EXHIBIT (8)(f)(4) AMENDMENT No. 6 TO PARTICIPATION AGREEMENT (FRANKLIN TEMPLETON)

EXHIBIT (8)(f)(4)

AMENDMENT No. 6 TO PARTICIPATION AGREEMENT

(FRANKLIN XXXXXXXXX)

Amendment No. 6 to

Participation Agreement

Franklin Xxxxxxxxx Variable Insurance Products Trust

Franklin/Xxxxxxxxx Distributors, Inc.

Western Reserve Life Assurance Co. of Ohio

Transamerica Capital, Inc.

Franklin Xxxxxxxxx Variable Insurance Products Trust (The “Trust”), Franklin/Xxxxxxxxx Distributors, Inc. (the “Underwriter,” and together with the Trust, “we” or “us”), Western Reserve Life Assurance Co. of Ohio (the “Company”) or “you”), and Transamerica Capital, Inc., your distributor, on your behalf and on behalf of certain Accounts, have previously entered into a Participation Agreement dated November 10, 2008, and subsequently amended May 1, 2009, October 1, 2010, October 31, 20011, March 1, 2012, January 15, 2013 , and further modified by an Addendum dated May 1, 2011 (the “Agreement”). The parties now desire to amend the Agreement by this amendment (the “Amendment”). Unless otherwise indicated, the terms defined in the Agreement shall have the same meaning in this Amendment.

AMENDMENT

For good and valuable consideration, the receipt of which is hereby acknowledged, the parties agree to amend the Agreement as follows:

1. Schedules A, C and G of the Agreement are hereby deleted in their entirety and replaced with the Schedules A, C and G attached hereto, respectively.

2. All other terms and provisions of the Agreement not amended herein shall remain in full force and effect.

IN WITNESS WHEREOF, each of the parties has caused its duly authorized officers to execute this Amendment effective as of May 1, 2014.

The Trust:		FRANKLIN XXXXXXXXX VARIABLE INSURANCE Products Trust
Only on behalf of each Portfolio listed on Schedule C of the Agreement.		By:		/s/ Xxxxx X. Xxxxxxxx
		Name:		Xxxxx X. Xxxxxxxx
		Title:		Vice President

The Underwriter:		FRANKLIN/XXXXXXXXX DISTRIBUTORS, INC.
		By:		/s/ Xxxxxxxxxxx Xxxxxxxx
		Name:		Xxxxxxxxxxx Xxxxxxxx
		Title:		Vice President
The Company:		WESTERN RESERVE LIFE ASSURANCE CO. OF OHIO
		By:		/s/ Xxxx Xxxxxxx
		Name:		Xxxx Xxxxxxx
		Title:		Vice President
The Distributor:		TRANSAMERICA CAPITAL, INC.
		By:		/s/ Xxxxxx X. Xxxxx
		Name:		Xxxxxx X. Xxxxx
		Title:		Assistant Vice President

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Schedule A

The Company and its Distributor

THE COMPANY

Western Reserve Life Assurance Co. of Ohio

0000 Xxxxxxxx Xx XX

Xxxxx Xxxxxx, XX 00000

An insurance company organized under the laws of the State of Ohio.

THE DISTRIBUTOR

Transamerica Capital, Inc.

0000 X. Xxxxxxxx Xxxxxx

Xxxxx 0000

Xxxxxx, Xxxxxxxx 00000

A corporation organized under the laws of the State of California.

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Schedule C

Available Portfolios and Classes of Shares of the Trust

Franklin Founding Funds Allocation VIP Fund – Class 4

In addition to portfolios and classes of shares listed above, any additional Portfolios and classes of shares other than Class 3 shares are included in this Schedule C listing provided that:

(1) the General Counsel of Franklin Xxxxxxxxx Investments receives from a person authorized by you a written notice in the form attached (which may be electronic mail or sent by electronic mail) (“Notice”) identifying this Agreement as provided in the Notice and specifying: (i) the names and classes of shares of additional Portfolios that you propose to offer as investment options of the Separate Accounts under the Contracts; and (ii) the date that you propose to begin offering Separate Account interests investing in the additional Portfolios under the Contracts; and

(2) we do not within ten (10) Business Days following receipt of the Notice send you a writing (which may be electronic mail) objecting to your offering such Separate Accounts investing in the additional Portfolios and classes of shares under the Contracts.

Provided that we do not object as provided above, your Notice shall amend, supplement and become a party of this Schedule C and the Agreement.

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Schedule G

Addresses for Notices

To the Company:		Western Reserve Life Assurance Co. of Ohio
		0000 Xxxxxxxx Xx XX
		Xxxxx Xxxxxx, XX 00000
		Attention: IS&R General Counsel
To the Distributor:		Transamerica Capital, Inc.
		0000 X. Xxxxxxxx Xxxxxx
		Xxxxx 0000
		Xxxxxx, XX 00000
		Attention: General Counsel
To the Trust:		Franklin Xxxxxxxxx Variable Insurance Products Trust
		Xxx Xxxxxxxx Xxxxxxx, Xxxx. 000 0xx Xxxxx
		Xxx Xxxxx, Xxxxxxxxxx 00000
		Attention: Xxxxx X. Xxxxxxxx, Vice President
To the Underwriter:		Franklin/Xxxxxxxxx Distributors, Inc.
		000 Xxxxxxxx Xxxxxxx, Xxxx. 000 0xx Xxxxx
		Xx. Xxxxxxxxxx, XX 00000
		Attention: Xxxxx Xxxxx, President
If to the Trust or Underwriter with a copy to:		Franklin Xxxxxxxxx Xxxxxxxxxxx
		Xxx Xxxxxxxx Xxxxxxx, Xxxx. 000 0xx Xxxxx
		Xxx Xxxxx, Xxxxxxxxxx 00000
		Attention: General Counsel

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