.627	723	89.07
December 2010	23	5,871,696.00		1.85	360	43.20	7.025	712	82.27
Total:	1,180	317,348,506.89		100.00	359	41.51	6.976	676	81.48

Initial Periodic Rate Cap of the Adjustable-Rate Loans
INITIAL PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
2.000	1,074	293,058,738.87		92.35	359	41.72	6.998	672	81.46
6.000	106	24,289,768.02		7.65	359	38.94	6.709	724	81.75
Total:	1,180	317,348,506.89		100.00	359	41.51	6.976	676	81.48

Periodic Rate Cap of the Adjustable-Rate Loans
PERIODIC CAP (%)	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
1.000	1,180	317,348,506.89		100.00	359	41.51	6.976	676	81.48
Total:	1,180	317,348,506.89		100.00	359	41.51	6.976	676	81.48

Insured AVM
INSURED AVM	NUMBER OF MORTGAGE LOANS		PRINCIPAL BALANCE AS OF THE CUT-OFF DATE ($)	% OF PRINCIPAL BALANCE AS OF THE CUT-OFF DATE	REMAINING TERM TO MATURITY (months)	DEBT-TO-INCOME (%)	GROSS COUPON (%)	FICO	OLTV (%)
Non-Insured AVM	973	274,864,655.17		63.86	359	41.69	7.041	680	83.12
Insured AVM	628	155,576,471.32		36.14	359	40.56	6.832	681	76.65
Total:	1,601	430,441,126.49		100.00	359	41.28	6.966	680	80.78

Document Metadata

Table of Contents

Contract

Document Metadata