STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.,
DEPOSITOR
CITIBANK, N.A.,
TRUSTEE
XXXXX FARGO BANK, NATIONAL ASSOCIATION,
MASTER SERVICER AND SECURITIES ADMINISTRATOR
and
EMC MORTGAGE CORPORATION
SPONSOR AND COMPANY
________________________________________
POOLING AND SERVICING AGREEMENT
Dated as of August 1, 2007
________________________________________
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.,
Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates
Series 2007-1
ARTICLE I
DEFINITIONS
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans to Trustee...................................................41
Section 2.02. Acceptance of Mortgage Loans by Trustee...................................................43
Section 2.03. Assignment of Interest in the Mortgage Loan Purchase Agreement and Subsequent
Mortgage Loan Purchase Agreement..........................................................46
Section 2.04. Substitution of Mortgage Loans............................................................48
Section 2.05. Issuance of Certificates..................................................................49
Section 2.06. Representations and Warranties Concerning the Depositor...................................50
Section 2.07. Conveyance of Subsequent Mortgage Loans...................................................51
Section 2.08. Purposes and Powers of the Trust..........................................................54
ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Master Servicer...........................................................................55
Section 3.02. REMIC-Related Covenants...................................................................56
Section 3.03. Monitoring of Servicers...................................................................56
Section 3.04. Fidelity Bond.............................................................................58
Section 3.05. Power to Act; Procedures..................................................................58
Section 3.06. Due-on-Sale Clauses; Assumption Agreements................................................59
Section 3.07. Release of Mortgage Files.................................................................59
Section 3.08. Documents, Records and Funds in Possession of Master Servicer To Be Held for
Trustee...................................................................................60
Section 3.09. Standard Hazard Insurance and Flood Insurance Policies....................................60
Section 3.10. Presentment of Claims and Collection of Proceeds..........................................61
Section 3.11. Maintenance of the Primary Mortgage Insurance Policies....................................61
Section 3.12. Trustee to Retain Possession of Certain Insurance Policies and Documents..................62
Section 3.13. Realization Upon Defaulted Mortgage Loans.................................................62
Section 3.14. Compensation for the Master Servicer......................................................62
Section 3.15. REO Property..............................................................................62
Section 3.16. Annual Statement as to Compliance.........................................................63
Section 3.17. Assessments of Compliance and Attestation Reports.........................................64
Section 3.18. Reports Filed with Securities and Exchange Commission.....................................66
Section 3.19. The Company...............................................................................75
Section 3.20. UCC.......................................................................................75
Section 3.21. Optional Purchase of Defaulted Mortgage Loans.............................................76
Section 3.22. Reserved..................................................................................76
Section 3.23. Intention of the Parties and Interpretation...............................................76
ARTICLE IV
ACCOUNTS
Section 4.01. Protected Accounts........................................................................77
Section 4.02. [Reserved]................................................................................78
Section 4.03. [Reserved]................................................................................78
Section 4.04. Distribution Account......................................................................78
Section 4.05. Permitted Withdrawals and Transfers from the Distribution Account.........................81
Section 4.06. [Reserved]................................................................................83
Section 4.07. Class XP Reserve Account..................................................................83
Section 4.08. [Reserved]................................................................................84
Section 4.09. Pre-Funding Account and Pre-Funding Reserve Account.......................................84
Section 4.10. Interest Coverage Account.................................................................85
ARTICLE V
CERTIFICATES
Section 5.01. Certificates..............................................................................87
Section 5.02. Registration of Transfer and Exchange of Certificates.....................................94
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.........................................97
Section 5.04. Persons Deemed Owners.....................................................................97
Section 5.05. Transfer Restrictions on Residual Certificates............................................98
Section 5.06. Restrictions on Transferability of Certificates...........................................99
Section 5.07. ERISA Restrictions........................................................................99
Section 5.08. Rule 144A Information....................................................................100
ARTICLE VI
PAYMENTS TO CERTIFICATEHOLDERS
Section 6.01. [Reserved]...............................................................................101
Section 6.02. Distributions on the Certificates........................................................101
Section 6.03. [Reserved]...............................................................................104
Section 6.04. Allocation of Losses and Subsequent Recoveries on the Certificates.......................104
Section 6.05. [Reserved]...............................................................................107
Section 6.06. Payments.................................................................................107
Section 6.07. Statements to Certificateholders.........................................................107
Section 6.08. Monthly Advances.........................................................................110
Section 6.09. Compensating Interest Payments...........................................................111
Section 6.10. Distributions on REMIC Regular Interests.................................................111
ARTICLE VII
THE MASTER SERVICER
Section 7.01. Liabilities of the Master Servicer.......................................................112
Section 7.02. Merger or Consolidation of the Master Servicer...........................................112
Section 7.03. Indemnification of the Trustee, the Master Servicer and the Securities
Administrator............................................................................112
Section 7.04. Limitations on Liability of the Master Servicer and Others...............................112
Section 7.05. Master Servicer Not to Resign............................................................114
Section 7.06. Successor Master Servicer................................................................114
Section 7.07. Sale and Assignment of Master Servicing..................................................114
ARTICLE VIII
DEFAULT
Section 8.01. Events of Default........................................................................116
Section 8.02. Successor to Act; Appointment of Successor...............................................118
Section 8.03. Notification to Certificateholders.......................................................119
Section 8.04. Waiver of Defaults.......................................................................119
Section 8.05. List of Certificateholders...............................................................120
Section 8.06. Duties of Trustee and Securities Administrator...........................................120
Section 8.07. Certain Matters Affecting the Trustee and the Securities Administrator...................122
ARTICLE IX
CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 9.01. Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans.......124
Section 9.02. Trustee and Securities Administrator May Own Certificates................................125
Section 9.03. Trustee's and Securities Administrator's Fees and Expenses...............................125
Section 9.04. Eligibility Requirements for Trustee and Securities Administrator........................125
Section 9.05. Insurance................................................................................126
Section 9.06. Resignation and Removal of the Trustee and Securities Administrator......................126
Section 9.07. Successor Trustee and Successor Securities Administrator.................................127
Section 9.08. Merger or Consolidation of Trustee or Securities Administrator...........................127
Section 9.09. Appointment of Co-Trustee or Separate Trustee............................................128
Section 9.10. Federal Information Returns and Reports to Certificateholders; REMIC Administration......129
ARTICLE X
TERMINATION
Xxxxxxx 00.00. Xxxxxxxxxxx Xxxx Xxxxxxxxxx by EMC or its Designee or Liquidation of the Mortgage
Loans....................................................................................131
Section 10.02. Additional Termination Requirements......................................................133
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Intent of Parties........................................................................135
Section 11.02. Amendment................................................................................135
Section 11.03. Recordation of Agreement.................................................................136
Section 11.04. Limitation on Rights of Certificateholders...............................................136
Section 11.05. Acts of Certificateholders...............................................................137
Section 11.06. Governing Law............................................................................138
Section 11.07. Notices..................................................................................138
Section 11.08. Severability of Provisions...............................................................139
Section 11.09. Successors and Assigns...................................................................139
Section 11.10. Article and Section Headings.............................................................139
Section 11.11. Counterparts.............................................................................139
Section 11.12. Notice to Rating Agencies................................................................139
APPENDICES
Appendix 1 - Calculation of REMIC I Y Principal Reduction Amounts
EXHIBITS
Exhibit A-1 - [Reserved]
Exhibit A-2 - [Reserved]
Exhibit A-3 - [Reserved]
Exhibit A-4 - [Reserved]
Exhibit A-5-1 - Form of Class R Certificates
Exhibit A-5-2 - [Reserved]
Exhibit A-6 - [Reserved]
Exhibit A-7 - [Reserved]
Exhibit A-8 - Form of Class A Certificates
Exhibit A-9 - Form of Interest Only Certificates
Exhibit A-10 - Form of Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5
Certificates
Exhibit A-11 - Form of Class B-6, Class B-7 and Class B-8 Certificates
Exhibit A-12 - Form of Class XP Certificates
Exhibit B - Mortgage Loan Schedule
Exhibit C - [Reserved]
Exhibit D-1 - Request for Release of Documents (Treasury Bank)
Exhibit D-2 - Request for Release of Documents (Xxxxx Fargo)
Exhibit E - Form of Affidavit pursuant to Section 860E(e)(4)
Exhibit F-1 - Form of Investment Letter
Exhibit F-2 - Form of Rule 144A and Related Matters Certificate
Exhibit F-3 - Form of Transferor Representation Letter
Exhibit G-1 - Form of Treasury Bank Custodial Agreement
Exhibit G-2 - Form of Xxxxx Fargo Custodial Agreement
Exhibit H-1 - Countrywide Servicing Agreement
Exhibit H-2 - EMC Servicing Agreement
Exhibit H-3 - First Third Bank Servicing Agreement
Exhibit H-4 - HSBC Servicing Agreement
Exhibit H-5 - Mid America Servicing Agreement
Exhibit H-6 - National City Servicing Agreement
Exhibit H-7 - Xxxxx Fargo Servicing Agreement
Exhibit I - Assignment Agreements
Exhibit J - Form of Mortgage Loan Purchase Agreement
Exhibit K - Form of Subsequent Mortgage Loan Purchase Agreement
Exhibit L - Form of Securities Administrator Back-Up Certification
Exhibit M - Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit N - Form of Back-Up Certification
Exhibit O - Form of Trustee Limited Power of Attorney
Exhibit P - [Reserved]
Exhibit Q - Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit R - Additional Disclosure Information
Exhibit S - Form of Subsequent Transfer Instrument
POOLING AND SERVICING AGREEMENT
Pooling and Servicing Agreement dated as of August 1, 2007, among Structured Asset Mortgage Investments
II Inc., a Delaware corporation, as depositor (the "Depositor"), Citibank, N.A., a banking association organized
under the laws of the United States, not in its individual capacity but solely as trustee (the "Trustee"), Xxxxx
Fargo Bank, National Association, as master servicer (in such capacity, the "Master Servicer") and as securities
administrator (in such capacity, the "Securities Administrator"), and EMC Mortgage Corporation, as sponsor (in
such capacity, the "Sponsor") and as company (in such capacity, the "Company").
PRELIMINARY STATEMENT
On or prior to the Closing Date or a Subsequent Transfer Date, in the case of Subsequent Transfer Loans,
the Depositor acquired the Mortgage Loans or the Subsequent Mortgage Loans as the case may be, from the Sponsor.
On the Closing Date, the Depositor will sell the Mortgage Loans and certain other property to the Trust Fund and
receive in consideration therefor Certificates evidencing the entire beneficial ownership interest in the Trust
Fund.
The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting
REMIC I to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC I Regular
Interests will be designated "regular interests" in such REMIC.
The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting
REMIC II to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC II Regular
Interests will be designated "regular interests" in such REMIC.
The Securities Administrator on behalf of the Trustee shall make an election for the assets constituting
REMIC III to be treated for federal income tax purposes as a REMIC. On the Startup Day, the REMIC III Regular
Interests will be designated "regular interests" in such REMIC.
The Class R Certificates will evidence ownership of the "residual interest" in each of REMIC I, REMIC II
and REMIC III.
The Sub-Group I Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off Date, after
deducting all Scheduled Principal due on or before the Cut-off Date and including the Pre-Funded Amount with
respect to the Sub-Group I Mortgage Loans, of $801,035,553.92. The Sub-Group II Mortgage Loans will have an
Outstanding Principal Balance as of the Cut-off Date, after deducting all Scheduled Principal due on or before
the Cut-off Date and including the Pre-Funded Amount with respect to the Sub-Group II Mortgage Loans, of
$290,375,064.93. The Sub-Group III Mortgage Loans will have an Outstanding Principal Balance as of the Cut-off
Date, after deducting all Scheduled Principal due on or before the Cut-off Date and including the Pre-Funded
Amount with respect to the Sub-Group III Mortgage Loans, of $550,338,208.11.
In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the
Securities Administrator, the Sponsor, the Company and the Trustee agree as follows:
ARTICLE I
Definitions
Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or
unless the context otherwise requires, shall have the meanings specified in this Article.
Accepted Master Servicing Practices: With respect to any Mortgage Loan, those customary mortgage
servicing practices of prudent mortgage servicing institutions that master service mortgage loans of the same
type and quality as such Mortgage Loan in the jurisdiction where the related Mortgaged Property is located, to
the extent applicable to the Trustee in its capacity as successor Master Servicer or the Master Servicer (except
in its capacity as successor to a Servicer).
Account: The Distribution Account, the Interest Coverage Account, the Pre-Funding Account, the
Pre-Funding Reserve Account, the Protected Account or the Class XP Reserve Account, as the context may require.
Accrued Certificate Interest: For any Certificate for any Distribution Date, the interest accrued
during the related Interest Accrual Period at the applicable Pass-Through Rate on the Certificate Principal
Balance or Notional Amount, as applicable, of such Certificate immediately prior to such Distribution Date, on
the basis of a 360-day year consisting of twelve 30-day months, less (i) in the case of a Senior Certificate,
such Certificate's share of any Net Interest Shortfall from the related Mortgage Loans and, after the Cross-Over
Date, the interest portion of any Realized Losses on the related Mortgage Loans, in each case allocated thereto
in accordance with Section 6.04 and (ii) in the case of a Subordinate Certificate, such Certificate's share of
any Net Interest Shortfall from the related Mortgage Loans and the interest portion of any Realized Losses on the
related Mortgage Loans, in each case allocated thereto in accordance with Section 6.04.
Additional Disclosure: As defined in Section 3.18(a)(v).
Additional Form 10-D Disclosure: As defined in Section 3.18(a)(i).
Additional Form 10-K Disclosure: As defined in Section 3.18(a)(iii).
Affiliate: As to any Person, any other Person controlling, controlled by or under common control with
such Person. "Control" means the power to direct the management and policies of a Person, directly or indirectly,
whether through ownership of voting securities, by contract or otherwise. "Controlled" and "Controlling" have
meanings correlative to the foregoing. The Trustee may conclusively presume that a Person is not an Affiliate of
another Person unless a Responsible Officer of the Trustee has actual knowledge to the contrary.
Agreement: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto.
Allocable Share: With respect to any Class of Subordinate Certificates on any Distribution Date, an
amount equal to the product of (i) the Subordinate Optimal Principal Amount and (ii) the fraction, the numerator
of which is the Certificate Principal Balance of such Class and the denominator of which is the aggregate
Certificate Principal Balance of all Classes of the Subordinate Certificates; provided, however, that no Class of
Subordinate Certificates (other than the outstanding Class of Subordinate Certificates with the lowest numerical
designation) shall be entitled on any Distribution Date to receive distributions pursuant to clauses (ii),
(iii) and (v) of the definition of Subordinate Optimal Principal Amount, unless the related Class Prepayment
Distribution Trigger for such Distribution Date has been satisfied (any amount distributable pursuant to clauses
(ii), (iii) and (v) of the definition of Subordinate Optimal Principal Amount, shall be distributed among the
related Classes entitled thereto, pro rata based on their respective Certificate Principal Balances); provided,
further, that if on a Distribution Date, the Certificate Principal Balance of any Class of Subordinate
Certificates for which the related Class Prepayment Distribution Trigger has been satisfied is reduced to zero,
such Class's remaining Allocable Share shall be distributed to the remaining Classes of Subordinate Certificates,
sequentially beginning with the Class with the lowest numerical designation in reduction of their respective
Certificate Principal Balances.
Applicable Credit Rating: For any long-term deposit or security, a credit rating of "AAA" in the case
of S&P or "Aaa" in the case of Moody's (or with respect to investments in money market funds, a credit rating of
"AAAm" or "AAAm-G" in the case of S&P and the highest rating given by Moody's for money market funds in the case
of Moody's). For any short-term deposit or security, or a rating of A-l+ in the case of S&P or Prime-1 in the
case of Moody's.
Applicable State Law: For purposes of Section 9.10(e), the Applicable State Law shall be (a) the law of
the State of New York and (b) such other state law whose applicability shall have been brought to the attention
of the Securities Administrator and the Trustee by either (i) an Opinion of Counsel reasonably acceptable to the
Securities Administrator and the Trustee delivered to it by the Master Servicer or the Depositor, or (ii) written
notice from the appropriate taxing authority as to the applicability of such state law.
Appraised Value: For any Mortgaged Property related to a Mortgage Loan, the amount set forth as the
appraised value of such Mortgaged Property in an appraisal made for the mortgage originator in connection with
its origination of the related Mortgage Loan.
Assessment of Compliance: As defined in Section 3.17.
Assignment Agreements: The agreements attached hereto as Exhibit I, whereby the Servicing Agreements
(as defined therein), if applicable, were assigned to the Trustee for the benefit of the Certificateholders.
Assumed Final Distribution Date: With respect to each class of Offered Certificates, the Distribution
Date occurring in September 2047, or if such day is not a Business Day, the next succeeding Business Day.
Attestation Report: As defined in Section 3.17.
Attesting Party: As defined in Section 3.17.
Available Funds: For any Distribution Date and each Sub-Group, an amount equal to the aggregate of the
following amounts with respect to the pool of Mortgage Loans included in the related Sub-Group: (a) all
previously undistributed payments on account of principal (including the principal portion of Scheduled Payments,
Principal Prepayments and the principal portion of Net Liquidation Proceeds) and all previously undistributed
payments on account of interest received after the Cut-off Date and on or prior to the related Determination
Date, (b) any Monthly Advances and Compensating Interest Payments by the Servicer or the Master Servicer as
successor Servicer with respect to such Distribution Date, (c) any amounts reimbursed by the Master Servicer in
connection with losses on investments of deposits in certain eligible investments, (d) after November 15, 2007,
any related Pre-Funded Amounts not applied to purchase Subsequent Mortgage Loans for such Loan Group prior to
such date and (e) any amount allocated from the Available Funds of another Sub-Group in accordance with Section
6.02(a)(i)(H), except (without duplication):
(i) all payments that were due on or before the Cut-off Date;
(ii) all Principal Prepayments and Liquidation Proceeds received after the applicable
Prepayment Period;
(iii) all payments, other than Principal Prepayments, that represent early receipt of
Scheduled Payments due on a date or dates subsequent to the related Due Date;
(iv) amounts received on particular Mortgage Loans as late payments of principal or
interest and respecting which, and to the extent that, there are any unreimbursed Monthly Advances;
(v) amounts representing Monthly Advances determined to be Nonrecoverable Advances;
(vi) any investment earnings on amounts on deposit in the Distribution Account and amounts
permitted to be withdrawn from the Distribution Account pursuant to this Agreement;
(vii) amounts needed to pay the Servicing Fees or to reimburse any Servicer or the Master
Servicer for amounts due under the Servicing Agreement and the Agreement to the extent such amounts have not been
retained by, or paid previously to, such Servicer or the Master Servicer;
(viii) amounts applied to pay any fees with respect to any lender-paid primary mortgage
insurance policy;
(ix) any expenses or other amounts reimbursable to the Servicers, the Trustee, the
Securities Administrator, the Master Servicer and the Custodian pursuant to Section 7.04(c) or Section 9.05; and
(x) any Capitalization Reimbursement Amount for such Distribution Date.
Back-Up Certification: As defined in Section 3.18(a)(iii).
Bankruptcy Code: The United States Bankruptcy Code, as amended as codified in 11 U.S.C. §§ 101-1330.
Bankruptcy Loss: With respect to any Mortgage Loan, any Deficient Valuation or Debt Service Reduction
related to such Mortgage Loan as reported by the Servicer to the Master Servicer.
Book-Entry Certificates: Initially, the Senior Certificates and Offered Subordinate Certificates.
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which the New York Stock
Exchange or Federal Reserve is closed or on which banking institutions in any jurisdiction in which the Trustee,
the Master Servicer, Custodian, any Servicer or the Securities Administrator are authorized or obligated by law
or executive order to be closed.
Capitalization Reimbursement Amount: With respect to any Distribution Date, the aggregate of the amounts
added to the Stated Principal Balances of any Mortgage Loans during the preceding calendar month in connection
with the modification of such Mortgage Loans, which represent unpaid amounts or which the applicable Servicer has
made unreimbursed Monthly Advances or servicing advances owed to such Servicer.
Certificate: Any mortgage pass-through certificate evidencing a beneficial ownership interest in the
Trust Fund signed and countersigned by the Securities Administrator in substantially the forms annexed hereto as
Exhibits X-0, X-0, X-0, X-0, X-0-0, X-0-0, X-0, X-0, X-0, X-0, X-00, X-00 and A-12 with the blanks therein
appropriately completed.
Certificate Group: With respect to (i) Sub-Group I, the Class I-A-1, Class I-A-2 and Class I-X-1
Certificates, (ii) Sub-Group II, the Class II-A-1, Class II-A-2 and Class II-X-1 Certificates and (iii) Sub-Group
III, the Class III-A-1, Class III-A-2 and Class III-X-1 Certificates.
Certificate Owner: Any Person who is the beneficial owner of a Certificate registered in the name of
the Depository or its nominee.
Certificate Principal Balance: With respect to any Certificate other than Interest Only Certificates,
Class R Certificates and the Class XP Certificates, as of any Distribution Date, the initial principal amount of
such Certificate plus, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificates
pursuant to Section 6.03 or Section 6.04 hereof, and reduced by (i) all amounts distributed on previous
Distribution Dates on such Certificate with respect to principal, (ii) the principal portion of all Realized
Losses (other than Realized Losses resulting from Debt Service Reductions) allocated prior to such Distribution
Date to such Certificate, taking account of the applicable Loss Allocation Limitation, and (iii) in the case of a
Subordinate Certificate, such Certificate's pro rata share, if any, of the applicable Subordinate Certificate
Writedown Amount for previous Distribution Dates. With respect to any Class of Certificates, the Certificate
Principal Balance thereof will equal the sum of the Certificate Principal Balances of all Certificates in such
Class. The initial Certificate Principal Balance (if any) for each Class of Certificates is set forth in Section
5.01(c)(iv).
Certificate Register: The register maintained pursuant to Section 5.02.
Certificateholder: A Holder of a Certificate.
Certificates: The Senior Certificates and the Subordinate Certificates.
Certification Parties: As defined in Section 3.18(a)(iii).
Certifying Person: As defined in Section 3.18(a)(iii).
Class: With respect to the Certificates, any of Class I-A-1, Class I-A-2, Class I-X-1, Class II-A-1,
Class II-A-2, Class II-X-1, Class III-A-1, Class III-A-2, Class III-X-1, Class B-1, Class B-2, Class B-3, Class
B-4, Class B-5, Class B-6, Class B-7, Class B-8, Class R and Class XP Certificates.
Class A Certificates: The Class I-A, Class II-A and Class III-A Certificates.
Class B Certificates: The Class B-1, Class B-2, Class B-3, Class B-4, Class B-5, Class B-6, Class B-7
and Class B-8 Certificates.
Class I-A Certificates: The Class I-A-1 Certificates and the Class I-A-2 Certificates.
Class II-A Certificates: The Class II-A-1 Certificates and the Class II-A-2 Certificates.
Class III-A Certificates: The Class III-A-1 Certificates and the Class III-A-2 Certificates.
Class Prepayment Distribution Trigger: For a Class of Subordinate Certificates for any Distribution
Date, the Class Prepayment Distribution Trigger is satisfied if the fraction (expressed as a percentage), the
numerator of which is the aggregate Certificate Principal Balance of such Class and each Class of Subordinate
Certificates subordinate thereto, if any, and the denominator of which is the Stated Principal Balance of all of
the Mortgage Loans as of the related Due Date, equals or exceeds such percentage calculated as of the Closing
Date.
Class R Certificate: Any of the Class R Certificates substantially in the form annexed hereto as
Exhibit A-5-1 and evidencing ownership of interests designated as "residual interests" in REMIC I, REMIC II and
REMIC III for purposes of the REMIC Provisions. Component I of the Class R Certificates is designated as the
sole class of "residual interest" in REMIC I, Component II of the Class R Certificates is designated as the sole
class of "residual interest" in REMIC II and Component III of the Class R Certificates is designated as the sole
class of "residual interest" in REMIC III.
Class XP Certificates: Any of the Class XP Certificates, substantially in the form attached hereto as
Exhibit A-7.
Class XP Reserve Account: The account established and maintained by the Securities Administrator
pursuant to Section 4.07 hereof.
Closing Date: August 31, 2007.
Commission: The U.S. Securities and Exchange Commission.
Compensating Interest Payment: As defined in Section 6.09.
Corporate Trust Office: The designated office of the Trustee or Securities Administrator, as
applicable, where at any particular time its respective corporate trust business with respect to this Agreement
shall be administered. The Corporate Trust Office of the Trustee at the date of the execution of this Agreement
is located at 000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Structured Finance Agency &
Trust BSAAT 2007-1. The Corporate Trust Office of the Securities Administrator at the date of the execution of
this Agreement is located at 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx 00000, Attention: Corporate Trust Group,
BSAAT 2007-1. For the purpose of registration and transfer and exchange only, the Corporate Trust Office of the
Securities Administrator shall be located at Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx, Xxxxxxxxxxx, Xxxxxxxxx 00000,
Attention: Corporate Trust Group, BSAAT 2007-1.
Countrywide: Countrywide Home Loans Servicing LP, and its successor in interest.
Countrywide Servicing Agreement: The Seller's Warranties and Servicing Agreement, dated as of September
1, 2002, as amended by Amendment No. 1, dated as of January 1, 2003, Amendment No. 2, dated as of September 1,
2004, and Amendment No. 3, dated as of January 1, 2006, between Countrywide and EMC, attached to the PSA as
Exhibit H-1 and by the related Assignment Agreement.
Cross-Over Date: The Distribution Date on which the aggregate Certificate Principal Balance of the
Subordinate Certificates has been reduced to zero.
Custodial Agreement: As applicable, (i) the custodial agreement, dated as of the Closing Date, among
the Trustee, Structured Asset Mortgage Investments II Inc., as company, Xxxxx Fargo Bank, National Association,
as Master Servicer and Securities Administrator, and Xxxxx Fargo Bank, National Association, as Custodian,
substantially in the form of Exhibit G-2 hereto or (ii) the custodial agreement dated as of the Closing Date,
among the Trustee, Structured Asset Mortgage Investments II Inc., as company, Xxxxx Fargo, National Association,
as Master Servicer and Securities Administrator, and Treasury Bank, A Division of Countrywide Bank, FSB, as
Custodian, substantially in the form of Exhibit G-1 hereto.
Custodian: As applicable, (i) Xxxxx Fargo Bank, National Association, or any successor custodian
appointed pursuant to the provisions hereof and of the related Custodial Agreement, with respect to the Mortgage
Loans set forth on Schedule I to the related Custodial Agreement, or (ii) Treasury Bank, a Division of
Countrywide Bank FSB, or any successor custodian appointed pursuant to the provisions hereof and of the related
Custodial Agreement, with respect to the Mortgage Loans set forth on Schedule I to the related Custodial
Agreement.
Cut-off Date: August 1, 2007.
Cut-off Date Balance: $1,641,748,826.96.
DBRS: DBRS Limited or DBRS, Inc., and any successor in interest.
Debt Service Reduction: Any reduction of the Scheduled Payments which a Mortgagor is obligated to pay
with respect to a Mortgage Loan as a result of any proceeding under the Bankruptcy Code or any other similar
state law or other proceeding.
Deficient Valuation: With respect to any Mortgage Loan, a valuation of the Mortgaged Property by a
court of competent jurisdiction in an amount less than the then outstanding indebtedness under the Mortgage Loan,
which valuation results from a proceeding initiated under the Bankruptcy Code or any other similar state law or
other proceeding.
Delinquent: A Mortgage Loan is "Delinquent" if any payment due thereon is not made pursuant to the
terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage
Loan is "30 days delinquent" if such payment has not been received by the close of business on the last day of
the month immediately succeeding the month in which such payment was due. For example, a Mortgage Loan with a
payment due on December 1 that remained unpaid as of the close of business on January 31 would then be considered
to be 30 to 59 days delinquent. Similarly for "60 days delinquent," "90 days delinquent" and so on.
Depositor: Structured Asset Mortgage Investments II Inc., a Delaware corporation, or its successors in
interest.
Depositor Information: As defined in Section 3.18(c).
Depository: The Depository Trust Company, the nominee of which is Cede & Co., or any successor thereto.
Depository Agreement: The meaning specified in Section 5.01(a) hereof.
Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom
from time to time the Depository effects book-entry transfers and pledges of securities deposited with the
Depository.
Designated Depository Institution: A depository institution (commercial bank, federal savings bank,
mutual savings bank or savings and loan association) or trust company (which may include the Trustee), the
deposits of which are fully insured by the FDIC to the extent provided by law.
Determination Date: With respect to each Mortgage Loan, the Determination Date as defined in the
Servicing Agreement.
Disqualified Organization: Any of the following: (i) the United States, any State or political
subdivision thereof, any possession of the United States, or any agency or instrumentality of any of the
foregoing (other than an instrumentality which is a corporation if all of its activities are subject to tax and,
except for the Xxxxxxx Mac or any successor thereto, a majority of its board of directors is not selected by such
governmental unit), (ii) any foreign government, any international organization, or any agency or instrumentality
of any of the foregoing, (iii) any organization (other than certain farmers' cooperatives described in
Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code (including the tax imposed
by Section 511 of the Code on unrelated business taxable income), (iv) rural electric and telephone cooperatives
described in Section 1381(a)(2)(C) of the Code or (v) any other Person so designated by the Trustee based upon an
Opinion of Counsel that the holding of an ownership interest in a Residual Certificate by such Person may cause
any 2007-1 REMIC contained in the Trust or any Person having an ownership interest in the Residual Certificate
(other than such Person) to incur a liability for any federal tax imposed under the Code that would not otherwise
be imposed but for the transfer of an ownership interest in a Residual Certificate to such Person. The terms
"United States," "State" and "international organization" shall have the meanings set forth in Section 7701 of the
Code or successor provisions.
Distribution Account: The trust account or accounts created and maintained by the Securities
Administrator pursuant to Section 4.04, which shall be denominated "Citibank, N.A., as Trustee f/b/o holders of
Structured Asset Mortgage Investments II Inc., Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1 - Distribution Account." The Distribution Account shall be an Eligible Account.
Distribution Account Deposit Date: The second Business Day prior to each Distribution Date.
Distribution Date: The 25th day of any month, beginning in the month immediately following the month of
the Closing Date, or, if such 25th day is not a Business Day, the Business Day immediately following.
Distribution Report: The Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of the
Exchange Act.
DTC Custodian: Xxxxx Fargo Bank, National Association, or its successors in interest as custodian for
the Depository.
Due Date: With respect to each Mortgage Loan, the date in each month on which its Scheduled Payment is
due if such due date is the first day of a month and otherwise is deemed to be the first day of the following
month or such other date specified in the related Servicing Agreement.
Due Period: With respect to any Distribution Date and each Mortgage Loan, the period commencing on the
second day of the month preceding the calendar month in which the Distribution Date occurs and ending at the
close of business on the first day of the month in which the Distribution Date occurs.
XXXXX: As defined in Section 3.18.
Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered
depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt
obligations of which (or, in the case of a depository institution or trust company that is the principal
subsidiary of a holding company, the debt obligations of such holding company, so long as Xxxxx'x is not a Rating
Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating
categories, respectively, at the time any amounts are held on deposit therein; provided, that following a
downgrade, withdrawal, or suspension of such institution's rating above, each account shall promptly (and in any
case within not more than 30 calendar days) be moved to one or more segregated trust accounts in the trust
department of such institution or to an account at another institution that complies with the above requirements,
or (ii) a trust account or accounts maintained with the corporate trust department of a federal or state
chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting
in its fiduciary capacity or (iii) any other account acceptable to the Rating Agencies, as evidenced in writing.
Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts
maintained with the Trustee. Notwithstanding anything to the contrary contained in Section 11.02, this Agreement
may be amended to reduce the rating requirements in clause (i) above without the consent of any of the
Certificateholders, provided that the Person requesting such amendment obtains a letter from each Rating Agency
then rating any Certificates stating that such amendment would not result in the downgrading or withdrawal of the
respective ratings then assigned to the Certificates.
EMC: EMC Mortgage Corporation, and any successor thereto.
EMC Servicing Agreement: The Servicing Agreement, dated as of August 1, 2007, between Structured Asset
Mortgage Investments II Inc. and EMC, attached hereto as Exhibit H-2.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
Event of Default: As defined in Section 8.01.
Excess Liquidation Proceeds: To the extent that such amount is not required by law to be paid to the
related Mortgagor, the amount, if any, by which Liquidation Proceeds with respect to a Liquidated Mortgage Loan
exceed the sum of (i) the Outstanding Principal Balance of such Mortgage Loan and accrued but unpaid interest at
the related Mortgage Interest Rate through the last day of the month in which the related Liquidation Date
occurs, plus (ii) related Liquidation Expenses.
Exchange Act: Securities Exchange Act of 1934, as amended.
Exchange Act Reports: Any reports required to be filed pursuant to Sections 3.17, 3.18 and 3.23 of this
Agreement.
Xxxxxx Mae: Federal National Mortgage Association and any successor thereto.
FDIC: Federal Deposit Insurance Corporation and any successor thereto.
Final Certification: The certification substantially in the form of Exhibit Three to the related
Custodial Agreement.
Fifth Third: Fifth Third Mortgage Company, and its successor in interest.
Fifth Third Servicing Agreement: The Purchase, Warranties and Servicing Agreement, between Fifth Third
and EMC, dated as of September 1, 2002, as amended by Amendment Number One, dated as of April 1, 2006, and by the
related Assignment Agreement, attached hereto as Exhibit H-3.
Fiscal Quarter: December 1 through the last day of February, March 1 through May 31, June 1 through
August 31, or September 1 through November 30, as applicable.
Fitch: Fitch Ratings, and any successor in interest.
Form 8-K Disclosure Information: As defined in Section 3.18(a)(ii).
Fractional Undivided Interest: With respect to any Class of Certificates (other than the Class XP
Certificates), the fractional undivided interest evidenced by any Certificate of such Class the numerator of
which is the Certificate Principal Balance (or Notional Amount, as applicable) of such Certificate and the
denominator of which is the Certificate Principal Balance (or Notional Amount, as applicable) of such Class.
With respect to the Class XP Certificates, the percentage interest stated thereon. With respect to the
Certificates in the aggregate, the fractional undivided interest evidenced by (i) the Residual Certificates will
be deemed to equal 1.00% (in the aggregate) and (ii) a Certificate of any other Class will be deemed to equal
99.00% multiplied by a fraction, the numerator of which is the Certificate Principal Balance (or Notional Amount,
as applicable) of such Certificate and the denominator of which is the aggregate Certificate Principal Balance of
all the Certificates.
Xxxxxxx Mac: Xxxxxxx Mac, formerly the Federal Home Loan Mortgage Corporation, and any successor
thereto.
Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee,
beneficial interests in which are reflected on the books of the Depository or on the books of a Person
maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules
of such depository).
Gross Margin: As to each Mortgage Loan, the fixed percentage set forth in the related Mortgage Note and
indicated on the Mortgage Loan Schedule which percentage is added to the related Index on each Interest
Adjustment Date to determine (subject to rounding, the minimum and maximum Mortgage Interest Rate and the
Periodic Rate Cap) the Mortgage Interest Rate until the next Interest Adjustment Date.
Holder: The Person in whose name a Certificate is registered in the Certificate Register, except that,
subject to Sections 11.02(b) and 11.05(e), solely for the purpose of giving any consent pursuant to this
Agreement, any Certificate registered in the name of the Depositor, the Master Servicer, the Securities
Administrator or the Trustee or any Affiliate thereof shall be deemed not to be outstanding and the Fractional
Undivided Interest evidenced thereby shall not be taken into account in determining whether the requisite
percentage of Fractional Undivided Interests necessary to effect any such consent has been obtained.
HSBC: HSBC Mortgage Corporation (USA), and its successor in interest.
HSBC Servicing Agreement: The Amended and Restated Purchase, Warranties and Servicing Agreement, dated
as of September 1, 2005, as amended by Amendment Reg AB, dated as of November 7, 2005, between HSBC and EMC,
attached hereto as Exhibit H-4 and by the related Assignment Agreement.
Indemnified Persons: The Trustee, the Master Servicer, the Custodian and the Securities Administrator
and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and
its officers, directors, agents and employees.
Index: The index, if any, specified in a Mortgage Note by reference to which the related Mortgage
Interest Rate will be adjusted from time to time.
Individual Certificate: Any Private Certificate registered in the name of the Holder other than the
Depository or its nominee.
Initial Certification: The certification substantially in the form of Exhibit One to the related
Custodial Agreement.
Initial Mortgage Loan: A Mortgage Loan transferred and assigned to the Trustee on the Closing Date
pursuant to Section 2.01 and held as part of the Trust, as identified in the applicable Mortgage Loan Schedule.
Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or
(7) of Regulation D under the Securities Act or any entity all of the equity holders in which come within such
paragraphs.
Insurance Policy: With respect to any Mortgage Loan, any standard hazard insurance policy, flood
insurance policy or title insurance policy.
Insurance Proceeds: Amounts paid by the insurer under any Insurance Policy covering any Mortgage Loan
or Mortgaged Property other than amounts required to be paid over to the Mortgagor pursuant to law or the related
Mortgage Note or Security Instrument and other than amounts used to repair or restore the Mortgaged Property or
to reimburse insured expenses, including the related Servicer's costs and expenses incurred in connection with
presenting claims under the related Insurance Policies.
Interest Accrual Period: With respect to each Distribution Date, for each Class of Certificates, the
calendar month preceding the month in which such Distribution Date occurs.
Interest Adjustment Date: With respect to a Mortgage Loan, the date, if any, specified in the related
Mortgage Note on which the Mortgage Interest Rate is subject to adjustment.
Interest Coverage Account: The account or sub-account established and maintained pursuant to Section
4.10 and which shall be an Eligible Account or a sub-account of an Eligible Account.
Interest Coverage Amount: The amount to be paid by the Depositor to the Paying Agent for deposit in the
Interest Coverage Account on the Closing Date pursuant to Section 4.10, which amount is $5,406,862.
Interest Only Certificates: Each of the Class I-X-1, Class II-X-1 and Class III-X-1 Certificates.
Interest Shortfall: With respect to any Distribution Date and each Mortgage Loan that during the
related Prepayment Period was the subject of a Principal Prepayment or constitutes a Relief Act Mortgage Loan, an
amount determined as follows:
(a) Partial Principal Prepayments received during the relevant Prepayment Period: The
difference between (i) one month's interest at the applicable Net Rate on the amount of such prepayment and
(ii) the amount of interest for the calendar month of such prepayment (adjusted to the applicable Net Rate)
received at the time of such prepayment;
(b) Principal Prepayments in full received during the relevant Prepayment Period: The difference
between (i) one month's interest at the applicable Net Rate on the Stated Principal Balance of such Mortgage Loan
immediately prior to such prepayment and (ii) the amount of interest for the calendar month of such prepayment
(adjusted to the applicable Net Rate) received at the time of such prepayment; and
(c) Relief Act Mortgage Loans: As to any Relief Act Mortgage Loan, the excess of (i) 30 days'
interest (or, in the case of a Principal Prepayment in full, interest to the date of prepayment) on the Stated
Principal Balance thereof (or, in the case of a Principal Prepayment in part, on the amount so prepaid) at the
related Net Rate over (ii) 30 days' interest (or, in the case of a Principal Prepayment in full, interest to the
date of prepayment) on such Stated Principal Balance (or, in the case of a Principal Prepayment in part, on the
amount so prepaid) at the annual interest rate required to be paid by the Mortgagor as limited by application of
the Relief Act.
Interim Certification: The certification substantially in the form of Exhibit Two to the related
Custodial Agreement.
Investment Letter: The letter to be furnished by each Institutional Accredited Investor which purchases
any of the Private Certificates in connection with such purchase, substantially in the form set forth as
Exhibit F-1 hereto.
Lender-Paid PMI Policy: Any lender-paid primary mortgage insurance policy.
Lender-Paid PMI Rate: With respect to each Mortgage Loan covered by a Lender-Paid PMI policy, the
premium to be paid by the applicable Servicer out of interest collections on the related Mortgage Loan, as stated
in the Mortgage Loan Schedule.
Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the Servicer or the Master Servicer
has determined that all amounts it expects to recover from or on account of such Mortgage Loan have been
recovered.
Liquidation Date: With respect to any Liquidated Mortgage Loan, the date on which the Master Servicer
or the Servicer has certified that such Mortgage Loan has become a Liquidated Mortgage Loan.
Liquidation Expenses: With respect to a Mortgage Loan in liquidation, unreimbursed expenses paid or
incurred by or for the account of the Master Servicer or the Servicer in connection with the liquidation of such
Mortgage Loan and the related Mortgage Property, such expenses including (a) property protection expenses, (b)
property sales expenses, (c) foreclosure and sale costs, including court costs and reasonable attorneys' fees,
and (d) similar expenses reasonably paid or incurred in connection with liquidation.
Liquidation Proceeds: Amounts received in connection with the liquidation of a defaulted Mortgage Loan,
whether through trustee's sale, foreclosure sale, Insurance Proceeds, condemnation proceeds or otherwise,
including any amounts received by the Servicer or Master Servicer specifically related to a Liquidated Mortgage
Loan or disposition of an REO Property prior to the related Prepayment Period that resulted in a Realized Loss,
after liquidation of such Mortgage Loan or disposition of such REO Property.
Loan-to-Value Ratio: With respect to any Mortgage Loan, the fraction, expressed as a percentage, the
numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is
the Original Value of the related Mortgaged Property.
Loss Allocation Limitation: The meaning specified in Section 6.04(c) hereof.
Loss Severity Percentage: With respect to any Distribution Date, the percentage equivalent of a
fraction, the numerator of which is the amount of Realized Losses incurred on a Mortgage Loan and the denominator
of which is the Stated Principal Balance of such Mortgage Loan immediately prior to the liquidation of such
Mortgage Loan.
Lost Notes: The original Mortgage Notes that have been lost, as indicated on the Mortgage Loan Schedule.
Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and
assigns, in its capacity as seller of the Master Funding Mortgage Loans to the Depositor.
Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for
which Master Funding is the applicable Seller.
Master Servicer: As of the Closing Date, Xxxxx Fargo Bank, National Association and, thereafter, its
respective successors in interest that meet the qualifications of the Servicing Agreements and this Agreement.
Master Servicer Information: As defined in Section 3.18(c).
Master Servicing Compensation: The meaning specified in Section 3.14.
Material Defect: The meaning specified in Section 2.02(a).
Maximum Lifetime Mortgage Rate: The maximum level to which a Mortgage Interest Rate can adjust in
accordance with its terms, regardless of changes in the applicable Index.
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the
laws of the State of Delaware, or any successor thereto.
MERS® System: The system of recording transfers of Mortgage Loans electronically maintained by MERS.
Mid America: Mid America Bank, fsb, and its successor in interest.
Mid America Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of February
1, 2006, as amended by Amendment No. 1 to the Purchase, Warranties and Servicing Agreement, dated as of February
1, 2006, between Mid America and EMC, attached hereto as Exhibit H-5 and by the related Assignment Agreement.
MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
Minimum Lifetime Mortgage Rate: The minimum level to which a Mortgage Interest Rate can adjust in
accordance with its terms, regardless of changes in the applicable Index.
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely
as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
Monthly Advance: An advance of principal or interest required to be made by the applicable Servicer
pursuant to the related Servicing Agreement or the Master Servicer pursuant to Section 6.08.
Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 6.07.
Moody's: Xxxxx'x Investors Service, Inc. or its successor in interest.
Mortgage: The mortgage, deed of trust or other instrument creating a first priority lien on an estate
in fee simple or leasehold interest in real property securing a Mortgage Loan.
Mortgage File: The mortgage documents listed in Section 2.01(b) pertaining to a particular Mortgage
Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement.
Mortgage Interest Rate: The annual rate at which interest accrues from time to time on any Mortgage
Loan pursuant to the related Mortgage Note, which rate is initially equal to the "Mortgage Interest Rate" set
forth with respect thereto on the Mortgage Loan Schedule.
Mortgage Loan: A mortgage loan transferred and assigned to the Trustee pursuant to Section 2.01 or
Section 2.04 and held as a part of the Trust Fund, as identified in the Mortgage Loan Schedule (which shall
include, without limitation, with respect to each Mortgage Loan, each related Mortgage Note, Mortgage and
Mortgage File and all rights appertaining thereto), including a mortgage loan the property securing which has
become an REO Property.
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement dated as of August 31, 2007,
among EMC, as a seller, Master Funding, as a seller, and Structured Asset Mortgage Investments II Inc., as
purchaser, and all amendments thereof and supplements thereto, attached as Exhibit J.
Mortgage Loan Schedule: The schedule, attached hereto as Exhibit B with respect to the Initial Mortgage
Loans, and the schedule attached as Exhibit 1 to the related Subsequent Transfer Instrument with respect to the
related Subsequent Mortgage Loans, each as amended from time to time to reflect the repurchase or substitution of
Mortgage Loans or the addition of Subsequent Mortgage Loans pursuant to this Agreement, or the Mortgage Loan
Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, as the case may be.
Mortgage Note: The originally executed note or other evidence of the indebtedness of a Mortgagor under
the related Mortgage Loan.
Mortgaged Property: Land and improvements securing the indebtedness of a Mortgagor under the related
Mortgage Loan or, in the case of REO Property, such REO Property.
Mortgagor: The obligor on a Mortgage Note.
National City: National City Mortgage Co., and its successor in interest.
National City Servicing Agreement: The Purchase, Warranties and Servicing Agreement, dated as of October
1, 2001, between National City and EMC, as amended by Amendment Reg AB to the Purchase Warranties and Servicing
Agreement, dated as of March 1, 2006, and by the related Assignment Agreement, attached hereto as Exhibit H-6.
Net Interest Shortfall: With respect to any Distribution Date, the Interest Shortfall, if any, for such
Distribution Date net of Compensating Interest Payments made with respect to such Distribution Date.
Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, Liquidation Proceeds net of
(i) Liquidation Expenses which are payable therefrom to the Servicer or the Master Servicer in accordance with the
Servicing Agreement or this Agreement and (ii) unreimbursed advances by the Servicer or the Master Servicer and
Monthly Advances.
Net Rate: With respect to each Mortgage Loan, the Mortgage Interest Rate in effect from time to time
less the sum of (1) the Servicing Fee Rate and (2) the Lender Paid PMI Rate, if any, attributable thereto, in
each case expressed as a per annum rate.
NIM Issuer: The entity established as the issuer of the NIM Securities.
NIM Securities: Any debt securities secured or otherwise backed by some or all of the Certificates.
NIM Trustee: The trustee for the NIM Securities.
Non-Offered Certificates: The Class B-6, Class B-7, Class B-8, Class XP and Class R Certificates.
Non-Offered Subordinate Certificates: The Class B-6, Class B-7 and Class B-8 Certificates.
Nonrecoverable Advance: Any advance or Monthly Advance (i) which was previously made or is proposed to
be made by the Master Servicer, the Trustee (in its capacity as successor Master Servicer) or the applicable
Servicer and (ii) which, in the good faith judgment of the Master Servicer, the Trustee in its capacity as
successor Master Servicer or the applicable Servicer, will not or, in the case of a proposed advance or Monthly
Advance, would not, be ultimately recoverable by the Master Servicer, the Trustee (as successor Master Servicer)
or the applicable Servicer from Liquidation Proceeds, Insurance Proceeds or future payments on the Mortgage Loan
for which such advance or Monthly Advance was made or is proposed to be made.
Notional Amount: The Notional Amount of (i) the Class I-X-1 Certificates immediately prior to any
Distribution Date is equal to the aggregate Certificate Principal Balance of the Class I-A-1 Certificates and the
Class I-A-2 Certificates, (ii) the Class II-X-1 Certificates immediately prior to any Distribution Date is equal
to the aggregate Certificate Principal Balance of the Class II-A-1 Certificates and the Class II-A-2 Certificates
and (iii) the Class III-X-1 Certificates immediately prior to any Distribution Date is equal to the aggregate
Certificate Principal Balance of the Class III-A-1 Certificates and the Class III-A-2 Certificates.
Offered Certificates: The Senior Certificates and the Offered Subordinate Certificates.
Offered Subordinate Certificates: The Class B-1, Class B-2, Class B-3, Class B-4 and Class B-5
Certificates.
Officer's Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of the
Board, the President or a Vice President or Assistant Vice President or other authorized officer of the Master
Servicer, the Sellers, any Servicer or the Depositor, as applicable, and delivered to the Trustee, as required by
this Agreement.
Opinion of Counsel: A written opinion of counsel who is or are acceptable to the Trustee or the
Securities Administrator, as applicable, and who, unless required to be Independent (an "Opinion of Independent
Counsel"), may be internal counsel for the Company, the Master Servicer or the Depositor.
Optional Termination Date: The Distribution Date on which the aggregate Stated Principal Balance of the
Mortgage Loans is less than 10% of the sum of (A) the Cut-off Date Balance as of the Closing Date and (B) the
amount on deposit in the Pre-Funding Account as of the Closing Date.
Original Subordinate Principal Balance: The sum of the aggregate Certificate Principal Balances of each
Class of Subordinate Certificates as of the Closing Date.
Original Value: The lesser of (i) the Appraised Value or (ii) the sales price of a Mortgaged Property
at the time of origination of a Mortgage Loan, except in instances where either clauses (i) or (ii) is
unavailable, the other may be used to determine the Original Value, or if both clauses (i) and (ii) are
unavailable, Original Value may be determined from other sources reasonably acceptable to the Depositor.
Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan which, prior to such Due Date,
was not the subject of a Principal Prepayment in full, did not become a Liquidated Mortgage Loan and was not
purchased or replaced.
Outstanding Principal Balance: As of the time of any determination, the principal balance of a Mortgage
Loan remaining to be paid by the Mortgagor, or, in the case of an REO Property, the principal balance of the
related Mortgage Loan remaining to be paid by the Mortgagor at the time such property was acquired by the Trust
Fund less any Net Liquidation Proceeds with respect thereto to the extent applied to principal.
Party Participating in the Servicing Function: Any Person performing any of the responsibilities set
forth in Exhibit M.
Pass-Through Rate: As to each Class of Certificates, the rate of interest determined as provided with
respect thereto in Section 5.01(c). Any monthly calculation of interest at a stated rate shall be based upon
annual interest at such rate divided by twelve.
Paying Agent: The Securities Administrator, or its successor in interest, or any successor securities
administrator appointed as herein provided.
Periodic Rate Cap: With respect to each Mortgage Loan, the maximum adjustment that can be made to the
Mortgage Interest Rate on each Interest Adjustment Date in accordance with its terms, regardless of changes in
the applicable Index.
Permitted Investments: Any one or more of the following obligations or securities held in the name of
the Trustee for the benefit of the Certificateholders:
(i) direct obligations of, and obligations the timely payment of which are fully
guaranteed by the United States of America or any agency or instrumentality of the United States of America the
obligations of which are backed by the full faith and credit of the United States of America;
(ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by any
depository institution or trust company incorporated under the laws of the United States of America or any state
thereof (including the Trustee, the Securities Administrator or the Master Servicer or its Affiliates acting in
its commercial banking capacity) and subject to supervision and examination by federal and/or state banking
authorities, provided that the commercial paper and/or the short-term debt rating and/or the long-term unsecured
debt obligations of such depository institution or trust company at the time of such investment or contractual
commitment providing for such investment have the Applicable Credit Rating or better from each Rating Agency and
(b) any other demand or time deposit or certificate of deposit that is fully insured by the Federal Deposit
Insurance Corporation;
(iii) repurchase obligations with respect to (a) any security described in clause (i) above
or (b) any other security issued or guaranteed by an agency or instrumentality of the United States of America,
the obligations of which are backed by the full faith and credit of the United States of America, in either case
entered into with a depository institution or trust company (acting as principal) described in clause (ii)(a)
above where the Securities Administrator holds the security in the name of the Trustee therefor;
(iv) securities bearing interest or sold at a discount issued by any corporation (including
the Trustee, the Securities Administrator or the Master Servicer or its Affiliates) incorporated under the laws
of the United States of America or any state thereof that have the Applicable Credit Rating or better from each
Rating Agency at the time of such investment or contractual commitment providing for such investment; provided,
however, that securities issued by any particular corporation will not be Permitted Investments to the extent
that investments therein will cause the then outstanding principal amount of securities issued by such
corporation and held as part of the Trust to exceed 10% of the aggregate Outstanding Principal Balances of all
the Mortgage Loans and Permitted Investments held as part of the Trust;
(v) commercial paper (including both non-interest-bearing discount obligations and
interest-bearing obligations payable on demand or on a specified date not more than one year after the date of
issuance thereof) having the Applicable Credit Rating or better from each Rating Agency at the time of such
investment;
(vi) a Reinvestment Agreement issued by any bank, insurance company or other corporation or
entity;
(vii) any other demand, money market or time deposit, obligation, security or investment as
may be acceptable to each Rating Agency as evidenced in writing by each Rating Agency to the Trustee and the
Securities Administrator; and
(viii) interests in any money market fund (including any such fund managed or advised by the
Trustee, the Securities Administrator or the Master Servicer or any affiliate thereof) which at the date of
acquisition of the interests in such fund and throughout the time such interests are held in such fund has the
highest applicable short term rating by each Rating Agency rating such funds or such lower rating as will not
result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency,
as evidenced in writing; provided, however, that no instrument or security shall be a Permitted Investment if
such instrument or security evidences a right to receive only interest payments with respect to the obligations
underlying such instrument or if such security provides for payment of both principal and interest with a yield
to maturity in excess of 120% of the yield to maturity at par or if such instrument or security is purchased at a
price greater than par.
Permitted Transferee: Any Person other than a Disqualified Organization or an "electing large
partnership" (as defined by Section 775 of the Code).
Person: Any individual, corporation, partnership, joint venture, association, limited liability
company, joint-stock company, trust, unincorporated organization or government or any agency or political
subdivision thereof.
Physical Certificates: The Residual Certificates and the Private Certificates.
Plan: The meaning specified in Section 5.07(a).
Pre-Funded Amount: The amount paid by the Depositor to the Securities Administrator on the Closing Date
for deposit in the Pre-Funding Account, which amount is $173,256,160.92 with respect to Sub-Group I,
$8,668,785.54 with respect to Sub-Group II and $200,545,102.49 with respect to Sub-Group III.
Pre-Funding Account: The account or sub-account established and maintained pursuant to Section 4.09 (a)
and which shall be an Eligible Account or a sub-account of an Eligible Account.
Pre-Funding Period: The period from the Closing Date up to and including November 15, 2007, in which
the Trust may purchase Subsequent Mortgage Loans for inclusion in the Trust with amounts in the Pre-Funding
Account.
Prepayment Charge: With respect to any Mortgage Loan, the charges or premiums, if any, due in
connection with a full or partial prepayment of such Mortgage Loan in accordance with the terms thereof and
described in the Mortgage Loan Schedule.
Prepayment Charge Loan: Any Mortgage Loan for which a Prepayment Charge may be assessed and to which
such Prepayment Charge the Class XP Certificates are entitled, as indicated on the Mortgage Loan Schedule.
Prepayment Period: With respect to the Mortgage Loans for which EMC is the Servicer and with respect to
any Distribution Date and (i) Principal Prepayments in full, the period from the sixteenth day of the calendar
month preceding the calendar month in which such Distribution Date occurs through the close of business on the
fifteenth day of the calendar month in which such Distribution Date occurs, and (ii) Liquidation Proceeds,
Realized Losses, funds which will constitute Subsequent Recoveries and partial Principal Prepayments, the prior
calendar month; and in the case of the Mortgage Loans for which EMC is not the Servicer, such period as is
provided in the related Servicing Agreement with respect to the related Mortgage Loans.
Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection
with a Mortgage Loan which provides compensation to a Mortgage Note holder in the event of default by the obligor
under such Mortgage Note or the related Security Instrument, if any or any replacement policy therefor through
the related Interest Accrual Period for such Class relating to a Distribution Date.
Principal Prepayment: Any payment (whether partial or full) or other recovery of principal on a
Mortgage Loan which is received in advance of its scheduled Due Date to the extent that it is not accompanied by
an amount as to interest representing scheduled interest due on any date or dates in any month or months
subsequent to the month of prepayment, including Insurance Proceeds and Repurchase Proceeds, but excluding the
principal portion of Net Liquidation Proceeds received at the time a Mortgage Loan becomes a Liquidated Mortgage
Loan.
Private Certificates: The Class XP, Class R, Class B-6, Class B-7 and Class B-8 Certificates.
Prospectus: The prospectus, dated June 28, 2007, as supplemented by the prospectus supplement dated
August 30, 2007 (as the same may be supplemented from time to time), relating to the offering of the Offered
Certificates.
Protected Account: An account established and maintained for the benefit of Certificateholders by each
Servicer with respect to the related Mortgage Loans and with respect to REO Property pursuant to the related
Servicing Agreement and which shall be an Eligible Account or a sub-account of an Eligible Account.
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.
Qualified Insurer: Any insurance company duly qualified as such under the laws of the state or states
in which the related Mortgaged Property or Mortgaged Properties is or are located, duly authorized and licensed
in such state or states to transact the type of insurance business in which it is engaged and approved as an
insurer by the Master Servicer, so long as the claims paying ability of which is acceptable to the Rating
Agencies for pass-through certificates having the same rating as the Certificates rated by the Rating Agencies as
of the Closing Date.
Rating Agencies: S&P and Fitch.
Realized Loss: Any (i) Bankruptcy Loss or (ii) as to any Liquidated Mortgage Loan, (x) the Outstanding
Principal Balance of such Liquidated Mortgage Loan plus accrued and unpaid interest thereon at the Mortgage
Interest Rate through the last day of the month of such liquidation, less (y) the related Net Liquidation
Proceeds with respect to such Mortgage Loan and the related Mortgaged Property that are allocated to principal.
In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan,
the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries
are applied to reduce the Certificate Principal Balance of any Class of Certificates on any Distribution Date.
Realized Losses on the Mortgage Loans shall be allocated to the REMIC I Regular Interests as follows:
(1) The interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Group I Mortgage Loans, if
any, shall be allocated between REMIC I Regular Interests Y-1 and Z-1 pro rata according to the amount of
interest accrued but unpaid thereon, in reduction thereof; (2) the interest portion of Realized Losses and Net
Interest Shortfalls on the Sub-Group II Mortgage Loans, if any, shall be allocated between REMIC I Regular
Interests Y-2 and Z-2 pro rata according to the amount of interest accrued but unpaid thereon, in reduction
thereof; and (3) the interest portion of Realized Losses and Net Interest Shortfalls on the Sub-Group III
Mortgage Loans, if any, shall be allocated between REMIC I Regular Interests Y-3 and Z-3 pro rata according to
the amount of interest accrued but unpaid thereon, in reduction thereof. Any interest portion of such Realized
Losses in excess of the amount allocated pursuant to the preceding sentence shall be treated as a principal
portion of Realized Losses not attributable to any specific Mortgage Loan in such Group and allocated pursuant to
the succeeding sentences. The principal portion of Realized Losses with respect to the Mortgage Loans shall be
allocated to the REMIC I Regular Interests as follows: (1) the principal portion of Realized Losses on the
Sub-Group I Mortgage Loans shall be allocated, first, to REMIC I Regular Interest Y-1 to the extent of the REMIC
I Y-1 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of such Regular Interest
and, second, the remainder, if any, of such principal portion of such Realized Losses shall be allocated to REMIC
I Regular Interest Z-1 in reduction of the Uncertificated Principal Balance thereof; (2) the principal portion of
Realized Losses on the Sub-Group II Mortgage Loans shall be allocated, first, to REMIC I Regular Interest Y-2 to
the extent of the REMIC I Y-2 Principal Reduction Amount in reduction of the Uncertificated Principal Balance of
such Regular Interest and, second, the remainder, if any, of such principal portion of such Realized Losses shall
be allocated to REMIC I Regular Interest Z-2 in reduction of the Uncertificated Principal Balance thereof; and
(3) the principal portion of Realized Losses on the Sub-Group III Mortgage Loans shall be allocated, first, to
REMIC I Regular Interest Y-3 to the extent of the REMIC I Y-3 Principal Reduction Amount in reduction of the
Uncertificated Principal Balance of such Regular Interest and, second, the remainder, if any, of such principal
portion of such Realized Losses shall be allocated to REMIC I Regular Interest Z-3 in reduction of the
Uncertificated Principal Balance thereof. For any Distribution Date, reductions in the Uncertificated Principal
Balances of each REMIC I Y and Z Regular Interest pursuant to this definition of Realized Loss shall be
determined, and shall be deemed to occur, prior to any reductions of such Uncertificated Principal Balances by
distributions on such Distribution Date.
With respect to each Mortgage Loan which is the subject of a Servicing Modification during the calendar
month immediately preceding the related Distribution Date, the sum of (a) the total amount of interest and
principal which is forgiven with respect to the Mortgage Loan and (b) the amount of any advances and Monthly
Advances, to the extent forgiven, made by the applicable Servicer with respect to such Mortgage Loan which are
reimbursable from the Trust to such Servicer with respect to such Servicing Modification; provided that, the
amounts expressed in clause (a) above shall not include the amounts expressed in clause (b) above.
Record Date: The close of business on the last Business Day of the month immediately preceding the month
of such Distribution Date.
Reference Bank: A leading bank selected by the Securities Administrator that is engaged in transactions
in Eurodollar deposits in the international Eurocurrency market.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and
interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities,
Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission,
or as may be provided by the Commission or its staff from time to time.
Reinvestment Agreements: One or more reinvestment agreements, acceptable to the Rating Agencies, from a
bank, insurance company or other corporation or entity (including the Trustee).
Related Certificates: (A) For each REMIC II Regular Interest, the Class or Classes of
Certificates shown opposite the name of such REMIC II Regular Interest in the following table:
______________________________________________________________________________________________________________________
REMIC II Regular Interest Classes of Certificates
______________________________________________________________________________________________________________________
I-A I-A-1; I-A-2; I-X-1
______________________________________________________________________________________________________________________
II-A II-A-1; II-A-2; II-X-1
______________________________________________________________________________________________________________________
III-A III-A-1; III-A-2; III-X-1
______________________________________________________________________________________________________________________
B-1 B-1
______________________________________________________________________________________________________________________
B-2 B-2
______________________________________________________________________________________________________________________
B-3 B-3
______________________________________________________________________________________________________________________
B-4 B-4
______________________________________________________________________________________________________________________
B-5 B-5
______________________________________________________________________________________________________________________
B-6 B-6
______________________________________________________________________________________________________________________
B-7 B-7
______________________________________________________________________________________________________________________
B-8 B-8
______________________________________________________________________________________________________________________
(B) For each REMIC III Regular Interest, the Class or Classes of Certificates shown opposite the name
of such REMIC III Regular Interest in the following table:
______________________________________________________________________________________________________________________
REMIC III Regular Interest Classes of Certificates
______________________________________________________________________________________________________________________
X-X-0 X-X-0
______________________________________________________________________________________________________________________
X-X-0 X-X-0
______________________________________________________________________________________________________________________
I-X-1 I-X-1
______________________________________________________________________________________________________________________
XX-X-0 XX-X-0
______________________________________________________________________________________________________________________
XX-X-0 XX-X-0
______________________________________________________________________________________________________________________
II-X-1 II-X-1
______________________________________________________________________________________________________________________
III-A-1 III-A-1
______________________________________________________________________________________________________________________
III-A-2 III-A-2
______________________________________________________________________________________________________________________
III-X-1 III-X-1
______________________________________________________________________________________________________________________
B-1 B-1
______________________________________________________________________________________________________________________
B-2 B-2
______________________________________________________________________________________________________________________
B-3 B-3
______________________________________________________________________________________________________________________
B-4 B-4
______________________________________________________________________________________________________________________
B-5 B-5
______________________________________________________________________________________________________________________
B-6 B-6
______________________________________________________________________________________________________________________
B-7 B-7
______________________________________________________________________________________________________________________
B-8 B-8
______________________________________________________________________________________________________________________
Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state law.
Relief Act Mortgage Loan: Any Mortgage Loan as to which the Scheduled Payment thereof has been reduced
due to the application of the Relief Act.
Remaining Pre-Funded Amount: An amount equal to the Pre-Funded Amount for a Sub-Group minus the amount
equal to 100% of the aggregate Stated Principal Balance of the Subsequent Mortgage Loans in that Sub-Group
transferred to the Trust during the Pre-Funding Period.
REMIC: A "real estate mortgage investment conduit" within the meaning of Section 860D of the Code.
REMIC Administrator: The Securities Administrator; provided that if the REMIC Administrator is found by
a court of competent jurisdiction to no longer be able to fulfill its obligations as REMIC Administrator under
this Agreement the Servicer or Trustee, in its capacity as successor Master Servicer shall appoint a successor
REMIC Administrator, subject to assumption of the REMIC Administrator obligations under this Agreement.
REMIC Interest: Any of the REMIC I, REMIC II and REMIC III Interests.
REMIC Opinion: An Opinion of Independent Counsel, to the effect that the proposed action described
therein would not, under the REMIC Provisions, (i) cause any 2007-1 REMIC to fail to qualify as a REMIC while any
regular interest in such 2007-1 REMIC is outstanding, (ii) result in a tax on prohibited transactions with
respect to any 2007-1 REMIC or (iii) constitute a taxable contribution to any 2007-1 REMIC after the Startup Day.
REMIC Provisions: The provisions of the federal income tax law relating to REMICs, which appear at
Sections 860A through 860G of the Code, and related provisions and regulations promulgated thereunder, as the
foregoing may be in effect from time to time.
REMIC Regular Interest: Any of the REMIC I, REMIC II and REMIC III Regular Interests.
REMIC I: The segregated pool of assets, with respect to which a REMIC election is made pursuant to this
Agreement, consisting of:
(a) the Mortgage Loans and the related Mortgage Files and collateral securing such Mortgage Loans,
(b) all payments on and collections in respect of the Mortgage Loans due after the Cut-off Date as
shall be on deposit in the Distribution Account and identified as belonging to the Trust Fund,
(c) property that secured a Mortgage Loan and that has been acquired for the benefit of the
Certificateholders by foreclosure or deed in lieu of foreclosure,
(d) the hazard insurance policies and Primary Mortgage Insurance Policies, if any, relating to the
Mortgage Loans, and
(e) all proceeds of clauses (a) through (d) above.
REMIC I Available Distribution Amount: For each of the Sub-Groups for any Distribution Date, the
Available Funds for such Sub-Group, or, if the context so requires the aggregate of the Available Funds for all
Sub-Groups.
REMIC I Distribution Amount: For any Distribution Date, the REMIC I Available Distribution Amount shall
be distributed by REMIC I to REMIC II on account of the REMIC I Regular Interests and to Holders of the Class R
Certificates in respect of Component I thereof in the following amounts and priority:
(a) To the extent of the REMIC I Available Distribution Amount for Sub-Group I:
(i) first, to REMIC I Regular Interests Y-1 and Z-1, concurrently, the Uncertificated
Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their
respective shares of such unpaid amounts;
(ii) second, to REMIC I Regular Interests Y-1 and Z-1, concurrently, the Uncertificated
Interest for such Classes for the current Distribution Date, pro rata according to their respective
Uncertificated Interest; and
(iii) third, to REMIC I Regular Interests Y-1 and Z-1, the REMIC I Y-1 Principal
Distribution Amount and the REMIC I Z-1 Principal Distribution Amount, respectively.
(b) To the extent of the REMIC I Available Distribution Amount for Sub-Group II:
(i) first, to REMIC I Regular Interests Y-2 and Z-2, concurrently, the Uncertificated
Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their
respective shares of such unpaid amounts;
(ii) second, to REMIC I Regular Interests Y-2 and Z-2, concurrently, the Uncertificated
Interest for such Classes for the current Distribution Date, pro rata according to their respective
Uncertificated Interest; and
(iii) third, to REMIC I Regular Interests Y-2 and Z-2, the REMIC I Y-2 Principal
Distribution Amount and the REMIC I Z-2 Principal Distribution Amount, respectively.
(c) To the extent of the REMIC I Available Distribution Amount for Sub-Group III:
(i) first, to REMIC I Regular Interests Y-3 and Z-3, concurrently, the Uncertificated
Interest for such Classes remaining unpaid from previous Distribution Dates, pro rata according to their
respective shares of such unpaid amounts;
(ii) second, to REMIC I Regular Interests Y-3 and Z-3, concurrently, the Uncertificated
Interest for such Classes for the current Distribution Date, pro rata according to their respective
Uncertificated Interest; and
(iii) third, to REMIC I Regular Interests Y-3 and Z-3, the REMIC I Y-3 Principal Distribution Amount
and the REMIC I Z-3 Principal Distribution Amount, respectively
(d) To the extent of the REMIC I Available Distribution Amount for such Distribution Date remaining
after payment of the amounts pursuant to paragraphs (a) through (c) of this definition of "REMIC I Distribution
Amount":
(i) first, to each REMIC I Y and Z Regular Interest, pro rata according to the amount of
unreimbursed Realized Losses allocable to principal previously allocated to each such Class, the
aggregate amount of any distributions to the Certificates as reimbursement of previously allocated
Realized Losses on such Distribution Date pursuant to Section 6.04(h); provided, however, that any
amounts distributed pursuant to this paragraph (d)(i) of this definition of "REMIC I Distribution
Amount" shall not cause a reduction in the Uncertificated Principal Balances of any of the REMIC I Y and
Z Regular Interests; and
(ii) second, to Component I of the Class R Certificates, any remaining amounts.
REMIC I Interests: The REMIC I Regular Interests and Component I of the Class R Certificates.
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I
set forth in Section 5.01(c)(i) and issued hereunder and designated as a "regular interest" in REMIC I. Each
REMIC I Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such REMIC I
Interest in Section 5.01(c)(i), and shall be entitled to distributions of principal, subject to the terms and
conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in
Section 5.01(c)(i). The designations for the respective REMIC I Regular Interests are set forth in
Section 5.01(c)(i).
REMIC I Y Principal Reduction Amounts: For any Distribution Date the amounts by which the
Uncertificated Principal Balances of REMIC I Regular Interests Y-1, Y-2 and Y-3, respectively, will be reduced on
such Distribution Date by the allocation of Realized Losses and the distribution of principal, determined as
described in Appendix 1.
REMIC I Y Regular Interests: REMIC I Regular Interests Y-1, Y-2 and Y-3.
REMIC I Y-1 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC
I Y-1 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses
allocated to REMIC I Regular Interest Y-1 on such Distribution Date.
REMIC I Regular Interest Y-1: The uncertificated undivided beneficial interest in REMIC I which
constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein.
REMIC I Y-2 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC
I Y-2 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses
allocated to REMIC I Regular Interest Y-2 on such Distribution Date.
REMIC I Regular Interest Y-2: The uncertificated undivided beneficial interest in REMIC I which
constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein.
REMIC I Y-3 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC
I Y-3 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses
allocated to REMIC I Regular Interest Y-3 on such Distribution Date.
REMIC I Regular Interest Y-3: The uncertificated undivided beneficial interest in REMIC I which
constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein.
REMIC I Z Principal Reduction Amounts: For any Distribution Date, the amounts by which the
Uncertificated Principal Balances of the REMIC I Z Regular Interests will be reduced on such Distribution Date by
the allocation of Realized Losses and the distribution of principal, which shall be in each case the excess of
(A) the sum of (x) the excess of the REMIC I Available Distribution Amount for the related Group (i.e. the
"related Group" for REMIC I Regular Interest Z-1 is Sub-Group I, the "related Group" for REMIC I Regular Interest
Z-2 is Sub-Group II and the "related Group" for REMIC I Regular Interest Z-3 is Sub-Group III) over the sum of
the amounts thereof distributable (i) in respect of interest on such REMIC I Z Regular Interest and the related
REMIC I Y Regular Interest and (ii) to such REMIC I Z Regular Interest and the related REMIC I Y Regular Interest
pursuant to clause (d)(i) of the definition of "REMIC I Distribution Amount" and (y) the amount of Realized
Losses allocable to principal for the related Group over (B) the REMIC I Y Principal Reduction Amount for the
related Group.
REMIC I Z Regular Interests: REMIC I Regular Interests Z-1, Z-2 and Z-3.
REMIC I Z-1 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC
I Z-1 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses
allocated to REMIC I Regular Interest Z-1 on such Distribution Date.
REMIC I Regular Interest Z-1: The uncertificated undivided beneficial interest in REMIC I which
constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein.
REMIC I Z-2 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC
I Z-2 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses
allocated to REMIC I Regular Interest Z-2 on such Distribution Date.
REMIC I Regular Interest Z-2: The uncertificated undivided beneficial interest in REMIC I which
constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein.
REMIC I Z-3 Principal Distribution Amount: For any Distribution Date, the excess, if any, of the REMIC
I Z-3 Principal Reduction Amount for such Distribution Date over the principal portion of Realized Losses
allocated to REMIC I Regular Interest Z-3 on such Distribution Date.
REMIC I Regular Interest Z-3: The uncertificated undivided beneficial interest in REMIC I which
constitutes a REMIC I Regular Interest and is entitled to distributions as set forth herein.
REMIC II: That group of assets contained in the Trust Fund designated as a REMIC consisting of the
REMIC I Regular Interests and any proceeds thereof.
REMIC II Available Distribution Amount: For any Distribution Date, the amounts deemed distributed with
respect to the REMIC I Regular Interests pursuant to Section 6.10.
REMIC II Distribution Amount: For any Distribution Date, the REMIC II Available Distribution Amount
shall be deemed distributed by REMIC II to REMIC III on account of the REMIC II Regular Interests and to the
Class R Certificates in respect of Component II thereof, as follows:
(a) to each REMIC II Regular Interest in respect of Uncertificated Interest thereon and the
Uncertificated Principal Balance thereof, the amount distributed in respect of interest and principal on the
Related Class or Classes of Certificates (with such amounts having the same character as interest or principal
with respect to the REMIC II Regular Interest as they have with respect to the Related Certificate or
Certificates); and
(b) any remaining amount of the REMIC II Available Distribution Amount shall be distributed to the
holders of the Class R Certificates in respect of Component II thereof.
REMIC II Interests: The REMIC II Regular Interests and Component II of the Class R Certificates.
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC
II set forth in Section 5.01(c)(ii) and issued hereunder and designated as a "regular interest" in REMIC II.
Each REMIC II Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for such
REMIC II Interest in Section 5.01(c)(ii), and shall be entitled to distributions of principal, subject to the
terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in Section 5.01(c)(ii). The designations for the respective REMIC II Regular Interests are set forth in
Section 5.01(c)(ii).
REMIC III: That group of assets contained in the Trust Fund designated as a REMIC consisting of the
REMIC II Regular Interests and any proceeds thereof.
REMIC III Available Distribution Amount: For any Distribution Date, the amounts deemed distributed with
respect to the REMIC II Regular Interests pursuant to Section 6.10.
REMIC III Distribution Amount: For any Distribution Date, the REMIC III Available Distribution Amount
shall be deemed distributed by REMIC III to the holders of the Certificates (other than the Class R Certificates
and the Class XP Certificates) on account of the REMIC III Regular Interests and to the Class R Certificates in
respect of Component III thereof, as follows: to each REMIC III Regular Interest in respect of Uncertificated
Interest thereon and the Uncertificated Principal Balance thereof, the amount distributed in respect of interest
and principal on the Related Class or Classes of Certificates (with such amounts having the same character as
interest or principal with respect to the REMIC III Regular Interest as they have with respect to the Related
Certificate or Certificates); any remaining amount of the REMIC III Available Distribution Amount shall be
distributed to the holders of the Class R Certificates in respect of Component III thereof.
REMIC III Interests: The REMIC III Regular Interests and Component III of the Class R Certificates.
REMIC III Regular Interest: Any of the separate non-certificated beneficial ownership interests in
REMIC III set forth in Section 5.01(c)(iv) and issued hereunder and designated as a "regular interest" in REMIC
III. Each REMIC III Regular Interest shall accrue interest at the Uncertificated Pass-Through Rate specified for
such REMIC III Interest in Section 5.01(c)(iv), and shall be entitled to distributions of principal, subject to
the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as
set forth in Section 5.01(c)(iv). The designations for the respective REMIC III Regular Interests are set forth
in Section 5.01(c)(iv).
REO Property: A Mortgaged Property acquired in the name of the Trustee, for the benefit of
Certificateholders, by foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
Reportable Event: As defined in Section 3.18(a)(ii).
Repurchase Price: With respect to any Mortgage Loan (or any property acquired with respect thereto)
required to be repurchased by the Sponsor (on its own behalf as a Seller and on behalf of Master Funding)
pursuant to the Mortgage Loan Purchase Agreement, a Subsequent Mortgage Loan Purchase Agreement, or Article II
of this Agreement, an amount equal to the excess of (i) the sum of (a) 100% of the Outstanding Principal Balance
of such Mortgage Loan as of the date of repurchase (or if the related Mortgaged Property was acquired with
respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), (b) accrued but
unpaid interest on the Outstanding Principal Balance at the related Mortgage Interest Rate, through and including
the last day of the month of repurchase and (c) any costs and damages (if any) incurred by the Trust in
connection with any violation of such Mortgage Loan of any predatory or abusive lending laws over (ii) any
portion of the Master Servicing Compensation, Servicing Fee, Monthly Advances and advances payable to the
purchaser of the Mortgage Loan (if any).
Repurchase Proceeds: The Repurchase Price in connection with any repurchase of a Mortgage Loan by the
Sponsor (on its own behalf as a Seller and on behalf of Master Funding) and any cash deposit in connection with
the substitution of a Mortgage Loan, in each case in accordance with the Mortgage Loan Purchase Agreement.
Request for Release: A request for release in the form attached hereto as Exhibit D-1 and Exhibit D-2,
as applicable.
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy which is required to
be maintained from time to time under this Agreement with respect to such Mortgage Loan.
Residual Certificate: Any of the Class R Certificates, consisting of three components—Component I,
Component II and Component III—respectively representing ownership of the sole class of residual interest in each
of REMIC I, REMIC II and REMIC III.
Responsible Officer: Any officer assigned to the Corporate Trust Office of the Trustee or the
Securities Administrator, as the case may be (or any successor thereto), including any Vice President, Assistant
Vice President, Trust Officer, any Assistant Secretary, any trust officer or any other officer of the Trustee or
the Securities Administrator, as the case may be, customarily performing functions similar to those performed by
any of the above designated officers and having direct responsibility for the administration of this Agreement,
and any other officer of the Trustee or the Securities Administrator, as the case may be, to whom a matter
arising hereunder may be referred because of such officer's knowledge of and familiarity with the particular
subject.
Rule 144A Certificate: The certificate to be furnished by each purchaser of a Private Certificate
(which is also a Physical Certificate) which is a Qualified Institutional Buyer as defined under Rule 144A
promulgated under the Securities Act, substantially in the form set forth as Exhibit F-2 hereto.
S&P: Standard & Poor's, a division of The XxXxxx-Xxxx Companies, Inc., and its successors in interest.
Xxxxxxxx-Xxxxx Act: The Xxxxxxxx-Xxxxx Act of 2002 and the rules and regulations of the Commission
promulgated thereunder (including any interpretation thereof by the Commission's staff).
Xxxxxxxx-Xxxxx Certification: As defined in Section 3.18(a)(iii).
Scheduled Payment: With respect to any Mortgage Loan and any Due Period, the scheduled payment or
payments of principal and interest due during such Due Period on such Mortgage Loan which either is payable by a
Mortgagor in such Due Period under the related Mortgage Note or, in the case of REO Property, would otherwise
have been payable under the related Mortgage Note.
Scheduled Principal: The principal portion of any Scheduled Payment.
Securities Act: The Securities Act of 1933, as amended.
Securities Administrator: Xxxxx Fargo Bank, National Association, in its capacity as paying agent or
securities administrator (as applicable) hereunder, or its successor in interest, or any successor securities
administrator or paying agent appointed as herein provided.
Securities Administrator Information: As defined in Section 3.18(c).
Securities Legend: "THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF
1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING
THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN
COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE
SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER
WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF
A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING
MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE
MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF
THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE
AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES
ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER
APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY
OTHER APPLICABLE JURISDICTION. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF,
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (A "PLAN") THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, AND/OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR BY A PERSON USING "PLAN ASSETS" OF A PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE
SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE
SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT
THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A
NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED, OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE TRUSTEE OR THE SECURITIES
ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
Security Instrument: A written instrument creating a valid first lien on a Mortgaged Property securing a
Mortgage Note, which may be any applicable form of mortgage, deed of trust, deed to secure debt or security deed,
including any riders or addenda thereto.
Seller: EMC or Master Funding, in each case, in its capacity as seller of the Mortgage Loans to the
Depositor pursuant to the terms of the Mortgage Loan Purchase Agreement and/or the Subsequent Mortgage Loan
Purchase Agreement, as applicable.
Senior Certificates: The Class I-A-1, Class I-A-2, Class I-X-1, Class II-A-1, Class II-A-2, Class
II-X-1, Class III-A-1, Class III-A-2 and Class III-X-1 Certificates.
Senior Optimal Principal Amount: With respect to each Certificate Group and each Distribution Date will
be an amount equal to the sum of the following (but in no event greater than the aggregate Certificate Principal
Balance of the related Certificate Group immediately prior to such Distribution Date):
(i) the applicable Senior Percentage of the principal portion of all Scheduled Payments
due on the Mortgage Loans in the related Sub-Group on the related Due Date, as specified in the amortization
schedule at the time applicable thereto (after adjustment for previous Principal Prepayments but before any
adjustment to such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or
similar waiver or grace period if the related Distribution Date occurs prior to the Cross-over Date);
(ii) the applicable Senior Prepayment Percentage of the Stated Principal Balance of each
Mortgage Loan in the related Sub-Group which was the subject of a Principal Prepayment in full received by the
Servicers during the applicable Prepayment Period;
(iii) the applicable Senior Prepayment Percentage of the amount of all Principal Prepayments
in part allocated to principal received by the Servicers during the applicable Prepayment Period in respect to
the Mortgage Loans in the related Sub-Group;
(iv) the lesser of (a) the applicable Senior Prepayment Percentage of the sum of (A) all
Net Liquidation Proceeds allocable to principal received in respect of each Mortgage Loan in the related
Sub-Group that became a Liquidated Mortgage Loan during the related Prepayment Period (other than Mortgage Loans
described in the immediately following clause (B)) and all Subsequent Recoveries received in respect of each
Liquidated Mortgage Loan in the related Sub-Group during the related Due Period and (B) the Stated Principal
Balance of each such Mortgage Loan in the related Sub-Group purchased by an insurer from the Trust during the
related Prepayment Period pursuant to the related Primary Mortgage Insurance Policy, if any, or otherwise and (b)
the related Senior Percentage of the sum of (A) the Stated Principal Balance of each Mortgage Loan in the related
Sub-Group which became a Liquidated Mortgage Loan during the related Prepayment Period (other than the Mortgage
Loans described in the immediately following clause (B)) and all Subsequent Recoveries received in respect of
each Liquidated Mortgage Loan in the related Sub-Group during the related Due Period and (B) the Stated Principal
Balance of each such Mortgage Loan in the related Sub-Group that was purchased by an insurer from the Trustee
during the related Prepayment Period pursuant to the related Primary Mortgage Insurance Policy, if any or
otherwise;
(v) any amount allocated to the Available Funds of the related Sub-Group pursuant to
Section 6.02 (a)(i)(D); and
(vi) the applicable Senior Prepayment Percentage of the sum of (a) the Stated Principal
Balance of each Mortgage Loan in the related Sub-Group that was repurchased by the Sponsor in connection with
such Distribution Date and (b) the excess, if any, of the Stated Principal Balance of a Mortgage Loan in the
related Sub-Group that has been replaced by the Sponsor with a substitute Mortgage Loan pursuant to the Mortgage
Loan Purchase Agreement in connection with such Distribution Date over the Stated Principal Balance of such
substitute Mortgage Loan.
Senior Percentage: With respect to each Certificate Group and any Distribution Date, the lesser of (a)
100% and (b) the percentage obtained by dividing the Certificate Principal Balance of the Senior Certificates
(other than the Interest Only Certificates) in the related Certificate Group immediately preceding such
Distribution Date by the aggregate Stated Principal Balance of the Mortgage Loans in the related Sub-Group as of
the beginning of the related Due Period.
Senior Prepayment Percentage: With respect to a Certificate Group and any Distribution Date occurring
during the periods set forth below, will be as follows:
Period (dates inclusive) Senior Prepayment Percentage
________________________________________________________________________________________________________________
September 2007 - August 2014 100%
September 2014 - August 2015 Senior Percentage for the related Senior Certificates plus 70%
of the Subordinate Percentage for the related Sub-Group.
September 2015 - August 2016 Senior Percentage for the related Senior Certificates plus 60%
of the Subordinate Percentage for the related Sub-Group.
September 2016 - August 2017 Senior Percentage for the related Senior Certificates plus 40%
of the Subordinate Percentage for the related Sub-Group.
September 2017 - August 2018 Senior Percentage for the related Senior Certificates plus 20%
of the Subordinate Percentage for the related Sub-Group.
September 2018 and thereafter Senior Percentage for the related Senior Certificates.
In addition, no scheduled reduction of the Senior Prepayment Percentage for the related Certificate
Group shall be made as of any Distribution Date unless, as of the last day of the month preceding such
Distribution Date, (A) the aggregate Stated Principal Balance of the Mortgage Loans in all related Sub-Groups
Delinquent 60 days or more (including for this purpose any such Mortgage Loans in foreclosure and such Mortgage
Loans with respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the
last six months, as a percentage of the sum of the aggregate Certificate Principal Balance of the Subordinate
Certificates does not exceed 50%; and (B) cumulative Realized Losses on the Mortgage Loans in all Sub-Groups do
not exceed (a) 30% of the aggregate Certificate Principal Balance of the Original Subordinate Principal Balance
if such Distribution Date occurs between and including September 2014 and August 2015, (b) 35% of the Original
Subordinate Principal Balance if such Distribution Date occurs between and including September 2015 and August
2016, (c) 40% of the Original Subordinate Principal Balance if such Distribution Date occurs between and
including September 2016 and August 2017, (d) 45% of the Original Subordinate Principal Balance if such
Distribution Date occurs between and including September 2017 and August 2018, and (e) 50% of the Original
Subordinate Principal Balance if such Distribution Date occurs during or after September 2018.
In addition, if on any Distribution Date the weighted average of the Subordinate Percentages for such
Distribution Date is equal to or greater than two times the weighted average of the initial Subordinate
Percentages, and (a) the aggregate Stated Principal Balance of the Mortgage Loans for all Sub-Groups Delinquent 60
days or more (including for this purpose any such Mortgage Loans in foreclosure and such Mortgage Loans with
respect to which the related Mortgaged Property has been acquired by the Trust), averaged over the last six
months, as a percentage of the aggregate Certificate Principal Balance of the Subordinate Certificates does not
exceed 50% and (b)(i) on or prior to the Distribution Date in August 2010, cumulative Realized Losses on the
Mortgage Loans as of the end of the related Prepayment Period do not exceed 20% of the Original Subordinate
Principal Balance and (ii) after the Distribution Date in August 2010 cumulative Realized Losses on the Mortgage
Loans for all Sub-Groups as of the end of the related Prepayment Period do not exceed 30% of the Original
Subordinate Principal Balance, then, in each case, the Senior Prepayment Percentage for the related Senior
Certificates for such Distribution Date will equal the Senior Percentage for the related Certificate Group;
provided, however, if on such Distribution Date the Subordinate Percentage for the related Sub-Group is equal to
or greater than two times the initial Subordinate Percentage on or prior to the Distribution Date occurring in
August 2010 and the above delinquency and loss tests are met, then the Senior Prepayment Percentage for the
Senior Certificates in the related Certificate Group for such Distribution Date will equal the Senior Percentage
for such Certificates plus 50% of the Subordinate Percentage on such Distribution Date.
Notwithstanding the foregoing, if on any Distribution Date the percentage, the numerator of which is the
aggregate Certificate Principal Balance of the Senior Certificates immediately preceding such Distribution Date,
and the denominator of which is the Stated Principal Balance of the related Mortgage Loans as of the beginning of
the related Due Period, exceeds such percentage as of the Cut-off Date, then the Senior Prepayment Percentage
with respect to the Senior Certificates for such Distribution Date will equal 100%.
Servicer Remittance Date: With respect to each Mortgage Loan and the applicable Servicer, the date set
forth in the related Servicing Agreement.
Servicers: Each of Countrywide, EMC, Fifth Third, HSBC, Mid America, National City and Xxxxx Fargo
Bank and their respective permitted successors and assigns.
Servicing Agreement: Each of the Countrywide Servicing Agreement, EMC Servicing Agreement, Fifth Third
Servicing Agreement, HSBC Servicing Agreement, Mid America Servicing Agreement, National City Servicing Agreement
and Xxxxx Fargo Bank Servicing Agreement, in each case as modified by the related Assignment Agreement.
Servicing Criteria: The "servicing criteria" set forth in Item 1122(d) of Regulation AB, as such may be
amended from time to time.
Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount equal to the product of (i) the
Stated Principal Balance of such Mortgage Loan as of the Due Date in the prior calendar month and (ii) the
related Servicing Fee Rate.
Servicing Fee Rate: As to any Mortgage Loan, a per annum rate as set forth in the Mortgage Loan
Schedule.
Servicing Modification: Any modification of a Mortgage Loan which is effected by the applicable Servicer
in accordance with the terms of the related Servicing Agreement.
Servicing Officer: The President or a Vice President or Assistant Vice President or other authorized
officer of the Master Servicer having direct responsibility for the administration of this Agreement, and any
other authorized officer of the Master Servicer to whom a matter arising hereunder may be referred.
Special Hazard Loss: A Realized Loss attributable to damage or a direct physical loss suffered by a
mortgaged property (including any Realized Loss due to the presence or suspected presence of hazardous wastes or
substances on a mortgaged property) other than any such damage or loss covered by a hazard policy or a flood
insurance policy required to be maintained in respect of such mortgaged property under the Agreement or any loss
due to normal wear and tear or certain other causes.
Sponsor: EMC, as mortgage loan seller under the Mortgage Loan Purchase Agreement.
Startup Day: August 31, 2007.
Stated Principal Balance: With respect to any Mortgage Loan (including Subsequent Mortgage Loans) or
related REO Property and any Distribution Date: the sum of (1) the Outstanding Principal Balance thereof as of
the Cut-off Date and (2) the amount by which the Stated Principal Balance of the Mortgage Loan has been increased
pursuant to a Servicing Modification of such Mortgage Loan, minus the sum of (i) the principal portion of the
Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such
Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with
respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation
Proceeds to the extent applied by the related Servicer as recoveries of principal in accordance with this
Agreement or the applicable Servicing Agreement with respect to such Mortgage Loan, that were received by the
related Servicer as of the close of business on the last day of the calendar month immediately preceding such
Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the prior calendar month.
The Stated Principal Balance of a Liquidated Mortgage Loan equals zero.
References herein to the Stated Principal Balance of a Sub-Group at any time shall mean the aggregate
Stated Principal Balance of all Mortgage Loans in such Sub-Group.
Sub-Group: Sub-Group I, Sub-Group II or Sub-Group III, as applicable.
Sub-Group I: The group of Mortgage Loans identified as belonging to Sub-Group I on the Mortgage Loan
Schedule including any Subsequent Mortgage Loans added to Sub-Group I.
Sub-Group I Certificates: The Class I-A-1, Class I-A-2 and Class I-X-1 Certificates.
Sub-Group II: The group of Mortgage Loans identified as belonging to Sub-Group II on the Mortgage Loan
Schedule including any Subsequent Mortgage Loans added to Sub-Group II.
Sub-Group II Certificates: The Class II-A-1, Class II-A-2 and Class II-X-1 Certificates.
Sub-Group III: The group of Mortgage Loans identified as belonging to Sub-Group III on the Mortgage
Loan Schedule including any Subsequent Mortgage Loans added to Sub-Group III.
Sub-Group III Certificates: The Class III-A-1, Class III-A-2 and Class III-X-1 Certificates.
Subordinate Certificate Writedown Amount: With respect to the Subordinate Certificates and as to any
Distribution Date, the amount by which (i) the sum of the Certificate Principal Balances of the Certificates
(after giving effect to the distribution of principal and the allocation of applicable Realized Losses in
reduction of the Certificate Principal Balances of the Certificates on such Distribution Date) exceeds (y) the
aggregate Stated Principal Balances of the Mortgage Loans on the Due Date related to such Distribution Date.
Subordinate Certificates: The Offered Subordinate Certificates and the Non-Offered Subordinate
Certificates.
Subordinate Optimal Principal Amount: With respect to any Distribution Date and any Sub-Group, an
amount equal to the sum, without duplication, of the following (but in no event greater than the aggregate
Certificate Principal Balance of the Subordinate Certificates immediately prior to such Distribution Date):
(i) the applicable Subordinate Percentage of the principal portion of all Scheduled Payments due on
each Mortgage Loan in the related Sub-Group on the related Due Date as specified in the amortization schedule at
the time applicable thereto (after adjustment for previous Principal Prepayments but before any adjustment to
such amortization schedule by reason of any bankruptcy or similar proceeding or any moratorium or similar waiver
or grace period);
(ii) the applicable Subordinate Prepayment Percentage of the Stated Principal Balance of each
Mortgage Loan in the related Sub-Group that was the subject of a Principal Prepayment in full received by the
Servicers during the applicable Prepayment Period;
(iii) the applicable Subordinate Prepayment Percentage of the amount of all Partial Principal
Prepayments of principal received in respect of the Mortgage Loans in the related Sub-Group during the applicable
Prepayment Period;
(iv) the excess, if any, of (a) the Net Liquidation Proceeds allocable to principal received in
respect of each Mortgage Loan in the related Sub-Group that became a Liquidated Mortgage Loan during the related
Prepayment Period and all Subsequent Recoveries received in respect of each Liquidated Mortgage Loan during the
Due Period over (b) the sum of the amounts distributable to the Holders of the Senior Certificates pursuant to
clause (iv) of the definition of Senior Optimal Principal Amount on such Distribution Date;
(v) the applicable Subordinate Prepayment Percentage of the sum of (a) the Stated Principal Balance
of each Mortgage Loan in the related Sub-Group that was purchased by the Sponsor in connection with such
Distribution Date and (b) the difference, if any, between the Stated Principal Balance of a Mortgage Loan in the
related Sub-Group that has been replaced by the Sponsor with a Substitute Mortgage Loan pursuant to the Mortgage
Loan Purchase Agreement in connection with such Distribution Date over the Stated Principal Balance of such
Substitute Mortgage Loan; and
(vi) on the Distribution Date on which the aggregate Certificate Principal Balances of the Senior
Certificates have all been reduced to zero, 100% of the Senior Optimal Principal Amount.
After the aggregate Certificate Principal Balance of the Subordinate Certificates has been reduced to
zero, the Subordinate Optimal Principal Amount shall be zero.
Subordinate Percentage: With respect to each Sub-Group on any Distribution Date, 100% minus the Senior
Percentage for the related Certificate Group.
Subordinate Prepayment Percentage: With respect to each Sub-Group on any Distribution Date, 100% minus
the Senior Prepayment Percentage for the related Certificate Group.
Subsequent Cut-off Date: With respect to the Subsequent Mortgage Loans sold to the Trust pursuant to a
Subsequent Transfer Instrument, the later of (i) the first day of the month in which the related Subsequent
Transfer Date occurs or (ii) the date of origination of such Mortgage Loan.
Subsequent Mortgage Loan Purchase Agreement: The agreements between EMC, as seller, and the Depositor,
as purchaser, and all amendments thereof and supplements thereto, regarding the transfer of the Subsequent
Mortgage Loans by EMC to the Depositor, a form of which is attached as Exhibit K.
Subsequent Mortgage Loans: The Mortgage Loans which will be acquired by the Trust and included in
Sub-Group I, Sub-Group II or Sub-Group II, as applicable, during the Pre-Funding Period with amounts on deposit
in the Pre-Funding Account, which Mortgage Loans will be held as part of the Trust Fund and included in Sub-Group
I, Sub-Group II or Sub-Group III, as applicable.
Subsequent Recoveries: As of any Distribution Date, amounts received during the related Prepayment
Period by the related Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.05)
or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to,
recoveries in respect of the representations and warranties made by the Sponsor pursuant to the Mortgage Loan
Purchase Agreement) specifically related to a Liquidated Mortgage Loan or the disposition of an REO Property
prior to the related Prepayment Period that resulted in a Realized Loss, after liquidation or disposition of such
Mortgage Loan.
Subsequent Transfer Date: Each date on which any Subsequent Mortgage Loans are transferred to the Trust
pursuant to any Subsequent Transfer Instruments between the Depositor and the Sponsor.
Subsequent Transfer Instrument: Each Subsequent Transfer Instrument, dated as of a Subsequent Transfer
Date, executed by the Depositor and the Trustee at the written direction of the Seller and substantially in the
form attached hereto as Exhibit S, by which Subsequent Mortgage Loans are transferred to the Trust Fund.
Substitute Mortgage Loan: A mortgage loan tendered to the Trustee pursuant to the related Servicing
Agreement, the Mortgage Loan Purchase Agreement, a Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of
this Agreement, as applicable, in each case, (i) which has an Outstanding Principal Balance not greater nor
materially less than the Mortgage Loan for which it is to be substituted; (ii) which has a Mortgage Interest Rate
and Net Rate not less than, and not materially greater than, such Mortgage Loan; (iii) which has a maturity date
not materially earlier or later than such Mortgage Loan and not later than the latest maturity date of any
Mortgage Loan; (iv) which is of the same property type and occupancy type as such Mortgage Loan; (v) which has a
Loan-to-Value Ratio not greater than the Loan-to-Value Ratio of such Mortgage Loan; (vi) which is current in
payment of principal and interest as of the date of substitution; (vii) as to which the payment terms do not vary
in any material respect from the payment terms of the Mortgage Loan for which it is to be substituted and
(viii) which has a Gross Margin, Periodic Rate Cap and Maximum Lifetime Mortgage Rate no less than those of such
Mortgage Loan, has the same Index and interval between Interest Adjustment Dates as such Mortgage Loan, and a
Minimum Lifetime Mortgage Rate no lower than that of such Mortgage Loan.
Substitution Adjustment Amount: The amount, if any, required to be paid by the Mortgage Loan Seller to
the Securities Administrator for deposit in the Distribution Account pursuant to Section 2.04 in connection with
the substitution of a Mortgage Loan.
Tax Administration and Tax Matters Person: The Securities Administrator and any successor thereto or
assignee thereof shall serve as tax administrator hereunder and as agent for the Tax Matters Person. The Holder
of the largest percentage interest of each Class of Residual Certificates shall be the Tax Matters Person for the
related 2007-1 REMIC, as more particularly set forth in Section 9.10 hereof.
Termination Purchase Price: The price, calculated as set forth in Section 10.01, to be paid in
connection with the repurchase of the Mortgage Loans pursuant to Section 10.01.
Trust Fund or Trust: The corpus of the trust created by this Agreement, consisting of the Mortgage
Loans and the other assets described in Section 2.01(a).
Trustee: Citibank, N.A., or its successor in interest, or any successor trustee appointed as herein
provided.
2007-1 REMIC: Any of REMIC I, REMIC II and REMIC III.
Uncertificated Interest: With respect to each REMIC Regular Interest on each Distribution Date, an
amount equal to one month's interest at the related Uncertificated Pass-Through Rate on the Uncertificated
Principal Balance of such REMIC Regular Interest. In each case, for purposes of the distributions, Uncertificated
Interest will be reduced by the interest portion of any Realized Losses and Net Interest Shortfalls allocated,
with respect to the REMIC I Regular Interests, to such REMIC Regular Interests pursuant to the definition of
Realized Losses and with respect to the REMIC II Regular Interests and the REMIC III Regular Interests, to the
same extent and amounts allocated to the Related Classes of Certificates.
Uncertificated Pass-Through Rate: With respect to any Distribution Date and REMIC Interest, the
pass-through rate of each such REMIC Interest set forth in Section 5.01(c).
Uncertificated Principal Balance: The amount of any REMIC Regular Interest outstanding as of any date
of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC I Regular Interest
shall equal the amount set forth in Section 5.01(c)(i) as its Initial Uncertificated Principal Balance. On each
Distribution Date, the Uncertificated Principal Balance of each REMIC I Regular Interest shall be reduced by the
sum of (i) the principal portion of Realized Losses allocated to the REMIC I Regular Interests in accordance with
the definition of Realized Loss and (ii) the amounts deemed distributed on each Distribution Date in respect of
principal on the REMIC I Regular Interests pursuant to Section 6.10. As of the Closing Date, the Uncertificated
Principal Balance of each REMIC II Regular Interest shall equal the amount set forth in the Section 5.01(c)(ii)
hereto as its Initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal
Balance of each REMIC II Regular Interest shall be reduced first, by the portion of Realized Losses allocated, in
reduction of the Certificate Principal Balances of the Related Classes of Certificates on such Distribution Date
and, second, by the amounts deemed distributed on each Distribution Date in respect of principal on the REMIC II
Regular Interests pursuant to Section 6.10. As of the Closing Date, the Uncertificated Principal Balance of each
REMIC III Regular Interest shall equal the amount set forth in the Section 5.01(c)(iv) hereto as its Initial
Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC
III Regular Interest shall be reduced by the sum of (i) the principal portion of Realized Losses allocated, in
reduction of the Certificate Principal Balance of the Related Classes of Certificates on such Distribution Date
and (ii) the amounts deemed distributed on each Distribution Date in respect of principal on the REMIC III
Regular Interests pursuant to Section 6.10.
Undercollateralized Amount: With respect any Certificate Group and any Distribution Date, the excess of
(i) the aggregate Certificate Principal Balance of such Certificate Group over (ii) the aggregate Stated
Principal Balance of the Mortgage Loans in the related Sub-Group.
Uninsured Cause: Any cause of damage to a Mortgaged Property or related REO Property such that the
complete restoration of such Mortgaged Property or related REO Property is not fully reimbursable by the hazard
insurance policies required to be maintained pursuant the Servicing Agreement, without regard to whether or not
such policy is maintained.
United States Person: A citizen or resident of the United States, a corporation or partnership
(including an entity treated as a corporation or partnership for federal income tax purposes) created or
organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except,
in the case of a partnership, to the extent provided in regulations), provided that, for purposes solely of the
Residual Certificates, no partnership or other entity treated as a partnership for United States federal income
tax purposes shall be treated as a United States Person unless all persons that own an interest in such
partnership either directly or through any entity that is not a corporation for United States federal income tax
purposes are United States Persons, or an estate whose income is subject to United States federal income tax
regardless of its source, or a trust if a court within the United States is able to exercise primary supervision
over the administration of the trust and one or more such United States Persons have the authority to control all
substantial decisions of the trust. To the extent prescribed in regulations by the Secretary of the Treasury,
which have not yet been issued, a trust which was in existence on August 20, 1996 (other than a trust treated as
owned by the grantor under subpart E of part I of subchapter J of chapter 1 of the Code), and which was treated
as a United States person on August 20, 1996 may elect to continue to be treated as a United States person
notwithstanding the previous sentence.
Xxxxx Fargo: Xxxxx Fargo Bank, N.A., and any successor thereto.
Xxxxx Fargo Servicing Agreement: Amended and Restated Master Seller's Warranties and Servicing
Agreement dated as of November 1, 2005, between Xxxxx Fargo and EMC, attached hereto as Exhibit H-7, and as
further amended by the related Assignment Agreement.
ARTICLE II
Conveyance of Mortgage Loans;
Original Issuance of Certificates
Section 2.01. Conveyance of Mortgage Loans to Trustee. (a) The Depositor concurrently with the
execution and delivery of this Agreement, sells, transfers and assigns to the Trust without recourse all its
right, title and interest in and to (i) the Mortgage Loans identified in the Mortgage Loan Schedule, including
all interest and principal due with respect to the Initial Mortgage Loans after the Cut-off Date and the
Subsequent Mortgage Loans after the related Subsequent Cut-off Date, but excluding any payments of principal and
interest due on or prior to the Cut-off Date; (ii) such assets as shall from time to time be credited or are
required by the terms of this Agreement to be credited to the Distribution Account (iii) such assets relating to
the Mortgage Loans as from time to time may be held by the Servicers in Protected Accounts and the Securities
Administrator in the Distribution Account in the name of the Trustee on behalf of the Trust for the benefit of
the Certificateholders, (iv) any REO Property, (v) the Required Insurance Policies and any amounts paid or
payable by the insurer under any Insurance Policy (to the extent the mortgagee has a claim thereto), (vi) the
Mortgage Loan Purchase Agreement and the Subsequent Mortgage Loan Purchase Agreement to the extent provided in
Section 2.03(a), (vii) the rights with respect to the Servicing Agreements as assigned to the Trustee on behalf
of the Trust for the benefit of the Certificateholders by the Assignment Agreements and the rights of the
Depositor under the EMC Servicing Agreement, (viii) such assets as shall from time to time be credited or are
required by the terms of this Agreement to be credited to the Pre-Funding Account, the Pre-Funding Reserve
Account, the Interest Coverage Account and the Distribution Account and (ix) any proceeds of the foregoing.
Although it is the intent of the parties to this Agreement that the conveyance of the Depositor's right, title
and interest in and to the Mortgage Loans and other assets in the Trust Fund pursuant to this Agreement shall
constitute a purchase and sale and not a loan, in the event that such conveyance is deemed to be a loan, it is
the intent of the parties to this Agreement that the Depositor shall be deemed to have granted to the Trustee a
first priority perfected security interest in all of the Depositor's right, title and interest in, to and under
the Mortgage Loans and other assets in the Trust Fund, and that this Agreement shall constitute a security
agreement under applicable law. The Depositor, the Seller and the Trustee agree that it is not intended that any
Mortgage Loan be conveyed to the Trust that is either (i) a "High-Cost Home Loan" as defined in the New Jersey
Home Ownership Act effective November 27, 2003, (ii) a "High-Cost Home Loan" as defined in the New Mexico Home
Loan Protection Act effective January 1, 2004 (iii) a "High Cost Home Mortgage Loan" as defined in the
Massachusetts Predatory Home Loan Practices Act effective November 7, 2004 or (iv) a "High-Cost Home Loan" as
defined by the Indiana High Cost Home Loan Law effective January 1, 2005.
(b) In connection with the above transfer and assignment, the Sponsor hereby deposits with the
Trustee or the related Custodian, on behalf of the Trustee, with respect to each Mortgage Loan:
(i) the original Mortgage Note, endorsed without recourse (A) in blank or to the order of
the Trustee or (B) in the case of a Mortgage Loan registered on the MERS system, in blank, and in each case
showing an unbroken chain of endorsements from the originator thereof to the Person endorsing it to the Trustee,
or lost note affidavit together with a copy of the related Mortgage Note,
(ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the
presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded
(or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause
(w) in the proviso below applies, shall be in recordable form),
(iii) unless the Mortgage Loan is assigned in the name of MERS, the original assignment to
blank, or the assignment (either an original or a certified copy which may be in the form of a blanket assignment
if permitted in the jurisdiction in which the Mortgaged Property is located) in blank or to "Citibank, N.A., as
Trustee", with evidence of recording with respect to each Mortgage Loan in the name of the Trustee thereon (or if
clause (w) in the proviso below applies or for Mortgage Loans with respect to which the related Mortgaged
Property is located in a state other than Maryland, Tennessee, South Carolina, Mississippi and Florida, or an
Opinion of Counsel has been provided as set forth in this Section 2.01(b), shall be in recordable form),
(iv) all intervening assignments of the Security Instrument, if applicable and only to the
extent available to the Depositor with evidence of recording thereon,
(v) the original or a copy of the policy or certificate of primary mortgage guaranty
insurance, to the extent available, if any,
(vi) the original policy of title insurance or mortgagee's certificate of title insurance
or commitment or binder for title insurance, and
(vii) originals of all modification agreements, if applicable and available.
provided, however, that in lieu of the foregoing, the Depositor may deliver the following documents, under the
circumstances set forth below: (w) in lieu of the original Security Instrument, assignments to the Trustee or
intervening assignments thereof which have been delivered, are being delivered or will, upon receipt of recording
information relating to the Security Instrument required to be included thereon, be delivered to recording
offices for recording and have not been returned to the Depositor in time to permit their delivery as specified
above, the Depositor may deliver, or cause to be delivered, a true copy thereof with a stamp on the face of such
copy, substantially as follows: "Certified to be a true and correct copy of the original"; (x) in lieu of the
Security Instrument, assignment to the Trustee or intervening assignments thereof, if the applicable jurisdiction
retains the originals of such documents (as evidenced by a certification from the Depositor to such effect) the
Depositor may deliver photocopies of such documents containing an original certification by the judicial or other
governmental authority of the jurisdiction where such documents were recorded; and (y) the Depositor shall not be
required to deliver intervening assignments or Mortgage Note endorsements between the applicable Seller and the
Depositor, and between the Depositor and the Trustee; and provided, further, however, that in the case of
Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, and in the
case of Subsequent Mortgage Loans which have been prepaid in full after the related Subsequent Cut-off Date and
prior to the related Subsequent Transfer Date, the Depositor, in lieu of delivering the above documents, may
deliver to the Trustee or the Custodian, on its behalf, a certification to such effect and shall deposit all
amounts paid in respect of such Mortgage Loans in the Distribution Account on the Closing Date or the related
Subsequent Transfer Date, as the case may be. The Depositor shall deliver such original documents (including any
original documents as to which certified copies had previously been delivered) to the Trustee or the Custodian,
on its behalf, promptly after they are received. The Depositor shall cause the Sponsor (on its own behalf and on
behalf of Master Funding), at its expense, to cause each assignment of the Security Instrument to the Trustee to
be recorded not later than 180 days after the Closing Date, unless (a) such recordation is not required by the
Rating Agencies or an Opinion of Counsel addressed to the Trustee has been provided to the Trustee (with a copy
to the Custodian) which states that recordation of such Security Instrument is not required to protect the
interests of the Certificateholders in the related Mortgage Loans or (b) MERS is identified on the Mortgage or on
a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Sponsor and
Master Funding and its successor and assigns; provided, however, that each assignment shall be submitted for
recording by the Sponsor (on its own behalf and on behalf of Master Funding) in the manner described above, at no
expense to the Trust or the Trustee or the Custodian, on its behalf, upon the earliest to occur of:
(i) reasonable direction by the Holders of Certificates evidencing Fractional Undivided Interests aggregating not
less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy,
insolvency or foreclosure relating to the Sponsor and (iv) the occurrence of a servicing transfer as described in
Section 8.02 hereof.
Section 2.02. Acceptance of Mortgage Loans by Trustee. (a) The Trustee acknowledges the sale,
transfer and assignment of the Trust Fund to it (or the Custodian, on its behalf) by the Depositor and receipt
of, subject to further review and the exceptions which may be noted pursuant to the procedures described below,
and declares that it holds, the documents (or certified copies thereof) delivered to it or the Custodian, on its
behalf, pursuant to Section 2.01, and declares that it (or the Custodian, on its behalf) will continue to hold
those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund
delivered to it (or the Custodian, on its behalf) as Trustee in trust for the use and benefit of all present and
future Holders of the Certificates. On the Closing Date, with respect to the Initial Mortgage Loans, or the
Subsequent Transfer Date with respect to the Subsequent Mortgage Loans, the Custodian, shall acknowledge with
respect to each Mortgage Loan by delivery to the Depositor, the Master Servicer and the Trustee of an Initial
Certification substantially in the form of Exhibit One to the related Custodial Agreement, receipt of the
Mortgage File, but without review of such Mortgage File, except to the extent necessary to confirm that such
Mortgage File contains the related Mortgage Note or lost note affidavit. No later than 90 days after the Closing
Date (or within 90 days of the Subsequent Transfer Date, with respect to the Subsequent Mortgage Loans or with
respect to any Substitute Mortgage Loan, within five Business Days after the receipt by the Trustee or Custodian
thereof), the Trustee agrees, for the benefit of the Certificateholders, to review or cause to be reviewed by the
Custodian on its behalf (under the related Custodial Agreement), each Mortgage File delivered to it and to
execute and deliver, or cause to be executed and delivered, to the Depositor, the Master Servicer and the Trustee
an Interim Certification substantially in the form annexed as Exhibit Two to the related Custodial Agreement. In
conducting such review, the Trustee or Custodian, on behalf of the Trustee, will ascertain whether all required
documents have been executed and received, and based on the Mortgage Loan Schedule, whether those documents
relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the
Mortgage Loans it has received, as identified in the Mortgage Loan Schedule. In performing any such review, the
Trustee or the Custodian, on its behalf, may conclusively rely on the purported due execution and genuineness of
any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian, on
its behalf, finds any document constituting part of the Mortgage File has not been executed or received, or to be
unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the
Mortgage Loans identified in Exhibit B, or the Subsequent Mortgage Loans identified on Exhibit 1 to the related
Subsequent Transfer Instrument, as the case may be, or to appear defective on its face (i.e. torn, mutilated, or
otherwise physically altered) (a "Material Defect"), the Trustee or the Custodian, on its behalf, shall upon
completion of the review of all files, but in no event later than 90 days after the Closing Date, notify the
Sponsor. In accordance with the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase
Agreement, as the case may be, the Sponsor (on its own behalf and on behalf of Master Funding) shall correct or
cure any such defect within ninety (90) days from the date of notice from the Trustee or the Custodian, on its
behalf, of the defect and if the Sponsor (on its own behalf and on behalf of Master Funding) fails to correct or
cure the defect within such period, and such defect materially and adversely affects the interests of the
Certificateholders in the related Mortgage Loan, the Trustee or the Custodian, on its behalf, shall enforce the
Sponsor's obligation pursuant to the Mortgage Loan Purchase Agreement within 90 days from the Trustee's or the
Custodian's notification, to purchase such Mortgage Loan (on its own behalf and on behalf of Master Funding) at
the Repurchase Price; provided that, if such defect would cause the Mortgage Loan to be other than a "qualified
mortgage" as defined in Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2),
(4), (5), (6), (7) and (9), without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or
Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated
as a "qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the
Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), any such cure or repurchase
must occur within 90 days from the date such breach was discovered; provided, however, that if such defect
relates solely to the inability of the Sponsor (on its own behalf and on behalf of Master Funding) to deliver the
original Security Instrument or intervening assignments thereof, or a certified copy because the originals of
such documents, or a certified copy have not been returned by the applicable jurisdiction, the Sponsor (on its
own behalf and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if the Sponsor
delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days
after the Closing Date or Subsequent Transfer Date, as applicable. The foregoing repurchase obligation shall not
apply in the event that the Sponsor (on its own behalf and on behalf of Master Funding) cannot deliver such
original or copy of any document submitted for recording to the appropriate recording office in the applicable
jurisdiction because such document has not been returned by such office; provided that the Sponsor (on its own
behalf and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if
such receipt is not available, a certificate confirming that such documents have been accepted for recording, and
delivery to the Trustee or the Custodian, on its behalf, shall be effected by the Sponsor (on its own behalf and
on behalf of Master Funding) within thirty days of its receipt of the original recorded document.
(b) No later than 180 days after the Closing Date (or within 180 days of the Subsequent Transfer
Date, with respect to the Subsequent Mortgage Loans or with respect to any Substitute Mortgage Loan, within five
Business Days after the receipt by the Trustee or the Custodian thereof), the Trustee or the Custodian, on its
behalf, will review, for the benefit of the Certificateholders, the Mortgage Files delivered to it and will
execute and deliver or cause to be executed and delivered to the Depositor, the Master Servicer and the Trustee a
Final Certification, substantially in the form annexed as Exhibit Three to the related Custodial Agreement. In
conducting such review, the Trustee or the Custodian, on its behalf, will ascertain whether an original of each
document required to be recorded has been returned from the recording office with evidence of recording thereon
or a certified copy has been obtained from the recording office. If the Trustee or the Custodian, on its behalf,
finds a Material Defect, the Trustee or the Custodian, on its behalf, shall upon completion of the review of all
files, but in no event later than 180 days after the Closing Date, notify the Sponsor (provided, however, that
with respect to those documents described in Sections 2.01(b)(iv), (v) and (vii), the Trustee's and Custodian's
obligations shall extend only to the documents actually delivered to the Trustee or the Custodian, on behalf of
the Trustee, pursuant to such Sections). In accordance with the Mortgage Loan Purchase Agreement or the
Subsequent Mortgage Loan Purchase Agreement, the Sponsor (on its own behalf and on behalf of Master Funding)
shall correct or cure any such defect within 90 days from the date of notice from the Trustee or the Custodian,
on its behalf, of the Material Defect and if the Sponsor (on its own behalf and on behalf of Master Funding) is
unable to cure such defect within such period, and if such defect materially and adversely affects the interests
of the Certificateholders in the related Mortgage Loan, the Trustee shall enforce the Sponsor's obligation under
the Mortgage Loan Purchase Agreement or the Subsequent Mortgage Loan Purchase Agreement, to provide (on its own
behalf and on behalf of Master Funding) a Substitute Mortgage Loan (if within two years of the Closing Date) or
purchase such Mortgage Loan at the Repurchase Price; provided, however, that if such defect would cause the
Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3)(A) of the Code and
Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), without reliance on the provisions
of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other
provision that would allow a Mortgage Loan to be treated as a "qualified mortgage" notwithstanding its failure to
meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2),
(4), (5), (6), (7) and (9), any such cure, repurchase or substitution must occur within 90 days from the date
such breach was discovered; provided, further, that if such defect relates solely to the inability of the Sponsor
(on its own behalf and on behalf of Master Funding) to deliver the original Security Instrument or intervening
assignments thereof, or a certified copy, because the originals of such documents or a certified copy, have not
been returned by the applicable jurisdiction, the Sponsor (on its own behalf and on behalf of Master Funding)
shall not be required to purchase such Mortgage Loan, if the Sponsor (on its own behalf and on behalf of Master
Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360
days after the Closing Date or Subsequent Transfer Date, as applicable. The foregoing repurchase obligation
shall not apply in the event that the Sponsor (on its own behalf and on behalf of Master Funding) cannot deliver
such original or copy of any document submitted for recording to the appropriate recording office in the
applicable jurisdiction because such document has not been returned by such office; provided that the Sponsor (on
its own behalf and on behalf of Master Funding) shall instead deliver a recording receipt of such recording
office or, if such receipt is not available, a certificate confirming that such documents have been accepted for
recording, and delivery to the Trustee or the Custodian, on its behalf, shall be effected by the Sponsor or
Master Funding within thirty days of its receipt of the original recorded document.
(c) In the event that a Mortgage Loan is purchased by the Sponsor (on its own behalf as a Seller or
on behalf of Master Funding) in accordance with Sections 2.02(a) or (b) above, the Sponsor shall remit to the
Securities Administrator, the Repurchase Price for deposit in the Distribution Account and the Sponsor shall
provide to the Securities Administrator and the Trustee written notification detailing the components of the
Repurchase Price. Upon deposit of the Repurchase Price in the Distribution Account, the Depositor shall notify
the Trustee and the Custodian, on behalf of the Trustee (upon receipt of a Request for Release in the form of
Exhibit D-1 or Exhibit D-2, as applicable, attached hereto with respect to such Mortgage Loan), shall release to
the Sponsor the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or
assignment, without recourse, representation or warranty, furnished to it by the Sponsor, as are necessary to
vest in the Sponsor title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred
on the date on which the Repurchase Price in available funds is received by the Securities Administrator. The
Sponsor shall amend the Mortgage Loan Schedule to reflect such repurchase and shall promptly notify the Trustee,
the Securities Administrator, the Master Servicer, the Custodian and the Rating Agencies of such amendment. The
obligation of the Sponsor to repurchase (on its own behalf and on behalf of Master Funding) any Mortgage Loan as
to which such a defect in a constituent document exists shall be the sole remedy respecting such defect available
to the Certificateholders or to the Trustee on their behalf.
Section 2.03. Assignment of Interest in the Mortgage Loan Purchase Agreement and Subsequent Mortgage
Loan Purchase Agreement. (a) The Depositor hereby assigns to the Trustee, on behalf of the Certificateholders,
all of its right, title and interest in the Mortgage Loan Purchase Agreement and Subsequent Mortgage Loan
Purchase Agreement, including but not limited to the Depositor's rights and obligations pursuant to the Servicing
Agreements (noting that the Sponsor has retained the right in the event of breach of the representations,
warranties and covenants, if any, with respect to the related Mortgage Loans of the related Servicer under the
related Servicing Agreement to enforce (on its own behalf and on behalf of Master Funding) the provisions thereof
and to seek all or any available remedies). The obligations of the Sponsor (on its own behalf and on behalf of
Master Funding) to substitute or repurchase, as applicable, a Mortgage Loan shall be the Trustee's and the
Certificateholders' sole remedy for any breach thereof. At the request of the Trustee, the Depositor shall take
such actions as may be necessary to enforce the above right, title and interest on behalf of the Trustee and the
Certificateholders or shall execute such further documents as the Trustee may reasonably require in order to
enable the Trustee to carry out such enforcement.
(b) If the Depositor, the Master Servicer, or the Trustee discovers a breach of any of the
representations and warranties set forth in the Mortgage Loan Purchase Agreement or Subsequent Mortgage Loan
Purchase Agreement, which breach materially and adversely affects the value of the interests of
Certificateholders or the Trustee in the related Mortgage Loan, the party discovering the breach shall give
prompt written notice of the breach to the other parties. The Sponsor (on its own behalf and on behalf of Master
Funding), within 90 days of its discovery or receipt of notice that such breach has occurred (whichever occurs
earlier), shall cure the breach in all material respects or, subject to the Mortgage Loan Purchase Agreement the
Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, shall purchase the
Mortgage Loan or any property acquired with respect thereto from the Trustee; provided, however, that if there is
a breach of any representation set forth in the Mortgage Loan Purchase Agreement or Section 2.04 of this
Agreement, as applicable, and the Mortgage Loan or the related property acquired with respect thereto has been
sold, then the Sponsor (on its own behalf and on behalf of Master Funding) shall pay, in lieu of the Repurchase
Price, any excess of the Repurchase Price over the Net Liquidation Proceeds received upon such sale. (If the Net
Liquidation Proceeds exceed the Repurchase Price, any excess shall be paid to the Sponsor to the extent not
required by law to be paid to the borrower.) Any such purchase by the Sponsor (on its own behalf and on behalf of
Master Funding) shall be made by providing an amount equal to the Repurchase Price to the Securities
Administrator for deposit in the Distribution Account and written notification detailing the components of such
Repurchase Price. The Depositor shall notify the Trustee and submit to the Trustee or the Custodian, on its
behalf, a Request for Release, and the Trustee shall cause the Custodian to release, to the Sponsor the related
Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment furnished to it
by the Sponsor (on its own behalf and on behalf of Master Funding), without recourse, representation or warranty
as are necessary to vest in the Sponsor title to and rights under the Mortgage Loan or any property acquired with
respect thereto. Such purchase shall be deemed to have occurred on the date on which the Repurchase Price in
available funds is received by the Securities Administrator. The Sponsor shall amend the Mortgage Loan Schedule
to reflect such repurchase and shall promptly notify the Trustee, the Securities Administrator, the Master
Servicer, each Custodian and the Rating Agencies of such amendment. Enforcement of the obligation of the Sponsor
(on its own behalf and on behalf of Master Funding) to purchase (or substitute a Substitute Mortgage Loan for)
any Mortgage Loan or any property acquired with respect thereto (or pay the Repurchase Price as set forth in the
above proviso) as to which a breach has occurred and is continuing shall constitute the sole remedy respecting
such breach available to the Certificateholders or the Trustee on their behalf.
In connection with any repurchase of a Mortgage Loan pursuant to this Section 2.03, the Sponsor (on its
own behalf and on behalf of Master Funding) shall furnish to the Securities Administrator an Officer's
Certificate, signed by a duly authorized officer of the Sponsor to the effect that such repurchase has been made
in accordance with the terms and conditions of this Agreement and that all conditions precedent to such
repurchase or substitution have been satisfied, including the delivery to the Securities Administrator of the
Purchase Price or Substitution Adjustment Amount, as applicable, for deposit into the Distribution Account,
together with copies of any Opinion of Counsel required to be delivered pursuant to this Agreement and the
related Request for Release. Solely for purposes of the Securities Administrator providing an Assessment of
Compliance, upon receipt of such documentation, the Securities Administrator shall approve such repurchase, as
applicable, and which approval shall consist solely of the Securities Administrator's receipt of such
documentation and deposits. It is understood and agreed that the obligation under this Agreement of the Sponsor
(on its own behalf and on behalf of Master Funding) to cure, repurchase or replace any Mortgage Loan as to which
a breach has occurred and is continuing shall constitute the sole remedies against the Sponsor and Master Funding
respecting such breach available to Certificateholders, the Depositor, the Trustee or the Securities
Administrator.
Section 2.04. Substitution of Mortgage Loans. Notwithstanding anything to the contrary in this
Agreement, in lieu of purchasing a Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement, the Subsequent
Mortgage Loan Purchase Agreement or Sections 2.02 or 2.03 of this Agreement, the Sponsor (on its own behalf and
on behalf of Master Funding) may, no later than the date by which such purchase by the Sponsor would otherwise be
required, tender to the Trustee a Substitute Mortgage Loan accompanied by a certificate of an authorized officer
of the Sponsor that such Substitute Mortgage Loan conforms to the requirements set forth in the definition of
"Substitute Mortgage Loan" in the Mortgage Loan Purchase Agreement, Subsequent Mortgage Loan Purchase Agreement or
this Agreement, as applicable; provided, however, that substitution pursuant to the Mortgage Loan Purchase
Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, in
lieu of purchase shall not be permitted after the termination of the two-year period beginning on the Startup
Day; provided, further, that if the breach would cause the Mortgage Loan to be other than a "qualified mortgage"
as defined in Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5),
(6), (7) and (9), without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury
Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a
"qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and
Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9), any such cure or substitution must
occur within 90 days from the date the breach was discovered. The Sponsor will promptly notify the Master
Servicer and the Securities Administrator of any such substitution. The Trustee or the Custodian, on its behalf,
shall examine the Mortgage File for any Substitute Mortgage Loan in the manner set forth in Section 2.02(a) and
the Trustee or the Custodian, on its behalf, shall notify the Sponsor, in writing, within five Business Days
after receipt, whether or not the documents relating to the Substitute Mortgage Loan satisfy the requirements of
the fourth sentence of Section 2.02(a). Within two Business Days after such notification, the Sponsor (on its
own behalf and on behalf of Master Funding) shall provide to the Securities Administrator for deposit in the
Distribution Account the amount, if any, by which the Outstanding Principal Balance as of the next preceding Due
Date of the Mortgage Loan for which substitution is being made, after giving effect to the Scheduled Principal
due on such date, exceeds the Outstanding Principal Balance as of such date of the Substitute Mortgage Loan,
after giving effect to Scheduled Principal due on such date, which amount shall be treated for the purposes of
this Agreement as if it were the payment by the Sponsor of the Repurchase Price for the purchase of a Mortgage
Loan by the Sponsor. After such notification to the Sponsor and, if any such excess exists, upon receipt of such
deposit, the Trustee shall accept such Substitute Mortgage Loan which shall thereafter be deemed to be a Mortgage
Loan hereunder. In the event of such a substitution, accrued interest on the Substitute Mortgage Loan for the
month in which the substitution occurs and any Principal Prepayments made thereon during such month shall be the
property of the Trust Fund and accrued interest for such month on the Mortgage Loan for which the substitution is
made and any Principal Prepayments made thereon during such month shall be the property of the Sponsor. The
Scheduled Principal on a Substitute Mortgage Loan due on the Due Date in the month of substitution shall be the
property of the Sponsor and the Scheduled Principal on the Mortgage Loan for which the substitution is made due
on such Due Date shall be the property of the Trust Fund. Upon acceptance of the Substitute Mortgage Loan (and
delivery to the Trustee or the Custodian as agent of the Trustee, as applicable, of a Request for Release for
such Mortgage Loan), the Trustee or the Custodian, on its behalf, shall release to the Sponsor the related
Mortgage File related to any Mortgage Loan released pursuant to the Mortgage Loan Purchase Agreement, the
Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable, and shall execute
and deliver all instruments of transfer or assignment, without recourse, representation or warranty in form as
provided to it as are necessary to vest in the Sponsor title to and rights under any Mortgage Loan released
pursuant to the Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable. The Sponsor
(on its own behalf and on behalf of Master Funding) shall deliver the documents related to the Substitute
Mortgage Loan in accordance with the provisions of the Mortgage Loan Purchase Agreement, the Subsequent Mortgage
Loan Purchase Agreement or Sections 2.01(b) and 2.02(b) of this Agreement, as applicable, with the date of
acceptance of the Substitute Mortgage Loan deemed to be the Closing Date for purposes of the time periods set
forth in those Sections. The representations and warranties set forth in the Mortgage Loan Purchase Agreement
and the Subsequent Mortgage Loan Purchase Agreement shall be deemed to have been made by the Sponsor with respect
to each Substitute Mortgage Loan as of the date of acceptance of such Mortgage Loan by the Trustee. The Sponsor
shall amend the Mortgage Loan Schedule to reflect such substitution and shall provide a copy of such amended
Mortgage Loan Schedule to the Trustee, the Securities Administrator, the Master Servicer, each Custodian and the
Rating Agencies.
In connection with any substitution of a Mortgage Loan pursuant to this Section 2.04, the Sponsor shall
furnish to the Securities Administrator an Officer's Certificate, signed by a duly authorized officer of the
Sponsor to the effect that such substitution has been made in accordance with the terms and conditions of this
Agreement and that all conditions precedent to such substitution have been satisfied, including the delivery to
the Securities Administrator of the Purchase Price or Substitution Adjustment Amount, as applicable, for deposit
into the Distribution Account, together with copies of any Opinion of Counsel required to be delivered pursuant
to this Agreement and the related Request for Release. Solely for purposes of the Securities Administrator
providing an Assessment of Compliance, upon receipt of such documentation, the Securities Administrator shall
approve such substitution, as applicable, and which approval shall consist solely of the Securities
Administrator's receipt of such documentation and deposits. It is understood and agreed that the obligation under
this Agreement of the Sponsor (on its own behalf and on behalf of Master Funding) to cure, repurchase or replace
any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against
the Sponsor and Master Funding respecting such breach available to Certificateholders, the Depositor, the Trustee
or the Securities Administrator.
Section 2.05. Issuance of Certificates. (a) The Trustee acknowledges the assignment to it of the
Mortgage Loans and the other assets comprising the Trust Fund and, concurrently therewith, the Securities
Administrator has signed, and countersigned and delivered to the Depositor, in exchange therefor, Certificates in
such authorized denominations representing such Fractional Undivided Interests as the Depositor has requested.
The Trustee (or the Custodian, on its behalf) agrees that it will hold the Mortgage Loans and such other assets
as may from time to time be delivered to it (or the Custodian, on its behalf) segregated on the books of the
Trustee (or the Custodian, on its behalf) in trust for the benefit of the Certificateholders.
(b) The Depositor, concurrently with the execution and delivery hereof, does hereby transfer,
assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest
of the Depositor in and to (i) the REMIC I Regular Interests, and the other assets of REMIC II, for the benefit
of the holders of the REMIC II Interests and (ii) the REMIC II Regular Interests and the other assets of REMIC
III, for the benefit of the holders of the REMIC III Interests. The Trustee acknowledges receipt of the REMIC I
Regular Interests and the REMIC II Regular Interests and the other assets of REMIC II and REMIC III and declares
that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III
Interests.
Section 2.06. Representations and Warranties Concerning the Depositor. The Depositor hereby
represents and warrants to the Trustee, the Master Servicer and the Securities Administrator as follows:
(a) the Depositor is duly organized and is validly existing as a corporation in good standing under
the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to
conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement;
(b) the Depositor has the full power and authority to execute, deliver and perform, and to enter
into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary
corporate action on its part, the execution, delivery and performance of this Agreement, and this Agreement,
assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal,
valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms,
subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws
affecting creditors' rights generally and (ii) general principles of equity, regardless of whether enforcement is
sought in a proceeding in equity or at law;
(c) the execution and delivery of this Agreement by the Depositor, the consummation of the
transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof are in
the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or
provision of the articles of incorporation or bylaws of the Depositor or (B) conflict with, result in a breach,
violation or acceleration of, or result in a default under, the terms of any other material agreement or
instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any
statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or
governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any
indenture or other agreement or instrument, or in violation of any statute, order or regulation of any court,
regulatory body, administrative agency or governmental body having jurisdiction over it, which breach or
violation may materially impair the Depositor's ability to perform or meet any of its obligations under this
Agreement;
(d) no litigation is pending, or, to the best of the Depositor's knowledge, threatened, against the
Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement
or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms
hereof;
(e) no consent, approval, authorization or order of any court or governmental agency or body is
required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with,
this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval,
authorization or order is required, the Depositor has obtained the same; and
(f) immediately prior to the transfer and assignment to the Trustee, each Mortgage Note and each
Mortgage were not subject to an assignment or pledge, and the Depositor had good and marketable title to and was
the sole owner thereof and had full right to transfer and sell such Mortgage Loan to the Trustee free and clear
of any encumbrance, equity, lien, pledge, charge, claim or security interest.
(g) The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the
Exchange Act during the preceding 12 months (or for such shorter period if required) and has been subject to such
filing requirements for the past 90 days.
Section 2.07. Conveyance of Subsequent Mortgage Loans. (a) Subject to the conditions set
forth in paragraph (b) below, in consideration of the Paying Agent's delivery on the Subsequent Transfer Dates to
or upon the written order of the Depositor of all or a portion of the balance of funds in the Pre-Funding
Account, the Depositor shall, on such Subsequent Transfer Date, sell, transfer, assign, set over and convey
without recourse to the Trust Fund (subject to the other terms and provisions of this Agreement) all its right,
title and interest in and to (i) the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule attached
to the related Subsequent Transfer Instrument delivered by the Sponsor on such Subsequent Transfer Date, (ii) all
interest accruing thereon on and after the Subsequent Cut-off Date and all collections in respect of interest and
principal due after the Subsequent Cut-off Date and (iii) all items with respect to such Subsequent Mortgage
Loans to be delivered pursuant to Section 2.01 and the other items in the related Mortgage Files; provided,
however, that the Sponsor reserves and retains all right, title and interest in and to principal received and
interest accruing on such Subsequent Mortgage Loans prior to the related Subsequent Cut-off Date. The transfer to
the Trust for deposit in Sub-Group I, Sub-Group II or Sub-Group III, as applicable, by the Depositor of the
Subsequent Mortgage Loans identified on the related Mortgage Loan Schedule shall be absolute and is intended by
the Depositor, the Sponsor, the Master Servicer, the Securities Administrator, the Trustee and the
Certificateholders to constitute and to be treated as a sale of the Subsequent Mortgage Loans by the Depositor to
the Trust. The related Mortgage File for each Subsequent Mortgage Loan shall be delivered to the Trustee or the
applicable Custodian, on its behalf, at least three Business Days prior to the related Subsequent Transfer Date.
The purchase price paid by the Trust from amounts released by the Paying Agent from the Pre-Funding
Account shall be 100% of the aggregate Stated Principal Balance of the Subsequent Mortgage Loans so transferred
(as identified on the Mortgage Loan Schedule provided by the Depositor). This Agreement shall constitute a fixed
price purchase contract in accordance with Section 860G(a)(3)(A)(ii) of the Code.
(b) The Depositor shall transfer to the Trustee on behalf of the Trust for deposit in the
applicable Sub-Group, the Subsequent Mortgage Loans, and the other property and rights related thereto as
described in paragraph (a) above, and the Paying Agent shall release funds from the Pre-Funding Account in an
amount equal to the Subsequent Mortgage Loans in each Sub-Group purchased on the related Subsequent Transfer
Date, only upon the satisfaction of each of the following conditions on or prior to the related Subsequent
Transfer Date:
(i) the Depositor shall have delivered to the Securities Administrator and the Trustee a
duly executed Subsequent Transfer Instrument, which shall include a Mortgage Loan Schedule listing the
Subsequent Mortgage Loans, and the Mortgage Loan Seller shall cause to be delivered to the Trustee and
the Master Servicer, at least three Business Days prior to the related Subsequent Transfer Date, a
computer file containing such Mortgage Loan Schedule;
(ii) the Depositor shall have furnished to the Master Servicer, no later than three
Business Days prior to the related Subsequent Transfer Date, (x) if the servicer or servicers of such
Subsequent Mortgage Loans are existing Servicers, then a written acknowledgement of each such Servicer
that it is servicing such Subsequent Mortgage Loans pursuant to the related Servicing Agreement, or (y)
if the servicer or servicers are not existing Servicers, then a Servicing Agreement and Assignment
Agreement with respect to such servicer or servicers in form and substance reasonably satisfactory to
the Master Servicer;
(iii) as of each Subsequent Transfer Date, as evidenced by delivery of the Subsequent
Transfer Instrument, substantially in the form of Exhibit S, the Depositor shall not be insolvent nor
shall it have been rendered insolvent by such transfer nor shall it be aware of any pending insolvency
with respect to it:
(iv) such sale and transfer shall not result in a material adverse tax consequence to the
Trust or the Certificateholders;
(v) the Pre-Funding Period shall not have terminated;
(vi) the Depositor shall not have selected the Subsequent Mortgage Loans in a manner that
it believed to be adverse to the interests of the Certificateholders; and
(vii) the Depositor shall have delivered to the Trustee a Subsequent Transfer Instrument
confirming the satisfaction of the conditions precedent specified in this Section 2.07 and, pursuant to
the Subsequent Transfer Instrument, assigned to the Trustee without recourse for the benefit of the
Certificateholders all the right, title and interest of the Depositor, in, to and under the Subsequent
Mortgage Loan Purchase Agreement, to the extent of the Subsequent Mortgage Loans.
(c) Any conveyance of Subsequent Mortgage Loans on a Subsequent Transfer Date is subject to certain
conditions including, but not limited to, the following:
(i) Each such Subsequent Mortgage Loan must satisfy the representations and warranties
specified in the related Subsequent Transfer Instrument and this Agreement;
(ii) The Depositor will not select such Subsequent Mortgage Loans in a manner that it
believes to be adverse to the interests of the Certificateholders;
(iii) As of the related Subsequent Cut-off Date, each such Subsequent Mortgage Loan will
satisfy the following criteria:
(A) Such Subsequent Mortgage Loan may not be 30 or more days Delinquent as of the
last day of the month preceding the related Subsequent Cut-off Date;
(B) The original term to stated maturity of such Subsequent Mortgage Loan will not
be less than 180 months and will not exceed 480 months;
(C) Each Subsequent Mortgage Loan must be a Six Month LIBOR, One Year Treasury or
One-Year LIBOR adjustable rate Mortgage Loan with a first lien on the related Mortgaged
Property;
(D) No Subsequent Mortgage Loan will have a first payment date occurring after
October 1, 2007;
(E) The latest maturity date of any Subsequent Mortgage Loan will be no later than
August 1, 2047;
(F) Such Subsequent Mortgage Loan will have a credit score of not less than 520;
(G) Such Subsequent Mortgage Loan will have a gross margin as of the related
Subsequent Cut-off Date ranging from approximately 1.875% per annum to approximately 5.000% per
annum;
(H) Such Subsequent Mortgage Loan will have a maximum mortgage rate as of the
related Subsequent Cut-off Date greater than 16.50%; and
(I) Such Subsequent Mortgage Loan shall have been underwritten in accordance with
the underwriting guidelines of EMC;
(d) As of the related Subsequent Cut-off Date, the Subsequent Mortgage Loans in the aggregate will
satisfy the following criteria:
(i) Have a weighted average Gross Margin ranging from 2.000% to 2.500% per annum;
(ii) Have a weighted average credit score greater than 650;
(iii) Have no less than 75% of the Mortgaged Properties be owner occupied;
(iv) Have no less than 70% of the Mortgaged Properties be single family detached or planned
unit developments;
(v) Have no more than 45% of the Subsequent Mortgage Loans be cash out refinance;
(vi) Have all of such Subsequent Mortgage Loans with a Loan-to-Value Ratio greater than 80%
be covered by a Primary Insurance Policy;
(vii) Have a weighted average maximum mortgage rate greater than or equal to 11.500%; and
(viii) Be acceptable to the Rating Agencies.
To the extent that the Pre-Funded Amount on deposit in the Pre-Funding Account has not been fully
applied to the purchase of Subsequent Mortgage Loans on or before November 15, 2007, the Certificateholders in
each Sub-Group will receive on the Distribution Date immediately following November 15, 2007, the Remaining
Pre-Funded Amount.
Any such amounts transferred from the Pre-Funding Account will be included in the Available Funds for
the related Sub-Group.
Section 2.08. Purposes and Powers of the Trust.
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
(a) acquire and hold the Mortgage Loans and the other assets of the Trust Fund and the proceeds
therefrom;
(b) to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans;
(c) to make payments on the Certificates;
(d) to engage in those activities that are necessary, suitable or convenient to accomplish the
foregoing or are incidental thereto or connected therewith; and
(e) subject to compliance with this Agreement, to engage in such other activities as may be
required in connection with conservation of the Trust Fund and the making of distributions to the
Certificateholders.
The Trust is hereby authorized to engage in the foregoing activities. The trust shall not engage in any
activity other than in connection with the foregoing or other than as required or authorized by the terms of this
Agreement while any Certificate is outstanding, and this Section 2.08 may not be amended, without the consent of
the Certificateholders evidencing 51% or more of the aggregate voting rights of the Certificates.
ARTICLE III
Administration and Servicing of Mortgage Loans
Section 3.01. Master Servicer. The Master Servicer shall supervise, monitor and oversee the
obligation of the Servicers to service and administer their respective Mortgage Loans in accordance with the
terms of the applicable Servicing Agreements and shall have full power and authority to do any and all things
which it may deem necessary or desirable in connection with such master servicing and administration. In
performing its obligations hereunder, the Master Servicer shall act in a manner consistent with Accepted Master
Servicing Practices. Furthermore, the Master Servicer shall oversee and consult with each Servicer as necessary
from time-to-time to carry out the Master Servicer's obligations hereunder, shall receive, review and evaluate
all reports, information and other data provided to the Master Servicer by each Servicer and shall cause each
Servicer to perform and observe the covenants, obligations and conditions to be performed or observed by such
Servicer under its applicable Servicing Agreement. The Master Servicer shall independently and separately
monitor each Servicer's servicing activities with respect to each related Mortgage Loan, reconcile the results of
such monitoring with such information provided in the previous sentence on a monthly basis and coordinate
corrective adjustments to the Servicers' and Master Servicer's records, and based on such reconciled and
corrected information, the Master Servicer shall provide such information to the Securities Administrator as
shall be necessary in order for it to prepare the statements specified in Section 6.04, and prepare any other
information and statements required to be forwarded by the Master Servicer hereunder. The Master Servicer shall
reconcile the results of its Mortgage Loan monitoring with the actual remittances of the Servicers as reported to
the Master Servicer.
In addition to the foregoing, in connection with a modification of any Mortgage Loan by a Servicer, if
the Master Servicer is unable to enforce the obligations of the Servicer with respect to such modification, the
Master Servicer shall notify the Depositor of such Servicer's failure to comply with the terms of the Servicing
Agreement. If the Servicing Agreement requires the approval of the Master Servicer for a modification to a
Mortgage Loan, the Master Servicer shall approve such modification if, based upon its receipt of written
notification from the related Servicer outlining the terms of such modification and appropriate supporting
documentation, the Master Servicer determines that the modification is permitted under the terms of the related
Servicing Agreement and that any conditions to such modification set forth in the related Servicing Agreement
have been satisfied. Furthermore, if the related Servicing Agreement requires the oversight and monitoring of
loss mitigation measures with respect to the related Mortgage Loans, the Master Servicer will monitor any loss
mitigation procedure or recovery action related to a defaulted Mortgage Loan (to the extent it receives notice of
such from the related Servicer) and confirm that such loss mitigation procedure or recovery action is initiated,
conducted and concluded in accordance with any timeframes and any other requirements set forth in the related
Servicing Agreement, and the Master Servicer shall notify the Depositor in any case in which the Master Servicer
believes that the related Servicer is not complying with such timeframes and/or other requirements.
The Trustee shall furnish the Servicers and the Master Servicer, upon written request from a Servicing
Officer, with any powers of attorney, in substantially the form attached hereto as Exhibit O, and upon written
request from a Servicing Officer, other documents in form as provided to it necessary or appropriate to enable
the Servicers and the Master Servicer to service and administer the related Mortgage Loans and REO Property.
The Trustee (or Custodian, on its behalf) shall provide access to the records and documentation in
possession of the Trustee (or Custodian, on its behalf) regarding the related Mortgage Loans and REO Property and
the servicing thereof to the Certificateholders, the FDIC, and the supervisory agents and examiners of the FDIC,
such access being afforded only upon reasonable prior written request and during normal business hours at the
office of the Trustee, or Custodian on its behalf; provided, however, that, unless otherwise required by law, the
Trustee, or Custodian on its behalf, shall not be required to provide access to such records and documentation if
the provision thereof would violate the legal right to privacy of any Mortgagor. The Trustee, or Custodian on
its behalf, shall allow representatives of the above entities to photocopy any of the records and documentation
and shall provide equipment for that purpose at a charge that covers the Trustee's or Custodian's actual costs.
The Trustee shall execute, upon the Servicer's written instruction (which includes the documents to be
signed), and deliver to the Servicer and the Master Servicer any court pleadings, requests for trustee's sale or
other appropriate documents necessary or desirable to (i) the foreclosure or trustee's sale with respect to a
Mortgaged Property; (ii) any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note
or Security Instrument; (iii) obtain a deficiency judgment against the Mortgagor; or (iv) enforce any other
rights or remedies provided by the Mortgage Note or Security Instrument or otherwise available at law or equity.
Section 3.02. REMIC-Related Covenants. For as long as each 2007-1 REMIC shall exist, the Trustee
and the Securities Administrator shall act in accordance herewith to assure continuing treatment of such 2007-1
REMIC as a REMIC, and the Trustee and the Securities Administrator shall comply with any directions of the
Depositor, the related Servicer or the Master Servicer to assure such continuing treatment. In particular, the
Securities Administrator shall not (a) sell or permit the sale of all or any portion of the Mortgage Loans or of
any investment of deposits in an Account (except as otherwise expressly permitted by this Agreement) unless such
sale is as a result of a repurchase of the Mortgage Loans pursuant to this Agreement or the Securities
Administrator has received a REMIC Opinion addressed to the Securities Administrator prepared at the expense of
the Trust Fund; and (b) other than with respect to a substitution pursuant to the Mortgage Loan Purchase
Agreement, the Subsequent Mortgage Loan Purchase Agreement or Section 2.04 of this Agreement, as applicable,
accept any contribution to any 2007-1 REMIC after the Startup Day without receipt of a REMIC Opinion addressed to
the Securities Administrator.
Section 3.03. Monitoring of Servicers. (a) The Master Servicer shall be responsible for
reporting to the Trustee, the Securities Administrator and the Depositor the non-compliance by each Servicer with
its duties under the related Servicing Agreement. In the review of each Servicer's activities, the Master
Servicer may rely upon an officer's certificate of the Servicer (or similar document signed by an officer of the
Servicer) with regard to such Servicer's compliance with the terms of its Servicing Agreement. In the event that
the Master Servicer, in its judgment, determines that a Servicer (other than Xxxxx Fargo) should be terminated in
accordance with its Servicing Agreement, or that a notice should be sent pursuant to such Servicing Agreement
with respect to the occurrence of an event that, unless cured, would constitute grounds for such termination, the
Master Servicer shall notify the Depositor and the Trustee in writing thereof and the Master Servicer shall issue
such notice or take such other action as it deems appropriate.
(b) The Master Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce
the obligations of each Servicer under the related Servicing Agreement, and shall, in the event that a Servicer
fails to perform its obligations in accordance with the related Servicing Agreement, subject to the preceding
paragraph, terminate the rights and obligations of such Servicer thereunder and act as successor servicer of the
related Mortgage Loans (or, in the case of Xxxxx Fargo, shall notify the Trustee in writing of the failure of
Xxxxx Fargo to perform its obligations under the Xxxxx Fargo Servicing Agreement, in which case the Trustee may
terminate the rights and obligations of Xxxxx Fargo as Servicer and select a successor servicer of the related
Mortgage Loans) or cause the Trustee to enter into a new Servicing Agreement with a successor servicer selected
by the Master Servicer; provided, however, it is understood and acknowledged by the parties hereto that there
will be a period of transition (not to exceed 90 days) before the actual servicing functions can be fully
transferred to such successor servicer. Such enforcement, including, without limitation, the legal prosecution
of claims, termination of Servicing Agreements and the pursuit of other appropriate remedies, shall be in such
form and carried out to such an extent and at such time as the Master Servicer or the Trustee, as applicable, in
its good faith business judgment, would require were it the owner of the related Mortgage Loans. The Master
Servicer or the Trustee, as applicable, shall pay the costs of such enforcement at its own expense, provided that
the Master Servicer or the Trustee, as applicable, shall not be required to prosecute or defend any legal action
except to the extent that the Master Servicer or the Trustee, as applicable, shall have received reasonable
indemnity for its costs and expenses in pursuing such action. Nothing herein shall impose any obligation on the
part of the Trustee to assume or succeed to the duties or obligations of Xxxxx Fargo, as servicer, or the Master
Servicer except if the Trustee is unable to find a successor to Xxxxx Fargo as successor servicer or except as
provided under Section 8.02 herein, in which cases the Trustee shall assume or succeed to such duties or
obligation.
(c) To the extent that the costs and expenses of the Master Servicer or the Trustee, as applicable,
related to any termination of a Servicer, the enforcement or prosecution of related claims, rights or remedies on
the appointment of a successor servicer or the transfer and assumption of servicing by the Master Servicer or the
Trustee, as applicable, with respect to any Servicing Agreement (including, without limitation, (i) all legal
costs and expenses and all due diligence costs and expenses associated with an evaluation of the potential
termination of the Servicer as a result of an event of default by such Servicer and (ii) all costs and expenses
associated with the complete transfer of servicing, including, but not limited to, all servicing files and all
servicing data and the completion, correction or manipulation of such servicing data as may be required by the
successor servicer to correct any errors or insufficiencies in the servicing data or otherwise to enable the
successor servicer to service the Mortgage Loans in accordance with the related Servicing Agreement) are not
fully and timely reimbursed by the terminated Servicer, the Master Servicer or the Trustee, as applicable, shall
be entitled to reimbursement of such costs and expenses from the Distribution Account.
(d) The Master Servicer shall require each Servicer to comply with the remittance requirements and
other obligations set forth in the related Servicing Agreement, including the obligation of each Servicer to
furnish information regarding the borrower credit files related to each Mortgage Loan to credit reporting
agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing
regulations, on a monthly basis.
(e) If the Master Servicer acts as Servicer, it will not assume liability for the representations
and warranties of the Servicer, if any, that it replaces.
Section 3.04. Fidelity Bond. The Master Servicer, at its expense, shall maintain in effect a
blanket fidelity bond and an errors and omissions insurance policy, affording coverage with respect to all
directors, officers, employees and other Persons acting on such Master Servicer's behalf, and covering errors and
omissions in the performance of the Master Servicer's obligations hereunder. The errors and omissions insurance
policy and the fidelity bond shall be in such form and amount generally acceptable for entities serving as master
servicers or trustees.
Section 3.05. Power to Act; Procedures. The Master Servicer shall master service the Mortgage Loans
and shall have full power and authority, subject to the REMIC Provisions and the provisions of Article X hereof,
to do any and all things that it may deem necessary or desirable in connection with the master servicing and
administration of the Mortgage Loans, including but not limited to the power and authority (i) to execute and
deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments
and documents, (ii) to consent to transfers of any Mortgaged Property and assumptions of the Mortgage Notes and
related Mortgages, (iii) to collect any Insurance Proceeds and Liquidation Proceeds, and (iv) to effectuate
foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan, in each
case, in accordance with the provisions of this Agreement and the Servicing Agreement, as applicable; provided,
however, that the Master Servicer shall not (and, consistent with its responsibilities under Section 3.03, shall
not authorize any Servicer to) knowingly or intentionally take any action, or fail to take (or fail to cause to
be taken) any action reasonably within its control and the scope of duties more specifically set forth herein,
that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause any 2007-1 REMIC to fail
to qualify as a REMIC or result in the imposition of a tax upon the Trust Fund (including but not limited to the
tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a
REMIC set forth in Section 860G(d) of the Code) unless the Master Servicer has received an Opinion of Counsel
(but not at the expense of the Master Servicer) to the effect that the contemplated action would not cause any
2007-1 REMIC to fail to qualify as a REMIC or result in the imposition of a tax upon any 2007-1 REMIC. The
Trustee shall furnish the Master Servicer, upon written request from a Servicing Officer, with any powers of
attorney empowering the Master Servicer or any Servicer to execute and deliver instruments of satisfaction or
cancellation, or of partial or full release or discharge, and to foreclose upon or otherwise liquidate Mortgaged
Property, and to appeal, prosecute or defend in any court action relating to the Mortgage Loans or the Mortgaged
Property, in accordance with the applicable Servicing Agreement and this Agreement, and the Trustee shall execute
and deliver such other documents, as the Master Servicer may request, to enable the Master Servicer to master
service and administer the Mortgage Loans and carry out its duties hereunder, in each case in accordance with
Accepted Master Servicing Practices (and the Trustee shall have no liability for misuse of any such powers of
attorney by the Master Servicer or any Servicer). If the Master Servicer or the Trustee has been advised that it
is likely that the laws of the state in which action is to be taken prohibit such action if taken in the name of
the Trustee or that the Trustee would be adversely affected under the "doing business" or tax laws of such state
if such action is taken in its name, the Master Servicer shall join with the Trustee in the appointment of a
co-trustee pursuant to Section 9.11 hereof. In the performance of its duties hereunder, the Master Servicer
shall be an independent contractor and shall not, except in those instances where it is taking action in the name
of the Trust, be deemed to be the agent of the Trust.
Section 3.06. Due-on-Sale Clauses; Assumption Agreements. To the extent provided in the applicable
Servicing Agreement, to the extent Mortgage Loans contain enforceable due-on-sale clauses, the Master Servicer
shall cause the Servicers to enforce such clauses in accordance with the applicable Servicing Agreement. If
applicable law prohibits the enforcement of a due-on-sale clause or such clause is otherwise not enforced in
accordance with the applicable Servicing Agreement, and, as a consequence, a Mortgage Loan is assumed, the
original Mortgagor may be released from liability in accordance with the applicable Servicing Agreement.
Section 3.07. Release of Mortgage Files. (a) Upon becoming aware of the payment in full of any
Mortgage Loan, or the receipt by any Servicer of a notification that payment in full has been escrowed in a
manner customary for such purposes for payment to Certificateholders on the next Distribution Date, the Servicer
will, if required under the applicable Servicing Agreement (or if the Servicer does not, the Master Servicer
may), promptly furnish to the Custodian, on behalf of the Trustee, two copies of a certification substantially in
the form of Exhibit D-1 or Exhibit D-2 hereto, as applicable (or as otherwise provided in the related Custodial
Agreement) signed by a Servicing Officer or in a mutually agreeable electronic format which will, in lieu of a
signature on its face, originate from a Servicing Officer (which certification shall include a statement to the
effect that all amounts received in connection with such payment that are required to be deposited in the
Protected Account maintained by the applicable Servicer pursuant to Section 4.01, or by the applicable Servicer
pursuant to its Servicing Agreement, have been or will be so deposited) and shall request that the Custodian, on
behalf of the Trustee, deliver to the applicable Servicer the related Mortgage File. Upon receipt of such
certification and request, the Custodian, on behalf of the Trustee, shall promptly release the related Mortgage
File to the applicable Servicer and the Trustee and Custodian shall have no further responsibility with regard to
such Mortgage File. Upon any such payment in full, each Servicer is authorized, to give, as agent for the
Trustee, as the mortgagee under the Mortgage that secured the Mortgage Loan, an instrument of satisfaction (or
assignment of mortgage without recourse) regarding the Mortgaged Property subject to the Mortgage, which
instrument of satisfaction or assignment, as the case may be, shall be delivered to the Person or Persons
entitled thereto against receipt therefor of such payment, it being understood and agreed that no expenses
incurred in connection with such instrument of satisfaction or assignment, as the case may be, shall be
chargeable to the Protected Account.
(b) From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan and
in accordance with the applicable Servicing Agreement, upon written instruction from such Servicer or the Master
Servicer, the Trustee shall execute such documents as shall be prepared and furnished to the Trustee by a
Servicer or the Master Servicer (in form reasonably acceptable to the Trustee) and as are necessary to the
prosecution of any such proceedings. The Custodian, on behalf of the Trustee, shall, upon the request of a
Servicer or the Master Servicer, and delivery to the Custodian, on behalf of the Trustee, of two copies of a
request for release signed by a Servicing Officer substantially in the form of Exhibit D-1 or Exhibit D-2, as
applicable (or in a mutually agreeable electronic format which will, in lieu of a signature on its face,
originate from a Servicing Officer), release the related Mortgage File held in its possession or control to the
Servicer or the Master Servicer, as applicable. Such trust receipt shall obligate the Servicer or the Master
Servicer to return the Mortgage File to the Custodian on behalf of the Trustee, when the need therefor by the
Servicer or the Master Servicer no longer exists unless the Mortgage Loan shall be liquidated, in which case,
upon receipt of a certificate of a Servicing Officer similar to that hereinabove specified, the Mortgage File
shall be released by the Custodian, on behalf of the Trustee, to the Servicer or the Master Servicer.
Section 3.08. Documents, Records and Funds in Possession of Master Servicer To Be Held for Trustee.
(a) The Master Servicer shall transmit and each Servicer (to the extent required by the related Servicing
Agreement) shall transmit to the Trustee or Custodian on its behalf such documents and instruments coming into
the possession of the Master Servicer or such Servicer from time to time as are required by the terms hereof, or
in the case of the Servicers, the applicable Servicing Agreement, to be delivered to the Trustee or Custodian on
its behalf. Any funds received by the Master Servicer or by a Servicer in respect of any Mortgage Loan or which
otherwise are collected by the Master Servicer or by a Servicer as Liquidation Proceeds or Insurance Proceeds in
respect of any Mortgage Loan shall be held for the benefit of the Trustee and the Certificateholders subject to
the Master Servicer's right to retain or withdraw from the Distribution Account the Master Servicing Compensation
and other amounts provided in this Agreement, and to the right of each Servicer to retain its Servicing Fee and
other amounts as provided in the applicable Servicing Agreement. The Master Servicer shall, and (to the extent
provided in the applicable Servicing Agreement) shall cause each Servicer to, provide access to information and
documentation regarding the Mortgage Loans to the Trustee, its agents and accountants at any time upon reasonable
request and during normal business hours, and to Certificateholders that are savings and loan associations, banks
or insurance companies, the Office of Thrift Supervision, the FDIC and the supervisory agents and examiners of
such Office and Corporation or examiners of any other federal or state banking or insurance regulatory authority
if so required by applicable regulations of the Office of Thrift Supervision or other regulatory authority, such
access to be afforded without charge but only upon reasonable request in writing and during normal business hours
at the offices of the Master Servicer designated by it. In fulfilling such a request the Master Servicer shall
not be responsible for determining the sufficiency of such information.
(b) All Mortgage Files and funds collected or held by, or under the control of, the Master
Servicer, in respect of any Mortgage Loans, whether from the collection of principal and interest payments or
from Liquidation Proceeds or Insurance Proceeds, shall be held by the Master Servicer for and on behalf of the
Trustee and the Certificateholders and shall be and remain the sole and exclusive property of the Trustee;
provided, however, that the Master Servicer and each Servicer shall be entitled to setoff against, and deduct
from, any such funds any amounts that are properly due and payable to the Master Servicer or such Servicer under
this Agreement or the applicable Servicing Agreement.
Section 3.09. Standard Hazard Insurance and Flood Insurance Policies. (a) For each Mortgage Loan,
the Master Servicer shall enforce any obligation of the Servicers under the related Servicing Agreements to
maintain or cause to be maintained standard fire and casualty insurance and, where applicable, flood insurance,
all in accordance with the provisions of the related Servicing Agreements. It is understood and agreed that such
insurance shall be with insurers meeting the eligibility requirements set forth in the applicable Servicing
Agreement and that no earthquake or other additional insurance is to be required of any Mortgagor or to be
maintained on property acquired in respect of a defaulted loan, other than pursuant to such applicable laws and
regulations as shall at any time be in force and as shall require such additional insurance.
(b) Pursuant to Section 4.01 and 4.04, any amounts collected by the Servicers or the Master
Servicer, under any insurance policies (other than amounts to be applied to the restoration or repair of the
property subject to the related Mortgage or released to the Mortgagor in accordance with the applicable Servicing
Agreement) shall be deposited into the Distribution Account, subject to withdrawal pursuant to Section 4.04 and
4.05. Any cost incurred by the Master Servicer or any Servicer in maintaining any such insurance if the
Mortgagor defaults in its obligation to do so shall be added to the amount owing under the Mortgage Loan where
the terms of the Mortgage Loan so permit; provided, however, that the addition of any such cost shall not be
taken into account for purposes of calculating the distributions to be made to Certificateholders and shall be
recoverable by the Master Servicer or such Servicer pursuant to Section 4.04 and 4.05.
Section 3.10. Presentment of Claims and Collection of Proceeds. The Master Servicer shall (to the
extent provided in the applicable Servicing Agreement) cause the related Servicer to prepare and present on
behalf of the Trustee and the Certificateholders all claims under the Insurance Policies and take such actions
(including the negotiation, settlement, compromise or enforcement of the insured's claim) as shall be necessary
to realize recovery under such policies. Any proceeds disbursed to the Master Servicer (or disbursed to a
Servicer and remitted to the Master Servicer) in respect of such policies, bonds or contracts shall be promptly
deposited in the Distribution Account upon receipt, except that any amounts realized that are to be applied to
the repair or restoration of the related Mortgaged Property as a condition precedent to the presentation of
claims on the related Mortgage Loan to the insurer under any applicable Insurance Policy need not be so deposited
(or remitted).
Section 3.11. Maintenance of the Primary Mortgage Insurance Policies. (a) The Master Servicer shall
not take, or permit any Servicer (to the extent such action is prohibited under the applicable Servicing
Agreement) to take, any action that would result in noncoverage under any applicable Primary Mortgage Insurance
Policy of any loss which, but for the actions of the Master Servicer or such Servicer, would have been covered
thereunder. The Master Servicer shall use its best reasonable efforts to cause each Servicer (to the extent
required under the related Servicing Agreement) to keep in force and effect (to the extent that the Mortgage Loan
requires the Mortgagor to maintain such insurance), primary mortgage insurance applicable to each Mortgage Loan
in accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable. The
Master Servicer shall not, and shall not authorize any Servicer (to the extent required under the related
Servicing Agreement) to, cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect
at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder except in
accordance with the provisions of this Agreement and the related Servicing Agreement, as applicable.
(b) The Master Servicer agrees to present, or to cause each Servicer (to the extent required under
the related Servicing Agreement) to present, on behalf of the Trustee and the Certificateholders, claims to the
insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as
shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage
Loans. Pursuant to Section 4.01 and 4.04, any amounts collected by the Master Servicer or any Servicer under any
Primary Mortgage Insurance Policies shall be deposited in the Distribution Account, subject to withdrawal
pursuant to Section 4.05.
Section 3.12. Trustee to Retain Possession of Certain Insurance Policies and Documents.
The Trustee (or the Custodian, on behalf of the Trustee), shall retain possession and custody of the
originals (to the extent available) of any Primary Mortgage Insurance Policies, or certificate of insurance if
applicable, and any certificates of renewal as to the foregoing as may be issued from time to time as
contemplated by this Agreement. Until all amounts distributable in respect of the Certificates have been
distributed in full and the Master Servicer otherwise has fulfilled its obligations under this Agreement, the
Trustee (or the Custodian, on behalf of the Trustee) shall also retain possession and custody of each Mortgage
File in accordance with and subject to the terms and conditions of this Agreement. The Master Servicer shall
promptly deliver or cause to be delivered to the Trustee (or the Custodian, on behalf of the Trustee), upon the
execution or receipt thereof the originals of any Primary Mortgage Insurance Policies, any certificates of
renewal, and such other documents or instruments that constitute portions of the Mortgage File that come into the
possession of the Master Servicer from time to time.
Section 3.13. Realization Upon Defaulted Mortgage Loans. The Master Servicer shall cause each
Servicer (to the extent required under the related Servicing Agreement) to foreclose upon, repossess or otherwise
comparably convert the ownership of Mortgaged Properties securing such of the Mortgage Loans as come into and
continue in default and as to which no satisfactory arrangements can be made for collection of delinquent
payments, all in accordance with the applicable Servicing Agreement.
Section 3.14. Compensation for the Master Servicer. The Master Servicer will be entitled to the
income and gain realized from any investment of funds in the Distribution Account as set forth in Section 4.04(f)
for the performance of its activities hereunder. The Master Servicer shall be required to pay all expenses
incurred by it in connection with its activities hereunder and shall not be entitled to reimbursement therefor
except as provided in this Agreement.
Section 3.15. REO Property. (a) In the event the Trust Fund acquires ownership of any REO Property
in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to
its nominee, on behalf of the related Certificateholders. The Master Servicer shall, to the extent provided in
the applicable Servicing Agreement, cause the applicable Servicer to sell, any REO Property as expeditiously as
possible and in accordance with the provisions of this Agreement and the related Servicing Agreement, as
applicable. Pursuant to its efforts to sell such REO Property, the Master Servicer shall cause the applicable
Servicer to protect and conserve, such REO Property in the manner and to the extent required by the applicable
Servicing Agreement, in accordance with the REMIC Provisions and in a manner that does not result in a tax on
"net income from foreclosure property" (unless such result would maximize the Trust Fund's after-tax return on
such property) or cause such REO Property to fail to qualify as "foreclosure property" within the meaning of
Section 860G(a)(8) of the Code.
(b) The Master Servicer shall, to the extent required by the related Servicing Agreement, cause the
applicable Servicer to deposit all funds collected and received in connection with the operation of any REO
Property in the Protected Account.
(c) The Master Servicer and the applicable Servicer, upon the final disposition of any REO
Property, shall be entitled to reimbursement for any related unreimbursed Monthly Advances and other unreimbursed
advances as well as any unpaid Servicing Fees from Liquidation Proceeds received in connection with the final
disposition of such REO Property; provided, that any such unreimbursed Monthly Advances as well as any unpaid
Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental
income or other net amounts derived from such REO Property.
(d) To the extent provided in the related Servicing Agreement, the Liquidation Proceeds from the
final disposition of the REO Property, net of any payment to the Master Servicer and the applicable Servicer as
provided above shall be deposited in the Protected Account on or prior to the Determination Date in the month
following receipt thereof and be remitted by wire transfer in immediately available funds to the Master Servicer
for deposit into the Distribution Account on the next succeeding Servicer Remittance Date.
Section 3.16. Annual Statement as to Compliance. The Master Servicer and the Securities
Administrator shall deliver (or otherwise make available) to the Depositor and the Securities Administrator, not
later than March 15 of each calendar year beginning in 2008, an Officer's Certificate (an "Annual Statement of
Compliance") stating, as to each signatory thereof, that (i) a review of the activities of each such party during
the preceding calendar year and of its performance under this Agreement has been made under such officer's
supervision and (ii) to the best of such officer's knowledge, based on such review, such party has fulfilled all
of its obligations under this Agreement in all material respects throughout such year, or, if there has been a
failure to fulfill any such obligation in any material respect, specifying each such failure known to such
officer and the nature and status of cure provisions thereof. Such Annual Statement of Compliance shall contain
no restrictions or limitations on its use. The Master Servicer shall enforce the obligation of each Servicer, to
the extent set forth in the related Servicing Agreement, to deliver a similar Annual Statement of Compliance by
that Servicer to the Depositor and the Securities Administrator as described above as and when required with
respect to the Master Servicer. In the event that certain servicing responsibilities with respect to the
Mortgage Loans have been delegated by the Master Servicer, the Securities Administrator or a Servicer to a
subservicer or subcontractor, each such entity shall cause such subservicer or subcontractor (and with respect to
each Servicer, the Master Servicer shall enforce the obligation of such Servicer to the extent required under the
related Servicing Agreement) to deliver a similar Annual Statement of Compliance by that subservicer or
subcontractor to the Depositor and the Securities Administrator as described above as and when required with
respect to the Master Servicer or the related Servicer, as the case may be.
Failure of the Master Servicer to comply with this Section 3.16 (including with respect to the time
frames required in this Section) shall be deemed an Event of Default and the Trustee, at the written direction of
the Depositor, shall, in addition to whatever rights the Trustee may have under this Agreement and at law or
equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all
the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the
proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supersede any other
provision in this Agreement or any other agreement to the contrary.
Failure of the Securities Administrator to comply with this Section 3.16 (including with respect to the
time frames required in this Section) shall be deemed an Event of Default and the Trustee at the written
direction of the Depositor, shall, in addition to whatever rights the Trustee may have under this Agreement and
at law or equity or to damages, including injunctive relief and specific performance, upon notice immediately
terminate all the rights and obligations of the Securities Administrator under this Agreement and in and to the
Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same. This
paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
Section 3.17. Assessments of Compliance and Attestation Reports. Pursuant to Rules 13a-18 and
15d-18 of the Exchange Act and Item 1122 of Regulation AB, the Master Servicer, the Securities Administrator and
the Custodian (to the extent set forth in this Section) (each, an "Attesting Party") shall deliver (or otherwise
make available) to the Depositor, the Master Servicer and the Securities Administrator on or before March 15 of
each calendar year beginning in 2008, a report regarding such Attesting Party's assessment of compliance (an
"Assessment of Compliance") with the Servicing Criteria during the preceding calendar year. The Assessment of
Compliance, as set forth in Regulation AB, must contain the following:
(a) A statement by an authorized officer of such Attesting Party of its authority and its
responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;
(b) A statement by such officer that such Attesting Party used the Servicing Criteria attached as
Exhibit M hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the
Servicing Criteria applicable to the related Attesting Party;
(c) An assessment by such officer of the related Attesting Party's compliance with the applicable
Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material
instance of noncompliance with respect thereto during such period, which assessment shall be based on the
activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole
involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;
(d) A statement that a registered public accounting firm has issued an attestation report on the
related Attesting Party's Assessment of Compliance for the period consisting of the preceding calendar year; and
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to such related
Attesting Party, which statement shall be based on the activities such related Attesting Party performs with
respect to asset-backed securities transactions taken as a whole involving such related Attesting Party, that are
backed by the same asset type as the Mortgage Loans.
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit M hereto that
are indicated as applicable to the related Attesting Party.
On or before March 15 of each calendar year beginning in 2008, each Attesting Party shall furnish to the
Master Servicer, the Depositor and the Securities Administrator a report (an "Attestation Report") by a
registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the
related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of
Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued
or adopted by the Public Company Accounting Oversight Board. Such Attestation Report shall contain no
restrictions or limitations on its use.
The Master Servicer shall enforce the obligation of each Servicer to deliver to the Securities
Administrator, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and
when provided in the related Servicing Agreement. Each of the Company, the Master Servicer and the Securities
Administrator shall cause, and the Master Servicer shall enforce the obligation (as and when provided in the
related Servicing Agreement) of each Servicer to cause, any subservicer and each subcontractor (to the extent
such subcontractor is determined by the Company, the Master Servicer or the Securities Administrator, as
applicable, to be a Party Participating in the Servicing Function within the meaning of Item 1122 of Regulation
AB) that is engaged by the Company, such Servicer, the Master Servicer or the Securities Administrator, as
applicable, to deliver to the Securities Administrator, the Master Servicer and the Depositor an Assessment of
Compliance and Attestation Report as and when provided above. Such Assessment of Compliance, as to any
subservicer or subcontractor, shall at a minimum address each of the Servicing Criteria specified on Exhibit M
hereto that are indicated as applicable to any "primary servicer" to the extent such subservicer or subcontractor
is performing any servicing function for the party who engages it and to the extent such party is not itself
addressing the Servicing Criteria related to such servicing function in its own Assessment of Compliance. The
Securities Administrator shall confirm that each of the Assessments of Compliance delivered to it, taken as a
whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party
as set forth on Exhibit M and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any
subcontractor (as defined in the related Servicing Agreement), an Assessment of Compliance is not required to be
delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
The Custodian shall deliver to the Master Servicer, the Securities Administrator and the Depositor an
Assessment of Compliance and Attestation Report, as and when provided above, which shall at a minimum address
each of the Servicing Criteria specified on Exhibit M hereto which are indicated as applicable to a "custodian."
Notwithstanding the foregoing an Assessment of Compliance or Attestation Report is not required to be delivered
by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.
Failure of the Master Servicer to comply with this Section 3.17 (including with respect to the
timeframes required herein) shall, upon written notice from the Trustee upon receiving direction from the
Depositor, constitute an Event of Default and, the Trustee shall, in addition to whatever rights the Trustee may
have under this Agreement and at law or equity or to damages, including injunctive relief and specific
performance, upon notice immediately terminate all of the rights and obligations of the Master Servicer under
this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer
for the same (but subject to the Master Servicer rights to payment of any Master Servicing Compensation and
reimbursement of all amounts for which it is entitled to be reimbursed prior to the date of termination).
Failure of the Securities Administrator to comply with this Section 3.17 (including with respect to the
timeframes required in this Section) which failure results in a failure to timely file the related Form 10-K,
shall, upon written notice from the Trustee upon receiving direction from the Depositor, constitute an Event of
Default, and the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at
law or equity or to damages, including injunctive relief and specific performance, upon notice immediately
terminate all of the rights and obligations of the Securities Administrator under this Agreement and in and to
the Mortgage Loans and the proceeds thereof without compensating the Securities Administrator for the same (but
subject to the Securities Administrator's right to reimbursement of all amounts for which it is entitled to be
reimbursed prior to the date of termination). This paragraph shall supersede any other provision in this
Agreement or any other agreement to the contrary.
Section 3.18. Reports Filed with Securities and Exchange Commission. (a)(i)(A) Within 15 days after
each Distribution Date, the Securities Administrator shall, in accordance with industry standards, prepare and
file with the Commission via the Electronic Data Gathering and Retrieval System ("XXXXX"), a Distribution Report
on Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the
Securities Administrator to the Certificateholders for such Distribution Date provided that the Securities
Administrator shall have received no later than 5 calendar days after the related Distribution Date, all
information required to be provided to the Securities Administrator as described in clause (a)(iv) below. Any
disclosure in addition to the Monthly Statement that is required to be included on Form 10-D ("Additional Form
10-D Disclosure") shall, pursuant to the paragraph immediately below, be reported by the parties set forth on
Exhibit Q to the Securities Administrator and the Depositor, approved for inclusion by the Depositor, and the
Securities Administrator will have no duty or liability for any failure hereunder to determine or prepare any
Additional Form 10-D Disclosure absent such reporting (other than with respect to cases in which the Securities
Administrator is the reporting party as set forth in Exhibit Q) and approval.
(B) Within 5 calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q
shall be required to provide, and the Master Servicer shall enforce the obligations of each Servicer (to the extent
provided in the related Servicing Agreement) to provide, pursuant to Section 3.18(a)(iv) below, to the Securities
Administrator and the Depositor, to the extent known by a responsible officer thereof, in XXXXX-compatible form, or
in such other form as otherwise agreed upon by the Securities Administrator and the Depositor and such party, the
form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as
to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on
Form 10-D. The Depositor shall be responsible for any reasonable fees and expenses assessed or incurred by the
Securities Administrator in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to
this Section.
(C) After preparing the Form 10-D, the Securities Administrator shall forward electronically a copy of the
Form 10-D to the Master Servicer, and in the case that such Form 10-D contains Additional Form 10-D Disclosure, to
the Master Servicer and the Depositor, for review. Within two Business Days after receipt of such copy, but no
later than the 12th calendar day after the Distribution Date (provided that, the Securities Administrator forwards
a copy of the Form 10-D no later than the 10th calendar after the Distribution Date), the Depositor shall notify
the Securities Administrator in writing (which may be furnished electronically) of any changes to or approval of
such Form 10-D. In the absence of receipt of any written changes or approval, the Securities Administrator shall be
entitled to assume that such Form 10-D is in final form and the Securities Administrator may proceed with the
execution and filing of the Form 10-D. No later than the 13th calendar day after the related Distribution Date, a
duly authorized officer of the Master Servicer shall sign the Form 10-D and, in the case where the Master Servicer
and Securities Administrator are not affiliated return an electronic or fax copy of such signed Form 10-D (with an
original executed hard copy to follow by overnight mail) to the Securities Administrator. If a Form 10-D cannot be
filed on time or if a previously filed Form 10-D needs to be amended, the Securities Administrator will follow the
procedures set forth in Section 3.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after filing with
the Commission, the Securities Administrator will make available on its internet website, identified in Section
6.07, a final executed copy of each Form 10-D filed by the Securities Administrator. The signing party at the
Master Servicer can be contacted as set forth in Section 11.07. Form 10-D requires the registrant to indicate (by
checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the
Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file
such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall
notify the Securities Administrator in writing, no later than the fifth calendar day after the related Distribution
Date with respect to the filing of a report on Form 10-D if the answer to the questions should be "no". The
Securities Administrator shall be entitled to rely on the representations in Section 2.06(g) and in any such notice
in preparing, executing and/or filing any such report. The parties to this Agreement acknowledge that the
performance by the Master Servicer and the Securities Administrator of their respective duties under Sections
3.18(a)(i) and (v) related to the timely preparation, execution and filing of Form 10-D is contingent upon such
parties strictly observing all applicable deadlines in the performance of their duties under such Sections. Neither
the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage or
claim arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-D,
where such failure results from a party's failure to deliver, on a timely basis, any information from such party
needed to prepare, arrange for execution or file such Form 10-D, not resulting from its own negligence, bad faith
or willful misconduct.
(ii) (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K
(each such event, a "Reportable Event"), the Securities Administrator shall prepare and file, at the direction of
the Depositor, on behalf of the Trust, any Form 8-K, as required by the Exchange Act, provided that the Depositor
shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information
related to a Reportable Event or that is otherwise required to be included on Form 8-K ("Form 8-K Disclosure
Information") shall, pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit Q
to the Securities Administrator and the Depositor, approved for inclusion by the Depositor, and the Master Servicer
will have no duty or liability for any failure hereunder to determine or prepare any Form 8-K Disclosure
Information absent such reporting (other than with respect to cases in which the Securities Administrator is the
reporting party as set forth in Exhibit Q) and approval.
(B) For so long as the Trust is subject to the Exchange Act reporting requirements, no later than the
close of business on the second Business Day after the occurrence of a Reportable Event (i) the parties set forth
in Exhibit Q shall be required pursuant to Section 3.18(a)(iv) below to provide, and the Master Servicer will
enforce the obligations of each Servicer (to the extent provided in the related Servicing Agreement) to provide, to
the Securities Administrator and the Depositor, to the extent known by a responsible officer thereof, in
XXXXX-compatible form, or in such other form as otherwise agreed upon by the Securities Administrator and the
Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii)
the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form
8-K Disclosure Information on Form 8-K. The Depositor will be responsible for any reasonable fees and out-of-pocket
expenses assessed or incurred by the Securities Administrator in connection with including any Form 8-K Disclosure
Information on Form 8-K pursuant to this Section.
(C) After preparing the Form 8-K, the Securities Administrator shall forward electronically a copy of the
Form 8-K to the Depositor and the Master Servicer for review. No later than the close of business New York City
time on the third Business Day after the Reportable Event, or in the case where the Master Servicer and the
Securities Administrator are unaffiliated, no later than 12:00 p.m. New York City time on the 4th Business Day
after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and, in the
case where the Master Servicer and the Securities Administrator are not affiliated, return an electronic or fax
copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Securities
Administrator. Promptly, but no later than the close of business on the third Business Day after the Reportable
Event (provided that, the Securities Administrator forwards a copy of the Form 8-K no later than noon New York time
on the third Business Day after the Reportable Event), the Depositor shall notify the Securities Administrator in
writing (which may be furnished electronically) of any changes to or approval of such Form 8-K. In the absence of
receipt of any written changes or approval, the Securities Administrator shall be entitled to assume that such Form
8-K is in final form and the Securities Administrator may proceed with the execution and filing of the Form 8-K. If
a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Securities
Administrator will follow the procedures set forth in Section 3.18(a)(v)(B). Promptly (but no later than one (1)
Business Day) after filing with the Commission, the Securities Administrator will make available on its internet
website, identified in Section 6.07, a final executed copy of each Form 8-K filed by the Securities Administrator.
The signing party at the Master Servicer can be contacted as set forth in Section 11.07. The parties to this
Agreement acknowledge that the performance by the Master Servicer and the Securities Administrator of their
respective duties under this Section 3.18(a)(ii) related to the timely preparation, execution and filing of Form
8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties
under this Section 3.18(a)(ii). Neither the Master Servicer nor the Securities Administrator shall have any
liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare,
execute and/or timely file such Form 8-K, where such failure results from a party's failure to deliver, on a timely
basis, any information from such party needed to prepare, arrange for execution or file such Form 8-K, not
resulting from its own negligence, bad faith or willful misconduct.
(iii) (A) Within 90 days after the end of each fiscal year of the Trust or such earlier date
as may be required by the Exchange Act (the "10-K Filing Deadline") (it being understood that the fiscal year for
the Trust ends on December 31st of each year), commencing in March 2008, the Securities Administrator shall
prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each
such Form 10-K shall include the following items, in each case to the extent they have been delivered to the
Securities Administrator within the applicable time frames set forth in this Agreement, (I) an annual compliance
statement for each Servicer, the Master Servicer, the Securities Administrator and any subservicer or
subcontractor, as applicable, as described under Section 3.16, (II)(A) the annual reports on assessment of
compliance with Servicing Criteria for the Master Servicer, each subservicer and subcontractor Participating in
the Servicing Function, the Securities Administrator and the Custodian, as described under Section 3.17, and (B)
if any such report on assessment of compliance with Servicing Criteria described under Section 3.17 identifies
any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such
report on assessment of compliance with Servicing Criteria described under Section 3.17 is not included as an
exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not
included, (III)(A) the registered public accounting firm attestation report for the Master Servicer, each
Servicer, the Securities Administrator, each subservicer, each subcontractor as applicable, and the Custodian, as
described under Section 3.17, and (B) if any registered public accounting firm attestation report described under
Section 3.17 identifies any material instance of noncompliance, disclosure identifying such instance of
noncompliance, or if any such registered public accounting firm attestation report is not included as an exhibit
to such Form 10-K, disclosure that such report is not included and an explanation why such report is not
included, and (IV) a Xxxxxxxx-Xxxxx Certification ("Xxxxxxxx-Xxxxx Certification") as described in this Section
3.18 (a)(iii)(D) below (provided, however, that the Securities Administrator, at its discretion, may omit from
the Form 10-K any annual compliance statement, assessment of compliance or attestation report that is not
required to be filed with such Form 10-K pursuant to Regulation AB). Any disclosure or information in addition
to (I) through (IV) above that is required to be included on Form 10-K ("Additional Form 10-K Disclosure") shall,
pursuant to the paragraph immediately below, be reported by the parties set forth on Exhibit Q to the Securities
Administrator and the Depositor, approved for inclusion by the Depositor, and the Securities Administrator will
have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure
absent such reporting (other than with respect to case in which the Securities Administrator is the reporting
party as set forth in Exhibit Q) and approval.
(B) No later than March 15 of each year that the Trust is subject to the Exchange Act reporting
requirements, commencing in 2008, (i) the parties set forth in Exhibit Q shall be required to provide, and the
Master Servicer shall enforce the obligations of each Servicer (to the extent provided in the related Servicing
Agreement) to provide, pursuant to Section 3.18(a)(iv) below to the Securities Administrator and the Depositor, to
the extent known by a responsible officer thereof, in XXXXX-compatible form, or in such other form as otherwise
agreed upon by the Securities Administrator and the Depositor and such party, the form and substance of any
Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or
disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Depositor
shall be responsible for any reasonable fees and expenses assessed or incurred by the Securities Administrator in
connection with including any Additional Form 10-K Disclosure on Form 10-K pursuant to this Section.
(C) After preparing the Form 10-K, the Securities Administrator shall forward electronically a copy of the
Form 10-K to the Depositor (only in the case where such Form 10-K includes Additional Form 10-K Disclosure and
otherwise if requested by the Depositor) and the Master Servicer for review. Within three Business Days after
receipt of such copy, but no later than March 25th (provided that, the Securities Administrator forwards a copy of
the Form 10-K no later than the third Business Day prior to March 25th), the Depositor shall notify the Securities
Administrator in writing (which may be furnished electronically) of any changes to or approval of such Form 10-K.
In the absence of receipt of any written changes or approval, the Securities Administrator shall be entitled to
assume that such Form 10-K is in final form and the Securities Administrator may proceed with the execution and
filing of the Form 10-K. No later than the close of business Eastern Standard time on the 4th Business Day prior to
the 10-K Filing Deadline, an officer of the Master Servicer in charge of the master servicing function shall sign
the Form 10-K and in the case where the Master Servicer and the Securities Administrator are unaffiliated, return
an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight
mail) to the Securities Administrator. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K
needs to be amended, the Securities Administrator will follow the procedures set forth in Section 3.18(a)(v)(B).
Promptly (but no later than one (1) Business Day) after filing with the Commission, the Securities Administrator
will make available on its internet website, identified in Section 6.07, a final executed copy of each Form 10-K
filed by the Securities Administrator. The signing party at the Master Servicer can be contacted as set forth in
Section 11.07. Form 10-K requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all
reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such
shorter period that the registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. The Depositor shall notify the Securities Administrator in writing, no later
than March 15th of each year in which the Trust is subject to the requirements of the Exchange Act with respect to
the filing of a report on Form 10-K, if the answer to the questions should be "no". The Securities Administrator
shall be entitled to rely on the representations in Section 2.06(g) and in any such notice in preparing, executing
and/or filing any such report. The parties to this Agreement acknowledge that the performance by the Master
Servicer and the Securities Administrator of their respective duties under Section 3.18(a)(iii) and (iv) related to
the timely preparation, execution and filing of Form 10-K is contingent upon such parties strictly observing all
applicable deadlines in the performance of their duties under such Section, Section 3.16 and Section 3.17. Neither
the Master Servicer nor the Securities Administrator shall have any liability for any loss, expense, damage, claim
arising out of or with respect to any failure to properly prepare, execute and/or timely file such Form 10-K, where
such failure results from the Master Servicer's or the Securities Administrator's inability or failure to receive,
on a timely basis, any information from any other party hereto needed to prepare, arrange for execution or file
such Form 10-K, not resulting from its own negligence, bad faith or willful misconduct. Subject to the foregoing,
the Securities Administrator has no duty under this Agreement to monitor or enforce the performance by the other
parties listed on Exhibit Q of their duties under this paragraph or proactively solicit or procure from such
parties any Additional Form 10-K Disclosure information.
(D) Each Form 10-K shall include a certification (the "Xxxxxxxx-Xxxxx Certification"), required to be
included therewith pursuant to the Xxxxxxxx-Xxxxx Act which shall be signed by the Certifying Person and delivered
to the Securities Administrator no later than March 15th of each year in which the Trust is subject to the
reporting requirements of the Exchange Act. The Master Servicer shall cause any Servicer and any subservicer or
subcontractor, to the extent set forth in the related Servicing Agreement, engaged by it to, provide to the Person
who signs the Xxxxxxxx-Xxxxx Certification (the "Certifying Person"), by March 10 of each year in which the Trust
is subject to the reporting requirements of the Exchange Act (or such other date specified in the related Servicing
Agreement) and otherwise within a reasonable period of time upon request, a certification (each, a "Back-Up
Certification"), in the form attached hereto as Exhibit N, upon which the Certifying Person, the entity for which
the Certifying Person acts as an officer, and such entity's officers, directors and Affiliates (collectively with
the Certifying Person, "Certification Parties") can reasonably rely. An officer of the Master Servicer in charge of
the master servicing function shall serve as the Certifying Person on behalf of the Trust. Such officer of the
Certifying Person can be contacted as set forth in Section 11.07.
(iv) With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure
or any Form 8-K Disclosure Information (collectively, the "Additional Disclosure") relating to the Trust Fund in
the form attached hereto as Exhibit R, the Securities Administrator's obligation to include such Additional
Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in
Exhibit Q as the responsible party for providing that information, if other than the Securities Administrator, as
and when required as described in Section 3.18(a)(i) through (iii) above. Such Additional Disclosure shall be
accompanied by a notice substantially in the form of Exhibit R. Each of the Company as a Servicer, the Master
Servicer, the Sponsor, the Securities Administrator and the Depositor hereby agrees to notify and provide, and
the Master Servicer agrees to enforce the obligations (to the extent provided in the related Servicing Agreement)
to the extent known to the Master Servicer, Sponsor, Securities Administrator and Depositor all Additional
Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the
responsible party for providing that information. The Depositor shall be responsible for any reasonable fees and
expenses assessed or incurred by the Securities Administrator in connection with including any Additional
Disclosure information pursuant to this Section.
So long as the Depositor is subject to the filing requirements of the Exchange Act with respect
to the Trust Fund, the Trustee shall notify the Securities Administrator and the Depositor of any bankruptcy or
receivership with respect to the Trustee or of any proceedings of the type described under Item 1117 of
Regulation AB that have occurred as of the related Due Period, together with a description thereof, no later than
the date on which such information is required of other parties hereto as set forth under this Section 3.18. In
addition, the Trustee shall notify the Securities Administrator and the Depositor of any affiliations or
relationships that develop after the Closing Date between the Trustee and the Depositor, EMC, the Securities
Administrator, the Master Servicer or the Custodian of the type described under Item 1119 of Regulation AB,
together with a description thereof, no later than March 15 of each year that the Trust is subject to the
Exchange Act reporting requirements, commencing in 2008. Should the identification of any of the Depositor, the
Sponsor, the Securities Administrator, the Master Servicer or the Custodian change, the Depositor shall promptly
notify the Trustee.
(v) (A) On or prior to January 30 of the first year in which the Securities Administrator
is able to do so under applicable law, the Securities Administrator shall prepare and file a Form 15 relating to
the automatic suspension of reporting in respect of the Trust under the Exchange Act.
(B) In the event that the Securities Administrator is unable to timely file with the Commission all or any
required portion of any Form 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure
information was either not delivered to it or delivered to it after the delivery deadlines set forth in this
Agreement or for any other reason, the Securities Administrator will promptly notify the Depositor and the Master
Servicer. In the case of Form 10-D and 10-K, the Depositor, Master Servicer and Securities Administrator will
cooperate to prepare and file a Form 12b-25 and a 10-DA and 10-KA as applicable, pursuant to Rule 12b-25 of the
Exchange Act. In the case of Form 8-K, the Securities Administrator will, upon receipt of all required Form 8-K
Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on
the next Form 10-D. In the event that any previously filed Form 8-K, 10-D or 10-K needs to be amended and such
amendment relates to any Additional Disclosure, the Securities Administrator will notify the Depositor and the
parties affected thereby and such parties will cooperate to prepare any necessary Form 8-K, 10-DA or 10-KA. Any
Form 15, Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K shall be signed by an appropriate officer of the
Master Servicer. The parties hereto acknowledge that the performance by the Master Servicer and the Securities
Administrator of their respective duties under this Section 3.18(a)(v) related to the timely preparation, execution
and filing of Form 15, a Form 12b-25 or any amendment to Form 8-K, 10-D or 10-K is contingent upon the Master
Servicer and the Depositor timely performing their duties under this Section. Neither the Master Servicer nor the
Securities Administrator shall have any liability for any loss, expense, damage or claim arising out of or with
respect to any failure to properly prepare, execute and/or timely file any such Form 15, Form 12b-25 or any
amendments to Forms 8-K, 10-D or 10-K, where such failure results from a party's failure to deliver, on a timely
basis, any information from such party needed to prepare, arrange for execution or file such Form 15, Form 12b-25
or any amendments to Forms 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or willful
misconduct.
The Depositor agrees to promptly furnish to the Securities Administrator, from time to time
upon request, such further information, reports and financial statements within its control related to this
Agreement, the Mortgage Loans as the Securities Administrator reasonably deems appropriate to prepare and file
all necessary reports with the Commission. The Securities Administrator shall have no responsibility to file any
items other than those specified in this Section 3.18; provided, however, the Securities Administrator will
cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the
Depositor deems necessary under the Exchange Act. Fees and expenses incurred by the Securities Administrator in
connection with this Section 3.18 shall not be reimbursable from the Trust Fund.
(b) In connection with the filing of any Form 10-K hereunder, in the case where the Master
Servicer and the Securities Administrator are not affiliated, the Securities Administrator shall sign a
certification (a "Form of Back-Up Certification for Form 10-K Certificate," substantially in the form attached
hereto as Exhibit L) for the Depositor regarding certain aspects of the Form 10-K certification signed by the
Master Servicer, provided, however, that the Securities Administrator shall not be required to undertake an
analysis of any accountant's report attached as an exhibit to the Form 10-K.
(c) The Securities Administrator shall indemnify and hold harmless the Company, the Depositor and
the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages,
penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs
and expenses arising out of or based upon a breach of the Securities Administrator's obligations under Sections
3.16, 3.17 and 3.18 or the Securities Administrator's negligence, bad faith or willful misconduct in connection
therewith. In addition, the Securities Administrator shall indemnify and hold harmless the Depositor and the
Master Servicer and each of their respective officers, directors and affiliates from and against any losses,
damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and
other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any
material fact contained in any Back-Up Certification, any Annual Statement of Compliance, any Assessment of
Compliance or any Additional Disclosure provided by the Securities Administrator on its behalf or on behalf of
any subservicer or subcontractor engaged by the Securities Administrator pursuant to Section 3.16, 3.17 or 3.18
(the "Securities Administrator Information"), or (ii) any omission or alleged omission to state therein a
material fact required to be stated therein or necessary to make the statements therein, in light of the
circumstances in which they were made, not misleading; provided, by way of clarification, that this paragraph
shall be construed solely by reference to the Securities Administrator Information and not to any other
information communicated in connection with the Certificates, without regard to whether the Securities
Administrator Information or any portion thereof is presented together with or separately from such other
information.
The Depositor shall indemnify and hold harmless the Securities Administrator and the Master Servicer and
each of its officers, directors and affiliates from and against any losses, damages, penalties, fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon a breach of the obligations of the Depositor under Sections 3.16, 3.17 and 3.18 or
the Depositor's negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor
shall indemnify and hold harmless the Master Servicer, the Securities Administrator and each of their respective
officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures,
reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or
based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional
Disclosure provided by the Depositor that is required to be filed pursuant to this Section 3.18 (the "Depositor
Information"), or (ii) any omission or alleged omission to state therein a material fact required to be stated
therein or necessary to make the statements therein, in light of the circumstances in which they were made, not
misleading; provided, by way of clarification, that this paragraph shall be construed solely by reference to the
Depositor Information that is required to be filed and not to any other information communicated in connection
with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented
together with or separately from such other information.
The Master Servicer shall indemnify and hold harmless the Company, the Securities Administrator and the
Depositor and each of its respective officers, directors and affiliates from and against any losses, damages,
penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs
and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Sections 3.16,
3.17 and 3.18 or the Master Servicer's negligence, bad faith or willful misconduct in connection therewith. In
addition, the Master Servicer shall indemnify and hold harmless the Depositor and each of its officers, directors
and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary
legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue
statement or alleged untrue statement of any material fact contained in any Annual Statement of Compliance, any
Assessment of Compliance or any Additional Disclosure provided by the Master Servicer on its behalf or on behalf
of any subservicer or subcontractor engaged by the Master Servicer pursuant to Section 3.16, 3.17 or 3.18 (the
"Master Servicer Information"), or (ii) any omission or alleged omission to state therein a material fact required
to be stated therein or necessary to make the statements therein, in light of the circumstances in which they
were made, not misleading; provided, by way of clarification, that this paragraph shall be construed solely by
reference to the Master Servicer Information and not to any other information communicated in connection with the
Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented
together with or separately from such other information.
If the indemnification provided for herein is unavailable or insufficient to hold harmless the Company,
the Depositor, the Securities Administrator or the Master Servicer, as applicable, then the defaulting party, in
connection with any conduct for which it is providing indemnification under this Section 3.18, agrees that it
shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or
liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the
relative benefit of the respective parties.
(d) The indemnification provisions set forth in this Section 3.18 shall survive the termination of
this Agreement or the termination of any party to this Agreement.
(e) Failure of the Master Servicer to comply with this Section 3.18 (including with respect to the
timeframes required herein) shall constitute an Event of Default, and at the written direction of the Depositor,
the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law or equity
or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the
rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the
proceeds thereof without compensating the Master Servicer for the same (but subject to the Master Servicer rights
to payment of any Master Servicing Compensation and reimbursement of all amounts for which it is entitled to be
reimbursed prior to the date of termination). Failure of the Securities Administrator to comply with this
Section 3.18 (including with respect to the timeframes required in this Section) which failure results in a
failure to timely file the related Form 10-K, shall constitute a default and at the written direction of the
Depositor, the Trustee shall, in addition to whatever rights the Trustee may have under this Agreement and at law
or equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate
all of the rights and obligations of the Securities Administrator under this Agreement and in and to the Mortgage
Loans and the proceeds thereof without compensating the Securities Administrator for the same (but subject to the
Securities Administrator's right to reimbursement of all amounts for which it is entitled to be reimbursed prior
to the date of termination). This paragraph shall supersede any other provision in this Agreement or any other
agreement to the contrary. In connection with the termination of the Master Servicer or the Securities
Administrator pursuant to this Section 3.18(e) the Trustee shall be entitled to reimbursement of all costs and
expenses associated with such termination to the extent set forth in Section 9.05. Notwithstanding anything to
the contrary in this Agreement, no Event of Default by the Master Servicer or default by the Securities
Administrator shall have occurred with respect to any failure to properly prepare, execute and/or timely file any
report on Form 8-K, Form 10-D or Form 10-K, any Form 15 or Form 12b-25 or any amendments to Form 8-K, 10-D or
10-K, where such failure results from any party's failure to deliver, on a timely basis, any information from
such party needed to prepare, arrange for execution or file any such report, Form or amendment, and does not
result from its own negligence, bad faith or willful misconduct.
(f) Notwithstanding the provisions of Section 11.02, this Section 3.18 may be amended without the
consent of the Certificateholders.
Any report, notice or notification to be delivered by the Company, the Master Servicer or the Securities
Administrator to the Depositor pursuant to this Section 3.18, may be delivered via email to
XxxXXXxxxxxxxxxxxx@xxxx.xxx or, in the case of a notification, telephonically by calling Reg AB Compliance
Manager at 000-000-0000.
Section 3.19. The Company. On the Closing Date, the Company will receive from the Depositor a
payment of $5,406,862.
Section 3.20. UCC. The Sponsor shall file any financing statements, continuation statements or
amendments thereto required by any change in the Uniform Commercial Code.
Section 3.21. Optional Purchase of Defaulted Mortgage Loans. (a) With respect to any Mortgage Loan
which as of the first day of a Fiscal Quarter is Delinquent in payment by 90 days or more or is an REO Property,
the Company shall have the right, but not the obligation, to purchase such Mortgage Loan from the Trust at a
price equal to the Repurchase Price; provided, however, (i) that such Mortgage Loan is still 90 days or more
Delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not
theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This
purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the
Mortgage Loan thereafter again becomes 90 days or more Delinquent or becomes an REO Property, in which case the
option shall again become exercisable as of the first day of the related Fiscal Quarter. This right may be
assigned by the Company to a third party, including a holder of a Class of Certificates.
(b) In addition, the Company shall have the right, but not the obligation, to purchase any Mortgage
Loan from the Trust for which (i) the initial Scheduled Payment due to the Seller or (ii) the initial Scheduled
Payment due to the Trust becomes thirty (30) days Delinquent; provided, however, such optional purchase shall be
exercised no later than the 270th day after such Mortgage Loan is subject to such optional purchase obligation.
Such purchase shall be made at a price equal to 100% of the Outstanding Principal Balance thereof plus accrued
interest thereon at the applicable Mortgage Rate, from the date through which interest was last paid by the
related Mortgagor or advanced to the first day of the month in which such amount is to be distributed.
(c) If at any time the Company remits to the Master Servicer a payment for deposit in the
Distribution Account covering the amount of the Repurchase Price for such a Mortgage Loan, and the Company
provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has
been deposited in the Distribution Account, then the Trustee shall execute the assignment of such Mortgage Loan
to the Company at the request of the Company without recourse, representation or warranty and the Company shall
succeed to all of the Trustee's right, title and interest in and to such Mortgage Loan, and all security and
documents relative thereto. Such assignment shall be an assignment outright and not for security. The Company
will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the
Trustee or the Certificateholders with respect thereto.
Section 3.22. Reserved.
Section 3.23. Intention of the Parties and Interpretation.
Each of the parties acknowledges and agrees that the purpose of Sections 3.16, 3.17 and 3.18 of this
Agreement is to facilitate compliance by the Sponsor, the Depositor and the Master Servicer with the provisions
of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall
be interpreted in such a manner as to accomplish that purpose, (b) the parties' obligations hereunder will be
supplemented and modified in writing, as agreed to and executed by the parties hereto, as necessary to be
consistent with any such amendments, interpretive advice or guidance, convention or consensus among active
participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the
requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Sponsor, or the
Depositor, or the Master Servicer or the Securities Administrator for delivery of additional or different
information as the Sponsor, the Depositor, or the Master Servicer or the Securities Administrator may determine
in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement
shall be required to effect any such changes in the parties' obligations as are necessary to accommodate evolving
interpretations of the provisions of Regulation AB. All costs, expenses, fees, liabilities, charges and amounts
(including legal fees) incurred by the Trustee in connection with this Section 3.23 shall be fully reimbursed to
the Trustee pursuant to Section 4.05(l).
ARTICLE IV
Accounts
Section 4.01. Protected Accounts. (a) The Master Servicer shall enforce the obligation of each
Servicer to establish and maintain a Protected Account in accordance with the applicable Servicing Agreement,
with records to be kept with respect thereto on a Mortgage Loan by Mortgage Loan basis, into which accounts shall
be deposited within 48 hours (or as of such other time specified in the related Servicing Agreement) of receipt,
all collections of principal and interest on any Mortgage Loan and with respect to any REO Property received by a
Servicer, including Principal Prepayments, Insurance Proceeds, Liquidation Proceeds and advances made from the
Servicer's own funds (less servicing compensation as permitted by the applicable Servicing Agreement in the case
of any Servicer) and all other amounts to be deposited in the Protected Account. Servicing Compensation in the
form of assumption fees, if any, late payment charges, as collected, if any, or otherwise (including certain
Prepayment Charges to the extent such charges are retained by the related Servicer pursuant to the related
Servicing Agreement) shall be retained by the applicable Servicer and shall not be deposited in the Protected
Account. The Servicer is hereby authorized to make withdrawals from and deposits to the related Protected
Account for purposes required or permitted by this Agreement. To the extent provided in the related Servicing
Agreement, the Protected Account shall be an Eligible Account held by a Designated Depository Institution and
segregated on the books of such institution in the name of the Trustee for the benefit of Certificateholders.
(b) To the extent provided in the related Servicing Agreement, amounts on deposit in a Protected
Account may be invested in Permitted Investments in the name of the Trustee for the benefit of Certificateholders
and, except as provided in the preceding paragraph, not commingled with any other funds. Such Permitted
Investments shall mature, or shall be subject to redemption or withdrawal, no later than the date on which such
funds are required to be withdrawn for deposit in the Distribution Account, and shall be held until required for
such deposit. The income earned from Permitted Investments made pursuant to this Section 4.01 shall be paid to
the related Servicer under the applicable Servicing Agreement, and the risk of loss of moneys required to be
distributed to the Certificateholders resulting from such investments shall be borne by and be the risk of the
related Servicer. The related Servicer (to the extent provided in the Servicing Agreement) shall deposit the
amount of any such loss in the Protected Account within two Business Days of receipt of notification of such loss
but not later than the second Business Day prior to the Distribution Date on which the moneys so invested are
required to be distributed to the Certificateholders.
(c) To the extent provided in the related Servicing Agreement and subject to this Article IV, on or
before each Servicer Remittance Date, the related Servicer shall withdraw or shall cause to be withdrawn from its
Protected Accounts and shall immediately deposit or cause to be deposited in the Distribution Account amounts
representing the following collections and payments (other than with respect to principal of or interest on the
Initial Mortgage Loans due on or before the Cut-off Date or principal of or interest on the Subsequent Mortgage
Loans due on or before the related Subsequent Cut-off Date) with respect to each Sub-Group:
(i) Scheduled Payments on the Mortgage Loans received or any related portion thereof
advanced by such Servicer pursuant to its Servicing Agreement which were due during or before the related Due
Period, net of the amount thereof comprising its Servicing Fee or any fees with respect to any lender-paid
primary mortgage insurance policy;
(ii) Full Principal Prepayments and any Liquidation Proceeds and Subsequent Recoveries
received by such Servicer with respect to the Mortgage Loans in the related Prepayment Period, with interest to
the date of prepayment or liquidation, net of the amount thereof comprising its Servicing Fee;
(iii) Partial Principal Prepayments received by such Servicer for the Mortgage Loans in the
related Prepayment Period;
(iv) Any amount to be used as a Monthly Advance or any Compensating Interest Payments; and
(v) Any amounts required to be paid by the Servicers under the related Servicing
Agreements with respect to clauses (a) and (b) of the definition of Interest Shortfall with respect to the
related Mortgage Loans for the related Distribution Date.
(d) Withdrawals may be made from an Account only to make remittances as provided in
Section 4.01(c), 4.04 and 4.05, to reimburse the Master Servicer or a Servicer for Monthly Advances which have
been recovered by subsequent collections from the related Mortgagor, to remove amounts deposited in error, to
remove fees, charges or other such amounts deposited on a temporary basis, or to clear and terminate the account
at the termination of this Agreement in accordance with Section 10.01. As provided in Sections 4.01(c) and
4.04(b) certain amounts otherwise due to the Servicers may be retained by them and need not be deposited in the
Distribution Account.
(e) The Master Servicer shall not itself waive (or authorize a Servicer to waive, unless such
Servicer is allowed to waive in accordance with the terms of the related Servicing Agreement) any Prepayment
Charge that the Trust would otherwise be entitled to unless: (i) the enforceability thereof shall have been
limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors' rights
generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal
action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a
foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar
Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment
of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment
Charge and the related Mortgage Loan. In no event will the Master Servicer itself waive a Prepayment Charge in
connection with a refinancing of a Mortgage Loan that is not related to a default or a reasonably foreseeable
default. If a Prepayment Charge is waived by the Master Servicer, but does not meet the standards described
above, then the Master Servicer is required to pay the amount of such waived Prepayment Charge by depositing such
amount into the Distribution Account by the immediately succeeding Distribution Account Deposit Date.
Section 4.02. [Reserved].
Section 4.03. [Reserved].
Section 4.04. Distribution Account. (a) The Securities Administrator shall establish and maintain
in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated
trust account or accounts.
(b) The Master Servicer and the Securities Administrator will each deposit in the Distribution
Account as identified and as received by each of them, the following amounts:
(i) Any amounts received from the Servicers and constituting Available Funds;
(ii) Any Monthly Advance and any Compensating Interest Payments required to be made by the
Master Servicer pursuant to this Agreement;
(iii) Any Insurance Proceeds or Net Liquidation Proceeds received by or on behalf of the
Master Servicer or which were not deposited in a Protected Account;
(iv) The Repurchase Price with respect to any Mortgage Loans purchased by the Sponsor
pursuant to the Mortgage Loan Purchase Agreement or Sections 2.02 or 2.03 hereof, any amounts which are to be
treated pursuant to Section 2.04 of this Agreement as the payment of a Repurchase Price in connection with the
tender of a Substitute Mortgage Loan by the Sponsor, the Repurchase Price with respect to any Mortgage Loans
purchased by the Company pursuant to Section 3.21, and all proceeds of any Mortgage Loans or property acquired
with respect thereto repurchased by the Depositor or its designee pursuant to Section 10.01;
(v) Any amounts required to be deposited with respect to losses on investments of deposits
in an Account;
(vi) Any amounts received by the Master Servicer or Securities Administrator, or required
to be paid by the Master Servicer, in connection with any Prepayment Charge on the Prepayment Charge Loans; and
(vii) Any other amounts received by or on behalf of the Master Servicer and required to be
deposited in the Distribution Account pursuant to this Agreement.
(c) All amounts deposited to the Distribution Account shall be held by the Securities Administrator
in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and
provisions of this Agreement.
(d) The requirements for crediting the Distribution Account shall be exclusive, it being understood
and agreed that, without limiting the generality of the foregoing, payments in the nature of (i) late payment
charges or assumption, tax service, statement account or payoff, substitution, satisfaction, release and other
like fees and charges and (ii) the items enumerated in Section 4.05 with respect to the Securities Administrator,
the Master Servicer and the Servicers, need not be credited by the Master Servicer or the Servicers to the
Distribution Account. Amounts received by the Master Servicer or the Securities Administrator in connection with
Prepayment Charges on the Prepayment Charge Loans shall be deposited into the Class XP Reserve Account by such
party upon receipt thereof. In the event that the Master Servicer or the Securities Administrator shall deposit
or cause to be deposited to the Distribution Account any amount not required to be credited thereto, the
Securities Administrator, upon receipt of a written request therefor signed by a Servicing Officer of the Master
Servicer, shall promptly transfer such amount to the Master Servicer, any provision herein to the contrary
notwithstanding.
(e) The Distribution Account shall constitute a trust account of the Trust Fund segregated on the
books of the Securities Administrator and held by the Securities Administrator in trust in its Corporate Trust
Office, and the Distribution Account and the funds deposited therein shall not be subject to, and shall be
protected from, all claims, liens, and encumbrances of any creditors or depositors of the Securities
Administrator or the Master Servicer (whether made directly, or indirectly through a liquidator or receiver of
the Securities Administrator or the Master Servicer). The Distribution Account shall be an Eligible Account.
The amount at any time credited to the Distribution Account, if invested, shall be invested in the name of the
Trustee, in such Permitted Investments selected by the Master Servicer or the Depositor. The Master Servicer or
the Depositor shall select the Permitted Investments for the funds on deposit in the Distribution Account. All
Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held
until, the next succeeding Distribution Date if the obligor for such Permitted Investment is the Securities
Administrator or, if such obligor is any other Person, the Business Day preceding such Distribution Date, in the
case of Permitted Investments for the benefit of the Master Servicer and the Depositor. With respect to the
Distribution Account and the funds deposited therein, the Securities Administrator shall take such action as may
be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust
account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and
applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to
state chartered banking corporations.
(f) Any and all investment earnings and losses on amounts on deposit in the Distribution Account
shall be for the account of the Master Servicer. The Master Servicer from time to time shall be permitted to
withdraw or receive distribution of any and all investment earnings from the Distribution Account on behalf of
itself. The risk of loss of moneys required to be distributed to the Certificateholders resulting from such
investments shall be borne by and be the risk of the Master Servicer based on the Permitted Investments on which
such loss is incurred. The Master Servicer shall deposit the amount of any such loss in the Distribution Account
within two Business Days of receipt of notification of such loss but not later than the Distribution Date on
which the moneys so invested are required to be distributed to the Certificateholders.
(g) In the event that the Master Servicer and Securities Administrator are no longer affiliated,
the Master Servicer shall establish and maintain an account separate from the Distribution Account into which any
funds remitted by the Company and Servicers will be deposited. No later than noon New York time on the Business
Day prior to each Distribution Date, the Master Servicer shall remit any such funds to the Paying Agent for
deposit in the Distribution Account. The Master Servicer shall make the following permitted withdrawals and
transfers from such account:
(i) The Master Servicer will, from time to time on demand of the Company, a Servicer or
the Securities Administrator, make or cause to be made such withdrawals or transfers from the account as the
Master Servicer has designated for such transfer or withdrawal pursuant to this Agreement and the related
Servicing Agreement. The Master Servicer may clear and terminate the account pursuant to Section 10.01 and remove
amounts from time to time deposited in error.
(ii) On an ongoing basis, the Master Servicer shall withdraw from the account (i) any
expenses, costs and liabilities recoverable by the Trustee, the Master Servicer, the Securities Administrator or
the Custodian pursuant to Sections 3.03, 7.04 and 9.05 and (ii) any amounts payable to the Master Servicer as set
forth in Section 3.14; provided, however, that the Master Servicer shall be obligated to pay from its own funds
any amounts which it is required to pay under Section 7.03(a).
(iii) In addition, on or before each Business Day prior to each Distribution Date, the
Master Servicer shall deposit in the Distribution Account (or remit to the Securities Administrator for deposit
therein) any Monthly Advances required to be made by the Master Servicer with respect to the Mortgage Loans.
(iv) No later than noon New York time on each Business Day prior to each Distribution Date,
the Master Servicer will transfer all Available Funds on deposit in the account with respect to the related
Distribution Date to the Paying Agent for deposit in the Distribution Account.
Section 4.05. Permitted Withdrawals and Transfers from the Distribution Account. The Securities
Administrator will, from time to time on demand of the Master Servicer (or with respect to clause (xii) hereto,
on demand of the Trustee, the Securities Administrator or the Custodian), make or cause to be made such
withdrawals or transfers from the Distribution Account as the Master Servicer has designated for such transfer or
withdrawal pursuant to this Agreement and the Servicing Agreements or as the Securities Administrator deems
necessary for the following purposes:
(i) to reimburse the Master Servicer or any Servicer for any Monthly Advance of its own funds, the
right of the Master Servicer or a Servicer to reimbursement pursuant to this subclause (i) being limited to
amounts received on a particular Mortgage Loan (including, for this purpose, the Repurchase Price therefor,
Insurance Proceeds and Liquidation Proceeds) which represent late payments or recoveries of the principal of or
interest on such Mortgage Loan with respect to which such Monthly Advance was made;
(ii)to reimburse the Master Servicer or any Servicer from Insurance Proceeds or Liquidation
Proceeds relating to a particular Mortgage Loan for amounts expended by the Master Servicer or such Servicer in
good faith in connection with the restoration of the related Mortgaged Property which was damaged by an Uninsured
Cause or in connection with the liquidation of such Mortgage Loan;
(iii) to reimburse the Master Servicer or any Servicer from Insurance Proceeds relating to a
particular Mortgage Loan for insured expenses incurred with respect to such Mortgage Loan and to reimburse the
Master Servicer or such Servicer from Liquidation Proceeds from a particular Mortgage Loan for Liquidation
Expenses incurred with respect to such Mortgage Loan; provided that the Master Servicer shall not be entitled to
reimbursement for Liquidation Expenses with respect to a Mortgage Loan to the extent that (i) any amounts with
respect to such Mortgage Loan were paid as Excess Liquidation Proceeds pursuant to clause (xi) of this Section
4.05 to the Master Servicer; and (ii) such Liquidation Expenses were included in the computation of such Excess
Liquidation Proceeds;
(iv)to pay the Master Servicer or any Servicer, as appropriate, from Liquidation Proceeds or
Insurance Proceeds received in connection with the liquidation of any Mortgage Loan, the amount which the Master
Servicer or such Servicer would have been entitled to receive under clause (ix) of this Section 4.05(a) as
servicing compensation on account of each defaulted scheduled payment on such Mortgage Loan if paid in a timely
manner by the related Mortgagor;
(v) to pay the Master Servicer or any Servicer from the Repurchase Price for any Mortgage Loan, the
amount which the Master Servicer or such Servicer would have been entitled to receive under clause (ix) of this
Section 4.05(a) as servicing compensation;
(vi)to reimburse the Master Servicer or any Servicer for advances of funds (other than Monthly
Advances) made with respect to the Mortgage Loans, and the right to reimbursement pursuant to this clause being
limited to amounts received on the related Mortgage Loan (including, for this purpose, the Repurchase Price
therefor, Insurance Proceeds and Liquidation Proceeds) which represent late recoveries of the payments for which
such advances were made;
(vii) to reimburse the Master Servicer or any Servicer for any Nonrecoverable Advance that
has not been reimbursed pursuant to clauses (i) and (vi);
(viii) to pay the Master Servicer as set forth in Section 3.14;
(ix) to reimburse the Master Servicer for expenses, costs and liabilities incurred by and
reimbursable to it pursuant to Sections 3.03, 7.04(c) and (d);
(x) to pay to the Master Servicer, as additional servicing compensation, any Excess Liquidation
Proceeds to the extent not retained by the related Servicer;
(xi) to reimburse or pay any Servicer any such amounts as are due thereto under the applicable
Servicing Agreement and have not been retained by or paid to the Servicer, to the extent provided in the related
Servicing Agreement (including any amounts owed to the Company for any Mortgage Loans subserviced on behalf of
the Company, to the extent such amounts are received by the Master Servicer or the Securities Administrator);
(xii) to reimburse the Trustee, the Securities Administrator or the Custodian for expenses,
costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;
(xiii) to remove amounts deposited in error;
(xiv) to clear and terminate the Distribution Account pursuant to Section 10.01; and
(xv) to pay the Depositor as set forth in Section 4.04(e).
(xvi) The Securities Administrator shall keep and maintain separate accounting, on a
Mortgage Loan by Mortgage Loan basis and shall provide a copy to the Securities Administrator, for the purpose of
accounting for any reimbursement from the Distribution Account pursuant to clauses (i) through (vi) and (viii) or
with respect to any such amounts which would have been covered by such clauses had the amounts not been retained
by the Master Servicer without being deposited in the Distribution Account under Section 4.04(b). Reimbursements
made pursuant to clauses (vii), (ix), (xi) and (xii) will be allocated between the Sub-Groups pro rata based on
the aggregate Stated Principal Balances of the Mortgage Loans in each Sub-Group.
(xvii) On each Distribution Date, the Securities Administrator shall distribute the Available
Funds to the extent on deposit in the Distribution Account for each Sub-Group to the Holders of the related
Certificates in accordance with Article VI.
Section 4.06. [Reserved].
Section 4.07. Class XP Reserve Account. (a) The Securities Administrator shall establish and
maintain with itself a separate, segregated trust account, which shall be an Eligible Account, titled "Reserve
Account, Xxxxx Fargo Bank, National Association, as Securities Administrator f/b/o Bear Xxxxxxx ALT-A Trust II,
Mortgage Pass-Through Certificates, Series 2007-1, Class XP". Funds on deposit in the Class XP Reserve Account
shall be held in trust by the Securities Administrator for the holders of the Class XP Certificates. The Class
XP Reserve Account will not represent an interest in any 2007-1 REMIC.
(b) Any amount on deposit in the Class XP Reserve Account shall be held uninvested. On the Business
Day prior to each Distribution Date, the Securities Administrator shall withdraw the amount then on deposit in
the Class XP Reserve Account and deposit such amount into the Distribution Account to be distributed to the
Holders of the Class XP Certificates in accordance with Section 6.02(d). In addition, on the earlier of (x) the
Business Day prior to the Distribution Date on which all the assets of the Trust Fund are repurchased as
described in Section 10.01(a) and (y) the Business Day prior to the Distribution Date occurring in October 2012,
the Securities Administrator shall withdraw the amount on deposit in the Class XP Reserve Account, deposit such
amount into the Distribution Account and remit such amount to the Securities Administrator and provide written
instruction to the Securities Administrator to pay such amount to the Class XP Certificates in accordance with
this Section 4.07 and Section 6.02(d) and following such withdrawal the Class XP Reserve Account shall be closed.
Section 4.08. [Reserved].
Section 4.09. Pre-Funding Account and Pre-Funding Reserve Account. (a) No later than the
Closing Date, the Paying Agent shall establish and maintain a segregated trust account or sub-account of a trust
account, which shall be titled "Pre-Funding Account, Citibank, N.A., as Trustee for the benefit of holders of
Structured Asset Mortgage Investments II Inc. Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates,
Series 2007-1" (the "Pre-Funding Account"). The Pre-Funding Account shall be an Eligible Account or a sub account
of an Eligible Account. The Paying Agent shall, promptly upon receipt, deposit in the Pre-Funding Account and
retain therein the Pre-Funded Amount remitted on the Closing Date to the Paying Agent by the Depositor. Funds
deposited in the Pre-Funding Account shall be held in trust by the Paying Agent for the Holders of the
Certificates for the uses and purposes set forth herein.
(b) The Paying Agent will invest funds deposited in the Pre-Funding Account as directed by the
Depositor or its designee in writing in Permitted Investments with a maturity date (i) no later than the Business
Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to
this Agreement, if a Person other than the Paying Agent or an Affiliate of the Paying Agent is the obligor for
the Permitted Investment, or (ii) no later than the date on which such funds are required to be withdrawn from
such account or sub account of a trust account pursuant to this Agreement, if the Paying Agent or an affiliate of
the Paying Agent is the obligor for the Permitted Investment (or, if no written direction is received by the
Paying Agent from the Depositor, then funds in such account shall remain uninvested). For federal income tax
purposes, the Depositor or its designee shall be the owner of the Pre-Funding Account and shall report all items
of income, deduction. gain or loss arising therefrom. All income and gain realized from investment of funds
deposited in the Pre-Funding Account shall be transferred to the Interest Coverage Account at the following
times: (i) on the Business Day immediately preceding each Distribution Date, if a Person other than the Paying
Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, or on each Distribution
Date, if the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, (ii)
on the Business Day immediately preceding each Subsequent Transfer Date, if a Person other than the Paying Agent
or an Affiliate of the Paying Agent is the obligor for the Permitted Investment, or on each Subsequent Transfer
Date, if the Paying Agent or an Affiliate of the Paying Agent is the obligor for the Permitted Investment or
(iii) within one Business Day of the Paying Agent's receipt thereof. Such transferred funds shall not constitute
income and gain for purposes of Section 4.10(b) hereof. The Depositor or its designee shall deposit in the
Pre-Funding Account the amount of any net loss incurred in respect of any such Permitted Investment immediately
upon realization of such loss without any right of reimbursement therefor. At no time will the Pre-Funding
Account be an asset of any REMIC created hereunder.
(c) Amounts on deposit in the Pre-Funding Account shall be withdrawn by the Paying Agent as
follows, unless otherwise directed by the Depositor:
(i) On any Subsequent Transfer Date, the Paying Agent shall withdraw from the Pre-Funding
Account an amount equal to 100% of the Stated Principal Balances of the Subsequent Mortgage Loans
transferred and assigned to the Trustee on behalf of the Trust for deposit in the related Sub-Group on
such Subsequent Transfer Date and pay such amount to or upon the order of the Depositor upon
satisfaction of the conditions set forth in Section 2.07 with respect to such transfer and assignment;
(ii) If the amount on deposit in the Pre-Funding Account (exclusive of investment income)
has not been reduced to zero by the close of business on the date of termination of the Pre-Funding
Period, then at the close of business on such date, the Paying Agent shall deposit into the Pre-Funding
Reserve Account any amounts remaining in the Pre-Funding Account (exclusive of investment income) for
distribution in accordance with Section 4.09(e)(i); and
(iii) To withdraw any amount not required to be deposited in the Pre-Funding Account or
deposited therein in error.
Withdrawals pursuant to clause (ii) shall be treated as contributions of cash to REMIC I on the date of
withdrawal.
(d) No later than the Closing Date, the Paying Agent shall establish and maintain a segregated
trust account or a sub-account of a trust account, which shall be titled "Pre-Funding Reserve Account, Citibank,
N.A. as Trustee for the benefit of holders of Structured Asset Mortgage Investments II Inc. Bear Xxxxxxx ALT-A
Trust II, Mortgage Pass-Through Certificates, Series 2007-1" (the "Pre-Funding Reserve Account"). The Pre-Funding
Reserve Account shall be an Eligible Account or a sub account of an Eligible Account. The Paying Agent shall
deposit in the Pre-Funding Reserve Account and retain therein any funds to be transferred to such account
pursuant to Section 4.09(c)(ii). Funds deposited in the Pre-Funding Reserve Account shall be held in trust by the
Paying Agent for the Certificateholders for the uses and purposes set forth herein.
(e) The Paying Agent shall not invest funds deposited in the Pre-Funding Reserve Account.
The amounts on deposit in the Pre-Funding Reserve Account shall be assets of REMIC I. Amounts on deposit in the
Pre-Funding Reserve Account shall be withdrawn by the Paying Agent as follows:
(i) On the Distribution Date immediately following termination of the Pre-Funding Period,
the Paying Agent shall withdraw from the Pre-Funding Reserve Account the Remaining Pre-Funded Amount
deposited therein on such date pursuant to Section 4.09(c)(ii) for distribution to the related
Certificates pursuant to Section 6.02(a); and
(ii) On each Distribution Date during the Pre-Funding Period and the Distribution Date
immediately following termination of the Pre-Funding Period, the Paying Agent shall withdraw from the
Pre-Funding Reserve Account the amount deposited therein on such date pursuant to Section 4.10(c) for
distribution to the related Certificates pursuant to Section 6.02(a).
Section 4.10 Interest Coverage Account.
(a) No later than the Closing Date, the Paying Agent shall establish and maintain a segregated
trust account or a sub account of a trust account, which shall be titled "Interest Coverage Account, Citibank,
N.A. as Trustee for the benefit of holders of Structured Asset Mortgage Investments II Inc., Bear Xxxxxxx ALT-A
Trust II, Mortgage Pass-Through Certificates, Series 2007-1" (the "Interest Coverage Account"). The Interest
Coverage Account shall be an Eligible Account or a sub account of an Eligible Account. The Depositor shall remit
to the Paying Agent and the Paying Agent shall, promptly upon receipt, deposit in the Interest Coverage Account
and retain therein, the Interest Coverage Amount remitted on the Closing Date to the Paying Agent by the
Depositor and all income and gain realized from investment of funds deposited in the Pre-Funding Account pursuant
to Section 4.09(b). Funds deposited in the Interest Coverage Account shall be held in trust by the Paying Agent
for the Certificateholders for the uses and purposes set forth herein.
(b) For federal income tax purposes, the Depositor shall be the owner of the Interest Coverage
Account and shall report all items of income, deduction, gain or loss arising therefrom. At no time will the
Interest Coverage Account be an asset of any REMIC created hereunder. All income and gain realized from
investment of funds deposited in the Interest Coverage Account, which investment shall be made solely upon the
written direction of the Depositor, shall be for the sole and exclusive benefit of the Depositor and shall be
remitted by the Paying Agent to the Depositor no later than the first Business Day following receipt of such
income and gain by the Paying Agent. If no written direction with respect to such investment shall be received by
the Paying Agent from the Depositor, then funds in such Account shall remain uninvested. The Depositor shall
deposit (or cause to be deposited) in the Interest Coverage Account the amount of any net loss incurred in
respect of any such Permitted Investment immediately upon realization of such loss.
(c) On each Distribution Date during the Pre-Funding Period and on the day of termination of the
Pre-Funding Period, the Paying Agent shall withdraw from the Interest Coverage Account and deposit in the
Pre-Funding Reserve Account an amount of interest that accrues during the related Interest Accrual Period on the
excess, if any, of the Pre-Funded Amount for each Sub-Group over the aggregate Stated Principal Balance of
Subsequent Mortgage Loans in such Sub-Group that both (i) had a Due Date during the Due Period relating to such
Distribution Date or the Distribution Date following the end of the Pre-Funding Period, as applicable, and (ii)
had a Subsequent Cut-off Date prior to the first day of the month in which such Distribution Date occurs, at an
interest rate equal to the weighted average of the Net Rates of the Mortgage Loans in such Sub-Group. Such
withdrawal and deposit shall be treated as a contribution of cash by the Depositor to REMIC I on the date
thereof. Immediately following any such withdrawal and deposit, and immediately following the conveyance of any
Subsequent Mortgage Loan to the Trust on any Subsequent Transfer Date, the Paying Agent shall, at the request of
the Depositor, withdraw from the Interest Coverage Account and remit to the Depositor or its designee an amount
equal to the excess, if any, of the amount remaining in such Interest Coverage Account over the amount that would
be required to be withdrawn therefrom (assuming sufficient funds therein) pursuant to the second preceding
sentence on each subsequent Distribution Date, if any, that will occur during the Pre-Funding Period or on the
day of termination of the Pre-Funding Period, if no Subsequent Mortgage Loan were acquired by the Trust Fund
after the end of the Prepayment Period relating to the current Distribution Date or the Distribution Date
following the end of the Pre-Funding Period, as applicable on the date thereof. On the first Distribution Date
following the end of the Pre-Funding Period, the Paying Agent shall withdraw from the Interest Coverage Account
and remit to the Depositor or its designee the amount remaining in such Interest Coverage Account after payment
of the amount required to be withdrawn therefrom pursuant to the second preceding sentence for such Distribution
Date for payment to the related Certificateholders.
(d) Upon the earliest of (i) the Distribution Date immediately following the end of the Pre-Funding
Period, (ii) the reduction of the Certificate Principal Balances of the Certificates to zero or (iii) the
termination of this Agreement in accordance with Section 11.01, any amount remaining on deposit in the Interest
Coverage Account after distributions pursuant to paragraph (c) above shall be withdrawn by the Paying Agent and
paid to the Seller or its designee.
ARTICLE V
Certificates
Section 5.01. Certificates. (a) The Depository, the Depositor and the Securities Administrator have
entered into a Depository Agreement dated as of the Closing Date (the "Depository Agreement"). Except for the
Residual Certificates, the Private Certificates and the Individual Certificates and as provided in Section
5.01(b), the Certificates shall at all times remain registered in the name of the Depository or its nominee and
at all times: (i) registration of such Certificates may not be transferred by the Securities Administrator
except to a successor to the Depository; (ii) ownership and transfers of registration of such Certificates on the
books of the Depository shall be governed by applicable rules established by the Depository; (iii) the Depository
may collect its usual and customary fees, charges and expenses from its Depository Participants; (iv) the
Securities Administrator shall deal with the Depository as representative of such Certificate Owners of the
respective Class of Certificates for purposes of exercising the rights of Certificateholders under this
Agreement, and requests and directions for and votes of such representative shall not be deemed to be
inconsistent if they are made with respect to different Certificate Owners; and (v) the Trustee and the
Securities Administrator may rely and shall be fully protected in relying upon information furnished by the
Depository with respect to its Depository Participants.
The Residual Certificates and the Private Certificates are initially Physical Certificates. If at any
time the Holders of all of the Certificates of one or more such Classes request that the Securities Administrator
cause such Class to become Global Certificates, the Securities Administrator and the Depositor will take such
action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it
may legally be so traded.
All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global
Certificates shall be made in accordance with the procedures established by the Depository Participant or
brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry
Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance
with the Depository's normal procedures.
(b) If (i)(A) the Depositor advises the Securities Administrator in writing that the Depository is
no longer willing or able to properly discharge its responsibilities as Depository and (B) the Depositor is
unable to locate a qualified successor within 30 days or (ii) the Depositor at its option advises the Securities
Administrator in writing that it elects to terminate the book-entry system through the Depository, the Securities
Administrator shall request that the Depository notify all Certificate Owners of the occurrence of any such event
and of the availability of definitive, fully registered Certificates to Certificate Owners requesting the same.
Upon surrender to the Securities Administrator of the Certificates by the Depository, accompanied by registration
instructions from the Depository for registration, the Securities Administrator shall issue the definitive
Certificates.
In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially
adversely affected thereby may at its option request a definitive Certificate evidencing such Certificate Owner's
interest in the related Class of Certificates. In order to make such request, such Certificate Owner shall,
subject to the rules and procedures of the Depository, provide the Depository or the related Depository
Participant with directions for the Securities Administrator to exchange or cause the exchange of the Certificate
Owner's interest in such Class of Certificates for an equivalent interest in fully registered definitive form.
Upon receipt by the Securities Administrator of instructions from the Depository directing the Securities
Administrator to effect such exchange (such instructions to contain information regarding the Class of
Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be
debited with the decrease, the registered holder of and delivery instructions for the definitive Certificate, and
any other information reasonably required by the Securities Administrator), (i) the Securities Administrator
shall instruct the Depository to reduce the related Depository Participant's account by the aggregate Certificate
Principal Balance of the definitive Certificate, (ii) the Securities Administrator shall execute and deliver, in
accordance with the registration and delivery instructions provided by the Depository, a Definitive Certificate
evidencing such Certificate Owner's interest in such Class of Certificates and (iii) the Securities Administrator
shall execute a new Book-Entry Certificate reflecting the reduction in the aggregate Certificate Principal
Balance of such Class of Certificates by the amount of the definitive Certificates.
Neither the Depositor nor the Securities Administrator shall be liable for any delay in the delivery of
any instructions required pursuant to this Section 5.01(b) and may conclusively rely on, and shall be protected
in relying on, such instructions.
(c) (i) As provided herein, the REMIC Administrator will make an election to treat the
segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this
Agreement as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as
"REMIC I." Component I of the Class R Certificates will represent the sole Class of "residual interests" in
REMIC I for purposes of the REMIC Provisions (as defined herein) under federal income tax law. The following
table irrevocably sets forth the designation, Uncertificated Pass-Through Rate and initial Uncertificated
Principal Balance for each of the "regular interests" in REMIC I and the designation and Certificate Principal
Balance of the Class R Certificates allocable to Component I of the Class R Certificates. None of the REMIC I
Regular Interests will be certificated.
Initial
Class Designation for each REMIC I Type of Uncertificated Uncertificated
Interest Interest Pass-Through Rate Principal Balance
_______________________________________________________________________________________________
Y-1 Regular Variable(1) $400,509.73
Y-2 Regular Variable(2) $145,187.53
Y-3 Regular Variable(3) $275,169.10
Z-1 Regular Variable(1) $800,635,044.19
Z-2 Regular Variable(2) $290,229,877.40
Z-3 Regular Variable(3) $550,063,039.01
Component I of the Class R
Certificates Residual (4) $0
_______________________
(1) Interest distributed to REMIC I Regular Interests Y-1 and Z-1 on each Distribution Date will have accrued at
the weighted average of the Net Rates for the Sub-Group I Mortgage Loans on the applicable Uncertificated
Principal Balance outstanding immediately before such Distribution Date.
(2) Interest distributed to REMIC I Regular Interests Y-2 and Z-2 on each Distribution Date will have
accrued at the weighted average of the Net Rates for the Sub-Group II Mortgage Loans on the applicable
Uncertificated Principal Balance outstanding immediately before such Distribution Date.
(3) Interest distributed to REMIC I Regular Interests Y-3 and Z-3 on each Distribution Date will have accrued at
the weighted average of the Net Rates for the Sub-Group III Mortgage Loans on the applicable Uncertificated
Principal Balance outstanding immediately before such Distribution Date.
(4) Component I of the Class R Certificates will not bear interest.
(ii) As provided herein, the REMIC Administrator will make an election to treat the segregated
pool of assets consisting of the REMIC I Regular Interests and any proceeds thereof as a REMIC for federal income
tax purposes, and such segregated pool of assets will be designated as "REMIC II." Component II of the Class R
Certificates will represent the sole Class of "residual interests" in REMIC II for purposes of the REMIC Provisions
under federal income tax law. The following table irrevocably sets forth the designation, Uncertificated
Pass-Through Rate and initial Uncertificated Principal Balance for each of the "regular interests" in REMIC II and
the designation and Certificate Principal Balance of the Class R Certificates allocable to Component II of the
Class R Certificates. None of the REMIC II Regular Interests will be certificated.
Initial
Class Designation for each REMIC Type of Uncertificated Uncertificated
II Interest Interest Pass-Through Rate Principal Balance
_______________________________________________________________________________________________
I-A Regular Variable(1) $736,552,000.00
II-A Regular Variable(2) $266,999,000.00
III-A Regular Variable(3) $506,035,000.00
B-1 Regular Variable(4) $32,014,000.00
B-2 Regular Variable((4) $16,417,000.00
B-3 Regular Variable(4) $18,880,000.00
B-4 Regular Variable(4) $9,030,000.00
B-5 Regular Variable(4) $12,313,000.00
B-6 Regular Variable(4) $15,597,000.00
B-7 Regular Variable(4) $13,134,000.00
B-8 Regular Variable(4) $14,777,826.96
Component II of the Class R
Certificates Residual (5) $0
_______________________
(1) REMIC II Regular Interest I-A will bear interest at a variable Pass-Through Rate equal to the weighted
average of the Net Rates of the Sub-Group I Mortgage Loans.
(2) REMIC II Regular Interests II-A will bear interest at a variable Pass-Through Rate equal to the weighted
average of the Net Rates of the Sub-Group II Mortgage Loans.
(3) REMIC II Regular Interests III-A will bear interest at a variable Pass-Through Rate equal to the weighted
average of the Net Rates of the Sub-Group III Mortgage Loans
(4) REMIC II Regular Interests X-0, X-0, X-0, X-0, X-0, X-0, B-7 and B-8 will each bear interest at a variable
Pass-Through Rate equal to the weighted average of the weighted average of the Net Rates of the Mortgage
Loans in each Sub-Group weighted in proportion to the excess of the aggregate Stated Principal Balance of
each Sub-Group over the aggregate Certificate Principal Balance of the related Senior Certificates (other
than the Interest Only Certificates).
(5) Component II of the Class R Certificates will not bear interest.
(iii) [Reserved].
(ii) As provided herein, the REMIC Administrator will make an election to treat the
segregated pool of assets consisting of the REMIC II Regular Interests and any proceeds thereof as a REMIC for
federal income tax purposes, and such segregated pool of assets will be designated as "REMIC III." Component III
of the Class R Certificates will represent the sole Class of "residual interests" in REMIC III for purposes of
the REMIC Provisions under federal income tax law. The following table irrevocably sets forth the designation,
Uncertificated Pass-Through Rate (which is also the Pass-Through Rate for the Related Certificates) and initial
Uncertificated Principal Balance for each of the "regular interests" in REMIC III, and the designation and
Certificate Principal Balance of the Class R Certificates allocable to Component III of the Class R Certificates.
Class Designation for Type of Initial Uncertificated Uncertificated Pass-Trough
each REMIC III Interest Interest Principal Balance Rate
___________________________________________________________________________________________________________________
I-A-1 Regular $600,776,000.00 (1)
I-A-2 Regular $135,776,000.00 (1)
I-X-1 Regular $0.00 (2)
II-A-1 Regular $217,780,000.00 (3)
II-A-2 Regular $49,219,000.00 (3)
II-X-1 Regular $0.00 (4)
III-A-1 Regular $440,270,000.00 (5)
III-A-2 Regular $65,765,000.00 (5)
III-X-1 Regular $0.00 (6)
B-1 Regular $32,014,000.00 (7)
B-2 Regular $16,417,000.00 (7)
B-3 Regular $18,880,000.00 (7)
B-4 Regular $9,030,000.00 (7)
B-5 Regular $12,313,000.00 (7)
B-6 Regular $15,597,000.00 (7)
B-7 Regular $13,134,000.00 (7)
B-8 Regular $14,777,826.96 (7)
XP Regular $0.00 (8)
Component III of the
Class R Certificates Residual $0.00 (9)
___________________
(1) On or prior to the Distribution Date in May 2012, REMIC III Regular Interests I-A-1 and I-A-2 will bear
interest at a variable Pass-Through Rate equal to the weighted average of the Net Rates of the Sub-Group I
Mortgage Loans minus 0.541% per annum. After the Distribution Date in May 2012, REMIC III Regular Interests
I-A-1 and I-A-2 will bear interest at a variable Pass-Through Rate equal to the weighted average of the Net
Rates of the Sub-Group I Mortgage Loans.
(2) On or prior to the Distribution Date in May 2012, REMIC III Regular Interest I-X-1 will bear interest at a
fixed Pass-Through Rate equal to 0.541% per annum based on a notional amount equal to the aggregate
Certificate Principal Balance of REMIC III Regular Interests I-A-1 and I-A-2. After the Distribution Date
in May 2012, REMIC III Regular Interest I-X-1 will not bear any interest and the Pass-Through Rate will be
equal to 0.00% per annum thereon.
(3) On or prior to the Distribution Date in June 2014, REMIC III Regular Interests II-A-1 and II-A-2 will bear
interest at a variable Pass-Through Rate equal to the weighted average of the Net Rates of the Sub-Group II
Mortgage Loans minus 0.321% per annum. After the Distribution Date in June 2014, REMIC III Regular
Interests II-A-1 and II-A-2 will bear interest at a variable Pass-Through Rate equal to the weighted average
of the Net Rates of the Sub-Group II Mortgage Loans.
(4) On or prior to the Distribution Date in June 2014, REMIC III Regular Interest II-X-1 will bear interest at a
fixed Pass-Through Rate equal to 0.321% per annum based on a notional amount equal to the aggregate
Certificate Principal Balance of REMIC III Regular Interests II-A-1 and II-A-2. After the Distribution Date
in June 2014, REMIC III Regular Interest II-X-1 will not bear any interest and the Pass-Through Rate will
be equal to 0.00% per annum thereon.
(5) On or prior to the Distribution Date in July 2017, REMIC III Regular Interests III-A-1 and III-A-2 will bear
interest at a variable Pass-Through Rate equal to the weighted average of the Net Rates of the Sub-Group
III Mortgage Loans minus 0.698% per annum. After the Distribution Date in July 2017, REMIC IV Regular
Interests III-A-1 and III-A-2 will bear interest at a variable Pass-Through Rate equal to the weighted
average of the Net Rates of the Sub-Group III Mortgage Loans.
(6) On or prior to the Distribution Date in July 2017, REMIC III Regular Interest III-X-1 will bear interest at
a fixed Pass-Through Rate equal to 0.698% per annum based on a notional amount equal to the aggregate
Certificate Principal Balance of REMIC III Regular Interests III-A-1 and III-A-2. After the Distribution
Date in July 2017, REMIC III Regular Interest III-X-1 will not bear any interest and the Pass-Through Rate
will be equal to 0.00% per annum thereon.
(7) REMIC III Regular Interests X-0, X-0, X-0, X-0, X-0, X-0, B-7 and B-8 will each bear interest at a variable
Pass-Through Rate equal to the weighted average of the weighted average of the Net Rates of the Mortgage
Loans in each Sub-Group weighted in proportion to the excess of the aggregate Stated Principal Balance of
the Mortgage Loans in each Sub-Group over the aggregate Certificate Principal Balance of the related Senior
Certificates (other than the Interest Only Certificates).
(8) The Class XP Certificates will not bear any interest. The Class XP Certificates will be entitled to receive
Prepayment Charges collected with respect to the Prepayment Charge Loans. The Class XP Certificates will
not represent an interest in any REMIC.
(9) Component III of the Class R Certificates will not bear interest.
(d) Solely for purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the
Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date in
the Trust Fund has been designated as the "latest possible maturity date" for the REMIC I Regular Interests,
REMIC II Regular Interests, REMIC III Regular Interests and the Certificates.
(e) With respect to each Distribution Date, each Class of Certificates shall accrue interest during
the related Interest Accrual Period. With respect to each Distribution Date and each such Class of Certificates
(other than the Residual Certificates), interest shall be calculated, on the basis of a 360-day year consisting
of twelve 30-day months, based upon the respective Pass-Through Rate set forth, or determined as provided, above
and the Certificate Principal Balance of such Class applicable to such Distribution Date.
(f) The Certificates shall be substantially in the forms set forth in Exhibits X-0, X-0, X-0, X-0,
X-0-0, X-0-0, X-0, X-0, X-0, X-0, X-00 and A-11. On original issuance, the Securities Administrator shall sign,
countersign and shall deliver them at the direction of the Depositor. Pending the preparation of definitive
Certificates of any Class, the Securities Administrator may sign and countersign temporary Certificates that are
printed, lithographed or typewritten, in authorized denominations for Certificates of such Class, substantially
of the tenor of the definitive Certificates in lieu of which they are issued and with such appropriate
insertions, omissions, substitutions and other variations as the officers or authorized signatories executing
such Certificates may determine, as evidenced by their execution of such Certificates. If temporary Certificates
are issued, the Depositor will cause definitive Certificates to be prepared without unreasonable delay. After
the preparation of definitive Certificates, the temporary Certificates shall be exchangeable for definitive
Certificates upon surrender of the temporary Certificates at the office of the Securities Administrator, without
charge to the Holder. Upon surrender for cancellation of any one or more temporary Certificates, the Securities
Administrator shall sign and countersign and deliver in exchange therefor a like aggregate principal amount, in
authorized denominations for such Class, of definitive Certificates of the same Class. Until so exchanged, such
temporary Certificates shall in all respects be entitled to the same benefits as definitive Certificates.
(g) Each Class of Book-Entry Certificates will be registered as a single Certificate of such
Class held by a nominee of the Depository or the DTC Custodian, and beneficial interests will be held by investors
through the book-entry facilities of the Depository in minimum denominations of (i) in the case of the Senior
Certificates, $25,000 and in each case increments of $1.00 in excess thereof, and (ii) in the case of the Offered
Subordinate Certificates, $25,000 and increments of $1.00 in excess thereof, except that one Certificate of each
such Class may be issued in a different amount so that the sum of the denominations of all outstanding
Certificates of such Class shall equal the Certificate Principal Balance of such Class on the Closing Date. On
the Closing Date, the Securities Administrator shall execute and countersign Physical Certificates all in an
aggregate principal amount that shall equal the Certificate Principal Balance of such Class on the Closing Date.
The Non-offered Subordinate Certificates shall be issued in certificated fully-registered form in minimum dollar
denominations of $25,000 and integral multiples of $1.00 in excess thereof, except that one Non-offered
Subordinate Certificate of each Class may be issued in a different amount so that the sum of the denominations of
all outstanding Private Certificates of such Class shall equal the Certificate Principal Balance of such Class on
the Closing Date. The Residual Certificates shall each be issued in certificated fully-registered form with no
denomination. Each Class of Global Certificates, if any, shall be issued in fully registered form in minimum
dollar denominations of $25,000 and integral multiples of $1.00 in excess thereof, except that one Certificate of
each Class may be in a different denomination so that the sum of the denominations of all outstanding
Certificates of such Class shall equal the Certificate Principal Balance of such Class on the Closing Date. On
the Closing Date, the Securities Administrator shall execute and countersign (i) in the case of each Class of
Offered Certificates, the Certificate in the entire Certificate Principal Balance of the respective Class and
(ii) in the case of each Class of Private Certificates, Individual Certificates all in an aggregate principal
amount that shall equal the Certificate Principal Balance of each such respective Class on the Closing Date. The
Certificates referred to in clause (i) and if at any time there are to be Global Certificates, the Global
Certificates shall be delivered by the Depositor to the Depository or pursuant to the Depository's instructions,
shall be delivered by the Depositor on behalf of the Depository to and deposited with the DTC Custodian. The
Securities Administrator shall sign the Certificates by facsimile or manual signature and countersign them by
manual signature on behalf of the Securities Administrator by one or more authorized signatories, each of whom
shall be Responsible Officers of the Securities Administrator or its agent. A Certificate bearing the manual and
facsimile signatures of individuals who were the authorized signatories of the Securities Administrator or its
agent at the time of issuance shall bind the Securities Administrator, notwithstanding that such individuals or
any of them have ceased to hold such positions prior to the delivery of such Certificate.
(h) No Certificate shall be entitled to any benefit under this Agreement, or be valid for any
purpose, unless there appears on such Certificate the manually executed countersignature of the Securities
Administrator or its agent, and such countersignature upon any Certificate shall be conclusive evidence, and the
only evidence, that such Certificate has been duly executed and delivered hereunder. All Certificates issued on
the Closing Date shall be dated the Closing Date. All Certificates issued thereafter shall be dated the date of
their countersignature.
(i) The Closing Date is hereby designated as the "startup" day of each 2007-1 REMIC within the
meaning of Section 860G(a)(9) of the Code.
(j) For federal income tax purposes, each 2007-1 REMIC shall have a tax year that is a calendar
year and shall report income on an accrual basis.
(k) The Securities Administrator on behalf of the Trustee shall cause each 2007-1 REMIC to timely
elect to be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this
Agreement or in the administration of any Trust established hereby shall be resolved in a manner that preserves
the validity of such elections.
(l) The following legend shall be placed on the Residual Certificates, whether upon original
issuance or upon issuance of any other Certificate of any such Class in exchange therefor or upon transfer
thereof:
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED
TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE SECURITIES
ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL
SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF
ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS
ACTIVITIES ARE SUBJECT TO TAX UNDER CHAPTER 1 OF THE CODE AND EXCEPT FOR XXXXXXX MAC, A
MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN
GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE
FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION
521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX
IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC
AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING
LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING
CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A "DISQUALIFIED ORGANIZATION"),
OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE
THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL
CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE
REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS
CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH
REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL
NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED
TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY
ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS
PARAGRAPH.
Section 5.02. Registration of Transfer and Exchange of Certificates. (a) The Securities
Administrator shall maintain at its Corporate Trust Office a Certificate Register in which, subject to such
reasonable regulations as it may prescribe, the Securities Administrator shall provide for the registration of
Certificates and of transfers and exchanges of Certificates as herein provided.
(b) Subject to Section 5.01(a) and, in the case of any Global Certificate or Physical Certificate
upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any
Certificate at any office or agency of the Securities Administrator maintained for such purpose, the Securities
Administrator shall sign, countersign and shall deliver, in the name of the designated transferee or transferees,
a new Certificate of a like Class and aggregate Fractional Undivided Interest, but bearing a different number.
(c) By acceptance of a Private Certificate or a Residual Certificate, whether upon original
issuance or subsequent transfer, each holder of such Certificate acknowledges the restrictions on the transfer of
such Certificate set forth in the Securities Legend and agrees that it will transfer such a Certificate only as
provided herein. In addition to the provisions of Section 5.02(h), the following restrictions shall apply with
respect to the transfer and registration of transfer of an Private Certificate or a Residual Certificate to a
transferee that takes delivery in the form of an Individual Certificate:
(i) The Securities Administrator shall register the transfer of an Individual Certificate
if the requested transfer is being made to a transferee who has provided the Securities Administrator with a Rule
144A Certificate or comparable evidence as to its QIB status.
(ii) The Securities Administrator shall register the transfer of any Individual Certificate
if (x) the transferor has advised the Securities Administrator in writing that the Certificate is being
transferred to an Institutional Accredited Investor along with facts surrounding the transfer as set forth in
Exhibit F-3 hereto; and (y) prior to the transfer the transferee furnishes to the Securities Administrator an
Investment Letter (and the Securities Administrator shall be fully protected in so doing), provided that, if
based upon an Opinion of Counsel addressed to the Securities Administrator to the effect that the delivery of (x)
and (y) above are not sufficient to confirm that the proposed transfer is being made pursuant to an exemption
from, or in a transaction not subject to, the registration requirements of the Securities Act and other
applicable laws, the Securities Administrator shall as a condition of the registration of any such transfer
require the transferor to furnish such other certifications, legal opinions or other information prior to
registering the transfer of an Individual Certificate as shall be set forth in such Opinion of Counsel.
(d) So long as a Global Certificate of such Class is outstanding and is held by or on behalf of the
Depository, transfers of beneficial interests in such Global Certificate, or transfers by holders of Individual
Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global
Certificate, may be made only in accordance with Section 5.02(h), the rules of the Depository and the following:
(i) In the case of a beneficial interest in the Global Certificate being transferred to an
Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an
Individual Certificate or Certificates and the Securities Administrator shall register such transfer only upon
compliance with the provisions of Section 5.02(c)(ii).
(ii) In the case of a beneficial interest in a Class of Global Certificates being
transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such
Class, except as set forth in clause (i) above, the Securities Administrator shall register such transfer only
upon compliance with the provisions of Section 5.02(c)(i).
(iii) In the case of an Individual Certificate of a Class being transferred to a transferee
that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Securities
Administrator shall register such transfer if the transferee has provided the Securities Administrator with a
Rule 144A Certificate or comparable evidence as to its QIB status.
(iv) No restrictions shall apply with respect to the transfer or registration of transfer
of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of
a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed
to have made such representations and warranties contained in the Rule 144A Certificate as are sufficient to
establish that it is a QIB.
(e) Subject to Section 5.02(h), an exchange of a beneficial interest in a Global Certificate of a
Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or
Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an
Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such
Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case
of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf
of the Depository) may be made only in accordance with Section 5.02(h), the rules of the Depository and the
following:
(i) A holder of a beneficial interest in a Global Certificate of a Class may at any time
exchange such beneficial interest for an Individual Certificate or Certificates of such Class.
(ii) A holder of an Individual Certificate or Certificates of a Class may exchange such
Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder
furnishes to the Securities Administrator a Rule 144A Certificate or comparable evidence as to its QIB status.
(iii) A holder of an Individual Certificate of a Class may exchange such Certificate for an
equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations
without any certification.
(f) (i) Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a
beneficial interest in a Global Certificate of such Class as provided herein, the Securities Administrator shall
cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed
to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and
made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of
such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the
certificate balance of such Individual Certificate exchanged or transferred therefor.
(ii) Upon acceptance for exchange or transfer of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate of such Class as provided herein, the Securities
Administrator shall (or shall request the Depository to) endorse on the schedule affixed to such Global
Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or
otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer
and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such
Individual Certificate issued in exchange therefor or upon transfer thereof.
(g) The Securities Legend shall be placed on any Individual Certificate issued in exchange for or
upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate.
(h) Subject to the restrictions on transfer and exchange set forth in this Section 5.02, the holder
of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate
balance equal to the minimum authorized denomination set forth in Section 5.01(g) or any integral multiple of
$1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office of the Securities
Administrator, or at the office of any transfer agent, together with an executed instrument of assignment and
transfer satisfactory in form and substance to the Securities Administrator in the case of transfer and a written
request for exchange in the case of exchange. The holder of a beneficial interest in a Global Certificate may,
subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the
Securities Administrator in writing of a request for transfer or exchange of such beneficial interest for an
Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Securities
Administrator shall, within five Business Days of such request made at the Corporate Trust Office of the
Securities Administrator, sign, countersign and deliver at the Corporate Trust Office of the Securities
Administrator, to the transferee (in the case of transfer) or holder (in the case of exchange) or send by first
class mail at the risk of the transferee (in the case of transfer) or holder (in the case of exchange) to such
address as the transferee or holder, as applicable, may request, an Individual Certificate or Certificates, as
the case may require, for a like aggregate Fractional Undivided Interest and in such authorized denomination or
denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall
not be valid unless made at the Corporate Trust Office of the Securities Administrator by the registered holder
in person, or by a duly authorized attorney-in-fact.
(i) At the option of the Certificateholders, Certificates may be exchanged for other Certificates
of authorized denominations of a like Class and aggregate Fractional Undivided Interest, upon surrender of the
Certificates to be exchanged at the Corporate Trust Office of the Securities Administrator; provided, however,
that no Certificate may be exchanged for new Certificates unless the original Fractional Undivided Interest
represented by each such new Certificate (i) is at least equal to the minimum authorized denomination or (ii) is
acceptable to the Depositor as indicated to the Securities Administrator in writing. Whenever any Certificates
are so surrendered for exchange, the Securities Administrator shall sign and countersign and the Securities
Administrator shall deliver the Certificates which the Certificateholder making the exchange is entitled to
receive.
(j) If the Securities Administrator so requires, every Certificate presented or surrendered for
transfer or exchange shall be duly endorsed by, or be accompanied by a written instrument of transfer, with a
signature guarantee, in form satisfactory to the Securities Administrator, duly executed by the holder thereof or
his or her attorney duly authorized in writing.
(k) No service charge shall be made for any transfer or exchange of Certificates, but the
Securities Administrator may require payment of a sum sufficient to cover any tax or governmental charge that may
be imposed in connection with any transfer or exchange of Certificates.
(l) The Securities Administrator shall cancel all Certificates surrendered for transfer or exchange
but shall retain such Certificates in accordance with its standard retention policy or for such further time as
is required by the record retention requirements of the Exchange Act, and thereafter may destroy such
Certificates.
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. (a) If (i) any mutilated
Certificate is surrendered to the Securities Administrator, or the Securities Administrator receives evidence to
its satisfaction of the destruction, loss or theft of any Certificate, and (ii) there is delivered to the
Securities Administrator such security or indemnity as it may require to save it harmless, and (iii) the
Securities Administrator has not received notice that such Certificate has been acquired by a third Person, the
Securities Administrator shall sign, countersign and deliver, in exchange for or in lieu of any such mutilated,
destroyed, lost or stolen Certificate, a new Certificate of like tenor and Fractional Undivided Interest but in
each case bearing a different number. The mutilated, destroyed, lost or stolen Certificate shall thereupon be
canceled of record by the Securities Administrator and shall be of no further effect and evidence no rights.
(b) Upon the issuance of any new Certificate under this Section 5.03, the Securities Administrator
may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in
relation thereto and any other expenses (including the fees and expenses of the Securities Administrator)
connected therewith. Any duplicate Certificate issued pursuant to this Section 5.03 shall constitute complete
and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost,
stolen or destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners. Prior to due presentation of a Certificate for registration of
transfer, the Depositor, the Securities Administrator and any agent of the Depositor or the Securities
Administrator may treat the Person in whose name any Certificate is registered as the owner of such Certificate
for the purpose of receiving distributions pursuant to Section 6.02 and for all other purposes whatsoever.
Neither the Depositor, the Securities Administrator nor any agent of the Depositor or the Securities
Administrator shall be affected by notice to the contrary. No Certificate shall be deemed duly presented for a
transfer effective on any Record Date unless the Certificate to be transferred is presented no later than the
close of business on the third Business Day preceding such Record Date.
Section 5.05. Transfer Restrictions on Residual Certificates. (a) Residual Certificates, or
interests therein, may not be transferred without the prior express written consent of the Tax Matters Person and
the Sponsor, which cannot be unreasonably withheld. As a prerequisite to such consent, the proposed transferee
must provide the Tax Matters Person, the Sponsor and the Securities Administrator with an affidavit that the
proposed transferee is a Permitted Transferee (and an affidavit that it is a U.S. Person, unless, in the case of
a Class R Certificate only, the Tax Matters Person and the Sponsor consent to the transfer to a person who is not
a U.S. Person) as provided in Section 5.05(b).
(b) No transfer, sale or other disposition of a Residual Certificate (including a beneficial
interest therein) may be made unless, prior to the transfer, sale or other disposition of a Residual Certificate,
the proposed transferee (including the initial purchasers thereof) delivers to the Tax Matters Person, the
Securities Administrator and the Depositor an affidavit in the form attached hereto as Exhibit E stating, among
other things, that as of the date of such transfer (i) such transferee is a Permitted Transferee and that
(ii) such transferee is not acquiring such Residual Certificate for the account of any person who is not a
Permitted Transferee. The Tax Matters Person shall not consent to a transfer of a Residual Certificate if it has
actual knowledge that any statement made in the affidavit issued pursuant to the preceding sentence is not true.
Notwithstanding any transfer, sale or other disposition of a Residual Certificate to any Person who is not a
Permitted Transferee, such transfer, sale or other disposition shall be deemed to be of no legal force or effect
whatsoever and such Person shall not be deemed to be a Holder of a Residual Certificate for any purpose
hereunder, including, but not limited to, the receipt of distributions thereon. If any purported transfer shall
be in violation of the provisions of this Section 5.05(b), then the prior Holder thereof shall, upon discovery
that the transfer of such Residual Certificate was not in fact permitted by this Section 5.05(b), be restored to
all rights as a Holder thereof retroactive to the date of the purported transfer. None of the Securities
Administrator, the Tax Matters Person or the Depositor shall be under any liability to any Person for any
registration or transfer of a Residual Certificate that is not permitted by this Section 5.05(b) or for making
payments due on such Residual Certificate to the purported Holder thereof or taking any other action with respect
to such purported Holder under the provisions of this Agreement so long as the written affidavit referred to
above was received with respect to such transfer, and the Tax Matters Person, the Securities Administrator and
the Depositor, as applicable, had no knowledge that it was untrue. The prior Holder shall be entitled to recover
from any purported Holder of a Residual Certificate that was in fact not a permitted transferee under this
Section 5.05(b) at the time it became a Holder all payments made on such Residual Certificate. Each Holder of a
Residual Certificate, by acceptance thereof, shall be deemed for all purposes to have consented to the provisions
of this Section 5.05(b) and to any amendment of this Agreement deemed necessary (whether as a result of new
legislation or otherwise) by counsel of the Tax Matters Person or the Depositor to ensure that the Residual
Certificates are not transferred to any Person who is not a Permitted Transferee and that any transfer of such
Residual Certificates will not cause the imposition of a tax upon the Trust or cause any 2007-1 REMIC to fail to
qualify as a REMIC.
(c) Unless the Tax Matters Person shall have consented in writing (which consent may be withheld in
the Tax Matters Person's sole discretion), the Class R Certificates (including a beneficial interest therein) may
not be purchased by or transferred to any person who is not a United States Person.
(d) By accepting a Residual Certificate, the purchaser thereof agrees to be a Tax Matters Person if
it is the Holder of the largest percentage interest of such Certificate, and appoints the Securities
Administrator to act on its behalf with respect to all matters concerning the tax obligations of the Trust.
Section 5.06. Restrictions on Transferability of Certificates. (a) No offer, sale, transfer or
other disposition (including pledge) of any Certificate shall be made by any Holder thereof unless registered
under the Securities Act, or an exemption from the registration requirements of the Securities Act and any
applicable state securities or "Blue Sky" laws is available. Except with respect to (i) the initial transfer of
the Class XP Certificates on the Closing Date, (ii) the transfer of any Class of Certificates to any NIM Issuer
or any NIM Trustee or in connection with the issuance of any NIM Securities, or (iii) a transfer of the Class XP
Certificates to the Depositor or any Affiliate of the Depositor, in the event that a transfer of a Certificate
which is a Physical Certificate is to be made in reliance upon an exemption from the Securities Act and
applicable state securities laws, in order to assure compliance with the Securities Act and such laws, and the
prospective transferee (other than the Depositor) of such Certificate signs and delivers to the Securities
Administrator an Investment Letter, if the transferee is an Institutional Accredited Investor, in the form set
forth as Exhibit F-l hereto, or a Rule 144A Certificate, if the transferee is a QIB, in the form set forth as
Exhibit F-2 hereto. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall
apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that
is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in
the Global Certificate of such Class provided that each such transferee shall be deemed to have made such
representations and warranties contained in the Rule 144A Certificate as are sufficient to establish that it is a
QIB. In the case of a proposed transfer of any Certificate to a transferee other than a QIB, the Securities
Administrator may require an Opinion of Counsel addressed to the Securities Administrator that such transaction
is exempt from the registration requirements of the Securities Act. The cost of such opinion shall not be an
expense of the Securities Administrator or the Trust Fund.
(b) The Private Certificates shall each bear a Securities Legend.
Section 5.07. ERISA Restrictions. (a) Subject to the provisions of Sub-Section (b), no Residual
Certificates or Private Certificates may be acquired directly or indirectly by, or on behalf of, an employee
benefit plan or other retirement arrangement that is subject to Title I of ERISA or Section 4975 of the Code (a
"Plan"), or by a person using "plan assets" of a Plan, unless the proposed transferee provides the Securities
Administrator, with an Opinion of Counsel addressed to the Master Servicer, the Trustee and the Securities
Administrator (upon which they may rely) that is satisfactory to the Securities Administrator, which opinion will
not be at the expense of the Master Servicer, the Trustee or the Securities Administrator, that the purchase of
such Certificates by or on behalf of such Plan is permissible under applicable law, will not constitute or result
in a nonexempt prohibited transaction under ERISA or Section 4975 of the Code and will not subject the Depositor,
the Master Servicer, the Trustee or the Securities Administrator to any obligation in addition to those
undertaken in the Agreement.
(b) Unless such Person has provided an Opinion of Counsel in accordance with Section 5.07(a), any
Person acquiring an interest in a Global Certificate which is a Private Certificate, by acquisition of such
Certificate, shall be deemed to have represented to the Securities Administrator, and any Person acquiring an
interest in a Private Certificate in definitive form shall represent in writing to the Securities Administrator,
that it is not acquiring an interest in such Certificate directly or indirectly by, or on behalf of, or with
"plan assets" of, an employee benefit plan or other retirement arrangement which is subject to Title I of ERISA
and/or Section 4975 of the Code.
(c) Each beneficial owner of a Class B-1, Class B-2, Class B-3, Class B-4, Class B-5, Class B-6,
Class B-7 or Class B-8 Certificate or any interest therein shall be deemed to have represented, by virtue of its
acquisition or holding of that certificate or interest therein, that either (i) such Certificate is rated at
least "BBB-" or its equivalent by DBRS, S&P, Fitch or Xxxxx'x, (ii) such beneficial owner is not a Plan or
investing with "plan assets" of any Plan, or (iii) (1) it is an insurance company, (2) the source of funds used
to acquire or hold the certificate or interest therein is an "insurance company general account," as such term is
defined in Prohibited Transaction Class Exemption ("PTCE") 95-60, and (3) the conditions in Sections I and III of
PTCE 95-60 have been satisfied.
(d) Neither the Master Servicer nor the Securities Administrator will be required to monitor,
determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates.
Any attempted or purported transfer of any Certificate in violation of the provisions of Sections (a), (b) or (c)
above shall be void ab initio and such Certificate shall be considered to have been held continuously by the
prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall
indemnify and hold harmless the Securities Administrator and the Master Servicer from and against any and all
liabilities, claims, costs or expenses incurred by the Securities Administrator or the Master Servicer as a
result of such attempted or purported transfer. The Securities Administrator shall have no liability for
transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or
among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth
herein.
Section 5.08. Rule 144A Information. For so long as any Private Certificates are outstanding, (1)
the Sponsor will provide or cause to be provided to any holder of such Private Certificates and any prospective
purchaser thereof designated by such a holder, upon the request of such holder or prospective purchaser, the
information required to be provided to such holder or prospective purchaser by Rule 144A(d)(4) under the
Securities Act; and (2) the Sponsor shall update such information from time to time in order to prevent such
information from becoming false and misleading and will take such other actions as are necessary to ensure that
the safe harbor exemption from the registration requirements of the Securities Act under Rule 144A is and will be
available for resales of such Private Certificates conducted in accordance with Rule 144A.
ARTICLE VI
Payments to Certificateholders
Section 6.01. [Reserved].
Section 6.02. Distributions on the Certificates. (a)(i) Interest and principal (as applicable) on
the Certificates will be distributed by the Securities Administrator monthly on each Distribution Date,
commencing in September 2007, in an amount equal to the Available Funds on deposit in the Distribution Account
and the Pre-Funding Account for such Distribution Date. On each Distribution Date, the Available Funds on
deposit in the Distribution Account shall be distributed as follows:
(A) on each Distribution Date, the Available Funds for Sub-Group I will be distributed to the Class
I-A-1, Class I-A-2 and Class I-X-1 Certificates as follows:
first, to the Class I-A-1, Class I-A-2 and Class I-X-1 Certificates, the Accrued Certificate
Interest on each such Class for such Distribution Date, pro rata, based on the Accrued
Certificate Interest owed to each such Class;
second, to the Class I-A-1, Class I-A-2 and Class I-X-1 Certificates, any Accrued Certificate
Interest thereon remaining undistributed from previous Distribution Dates, pro rata, based on
the undistributed Accrued Certificate Interest owed to each such Class, to the extent of
remaining Available Funds for Sub-Group I; and
third, to the Class I-A-1 Certificates and the Class I-A-2 Certificates, in reduction of their
Certificate Principal Balances, pro rata, based on each respective Certificate Principal
Balance, the Senior Optimal Principal Amount with respect to the Senior Certificates in
Sub-Group I for such Distribution Date, to the extent of remaining Available Funds for
Sub-Group I, until each such Certificate Principal Balance has been reduced to zero.
(B) on each Distribution Date, the Available Funds for Sub-Group II will be distributed to the
Class II-A-1, Class II-A-2 and Class II-X-1 Certificates as follows:
first, to the Class II-A-1, Class II-A-2 and Class II-X-1 Certificates, the Accrued Certificate
Interest on such Classes for such Distribution Date, pro rata, based on the Accrued Certificate
Interest owed to each such Class;
second, to the Class II-A-1, Class II-A-2 and Class II-X-1 Certificates, any Accrued
Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro
rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the
extent of remaining Available Funds for Sub-Group II; and
third, to the Class II-A-1 Certificates and the Class II-A-2 Certificates, in reduction of
their Certificate Principal Balances, pro rata, based on each respective Certificate Principal
Balance, the Senior Optimal Principal Amount with respect to the Senior Certificates in
Sub-Group II for such Distribution Date, to the extent of remaining Available Funds for
Sub-Group II, until each such Certificate Principal Balance has been reduced to zero.
(C) on each Distribution Date, the Available Funds for Sub-Group III will be distributed to the
Class III-A-1, Class III-A-2 and Class III-X-1 Certificates as follows:
first, to the Class III-A-1, Class III-A-2 and Class III-X-1 Certificates, the Accrued
Certificate Interest on such Classes for such Distribution Date, pro rata, based on the Accrued
Certificate Interest owed to each such Class;
second, to the Class III-A-1, Class III-A-2 and Class III-X-1 Certificates, any Accrued
Certificate Interest thereon remaining undistributed from previous Distribution Dates, pro
rata, based on the undistributed Accrued Certificate Interest owed to each such Class, to the
extent of remaining Available Funds for Sub-Group III; and
third, to the Class III-A-1 Certificates and the Class III-A-2 Certificates, in reduction of
their Certificate Principal Balances, pro rata, based on each respective Certificate Principal
Balance, the Senior Optimal Principal Amount with respect to the Senior Certificates in
Sub-Group III for such Distribution Date, to the extent of remaining Available Funds for
Sub-Group III, until each such Certificate Principal Balance has been reduced to zero..
(D) Except as provided in paragraphs (E) and (F) below, on each Distribution Date on or prior to the
Distribution Date on which the Certificate Principal Balances of the Subordinate Certificates are reduced
to zero, such date being referred to herein as the Cross-Over Date, an amount equal to the sum of the
remaining Available Funds after the distributions set forth in paragraphs (A), (B) and (C) above, will be
distributed sequentially to the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5, Class B-6, Class
B-7 and Class B-8 Certificates, in that order, in each case up to an amount equal to and in the following
order: (a) the Accrued Certificate Interest thereon for such Distribution Date, (b) any Accrued
Certificate Interest thereon remaining undistributed from previous Distribution Dates and (c) such Class's
Allocable Share, as applicable, for such Distribution Date, in each case, to the extent of the remaining
Available Funds for all Sub-Groups.
(E) On each Distribution Date prior to the Cross-Over Date but after the reduction of the aggregate
Certificate Principal Balance of the Senior Certificates in any Certificate Group or Sub-Groups to zero,
the remaining Certificate Group or Sub-Groups will be entitled to receive in reduction of their
Certificate Principal Balances, in addition to any Principal Prepayments related to such remaining Senior
Certificates, 100% of the Principal Prepayments on any Mortgage Loan in the Sub-Group or Sub-Groups
relating to the fully paid Certificate Group or Sub-Groups. Such amounts allocated to Senior Certificates
shall be treated as part of the Available Funds for the related Sub-Group and distributed as part of the
related Senior Optimal Principal Amount in accordance with the priorities set forth in clause third in
each of paragraphs (A), (B) and (C) above in reduction of the Certificate Principal Balances thereof.
Notwithstanding the foregoing, if (i) the weighted average of the Subordinate Percentages on such
Distribution Date equals or exceeds two times the initial weighted average of the Subordinate Percentages
and (ii) the aggregate Stated Principal Balance of the Mortgage Loans delinquent 60 days or more
(including for this purpose any such Mortgage Loans in foreclosure and Mortgage Loans with respect to
which the related Mortgaged Property has been acquired by the Trust), averaged over the last six months,
as a percentage of the sum of the aggregate Certificate Principal Balance of the Subordinate Certificates
does not exceed 100%, then the additional allocation of Principal Prepayments to the Senior Certificates
in accordance with this paragraph (E) will not be made and 100% of the Principal Prepayments on any
mortgage loan relating to the fully paid Certificate Group will be allocated to the Subordinate
Certificates.
(F) If on any Distribution Date on which the aggregate Certificate Principal Balance of the Senior
Certificates in a Certificate Group would be greater than the aggregate Stated Principal Balance of the
related Mortgage Loans and any Subordinate Certificates are still outstanding, in each case, after giving
effect to distributions to be made on such Distribution Date, (i) 100% of amounts otherwise allocable to
the Subordinate Certificates in respect of principal will be distributed to such Senior Certificates in
reduction of the Certificate Principal Balances thereof, until the aggregate Certificate Principal Balance
of such Senior Certificates is equal to the aggregate Stated Principal Balance of the related Mortgage
Loans, and (ii) the Accrued Certificate Interest otherwise allocable to the Subordinate Certificates on
such Distribution Date will be reduced and distributed to such Senior Certificates, to the extent of any
amount due and unpaid on such Senior Certificates, in an amount equal to the Accrued Certificate Interest
for such Distribution Date on the excess of (x) the aggregate Certificate Principal Balance of such Senior
Certificates over (y) the aggregate Stated Principal Balance of the Mortgage Loans. Any such reduction in
the Accrued Certificate Interest on the Subordinate Certificates will be allocated first to the
Subordinate Certificates in reverse order of their respective numerical designations, commencing with the
Class B-8 Certificates. If there exists more than one undercollateralized Certificate Group on a
Distribution Date, amounts distributable to such undercollateralized Certificate Groups pursuant to this
paragraph will be allocated between such undercollateralized Certificate Groups, pro rata, based upon the
amount by which their respective aggregate Certificate Principal Balances exceeds the aggregate Stated
Principal Balance of the Mortgage Loans in their respective Sub-Groups.
(G) If, after distributions have been made pursuant to priorities first and second of paragraphs (A), (B)
and (C) above on any Distribution Date, the remaining Available Funds for any Sub-Group is less than the
Senior Optimal Principal Amount for that Sub-Group, the Senior Optimal Principal Amount for that Sub-Group
shall be reduced by that amount, and the remaining Available Funds for that Sub-Group will be distributed
as principal among the related classes of Senior Certificates, pro rata, based on their respective
Certificate Principal Balances.
(H) On each Distribution Date, any Available Funds remaining after payment of interest and principal to
the Classes of Certificates entitled thereto will be distributed to the Residual Certificates; provided,
that if on any Distribution Date there are any Available Funds for any Sub-Group remaining after payment
of interest and principal to the Certificates entitled thereto, such amounts will be distributed to the
other Classes of Senior Certificates, pro rata, based upon their respective Certificate Principal
Balances, until all amounts due to all Classes of Senior Certificates have been paid in full, before any
remaining Available Funds are distributed in accordance with this paragraph to the Residual Certificates.
(ii) No Accrued Certificate Interest will be payable with respect to any Class of Certificates after
the Distribution Date on which the Certificate Principal Balance of such Certificate has been reduced to zero.
(b) If on any Distribution Date the Available Funds is less than the Accrued Certificate Interest
on the Senior Certificates for that Distribution Date, prior to reduction for Net Interest Shortfalls and the
interest portion of Realized Losses on the related Mortgage Loans, the shortfall will be allocated among the
holders of each Class of related Senior Certificates on a pro rata basis in accordance with the amount of Accrued
Certificate Interest for that Distribution Date absent such shortfalls. In addition, the amount of any such
interest shortfalls with respect to the Mortgage Loans in the related Sub-Group will constitute unpaid Accrued
Certificate Interest and will be distributable to holders of the related Certificates entitled to such amounts on
subsequent Distribution Dates, to the extent of the Available Funds for the related Sub-Group remaining after
distributions of Accrued Certificate Interest for such Distribution Date as required herein. Any such amounts so
carried forward will not bear interest. Any interest shortfalls will not be offset by a reduction in the
servicing compensation of the Master Servicer or otherwise, except to the extent of applicable Compensating
Interest Payments.
(c) The expenses and fees of the Trust shall be paid by each of the 2007-1 REMICs, to the extent
that such expenses relate to the assets of each of such respective 2007-1 REMICs, and all other expenses and fees
of the Trust shall be paid pro rata by each of the 2007-1 REMICs.
(d) On each Distribution Date, all amounts transferred from the Class XP Reserve Account
representing Prepayment Charges in respect of the Prepayment Charge Loans with respect to the Mortgage Loans
received during the related Prepayment Period will be withdrawn from the Distribution Account and distributed by
the Securities Administrator to the Holders of the Class XP Certificates and shall not be available for
distribution to the Holders of any other Class of Certificates.
Section 6.03. [Reserved].
Section 6.04. Allocation of Losses and Subsequent Recoveries on the Certificates. (a) On or prior
to each Determination Date, the Master Servicer shall determine the amount of any Realized Loss in respect of
each Mortgage Loan that occurred during the related Prepayment Period, based on information provided by the
related Servicer.
(b) (i) With respect to any Certificates (other than the Interest Only Certificates and the Class
XP Certificates) on any Distribution Date, the principal portion of each Realized Loss on a Mortgage Loan shall
be allocated as follows:
first, to the Class B-8 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
second, to the Class B-7 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
third, to the Class B-6 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
fourth, to the Class B-5 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
fifth, to the Class B-4 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
sixth, to the Class B-3 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
seventh, to the Class B-2 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
eighth, to the Class B-1 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
ninth, to the Senior Certificates (other than the related Interest Only Certificates) in the
related Certificate Group until the Certificate Principal Balances thereof have been reduced to zero in
accordance with clause (d) below.
(c) Notwithstanding the foregoing clause (b), no such allocation of any Realized Loss shall be made
on a Distribution Date to any Class of (i) Subordinate Certificates to the extent that such allocation would
result in the reduction of the aggregate Certificate Principal Balances of all Certificates (other than the
Interest Only Certificates) as of such Distribution Date, after giving effect to all distributions and prior
allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated
Principal Balance of all of the Mortgage Loans as of the first day of the month of such Distribution Date or (ii)
Senior Certificates of a Certificate Group to the extent that such allocation would result in the reduction of
the aggregate Certificate Principal Balances of all the Senior Certificates in such Certificate Group as of such
Distribution Date, after giving effect to all distributions and prior allocations of Realized Losses on the
Mortgage Loans in the related Sub-Group on such date, to an amount less than the aggregate Stated Principal
Balance of all of the Mortgage Loans in the related Sub-Group as of the related Due Date (each such limitation in
clause (i) and (ii), the "Loss Allocation Limitation").
(d) The principal portion of any Realized Losses allocated to a Class of Certificates shall be
allocated among the Certificates of such Class in proportion to their respective Certificate Principal Balances.
The principal portion of any allocation of Realized Losses shall be accomplished by reducing the Certificate
Principal Balance of the related Certificates on the related Distribution Date. The principal portion of any
Realized Losses allocated to the Sub-Group I Certificates will be allocated first to the Class I-A-2 Certificates
until the Certificate Principal Balance thereof has been reduced to zero, then to the Class I-A-1 Certificates
until the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized
Losses allocated to the Sub-Group II Certificates will be allocated first to the Class II-A-2 Certificates until
the Certificate Principal Balance thereof has been reduced to zero, then to the Class II-A-1 Certificates until
the Certificate Principal Balance thereof has been reduced to zero. The principal portion of any Realized Losses
allocated to the Sub-Group III Certificates will be allocated first to the Class III-A-2 Certificates until the
Certificate Principal Balance thereof has been reduced to zero, then to the Class III-A-1 Certificates until the
Certificate Principal Balance thereof has been reduced to zero. Once the aggregate Certificate Principal Balance
of the Certificates in a Certificate Group has been reduced to zero, the principal portion of Realized Losses on
the Mortgage Loans in the related Sub-Group (if any) that are not allocated to the Subordinate Certificates
pursuant to Section 6.02(a)(i)(F) will be allocated, pro rata, based upon their respective Certificate Principal
Balances to the remaining outstanding Senior Certificates of the other Certificate Groups, pro rata based upon
their respective Certificate Principal Balances.
(e) Realized Losses shall be allocated on the Distribution Date in the month following the month in
which such loss was incurred and, in the case of the principal portion thereof, after giving effect to
distributions made on such Distribution Date.
(f) On each Distribution Date, the Securities Administrator shall determine the Subordinate
Certificate Writedown Amounts. Any Subordinate Certificate Writedown Amount shall effect a corresponding
reduction in the Certificate Principal Balance of the Class B Certificates, in the reverse order of their
numerical Class designations.
(g) The Senior Percentage of Net Interest Shortfalls will be allocated among the Senior
Certificates in proportion to the amount of Accrued Certificate Interest that would have been allocated thereto
in the absence of such shortfalls. The Subordinate Percentage of Net Interest Shortfall will be allocated among
the Subordinate Certificates in proportion to the amount of Accrued Certificate Interest that would have been
allocated thereto in the absence of such shortfalls. The interest portion of any Realized Losses with respect to
the Mortgage Loans occurring on or prior to the Cross-Over Date will be allocated to the Class B Certificates in
inverse order of their numerical Class designations. Following the Cross-Over Date, the interest portion of
Realized Losses on the Mortgage Loans will be allocated to the Senior Certificates in the related Certificate
Group on a pro rata basis in proportion to the amount of Accrued Certificate Interest that would have been
allocated thereto in the absence of such Realized Losses.
(h) In addition, in the event that the Master Servicer receives any Subsequent Recoveries from a
Servicer, the Master Servicer shall deposit such funds into the Distribution Account pursuant to Section
4.01(c)(ii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced,
the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the
related Class of Subordinate Certificates with the highest payment priority to which Realized Losses have been
allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Subordinate
Certificates pursuant to this Section 6.04. The amount of any remaining Subsequent Recoveries will be applied to
sequentially increase the Certificate Principal Balance of the Subordinate Certificates, beginning with the related
Class of Subordinate Certificates with the next highest payment priority, up to the amount of such Realized Losses
previously allocated to such Class or Classes of Certificates pursuant to this Section 6.04. Holders of such
Certificates will not be entitled to any payments in respect of Accrued Certificate Interest on the amount of such
increases for any Interest Accrual Period preceding the Distribution Date on which such increase occurs. Any such
increases shall be applied to the Certificate Principal Balance of each Subordinate Certificate of such related
Class in accordance with its respective Fractional Undivided Interest.
Section 6.05. Cross-Collateralization. Notwithstanding the foregoing, on any Distribution Date on
which the Certificate Principal Balance of the Subordinate Certificates have been reduced to zero and a Realized
Loss that is a Special Hazard Loss is to be allocated to the Senior Certificates, such loss will be allocated
among the Senior Certificates on a pro rata basis, based on the Certificate Principal Balances thereof.
Section 6.06. Payments. (a) On each Distribution Date, other than the final Distribution Date, the
Securities Administrator shall distribute to each Certificateholder of record as of the immediately preceding
Record Date the Certificateholder's pro rata share of its Class (based on the aggregate Fractional Undivided
Interest represented by such Holder's Certificates) of all amounts required to be distributed on such
Distribution Date to such Class. The Securities Administrator shall calculate the amount to be distributed to
each Class and, based on such amounts, the Securities Administrator shall determine the amount to be distributed
to each Certificateholder. The Securities Administrator's calculations of payments shall be based solely on
information provided to the Securities Administrator by the Master Servicer. The Securities Administrator shall
not be required to confirm, verify or recompute any such information but shall be entitled to rely conclusively
on such information.
(b) Payment of the above amounts to each Certificateholder shall be made (i) by check mailed to
each Certificateholder entitled thereto at the address appearing in the Certificate Register or (ii) upon receipt
by the Securities Administrator on or before the fifth Business Day preceding the Record Date of written
instructions from a Certificateholder by wire transfer to a United States dollar account maintained by the payee
at any United States depository institution with appropriate facilities for receiving such a wire transfer;
provided, however, that the final payment in respect of each Class of Certificates will be made only upon
presentation and surrender of such respective Certificates at the office or agency of the Securities
Administrator specified in the notice to Certificateholders of such final payment.
Section 6.07. Statements to Certificateholders. On each Distribution Date, concurrently with each
distribution to Certificateholders, the Securities Administrator shall make available to the parties hereto and
each Certificateholder, via the Securities Administrator's internet website as set forth below, the following
information, expressed in the aggregate and as a Fractional Undivided Interest representing an initial
Certificate Principal Balance of $1,000:
(a) the Certificate Principal Balance or Notional Amount, as applicable, of each Class after
giving effect to all distributions allocable to principal on such Distribution Date;
(b) the amount of the related distribution to Holders of each Class allocable to principal,
separately identifying (A) the aggregate amount of any Principal Prepayments included therein and (B) the
aggregate of all scheduled payments of principal included therein;
(c) the Pass-Through Rate for each applicable Class of Certificates with respect to the current
Accrual Period;
(d) the amount of such distribution to Holders of each Class allocable to interest;
(e) the applicable accrual periods dates for calculating distributions and general Distribution
Dates;
(f) the total cash flows received and the general sources thereof;
(g) the amount, if any, of fees or expenses accrued and paid, with an identification of the payee
and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by
the Servicer for the related Due Period;
(h) [Reserved];
(i) with respect to each Sub-Group, the amount of such distribution to each Certificate allocable
to interest;
(j) [Reserved];
(k) with respect to each Sub-Group, the aggregate of the Stated Principal Balance of (A) all of the
Mortgage Loans and (B) the Adjustable Rate Mortgage Loans, for the following Distribution Date;
(l) the number and Outstanding Principal Balance of the Mortgage Loans in each Sub-Group that were
Delinquent (exclusive of any Mortgage Loan in foreclosure) in respect of which using the OTS method of
calculation (A) one Scheduled Payment is Delinquent, (B) two Scheduled Payments are Delinquent, (C) three or more
Scheduled Payments are Delinquent and (D) foreclosure proceedings have been commenced, in each case as of the
close of business on the last day of the calendar month preceding such Distribution Date and separately
identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3)
Adjustable Rate Mortgage Loans, in each such Sub-Group;
(m) with respect to each Sub-Group, the amount of Monthly Advances included in the distribution on
such Distribution Date (including the general purpose of such Monthly Advances);
(n) [Reserved];
(o) if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees,
penalties or payments during the prior calendar month or that have become material over time;
(p) with respect to each Sub-Group and with respect to any Mortgage Loan that was liquidated during
the prior calendar month, the loan number and aggregate Stated Principal Balance of, and Realized Loss on, such
Mortgage Loan as of the close of business on the Determination Date preceding such Distribution Date;
(q) with respect to each Sub-Group, the total number and principal balance of any real estate
owned or REO Properties as of the close of business on the last day of the calendar month preceding such
Distribution Date;
(r) with respect to each Sub-Group, the three month rolling average of the percent equivalent of a
fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans that are 60 days
or more Delinquent (in respect of which using the OTS method of calculation) or are in bankruptcy or foreclosure
or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the
Mortgage Loans in each case as of the close of business on the last day of the calendar month preceding such
Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, and (2)
Adjustable Rate Mortgage Loans;
(s) the Realized Losses during the related calendar month and the cumulative Realized Losses
through the end of the preceding month;
(t) [Reserved];
(u) updated pool composition data including the following with respect to each Sub-Group: weighted
average mortgage rate and weighted average remaining term;
(v) [Reserved];
(w) the amount withdrawn from the Pre-Funding Account, the Pre-Funding Reserve Account and the
Interest Coverage Account on that Distribution Date, the amount remaining on deposit in the Pre-Funding Account
and in the Interest Coverage Account with respect to each Sub-Group, following such Distribution Date, and the
amount withdrawn from the Pre-Funding Account and used to buy Subsequent Mortgage Loans prior to such
Distribution Date;
(x) the special hazard amount, fraud loss amount and bankruptcy amount, if applicable, as of the
close of business on the applicable Distribution Date and a description of any change in the calculation of these
amounts; and
(y) the amount of the distribution made on such Distribution Date to the Holders of the Class XP
Certificates allocable to Prepayment Charges for the related Mortgage Loans.
The Depositor covenants that if there is a material change in the solicitation, credit-granting,
underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to
originate, acquire or select Mortgage Loans for the Trust Fund it will notify the Securities Administrator five
calendar days before each Distribution Date, and if no such notification occurs, the Securities Administrator has
no obligation to report with respect to (y). The Depositor covenants to the Securities Administrator that there
will be no new issuance of securities backed by the same asset pool, so the Securities Administrator will only be
responsible in (x) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans
from the Trust Fund.
The information set forth above shall be calculated or reported, as the case may be, by the Securities
Administrator, based solely on, and to the extent of, information provided to the Securities Administrator and
the Master Servicer by the Servicer. The Securities Administrator may conclusively rely on such information and
shall not be required to confirm, verify or recalculate any such information.
The Securities Administrator may make available each month, to any interested party, the monthly
statement to Certificateholders via the Securities Administrator's website initially located at
"xxx.xxxxxxx.xxx." Assistance in using the website can be obtained by calling the Securities Administrator's
customer service desk at (000) 000-0000. Parties that are unable to use the above distribution option are
entitled to have a paper copy mailed to them via first class mail by calling the Securities Administrator's
customer service desk and indicating such. The Securities Administrator shall have the right to change the way
such reports are distributed in order to make such distribution more convenient and/or more accessible to the
parties, and the Securities Administrator shall provide timely and adequate notification to all parties regarding
any such change.
Within a reasonable period of time after the end of the preceding calendar year beginning in 2007, the
Securities Administrator will furnish a report to each Holder of the Certificates of record at any time during
the prior calendar year as to the aggregate of amounts reported pursuant to subclauses (a)(i) and (a)(ii) above
with respect to the Certificates, plus information with respect to the amount of servicing compensation and such
other customary information as the Securities Administrator may determine to be necessary and/or to be required
by the Internal Revenue Service or by a federal or state law or rules or regulations to enable such Holders to
prepare their tax returns for such calendar year. Such obligations shall be deemed to have been satisfied to the
extent that substantially comparable information shall be provided by the Securities Administrator or the Trustee
pursuant to the requirements of the Code.
Section 6.08. Monthly Advances. If the related Servicer (other than Xxxxx Fargo) was required to
make a Monthly Advance pursuant to the related Servicing Agreement and fails to make any required Monthly
Advance, in whole or in part, the Master Servicer, as successor servicer, or any other successor servicer
appointed by it, will deposit in the Distribution Account not later than the Distribution Account Deposit Date
immediately preceding the related Distribution Date an amount equal to such Monthly Advance to the extent not
otherwise paid by the related Servicer, net of the Servicing Fee for such Mortgage Loan except to the extent the
Master Servicer determines any such advance to be a Nonrecoverable Advance. Subject to the foregoing, the Master
Servicer, as successor servicer, shall continue to make such advances through the date that the related Servicer
is required to do so under its Servicing Agreement; provided, however, that if the Master Servicer deems an
advance to be a Nonrecoverable Advance, on the Distribution Account Deposit Date, the Master Servicer shall not
be obligated to make such advance and shall present an Officer's Certificate to the Trustee (i) stating that the
Master Servicer elects not to make a Monthly Advance in a stated amount and (ii) detailing the reason it deems
the advance to be a Nonrecoverable Advance.
Notwithstanding the foregoing, the Master Servicer shall not be required to make any Monthly Advances
that Xxxxx Fargo, as Servicer, was required to make pursuant to the Xxxxx Fargo Servicing Agreement and failed to
do so. In the event that Xxxxx Fargo as Servicer or the Master Servicer as successor to any Servicer other than
Xxxxx Fargo as Servicer fails to make a required Monthly Advance, the Trustee, as successor servicer or the
successor master servicer, as applicable, shall be required to remit the amount of such Monthly Advance to the
Distribution Account in accordance with and subject to the terms of this Agreement.
Section 6.09. Compensating Interest Payments. The Master Servicer shall deposit in the Distribution
Account not later than each Distribution Account Deposit Date an amount equal to the lesser of (i) the sum of the
aggregate amounts required to be paid by the Servicers under the Servicing Agreements with respect to subclauses
(a) and (b) of the definition of Interest Shortfall with respect to the Mortgage Loans for the related
Distribution Date, and not so paid by the related Servicers and (ii) the Master Servicer Compensation for such
Distribution Date (such amount, the "Compensating Interest Payment"). The Master Servicer shall not be entitled
to any reimbursement of any Compensating Interest Payment.
Section 6.10. Distributions on REMIC Regular Interests. (a) On each Distribution Date, the
Securities Administrator shall be deemed to distribute to REMIC II as the holder of the REMIC I Regular
Interests, those portions of the REMIC I Distribution Amount not designated to Component I of the Class R
Certificates, in the amounts and in accordance with the priorities set forth in the definition of REMIC I
Distribution Amount.
(b) On each Distribution Date, the Securities Administrator shall be deemed to distribute to REMIC
III as the holder of the REMIC II Regular Interests, those portions of the REMIC II Distribution Amount not
designated to Component II of the Class R Certificates, in the amounts and in accordance with the priorities set
forth in the definition of REMIC II Distribution Amount.
(c) On each Distribution Date, the Securities Administrator shall be deemed to distribute the REMIC
III Distribution Amount to the holders of the Certificates, as the holders of the REMIC III Interests, in the
amounts and in accordance with the priorities set forth in the definition of REMIC III Distribution Amount.
(d) [Reserved].
(e) Notwithstanding the deemed distributions on the REMIC Regular Interests described in
this Section 6.10, distributions of funds from the Distribution Account shall be made only in accordance with
Section 6.02.
ARTICLE VII
The Master Servicer
Section 7.01. Liabilities of the Master Servicer. The Master Servicer shall be liable in accordance
herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.
Section 7.02. Merger or Consolidation of the Master Servicer. (a) The Master Servicer will keep in
full force and effect its existence, rights and franchises as a corporation under the laws of the state of its
incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each
jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of
this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.
(b) Any Person into which the Master Servicer may be merged or consolidated, or any corporation
resulting from any merger or consolidation to which the Master Servicer shall be a party, or any Person
succeeding to the business of the Master Servicer, shall be the successor of the Master Servicer hereunder,
without the execution or filing of any paper or further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding.
Section 7.03. Indemnification by the Master Servicer and the Trust Fund. (a) The Master Servicer
agrees to indemnify the Indemnified Persons for, and to hold them harmless against, any loss, liability or
expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be
sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or
threatened claim or legal action) relating to this Agreement, the Servicing Agreements, the Assignment Agreements
or the Certificates or the powers of attorney delivered by the Trustee hereunder (i) related to the Master
Servicer's failure to perform its duties in compliance with this Agreement (except as any such loss, liability or
expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master
Servicer's willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason
of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such
claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master
Servicer and the Depositor written notice thereof promptly after a Responsible Officer of the Trustee shall have
with respect to such claim or legal action actual knowledge thereof. The Trustee's failure to give any such
notice shall not affect the Trustee's right to indemnification hereunder, except to the extent the Master
Servicer is materially prejudiced by such failure to give notice. This indemnity shall survive the resignation
or removal of the Trustee, Master Servicer or the Securities Administrator and the termination of this Agreement.
(b) The Trust Fund will indemnify any Indemnified Person for any loss, liability or expense
(including reasonable legal fees and disbursements of counsel) of any Indemnified Person not otherwise covered by
the Master Servicer's indemnification pursuant to Section 7.03(a).
Section 7.04. Limitations on Liability of the Master Servicer and Others. Subject to the obligation
of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03:
(a) Neither the Master Servicer nor any of the directors, officers, employees or agents of the
Master Servicer shall be under any liability to the Indemnified Persons, the Depositor, the Trust Fund or the
Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this
Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Master
Servicer or any such Person against any breach of warranties or representations made herein or any liability
which would otherwise be imposed by reason of such Person's willful misfeasance, bad faith or gross negligence in
the performance of duties or by reason of reckless disregard of obligations and duties hereunder.
(b) The Master Servicer and any director, officer, employee or agent of the Master Servicer may
rely in good faith on any document of any kind prima facie properly executed and submitted by any Person
respecting any matters arising hereunder.
(c) The Master Servicer, the Custodian and any director, officer, employee or agent of the Master
Servicer or the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability
or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be
sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or
threatened claim or legal action) relating to this Agreement, the Certificates or any Servicing Agreement (except
to the extent that the Master Servicer is indemnified by the Servicer thereunder), other than (i) any such loss,
liability or expense related to the Master Servicer's failure to perform its duties in compliance with this
Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this
Agreement), or to the Custodian's failure to perform its duties under the Custodial Agreement, respectively, or
(ii) any such loss, liability or expense incurred by reason of the Master Servicer's or the Custodian's willful
misfeasance, bad faith or gross negligence in the performance of duties hereunder or under the Custodial
Agreement, as applicable, or by reason of reckless disregard of obligations and duties hereunder or under the
Custodial Agreement, as applicable.
(d) The Master Servicer shall not be under any obligation to appear in, prosecute or defend any
legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in
any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the
Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary
or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of
the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability
resulting therefrom shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be
entitled to be reimbursed therefor out of the Distribution Account as provided by Section 4.05. Nothing in this
Section 7.04(d) shall affect the Master Servicer's obligation to supervise, or to take such actions as are
necessary to ensure, the servicing and administration of the Mortgage Loans pursuant to Section 3.01(a).
(e) In taking or recommending any course of action pursuant to this Agreement, unless specifically
required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make
recommendations concerning potential liabilities which the Trust might incur as a result of such course of action
by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of
such potential liabilities.
(f) The Master Servicer shall not be liable for any acts or omissions of any Servicer, except as
otherwise expressly provided herein.
Section 7.05. Master Servicer Not to Resign. Except as provided in Section 7.07, the Master
Servicer shall not resign from the obligations and duties hereby imposed on it except upon a determination that
any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be
cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion
of Independent Counsel addressed to the Trustee to such effect delivered to the Trustee. No such resignation by
the Master Servicer shall become effective until the Company or the Trustee or a successor to the Master Servicer
reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master
Servicer in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies upon its receipt
of written notice of the resignation of the Master Servicer.
Section 7.06. Successor Master Servicer. In connection with the appointment of any successor Master
Servicer or the assumption of the duties of the Master Servicer, the Company or the Trustee may make such
arrangements for the compensation of such successor master servicer out of payments on the Mortgage Loans as the
Company or the Trustee and such successor master servicer shall agree. If the successor master servicer does not
agree that such market value is a fair price, such successor master servicer shall obtain two quotations of
market value from third parties actively engaged in the servicing of single-family mortgage loans.
Notwithstanding the foregoing, the compensation payable to a successor master servicer may not exceed the
compensation which the Master Servicer would have been entitled to retain if the Master Servicer had continued to
act as Master Servicer hereunder.
Section 7.07. Sale and Assignment of Master Servicing. The Master Servicer may sell and assign its
rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement and the
Company may terminate the Master Servicer without cause and select a new Master Servicer; provided, however,
that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall
be qualified to service mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac; (b) shall have a net worth of not less than
$10,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be
reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute
and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which
contains an assumption by such Person of the due and punctual performance and observance of each covenant and
condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from
and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of
the identity of the proposed successor to the Master Servicer and each Rating Agency's rating of the Certificates
in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or
withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered
to the Master Servicer and the Trustee (at the expense of the Master Servicer); (iii) the Master Servicer
assigning and selling the master servicing shall deliver to the Trustee an Officer's Certificate and an Opinion
of Independent Counsel addressed to the Trustee, each stating that all conditions precedent to such action under
this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement;
and (iv) in the event the Master Servicer is terminated without cause by the Company, the Company shall pay the
terminated Master Servicer a termination fee equal to 0.25% of the aggregate Stated Principal Balance of the
Mortgage Loans at the time the master servicing of the Mortgage Loans is transferred to the successor Master
Servicer. No such assignment or delegation shall affect any rights or liability of the Master Servicer arising
prior to the effective date thereof.
ARTICLE VIII
Default
Section 8.01. Events of Default. "Event of Default," wherever used herein, means any one of the
following events (whatever the reason for such Event of Default and whether it shall be voluntary or involuntary
or be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule
or regulation of any administrative or governmental body) and only with respect to the defaulting Master Servicer:
(a) The Master Servicer fails to cause to be deposited in the Distribution Account any amount so
required to be deposited pursuant to this Agreement (other than a Monthly Advance), and such failure continues
unremedied for a period of three Business Days after the date upon which written notice of such failure,
requiring the same to be remedied, shall have been given to the Master Servicer; or
(b) The Master Servicer fails to observe or perform in any material respect any other material
covenants and agreements set forth in this Agreement to be performed by it, which covenants and agreements
materially affect the rights of Certificateholders, and such failure continues unremedied for a period of 60 days
after the date on which written notice of such failure, properly requiring the same to be remedied, shall have
been given to the Master Servicer by the Trustee or to the Master Servicer and the Trustee by the Holders of
Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust Fund; or
(c) There is entered against the Master Servicer a decree or order by a court or agency or
supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver or
liquidator in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings,
or for the winding up or liquidation of its affairs, and the continuance of any such decree or order is unstayed
and in effect for a period of 60 consecutive days, or an involuntary case is commenced against the Master
Servicer under any applicable insolvency or reorganization statute and the petition is not dismissed within 60
days after the commencement of the case; or
(d) The Master Servicer consents to the appointment of a conservator or receiver or liquidator in
any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of or relating
to the Master Servicer or substantially all of its property; or the Master Servicer admits in writing its
inability to pay its debts generally as they become due, files a petition to take advantage of any applicable
insolvency or reorganization statute, makes an assignment for the benefit of its creditors, or voluntarily
suspends payment of its obligations;
(e) The Master Servicer assigns or delegates its duties or rights under this Agreement in
contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07;
(f) The Master Servicer fails to comply with Section 3.16, Section 3.17 and Section 3.18; or
(g) The Master Servicer fails to cause to be deposited, in the Distribution Account any Monthly
Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit
Date.
In each and every such case, so long as such Event of Default with respect to the Master Servicer shall
not have been remedied, either the Trustee or the Holders of Certificates evidencing Fractional Undivided
Interests aggregating not less than 51% of the principal of the Trust Fund, by notice in writing to the Master
Servicer (and to the Trustee if given by such Certificateholders), with a copy to the Rating Agencies, and with
the consent of the Company, may terminate all of the rights and obligations (but not the liabilities) of the
Master Servicer under this Agreement and in and to the Mortgage Loans and/or the REO Property serviced by the
Master Servicer and the proceeds thereof. Upon the receipt by the Master Servicer of the written notice, all
authority and power of the Master Servicer under this Agreement, whether with respect to the Certificates, the
Mortgage Loans, REO Property or under any other related agreements (but only to the extent that such other
agreements relate to the Mortgage Loans or related REO Property) shall, subject to Section 3.17 and Section 8.02,
automatically and without further action pass to and be vested in the Trustee, in its capacity as successor
Master Servicer, pursuant to this Section 8.01 (and, with respect to an Event of Default resulting from the
Master Servicer's failure to comply with Section 3.17, such power and authority of the Master Servicer shall,
subject to Section 8.02, automatically and without further action pass to and be vested in the successor Master
Servicer appointed by the Depositor); and, without limitation, the Trustee, in its capacity as successor Master
Servicer,(or such successor Master Servicer appointed by the Depositor, as the case may be), is hereby authorized
and empowered to execute and deliver, on behalf of the Master Servicer as attorney-in-fact or otherwise, any and
all documents and other instruments and to do or accomplish all other acts or things necessary or appropriate to
effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment
of the Mortgage Loans and related documents, or otherwise. The Master Servicer agrees to cooperate with the
Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed by the
Depositor, as the case may be), in effecting the termination of the Master Servicer's rights and obligations
hereunder, including, without limitation, the transfer to the Trustee, in its capacity as successor Master
Servicer (or such successor Master Servicer appointed by the Depositor, as the case may be), of (i) the property
and amounts which are then or should be part of the Trust or which thereafter become part of the Trust; and
(ii) originals or copies of all documents of the Master Servicer reasonably requested by the Trustee, in its
capacity as successor Master Servicer (or such successor Master Servicer appointed by the Depositor, as the case
may be), to enable it to assume the Master Servicer's duties thereunder. In addition to any other amounts which
are then, or, notwithstanding the termination of its activities under this Agreement, may become payable to the
Master Servicer under this Agreement, the Master Servicer shall be entitled to receive, out of any amount
received on account of a Mortgage Loan or related REO Property, that portion of such payments which it would have
received as reimbursement under this Agreement if notice of termination had not been given. The termination of
the rights and obligations of the Master Servicer shall not affect any obligations incurred by the Master
Servicer prior to such termination.
Notwithstanding the foregoing, if an Event of Default described in clause (g) of this Section 8.01 shall
occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy,
immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this
Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Monthly
Advances and other advances of its own funds, and the Trustee, in its capacity as successor Master Servicer (or
such successor Master Servicer appointed by the Depositor, as the case may be), shall act as provided in
Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Monthly Advance
the nonpayment of which was an Event of Default described in clause (g) of this Section 8.01. Any such action
taken by the Trustee, in its capacity as successor Master Servicer (or such successor Master Servicer appointed
by the Depositor, as the case may be), must be prior to the distribution on the relevant Distribution Date.
Section 8.02. Successor to Act; Appointment of Successor. (a) Upon the receipt by the Master
Servicer of a notice of termination pursuant to Section 8.01 or an Opinion of Independent Counsel pursuant to
Section 7.05 to the effect that the Master Servicer is legally unable to act or to delegate its duties to a
Person which is legally able to act, the Trustee, in its capacity as successor Master Servicer (and, with respect
to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor
Master Servicer appointed by the Depositor pursuant to Section 3.17), shall automatically become the successor in
all respects to the Master Servicer in its capacity under this Agreement and the transactions set forth or
provided for herein and shall thereafter have all of the rights and powers of, and be subject to all the
responsibilities, duties, liabilities and limitations on liabilities relating thereto placed on the Master
Servicer by the terms and provisions hereof; provided, however, that the Company shall have the right to either
(a) immediately assume the duties of the Master Servicer or (b) select a successor Master Servicer; provided
further, however, that the Trustee, in its capacity as successor Master Servicer (and, with respect to an Event
of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master
Servicer appointed by the Depositor pursuant to Section 3.17), shall have no obligation whatsoever with respect
to any liability (other than advances deemed recoverable and not previously made) incurred by the Master Servicer
at or prior to the time of termination. As compensation therefor, but subject to Section 7.06, the Trustee, in
its capacity as successor Master Servicer (and, with respect to an Event of Default resulting from the Master
Servicer's failure to comply with Section 3.17, the successor Master Servicer appointed by the Depositor pursuant
to Section 3.17), shall be entitled to compensation which the Master Servicer would have been entitled to retain
if the Master Servicer had continued to act hereunder, except for those amounts due the Master Servicer as
reimbursement permitted under this Agreement for advances previously made or expenses previously incurred.
Notwithstanding the above, the Trustee, in its capacity as successor Master Servicer (or, with respect to an
Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, the successor Master
Servicer appointed by the Depositor pursuant to Section 3.17), may, if it shall be unwilling so to act, or shall,
if it is legally unable so to act, appoint or petition a court of competent jurisdiction to appoint, any
established housing and home finance institution which is a Xxxxxx Xxx- or Xxxxxxx Mac-approved servicer, and
with respect to a successor to the Master Servicer only, having a net worth of not less than $10,000,000, as the
successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties
or liabilities of the Master Servicer hereunder; provided, that the Trustee, in its capacity as successor Master
Servicer (or, with respect to an Event of Default resulting from the Master Servicer's failure to comply with
Section 3.17, the successor Master Servicer appointed by the Depositor pursuant to Section 3.17), shall obtain a
letter from each Rating Agency that the ratings, if any, on each of the Certificates will not be lowered as a
result of the selection of the successor to the Master Servicer. Pending appointment of a successor to the
Master Servicer hereunder, the Trustee, in its capacity as successor Master Servicer, shall act (other than with
respect to an Event of Default resulting from the Master Servicer's failure to comply with Section 3.17, in which
event the successor appointed by the Depositor shall act) in such capacity as hereinabove provided. In
connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of
such successor out of payments on the Mortgage Loans as it and such successor shall agree; provided, however,
that the provisions of Section 7.06 shall apply, the compensation shall not be in excess of that which the Master
Servicer would have been entitled to if the Master Servicer had continued to act hereunder, and that such
successor shall undertake and assume the obligations of the Trustee to pay compensation to any third Person
acting as an agent or independent contractor in the performance of master servicing responsibilities hereunder.
The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to
effectuate any such succession.
(b) If the Trustee shall succeed to any duties of the Master Servicer respecting the Mortgage Loans
as provided herein, it shall do so in a separate capacity and not in its capacity as Trustee and, accordingly,
the provisions of Article IX shall be inapplicable to the Trustee in its duties as the successor to the Master
Servicer in the servicing of the Mortgage Loans (although such provisions shall continue to apply to the Trustee
in its capacity as Trustee); the provisions of Article VII, however, shall apply to it in its capacity as
successor Master Servicer.
The costs and expenses of the Trustee in connection with the termination of the Master Servicer, the
appointment of a successor Master Servicer and, if applicable, any transfer of servicing, including, without
limitation, all costs and expenses associated with the complete transfer of all servicing data and the
completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any
errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the successor Master
Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master
Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer acting
as successor servicer under any Servicing Agreement shall give notice to the applicable Mortgagors of such change
of servicer and shall, during the term of its service as successor Master Servicer maintain in force the policy
or policies that the Master Servicer is required to maintain pursuant to Section 3.04.
Section 8.03. Notification to Certificateholders. Upon any termination or appointment of a
successor to the Master Servicer, the Trustee shall give prompt written notice thereof to the Securities
Administrator or, if the Securities Administrator is terminated or resigns upon the termination of the Master
Servicer, the successor securities administrator, and the Securities Administrator or the successor securities
administrator shall give prompt written notice thereof to the Rating Agencies and the Certificateholders at their
respective addresses appearing in the Certificate Register.
Section 8.04. Waiver of Defaults. The Trustee shall transmit by mail to the Securities
Administrator, who shall give prompt written notice thereof to all Certificateholders, within 60 days after the
occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of
Default shall have been cured, notice of each such Event of Default. The Holders of Certificates evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund may, on behalf of all
Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and
the consequences thereof, except a default in the making of or the causing to be made any required distribution
on the Certificates, which default may only be waived by Holders of Certificates evidencing Fractional Undivided
Interests aggregating 100% of the Trust Fund. Upon any such waiver of a past default, such default shall be
deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied
for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair
any right consequent thereon except to the extent expressly so waived. The Securities Administrator shall give
notice of any such waiver to the Trustee and the Rating Agencies.
Section 8.05. List of Certificateholders. Upon written request of three or more Certificateholders
of record, for purposes of communicating with other Certificateholders with respect to their rights under this
Agreement, the Securities Administrator will afford such Certificateholders access during business hours to the
most recent list of Certificateholders held by the Securities Administrator.
Section 8.06 Duties of Trustee and Securities Administrator. (a) The Trustee, prior to the
occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred,
and the Securities Administrator each undertake to perform such duties and only such duties as are specifically set
forth in this Agreement as duties of the Trustee and the Securities Administrator, respectively. If an Event of
Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers
vested in it by this Agreement, and subject to Section 8.02(b) use the same degree of care and skill in their
exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs.
(b) Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders
or other instruments which are specifically required to be furnished to the Trustee and the Securities
Administrator pursuant to any provision of this Agreement, the Trustee and the Securities Administrator,
respectively, shall examine them to determine whether they are in the form required by this Agreement; provided,
however, that neither the Trustee nor the Securities Administrator shall be responsible for the accuracy or
content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished
hereunder; provided, further, that neither the Trustee nor the Securities Administrator shall be responsible for
the accuracy or verification of any calculation provided to it pursuant to this Agreement.
(c) On each Distribution Date, the Securities Administrator shall make monthly distributions and
the final distribution to the related Certificateholders from related funds in the Distribution Account as
provided in Sections 6.02 and 10.01 herein based solely on the report of the Master Servicer.
(d) No provision of this Agreement shall be construed to relieve the Trustee or the Securities
Administrator from liability for its own negligent action, its own negligent failure to act or its own willful
misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after the curing or waiver of all
such Events of Default which may have occurred, the duties and obligations of the Trustee and the Securities
Administrator shall be determined solely by the express provisions of this Agreement, neither the Trustee nor the
Securities Administrator shall be liable except for the performance of their respective duties and obligations as
are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this
Agreement against the Trustee or the Securities Administrator and, in the absence of bad faith on the part of the
Trustee or the Securities Administrator, respectively, the Trustee or the Securities Administrator, respectively,
may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein,
upon any certificates or opinions furnished to the Trustee or the Securities Administrator, respectively, and
conforming to the requirements of this Agreement;
(ii) Neither the Trustee nor the Securities Administrator shall be liable in its individual
capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the
Trustee or an officer of the Securities Administrator, respectively, unless it shall be proved that the Trustee
or the Securities Administrator, respectively, was negligent in ascertaining the pertinent facts;
(iii) Neither the Trustee nor the Securities Administrator shall be liable with respect to
any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the
Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust
Fund, if such action or non-action relates to the time, method and place of conducting any proceeding for any
remedy available to the Trustee or the Securities Administrator, respectively, or exercising any trust or other
power conferred upon the Trustee or the Securities Administrator, respectively, under this Agreement;
(iv) The Trustee shall not be required to take notice or be deemed to have notice or
knowledge of any default or Event of Default unless a Responsible Officer of the Trustee's Corporate Trust Office
shall have actual knowledge thereof. In the absence of such notice, the Trustee may conclusively assume there is
no such default or Event of Defau<
(v) The Trustee shall not in any way be liable by reason of any insufficiency in any
Account held by or in the name of Trustee unless it is determined by a court of competent jurisdiction that the
Trustee's gross negligence or willful misconduct was the primary cause of such insufficiency (except to the
extent that the Trustee is obligor and has defaulted thereon);
(vi) The Securities Administrator shall not in any way be liable by reason of any
insufficiency in any Account held by the Securities Administrator hereunder or any Account held by the Securities
Administrator in the name of the Trustee unless it is determined by a court of competent jurisdiction that the
Securities Administrator's gross negligence or willful misconduct was the primary cause of such insufficiency
(except to the extent that the Securities Administrator is obligor and has defaulted thereon);
(vii) Anything in this Agreement to the contrary notwithstanding, in no event shall the
Trustee or the Securities Administrator be liable for special, indirect or consequential loss or damage of any
kind whatsoever (including but not limited to lost profits), even if the Trustee or the Securities Administrator,
respectively, has been advised of the likelihood of such loss or damage and regardless of the form of action;
(viii) None of the Securities Administrator, the Master Servicer, the Depositor, the Company,
the Custodian or the Trustee shall be responsible for the acts or omissions of the other, it being understood
that this Agreement shall not be construed to render them partners, joint venturers or agents of one another and
(ix) Neither the Trustee nor the Securities Administrator shall be required to expend or
risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or
in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of
such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the
provisions contained in this Agreement shall in any event require the Trustee or the Securities Administrator to
perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer under
this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the
rights, duties, powers and privileges of, the Master Servicer in accordance with the terms of this Agreement.
(e) All funds received by the Master Servicer and the Securities Administrator and required to be
deposited in the Pre-Funding Account, the Pre-Funding Reserve Account, the Interest Coverage Account or the
Distribution Account pursuant to this Agreement will be promptly so deposited by the Master Servicer or the
Securities Administrator, as applicable.
(f) Except for those actions that the Trustee or the Securities Administrator is required to take
hereunder, neither the Trustee nor the Securities Administrator shall have any obligation or liability to take
any action or to refrain from taking any action hereunder in the absence of written direction as provided
hereunder.
Section 8.07 Certain Matters Affecting the Trustee and the Securities Administrator. Except as
otherwise provided in Section 9.01:
(a) The Trustee and the Securities Administrator may rely and shall be protected in acting or refraining
from acting in reliance on any resolution, certificate of the Securities Administrator (with respect to the Trustee
only), the Depositor, the Master Servicer or a Servicer, certificate of auditors or any other certificate,
statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document
believed by it to be genuine and to have been signed or presented by the proper party or parties;
(b) The Trustee and the Securities Administrator may consult with counsel and any advice of such counsel
or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken
or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;
(c) Neither the Trustee nor the Securities Administrator shall be under any obligation to exercise any of
the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this
Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order
or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such
Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses
and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the
Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee
has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it
by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would
exercise under the circumstances in the conduct of his own affairs;
(d) Prior to the occurrence of an Event of Default hereunder and after the curing or waiver of all Events
of Default which may have occurred, neither the Trustee nor the Securities Administrator shall be liable in its
individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be
authorized or within the discretion or rights or powers conferred upon it by this Agreement;
(e) Neither the Trustee nor the Securities Administrator shall be bound to make any investigation into the
facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request,
consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of
Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust Fund and provided
that the payment within a reasonable time to the Trustee or the Securities Administrator, as applicable, of the
costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the Opinion
of the Trustee or the Securities Administrator, as applicable, reasonably assured to the Trustee or the Securities
Administrator, as applicable, by the security afforded to it by the terms of this Agreement. The Trustee or the
Securities Administrator may require reasonable indemnity against such expense or liability as a condition to
taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders
requesting the investigation;
(f) The Trustee and the Securities Administrator may execute any of the trusts or powers hereunder or
perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that
the Trustee may not appoint any agent (other than the Custodian) to perform its custodial functions with respect to
the Mortgage Files or paying agent functions under this Agreement without the express written consent of the Master
Servicer, which consent will not be unreasonably withheld. Neither the Trustee nor the Securities Administrator
shall be liable or responsible for the misconduct or negligence of any of the Trustee's or the Securities
Administrator's agents or attorneys or a custodian or paying agent appointed hereunder by the Trustee or the
Securities Administrator with due care and, when required, with the consent of the Master Servicer;
(g) Should the Trustee or the Securities Administrator deem the nature of any action required on its part,
other than a payment or transfer by the Securities Administrator under Section 4.01(b) or Section 4.04, to be
unclear, the Trustee or the Securities Administrator, respectively, may require prior to such action that it be
provided by the Depositor with reasonable further instructions;
(h) The right of the Trustee or the Securities Administrator to perform any discretionary act enumerated
in this Agreement shall not be construed as a duty, and neither the Trustee nor the Securities Administrator shall
be accountable for other than its negligence or willful misconduct in the performance of any such act;
(i) Neither the Trustee nor the Securities Administrator shall be required to give any bond or surety with
respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in Section
9.07; and
(j) Neither the Trustee nor the Securities Administrator shall have any duty to conduct any affirmative
investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by the Sponsor
pursuant to this Agreement, the Mortgage Loan Purchase Agreement or the eligibility of any Mortgage Loan for
purposes of this Agreement.
ARTICLE IX
CONCERNING THE TRUSTEE AND THE SECURITIES ADMINISTRATOR
Section 9.01 Trustee and Securities Administrator Not Liable for Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than the signature and countersignature of the
Securities Administrator on the Certificates) shall be taken as the statements of the Depositor, and neither the
Trustee nor the Securities Administrator shall have any responsibility for their correctness. Neither the
Trustee nor the Securities Administrator makes any representation as to the validity or sufficiency of the
Certificates (other than the signature and countersignature of the Securities Administrator on the Certificates)
or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.05 hereof; provided, however, that
the foregoing shall not relieve the Trustee of the obligation to review the Mortgage Files pursuant to Sections
2.02 and 2.04. The Securities Administrator's signature and countersignature (or countersignature of its agent)
on the Certificates shall be solely in its capacity as Securities Administrator and shall not constitute the
Certificates an obligation of the Securities Administrator in any other capacity. Neither the Trustee nor the
Securities Administrator shall be accountable for the use or application by the Depositor of any of the
Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the
Depositor with respect to the Mortgage Loans. Subject to the provisions of Section 2.05, neither the Trustee nor
the Securities Administrator shall be responsible for the legality or validity of this Agreement or any document
or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement
hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security
for the Certificates issued hereunder or intended to be issued hereunder. Neither the Trustee nor the Securities
Administrator shall at any time have any responsibility or liability for or with respect to the legality,
validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage
or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust
Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement.
Neither the Trustee nor the Securities Administrator shall have any responsibility for filing any financing or
continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any
security interest or lien granted to it hereunder or to record this Agreement other than any continuation
statements filed by the Trustee pursuant to Section 3.20.
Section 9.02 Trustee and Securities Administrator May Own Certificates. The Trustee and the
Securities Administrator in their individual capacities or in any capacity other than as Trustee or Securities
Administrator, hereunder may become the owner or pledgee of any Certificates with the same rights it would have
if it were not the Trustee or the Securities Administrator, as applicable, and may otherwise deal with the
parties hereto.
Section 9.03 Trustee's and Securities Administrator's Fees and Expenses. The fees and expenses of
the Trustee shall be paid in accordance with a side letter agreement between the Trustee and the Master
Servicer. The Securities Administrator shall be paid by the Master Servicer from the Master Servicer's
compensation. In addition, the Trustee and the Securities Administrator will be entitled to recover from the
Distribution Account pursuant to Section 4.05(l) all reasonable out-of-pocket expenses, disbursements and
advances and the expenses of the Trustee and the Securities Administrator, respectively, in connection with such
Person's compliance with Section 3.23, any Event of Default, any breach of this Agreement, the termination of the
Master Servicer, the appointment of a successor Master Servicer and, if applicable, any transfer of servicing as
set forth in Section 8.02(b), or as otherwise set forth herein, or any claim or legal action (including any
pending or threatened claim or legal action) incurred or made by or against the Trustee or the Securities
Administrator, respectively, in the administration of the trusts hereunder (including the reasonable
compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may
arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders. If
funds in the Distribution Account are insufficient therefor, the Trustee and the Securities Administrator shall
recover such expenses from the Depositor. Such compensation and reimbursement obligation shall not be limited by
any provision of law in regard to the compensation of a trustee of an express trust.
Section 9.04 Eligibility Requirements for Trustee and Securities Administrator. The Trustee and
any successor Trustee and the Securities Administrator and any successor Securities Administrator shall during
the entire duration of this Agreement be a state bank or trust company or a national banking association
organized and doing business under the laws of such state or the United States of America, authorized under such
laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least
$40,000,000 or, in the case of a successor Trustee, $50,000,000, subject to supervision or examination by federal
or state authority and, in the case of the Trustee, rated "BBB" or higher by S&P with respect to their long-term
rating and rated "BBB" or higher by S&P and "Baa2" or higher by Xxxxx'x with respect to any outstanding long-term
unsecured unsubordinated debt, and, in the case of a successor Trustee or successor Securities Administrator
other than pursuant to Section 9.07, rated in one of the two highest long-term debt categories of, or otherwise
acceptable to, each of the Rating Agencies. If the Trustee publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes
of this Section 9.04 the combined capital and surplus of such corporation shall be deemed to be its total equity
capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case
at any time the Trustee or the Securities Administrator shall cease to be eligible in accordance with the
provisions of this Section 9.04, the Trustee or the Securities Administrator shall resign immediately in the
manner and with the effect specified in Section 9.06.
Section 9.05 Insurance. The Trustee and the Securities Administrator, at their own expense, shall
at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents
insurance and (iii) forgery insurance (which may be collectively satisfied by a "Financial Institution Bond"
and/or a "Bankers' Blanket Bond"). All such insurance shall be in amounts, with standard coverage and subject to
deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as
custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee or the Securities
Administrator as to the Trustee's or the Securities Administrator's, respectively, compliance with this
Section 9.05 shall be furnished to any Certificateholder upon reasonable written request.
Section 9.06 Resignation and Removal of the Trustee and Securities Administrator. (a) The Trustee
and the Securities Administrator may at any time resign and be discharged from the Trust hereby created by giving
written notice thereof to the Depositor and the Master Servicer, with a copy to the Rating Agencies. Upon
receiving such notice of resignation, the Depositor shall promptly appoint a successor Trustee or successor
Securities Administrator, as applicable, by written instrument, in triplicate, one copy of which instrument shall
be delivered to each of the resigning Trustee or Securities Administrator, as applicable, the successor Trustee
or Securities Administrator, as applicable. If no successor Trustee or Securities Administrator shall have been
so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the
resigning Trustee or Securities Administrator may petition any court of competent jurisdiction for the
appointment of a successor Trustee or Securities Administrator.
(b) If at any time the Trustee or the Securities Administrator shall cease to be eligible in
accordance with the provisions of Section 9.04 and shall fail to resign after written request therefor by the
Depositor or if at any time the Trustee or the Securities Administrator shall become incapable of acting, or
shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or the Securities Administrator, as
applicable, or of its property shall be appointed, or any public officer shall take charge or control of the
Trustee or the Securities Administrator, as applicable, or of its property or affairs for the purpose of
rehabilitation, conservation or liquidation, then the Depositor shall promptly remove the Trustee, or shall be
entitled to remove the Securities Administrator, as applicable, and appoint a successor Trustee or Securities
Administrator, as applicable, by written instrument, in triplicate, one copy of which instrument shall be
delivered to each of the Trustee or Securities Administrator, as applicable, so removed, and the successor
Trustee or Securities Administrator, as applicable.
(c) The Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than
51% of the Trust Fund may at any time remove the Trustee or the Securities Administrator and appoint a successor
Trustee or Securities Administrator by written instrument or instruments, in quintuplicate, signed by such
Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered to
the Depositor, the Master Servicer, the Securities Administrator (if the Trustee is removed), the Trustee (if the
Securities Administrator is removed), and the Trustee or Securities Administrator so removed and the successor so
appointed. In the event that the Trustee or Securities Administrator is removed by the Holders of Certificates
in accordance with this Section 9.06(c), the Holders of such Certificates shall be responsible for paying any
compensation payable hereunder to a successor Trustee or successor Securities Administrator, in excess of the
amount paid hereunder to the predecessor Trustee or predecessor Securities Administrator, as applicable.
(d) No resignation or removal of the Trustee or the Securities Administrator and appointment of a
successor Trustee or Securities Administrator pursuant to any of the provisions of this Section 9.06 shall become
effective except upon appointment of and acceptance of such appointment by the successor Trustee or Securities
Administrator as provided in Section 9.07.
Section 9.07 Successor Trustee and Successor Securities Administrator. (a) Any successor
Trustee or Securities Administrator appointed as provided in Section 9.09 shall execute, acknowledge and deliver
to the Depositor and to its predecessor Trustee or Securities Administrator an instrument accepting such
appointment hereunder. The resignation or removal of the predecessor Trustee or Securities Administrator shall
then become effective and such successor Trustee or Securities Administrator, without any further act, deed or
conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor
hereunder, with like effect as if originally named as Trustee or Securities Administrator herein. The
predecessor Trustee or Securities Administrator shall, after its receipt of payment in full of its outstanding
fees and expenses promptly deliver to the successor Trustee or Securities Administrator, as applicable, all
assets and records of the Trust held by it hereunder, and the Depositor and the predecessor Trustee or Securities
Administrator, as applicable, shall execute and deliver such instruments and do such other things as may
reasonably be required for more fully and certainly vesting and confirming in the successor Trustee or Securities
Administrator, as applicable, all such rights, powers, duties and obligations.
(b) No successor Trustee or Securities Administrator shall accept appointment as provided in this
Section 9.07 unless at the time of such acceptance such successor Trustee or Securities Administrator shall be
eligible under the provisions of Section 9.04.
(c) Upon acceptance of appointment by a successor Trustee or Securities Administrator as provided
in this Section 9.07, the successor Trustee or Securities Administrator shall mail notice of the succession of
such Trustee or Securities Administrator hereunder to all Certificateholders at their addresses as shown in the
Certificate Register and to the Rating Agencies. The Company shall pay the cost of any mailing by the successor
Trustee or Securities Administrator.
Section 9.08 Merger or Consolidation of Trustee or Securities Administrator. Any state bank or trust
company or national banking association into which the Trustee or the Securities Administrator may be merged or
converted or with which it may be consolidated or any state bank or trust company or national banking association
resulting from any merger, conversion or consolidation to which the Trustee or the Securities Administrator,
respectively, shall be a party, or any state bank or trust company or national banking association succeeding to
all or substantially all of the corporate trust business of the Trustee or the Securities Administrator,
respectively, shall be the successor of the Trustee or the Securities Administrator, respectively, hereunder,
provided such state bank or trust company or national banking association shall be eligible under the provisions
of Section 9.04. Such succession shall be valid without the execution, delivery of notice or filing of any paper
or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
Section 9.09 Appointment of Co-Trustee or Separate Trustee. (a) Notwithstanding any othe provisions
hereof, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of
the Trust or property constituting the same may at the time be located, the Depositor and the Trustee acting
jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons
approved by the Trustee and the Depositor to act as co-trustee or co-trustees, jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust, and to vest in such Person or Persons, in
such capacity, such title to the Trust, or any part thereof, and, subject to the other provisions of this
Section 9.09, such powers, duties, obligations, rights and trusts as the Depositor and the Trustee may consider
necessary or desirable.
(b) If the Depositor shall not have joined in such appointment within 15 days after the receipt by
it of a written request so to do, the Trustee shall have the power to make such appointment without the Depositor.
(c) No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility
as a successor Trustee under Section 9.04 hereunder and no notice to Certificateholders of the appointment of
co-trustee(s) or separate trustee(s) shall be required under Section 9.07 hereof.
(d) In the case of any appointment of a co-trustee or separate trustee pursuant to this
Section 9.09, all rights, powers, duties and obligations conferred or imposed upon the Trustee and required to be
conferred on such co-trustee shall be conferred or imposed upon and exercised or performed by the Trustee and
such separate trustee or co-trustee jointly, except to the extent that under any law of any jurisdiction in which
any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the Master
Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event
such rights, powers, duties and obligations (including the holding of title to the Trust or any portion thereof
in any such jurisdiction) shall be exercised and performed by such separate trustee or co-trustee at the
direction of the Trustee.
(e) Any notice, request or other writing given to the Trustee shall be deemed to have been given to
each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument
appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article
IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the
estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as
may be provided therein, subject to all the provisions of this Agreement, specifically including every provision
of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the
Trustee. Every such instrument shall be filed with the Trustee.
(f) To the extent not prohibited by law, any separate trustee or co-trustee may, at any time,
request the Trustee, its agent or attorney-in-fact, with full power and authority, to do any lawful act under or
with respect to this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die,
become incapable of acting, resign or be removed, all of its estates, properties rights, remedies and trusts
shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new
or successor Trustee.
(g) No trustee under this Agreement shall be personally liable by reason of any act or omission of
another trustee under this Agreement. The Depositor and the Trustee acting jointly may at any time accept the
resignation of or remove any separate trustee or co-trustee.
Section 9.10 Federal Information Returns and Reports to Certificateholders; REMIC Administration.
(a) For federal income tax purposes, the taxable year of each 2007-1 REMIC shall be a calendar year and the
Securities Administrator shall maintain or cause the maintenance of the books of each such 2007-1 REMIC on the
accrual method of accounting.
(b) [Reserved].
(c) The Securities Administrator shall prepare and file or cause to be filed with the Internal
Revenue Service, and the Trustee shall upon the written instruction of the Securities Administrator sign, Federal
tax information returns or elections required to be made hereunder with respect to each 2007-1 REMIC, the Trust
Fund and the Certificates containing such information and at the times and in the manner as may be required by
the Code or applicable Treasury regulations, and the Securities Administrator shall furnish to each Holder of
Certificates at any time during the calendar year for which such returns or reports are made such statements or
information at the times and in the manner as may be required thereby, including, without limitation, reports
relating to mortgaged property that is abandoned or foreclosed, receipt of mortgage interests in kind in a trade
or business, a cancellation of indebtedness, interest, original issue discount and market discount or premium
(using a constant prepayment assumption of 25% CPR). The Securities Administrator will apply for an Employee
Identification Number from the IRS under Form SS-4 or any other acceptable method for all tax entities. In
connection with the foregoing, the Securities Administrator shall timely prepare and file, and the Trustee shall
upon the written instruction of the Securities Administrator sign, IRS Form 8811, which shall provide the name
and address of the person who can be contacted to obtain information required to be reported to the holders of
regular interests in each 2007-1 REMIC (the "REMIC Reporting Agent"). The Trustee shall upon the written
instruction of the Securities Administrator sign all tax information returns filed pursuant to this Section and
any other returns as may be required by the Code. The Holder of the largest percentage interest in the Residual
Certificates is hereby designated as the "Tax Matters Person" (within the meaning of Treas. Reg. §§1.860F-4(d))
for each 2007-1 REMIC. The Securities Administrator is hereby designated and appointed as the agent of each such
Tax Matters Person. Any Holder of a Residual Certificate will by acceptance thereof appoint the Securities
Administrator as agent and attorney-in-fact for the purpose of acting as Tax Matters Person for each 2007-1 REMIC
during such time as the Securities Administrator does not own any such Residual Certificate. In the event that
the Code or applicable Treasury regulations prohibit the Trustee from signing tax or information returns or other
statements, or the Securities Administrator from acting as agent for the Tax Matters Person, the Trustee and the
Securities Administrator shall take whatever action that in their sole good faith judgment is necessary for the
proper filing of such information returns or for the provision of a tax matters person, including designation of
the Holder of the largest percentage interest in a Residual Certificate to sign such returns or act as tax
matters person. Each Holder of a Residual Certificate shall be bound by this Section.
(d) The Securities Administrator shall provide upon request and receipt of reasonable compensation,
such information as required in Section 860D(a)(6)(B) of the Code to the Internal Revenue Service, to any Person
purporting to transfer a Residual Certificate to a Person other than a transferee permitted by Section 5.05(b),
and to any regulated investment company, real estate investment trust, common trust fund, partnership, trust,
estate, organization described in Section 1381 of the Code, or nominee holding an interest in a pass-through
entity described in Section 860E(e)(6) of the Code, any record holder of which is not a transferee permitted by
Section 5.05(b) (or which is deemed by statute to be an entity with a disqualified member).
(e) The Securities Administrator shall prepare and file or cause to be filed, and the Trustee shall
upon the written instruction of the Securities Administrator sign, any state income tax returns required under
Applicable State Law with respect to each 2007-1 REMIC or the Trust Fund.
(f) [Reserved].
(g) [Reserved].
(h) Notwithstanding any other provision of this Agreement, the Securities Administrator shall
comply with all federal withholding requirements respecting payments to Certificateholders, that the Securities
Administrator reasonably believes are applicable under the Code. The consent of Certificateholders shall not be
required for such withholding. In the event the Securities Administrator withholds any amount from interest,
original issue discount or other payments or advances thereof to any Certificateholder pursuant to federal
withholding requirements, the Securities Administrator shall, together with its monthly report to such
Certificateholders, indicate such amount withheld.
(i) The Trustee and the Securities Administrator each agrees to indemnify the Trust Fund and the
Depositor for any taxes and costs including, without limitation, any reasonable attorneys fees imposed on or
incurred by the Trust Fund, the Depositor or the Master Servicer, as a result of a breach by such party of such
party's covenants set forth in this Section 9.10; provided, however, such liability and obligation to indemnify
in this paragraph shall be several and not joint and the Trustee and the Securities Administrator shall not be
liable or be obligated to indemnify the Trust Fund for the failure by the other to perform any duty under this
Agreement or the breach by the other of any covenant in this Agreement.
ARTICLE X
Termination
Xxxxxxx 00.00. Xxxxxxxxxxx Xxxx Xxxxxxxxxx by EMC or its Designee or Liquidation of the Mortgage
Loans. (a) Subject to Section 10.02, the respective obligations and responsibilities of the
Depositor, the Trustee, the Master Servicer and the Securities Administrator created hereby, other than the
obligation of the Securities Administrator to make payments to Certificateholders as set forth in this Section
10.01 shall terminate:
(i) in accordance with Section 10.01(c), the repurchase by or at the direction of EMC or
its designee of all of the Mortgage Loans and all related REO Property remaining in the Trust at a price (the
"Termination Purchase Price") equal to the sum of (without duplication) (a) 100% of the Outstanding Principal
Balance of each Mortgage Loan in such Sub-Group (other than a Mortgage Loan related to REO Property) as of the
date of repurchase, net of the principal portion of any unreimbursed Monthly Advances on the Mortgage Loans
relating to the Mortgage Loans made by the purchaser, plus accrued but unpaid interest thereon at the applicable
Mortgage Interest Rate to, but not including, the first day of the month of repurchase, (b) the appraised value
of any related REO Property, less the good faith estimate of the Depositor of liquidation expenses to be incurred
in connection with its disposal thereof (but not more than the Outstanding Principal Balance of the related
Mortgage Loan, together with interest at the applicable Mortgage Interest Rate accrued on that balance but unpaid
to, but not including, the first day of the month of repurchase), such appraisal to be calculated by an appraiser
mutually agreed upon by the Depositor and the Trustee at the expense of the Depositor, (c) unreimbursed out-of
pocket costs of the Master Servicer, including unreimbursed servicing advances and the principal portion of any
unreimbursed Monthly Advances, made on the Mortgage Loans in such Sub-Group prior to the exercise of such
repurchase right, (d) any costs and damages incurred by the Trust in connection with any violation of any
predatory or abusive lending laws with respect to a Mortgage Loan, and (e) any unreimbursed costs and expenses of
the Trustee, the Custodian and the Securities Administrator payable pursuant to Section 9.03;
(ii) the later of the making of the final payment or other liquidation, or any advance with
respect thereto, of the last Mortgage Loan, remaining in the Trust Fund or the disposition of all property
acquired with respect to any Mortgage Loan; provided, however, that in the event that an advance has been made,
but not yet recovered, at the time of such termination, the Person having made such advance shall be entitled to
receive, notwithstanding such termination, any payments received subsequent thereto with respect to which such
advance was made; or
(iii) the payment to the Certificateholders of all amounts required to be paid to them
pursuant to this Agreement.
(b) In no event, however, shall the Trust created hereby continue beyond the expiration of 21 years
from the death of the last survivor of the descendants of Xxxxxx X. Xxxxxxx, the late Ambassador of the United
States to the Court of St. James's, living on the date of this Agreement.
(c) (i) [Reserved].
(ii) The right of EMC or its designee to repurchase Mortgage Loans and related assets
described in Section 10.01(a)(i) above shall be exercisable only if the aggregate Stated Principal Balance of the
Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off Date Balance and
(B) any Pre-Funded Amount as of the Closing Date.
(iii) The right of EMC or its designee to repurchase all the assets of the Trust Fund
described in Section 10.01(a)(i) above shall also be exercisable if the Depositor, based upon an Opinion of
Counsel addressed to the Depositor, the Trustee and the Securities Administrator has determined that the REMIC
status of any 2007-1 REMIC has been lost or that a substantial risk exists that such REMIC status will be lost
for the then-current taxable year.
(iv) At any time thereafter, in the case of (i) and (ii) above, EMC may elect to terminate
any 2007-1 REMIC at any time, and upon such election, the Depositor or its designee, shall purchase in accordance
with Section 10.01(a)(i) above all the assets of the Trust Fund.
(d) The Securities Administrator shall give notice of any termination to the Certificateholders,
with a copy to the Master Servicer and the Trustee and the Rating Agencies upon which the Certificateholders
shall surrender their Certificates to the Securities Administrator for payment of the final distribution and
cancellation. Such notice shall be given by letter, mailed not earlier than the l5th day and not later than the
25th day of the month next preceding the month of such final distribution, and shall specify (i) the Distribution
Date upon which final payment of the Certificates will be made upon presentation and surrender of the
Certificates at the Corporate Trust Office of the Securities Administrator therein designated, (ii) the amount of
any such final payment and (iii) that the Record Date otherwise applicable to such Distribution Date is not
applicable, payments being made only upon presentation and surrender of the Certificates at the Corporate Trust
Office of the Securities Administrator therein specified.
(e) If the option of EMC to repurchase or cause the repurchase of all Mortgage Loans and the
related assets described in Section 10.01(c) above is exercised, EMC and/or its designee shall deliver to the
Securities Administrator for deposit in the Distribution Account, by the Business Day prior to the applicable
Distribution Date, an amount equal to the Termination Purchase Price of the Mortgage Loans being repurchased on
such Distribution Date. Upon presentation and surrender of the related Certificates by the related
Certificateholders, the Securities Administrator shall distribute to such Certificateholders from amounts then on
deposit in the Distribution Account an amount determined as follows: with respect to each such Certificate (other
than the Interest Only Certificates, the Residual Certificates and the Class XP Certificates), the outstanding
Certificate Principal Balance, plus with respect to each such Certificate (other than the Interest Only
Certificates, the Residual Certificates and the Class XP Certificates), one month's interest thereon at the
applicable Pass-Through Rate; and with respect to the Class R Certificates and the Class XP Certificates, the
percentage interest evidenced thereby multiplied by the difference, if any, between the above described
repurchase price and the aggregate amount to be distributed to the Holders of the related Certificates (other
than the Residual Certificates and the Class XP Certificates). If the amounts then on deposit in the Distribution
Account are not sufficient to pay all of the Certificates in full (other than the Residual Certificates and the
Class XP Certificates), any such deficiency will be allocated first, to the Class B Certificates, in inverse
order of their numerical designation, and then to the Senior Certificates, on a pro rata basis. Upon deposit of
the required repurchase price and following such final Distribution Date for the related Certificates, the
Trustee shall cause the Custodian to promptly release to EMC and/or its designee the Mortgage Files for the
remaining applicable Mortgage Loans, and the Accounts with respect thereto shall terminate, subject to the
Securities Administrator's obligation to hold any amounts payable to the related Certificateholders in trust
without interest pending final distributions pursuant to Section 10.01(g). After final distributions pursuant
to Section 10.01(g) to all Certificateholders, any other amounts remaining in the Accounts will belong to the
Depositor.
(f) In the event that this Agreement is terminated by reason of the payment or liquidation of all
Mortgage Loans or the disposition of all property acquired with respect to all Mortgage Loans under Section
10.01(a)(ii) above, upon the presentation and surrender of the Certificates, the Securities Administrator shall
distribute to the remaining Certificateholders, in accordance with their respective interests, all distributable
amounts remaining in the Distribution Account. Following such final Distribution Date, the Trustee shall release
(or shall instruct the Custodian, on its behalf, to release) promptly to the Depositor or its designee the
Mortgage Files for the remaining Mortgage Loans, and the Distribution Account shall terminate, subject to the
Securities Administrator's obligation to hold any amounts payable to the Certificateholders in trust without
interest pending final distributions pursuant to this Section 10.01(f).
(g) If not all of the Certificateholders shall surrender their Certificates for cancellation within
six months after the time specified in the above-mentioned written notice, the Securities Administrator shall
give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation
and receive the final distribution with respect thereto. If within six months after the second notice, not all
the Certificates shall have been surrendered for cancellation, the Securities Administrator may take appropriate
steps, or appoint any agent to take appropriate steps, to contact the remaining Certificateholders concerning
surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets which
remain subject to this Agreement.
(h) EMC, if it is not the Master Servicer, or its designee, as applicable, shall be deemed to
represent that one of the following will be true and correct: (i) the exercise of the optional termination right
set forth in Section 10.01 shall not result in a non-exempt prohibited transaction under ERISA or Section 4975 of
the Code or (ii) EMC or such designee, as applicable, is (A) not a party in interest with respect to any Plan and
(B) is not a "benefit plan investor" (other than a plan sponsored or maintained by EMC or the designee, as the
case may be, provided that no assets of such plan are invested or deemed to be invested in the Certificates). If
the holder of the optional termination right is unable to exercise such option by reason of the preceding
sentence, then the Master Servicer may exercise such option.
Section 10.02. Additional Termination Requirements. (a) If the option of the Depositor to repurchase
all the Mortgage Loans under Section 10.01(a)(i) above is exercised, the Trust Fund and each 2007-1 REMIC shall
be terminated in accordance with the following additional requirements, unless the Trustee has been furnished
with an Opinion of Counsel addressed to the Trustee to the effect that the failure of the Trust to comply with
the requirements of this Section 10.02 will not (i) result in the imposition of taxes on "prohibited
transactions" as defined in Section 860F of the Code on each 2007-1 REMIC or (ii) cause any 2007-1 REMIC to fail
to qualify as a 2007-1 REMIC at any time that any Regular Certificates are outstanding:
(i) within 90 days prior to the final Distribution Date, at the written direction of
Depositor, the Securities Administrator, as agent for the respective Tax Matters Persons, shall adopt a plan of
complete liquidation of each 2007-1 REMIC in the case of a termination under Section 10.01(a)(i). Such plan,
which shall be provided to the Securities Administrator by the Depositor, shall meet the requirements of a
"qualified liquidation" under Section 860F of the Code and any regulations thereunder.
(ii) the Depositor shall notify the Trustee and the Securities Administrator at the
commencement of such 90-day liquidation period and, at or prior to the time of making of the final payment on the
Certificates, the Securities Administrator shall sell or otherwise dispose of all of the remaining assets of the
Trust Fund in accordance with the terms hereof; and
(iii) at or after the time of adoption of such a plan of complete liquidation of any 2007-1
REMIC and at or prior to the final Distribution Date, the Securities Administrator shall sell for cash all of the
assets of the Trust to or at the direction of the Depositor, and each 2007-1 REMIC, shall terminate at such time.
(b) By their acceptance of the Residual Certificates, the Holders thereof hereby (i) agree to adopt
such a plan of complete liquidation of the related 2007-1 REMIC upon the written request of the Depositor, and to
take such action in connection therewith as may be reasonably requested by the Depositor and (ii) appoint the
Depositor as their attorney-in-fact, with full power of substitution, for purposes of adopting such a plan of
complete liquidation. The Securities Administrator on behalf of the Trustee shall adopt such plan of liquidation
by filing the appropriate statement on the final tax return of each 2007-1 REMIC. Upon complete liquidation or
final distribution of all of the assets of the Trust Fund, the Trust Fund and each 2007-1 REMIC shall terminate.
ARTICLE XI
Miscellaneous Provisions
Section 11.01. Intent of Parties. The parties intend that each 2007-1 REMIC shall be treated as a
REMIC for federal income tax purposes and that the provisions of this Agreement should be construed in
furtherance of this intent. Notwithstanding any other express or implied agreement to the contrary, the Sponsor,
the Master Servicer, the Securities Administrator, the Depositor, the Trustee, each recipient of the related
Prospectus Supplement and, by its acceptance thereof, each holder of a Certificate, agrees and acknowledges that
each party hereto has agreed that each of them and their employees, representatives and other agents may
disclose, immediately upon commencement of discussions, to any and all persons the tax treatment and tax
structure of the Certificates and the 2007-1 REMICs, the transactions described herein and all materials of any
kind (including opinions and other tax analyses) that are provided to any of them relating to such tax treatment
and tax structure except where confidentiality is reasonably necessary to comply with the securities laws of any
applicable jurisdiction. For purposes of this paragraph, the terms "tax treatment" and "tax structure" have the
meanings set forth in Treasury Regulation Sections 1.6011-4(c), 301.6111-2(c) and 301.6112-1(d).
Section 11.02. Amendment. (a) This Agreement may be amended from time to time by the Company, the
Depositor, the Master Servicer, the Securities Administrator and the Trustee, without notice to or the consent of
any of the Certificateholders, to (i) cure any ambiguity, (ii) correct or supplement any provisions herein that
may be defective or inconsistent with any other provisions herein, (iii) conform any provisions herein to the
provisions in the Prospectus, (iv) comply with any changes in the Code, (v) to revise or correct any provisions
to reflect the obligations of the parties to this Agreement as they relate to Regulation AB or (vi) make any
other provisions with respect to matters or questions arising under this Agreement which shall not be
inconsistent with the provisions of this Agreement; provided, however, that with respect to clauses (iv) and (vi)
of this Section 11.02(a), such action shall not, as evidenced by an Opinion of Independent Counsel, addressed to
the Trustee, adversely affect in any material respect the interests of any Certificateholder. Notwithstanding
anything contained in Section 3.23, this Agreement shall not be amended without the agreement of all the parties
hereto.
(b) This Agreement may also be amended from time to time by the Company, the Master Servicer, the
Depositor, the Securities Administrator and the Trustee, with the consent of Holders of the Certificates
evidencing not less than 51% of the aggregate outstanding Certificate Principal Balance of the Certificates
included in the Sub-Group affected thereby (or, of each Class of Certificates evidencing not less than 51% of the
aggregate outstanding Certificate Principal Balance of each Class affected thereby, if such amendment affects
only such Class or Classes) for the purpose of adding any provisions to or changing in any manner or eliminating
any of the provisions of this Agreement or of modifying in any manner the rights of the Certificateholders;
provided, however, that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of,
payments received on Mortgage Loans which are required to be distributed on any Certificate without the consent
of the Holder of such Certificate, (ii) reduce the aforesaid percentage of Certificates the Holders of which are
required to consent to any such amendment, without the consent of the Holders of all Certificates then
outstanding, or (iii) cause any 2007-1 REMIC to fail to qualify as a REMIC for federal income tax purposes, as
evidenced by an Opinion of Independent Counsel addressed to the Trustee which shall be provided to the Trustee
other than at the Trustee's expense. Notwithstanding any other provision of this Agreement, for purposes of the
giving or withholding of consents pursuant to this Section 11.02(b), Certificates registered in the name of or
held for the benefit of the Depositor, the Securities Administrator, the Master Servicer, or the Trustee or any
Affiliate thereof shall be entitled to vote their Fractional Undivided Interests with respect to matters
affecting such Certificates.
(c) Promptly after the execution of any such amendment, the Securities Administrator shall furnish
a copy of such amendment or written notification of the substance of such amendment to each Certificateholder,
the Rating Agencies and the Trustee.
(d) In the case of an amendment under Section 11.02(b) above, it shall not be necessary for the
Certificateholders to approve the particular form of such an amendment. Rather, it shall be sufficient if the
Certificateholders approve the substance of the amendment. The manner of obtaining such consents and of
evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable
regulations as the Securities Administrator may prescribe.
(e) Prior to the execution of any amendment to this Agreement, the Trustee and the Securities
Administrator shall be entitled to receive and rely upon an Opinion of Counsel addressed to the Trustee and the
Securities Administrator stating that the execution of such amendment is authorized or permitted by this
Agreement. The Trustee and the Securities Administrator may, but shall not be obligated to, enter into any such
amendment which affects the Trustee's or the Securities Administrator's own respective rights, duties or
immunities under this Agreement.
Section 11.03. Recordation of Agreement. To the extent permitted by applicable law, this Agreement
is subject to recordation in all appropriate public offices for real property records in all the counties or
other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other
appropriate public recording office or elsewhere. The Depositor shall effect such recordation, at the expense of
the Trust upon the request in writing of a Certificateholder, but only if such direction is accompanied by an
Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that
such recordation would materially and beneficially affect the interests of the Certificateholders or is required
by law.
Section 11.04. Limitation on Rights of Certificateholders. (a) The death or incapacity of any
Certificateholder shall not terminate this Agreement or the Trust, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition
or winding up of the Trust, nor otherwise affect the rights, obligations and liabilities of the parties hereto or
any of them.
(b) Except as expressly provided in this Agreement, no Certificateholders shall have any right to
vote or in any manner otherwise control the operation and management of the Trust, or the obligations of the
parties hereto, nor shall anything herein set forth, or contained in the terms of the Certificates, be construed
so as to establish the Certificateholders from time to time as partners or members of an association; nor shall
any Certificateholders be under any liability to any third Person by reason of any action taken by the parties to
this Agreement pursuant to any provision hereof.
(c) No Certificateholder shall have any right by virtue of any provision of this Agreement to
institute any suit, action or proceeding in equity or at law upon, under or with respect to this Agreement
against the Depositor, the Securities Administrator, the Master Servicer or any successor to any such parties
unless (i) such Certificateholder previously shall have given to the Securities Administrator a written notice of
a continuing default, as herein provided, (ii) the Holders of Certificates evidencing Fractional Undivided
Interests aggregating not less than 51% of the Trust Fund shall have made written request upon the Trustee to
institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the
Trustee such reasonable indemnity as it may require against the costs and expenses and liabilities to be incurred
therein or thereby, and (iii) the Trustee, for 60 days after its receipt of such notice, request and offer of
indemnity, shall have neglected or refused to institute any such action, suit or proceeding.
(d) No one or more Certificateholders shall have any right by virtue of any provision of this
Agreement to affect the rights of any other Certificateholders or to obtain or seek to obtain priority or
preference over any other such Certificateholder, or to enforce any right under this Agreement, except in the
manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the
protection and enforcement of the provisions of this Section 11.04, each and every Certificateholder and the
Trustee shall be entitled to such relief as can be given either at law or in equity.
Section 11.05. Acts of Certificateholders. (a) Any request, demand, authorization, direction,
notice, consent, waiver or other action provided by this Agreement to be given or taken by Certificateholders may
be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such
Certificateholders in person or by an agent duly appointed in writing. Except as herein otherwise expressly
provided, such action shall become effective when such instrument or instruments are delivered to the Securities
Administrator and, where it is expressly required, to the Depositor. Proof of execution of any such instrument
or of a writing appointing any such agent shall be sufficient for any purpose of this Agreement and conclusive in
favor of the Securities Administrator and the Depositor, if made in the manner provided in this Section 11.05.
(b) The fact and date of the execution by any Person of any such instrument or writing may be
proved by the affidavit of a witness of such execution or by a certificate of a notary public or other officer
authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or
writing acknowledged to him the execution thereof. Where such execution is by a signer acting in a capacity
other than his or her individual capacity, such certificate or affidavit shall also constitute sufficient proof
of his or her authority. The fact and date of the execution of any such instrument or writing, or the authority
of the individual executing the same, may also be proved in any other manner which the Securities Administrator
deems sufficient.
(c) The ownership of Certificates (notwithstanding any notation of ownership or other writing on
such Certificates, except an endorsement in accordance with Section 5.02 made on a Certificate presented in
accordance with Section 5.04) shall be proved by the Certificate Register, and neither the Trustee, the
Securities Administrator, the Depositor, the Master Servicer nor any successor to any such parties shall be
affected by any notice to the contrary.
(d) Any request, demand, authorization, direction, notice, consent, waiver or other action of the
holder of any Certificate shall bind every future holder of the same Certificate and the holder of every
Certificate issued upon the registration of transfer or exchange thereof, if applicable, or in lieu thereof with
respect to anything done, omitted or suffered to be done by the Trustee, the Securities Administrator, the
Depositor, the Master Servicer or any successor to any such party in reliance thereon, whether or not notation of
such action is made upon such Certificates.
(e) In determining whether the Holders of the requisite percentage of Certificates evidencing
Fractional Undivided Interests have given any request, demand, authorization, direction, notice, consent or
waiver hereunder, Certificates owned by the Trustee, the Securities Administrator, the Depositor, the Master
Servicer or any Affiliate thereof shall be disregarded, except as otherwise provided in Section 11.02(b) and
except that, in determining whether the Trustee shall be protected in relying upon any such request, demand,
authorization, direction, notice, consent or waiver, only Certificates which a Responsible Officer of the Trustee
actually knows to be so owned shall be so disregarded. Certificates which have been pledged in good faith to the
Trustee, the Securities Administrator, the Depositor, the Master Servicer or any Affiliate thereof may be
regarded as outstanding if the pledgor establishes to the satisfaction of the Trustee the pledgor's right to act
with respect to such Certificates and that the pledgor is not an Affiliate of the Trustee, the Securities
Administrator, the Depositor, or the Master Servicer, as the case may be.
Section 11.06. Governing Law. THIS AGREEMENT AND THE CERTIFICATES SHALL BE CONSTRUED IN ACCORDANCE
WITH THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS CONFLICT OF LAWS RULES (OTHER THAN SECTION 5-1401
OF THE GENERAL OBLIGATIONS LAW, WHICH THE PARTIES HERETO EXPRESSLY RELY UPON IN THE CHOICE OF SUCH LAW AS THE
GOVERNING LAW HEREUNDER) AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN
ACCORDANCE WITH SUCH LAWS.
Section 11.07. Notices. All demands and notices hereunder shall be in writing and shall be deemed
given when delivered at (including delivery by facsimile) or mailed by registered mail, return receipt requested,
postage prepaid, or by recognized overnight courier, to (i) in the case of the Depositor, Structured Asset
Mortgage Investments II Inc., 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Chief Counsel, and with
respect to Reg AB notifications to the Depositor at xxxxxxxxxxxxxxxxxx@xxxx.xxx; (ii) in the case of the Trustee,
at its Corporate Trust Office, or such other address as may hereafter be furnished to the other parties hereto in
writing; (iii) in the case of the Company, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000, Attention: Vice
President-Servicing, telecopier number: (000) 000-0000, or to such other address as may hereafter be furnished
to the other parties hereto in writing; (iv) in the case of the Master Servicer or Securities Administrator,
Xxxxx Fargo Bank, National Association, X.X. Xxx 00, Xxxxxxxx Xxxxxxxx 00000 (or, in the case of overnight
deliveries, 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx 00000) (Attention: Client Services Manager - XXXXX
0000-0), xxxxxxxxx no.: (000) 000-0000, or such other address as may hereafter be furnished to the other parties
hereto in writing; or (v) in the case of the Rating Agencies, Fitch Ratings, Xxx Xxxxx Xxxxxx Xxxxx, Xxx Xxxx,
Xxx Xxxx 00000 and Standard & Poor's, a division of The XxXxxx-Xxxx Companies, Inc., 00 Xxxxx Xxxxxx, Xxx Xxxx,
Xxx Xxxx 00000. Any notice delivered to the Depositor, the Master Servicer, the Securities Administrator or the
Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed
to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at
the address of such Certificateholder as shown in the Certificate Register. Any notice so mailed within the time
prescribed in this Agreement shall be conclusively presumed to have been duly given when mailed, whether or not
the Certificateholder receives such notice.
Section 11.08. Severability of Provisions. If any one or more of the covenants, agreements,
provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants,
agreements, provisions or terms shall be deemed severed from the remaining covenants, agreements, provisions or
terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the holders thereof.
Section 11.09. Successors and Assigns. The provisions of this Agreement shall be binding upon and
inure to the benefit of the respective successors and assigns of the parties hereto.
Section 11.10. Article and Section Headings. The article and section headings herein are for
convenience of reference only, and shall not limit or otherwise affect the meaning hereof.
Section 11.11. Counterparts. This Agreement may be executed in two or more counterparts each of
which when so executed and delivered shall be an original but all of which together shall constitute one and the
same instrument.
Section 11.12. Notice to Rating Agencies. The article and section headings herein are for
convenience of reference only, and shall not limited or otherwise affect the meaning hereof. The Securities
Administrator shall promptly provide notice to each Rating Agency with respect to each of the following of which
a Responsible Officer of the Securities Administrator has actual knowledge:
1. Any material change or amendment to this Agreement or the Servicing Agreements;
2. The occurrence of any Event of Default that has not been cured;
3. The resignation or termination of the Master Servicer, the Trustee or the Securities
Administrator;
4. The repurchase or substitution of any Mortgage Loans;
5. The final payment to Certificateholders; and
6. Any change in the location of the Distribution Account.
IN WITNESS WHEREOF, the Depositor, the Trustee, the Master Servicer and the Securities Administrator
have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day
and year first above written.
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC., as
Depositor
By: /s/ Xxxxx Xxxxxxxxxxx
Name: Xxxxx Xxxxxxxxxxx
Title: Vice President
CITIBANK, N.A., as Trustee
By: /s/ Xxxx X. Xxxxxx
Name: Xxxx X. Xxxxxx
Title: Vice President
XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Master
Servicer
By: /s/ Xxxxxxxx X. Xxxxxx
Name: Xxxxxxxx X. Xxxxxx
Title: Assistant Vice President
XXXXX FARGO BANK, NATIONAL ASSOCIATION, as
Securities Administrator
By: /s/ Xxxxxxxx X. Xxxxxx
Name: Xxxxxxxx X. Xxxxxx
Title: Assistant Vice President
EMC MORTGAGE CORPORATION
By: /s/ Xxxx Xxxxxxx
Name: Xxxx Xxxxxxx
Title: Senior Vice President
Accepted and Agreed as to
Sections 2.01, 2.02, 2.03, 2.04 and 9.09(c)
in its capacity as Sponsor
EMC MORTGAGE CORPORATION
By: /s/ Xxxx Xxxxxxx
Name: Xxxx Xxxxxxx
Title: Senior Vice President
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 31st day of August, 2007, before me, a notary public in and for said State, personally appeared
Xxxxx Xxxxxxxxxxx, known to me to be a Vice President of Structured Asset Mortgage Investments II Inc., the
corporation that executed the within instrument, and also known to me to be the person who executed it on behalf
of said limited liability company, and acknowledged to me that such limited liability company executed the within
instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this
certificate first above written.
/s/ Xxxxxxxx Xxxxxxxx
Notary Public
[Notarial Seal]
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 31st day of August, 2007, before me, a notary public in and for said State, personally appeared
Xxxx X. Xxxxxx, known to me to be a Vice President of Citibank, N.A., the entity that executed the within
instrument, and also known to me to be the person who executed it on behalf of said entity, and acknowledged to
me that such entity executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this
certificate first above written.
/s/ Xxxxxxx Xxxxxxxx
Notary Public
[Notarial Seal]
STATE OF MARYLAND )
) ss.:
COUNTY OF XXXXXX )
On the 31st day of August, 2007, before me, a notary public in and for said State, personally appeared
Xxxxxxxx X. Xxxxxx, known to me to be an Assistant Vice President of Xxxxx Fargo Bank, National Association, the
entity that executed the within instrument, and also known to me to be the person who executed it on behalf of
said entity, and acknowledged to me that such entity executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this
certificate first above written.
/s/ Xxxxxx Xxxxx
Notary Public
[Notarial Seal]
STATE OF MARYLAND )
) ss.:
COUNTY OF XXXXXX )
On the 31st day of August, 2007, before me, a notary public in and for said State, personally appeared
Xxxxxxxx X. Xxxxxx, known to me to be an Assistant Vice President of Xxxxx Fargo Bank, National Association, the
entity that executed the within instrument, and also known to me to be the person who executed it on behalf of
said entity, and acknowledged to me that such entity executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this
certificate first above written.
/s/ Xxxxxx Xxxxx
Notary Public
[Notarial Seal]
STATE OF TEXAS )
) ss.:
COUNTY OF XXXXXX )
On the 31st day of August, 2007, before me, a notary public in and for said State, personally appeared
Xxxx Xxxxxxx, known to me to be a Senior Vice President of EMC Mortgage Corporation, the corporation that
executed the within instrument, and also known to me to be the person who executed it on behalf of said
corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this
certificate first above written.
/s/ Xxx X. Xxxxxxxx
Notary Public
[Notarial Seal]
STATE OF TEXAS )
) ss.:
COUNTY OF XXXXXX )
On the 31st day of August, 2007, before me, a notary public in and for said State, personally appeared
Xxxx Xxxxxxx, known to me to be a Senior Vice President of EMC Mortgage Corporation, the corporation that
executed the within instrument, and also known to me to be the person who executed it on behalf of said
corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this
certificate first above written.
/s/ Xxx X. Xxxxxxxx
Notary Public
[Notarial Seal]
APPENDIX 1
Calculation of REMIC I Y Principal Reduction Amounts
For any Distribution Date the amounts by which the Uncertificated Principal Balances of REMIC I Regular
Interests Y-1, Y-2 and Y-3, respectively, will be reduced on such Distribution Date by the allocation of Realized
Losses and the distribution of principal, determined as follows:
First, for each of Sub-Group I, Sub-Group II and Sub-Group III, determine the weighted average of the Net Rates
of the Mortgage Loans in that Sub-Group for distributions of interest that will be made on the next succeeding
Distribution Date (the "Group Interest Rate"). The Class Y Principal Reduction Amounts will be determined
pursuant to the "Generic Solution for the Class Y Principal Reduction Amounts" set forth below (the "Generic
Solution") by making identifications among the actual Sub-Groups and their related Class Y and Class Z Regular
Interests and weighted average net rates and the Groups named in the Generic Solution and their related Class Y
and Class Z Regular Interests as follows:
A. Determine which Sub-Group has the lowest Group Interest Rate. That Sub-Group will be identified with
Group AA and the Class Y Regular Interest and Class Z Regular Interest related to that Sub-Group will be
respectively identified with the Class YAA and Class ZAA Certificates. The Group Interest Rate for that
Sub-Group will be identified with J%. If two or more Sub-Groups have the lowest Group Interest Rate pick one for
this purpose, subject to the restriction that each Sub-Group may be picked only once in the course of any such
selections pursuant to paragraphs A through C of this definition.
B. Determine which Sub-Group has the second lowest Group Interest Rate. That Sub-Group will be identified with
Group BB and the Class Y Regular Interest and Class Z Regular Interest related to that Sub-Group will be
respectively identified with the Class BB and Class ZBB Certificates. The Group Interest Rate for that Sub-Group
will be identified with K%. If two or more Sub-Groups have the second lowest Group Interest Rate pick one for
this purpose, subject to the restriction that each Sub-Group may be picked only once in the course of any such
selections pursuant to paragraphs A through C of this definition.
C. Determine which Sub-Group has the third lowest Group Interest Rate. That Sub-Group will be identified with
Group CC and the Class Y Regular Interest and Class Z Regular Interest related to that Sub-Group will be
respectively identified with the Class YCC and Class ZCC Certificates. The Group Interest Rate for that
Sub-Group will be identified with L%. If two or more Sub-Groups have the third lowest Group Interest Rate pick
one for this purpose, subject to the restriction that each Sub-Group may be picked only once in the course of any
such selections pursuant to paragraphs A through C or this definition.
Generic Solution for Class Y Principal Reduction Amounts:
For purposes of the succeeding formulas the following symbols shall have the meanings set forth below:
PJB = the Group AA Subordinate Percentage after the allocation of Realized Losses and distributions of
principal on such Distribution Date.
PLB = the Group CC Subordinate Percentage after the allocation of Realized Losses and distributions of
principal on such Distribution Date.
PKB = the Group BB Subordinate Percentage after the allocation of Realized Losses and distributions of
principal on such Distribution Date.
R = the Class CB Certificate Interest Rate = (J%PJB + L%PLB + K%PKB)/(PJB + PLB + PKB)
R1 = the weighted average of the Group Interest Rates for Group AA and Group BB
= (J% (Pj - ΔPj) + K% (Pk - ΔPk))/(Pj - ΔPj + Pk - ΔPk)
R2 = the weighted average of the Group Interest Rates for Group CC and Group BB
= (L% (Pl - ΔPl) + K% (Pk - ΔPk))/(Pl - ΔPl + Pk - ΔPk)
r1 = the weighted average of the Class YAA and Class YBB Certificate Interest Rates
= (J% Yj + K% Yk)/(Yj + Yk)
r2 = the weighted average of the Class YCC and Class YBB Certificate Interest Rates
= (L% Yl + K% Yk)/(Yl + Yk)
Yj = the Class YAA Uncertificated Principal Balance after distributions on the prior Distribution Date.
Yl = the Class YCC Uncertificated Principal Balance after distributions on the prior Distribution Date.
Yk = the Class YBB Uncertificated Principal Balance after distributions on the prior Distribution Date.
ΔYj = the Class YAA Principal Reduction Amount.
ΔYl = the Class YCC Principal Reduction Amount.
ΔYk = the Class YBB Principal Reduction Amount.
Zj = the Class ZAA Uncertificated Principal Balance after distributions on the prior Distribution Date.
Zl = the Class ZCC Uncertificated Principal Balance after distributions on the prior Distribution Date.
Zk = the Class ZBB Uncertificated Principal Balance after distributions on the prior Distribution Date.
ΔZj = the Class ZAA Principal Reduction Amount.
ΔZl = the Class ZCC Principal Reduction Amount.
ΔZk = the Class ZBB Principal Reduction Amount.
Pj = the aggregate of the Class YAA and Class ZAA Uncertificated Principal Balances after distributions on
the prior Distribution Date, which is equal to the aggregate principal balance of the Group AA Mortgage
Loans reduced by the Class R-1 Principal Balance, if applicable.
= Yj + Zj
Pl = the aggregate of the Class YCC and Class ZCC Principal Balances after distributions on the prior
Distribution Date, which is equal to the aggregate principal balance of the Group CC Loans reduced by
the Class R-1 Principal Balance, if applicable.
= Yl + Zl =
Pk = the aggregate of the Class YBB and Class ZBB Principal Balances after distributions on the prior
Distribution Date, which is equal to the aggregate principal balance of the Group BB Loans reduced by
the Class R Certificate Principal Balance, if any.
= Yk + Zk
ΔPj = the aggregate principal reduction resulting on such Distribution Date on the Group AA Mortgage
Loans as a result of principal distributions (exclusive of any distributions made pursuant to clause
(d)(i) of the definition of the REMIC I Distribution Amount) to be made and Realized Losses to be
allocated on such Distribution Date, reduced by the portion, if any, of such reduction allocable to
Component I of the Class R Certificates, which is equal to the aggregate of the Class YAA and Class ZAA
Principal Reduction Amounts.
= ΔYj + ΔZj
ΔPl= the aggregate principal reduction resulting on such Distribution Date on the Group CC Mortgage
Loans as a result of principal distributions (exclusive of any distributions made pursuant to clause
(d)(i) of the definition of the REMIC I Distribution Amount) to be made and Realized Losses to be
allocated on such Distribution Date, reduced by the portion, if any, of such reduction allocable to
Component I of the Class R Certificates, which is equal to the aggregate of the Class YCC and Class ZCC
Principal Reduction Amounts.
= ΔYl + ΔZl
ΔPk = the aggregate principal reduction resulting on such Distribution Date on the Group BB Mortgage
Loans as a result of principal distributions (exclusive of any distributions made pursuant to clause
(d)(i) of the definition of the REMIC I Distribution Amount) to be made and Realized Losses to be
allocated on such Distribution Date, reduced by the portion, if any, of such reduction allocable to
Component I of the Class R Certificates, which is equal to the aggregate of the Class YBB and Class ZBB
Principal Reduction Amounts.
= ΔYk + ΔZk
α = .0005
γ1 = (R - R1)/(L% - R). If R=>K%, γ1 is a non-negative number unless its denominator is zero,
in which event it is undefined.
γ2 = (R - J%)/( R2 - R). If R<K%, γ2 is a non-negative number.
If γ1 is undefined, ΔYj = Yj, ΔYl = (Yl/Pl)ΔPl, and ΔYk = Yk.
If γ2 is zero, ΔYl = Yl, ΔYj = (Yj/Pj)ΔPj, and ΔYk = Yk.
In the remaining situations, ΔYj, ΔYl and ΔYk shall be defined as follows:
I. If R=>K% and r1=> R1, make the following additional definitions:
δYk = ((J% - R1)/(K% - R1))Yj + Yk
δYk is a number between Yk and 0 such that (J%Yj + K%( Yk.- δYk))/(Yj + Yk.- δYk) = R1.
Y4 = Yj + Yk.- δYk
P4 = Pj + Pk.
ΔY4 = ΔYj + ΔYk.- δYk
1. If Yl - α(Pl - ΔPl) => 0, Y4- α(P4 - ΔP4) => 0, and γ1(P4 - ΔP4) < (Pl -
ΔPl), ΔYl = Yl - αγ1(P4 - ΔP4) and ΔY4 = Y4 - α(P4 - ΔP4).
2. If Yl - α(Pl - ΔPl) => 0, Y4 - α(P4 - ΔP4) => 0, and γ1(P4 - ΔP4) =>
(Pl - ΔPl), ΔYl = Yl - α(Pl - ΔPl) and
ΔY4 = Y4 - (α/γ1)(Pl - ΔPl).
3. If Yl - α(Pl - ΔPl) < 0, Y4 - α(P4 - ΔP4) => 0, and Y4 - α(P4 - ΔP4) =>
Y4 - (Yl/γ1), ΔYl = Yl - αγ1(P4 - ΔP4) and
ΔY4 = Y4 - α(P4 - ΔP4).
4. If Yl - α(Pl - ΔPl) < 0, Y4 - (Yl/γ1) => 0, and
Y4 - α(P4 - ΔP4) <= Y4 - (Yl/γ1), ΔYl = 0 and ΔY4 = Y4 - (Yl/γ1).
5. If Y4 - α(P4 - ΔP4) < 0, Y4 - (Yl/γ1) < 0, and
Yl - α(Pl - ΔPl) <= Yl - (γ1Y4), ΔYl = Yl - (γ1Y4) and ΔY4 = 0.
6. If Y4 - α(P4 - ΔP4) < 0, Yl - α(Pl - ΔPl) => 0, and Yl - α(Pl - ΔPl) =>
Yl - (γ1Y4), ΔYl = Yl - α(Pl - ΔPl) and
ΔY4 = Y4 - (α/γ1)(Pl - ΔPl).
ΔYj = [Yj/(Yj + Yk - δYk)]ΔY4
ΔYk = δYk + [(Yk - δYk)/(Yj + Yk - δYk)]ΔY4
The purpose of the foregoing definitional provisions together with the related provisions allocating Realized
Losses and defining the Class Y and Class Z Principal Distribution Amounts is to accomplish the following goals
in the following order of priority:
1. Making the ratio of (Yl - ΔYl ) to (Y4 - ΔY4 ) equal to γ1 after taking account of the allocation
Realized Losses and the distributions that will be made through the end of the Distribution Date to
which such provisions relate and assuring that the Principal Reduction Amount for each of the Class YAA,
Class YCC, Class YBB, Class ZAA Class ZCC and Class ZBB Regular Interests is greater than or equal to
zero for such Distribution Date;
2. Making the Class YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the
Class YAA and Class ZAA Uncertificated Principal Balances, the Class YCC Uncertificated Principal
Balance less than or equal to 0.0005 of the sum of the Class YCC and Class ZCC Uncertificated Principal
Balances and the Class YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of
the Class YBB and Class ZBB Uncertificated Principal Balances in each case after giving effect to
allocations of Realized Losses and distributions to be made through the end of the Distribution Date to
which such provisions relate; and
3. Making the larger of (a) the fraction whose numerator is (Yl - ΔYl ) and whose denominator is the sum of
(Yl - ΔYl) and (Zl - ΔZl) and (b) the fraction whose numerator is (Y4 - ΔY4) and whose denominator is
the sum of (Y4 - ΔY4), (Zj - ΔZj) and (Zk - ΔZk) as large as possible while remaining less than or equal
to 0.0005.
In the event of a failure of the foregoing portion of the definition of Class Y Principal Reduction Amount to
accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals
within the requirement that each Class Y Principal Reduction Amount must be less than or equal to the sum of (a)
the principal portion of Realized Losses to be allocated on the related Distribution Date for the related
Sub-Group and (b) the remainder of the REMIC I Available Distribution Amount for the related Sub-Group or after
reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related
Class Y and Class Z Certificates. In the event of any conflict among the provisions of the definition of the
Class Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their
priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation
of ΔY4 between ΔYj and ΔYk cannot be achieved because either ΔYj as so defined is greater than ΔPj or ΔYk as so
defined is greater than ΔPk, such an allocation shall be made as close as possible to the formula allocation
within the requirement that ΔYj < ΔPj and ΔYk < ΔPk.
II. If R=>K% and r1<R1, make the following additional definitions:
δYj = Yj + ((R1 - K%)/(R1 - J%))Yk
δYj is a number between Yj and 0 such that (J%(Yj - δYj) + K%Yk)/(Yj - δYj + Yk.) = R1.
Y5 = Yj - δYj + Yk.
P5 = Pj + Pk.
ΔY5 = ΔYj - δYj + ΔYk.
1. If Yl - α(Pl - ΔPl) => 0, Y5- α(P5 - ΔP5) => 0, and γ1(P5 - ΔP5) < (Pl -
ΔPl), ΔYl = Yl - αγ1(P5 - ΔP5) and ΔY5 = Y5 - α(P5 - ΔP5).
2. If Yl - α(Pl - ΔPl) => 0, Y5 - α(P5 - ΔP5) => 0, and γ1(P5 - ΔP5) =>
(Pl - ΔPl), ΔYl = Yl - α(Pl - ΔPl) and
ΔY5 = Y5 - (α/γ1)(Pl - ΔPl).
3. If Yl - α(Pl - ΔPl) < 0, Y5 - α(P5 - ΔP5) => 0, and Y5 - α(P5 - ΔP5) =>
Y5 - (Yl/γ1), ΔYl = Yl - αγ1(P5 - ΔP5) and
ΔY5 = Y5 - α(P5 - ΔP5).
4. If Yl - α(Pl - ΔPl) < 0, Y5 - (Yl/γ1) => 0, and
Y5 - α(P5 - ΔP5) <= Y5 - (Yl/γ1), ΔYl = 0 and ΔY5 = Y5 - (Yl/γ1).
5. If Y5 - α(P5 - ΔP5) < 0, Y5 - (Yl/γ1) < 0, and
Yl - α(Pl - ΔPl) <= Yl - (γ1Y5), ΔYl = Yl - (γ1Y5) and ΔY5 = 0.
6. If Y5 - α(P5 - ΔP5) < 0, Yl - α(Pl - ΔPl) => 0, and Yl - α(Pl - ΔPl) =>
Yl - (γ1Y5), ΔYl = Yl - α(Pl - ΔPl) and
ΔY5 = Y5 - (α/γ1)(Pl - ΔPl).
ΔYj = δYj + [(Yj - δYj)/(Yj - δYj + Yk)]ΔY5
ΔYk = [Yk/(Yj - δYj + Yk)]ΔY5
The purpose of the foregoing definitional provisions together with the related provisions allocating Realized
Losses and defining the Class Y and Class Z Principal Distribution Amounts is to accomplish the following goals
in the following order of priority:
1. Making the ratio of (Yl - ΔYl) to (Y5 - ΔY5) equal to γ1 after taking account of the allocation
Realized Losses and the distributions that will be made through end of the Distribution Date to which
such provisions relate and assuring that the Principal Reduction Amount for each of the Class YAA, Class
YCC, Class YBB, Class ZAA Class ZCC and Class ZBB Regular Interests is greater than or equal to zero for
such Distribution Date;
2. Making the Class YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the
Class YAA and Class ZAA Uncertificated Principal Balances, the Class YCC Uncertificated Principal
Balance less than or equal to 0.0005 of the sum of the Class YCC and Class ZCC Uncertificated Principal
Balances and the Class YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of
the Class YBB and Class ZBB Uncertificated Principal Balances in each case after giving effect to
allocations of Realized Losses and distributions to be made through the end of the Distribution Date to
which such provisions relate; and
3. Making the larger of (a) the fraction whose numerator is (Yl - ΔYl) and whose denominator is the sum of
(Yl - ΔYl) and (Zl - ΔZl) and (b) the fraction whose numerator is (Y5 - ΔY5) and whose denominator is
the sum of (Y5 - ΔY5), (Zj - ΔZj) and (Zk - ΔZk) as large as possible while remaining less than or equal
to 0.0005.
In the event of a failure of the foregoing portion of the definition of Class Y Principal Reduction Amount to
accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals
within the requirement that each Class Y Principal Reduction Amount must be less than or equal to the sum of (a)
the principal portion of Realized Losses to be allocated on the related Distribution Date for the related
Sub-Group and (b) the remainder of the REMIC I Available Distribution Amount for the related Sub-Group or after
reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related
Class Y and Class Z Certificates. In the event of any conflict among the provisions of the definition of the
Class Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their
priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation
of ΔY5 between ΔYj and ΔYk cannot be achieved because either ΔYj as so defined is greater than ΔPj or ΔYk as so
defined is greater than ΔPk, such an allocation shall be made as close as possible to the formula allocation
within the requirement that ΔYj < ΔPj and ΔYk < ΔPk.
III. If R<=K% and r2=> R2, make the following additional definitions:
δYl = ((K% - R2)/(L% - R2))Yk + Yl
δYl is a number between Yl and 0 such that (K%Yk + L%( Yl.- δYl))/(Yk + Yl.- δYl) = R2.
Make the following additional definitions:
Y6 = Yl - δYl + Yk.
P6 = Pl + Pk.
ΔY6 = ΔYl - δYl + ΔYk.
1. If Y6 - α(P6 - ΔP6) => 0, Yj- α(Pj - ΔPj) => 0, and γ2(Pj - ΔPj) < (P6 -
ΔP6), ΔY6 = Y6 - αγ2(Pj - ΔPj) and ΔYj = Yj - α(Pj - ΔPj).
2. If Y6 - α(P6 - ΔP6) => 0, Yj - α(Pj - ΔPj) => 0, and γ2(Pj - ΔPj) =>
(P6 - ΔP6), ΔY6 = Y6 - α(P6 - ΔP6) and
ΔYj = Yj - (α/γ2)(P6 - ΔP6).
3. If Y6 - α(P6 - ΔP6) < 0, Yj - α(Pj - ΔPj) => 0, and Yj - α(Pj - ΔPj) =>
Yj - (Y6/γ2), ΔY6 = Y6 - αγ2(Pj - ΔPj) and
ΔYj = Yj - α(Pj - ΔPj).
4. If Y6 - α(P6 - ΔP6) < 0, Yj - (Y6/γ2) => 0, and
Yj - α(Pj - ΔPj) <= Yj - (Y6/γ2), ΔY6 = 0 and ΔYj = Yj - (Y6/γ2).
5. If Yj - α(Pj - ΔPj) < 0, Yj - (Y6/γ2) < 0, and
Y6 - α(P6 - ΔP6) <= Y6 - (γ2Yj), ΔY6 = Y6 - (γ2Yj) and ΔYj = 0.
6. If Yj - α(Pj - ΔPj) < 0, Y6 - α(P6 - ΔP6) => 0, and Y6 - α(P6 - ΔP6) =>
Y6 - (γ2Yj), ΔY6 = Y6 - α(P6 - ΔP6) and
ΔYj = Yj - (α/γ2)(P6 - ΔP6).
ΔYl = δYl + [(Yl - δYl)/(Yl - δYl + Yk)]ΔY6
ΔYk = [Yk/(Yl - δYl + Yk)]ΔY6
The purpose of the foregoing definitional provisions together with the related provisions allocating Realized
Losses and defining the Class Y and Class Z Principal Distribution Amounts is to accomplish the following goals
in the following order of priority:
1. Making the ratio of (Yj - ΔYj) to (Y6 - ΔY6) equal to γ2 after taking account of the allocation
Realized Losses and the distributions that will be made through end of the Distribution Date to which
such provisions relate and assuring that the Principal Reduction Amount for each of the Class YAA, Class
YCC, Class YBB, Class ZAA Class ZCC and Class ZBB Regular Interests is greater than or equal to zero for
such Distribution Date;
2. Making the Class YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the
Class YAA and Class ZAA Uncertificated Principal Balances, the Class YCC Uncertificated Principal
Balance less than or equal to 0.0005 of the sum of the Class YCC and Class ZCC Uncertificated Principal
Balances and the Class YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of
the Class YBB and Class ZBB Uncertificated Principal Balances in each case after giving effect to
allocations of Realized Losses and distributions to be made through the end of the Distribution Date to
which such provisions relate; and
3. Making the larger of (a) the fraction whose numerator is (Yj - ΔYj) and whose denominator is the sum of
(Yj - ΔYj) and (Zh - ΔZj) and (b) the fraction whose numerator is (Y6 - ΔY6) and whose
denominator is the sum of (Y6 - ΔY6), (Zl - ΔZl) and (Zk - ΔZk) as large as possible while remaining
less than or equal to 0.0005.
In the event of a failure of the foregoing portion of the definition of Class Y Principal Reduction Amount to
accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals
within the requirement that each Class Y Principal Reduction Amount must be less than or equal to the sum of (a)
the principal portion of Realized Losses to be allocated on the related Distribution Date for the related
Sub-Group and (b) the remainder of the REMIC I Available Distribution Amount for the related Sub-Group or after
reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related
Class Y and Class Z Certificates. In the event of any conflict among the provisions of the definition of the
Class Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their
priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation
of ΔY6 between ΔYl and ΔYk cannot be achieved because either ΔYl as so defined is greater than ΔPl or ΔYk as
so defined is greater than ΔPk, such an allocation shall be made as close as possible to the formula allocation
within the requirement that ΔYl < ΔPl and ΔYk < ΔPk.
IV. If R<K% and r2<R2, make the following additional definitions:
δYk = Yk + ((R2 - L%)/(R2 - K%))Yl
δYk is a number between Yk and 0 such that (K%(Yk - δYk) + L%Yl)/(Yk - δYk + Yl.) = R2.
Y7 = Yk - δYk + Yl.
P7 = Pk + Pl.
ΔY7 = ΔYk - δYk + ΔYl.
1. If Y7 - α(P7 - ΔP7) => 0, Yj- α(Pj - ΔPj) => 0, and γ2(Pj - ΔPj) < (P7 -
ΔP7), ΔY7 = Y7 - αγ2(Pj - ΔPj) and ΔYj = Yj - α(Pj - ΔPj).
2. If Y7 - α(P7 - ΔP7) => 0, Yj - α(Pj - ΔPj) => 0, and γ2(Pj - ΔPj) =>
(P7 - ΔP7), ΔY7 = Y7 - α(P7 - ΔP7) and
ΔYj = Yj - (α/γ2)(P7 - ΔP7).
3. If Y7 - α(P7 - ΔP7) < 0, Yj - α(Pj - ΔPj) => 0, and Yj - α(Pj - ΔPj) =>
Yj - (Y7/γ2), ΔY7 = Y7 - αγ2(Pj - ΔPj) and
ΔYj = Yj - α(Pj - ΔPj).
4. If Y7 - α(P7 - ΔP7) < 0, Yj - (Y7/γ2) => 0, and
Yj - α(Pj - ΔPj) <= Yj - (Y7/γ2), ΔY7 = 0 and ΔYj = Yj - (Y7/γ2).
5. If Yj - α(Pj - ΔPj) < 0, Yj - (Y7/γ2) < 0, and
Y7 - α(P7 - ΔP7) <= Y7 - (γ2Yj), ΔY7 = Y7 - (γ2Yj) and ΔYj = 0.
6. If Yj - α(Pj - ΔPj) < 0, Y7 - α(P7 - ΔP7) => 0, and Y7 - α(P7 - ΔP7) =>
Y7 - (γ2Yj), ΔY7 = Y7 - α(P7 - ΔP7) and
ΔYj = Yj - (α/γ2)(P7 - ΔP7).
ΔYl = [(Yl/(Yl + Yk - δYk)]ΔY7
ΔYk = δYk + [(Yk - δYk)/(Yl + Yk - δYk)]ΔY7
The purpose of the foregoing definitional provisions together with the related provisions allocating Realized
Losses and defining the Class Y and Class Z Principal Distribution Amounts is to accomplish the following goals
in the following order of priority:
1. Making the ratio of (Yj - ΔYj) to (Y7 - ΔY7) equal to γ2 after taking account of the allocation
Realized Losses and the distributions that will be made through end of the Distribution Date to which
such provisions relate and assuring that the Principal Reduction Amount for each of the Class YAA, Class
YCC, Class YBB, Class ZAA Class ZCC and Class ZBB Regular Interests is greater than or equal to zero for
such Distribution Date;
2. Making the Class YAA Uncertificated Principal Balance less than or equal to 0.0005 of the sum of the
Class YAA and Class ZAA Uncertificated Principal Balances, the Class YCC Uncertificated Principal
Balance less than or equal to 0.0005 of the sum of the Class YCC and Class ZCC Uncertificated Principal
Balances and the Class YBB Uncertificated Principal Balance less than or equal to 0.0005 of the sum of
the Class YBB and Class ZBB Uncertificated Principal Balances in each case after giving effect to
allocations of Realized Losses and distributions to be made through the end of the Distribution Date to
which such provisions relate; and
3. Making the larger of (a) the fraction whose numerator is (Yj - ΔYj) and whose denominator is the sum of
(Yj - ΔYj) and (Zj - ΔZj) and (b) the fraction whose numerator is (Y7 - ΔY7) and whose denominator is
the sum of (Y7 - ΔY7), (Zl - ΔZl) and (Zk - ΔZk) as large as possible while remaining less than or equal
to 0.0005.
In the event of a failure of the foregoing portion of the definition of Class Y Principal Reduction Amount to
accomplish both of goals 1 and 2 above, the amounts thereof should be adjusted to so as to accomplish such goals
within the requirement that each Class Y Principal Reduction Amount must be less than or equal to the sum of (a)
the principal portion of Realized Losses to be allocated on the related Distribution Date for the related
Sub-Group and (b) the remainder of the REMIC I Available Distribution Amount for the related Sub-Group or after
reduction thereof by the distributions to be made on such Distribution Date in respect of interest on the related
Class Y and Class Z Certificates. In the event of any conflict among the provisions of the definition of the
Class Y Principal Reduction Amounts, such conflict shall be resolved on the basis of the goals and their
priorities set forth above within the requirement set forth in the preceding sentence. If the formula allocation
of ΔY7 between ΔYl and ΔYk cannot be achieved because either ΔYl as so defined is greater than ΔPl or
ΔYk as so defined is greater than ΔPk, such an allocation shall be made as close as possible to the
formula allocation within the requirement that ΔYl < ΔPl and ΔYk < ΔPk.
Initial Balance Calculation Method:
[The principal balances for the Class YAA, Class YBB and Class YCC Regular Interests as of the Cut-off Date
should be calculated as follows: First, calculate the Cut-off Date values for Pj, Pk and Pl. Then calculate the
Cut-off Date value of R using those balances and the Senior Certificate balances.
If R=>K%, calculate R1 = (J%Pj + K%Pk)/(Pj + Pk) and γ1 =(R - R1)/(L% - R).
If Pl <= γ1(Pj + Pk), the Cut-off Date principal balance of the Class YC Regular Interest (Yl) equals
0.0005Pl and the Cut-off Date principal balances of the Class YAA and Class YBB Regular Interests (Yj and Yk)
equal 0.0005 PjPl/[γ1(Pj + Pk)] and 0.0005 PkPl/[γ1(Pj + Pk)] respectively.
If Pl > γ1(Pj + Pk), the Cut-off Date principal balances of the Class YAA and Class YBB Regular Interests
(Yj and Yk) equal 0.0005 Pj and 0.0005 Pk respectively and the Cut-off Date principal balance of the Class YCC
Regular Interest (Yl) equals 0.0005γ1(Pj + Pk).
If R<K%, calculate R2 = (L%Pl + K%Pk)/(Pl + Pk) and γ2 =(R - J%)/( R2 - R).
If Pl + Pk <= γ2Pj, the Cut-off Date principal balances of the Class YCC and Class YBB Regular Interests
(Yl and Yk) equal 0.0005Pl and 0.0005Pk, respectively, and the Cut-off Date principal balance of the Class YAA
Regular Interest (Yj) equals 0.0005 (Pl + Pk)/γ2.
If Pl + Pk> γ2Pj, the Cut-off Date principal balance of the Class YAA Regular Interest (Yj) equal 0.0005 Pj
and the Cut-off Date principal balances of the Class YCC and Class YBB Regular Interests (Yl and Yk) equal
0.0005γ2PjPl/(Pl +Pk) and 0.0005γ2PjPk/(Pl +Pk), respectively.]
NOTES:
1. Classes YAA and ZAA are related to the Group AA Mortgage Loans. The sum of the Uncertificated Principal
Balances for the Class YAA and Class ZAA Regular Interests is equal to the aggregate stated principal balance of
the Group AA Mortgage Loans. Classes YCC and ZCC are related to the Group CC Mortgage Loans. The sum of the
Uncertificated Principal Balances for the Class YCC and Class ZCC Regular Interests is equal to the aggregate
stated principal balance of the Group CC Mortgage Loans. Classes YBB and ZBB are related to the Group BB
Mortgage Loans. The sum of the Uncertificated Principal Balances for the Class YBB and Class ZBB Regular
Interests is equal to the aggregate stated principal balance of the Group BB Mortgage Loans. The Y and Z classes
will be principal and interest classes bearing interest at the pass-through rate for the related Sub-Group.
EXHIBIT A-1
[RESERVED]
EXHIBIT A-2
[RESERVED]
EXHIBIT A-3
[RESERVED]
EXHIBIT A-4
[RESERVED]
EXHIBIT A-5-1
FORM OF CLASS R CERTIFICATE
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A
DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF
1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY
PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE
TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT
TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A
QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT
OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE
REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED
FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or
(7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE
RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT
AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES
ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND
OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED
STATES AND ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN
EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A
PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL
FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY
RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS
PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION
UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE
TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN
IN THE AGREEMENT.
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE
PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH
TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE
UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX UNDER CHAPTER 1 OF THE CODEAND EXCEPT
FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A
FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE
FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS' COOPERATIVES DESCRIBED IN SECTION 521 OF THE
CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO
THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON
UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION
1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH
PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A
"DISQUALIFIED ORGANIZATION"), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH
TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN
ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE
REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO
A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED
TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER
FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS
CERTIFICATE.
Certificate No.1 Percentage Interest: 100%
Class R
Aggregate Initial Certificate Principal Balance of this
Date of Pooling and Servicing Agreement and Cut-off Date: Certificate as of the Cut-off Date:
August 1, 2007 $0.00
Initial Certificate Principal Balance of this
First Distribution Date: Certificate as of the Cut-off Date:
September 25, 2007 $0.00
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank, National Association
Assumed Final Distribution Date:
September 25, 2047
BEAR XXXXXXX ALT-A TRUST II 2007-1
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-1
evidencing a fractional undivided interest in the distributions allocable to the Class
R Certificates with respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first liens on one-to-four family
residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
This Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("XXXX XX"), the
Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by XXXX XX, the Master Servicer, the Securities
Administrator or the Trustee or any of their affiliates or any other person, except as set forth in the
Agreement. None of XXXX XX, the Master Servicer, the Securities Administrator, the Trustee or any of
their affiliates will have any obligation with respect to any certificate or other obligation secured by
or payable from payments on the Certificates.
This certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of
the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional
adjustable rate mortgage loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by XXXX XX. The Mortgage Loans were sold by EMC Mortgage
Corporation ("EMC") and Master Funding LLC ("Master Funding") to XXXX XX. Xxxxx Fargo Bank, National
Association ("Xxxxx Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer,"
which term includes any successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among XXXX XX, as depositor (the "Depositor"), the Master Servicer, Xxxxx Fargo, as
securities administrator (the "Securities Administrator"), EMC and Citibank, N.A., as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of
the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions
set forth in the Agreement to the effect that (i) each person holding or acquiring any ownership
interest in this Certificate must be a United States Person and a Permitted Transferee, (ii) the
transfer of any ownership interest in this Certificate will be conditioned upon the delivery to the
Securities Administrator of, among other things, an affidavit to the effect that it is a United States
Person and Permitted Transferee, (iii) any attempted or purported transfer of any ownership interest in
this Certificate in violation of such restrictions will be absolutely null and void and will vest no
rights in the purported transferee, and (iv) if any person other than a United States Person and a
Permitted Transferee acquires any ownership interest in this Certificate in violation of such
restrictions, then the Depositor will have the right, in its sole discretion and without notice to the
Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which
purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the
Depositor may choose.
The Securities Administrator will distribute on the 25th day of each month, or, if
such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution
Date"), commencing on the first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of the month immediately
preceding the month of the related Distribution Date, an amount equal to the product of the Fractional
Undivided Interest evidenced by this Certificate and the amounts required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is
the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
Distributions on this Certificate will be made by the Securities Administrator by
check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing
as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the office or agency
appointed by the Securities Administrator for that purpose and designated in such notice.
No transfer of this Certificate shall be made unless the transfer is made pursuant to
an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and
an effective registration or qualification under applicable state securities laws, or is made in a
transaction that does not require such registration or qualification. In the event that such a transfer
of this Certificate is to be made without registration or qualification, the Securities Administrator
shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A
under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the
meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications
from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective
transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable,
and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that
such transfer may be made without such registration or qualification (which Opinion of Counsel shall not
be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the
Master Servicer in their respective capacities as such), together with copies of the written
certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's
prospective transferee upon which such Opinion of Counsel is based. None of the Depositor, the
Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law or to take any action not
otherwise required under the Agreement to permit the transfer of such Certificates without registration
or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to
indemnify the Trustee, the Securities Administrator, the Depositor and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in accordance with such
federal and state laws.
No transfer of this Class R Certificate will be made unless the Securities
Administrator has received either (i) Opinion of Counsel for the benefit of the Trustee, Master Servicer
and the Securities Administrator and which they may rely which is satisfactory to the Securities
Administrator that the purchase of this certificate is permissible under local law, will not constitute
or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended
(the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to
any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation
letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an
employee benefit plan or other retirement arrangement that is subject to Title I of ERISA and/or Section
4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates designated as set
forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire
beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look
solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the
Trustee is liable to the Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any liability under the
Agreement.
This Certificate does not purport to summarize the Agreement and reference is made to
the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties
evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment
thereof and of the Servicing Agreements and the modification of the rights and obligations of the
Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by EMC, the Depositor, the Master Servicer, the
Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases,
Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the
transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the
transfer of this Certificate is registrable with the Securities Administrator upon surrender of this
Certificate for registration of transfer at the offices or agencies maintained by the Securities
Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will be issued to the
designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the
Classes and denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates
evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of
transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or
other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the
Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of the Seller, the Master
Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice to the
contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to the termination of the
Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation
(or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B)
the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named
in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Stated Principal Balance of
the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off
Date Balance as of the Closing Date and (B) the Pre-funded Amount as of the Closing Date, or (ii) the
Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined
that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists
that such REMIC status will be lost for the then-current taxable year. The exercise of such right will
effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by
the Agreement continue beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be
duly executed.
Dated: August 31, 2007 XXXXX FARGO BANK, NATIONAL ASSOCIATION
not in its individual capacity but solely
as Securities Administrator
By:_________________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class R Certificates referred to in the within-mentioned Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
Authorized signatory of Xxxxx Fargo Bank,
National Association, not in its
individual capacity but solely as
Securities Administrator
By:_________________________________________
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address including postal zip code
of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate
and hereby authorizes the transfer of registration of such interest to assignee on the Certificate
Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate to the following
address:
Dated:
_____________________________________________
Signature by or on behalf of assignor
_____________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to _________________________________ for the account of _________________________ account number
_____________, or, if mailed by check, to ______________________________. Applicable statements should
be mailed to _____________________________________________.
This information is provided by __________________, the assignee named above, or
________________________, as its agent.
EXHIBIT A-5-2
[RESERVED]
EXHIBIT A-6
[RESERVED]
EXHIBIT A-7
[RESERVED]
EXHIBIT A-8
FORM OF CLASS [I[[II][III]-A-[1][2] CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE
SECURITIES ADMINISTRATOR NAMED HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR
PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No. [1][2] Variable Pass-Through Rate
Class [I][II][III]-A-[1][2] [Super] Senior
[Support]
Aggregate Initial Certificate Principal Balance of this
Date of Pooling and Servicing Agreement and Cut-off Date: Certificate as of the Cut-off Date:
August 1, 2007 $____________
First Distribution Date: Initial Certificate Principal Balance of this
September 25, 2007 Certificate as of the Cut-off Date: $__________
Master Servicer: CUSIP: __________
Xxxxx Fargo Bank, National Association
Assumed Final Distribution Date:
September 25, 2047
BEAR XXXXXXX ALT-A TRUST II 2007-1
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-1
evidencing a fractional undivided interest in the distributions allocable to the Class
[I][II][III]-A-[1][2][3] Certificates with respect to a Trust Fund consisting
primarily of a pool of adjustable interest rate mortgage loans secured by first liens
on one-to-four family residential properties and sold by STRUCTURED ASSET MORTGAGE
INVESTMENTS II INC.
This Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("XXXX XX"), the
Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by XXXX XX, the Master Servicer, the Securities
Administrator or the Trustee or any of their affiliates or any other person, except as set forth in the
Agreement. None of XXXX XX, the Master Servicer, the Securities Administrator, the Trustee or any of
their affiliates will have any obligation with respect to any certificate or other obligation secured by
or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided
Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this
Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage
Loans") sold by XXXX XX. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") and Master
Funding LLC ("Master Funding") to XXXX XX. Xxxxx Fargo Bank, National Association ("Xxxxx Fargo") will
act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors
thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and
Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among XXXX XX, as
depositor (the "Depositor"), the Master Servicer, Xxxxx Fargo, as securities administrator (the
"Securities Administrator"), EMC and Citibank, N.A., as trustee (the "Trustee"), a summary of certain of
the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized
terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
Interest on this Certificate will accrue during the period from and including the
preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date,
from the Closing Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the
Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th
day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"),
commencing on the first Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the Business day immediately preceding the related
Distribution Date as long as such Certificate remains in book-entry form (and otherwise, the close of
business on the last Business Day of the month immediately preceding the month of such Distribution
Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate
and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the
same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the
month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date
on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.
Distributions on this Certificate will be made by the Securities Administrator by
check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing
as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the office or agency
appointed by the Securities Administrator for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance
hereof will be reduced to the extent of distributions allocable to principal hereon.
This Certificate is one of a duly authorized issue of Certificates designated as set
forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire
beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look
solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the
Trustee is liable to the Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any liability under the
Agreement.
This Certificate does not purport to summarize the Agreement and reference is made to
the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties
evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment
thereof and of the Servicing Agreements and the modification of the rights and obligations of the
Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by EMC, the Depositor, the Master Servicer, the
Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases,
Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the
transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the
transfer of this Certificate is registrable with the Securities Administrator upon surrender of this
Certificate for registration of transfer at the offices or agencies maintained by the Securities
Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will be issued to the
designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the
Classes and denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates
evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of
transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or
other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the
Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the
Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice
to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to the termination of the
Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation
(or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B)
the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named
in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Stated Principal Balance of
the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off
Date Balance as of the Closing Date and (B) the Pre-funded Amount as of the Closing Date, or (ii) the
Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined
that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists
that such REMIC status will be lost for the then-current taxable year. The exercise of such right will
effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by
the Agreement continue beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be
duly executed.
Dated: August 31, 2007 XXXXX FARGO BANK, NATIONAL ASSOCIATION
not in its individual capacity but solely
as Securities Administrator
By:_________________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class [I][II][III]-A-[1][2] Certificates referred to in the
within-mentioned Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
Authorized signatory of Xxxxx Fargo Bank,
National Association, not in its
individual capacity but solely as
Securities Administrator
By:_________________________________________
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address including postal zip code
of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate
and hereby authorizes the transfer of registration of such interest to assignee on the Certificate
Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate to the following
address:
Dated:
_____________________________________________
Signature by or on behalf of assignor
_____________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to _________________________________ for the account of _________________________ account number
_____________, or, if mailed by check, to ______________________________. Applicable statements should
be mailed to _____________________________________________.
This information is provided by __________________, the assignee named above, or
________________________, as its agent.
EXHIBIT A-9
FORM OF CLASS [I][II][III]-X-1 CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR
PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
Certificate No.1 _______%
Class [I][II][III]-X-1 Interest Only
Aggregate Initial Notional Amount of this Certificate
Date of Pooling and Servicing Agreement and Cut-off Date: as of the Cut-off Date:
August 1, 2007 $___________
Initial Notional Amount of this Certificate as of the
First Distribution Date: Cut-off Date:
September 25, 2007 $___________
Master Servicer: CUSIP: ____________
Xxxxx Fargo Bank, National Association
Assumed Final Distribution Date:
September 25, 2047
BEAR XXXXXXX ALT-A TRUST II 2007-1
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-1
evidencing a fractional undivided interest in the distributions allocable to the Class
[I][II][III]-X-1 Certificates with respect to a Trust Fund consisting primarily of a
pool of adjustable interest rate mortgage loans secured by first liens on one-to-four
family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC
This Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("XXXX XX"), the
Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by XXXX XX, the Master Servicer, the Securities
Administrator or the Trustee or any of their affiliates or any other person, except as set forth in the
Agreement. None of XXXX XX, the Master Servicer, the Securities Administrator, the Trustee or any of
their affiliates will have any obligation with respect to any certificate or other obligation secured by
or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided
Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this
Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate mortgage
loans secured by first liens on one- to four- family residential properties (collectively, the "Mortgage
Loans") sold by XXXX XX. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") and Master
Funding LLC ("Master Funding") to XXXX XX. Xxxxx Fargo Bank, National Association ("Xxxxx Fargo") will
act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any successors
thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and
Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among XXXX XX, as
depositor (the "Depositor"), the Master Servicer, Xxxxx Fargo, as securities administrator (the
"Securities Administrator"), EMC and Citibank, N.A., as trustee (the "Trustee"), a summary of certain of
the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized
terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued
under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the
Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
Interest on this Certificate will accrue during the period from and including the
preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date,
from the Closing Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the
Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th
day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"),
commencing on the first Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the Business Day immediately preceding the related
Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of
business on the last Business Day of the month immediately preceding the month of such Distribution
Date), an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate
and the amount (of interest, if any) required to be distributed to the Holders of Certificates of the
same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the
month following the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date
on which the Certificate Principal Balance of this Class of Certificates will be reduced to zero.
Distributions on this Certificate will be made by the Securities Administrator by
check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing
as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the office or agency
appointed by the Securities Administrator for that purpose and designated in such notice. The initial
Notional Amount of this Certificate is set forth above.
This Certificate is one of a duly authorized issue of Certificates designated as set
forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire
beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look
solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the
Trustee is liable to the Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any liability under the
Agreement.
This Certificate does not purport to summarize the Agreement and reference is made to
the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties
evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment
thereof and of the Servicing Agreements and the modification of the rights and obligations of the
Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by EMC, the Depositor, the Master Servicer, the
Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases,
Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the
transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the
transfer of this Certificate is registrable with the Securities Administrator upon surrender of this
Certificate for registration of transfer at the offices or agencies maintained by the Securities
Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will be issued to the
designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the
Classes and denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates
evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of
transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or
other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the
Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the
Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice
to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to the termination of the
Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation
(or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B)
the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named
in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Stated Principal Balance of
the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off
Date Balance as of the Closing Date and (B) the Pre-funded Amount as of the Closing Date, or (ii) the
Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined
that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists
that such REMIC status will be lost for the then-current taxable year. The exercise of such right will
effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by
the Agreement continue beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be
duly executed.
Dated: August 31, 2007 XXXXX FARGO BANK, NATIONAL ASSOCIATION
not in its individual capacity but solely
as Securities Administrator
By:_________________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class [I][II][III]-X-1 Certificates referred to in the
within-mentioned Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
Authorized signatory of Xxxxx Fargo Bank,
National Association, not in its
individual capacity but solely as
Securities Administrator
By:_________________________________________
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address including postal zip code
of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate
and hereby authorizes the transfer of registration of such interest to assignee on the Certificate
Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate to the following
address:
Dated:
_____________________________________________
Signature by or on behalf of assignor
_____________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to _________________________________ for the account of _________________________ account number
_____________, or, if mailed by check, to ______________________________. Applicable statements should
be mailed to _____________________________________________.
This information is provided by __________________, the assignee named above, or
________________________, as its agent.
EXHIBIT A-10
[RESERVED]
EXHIBIT A-11
FORM OF CLASS B-[1][2][3][4][5] CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES [AND]
[CLASS B-1][CLASS B-2][CLASS B-3][CLASS B-4] CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE "CODE").
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED IN THE AGREEMENT.
ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR NAMED HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE SECURITIES ADMINISTRATOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR
PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
EACH BENEFICIAL OWNER OF A CLASS B-[1][2][3][4][5] CERTIFICATE OR ANY INTEREST THEREIN SHALL BE
DEEMED TO HAVE REPRESENTED, BY VIRTUE OF ITS ACQUISITION OR HOLDING OF THAT CERTIFICATE OR INTEREST
THEREIN, THAT EITHER (I) SUCH CERTIFICATE IS RATED AT LEAST "BBB-" OR ITS EQUIVALENT BY FITCH, S&P,
XXXXX'X, DBRS LIMITED OR DBRS, INC., (II) IT IS NOT A PLAN SUBJECT TO TITLE I OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE CODE (EACH, "PLAN") OR
INVESTING WITH "PLAN ASSETS" OF ANY PLAN, OR (III) (1) IT IS AN INSURANCE COMPANY, (2) THE SOURCE OF
FUNDS USED TO ACQUIRE OR HOLD THE CERTIFICATE OR INTEREST THEREIN IS AN "INSURANCE COMPANY GENERAL
ACCOUNT," AS SUCH TERM IS DEFINED IN U.S. DEPARTMENT OF LABOR PROHIBITED TRANSACTION CLASS EXEMPTION
("PTCE") 95-60, AND (3) THE CONDITIONS IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED.
Certificate No.1 Variable Pass-Through Rate
Class B-[1][2][3][4][5] Subordinate
Aggregate Initial Certificate Principal Balance of this
Date of Pooling and Servicing Agreement and Cut-off Date: Certificate as of the Cut-off Date:
August 1, 2007 $__________
First Distribution Date: Initial Certificate Principal Balance of this
September 25, 2007 Certificate as of the Cut-off Date: $__________
Master Servicer: CUSIP: ___________
Xxxxx Fargo Bank, National Association
Assumed Final Distribution Date:
September 25, 2047
BEAR XXXXXXX ALT-A TRUST II 2007-1
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-1
evidencing a fractional undivided interest in the distributions allocable to the Class
B-[1][2][3][4][5] Certificates with respect to a Trust Fund consisting primarily of a
pool of adjustable interest rate mortgage loans secured by first liens on one-to-four
family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
This Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("XXXX XX"), the
Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by XXXX XX, the Master Servicer, the Securities
Administrator or the Trustee or any of their affiliates or any other person, except as set forth in the
Agreement. None of XXXX XX, the Master Servicer, the Securities Administrator, the Trustee or any of
their affiliates will have any obligation with respect to any certificate or other obligation secured by
or payable from payments on the Certificates.
This certifies that Cede & Co. is the registered owner of the Fractional Undivided
Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as
this Certificate in a trust (the "Trust Fund") primarily consisting of conventional adjustable rate
mortgage loans secured by first liens on one- to four- family residential properties (collectively, the
"Mortgage Loans") sold by XXXX XX. The Mortgage Loans were sold by EMC Mortgage Corporation ("EMC") and
Master Funding LLC ("Master Funding") to XXXX XX. Xxxxx Fargo Bank, National Association ("Xxxxx Fargo")
will act as master servicer of the Mortgage Loans (the "Master Servicer," which term includes any
successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the
Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement"), among
XXXX XX, as depositor (the "Depositor"), the Master Servicer, Xxxxx Fargo, as securities administrator
(the "Securities Administrator"), EMC and Citibank, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein,
capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate
is issued under and is subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
Interest on this Certificate will accrue during the period from and including the
preceding Distribution Date (as hereinafter defined) (or in the case of the first Distribution Date,
from the Closing Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth in the
Agreement. The Securities Administrator will distribute on the 25th day of each month, or, if such 25th
day is not a Business Day, the immediately following Business Day (each, a "Distribution Date"),
commencing on the first Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month immediately preceding the
month of such Distribution Date, an amount equal to the product of the Fractional Undivided Interest
evidenced by this Certificate and the amount (of interest, if any) required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is
the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and
is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates
will be reduced to zero.
Distributions on this Certificate will be made by the Securities Administrator by
check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing
as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the office or agency
appointed by the Securities Administrator for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance
hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized
Losses allocable hereto.
Each beneficial owner of a Class B-[1][2][3][4][5] Certificate or any interest therein shall be
deemed to have represented, by virtue of its acquisition or holding of that Certificate or interest
therein, that either (i) such Certificate is rated at least "BBB-" or its equivalent by Fitch, S&P,
Xxxxx'x, DBRS Limited or DBRS, Inc., (ii) it is not a plan subject to Title I of the Employee Retirement
Investment Security Act of 1974, as amended, or Section 4975 of the Code (each, a "Plan") or investing
with "plan assets" of any Plan, or (iii)(1) it is an insurance company, (2) the source of funds used to
acquire or hold the Certificate or interest therein is an "insurance company general account," as such
term is defined in U.S. Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60, and
(3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
This Certificate is one of a duly authorized issue of Certificates designated as set
forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire
beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look
solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the
Trustee is liable to the Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any liability under the
Agreement.
This Certificate does not purport to summarize the Agreement and reference is made to
the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties
evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment
thereof and of the Servicing Agreements and the modification of the rights and obligations of the
Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by EMC, the Depositor, the Master Servicer, the
Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases,
Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the
transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the
transfer of this Certificate is registrable with the Securities Administrator upon surrender of this
Certificate for registration of transfer at the offices or agencies maintained by the Securities
Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will be issued to the
designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the
Classes and denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates
evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of
transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or
other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the
Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the
Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice
to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to the termination of the
Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation
(or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B)
the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named
in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Stated Principal Balance of
the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off
Date Balance as of the Closing Date and (B) the Pre-funded Amount as of the Closing Date, or (ii) the
Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined
that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists
that such REMIC status will be lost for the then-current taxable year. The exercise of such right will
effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by
the Agreement continue beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be
duly executed.
Dated: August 31, 2007 XXXXX FARGO BANK, NATIONAL ASSOCIATION
not in its individual capacity but solely
as Securities Administrator
By:_________________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B-[1][2][3][4][5] Certificates referred to in the
within-mentioned Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
Authorized signatory of Xxxxx Fargo Bank,
National Association, not in its
individual capacity but solely as
Securities Administrator
By:_________________________________________
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address including postal zip code
of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate
and hereby authorizes the transfer of registration of such interest to assignee on the Certificate
Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate to the following
address:
Dated:
_____________________________________________
Signature by or on behalf of assignor
_____________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to _________________________________ for the account of _________________________ account number
_____________, or, if mailed by check, to ______________________________. Applicable statements should
be mailed to _____________________________________________.
This information is provided by __________________, the assignee named above, or
________________________, as its agent.
EXHIBIT A-12
FORM OF CLASS B-[6][7][8] CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A, CLASS B-1, CLASS
B-2, CLASS B-3, CLASS B-4, CLASS B-5 [AND [CLASS B-6][CLASS B-7]] CERTIFICATES AS DESCRIBED IN THE
AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "REGULAR INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE "CODE").
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE
SECURITIES ADMINISTRATOR NAMED HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF
1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY
PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE
TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT
TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A
QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT
OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE
REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED
FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or
(7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE
RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT
AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES
ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND
OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED
STATES AND ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN
EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A
PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL
FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY
RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS
PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION
UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE
TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN
IN THE AGREEMENT.
Certificate No.1 Variable Pass-Through Rate
Class B-[6][7][8] Subordinate
Aggregate Initial Certificate Principal Balance of this
Date of Pooling and Servicing Agreement and Cut-off Date: Certificate as of the Cut-off Date:
August 1, 2007 $__________
Initial Certificate Principal Balance of this
First Distribution Date: Certificate as of the Cut-off Date:
September 25, 2007 $__________
Master Servicer: CUSIP: ____________
Xxxxx Fargo Bank, National Association
Assumed Final Distribution Date:
September 25, 2047
BEAR XXXXXXX ALT-A TRUST II 2007-1
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-1
evidencing a fractional undivided interest in the distributions allocable to the Class
B-[6][7][8] Certificates with respect to a Trust Fund consisting primarily of a pool
of adjustable interest rate mortgage loans secured by first liens on one-to-four
family residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
This Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("XXXX XX"), the
Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by XXXX XX, the Master Servicer, the Securities
Administrator or the Trustee or any of their affiliates or any other person, except as set forth in the
Agreement. None of XXXX XX, the Master Servicer, the Securities Administrator, the Trustee or any of
their affiliates will have any obligation with respect to any certificate or other obligation secured by
or payable from payments on the Certificates.
This certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of
the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional
adjustable rate mortgage loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by XXXX XX. The Mortgage Loans were sold by EMC Mortgage
Corporation ("EMC") and Master Funding LLC ("Master Funding") to XXXX XX. Xxxxx Fargo Bank, National
Association ("Xxxxx Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer,"
which term includes any successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among XXXX XX, as depositor (the "Depositor"), the Master Servicer, Xxxxx Fargo, as
securities administrator (the "Securities Administrator"), EMC and Citibank, N.A., as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of
the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
The Securities Administrator will distribute on the 25th day of each month, or, if
such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution
Date"), commencing on the first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of the month immediately
preceding the month of such Distribution Date, an amount equal to the product of the Fractional
Undivided Interest evidenced by this Certificate and the amount (of interest, if any) required to be
distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final
Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of
any Mortgage Loan and is not likely to be the date on which the Certificate Principal Balance of this
Class of Certificates will be reduced to zero.
Distributions on this Certificate will be made by the Securities Administrator by
check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing
as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the office or agency
appointed by the Securities Administrator for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance
hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless the transfer is made pursuant to
an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and
an effective registration or qualification under applicable state securities laws, or is made in a
transaction that does not require such registration or qualification. In the event that such a transfer
of this Certificate is to be made without registration or qualification, the Securities Administrator
shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A
under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the
meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications
from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective
transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable,
and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that
such transfer may be made without such registration or qualification (which Opinion of Counsel shall not
be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the
Master Servicer in their respective capacities as such), together with copies of the written
certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's
prospective transferee upon which such Opinion of Counsel is based. None of the Depositor, the
Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law or to take any action not
otherwise required under the Agreement to permit the transfer of such Certificates without registration
or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to
indemnify the Trustee, the Securities Administrator, the Depositor and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in accordance with such
federal and state laws.
No transfer of this Class B-[6][7][8] Certificate will be made unless the Securities
Administrator has received either (i) Opinion of Counsel for the benefit of the Trustee, Master Servicer
and the Securities Administrator and which they may rely which is satisfactory to the Securities
Administrator that the purchase of this certificate is permissible under local law, will not constitute
or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), and Section 4975 of the Internal Revenue Code, as amended
(the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to
any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation
letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an
employee benefit plan or other retirement arrangement that is subject to Title I of ERISA and/or Section
4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates designated as set
forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire
beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look
solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the
Trustee is liable to the Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any liability under the
Agreement.
This Certificate does not purport to summarize the Agreement and reference is made to
the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties
evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment
thereof and of the Servicing Agreement and the modification of the rights and obligations of the
Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by EMC, the Depositor, the Master Servicer, the
Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreement
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases,
Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the
transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreement in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the
transfer of this Certificate is registrable with the Securities Administrator upon surrender of this
Certificate for registration of transfer at the offices or agencies maintained by the Securities
Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will be issued to the
designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the
Classes and denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates
evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of
transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or
other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the
Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the
Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice
to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to the termination of the
Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation
(or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B)
the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named
in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Stated Principal Balance of
the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off
Date Balance as of the Closing Date and (B) the Pre-funded Amount as of the Closing Date, or (ii) the
Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has determined
that the REMIC status of any REMIC under the Agreement has been lost or that a substantial risk exists
that such REMIC status will be lost for the then-current taxable year. The exercise of such right will
effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by
the Agreement continue beyond the expiration of 21 years after the death of certain persons identified
in the Agreement.
Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be
duly executed.
Dated: August 31, 2007 XXXXX FARGO BANK, NATIONAL ASSOCIATION
Not in its individual capacity but solely
as Securities Administrator
By:_________________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B-[6][7][8] Certificates referred to in the within-mentioned
Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
Authorized signatory of Xxxxx Fargo Bank,
National Association, not in its
individual capacity but solely as
Securities Administrator
By:_________________________________________
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address including postal zip code
of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate
and hereby authorizes the transfer of registration of such interest to assignee on the Certificate
Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate to the following
address:
Dated:
_____________________________________________
Signature by or on behalf of assignor
_____________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to _________________________________ for the account of _________________________ account number
_____________, or, if mailed by check, to ______________________________. Applicable statements should
be mailed to _____________________________________________.
This information is provided by __________________, the assignee named above, or
________________________, as its agent.
EXHIBIT A-13
FORM OF CLASS XP CERTIFICATE
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF
1933, AS AMENDED (THE "SECURITIES ACT"), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY
PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE
TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT
TO RULE 144A UNDER THE SECURITIES ACT ("RULE 144A") TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A
QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A "QIB"), PURCHASING FOR ITS OWN ACCOUNT
OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE
REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A OR (2) IN CERTIFICATED
FORM TO AN "INSTITUTIONAL ACCREDITED INVESTOR" WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or
(7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE
RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT
AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE SECURITIES
ADMINISTRATOR THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND
OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED
STATES AND ANY OTHER APPLICABLE JURISDICTION.
THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN
EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT THAT IS SUBJECT TO TITLE I OF THE EMPLOYEE
RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), AND/OR SECTION 4975 OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE") (EACH, A "PLAN"), OR BY A PERSON USING "PLAN ASSETS" OF A
PLAN, UNLESS THE PROPOSED TRANSFEREE PROVIDES THE SECURITIES ADMINISTRATOR WITH AN OPINION OF COUNSEL
FOR THE BENEFIT OF THE TRUSTEE, MASTER SERVICER AND THE SECURITIES ADMINISTRATOR AND ON WHICH THEY MAY
RELY WHICH IS SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE OF THIS CERTIFICATE IS
PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION
UNDER SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE MASTER SERVICER, THE
TRUSTEE OR THE SECURITIES ADMINISTRATOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN
IN THE AGREEMENT.
Certificate No.1 Percentage Interest: 100%
Class XP Subordinate
Aggregate Initial Certificate Principal Balance of this
Date of Pooling and Servicing Agreement and Cut-off Date: Certificate as of the Cut-off Date:
August 1, 2007 $__________
Initial Certificate Principal Balance of this
First Distribution Date: Certificate as of the Cut-off Date:
September 25, 2007 $___________
Master Servicer: CUSIP: ___________
Xxxxx Fargo Bank, National Association
Assumed Final Distribution Date:
September 25, 2047
BEAR XXXXXXX ALT-A TRUST II 2007-1
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 2007-1
evidencing a fractional undivided interest in the distributions allocable to the Class
XP Certificates with respect to a Trust Fund consisting primarily of a pool of
adjustable interest rate mortgage loans secured by first liens on one-to-four family
residential properties and sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
This Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Structured Asset Mortgage Investments II Inc. ("XXXX XX"), the
Master Servicer, the Securities Administrator or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are
guaranteed or insured by any governmental entity or by XXXX XX, the Master Servicer, the Securities
Administrator or the Trustee or any of their affiliates or any other person, except as set forth in the
Agreement. None of XXXX XX, the Master Servicer, the Securities Administrator, the Trustee or any of
their affiliates will have any obligation with respect to any certificate or other obligation secured by
or payable from payments on the Certificates.
This certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of
the same Class as this Certificate in a trust (the "Trust Fund") primarily consisting of conventional
adjustable rate mortgage loans secured by first liens on one- to four- family residential properties
(collectively, the "Mortgage Loans") sold by XXXX XX. The Mortgage Loans were sold by EMC Mortgage
Corporation ("EMC") and Master Funding LLC ("Master Funding") to XXXX XX. Xxxxx Fargo Bank, National
Association ("Xxxxx Fargo") will act as master servicer of the Mortgage Loans (the "Master Servicer,"
which term includes any successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above
(the "Agreement"), among XXXX XX, as depositor (the "Depositor"), the Master Servicer, Xxxxx Fargo, as
securities administrator (the "Securities Administrator"), EMC and Citibank, N.A., as trustee (the
"Trustee"), a summary of certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the
Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of
the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
The Securities Administrator will distribute on the 25th day of each month, or, if
such 25th day is not a Business Day, the immediately following Business Day (each, a "Distribution
Date"), commencing on the first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last Business Day of the month immediately
preceding the month of the related Distribution Date, an amount equal to the product of the Fractional
Undivided Interest evidenced by this Certificate and the amount required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is
the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan and
is not likely to be the date on which the Certificate Principal Balance of this Class of Certificates
will be reduced to zero.
Distributions on this Certificate will be made by the Securities Administrator by
check mailed to the address of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing
as specified in the Agreement, by wire transfer. Notwithstanding the above, the final distribution on
this Certificate will be made after due notice by the Securities Administrator of the pendency of such
distribution and only upon presentation and surrender of this Certificate at the office or agency
appointed by the Securities Administrator for that purpose and designated in such notice. The initial
Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance
hereof will be reduced to the extent of distributions allocable to principal hereon.
No transfer of this Certificate shall be made unless the transfer is made pursuant to
an effective registration statement under the Securities Act of 1933, as amended (the "1933 Act"), and
an effective registration or qualification under applicable state securities laws, or is made in a
transaction that does not require such registration or qualification. In the event that such a transfer
of this Certificate is to be made without registration or qualification, the Securities Administrator
shall require receipt of (i) if such transfer is purportedly being made (a) in reliance upon Rule 144A
under the 1933 Act or (b) to a transferee that is an "Institutional Accredited Investor" within the
meaning of Rule 501(a)(1), (2), (3) or (7) of Regulation D under the 1933 Act, written certifications
from the Holder of the Certificate desiring to effect the transfer, and from such Holder's prospective
transferee, substantially in the forms attached to the Agreement as Exhibit F-1 or F-2, as applicable,
and (ii) if requested by the Securities Administrator, an Opinion of Counsel satisfactory to it that
such transfer may be made without such registration or qualification (which Opinion of Counsel shall not
be an expense of the Trust Fund or of the Depositor, the Trustee, the Securities Administrator or the
Master Servicer in their respective capacities as such), together with copies of the written
certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder's
prospective transferee upon which such Opinion of Counsel is based. None of the Depositor, the
Securities Administrator or the Trustee is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law or to take any action not
otherwise required under the Agreement to permit the transfer of such Certificates without registration
or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to
indemnify the Trustee, the Securities Administrator, the Depositor and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in accordance with such
federal and state laws.
No transfer of this Class XP Certificate will be made unless the Securities
Administrator has received either (i) Opinion of Counsel for the benefit of the Trustee, Master Servicer
and the Securities Administrator and which they may rely which is satisfactory to the Securities
Administrator that the purchase of this certificate is permissible under local law, will not constitute
or result in a non-exempt prohibited transaction under Section 406 of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), or Section 4975 of the Internal Revenue Code, as amended
(the "Code"), and will not subject the Master Servicer, the Trustee or the Securities Administrator to
any obligation or liability in addition to those undertaken in the Agreement or (ii) a representation
letter stating that the transferee is not acquiring directly or indirectly by, or on behalf of, an
employee benefit plan or other retirement arrangement that is subject to Title I of ERISA and/or Section
4975 of the Code (each, a "Plan"), or by a person using "plan assets" of a Plan.
This Certificate is one of a duly authorized issue of Certificates designated as set
forth on the face hereof (the "Certificates"). The Certificates, in the aggregate, evidence the entire
beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
The Certificateholder, by its acceptance of this Certificate, agrees that it will look
solely to the Trust Fund for payment hereunder and that neither the Securities Administrator nor the
Trustee is liable to the Certificateholders for any amount payable under this Certificate or the
Agreement or, except as expressly provided in the Agreement, subject to any liability under the
Agreement.
This Certificate does not purport to summarize the Agreement and reference is made to
the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties
evidenced hereby, and the rights, duties and immunities of the Trustee and the Securities Administrator.
The Agreement permits, with certain exceptions therein provided: (i) the amendment
thereof and of the Servicing Agreements and the modification of the rights and obligations of the
Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the
Certificateholders under the Agreement from time to time by EMC, the Depositor, the Master Servicer, the
Securities Administrator and the Trustee, and (ii) the amendment thereof and of the Servicing Agreements
by the Master Servicer and the Trustee with the consent of the Holders of Certificates, evidencing
Fractional Undivided Interests aggregating not less than 51% of the Trust Fund (or in certain cases,
Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided
Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding
on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the
transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate.
The Agreement also permits the amendment thereof and of the Servicing Agreements in certain limited
circumstances, without the consent of the Holders of any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set forth, the
transfer of this Certificate is registrable with the Securities Administrator upon surrender of this
Certificate for registration of transfer at the offices or agencies maintained by the Securities
Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in
form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder's
attorney duly authorized in writing, and thereupon one or more new Certificates in authorized
denominations representing a like aggregate Fractional Undivided Interest will be issued to the
designated transferee.
The Certificates are issuable only as registered Certificates without coupons in the
Classes and denominations specified in the Agreement. As provided in the Agreement and subject to
certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates
evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the
Holder surrendering the same.
No service charge will be made to the Certificateholders for any such registration of
transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or
other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the
Trustee, the Securities Administrator and any agent of any of them may treat the Person in whose name
this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the
Master Servicer, the Trustee, the Securities Administrator or any such agent shall be affected by notice
to the contrary.
The obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to the termination of the
Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation
(or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and disposition
of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and (B)
the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named
in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the
terms of the Agreement. Such optional repurchase may be made only if (i) the Stated Principal Balance of
the Mortgage Loans at the time of any such repurchase is less than 10% of the sum of (A) the Cut-off
Date Balance for as of the Closing Date and (B) the Pre-funded Amount as of the Closing Date, or (ii)
the Depositor, based upon an Opinion of Counsel addressed to the Depositor and the Trustee has
determined that the REMIC status of any REMIC under the Agreement has been lost or that a substantial
risk exists that such REMIC status will be lost for the then-current taxable year. The exercise of such
right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund
created by the Agreement continue beyond the expiration of 21 years after the death of certain persons
identified in the Agreement.
Unless this Certificate has been countersigned by an authorized signatory of the
Securities Administrator by manual signature, this Certificate shall not be entitled to any benefit
under the Agreement, or be valid for any purpose.
IN WITNESS WHEREOF, the Securities Administrator has caused this Certificate to be
duly executed.
Dated: August 31, 2007 XXXXX FARGO BANK, NATIONAL ASSOCIATION
Not in its individual capacity but solely
as Trustee
By:_________________________________________
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class XP Certificates referred to in the within-mentioned Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
Authorized signatory of Xxxxx Fargo Bank,
National Association, not in its
individual capacity but solely as
Securities Administrator
By:_________________________________________
Authorized Signatory
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address including postal zip code
of assignee) a Fractional Undivided Interest evidenced by the within Mortgage Pass-Through Certificate
and hereby authorizes the transfer of registration of such interest to assignee on the Certificate
Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate to the following
address:
Dated:
_____________________________________________
Signature by or on behalf of assignor
_____________________________________________
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to _________________________________ for the account of _________________________ account number
_____________, or, if mailed by check, to ______________________________. Applicable statements should
be mailed to _____________________________________________.
This information is provided by __________________, the assignee named above, or
________________________, as its agent.
EXHIBIT B
MORTGAGE LOAN SCHEDULE
LOAN_SEQ CITY1 ZIP_CODE STATE PROPTYPE CURRENT_GROSS_COUPON
17272380 Chino 91710 CA Condominium 6.875
17274422 Royal Oak 48067 MI Single Family 6.125
17275575 Xxxxxxx 00000 AZ Condominium 6.750
17275582 Lincolnwood 60712 IL Single Family 7.375
17275596 Xxxx Xxxxx Xxxxx 00000 FL PUD 7.500
17275597 Xxxxxxx 00000 XX Single Family 6.750
17275598 Hacienda Heights 91745 CA Single Family 7.000
17275599 Surprise 85379 AZ PUD 6.250
17275600 Xxxxxxxx 00000 XX 2-4 Family 6.125
17275601 Clarksburg 20871 MD PUD 6.500
16809367 Xxxxxxx 75454 TX PUD 8.375
16809721 Xxxxxxx 00000 FL Condominium 8.250
16790423 Canton 30115 GA Single Family 6.875
16788460 Xxxx 00000 XX Single Family 8.125
16778247 Baltimore 21231 MD Single Family 8.250
17058835 Buffalo 55313 MN Condominium 7.250
17012434 Xxxxxx 00000 XX Townhouse 7.000
17002373 LAKE XXXXXXXX 00000 XX Single Family 8.250
17228489 Ocala 34482 FL Single Family 8.750
17230548 Decatur 30032 GA Single Family 8.250
17168539 Hesperia 92345 CA Single Family 9.750
17246981 LOS ANGELES 90004 CA Single Family 8.925
17226641 XXXXXXX 00000 XX Single Family 7.875
17267747 DESERT HOT SPRINGS 92240 CA 2-4 Family 6.375
17267748 DESERT HOT SPRINGS 92240 CA 2-4 Family 6.375
17265570 Gold Canyon 85218 AZ PUD 7.000
17265571 Xxxxxxx 00000 XX Condominium 7.625
17265572 Xxxxx Xxxxx 00000 FL Condominium 6.500
17265573 Xxxxxxx 00000 FL Condominium 7.750
17252896 Miami 33145 FL Condominium 7.375
17252897 Xxxxxx 30084 GA Single Family 6.125
17252899 Point Pleasant 8742 NJ Single Family 6.875
17252900 Petaluma 94952 CA Single Family 6.000
17252901 Bellevue 00000 XX Single Family 6.375
17252894 New Berlin 53151 WI Condominium 7.375
17252895 Xxxxxxx 00000 XX Condominium 7.125
17181613 Chicago 60620 IL Single Family 8.875
17213926 Xxxxxxxxxxx 00000 XX Single Family 8.500
17181618 LONG BEACH 90815 CA Single Family 8.375
17229892 Goodyear 85338 AZ PUD 8.500
17224000 Corte Madera 94925 CA Single Family 8.000
17078490 XXXXXXXXX 89012 NV PUD 8.375
17298959 Escondido 92026 CA Single Family 7.000
17263458 Xxxxxxx Xxxxx Xxxxxxx 00000 CA Single Family 7.000
17259484 LEHIGH ACRES 33936 FL 2-4 Family 9.000
17027578 BASALT 81621 CO Condominium 8.250
17243276 Hollywood 33019 FL Condominium 6.750
17243366 Xxxxxxx 00000 XX Single Family 6.375
17243388 Xxxxx Xxxxxxx 00000 FL Condominium 8.500
17243392 Xxxxxx 90745 CA Single Family 6.250
17243396 Xxxxxx Xxxxx 00000 CA PUD 7.375
17244853 San Xxxx 95135 CA Single Family 7.625
17244855 Clermont 34711 FL PUD 7.750
17244857 The Xxxxxxxxx 00000 XX PUD 6.875
17246254 New York 10004 NY Condominium 7.000
17148472 Irvine 92618 CA Condominium 7.000
17148494 Orange 92865 CA Single Family 6.875
17148513 Xxxxxxx 00000 XX Single Family 6.250
17151488 Briarwood 11435 NY CO-OP 8.625
17151490 Talladega 35160 AL Single Family 6.500
17151529 Xxxxxx 00000 XX 2-4 Family 6.750
17151610 San Francisco 94134 CA Single Family 6.875
17171404 Apple Valley 92308 CA PUD 7.250
17171493 Camarillo 93012 CA PUD 6.875
17171500 Brea 92821 CA PUD 6.750
17180412 Xxxxxxxxxx 00000 XX Single Family 6.875
17180415 Xxx Xxxx 00000 NY Condominium 6.875
17180416 The Xxxxxxxxx 00000 XX PUD 6.875
17181944 Xxxxxxxx 00000 XX CO-OP 7.000
17181956 Fort Xxxxx 33912 FL Single Family 6.875
17181957 Gainesville 20155 VA Single Family 6.250
17202208 Barrington 60010 IL Single Family 6.750
17202209 San Francisco 94122 CA 2-4 Family 6.750
17202230 San Xxxx 95128 CA PUD 5.875
17202232 Clermont 34711 FL Single Family 6.625
17202237 Xxxxxxx 00000 XX Single Family 6.625
17202244 Land O Lakes 34639 FL PUD 7.375
17202245 Medinah 60157 IL Single Family 6.875
17202246 Gig Harbor 00000 XX Single Family 7.750
17208216 Xxxxxx 77365 TX PUD 6.875
17217039 Xxxxxxx 00000 FL PUD 6.250
17217041 Xxxxxxx Xxxxx 00000 CA Condominium 6.000
17217043 South San Francisco 94080 CA Single Family 5.875
17217054 San Xxxx 95125 CA Single Family 7.125
17228922 Xxxxx Xxxx Xxxxx 00000 CA Single Family 6.500
17228926 Aldie 20105 VA PUD 6.375
17228928 Xxxxxxx 00000 XX Single Family 6.500
17228932 Orange Beach 36561 AL Condominium 6.750
17231098 New York 10023 NY Condominium 5.875
17231107 Manassas 20109 VA PUD 6.875
17059271 Long Boat Key 34224 FL Condominium 6.500
17009021 Miami 33156 FL Condominium 7.000
17013683 Xxxxxxxxxx 00000 XX Single Family 6.375
16658444 San Pablo 94806 CA Single Family 6.750
16684063 Kissimmee 34747 FL PUD 7.125
17014950 Indianapolis 46239 IN Single Family 6.875
17078487 Xxxxxx Xxxxxx 00000 MD Condominium 8.750
17076548 Saco 4072 ME Single Family 8.000
17218542 Minneapolis 55412 MN Single Family 9.000
17230539 Neptune 7753 NJ Single Family 9.125
17245909 Rancho Cucamonga 91701 CA Condominium 7.625
17247632 Xxxxxx 4038 ME Single Family 7.000
17249992 SAN DIEGO 92114 CA Single Family 6.500
17255980 Montgomery 36107 AL Single Family 8.250
17267268 Indianapolis 46218 IN Single Family 7.750
17274234 Xxxxxxxxxxx 00000 XX Single Family 6.875
17275487 Palmdale 93550 CA Single Family 8.125
17278943 XXXXXXX 00000 XX Single Family 5.875
17279579 Xxxxxxx 00000 FL Single Family 6.750
17280045 XXXXXX 91902 CA Single Family 6.750
17280046 Columbia 29205 SC Single Family 8.625
17280047 Los Banos 93635 CA Single Family 7.375
17280116 Santa Xxx 92707 CA Single Family 6.375
17286720 Xxxxxx 91902 CA Single Family 7.375
17286730 Oklahoma City 73120 OK Condominium 8.000
17293502 Xxxxxxxx 00000 XX Single Family 6.750
17297210 Xxxxxxxxxx Xxxx 00000 CA Single Family 8.250
17297218 Saint Xxxx 55106 MN 2-4 Family 9.375
17297221 Saint Xxxx 55117 MN 2-4 Family 9.375
17298133 Xxxxxxxx 00000 XX 2-4 Family 8.625
17298087 La Palma 90623 CA Single Family 6.250
17298211 El Cajon 92020 CA Single Family 6.625
17298098 Xxxxxxxxxx 00000 XX Single Family 7.250
17298855 Xxxxxxx 00000 XX Condominium 6.625
17299525 SIERRA VISTA 85635 AZ Single Family 8.250
17299534 Stonington 6378 CT Single Family 9.500
17299536 Aurora 80016 CO Condominium 7.625
17299491 Fountain Hills 85268 AZ PUD 6.875
17299579 Chula Vista 91913 CA PUD 7.250
17299586 XXXXX XXXX 00000 MD Single Family 7.000
17301745 Kanab 84741 UT PUD 8.375
17301717 CHANDLER 85249 AZ Single Family 7.000
17301786 Richmond 23223 VA Townhouse 7.500
17301798 Xxxxxxx 00000 XX 2-4 Family 7.750
17301821 Xxxxxxxxxx 00000 XX Single Family 9.000
17214357 XXXXX 00000 MD Condominium 8.375
16304164 XXXXXXXX 00000 XX Single Family 7.625
17065311 BELLEVIEW 34420 FL Single Family 8.125
17154134 WACONIA 55387 MN 2-4 Family 8.625
16832568 Minneapolis 55406 MN Single Family 7.750
16835052 Tyler 75708 TX PUD 8.250
16823432 Xxxxxx Xxxx Xxxxxx 00000 SC Condominium 7.750
17299637 XXXXXXXXX 89044 NV PUD 8.500
17299650 Xxxxxxx 00000 XX PUD 6.625
17301850 SAN FRANCISCO 94121 CA Single Family 6.875
17301875 Xxxxx Xxxxx 00000 AZ PUD 6.250
17302287 BOWIE 20716 MD PUD 7.375
17302297 ALBUQUERQUE 87102 NM Single Family 8.750
17302299 Los Angeles 90063 CA 2-4 Family 6.875
17303975 SAN XXXXX 94583 CA Single Family 6.750
17303990 XXXXXXX 00000 FL Condominium 8.250
17306383 PHOENIX 85043 AZ PUD 8.125
17309184 DENVER 80224 CO Single Family 7.500
17312361 Cliffside Park 7010 NJ Condominium 6.250
17256236 CHICAGO 60651 IL Single Family 7.750
17256376 Los Angeles 90022 CA Single Family 6.250
17259611 XXXXXX XXXX 00000 XX XXX 8.125
17259619 Xxxxxxxx 00000 XX PUD 7.750
17263934 COSTA MESA 92627 CA 2-4 Family 6.625
17264197 Los Angeles 90011 CA Single Family 7.625
17265591 Lehigh Acres 33971 FL Single Family 8.000
17265597 SEBRING 33872 FL Single Family 8.125
17265599 XXXXX XXXXX 00000 FL Condominium 8.250
17266307 Manassas 20110 VA PUD 7.000
17266313 Lehigh Acres 33972 FL Single Family 8.250
17267731 Charlotte 28269 NC PUD 7.750
17272367 Xxxxxxx 00000 FL Condominium 7.875
17274421 ONTARIO 91762 CA Single Family 7.500
17275612 Xxxxxxxx Xxxxxxx 00000 XX Single Family 5.750
17279073 Xxxxxxx 00000 XX Single Family 7.375
17293562 Coachella 92236 CA Single Family 6.875
17293573 Denver 80209 CO Single Family 7.125
17293595 Naples 34102 FL Condominium 7.500
17295344 BOLINGBROOK 60440 IL Single Family 7.875
17297468 XXXXXXXX XXXX 00000 CA Single Family 7.000
17298235 BALTIMORE 21216 MD Townhouse 8.000
17298237 SOMERSET 8873 NJ Single Family 6.875
17298238 Hyattsville 20781 MD Single Family 8.375
17298239 XXXXXX 00000 XX PUD 6.875
17238774 XXXXXXXX 00000 XX 2-4 Family 7.500
17238827 Pilesgrove 8098 NJ Single Family 8.125
17238829 RANCHO CUCAMONGA 91739 CA Single Family 8.500
17243150 LOS ALAMITOS 90720 CA 2-4 Family 7.250
17243156 Centreville 20121 VA PUD 8.000
17243257 Arcadia 91007 CA Single Family 7.500
17243288 XXXXXXXXX 00000 XX Condominium 7.125
17243384 Xxxxx Xxx Xxxxxxx 00000 FL Condominium 7.250
17243939 XXXXXXXX 85232 AZ PUD 7.875
17244887 EAGLE LAKE 77434 TX 2-4 Family 7.375
17244889 XXXXX XXXX 00000 TX 2-4 Family 7.375
17244917 KIRKWOOD 95646 CA Condominium 7.625
17246160 Norwalk 90650 CA Single Family 7.500
17246258 XXXXXX 90746 CA PUD 6.875
17246992 Phoenix 85085 AZ PUD 6.250
17247012 XXXXXXX 00000 XX Single Family 7.125
17247906 Visalia 93291 CA Single Family 9.625
17247930 XXXX XXXXX XXXXX 00000 FL PUD 6.875
17248643 Los Angeles 90043 CA Single Family 6.875
17248650 Indio 92203 CA PUD 6.250
17250237 Spring 77389 TX PUD 6.000
17250252 MISSION VIEJO 92691 CA Single Family 6.125
17250261 Tampa 33612 FL 2-4 Family 8.000
17230301 Los Angeles 90044 CA Single Family 6.750
17231133 XXXXXXX 00000 XX Single Family 8.375
17231190 PLEASANTON 94588 CA Single Family 7.875
17231204 Maricopa 85239 AZ PUD 9.500
17231691 LEHIGH ACRES 33971 FL Single Family 8.500
17231716 DETROIT 48238 MI 2-4 Family 7.500
17231730 ATL 30310 GA Single Family 9.125
17231741 FORT XXXXX 33916 FL Single Family 8.500
17231743 FORT XXXXX 33905 FL Single Family 8.500
17231745 LEHIGH ACRES 33971 FL Single Family 8.250
17231746 XXXXXXX XXXXXXXX 00000 MI Single Family 7.875
17231774 Victorville 92395 CA PUD 6.000
17238709 Xxxxxxx 00000 FL Condominium 8.250
17238711 Charlotte 28226 NC PUD 7.500
17238739 Minneapolis 55418 MN 2-4 Family 8.500
17238751 ALTADENA 91001 CA Single Family 8.125
17238758 CROWN HILL 00000 XX Single Family 8.750
17238760 Tulare 93274 CA Single Family 6.625
17230255 Xxxxxxx 00000 FL Condominium 8.500
17230258 Xxxxxxx 00000 FL Condominium 8.500
17230264 XXXXXXX 00000 FL Condominium 8.500
17229865 Riverside 92503 CA Single Family 6.625
17245699 El Cajon 92019 CA Single Family 8.500
17267253 Ridgecrest 93555 CA Single Family 8.750
17207759 Bradenton 34203 FL Single Family 8.500
16121006 Xxxxxxxx Xxxxx 00000 XX Single Family 7.500
17230474 Xxxxxxxxxx 95608 CA Single Family 6.875
17246539 Van Nuys 91405 CA Single Family 7.250
17219062 Long Beach 90805 CA 2-4 Family 9.125
17272266 Xxxx Xxxx 00000 CA Single Family 6.875
17202579 Los Angeles 90067 CA Condominium 8.000
16980779 Xxxxxxx 00000 FL Condominium 8.250
17002095 Xxxxxxxxx 00000 XX Single Family 6.375
17042505 KISSIMMEE 34746 FL Condominium 6.250
17043928 KISSIMMEE 34746 FL Condominium 7.000
17003240 KISSIMMEE 34746 FL Condominium 6.375
17011262 Kissimmee 34759 FL PUD 8.250
16826783 XXXXXX 00000 XX Single Family 7.250
17267301 Lynwood 60411 IL Single Family 9.750
17238822 LAHAINA 96761 HI Condominium 8.000
17252611 Hacienda Heights 91745 CA Single Family 5.625
16974038 XXXXXXXX 00000 XX Single Family 8.375
17267732 Xxxxxxxxxx 00000 XX XXX 7.250
17238819 Xxxxxx Xxxxx 00000 IL 2-4 Family 7.875
17238826 Palos Hills 60465 IL Condominium 7.750
17238836 Niles 60714 IL Single Family 7.750
17238838 Cudahy 53110 WI Condominium 8.000
17325691 Weed 96094 CA Single Family 6.875
17325695 Weed 96094 CA Single Family 6.875
17325696 Xxxxx 00000 XX Condominium 7.500
17325697 Lake Forest 92630 CA PUD 7.250
17311872 Pasadena 91107 CA Condominium 7.375
17311873 Xxxxxxxxxx 00000 XX XXX 5.875
17311874 Phoenix 85040 AZ Condominium 7.500
17311875 Xxxxxxxxx 00000 XX Single Family 6.625
17311876 Ontario 91761 CA Single Family 5.750
17311879 Chicago 60622 IL 2-4 Family 7.500
17311880 Xxxxxxx Xxxx 00000 CA Single Family 7.500
17311882 Xxxxxxxx 00000 XX PUD 6.250
17311884 Las Vegas 89123 NV Single Family 6.625
17311885 Xxxxxxxxxx 00000 XX XXX 6.375
17311886 Xxxx Xxxxxxx 00000 CO Condominium 7.250
17311887 Chandler 85249 AZ PUD 6.500
17255159 Oregon City 97045 OR Single Family 7.375
17160269 Smyrna 30082 GA PUD 7.875
17169168 LA XXXXXX 91744 CA Single Family 9.125
17171538 Charlotte 28216 NC PUD 8.250
17172643 CHICAGO 60624 IL 2-4 Family 8.125
17182804 Winter Garden 34787 FL PUD 7.625
17202136 SAINT CLOUD 34769 FL Single Family 7.000
17208278 LAUREL 20707 MD PUD 8.625
17214324 Surfside 33154 FL Condominium 7.625
17215670 Raymore 64083 MO Single Family 7.250
17226637 KISSIMMEE 34743 FL PUD 7.750
17226638 Kissimmee 34743 FL PUD 7.750
17229350 Paso Xxxxxx 93446 CA Single Family 8.500
17238810 Xxxxx 00000 XX Condominium 7.000
17148635 Xxxxx Xxxxxxxxxx 00000 FL Single Family 8.125
17151559 Xxxxxxx 00000 FL Condominium 8.250
17152846 Charlotte 28277 NC PUD 6.875
17154597 JACKSONVILLE 32207 FL Condominium 7.250
17244542 Xxxxxxx 00000 XX Single Family 9.625
17303904 Xxxxxxxxxxxx 00000 XX Single Family 7.875
17245849 Milwaukee 53218 WI Single Family 9.125
17247494 FREMONT 94539 CA Single Family 7.875
17247641 Spring 77373 TX PUD 8.750
17251434 Spring 77373 TX PUD 8.750
17255947 Xxxxxxxx 80602 CO Single Family 6.250
17256888 Kissimmee 34743 FL PUD 7.500
17259501 Xxxxxxx 00000 IL Condominium 6.625
17265534 Xxxxxxxx 00000 XX Single Family 9.375
17266289 Xxxxxxxxxx 00000 XX Single Family 9.250
17274339 Apple Valley 55124 MN PUD 8.500
17325199 Minneapolis 55401 MN Condominium 7.125
17166648 Xxxxxxxxx 00000 XX PUD 8.125
17168725 Xxxx Xxxx Xxxxx 00000 FL Condominium 8.500
17181704 XXXXXX XXXX 00000 MO PUD 10.125
17207837 Philadelphia 19147 PA Townhouse 8.250
17218447 Xxxxxxxx 00000 XX 2-4 Family 8.250
17221566 Bellport 11713 NY Single Family 9.125
17233957 Xxxxxxx 00000 XX Single Family 9.875
17218465 Xxxxx 00000 XX Condominium 9.375
17148288 Xxxx Xxxx Xxxxx 00000 FL Condominium 10.125
17152522 Fall River 2723 MA 2-4 Family 7.875
17152531 Fall River 2723 MA 2-4 Family 7.875
17178341 Xxxxxxxxxx 00000 XX Single Family 8.875
17217435 San Bruno 94066 CA Single Family 7.625
17056074 Xxxxxxx 00000 FL Condominium 6.999
17066430 OCALA. 34472 FL Single Family 7.875
17066435 XXXX XXXXX 00000 FL Single Family 8.125
17066439 ST. PETERSBURG 33711 FL Single Family 8.125
17066441 ST. PETERSBURG 33711 FL Single Family 8.125
17066519 XXXXXX 27529 NC PUD 7.500
17066686 SAN XXXX 95116 CA Condominium 7.625
17075661 XXXXXXXXXX 00000 XX Condominium 6.500
17075732 PHOENIX 85043 AZ PUD 7.750
17076968 ARLINGTON 22202 VA Condominium 6.125
17076986 ARLINGTON 22202 VA Condominium 6.250
17078380 Morganton 28655 NC Single Family 8.375
17078467 VERNAL 84078 UT Single Family 9.000
17078566 DAVENPORT 33896 FL PUD 7.125
17089178 Jericho 11753 NY Single Family 6.750
17113373 Xxxxxxxxxxx 00000 XX Single Family 7.500
17113415 Xxxxxx 95360 CA Single Family 6.875
17113420 XXXXXXX XXXXX 00000 FL PUD 8.375
17128766 Kissimmee 34746 FL Condominium 9.750
17228945 ASTRODOME 77025 TX Condominium 7.000
17228951 XX XXXXXX XXXX 00000 XX Single Family 8.375
17228962 Torrance 90503 CA Condominium 6.375
17229004 PASSAIC 7055 NJ 2-4 Family 10.000
17229025 BALTIMORE 21230 MD Single Family 8.375
17229038 Baltimore 21205 MD Single Family 8.875
17229281 DANIA BEACH 33004 FL Condominium 8.125
17229285 XXXX XXXXX 00000 FL Single Family 6.500
17229360 Philadelphia 19111 PA Single Family 8.625
17229371 Xxxxxxx 00000 XX XXX 6.875
17218866 GOLETA 93117 CA 2-4 Family 6.625
17218943 RACINE 53402 WI Single Family 8.125
17224523 Philadelphia 19121 PA Single Family 9.375
17224539 XXXXXX 00000 XX Single Family 8.500
17219518 XXXXXX XXXXXX 00000 XX 2-4 Family 6.250
17219537 XXXXXX 00000 XX Single Family 7.000
17219572 XXXXXXXX 00000 XX Condominium 7.625
17219579 YUMA 85365 AZ Single Family 9.500
17221810 GREENWD 46143 IN Condominium 7.375
17221811 Tucson 85704 AZ PUD 9.125
17221823 Lehigh 33972 FL Single Family 8.375
17221830 Xxxxxxxx 00000 XX Single Family 8.500
17221851 Los Angeles 90044 CA Single Family 9.875
17226644 XXXXXXXXX 00000 XX Single Family 8.625
17226651 CAMBRIDGE 2140 MA 2-4 Family 7.875
17221879 GRANADA HILLS 91344 CA PUD 7.875
17221899 Bellevue 00000 XX Single Family 8.500
17221904 LIVERMORE 94550 CA Single Family 7.500
17224466 XXXXXXXXXX XXXXX 00000 CA Condominium 7.500
17208320 GARDEN CITY 29576 SC Single Family 7.125
17208339 OCALA 34482 FL Single Family 7.375
17214399 Springfield 22152 VA PUD 7.875
17215118 XXXXXX 55308 MN PUD 9.750
17215129 Las Vegas 89148 NV PUD 7.875
17215133 Anthem 85086 AZ PUD 6.999
17215650 Rollins 59931 MT Single Family 7.625
17217021 DAMASCUS 20842 MD Single Family 6.500
17217028 Xxxxxxx 00000 XX Single Family 9.375
17217073 Mission 78574 TX Single Family 7.625
17217097 XXXXXXXX 00000 XX Single Family 8.625
17217125 XXXXXXXXX 00000 XX Single Family 9.250
17217821 Xxxxxxxxx 00000 XX 2-4 Family 6.875
17217828 Gilbert 85297 AZ PUD 7.750
17217838 Parkville 21234 MD Single Family 8.250
17217850 MIRA LOMA 91752 CA Condominium 7.375
17217855 FT WASHINGTON 20744 MD Single Family 8.375
17203981 Xxxxxxx 00000 MD PUD 7.000
17204011 Land O Lakes 34638 FL PUD 8.375
17204057 Watauga 76148 TX Single Family 9.750
17206035 Visalia 93292 CA Single Family 6.625
17206068 SPRING 77373 TX Single Family 9.125
17206095 SADDLE RIVER 7458 NJ Single Family 8.375
17206102 XXXXXXXX 00000 XX Single Family 7.250
17206128 XXXX BURNIE 21060 MD Single Family 8.500
17207365 XXXXXXXX 00000 XX Single Family 9.875
17182077 XXXX XXXXXXXXXX 00000 FL Single Family 8.500
17182084 SAN ANTONIO 78227 TX Single Family 8.750
17182086 XXXXXX 00000 XX PUD 8.000
17182094 XXXXXXX 00000 XX PUD 9.375
17182834 PALO ALTO 94306 CA Single Family 8.625
17182837 RANDOLPH 2368 MA Single Family 7.500
17182843 BOWIE 20715 MD Single Family 7.750
17200928 Provo 84601 UT Single Family 7.750
17200945 Santa Clarita 91350 CA Single Family 7.875
17201779 SAN ANSEIMO 94960 CA Single Family 7.625
17201785 MIDDLE RIVER 21220 MD Townhouse 8.500
17201825 N LAS VEGAS 89081 NV Single Family 7.750
17203911 WEST PALM BCH 33415 FL Single Family 9.375
17203949 Bethlehem 18017 PA PUD 9.000
17202124 XXXX XXXX XXXXX 00000 FL PUD 8.250
17171501 Mooresville 46158 IN Single Family 9.875
17171508 Boulder 80304 CO Condominium 6.500
17171510 Yuma 85365 AZ Single Family 6.500
17171513 Xxxxxxx Xxxxx 00000 FL Condominium 6.375
17171515 Cedar Hills 84062 UT Single Family 6.125
17171517 Xxxxxxxxxxxx 00000 XX Single Family 9.000
17171527 Xxxx Xxxxxxxxx 00000 FL PUD 6.750
17171529 Jonesboro 30238 GA Single Family 8.000
17171654 JACKSONVILLE 32092 FL PUD 6.625
17172552 Orange Park 32065 FL PUD 7.250
17172572 Tampa 33609 FL Condominium 7.250
17172574 Biloxi 39531 MS Condominium 7.750
17172587 Xxxxxxxxx Xxxxx 00000 MI Single Family 7.625
17172598 Xxxxxxxx Xxxxx 00000 FL Single Family 7.125
17172616 Marietta 30066 GA 2-4 Family 7.625
17172618 Marrero 70072 LA Single Family 7.250
17172635 KATY 77449 TX Single Family 9.375
17172683 CUCAMONGA 91730 CA Single Family 7.625
17172728 Tucson 85718 AZ PUD 7.000
17172767 Xxxxxxx Xxxxxxx 00000 IL Single Family 8.875
17172771 Xxxxxxx 00000 XX Condominium 8.550
17175508 Sag Harbor 11963 NY Single Family 8.000
17180335 Ridgecrest 93555 CA Single Family 6.750
17155877 XXXXXXXXXXXX 00000 XX Single Family 7.500
17155904 Xxxxxxx 00000 XX XXX 7.625
17160241 Duluth 30097 GA Townhouse 6.750
17160249 Xxxxx Xxxxx 00000 FL Condominium 8.125
17160317 Xxxxxxxxxxxx 00000 XX Single Family 6.875
17160339 LOS ANGELES 90019 CA 2-4 Family 6.375
17169262 Harlingen 78550 TX 2-4 Family 7.625
17160364 Xxxxxxxxxx 00000 XX Single Family 6.750
17160402 NIBLEY 84321 UT Single Family 8.625
17167176 EASLEY 29641 SC Single Family 9.125
17167191 XXXXXXX XXXXXXXX 00000 MI Single Family 8.125
17167265 SAN DIEGO 92114 CA Single Family 7.125
17167272 PIEDMONT 29673 SC PUD 9.500
17167275 SAINT AUGUSTINE 32080 FL PUD 7.125
17167344 North Las Vegas 89031 NV PUD 6.750
17168971 Xxxx Xxxxx 00000 FL Single Family 7.000
17169011 Los Banos 93635 CA Single Family 7.000
17169013 TUJUNGA 91042 CA Condominium 6.250
17169018 SAN JACINTO 92583 CA Single Family 6.625
17169027 Falls Church 22042 VA Single Family 6.625
17169069 MANASSAS 20111 VA Single Family 6.750
17169077 TULARE 93274 CA 2-4 Family 7.750
17169080 TULARE 93274 CA 2-4 Family 7.750
17169088 Xxxxxx 00000 XX Single Family 7.000
17169095 Perris 92571 CA Single Family 6.875
17169130 Xxxxxxx 00000 XX Single Family 6.375
17169142 Roswell 30075 GA Condominium 6.000
17171380 Xxxxxxx 31808 GA Condominium 7.375
17171400 PALM COAST 32137 FL Condominium 8.625
17169145 RANCHO CUCAMONGA 91739 CA Single Family 6.875
17169154 Baltimore 21202 MD Condominium 7.000
17169196 Xx Xxxxx 00000 XX Single Family 6.750
17171438 Spring 77379 TX Single Family 8.125
17171458 Xxxxxxxx Xxxxx 00000 FL PUD 7.375
17171469 Kingsland 31548 GA Single Family 8.500
17151551 Xxxxxxx 00000 XX XXX 7.500
17151556 Xxxxxxxxx 00000 XX Single Family 6.250
17151565 Hanford 93230 CA Single Family 6.250
17152808 MADERA 93638 CA Single Family 5.500
17152841 Suffolk 23434 VA PUD 6.625
17152874 CLERMONT 34711 FL PUD 7.125
17152886 Conyers 30013 GA PUD 7.125
17152899 Xxxx Xxxxxxxxxx 00000 FL Single Family 6.625
17152901 Chandler 85225 AZ Single Family 7.500
17152914 Key Largo 33037 FL Single Family 8.375
17152967 Adelanto 92301 CA Single Family 7.375
17154567 N LAS VEGAS 89031 NV PUD 7.125
17154572 Woodbridge 22192 VA PUD 8.375
17154596 XXXXXX 00000 XX Single Family 7.375
17154665 LAS VEGAS 89130 NV Condominium 8.125
17154708 SAINT CLOUD 34772 FL Single Family 7.750
17154747 NAPLES 34119 FL Single Family 7.750
17155773 Las Vegas 89131 NV PUD 6.250
17155775 Williamsburg 23188 VA Single Family 7.250
17155786 Sparks 89436 NV PUD 6.500
17155824 Xxxxxxxx 00000 XX Single Family 7.625
17148751 Ocala 34480 FL Single Family 7.375
17148757 ROMEOVILLE 60446 IL PUD 8.250
17148863 XXXXXXXXXXXXXXX 00000 XX Condominium 6.000
17151519 GARDEN GROVE 92841 CA Single Family 6.500
17151522 XXXXXXXXX 00000 XX XXX 7.625
17151526 XXXXXXXXX 00000 XX XXX 7.625
17151538 St Petersburg 33714 FL Single Family 8.500
17146240 BRADENTON 34205 FL 2-4 Family 8.500
17148463 RENO 89502 NV Condominium 8.375
17148612 NAPLES 34113 FL PUD 7.750
17145989 Carefree 85377 AZ Single Family 7.250
17146087 XXXX COURT 29645 SC Single Family 8.375
17146098 GRAND HAVEN 49417 MI Single Family 6.750
17146113 XXXXXX XXXXXXX 00000 FL Condominium 8.375
17146199 XXXXXXX 93901 CA Single Family 6.625
17133321 Fontana 92336 CA PUD 5.875
17130942 SAVANNAH 31406 GA Single Family 6.500
17131014 XXXXXXXXX 00000 XX 2-4 Family 7.875
17132969 Winter Haven 33880 FL PUD 7.375
17133079 Reno 89503 NV Single Family 6.625
17133142 Bakersfield 93312 CA Single Family 7.000
17133152 Xxxxxx 00000 XX XXX 7.125
17133185 Xxxxx Xxxxx 00000 AZ PUD 6.875
17133208 XXXX XXXX XXXX 00000 XX Single Family 7.125
17130610 Xxxxxxxxx 00000 XX XXX 6.000
17130511 RIVERDALE 20737 MD Single Family 7.875
17130534 SUN VALLEY 89433 NV Single Family 6.750
17323121 Los Angeles 90023 CA 2-4 Family 6.500
17324358 Portland 4102 ME Single Family 7.125
17325300 Paso Xxxxxx 93446 CA Single Family 6.625
17325598 Waverly 55390 MN Single Family 8.875
17325680 Vista 92084 CA Single Family 6.625
17326272 Big Lake 55309 MN Single Family 6.875
17306351 Mesa 85203 AZ Single Family 7.750
17309150 Arlington 22201 VA Single Family 7.500
17309160 Norwalk 90650 CA Single Family 6.500
17322697 Portland 4103 ME 2-4 Family 7.625
17312200 Palmdale 93550 CA Single Family 6.500
17312132 XXXXXXX 00000 XX Single Family 7.000
17304183 Xxxxxxxxx 00000 XX Single Family 7.500
17304188 San Bernardino 92404 CA 2-4 Family 7.875
17304192 San Bernardino 92404 CA 2-4 Family 7.875
17306328 Tubac 85646 AZ PUD 8.375
17303721 EL DORADO 95623 CA Single Family 7.875
17303824 Manassas 20110 VA Single Family 7.750
17301584 Temecula 92592 CA PUD 7.750
17301708 Hollywood 33024 FL Single Family 7.750
17301774 Sebastopol 95472 CA Single Family 8.250
17301813 Xxxxxxx 00000 XX PUD 7.875
17301819 Xxxxx Xxxxxxxxxx 00000 FL Single Family 7.875
17301597 Downey 90241 CA Single Family 6.500
17302210 Xxxxxxxx 00000 XX PUD 7.750
17286679 Xxxxxxx Xxxx 00000 CA Condominium 8.125
17293481 Silver Spring 20902 MD Single Family 6.875
17293530 Xxxxxxx 30223 GA Single Family 8.375
17293534 Goodyear 85338 AZ PUD 7.375
17295229 Chino 91710 CA 2-4 Family 6.875
17295184 Springfield 22152 VA PUD 6.500
17295269 Xxxx Xxxxx Xxxxx 00000 FL Single Family 8.000
17295314 LOS ANGELES 90022 CA Single Family 6.875
17297165 FRANKFORT 46041 IN Single Family 10.125
17298121 LOS ANGELES 91331 CA 2-4 Family 7.375
17298156 Monroe 00000 XX Single Family 6.875
17298181 Rock Hill 29730 SC 2-4 Family 8.500
17298190 Cedar Hill 75104 TX Single Family 8.125
17298193 Miami 33138 FL Condominium 6.500
17298202 Xxxxxxxx 00000 XX 2-4 Family 6.875
17298208 Poway 92064 CA Single Family 8.375
17298876 Gloucester 1930 MA Single Family 8.375
17298916 Xxxxxxxxxx 00000 XX Single Family 7.125
17299532 Rock Hill 29732 SC Townhouse 8.625
17299561 Port Xxxxxx 34668 FL Single Family 11.500
17299564 Englewood 80113 CO Single Family 9.375
17299612 Gaithersburg 20879 MD PUD 10.500
17230523 Xxxxxx 00000 XX Single Family 6.875
17274294 Roanoke 24019 VA Single Family 7.375
17274354 Xxxx Xxxxx 00000 TX Single Family 10.750
17275503 Xxxxxx 00000 XX Single Family 9.000
17275504 XXXXXXXXXXX 00000 XX Single Family 6.875
17275517 Xxxxxxxx 00000 XX Single Family 8.375
17275533 Sebastopol 95472 CA Single Family 6.625
17275551 Xxxxxxx 00000 XX XXX 8.375
17278403 Fremont 94555 CA PUD 6.875
17278414 Xxxxxxxxx 80530 CO Single Family 6.750
17278419 Bountiful 84010 UT Single Family 7.625
17278437 San Xxxx Capistrano 92675 CA PUD 7.000
17278381 Xxxxxx 30084 GA Single Family 6.875
17278385 Xxxx Xxxxxxxxxx 00000 MD PUD 6.625
17278981 INDIO 92201 CA Single Family 7.125
17279014 Saint Louis 63114 MO Single Family 9.000
17279029 Santa Xxxx 95407 CA Townhouse 7.625
17279041 Xxxx Rapids 55448 MN Townhouse 8.250
17279592 Loretto 55357 MN PUD 8.125
17279600 Xxxxxxxxx 00000 XX Single Family 11.375
17279614 Miramar 33029 FL PUD 8.375
17279617 Las Vegas 89113 NV PUD 9.875
17280142 Xxxxxx Xxxx 00000 PA Townhouse 9.875
17224142 Gilbert 85297 AZ PUD 7.375
17226483 Xxxxxxx 00000 XX Single Family 9.125
17226530 Lagrange 30240 GA Single Family 9.500
17228637 San Bernardino 92405 CA Single Family 7.625
17229538 Ellenwood 30294 GA Single Family 7.625
17229938 SW Ranches 33331 FL Single Family 7.375
17229962 Tucson 85730 AZ Townhouse 8.750
17230009 REDLANDS 92374 CA 2-4 Family 8.375
17230016 Xxxxxxxxxxx 00000 XX Single Family 7.250
17230063 Xxxxx Xxxx 00000 GA 2-4 Family 9.750
17216765 Marietta 30062 GA PUD 8.500
17216768 Chicago 60649 IL Single Family 8.625
17216774 Tampa 33605 FL Single Family 9.000
17217699 Brush 80723 CO Single Family 7.875
17217461 Xxxxxxxxxx Xxxxx 00000 FL Condominium 8.875
17217465 Xxxxxxx 85297 AZ Single Family 7.875
17218514 Birmingham 35223 AL Single Family 7.750
17218541 Antioch 94531 CA Single Family 10.000
17218559 IRVINE 92620 CA XXX 0.000
00000000 Xxxxxxxx 00000 XX XXX 9.000
17219262 Tucson 85730 AZ PUD 8.375
17219269 New Carrollton 20784 MD Single Family 7.875
17221459 San Bernardino 92407 CA Condominium 7.375
17224113 Chicago 60609 IL 2-4 Family 10.500
17207955 ATLANTA 30314 GA Single Family 7.375
17213970 Xxxxxxx Xxxxx 00000 FL Single Family 8.875
17214075 Los Angeles 91364 CA Single Family 8.125
17214096 El Cerrito 94530 CA Single Family 6.875
17214822 San Diego 92117 CA Single Family 7.625
17215496 Xxxxxx 00000 XX Single Family 8.500
17215572 Xxxxxxxxxxx 00000 XX Single Family 8.000
17215301 FT.LAUDERDALE 33304 FL 2-4 Family 7.625
17216674 Saint Louis 63107 MO Single Family 8.750
17216746 Saint Xxxxxxx 20685 MD PUD 7.500
17204222 Portland 4102 ME 2-4 Family 9.625
17205728 Philadelphia 19145 PA Townhouse 9.750
17205739 Virginia Beach 23464 VA Single Family 6.875
17207179 Xxxxxxx 00000 XX 2-4 Family 9.375
17207898 Henderson 89011 NV PUD 7.625
17207793 Chicago 60659 IL 2-4 Family 6.875
17204198 Everett 00000 XX Single Family 8.125
17172263 TAMPA 33637 FL Single Family 6.750
17175149 Xxxxxxx 00000 XX Single Family 8.625
17175197 Xxxxxxx 00000 XX Single Family 8.625
17178366 Xxxxxxx 00000 XX Condominium 8.375
17178460 Saint Xxxx 55106 MN 2-4 Family 9.875
17182395 Xxxxxxxx Xxxxxxx 00000 IL Single Family 9.875
17182447 Gainesville 30504 GA Single Family 7.875
17200628 Xxxxxx 00000 XX 2-4 Family 8.500
17200702 Tucson 85741 AZ Single Family 8.125
17201475 Xxxxxxxx 00000 XX Single Family 6.750
17201492 Asheboro 27205 NC Single Family 9.750
17201514 Asheboro 27205 NC Single Family 9.750
17202679 Tiburon 94920 CA PUD 7.500
17202683 Xxxxxx 00000 XX Single Family 7.500
17202703 Antioch 94531 CA Single Family 9.875
17202734 Manassas 20110 VA PUD 6.875
17166568 Xxxx Xxxx Xxxxx 00000 FL Condominium 7.375
17166582 Xxxxxx 00000 XX 2-4 Family 7.250
17166620 XXXXXX 00000 XX PUD 7.000
17168644 Gainesville 20155 VA Condominium 6.500
17168668 Xxxxxxxx 85232 AZ PUD 6.500
17170606 Laguna Xxxxx 92637 CA Condominium 6.375
17172219 Xxxxxxxx 00000 XX Single Family 7.250
17159876 Foothill Ranch 92610 CA Condominium 6.750
17155383 Tempe 85282 AZ Single Family 9.250
17159840 GARDENA 90247 CA Single Family 6.875
17154214 South Paris 4281 ME Single Family 8.250
17150130 Baltimore 21231 MD Single Family 7.625
17152432 DECATUR 30034 GA Single Family 8.625
17152446 Waldorf 20601 MD Single Family 7.375
17267377 Long Beach 90813 CA Single Family 6.750
17148216 Surprise 85388 AZ PUD 8.000
17266292 Xxxxxx Xxxxx 00000 FL PUD 8.875
17267337 Xxxxxxxxx 00000 XX Single Family 8.500
17267345 Fremont 94536 CA Single Family 6.875
17267353 STERLING 20164 VA PUD 6.875
17265884 XXXXX XX XXXXX 00000 CA Single Family 7.375
17264172 Xxxxxxx 00000 XX Single Family 9.125
17265461 Xxxxx Xxxxxx 00000 XX 0-0 Family 8.375
17265476 Maplewood 55119 MN Condominium 8.875
17265511 Xxxxx Xxxx Xxxxx 00000 CA 2-4 Family 6.625
17265548 Xxxx Xxxxx 00000 FL PUD 8.875
17256950 Oviedo 32765 FL PUD 6.875
17256956 COMPTON 90059 CA Single Family 7.250
17259525 El Cajon 92021 CA Single Family 9.750
17259537 La Porte 77571 TX 2-4 Family 9.000
17259550 Xxxxxxxxx 00000 XX Single Family 8.625
17259552 Xxxx Xxxxxxxxxx 00000 FL Single Family 10.750
17259565 Denver 80211 CO Single Family 7.000
17263509 Spring Hill 34608 FL Single Family 8.750
17263544 Chino 91710 CA Single Family 7.125
17263550 Xxxxxxxxx 00000 XX Single Family 7.500
17263904 Lake Elsinore 92530 CA Single Family 7.500
17263711 Chicago 60619 IL Single Family 6.625
17263907 Virginia Beach 23462 VA Townhouse 8.250
17256947 Novato 94947 CA Single Family 7.375
17252652 San Xxxx 95123 CA Single Family 7.250
17252679 Xxxxxxx Xxx 00000 XX Single Family 8.500
17251451 Plantation 33324 FL Condominium 6.875
17247497 Garden Grove 92840 CA Single Family 7.000
17247512 XXXXXX 00000 XX Single Family 7.875
17247516 XXXXXXXX XXXXX 00000 FL Single Family 7.750
17247551 Xxxxxxxx 00000 XX Single Family 7.375
17247637 CARROLLTON 30117 GA 2-4 Family 8.875
17251417 Torrance 90503 CA Single Family 7.625
17246647 Xxxxxxxx 00000 XX Single Family 7.000
17246696 Chula Vista 91914 CA PUD 8.500
17246708 Portland 97214 OR 2-4 Family 8.500
17246712 Flagstaff 86004 AZ PUD 8.000
17246730 Littleton 80121 CO 2-4 Family 9.000
17246757 Santa Xxx 92703 CA Single Family 7.125
17245751 Lake Worth 33460 FL Single Family 6.875
17245757 Downers Grove 60515 IL Single Family 8.000
17245804 Shoreline 00000 XX Single Family 7.750
17245820 Xxxxxxxx Xxxxx 00000 SC Single Family 8.750
17245869 Cape Xxxxxxxxx 4107 ME 2-4 Family 9.875
17245880 Xxxxxx 00000 XX Single Family 7.125
17246587 Xxxxxxxxx 00000 XX Single Family 10.000
17244095 Willits 95490 CA Single Family 7.750
17244418 Henderson 89052 NV PUD 7.875
17244443 Xxxxxxxx 00000 XX PUD 7.250
17244451 West Covina 91792 CA Single Family 7.875
17244502 Land O Lakes 34638 FL PUD 9.125
17244520 South Boston 2127 MA Condominium 8.000
17242783 Xxxxxxxxxx 00000 XX Single Family 6.875
17242799 Springfield 65810 MO Single Family 7.875
17242858 Xxxxxxxxx 0000 XX 0-0 Family 11.500
17243991 Round Rock 78664 TX 2-4 Family 7.750
17244053 Fairless Hills 19030 PA Single Family 9.375
17244055 Xxxxxxxx 00000 XX Single Family 7.500
17130006 Woodbridge 7095 NJ Single Family 11.000
17132646 San Diego 92116 CA Condominium 10.125
17230632 Xxxxxxxx 85225 AZ Single Family 8.500
17231370 San Francisco 94112 CA Single Family 7.000
17231401 Xxxxxxxxxx 00000 XX 2-4 Family 9.125
17231403 Xxx Xxxx Xxxxxx 00000 FL Single Family 10.125
17231310 Los Angeles 90002 CA 2-4 Family 8.000
17233936 Xxxxxx 56425 MN Single Family 7.875
17233940 Broadview 60155 IL Single Family 7.125
17233948 Xxxxxxx 00000 FL PUD 7.500
17234036 Memphis 38104 TN 2-4 Family 7.500
17113019 Gloucester 23061 VA Single Family 6.500
17128204 Xxxxxxxxx 00000 XX 2-4 Family 7.500
16775482 Salem 97305 OR 2-4 Family 7.625
16774836 OAKLEY 94561 CA Single Family 6.500
17244390 Xxxxxxxx Xxxxxx 00000 MN Single Family 8.875
17247532 Apopka 32712 FL PUD 7.625
17252618 XXXXXXXX 00000 XX Single Family 6.625
17255187 Xxxxxxxxxx 00000 XX Single Family 7.375
17256882 Norwalk 90650 CA Single Family 7.500
17264082 Xxxxxxxxx 00000 XX Single Family 7.375
17272265 SEDONA 86336 AZ PUD 6.500
17278420 Waldorf 20602 MD Single Family 7.500
17286675 Las Vegas 89148 NV PUD 7.500
17295178 Marietta 30066 GA PUD 6.625
17303019 Lucerne Valley 92356 CA Single Family 6.625
17325207 Xxxxxxxxx 00000 XX Single Family 7.875
17148942 XXXXXXXXX 00000 XX Single Family 8.375
17267730 Xxxxxx 00000 XX Single Family 8.125
17272414 XXXXXXX 00000 XX 2-4 Family 6.625
17293559 Xxxxxxx 33946 FL PUD 7.375
17298981 Queens 11429 NY 2-4 Family 6.625
17152888 North Fort 34288 FL Single Family 6.875
17171691 NORWALK 90650 CA Single Family 6.750
17202186 XXXXX XXXX XXXXX 00000 FL Single Family 7.250
17206059 BEAUMONT 92223 CA Single Family 6.750
17226624 La Verne 91750 CA Single Family 8.500
17226648 XXXXXXX 33510 FL Single Family 7.375
17228947 Xxxxxxx 00000 FL Condominium 8.500
17230289 Grayslake 60030 IL Single Family 8.250
17246240 NORTH CHATHAM 2650 MA Single Family 8.000
17246988 RINGGOLD 30736 GA Single Family 7.625
17150162 Xxxxxxxxxxxx Xxxxx 00000 FL Single Family 7.750
17214764 Xxxxxxx 0000 XX Single Family 10.625
17021250 XXXXX XXXXXX XXXXX 00000 SC PUD 7.625
17027741 RALEIGH 27612 NC PUD 7.750
17057776 XXXXXXXXXXX 00000 XX Single Family 7.250
17076953 ARLINGTON 22202 VA Condominium 7.125
17077093 XXXX XXXXX 00000 FL Single Family 7.750
17078199 XXXXXXXXXXXX 00000 XX Single Family 8.375
17088677 XXXXXXXXX 00000 XX Condominium 8.375
16853196 New York 10005 NY Condominium 7.750
16765217 LAS VEGAS 89109 NV Condominium 7.625
16731889 Broomfield 80020 CO Single Family 8.250
16707917 Spotsylvania 22553 VA PUD 7.875
17218457 Deptford 8096 NJ Condominium 11.000
17128180 Minneapolis 55407 MN Single Family 8.750
16658475 Provo 84606 UT Single Family 9.125
17113464 Markham 60428 IL Single Family 9.500
17128696 MATTESON 60443 IL Single Family 8.375
17078695 Oak Hills 92344 CA Single Family 8.125
17089154 Xxxxxxx Xxx 00000 XX XXX 7.125
17089171 San Francisco 94158 CA Condominium 6.375
17052157 XXXXXXXX 85232 AZ Single Family 7.750
17033501 MONTGOMERY 60538 IL Single Family 7.375
16640918 MUNCIE 47302 IN Single Family 8.375
17113620 Xxxxxxx 00000 FL Single Family 8.625
17113741 Tempe 85281 AZ Condominium 7.875
17128585 XXXXXXXXXX 00000 XX 2-4 Family 8.000
17128594 Xxxxxx Tree 92252 CA Single Family 6.875
17128610 Stone Mountain 30088 GA Single Family 7.500
17128617 Holiday 34691 FL Single Family 7.875
17128629 Joliet 60431 IL PUD 6.875
17128675 Orange Beach 36561 AL Single Family 7.750
17128682 Anacortes 98221 WA PUD 8.625
17128702 South Xxxxx 84405 UT Single Family 6.875
17128815 LOS ANGELES 91436 CA Single Family 7.500
17128844 SUN VALLEY 91352 CA Single Family 6.875
17128850 SALMON 83467 ID Single Family 8.375
17088910 Hollywood 29449 SC Single Family 6.750
17088943 Xxxxxxx 93905 CA PUD 7.875
17088954 Ocala 34473 FL Single Family 8.875
17088987 Xxxxxxxxx 00000 XX Single Family 8.125
17088997 Xxxxxxxxxxx 00000 XX XXX 8.125
17089011 Humble 77338 TX Single Family 9.125
17089068 Hempstead 11550 NY Single Family 7.750
17089080 Xxxxxxx 00000 XX Single Family 7.500
17089083 XXXXXXXXXXXX 00000 XX Single Family 8.000
17089125 Bellevue 00000 XX Single Family 6.750
17089160 Closter 7624 NJ Single Family 6.375
17089164 Richmond 23228 VA PUD 7.875
17089177 WASHINGTON 84780 UT Single Family 8.250
17089210 Xxxx Xxxxx 00000 FL Single Family 7.875
17089347 SOUTH GATE 90280 CA 2-4 Family 6.875
17089385 Denver 80205 CO Single Family 6.875
17089404 Xxxxxxxx 8690 NJ PUD 7.750
17113369 Tampa 33647 FL PUD 7.875
17113412 Modesto 95350 CA Single Family 6.875
17113417 Xxxxxx 00000 XX XXX 6.750
17113441 Manchester 6042 CT Single Family 6.750
17113452 Fair Lawn 7410 NJ Single Family 7.625
17113482 XXXX XXXXXX XXXX 00000 UT 2-4 Family 7.525
17113508 Lansing 60438 IL Single Family 10.625
17113520 XXXXXXXXXX 00000 XX Single Family 9.125
17113564 Xxxxxxxxxxx 00000 XX Single Family 11.000
17113570 FORNEY 75126 TX Single Family 9.375
17113581 OAKLEY 94561 CA Single Family 8.000
17113584 Pahrump 89048 NV Single Family 6.500
17325700 Cooksville 21723 MD PUD 6.500
17231091 Xxxxxxx 00000 FL Condominium 8.500
17231742 FORT XXXXX 33905 FL Single Family 8.500
17259586 OCALA 32179 FL Single Family 7.125
17263492 Xxxxxx Xxxxxxx 00000 FL Condominium 7.625
17263493 Xxxxxx Xxxxxxx 00000 FL Condominium 7.625
17263501 Xxx Xxxxxx 00000 NM PUD 5.750
17267729 Salisbury 21801 MD PUD 7.750
17298993 LAS VEGAS 89131 NV PUD 7.500
17311933 Xxxxxx 30519 GA PUD 8.000
17217841 Oakland 4963 ME 2-4 Family 8.875
17218966 Brookeville 20833 MD Single Family 7.500
17221836 SANTA XXXX 95403 CA Condominium 7.750
17224507 Tallahassee 32301 FL Condominium 7.000
17302470 XXXXX XXXXX 92886 CA Condominium 7.500
17303084 Xxxxxxx 00000 FL Condominium 8.000
17303105 Xxxxxxx Xxxxx 00000 CA Single Family 8.375
17303110 Cortez 81321 CO Single Family 6.750
17303139 Santa Xxx 92707 CA Single Family 7.625
17303587 Xxxxx 74008 OK PUD 8.500
17303859 Tinton Falls 7724 NJ Condominium 6.875
17304219 PORT JEFFERSON 11777 NY Single Family 6.875
17304242 Saint Xxxxxxx 63303 MO Single Family 9.875
17304245 Xxxxxx 00000 XX Single Family 8.000
17304847 Xxxxx Xxxxx Xxxxxx 00000 TX Condominium 8.750
17306297 Santa Xxx 92703 CA Condominium 7.375
17306309 Xxxxxxx 00000 XX Single Family 7.250
17306334 Maumelle 72113 AR Single Family 6.500
17306345 Winter Garden 34787 FL PUD 8.000
17309075 Portland 97213 OR Single Family 8.250
17311761 Xxxxxxx 00000 XX Single Family 6.250
17311820 Xxxxxxx 00000 FL Condominium 7.875
17312192 Granby 6035 CT Single Family 7.500
17312241 Reno 89509 NV Single Family 8.625
17312273 Xxxxx Springs 30328 GA Single Family 8.125
17152928 Kissimmee 34747 FL PUD 7.999
17323053 Portland 97236 OR Single Family 7.875
17323065 Xxxxx 8318 NJ Single Family 9.250
17323109 LOS ANGELES 90004 CA Single Family 6.875
17324329 Las Vegas 89144 NV PUD 6.875
17171544 Xxxxxxx 83661 ID Single Family 6.875
17172551 Xxxxxxxx 00000 XX Single Family 8.750
17172637 CHICAGO 60621 IL 2-4 Family 8.125
17172654 GREENWD 46143 IN Condominium 7.250
17180343 Naples 34120 FL Single Family 7.250
17182816 Oro Valley 85755 AZ PUD 7.625
17133253 BROOKEVILLE 20833 MD Single Family 7.750
17202132 KISSIMMEE 34758 FL PUD 7.125
17206055 FREMONT 94538 CA Single Family 9.250
17207384 XXXXXXX 00000 XX Single Family 8.250
17302222 Alsip 60803 IL Condominium 8.500
17302273 Xxxxxxxx 00000 XX Single Family 7.125
17302437 Xxxxxxxx 00000 XX Single Family 8.500
16339145 Xxxx Xxxx 00000 CA PUD 8.500
16335162 Navarre 32566 FL Condominium 8.500
17078806 Oceanside 92057 CA PUD 5.500
17078849 Xxxxxxxxx 89011 NV PUD 8.750
17078864 TEMECULA 92591 CA PUD 5.875
17088707 North Port 34287 FL Single Family 8.125
17088830 LATHROP 95330 CA Single Family 6.875
17075931 Sun City 85351 AZ PUD 8.750
17075945 PORTLAND 97213 OR 2-4 Family 8.750
17076858 Summerfield 34420 FL Single Family 8.000
17076872 XXXXXXXXXX 00000 XX Townhouse 5.750
17076900 XXXXXXXXX 00000 XX Single Family 9.250
17076912 XXXXXXX 00000 AZ PUD 8.375
17076947 XXXXXX 00000 XX Single Family 7.500
17076976 CALEXICO 92231 CA Single Family 7.875
17077010 Frisco 75035 TX XXX 0.000
00000000 XXXXXXX 00000 XX XXX 7.625
17077076 FT XXXXX 33905 FL Single Family 7.625
17077128 XXXXXXX 00000 FL Condominium 8.125
17077132 XXXXXXX 00000 XX Single Family 7.750
17077275 Las Vegas 89108 NV PUD 8.375
17077293 South Orange 7079 NJ PUD 5.875
17077323 XXXXXXX 00000 XX Single Family 7.875
17078136 PASCO 00000 XX Single Family 8.875
17078239 Apex 27539 NC PUD 8.250
17078258 LAUREL 20724 MD PUD 7.125
17078285 XXXXXX XXXXXXX 00000 FL Single Family 7.875
17078346 ELLENWOOD 30294 GA PUD 7.500
17078469 XXXXXXXX XXXX 00000 MN PUD 7.375
17078483 ONTARIO 91762 CA Condominium 7.375
17078489 XXXXX 00000 XX Single Family 7.375
17078492 Brooksville 34604 FL PUD 6.375
17078510 GILBERT 85297 AZ PUD 6.500
17078524 Long Branch 7740 NJ Condominium 7.750
17078616 ANTIOCH 94509 CA Single Family 7.250
17078728 Xxxxxx Xxxxxx 00000 MD PUD 6.625
17065151 Mountain House 95391 CA PUD 5.750
17065401 Longwood 32779 FL Condominium 8.550
17065468 Las Vegas 89122 NV PUD 7.999
17066380 FAIRFAX 22033 VA Townhouse 7.375
17075789 NILES 60714 IL 2-4 Family 7.875
17066424 Mc Donough 30253 GA PUD 9.625
17066426 BOUQUET CANYON 91350 CA Single Family 6.625
17066433 XXXXXXXXXXXX 00000 XX Single Family 7.250
17066506 Xxxxxxxxxx 00000 XX Single Family 6.500
17066625 Highlands 7732 NJ Condominium 7.750
17066665 San Xxxx 95122 CA Single Family 7.500
17066812 Xxxxx Xxxxx 00000 AZ PUD 6.750
17066821 Xxxxx Xxxxx 00000 AZ Single Family 7.250
17075483 MAUMELLE 72113 AR Single Family 6.875
17075502 XXXXXXX 00000 XX Single Family 7.000
17075524 XXXXXXXXXX 00000 XX Single Family 7.250
17075530 ARLINGTON 22202 VA Condominium 7.750
17056092 Los Lunas 87031 NM PUD 8.250
17059584 KELLER 76248 TX Single Family 8.500
17060537 Kissimmee 34746 FL Condominium 7.375
17056102 Xxxxxxxxx 00000 XX Single Family 5.625
17060544 Antioch 94531 CA Single Family 8.000
17057638 Bowie 20716 MD PUD 8.250
17060672 Tampa 33647 FL PUD 8.375
17057862 North Las Vegas 89032 NV Single Family 7.250
17057982 Fort Mohave 86426 AZ Single Family 7.250
17060748 XXXXXXXXXX 00000 FL Single Family 7.750
17059350 Monroe 28112 NC Single Family 9.000
17059427 Xxxxx Xxxx 00000 MD Single Family 7.775
17048049 CASA GRANDE 85222 AZ PUD 8.750
17053451 Xxxx Xxxxx 00000 FL Single Family 8.000
17048333 Xxxxxxxx 00000 XX Single Family 7.750
17052112 CENTREVILLE 20121 VA Condominium 7.875
17052118 BALTIMORE 21218 MD Single Family 8.375
17052171 Ashburn 20148 VA PUD 6.875
17034852 Xxxxx 84738 UT Single Family 8.250
17034870 Mountain House 95391 CA Single Family 5.875
17034871 Xxx Xxxx Xxxx 00000 XX Single Family 7.625
17042550 XXXXXXXX 00000 XX Single Family 7.875
17042572 XXXXXX 00000 XX XXX 7.000
17042663 Pittsfield 1201 MA 2-4 Family 9.500
17042696 Xxxxxxx Xxxx 00000 MI Single Family 8.375
17042704 Xxxxxx Xxxx 00000 XX 2-4 Family 8.375
17043797 Xxxx Xxxxx 00000 FL Single Family 8.250
17027842 Xxxxxxxx Xxxxx 00000 SC Single Family 7.875
17033168 Las Vegas 89102 NV Single Family 8.375
17033227 HANOVER 17331 PA Single Family 7.625
17034525 XXXX ROCK 17327 PA Single Family 9.250
17011071 Xxxxxxxx Xxxx 00000 XX Single Family 7.875
17011191 Tampa 33637 FL PUD 7.625
17011195 Champions Gate 33896 FL Condominium 7.999
17008959 XXXXXXX 00000 FL Condominium 8.000
17000474 BAKERSFIELD 93304 CA Single Family 6.875
17002030 WOODBRIDGE 22191 VA PUD 7.500
17002115 Carmichael 95608 CA PUD 6.875
16991628 Duxbury 2332 MA Single Family 8.325
16991654 Old Greenwich 6870 CT Single Family 7.750
16995226 XXXXXXXXXX XXXX 00000 AZ PUD 8.000
16990319 LANHAM 20706 MD PUD 8.375
16991391 Xxxxxxxxx 00000 XX Single Family 7.875
17027652 SAN BERNARDINO 92405 CA 2-4 Family 7.875
17015033 Las Vegas 89148 NV PUD 7.750
17021895 Hartsburg 65039 MO Single Family 7.125
17021287 Xxxxxxxxx 00000 XX XXX 8.250
17013455 XXXX 00000 XX Single Family 4.875
16543911 Xxxxxxxx 00000 XX Single Family 7.625
16981565 MC XXXXXX 75070 TX PUD 7.500
16980673 LAS VEGAS 89156 NV Condominium 7.500
16974061 LAUREL 20707 MD Single Family 7.750
16970678 NORTH LAS VEGAS 89032 NV PUD 8.000
16965467 CARROLLTON 30117 GA Single Family 7.500
16963091 Laveen 85339 AZ PUD 6.750
16857009 SANTA XXXXX 93060 CA Single Family 8.375
16852707 NEWPORT 97365 OR Single Family 7.250
16853381 Thornton 80229 CO Single Family 7.250
16856510 Xxxxxxxx Xxxxxx 00000 AZ Single Family 7.875
16856579 AMERICAN FORK 84003 UT Single Family 8.125
16851967 Jacksonville 32258 FL PUD 7.999
16846205 XXXXX 84092 UT PUD 7.750
16844593 Xxxxxxxxxx 00000 XX PUD 10.375
16845650 El Paso 79904 TX Single Family 7.250
16839016 INDIAN HEAD 20640 MD Single Family 8.125
16840073 Estacada 97023 OR Single Family 7.500
17324965 SAN DIMAS 91773 CA Single Family 6.875
17324966 CLINTON 20735 MD PUD 9.000
17324967 TUSTIN 92782 CA PUD 6.625
17324968 RANCHO CUCAMONGA 91739 CA Single Family 8.000
17324970 ROCKVILLE 20852 MD Condominium 6.500
17324971 SIMI VALLEY 93063 CA Single Family 7.250
17324972 SANTA XXXXXX 90403 CA 2-4 Family 6.375
17324974 EAST HAMPTON 11937 NY Single Family 7.750
17324975 SAN DIEGO 92130 CA Condominium 6.500
17324976 FONTANA 92336 CA Single Family 7.750
17324977 XXXXXX XXXX 00000 CA Single Family 6.500
17324979 DOWNEY 90241 CA 2-4 Family 6.625
17324980 BAKERSFIELD 93309 CA Single Family 6.250
17324981 SOUTH GATE 90280 CA Single Family 6.875
17324982 PACOIMA 91331 CA Single Family 7.125
17324983 NORTH HOLLYWOOD 91607 CA Single Family 7.250
17324984 WESTON 33332 FL PUD 7.750
17324985 BOW 3304 NH Single Family 7.000
17324986 XXXXXXXXXX 00000 XX Single Family 6.125
17324987 XXXXXXX 00000 FL Condominium 7.375
17323310 OLYMPIA 00000 XX Single Family 6.500
17323311 XXXXX XXXX 00000 CA Single Family 7.125
17323312 TARZANA 91335 CA Single Family 7.750
17323313 SAN XXXXXX 93451 CA Single Family 6.875
17323314 XX XXXXXX 00000 XX Single Family 6.500
17323315 VENTURA 93003 CA Single Family 6.875
17323316 SANTA XXX 92706 CA Single Family 6.250
17323317 LOS ANGELES 91401 CA Single Family 6.875
17323318 XXXXXXXXXX 00000 AZ Condominium 6.125
17323319 SAN DIEGO 92129 CA Single Family 6.625
17323320 FOUNTAIN HILLS 85268 AZ Condominium 7.750
17323322 XXXXXXXX 00000 XX Single Family 7.000
17323323 XXXXXXXXX 00000 XX Single Family 6.875
17323324 LOS ANGELES 91345 CA Single Family 7.375
17324951 RANCHO CUCAMONGA 91739 CA Single Family 5.750
17324952 CALABASAS 91302 CA PUD 7.000
17324953 XXXXX XX XXXXX 00000 MD PUD 7.125
17324954 VALLEY CENTER AREA 92082 CA Single Family 7.000
17324955 XXXXXX XXXXXX 00000 MD PUD 6.750
17324956 XXXXXXX XXXXX 00000 CA Single Family 7.500
17324957 BOWIE 20720 MD Single Family 6.750
17324958 XXXXXX 00000 XX Single Family 7.000
17324959 XXXXXXXX XXXXXXX 00000 CO Single Family 5.875
17324960 HENDERSON 89052 NV PUD 6.500
17324961 JERSEY CITY 7305 NJ Single Family 6.875
17324962 XXXXXXXXX 95363 CA PUD 6.125
17324963 BRENTWOOD 94513 CA Single Family 6.375
17324964 XXXXX 95376 CA Single Family 6.625
17323281 SYLMAR 91342 CA Single Family 7.375
17323282 MISSION VIEJO 92692 CA PUD 6.250
17323283 LAKE FOREST 92610 CA PUD 6.750
17323284 DANVILLE 94526 CA PUD 6.500
17323285 XXXXXXX 00000 XX Single Family 6.250
17323286 SAN BRUNO 94066 CA Single Family 6.125
17323287 XXXXXXXX 00000 XX Single Family 9.000
17323288 XXXXXXXXX 00000 XX 2-4 Family 8.250
17323289 SAN DIMAS 91773 CA Single Family 6.375
17323290 LOS ANGELES 90068 CA 2-4 Family 7.375
17323291 BOSTON 2116 MA Single Family 6.750
17323292 XXXXXXXX 00000 IL Single Family 5.750
17323293 LOS ANGELES 90028 CA Condominium 6.250
17323294 LOS ANGELES 90049 CA Single Family 6.125
17323295 XXX XXXX 00000 NY Condominium 7.750
17323296 XXXXXXX 00000 XX Single Family 6.125
17323297 GILROY 95020 CA Single Family 6.250
17323298 XXXXXXXXXX 00000 FL PUD 7.375
17323299 LOS ANGELES 90292 CA Condominium 6.125
17323300 CHULA VISTA 91914 CA PUD 7.250
17323301 RESEDA 91335 CA Single Family 7.750
17323302 CHULA VISTA 91913 CA PUD 6.750
17323304 LOS ANGELES 90065 CA Single Family 6.625
17323305 MOORPARK 93021 CA Single Family 7.000
17323306 XXXXXXXXX 00000 XX Single Family 6.250
17323307 XXXXXX XXXXX 00000 FL PUD 7.375
17323308 LOS ANGELES / SUN VALLEY 91352 CA Single Family 6.375
17323309 ELK GROVE 95624 CA Single Family 6.375
17323269 XXXXXXX 00000 XX Single Family 8.500
17323270 BRENTWOOD 94513 CA Single Family 6.875
17323271 OXFORD 4270 ME Single Family 6.375
17323272 XXXXXXXXX 00000 XX Single Family 5.875
17323273 XXXX XXXX XXXX 00000 XX Single Family 9.000
17323274 XXXXXXX 00000 XX Single Family 7.125
17323275 RANCHO CUCAMONGA 91729 CA PUD 5.875
17323276 XXXXXXX 92804 CA Single Family 6.500
17323277 LOS ANGELES 91342 CA Single Family 6.500
17323278 ALPINE 91901 CA Single Family 7.000
17323279 LONG BEACH 90802 CA Condominium 6.250
17323280 XXXXXXX XXXXX 00000 CA PUD 6.875
17323249 PALISADES PARK 7650 NJ Condominium 7.500
17323250 SAN FRANCISCO 94132 CA Single Family 6.375
17323251 WEST XXXXXXXXXX 00000 XX Single Family 6.250
17323252 XXXXXX 00000 XX Single Family 6.250
17323253 SEAL BEACH 90740 CA Single Family 6.500
17323254 XXXXXXXX 00000 XX 2-4 Family 7.000
17323255 ISLE OF PALMS 29451 SC Single Family 6.500
17323256 LOS ANGELES 90069 CA 2-4 Family 8.375
17323257 SAN XXXX 95118 CA Single Family 6.125
17323258 LIDO BEACH 11561 NY Condominium 6.500
17323259 SAN MATEO 94401 CA Condominium 6.625
17323260 XXXXXXX 00000 XX Condominium 7.375
17323261 SAN XXXX 95136 CA Single Family 6.750
17323262 SAN XXXX 95128 CA Single Family 7.500
17323263 XXXXXXX 00000 XX Single Family 6.500
17323264 NORFOLK 6058 CT Single Family 7.750
17323265 CAMPBELL 95008 CA PUD 6.500
17323266 PASADENA 91105 CA Condominium 6.250
17323267 VISTA 92084 CA Single Family 6.500
17323268 XXXXX XXXXX XXXXX 00000 FL Condominium 7.500
17323228 FREEDOM 95019 CA Single Family 6.750
17323229 DEAL 7723 NJ Single Family 6.500
17323230 BUENA PARK 90620 CA Single Family 6.875
17323231 UPPER MARLBORO 20774 MD PUD 7.250
17323232 ALISO VIEJO 92656 CA Condominium 8.625
17323233 LONG BEACH 90815 CA Single Family 6.750
17323234 SAN MATEO 94403 CA Single Family 6.750
17323235 ALPINE 91901 CA Single Family 6.250
17323237 BRICK 8723 NJ Single Family 6.750
17323238 XXXX CITY 94014 CA Single Family 6.750
17323239 FONTANA 92337 CA Single Family 6.000
17323240 SAVANNAH 31401 GA Single Family 6.375
17323241 XXXXXXXX 00000 XX XXX 8.750
17323242 XXXXXXXX 60103 IL Single Family 7.375
17323243 XXXX XXXXXX 00000 NC PUD 6.500
17323244 LAS VEGAS 89109 NV Condominium 6.375
17323245 PLACERVILLE 81435 CO Single Family 6.750
17323246 SANTA CLARITA 91350 CA PUD 6.500
17323247 XXXXX XXXXX 00000 AZ PUD 7.750
17323248 LIVINGSTON 7039 NJ Condominium 8.250
17323224 XXXXXXXXXXX 00000 XX Single Family 8.000
17323225 XXXXXXXXXX 00000 AZ PUD 7.125
17323226 LOS ANGELES 91602 CA Single Family 6.375
17323227 IRVINE 92614 CA PUD 6.375
17304742 SANTA XXXXXXX 93111 CA PUD 6.000
17304743 LOS ANGELES 90048 CA Single Family 5.500
17304744 WHITTIER 90606 CA Single Family 6.875
17304745 LAGUNA BEACH 92651 CA Condominium 6.750
17304746 LOS ANGELES 90008 CA 2-4 Family 7.500
17304747 LAS VEGAS 89113 NV Single Family 7.500
17304748 CAVE CREEK 85331 AZ Single Family 6.500
17304749 XXXXXXXXXXX 00000 XX Single Family 7.000
17304750 IRVINE 92603 CA Condominium 6.750
17304751 CENTENNIAL 80016 CO PUD 7.250
17304752 WOODLAND HILLS 91367 CA Single Family 7.000
17304753 VENTURA 93004 CA Single Family 6.875
17304754 CHULA VISTA 91915 CA PUD 6.250
17304755 SARATOGA 95070 CA Single Family 8.500
17304756 XXXXXXXXX 00000 XX XXX 6.500
17304757 XX XXXXXXXXX 00000 XX Single Family 7.625
17304758 XXXXXXXX 00000 XX 2-4 Family 8.125
17304759 WILTON MANORS 33311 FL Single Family 7.250
17304760 XXXXXXXXXX XXXXX 00000 FL Condominium 7.750
17304761 XXXXXXXXXXX 00000 XX Single Family 5.875
17304762 POWAY 92064 CA Single Family 6.375
17304763 XXXXXX 90745 CA Single Family 6.625
17304764 RESEDA 91335 CA Single Family 5.750
17304765 SAN XXXX 95127 CA Single Family 6.500
17304766 XXXXXXXX 00000 XX Single Family 7.625
17304767 ANTIOCH 94509 CA Single Family 5.875
17304768 UPLAND 91786 CA PUD 6.875
17304769 XXXXXX 00000 CA Single Family 5.500
17323223 XXXXXXXX 22554 VA PUD 6.875
17347400 JAMAICA 11435 NY 2-4 Family 7.250
17304509 TAMPA 33629 FL Single Family 9.000
17304510 WILMETTE 60091 IL Single Family 7.000
17304511 XXX HILLS 11746 NY Single Family 8.875
17304512 SAN XXXX 95119 CA PUD 6.375
17304514 PACIFIC PALISAD 90272 CA Single Family 6.625
17304515 BROOKFIELD 6804 CT Single Family 6.500
17304516 RUTHERFORDTON 28139 NC Single Family 6.750
17304517 WESTON 33327 FL PUD 6.500
17304518 WENHAM 1984 MA Single Family 6.750
17304519 LAS VEGAS 89103 NV Single Family 7.875
17304520 LA MIRADA 90638 CA Single Family 7.000
17304521 XXXXXXXX 00000 OR Condominium 6.250
17304523 XXXXX XXXX 00000 CA Single Family 6.625
17304524 TUSTIN 92780 CA Single Family 6.625
17304525 LAKE BARRINGTON 60010 IL PUD 6.500
17304526 SAN DIEGO 92106 CA Single Family 6.875
17304527 XXXXXXXXXXX 00000 XX Single Family 6.875
17304528 SANDS POINT 11050 NY Single Family 6.875
17304529 CENTRAL POINT 97502 OR Single Family 6.875
17304530 NAPERVILLE 60540 IL Single Family 7.500
17304531 STREAMWOOD 60107 IL Single Family 7.000
17304532 BRENTWOOD 94513 CA PUD 7.125
17304534 XXXXXX XXXXXX 00000 XX XXX 7.125
17304535 XXXXX XXXX XXXXX 00000 FL Condominium 6.375
17304536 XXXXXXX 00000 XX XXX 7.250
17304537 XXXXXXXX 00000 XX Single Family 7.250
17304538 CONCORD 1742 MA Single Family 6.625
17304539 CLINTON 20735 MD PUD 6.125
17304457 ORANGE 92865 CA Condominium 5.625
17304458 BASALT 81621 CO Single Family 6.875
17304459 AZUSA 91702 CA Single Family 7.875
17304460 XXXXX XXXXXX 00000 XX XXX 6.375
17304462 CHULA VISTA 91915 CA PUD 6.250
17304463 NORTH LAS VEGAS 89081 NV PUD 6.875
17304464 HOLLISTER 95023 CA Single Family 7.125
17304466 SONOMA 95476 CA Single Family 7.500
17304467 XXXXXXX 00000 XX Single Family 6.750
17304468 XXX XXXX 00000 NY Condominium 6.000
17304469 XXXXXXXXXXX 00000 XX Single Family 6.625
17304470 PLAINFIELD 7060 NJ Single Family 7.750
17304471 XXXXXXX HEIGHTS 11372 NY Single Family 6.375
17304472 GILROY 95020 CA Single Family 7.500
17304473 LITTLE ROCK 72223 AR PUD 5.875
17304474 MESA 85203 AZ Single Family 6.875
17304475 XXXXX XXX XXXXXXXXX 00000 CA Single Family 6.375
17304476 CHICAGO 60625 IL Single Family 8.250
17304477 SONOMA 95476 CA Single Family 6.125
17304478 PHILADELPHIA 19147 PA PUD 6.750
17304479 ELGIN 60124 IL Single Family 6.625
17304480 XXXXXXXXXX 00000 XX XXX 6.250
17304481 XXXXXX 92065 CA PUD 6.250
17304482 SAN LEANDRO 94579 CA PUD 6.125
17304483 XXXXX XXXXX 00000 XX Single Family 6.750
17304484 SAN FRANCISCO 94107 CA Condominium 6.375
17304485 (VAN NUYS AREA) LOS ANGEL 91401 CA Single Family 6.750
17304486 SANTA CLARITA 91390 CA Single Family 5.750
17304487 TUCKAHOE 10707 NY Single Family 6.750
17304488 XXXXXXXXX 00000 XX Condominium 6.750
17304489 XXXXXXXXXX XXXXX 00000 CA 2-4 Family 6.500
17304490 PALO ALTO 94301 CA Single Family 8.250
17304492 XXXXXXXXXXX 00000 XX Single Family 6.750
17304493 XXX XXX 00000 XX XXX 6.500
17304494 NEW YORK 10036 NY Condominium 5.875
17304495 ITHACA 14850 NY 2-4 Family 6.875
17304496 WASHINGTON 20009 DC Single Family 6.250
17304497 XXXXXX XXXXX XXXX 00000 CA Condominium 5.875
17304498 MONTGOMERY 77356 TX PUD 8.250
17304499 LOS ANGELES 90017 CA Condominium 7.250
17304501 PALO ALTO 94303 CA Single Family 8.000
17304503 XXXX XXXXXXX 00000 XX XXX 6.375
17304504 INDIO 92201 CA Single Family 6.625
17304505 NEW BUFFALO 49117 MI Single Family 6.500
17304506 RANCHO SANTA FE 92067 CA PUD 7.000
17304507 XXXXXXXX 28104 NC Single Family 8.250
17304508 PURCELLVILLE 20132 VA Single Family 6.875
17298057 XXXXXXX 00000 XX Single Family 7.000
17298060 WEST HILLS 91307 CA Single Family 7.500
17298063 SAN XXXX 95148 CA Single Family 6.875
17298065 LAKE FOREST 92630 CA Single Family 8.500
17304437 XXXXXX XXXXX 00000 XX XXX 6.625
17304438 LYNNWOOD 00000 XX Single Family 7.875
17304439 AMAGANSETT 11930 NY Single Family 6.375
17304440 CAMBRIDGE 2139 MA 2-4 Family 7.625
17304441 SANTA XXXXXXX 93108 CA Single Family 6.625
17304443 MONUMENT 80132 CO Single Family 6.375
17304444 XXXXX 00000 XX XXX 6.375
17304445 XXXXXXX 00000 XX Single Family 6.875
17304446 XXXXXX 00000 XX PUD 6.500
17304447 XXXXXXX XXX 00000 XX Single Family 6.375
17304448 SAN FRANCISCO 94114 CA Single Family 7.875
17304449 NORWALK 6850 CT Single Family 7.500
17304450 EL CAJON 92021 CA Single Family 7.000
17304451 SAN FRANCISCO 94158 CA Condominium 7.000
17304453 XXXXXXXXXXX 00000 XX Single Family 6.250
17304454 XXXXXX 00000 XX PUD 6.500
17304455 GREENWICH 6830 CT 2-4 Family 6.375
17304456 XXXXXXX 00000 XX Single Family 6.375
17296690 CASTAIC 91384 CA Single Family 7.125
17296695 SAN XXXX 95130 CA Single Family 6.375
17296696 XXXXXXXXXX 00000 XX Single Family 6.750
17296709 XXXXXX 00000 XX XXX 6.875
17296718 PASADENA 91105 CA Single Family 6.125
17296720 MILPITAS 95035 CA PUD 6.750
17296723 XXXXXXXXX 00000 XX Single Family 6.500
17296728 BRENTWOOD 94513 CA Single Family 6.375
17296748 LONG BEACH 90806 CA Single Family 7.125
17298042 XXXXXX XXXXXX 00000 XX Single Family 7.125
17298047 HOLLISTER 95023 CA Single Family 6.750
17284408 XXXXXXX 30013 GA Single Family 6.750
17284410 BRADENTON 34202 FL PUD 6.750
17284411 NEW BOSTON 48164 MI Single Family 6.750
17284412 KAHULUI 96732 HI Single Family 6.875
17284414 KENNER 70065 LA Single Family 6.500
17284416 SHOW LOW 85901 AZ Single Family 7.125
17284417 KNIGHTSEN 94548 CA Single Family 6.500
17284419 XXXXXXXX XXXXXXX 00000 CO PUD 6.500
17284422 SURRY 4684 ME Single Family 7.000
17284423 TAMPA 33606 FL Single Family 6.875
17284426 XXXXX XXXXXXXX 00000 XX XXX 7.250
17284427 XXXXXX 00000 XX Single Family 6.500
17284430 XXXXXXX 00000 XX Single Family 6.875
17284443 MONTEREY 93940 CA Single Family 6.750
17284455 REDDING 96003 CA Single Family 7.500
17284456 FREMONT 94555 CA Single Family 6.250
17284463 ANAHEIM 92801 CA PUD 6.625
17284480 LOS ANGELES 91342 CA Condominium 7.000
17284489 CARLSBAD 92009 CA Single Family 6.250
17284498 XXXXXXXX 00000 XX Single Family 6.750
17284503 LOS ANGELES 91301 CA Single Family 8.250
17284505 XXXX XX XXXX 00000 XX PUD 6.375
17284507 XXXXX XXXXXX XXXXXX 00000 XX Single Family 6.875
17284521 XXXXXXXX 00000 XX Single Family 7.250
17284525 SANTA XXX 92707 CA 2-4 Family 7.000
17284534 LOS ANGELES 91042 CA Single Family 7.625
17293852 XXXXXXX 00000 XX Single Family 7.875
17293855 XXXXXX XXXXX XXXXXXXXX 00000 CA PUD 6.750
17293889 XXXXXXX XXXXX 00000 CA PUD 6.500
17293893 SEAL BEACH 90740 CA Single Family 6.500
17293896 STUDIO CITY 91604 CA Single Family 6.375
17293897 XXXXXXX 00000 XX Single Family 6.125
17293902 KEY BISCAYNE 33149 FL Single Family 6.750
17293910 XXXXX XXXXX 00000 CA PUD 6.875
17293912 XXXXX XXXXX 00000 XX Single Family 6.875
17293913 MARINA DEL REY 90292 CA Condominium 6.500
17293915 SAN DIEGO 92101 CA Condominium 7.875
17293917 SAN DIEGO 92109 CA Single Family 6.250
17293918 LOS ANGELES 91316 CA Single Family 6.875
17293923 LONG BEACH 90802 CA Condominium 6.250
17293926 SAN XXXX 95122 CA Single Family 6.500
17304709 VISTA 92084 CA Single Family 6.750
17304710 CHICAGO 60625 IL Single Family 8.250
17304711 SAN XXXX 95136 CA Single Family 7.500
17304712 SAN XXXX 95116 CA Single Family 6.000
17304713 XXXXXX 00000 XX Single Family 5.875
17304714 MODESTO 95356 CA Single Family 6.125
17304715 TORRANCE 90503 CA Condominium 7.625
17304716 LOS ANGELES 90019 CA Single Family 5.125
17304717 CARLSBAD 92009 CA Single Family 8.500
17304718 XXXXXXX 00000 XX Single Family 6.125
17304719 XXXXX XXXXXXXXXX 00000 FL Single Family 7.375
17304720 XXXXXXX 00000 XX Single Family 7.250
17304721 XXXXX 95505 CA Single Family 4.875
17304722 FAIR OAKS RANCH 91387 CA Single Family 7.250
17304723 LOS ANGELES 90043 CA Single Family 7.500
17304724 VAN NUYS 91406 CA Single Family 7.125
17304725 XXXXXX 00000 XX Single Family 6.500
17304726 VAN NUYS 91406 CA Single Family 6.375
17304727 SAN DIEGO 92103 CA Condominium 7.750
17304728 CHULA VISTA 91915 CA PUD 6.625
17304729 THOUSAND OAKS 91362 CA Single Family 8.125
17304730 SALINAS 93905 CA Single Family 6.500
17304731 XXXXXXXX 00000 XX 2-4 Family 6.875
17304732 SALINAS 93905 CA Single Family 6.750
17304733 SUNLAND/LOS ANGELES 91040 CA Single Family 7.000
17304734 XXXXXXXXX XXXXX 00000 XX Single Family 8.625
17304735 XXXXXXX 00000 XX Single Family 6.375
17304737 LOS ALAMITOS 90720 CA Single Family 7.750
17304738 XX XXXXX 00000 XX Single Family 7.500
17304739 XXXXX XXXXX 00000 XX Single Family 6.625
17304740 SILVER SPRING 20901 MD Single Family 7.875
17304741 WEST XXXXXXXXXX 00000 XX Single Family 4.750
17304655 RENO 89502 NV Single Family 7.875
17304656 WAYLAND 49348 MI Single Family 8.000
17304657 ONTARIO 91761 CA Single Family 5.875
17304658 SAN MARINO 91108 CA Single Family 6.875
17304659 LOS ANGELES 90049 CA Condominium 6.250
17304660 RIVERSIDE 92508 CA Single Family 6.875
17304661 TARZANA 91356 CA PUD 6.125
17304663 XXX XXXXXXX(XXXXX XXXXXXX 00000 CA Single Family 8.000
17304664 LAS VEGAS 89138 NV PUD 6.625
17304666 XXXXXXXX 00000 XX Condominium 6.500
17304667 SHREWSBURY 7702 NJ Single Family 7.750
17304668 LINCOLN 95648 CA PUD 7.125
17304669 STAMFORD 6903 CT Single Family 6.250
17304670 CAREFREE 85377 AZ Single Family 8.000
17304671 SANTA XXXXXXX 93108 CA Single Family 6.000
17304672 BRENTWOOD 37027 TN PUD 5.750
17304673 MALIBU 90265 CA Single Family 7.000
17304674 LOS ANGELES 90064 CA Condominium 6.625
17304675 CHULA VISTA 91913 CA PUD 5.750
17304676 XXXXXXXXXXX 00000 XX Single Family 6.375
17304677 EVANSTON 60202 IL Single Family 8.000
17304678 XXXXXXX 00000 XX Single Family 7.500
17304679 BRIGANTINE 8203 NJ Single Family 6.750
17304680 XXXXXX 00000 XX Single Family 6.125
17304681 ALTADENA 91001 CA Single Family 7.375
17304682 XXXXXXXXX 00000 XX Single Family 6.500
17304683 XXX XXXX 00000 NY Condominium 6.500
17304684 XXXXXXXXX XXXXX 00000 XX Single Family 6.000
17304685 XXXXXXX 00000 XX Single Family 6.000
17304686 VAN NUYS 91406 CA Single Family 7.750
17304687 LOS ANGELES 90066 CA Single Family 6.250
17304688 XXXXXXXX XXXX 00000 XX XXX 7.000
17304689 SIMI VALLEY 93065 CA Single Family 5.500
17304690 SAN XXXX 95135 CA PUD 6.750
17304691 LAS VEGAS 89131 NV PUD 7.625
17304692 THOUSAND OAKS 91362 CA PUD 6.625
17304693 SAN FRANCISCO 94115 CA Condominium 6.125
17304694 XXXX XXXXXXX 00000 CA PUD 6.500
17304695 XXXXXXXXXX 00000 FL PUD 5.875
17304696 SAN XXXX 95122 CA Single Family 5.875
17304697 ORANGE 92869 CA Single Family 6.500
17304698 XXXXXX 00000 XX Single Family 6.375
17304699 BELLFLOWER 90706 CA Single Family 7.250
17304700 HAILEY 83333 ID PUD 7.875
17304701 SAN XXXX 95127 CA Single Family 7.000
17304702 ENCINITAS 92024 CA Single Family 8.000
17304703 SHELL BEACH 93449 CA Single Family 6.625
17304704 SPRINGFIELD 7081 NJ Single Family 7.125
17304705 XXXXXXXXXX 00000 XX Single Family 7.125
17304706 LONG BEACH 90802 CA Condominium 5.875
17304707 LAS VEGAS 89119 NV PUD 6.375
17304708 XXXXXXXXXXX 00000 XX Single Family 6.250
17293932 L.A. XXXXXXXXXX XXXX 00000 CA Single Family 6.875
17293940 BAKERSFIELD 93314 CA Single Family 6.750
17279247 XXXXXX XXXX XXXXX 00000 FL Single Family 6.750
17279252 NOBLESVILLE 46060 IN PUD 6.750
17279254 BRANDYWINE 20613 MD Single Family 7.125
17279255 CLACKAMAS 97015 OR PUD 7.375
17279260 LA XXXXXX 91744 CA Single Family 6.125
17279268 SAN XXXX 95121 CA Single Family 6.875
17279273 SANTA XXXXXXX 93109 CA PUD 7.500
17279276 XXXXXX 00000 XX Single Family 7.125
17279279 XXXX XXXXXXX 00000 CA PUD 6.625
17279280 SAUGUS 91390 CA Single Family 6.750
17279287 XXXXXXXX 00000 XX Single Family 7.250
17279304 SANTA XXX 92707 CA Single Family 6.375
17278665 IRVINE 92612 CA Condominium 6.625
17278669 SAN DIEGO 92101 CA Condominium 6.125
17278677 NAPA 94558 CA Single Family 7.250
17278680 TORRANCE 90505 CA Single Family 7.000
17278682 SAN XXXXXX 94070 CA Single Family 6.875
17278683 XXXXXXX XXXXX 00000 CA Single Family 6.250
17278689 XXXXX XXXXX 00000 CA Single Family 6.250
17278697 XXXXXXX 00000 XX Single Family 7.000
17278698 RANCHO CUCAMONGA 91739 CA PUD 7.000
17278702 XXXXXXXX 00000 XX Single Family 6.875
17278703 XXXXXXXXX 00000 XX Single Family 7.125
17278709 XXXXXX 00000 XX Single Family 6.750
17278711 SAN DIEGO 92103 CA Single Family 6.500
17278735 ESCONDIDO 92027 CA PUD 6.750
17278744 PICO XXXXXX 90660 CA Single Family 6.375
17278751 WEST COVINA 91790 CA Single Family 7.375
17278752 XXXXXXXXXXX 00000 XX Single Family 6.375
17278754 SAN DIEGO 92111 CA Single Family 7.000
17278756 LA MESA 91941 CA Single Family 6.375
17278768 LOS ANGELES 90022 CA Single Family 6.875
17278770 VENTURA 93004 CA Single Family 5.875
17278773 XX XXXXXX 00000 CA Condominium 8.250
17278775 CALABASAS 91302 CA Single Family 6.500
17278786 EL CAJON 92019 CA Single Family 7.000
17266804 XXXXXXXXX 00000 XX Single Family 7.500
17266823 LOS ANGELES 91356 CA Single Family 6.625
17266835 SAN XXXX 95138 CA PUD 6.750
17266913 IRVINE 92604 CA Single Family 7.375
17266923 XXXXX XXXX XXXXX 00000 CA Single Family 6.875
17266942 LOS ANGELES 90068 CA Single Family 7.125
17266968 LAKE FOREST 92630 CA PUD 6.500
17266988 ESCONDIDO 92027 CA Single Family 7.500
17267086 MOUNTAIN VIEW 94041 CA 2-4 Family 7.250
17267095 SAN XXXX 95120 CA Single Family 6.375
17267139 LOS ANGELES 90045 CA PUD 6.875
17267140 OCEANSIDE 92054 CA Single Family 6.875
17267150 XXXXXXXXXX XXXXX 00000 CA Single Family 7.000
17267155 AZUSA 91702 CA PUD 6.750
17267180 XXXXXX XXXXX XXXXXX 00000 XX Single Family 6.125
17267196 LA JOLLA 92037 CA Single Family 7.000
17267221 DOWNEY 90241 CA 2-4 Family 6.750
17267246 XXXXXX HILL 95037 CA Single Family 6.500
17303387 BOLINGBROOK 60440 IL Single Family 7.625
17303369 XXXXXXXXXX 60538 IL Single Family 8.500
17303388 XXXXXXXX XXXXXXX 00000 IL Single Family 7.000
17303389 STREAMWOOD 60107 IL PUD 8.250
17303350 SKOKIE 60076 IL Single Family 7.625
17303334 XXXXXXX 00000 FL Single Family 7.750
17303335 XXXX XXXXX 00000 FL Single Family 7.000
17303354 PONTIAC 48342 MI Single Family 8.125
17303390 XXXXXXX XXXX 00000 IL Single Family 6.875
17303372 ELK GROVE VILLAGE 60007 IL Single Family 8.375
17303337 XXXXXXX 00000 IL Condominium 7.875
17303374 XXXXXXX 00000 XX Single Family 7.500
17303392 RALEIGH 27529 NC Single Family 8.250
17303356 CHICAGO 60640 IL Single Family 7.500
17303393 CHICAGO 60656 IL Single Family 7.875
17303395 LITTLE TORCH KEY 33042 FL Single Family 6.875
17303377 GLENVIEW 60025 IL Condominium 7.750
17303396 XXXX XXXXX 00000 FL Single Family 7.125
17303378 CHICAGO 60641 IL 2-4 Family 8.000
17303397 TAMPA 33609 FL Condominium 7.000
17303379 HEBRON 41048 KY PUD 6.875
17303340 XXXXXXXX XXXXXXX 00000 IL PUD 7.875
17303341 XXXXXXXXXX 14589 NY Single Family 7.250
17303343 FRANKLIN 37067 TN Single Family 7.375
17303380 CHICAGO 60618 IL Single Family 7.375
17303362 SCHERERVILLE 46375 IN Single Family 7.750
17303381 HAWTHORN XXXXX 60047 IL PUD 8.500
17303364 NAPLES 34104 FL Single Family 6.875
17303382 XXXXXX 49125 MI Single Family 7.000
17303347 SARASOTA 34236 FL PUD 6.625
17303366 CHICAGO 60614 IL Condominium 6.875
17303384 CHICAGO 60641 IL Single Family 6.875
17303385 XXXXXX XXXXX 00000 IL PUD 6.375
17303367 NAPLES 34119 FL PUD 7.500
17303349 SARASOTA 34242 FL Single Family 6.875
17303368 ST XXXXXXX 60174 IL PUD 7.750
17303386 ALGONQUIN 60102 IL Single Family 7.875
17233831 XXXXXX 00000 XX PUD 7.500
17233834 XXXXXXXX 00000 XX Single Family 6.750
17266742 XXXXXXX XXXXX 00000 XX Single Family 6.750
17266743 WINDERMERE 34786 FL PUD 6.500
17266746 XXXXXX 00000 XX Single Family 6.375
17278662 IRVINE 92612 CA Condominium 6.625
17304576 XXXXXX XXXX 00000 CA Single Family 6.500
17304578 RANCHO CUCAMONGA 91739 CA Single Family 6.625
17304580 XXXXXXX 00000 XX Single Family 6.250
17304581 TRACY 95377 CA PUD 6.375
17304583 XXXXX HEAD 84719 UT Single Family 6.000
17304584 MIDLOTHIAN 23112 VA PUD 6.375
17304586 XXXXX XXXXX 00000 CA PUD 5.500
17304587 STATEN ISLAND 10312 NY Single Family 6.000
17304588 XXXXXXXX 00000 XX Single Family 6.250
17304589 LOS ANGELES XXXXXXX XXXX 00000 CA Single Family 7.375
17304592 SAN DIEGO 92154 CA PUD 5.875
17304593 XXXXXX XXXX 00000 CA Single Family 6.250
17304594 DIAMOND BAR 91765 CA Single Family 6.500
17304595 PETALUMA 94952 CA Single Family 6.500
17304596 SANTA XXX 92701 CA Single Family 7.125
17304599 CAPE CANAVERAL 32920 FL Condominium 6.875
17304601 LAGUNA BEACH 92651 CA Single Family 6.750
17304604 XXXXXX BEACH 34957 FL Single Family 5.875
17304605 LAKEWAY 78734 TX Single Family 6.875
17304606 MEMPHIS 38117 TN Single Family 5.750
17304607 XXXXXXXX 00000 XX 2-4 Family 6.250
17304608 BRONX 10465 NY Condominium 7.250
17304609 CANTON 75103 TX Single Family 7.125
17304610 SONOMA 95476 CA 2-4 Family 6.000
17304611 XXXXXXXX XXXX 00000 CA Single Family 5.500
17304612 XXXXX XXXXX 00000 FL Single Family 7.625
17304615 XXXXXX XXXXX 00000 XX XXX 7.750
17304617 XXXXX XXXXXX XXXXX 00000 SC Condominium 8.375
17304618 CORONA 92883 CA PUD 6.625
17304619 XXXXXXXXX 00000 XX Single Family 8.375
17304620 XXXXXXX 00000 MD PUD 6.125
17304621 NAPLES 34120 FL PUD 6.500
17304622 SANTA XXX 92701 CA Single Family 8.375
17304623 XXXXXX 00000 CA Condominium 4.875
17304624 XXXX 00000 XX Single Family 8.375
17304625 XXXXX XXXXX 00000 CA PUD 5.375
17304626 ENCINO 91436 CA Single Family 6.500
17304627 JERSEY CITY 7310 NJ Condominium 5.625
17304629 MANSON 98831 WA PUD 8.875
17304630 LOS GATOS 95030 CA Single Family 6.125
17304631 MILL VALLEY 94941 CA Single Family 6.125
17304632 XXXXXXX 00000 XX Single Family 7.000
17304633 PIEDMONT 94611 CA Single Family 6.625
17304634 GRESHAM 97080 OR Single Family 6.875
17304635 XXXXXXX XXXXX XXXX 00000 XX Single Family 5.875
17304636 XXXXXXXX 00000 XX CO-OP 6.500
17304637 XXXXXXX 00000 XX Condominium 7.875
17304638 CHICAGO 60622 IL 2-4 Family 7.375
17304639 MODESTO 95354 CA Single Family 5.875
17304640 MADERA 93638 CA Single Family 6.875
17304641 WILLIAMSBURG 23185 VA Single Family 6.125
17304642 BRADENTON 34210 FL Condominium 7.250
17304643 XXXXXX XXXX 00000 XX Single Family 6.500
17304644 XXXXXXXXXX 00000 XX Single Family 7.250
17304645 XXXXXXXX 00000 XX Single Family 7.625
17304646 XXXXXXX 00000 XX Single Family 5.375
17304647 XXXXXX 00000 XX PUD 7.625
17304648 LONG BEACH 90802 CA 2-4 Family 6.375
17304649 SAN DIEGO 92109 CA Condominium 6.750
17304650 EL CERRITO 94530 CA Single Family 8.000
17304651 XXXXXXX XXXXX 00000 XX 2-4 Family 7.000
17304652 KEY WEST 33040 FL Single Family 8.000
17304653 CORAL GABLES 33143 FL PUD 7.250
17304654 SLATE HILL 10973 NY Single Family 8.000
17304569 IRVINE 92612 CA Condominium 6.500
17304571 SALEM 97306 OR Single Family 6.750
17304573 XXX XXXX 00000 NY Condominium 6.375
17304574 CHARLESTON 29439 SC Single Family 6.375
17304540 BETHESDA 20817 MD Single Family 7.750
17304541 XXX XXXX 00000 NY Condominium 6.000
17304542 LOS ANGELES 90010 CA Condominium 6.750
17304543 TAMPA 33616 FL Condominium 6.875
17304544 WINNETKA 60093 IL Single Family 8.250
17304545 COVINA 91723 CA Single Family 6.500
17304546 XXXXXXX XXXXX XXXXXXX 00000 CA Single Family 6.625
17304547 XXXXXX 00000 XX 2-4 Family 6.750
17304548 SAN XXXX 95121 CA Single Family 7.000
17304549 MIRA LOMA 91752 CA Single Family 6.875
17304550 SARATOGA 95070 CA Single Family 8.250
17304551 SANTA XXXXXXX 93110 CA Single Family 6.125
17304552 DANBURY 6811 CT Single Family 6.875
17304553 XXXXXXXX 00000 XX Single Family 6.125
17304556 WHITTIER 90604 CA Single Family 6.625
17304557 SAN XXXX 95130 CA Single Family 5.875
17304558 XXX XXXX 00000 NY Condominium 7.250
17304559 XXXXXXX 00000 XX Single Family 6.500
17304560 XXXXXXX HEIGHTS 91748 CA Single Family 6.750
17304561 TUSTIN 92782 CA Single Family 6.500
17304562 SAN XXXX 95133 CA Single Family 6.250
17304563 SAN XXXX 95132 CA 2-4 Family 6.250
17304564 XXXXXX 90746 CA Single Family 6.125
17304565 SAN XXXX 95148 CA Single Family 8.500
17304566 FAIRBURN 30213 GA PUD 6.625
17304567 EL CAJON 92021 CA Single Family 6.250
17304568 XXXXXXX 00000 XX Single Family 6.375
16177156 BIG SKY 59716 MT Single Family 6.250
16199761 LOS ANGELES 90069 CA Single Family 6.250
16564077 PACIFIC PALISADES 90272 CA Condominium 6.500
16564090 SAN XXXX 95124 CA Single Family 6.500
16564109 OAKLAND 94605 CA PUD 6.875
16573251 XXXXXXXX 00000 XX Single Family 6.500
17251774 HESPERIA 92345 CA Single Family 5.990
17233809 BELLEVILLE 7109 NJ Condominium 7.250
17233830 XXXXXXXXX 00000 XX Single Family 7.750
17233835 SAN XXXX 95116 CA Single Family 7.625
17233836 BELLFLOWER 90706 CA Single Family 7.875
17233838 XX XXXXXX XXXXX 00000 CA PUD 7.000
17233839 SEASIDE 93955 CA Single Family 7.000
17198165 XXXXX 95376 CA Single Family 6.000
17198167 XXXXXXX 00000 XX XXX 7.500
17198168 LEMOORE 93245 CA Single Family 6.000
17198169 EL CAJON 92019 CA PUD 5.875
17198175 CHULA VISTA 91913 CA PUD 5.875
17198178 TUCSON 85750 AZ PUD 6.000
17198179 XXXXXXXXXX 00000 XX Single Family 6.375
17198192 XXXXXXX 00000 XX Single Family 6.250
17198196 KISSIMMEE 34746 FL PUD 8.000
17198199 CITY OF OCEANSIDE 92057 CA PUD 6.250
17198204 XXXXXX 00000 XX Single Family 6.625
17198205 XXXXXXX PINES 95726 CA PUD 7.500
17174973 KISSIMMEE 34747 FL PUD 6.875
17174980 WEST PALM BEACH 33412 FL Single Family 7.875
17174987 LOS ANGELES 90732 CA Single Family 6.625
17174990 XXXXXXXXX XXXXXXX 00000 CO Single Family 7.500
17175014 NORTH MIAMI 33161 FL Single Family 7.000
17175015 XXXXX XXXX 00000 FL Single Family 8.250
16146866 COLDSPRING 77331 TX Single Family 7.875
16649344 XXXXXXXX 29621 SC Single Family 6.750
17347241 CHANTILLY 20152 VA PUD 6.875
17347307 XXXXXXXXXX 0000 XX 2-4 Family 8.250
17347137 SANFORD 32771 FL Single Family 7.750
17347141 XXXXXXX 39047 MS Single Family 7.125
17347144 NEW ORLEANS 70128 LA Single Family 6.625
17347163 KELLER 76248 TX Single Family 7.500
17347170 XXXXXXXXX 00000 XX Condominium 7.375
17347174 SHAKER HTS. 44120 OH Condominium 7.375
17341582 XXXX 00000 XX Single Family 7.875
17341583 LAS VEGAS 89141 NV PUD 8.750
17341584 XXXXXXX XXXXX 00000 CA Single Family 7.250
17341585 CHICAGO 60631 IL Single Family 5.250
17341586 CHATHAM TOWNSHIP 7928 NJ Single Family 6.750
17341587 XXXXXXXX 95008 CA PUD 7.375
17341588 WELLINGTON 33411 FL PUD 7.500
17341589 HIGHLANDS RANCH 80130 CO PUD 6.625
17341590 BRENTWOOD 94513 CA Single Family 7.000
17341591 AGOURA HILLS 91301 CA Condominium 8.375
17341592 SAN JOSE 95111 CA Single Family 6.500
17341593 IRVINE 92602 CA Condominium 5.000
17341594 HIDDEN HILLS 91302 CA Single Family 7.500
17341595 PLACENTIA 92870 CA Single Family 7.000
17341596 WOOD DALE 60191 IL Single Family 8.750
17341597 SEACREST 32413 FL Single Family 6.625
17341598 AURORA 80016 CO Single Family 6.625
17347108 NEWARK 7103 NJ 2-4 Family 6.875
17347109 ST PETERSBURG 33702 FL PUD 7.750
17341578 PLANTATION 33322 FL PUD 8.000
17341579 DANVILLE 94526 CA Single Family 6.750
17341580 SUMERSET 8873 NJ Single Family 7.750
17341581 SEDONA 86336 AZ Single Family 8.750
17341562 LOS ANGELES 90019 CA Condominium 8.500
17341563 CHINO HILLS 91709 CA PUD 7.375
17341565 SARASOTA 34239 FL Condominium 8.875
17341566 PLEASANT HILL 94523 CA Single Family 9.000
17341567 CHICO 95928 CA Single Family 9.000
17341568 PANAMA CITY BEACH 32413 FL Single Family 6.875
17341569 DESTIN 32541 FL Single Family 6.625
17341570 FEATHERVILLE 83647 ID Single Family 7.375
17341571 ATLANTA 30331 GA Single Family 6.875
17341572 PRESCOTT 86303 AZ PUD 7.875
17341573 CALISTOGA 94515 CA 2-4 Family 6.875
17341574 BAKERSFIELD 93314 CA Single Family 8.625
17341575 LONG GROVE 60047 IL Single Family 7.125
17341576 BLOOMINGDALE 7403 NJ Single Family 8.875
17341577 TORRANCE 90501 CA 2-4 Family 7.625
17214547 SPRINGFIELD 1105 MA 2-4 Family 7.500
17275231 ENGLEWOOD 34224 FL Single Family 6.875
17275246 JOLIET 60436 IL Single Family 7.875
17275337 MYRTLE BEACH 29572 SC Single Family 7.375
17275349 CINCINNATI 45243 OH Single Family 6.500
17275351 SAINT ALBANS 63073 MO Single Family 6.500
17266996 MANHASSET 11030 NY Single Family 6.500
17267000 DEL MAR 92014 CA Single Family 6.500
17267008 CALABASAS 91302 CA PUD 7.375
17267025 SANTA BARBARA 93108 CA Single Family 6.500
17267030 LA QUINTA 92253 CA PUD 6.875
17267033 SANTA MONICA 90404 CA 2-4 Family 6.875
17267042 BAINBRIDGE ISLAND 98110 WA Single Family 6.625
17267043 MIRAMAR BEACH 32550 FL Condominium 6.500
17267059 CORONA 92881 CA Single Family 6.250
17278663 SANTA ROSA 95405 CA Single Family 6.375
17278667 SANTA CLARITA 91354 CA PUD 6.125
17278671 ROSCOE 61073 IL Single Family 8.625
17278674 AUSTIN 78732 TX PUD 6.500
17278676 EL CAJON 92020 CA PUD 7.500
17278678 PHOENIX 85085 AZ PUD 7.750
17278681 YORK 17404 PA PUD 6.250
17278685 TORRANCE 90502 CA Single Family 6.375
17278688 LOS ANGELES 90049 CA Single Family 6.750
17278696 BURBANK 91504 CA PUD 6.500
17278700 LOS ANGELES 90019 CA Single Family 6.375
17278701 ESCONDIDO 92027 CA Single Family 6.750
17278705 OREGON CITY 97045 OR Single Family 6.875
17278706 NORTH MYRTLE BEACH 29582 SC Single Family 7.125
17278707 ELK GROVE 95624 CA PUD 6.750
17278708 GREENWOOD VILLAGE 80111 CO PUD 8.000
17278710 PETALUMA 94954 CA Single Family 5.500
17278715 SOUTHAMPTON 11968 NY Single Family 6.375
17278716 CORONA 92880 CA Single Family 6.375
17278717 WINCHESTER 92596 CA PUD 5.750
17278718 HIGHLAND 84003 UT Single Family 8.500
17278721 MINNEAPOLIS 55414 MN Single Family 6.625
17278722 WALNUT 91789 CA Single Family 5.500
17278723 LACEY 98506 WA Single Family 6.500
17278724 MOUNT AIRY 21771 MD Single Family 7.125
17278725 LAGUNA BEACH 92651 CA Single Family 6.750
17278726 TAMPA 33611 FL Single Family 6.375
17278727 BUELLTON 93427 CA Single Family 6.375
17278728 CAPE HAZE 33946 FL Single Family 6.000
17278729 LAHAINA 96761 HI PUD 7.125
17278730 MANHATTAN BEACH 90266 CA Single Family 7.000
17278731 MCCALL 83638 ID Single Family 8.000
17278732 COTO DE CAZA (A 92679 CA PUD 7.000
17278734 LAS VEGAS 89118 NV Single Family 6.250
17278737 WOODSIDE 94062 CA Single Family 6.000
17278738 NORTH POTOMAC 20878 MD PUD 6.375
17278740 LAGUNA BEACH 92651 CA Single Family 6.500
17278741 GREENWICH 6830 CT Single Family 6.625
17278742 RENO 89523 NV Single Family 6.375
17278743 BOSTON 2210 MA Condominium 7.250
17278745 JAMAICA 11434 NY Single Family 6.250
17278746 STOCKTON 95209 CA Single Family 6.500
17278747 BELVEDERE 94920 CA Single Family 7.625
17278748 ASPEN 81611 CO Single Family 6.375
17278755 FONTANA 92336 CA Single Family 6.125
17278757 SANTA ROSA 95404 CA Single Family 6.750
17278758 ROSEBURG 97470 OR Single Family 6.500
17278762 LAWNDALE 90260 CA Single Family 6.000
17278763 GLENDALE 91214 CA Single Family 6.875
17278764 CHULA VISTA 91910 CA Single Family 6.875
17278765 LOS ANGELES / GRANADA HIL 91344 CA Single Family 7.500
17278767 CHULA VISTA 91911 CA Single Family 6.500
17278771 CORONA 92880 CA Single Family 6.125
17278772 LA QUINTA 92253 CA Condominium 7.250
17278774 SAN FRANCISCO 94122 CA Single Family 6.625
17278776 AMERICAN CANYON 94503 CA Single Family 7.375
17278778 KIRKLAND 98033 WA Single Family 6.625
17278780 FRIDAY HARBOR 98250 WA PUD 6.500
17278781 SAN JOSE 95123 CA Single Family 6.000
17278782 LAGUNA BEACH 92651 CA Single Family 6.500
17278783 BELL 90201 CA Single Family 7.750
17278784 LOS ANGELES 91361 CA Single Family 7.500
17278785 LOS ANGELES 91601 CA 2-4 Family 6.625
17278788 PICO RIVERA 90660 CA Single Family 6.875
17278789 SAN JOSE 95110 CA 2-4 Family 7.250
17278790 SARASOTA 34240 FL Single Family 7.000
17278791 IRVINE 92614 CA PUD 6.750
17278793 BOULEVARD GLEND 91202 CA 2-4 Family 7.375
17278794 TRABUCO CANYON 92678 CA Single Family 6.625
17278795 ROSEMEAD 91770 CA Single Family 6.375
17278797 MARYSVILLE 98271 WA PUD 7.750
17278800 NEW YORK 10027 NY 2-4 Family 7.750
17278802 LA MIRADA 90638 CA PUD 7.250
17278803 SIMI VALLEY 93065 CA PUD 6.250
17278804 SAN JOSE 95116 CA PUD 6.875
17278805 LOS ANGELES 90046 CA Condominium 7.875
17278806 SANTA ANA 92701 CA Single Family 7.250
17278807 DELRAY BEACH 33446 FL PUD 7.375
17278808 PETALUMA 94954 CA Single Family 7.125
17279253 DALLAS 75206 TX Single Family 6.375
17279257 PALMDALE 93550 CA Single Family 8.500
17279258 FINKSBURG 21048 MD Single Family 5.750
17279259 LAKE FOREST 60045 IL Single Family 6.750
17279261 SIMI VALLEY 93065 CA PUD 6.875
17279262 BALTIMORE 21220 MD Single Family 7.625
17279263 LOS ANGELES 90043 CA Single Family 5.875
17279264 NEWPORT BEACH CORONA DEL 92625 CA Single Family 6.500
17279265 DORAL 33178 FL PUD 6.750
17279266 TEMECULA 92592 CA PUD 6.625
17279267 VIRGINIA BEACH 23451 VA Single Family 7.000
17279270 HACIENDA HEIGHTS AREA 91745 CA Single Family 6.750
17279271 SEATTLE 98178 WA Single Family 6.375
17279272 SANTA CRUZ 95060 CA Single Family 7.250
17279274 NEW YORK 10019 NY Condominium 6.750
17279275 PETALUMA 94952 CA Single Family 6.375
17279277 CARMEL 93923 CA Condominium 6.500
17279278 PANAMA CITY BEACH 32408 FL Single Family 6.750
17279281 BOCA RATON 33433 FL PUD 7.000
17279282 LOS ANGELES 90027 CA Single Family 6.875
17279283 SANTA ANA 92701 CA Single Family 7.375
17279286 OCEAN CITY 8226 NJ Condominium 6.250
17279288 MIRAMAR BEACH 32550 FL Condominium 6.875
17279289 BUENA PARK 90620 CA Single Family 6.875
17279290 SANTA ROSA BEACH 32459 FL Single Family 6.500
17279291 EAST ELMHURST 11369 NY Single Family 6.875
17279292 SANTEE 92071 CA Single Family 6.625
17279294 NAPA 94558 CA Single Family 6.500
17279297 CHICAGO 60647 IL 2-4 Family 7.500
17279299 CORONA DEL MAR 92625 CA 2-4 Family 7.250
17279301 FORT LAUDERDALE 33308 FL Condominium 6.500
17279303 NORTH BALDWIN 11510 NY Single Family 5.875
17279305 CORONA 92880 CA Single Family 7.750
17279306 LAUREL 20723 MD PUD 7.000
17279308 CHAMPLIN 55316 MN Single Family 7.125
17279310 COLLEGEVILLE 19426 PA Single Family 6.375
17279311 SPRING VALLEY 91977 CA Single Family 6.500
17279312 RICHMOND 94806 CA PUD 7.250
17279313 SANTA ANA 92703 CA Single Family 7.000
17279314 RIVERTON 84065 UT Single Family 6.500
17267060 MURRIETA 92562 CA PUD 6.125
17267066 LOS ANGELES 90048 CA Single Family 7.375
17267068 SAN DIMAS 91773 CA PUD 6.375
17267074 RIDGEWOOD 7450 NJ Single Family 6.500
17267084 BOSTON 2108 MA Single Family 6.250
17267093 SANTA BARBARA 93101 CA Single Family 7.375
17267099 SAN FRANCISCO 94114 CA 2-4 Family 8.000
17267101 GARDEN GROVE 92840 CA Single Family 6.500
17267102 ALHAMBRA 91803 CA Single Family 7.500
17267116 MIRAMAR BEACH 32550 FL Condominium 6.375
17267126 MIAMI 33186 FL Single Family 6.750
17267129 CARDIFF BY THE SEA 92007 CA Single Family 6.625
17267130 LOS ANGELES 90027 CA Single Family 7.000
17266880 MANHATTAN BEACH 90266 CA Condominium 6.375
17266881 HANA 96713 HI Single Family 7.125
17266889 CARLSBAD 92009 CA Single Family 6.250
17266894 SANTA BARBARA 93111 CA PUD 5.625
17266897 CORONA DEL MAR 92625 CA 2-4 Family 5.875
17266898 RIVERSIDE 92506 CA PUD 6.250
17266906 HONOLULU 96816 HI Single Family 6.125
17266912 AVENTURA 33160 FL Condominium 6.875
17266916 NEW YORK 10010 NY Condominium 6.250
17266920 NEWPORT BEACH 92663 CA 2-4 Family 6.500
17266921 GILROY 95020 CA Single Family 6.875
17266926 LA JOLLA 92037 CA Condominium 6.750
17266930 BELLEVUE 98004 WA Single Family 7.000
17266934 SAN DIEGO 92131 CA PUD 6.375
17266936 SANTA ANA 92704 CA Single Family 7.750
17266940 KEY LARGO 33037 FL Single Family 5.875
17266947 MANHATTAN BEACH 90266 CA 2-4 Family 7.375
17266948 SAN DIEGO 92101 CA Condominium 6.250
17266949 CASTLE ROCK 80104 CO Single Family 6.625
17266951 BARRINGTON 60010 IL PUD 7.500
17266956 LOS ANGELES 90046 CA Single Family 7.500
17266957 STUDIO CITY 91604 CA Single Family 7.750
17266958 MARINA DEL REY 90292 CA Condominium 7.875
17266961 HUNTINGTON BEACH 92647 CA 2-4 Family 6.250
17266963 DOWNEY 90240 CA Single Family 7.625
17266964 BELLEVUE 98006 WA PUD 6.250
17266965 HILTON HEAD 29926 SC PUD 6.375
17266969 NEWPORT BEACH 92660 CA Condominium 6.375
17266971 NORTHRIDGE 91325 CA Single Family 7.000
17266973 CASTLE ROCK 80108 CO PUD 7.375
17266987 LONG BEACH TOWNS 8008 NJ Single Family 7.500
17266994 ALISO VIEJO 92656 CA PUD 7.000
17214624 COLORADO SPRINGS 80923 CO Single Family 6.625
17214625 BURBANK 91501 CA Single Family 7.875
17214627 SAN DIEGO 92129 CA Condominium 6.500
17214628 SAN DIEGO 92129 CA Condominium 6.500
17214629 SAN FRANCISCO 94122 CA Single Family 7.500
17214631 COEUR D ALENE 83814 ID Single Family 7.750
17214632 BRENTWOOD 94513 CA Single Family 6.625
17214634 FORT BRAGG 95437 CA Single Family 7.750
17214635 RAMONA 92065 CA PUD 7.875
17214636 LA HABRA 90631 CA Single Family 7.000
17214637 SAN DIEGO 92114 CA Single Family 6.875
17214638 FAIRFIELD 94533 CA Single Family 7.625
17214640 STEVENSON RANCH 91381 CA PUD 7.375
17214641 PITTSBURG 94565 CA Single Family 6.625
17214642 SAN DIEGO 92105 CA 2-4 Family 7.375
17214644 PITTSBURG 94565 CA Single Family 7.250
17214646 BELLEVUE 98004 WA Single Family 7.375
17214647 LOS ANGELES 91352 CA Single Family 7.750
17214649 RICHMOND 94806 CA Single Family 6.875
17214650 RIVERSIDE 92509 CA Single Family 7.625
17214651 BURLINGAME 94010 CA Single Family 7.500
17214652 HONOLULU 96819 HI Single Family 7.000
17214655 CLINTON 20735 MD PUD 5.750
17214657 SAN FRANCISCO 94112 CA Single Family 7.250
17214616 FREMONT 94536 CA 2-4 Family 7.750
17214617 SCOTTSDALE 85262 AZ Single Family 7.250
17214619 LOS ANGELES 90019 CA 2-4 Family 6.875
17214620 BEND 97701 OR Single Family 7.125
17214621 SAN DIEGO 92114 CA Single Family 7.500
17214622 OAKLAND 94611 CA Single Family 7.750
17214623 MESA 85205 AZ PUD 6.375
17202823 BERWYN 60402 IL 2-4 Family 6.875
17214424 HOBOKEN 7030 NJ Condominium 6.625
17214426 KISSIMMEE 34759 FL PUD 6.375
17214427 WESTMINSTER 21157 MD Single Family 6.625
17214429 MENDOTA 93640 CA Single Family 6.250
17214430 MERCED 95340 CA Single Family 6.500
17214432 NEW ORLEANS 70130 LA 2-4 Family 6.875
17214433 CHANDLER 85224 AZ PUD 7.500
17214434 HINSDALE 60521 IL Single Family 6.125
17214435 MARTINSBURG 25401 WV Single Family 6.250
17214436 WHITELAND 46184 IN PUD 8.000
17214437 PISCATAWAY 8854 NJ Single Family 7.875
17214438 HENDERSON 89012 NV PUD 7.375
17214439 PEMBROKE PINES 33024 FL Single Family 7.000
17214440 LAFAYETTE 70507 LA Single Family 8.375
17214441 LAKE ZURICH 60047 IL Single Family 7.500
17214443 WASHINGTON 20011 DC Condominium 6.500
17214444 FEDERAL WAY 98001 WA PUD 7.750
17214445 WAVES 27982 NC Single Family 6.375
17214449 MIAMI 33130 FL Condominium 6.625
17214450 WOODBRIDGE 22191 VA Single Family 7.500
17214451 PALM DESERT 92211 CA Condominium 5.875
17214452 COVINGTON 98042 WA Single Family 6.625
17214453 MONTEBELLO 90640 CA 2-4 Family 7.750
17214454 AURORA 60503 IL PUD 6.750
17214455 BURTONSVILLE 20866 MD Single Family 7.125
17214456 LAFAYETTE 7848 NJ Single Family 6.250
17214457 TRUMBULL 6611 CT Single Family 6.875
17214458 SILVER SPRING 20904 MD Single Family 6.250
17214460 SCOTTSDALE 85251 AZ Condominium 7.625
17214461 HAMPTON 23669 VA Single Family 6.875
17214462 OAKLAND 94608 CA Condominium 6.000
17214464 SACRAMENTO 95835 CA Single Family 6.500
17214465 OCEAN 7712 NJ Single Family 6.500
17214466 SACRAMENTO 95835 CA Single Family 6.250
17214467 LOS ANGELES 90064 CA Single Family 6.000
17214469 TUCSON 85749 AZ Single Family 6.375
17214470 SURPRISE 85374 AZ Condominium 6.875
17214474 CHANDLER 85249 AZ PUD 6.375
17214475 CHICAGO 60610 IL Condominium 7.125
17214476 COSTA MESA 92627 CA Single Family 7.000
17214477 CELEBRATION 34747 FL PUD 6.750
17214478 MONROE 8831 NJ PUD 5.750
17214480 SHINGLE SPRINGS 95682 CA Single Family 6.500
17214483 BROOKLYN 11234 NY Single Family 7.500
17214486 MURRIETA 92563 CA Single Family 7.000
17214487 ROCKLIN 95677 CA PUD 6.500
17214488 YORKVILLE 60560 IL PUD 6.875
17214490 GLENDORA 91741 CA Single Family 6.875
17214491 SCHAUMBURG 60195 IL Condominium 6.375
17214492 HAYWARD 94544 CA Single Family 6.375
17214493 ALDIE 20105 VA PUD 6.250
17214494 SAN DIEGO 92105 CA 2-4 Family 6.625
17214495 MERIDIAN 83642 ID PUD 7.625
17214497 BOLINGBROOK 60490 IL Single Family 6.250
17214498 CAVE CREEK 85331 AZ Single Family 6.000
17214499 MARINA DEL REY 90292 CA Condominium 6.625
17214501 MIAMI 33175 FL Single Family 6.875
17214503 FORT MYERS 33919 FL Condominium 6.625
17214504 BUENA PARK 90620 CA Single Family 6.500
17214505 WHITTIER 90601 CA Single Family 6.875
17214506 FREDERICK 21703 MD PUD 6.125
17214508 CONCORD 94520 CA Single Family 6.500
17214509 SANTA FE 87507 NM Single Family 7.625
17214511 MONCKS CORNER 29461 SC PUD 6.875
17214512 SARASOTA 34242 FL Condominium 6.375
17214513 FAIRFIELD 94534 CA Single Family 6.125
17214514 DEBARY 32713 FL Single Family 6.750
17214515 DAVIS 95618 CA Single Family 6.875
17214517 EDGEWATER 21037 MD Single Family 6.000
17214519 ASHBURN 20148 VA PUD 7.125
17214520 NEPTUNE 7753 NJ Single Family 7.250
17214522 MIAMI 33158 FL PUD 6.500
17214523 WEST HOLLYWOOD 90069 CA Condominium 6.250
17214524 DRAPER 84020 UT Single Family 6.875
17214526 PAHOA 96778 HI Single Family 6.250
17214529 SAINT CLOUD 34771 FL Single Family 6.875
17214530 ANTHEM 85086 AZ PUD 6.125
17214531 ORANGEVALE 95662 CA Single Family 5.875
17214532 LAGUNA NIGEL 92677 CA PUD 6.875
17214533 LANTANA 76226 TX PUD 5.875
17214534 RENO 89506 NV PUD 6.375
17214535 SALEM 24153 VA Single Family 6.875
17214540 FALLS CHURCH 22042 VA Single Family 6.375
17214541 HUNTINGTON BEACH 92646 CA Single Family 5.875
17214542 PARADISE VALLEY 85253 AZ Single Family 5.875
17214543 WOODBRIDGE 22193 VA PUD 6.375
17214545 EVERGREEN 80439 CO Single Family 6.125
17214550 HAYWARD 94544 CA PUD 6.000
17214552 OAKLAND 94608 CA Condominium 5.250
17214553 SAN DIEGO 92131 CA Single Family 6.500
17214554 GREENWOOD 46143 IN Single Family 6.750
17214555 CENTREVILLE 20121 VA PUD 7.125
17214556 GIG HARBOR 98335 WA Single Family 5.625
17214557 BIG BEAR LAKE 92315 CA Single Family 7.375
17214558 SANTA CLARA 95054 CA PUD 6.250
17214559 ST LOUIS 63105 MO PUD 6.625
17214560 SAN FRANCISCO 94124 CA 2-4 Family 7.125
17214561 BALTIMORE 21218 MD Townhouse 8.500
17214562 COVINGTON 98042 WA Single Family 7.375
17214563 SPARKS 89431 NV PUD 7.000
17214564 CORONA 92880 CA Single Family 6.375
17214566 SEBASTIAN 32958 FL Single Family 6.500
17214567 ALEXANDRIA 22304 VA Condominium 7.125
17214568 ENUMCLAW 98022 WA Single Family 5.875
17214569 MODESTO 95351 CA 2-4 Family 7.500
17214570 MIAMI 33015 FL Condominium 6.375
17214572 MODESTO 95356 CA Single Family 7.625
17214573 WINDSOR 95492 CA Single Family 5.875
17214574 SAN DIEGO 92105 CA 2-4 Family 6.750
17214575 HAWAIIAN GARDENS 90716 CA Single Family 7.250
17214577 WOODBRIDGE 22191 VA PUD 6.750
17214579 WASHINGTON 20011 DC Single Family 6.250
17214580 ESCONDIDO 92029 CA Single Family 8.000
17214581 MARTINSBURG 25401 WV PUD 6.750
17214582 SEATTLE 98103 WA Single Family 6.125
17214583 WESTMINSTER 92683 CA PUD 6.750
17214585 SEATTLE 98112 WA Single Family 6.000
17214586 SALEM 97305 OR Single Family 7.000
17214587 WOODLAND HILLS 91303 CA Single Family 6.875
17214588 SANTA PAULA 93060 CA Single Family 6.875
17214589 SARASOTA 34242 FL Condominium 8.125
17214590 BALTIMORE 21230 MD Single Family 8.375
17214591 RIVERSIDE 92506 CA Single Family 6.875
17214595 LATHROP 95330 CA Single Family 7.750
17214596 NORTH HOLLYWOOD 91607 CA Single Family 7.375
17214597 ANTIOCH 94531 CA Single Family 7.750
17214598 CHANDLER 85225 AZ PUD 6.875
17214599 RONKONKOMA 11779 NY Single Family 6.625
17266821 BAKERSFIELD 93314 CA Single Family 7.250
17266824 HAWTHORNE 90250 CA Single Family 7.500
17266831 NEWPORT BEACH 92662 CA 2-4 Family 7.000
17090577 CHICAGO 60622 IL Condominium 7.875
17090582 NAPERVILLE 60564 IL Townhouse 7.125
17090590 ROLLING MEADOWS 60008 IL Single Family 7.500
17090601 STICKNEY 60402 IL Single Family 7.250
17090604 PALATINE 60074 IL Condominium 7.500
17090613 HICKORY HILLS 60457 IL Condominium 6.750
17090622 TINLEY PARK 60477 IL Condominium 7.125
17266754 GREENWICH 6830 CT Single Family 5.500
17266756 GREENWOOD VILLAGE 80121 CO Single Family 6.000
17266759 HINGHAM 2043 MA Single Family 6.375
17266771 QUEEN CREEK 85242 AZ PUD 7.125
17266773 TREASURE ISLAND 33706 FL Condominium 6.500
17266774 BIG BEAR LAKE 92356 CA Single Family 7.500
17266775 IRVINE 92620 CA PUD 7.250
17266776 IRVINE 92603 CA PUD 7.000
17266789 LAGUNA BEACH 92651 CA Condominium 6.500
17214602 OAKLAND 94607 CA Single Family 6.750
17214604 SARASOTA 34242 FL Condominium 8.125
17214605 PENSACOLA 32506 FL 2-4 Family 7.750
17214606 PENSACOLA 32506 FL 2-4 Family 7.750
17214607 CARLSBAD 92009 CA PUD 6.000
17214608 SUQUAMISH 98392 WA Single Family 6.625
17214609 KAHULUI 96732 HI PUD 7.750
17214610 CLOVIS 93612 CA Single Family 6.750
17214611 SEA ISLE CITY 8243 NJ Condominium 7.000
17214613 ROCHESTER 2770 MA Single Family 6.000
17076173 FRESNO 93703 CA Single Family 8.900
17174977 MIDDLEBURG 32068 FL PUD 7.625
17076175 ATLANTA 30315 GA Single Family 8.625
17076176 EL CENTRO 92243 CA Single Family 8.700
17076181 LYNNWOOD 98087 WA Single Family 8.575
17076182 HOUSTON 77071 TX PUD 8.940
17076187 VERNAL 84078 UT 2-4 Family 9.575
17076196 FREDERICK 21703 MD Condominium 7.425
17076225 ROUND ROCK 78664 TX 2-4 Family 9.300
17076233 FORT WORTH 76056 TX PUD 7.750
17076235 GARDEN GROVE 92844 CA PUD 6.625
17233822 HOSCHTON 30548 GA PUD 7.375
17076188 THORNTON 80229 CO Single Family 7.750
17043298 GILBERT 85297 AZ Single Family 7.875
17044149 RIVERSIDE 92508 CA Single Family 6.500
17044163 NORTH PROVIDENCE 2911 RI 2-4 Family 7.625
17044172 JEFFERSON 30549 GA PUD 5.750
17044183 HUNTINGTON BEACH 92649 CA Condominium 8.375
17044184 BOISE 83709 ID Single Family 6.375
17044200 COLORADO SPRINGS 80917 CO Single Family 6.500
17175000 SUNRISE 33323 FL PUD 6.875
17198191 HAYWARD 94541 CA Single Family 5.500
17346370 HENDERSON 89011 NV PUD 8.500
17346371 WATSONVILLE 95076 CA Single Family 6.625
17346372 AVON 27915 NC Single Family 6.875
17346373 SAN JOSE 95126 CA Condominium 8.999
17346374 RIVERSIDE 92508 CA Single Family 5.875
17293882 SARASOTA 34236 FL Condominium 6.500
17293883 SAN JOSE 95133 CA Condominium 6.875
17293884 DENVER 80202 CO Condominium 6.750
17293885 CORNELIA 30531 GA Single Family 6.125
17293886 WEST ISLIP 11795 NY Single Family 7.375
17293887 HOLMDEL 7733 NJ Single Family 5.750
17293888 DENVER 28037 NC PUD 6.625
17293890 WATSONVILLE 95076 CA Single Family 7.250
17293891 PORT SAINT LUCIE 34987 FL PUD 7.625
17293892 CHINO 91710 CA Single Family 7.125
17293894 TAVERNIER 33070 FL Single Family 6.625
17293895 FORT LEE 7024 NJ Single Family 6.000
17293898 PENSACOLA 32507 FL Condominium 6.875
17293899 WESTON 33326 FL Condominium 7.375
17293900 WESTON 33331 FL PUD 6.750
17293901 HENDERSON 89002 NV Single Family 6.500
17293903 BURBANK 91506 CA Single Family 6.750
17293904 LAWNDALE 90260 CA Condominium 7.875
17293905 GLENDALE 91208 CA Single Family 7.750
17293906 SALINAS 93907 CA Single Family 6.750
17293907 ATLANTA 30349 GA Single Family 7.875
17293909 LOS ANGELES 90045 CA Single Family 6.750
17293911 SANTA ROSA BEACH 32459 FL PUD 6.750
17293914 ARLETA 91331 CA Single Family 6.875
17293916 NORTH LAS VEGAS 89084 NV PUD 6.250
17293919 VAN NUYS 91406 CA Single Family 6.625
17293920 SAN JUAN CAPISTRANO 92675 CA PUD 6.500
17293921 ALEXANDRIA 22310 VA Single Family 7.250
17293922 MURRIETA 92563 CA Single Family 7.875
17293924 OAKLAND 21550 MD Single Family 6.750
17293925 LONG BEACH 90810 CA Single Family 6.375
17293927 PERRIS 92570 CA Single Family 6.875
17293928 SANTA ANA 92704 CA Single Family 6.000
17293929 LA GRANGE 60525 IL Single Family 7.750
17293930 HUNTINGTON BEACH 92646 CA PUD 6.875
17293931 FILLMORE 93015 CA Single Family 6.625
17293933 MIAMI 33131 FL Condominium 7.375
17293934 LAGUNA BEACH 92651 CA Single Family 7.500
17293935 NAPA 94558 CA Single Family 6.875
17293936 SANTA BARBARA 93105 CA Single Family 6.000
17293937 PALO ALTO 94306 CA Single Family 7.375
17293938 SAN JOSE 95125 CA Single Family 7.875
17293939 SAN JOSE 95123 CA 2-4 Family 6.125
17296685 COTATI 94931 CA Single Family 7.000
17296687 AVON PARK 33825 FL Single Family 6.875
17296688 GRASS VALLEY 95945 CA Single Family 6.750
17296689 BOULDER CITY 89005 NV Single Family 7.125
17296691 KIRKLAND 98033 WA Single Family 6.875
17296692 LAS VEGAS 89147 NV PUD 7.375
17296693 DIAMOND BAR 91765 CA Single Family 6.125
17296694 SONORA 95370 CA Single Family 6.875
17296698 SPRINGFIELD 22152 VA Single Family 6.625
17296699 NEW YORK 10026 NY Condominium 6.375
17296700 BOSTON 2116 MA Single Family 6.375
17296701 ROWLAND HEIGHTS 91748 CA Single Family 6.500
17296702 LOS ANGELES 90069 CA Single Family 6.500
17296703 KIHEI 96753 HI Condominium 6.375
17296704 SAN JOSE 95122 CA Single Family 7.250
17296705 KEY LARGO 33037 FL Single Family 6.875
17296706 GARDEN GROVE 92843 CA Single Family 7.250
17296707 SANTEE 92071 CA Single Family 6.750
17296708 LAUDERDALE BY THE SEA 33308 FL Condominium 6.875
17296710 SANTA ANA 92701 CA Condominium 7.875
17296711 NORTH HILLS 91343 CA Single Family 6.375
17296712 OVIEDO 32766 FL PUD 6.625
17296713 RANCHO CUCAMONGA 91730 CA Single Family 7.500
17296714 OAK PARK 91377 CA PUD 6.500
17296715 WESTLAKE VILLAGE 91362 CA Single Family 6.500
17296716 ELLICOTT CITY 21042 MD Single Family 6.750
17296717 SAN BRUNO 94066 CA Single Family 8.500
17296719 LAS VEGAS 89149 NV Single Family 8.000
17296721 VENTNOR CITY 8406 NJ Single Family 5.750
17296722 MOUNT PLEASANT 29464 SC PUD 7.000
17296724 ALPINE 91901 CA Single Family 6.500
17296725 LOS ANGELES 90043 CA Single Family 6.875
17296726 GARDEN GROVE 92844 CA Single Family 7.875
17296727 PARK CITY 84098 UT Single Family 6.750
17346375 HONOLULU 96821 HI Single Family 7.125
17346376 SOUTH BARRINGTON 60010 IL PUD 7.000
17346378 SOUTH WEYMOUTH 2190 MA Single Family 6.875
17346379 CORONA 11368 NY 2-4 Family 7.250
17346381 CHULA VISTA 91910 CA Single Family 6.500
17346382 SAN JOSE 95132 CA Single Family 7.375
17346383 TARPON SPRINGS 34688 FL Single Family 6.875
17346384 MIAMI 33176 FL Single Family 7.250
17346385 GLENDALE 91202 CA Single Family 6.375
17346386 HENDERSON 89052 NV PUD 6.875
17346387 SAN JOSE 95124 CA Single Family 6.875
17346388 BOCA RATON 33498 FL PUD 7.250
17346389 SAN MARCOS 92078 CA PUD 6.750
17346392 TORRANCE 90501 CA Single Family 7.750
17346393 FAIR LAWN 7410 NJ Single Family 8.500
17346394 NEW YORK 10019 NY Condominium 7.500
17346395 MITCHELLVILLE 20721 MD PUD 6.750
17346396 ENCINO AREA LOS ANGELES 91436 CA Single Family 6.750
17346398 CORONADO 92118 CA Condominium 7.625
17346399 PALO ALTO 94306 CA Single Family 6.500
17346400 TOLUCA LAKE 91602 CA Single Family 7.000
17346401 WESTFORD 1886 MA Single Family 7.625
17346402 LAHAINA 96761 HI PUD 6.000
17346404 SPRING LAKE 7762 NJ Single Family 7.375
17346405 NEW YORK 10022 NY Condominium 6.500
17346406 SOLEDAD 93960 CA Single Family 6.625
17346407 ODESSA 33556 FL PUD 6.750
17346408 ESCONDIDO 92027 CA Single Family 6.500
17346410 LAS VEGAS 89109 NV Condominium 6.625
17346411 MILL VALLEY 94941 CA Condominium 6.375
17346412 GILROY 95020 CA Single Family 6.750
17346413 AMERICAN CANYON 94503 CA Single Family 7.125
17346414 BLUFFTON 29910 SC PUD 6.625
17346415 NEW YORK 10036 NY Condominium 6.375
17346416 LAS VEGAS 89131 NV PUD 6.375
17346417 CHULA VISTA 91913 CA PUD 8.750
17346418 LONG BEACH 90802 CA Condominium 7.625
17346420 LOS ANGELES 90025 CA Condominium 6.500
17346421 ELK GROVE 95624 CA Single Family 7.750
17346422 MOUNT OLIVE TOWNSHIP 7828 NJ Single Family 8.250
17352292 SOUTHBOROUGH 1772 MA Single Family 6.375
17352293 HOLBROOK 2343 MA Single Family 7.125
17352294 TORRANCE 90501 CA Single Family 7.125
17352295 MURRIETA 92592 CA Single Family 6.875
17274125 AVON 81620 CO Condominium 6.250
17076243 BELLFLOWER 90706 CA Single Family 9.290
17044155 CHURCHTON 20733 MD Single Family 7.250
17044156 CHICAGO 60637 IL Single Family 7.250
17044161 RICE 56367 MN Single Family 7.125
17044162 BRIGHTON 2135 MA Condominium 7.250
17044170 ST GEORGE 84790 UT PUD 7.000
17044185 DRAPER 84020 UT Single Family 6.750
17044189 SPARTA 7871 NJ Single Family 8.500
17044205 LANCASTER 29720 SC Single Family 6.000
17059649 JOLIET 60435 IL 2-4 Family 6.875
17198901 CHICAGO 60645 IL Condominium 6.875
17198903 CAPE CORAL 33904 FL Single Family 8.375
17202779 PALATINE 60074 IL Condominium 7.500
17202781 BARTLETT 60103 IL Single Family 6.625
17202791 BOLINGBROOK 60490 IL Single Family 6.875
17202798 CICERO 60804 IL 2-4 Family 6.625
17202800 NAPERVILLE 60565 IL Single Family 7.375
17267132 SANTA BARBARA 93108 CA Single Family 6.125
17267134 CHATSWORTH 91311 CA Single Family 7.500
17267138 PASADENA 91103 CA Single Family 6.500
17267147 SEAL BEACH 90740 CA 2-4 Family 7.625
17267149 SAN FRANCISCO 94110 CA 2-4 Family 7.000
17267153 FRANKLIN 3235 NH Single Family 6.500
17267159 SANTA CLARITA 91354 CA Single Family 7.500
17267162 CORONA DEL MAR 92625 CA 2-4 Family 7.000
17267183 NEWPORT BEACH 92625 CA Condominium 6.625
17279315 SEATTLE 98115 WA Single Family 6.250
17279316 SAMMAMISH 98075 WA PUD 6.625
17279317 CORONA 92883 CA Single Family 7.875
17279318 MIAMI 33178 FL PUD 6.250
17267188 LONG BEACH 90815 CA Single Family 6.375
17267192 LOS ANGELES 90046 CA Single Family 7.625
17267199 CORONA DEL MAR 92625 CA 2-4 Family 7.250
17267203 LA CANADA FLINTRIDGE 91011 CA Single Family 5.500
17267218 BURBANK 91505 CA Single Family 7.625
17267231 NEWPORT BEACH 92625 CA PUD 6.875
17267239 GALVESTON 77554 TX PUD 6.625
17267242 SANTA MONICA 90405 CA Single Family 6.875
17267243 SARATOGA 95070 CA Single Family 7.125
17284421 LAGUNA BEACH 92651 CA Single Family 6.500
17284428 GAINESVILLE 30506 GA PUD 6.375
17284429 SAN JOSE 95116 CA PUD 6.625
17284431 WASHINGTON 20018 DC Single Family 6.250
17284434 SCOTTSDALE 85255 AZ PUD 7.000
17284435 STAMFORD 6902 CT Single Family 5.875
17284436 SUN CITY WEST 85375 AZ PUD 6.375
17284440 LAS VEGAS 89135 NV Single Family 6.500
17284441 SAN DIMAS 91773 CA Single Family 8.125
17284444 SANTA ROSA 95405 CA Single Family 6.500
17284450 LAS VEGAS 89117 NV Single Family 6.750
17284453 WASHINGTON 20002 DC Single Family 6.625
17284454 GRANITE BAY 95746 CA Single Family 7.125
17284457 LOS OSOS 93402 CA Single Family 6.375
17284459 MEDFORD 97501 OR Single Family 6.750
17284460 SPOTSYLVANIA 22553 VA PUD 6.750
17284465 SILVER SPRING 20910 MD Single Family 5.875
17284467 LA MESA 91942 CA Single Family 6.250
17284468 NEW YORK 10013 NY Condominium 6.000
17284470 WASHINGTON 20001 DC Single Family 6.875
17284471 MANHATTAN BEACH 90266 CA Condominium 6.500
17284474 BETHANY 6524 CT Single Family 6.250
17284476 HAYWARD 94541 CA Single Family 6.875
17284479 NEWPORT BEACH 92660 CA Single Family 6.125
17284481 SEATTLE 98119 WA Single Family 7.250
17284483 WHITTIER 90604 CA Single Family 6.125
17284485 APOLLO BEACH 33572 FL PUD 6.625
17284492 NORTH HOLLYWOOD 91607 CA Single Family 6.625
17284493 POMPANO BEACH 33062 FL Condominium 6.875
17284494 CLEARWATER 33764 FL Condominium 7.000
17284495 SPARKS 89436 NV PUD 6.500
17284497 GLENDALE 91201 CA Single Family 6.000
17284499 AVON BY THE SEA 7717 NJ 2-4 Family 7.000
17284500 SAN FRANCISCO 94112 CA Single Family 6.375
17284502 SAN MATEO 94402 CA Single Family 6.500
17284509 CHULA VISTA 91913 CA PUD 7.250
17284512 CLARK 80428 CO PUD 7.125
17284513 HERMOSA BEACH 90254 CA Single Family 6.375
17284514 SAN JOSE 95111 CA Single Family 6.750
17284515 AGOURA HILLS 91301 CA Single Family 7.625
17284517 STOCKTON 95212 CA Single Family 6.875
17284518 WEST HAVEN 84401 UT Single Family 7.500
17296732 MORENO VALLEY 92555 CA Single Family 7.250
17296733 ANAHEIM 92804 CA Single Family 7.125
17296734 AVENTURA 33180 FL Condominium 7.750
17296735 CORONA 92882 CA Single Family 6.750
17296736 CARLSBAD 92009 CA PUD 6.125
17296737 ARLINGTON 98223 WA Single Family 6.750
17296738 WEST COVINA 91791 CA Single Family 6.875
17296739 SANTA CRUZ 95062 CA Single Family 6.250
17296740 HAYWARD 94544 CA Single Family 7.000
17296741 SAN DIEGO 92115 CA Single Family 6.625
17296742 MONTEREY 93940 CA Single Family 6.500
17296744 TORRANCE 90502 CA Single Family 7.500
17296745 HIGHLAND 92346 CA PUD 6.250
17296746 PASADENA 91107 CA Single Family 7.000
17296747 SAN JOSE 95132 CA Single Family 7.375
17296749 HEALDSBURG 95448 CA Single Family 6.875
17296750 APPLE VALLEY 92307 CA Single Family 7.000
17296751 WESTMINSTER 92683 CA Single Family 6.500
17296752 DADE CITY 33525 FL Single Family 6.000
17296753 TARZANA 91356 CA Condominium 7.250
17298041 LOS ANGELES 91040 CA Single Family 6.250
17298043 SAN FRANCISCO 94131 CA Condominium 6.875
17298044 WATSONVILLE 95076 CA Single Family 6.500
17298045 POUND RIDGE 10576 NY Single Family 6.000
17298046 IVINS 84738 UT PUD 7.000
17298048 ANAHEIM 92802 CA Single Family 6.875
17298049 LOS ANGELES 90026 CA Single Family 7.625
17298050 CHICAGO 60615 IL Single Family 7.875
17298051 SAN MIGUEL 93451 CA Single Family 6.250
17298052 MESA 85207 AZ PUD 5.875
17298053 THOUSAND OAKS 91360 CA Single Family 6.750
17298054 BOWIE 20721 MD PUD 6.500
17298055 ENCINITAS 92024 CA Single Family 6.875
17298056 LOS ANGELES 90062 CA 2-4 Family 7.500
17298058 VALENCIA 91381 CA Condominium 6.500
17298059 INGLEWOOD 90302 CA 2-4 Family 7.000
17298061 NORTHRIDGE 91326 CA Single Family 6.750
17298062 ORANGE 92867 CA PUD 7.000
17298064 LOS ANGELES 91605 CA Single Family 7.750
17298066 EL CAJON 92021 CA PUD 6.875
17296729 LOS ANGELES 90039 CA Single Family 6.375
17296730 TAYLORS 29687 SC Single Family 6.750
17296731 SANTA CRUZ 95062 CA Single Family 6.875
17284520 PACIFIC PALISADES 90272 CA Single Family 6.500
17284527 SAN DIEGO 92126 CA Single Family 7.250
17284529 CAMPBELL 95008 CA Single Family 8.250
17284530 LA MIRADA 90638 CA Single Family 6.625
17284532 GARDENA 90249 CA Single Family 7.250
17293851 MOUNTAIN HOUSE 95391 CA Single Family 6.375
17293853 LOS GATOS 95032 CA PUD 6.375
17293854 LAS VEGAS 89109 NV Condominium 6.500
17293856 RESTON 20191 VA PUD 6.875
17293857 LAS VEGAS 89109 NV Condominium 7.250
17293858 LAS VEGAS 89109 NV Condominium 7.250
17293859 CORAL GABLES 33134 FL Single Family 7.000
17293860 XXXXXXX 00000 XX Single Family 6.750
17284533 FONTANA 92336 CA Single Family 6.750
17284535 XXXXXXXX XXXXXXX 00000 CA Condominium 6.500
17280830 XXXXX XXXX XXXXX 00000 IL Single Family 6.875
17280831 PUNTA GORDA 33982 FL Single Family 8.750
17280832 CHICAGO 60634 IL Single Family 8.625
17280833 XXXXXXXXX 00000 XX Single Family 8.500
17275300 CHICAGO 60620 IL 2-4 Family 7.125
17275301 XXXX 48098 MI Single Family 7.625
17275302 XXXXXXXXX XXXXXXX 00000 IL Condominium 8.375
17275304 BERWYN 60402 IL Single Family 7.375
17275305 XXXXXXXXXXXX 00000 XX Single Family 6.875
17275308 MINNEAPOLIS 55409 MN 2-4 Family 7.625
17275309 MINNEAPOLIS 55409 MN 2-4 Family 7.750
17275310 OSPREY 34229 FL Condominium 7.875
17275311 SARASOTA 34241 FL PUD 6.875
17275312 WINFIELD 60190 IL Single Family 7.250
17275314 XXXXXX XXXXX 00000 FL Condominium 7.625
17275315 NAPLES 34116 FL Single Family 6.750
17275317 NAPERVILLE 60540 IL Single Family 6.875
17275318 XXXXXXXXX 00000 XX Single Family 7.250
17275319 CHICAGO 60624 IL 2-4 Family 7.375
17275320 XXXXXXXXXXXXX 00000 XX Single Family 7.875
17275321 XXXXXXXXXXXX 00000 XX Single Family 6.500
17275323 LARGO 33778 FL Single Family 7.875
17275324 JOLIET 60435 IL Single Family 8.125
17275325 CHICAGO 60639 IL Single Family 7.125
17275327 MINOOKA 60447 IL Single Family 6.750
17275332 XXXXXX XXXX 00000 MI Single Family 7.875
17275333 NAPLES 34114 FL Condominium 6.875
17275335 XXXXXXXXX 00000 XX Single Family 8.125
17275336 DUNWOODY 30338 GA Single Family 6.750
17275338 XXX ARBOR 48104 MI Single Family 7.250
17275339 N MYRTLE BCH 29582 SC Condominium 6.375
17275341 COLUMBUS 43230 OH Townhouse 8.125
17275283 XXXXX INLET 32127 FL Condominium 7.375
17275284 NAPLES 34102 FL Single Family 6.875
17275286 XXXXXXXX 00000 XX Single Family 7.125
17275287 XXXXXXXXX 00000 XX Single Family 7.625
17275342 WYOMING 49509 MI Condominium 8.750
17275343 CHICAGO 60651 IL 2-4 Family 8.500
17275344 NOBLESVILLE 46062 IN Single Family 8.500
17275345 NAPLES 34113 FL Single Family 6.250
17275346 MIRAMAR 33027 FL PUD 7.125
17275348 BLOOMINGTON 47401 IN Single Family 7.000
17275352 XXXXXXXX 00000 XX PUD 7.500
17275355 XXXXXXXXXXX 00000 XX Condominium 7.125
17275358 BUFFALO GROVE 60089 IL Single Family 7.875
17275361 XXX XXXX 00000 IL Single Family 7.500
17275363 GROSSE ILE 48138 MI Single Family 6.750
17275364 XXXXX XXXX 60491 IL Single Family 8.500
17275365 MARGATE 33063 FL Single Family 8.250
17275366 XXXXXXXXX 00000 XX PUD 7.500
17275367 FORT XXXXX 33919 FL Single Family 7.500
17275368 SAINT XXXXXXX 60175 IL Single Family 7.750
17275369 XXXXXX 00000 XX Single Family 8.500
17275370 NAPERVILLE 60540 IL Single Family 7.250
17275371 XXXXXXX 00000 IL Condominium 6.750
17275372 LIGHTHOUSE POINT 33064 FL Single Family 7.750
17275373 XXXXXXXXXX 00000 XX Single Family 7.875
17275289 TAMPA 33611 FL Single Family 7.000
17275290 XXXXXXXXXX 00000 XX Single Family 7.875
17275291 NAPLES 34117 FL Single Family 7.125
17275292 XXXXXXXXXX 00000 XX 2-4 Family 8.375
17275293 XXXXXXXXXX 00000 FL Single Family 7.000
17275294 MARCO ISLAND 34145 FL Single Family 6.875
17275295 XXXXXXXXX 00000 XX 2-4 Family 7.250
17275296 XXXXXXXXX 00000 GA Single Family 7.250
17275297 XXXXXXXXXX XXXXX 00000 MI Single Family 7.750
17275298 BUFFALO GROVE 60089 IL PUD 7.250
17275299 XXXXXXXXX XXXXXXX 00000 IL Condominium 7.625
17275374 XXXXXXXX XXXXX 00000 FL PUD 7.500
17275376 CHICAGO 60623 IL 2-4 Family 8.000
17275378 HOLLYWOOD 33021 FL Condominium 7.000
17275379 MARCO ISLAND 34145 FL Condominium 7.500
17275381 NAPLES 34113 FL PUD 6.875
17275382 XXXXXX XXXXXXXX 00000 MI Single Family 7.125
17275383 NAPLES 34113 FL Condominium 8.000
17275387 XXXXXXXXX 00000 XX Single Family 6.750
17275390 MCHENRY 60050 IL Single Family 8.000
17275391 XXXXXXXX 00000 XX Single Family 7.750
17275392 XXXXXXXXXXX 00000 XX Single Family 6.375
17275393 CHICAGO 60656 IL Single Family 7.375
17275395 BUFFALO GROVE 60089 IL Single Family 8.750
17275397 XXXXXXXXXXX 00000 XX 2-4 Family 6.375
17275399 XXXXXXX 46320 IN Single Family 8.500
17275401 HOMEWOOD 60430 IL Single Family 8.625
17275404 XXXXXX XXXXXX 00000 MI 2-4 Family 8.125
17275405 XXXXXXXXXX 00000 XX Single Family 8.375
17275406 XXXXXXXXXX 00000 XX Single Family 8.750
17275407 XXXXXXXXX 00000 XX Single Family 8.500
17275408 XXXXXX XXXX 00000 IL Single Family 8.500
17275409 NAPLES 34116 FL Single Family 7.875
17275410 NAPLES 34102 FL Single Family 6.875
17275414 XXXXXXXX CITY 22655 VA Single Family 7.375
17275416 ST XXXXXXX 60175 IL Single Family 7.625
17275419 XXXXXX XXXX 00000 MO Single Family 7.875
17275423 AURORA 60506 IL Single Family 7.375
17275424 NORTH AURORA 60542 IL Single Family 7.375
17275425 NORTH AURORA 60542 IL Single Family 7.375
17275426 XXXXXXXX 00000 XX 2-4 Family 8.500
17275427 XXXXX XXXXX 00000 IL Single Family 7.375
17275428 CHICAGO 60643 IL Single Family 8.250
17275429 BRADENTON 34211 FL Single Family 8.000
17275200 XXXXXXX 00000 IL Condominium 6.750
17275201 MURFREESBORO 37128 TN Single Family 6.625
17275202 XXXXXXX 00000 FL Single Family 7.250
17275203 CHICAGO 60617 IL Single Family 7.875
17275204 XXXXXXX 00000 XX Single Family 6.875
17275205 PALATINE 60067 IL Single Family 7.250
17275208 NAPLES 34113 FL Condominium 6.875
17275209 SARASOTA 34231 FL PUD 6.625
17275211 XXXXXXXXXX XXXX 00000 FL Condominium 7.125
17275213 XXXXXXXXXXX 00000 XX Single Family 6.875
17275215 XXXXXXXXXX 00000 XX Single Family 7.500
17275216 XXXX XXXXX 00000 FL Single Family 7.500
17275218 BLUE ISLAND 60406 IL Single Family 6.750
17275219 XXXXXXX 00000 IL Condominium 6.750
17275221 MINOOKA 60447 IL PUD 6.875
17275222 SYRACUSE 46567 IN Single Family 6.875
17275225 XXXXXXX 00000 FL PUD 7.250
17275227 CHICAGO 60618 IL Condominium 6.875
17275228 BELLEVILLE 62221 IL Single Family 8.125
17275230 XXXXXX XXXXX 00000 SC Condominium 6.500
17275232 XXXXXXX 00000 XX Single Family 7.500
17275234 FORT XXXXX 33966 FL PUD 6.125
17275235 XXXXX XXXX XXXXX 00000 FL Condominium 7.750
17275236 XXXXXXX HEIGHTS 60706 IL Single Family 7.250
17275237 ST PETERSBURG 33703 FL Single Family 7.125
17275238 XXXXXXX 00000 XX Single Family 6.500
17275240 XXXXXXX 00000 IL Condominium 6.875
17275241 MEARS 49436 MI Single Family 7.250
17275242 BERWYN 60402 IL Single Family 7.500
17275243 XXXX XXXXX 00000 FL Single Family 7.500
17275244 BRIGHTON 48114 MI Single Family 6.875
17275245 VERO BEACH 32962 FL Single Family 6.750
17275247 XXXXXX XXXX 00000 IL Single Family 7.375
17275248 XXXX XXXXXXXXXX 00000 FL PUD 6.875
17275249 SARASOTA 34232 FL Single Family 8.000
17275250 XXXXX XXXXX 00000 IL Condominium 6.875
17275251 ELMHURST 60126 IL Single Family 7.750
17275252 DOWNERS GROVE 60515 IL Single Family 7.375
17275253 XXXXXXXXX 00000 XX PUD 7.375
17275254 XXXXX XXXXX 00000 IL Condominium 6.875
17275255 EVANSTON 60201 IL Single Family 6.500
17275257 XXXXXX 55032 MN Single Family 6.250
17275258 CHICAGO 60636 IL 2-4 Family 8.125
17275259 CHICAGO 60636 IL 2-4 Family 8.125
17275263 XXXX XXXXX 00000 FL Single Family 7.250
17275264 GRAND RAPIDS 49503 MI 2-4 Family 7.875
17275265 XXXXXX 00000 XX Single Family 7.625
17275266 SAFETY HARBOR 34695 FL Townhouse 7.750
17275267 XXXXX XXXX XXXXX 00000 NC PUD 7.375
17275268 KISSIMMEE 34744 FL Single Family 6.875
17275271 CHICAGO 60614 IL Single Family 7.000
17275272 GRAND RAPIDS 49525 MI Single Family 7.625
17275273 FORT XXXXX 33919 FL Condominium 7.125
17275275 XXXXXX XXXXX 00000 SC PUD 6.750
17275276 MELROSE PARK 60164 IL Single Family 7.875
17275277 FORT XXXXX 33905 FL Single Family 6.875
17275278 XXXX 60013 IL Single Family 7.500
17275279 XXXXXXXX 46013 IN Single Family 7.875
17275281 XXXX XXXXX 00000 FL Single Family 7.625
17275184 PARK CITY 84098 UT Single Family 7.125
17275185 TRIPOLI 54564 WI Single Family 6.500
17275186 LEHIGH ACRES 33971 FL Single Family 7.875
17275187 CHICAGO 60657 IL Single Family 8.000
17275189 CORONADO 92118 CA Condominium 6.875
17275190 XXXXXXXXXX 00000 XX PUD 6.250
17275191 LINCOLNSHIRE 60069 IL Single Family 7.250
17275192 XXXXXXX 00000 IL Condominium 6.500
17275193 CHICAGO 60647 IL Condominium 8.500
17275194 CHICAGO 60632 IL Single Family 6.750
17275195 WESTMONT 60559 IL Single Family 6.500
17275196 XXX XXXX XXXXXX 00000 FL Single Family 6.875
17275197 LEHIGH ACRES 33971 FL Single Family 7.750
17275198 FORT XXXXX 33912 FL Single Family 8.250
17275199 XXXXXXX 00000 IL Condominium 8.500
16808789 SANTA XXXX 95404 CA Single Family 6.625
17153185 LOS BANOS 93635 CA Single Family 6.250
17153496 XXXXXXX 00000 XX Single Family 6.375
17153756 XXXXXXX XXXX 00000 XX 2-4 Family 6.875
17153778 XXXXXXX 00000 XX Single Family 6.750
17153325 SAN XXXXXXXX 94123 CA Single Family 6.500
17153315 SANTA XXXX 95403 CA Single Family 6.500
17153621 XXXXXXXXX 00000 XX Single Family 6.875
17153271 TACOMA 00000 XX Single Family 6.875
17153242 FONTANA 92336 CA Single Family 6.375
17153246 XXXXXXXXXX 00000 XX Single Family 6.875
17153198 CLEARWATER B 33767 FL Condominium 6.500
LOAN_SEQ SERV_FEE MSERV LPMI TRUSTEE_FEE CURRENT_NET_COUPON STATED_MAT
17272380 0.250 0.000 0.000 0.000 6.625 20370601
17274422 0.250 0.000 0.000 0.000 5.875 20370601
17275575 0.250 0.000 0.000 0.000 6.500 20370601
17275582 0.250 0.000 0.000 0.000 7.125 20370601
17275596 0.250 0.000 0.000 0.000 7.250 20370601
17275597 0.250 0.000 0.000 0.000 6.500 20370601
17275598 0.250 0.000 0.000 0.000 6.750 20370601
17275599 0.250 0.000 0.000 0.000 6.000 20370601
17275600 0.250 0.000 0.000 0.000 5.875 20370601
17275601 0.250 0.000 0.000 0.000 6.250 20370601
16809367 0.375 0.000 0.000 0.000 8.000 20361101
16809721 0.375 0.000 0.000 0.000 7.875 20361201
16790423 0.375 0.000 0.000 0.000 6.500 20361201
16788460 0.375 0.000 0.000 0.000 7.750 20370201
16778247 0.375 0.000 0.000 0.000 7.875 20370101
17058835 0.375 0.000 0.000 0.000 6.875 20370501
17012434 0.375 0.000 0.260 0.000 6.365 20370401
17002373 0.375 0.000 0.000 0.000 7.875 20370401
17228489 0.375 0.000 0.340 0.000 8.035 20370601
17230548 0.375 0.000 0.620 0.000 7.255 20370601
17168539 0.375 0.000 0.870 0.000 8.505 20370501
17246981 0.375 0.000 0.000 0.000 8.550 20370501
17226641 0.375 0.000 0.000 0.000 7.500 20370501
17267747 0.375 0.000 0.000 0.000 6.000 20370701
17267748 0.375 0.000 0.000 0.000 6.000 20370701
17265570 0.250 0.000 0.000 0.000 6.750 20370601
17265571 0.250 0.000 0.000 0.000 7.375 20370601
17265572 0.250 0.000 0.000 0.000 6.250 20370601
17265573 0.250 0.000 0.000 0.000 7.500 20370601
17252896 0.250 0.000 0.000 0.000 7.125 20370601
17252897 0.250 0.000 0.000 0.000 5.875 20370601
17252899 0.250 0.000 0.000 0.000 6.625 20370601
17252900 0.250 0.000 0.000 0.000 5.750 20370601
17252901 0.250 0.000 0.000 0.000 6.125 20370601
17252894 0.250 0.000 0.000 0.000 7.125 20361101
17252895 0.250 0.000 0.000 0.000 6.875 20370601
17181613 0.375 0.000 0.000 0.000 8.500 20370501
17213926 0.375 0.000 0.000 0.000 8.125 20370601
17181618 0.375 0.000 0.000 0.000 8.000 20370601
17229892 0.375 0.000 0.240 0.000 7.885 20370601
17224000 0.375 0.000 0.000 0.000 7.625 20370601
17078490 0.375 0.000 0.840 0.000 7.160 20370401
17298959 0.375 0.000 0.000 0.000 6.625 20370701
17263458 0.375 0.000 0.000 0.000 6.625 20370701
17259484 0.375 0.000 0.520 0.000 8.105 20370701
17027578 0.375 0.000 0.000 0.000 7.875 20370301
17243276 0.250 0.000 0.000 0.000 6.500 20370401
17243366 0.250 0.000 0.000 0.000 6.125 20370401
17243388 0.250 0.000 0.000 0.000 8.250 20361001
17243392 0.250 0.000 0.000 0.000 6.000 20370401
17243396 0.250 0.000 0.000 0.000 7.125 20370501
17244853 0.250 0.000 0.000 0.000 7.375 20370501
17244855 0.250 0.000 0.000 0.000 7.500 20370501
17244857 0.250 0.000 0.000 0.000 6.625 20370501
17246254 0.250 0.000 0.000 0.000 6.750 20370301
17148472 0.250 0.000 0.000 0.000 6.750 20370301
17148494 0.250 0.000 0.000 0.000 6.625 20370301
17148513 0.250 0.000 0.000 0.000 6.000 20370301
17151488 0.250 0.000 0.000 0.000 8.375 20361101
17151490 0.250 0.000 0.000 0.000 6.250 20370401
17151529 0.250 0.000 0.000 0.000 6.500 20370401
17151610 0.250 0.000 0.000 0.000 6.625 20370301
17171404 0.250 0.000 0.000 0.000 7.000 20370201
17171493 0.250 0.000 0.000 0.000 6.625 20370301
17171500 0.250 0.000 0.000 0.000 6.500 20370401
17180412 0.250 0.000 0.000 0.000 6.625 20370401
17180415 0.250 0.000 0.000 0.000 6.625 20370301
17180416 0.250 0.000 0.000 0.000 6.625 20370401
17181944 0.250 0.000 0.000 0.000 6.750 20370301
17181956 0.250 0.000 0.000 0.000 6.625 20370401
17181957 0.250 0.000 0.000 0.000 6.000 20370301
17202208 0.250 0.000 0.000 0.000 6.500 20370401
17202209 0.250 0.000 0.000 0.000 6.500 20370401
17202230 0.250 0.000 0.000 0.000 5.625 20370401
17202232 0.250 0.000 0.000 0.000 6.375 20370401
17202237 0.250 0.000 0.000 0.000 6.375 20370401
17202244 0.250 0.000 0.000 0.000 7.125 20370401
17202245 0.250 0.000 0.000 0.000 6.625 20370401
17202246 0.250 0.000 0.000 0.000 7.500 20370401
17208216 0.250 0.000 0.000 0.000 6.625 20370401
17217039 0.250 0.000 0.000 0.000 6.000 20370401
17217041 0.250 0.000 0.000 0.000 5.750 20370501
17217043 0.250 0.000 0.000 0.000 5.625 20370501
17217054 0.250 0.000 0.000 0.000 6.875 20370401
17228922 0.250 0.000 0.000 0.000 6.250 20370501
17228926 0.250 0.000 0.000 0.000 6.125 20370501
17228928 0.250 0.000 0.000 0.000 6.250 20370501
17228932 0.250 0.000 0.000 0.000 6.500 20370501
17231098 0.250 0.000 0.000 0.000 5.625 20370501
17231107 0.250 0.000 0.000 0.000 6.625 20370501
17059271 0.250 0.000 0.000 0.000 6.250 20370301
17009021 0.250 0.000 0.000 0.000 6.750 20370101
17013683 0.250 0.000 0.000 0.000 6.125 20370201
16658444 0.250 0.000 0.000 0.000 6.500 20361001
16684063 0.250 0.000 0.000 0.000 6.875 20361001
17014950 0.375 0.000 0.000 0.000 6.500 20360801
17078487 0.375 0.000 1.030 0.000 7.345 20370401
17076548 0.375 0.000 0.100 0.000 7.525 20370501
17218542 0.375 0.000 0.430 0.000 8.195 20370601
17230539 0.375 0.000 1.440 0.000 7.310 20370601
17245909 0.375 0.000 0.000 0.000 7.250 20370601
17247632 0.375 0.000 0.000 0.000 6.625 20370801
17249992 0.375 0.000 0.000 0.000 6.125 20370801
17255980 0.375 0.000 0.000 0.000 7.875 20370601
17267268 0.375 0.000 0.560 0.000 6.815 20370801
17274234 0.375 0.000 0.000 0.000 6.500 20370801
17275487 0.375 0.000 0.000 0.000 7.750 20370701
17278943 0.375 0.000 0.210 0.000 5.290 20370801
17279579 0.375 0.000 0.000 0.000 6.375 20370801
17280045 0.375 0.000 0.000 0.000 6.375 20370801
17280046 0.375 0.000 0.240 0.000 8.010 20370701
17280047 0.375 0.000 0.250 0.000 6.750 20370801
17280116 0.375 0.000 0.000 0.000 6.000 20370801
17286720 0.375 0.000 0.000 0.000 7.000 20370801
17286730 0.375 0.000 0.000 0.000 7.625 20370801
17293502 0.375 0.000 0.000 0.000 6.375 20370801
17297210 0.375 0.000 0.000 0.000 7.875 20370801
17297218 0.375 0.000 0.350 0.000 8.650 20370801
17297221 0.375 0.000 0.350 0.000 8.650 20370801
17298133 0.375 0.000 0.000 0.000 8.250 20370801
17298087 0.375 0.000 0.000 0.000 5.875 20370801
17298211 0.375 0.000 0.000 0.000 6.250 20370801
17298098 0.375 0.000 0.000 0.000 6.875 20370801
17298855 0.375 0.000 0.000 0.000 6.250 20370801
17299525 0.375 0.000 0.000 0.000 7.875 20370801
17299534 0.375 0.000 0.900 0.000 8.225 20370801
17299536 0.375 0.000 0.000 0.000 7.250 20370801
17299491 0.375 0.000 0.000 0.000 6.500 20370801
17299579 0.375 0.000 0.000 0.000 6.875 20370801
17299586 0.375 0.000 0.190 0.000 6.435 20370801
17301745 0.375 0.000 0.240 0.000 7.760 20370801
17301717 0.375 0.000 0.000 0.000 6.625 20370801
17301786 0.375 0.000 0.000 0.000 7.125 20370801
17301798 0.375 0.000 0.000 0.000 7.375 20370801
17301821 0.375 0.000 0.620 0.000 8.005 20370801
17214357 0.375 0.000 0.210 0.000 7.790 20370501
16304164 0.375 0.000 0.000 0.000 7.250 20360701
17065311 0.375 0.000 0.000 0.000 7.750 20370301
17154134 0.375 0.000 0.000 0.000 8.250 20370501
16832568 0.375 0.000 0.770 0.000 6.605 20370101
16835052 0.375 0.000 0.770 0.000 7.105 20370201
16823432 0.375 0.000 0.000 0.000 7.375 20370201
17299637 0.375 0.000 0.560 0.000 7.565 20370701
17299650 0.375 0.000 0.000 0.000 6.250 20370701
17301850 0.375 0.000 0.000 0.000 6.500 20370701
17301875 0.375 0.000 0.000 0.000 5.875 20370401
17302287 0.375 0.000 0.000 0.000 7.000 20370701
17302297 0.375 0.000 0.670 0.000 7.705 20370701
17302299 0.375 0.000 0.000 0.000 6.500 20370701
17303975 0.375 0.000 0.000 0.000 6.375 20370701
17303990 0.375 0.000 0.000 0.000 7.875 20370701
17306383 0.375 0.000 0.000 0.000 7.750 20370701
17309184 0.375 0.000 0.000 0.000 7.125 20370601
17312361 0.375 0.000 0.000 0.000 5.875 20370501
17256236 0.375 0.000 0.000 0.000 7.375 20370601
17256376 0.375 0.000 0.000 0.000 5.875 20370601
17259611 0.375 0.000 0.000 0.000 7.750 20370701
17259619 0.375 0.000 0.190 0.000 7.185 20370701
17263934 0.375 0.000 0.000 0.000 6.250 20370601
17264197 0.375 0.000 0.490 0.000 6.760 20370701
17265591 0.375 0.000 0.000 0.000 7.625 20370701
17265597 0.375 0.000 0.000 0.000 7.750 20370701
17265599 0.375 0.000 0.000 0.000 7.875 20370701
17266307 0.375 0.000 0.000 0.000 6.625 20370701
17266313 0.375 0.000 0.000 0.000 7.875 20370701
17267731 0.375 0.000 0.000 0.000 7.375 20370601
17272367 0.375 0.000 0.000 0.000 7.500 20370701
17274421 0.375 0.000 0.000 0.000 7.125 20370701
17275612 0.375 0.000 0.000 0.000 5.375 20370501
17279073 0.375 0.000 0.000 0.000 7.000 20370701
17293562 0.375 0.000 0.000 0.000 6.500 20370501
17293573 0.375 0.000 0.000 0.000 6.750 20370701
17293595 0.375 0.000 0.000 0.000 7.125 20370401
17295344 0.375 0.000 0.760 0.000 6.740 20370701
17297468 0.375 0.000 0.000 0.000 6.625 20370701
17298235 0.375 0.000 0.000 0.000 7.625 20370701
17298237 0.375 0.000 0.000 0.000 6.500 20370701
17298238 0.375 0.000 0.000 0.000 8.000 20370701
17298239 0.375 0.000 0.000 0.000 6.500 20370701
17238774 0.375 0.000 0.000 0.000 7.125 20370601
17238827 0.375 0.000 0.000 0.000 7.750 20370401
17238829 0.375 0.000 0.000 0.000 8.125 20370601
17243150 0.375 0.000 0.000 0.000 6.875 20370601
17243156 0.375 0.000 0.000 0.000 7.625 20370601
17243257 0.375 0.000 0.000 0.000 7.125 20370301
17243288 0.375 0.000 0.000 0.000 6.750 20370601
17243384 0.375 0.000 0.000 0.000 6.875 20370101
17243939 0.375 0.000 0.000 0.000 7.500 20370601
17244887 0.375 0.000 0.000 0.000 7.000 20370601
17244889 0.375 0.000 0.000 0.000 7.000 20370601
17244917 0.375 0.000 0.000 0.000 7.250 20370601
17246160 0.375 0.000 0.000 0.000 7.125 20370601
17246258 0.375 0.000 0.000 0.000 6.500 20370601
17246992 0.375 0.000 0.000 0.000 5.875 20370601
17247012 0.375 0.000 0.000 0.000 6.750 20370501
17247906 0.375 0.000 1.680 0.000 7.570 20370601
17247930 0.375 0.000 0.000 0.000 6.500 20370501
17248643 0.375 0.000 0.000 0.000 6.500 20370601
17248650 0.375 0.000 0.000 0.000 5.875 20370601
17250237 0.375 0.000 0.000 0.000 5.625 20370601
17250252 0.375 0.000 0.000 0.000 5.750 20370601
17250261 0.375 0.000 0.000 0.000 7.625 20370601
17230301 0.375 0.000 0.000 0.000 6.375 20370601
17231133 0.375 0.000 0.000 0.000 8.000 20370701
17231190 0.375 0.000 0.000 0.000 7.500 20370601
17231204 0.375 0.000 0.280 0.000 8.845 20370601
17231691 0.375 0.000 0.000 0.000 8.125 20370601
17231716 0.375 0.000 0.360 0.000 6.765 20370601
17231730 0.375 0.000 0.560 0.000 8.190 20370601
17231741 0.375 0.000 0.000 0.000 8.125 20370601
17231743 0.375 0.000 0.000 0.000 8.125 20370601
17231745 0.375 0.000 0.000 0.000 7.875 20370601
17231746 0.375 0.000 0.000 0.000 7.500 20370601
17231774 0.375 0.000 0.000 0.000 5.625 20370601
17238709 0.375 0.000 0.000 0.000 7.875 20370601
17238711 0.375 0.000 0.000 0.000 7.125 20370601
17238739 0.375 0.000 0.810 0.000 7.315 20370601
17238751 0.375 0.000 0.000 0.000 7.750 20370501
17238758 0.375 0.000 0.280 0.000 8.095 20370601
17238760 0.375 0.000 0.000 0.000 6.250 20370401
17230255 0.375 0.000 0.000 0.000 8.125 20370701
17230258 0.375 0.000 0.000 0.000 8.125 20370701
17230264 0.375 0.000 0.000 0.000 8.125 20370701
17229865 0.375 0.000 0.000 0.000 6.250 20370601
17245699 0.375 0.000 0.000 0.000 8.125 20370601
17267253 0.375 0.000 0.000 0.000 8.375 20370701
17207759 0.375 0.000 0.000 0.000 8.125 20370601
16121006 0.375 0.000 0.000 0.000 7.125 20370701
17230474 0.375 0.000 0.190 0.000 6.310 20370701
17246539 0.375 0.000 0.000 0.000 6.875 20370601
17219062 0.375 0.000 0.000 0.000 8.750 20370601
17272266 0.375 0.000 0.000 0.000 6.500 20370701
17202579 0.375 0.000 0.000 0.000 7.625 20370601
16980779 0.375 0.000 0.000 0.000 7.875 20370401
17002095 0.375 0.000 0.000 0.000 6.000 20370101
17042505 0.375 0.000 0.000 0.000 5.875 20370401
17043928 0.375 0.000 0.180 0.000 6.445 20370401
17003240 0.375 0.000 0.000 0.000 6.000 20370401
17011262 0.375 0.000 0.960 0.000 6.915 20370201
16826783 0.375 0.000 0.000 0.000 6.875 20370201
17267301 0.375 0.000 0.000 0.000 9.375 20370801
17238822 0.375 0.000 0.000 0.000 7.625 20370601
17252611 0.375 0.000 0.000 0.000 5.250 20370701
16974038 0.375 0.000 0.760 0.000 7.240 20370101
17267732 0.375 0.000 0.000 0.000 6.875 20370601
17238819 0.375 0.000 0.000 0.000 7.500 20370501
17238826 0.375 0.000 0.000 0.000 7.375 20370501
17238836 0.375 0.000 0.000 0.000 7.375 20370501
17238838 0.375 0.000 0.000 0.000 7.625 20370501
17325691 0.250 0.000 0.000 0.000 6.625 20370701
17325695 0.250 0.000 0.000 0.000 6.625 20370701
17325696 0.250 0.000 0.000 0.000 7.250 20370801
17325697 0.250 0.000 0.000 0.000 7.000 20370701
17311872 0.250 0.000 0.000 0.000 7.125 20370601
17311873 0.250 0.000 0.000 0.000 5.625 20370701
17311874 0.250 0.000 0.000 0.000 7.250 20370401
17311875 0.250 0.000 0.000 0.000 6.375 20370601
17311876 0.250 0.000 0.000 0.000 5.500 20370601
17311879 0.250 0.000 0.000 0.000 7.250 20370601
17311880 0.250 0.000 0.000 0.000 7.250 20370601
17311882 0.250 0.000 0.000 0.000 6.000 20370701
17311884 0.250 0.000 0.000 0.000 6.375 20370601
17311885 0.250 0.000 0.000 0.000 6.125 20370601
17311886 0.250 0.000 0.000 0.000 7.000 20370601
17311887 0.250 0.000 0.000 0.000 6.250 20370701
17255159 0.375 0.000 0.000 0.000 7.000 20370701
17160269 0.375 0.000 0.000 0.000 7.500 20370301
17169168 0.375 0.000 0.820 0.000 7.930 20370401
17171538 0.375 0.000 0.000 0.000 7.875 20370301
17172643 0.375 0.000 0.000 0.000 7.750 20370301
17182804 0.375 0.000 0.000 0.000 7.250 20370501
17202136 0.375 0.000 0.000 0.000 6.625 20370401
17208278 0.375 0.000 0.000 0.000 8.250 20370501
17214324 0.375 0.000 0.000 0.000 7.250 20370501
17215670 0.375 0.000 0.000 0.000 6.875 20361001
17226637 0.375 0.000 0.000 0.000 7.375 20370501
17226638 0.375 0.000 0.000 0.000 7.375 20370501
17229350 0.375 0.000 0.000 0.000 8.125 20370201
17238810 0.375 0.000 0.000 0.000 6.625 20370601
17148635 0.375 0.000 0.000 0.000 7.750 20370301
17151559 0.375 0.000 0.000 0.000 7.875 20370401
17152846 0.375 0.000 0.000 0.000 6.500 20370301
17154597 0.375 0.000 0.000 0.000 6.875 20370501
17244542 0.375 0.000 1.640 0.000 7.610 20370601
17303904 0.375 0.000 0.000 0.000 7.500 20370801
17245849 0.375 0.000 0.640 0.000 8.110 20370701
17247494 0.375 0.000 0.000 0.000 7.500 20370701
17247641 0.375 0.000 0.810 0.000 7.565 20370701
17251434 0.375 0.000 0.810 0.000 7.565 20370701
17255947 0.375 0.000 0.000 0.000 5.875 20370701
17256888 0.375 0.000 0.000 0.000 7.125 20370701
17259501 0.375 0.000 0.000 0.000 6.250 20370701
17265534 0.375 0.000 0.280 0.000 8.720 20370701
17266289 0.375 0.000 0.000 0.000 8.875 20370701
17274339 0.375 0.000 0.270 0.000 7.855 20370701
17325199 0.375 0.000 0.000 0.000 6.750 20370801
17166648 0.375 0.000 0.430 0.000 7.320 20370501
17168725 0.375 0.000 0.000 0.000 8.125 20370501
17181704 0.375 0.000 0.250 0.000 9.500 20370501
17207837 0.375 0.000 0.000 0.000 7.875 20370601
17218447 0.375 0.000 0.000 0.000 7.875 20370701
17221566 0.375 0.000 0.640 0.000 8.110 20370601
17233957 0.375 0.000 0.900 0.000 8.600 20370601
17218465 0.375 0.000 1.280 0.000 7.720 20370601
17148288 0.375 0.000 1.370 0.000 8.380 20370401
17152522 0.375 0.000 0.000 0.000 7.500 20370501
17152531 0.375 0.000 0.000 0.000 7.500 20370501
17178341 0.375 0.000 0.000 0.000 8.500 20370501
17217435 0.375 0.000 0.000 0.000 7.250 20370601
17056074 0.375 0.000 0.000 0.000 6.624 20370301
17066430 0.375 0.000 0.900 0.000 6.600 20370401
17066435 0.375 0.000 0.000 0.000 7.750 20370301
17066439 0.375 0.000 0.000 0.000 7.750 20370301
17066441 0.375 0.000 0.000 0.000 7.750 20370301
17066519 0.375 0.000 0.000 0.000 7.125 20370301
17066686 0.375 0.000 1.440 0.000 5.810 20370301
17075661 0.375 0.000 0.000 0.000 6.125 20370201
17075732 0.375 0.000 1.320 0.000 6.055 20370401
17076968 0.375 0.000 0.000 0.000 5.750 20370101
17076986 0.375 0.000 0.220 0.000 5.655 20370201
17078380 0.375 0.000 0.000 0.000 8.000 20370301
17078467 0.375 0.000 0.620 0.000 8.005 20370401
17078566 0.375 0.000 0.000 0.000 6.750 20370401
17089178 0.375 0.000 0.000 0.000 6.375 20370101
17113373 0.375 0.000 0.000 0.000 7.125 20361101
17113415 0.375 0.000 0.000 0.000 6.500 20370201
17113420 0.375 0.000 0.000 0.000 8.000 20370401
17128766 0.375 0.000 0.620 0.000 8.755 20370401
17228945 0.375 0.000 0.000 0.000 6.625 20370501
17228951 0.375 0.000 0.000 0.000 8.000 20370501
17228962 0.375 0.000 0.000 0.000 6.000 20370301
17229004 0.375 0.000 0.620 0.000 9.005 20370601
17229025 0.375 0.000 0.000 0.000 8.000 20370601
17229038 0.375 0.000 0.000 0.000 8.500 20370501
17229281 0.375 0.000 0.000 0.000 7.750 20370501
17229285 0.375 0.000 0.000 0.000 6.125 20370601
17229360 0.375 0.000 0.340 0.000 7.910 20370201
17229371 0.375 0.000 0.000 0.000 6.500 20370601
17218866 0.375 0.000 0.000 0.000 6.250 20370401
17218943 0.375 0.000 0.000 0.000 7.750 20370501
17224523 0.375 0.000 0.000 0.000 9.000 20370501
17224539 0.375 0.000 0.000 0.000 8.125 20370501
17219518 0.375 0.000 0.000 0.000 5.875 20370401
17219537 0.375 0.000 0.000 0.000 6.625 20370501
17219572 0.375 0.000 0.000 0.000 7.250 20370701
17219579 0.375 0.000 0.900 0.000 8.225 20370501
17221810 0.375 0.000 0.000 0.000 7.000 20370301
17221811 0.375 0.000 0.000 0.000 8.750 20370401
17221823 0.375 0.000 0.000 0.000 8.000 20370501
17221830 0.375 0.000 0.000 0.000 8.125 20370501
17221851 0.375 0.000 0.270 0.000 9.230 20370501
17226644 0.375 0.000 0.000 0.000 8.250 20370501
17226651 0.375 0.000 0.000 0.000 7.500 20370601
17221879 0.375 0.000 0.000 0.000 7.500 20370501
17221899 0.375 0.000 0.000 0.000 8.125 20370501
17221904 0.375 0.000 0.000 0.000 7.125 20370501
17224466 0.375 0.000 0.000 0.000 7.125 20370501
17208320 0.375 0.000 0.000 0.000 6.750 20370501
17208339 0.375 0.000 0.000 0.000 7.000 20370501
17214399 0.375 0.000 0.000 0.000 7.500 20370501
17215118 0.375 0.000 1.000 0.000 8.375 20370501
17215129 0.375 0.000 0.000 0.000 7.500 20370601
17215133 0.375 0.000 0.000 0.000 6.624 20370501
17215650 0.375 0.000 0.000 0.000 7.250 20370601
17217021 0.375 0.000 0.000 0.000 6.125 20370501
17217028 0.375 0.000 0.900 0.000 8.100 20370501
17217073 0.375 0.000 0.000 0.000 7.250 20370501
17217097 0.375 0.000 0.850 0.000 7.400 20370501
17217125 0.375 0.000 0.510 0.000 8.365 20370501
17217821 0.375 0.000 0.000 0.000 6.500 20370301
17217828 0.375 0.000 0.000 0.000 7.375 20370401
17217838 0.375 0.000 0.000 0.000 7.875 20370501
17217850 0.375 0.000 0.000 0.000 7.000 20370501
17217855 0.375 0.000 0.000 0.000 8.000 20370601
17203981 0.375 0.000 0.000 0.000 6.625 20370401
17204011 0.375 0.000 0.000 0.000 8.000 20370401
17204057 0.375 0.000 0.440 0.000 8.935 20370501
17206035 0.375 0.000 0.000 0.000 6.250 20370401
17206068 0.375 0.000 0.900 0.000 7.850 20370501
17206095 0.375 0.000 0.000 0.000 8.000 20370601
17206102 0.375 0.000 0.000 0.000 6.875 20370401
17206128 0.375 0.000 0.000 0.000 8.125 20370601
17207365 0.375 0.000 0.430 0.000 9.070 20370501
17182077 0.375 0.000 0.000 0.000 8.125 20370601
17182084 0.375 0.000 0.000 0.000 8.375 20370501
17182086 0.375 0.000 0.250 0.000 7.375 20370501
17182094 0.375 0.000 0.870 0.000 8.130 20370501
17182834 0.375 0.000 0.000 0.000 8.250 20370501
17182837 0.375 0.000 0.000 0.000 7.125 20370201
17182843 0.375 0.000 0.000 0.000 7.375 20370201
17200928 0.375 0.000 0.000 0.000 7.375 20370401
17200945 0.375 0.000 0.000 0.000 7.500 20370501
17201779 0.375 0.000 0.000 0.000 7.250 20370501
17201785 0.375 0.000 0.000 0.000 8.125 20370401
17201825 0.375 0.000 0.000 0.000 7.375 20370401
17203911 0.375 0.000 1.020 0.000 7.980 20370501
17203949 0.375 0.000 0.460 0.000 8.165 20370401
17202124 0.375 0.000 0.000 0.000 7.875 20370401
17171501 0.375 0.000 0.530 0.000 8.970 20370401
17171508 0.375 0.000 0.000 0.000 6.125 20370401
17171510 0.375 0.000 0.000 0.000 6.125 20370301
17171513 0.375 0.000 0.000 0.000 6.000 20370301
17171515 0.375 0.000 0.000 0.000 5.750 20370301
17171517 0.375 0.000 1.070 0.000 7.555 20370301
17171527 0.375 0.000 0.000 0.000 6.375 20370401
17171529 0.375 0.000 1.010 0.000 6.615 20370301
17171654 0.375 0.000 0.630 0.000 5.620 20370301
17172552 0.375 0.000 0.000 0.000 6.875 20370201
17172572 0.375 0.000 0.000 0.000 6.875 20370201
17172574 0.375 0.000 0.000 0.000 7.375 20370201
17172587 0.375 0.000 0.000 0.000 7.250 20370201
17172598 0.375 0.000 0.770 0.000 5.980 20370401
17172616 0.375 0.000 0.000 0.000 7.250 20370201
17172618 0.375 0.000 0.000 0.000 6.875 20370201
17172635 0.375 0.000 0.430 0.000 8.570 20370501
17172683 0.375 0.000 0.000 0.000 7.250 20370401
17172728 0.375 0.000 0.000 0.000 6.625 20370301
17172767 0.375 0.000 0.000 0.000 8.500 20370301
17172771 0.375 0.000 0.310 0.000 7.865 20370301
17175508 0.375 0.000 0.000 0.000 7.625 20370501
17180335 0.375 0.000 0.000 0.000 6.375 20370401
17155877 0.375 0.000 0.000 0.000 7.125 20370501
17155904 0.375 0.000 0.000 0.000 7.250 20370401
17160241 0.375 0.000 0.000 0.000 6.375 20370401
17160249 0.375 0.000 0.000 0.000 7.750 20370401
17160317 0.375 0.000 0.000 0.000 6.500 20370401
17160339 0.375 0.000 0.000 0.000 6.000 20370401
17169262 0.375 0.000 0.000 0.000 7.250 20370501
17160364 0.375 0.000 0.000 0.000 6.375 20370401
17160402 0.375 0.000 0.380 0.000 7.870 20370401
17167176 0.375 0.000 0.690 0.000 8.060 20370601
17167191 0.375 0.000 0.000 0.000 7.750 20370401
17167265 0.375 0.000 0.000 0.000 6.750 20370401
17167272 0.375 0.000 0.560 0.000 8.565 20370401
17167275 0.375 0.000 0.000 0.000 6.750 20370501
17167344 0.375 0.000 0.000 0.000 6.375 20370201
17168971 0.375 0.000 0.000 0.000 6.625 20370401
17169011 0.375 0.000 0.000 0.000 6.625 20370301
17169013 0.375 0.000 0.000 0.000 5.875 20370401
17169018 0.375 0.000 0.000 0.000 6.250 20370401
17169027 0.375 0.000 0.000 0.000 6.250 20370401
17169069 0.375 0.000 0.000 0.000 6.375 20370401
17169077 0.375 0.000 0.000 0.000 7.375 20370501
17169080 0.375 0.000 0.000 0.000 7.375 20370501
17169088 0.375 0.000 0.000 0.000 6.625 20370401
17169095 0.375 0.000 0.260 0.000 6.240 20370401
17169130 0.375 0.000 0.000 0.000 6.000 20370401
17169142 0.375 0.000 0.000 0.000 5.625 20370401
17171380 0.375 0.000 0.000 0.000 7.000 20370301
17171400 0.375 0.000 1.520 0.000 6.730 20370301
17169145 0.375 0.000 0.000 0.000 6.500 20370501
17169154 0.375 0.000 0.000 0.000 6.625 20370401
17169196 0.375 0.000 0.000 0.000 6.375 20370401
17171438 0.375 0.000 1.440 0.000 6.310 20370401
17171458 0.375 0.000 0.000 0.000 7.000 20370301
17171469 0.375 0.000 0.440 0.000 7.685 20370401
17151551 0.375 0.000 0.000 0.000 7.125 20370301
17151556 0.375 0.000 0.000 0.000 5.875 20370301
17151565 0.375 0.000 0.000 0.000 5.875 20370301
17152808 0.375 0.000 0.000 0.000 5.125 20370401
17152841 0.375 0.000 0.000 0.000 6.250 20370301
17152874 0.375 0.000 0.000 0.000 6.750 20361201
17152886 0.375 0.000 0.000 0.000 6.750 20370401
17152899 0.375 0.000 0.000 0.000 6.250 20370501
17152901 0.375 0.000 0.000 0.000 7.125 20361001
17152914 0.375 0.000 0.000 0.000 8.000 20370301
17152967 0.375 0.000 0.000 0.000 7.000 20370401
17154567 0.375 0.000 0.000 0.000 6.750 20370301
17154572 0.375 0.000 0.000 0.000 8.000 20370401
17154596 0.375 0.000 0.000 0.000 7.000 20370401
17154665 0.375 0.000 0.000 0.000 7.750 20370401
17154708 0.375 0.000 0.000 0.000 7.375 20370401
17154747 0.375 0.000 0.170 0.000 7.205 20370401
17155773 0.375 0.000 0.000 0.000 5.875 20370301
17155775 0.375 0.000 0.000 0.000 6.875 20370301
17155786 0.375 0.000 0.000 0.000 6.125 20370301
17155824 0.375 0.000 0.000 0.000 7.250 20370201
17148751 0.375 0.000 0.000 0.000 7.000 20370501
17148757 0.375 0.000 0.000 0.000 7.875 20370401
17148863 0.375 0.000 0.340 0.000 5.285 20360901
17151519 0.375 0.000 0.000 0.000 6.125 20370401
17151522 0.375 0.000 0.000 0.000 7.250 20370401
17151526 0.375 0.000 0.000 0.000 7.250 20370401
17151538 0.375 0.000 0.000 0.000 8.125 20370401
17146240 0.375 0.000 0.000 0.000 8.125 20370401
17148463 0.375 0.000 0.000 0.000 8.000 20370301
17148612 0.375 0.000 0.000 0.000 7.375 20370401
17145989 0.375 0.000 0.000 0.000 6.875 20370301
17146087 0.375 0.000 0.000 0.000 8.000 20370401
17146098 0.375 0.000 0.000 0.000 6.375 20370401
17146113 0.375 0.000 0.000 0.000 8.000 20370401
17146199 0.375 0.000 0.000 0.000 6.250 20370401
17133321 0.375 0.000 0.000 0.000 5.500 20370401
17130942 0.375 0.000 0.240 0.000 5.885 20370401
17131014 0.375 0.000 0.130 0.000 7.370 20370501
17132969 0.375 0.000 0.000 0.000 7.000 20370401
17133079 0.375 0.000 0.000 0.000 6.250 20370301
17133142 0.375 0.000 0.000 0.000 6.625 20370301
17133152 0.375 0.000 0.000 0.000 6.750 20370301
17133185 0.375 0.000 0.000 0.000 6.500 20370401
17133208 0.375 0.000 0.000 0.000 6.750 20370101
17130610 0.375 0.000 0.000 0.000 5.625 20370201
17130511 0.375 0.000 0.000 0.000 7.500 20370401
17130534 0.375 0.000 0.000 0.000 6.375 20370101
17323121 0.375 0.000 0.000 0.000 6.125 20370801
17324358 0.375 0.000 0.000 0.000 6.750 20370801
17325300 0.375 0.000 0.000 0.000 6.250 20370801
17325598 0.375 0.000 0.000 0.000 8.500 20370801
17325680 0.375 0.000 0.000 0.000 6.250 20370801
17326272 0.375 0.000 0.000 0.000 6.500 20370801
17306351 0.375 0.000 0.000 0.000 7.375 20370801
17309150 0.375 0.000 0.000 0.000 7.125 20370801
17309160 0.375 0.000 0.000 0.000 6.125 20370801
17322697 0.375 0.000 0.000 0.000 7.250 20370801
17312200 0.375 0.000 0.000 0.000 6.125 20370801
17312132 0.375 0.000 0.000 0.000 6.625 20370801
17304183 0.375 0.000 0.000 0.000 7.125 20370601
17304188 0.375 0.000 0.000 0.000 7.500 20370801
17304192 0.375 0.000 0.000 0.000 7.500 20370801
17306328 0.375 0.000 0.000 0.000 8.000 20370801
17303721 0.375 0.000 0.000 0.000 7.500 20370801
17303824 0.375 0.000 0.000 0.000 7.375 20370801
17301584 0.375 0.000 0.000 0.000 7.375 20370801
17301708 0.375 0.000 0.000 0.000 7.375 20370801
17301774 0.375 0.000 0.000 0.000 7.875 20370801
17301813 0.375 0.000 0.400 0.000 7.100 20370801
17301819 0.375 0.000 0.000 0.000 7.500 20370801
17301597 0.375 0.000 0.000 0.000 6.125 20370801
17302210 0.375 0.000 0.000 0.000 7.375 20370801
17286679 0.375 0.000 0.000 0.000 7.750 20370801
17293481 0.375 0.000 0.000 0.000 6.500 20370801
17293530 0.375 0.000 0.210 0.000 7.790 20370801
17293534 0.375 0.000 0.310 0.000 6.690 20370701
17295229 0.375 0.000 0.000 0.000 6.500 20370701
17295184 0.375 0.000 0.000 0.000 6.125 20370801
17295269 0.375 0.000 0.000 0.000 7.625 20370801
17295314 0.375 0.000 0.000 0.000 6.500 20370701
17297165 0.375 0.000 0.000 0.000 9.750 20370701
17298121 0.375 0.000 0.200 0.000 6.800 20370801
17298156 0.375 0.000 0.000 0.000 6.500 20370801
17298181 0.375 0.000 0.400 0.000 7.725 20370701
17298190 0.375 0.000 0.560 0.000 7.190 20370801
17298193 0.375 0.000 0.000 0.000 6.125 20370701
17298202 0.375 0.000 0.000 0.000 6.500 20370801
17298208 0.375 0.000 0.910 0.000 7.090 20370801
17298876 0.375 0.000 0.000 0.000 8.000 20370701
17298916 0.375 0.000 0.000 0.000 6.750 20370701
17299532 0.375 0.000 0.400 0.000 7.850 20370701
17299561 0.375 0.000 0.280 0.000 10.845 20370801
17299564 0.375 0.000 0.000 0.000 9.000 20370701
17299612 0.375 0.000 0.810 0.000 9.315 20370701
17230523 0.375 0.000 0.000 0.000 6.500 20370601
17274294 0.375 0.000 0.000 0.000 7.000 20370801
17274354 0.375 0.000 0.640 0.000 9.735 20370701
17275503 0.375 0.000 0.000 0.000 8.625 20370701
17275504 0.375 0.000 0.000 0.000 6.500 20370701
17275517 0.375 0.000 0.310 0.000 7.690 20370701
17275533 0.375 0.000 0.000 0.000 6.250 20370701
17275551 0.375 0.000 0.100 0.000 7.900 20370701
17278403 0.375 0.000 0.000 0.000 6.500 20370701
17278414 0.375 0.000 0.000 0.000 6.375 20370701
17278419 0.375 0.000 0.000 0.000 7.250 20370701
17278437 0.375 0.000 0.000 0.000 6.625 20370701
17278381 0.375 0.000 0.000 0.000 6.500 20370701
17278385 0.375 0.000 0.000 0.000 6.250 20370701
17278981 0.375 0.000 0.000 0.000 6.750 20370701
17279014 0.375 0.000 0.310 0.000 8.315 20370801
17279029 0.375 0.000 1.250 0.000 6.000 20370701
17279041 0.375 0.000 0.240 0.000 7.635 20370701
17279592 0.375 0.000 0.240 0.000 7.510 20370701
17279600 0.375 0.000 0.680 0.000 10.320 20370701
17279614 0.375 0.000 0.000 0.000 8.000 20370701
17279617 0.375 0.000 0.620 0.000 8.880 20370701
17280142 0.375 0.000 0.620 0.000 8.880 20370701
17224142 0.375 0.000 0.000 0.000 7.000 20370601
17226483 0.375 0.000 0.630 0.000 8.120 20370601
17226530 0.375 0.000 0.270 0.000 8.855 20370601
17228637 0.375 0.000 0.000 0.000 7.250 20370601
17229538 0.375 0.000 0.000 0.000 7.250 20370601
17229938 0.375 0.000 0.000 0.000 7.000 20370601
17229962 0.375 0.000 0.810 0.000 7.565 20370601
17230009 0.375 0.000 0.000 0.000 8.000 20370601
17230016 0.375 0.000 0.100 0.000 6.775 20370601
17230063 0.375 0.000 0.900 0.000 8.475 20370601
17216765 0.375 0.000 0.000 0.000 8.125 20370601
17216768 0.375 0.000 0.000 0.000 8.250 20370601
17216774 0.375 0.000 0.620 0.000 8.005 20370601
17217699 0.375 0.000 0.000 0.000 7.500 20370601
17217461 0.375 0.000 0.430 0.000 8.070 20370601
17217465 0.375 0.000 0.000 0.000 7.500 20370701
17218514 0.375 0.000 0.100 0.000 7.275 20370601
17218541 0.375 0.000 0.340 0.000 9.285 20370601
17218559 0.375 0.000 0.000 0.000 7.000 20370601
17219252 0.375 0.000 0.690 0.000 7.935 20370601
17219262 0.375 0.000 0.000 0.000 8.000 20370601
17219269 0.375 0.000 0.000 0.000 7.500 20370501
17221459 0.375 0.000 0.000 0.000 7.000 20370601
17224113 0.375 0.000 0.280 0.000 9.845 20370601
17207955 0.375 0.000 0.000 0.000 7.000 20370501
17213970 0.375 0.000 0.800 0.000 7.700 20370601
17214075 0.375 0.000 0.000 0.000 7.750 20370501
17214096 0.375 0.000 0.000 0.000 6.500 20370701
17214822 0.375 0.000 0.000 0.000 7.250 20370601
17215496 0.375 0.000 0.420 0.000 7.705 20370501
17215572 0.375 0.000 0.000 0.000 7.625 20370701
17215301 0.375 0.000 0.000 0.000 7.250 20370501
17216674 0.375 0.000 0.620 0.000 7.755 20370501
17216746 0.375 0.000 0.000 0.000 7.125 20370601
17204222 0.375 0.000 0.000 0.000 9.250 20370501
17205728 0.375 0.000 0.410 0.000 8.965 20370601
17205739 0.375 0.000 0.000 0.000 6.500 20370701
17207179 0.375 0.000 0.280 0.000 8.720 20370601
17207898 0.375 0.000 0.000 0.000 7.250 20370601
17207793 0.375 0.000 0.000 0.000 6.500 20370701
17204198 0.375 0.000 0.000 0.000 7.750 20370601
17172263 0.375 0.000 0.060 0.000 6.315 20370501
17175149 0.375 0.000 0.960 0.000 7.290 20370501
17175197 0.375 0.000 0.870 0.000 7.380 20370501
17178366 0.375 0.000 0.000 0.000 8.000 20370501
17178460 0.375 0.000 0.900 0.000 8.600 20370501
17182395 0.375 0.000 1.150 0.000 8.350 20370501
17182447 0.375 0.000 0.520 0.000 6.980 20370501
17200628 0.375 0.000 0.430 0.000 7.695 20370501
17200702 0.375 0.000 0.420 0.000 7.330 20370501
17201475 0.375 0.000 0.000 0.000 6.375 20370601
17201492 0.375 0.000 0.350 0.000 9.025 20370601
17201514 0.375 0.000 0.350 0.000 9.025 20370601
17202679 0.375 0.000 0.000 0.000 7.125 20370501
17202683 0.375 0.000 0.000 0.000 7.125 20370601
17202703 0.375 0.000 0.340 0.000 9.160 20370501
17202734 0.375 0.000 0.330 0.000 6.170 20370501
17166568 0.375 0.000 0.000 0.000 7.000 20370601
17166582 0.375 0.000 0.000 0.000 6.875 20370501
17166620 0.375 0.000 0.000 0.000 6.625 20370501
17168644 0.375 0.000 0.000 0.000 6.125 20370501
17168668 0.375 0.000 0.000 0.000 6.125 20370501
17170606 0.375 0.000 0.000 0.000 6.000 20370501
17172219 0.375 0.000 0.000 0.000 6.875 20370501
17159876 0.375 0.000 0.000 0.000 6.375 20370701
17155383 0.375 0.000 0.340 0.000 8.535 20370401
17159840 0.375 0.000 0.430 0.000 6.070 20370501
17154214 0.375 0.000 0.180 0.000 7.695 20370401
17150130 0.375 0.000 0.000 0.000 7.250 20370501
17152432 0.375 0.000 0.870 0.000 7.380 20370501
17152446 0.375 0.000 0.350 0.000 6.650 20370601
17267377 0.375 0.000 0.000 0.000 6.375 20370701
17148216 0.375 0.000 0.000 0.000 7.625 20370501
17266292 0.375 0.000 0.690 0.000 7.810 20370701
17267337 0.375 0.000 0.500 0.000 7.625 20370701
17267345 0.375 0.000 0.000 0.000 6.500 20370701
17267353 0.375 0.000 0.210 0.000 6.290 20370701
17265884 0.375 0.000 0.190 0.000 6.810 20370701
17264172 0.375 0.000 0.000 0.000 8.750 20370701
17265461 0.375 0.000 0.260 0.000 7.740 20370801
17265476 0.375 0.000 0.440 0.000 8.060 20370701
17265511 0.375 0.000 0.000 0.000 6.250 20370701
17265548 0.375 0.000 0.000 0.000 8.500 20370701
17256950 0.375 0.000 0.000 0.000 6.500 20370701
17256956 0.375 0.000 0.000 0.000 6.875 20370701
17259525 0.375 0.000 0.000 0.000 9.375 20370601
17259537 0.375 0.000 0.560 0.000 8.065 20370701
17259550 0.375 0.000 0.000 0.000 8.250 20370701
17259552 0.375 0.000 0.280 0.000 10.095 20370701
17259565 0.375 0.000 0.000 0.000 6.625 20370701
17263509 0.375 0.000 0.690 0.000 7.685 20370701
17263544 0.375 0.000 0.000 0.000 6.750 20370701
17263550 0.375 0.000 0.490 0.000 6.635 20370701
17263904 0.375 0.000 0.430 0.000 6.695 20370701
17263711 0.375 0.000 0.000 0.000 6.250 20370801
17263907 0.375 0.000 0.000 0.000 7.875 20370701
17256947 0.375 0.000 0.000 0.000 7.000 20370701
17252652 0.375 0.000 0.000 0.000 6.875 20370601
17252679 0.375 0.000 0.740 0.000 7.385 20370601
17251451 0.375 0.000 0.310 0.000 6.190 20370701
17247497 0.375 0.000 0.000 0.000 6.625 20370601
17247512 0.375 0.000 0.000 0.000 7.500 20370601
17247516 0.375 0.000 0.000 0.000 7.375 20370601
17247551 0.375 0.000 0.000 0.000 7.000 20370701
17247637 0.375 0.000 0.270 0.000 8.230 20370701
17251417 0.375 0.000 0.000 0.000 7.250 20370601
17246647 0.375 0.000 0.000 0.000 6.625 20370601
17246696 0.375 0.000 0.000 0.000 8.125 20370601
17246708 0.375 0.000 0.000 0.000 8.125 20370601
17246712 0.375 0.000 0.000 0.000 7.625 20370601
17246730 0.375 0.000 0.310 0.000 8.315 20370701
17246757 0.375 0.000 0.000 0.000 6.750 20370601
17245751 0.375 0.000 0.000 0.000 6.500 20370601
17245757 0.375 0.000 0.000 0.000 7.625 20370601
17245804 0.375 0.000 0.000 0.000 7.375 20370701
17245820 0.375 0.000 0.000 0.000 8.375 20370601
17245869 0.375 0.000 0.000 0.000 9.500 20370701
17245880 0.375 0.000 0.000 0.000 6.750 20370601
17246587 0.375 0.000 0.000 0.000 9.625 20370701
17244095 0.375 0.000 0.000 0.000 7.375 20370701
17244418 0.375 0.000 0.000 0.000 7.500 20370601
17244443 0.375 0.000 0.000 0.000 6.875 20370701
17244451 0.375 0.000 0.000 0.000 7.500 20370601
17244502 0.375 0.000 0.560 0.000 8.190 20370601
17244520 0.375 0.000 0.000 0.000 7.625 20370601
17242783 0.375 0.000 0.000 0.000 6.500 20370601
17242799 0.375 0.000 0.250 0.000 7.250 20370701
17242858 0.375 0.000 0.280 0.000 10.845 20370601
17243991 0.375 0.000 0.270 0.000 7.105 20370601
17244053 0.375 0.000 0.580 0.000 8.420 20370601
17244055 0.375 0.000 0.000 0.000 7.125 20370601
17130006 0.375 0.000 1.150 0.000 9.475 20370501
17132646 0.375 0.000 1.270 0.000 8.480 20370501
17230632 0.375 0.000 0.000 0.000 8.125 20370701
17231370 0.375 0.000 0.000 0.000 6.625 20370601
17231401 0.375 0.000 0.620 0.000 8.130 20370601
17231403 0.375 0.000 0.340 0.000 9.410 20370601
17231310 0.375 0.000 0.000 0.000 7.625 20370601
17233936 0.375 0.000 0.000 0.000 7.500 20370601
17233940 0.375 0.000 0.090 0.000 6.660 20370601
17233948 0.375 0.000 0.000 0.000 7.125 20370701
17234036 0.375 0.000 0.000 0.000 7.125 20370601
17113019 0.375 0.000 0.000 0.000 6.125 20370501
17128204 0.375 0.000 0.000 0.000 7.125 20370601
16775482 0.375 0.000 0.000 0.000 7.250 20361201
16774836 0.375 0.000 0.000 0.000 6.125 20361201
17244390 0.375 0.000 0.340 0.000 8.160 20370601
17247532 0.375 0.000 0.000 0.000 7.250 20370801
17252618 0.375 0.000 0.000 0.000 6.250 20370601
17255187 0.375 0.000 0.000 0.000 7.000 20370701
17256882 0.375 0.000 0.000 0.000 7.125 20370601
17264082 0.375 0.000 0.000 0.000 7.000 20370801
17272265 0.375 0.000 0.000 0.000 6.125 20370701
17278420 0.375 0.000 0.540 0.000 6.585 20370801
17286675 0.375 0.000 1.250 0.000 5.875 20370701
17295178 0.375 0.000 0.000 0.000 6.250 20370801
17303019 0.375 0.000 0.000 0.000 6.250 20370801
17325207 0.375 0.000 0.000 0.000 7.500 20370801
17148942 0.375 0.000 0.340 0.000 7.660 20370401
17267730 0.375 0.000 1.340 0.000 6.410 20370601
17272414 0.375 0.000 0.000 0.000 6.250 20370601
17293559 0.375 0.000 0.000 0.000 7.000 20370401
17298981 0.375 0.000 0.000 0.000 6.250 20370701
17152888 0.375 0.000 0.000 0.000 6.500 20370401
17171691 0.375 0.000 0.000 0.000 6.375 20370401
17202186 0.375 0.000 0.000 0.000 6.875 20370401
17206059 0.375 0.000 0.000 0.000 6.375 20370401
17226624 0.375 0.000 0.000 0.000 8.125 20370601
17226648 0.375 0.000 0.000 0.000 7.000 20370501
17228947 0.375 0.000 0.000 0.000 8.125 20370701
17230289 0.375 0.000 0.000 0.000 7.875 20370701
17246240 0.375 0.000 0.000 0.000 7.625 20370501
17246988 0.375 0.000 0.000 0.000 7.250 20370601
17150162 0.375 0.000 0.200 0.000 7.175 20370801
17214764 0.375 0.000 0.000 0.000 10.250 20370601
17021250 0.375 0.000 0.000 0.000 7.250 20370401
17027741 0.375 0.000 0.000 0.000 7.375 20370301
17057776 0.375 0.000 0.000 0.000 6.875 20370301
17076953 0.375 0.000 0.650 0.000 6.100 20370101
17077093 0.375 0.000 0.000 0.000 7.375 20370501
17078199 0.375 0.000 0.840 0.000 7.160 20370401
17088677 0.375 0.000 0.000 0.000 8.000 20370401
16853196 0.375 0.000 0.000 0.000 7.375 20370101
16765217 0.375 0.000 0.000 0.000 7.250 20361201
16731889 0.375 0.000 0.000 0.000 7.875 20361201
16707917 0.375 0.000 1.460 0.000 6.040 20361101
17218457 0.375 0.000 0.450 0.000 10.175 20370501
17128180 0.375 0.000 1.440 0.000 6.935 20370501
16658475 0.375 0.000 1.320 0.000 7.430 20361001
17113464 0.375 0.000 0.900 0.000 8.225 20370401
17128696 0.375 0.000 0.000 0.000 8.000 20370401
17078695 0.375 0.000 0.000 0.000 7.750 20370401
17089154 0.375 0.000 0.000 0.000 6.750 20370301
17089171 0.375 0.000 0.000 0.000 6.000 20370301
17052157 0.375 0.000 0.770 0.000 6.605 20370401
17033501 0.375 0.000 1.190 0.000 5.810 20370401
16640918 0.375 0.000 0.000 0.000 8.000 20360801
17113620 0.375 0.000 0.450 0.000 7.800 20370401
17113741 0.375 0.000 0.000 0.000 7.500 20370401
17128585 0.375 0.000 0.000 0.000 7.625 20370301
17128594 0.375 0.000 0.000 0.000 6.500 20370301
17128610 0.375 0.000 0.000 0.000 7.125 20370301
17128617 0.375 0.000 0.000 0.000 7.500 20370301
17128629 0.375 0.000 0.000 0.000 6.500 20370301
17128675 0.375 0.000 0.000 0.000 7.375 20370401
17128682 0.375 0.000 0.000 0.000 8.250 20370301
17128702 0.375 0.000 0.000 0.000 6.500 20370301
17128815 0.375 0.000 0.000 0.000 7.125 20370401
17128844 0.375 0.000 0.000 0.000 6.500 20370301
17128850 0.375 0.000 0.330 0.000 7.670 20370501
17088910 0.375 0.000 0.000 0.000 6.375 20370401
17088943 0.375 0.000 0.340 0.000 7.160 20370201
17088954 0.375 0.000 0.500 0.000 8.000 20370201
17088987 0.375 0.000 0.970 0.000 6.780 20370201
17088997 0.375 0.000 0.570 0.000 7.180 20370201
17089011 0.375 0.000 0.580 0.000 8.170 20370201
17089068 0.375 0.000 0.770 0.000 6.605 20370201
17089080 0.375 0.000 0.000 0.000 7.125 20370301
17089083 0.375 0.000 0.000 0.000 7.625 20370301
17089125 0.375 0.000 0.000 0.000 6.375 20370301
17089160 0.375 0.000 0.000 0.000 6.000 20370201
17089164 0.375 0.000 0.000 0.000 7.500 20370201
17089177 0.375 0.000 1.110 0.000 6.765 20370401
17089210 0.375 0.000 0.000 0.000 7.500 20370301
17089347 0.375 0.000 0.000 0.000 6.500 20370401
17089385 0.375 0.000 0.000 0.000 6.500 20370201
17089404 0.375 0.000 0.000 0.000 7.375 20370401
17113369 0.375 0.000 0.000 0.000 7.500 20361201
17113412 0.375 0.000 0.000 0.000 6.500 20370201
17113417 0.375 0.000 0.000 0.000 6.375 20370301
17113441 0.375 0.000 0.000 0.000 6.375 20370401
17113452 0.375 0.000 0.000 0.000 7.250 20370301
17113482 0.375 0.000 0.600 0.000 6.550 20370101
17113508 0.375 0.000 0.660 0.000 9.590 20370401
17113520 0.375 0.000 1.150 0.000 7.600 20370401
17113564 0.375 0.000 1.190 0.000 9.435 20370401
17113570 0.375 0.000 0.400 0.000 8.600 20370401
17113581 0.375 0.000 0.000 0.000 7.625 20370401
17113584 0.375 0.000 0.000 0.000 6.125 20370401
17325700 0.250 0.000 0.000 0.000 6.250 20370701
17231091 0.375 0.000 0.000 0.000 8.125 20370601
17231742 0.375 0.000 0.000 0.000 8.125 20370601
17259586 0.375 0.000 0.000 0.000 6.750 20370601
17263492 0.375 0.000 0.000 0.000 7.250 20370601
17263493 0.375 0.000 0.000 0.000 7.250 20370601
17263501 0.375 0.000 0.000 0.000 5.375 20370601
17267729 0.375 0.000 0.000 0.000 7.375 20370601
17298993 0.375 0.000 0.000 0.000 7.125 20370701
17311933 0.375 0.000 0.000 0.000 7.625 20370601
17217841 0.375 0.000 0.000 0.000 8.500 20370501
17218966 0.375 0.000 0.000 0.000 7.125 20370601
17221836 0.375 0.000 0.000 0.000 7.375 20370601
17224507 0.375 0.000 0.000 0.000 6.625 20370601
17302470 0.375 0.000 0.000 0.000 7.125 20370801
17303084 0.375 0.000 0.000 0.000 7.625 20370801
17303105 0.375 0.000 0.000 0.000 8.000 20370801
17303110 0.375 0.000 0.000 0.000 6.375 20370801
17303139 0.375 0.000 0.000 0.000 7.250 20370801
17303587 0.375 0.000 0.480 0.000 7.645 20370801
17303859 0.375 0.000 0.000 0.000 6.500 20370801
17304219 0.375 0.000 0.000 0.000 6.500 20370801
17304242 0.375 0.000 0.000 0.000 9.500 20370801
17304245 0.375 0.000 0.000 0.000 7.625 20370801
17304847 0.375 0.000 0.000 0.000 8.375 20370801
17306297 0.375 0.000 0.300 0.000 6.700 20370801
17306309 0.375 0.000 0.000 0.000 6.875 20370801
17306334 0.375 0.000 0.000 0.000 6.125 20370801
17306345 0.375 0.000 0.000 0.000 7.625 20370801
17309075 0.375 0.000 0.000 0.000 7.875 20370801
17311761 0.375 0.000 0.000 0.000 5.875 20370801
17311820 0.375 0.000 0.000 0.000 7.500 20370801
17312192 0.375 0.000 0.000 0.000 7.125 20370801
17312241 0.375 0.000 0.760 0.000 7.490 20370801
17312273 0.375 0.000 0.000 0.000 7.750 20370801
17152928 0.375 0.000 0.000 0.000 7.624 20370401
17323053 0.375 0.000 0.000 0.000 7.500 20370801
17323065 0.375 0.000 0.000 0.000 8.875 20370801
17323109 0.375 0.000 0.000 0.000 6.500 20370801
17324329 0.375 0.000 0.000 0.000 6.500 20370801
17171544 0.375 0.000 0.000 0.000 6.500 20370401
17172551 0.375 0.000 0.460 0.000 7.915 20370301
17172637 0.375 0.000 0.000 0.000 7.750 20370301
17172654 0.375 0.000 0.000 0.000 6.875 20370401
17180343 0.375 0.000 0.000 0.000 6.875 20370601
17182816 0.375 0.000 0.000 0.000 7.250 20370501
17133253 0.375 0.000 0.000 0.000 7.375 20370401
17202132 0.375 0.000 0.000 0.000 6.750 20370401
17206055 0.375 0.000 1.310 0.000 7.565 20370501
17207384 0.375 0.000 0.000 0.000 7.875 20370601
17302222 0.375 0.000 0.650 0.000 7.475 20370801
17302273 0.375 0.000 0.000 0.000 6.750 20370801
17302437 0.375 0.000 0.270 0.000 7.855 20370801
16339145 0.375 0.000 0.000 0.000 8.125 20360701
16335162 0.375 0.000 0.000 0.000 8.125 20360801
17078806 0.375 0.000 0.000 0.000 5.125 20370401
17078849 0.375 0.000 1.280 0.000 7.095 20370401
17078864 0.375 0.000 0.000 0.000 5.500 20370401
17088707 0.375 0.000 0.000 0.000 7.750 20370501
17088830 0.375 0.000 0.000 0.000 6.500 20370301
17075931 0.375 0.000 1.350 0.000 7.025 20370401
17075945 0.375 0.000 0.350 0.000 8.025 20370401
17076858 0.375 0.000 0.000 0.000 7.625 20370301
17076872 0.375 0.000 0.000 0.000 5.375 20370401
17076900 0.375 0.000 0.580 0.000 8.295 20370301
17076912 0.375 0.000 1.320 0.000 6.680 20370401
17076947 0.375 0.000 0.000 0.000 7.125 20370201
17076976 0.375 0.000 0.000 0.000 7.500 20370401
17077010 0.375 0.000 0.000 0.000 7.250 20370401
17077067 0.375 0.000 0.000 0.000 7.250 20370301
17077076 0.375 0.000 0.000 0.000 7.250 20370301
17077128 0.375 0.000 0.000 0.000 7.750 20370601
17077132 0.375 0.000 0.470 0.000 6.905 20370401
17077275 0.375 0.000 1.320 0.000 6.680 20370401
17077293 0.375 0.000 0.000 0.000 5.500 20370401
17077323 0.375 0.000 1.010 0.000 6.490 20370401
17078136 0.375 0.000 0.690 0.000 7.810 20370301
17078239 0.375 0.000 0.000 0.000 7.875 20370301
17078258 0.375 0.000 0.000 0.000 6.750 20370301
17078285 0.375 0.000 0.000 0.000 7.500 20370301
17078346 0.375 0.000 0.000 0.000 7.125 20370401
17078469 0.375 0.000 0.770 0.000 6.230 20370301
17078483 0.375 0.000 0.150 0.000 6.850 20370301
17078489 0.375 0.000 0.520 0.000 6.480 20370301
17078492 0.375 0.000 0.000 0.000 6.000 20370101
17078510 0.375 0.000 0.000 0.000 6.125 20370401
17078524 0.375 0.000 0.000 0.000 7.375 20370301
17078616 0.375 0.000 0.000 0.000 6.875 20370301
17078728 0.375 0.000 0.000 0.000 6.250 20370301
17065151 0.375 0.000 0.000 0.000 5.375 20370401
17065401 0.375 0.000 1.520 0.000 6.655 20370201
17065468 0.375 0.000 0.000 0.000 7.624 20370401
17066380 0.375 0.000 0.000 0.000 7.000 20370401
17075789 0.375 0.000 0.000 0.000 7.500 20370401
17066424 0.375 0.000 0.970 0.000 8.280 20370201
17066426 0.375 0.000 0.000 0.000 6.250 20370301
17066433 0.375 0.000 0.000 0.000 6.875 20370301
17066506 0.375 0.000 0.000 0.000 6.125 20370301
17066625 0.375 0.000 0.000 0.000 7.375 20370401
17066665 0.375 0.000 0.000 0.000 7.125 20370401
17066812 0.375 0.000 0.000 0.000 6.375 20370401
17066821 0.375 0.000 0.000 0.000 6.875 20370401
17075483 0.375 0.000 0.000 0.000 6.500 20370401
17075502 0.375 0.000 1.040 0.000 5.585 20370401
17075524 0.375 0.000 0.000 0.000 6.875 20370401
17075530 0.375 0.000 0.130 0.000 7.245 20370101
17056092 0.375 0.000 0.000 0.000 7.875 20370301
17059584 0.375 0.000 1.110 0.000 7.015 20370401
17060537 0.375 0.000 0.200 0.000 6.800 20370301
17056102 0.375 0.000 0.000 0.000 5.250 20370301
17060544 0.375 0.000 0.000 0.000 7.625 20370401
17057638 0.375 0.000 0.000 0.000 7.875 20370301
17060672 0.375 0.000 0.790 0.000 7.210 20370301
17057862 0.375 0.000 0.000 0.000 6.875 20370101
17057982 0.375 0.000 0.540 0.000 6.335 20370201
17060748 0.375 0.000 0.000 0.000 7.375 20370401
17059350 0.375 0.000 1.110 0.000 7.515 20370401
17059427 0.375 0.000 0.640 0.000 6.760 20370101
17048049 0.375 0.000 0.670 0.000 7.705 20370201
17053451 0.375 0.000 0.000 0.000 7.625 20370401
17048333 0.375 0.000 0.000 0.000 7.375 20370301
17052112 0.375 0.000 0.000 0.000 7.500 20370301
17052118 0.375 0.000 0.000 0.000 8.000 20370301
17052171 0.375 0.000 0.000 0.000 6.500 20370201
17034852 0.375 0.000 0.000 0.000 7.875 20370401
17034870 0.375 0.000 0.000 0.000 5.500 20370301
17034871 0.375 0.000 0.000 0.000 7.250 20370301
17042550 0.375 0.000 0.000 0.000 7.500 20370301
17042572 0.375 0.000 0.000 0.000 6.625 20370401
17042663 0.375 0.000 0.740 0.000 8.385 20370301
17042696 0.375 0.000 0.000 0.000 8.000 20370301
17042704 0.375 0.000 0.000 0.000 8.000 20370301
17043797 0.375 0.000 0.000 0.000 7.875 20370301
17027842 0.375 0.000 0.000 0.000 7.500 20370301
17033168 0.375 0.000 0.000 0.000 8.000 20370301
17033227 0.375 0.000 0.400 0.000 6.850 20370301
17034525 0.375 0.000 1.110 0.000 7.765 20370301
17011071 0.375 0.000 0.000 0.000 7.500 20370201
17011191 0.375 0.000 0.000 0.000 7.250 20370401
17011195 0.375 0.000 0.000 0.000 7.624 20370301
17008959 0.375 0.000 0.000 0.000 7.625 20370301
17000474 0.375 0.000 0.000 0.000 6.500 20370101
17002030 0.375 0.000 0.000 0.000 7.125 20370501
17002115 0.375 0.000 0.000 0.000 6.500 20370101
16991628 0.375 0.000 0.270 0.000 7.680 20370101
16991654 0.375 0.000 0.000 0.000 7.375 20370401
16995226 0.375 0.000 0.970 0.000 6.655 20370201
16990319 0.375 0.000 0.000 0.000 8.000 20370201
16991391 0.375 0.000 1.190 0.000 6.310 20370101
17027652 0.375 0.000 0.000 0.000 7.500 20370301
17015033 0.375 0.000 0.000 0.000 7.375 20370301
17021895 0.375 0.000 0.000 0.000 6.750 20370301
17021287 0.375 0.000 0.000 0.000 7.875 20370401
17013455 0.375 0.000 0.000 0.000 4.500 20370201
16543911 0.375 0.000 0.000 0.000 7.250 20360901
16981565 0.375 0.000 0.000 0.000 7.125 20370201
16980673 0.375 0.000 0.000 0.000 7.125 20370201
16974061 0.375 0.000 0.000 0.000 7.375 20370301
16970678 0.375 0.000 0.200 0.000 7.425 20370101
16965467 0.375 0.000 0.000 0.000 7.125 20370201
16963091 0.375 0.000 0.000 0.000 6.375 20370101
16857009 0.375 0.000 0.000 0.000 8.000 20361201
16852707 0.375 0.000 0.000 0.000 6.875 20370301
16853381 0.375 0.000 0.490 0.000 6.385 20361201
16856510 0.375 0.000 0.000 0.000 7.500 20370201
16856579 0.375 0.000 0.830 0.000 6.920 20370101
16851967 0.375 0.000 0.000 0.000 7.624 20370101
16846205 0.375 0.000 0.000 0.000 7.375 20370201
16844593 0.375 0.000 1.120 0.000 8.880 20370101
16845650 0.375 0.000 0.000 0.000 6.875 20370101
16839016 0.375 0.000 0.000 0.000 7.750 20370101
16840073 0.375 0.000 0.000 0.000 7.125 20370101
17324965 0.200 0.000 0.000 0.000 6.675 20370201
17324966 0.200 0.000 0.000 0.000 8.800 20370701
17324967 0.200 0.000 0.000 0.000 6.425 20370701
17324968 0.200 0.000 0.000 0.000 7.800 20370701
17324970 0.200 0.000 0.000 0.000 6.300 20370701
17324971 0.200 0.000 0.000 0.000 7.050 20370701
17324972 0.200 0.000 0.000 0.000 6.175 20370801
17324974 0.200 0.000 0.000 0.000 7.550 20370801
17324975 0.200 0.000 0.000 0.000 6.300 20370801
17324976 0.200 0.000 0.000 0.000 7.550 20370801
17324977 0.200 0.000 0.000 0.000 6.300 20370801
17324979 0.200 0.000 0.000 0.000 6.425 20370701
17324980 0.200 0.000 0.000 0.000 6.050 20370801
17324981 0.200 0.000 0.000 0.000 6.675 20370801
17324982 0.200 0.000 0.000 0.000 6.925 20370801
17324983 0.200 0.000 0.000 0.000 7.050 20370801
17324984 0.200 0.000 0.000 0.000 7.550 20370801
17324985 0.200 0.000 0.000 0.000 6.800 20370801
17324986 0.200 0.000 0.000 0.000 5.925 20370801
17324987 0.200 0.000 0.000 0.000 7.175 20370801
17323310 0.200 0.000 0.000 0.000 6.300 20370801
17323311 0.200 0.000 0.000 0.000 6.925 20370801
17323312 0.200 0.000 0.000 0.000 7.550 20370701
17323313 0.200 0.000 0.000 0.000 6.675 20370801
17323314 0.200 0.000 0.000 0.000 6.300 20370801
17323315 0.200 0.000 0.000 0.000 6.675 20370701
17323316 0.200 0.000 0.000 0.000 6.050 20370801
17323317 0.200 0.000 0.000 0.000 6.675 20370801
17323318 0.200 0.000 0.000 0.000 5.925 20370801
17323319 0.200 0.000 0.000 0.000 6.425 20370801
17323320 0.200 0.000 0.000 0.000 7.550 20370801
17323322 0.200 0.000 0.000 0.000 6.800 20370801
17323323 0.200 0.000 0.000 0.000 6.675 20370801
17323324 0.200 0.000 0.000 0.000 7.175 20370801
17324951 0.200 0.000 0.000 0.000 5.550 20370801
17324952 0.200 0.000 0.000 0.000 6.800 20370701
17324953 0.200 0.000 0.000 0.000 6.925 20370701
17324954 0.200 0.000 0.000 0.000 6.800 20370701
17324955 0.200 0.000 0.000 0.000 6.550 20370701
17324956 0.200 0.000 0.000 0.000 7.300 20370701
17324957 0.200 0.000 0.000 0.000 6.550 20370701
17324958 0.200 0.000 0.000 0.000 6.800 20370601
17324959 0.200 0.000 0.000 0.000 5.675 20370701
17324960 0.200 0.000 0.000 0.000 6.300 20370701
17324961 0.200 0.000 0.000 0.000 6.675 20370701
17324962 0.200 0.000 0.000 0.000 5.925 20370701
17324963 0.200 0.000 0.000 0.000 6.175 20370701
17324964 0.200 0.000 0.000 0.000 6.425 20370701
17323281 0.200 0.000 0.000 0.000 7.175 20370701
17323282 0.200 0.000 0.000 0.000 6.050 20370701
17323283 0.200 0.000 0.000 0.000 6.550 20370701
17323284 0.200 0.000 0.000 0.000 6.300 20370601
17323285 0.200 0.000 0.000 0.000 6.050 20370501
17323286 0.200 0.000 0.000 0.000 5.925 20370701
17323287 0.200 0.000 0.000 0.000 8.800 20370701
17323288 0.200 0.000 0.000 0.000 8.050 20370801
17323289 0.200 0.000 0.000 0.000 6.175 20370501
17323290 0.200 0.000 0.000 0.000 7.175 20370801
17323291 0.200 0.000 0.000 0.000 6.550 20370801
17323292 0.200 0.000 0.000 0.000 5.550 20370701
17323293 0.200 0.000 0.000 0.000 6.050 20370801
17323294 0.200 0.000 0.000 0.000 5.925 20370801
17323295 0.200 0.000 0.000 0.000 7.550 20370801
17323296 0.200 0.000 0.000 0.000 5.925 20370701
17323297 0.200 0.000 0.000 0.000 6.050 20370801
17323298 0.200 0.000 0.000 0.000 7.175 20370801
17323299 0.200 0.000 0.000 0.000 5.925 20370801
17323300 0.200 0.000 0.000 0.000 7.050 20370801
17323301 0.200 0.000 0.000 0.000 7.550 20370801
17323302 0.200 0.000 0.000 0.000 6.550 20370801
17323304 0.200 0.000 0.000 0.000 6.425 20370701
17323305 0.200 0.000 0.000 0.000 6.800 20370701
17323306 0.200 0.000 0.000 0.000 6.050 20370801
17323307 0.200 0.000 0.000 0.000 7.175 20370801
17323308 0.200 0.000 0.000 0.000 6.175 20370801
17323309 0.200 0.000 0.000 0.000 6.175 20370801
17323269 0.200 0.000 0.000 0.000 8.300 20370601
17323270 0.200 0.000 0.000 0.000 6.675 20370701
17323271 0.200 0.000 0.000 0.000 6.175 20370701
17323272 0.200 0.000 0.000 0.000 5.675 20370701
17323273 0.200 0.000 0.000 0.000 8.800 20370601
17323274 0.200 0.000 0.000 0.000 6.925 20370701
17323275 0.200 0.000 0.000 0.000 5.675 20370701
17323276 0.200 0.000 0.000 0.000 6.300 20370701
17323277 0.200 0.000 0.000 0.000 6.300 20370701
17323278 0.200 0.000 0.000 0.000 6.800 20370701
17323279 0.200 0.000 0.000 0.000 6.050 20370701
17323280 0.200 0.000 0.000 0.000 6.675 20370701
17323249 0.200 0.000 0.000 0.000 7.300 20370701
17323250 0.200 0.000 0.000 0.000 6.175 20370701
17323251 0.200 0.000 0.000 0.000 6.050 20370801
17323252 0.200 0.000 0.000 0.000 6.050 20370701
17323253 0.200 0.000 0.000 0.000 6.300 20370801
17323254 0.200 0.000 0.000 0.000 6.800 20370801
17323255 0.200 0.000 0.000 0.000 6.300 20370801
17323256 0.200 0.000 0.000 0.000 8.175 20370801
17323257 0.200 0.000 0.000 0.000 5.925 20370701
17323258 0.200 0.000 0.000 0.000 6.300 20370801
17323259 0.200 0.000 0.000 0.000 6.425 20370801
17323260 0.200 0.000 0.000 0.000 7.175 20370801
17323261 0.200 0.000 0.000 0.000 6.550 20370801
17323262 0.200 0.000 0.000 0.000 7.300 20370801
17323263 0.200 0.000 0.000 0.000 6.300 20370801
17323264 0.200 0.000 0.000 0.000 7.550 20370801
17323265 0.200 0.000 0.000 0.000 6.300 20370801
17323266 0.200 0.000 0.000 0.000 6.050 20370701
17323267 0.200 0.000 0.000 0.000 6.300 20370801
17323268 0.200 0.000 0.000 0.000 7.300 20370801
17323228 0.200 0.000 0.000 0.000 6.550 20370701
17323229 0.200 0.000 0.000 0.000 6.300 20370701
17323230 0.200 0.000 0.000 0.000 6.675 20370701
17323231 0.200 0.000 0.000 0.000 7.050 20370701
17323232 0.200 0.000 0.000 0.000 8.425 20370701
17323233 0.200 0.000 0.000 0.000 6.550 20370701
17323234 0.200 0.000 0.000 0.000 6.550 20370701
17323235 0.200 0.000 0.000 0.000 6.050 20370701
17323237 0.200 0.000 0.000 0.000 6.550 20370701
17323238 0.200 0.000 0.000 0.000 6.550 20370801
17323239 0.200 0.000 0.000 0.000 5.800 20370701
17323240 0.200 0.000 0.000 0.000 6.175 20370801
17323241 0.200 0.000 0.000 0.000 8.550 20370801
17323242 0.200 0.000 0.000 0.000 7.175 20370701
17323243 0.200 0.000 0.000 0.000 6.300 20370701
17323244 0.200 0.000 0.000 0.000 6.175 20370701
17323245 0.200 0.000 0.000 0.000 6.550 20370701
17323246 0.200 0.000 0.000 0.000 6.300 20370701
17323247 0.200 0.000 0.000 0.000 7.550 20370701
17323248 0.200 0.000 0.000 0.000 8.050 20370701
17323224 0.200 0.000 0.000 0.000 7.800 20370601
17323225 0.200 0.000 0.000 0.000 6.925 20370701
17323226 0.200 0.000 0.000 0.000 6.175 20370601
17323227 0.200 0.000 0.000 0.000 6.175 20370701
17304742 0.200 0.000 0.000 0.000 5.800 20370701
17304743 0.200 0.000 0.000 0.000 5.300 20370701
17304744 0.200 0.000 0.000 0.000 6.675 20370701
17304745 0.200 0.000 0.000 0.000 6.550 20370701
17304746 0.200 0.000 0.000 0.000 7.300 20370701
17304747 0.200 0.000 0.000 0.000 7.300 20370701
17304748 0.200 0.000 0.000 0.000 6.300 20370701
17304749 0.200 0.000 0.000 0.000 6.800 20370701
17304750 0.200 0.000 0.000 0.000 6.550 20370701
17304751 0.200 0.000 0.000 0.000 7.050 20370701
17304752 0.200 0.000 0.000 0.000 6.800 20370701
17304753 0.200 0.000 0.000 0.000 6.675 20370701
17304754 0.200 0.000 0.000 0.000 6.050 20370701
17304755 0.200 0.000 0.000 0.000 8.300 20370701
17304756 0.200 0.000 0.000 0.000 6.300 20370701
17304757 0.200 0.000 0.000 0.000 7.425 20370701
17304758 0.200 0.000 0.000 0.000 7.925 20370701
17304759 0.200 0.000 0.000 0.000 7.050 20370701
17304760 0.200 0.000 0.000 0.000 7.550 20370701
17304761 0.200 0.000 0.000 0.000 5.675 20370701
17304762 0.200 0.000 0.000 0.000 6.175 20370701
17304763 0.200 0.000 0.000 0.000 6.425 20370701
17304764 0.200 0.000 0.000 0.000 5.550 20370701
17304765 0.200 0.000 0.000 0.000 6.300 20370701
17304766 0.200 0.000 0.000 0.000 7.425 20370701
17304767 0.200 0.000 0.000 0.000 5.675 20370701
17304768 0.200 0.000 0.000 0.000 6.675 20370701
17304769 0.200 0.000 0.000 0.000 5.300 20370701
17323223 0.200 0.000 0.000 0.000 6.675 20370701
17347400 0.375 0.000 0.000 0.000 6.875 20370401
17304509 0.200 0.000 0.000 0.000 8.800 20370601
17304510 0.200 0.000 0.000 0.000 6.800 20370701
17304511 0.200 0.000 0.000 0.000 8.675 20370701
17304512 0.200 0.000 0.000 0.000 6.175 20370601
17304514 0.200 0.000 0.000 0.000 6.425 20370701
17304515 0.200 0.000 0.000 0.000 6.300 20370701
17304516 0.200 0.000 0.000 0.000 6.550 20370701
17304517 0.200 0.000 0.000 0.000 6.300 20370701
17304518 0.200 0.000 0.000 0.000 6.550 20370701
17304519 0.200 0.000 0.000 0.000 7.675 20370701
17304520 0.200 0.000 0.000 0.000 6.800 20370701
17304521 0.200 0.000 0.000 0.000 6.050 20370701
17304523 0.200 0.000 0.000 0.000 6.425 20370701
17304524 0.200 0.000 0.000 0.000 6.425 20370701
17304525 0.200 0.000 0.000 0.000 6.300 20370701
17304526 0.200 0.000 0.000 0.000 6.675 20370701
17304527 0.200 0.000 0.000 0.000 6.675 20370701
17304528 0.200 0.000 0.000 0.000 6.675 20370701
17304529 0.200 0.000 0.000 0.000 6.675 20370701
17304530 0.200 0.000 0.000 0.000 7.300 20370701
17304531 0.200 0.000 0.000 0.000 6.800 20370701
17304532 0.200 0.000 0.000 0.000 6.925 20370701
17304534 0.200 0.000 0.000 0.000 6.925 20370701
17304535 0.200 0.000 0.000 0.000 6.175 20370701
17304536 0.200 0.000 0.000 0.000 7.050 20370701
17304537 0.200 0.000 0.000 0.000 7.050 20370701
17304538 0.200 0.000 0.000 0.000 6.425 20370701
17304539 0.200 0.000 0.000 0.000 5.925 20370701
17304457 0.200 0.000 0.000 0.000 5.425 20370701
17304458 0.200 0.000 0.000 0.000 6.675 20370701
17304459 0.200 0.000 0.000 0.000 7.675 20370701
17304460 0.200 0.000 0.000 0.000 6.175 20370701
17304462 0.200 0.000 0.000 0.000 6.050 20370601
17304463 0.200 0.000 0.000 0.000 6.675 20370701
17304464 0.200 0.000 0.000 0.000 6.925 20370701
17304466 0.200 0.000 0.000 0.000 7.300 20370701
17304467 0.200 0.000 0.000 0.000 6.550 20370701
17304468 0.200 0.000 0.000 0.000 5.800 20370701
17304469 0.200 0.000 0.000 0.000 6.425 20370701
17304470 0.200 0.000 0.000 0.000 7.550 20370701
17304471 0.200 0.000 0.000 0.000 6.175 20370701
17304472 0.200 0.000 0.000 0.000 7.300 20370701
17304473 0.200 0.000 0.000 0.000 5.675 20370701
17304474 0.200 0.000 0.000 0.000 6.675 20370701
17304475 0.200 0.000 0.000 0.000 6.175 20370701
17304476 0.200 0.000 0.000 0.000 8.050 20370701
17304477 0.200 0.000 0.000 0.000 5.925 20370701
17304478 0.200 0.000 0.000 0.000 6.550 20370701
17304479 0.200 0.000 0.000 0.000 6.425 20370701
17304480 0.200 0.000 0.000 0.000 6.050 20370701
17304481 0.200 0.000 0.000 0.000 6.050 20370701
17304482 0.200 0.000 0.000 0.000 5.925 20370701
17304483 0.200 0.000 0.000 0.000 6.550 20370701
17304484 0.200 0.000 0.000 0.000 6.175 20370701
17304485 0.200 0.000 0.000 0.000 6.550 20370701
17304486 0.200 0.000 0.000 0.000 5.550 20370701
17304487 0.200 0.000 0.000 0.000 6.550 20370801
17304488 0.200 0.000 0.000 0.000 6.550 20370701
17304489 0.200 0.000 0.000 0.000 6.300 20370701
17304490 0.200 0.000 0.000 0.000 8.050 20370801
17304492 0.200 0.000 0.000 0.000 6.550 20370501
17304493 0.200 0.000 0.000 0.000 6.300 20370301
17304494 0.200 0.000 0.000 0.000 5.675 20370701
17304495 0.200 0.000 0.000 0.000 6.675 20370101
17304496 0.200 0.000 0.000 0.000 6.050 20370101
17304497 0.200 0.000 0.000 0.000 5.675 20370401
17304498 0.200 0.000 0.000 0.000 8.050 20370401
17304499 0.200 0.000 0.000 0.000 7.050 20370501
17304501 0.200 0.000 0.000 0.000 7.800 20370501
17304503 0.200 0.000 0.000 0.000 6.175 20370601
17304504 0.200 0.000 0.000 0.000 6.425 20370601
17304505 0.200 0.000 0.000 0.000 6.300 20370701
17304506 0.200 0.000 0.000 0.000 6.800 20370701
17304507 0.200 0.000 0.000 0.000 8.050 20370601
17304508 0.200 0.000 0.000 0.000 6.675 20370601
17298057 0.200 0.000 0.000 0.000 6.800 20370701
17298060 0.200 0.000 0.000 0.000 7.300 20370701
17298063 0.200 0.000 0.000 0.000 6.675 20370701
17298065 0.200 0.000 0.000 0.000 8.300 20370701
17304437 0.200 0.000 0.000 0.000 6.425 20370601
17304438 0.200 0.000 0.000 0.000 7.675 20370701
17304439 0.200 0.000 0.000 0.000 6.175 20370601
17304440 0.200 0.000 0.000 0.000 7.425 20370701
17304441 0.200 0.000 0.000 0.000 6.425 20370701
17304443 0.200 0.000 0.000 0.000 6.175 20370701
17304444 0.200 0.000 0.000 0.000 6.175 20370701
17304445 0.200 0.000 0.000 0.000 6.675 20370601
17304446 0.200 0.000 0.000 0.000 6.300 20370601
17304447 0.200 0.000 0.000 0.000 6.175 20370601
17304448 0.200 0.000 0.000 0.000 7.675 20370601
17304449 0.200 0.000 0.000 0.000 7.300 20370601
17304450 0.200 0.000 0.000 0.000 6.800 20370701
17304451 0.200 0.000 0.000 0.000 6.800 20370701
17304453 0.200 0.000 0.000 0.000 6.050 20370701
17304454 0.200 0.000 0.000 0.000 6.300 20370501
17304455 0.200 0.000 0.000 0.000 6.175 20370501
17304456 0.200 0.000 0.000 0.000 6.175 20370701
17296690 0.200 0.000 0.000 0.000 6.925 20370601
17296695 0.200 0.000 0.000 0.000 6.175 20370601
17296696 0.200 0.000 0.000 0.000 6.550 20370701
17296709 0.200 0.000 0.000 0.000 6.675 20370701
17296718 0.200 0.000 0.000 0.000 5.925 20370701
17296720 0.200 0.000 0.000 0.000 6.550 20370701
17296723 0.200 0.000 0.000 0.000 6.300 20370701
17296728 0.200 0.000 0.000 0.000 6.175 20370701
17296748 0.200 0.000 0.000 0.000 6.925 20370701
17298042 0.200 0.000 0.000 0.000 6.925 20370601
17298047 0.200 0.000 0.000 0.000 6.550 20370701
17284408 0.200 0.000 0.000 0.000 6.550 20370601
17284410 0.200 0.000 0.000 0.000 6.550 20370401
17284411 0.200 0.000 0.000 0.000 6.550 20370601
17284412 0.200 0.000 0.000 0.000 6.675 20370601
17284414 0.200 0.000 0.000 0.000 6.300 20370601
17284416 0.200 0.000 0.000 0.000 6.925 20370501
17284417 0.200 0.000 0.000 0.000 6.300 20370601
17284419 0.200 0.000 0.000 0.000 6.300 20370601
17284422 0.200 0.000 0.000 0.000 6.800 20370601
17284423 0.200 0.000 0.000 0.000 6.675 20370601
17284426 0.200 0.000 0.000 0.000 7.050 20370601
17284427 0.200 0.000 0.000 0.000 6.300 20370201
17284430 0.200 0.000 0.000 0.000 6.675 20370301
17284443 0.200 0.000 0.000 0.000 6.550 20370601
17284455 0.200 0.000 0.000 0.000 7.300 20370601
17284456 0.200 0.000 0.000 0.000 6.050 20370601
17284463 0.200 0.000 0.000 0.000 6.425 20370601
17284480 0.200 0.000 0.000 0.000 6.800 20370601
17284489 0.200 0.000 0.000 0.000 6.050 20370701
17284498 0.200 0.000 0.000 0.000 6.550 20370701
17284503 0.200 0.000 0.000 0.000 8.050 20470701
17284505 0.200 0.000 0.000 0.000 6.175 20370701
17284507 0.200 0.000 0.000 0.000 6.675 20370701
17284521 0.200 0.000 0.000 0.000 7.050 20370701
17284525 0.200 0.000 0.410 0.000 6.390 20370701
17284534 0.200 0.000 0.000 0.000 7.425 20370701
17293852 0.200 0.000 0.000 0.000 7.675 20370601
17293855 0.200 0.000 0.000 0.000 6.550 20370601
17293889 0.200 0.000 0.000 0.000 6.300 20370601
17293893 0.200 0.000 0.000 0.000 6.300 20370601
17293896 0.200 0.000 0.000 0.000 6.175 20370701
17293897 0.200 0.000 0.000 0.000 5.925 20370701
17293902 0.200 0.000 0.000 0.000 6.550 20370701
17293910 0.200 0.000 0.000 0.000 6.675 20370701
17293912 0.200 0.000 0.000 0.000 6.675 20370701
17293913 0.200 0.000 0.000 0.000 6.300 20370701
17293915 0.200 0.000 0.000 0.000 7.675 20370701
17293917 0.200 0.000 0.000 0.000 6.050 20370701
17293918 0.200 0.000 0.000 0.000 6.675 20370701
17293923 0.200 0.000 0.000 0.000 6.050 20370701
17293926 0.200 0.000 0.000 0.000 6.300 20370701
17304709 0.200 0.000 0.000 0.000 6.550 20370701
17304710 0.200 0.000 0.000 0.000 8.050 20370701
17304711 0.200 0.000 0.000 0.000 7.300 20370701
17304712 0.200 0.000 0.000 0.000 5.800 20370701
17304713 0.200 0.000 0.000 0.000 5.675 20370701
17304714 0.200 0.000 0.000 0.000 5.925 20370701
17304715 0.200 0.000 0.000 0.000 7.425 20370701
17304716 0.200 0.000 0.000 0.000 4.925 20370701
17304717 0.200 0.000 0.000 0.000 8.300 20370701
17304718 0.200 0.000 0.000 0.000 5.925 20370701
17304719 0.200 0.000 0.000 0.000 7.175 20370701
17304720 0.200 0.000 0.000 0.000 7.050 20370701
17304721 0.200 0.000 0.000 0.000 4.675 20370701
17304722 0.200 0.000 0.000 0.000 7.050 20370701
17304723 0.200 0.000 0.000 0.000 7.300 20370701
17304724 0.200 0.000 0.000 0.000 6.925 20370701
17304725 0.200 0.000 0.000 0.000 6.300 20370701
17304726 0.200 0.000 0.000 0.000 6.175 20370701
17304727 0.200 0.000 0.000 0.000 7.550 20370701
17304728 0.200 0.000 0.000 0.000 6.425 20370701
17304729 0.200 0.000 0.000 0.000 7.925 20370701
17304730 0.200 0.000 0.000 0.000 6.300 20370701
17304731 0.200 0.000 0.000 0.000 6.675 20370701
17304732 0.200 0.000 0.000 0.000 6.550 20370701
17304733 0.200 0.000 0.000 0.000 6.800 20370701
17304734 0.200 0.000 0.000 0.000 8.425 20370701
17304735 0.200 0.000 0.000 0.000 6.175 20370701
17304737 0.200 0.000 0.000 0.000 7.550 20370701
17304738 0.200 0.000 0.000 0.000 7.300 20370701
17304739 0.200 0.000 0.000 0.000 6.425 20370701
17304740 0.200 0.000 0.000 0.000 7.675 20370701
17304741 0.200 0.000 0.000 0.000 4.550 20370701
17304655 0.200 0.000 0.000 0.000 7.675 20370601
17304656 0.200 0.000 0.000 0.000 7.800 20370601
17304657 0.200 0.000 0.580 0.000 5.095 20370701
17304658 0.200 0.000 0.000 0.000 6.675 20370601
17304659 0.200 0.000 0.000 0.000 6.050 20370501
17304660 0.200 0.000 0.000 0.000 6.675 20370601
17304661 0.200 0.000 0.000 0.000 5.925 20370701
17304663 0.200 0.000 0.000 0.000 7.800 20370601
17304664 0.200 0.000 0.000 0.000 6.425 20370701
17304666 0.200 0.000 0.000 0.000 6.300 20370701
17304667 0.200 0.000 0.000 0.000 7.550 20370701
17304668 0.200 0.000 0.000 0.000 6.925 20370601
17304669 0.200 0.000 0.000 0.000 6.050 20370701
17304670 0.200 0.000 0.000 0.000 7.800 20370601
17304671 0.200 0.000 0.000 0.000 5.800 20370701
17304672 0.200 0.000 0.000 0.000 5.550 20370701
17304673 0.200 0.000 0.000 0.000 6.800 20370701
17304674 0.200 0.000 0.000 0.000 6.425 20370701
17304675 0.200 0.000 0.000 0.000 5.550 20370701
17304676 0.200 0.000 0.000 0.000 6.175 20370701
17304677 0.200 0.000 0.000 0.000 7.800 20370801
17304678 0.200 0.000 0.000 0.000 7.300 20370701
17304679 0.200 0.000 0.000 0.000 6.550 20370701
17304680 0.200 0.000 0.000 0.000 5.925 20370701
17304681 0.200 0.000 0.000 0.000 7.175 20370701
17304682 0.200 0.000 0.000 0.000 6.300 20370701
17304683 0.200 0.000 0.000 0.000 6.300 20370701
17304684 0.200 0.000 0.000 0.000 5.800 20370701
17304685 0.200 0.000 0.000 0.000 5.800 20370701
17304686 0.200 0.000 0.000 0.000 7.550 20370701
17304687 0.200 0.000 0.000 0.000 6.050 20370701
17304688 0.200 0.000 0.000 0.000 6.800 20370701
17304689 0.200 0.000 0.000 0.000 5.300 20370701
17304690 0.200 0.000 0.000 0.000 6.550 20370701
17304691 0.200 0.000 0.000 0.000 7.425 20370701
17304692 0.200 0.000 0.000 0.000 6.425 20370701
17304693 0.200 0.000 0.000 0.000 5.925 20370701
17304694 0.200 0.000 0.000 0.000 6.300 20370701
17304695 0.200 0.000 0.000 0.000 5.675 20370701
17304696 0.200 0.000 0.000 0.000 5.675 20370701
17304697 0.200 0.000 0.000 0.000 6.300 20370701
17304698 0.200 0.000 0.000 0.000 6.175 20370701
17304699 0.200 0.000 0.000 0.000 7.050 20370701
17304700 0.200 0.000 0.000 0.000 7.675 20370701
17304701 0.200 0.000 0.000 0.000 6.800 20370701
17304702 0.200 0.000 0.000 0.000 7.800 20370701
17304703 0.200 0.000 0.000 0.000 6.425 20370701
17304704 0.200 0.000 0.000 0.000 6.925 20370701
17304705 0.200 0.000 0.000 0.000 6.925 20370701
17304706 0.200 0.000 0.000 0.000 5.675 20370701
17304707 0.200 0.000 0.000 0.000 6.175 20370701
17304708 0.200 0.000 0.000 0.000 6.050 20370701
17293932 0.200 0.000 0.000 0.000 6.675 20370701
17293940 0.200 0.000 0.000 0.000 6.550 20370701
17279247 0.200 0.000 0.000 0.000 6.550 20370501
17279252 0.200 0.000 0.000 0.000 6.550 20370201
17279254 0.200 0.000 0.000 0.000 6.925 20370501
17279255 0.200 0.000 0.000 0.000 7.175 20370501
17279260 0.200 0.000 0.000 0.000 5.925 20370601
17279268 0.200 0.000 0.000 0.000 6.675 20370601
17279273 0.200 0.000 0.000 0.000 7.300 20370601
17279276 0.200 0.000 0.000 0.000 6.925 20370601
17279279 0.200 0.000 0.000 0.000 6.425 20370701
17279280 0.200 0.000 0.000 0.000 6.550 20370601
17279287 0.200 0.000 0.000 0.000 7.050 20370701
17279304 0.200 0.000 0.000 0.000 6.175 20370701
17278665 0.200 0.000 0.000 0.000 6.425 20370701
17278669 0.200 0.000 0.000 0.000 5.925 20370701
17278677 0.200 0.000 0.000 0.000 7.050 20370501
17278680 0.200 0.000 0.000 0.000 6.800 20370601
17278682 0.200 0.000 0.000 0.000 6.675 20370501
17278683 0.200 0.000 0.000 0.000 6.050 20370601
17278689 0.200 0.000 0.000 0.000 6.050 20370601
17278697 0.200 0.000 0.000 0.000 6.800 20370601
17278698 0.200 0.000 0.000 0.000 6.800 20370601
17278702 0.200 0.000 0.000 0.000 6.675 20370301
17278703 0.200 0.000 0.000 0.000 6.925 20370601
17278709 0.200 0.000 0.000 0.000 6.550 20370601
17278711 0.200 0.000 0.000 0.000 6.300 20370701
17278735 0.200 0.000 0.000 0.000 6.550 20370601
17278744 0.200 0.000 0.000 0.000 6.175 20370601
17278751 0.200 0.000 0.000 0.000 7.175 20370601
17278752 0.200 0.000 0.000 0.000 6.175 20370701
17278754 0.200 0.000 0.000 0.000 6.800 20370601
17278756 0.200 0.000 0.000 0.000 6.175 20370601
17278768 0.200 0.000 0.000 0.000 6.675 20370601
17278770 0.200 0.000 0.000 0.000 5.675 20370601
17278773 0.200 0.000 0.000 0.000 8.050 20370601
17278775 0.200 0.000 0.000 0.000 6.300 20370601
17278786 0.200 0.000 0.000 0.000 6.800 20370701
17266804 0.200 0.000 0.000 0.000 7.300 20370601
17266823 0.200 0.000 0.000 0.000 6.425 20370501
17266835 0.200 0.000 0.000 0.000 6.550 20370501
17266913 0.200 0.000 0.000 0.000 7.175 20370601
17266923 0.200 0.000 0.000 0.000 6.675 20370601
17266942 0.200 0.000 0.000 0.000 6.925 20370601
17266968 0.200 0.000 0.000 0.000 6.300 20370601
17266988 0.200 0.000 0.000 0.000 7.300 20370601
17267086 0.200 0.000 0.000 0.000 7.050 20370601
17267095 0.200 0.000 0.000 0.000 6.175 20370601
17267139 0.200 0.000 0.000 0.000 6.675 20370601
17267140 0.200 0.000 0.000 0.000 6.675 20370601
17267150 0.200 0.000 0.000 0.000 6.800 20370601
17267155 0.200 0.000 0.000 0.000 6.550 20370601
17267180 0.200 0.000 0.000 0.000 5.925 20370601
17267196 0.200 0.000 0.000 0.000 6.800 20370601
17267221 0.200 0.000 0.000 0.000 6.550 20370601
17267246 0.200 0.000 0.000 0.000 6.300 20370401
17303387 0.375 0.000 0.000 0.000 7.250 20370701
17303369 0.375 0.000 0.000 0.000 8.125 20370601
17303388 0.375 0.000 0.000 0.000 6.625 20370701
17303389 0.375 0.000 0.000 0.000 7.875 20370701
17303350 0.375 0.000 0.000 0.000 7.250 20370601
17303334 0.375 0.000 0.000 0.000 7.375 20361101
17303335 0.375 0.000 0.000 0.000 6.625 20361201
17303354 0.375 0.000 0.000 0.000 7.750 20370701
17303390 0.375 0.000 0.000 0.000 6.500 20370701
17303372 0.375 0.000 0.000 0.000 8.000 20370701
17303337 0.375 0.000 0.000 0.000 7.500 20370101
17303374 0.375 0.000 0.000 0.000 7.125 20370701
17303392 0.375 0.000 0.000 0.000 7.875 20370701
17303356 0.375 0.000 0.000 0.000 7.125 20370701
17303393 0.375 0.000 0.000 0.000 7.500 20370701
17303395 0.375 0.000 0.000 0.000 6.500 20370701
17303377 0.375 0.000 0.000 0.000 7.375 20370701
17303396 0.375 0.000 0.000 0.000 6.750 20370701
17303378 0.375 0.000 0.000 0.000 7.625 20370701
17303397 0.375 0.000 0.000 0.000 6.625 20370701
17303379 0.375 0.000 0.000 0.000 6.500 20370701
17303340 0.375 0.000 0.000 0.000 7.500 20361201
17303341 0.375 0.000 0.000 0.000 6.875 20370301
17303343 0.375 0.000 0.000 0.000 7.000 20370201
17303380 0.375 0.000 0.000 0.000 7.000 20370701
17303362 0.375 0.000 0.000 0.000 7.375 20370701
17303381 0.375 0.000 0.000 0.000 8.125 20370701
17303364 0.375 0.000 0.000 0.000 6.500 20370601
17303382 0.375 0.000 0.000 0.000 6.625 20370701
17303347 0.375 0.000 0.000 0.000 6.250 20370301
17303366 0.375 0.000 0.000 0.000 6.500 20370601
17303384 0.375 0.000 0.000 0.000 6.500 20370701
17303385 0.375 0.000 0.000 0.000 6.000 20370701
17303367 0.375 0.000 0.000 0.000 7.125 20370601
17303349 0.375 0.000 0.000 0.000 6.500 20370301
17303368 0.375 0.000 0.000 0.000 7.375 20370601
17303386 0.375 0.000 0.000 0.000 7.500 20370701
17233831 0.375 0.000 0.000 0.000 7.125 20370401
17233834 0.375 0.000 0.000 0.000 6.375 20370501
17266742 0.200 0.000 0.000 0.000 6.550 20370501
17266743 0.200 0.000 0.000 0.000 6.300 20370501
17266746 0.200 0.000 0.000 0.000 6.175 20370501
17278662 0.200 0.000 0.000 0.000 6.425 20370701
17304576 0.200 0.000 0.000 0.000 6.300 20361101
17304578 0.200 0.000 0.000 0.000 6.425 20370101
17304580 0.200 0.000 0.000 0.000 6.050 20370101
17304581 0.200 0.000 0.000 0.000 6.175 20370201
17304583 0.200 0.000 0.000 0.000 5.800 20370201
17304584 0.200 0.000 0.000 0.000 6.175 20370401
17304586 0.200 0.000 0.000 0.000 5.300 20370301
17304587 0.200 0.000 0.000 0.000 5.800 20370301
17304588 0.200 0.000 0.000 0.000 6.050 20370201
17304589 0.200 0.000 0.000 0.000 7.175 20370301
17304592 0.200 0.000 0.000 0.000 5.675 20370401
17304593 0.200 0.000 0.000 0.000 6.050 20370401
17304594 0.200 0.000 0.000 0.000 6.300 20370201
17304595 0.200 0.000 0.000 0.000 6.300 20370301
17304596 0.200 0.000 0.000 0.000 6.925 20370401
17304599 0.200 0.000 0.000 0.000 6.675 20370401
17304601 0.200 0.000 0.000 0.000 6.550 20370401
17304604 0.200 0.000 0.000 0.000 5.675 20370101
17304605 0.200 0.000 0.000 0.000 6.675 20370201
17304606 0.200 0.000 0.000 0.000 5.550 20370301
17304607 0.200 0.000 0.000 0.000 6.050 20370201
17304608 0.200 0.000 0.000 0.000 7.050 20370401
17304609 0.200 0.000 0.000 0.000 6.925 20370201
17304610 0.200 0.000 0.000 0.000 5.800 20370301
17304611 0.200 0.000 0.000 0.000 5.300 20370301
17304612 0.200 0.000 0.000 0.000 7.425 20370501
17304615 0.200 0.000 0.000 0.000 7.550 20370401
17304617 0.200 0.000 0.000 0.000 8.175 20370401
17304618 0.200 0.000 0.000 0.000 6.425 20370501
17304619 0.200 0.000 0.000 0.000 8.175 20370501
17304620 0.200 0.000 0.000 0.000 5.925 20370401
17304621 0.200 0.000 0.000 0.000 6.300 20370401
17304622 0.200 0.000 0.000 0.000 8.175 20370401
17304623 0.200 0.000 0.000 0.000 4.675 20370701
17304624 0.200 0.000 0.000 0.000 8.175 20370601
17304625 0.200 0.000 0.000 0.000 5.175 20370701
17304626 0.200 0.000 0.000 0.000 6.300 20370701
17304627 0.200 0.000 0.000 0.000 5.425 20370601
17304629 0.200 0.000 0.000 0.000 8.675 20370601
17304630 0.200 0.000 0.000 0.000 5.925 20370701
17304631 0.200 0.000 0.000 0.000 5.925 20370701
17304632 0.200 0.000 0.000 0.000 6.800 20370701
17304633 0.200 0.000 0.000 0.000 6.425 20370701
17304634 0.200 0.000 0.000 0.000 6.675 20370501
17304635 0.200 0.000 0.000 0.000 5.675 20370501
17304636 0.200 0.000 0.000 0.000 6.300 20370401
17304637 0.200 0.000 0.000 0.000 7.675 20370601
17304638 0.200 0.000 0.000 0.000 7.175 20370401
17304639 0.200 0.000 0.000 0.000 5.675 20370401
17304640 0.200 0.000 0.000 0.000 6.675 20370401
17304641 0.200 0.000 0.000 0.000 5.925 20370501
17304642 0.200 0.000 0.000 0.000 7.050 20370501
17304643 0.200 0.000 0.000 0.000 6.300 20370501
17304644 0.200 0.000 0.000 0.000 7.050 20370601
17304645 0.200 0.000 0.000 0.000 7.425 20370501
17304646 0.200 0.000 0.000 0.000 5.175 20370501
17304647 0.200 0.000 0.000 0.000 7.425 20370601
17304648 0.200 0.000 0.000 0.000 6.175 20370601
17304649 0.200 0.000 0.000 0.000 6.550 20370601
17304650 0.200 0.000 0.000 0.000 7.800 20370501
17304651 0.200 0.000 0.000 0.000 6.800 20370801
17304652 0.200 0.000 0.000 0.000 7.800 20370601
17304653 0.200 0.000 0.000 0.000 7.050 20370601
17304654 0.200 0.000 0.000 0.000 7.800 20370501
17304569 0.200 0.000 0.000 0.000 6.300 20370601
17304571 0.200 0.000 0.000 0.000 6.550 20361101
17304573 0.200 0.000 0.000 0.000 6.175 20370801
17304574 0.200 0.000 0.000 0.000 6.175 20370401
17304540 0.200 0.000 0.000 0.000 7.550 20370701
17304541 0.200 0.000 0.000 0.000 5.800 20370701
17304542 0.200 0.000 0.000 0.000 6.550 20370701
17304543 0.200 0.000 0.000 0.000 6.675 20370701
17304544 0.200 0.000 0.000 0.000 8.050 20370701
17304545 0.200 0.000 0.000 0.000 6.300 20370701
17304546 0.200 0.000 0.000 0.000 6.425 20370701
17304547 0.200 0.000 0.000 0.000 6.550 20370701
17304548 0.200 0.000 0.000 0.000 6.800 20370701
17304549 0.200 0.000 0.000 0.000 6.675 20370701
17304550 0.200 0.000 0.000 0.000 8.050 20370801
17304551 0.200 0.000 0.000 0.000 5.925 20370701
17304552 0.200 0.000 0.000 0.000 6.675 20370701
17304553 0.200 0.000 0.000 0.000 5.925 20370701
17304556 0.200 0.000 0.000 0.000 6.425 20370701
17304557 0.200 0.000 0.000 0.000 5.675 20370701
17304558 0.200 0.000 0.000 0.000 7.050 20370801
17304559 0.200 0.000 0.000 0.000 6.300 20370701
17304560 0.200 0.000 0.000 0.000 6.550 20370701
17304561 0.200 0.000 0.000 0.000 6.300 20370701
17304562 0.200 0.000 0.000 0.000 6.050 20370701
17304563 0.200 0.000 0.000 0.000 6.050 20370701
17304564 0.200 0.000 0.000 0.000 5.925 20370701
17304565 0.200 0.000 0.000 0.000 8.300 20370701
17304566 0.200 0.000 0.000 0.000 6.425 20370701
17304567 0.200 0.000 0.000 0.000 6.050 20370701
17304568 0.200 0.000 0.000 0.000 6.175 20370501
16177156 0.250 0.000 0.000 0.000 6.000 20360401
16199761 0.250 0.000 0.000 0.000 6.000 20360401
16564077 0.250 0.000 0.000 0.000 6.250 20460601
16564090 0.250 0.000 0.000 0.000 6.250 20460701
16564109 0.250 0.000 0.000 0.000 6.625 20460801
16573251 0.250 0.000 0.000 0.000 6.250 20460801
17251774 0.375 0.000 0.000 0.000 5.615 20370401
17233809 0.375 0.000 0.000 0.000 6.875 20370501
17233830 0.375 0.000 0.000 0.000 7.375 20370401
17233835 0.375 0.000 0.000 0.000 7.250 20370401
17233836 0.375 0.000 0.000 0.000 7.500 20370501
17233838 0.375 0.000 0.000 0.000 6.625 20370501
17233839 0.375 0.000 0.000 0.000 6.625 20370501
17198165 0.250 0.000 0.000 0.000 5.750 20370101
17198167 0.250 0.000 0.000 0.000 7.250 20370301
17198168 0.250 0.000 0.000 0.000 5.750 20370201
17198169 0.250 0.000 0.000 0.000 5.625 20370201
17198175 0.250 0.000 0.000 0.000 5.625 20370301
17198178 0.250 0.000 0.000 0.000 5.750 20370301
17198179 0.250 0.000 0.000 0.000 6.125 20370301
17198192 0.250 0.000 0.000 0.000 6.000 20370301
17198196 0.250 0.000 0.000 0.000 7.750 20370301
17198199 0.250 0.000 0.000 0.000 6.000 20370301
17198204 0.250 0.000 0.000 0.000 6.375 20370301
17198205 0.250 0.000 0.000 0.000 7.250 20370301
17174973 0.375 0.000 0.000 0.000 6.500 20370201
17174980 0.375 0.000 0.000 0.000 7.500 20370201
17174987 0.375 0.000 0.000 0.000 6.250 20370201
17174990 0.375 0.000 0.000 0.000 7.125 20370301
17175014 0.375 0.000 0.000 0.000 6.625 20370401
17175015 0.375 0.000 0.000 0.000 7.875 20370301
16146866 0.375 0.000 0.000 0.000 7.500 20351101
16649344 0.375 0.000 0.000 0.000 6.375 20360201
17347241 0.375 0.000 0.000 0.000 6.500 20370401
17347307 0.375 0.000 0.000 0.000 7.875 20370401
17347137 0.375 0.000 0.000 0.000 7.375 20370201
17347141 0.375 0.000 0.000 0.000 6.750 20370201
17347144 0.375 0.000 0.000 0.000 6.250 20370201
17347163 0.375 0.000 0.000 0.000 7.125 20370201
17347170 0.375 0.000 0.000 0.000 7.000 20370301
17347174 0.375 0.000 0.000 0.000 7.000 20370301
17341582 0.200 0.000 0.000 0.000 7.675 20370701
17341583 0.200 0.000 0.000 0.000 8.550 20370701
17341584 0.200 0.000 0.000 0.000 7.050 20370801
17341585 0.200 0.000 0.000 0.000 5.050 20370801
17341586 0.200 0.000 0.000 0.000 6.550 20370801
17341587 0.200 0.000 0.000 0.000 7.175 20370801
17341588 0.200 0.000 0.000 0.000 7.300 20370801
17341589 0.200 0.000 0.000 0.000 6.425 20370801
17341590 0.200 0.000 0.000 0.000 6.800 20370501
17341591 0.200 0.000 0.000 0.000 8.175 20370801
17341592 0.200 0.000 0.000 0.000 6.300 20370801
17341593 0.200 0.000 0.000 0.000 4.800 20370801
17341594 0.200 0.000 0.000 0.000 7.300 20370801
17341595 0.200 0.000 0.000 0.000 6.800 20370801
17341596 0.200 0.000 0.000 0.000 8.550 20370801
17341597 0.200 0.000 0.000 0.000 6.425 20370601
17341598 0.200 0.000 0.000 0.000 6.425 20370701
17347108 0.375 0.000 0.000 0.000 6.500 20370101
17347109 0.375 0.000 0.000 0.000 7.375 20370301
17341578 0.200 0.000 0.000 0.000 7.800 20370701
17341579 0.200 0.000 0.000 0.000 6.550 20370701
17341580 0.200 0.000 0.000 0.000 7.550 20370601
17341581 0.200 0.000 0.000 0.000 8.550 20370701
17341562 0.200 0.000 0.000 0.000 8.300 20370601
17341563 0.200 0.000 0.000 0.000 7.175 20370601
17341565 0.200 0.000 0.000 0.000 8.675 20370601
17341566 0.200 0.000 0.000 0.000 8.800 20370701
17341567 0.200 0.000 0.000 0.000 8.800 20370701
17341568 0.200 0.000 0.000 0.000 6.675 20370601
17341569 0.200 0.000 0.000 0.000 6.425 20370701
17341570 0.200 0.000 0.000 0.000 7.175 20370701
17341571 0.200 0.000 0.000 0.000 6.675 20370701
17341572 0.200 0.000 0.000 0.000 7.675 20370601
17341573 0.200 0.000 0.000 0.000 6.675 20370601
17341574 0.200 0.000 0.000 0.000 8.425 20370701
17341575 0.200 0.000 0.000 0.000 6.925 20370701
17341576 0.200 0.000 0.000 0.000 8.675 20370701
17341577 0.200 0.000 0.000 0.000 7.425 20370601
17214547 0.250 0.000 0.000 0.000 7.250 20370401
17275231 0.375 0.000 0.000 0.000 6.500 20370401
17275246 0.375 0.000 0.000 0.000 7.500 20370201
17275337 0.375 0.000 0.000 0.000 7.000 20370401
17275349 0.375 0.000 0.000 0.000 6.125 20370401
17275351 0.375 0.000 0.000 0.000 6.125 20370501
17266996 0.200 0.000 0.000 0.000 6.300 20370601
17267000 0.200 0.000 0.000 0.000 6.300 20370601
17267008 0.200 0.000 0.000 0.000 7.175 20370601
17267025 0.200 0.000 0.000 0.000 6.300 20370601
17267030 0.200 0.000 0.000 0.000 6.675 20370601
17267033 0.200 0.000 0.000 0.000 6.675 20370601
17267042 0.200 0.000 0.000 0.000 6.425 20370601
17267043 0.200 0.000 0.000 0.000 6.300 20370601
17267059 0.200 0.000 0.000 0.000 6.050 20370601
17278663 0.200 0.000 0.000 0.000 6.175 20370601
17278667 0.200 0.000 0.000 0.000 5.925 20370601
17278671 0.200 0.000 0.470 0.000 7.955 20370601
17278674 0.200 0.000 0.000 0.000 6.300 20370501
17278676 0.200 0.000 0.000 0.000 7.300 20370501
17278678 0.200 0.000 0.000 0.000 7.550 20370601
17278681 0.200 0.000 0.000 0.000 6.050 20370601
17278685 0.200 0.000 0.000 0.000 6.175 20370601
17278688 0.200 0.000 0.000 0.000 6.550 20370601
17278696 0.200 0.000 0.000 0.000 6.300 20370601
17278700 0.200 0.000 0.000 0.000 6.175 20370601
17278701 0.200 0.000 0.000 0.000 6.550 20370601
17278705 0.200 0.000 0.000 0.000 6.675 20370601
17278706 0.200 0.000 0.000 0.000 6.925 20370601
17278707 0.200 0.000 0.000 0.000 6.550 20370601
17278708 0.200 0.000 0.000 0.000 7.800 20370601
17278710 0.200 0.000 0.000 0.000 5.300 20370601
17278715 0.200 0.000 0.000 0.000 6.175 20370601
17278716 0.200 0.000 0.000 0.000 6.175 20370601
17278717 0.200 0.000 0.000 0.000 5.550 20370601
17278718 0.200 0.000 0.000 0.000 8.300 20370701
17278721 0.200 0.000 0.000 0.000 6.425 20370501
17278722 0.200 0.000 0.000 0.000 5.300 20370701
17278723 0.200 0.000 0.000 0.000 6.300 20370701
17278724 0.200 0.000 0.000 0.000 6.925 20370601
17278725 0.200 0.000 0.000 0.000 6.550 20370701
17278726 0.200 0.000 0.000 0.000 6.175 20370601
17278727 0.200 0.000 0.000 0.000 6.175 20370601
17278728 0.200 0.000 0.000 0.000 5.800 20370701
17278729 0.200 0.000 0.000 0.000 6.925 20370701
17278730 0.200 0.000 0.000 0.000 6.800 20370701
17278731 0.200 0.000 0.000 0.000 7.800 20370701
17278732 0.200 0.000 0.000 0.000 6.800 20370601
17278734 0.200 0.000 0.000 0.000 6.050 20370601
17278737 0.200 0.000 0.000 0.000 5.800 20370701
17278738 0.200 0.000 0.000 0.000 6.175 20370701
17278740 0.200 0.000 0.000 0.000 6.300 20370601
17278741 0.200 0.000 0.000 0.000 6.425 20370701
17278742 0.200 0.000 0.000 0.000 6.175 20370701
17278743 0.200 0.000 0.000 0.000 7.050 20370601
17278745 0.200 0.000 0.000 0.000 6.050 20370601
17278746 0.200 0.000 0.000 0.000 6.300 20370601
17278747 0.200 0.000 0.000 0.000 7.425 20370601
17278748 0.200 0.000 0.000 0.000 6.175 20370601
17278755 0.200 0.000 0.000 0.000 5.925 20370601
17278757 0.200 0.000 0.000 0.000 6.550 20370701
17278758 0.200 0.000 0.000 0.000 6.300 20370601
17278762 0.200 0.000 0.000 0.000 5.800 20370601
17278763 0.200 0.000 0.000 0.000 6.675 20370601
17278764 0.200 0.000 0.000 0.000 6.675 20370601
17278765 0.200 0.000 0.000 0.000 7.300 20370601
17278767 0.200 0.000 0.000 0.000 6.300 20370601
17278771 0.200 0.000 0.000 0.000 5.925 20370601
17278772 0.200 0.000 0.000 0.000 7.050 20370701
17278774 0.200 0.000 0.000 0.000 6.425 20370701
17278776 0.200 0.000 0.000 0.000 7.175 20370601
17278778 0.200 0.000 0.000 0.000 6.425 20370701
17278780 0.200 0.000 0.000 0.000 6.300 20370701
17278781 0.200 0.000 0.000 0.000 5.800 20370701
17278782 0.200 0.000 0.000 0.000 6.300 20370601
17278783 0.200 0.000 0.000 0.000 7.550 20370601
17278784 0.200 0.000 0.000 0.000 7.300 20370601
17278785 0.200 0.000 0.000 0.000 6.425 20370601
17278788 0.200 0.000 0.000 0.000 6.675 20370701
17278789 0.200 0.000 0.000 0.000 7.050 20370601
17278790 0.200 0.000 0.000 0.000 6.800 20370701
17278791 0.200 0.000 0.000 0.000 6.550 20370601
17278793 0.200 0.000 0.000 0.000 7.175 20370701
17278794 0.200 0.000 0.000 0.000 6.425 20370701
17278795 0.200 0.000 0.000 0.000 6.175 20370601
17278797 0.200 0.000 0.000 0.000 7.550 20370601
17278800 0.200 0.000 0.000 0.000 7.550 20370701
17278802 0.200 0.000 0.000 0.000 7.050 20370601
17278803 0.200 0.000 0.000 0.000 6.050 20370701
17278804 0.200 0.000 0.000 0.000 6.675 20370601
17278805 0.200 0.000 0.000 0.000 7.675 20370601
17278806 0.200 0.000 0.000 0.000 7.050 20370701
17278807 0.200 0.000 0.000 0.000 7.175 20370701
17278808 0.200 0.000 0.000 0.000 6.925 20370601
17279253 0.200 0.000 0.000 0.000 6.175 20370401
17279257 0.200 0.000 0.000 0.000 8.300 20370701
17279258 0.200 0.000 0.000 0.000 5.550 20370601
17279259 0.200 0.000 0.000 0.000 6.550 20470601
17279261 0.200 0.000 0.000 0.000 6.675 20370601
17279262 0.200 0.000 0.000 0.000 7.425 20370601
17279263 0.200 0.000 0.000 0.000 5.675 20370601
17279264 0.200 0.000 0.000 0.000 6.300 20370601
17279265 0.200 0.000 0.000 0.000 6.550 20370601
17279266 0.200 0.000 0.000 0.000 6.425 20370601
17279267 0.200 0.000 0.000 0.000 6.800 20370601
17279270 0.200 0.000 0.000 0.000 6.550 20370601
17279271 0.200 0.000 0.000 0.000 6.175 20370601
17279272 0.200 0.000 0.000 0.000 7.050 20370601
17279274 0.200 0.000 0.000 0.000 6.550 20370701
17279275 0.200 0.000 0.000 0.000 6.175 20370701
17279277 0.200 0.000 0.000 0.000 6.300 20370601
17279278 0.200 0.000 0.000 0.000 6.550 20370701
17279281 0.200 0.000 0.000 0.000 6.800 20370701
17279282 0.200 0.000 0.000 0.000 6.675 20370701
17279283 0.200 0.000 0.000 0.000 7.175 20370601
17279286 0.200 0.000 0.000 0.000 6.050 20370701
17279288 0.200 0.000 0.000 0.000 6.675 20370701
17279289 0.200 0.000 0.000 0.000 6.675 20370601
17279290 0.200 0.000 0.000 0.000 6.300 20370701
17279291 0.200 0.000 0.000 0.000 6.675 20370701
17279292 0.200 0.000 0.000 0.000 6.425 20370701
17279294 0.200 0.000 0.000 0.000 6.300 20370701
17279297 0.200 0.000 0.000 0.000 7.300 20370701
17279299 0.200 0.000 0.000 0.000 7.050 20370701
17279301 0.200 0.000 0.000 0.000 6.300 20370701
17279303 0.200 0.000 0.000 0.000 5.675 20370601
17279305 0.200 0.000 0.000 0.000 7.550 20370701
17279306 0.200 0.000 0.000 0.000 6.800 20370701
17279308 0.200 0.000 0.000 0.000 6.925 20370601
17279310 0.200 0.000 0.000 0.000 6.175 20370701
17279311 0.200 0.000 0.000 0.000 6.300 20370701
17279312 0.200 0.000 0.000 0.000 7.050 20370701
17279313 0.200 0.000 0.000 0.000 6.800 20370701
17279314 0.200 0.000 0.000 0.000 6.300 20370701
17267060 0.200 0.000 0.000 0.000 5.925 20370601
17267066 0.200 0.000 0.000 0.000 7.175 20370601
17267068 0.200 0.000 0.000 0.000 6.175 20370601
17267074 0.200 0.000 0.000 0.000 6.300 20370601
17267084 0.200 0.000 0.000 0.000 6.050 20370601
17267093 0.200 0.000 0.000 0.000 7.175 20370601
17267099 0.200 0.000 0.000 0.000 7.800 20370601
17267101 0.200 0.000 0.000 0.000 6.300 20370601
17267102 0.200 0.000 0.000 0.000 7.300 20370601
17267116 0.200 0.000 0.000 0.000 6.175 20370601
17267126 0.200 0.000 0.000 0.000 6.550 20370601
17267129 0.200 0.000 0.000 0.000 6.425 20370601
17267130 0.200 0.000 0.000 0.000 6.800 20370601
17266880 0.200 0.000 0.000 0.000 6.175 20370601
17266881 0.200 0.000 0.000 0.000 6.925 20370601
17266889 0.200 0.000 0.000 0.000 6.050 20370601
17266894 0.200 0.000 0.000 0.000 5.425 20370601
17266897 0.200 0.000 0.000 0.000 5.675 20370601
17266898 0.200 0.000 0.000 0.000 6.050 20370601
17266906 0.200 0.000 0.000 0.000 5.925 20370601
17266912 0.200 0.000 0.000 0.000 6.675 20370601
17266916 0.200 0.000 0.000 0.000 6.050 20370601
17266920 0.200 0.000 0.000 0.000 6.300 20370601
17266921 0.200 0.000 0.000 0.000 6.675 20370601
17266926 0.200 0.000 0.000 0.000 6.550 20370601
17266930 0.200 0.000 0.000 0.000 6.800 20370601
17266934 0.200 0.000 0.000 0.000 6.175 20370601
17266936 0.200 0.000 0.000 0.000 7.550 20370601
17266940 0.200 0.000 0.000 0.000 5.675 20370601
17266947 0.200 0.000 0.000 0.000 7.175 20370601
17266948 0.200 0.000 0.000 0.000 6.050 20370601
17266949 0.200 0.000 0.000 0.000 6.425 20370601
17266951 0.200 0.000 0.000 0.000 7.300 20370501
17266956 0.200 0.000 0.000 0.000 7.300 20370601
17266957 0.200 0.000 0.000 0.000 7.550 20370601
17266958 0.200 0.000 0.000 0.000 7.675 20370601
17266961 0.200 0.000 0.000 0.000 6.050 20370601
17266963 0.200 0.000 0.000 0.000 7.425 20370601
17266964 0.200 0.000 0.000 0.000 6.050 20370601
17266965 0.200 0.000 0.000 0.000 6.175 20370601
17266969 0.200 0.000 0.000 0.000 6.175 20370601
17266971 0.200 0.000 0.000 0.000 6.800 20370601
17266973 0.200 0.000 0.000 0.000 7.175 20370601
17266987 0.200 0.000 0.000 0.000 7.300 20370601
17266994 0.200 0.000 0.000 0.000 6.800 20370601
17214624 0.250 0.000 0.000 0.000 6.375 20370401
17214625 0.250 0.000 0.000 0.000 7.625 20370401
17214627 0.250 0.000 0.000 0.000 6.250 20370401
17214628 0.250 0.000 0.000 0.000 6.250 20370401
17214629 0.250 0.000 0.000 0.000 7.250 20370501
17214631 0.250 0.000 0.910 0.000 6.590 20370401
17214632 0.250 0.000 0.000 0.000 6.375 20370401
17214634 0.250 0.000 0.000 0.000 7.500 20370401
17214635 0.250 0.000 0.000 0.000 7.625 20370501
17214636 0.250 0.000 0.000 0.000 6.750 20370501
17214637 0.250 0.000 0.000 0.000 6.625 20370401
17214638 0.250 0.000 0.000 0.000 7.375 20370401
17214640 0.250 0.000 0.000 0.000 7.125 20370401
17214641 0.250 0.000 0.000 0.000 6.375 20370501
17214642 0.250 0.000 0.000 0.000 7.125 20370501
17214644 0.250 0.000 0.000 0.000 7.000 20370401
17214646 0.250 0.000 0.000 0.000 7.125 20370401
17214647 0.250 0.000 0.000 0.000 7.500 20370401
17214649 0.250 0.000 0.000 0.000 6.625 20370401
17214650 0.250 0.000 0.910 0.000 6.465 20370401
17214651 0.250 0.000 0.000 0.000 7.250 20370401
17214652 0.250 0.000 0.000 0.000 6.750 20370401
17214655 0.250 0.000 0.000 0.000 5.500 20370501
17214657 0.250 0.000 0.000 0.000 7.000 20370501
17214616 0.250 0.000 0.000 0.000 7.500 20370401
17214617 0.250 0.000 0.000 0.000 7.000 20370401
17214619 0.250 0.000 0.000 0.000 6.625 20370501
17214620 0.250 0.000 0.000 0.000 6.875 20370501
17214621 0.250 0.000 0.000 0.000 7.250 20370401
17214622 0.250 0.000 0.000 0.000 7.500 20370401
17214623 0.250 0.000 0.000 0.000 6.125 20370401
17202823 0.250 0.000 0.000 0.000 6.625 20370501
17214424 0.250 0.000 0.000 0.000 6.375 20370401
17214426 0.250 0.000 0.910 0.000 5.215 20370401
17214427 0.250 0.000 0.590 0.000 5.785 20361101
17214429 0.250 0.000 0.000 0.000 6.000 20370501
17214430 0.250 0.000 0.910 0.000 5.340 20370401
17214432 0.250 0.000 0.000 0.000 6.625 20370201
17214433 0.250 0.000 0.000 0.000 7.250 20370201
17214434 0.250 0.000 0.000 0.000 5.875 20370201
17214435 0.250 0.000 0.910 0.000 5.090 20370401
17214436 0.250 0.000 0.910 0.000 6.840 20370401
17214437 0.250 0.000 0.910 0.000 6.715 20370401
17214438 0.250 0.000 0.000 0.000 7.125 20370401
17214439 0.250 0.000 0.000 0.000 6.750 20370401
17214440 0.250 0.000 0.910 0.000 7.215 20370401
17214441 0.250 0.000 0.000 0.000 7.250 20370401
17214443 0.250 0.000 0.000 0.000 6.250 20370501
17214444 0.250 0.000 0.910 0.000 6.590 20370401
17214445 0.250 0.000 0.000 0.000 6.125 20370401
17214449 0.250 0.000 0.000 0.000 6.375 20370401
17214450 0.250 0.000 0.910 0.000 6.340 20370401
17214451 0.250 0.000 0.000 0.000 5.625 20370401
17214452 0.250 0.000 0.000 0.000 6.375 20370401
17214453 0.250 0.000 0.000 0.000 7.500 20370401
17214454 0.250 0.000 0.000 0.000 6.500 20370401
17214455 0.250 0.000 0.910 0.000 5.965 20370401
17214456 0.250 0.000 0.000 0.000 6.000 20370501
17214457 0.250 0.000 0.910 0.000 5.715 20370401
17214458 0.250 0.000 0.000 0.000 6.000 20370401
17214460 0.250 0.000 0.000 0.000 7.375 20370301
17214461 0.250 0.000 0.910 0.000 5.715 20370401
17214462 0.250 0.000 0.000 0.000 5.750 20370401
17214464 0.250 0.000 0.000 0.000 6.250 20370401
17214465 0.250 0.000 0.000 0.000 6.250 20370401
17214466 0.250 0.000 0.000 0.000 6.000 20370501
17214467 0.250 0.000 0.000 0.000 5.750 20370401
17214469 0.250 0.000 0.000 0.000 6.125 20370401
17214470 0.250 0.000 0.000 0.000 6.625 20370501
17214474 0.250 0.000 0.000 0.000 6.125 20370401
17214475 0.250 0.000 0.000 0.000 6.875 20370401
17214476 0.250 0.000 0.000 0.000 6.750 20370401
17214477 0.250 0.000 0.000 0.000 6.500 20370401
17214478 0.250 0.000 0.000 0.000 5.500 20370401
17214480 0.250 0.000 0.000 0.000 6.250 20370401
17214483 0.250 0.000 0.910 0.000 6.340 20370401
17214486 0.250 0.000 0.000 0.000 6.750 20370501
17214487 0.250 0.000 0.000 0.000 6.250 20370401
17214488 0.250 0.000 0.000 0.000 6.625 20370401
17214490 0.250 0.000 0.000 0.000 6.625 20370401
17214491 0.250 0.000 0.000 0.000 6.125 20370401
17214492 0.250 0.000 0.000 0.000 6.125 20370401
17214493 0.250 0.000 0.000 0.000 6.000 20370401
17214494 0.250 0.000 0.000 0.000 6.375 20370401
17214495 0.250 0.000 0.910 0.000 6.465 20370401
17214497 0.250 0.000 0.000 0.000 6.000 20370401
17214498 0.250 0.000 0.000 0.000 5.750 20370401
17214499 0.250 0.000 0.000 0.000 6.375 20370401
17214501 0.250 0.000 0.000 0.000 6.625 20370301
17214503 0.250 0.000 0.910 0.000 5.465 20370401
17214504 0.250 0.000 0.000 0.000 6.250 20370301
17214505 0.250 0.000 0.000 0.000 6.625 20370401
17214506 0.250 0.000 0.000 0.000 5.875 20370401
17214508 0.250 0.000 0.000 0.000 6.250 20370401
17214509 0.250 0.000 0.910 0.000 6.465 20370401
17214511 0.250 0.000 0.910 0.000 5.715 20370501
17214512 0.250 0.000 0.000 0.000 6.125 20370501
17214513 0.250 0.000 0.000 0.000 5.875 20370401
17214514 0.250 0.000 0.000 0.000 6.500 20370401
17214515 0.250 0.000 0.000 0.000 6.625 20370401
17214517 0.250 0.000 0.000 0.000 5.750 20370401
17214519 0.250 0.000 0.000 0.000 6.875 20370401
17214520 0.250 0.000 0.000 0.000 7.000 20370401
17214522 0.250 0.000 0.000 0.000 6.250 20370501
17214523 0.250 0.000 0.000 0.000 6.000 20370401
17214524 0.250 0.000 0.000 0.000 6.625 20370401
17214526 0.250 0.000 0.000 0.000 6.000 20370401
17214529 0.250 0.000 0.910 0.000 5.715 20370401
17214530 0.250 0.000 0.000 0.000 5.875 20370401
17214531 0.250 0.000 0.000 0.000 5.625 20370401
17214532 0.250 0.000 0.000 0.000 6.625 20370501
17214533 0.250 0.000 0.000 0.000 5.625 20370401
17214534 0.250 0.000 0.910 0.000 5.215 20370401
17214535 0.250 0.000 0.000 0.000 6.625 20370401
17214540 0.250 0.000 0.000 0.000 6.125 20370401
17214541 0.250 0.000 0.000 0.000 5.625 20370401
17214542 0.250 0.000 0.000 0.000 5.625 20370401
17214543 0.250 0.000 0.910 0.000 5.215 20370401
17214545 0.250 0.000 0.000 0.000 5.875 20370401
17214550 0.250 0.000 0.000 0.000 5.750 20370401
17214552 0.250 0.000 0.000 0.000 5.000 20370401
17214553 0.250 0.000 0.000 0.000 6.250 20370401
17214554 0.250 0.000 0.000 0.000 6.500 20370401
17214555 0.250 0.000 0.910 0.000 5.965 20370401
17214556 0.250 0.000 0.000 0.000 5.375 20370401
17214557 0.250 0.000 0.000 0.000 7.125 20370401
17214558 0.250 0.000 0.000 0.000 6.000 20370401
17214559 0.250 0.000 0.000 0.000 6.375 20370401
17214560 0.250 0.000 0.000 0.000 6.875 20370401
17214561 0.250 0.000 0.910 0.000 7.340 20370401
17214562 0.250 0.000 0.910 0.000 6.215 20370401
17214563 0.250 0.000 0.910 0.000 5.840 20370401
17214564 0.250 0.000 0.000 0.000 6.125 20370401
17214566 0.250 0.000 0.000 0.000 6.250 20370401
17214567 0.250 0.000 0.910 0.000 5.965 20370401
17214568 0.250 0.000 0.000 0.000 5.625 20370401
17214569 0.250 0.000 0.000 0.000 7.250 20370401
17214570 0.250 0.000 0.910 0.000 5.215 20370501
17214572 0.250 0.000 0.910 0.000 6.465 20370401
17214573 0.250 0.000 0.000 0.000 5.625 20370401
17214574 0.250 0.000 0.000 0.000 6.500 20370401
17214575 0.250 0.000 0.000 0.000 7.000 20370401
17214577 0.250 0.000 0.910 0.000 5.590 20370401
17214579 0.250 0.000 0.000 0.000 6.000 20370401
17214580 0.250 0.000 0.910 0.000 6.840 20370401
17214581 0.250 0.000 0.910 0.000 5.590 20370401
17214582 0.250 0.000 0.000 0.000 5.875 20370401
17214583 0.250 0.000 0.000 0.000 6.500 20370501
17214585 0.250 0.000 0.000 0.000 5.750 20370401
17214586 0.250 0.000 0.910 0.000 5.840 20370401
17214587 0.250 0.000 0.000 0.000 6.625 20370401
17214588 0.250 0.000 0.000 0.000 6.625 20370401
17214589 0.250 0.000 0.000 0.000 7.875 20370401
17214590 0.250 0.000 0.910 0.000 7.215 20370501
17214591 0.250 0.000 0.910 0.000 5.715 20370401
17214595 0.250 0.000 0.000 0.000 7.500 20370401
17214596 0.250 0.000 0.000 0.000 7.125 20370401
17214597 0.250 0.000 0.000 0.000 7.500 20370401
17214598 0.250 0.000 0.000 0.000 6.625 20370401
17214599 0.250 0.000 0.000 0.000 6.375 20370401
17266821 0.200 0.000 0.000 0.000 7.050 20370501
17266824 0.200 0.000 0.000 0.000 7.300 20370501
17266831 0.200 0.000 0.000 0.000 6.800 20370601
17090577 0.250 0.000 0.000 0.000 7.625 20370301
17090582 0.250 0.000 0.000 0.000 6.875 20370301
17090590 0.250 0.000 0.000 0.000 7.250 20370301
17090601 0.250 0.000 0.000 0.000 7.000 20370301
17090604 0.250 0.000 0.000 0.000 7.250 20370301
17090613 0.250 0.000 0.000 0.000 6.500 20370401
17090622 0.250 0.000 0.000 0.000 6.875 20370401
17266754 0.200 0.000 0.000 0.000 5.300 20370501
17266756 0.200 0.000 0.000 0.000 5.800 20370601
17266759 0.200 0.000 0.000 0.000 6.175 20370401
17266771 0.200 0.000 0.000 0.000 6.925 20370601
17266773 0.200 0.000 0.000 0.000 6.300 20370501
17266774 0.200 0.000 0.000 0.000 7.300 20370601
17266775 0.200 0.000 0.000 0.000 7.050 20370501
17266776 0.200 0.000 0.000 0.000 6.800 20370601
17266789 0.200 0.000 0.000 0.000 6.300 20370501
17214602 0.250 0.000 0.000 0.000 6.500 20370401
17214604 0.250 0.000 0.000 0.000 7.875 20370401
17214605 0.250 0.000 0.000 0.000 7.500 20370501
17214606 0.250 0.000 0.000 0.000 7.500 20370501
17214607 0.250 0.000 0.000 0.000 5.750 20370401
17214608 0.250 0.000 0.000 0.000 6.375 20370401
17214609 0.250 0.000 0.000 0.000 7.500 20370401
17214610 0.250 0.000 0.910 0.000 5.590 20370401
17214611 0.250 0.000 0.000 0.000 6.750 20370501
17214613 0.250 0.000 0.000 0.000 5.750 20370401
17076173 0.375 0.000 0.770 0.000 7.755 20370201
17174977 0.375 0.000 0.000 0.000 7.250 20370201
17076175 0.375 0.000 0.740 0.000 7.510 20370301
17076176 0.375 0.000 1.770 0.000 6.555 20370301
17076181 0.375 0.000 0.480 0.000 7.720 20370201
17076182 0.375 0.000 0.710 0.000 7.855 20370201
17076187 0.375 0.000 0.880 0.000 8.320 20370201
17076196 0.375 0.000 0.300 0.000 6.750 20370101
17076225 0.375 0.000 0.390 0.000 8.535 20370201
17076233 0.375 0.000 0.800 0.000 6.575 20361201
17076235 0.375 0.000 0.470 0.000 5.780 20361201
17233822 0.375 0.000 0.000 0.000 7.000 20370301
17076188 0.375 0.000 0.740 0.000 6.635 20370301
17043298 0.375 0.000 0.000 0.000 7.500 20370101
17044149 0.375 0.000 0.000 0.000 6.125 20361201
17044163 0.375 0.000 0.000 0.000 7.250 20361101
17044172 0.375 0.000 0.000 0.000 5.375 20361201
17044183 0.375 0.000 0.000 0.000 8.000 20361201
17044184 0.375 0.000 0.000 0.000 6.000 20361201
17044200 0.375 0.000 0.000 0.000 6.125 20361201
17175000 0.375 0.000 0.000 0.000 6.500 20370301
17198191 0.250 0.000 0.000 0.000 5.250 20370301
17346370 0.200 0.000 0.000 0.000 8.300 20370701
17346371 0.200 0.000 0.000 0.000 6.425 20370701
17346372 0.200 0.000 0.000 0.000 6.675 20370801
17346373 0.200 0.000 0.000 0.000 8.799 20370701
17346374 0.200 0.000 0.000 0.000 5.675 20370701
17293882 0.200 0.000 0.000 0.000 6.300 20370701
17293883 0.200 0.000 0.000 0.000 6.675 20370701
17293884 0.200 0.000 0.000 0.000 6.550 20370701
17293885 0.200 0.000 0.000 0.000 5.925 20370701
17293886 0.200 0.000 0.000 0.000 7.175 20370501
17293887 0.200 0.000 0.000 0.000 5.550 20370601
17293888 0.200 0.000 0.000 0.000 6.425 20370601
17293890 0.200 0.000 0.000 0.000 7.050 20370601
17293891 0.200 0.000 0.000 0.000 7.425 20370601
17293892 0.200 0.000 0.000 0.000 6.925 20370601
17293894 0.200 0.000 0.000 0.000 6.425 20370701
17293895 0.200 0.000 0.000 0.000 5.800 20370701
17293898 0.200 0.000 0.000 0.000 6.675 20370701
17293899 0.200 0.000 0.000 0.000 7.175 20370701
17293900 0.200 0.000 0.000 0.000 6.550 20370701
17293901 0.200 0.000 0.000 0.000 6.300 20470701
17293903 0.200 0.000 0.000 0.000 6.550 20370701
17293904 0.200 0.000 0.000 0.000 7.675 20370701
17293905 0.200 0.000 0.000 0.000 7.550 20370701
17293906 0.200 0.000 0.000 0.000 6.550 20370701
17293907 0.200 0.000 0.000 0.000 7.675 20370701
17293909 0.200 0.000 0.000 0.000 6.550 20370701
17293911 0.200 0.000 0.000 0.000 6.550 20370701
17293914 0.200 0.000 0.000 0.000 6.675 20370701
17293916 0.200 0.000 0.000 0.000 6.050 20370701
17293919 0.200 0.000 0.000 0.000 6.425 20370701
17293920 0.200 0.000 0.000 0.000 6.300 20370701
17293921 0.200 0.000 0.000 0.000 7.050 20370701
17293922 0.200 0.000 0.000 0.000 7.675 20370701
17293924 0.200 0.000 0.000 0.000 6.550 20370701
17293925 0.200 0.000 0.000 0.000 6.175 20370701
17293927 0.200 0.000 0.000 0.000 6.675 20370701
17293928 0.200 0.000 0.000 0.000 5.800 20370701
17293929 0.200 0.000 0.000 0.000 7.550 20470701
17293930 0.200 0.000 0.000 0.000 6.675 20370701
17293931 0.200 0.000 0.000 0.000 6.425 20370701
17293933 0.200 0.000 0.000 0.000 7.175 20370701
17293934 0.200 0.000 0.000 0.000 7.300 20370701
17293935 0.200 0.000 0.000 0.000 6.675 20370701
17293936 0.200 0.000 0.000 0.000 5.800 20370701
17293937 0.200 0.000 0.000 0.000 7.175 20370701
17293938 0.200 0.000 0.000 0.000 7.675 20370701
17293939 0.200 0.000 0.000 0.000 5.925 20370701
17296685 0.200 0.000 0.000 0.000 6.800 20370701
17296687 0.200 0.000 0.000 0.000 6.675 20370601
17296688 0.200 0.000 0.000 0.000 6.550 20370601
17296689 0.200 0.000 0.000 0.000 6.925 20370601
17296691 0.200 0.000 0.000 0.000 6.675 20370601
17296692 0.200 0.000 0.000 0.000 7.175 20370701
17296693 0.200 0.000 0.000 0.000 5.925 20370701
17296694 0.200 0.000 0.000 0.000 6.675 20370701
17296698 0.200 0.000 0.000 0.000 6.425 20370701
17296699 0.200 0.000 0.000 0.000 6.175 20370701
17296700 0.200 0.000 0.000 0.000 6.175 20370701
17296701 0.200 0.000 0.000 0.000 6.300 20370701
17296702 0.200 0.000 0.000 0.000 6.300 20370701
17296703 0.200 0.000 0.000 0.000 6.175 20370701
17296704 0.200 0.000 0.000 0.000 7.050 20370701
17296705 0.200 0.000 0.000 0.000 6.675 20370701
17296706 0.200 0.000 0.000 0.000 7.050 20370701
17296707 0.200 0.000 0.000 0.000 6.550 20370701
17296708 0.200 0.000 0.000 0.000 6.675 20370701
17296710 0.200 0.000 0.000 0.000 7.675 20370701
17296711 0.200 0.000 0.000 0.000 6.175 20370701
17296712 0.200 0.000 0.000 0.000 6.425 20370701
17296713 0.200 0.000 0.000 0.000 7.300 20370701
17296714 0.200 0.000 0.000 0.000 6.300 20370701
17296715 0.200 0.000 0.000 0.000 6.300 20370701
17296716 0.200 0.000 0.000 0.000 6.550 20370701
17296717 0.200 0.000 0.000 0.000 8.300 20370701
17296719 0.200 0.000 0.000 0.000 7.800 20370701
17296721 0.200 0.000 0.000 0.000 5.550 20370701
17296722 0.200 0.000 0.000 0.000 6.800 20370701
17296724 0.200 0.000 0.000 0.000 6.300 20370701
17296725 0.200 0.000 0.000 0.000 6.675 20370701
17296726 0.200 0.000 0.000 0.000 7.675 20370701
17296727 0.200 0.000 0.000 0.000 6.550 20370701
17346375 0.200 0.000 0.000 0.000 6.925 20370801
17346376 0.200 0.000 0.000 0.000 6.800 20370801
17346378 0.200 0.000 0.000 0.000 6.675 20370801
17346379 0.200 0.000 0.000 0.000 7.050 20370801
17346381 0.200 0.000 0.000 0.000 6.300 20370701
17346382 0.200 0.000 0.000 0.000 7.175 20370801
17346383 0.200 0.000 0.000 0.000 6.675 20370801
17346384 0.200 0.000 0.000 0.000 7.050 20370801
17346385 0.200 0.000 0.000 0.000 6.175 20370801
17346386 0.200 0.000 0.000 0.000 6.675 20370801
17346387 0.200 0.000 0.000 0.000 6.675 20370801
17346388 0.200 0.000 0.000 0.000 7.050 20370801
17346389 0.200 0.000 0.000 0.000 6.550 20370701
17346392 0.200 0.000 0.000 0.000 7.550 20370701
17346393 0.200 0.000 0.000 0.000 8.300 20370601
17346394 0.200 0.000 0.000 0.000 7.300 20370701
17346395 0.200 0.000 0.000 0.000 6.550 20370701
17346396 0.200 0.000 0.000 0.000 6.550 20370801
17346398 0.200 0.000 0.000 0.000 7.425 20370701
17346399 0.200 0.000 0.000 0.000 6.300 20370801
17346400 0.200 0.000 0.000 0.000 6.800 20370801
17346401 0.200 0.000 0.000 0.000 7.425 20370801
17346402 0.200 0.000 0.000 0.000 5.800 20370801
17346404 0.200 0.000 0.000 0.000 7.175 20370801
17346405 0.200 0.000 0.000 0.000 6.300 20370801
17346406 0.200 0.000 0.000 0.000 6.425 20370801
17346407 0.200 0.000 0.000 0.000 6.550 20370801
17346408 0.200 0.000 0.000 0.000 6.300 20370801
17346410 0.200 0.000 0.000 0.000 6.425 20370801
17346411 0.200 0.000 0.000 0.000 6.175 20370501
17346412 0.200 0.000 0.000 0.000 6.550 20370801
17346413 0.200 0.000 0.000 0.000 6.925 20370801
17346414 0.200 0.000 0.000 0.000 6.425 20370801
17346415 0.200 0.000 0.000 0.000 6.175 20370801
17346416 0.200 0.000 0.000 0.000 6.175 20370801
17346417 0.200 0.000 0.000 0.000 8.550 20370801
17346418 0.200 0.000 0.000 0.000 7.425 20370801
17346420 0.200 0.000 0.000 0.000 6.300 20370801
17346421 0.200 0.000 0.000 0.000 7.550 20370801
17346422 0.200 0.000 0.000 0.000 8.050 20370801
17352292 0.200 0.000 0.000 0.000 6.175 20370801
17352293 0.200 0.000 0.000 0.000 6.925 20370801
17352294 0.200 0.000 0.000 0.000 6.925 20370801
17352295 0.200 0.000 0.000 0.000 6.675 20370801
17274125 0.375 0.000 0.000 0.000 5.875 20370601
17076243 0.375 0.000 0.560 0.000 8.355 20370101
17044155 0.375 0.000 0.000 0.000 6.875 20370101
17044156 0.375 0.000 0.000 0.000 6.875 20361101
17044161 0.375 0.000 0.000 0.000 6.750 20361101
17044162 0.375 0.000 0.000 0.000 6.875 20361201
17044170 0.375 0.000 0.000 0.000 6.625 20361201
17044185 0.375 0.000 0.000 0.000 6.375 20361201
17044189 0.375 0.000 0.000 0.000 8.125 20370101
17044205 0.375 0.000 0.000 0.000 5.625 20370101
17059649 0.250 0.000 0.000 0.000 6.625 20370201
17198901 0.250 0.000 0.000 0.000 6.625 20370401
17198903 0.250 0.000 0.000 0.000 8.125 20370401
17202779 0.250 0.000 0.000 0.000 7.250 20370401
17202781 0.250 0.000 0.000 0.000 6.375 20370401
17202791 0.250 0.000 0.000 0.000 6.625 20370401
17202798 0.250 0.000 0.000 0.000 6.375 20370401
17202800 0.250 0.000 0.000 0.000 7.125 20370501
17267132 0.200 0.000 0.000 0.000 5.925 20370601
17267134 0.200 0.000 0.000 0.000 7.300 20370601
17267138 0.200 0.000 0.000 0.000 6.300 20370601
17267147 0.200 0.000 0.000 0.000 7.425 20370601
17267149 0.200 0.000 0.000 0.000 6.800 20370601
17267153 0.200 0.000 0.000 0.000 6.300 20370601
17267159 0.200 0.000 0.000 0.000 7.300 20370601
17267162 0.200 0.000 0.000 0.000 6.800 20370601
17267183 0.200 0.000 0.000 0.000 6.425 20370601
17279315 0.200 0.000 0.000 0.000 6.050 20370601
17279316 0.200 0.000 0.000 0.000 6.425 20370701
17279317 0.200 0.000 0.000 0.000 7.675 20370701
17279318 0.200 0.000 0.000 0.000 6.050 20370701
17267188 0.200 0.000 0.000 0.000 6.175 20370601
17267192 0.200 0.000 0.000 0.000 7.425 20370601
17267199 0.200 0.000 0.000 0.000 7.050 20370601
17267203 0.200 0.000 0.000 0.000 5.300 20370601
17267218 0.200 0.000 0.000 0.000 7.425 20370601
17267231 0.200 0.000 0.000 0.000 6.675 20370601
17267239 0.200 0.000 0.000 0.000 6.425 20370701
17267242 0.200 0.000 0.000 0.000 6.675 20370601
17267243 0.200 0.000 0.000 0.000 6.925 20370601
17284421 0.200 0.000 0.000 0.000 6.300 20370701
17284428 0.200 0.000 0.000 0.000 6.175 20370301
17284429 0.200 0.000 0.000 0.000 6.425 20370601
17284431 0.200 0.000 0.000 0.000 6.050 20370401
17284434 0.200 0.000 0.000 0.000 6.800 20370601
17284435 0.200 0.000 0.000 0.000 5.675 20370601
17284436 0.200 0.000 0.000 0.000 6.175 20370601
17284440 0.200 0.000 0.000 0.000 6.300 20370601
17284441 0.200 0.000 0.000 0.000 7.925 20370601
17284444 0.200 0.000 0.000 0.000 6.300 20370601
17284450 0.200 0.000 0.000 0.000 6.550 20370601
17284453 0.200 0.000 0.000 0.000 6.425 20370601
17284454 0.200 0.000 0.000 0.000 6.925 20370701
17284457 0.200 0.000 0.000 0.000 6.175 20370601
17284459 0.200 0.000 0.000 0.000 6.550 20370401
17284460 0.200 0.000 0.000 0.000 6.550 20370501
17284465 0.200 0.000 0.000 0.000 5.675 20370601
17284467 0.200 0.000 0.000 0.000 6.050 20370501
17284468 0.200 0.000 0.000 0.000 5.800 20370701
17284470 0.200 0.000 0.000 0.000 6.675 20370601
17284471 0.200 0.000 0.000 0.000 6.300 20370701
17284474 0.200 0.000 0.000 0.000 6.050 20370701
17284476 0.200 0.000 0.000 0.000 6.675 20370701
17284479 0.200 0.000 0.000 0.000 5.925 20370501
17284481 0.200 0.000 0.000 0.000 7.050 20370701
17284483 0.200 0.000 0.000 0.000 5.925 20370601
17284485 0.200 0.000 0.000 0.000 6.425 20370601
17284492 0.200 0.000 0.000 0.000 6.425 20370701
17284493 0.200 0.000 0.000 0.000 6.675 20370701
17284494 0.200 0.000 0.000 0.000 6.800 20370701
17284495 0.200 0.000 0.000 0.000 6.300 20370701
17284497 0.200 0.000 0.000 0.000 5.800 20370701
17284499 0.200 0.000 0.000 0.000 6.800 20370601
17284500 0.200 0.000 0.000 0.000 6.175 20370701
17284502 0.200 0.000 0.000 0.000 6.300 20370701
17284509 0.200 0.000 0.000 0.000 7.050 20370701
17284512 0.200 0.000 0.000 0.000 6.925 20370701
17284513 0.200 0.000 0.000 0.000 6.175 20370701
17284514 0.200 0.000 0.000 0.000 6.550 20370701
17284515 0.200 0.000 0.000 0.000 7.425 20370701
17284517 0.200 0.000 0.000 0.000 6.675 20370601
17284518 0.200 0.000 0.000 0.000 7.300 20370701
17296732 0.200 0.000 0.000 0.000 7.050 20370701
17296733 0.200 0.000 0.000 0.000 6.925 20370701
17296734 0.200 0.000 0.000 0.000 7.550 20370701
17296735 0.200 0.000 0.000 0.000 6.550 20370701
17296736 0.200 0.000 0.000 0.000 5.925 20370701
17296737 0.200 0.000 0.000 0.000 6.550 20370701
17296738 0.200 0.000 0.000 0.000 6.675 20370701
17296739 0.200 0.000 0.000 0.000 6.050 20370701
17296740 0.200 0.000 0.000 0.000 6.800 20370701
17296741 0.200 0.000 0.000 0.000 6.425 20370701
17296742 0.200 0.000 0.000 0.000 6.300 20370701
17296744 0.200 0.000 0.000 0.000 7.300 20370701
17296745 0.200 0.000 0.000 0.000 6.050 20370701
17296746 0.200 0.000 0.000 0.000 6.800 20370701
17296747 0.200 0.000 0.000 0.000 7.175 20370701
17296749 0.200 0.000 0.000 0.000 6.675 20370701
17296750 0.200 0.000 0.000 0.000 6.800 20370701
17296751 0.200 0.000 0.000 0.000 6.300 20370701
17296752 0.200 0.000 0.000 0.000 5.800 20370701
17296753 0.200 0.000 0.000 0.000 7.050 20370701
17298041 0.200 0.000 0.000 0.000 6.050 20370701
17298043 0.200 0.000 0.000 0.000 6.675 20370601
17298044 0.200 0.000 0.000 0.000 6.300 20370701
17298045 0.200 0.000 0.000 0.000 5.800 20370701
17298046 0.200 0.000 0.000 0.000 6.800 20370701
17298048 0.200 0.000 0.000 0.000 6.675 20370601
17298049 0.200 0.000 0.000 0.000 7.425 20370601
17298050 0.200 0.000 0.000 0.000 7.675 20370701
17298051 0.200 0.000 0.000 0.000 6.050 20370701
17298052 0.200 0.000 0.000 0.000 5.675 20370701
17298053 0.200 0.000 0.000 0.000 6.550 20370701
17298054 0.200 0.000 0.000 0.000 6.300 20370701
17298055 0.200 0.000 0.000 0.000 6.675 20370701
17298056 0.200 0.000 0.000 0.000 7.300 20370701
17298058 0.200 0.000 0.000 0.000 6.300 20370701
17298059 0.200 0.000 0.000 0.000 6.800 20370701
17298061 0.200 0.000 0.000 0.000 6.550 20370701
17298062 0.200 0.000 0.000 0.000 6.800 20370701
17298064 0.200 0.000 0.000 0.000 7.550 20370701
17298066 0.200 0.000 0.000 0.000 6.675 20370701
17296729 0.200 0.000 0.000 0.000 6.175 20370701
17296730 0.200 0.000 0.000 0.000 6.550 20370701
17296731 0.200 0.000 0.000 0.000 6.675 20370701
17284520 0.200 0.000 0.000 0.000 6.300 20370701
17284527 0.200 0.000 0.000 0.000 7.050 20370701
17284529 0.200 0.000 0.000 0.000 8.050 20470701
17284530 0.200 0.000 0.000 0.000 6.425 20370701
17284532 0.200 0.000 0.000 0.000 7.050 20370701
17293851 0.200 0.000 0.000 0.000 6.175 20370601
17293853 0.200 0.000 0.000 0.000 6.175 20370601
17293854 0.200 0.000 0.000 0.000 6.300 20370601
17293856 0.200 0.000 0.000 0.000 6.675 20370701
17293857 0.200 0.000 0.000 0.000 7.050 20370701
17293858 0.200 0.000 0.000 0.000 7.050 20370701
17293859 0.200 0.000 0.000 0.000 6.800 20370701
17293860 0.200 0.000 0.000 0.000 6.550 20370701
17284533 0.200 0.000 0.000 0.000 6.550 20370701
17284535 0.200 0.000 0.000 0.000 6.300 20370701
17280830 0.375 0.000 0.000 0.000 6.500 20370701
17280831 0.375 0.000 0.000 0.000 8.375 20370601
17280832 0.375 0.000 0.000 0.000 8.250 20370601
17280833 0.375 0.000 0.000 0.000 8.125 20370701
17275300 0.375 0.000 0.000 0.000 6.750 20370301
17275301 0.375 0.000 0.000 0.000 7.250 20370401
17275302 0.375 0.000 0.000 0.000 8.000 20370301
17275304 0.375 0.000 0.000 0.000 7.000 20370301
17275305 0.375 0.000 0.000 0.000 6.500 20370201
17275308 0.375 0.000 0.000 0.000 7.250 20370301
17275309 0.375 0.000 0.000 0.000 7.375 20370301
17275310 0.375 0.000 0.000 0.000 7.500 20370401
17275311 0.375 0.000 0.000 0.000 6.500 20370301
17275312 0.375 0.000 0.000 0.000 6.875 20370401
17275314 0.375 0.000 0.000 0.000 7.250 20370501
17275315 0.375 0.000 0.000 0.000 6.375 20370301
17275317 0.375 0.000 0.000 0.000 6.500 20370301
17275318 0.375 0.000 0.000 0.000 6.875 20370301
17275319 0.375 0.000 0.000 0.000 7.000 20370301
17275320 0.375 0.000 0.000 0.000 7.500 20370301
17275321 0.375 0.000 0.000 0.000 6.125 20370401
17275323 0.375 0.000 0.000 0.000 7.500 20370601
17275324 0.375 0.000 0.000 0.000 7.750 20370301
17275325 0.375 0.000 0.000 0.000 6.750 20370301
17275327 0.375 0.000 0.000 0.000 6.375 20370301
17275332 0.375 0.000 0.000 0.000 7.500 20370501
17275333 0.375 0.000 0.000 0.000 6.500 20370301
17275335 0.375 0.000 0.000 0.000 7.750 20370401
17275336 0.375 0.000 0.000 0.000 6.375 20370301
17275338 0.375 0.000 0.000 0.000 6.875 20370401
17275339 0.375 0.000 0.000 0.000 6.000 20370401
17275341 0.375 0.000 0.000 0.000 7.750 20370501
17275283 0.375 0.000 0.000 0.000 7.000 20370201
17275284 0.375 0.000 0.000 0.000 6.500 20370301
17275286 0.375 0.000 0.000 0.000 6.750 20370201
17275287 0.375 0.000 0.000 0.000 7.250 20370401
17275342 0.375 0.000 0.000 0.000 8.375 20370401
17275343 0.375 0.000 0.000 0.000 8.125 20370401
17275344 0.375 0.000 0.000 0.000 8.125 20370401
17275345 0.375 0.000 0.000 0.000 5.875 20370401
17275346 0.375 0.000 0.000 0.000 6.750 20370401
17275348 0.375 0.000 0.000 0.000 6.625 20370601
17275352 0.375 0.000 0.000 0.000 7.125 20370501
17275355 0.375 0.000 0.000 0.000 6.750 20370401
17275358 0.375 0.000 0.000 0.000 7.500 20370501
17275361 0.375 0.000 0.000 0.000 7.125 20370501
17275363 0.375 0.000 0.000 0.000 6.375 20370501
17275364 0.375 0.000 0.000 0.000 8.125 20370501
17275365 0.375 0.000 0.000 0.000 7.875 20370501
17275366 0.375 0.000 0.000 0.000 7.125 20370601
17275367 0.375 0.000 0.000 0.000 7.125 20370501
17275368 0.375 0.000 0.000 0.000 7.375 20370501
17275369 0.375 0.000 0.000 0.000 8.125 20370601
17275370 0.375 0.000 0.000 0.000 6.875 20370601
17275371 0.375 0.000 0.000 0.000 6.375 20370501
17275372 0.375 0.000 0.000 0.000 7.375 20370401
17275373 0.375 0.000 0.000 0.000 7.500 20370501
17275289 0.375 0.000 0.000 0.000 6.625 20370301
17275290 0.375 0.000 0.000 0.000 7.500 20370301
17275291 0.375 0.000 0.000 0.000 6.750 20370301
17275292 0.375 0.000 0.000 0.000 8.000 20370301
17275293 0.375 0.000 0.000 0.000 6.625 20370301
17275294 0.375 0.000 0.000 0.000 6.500 20370301
17275295 0.375 0.000 0.000 0.000 6.875 20370301
17275296 0.375 0.000 0.000 0.000 6.875 20370301
17275297 0.375 0.000 0.000 0.000 7.375 20370301
17275298 0.375 0.000 0.000 0.000 6.875 20370301
17275299 0.375 0.000 0.000 0.000 7.250 20370501
17275374 0.375 0.000 0.000 0.000 7.125 20370501
17275376 0.375 0.000 0.000 0.000 7.625 20370501
17275378 0.375 0.000 0.000 0.000 6.625 20370501
17275379 0.375 0.000 0.000 0.000 7.125 20370601
17275381 0.375 0.000 0.000 0.000 6.500 20370501
17275382 0.375 0.000 0.000 0.000 6.750 20370501
17275383 0.375 0.000 0.000 0.000 7.625 20370501
17275387 0.375 0.000 0.000 0.000 6.375 20370601
17275390 0.375 0.000 0.000 0.000 7.625 20370501
17275391 0.375 0.000 0.000 0.000 7.375 20370601
17275392 0.375 0.000 0.000 0.000 6.000 20370501
17275393 0.375 0.000 0.000 0.000 7.000 20370501
17275395 0.375 0.000 0.000 0.000 8.375 20370501
17275397 0.375 0.000 0.000 0.000 6.000 20370501
17275399 0.375 0.000 0.000 0.000 8.125 20370501
17275401 0.375 0.000 0.000 0.000 8.250 20370501
17275404 0.375 0.000 0.000 0.000 7.750 20370601
17275405 0.375 0.000 0.000 0.000 8.000 20370501
17275406 0.375 0.000 0.000 0.000 8.375 20370501
17275407 0.375 0.000 0.000 0.000 8.125 20370601
17275408 0.375 0.000 0.000 0.000 8.125 20370601
17275409 0.375 0.000 0.000 0.000 7.500 20370601
17275410 0.375 0.000 0.000 0.000 6.500 20370601
17275414 0.375 0.000 0.000 0.000 7.000 20370601
17275416 0.375 0.000 0.000 0.000 7.250 20370601
17275419 0.375 0.000 0.000 0.000 7.500 20370601
17275423 0.375 0.000 0.000 0.000 7.000 20370601
17275424 0.375 0.000 0.000 0.000 7.000 20370601
17275425 0.375 0.000 0.000 0.000 7.000 20370601
17275426 0.375 0.000 0.000 0.000 8.125 20370601
17275427 0.375 0.000 0.000 0.000 7.000 20370601
17275428 0.375 0.000 0.000 0.000 7.875 20370601
17275429 0.375 0.000 0.000 0.000 7.625 20370601
17275200 0.375 0.000 0.000 0.000 6.375 20361101
17275201 0.375 0.000 0.000 0.000 6.250 20361101
17275202 0.375 0.000 0.000 0.000 6.875 20370201
17275203 0.375 0.000 0.000 0.000 7.500 20361201
17275204 0.375 0.000 0.000 0.000 6.500 20370201
17275205 0.375 0.000 0.000 0.000 6.875 20361201
17275208 0.375 0.000 0.000 0.000 6.500 20361201
17275209 0.375 0.000 0.000 0.000 6.250 20361201
17275211 0.375 0.000 0.000 0.000 6.750 20370301
17275213 0.375 0.000 0.000 0.000 6.500 20370101
17275215 0.375 0.000 0.000 0.000 7.125 20361201
17275216 0.375 0.000 0.000 0.000 7.125 20361201
17275218 0.375 0.000 0.000 0.000 6.375 20361201
17275219 0.375 0.000 0.000 0.000 6.375 20370301
17275221 0.375 0.000 0.000 0.000 6.500 20370101
17275222 0.375 0.000 0.000 0.000 6.500 20361201
17275225 0.375 0.000 0.000 0.000 6.875 20370101
17275227 0.375 0.000 0.000 0.000 6.500 20370101
17275228 0.375 0.000 0.000 0.000 7.750 20370201
17275230 0.375 0.000 0.000 0.000 6.125 20370101
17275232 0.375 0.000 0.000 0.000 7.125 20370101
17275234 0.375 0.000 0.000 0.000 5.750 20370101
17275235 0.375 0.000 0.000 0.000 7.375 20370101
17275236 0.375 0.000 0.000 0.000 6.875 20370301
17275237 0.375 0.000 0.000 0.000 6.750 20370101
17275238 0.375 0.000 0.000 0.000 6.125 20370201
17275240 0.375 0.000 0.000 0.000 6.500 20370201
17275241 0.375 0.000 0.000 0.000 6.875 20370101
17275242 0.375 0.000 0.000 0.000 7.125 20370201
17275243 0.375 0.000 0.000 0.000 7.125 20370201
17275244 0.375 0.000 0.000 0.000 6.500 20370201
17275245 0.375 0.000 0.000 0.000 6.375 20370101
17275247 0.375 0.000 0.000 0.000 7.000 20370201
17275248 0.375 0.000 0.000 0.000 6.500 20370201
17275249 0.375 0.000 0.000 0.000 7.625 20370101
17275250 0.375 0.000 0.000 0.000 6.500 20370201
17275251 0.375 0.000 0.000 0.000 7.375 20370201
17275252 0.375 0.000 0.000 0.000 7.000 20370201
17275253 0.375 0.000 0.000 0.000 7.000 20370201
17275254 0.375 0.000 0.000 0.000 6.500 20370201
17275255 0.375 0.000 0.000 0.000 6.125 20370201
17275257 0.375 0.000 0.000 0.000 5.875 20370201
17275258 0.375 0.000 0.000 0.000 7.750 20370301
17275259 0.375 0.000 0.000 0.000 7.750 20370301
17275263 0.375 0.000 0.000 0.000 6.875 20370201
17275264 0.375 0.000 0.000 0.000 7.500 20370201
17275265 0.375 0.000 0.000 0.000 7.250 20370201
17275266 0.375 0.000 0.000 0.000 7.375 20370201
17275267 0.375 0.000 0.000 0.000 7.000 20370301
17275268 0.375 0.000 0.000 0.000 6.500 20370301
17275271 0.375 0.000 0.000 0.000 6.625 20370601
17275272 0.375 0.000 0.000 0.000 7.250 20370301
17275273 0.375 0.000 0.000 0.000 6.750 20370201
17275275 0.375 0.000 0.000 0.000 6.375 20370301
17275276 0.375 0.000 0.000 0.000 7.500 20370201
17275277 0.375 0.000 0.000 0.000 6.500 20370201
17275278 0.375 0.000 0.000 0.000 7.125 20370201
17275279 0.375 0.000 0.000 0.000 7.500 20370201
17275281 0.375 0.000 0.000 0.000 7.250 20370201
17275184 0.375 0.000 0.000 0.000 6.750 20370301
17275185 0.375 0.000 0.000 0.000 6.125 20361101
17275186 0.375 0.000 0.000 0.000 7.500 20370301
17275187 0.375 0.000 0.000 0.000 7.625 20361101
17275189 0.375 0.000 0.000 0.000 6.500 20361101
17275190 0.375 0.000 0.000 0.000 5.875 20361101
17275191 0.375 0.000 0.000 0.000 6.875 20361101
17275192 0.375 0.000 0.000 0.000 6.125 20361101
17275193 0.375 0.000 0.000 0.000 8.125 20361101
17275194 0.375 0.000 0.000 0.000 6.375 20361101
17275195 0.375 0.000 0.000 0.000 6.125 20361201
17275196 0.375 0.000 0.000 0.000 6.500 20361101
17275197 0.375 0.000 0.000 0.000 7.375 20370101
17275198 0.375 0.000 0.000 0.000 7.875 20361101
17275199 0.375 0.000 0.000 0.000 8.125 20361101
16808789 0.200 0.000 0.000 0.000 6.425 20461101
17153185 0.250 0.000 0.000 0.000 6.000 20370301
17153496 0.250 0.000 0.000 0.000 6.125 20370301
17153756 0.250 0.000 0.000 0.000 6.625 20370201
17153778 0.250 0.000 0.000 0.000 6.500 20370301
17153325 0.250 0.000 0.000 0.000 6.250 20370301
17153315 0.250 0.000 0.000 0.000 6.250 20370301
17153621 0.250 0.000 0.000 0.000 6.625 20370201
17153271 0.250 0.000 0.000 0.000 6.625 20370301
17153242 0.250 0.000 0.000 0.000 6.125 20370201
17153246 0.250 0.000 0.000 0.000 6.625 20370301
17153198 0.250 0.000 0.000 0.000 6.250 20370201
LOAN_SEQ STATED_ORIGINAL_TERM STATED_REM_TERM ORIGINAL_BALANCE FIRST_PAY_DATE
17272380 360 358 540000.00 20070701
17274422 360 358 387000.00 20070701
17275575 360 358 238500.00 20070701
17275582 360 358 910000.00 20070701
17275596 360 358 312000.00 20070701
17275597 360 358 388000.00 20070701
17275598 360 358 488000.00 20070701
17275599 360 358 180000.00 20070701
17275600 360 358 956250.00 20070701
17275601 360 358 475000.00 20070701
16809367 360 351 187552.00 20061201
16809721 360 352 221542.00 20070101
16790423 360 352 186940.00 20070101
16788460 360 354 960000.00 20070301
16778247 360 353 60000.00 20070201
17058835 360 357 109000.00 20070601
17012434 360 356 111500.00 20070501
17002373 360 356 142500.00 20070501
17228489 360 358 108000.00 20070701
17230548 360 358 99000.00 20070701
17168539 360 357 270000.00 20070601
17246981 360 357 664000.00 20070601
17226641 360 357 116000.00 20070601
17267747 360 359 250000.00 20070801
17267748 360 359 250000.00 20070801
17265570 360 358 1330000.00 20070701
17265571 360 358 92000.00 20070701
17265572 360 358 417000.00 20070701
17265573 360 358 156700.00 20070701
17252896 360 358 266400.00 20070701
17252897 360 358 650000.00 20070701
17252899 360 358 296000.00 20070701
17252900 360 358 347000.00 20070701
17252901 360 358 280000.00 20070701
17252894 360 351 213500.00 20061201
17252895 360 358 198000.00 20070701
17181613 360 357 171000.00 20070601
17213926 360 358 184000.00 20070701
17181618 360 358 456000.00 20070701
17229892 360 358 402660.00 20070701
17224000 360 358 975200.00 20070701
17078490 360 356 487729.00 20070501
17298959 360 359 365400.00 20070801
17263458 360 359 1202500.00 20070801
17259484 360 359 246500.00 20070801
17027578 360 355 540000.00 20070401
17243276 360 356 311500.00 20070501
17243366 360 356 450000.00 20070501
17243388 360 350 276300.00 20061101
17243392 360 356 288000.00 20070501
17243396 360 357 454000.00 20070601
17244853 360 357 990000.00 20070601
17244855 360 357 304000.00 20070601
17244857 360 357 639500.00 20070601
17246254 360 355 554400.00 20070401
17148472 360 355 500000.00 20070401
17148494 360 355 473600.00 20070401
17148513 360 355 400000.00 20070401
17151488 360 351 65000.00 20061201
17151490 360 356 260000.00 20070501
17151529 360 356 650000.00 20070501
17151610 360 355 640000.00 20070401
17171404 360 354 516400.00 20070301
17171493 360 355 470400.00 20070401
17171500 360 356 636000.00 20070501
17180412 360 356 266000.00 20070501
17180415 360 355 600000.00 20070401
17180416 360 356 100000.00 20070501
17181944 360 355 108000.00 20070401
17181956 360 356 198800.00 20070501
17181957 360 355 512600.00 20070401
17202208 360 356 552000.00 20070501
17202209 360 356 780000.00 20070501
17202230 360 356 520000.00 20070501
17202232 360 356 280000.00 20070501
17202237 360 356 260000.00 20070501
17202244 360 356 190000.00 20070501
17202245 360 356 800000.00 20070501
17202246 360 356 596000.00 20070501
17208216 360 356 203800.00 20070501
17217039 360 356 120000.00 20070501
17217041 360 357 675000.00 20070601
17217043 360 357 150000.00 20070601
17217054 360 356 649000.00 20070501
17228922 360 357 368000.00 20070601
17228926 360 357 344000.00 20070601
17228928 360 357 59000.00 20070601
17228932 360 357 471250.00 20070601
17231098 360 357 1044750.00 20070601
17231107 360 357 240000.00 20070601
17059271 360 355 650000.00 20070401
17009021 360 353 284000.00 20070201
17013683 360 354 458000.00 20070301
16658444 360 350 352000.00 20061101
16684063 360 350 1000000.00 20061101
17014950 360 348 110700.00 20060901
17078487 360 356 376350.00 20070501
17076548 360 357 560000.00 20070601
17218542 360 358 52110.00 20070701
17230539 360 358 283500.00 20070701
17245909 360 358 200000.00 20070701
17247632 360 360 296000.00 20070901
17249992 360 360 372800.00 20070901
17255980 360 358 67500.00 20070701
17267268 360 360 61470.00 20070901
17274234 360 360 272000.00 20070901
17275487 360 359 330750.00 20070801
17278943 360 360 221400.00 20070901
17279579 360 360 126750.00 20070901
17280045 360 360 849000.00 20070901
17280046 360 359 153000.00 20070801
17280047 360 360 454336.00 20070901
17280116 360 360 250000.00 20070901
17286720 360 360 768000.00 20070901
17286730 360 360 95830.00 20070901
17293502 360 360 396000.00 20070901
17297210 360 360 396000.00 20070901
17297218 360 360 230400.00 20070901
17297221 360 360 225000.00 20070901
17298133 360 360 1400000.00 20070901
17298087 360 360 445000.00 20070901
17298211 360 360 251000.00 20070901
17298098 360 360 636000.00 20070901
17298855 360 360 116000.00 20070901
17299525 360 360 89000.00 20070901
17299534 360 360 188100.00 20070901
17299536 360 360 167598.00 20070901
17299491 360 360 265000.00 20070901
17299579 360 360 641250.00 20070901
17299586 360 360 282000.00 20070901
17301745 360 360 268703.00 20070901
17301717 360 360 391000.00 20070901
17301786 360 360 142452.00 20070901
17301798 360 360 244000.00 20070901
17301821 360 360 283500.00 20070901
17214357 360 357 193500.00 20070601
16304164 360 347 955500.00 20060801
17065311 360 355 228000.00 20070401
17154134 360 357 251500.00 20070601
16832568 360 353 265000.00 20070201
16835052 360 354 82800.00 20070301
16823432 360 354 100000.00 20070301
17299637 360 359 256500.00 20070801
17299650 360 359 254805.00 20070801
17301850 360 359 210000.00 20070801
17301875 360 356 180000.00 20070501
17302287 360 359 337600.00 20070801
17302297 360 359 204000.00 20070801
17302299 360 359 465000.00 20070801
17303975 360 359 800000.00 20070801
17303990 360 359 137200.00 20070801
17306383 360 359 265520.00 20070801
17309184 360 358 208400.00 20070701
17312361 360 357 1000000.00 20070601
17256236 360 358 127500.00 20070701
17256376 360 358 329000.00 20070701
17259611 360 359 876000.00 20070801
17259619 360 359 208650.00 20070801
17263934 360 358 515000.00 20070701
17264197 360 359 423900.00 20070801
17265591 360 359 208000.00 20070801
17265597 360 359 272000.00 20070801
17265599 360 359 680000.00 20070801
17266307 360 359 360000.00 20070801
17266313 360 359 202400.00 20070801
17267731 360 358 126150.00 20070701
17272367 360 359 371800.00 20070801
17274421 360 359 536000.00 20070801
17275612 360 357 270000.00 20070601
17279073 360 359 156000.00 20070801
17293562 360 357 225000.00 20070601
17293573 360 359 125000.00 20070801
17293595 360 356 460000.00 20070501
17295344 360 359 181700.00 20070801
17297468 360 359 400000.00 20070801
17298235 360 359 81900.00 20070801
17298237 360 359 304000.00 20070801
17298238 360 359 172000.00 20070801
17298239 360 359 240500.00 20070801
17238774 360 358 507000.00 20070701
17238827 360 356 428480.00 20070501
17238829 360 358 476000.00 20070701
17243150 360 358 799200.00 20070701
17243156 360 358 476000.00 20070701
17243257 360 355 545500.00 20070401
17243288 360 358 417000.00 20070701
17243384 360 353 354350.00 20070201
17243939 360 358 279130.00 20070701
17244887 360 358 72800.00 20070701
17244889 360 358 72800.00 20070701
17244917 360 358 487500.00 20070701
17246160 360 358 380000.00 20070701
17246258 360 358 620000.00 20070701
17246992 360 358 277800.00 20070701
17247012 360 357 198000.00 20070601
17247906 360 358 126000.00 20070701
17247930 360 357 360000.00 20070601
17248643 360 358 285000.00 20070701
17248650 360 358 417000.00 20070701
17250237 360 358 130500.00 20070701
17250252 360 358 505000.00 20070701
17250261 360 358 86000.00 20070701
17230301 360 358 360000.00 20070701
17231133 360 359 200000.00 20070801
17231190 360 358 528750.00 20070701
17231204 360 358 202021.00 20070701
17231691 360 358 245600.00 20070701
17231716 360 358 76500.00 20070701
17231730 360 358 126450.00 20070701
17231741 360 358 60400.00 20070701
17231743 360 358 60000.00 20070701
17231745 360 358 254400.00 20070701
17231746 360 358 90000.00 20070701
17231774 360 358 220400.00 20070701
17238709 360 358 173502.00 20070701
17238711 360 358 1719250.00 20070701
17238739 360 358 202500.00 20070701
17238751 360 357 500000.00 20070601
17238758 360 358 468000.00 20070701
17238760 360 356 240000.00 20070501
17230255 360 359 133700.00 20070801
17230258 360 359 133700.00 20070801
17230264 360 359 133000.00 20070801
17229865 360 358 326200.00 20070701
17245699 360 358 604000.00 20070701
17267253 360 359 154500.00 20070801
17207759 360 358 185500.00 20070701
16121006 360 359 840000.00 20070801
17230474 360 359 310000.00 20070801
17246539 360 358 520000.00 20070701
17219062 360 358 637500.00 20070701
17272266 360 359 250000.00 20070801
17202579 360 358 1190000.00 20070701
16980779 360 356 219920.00 20070501
17002095 360 353 93450.00 20070201
17042505 360 356 249750.00 20070501
17043928 360 356 259950.00 20070501
17003240 360 356 235950.00 20070501
17011262 360 354 289070.00 20070301
16826783 360 354 250000.00 20070301
17267301 360 360 422750.00 20070901
17238822 360 358 1881750.00 20070701
17252611 360 359 453600.00 20070801
16974038 360 353 472500.00 20070201
17267732 360 358 227950.00 20070701
17238819 360 357 560000.00 20070601
17238826 360 357 86320.00 20070601
17238836 360 357 720000.00 20070601
17238838 360 357 83300.00 20070601
17325691 360 359 206000.00 20070801
17325695 360 359 208000.00 20070801
17325696 360 360 292200.00 20070901
17325697 360 359 480000.00 20070801
17311872 360 358 319000.00 20070701
17311873 360 359 417000.00 20070801
17311874 360 356 92000.00 20070501
17311875 360 358 313600.00 20070701
17311876 360 358 225000.00 20070701
17311879 360 358 388000.00 20070701
17311880 360 358 880000.00 20070701
17311882 360 359 225800.00 20070801
17311884 360 358 288000.00 20070701
17311885 360 358 320500.00 20070701
17311886 360 358 116000.00 20070701
17311887 360 359 267000.00 20070801
17255159 360 359 256000.00 20070801
17160269 360 355 218400.00 20070401
17169168 360 356 414000.00 20070501
17171538 360 355 129817.00 20070401
17172643 360 355 260000.00 20070401
17182804 360 357 151506.00 20070601
17202136 360 356 292700.00 20070501
17208278 360 357 637912.00 20070601
17214324 360 357 770000.00 20070601
17215670 360 350 110500.00 20061101
17226637 360 357 184000.00 20070601
17226638 360 357 160000.00 20070601
17229350 360 354 272000.00 20070301
17238810 360 358 193500.00 20070701
17148635 360 355 91920.00 20070401
17151559 360 356 202320.00 20070501
17152846 360 355 213740.00 20070401
17154597 360 357 297000.00 20070601
17244542 360 358 292500.00 20070701
17303904 360 360 88650.00 20070901
17245849 360 359 144900.00 20070801
17247494 360 359 1256250.00 20070801
17247641 360 359 117675.00 20070801
17251434 360 359 105300.00 20070801
17255947 360 359 190500.00 20070801
17256888 360 359 218288.00 20070801
17259501 360 359 860000.00 20070801
17265534 360 359 165600.00 20070801
17266289 360 359 149920.00 20070801
17274339 360 359 270000.00 20070801
17325199 360 360 537193.00 20070901
17166648 360 357 94500.00 20070601
17168725 360 357 64000.00 20070601
17181704 360 357 218250.00 20070601
17207837 360 358 190000.00 20070701
17218447 360 359 87920.00 20070801
17221566 360 358 297000.00 20070701
17233957 360 358 274500.00 20070701
17218465 360 358 139500.00 20070701
17148288 360 356 232200.00 20070501
17152522 360 357 272000.00 20070601
17152531 360 357 280000.00 20070601
17178341 360 357 512000.00 20070601
17217435 360 358 648000.00 20070701
17056074 360 355 198450.00 20070401
17066430 360 356 152400.00 20070501
17066435 360 355 451000.00 20070401
17066439 360 355 97600.00 20070401
17066441 360 355 91920.00 20070401
17066519 360 355 307920.00 20070401
17066686 360 355 375000.00 20070401
17075661 360 354 570500.00 20070301
17075732 360 356 310000.00 20070501
17076968 360 353 374050.00 20070201
17076986 360 354 284900.00 20070301
17078380 360 355 103200.00 20070401
17078467 360 356 182700.00 20070501
17078566 360 356 223000.00 20070501
17089178 360 353 481000.00 20070201
17113373 360 351 149600.00 20061201
17113415 360 354 585000.00 20070301
17113420 360 356 363750.00 20070501
17128766 360 356 279000.00 20070501
17228945 360 357 147200.00 20070601
17228951 360 357 183200.00 20070601
17228962 360 355 262000.00 20070401
17229004 360 358 341100.00 20070701
17229025 360 358 88000.00 20070701
17229038 360 357 71250.00 20070601
17229281 360 357 180000.00 20070601
17229285 360 358 1237500.00 20070701
17229360 360 354 153000.00 20070301
17229371 360 358 522223.00 20070701
17218866 360 356 1000000.00 20070501
17218943 360 357 168000.00 20070601
17224523 360 357 45894.00 20070601
17224539 360 357 288000.00 20070601
17219518 360 356 406000.00 20070501
17219537 360 357 315000.00 20070601
17219572 360 359 1320000.00 20070801
17219579 360 357 94500.00 20070601
17221810 360 355 158000.00 20070401
17221811 360 356 263000.00 20070501
17221823 360 357 253600.00 20070601
17221830 360 357 306000.00 20070601
17221851 360 357 405000.00 20070601
17226644 360 357 239760.00 20070601
17226651 360 358 604500.00 20070701
17221879 360 357 1280800.00 20070601
17221899 360 357 478400.00 20070601
17221904 360 357 783600.00 20070601
17224466 360 357 588700.00 20070601
17208320 360 357 770000.00 20070601
17208339 360 357 342000.00 20070601
17214399 360 357 336000.00 20070601
17215118 360 357 191900.00 20070601
17215129 360 358 693000.00 20070701
17215133 360 357 596033.00 20070601
17215650 360 358 2507000.00 20070701
17217021 360 357 1000000.00 20070601
17217028 360 357 144000.00 20070601
17217073 360 357 72450.00 20070601
17217097 360 357 135000.00 20070601
17217125 360 357 279000.00 20070601
17217821 360 355 105000.00 20070401
17217828 360 356 776000.00 20070501
17217838 360 357 135000.00 20070601
17217850 360 357 350400.00 20070601
17217855 360 358 272000.00 20070701
17203981 360 356 284750.00 20070501
17204011 360 356 249300.00 20070501
17204057 360 357 76050.00 20070601
17206035 360 356 55000.00 20070501
17206068 360 357 106550.00 20070601
17206095 360 358 1432500.00 20070701
17206102 360 356 999999.00 20070501
17206128 360 358 252000.00 20070701
17207365 360 357 235800.00 20070601
17182077 360 358 473000.00 20070701
17182084 360 357 47520.00 20070601
17182086 360 357 128700.00 20070601
17182094 360 357 262683.00 20070601
17182834 360 357 546000.00 20070601
17182837 360 354 274400.00 20070301
17182843 360 354 400000.00 20070301
17200928 360 356 172000.00 20070501
17200945 360 357 394250.00 20070601
17201779 360 357 999000.00 20070601
17201785 360 356 135000.00 20070501
17201825 360 356 265400.00 20070501
17203911 360 357 114000.00 20070601
17203949 360 356 377450.00 20070501
17202124 360 356 216000.00 20070501
17171501 360 356 175750.00 20070501
17171508 360 356 342000.00 20070501
17171510 360 355 228880.00 20070401
17171513 360 355 144000.00 20070401
17171515 360 355 411500.00 20070401
17171517 360 355 149150.00 20070401
17171527 360 356 300000.00 20070501
17171529 360 355 227000.00 20070401
17171654 360 355 340500.00 20070401
17172552 360 354 190800.00 20070301
17172572 360 354 186752.00 20070301
17172574 360 354 262658.00 20070301
17172587 360 354 407200.00 20070301
17172598 360 356 285000.00 20070501
17172616 360 354 135000.00 20070301
17172618 360 354 145440.00 20070301
17172635 360 357 90000.00 20070601
17172683 360 356 275000.00 20070501
17172728 360 355 351000.00 20070401
17172767 360 355 84000.00 20070401
17172771 360 355 133400.00 20070401
17175508 360 357 1950000.00 20070601
17180335 360 356 121500.00 20070501
17155877 360 357 141600.00 20070601
17155904 360 356 205992.00 20070501
17160241 360 356 104000.00 20070501
17160249 360 356 336000.00 20070501
17160317 360 356 69375.00 20070501
17160339 360 356 637000.00 20070501
17169262 360 357 140000.00 20070601
17160364 360 356 240000.00 20070501
17160402 360 356 148750.00 20070501
17167176 360 358 169200.00 20070701
17167191 360 356 79500.00 20070501
17167265 360 356 386250.00 20070501
17167272 360 356 108300.00 20070501
17167275 360 357 328000.00 20070601
17167344 360 354 292000.00 20070301
17168971 360 356 386250.00 20070501
17169011 360 355 259000.00 20070401
17169013 360 356 260000.00 20070501
17169018 360 356 110000.00 20070501
17169027 360 356 402000.00 20070501
17169069 360 356 352000.00 20070501
17169077 360 357 315000.00 20070601
17169080 360 357 315000.00 20070601
17169088 360 356 588000.00 20070501
17169095 360 356 283900.00 20070501
17169130 360 356 477000.00 20070501
17169142 360 356 198484.00 20070501
17171380 360 355 164700.00 20070401
17171400 360 355 329000.00 20070401
17169145 360 357 671500.00 20070601
17169154 360 356 219200.00 20070501
17169196 360 356 800000.00 20070501
17171438 360 356 107200.00 20070501
17171458 360 355 280000.00 20070401
17171469 360 356 211500.00 20070501
17151551 360 355 770200.00 20070401
17151556 360 355 131760.00 20070401
17151565 360 355 302384.00 20070401
17152808 360 356 288000.00 20070501
17152841 360 355 232569.00 20070401
17152874 360 352 239400.00 20070101
17152886 360 356 75000.00 20070501
17152899 360 357 749000.00 20070601
17152901 360 350 160500.00 20061101
17152914 360 355 992000.00 20070401
17152967 360 356 50000.00 20070501
17154567 360 355 248000.00 20070401
17154572 360 356 252000.00 20070501
17154596 360 356 516800.00 20070501
17154665 360 356 156000.00 20070501
17154708 360 356 283500.00 20070501
17154747 360 356 612000.00 20070501
17155773 360 355 206000.00 20070401
17155775 360 355 161250.00 20070401
17155786 360 355 227000.00 20070401
17155824 360 354 86450.00 20070301
17148751 360 357 147200.00 20070601
17148757 360 356 172000.00 20070501
17148863 360 349 233900.00 20061001
17151519 360 356 373000.00 20070501
17151522 360 356 174400.00 20070501
17151526 360 356 168000.00 20070501
17151538 360 356 131925.00 20070501
17146240 360 356 198000.00 20070501
17148463 360 355 71920.00 20070401
17148612 360 356 472500.00 20070501
17145989 360 355 681000.00 20070401
17146087 360 356 73800.00 20070501
17146098 360 356 91500.00 20070501
17146113 360 356 175410.00 20070501
17146199 360 356 404000.00 20070501
17133321 360 356 523833.00 20070501
17130942 360 356 193500.00 20070501
17131014 360 357 97750.00 20070601
17132969 360 356 165472.00 20070501
17133079 360 355 216000.00 20070401
17133142 360 355 301907.00 20070401
17133152 360 355 168750.00 20070401
17133185 360 356 205759.00 20070501
17133208 360 353 160000.00 20070201
17130610 360 354 319950.00 20070301
17130511 360 356 268000.00 20070501
17130534 360 353 249850.00 20070201
17323121 360 360 250000.00 20070901
17324358 360 360 176000.00 20070901
17325300 360 360 203000.00 20070901
17325598 360 360 188000.00 20070901
17325680 360 360 329000.00 20070901
17326272 360 360 185000.00 20070901
17306351 360 360 460000.00 20070901
17309150 360 360 413000.00 20070901
17309160 360 360 150000.00 20070901
17322697 360 360 353000.00 20070901
17312200 360 360 207000.00 20070901
17312132 360 360 123500.00 20070901
17304183 360 358 390000.00 20070701
17304188 360 360 352000.00 20070901
17304192 360 360 352000.00 20070901
17306328 360 360 213750.00 20070901
17303721 360 360 980000.00 20070901
17303824 360 360 227500.00 20070901
17301584 360 360 384000.00 20070901
17301708 360 360 222400.00 20070901
17301774 360 360 636800.00 20070901
17301813 360 360 183350.00 20070901
17301819 360 360 165600.00 20070901
17301597 360 360 311000.00 20070901
17302210 360 360 272000.00 20070901
17286679 360 360 600000.00 20070901
17293481 360 360 368000.00 20070901
17293530 360 360 54557.00 20070901
17293534 360 359 323950.00 20070801
17295229 360 359 420000.00 20070801
17295184 360 360 351800.00 20070901
17295269 360 360 168000.00 20070901
17295314 360 359 375000.00 20070801
17297165 360 359 52800.00 20070801
17298121 360 360 585000.00 20070901
17298156 360 360 276000.00 20070901
17298181 360 359 60300.00 20070801
17298190 360 360 150300.00 20070901
17298193 360 359 110000.00 20070801
17298202 360 360 350000.00 20070901
17298208 360 360 238000.00 20070901
17298876 360 359 304000.00 20070801
17298916 360 359 192500.00 20070801
17299532 360 359 79110.00 20070801
17299561 360 360 103500.00 20070901
17299564 360 359 116000.00 20070801
17299612 360 359 270000.00 20070801
17230523 360 358 97100.00 20070701
17274294 360 360 712500.00 20070901
17274354 360 359 108900.00 20070801
17275503 360 359 107240.00 20070801
17275504 360 359 340000.00 20070801
17275517 360 359 265500.00 20070801
17275533 360 359 441000.00 20070801
17275551 360 359 282625.00 20070801
17278403 360 359 532500.00 20070801
17278414 360 359 160000.00 20070801
17278419 360 359 600000.00 20070801
17278437 360 359 428000.00 20070801
17278381 360 359 152000.00 20070801
17278385 360 359 240800.00 20070801
17278981 360 359 237600.00 20070801
17279014 360 360 60750.00 20070901
17279029 360 359 324000.00 20070801
17279041 360 359 172000.00 20070801
17279592 360 359 185000.00 20070801
17279600 360 359 87300.00 20070801
17279614 360 359 547485.00 20070801
17279617 360 359 468000.00 20070801
17280142 360 359 130500.00 20070801
17224142 360 358 811000.00 20070701
17226483 360 358 218250.00 20070701
17226530 360 358 117000.00 20070701
17228637 360 358 258000.00 20070701
17229538 360 358 126400.00 20070701
17229938 360 358 700000.00 20070701
17229962 360 358 79200.00 20070701
17230009 360 358 493875.00 20070701
17230016 360 358 300700.00 20070701
17230063 360 358 84240.00 20070701
17216765 360 358 224000.00 20070701
17216768 360 358 520000.00 20070701
17216774 360 358 225000.00 20070701
17217699 360 358 64060.00 20070701
17217461 360 358 98800.00 20070701
17217465 360 359 360000.00 20070801
17218514 360 358 463500.00 20070701
17218541 360 358 405000.00 20070701
17218559 360 358 1140000.00 20070701
17219252 360 358 360000.00 20070701
17219262 360 358 98400.00 20070701
17219269 360 357 319200.00 20070601
17221459 360 358 194000.00 20070701
17224113 360 358 157500.00 20070701
17207955 360 357 138800.00 20070601
17213970 360 358 184500.00 20070701
17214075 360 357 720000.00 20070601
17214096 360 359 750000.00 20070801
17214822 360 358 384000.00 20070701
17215496 360 357 569500.00 20070601
17215572 360 359 328000.00 20070801
17215301 360 357 330000.00 20070601
17216674 360 357 99000.00 20070601
17216746 360 358 432000.00 20070701
17204222 360 357 340000.00 20070601
17205728 360 358 112500.00 20070701
17205739 360 359 185000.00 20070801
17207179 360 358 103500.00 20070701
17207898 360 358 700000.00 20070701
17207793 360 359 579000.00 20070801
17204198 360 358 343000.00 20070701
17172263 360 357 210000.00 20070601
17175149 360 357 276210.00 20070601
17175197 360 357 270864.00 20070601
17178366 360 357 160000.00 20070601
17178460 360 357 83700.00 20070601
17182395 360 357 165100.00 20070601
17182447 360 357 63360.00 20070601
17200628 360 357 130500.00 20070601
17200702 360 357 193327.50 20070601
17201475 360 358 1950000.00 20070701
17201492 360 358 105750.00 20070701
17201514 360 358 105750.00 20070701
17202679 360 357 1342500.00 20070601
17202683 360 358 348500.00 20070701
17202703 360 357 414000.00 20070601
17202734 360 357 282000.00 20070601
17166568 360 358 240000.00 20070701
17166582 360 357 248000.00 20070601
17166620 360 357 650000.00 20070601
17168644 360 357 313600.00 20070601
17168668 360 357 525000.00 20070601
17170606 360 357 180000.00 20070601
17172219 360 357 348000.00 20070601
17159876 360 359 360000.00 20070801
17155383 360 356 288000.00 20070501
17159840 360 357 463000.00 20070601
17154214 360 356 78750.00 20070501
17150130 360 357 411000.00 20070601
17152432 360 357 100000.00 20070601
17152446 360 358 362900.00 20070701
17267377 360 359 402400.00 20070801
17148216 360 357 182083.00 20070601
17266292 360 359 194378.00 20070801
17267337 360 359 382500.00 20070801
17267345 360 359 588000.00 20070801
17267353 360 359 513000.00 20070801
17265884 360 359 369000.00 20070801
17264172 360 359 120000.00 20070801
17265461 360 360 212500.00 20070901
17265476 360 359 144000.00 20070801
17265511 360 359 264500.00 20070801
17265548 360 359 580000.00 20070801
17256950 360 359 349200.00 20070801
17256956 360 359 319000.00 20070801
17259525 360 358 487575.00 20070701
17259537 360 359 112500.00 20070801
17259550 360 359 64700.00 20070801
17259552 360 359 405000.00 20070801
17259565 360 359 175000.00 20070801
17263509 360 359 210600.00 20070801
17263544 360 359 584000.00 20070801
17263550 360 359 432000.00 20070801
17263904 360 359 413000.00 20070801
17263711 360 360 105000.00 20070901
17263907 360 359 100800.00 20070801
17256947 360 359 494400.00 20070801
17252652 360 358 544000.00 20070701
17252679 360 358 499500.00 20070701
17251451 360 359 261000.00 20070801
17247497 360 358 560000.00 20070701
17247512 360 358 1574650.00 20070701
17247516 360 358 225600.00 20070701
17247551 360 359 177100.00 20070801
17247637 360 359 134100.00 20070801
17251417 360 358 651750.00 20070701
17246647 360 358 524000.00 20070701
17246696 360 358 840000.00 20070701
17246708 360 358 357000.00 20070701
17246712 360 358 360000.00 20070701
17246730 360 359 390000.00 20070801
17246757 360 358 500000.00 20070701
17245751 360 358 523250.00 20070701
17245757 360 358 600000.00 20070701
17245804 360 359 316000.00 20070801
17245820 360 358 576000.00 20070701
17245869 360 359 500000.00 20070801
17245880 360 358 600000.00 20070701
17246587 360 359 60750.00 20070801
17244095 360 359 300000.00 20070801
17244418 360 358 650000.00 20070701
17244443 360 359 235000.00 20070801
17244451 360 358 580000.00 20070701
17244502 360 358 186300.00 20070701
17244520 360 358 453341.00 20070701
17242783 360 358 525000.00 20070701
17242799 360 359 102500.00 20070801
17242858 360 358 135900.00 20070701
17243991 360 358 164250.00 20070701
17244053 360 358 214200.00 20070701
17244055 360 358 304000.00 20070701
17130006 360 357 167040.00 20070601
17132646 360 357 327750.00 20070601
17230632 360 359 175200.00 20070801
17231370 360 358 583924.00 20070701
17231401 360 358 537300.00 20070701
17231403 360 358 56295.00 20070701
17231310 360 358 552000.00 20070701
17233936 360 358 212000.00 20070701
17233940 360 358 225000.00 20070701
17233948 360 359 278380.00 20070801
17234036 360 358 133000.00 20070701
17113019 360 357 331550.00 20070601
17128204 360 358 666250.00 20070701
16775482 360 352 198000.00 20070101
16774836 360 352 456000.00 20070101
17244390 360 358 172800.00 20070701
17247532 360 360 411200.00 20070901
17252618 360 358 500000.00 20070701
17255187 360 359 500000.00 20070801
17256882 360 358 526000.00 20070701
17264082 360 360 200000.00 20070901
17272265 360 359 151000.00 20070801
17278420 360 360 323000.00 20070901
17286675 360 359 427500.00 20070801
17295178 360 360 160000.00 20070901
17303019 360 360 200000.00 20070901
17325207 360 360 165000.00 20070901
17148942 360 356 153000.00 20070501
17267730 360 358 323850.00 20070701
17272414 360 358 243000.00 20070701
17293559 360 356 750000.00 20070501
17298981 360 359 528000.00 20070801
17152888 360 356 186000.00 20070501
17171691 360 356 444000.00 20070501
17202186 360 356 140000.00 20070501
17206059 360 356 447300.00 20070501
17226624 360 358 569500.00 20070701
17226648 360 357 279000.00 20070601
17228947 360 359 133700.00 20070801
17230289 360 359 132300.00 20070801
17246240 360 357 620000.00 20070601
17246988 360 358 201200.00 20070701
17150162 360 360 234450.00 20070901
17214764 360 358 236800.00 20070701
17021250 360 356 204800.00 20070501
17027741 360 355 206312.00 20070401
17057776 360 355 103120.00 20070401
17076953 360 353 417000.00 20070201
17077093 360 357 339000.00 20070601
17078199 360 356 169001.00 20070501
17088677 360 356 177300.00 20070501
16853196 360 353 1494500.00 20070201
16765217 360 352 585000.00 20070101
16731889 360 352 274500.00 20070101
16707917 360 351 234000.00 20061201
17218457 360 357 112500.00 20070601
17128180 360 357 225000.00 20070601
16658475 360 350 630000.00 20061101
17113464 360 356 92700.00 20070501
17128696 360 356 74150.00 20070501
17078695 360 356 422400.00 20070501
17089154 360 355 323250.00 20070401
17089171 360 355 395000.00 20070401
17052157 360 356 190000.00 20070501
17033501 360 356 255000.00 20070501
16640918 360 348 56800.00 20060901
17113620 360 356 417000.00 20070501
17113741 360 356 407992.00 20070501
17128585 360 355 259600.00 20070401
17128594 360 355 146250.00 20070401
17128610 360 355 68000.00 20070401
17128617 360 355 95400.00 20070401
17128629 360 355 134284.00 20070401
17128675 360 356 1600000.00 20070501
17128682 360 355 618750.00 20070401
17128702 360 355 220000.00 20070401
17128815 360 356 619500.00 20070501
17128844 360 355 456000.00 20070401
17128850 360 357 218250.00 20070601
17088910 360 356 188000.00 20070501
17088943 360 354 332500.00 20070301
17088954 360 354 207000.00 20070301
17088987 360 354 75000.00 20070301
17088997 360 354 435000.00 20070301
17089011 360 354 144900.00 20070301
17089068 360 354 430100.00 20070301
17089080 360 355 224000.00 20070401
17089083 360 355 106000.00 20070401
17089125 360 355 344970.00 20070401
17089160 360 354 300000.00 20070301
17089164 360 354 201400.00 20070301
17089177 360 356 540000.00 20070501
17089210 360 355 430900.00 20070401
17089347 360 356 534000.00 20070501
17089385 360 354 165600.00 20070301
17089404 360 356 669104.00 20070501
17113369 360 352 512000.00 20070101
17113412 360 354 220800.00 20070301
17113417 360 355 169955.00 20070401
17113441 360 356 215000.00 20070501
17113452 360 355 531000.00 20070401
17113482 360 353 161500.00 20070201
17113508 360 356 280000.00 20070501
17113520 360 356 162000.00 20070501
17113564 360 356 317992.00 20070501
17113570 360 356 133950.00 20070501
17113581 360 356 300000.00 20070501
17113584 360 356 203000.00 20070501
17325700 360 359 636000.00 20070801
17231091 360 358 133700.00 20070701
17231742 360 358 55590.00 20070701
17259586 360 358 166400.00 20070701
17263492 360 358 146160.00 20070701
17263493 360 358 135200.00 20070701
17263501 360 358 150000.00 20070701
17267729 360 358 238400.00 20070701
17298993 360 359 346850.00 20070801
17311933 360 358 387200.00 20070701
17217841 360 357 50000.00 20070601
17218966 360 358 999999.00 20070701
17221836 360 358 255000.00 20070701
17224507 360 358 199900.00 20070701
17302470 360 360 288000.00 20070901
17303084 360 360 157500.00 20070901
17303105 360 360 1260000.00 20070901
17303110 360 360 254000.00 20070901
17303139 360 360 450000.00 20070901
17303587 360 360 116472.00 20070901
17303859 360 360 155500.00 20070901
17304219 360 360 412500.00 20070901
17304242 360 360 247500.00 20070901
17304245 360 360 100000.00 20070901
17304847 360 360 82500.00 20070901
17306297 360 360 382500.00 20070901
17306309 360 360 454000.00 20070901
17306334 360 360 305600.00 20070901
17306345 360 360 540000.00 20070901
17309075 360 360 314000.00 20070901
17311761 360 360 120500.00 20070901
17311820 360 360 120739.00 20070901
17312192 360 360 352000.00 20070901
17312241 360 360 441000.00 20070901
17312273 360 360 280000.00 20070901
17152928 360 356 120000.00 20070501
17323053 360 360 180000.00 20070901
17323065 360 360 208000.00 20070901
17323109 360 360 500000.00 20070901
17324329 360 360 180000.00 20070901
17171544 360 356 100000.00 20070501
17172551 360 355 100700.00 20070401
17172637 360 355 216000.00 20070401
17172654 360 356 158000.00 20070501
17180343 360 358 239920.00 20070701
17182816 360 357 472815.00 20070601
17133253 360 356 1316283.00 20070501
17202132 360 356 216000.00 20070501
17206055 360 357 462600.00 20070601
17207384 360 358 120300.00 20070701
17302222 360 360 220000.00 20070901
17302273 360 360 432000.00 20070901
17302437 360 360 317500.00 20070901
16339145 360 347 520000.00 20060801
16335162 360 348 198000.00 20060901
17078806 360 356 464000.00 20070501
17078849 360 356 234670.00 20070501
17078864 360 356 373320.00 20070501
17088707 360 357 264000.00 20070601
17088830 360 355 356792.00 20070401
17075931 360 356 151500.00 20070501
17075945 360 356 292500.00 20070501
17076858 360 355 161520.00 20070401
17076872 360 356 272500.00 20070501
17076900 360 355 176225.00 20070401
17076912 360 356 225900.00 20070501
17076947 360 354 292000.00 20070301
17076976 360 356 241992.00 20070501
17077010 360 356 220800.00 20070501
17077067 360 355 549500.00 20070401
17077076 360 355 198000.00 20070401
17077128 360 358 253800.00 20070701
17077132 360 356 238500.00 20070501
17077275 360 356 275601.00 20070501
17077293 360 356 789999.00 20070501
17077323 360 356 357000.00 20070501
17078136 360 355 129500.00 20070401
17078239 360 355 162400.00 20070401
17078258 360 355 288000.00 20070401
17078285 360 355 217000.00 20070401
17078346 360 356 171350.00 20070501
17078469 360 355 227900.00 20070401
17078483 360 355 175000.00 20070401
17078489 360 355 150000.00 20070401
17078492 360 353 159920.00 20070201
17078510 360 356 413610.00 20070501
17078524 360 355 284000.00 20070401
17078616 360 355 687708.00 20070401
17078728 360 355 1350000.00 20070401
17065151 360 356 431445.00 20070501
17065401 360 354 244000.00 20070301
17065468 360 356 333108.00 20070501
17066380 360 356 230000.00 20070501
17075789 360 356 437000.00 20070501
17066424 360 354 179500.00 20070301
17066426 360 355 554000.00 20070401
17066433 360 355 122320.00 20070401
17066506 360 355 252000.00 20070401
17066625 360 356 228000.00 20070501
17066665 360 356 483200.00 20070501
17066812 360 356 232628.00 20070501
17066821 360 356 162392.00 20070501
17075483 360 356 116850.00 20070501
17075502 360 356 221000.00 20070501
17075524 360 356 464000.00 20070501
17075530 360 353 215550.00 20070201
17056092 360 355 163832.00 20070401
17059584 360 356 194000.00 20070501
17060537 360 355 203350.00 20070401
17056102 360 355 460122.00 20070401
17060544 360 356 748000.00 20070501
17057638 360 355 276000.00 20070401
17060672 360 355 348000.00 20070401
17057862 360 353 198400.00 20070201
17057982 360 354 213750.00 20070301
17060748 360 356 2000000.00 20070501
17059350 360 356 135000.00 20070501
17059427 360 353 357000.00 20070201
17048049 360 354 175655.00 20070301
17053451 360 356 232500.00 20070501
17048333 360 355 193992.00 20070401
17052112 360 355 212000.00 20070401
17052118 360 355 47000.00 20070401
17052171 360 354 528000.00 20070301
17034852 360 356 640000.00 20070501
17034870 360 355 459840.00 20070401
17034871 360 355 431261.00 20070401
17042550 360 355 199960.00 20070401
17042572 360 356 442650.00 20070501
17042663 360 355 133200.00 20070401
17042696 360 355 102400.00 20070401
17042704 360 355 74160.00 20070401
17043797 360 355 284300.00 20070401
17027842 360 355 980000.00 20070401
17033168 360 355 208000.00 20070401
17033227 360 355 399950.00 20070401
17034525 360 355 475000.00 20070401
17011071 360 354 108000.00 20070301
17011191 360 356 100000.00 20070501
17011195 360 355 264720.00 20070401
17008959 360 355 225000.00 20070401
17000474 360 353 129000.00 20070201
17002030 360 357 243200.00 20070601
17002115 360 353 250000.00 20070201
16991628 360 353 279000.00 20070201
16991654 360 356 1286000.00 20070501
16995226 360 354 498750.00 20070301
16990319 360 354 421600.00 20070301
16991391 360 353 305000.00 20070201
17027652 360 355 364000.00 20070401
17015033 360 355 265052.00 20070401
17021895 360 355 129212.00 20070401
17021287 360 356 173353.00 20070501
17013455 360 354 72500.00 20070301
16543911 360 349 81250.00 20061001
16981565 360 354 477280.00 20070301
16980673 360 354 130400.00 20070301
16974061 360 355 252000.00 20070401
16970678 360 353 236700.00 20070201
16965467 360 354 58800.00 20070301
16963091 360 353 200751.00 20070201
16857009 360 352 520000.00 20070101
16852707 360 355 255600.00 20070401
16853381 360 352 245000.00 20070101
16856510 360 354 152000.00 20070301
16856579 360 353 196175.00 20070201
16851967 360 353 133752.00 20070201
16846205 360 354 514500.00 20070301
16844593 360 353 417000.00 20070201
16845650 360 353 211500.00 20070201
16839016 360 353 432250.00 20070201
16840073 360 353 720000.00 20070201
17324965 360 354 448000.00 20070301
17324966 360 359 477600.00 20070801
17324967 360 359 823500.00 20070801
17324968 360 359 680000.00 20070801
17324970 360 359 484032.00 20070801
17324971 360 359 460000.00 20070801
17324972 360 360 1893500.00 20070901
17324974 360 360 494400.00 20070901
17324975 360 360 540000.00 20070901
17324976 360 360 560000.00 20070901
17324977 360 360 760000.00 20070901
17324979 360 359 920000.00 20070801
17324980 360 360 422000.00 20070901
17324981 360 360 424000.00 20070901
17324982 360 360 472000.00 20070901
17324983 360 360 832000.00 20070901
17324984 360 360 936800.00 20070901
17324985 360 360 507000.00 20070901
17324986 360 360 492300.00 20070901
17324987 360 360 650000.00 20070901
17323310 360 360 476000.00 20070901
17323311 360 360 616000.00 20070901
17323312 360 359 470400.00 20070801
17323313 360 360 540000.00 20070901
17323314 360 360 780000.00 20070901
17323315 360 359 667500.00 20070801
17323316 360 360 430000.00 20070901
17323317 360 360 632000.00 20070901
17323318 360 360 500000.00 20070901
17323319 360 360 528000.00 20070901
17323320 360 360 528000.00 20070901
17323322 360 360 568000.00 20070901
17323323 360 360 456000.00 20070901
17323324 360 360 447200.00 20070901
17324951 360 360 500000.00 20070901
17324952 360 359 693400.00 20070801
17324953 360 359 571200.00 20070801
17324954 360 359 784000.00 20070801
17324955 360 359 582750.00 20070801
17324956 360 359 1223500.00 20070801
17324957 360 359 473050.00 20070801
17324958 360 358 650000.00 20070701
17324959 360 359 571000.00 20070801
17324960 360 359 675000.00 20070801
17324961 360 359 428000.00 20070801
17324962 360 359 422391.00 20070801
17324963 360 359 566390.00 20070801
17324964 360 359 503500.00 20070801
17323281 360 359 500000.00 20070801
17323282 360 359 750000.00 20070801
17323283 360 359 495000.00 20070801
17323284 360 358 489000.00 20070701
17323285 360 357 640000.00 20070601
17323286 360 359 528000.00 20070801
17323287 360 359 472500.00 20070801
17323288 360 360 824000.00 20070901
17323289 360 357 685000.00 20070601
17323290 360 360 960000.00 20070901
17323291 360 360 1770000.00 20070901
17323292 360 359 905000.00 20070801
17323293 360 360 607200.00 20070901
17323294 360 360 950000.00 20070901
17323295 360 360 1728946.00 20070901
17323296 360 359 448000.00 20070801
17323297 360 360 817199.00 20070901
17323298 360 360 468000.00 20070901
17323299 360 360 468000.00 20070901
17323300 360 360 880000.00 20070901
17323301 360 360 436000.00 20070901
17323302 360 360 450000.00 20070901
17323304 360 359 468000.00 20070801
17323305 360 359 556000.00 20070801
17323306 360 360 715000.00 20070901
17323307 360 360 500000.00 20070901
17323308 360 360 632000.00 20070901
17323309 360 360 937500.00 20070901
17323269 360 358 740000.00 20070701
17323270 360 359 621050.00 20070801
17323271 360 359 610000.00 20070801
17323272 360 359 623000.00 20070801
17323273 360 358 495000.00 20070701
17323274 360 359 626500.00 20070801
17323275 360 359 861200.00 20070801
17323276 360 359 456000.00 20070801
17323277 360 359 448000.00 20070801
17323278 360 359 580000.00 20070801
17323279 360 359 508000.00 20070801
17323280 360 359 960000.00 20070801
17323249 360 359 495000.00 20070801
17323250 360 359 895000.00 20070801
17323251 360 360 423020.00 20070901
17323252 360 359 431000.00 20070801
17323253 360 360 1046250.00 20070901
17323254 360 360 608000.00 20070901
17323255 360 360 1500000.00 20070901
17323256 360 360 1000000.00 20070901
17323257 360 359 517500.00 20070801
17323258 360 360 460000.00 20070901
17323259 360 360 552000.00 20070901
17323260 360 360 510390.00 20070901
17323261 360 360 504000.00 20070901
17323262 360 360 540000.00 20070901
17323263 360 360 490000.00 20070901
17323264 360 360 750000.00 20070901
17323265 360 360 452000.00 20070901
17323266 360 359 675605.00 20070801
17323267 360 360 584600.00 20070901
17323268 360 360 432000.00 20070901
17323228 360 359 520000.00 20070801
17323229 360 359 650000.00 20070801
17323230 360 359 455000.00 20070801
17323231 360 359 650000.00 20070801
17323232 360 359 627300.00 20070801
17323233 360 359 468000.00 20070801
17323234 360 359 650000.00 20070801
17323235 360 359 610000.00 20070801
17323237 360 359 592000.00 20070801
17323238 360 360 568000.00 20070901
17323239 360 359 472500.00 20070801
17323240 360 360 820000.00 20070901
17323241 360 360 793329.00 20070901
17323242 360 359 975000.00 20070801
17323243 360 359 471900.00 20070801
17323244 360 359 518300.00 20070801
17323245 360 359 440000.00 20070801
17323246 360 359 451006.00 20070801
17323247 360 359 466400.00 20070801
17323248 360 359 472000.00 20070801
17323224 360 358 480000.00 20070701
17323225 360 359 744000.00 20070801
17323226 360 358 1250000.00 20070701
17323227 360 359 580000.00 20070801
17304742 360 359 504000.00 20070801
17304743 360 359 458000.00 20070801
17304744 360 359 488000.00 20070801
17304745 360 359 466800.00 20070801
17304746 360 359 559200.00 20070801
17304747 360 359 720000.00 20070801
17304748 360 359 452000.00 20070801
17304749 360 359 448000.00 20070801
17304750 360 359 472000.00 20070801
17304751 360 359 449600.00 20070801
17304752 360 359 615200.00 20070801
17304753 360 359 435000.00 20070801
17304754 360 359 452000.00 20070801
17304755 360 359 744000.00 20070801
17304756 360 359 528000.00 20070801
17304757 360 359 584000.00 20070801
17304758 360 359 742500.00 20070801
17304759 360 359 448000.00 20070801
17304760 360 359 600000.00 20070801
17304761 360 359 528000.00 20070801
17304762 360 359 500000.00 20070801
17304763 360 359 433600.00 20070801
17304764 360 359 418000.00 20070801
17304765 360 359 560000.00 20070801
17304766 360 359 488000.00 20070801
17304767 360 359 483750.00 20070801
17304768 360 359 444000.00 20070801
17304769 360 359 512000.00 20070801
17323223 360 359 427500.00 20070801
17347400 360 356 440000.00 20070501
17304509 360 358 600000.00 20070701
17304510 360 359 560000.00 20070801
17304511 360 359 444720.00 20070801
17304512 360 358 420000.00 20070701
17304514 360 359 1500000.00 20070801
17304515 360 359 1000000.00 20070801
17304516 360 359 900000.00 20070801
17304517 360 359 1198500.00 20070801
17304518 360 359 470000.00 20070801
17304519 360 359 1480000.00 20070801
17304520 360 359 650000.00 20070801
17304521 360 359 867700.00 20070801
17304523 360 359 560000.00 20070801
17304524 360 359 505800.00 20070801
17304525 360 359 657000.00 20070801
17304526 360 359 1785000.00 20070801
17304527 360 359 508000.00 20070801
17304528 360 359 475000.00 20070801
17304529 360 359 1181250.00 20070801
17304530 360 359 422400.00 20070801
17304531 360 359 472000.00 20070801
17304532 360 359 496000.00 20070801
17304534 360 359 479250.00 20070801
17304535 360 359 662300.00 20070801
17304536 360 359 556000.00 20070801
17304537 360 359 548000.00 20070801
17304538 360 359 493600.00 20070801
17304539 360 359 450000.00 20070801
17304457 360 359 466850.00 20070801
17304458 360 359 446250.00 20070801
17304459 360 359 429600.00 20070801
17304460 360 359 472000.00 20070801
17304462 360 358 484000.00 20070701
17304463 360 359 421600.00 20070801
17304464 360 359 520000.00 20070801
17304466 360 359 800000.00 20070801
17304467 360 359 591000.00 20070801
17304468 360 359 1000000.00 20070801
17304469 360 359 490000.00 20070801
17304470 360 359 493000.00 20070801
17304471 360 359 531177.00 20070801
17304472 360 359 600000.00 20070801
17304473 360 359 1250000.00 20070801
17304474 360 359 670000.00 20070801
17304475 360 359 588000.00 20070801
17304476 360 359 632000.00 20070801
17304477 360 359 463000.00 20070801
17304478 360 359 552000.00 20070801
17304479 360 359 705000.00 20070801
17304480 360 359 750000.00 20070801
17304481 360 359 432000.00 20070801
17304482 360 359 616000.00 20070801
17304483 360 359 800000.00 20070801
17304484 360 359 935300.00 20070801
17304485 360 359 460000.00 20070801
17304486 360 359 480000.00 20070801
17304487 360 360 1000000.00 20070901
17304488 360 359 428401.00 20070801
17304489 360 359 1190000.00 20070801
17304490 360 360 1295000.00 20070901
17304492 360 357 631550.00 20070601
17304493 360 355 1280000.00 20070401
17304494 360 359 703080.00 20070801
17304495 360 353 960000.00 20070201
17304496 360 353 650000.00 20070201
17304497 360 356 465694.00 20070501
17304498 360 356 592750.00 20070501
17304499 360 357 784000.00 20070601
17304501 360 357 915000.00 20070601
17304503 360 358 580000.00 20070701
17304504 360 358 434000.00 20070701
17304505 360 359 1564000.00 20070801
17304506 360 359 3000000.00 20070801
17304507 360 358 510000.00 20070701
17304508 360 358 575960.00 20070701
17298057 360 359 540000.00 20070801
17298060 360 359 650000.00 20070801
17298063 360 359 544000.00 20070801
17298065 360 359 468000.00 20070801
17304437 360 358 2300085.05 20070701
17304438 360 359 423920.00 20070801
17304439 360 358 999000.00 20070701
17304440 360 359 920000.00 20070801
17304441 360 359 2107000.00 20070801
17304443 360 359 680000.00 20070801
17304444 360 359 465000.00 20070801
17304445 360 358 960000.00 20070701
17304446 360 358 1500000.00 20070701
17304447 360 358 439200.00 20070701
17304448 360 358 887200.00 20070701
17304449 360 358 492000.00 20070701
17304450 360 359 650000.00 20070801
17304451 360 359 650000.00 20070801
17304453 360 359 629000.00 20070801
17304454 360 357 576000.00 20070601
17304455 360 357 750000.00 20070601
17304456 360 359 1099000.00 20070801
17296690 360 358 472800.00 20070701
17296695 360 358 637500.00 20070701
17296696 360 359 425600.00 20070801
17296709 360 359 650000.00 20070801
17296718 360 359 602000.00 20070801
17296720 360 359 673600.00 20070801
17296723 360 359 438000.00 20070801
17296728 360 359 467000.00 20070801
17296748 360 359 568000.00 20070801
17298042 360 358 430950.00 20070701
17298047 360 359 608000.00 20070801
17284408 360 358 583689.00 20070701
17284410 360 356 617335.00 20070501
17284411 360 358 569661.47 20070701
17284412 360 358 833050.00 20070701
17284414 360 358 458080.79 20070701
17284416 360 357 540886.00 20070601
17284417 360 358 1080000.00 20070701
17284419 360 358 422750.00 20070701
17284422 360 358 542699.00 20070701
17284423 360 358 712629.07 20070701
17284426 360 358 538371.11 20070701
17284427 360 354 516000.00 20070301
17284430 360 355 432000.00 20070401
17284443 360 358 600000.00 20070701
17284455 360 358 508000.00 20070701
17284456 360 358 540000.00 20070701
17284463 360 358 618057.00 20070701
17284480 360 358 468000.00 20070701
17284489 360 359 584000.00 20070801
17284498 360 359 559200.00 20070801
17284503 480 479 520000.00 20070801
17284505 360 359 1100000.00 20070801
17284507 360 359 936000.00 20070801
17284521 360 359 540000.00 20070801
17284525 360 359 593500.00 20070801
17284534 360 359 495200.00 20070801
17293852 360 358 479000.00 20070701
17293855 360 358 640000.00 20070701
17293889 360 358 1240000.00 20070701
17293893 360 358 903000.00 20070701
17293896 360 359 1466500.00 20070801
17293897 360 359 448000.00 20070801
17293902 360 359 1000000.00 20070801
17293910 360 359 480000.00 20070801
17293912 360 359 444000.00 20070801
17293913 360 359 620000.00 20070801
17293915 360 359 681700.00 20070801
17293917 360 359 570000.00 20070801
17293918 360 359 999000.00 20070801
17293923 360 359 520800.00 20070801
17293926 360 359 536000.00 20070801
17304709 360 359 448000.00 20070801
17304710 360 359 480000.00 20070801
17304711 360 359 624000.00 20070801
17304712 360 359 476000.00 20070801
17304713 360 359 452000.00 20070801
17304714 360 359 448000.00 20070801
17304715 360 359 475999.00 20070801
17304716 360 359 644000.00 20070801
17304717 360 359 528000.00 20070801
17304718 360 359 1250000.00 20070801
17304719 360 359 920000.00 20070801
17304720 360 359 472000.00 20070801
17304721 360 359 448000.00 20070801
17304722 360 359 650000.00 20070801
17304723 360 359 440000.00 20070801
17304724 360 359 480000.00 20070801
17304725 360 359 418400.00 20070801
17304726 360 359 496000.00 20070801
17304727 360 359 552000.00 20070801
17304728 360 359 498750.00 20070801
17304729 360 359 520000.00 20070801
17304730 360 359 600000.00 20070801
17304731 360 359 574400.00 20070801
17304732 360 359 436000.00 20070801
17304733 360 359 424000.00 20070801
17304734 360 359 1360000.00 20070801
17304735 360 359 675000.00 20070801
17304737 360 359 692000.00 20070801
17304738 360 359 471200.00 20070801
17304739 360 359 440000.00 20070801
17304740 360 359 423200.00 20070801
17304741 360 359 568000.00 20070801
17304655 360 358 455943.00 20070701
17304656 360 358 1200000.00 20070701
17304657 360 359 469000.00 20070801
17304658 360 358 1715000.00 20070701
17304659 360 357 588000.00 20070601
17304660 360 358 630000.00 20070701
17304661 360 359 1350000.00 20070801
17304663 360 358 624000.00 20070701
17304664 360 359 538405.00 20070801
17304666 360 359 643000.00 20070801
17304667 360 359 464000.00 20070801
17304668 360 358 578776.00 20070701
17304669 360 359 624000.00 20070801
17304670 360 358 1470000.00 20070701
17304671 360 359 2500000.00 20070801
17304672 360 359 541260.00 20070801
17304673 360 359 2640000.00 20070801
17304674 360 359 637600.00 20070801
17304675 360 359 606543.00 20070801
17304676 360 359 1280000.00 20070801
17304677 360 360 905000.00 20070901
17304678 360 359 1237500.00 20070801
17304679 360 359 960000.00 20070801
17304680 360 359 423000.00 20070801
17304681 360 359 436000.00 20070801
17304682 360 359 480000.00 20070801
17304683 360 359 952000.00 20070801
17304684 360 359 1743000.00 20070801
17304685 360 359 585000.00 20070801
17304686 360 359 544000.00 20070801
17304687 360 359 956250.00 20070801
17304688 360 359 552000.00 20070801
17304689 360 359 480000.00 20070801
17304690 360 359 960000.00 20070801
17304691 360 359 484000.00 20070801
17304692 360 359 480000.00 20070801
17304693 360 359 524000.00 20070801
17304694 360 359 612000.00 20070801
17304695 360 359 695000.00 20070801
17304696 360 359 464000.00 20070801
17304697 360 359 516720.00 20070801
17304698 360 359 632000.00 20070801
17304699 360 359 610400.00 20070801
17304700 360 359 472500.00 20070801
17304701 360 359 484000.00 20070801
17304702 360 359 800000.00 20070801
17304703 360 359 457520.00 20070801
17304704 360 359 550000.00 20070801
17304705 360 359 592000.00 20070801
17304706 360 359 531988.00 20070801
17304707 360 359 465000.00 20070801
17304708 360 359 536000.00 20070801
17293932 360 359 485600.00 20070801
17293940 360 359 463125.00 20070801
17279247 360 357 933947.54 20070601
17279252 360 354 974975.00 20070301
17279254 360 357 425879.34 20070601
17279255 360 357 479831.26 20070601
17279260 360 358 450000.00 20070701
17279268 360 358 576000.00 20070701
17279273 360 358 575200.00 20070701
17279276 360 358 432736.00 20070701
17279279 360 359 456000.00 20070801
17279280 360 358 595000.00 20070701
17279287 360 359 423200.00 20070801
17279304 360 359 432000.00 20070801
17278665 360 359 742600.00 20070801
17278669 360 359 548000.00 20070801
17278677 360 357 653600.00 20070601
17278680 360 358 637500.00 20070701
17278682 360 357 1000000.00 20070601
17278683 360 358 474000.00 20070701
17278689 360 358 494000.00 20070701
17278697 360 358 515000.00 20070701
17278698 360 358 1000000.00 20070701
17278702 360 355 660000.00 20070401
17278703 360 358 974350.00 20070701
17278709 360 358 645000.00 20070701
17278711 360 359 900000.00 20070801
17278735 360 358 576000.00 20070701
17278744 360 358 435000.00 20070701
17278751 360 358 498750.00 20070701
17278752 360 359 504000.00 20070801
17278754 360 358 420000.00 20070701
17278756 360 358 508700.00 20070701
17278768 360 358 430000.00 20070701
17278770 360 358 556750.00 20070701
17278773 360 358 500000.00 20070701
17278775 360 358 592000.00 20070701
17278786 360 359 596000.00 20070801
17266804 360 358 432000.00 20070701
17266823 360 357 1000000.00 20070601
17266835 360 357 1240000.00 20070601
17266913 360 358 880000.00 20070701
17266923 360 358 710983.00 20070701
17266942 360 358 1291500.00 20070701
17266968 360 358 975000.00 20070701
17266988 360 358 869600.00 20070701
17267086 360 358 900000.00 20070701
17267095 360 358 1300000.00 20070701
17267139 360 358 1495900.00 20070701
17267140 360 358 708000.00 20070701
17267150 360 358 802500.00 20070701
17267155 360 358 974250.00 20070701
17267180 360 358 1120000.00 20070701
17267196 360 358 999999.00 20070701
17267221 360 358 720000.00 20070701
17267246 360 356 997924.74 20070501
17303387 360 359 159200.00 20070801
17303369 360 358 126400.00 20070701
17303388 360 359 260000.00 20070801
17303389 360 359 176000.00 20070801
17303350 360 358 580000.00 20070701
17303334 360 351 226710.00 20061201
17303335 360 352 705500.00 20070101
17303354 360 359 54000.00 20070801
17303390 360 359 355000.00 20070801
17303372 360 359 328000.00 20070801
17303337 360 353 376000.00 20070201
17303374 360 359 459000.00 20070801
17303392 360 359 80000.00 20070801
17303356 360 359 417000.00 20070801
17303393 360 359 373500.00 20070801
17303395 360 359 451750.00 20070801
17303377 360 359 86000.00 20070801
17303396 360 359 171275.00 20070801
17303378 360 359 303500.00 20070801
17303397 360 359 165000.00 20070801
17303379 360 359 380000.00 20070801
17303340 360 352 200000.00 20070101
17303341 360 355 620250.00 20070401
17303343 360 354 471880.00 20070301
17303380 360 359 300000.00 20070801
17303362 360 359 304200.00 20070801
17303381 360 359 575600.00 20070801
17303364 360 358 525000.00 20070701
17303382 360 359 317600.00 20070801
17303347 360 355 1375000.00 20070401
17303366 360 358 152100.00 20070701
17303384 360 359 256000.00 20070801
17303385 360 359 150000.00 20070801
17303367 360 358 650000.00 20070701
17303349 360 355 1043200.00 20070401
17303368 360 358 176000.00 20070701
17303386 360 359 240000.00 20070801
17233831 360 356 592800.00 20070501
17233834 360 357 420000.00 20070601
17266742 360 357 995083.09 20070601
17266743 360 357 1433223.37 20070601
17266746 360 357 1174598.00 20070601
17278662 360 359 535833.00 20070801
17304576 360 351 863000.00 20061201
17304578 360 353 668000.00 20070201
17304580 360 353 595000.00 20070201
17304581 360 354 926000.00 20070301
17304583 360 354 589000.00 20070301
17304584 360 356 468000.00 20070501
17304586 360 355 728000.00 20070401
17304587 360 355 648000.00 20070401
17304588 360 354 527000.00 20070301
17304589 360 355 552000.00 20070401
17304592 360 356 780000.00 20070501
17304593 360 356 520000.00 20070501
17304594 360 354 504000.00 20070301
17304595 360 355 484800.00 20070401
17304596 360 356 496000.00 20070501
17304599 360 356 456000.00 20070501
17304601 360 356 3037000.00 20070501
17304604 360 353 675000.00 20070201
17304605 360 354 694700.00 20070301
17304606 360 355 965000.00 20070401
17304607 360 354 576000.00 20070301
17304608 360 356 460000.00 20070501
17304609 360 354 460000.00 20070301
17304610 360 355 1125000.00 20070401
17304611 360 355 1760000.00 20070401
17304612 360 357 960000.00 20070601
17304615 360 356 728000.00 20070501
17304617 360 356 583200.00 20070501
17304618 360 357 556000.00 20070601
17304619 360 357 448000.00 20070601
17304620 360 356 420744.00 20070501
17304621 360 356 746640.00 20070501
17304622 360 356 520000.00 20070501
17304623 360 359 436840.00 20070801
17304624 360 358 833000.00 20070701
17304625 360 359 1239600.00 20070801
17304626 360 359 1300000.00 20070801
17304627 360 358 425950.00 20070701
17304629 360 358 602000.00 20070701
17304630 360 359 550000.00 20070801
17304631 360 359 444000.00 20070801
17304632 360 359 520000.00 20070801
17304633 360 359 630000.00 20070801
17304634 360 357 468000.00 20070601
17304635 360 357 460000.00 20070601
17304636 360 356 440000.00 20070501
17304637 360 358 742430.00 20070701
17304638 360 356 700000.00 20070501
17304639 360 356 660000.00 20070501
17304640 360 356 448000.00 20070501
17304641 360 357 451460.00 20070601
17304642 360 357 931000.00 20070601
17304643 360 357 935000.00 20070601
17304644 360 358 480000.00 20070701
17304645 360 357 440000.00 20070601
17304646 360 357 438000.00 20070601
17304647 360 358 475171.00 20070701
17304648 360 358 875200.00 20070701
17304649 360 358 608800.00 20070701
17304650 360 357 1000000.00 20070601
17304651 360 360 1225000.00 20070901
17304652 360 358 748100.00 20070701
17304653 360 358 1820000.00 20070701
17304654 360 357 459750.00 20070601
17304569 360 358 795566.00 20070701
17304571 360 351 514500.00 20061201
17304573 360 360 1181250.00 20070901
17304574 360 356 993211.00 20070501
17304540 360 359 532000.00 20070801
17304541 360 359 1000000.00 20070801
17304542 360 359 490400.00 20070801
17304543 360 359 550000.00 20070801
17304544 360 359 892000.00 20070801
17304545 360 359 476000.00 20070801
17304546 360 359 1025000.00 20070801
17304547 360 359 595000.00 20070801
17304548 360 359 540000.00 20070801
17304549 360 359 471029.60 20070801
17304550 360 360 998000.00 20070901
17304551 360 359 1178000.00 20070801
17304552 360 359 491500.00 20070801
17304553 360 359 488000.00 20070801
17304556 360 359 429000.00 20070801
17304557 360 359 500000.00 20070801
17304558 360 360 620000.00 20070901
17304559 360 359 583600.00 20070801
17304560 360 359 451900.00 20070801
17304561 360 359 535700.00 20070801
17304562 360 359 566500.00 20070801
17304563 360 359 570000.00 20070801
17304564 360 359 481600.00 20070801
17304565 360 359 588000.00 20070801
17304566 360 359 460000.00 20070801
17304567 360 359 450000.00 20070801
17304568 360 357 568000.00 20070601
16177156 360 344 7800000.00 20060501
16199761 360 344 2640000.00 20060501
16564077 480 466 726400.00 20060701
16564090 480 467 483000.00 20060801
16564109 480 468 516000.00 20060901
16573251 480 468 805000.00 20060901
17251774 360 356 254400.00 20070501
17233809 360 357 208000.00 20070601
17233830 360 356 150000.00 20070501
17233835 360 356 500000.00 20070501
17233836 360 357 466000.00 20070601
17233838 360 357 560000.00 20070601
17233839 360 357 515000.00 20070601
17198165 360 353 492800.00 20070201
17198167 360 355 206000.00 20070401
17198168 360 354 288000.00 20070301
17198169 360 354 540000.00 20070301
17198175 360 355 464000.00 20070401
17198178 360 355 208000.00 20070401
17198179 360 355 378250.00 20070401
17198192 360 355 303600.00 20070401
17198196 360 355 488000.00 20070401
17198199 360 355 300000.00 20070401
17198204 360 355 196000.00 20070401
17198205 360 355 292500.00 20070401
17174973 360 354 292155.00 20070301
17174980 360 354 264000.00 20070301
17174987 360 354 448000.00 20070301
17174990 360 355 960000.00 20070401
17175014 360 356 257600.00 20070501
17175015 360 355 104000.00 20070401
16146866 360 339 101200.00 20051201
16649344 360 342 85600.00 20060301
17347241 360 356 396648.00 20070501
17347307 360 356 540000.00 20070501
17347137 360 354 408000.00 20070301
17347141 360 354 138750.00 20070301
17347144 360 354 150500.00 20070301
17347163 360 354 296000.00 20070301
17347170 360 355 95000.00 20070401
17347174 360 355 95000.00 20070401
17341582 360 359 560000.00 20070801
17341583 360 359 558400.00 20070801
17341584 360 360 840000.00 20070901
17341585 360 360 468000.00 20070901
17341586 360 360 560000.00 20070901
17341587 360 360 584000.00 20070901
17341588 360 360 435000.00 20070901
17341589 360 360 428250.00 20070901
17341590 360 357 650000.00 20070601
17341591 360 360 500000.00 20070901
17341592 360 360 496000.00 20070901
17341593 360 360 500000.00 20070901
17341594 360 360 1500000.00 20070901
17341595 360 360 512000.00 20070901
17341596 360 360 460000.00 20070901
17341597 360 358 1621185.00 20070701
17341598 360 359 571800.00 20070801
17347108 360 353 417000.00 20070201
17347109 360 355 204000.00 20070401
17341578 360 359 500000.00 20070801
17341579 360 359 684000.00 20070801
17341580 360 358 520000.00 20070701
17341581 360 359 504000.00 20070801
17341562 360 358 496000.00 20070701
17341563 360 358 840000.00 20070701
17341565 360 358 420000.00 20070701
17341566 360 359 519960.00 20070801
17341567 360 359 598500.00 20070801
17341568 360 358 999950.03 20070701
17341569 360 359 983985.00 20070801
17341570 360 359 558468.87 20070801
17341571 360 359 519901.44 20070801
17341572 360 358 472000.00 20070701
17341573 360 358 612500.00 20070701
17341574 360 359 488000.00 20070801
17341575 360 359 630000.00 20070801
17341576 360 359 423000.00 20070801
17341577 360 358 576000.00 20070701
17214547 360 356 104000.00 20070501
17275231 360 356 750000.00 20070501
17275246 360 354 136500.00 20070301
17275337 360 356 1397500.00 20070501
17275349 360 356 1500000.00 20070501
17275351 360 357 2000000.00 20070601
17266996 360 358 975000.00 20070701
17267000 360 358 1606500.00 20070701
17267008 360 358 1950000.00 20070701
17267025 360 358 927500.00 20070701
17267030 360 358 1222000.00 20070701
17267033 360 358 1200500.00 20070701
17267042 360 358 880000.00 20070701
17267043 360 358 879200.00 20070701
17267059 360 358 960000.00 20070701
17278663 360 358 436000.00 20070701
17278667 360 358 582000.00 20070701
17278671 360 358 431100.00 20070701
17278674 360 357 639400.00 20070601
17278676 360 357 468000.00 20070601
17278678 360 358 429879.00 20070701
17278681 360 358 430695.00 20070701
17278685 360 358 465000.00 20070701
17278688 360 358 650000.00 20070701
17278696 360 358 776000.00 20070701
17278700 360 358 445000.00 20070701
17278701 360 358 446400.00 20070701
17278705 360 358 750000.00 20070701
17278706 360 358 980000.00 20070701
17278707 360 358 709500.00 20070701
17278708 360 358 634178.00 20070701
17278710 360 358 597340.00 20070701
17278715 360 358 2000000.00 20070701
17278716 360 358 420000.00 20070701
17278717 360 358 429600.00 20070701
17278718 360 359 450791.00 20070801
17278721 360 357 420000.00 20070601
17278722 360 359 512000.00 20070801
17278723 360 359 724000.00 20070801
17278724 360 358 530000.00 20070701
17278725 360 359 926000.00 20070801
17278726 360 358 770600.00 20070701
17278727 360 358 440000.00 20070701
17278728 360 359 1820000.00 20070801
17278729 360 359 1435000.00 20070801
17278730 360 359 760000.00 20070801
17278731 360 359 442700.00 20070801
17278732 360 358 1982500.00 20070701
17278734 360 358 424000.00 20070701
17278737 360 359 1365000.00 20070801
17278738 360 359 460000.00 20070801
17278740 360 358 1183500.00 20070701
17278741 360 359 1472000.00 20070801
17278742 360 359 435200.00 20070801
17278743 360 358 656250.00 20070701
17278745 360 358 500000.00 20070701
17278746 360 358 432000.00 20070701
17278747 360 358 2470000.00 20070701
17278748 360 358 1400000.00 20070701
17278755 360 358 440000.00 20070701
17278757 360 359 425000.00 20070801
17278758 360 358 475000.00 20070701
17278762 360 358 435000.00 20070701
17278763 360 358 780000.00 20070701
17278764 360 358 464000.00 20070701
17278765 360 358 1000000.00 20070701
17278767 360 358 418250.00 20070701
17278771 360 358 425868.00 20070701
17278772 360 359 440000.00 20070801
17278774 360 359 468000.00 20070801
17278776 360 358 627000.00 20070701
17278778 360 359 542000.00 20070801
17278780 360 359 818500.00 20070801
17278781 360 359 596000.00 20070801
17278782 360 358 1557500.00 20070701
17278783 360 358 424000.00 20070701
17278784 360 358 592000.00 20070701
17278785 360 358 580000.00 20070701
17278788 360 359 436000.00 20070801
17278789 360 358 604000.00 20070701
17278790 360 359 594000.00 20070801
17278791 360 358 623000.00 20070701
17278793 360 359 840000.00 20070801
17278794 360 359 463200.00 20070801
17278795 360 358 564000.00 20070701
17278797 360 358 423950.00 20070701
17278800 360 359 990000.00 20070801
17278802 360 358 548000.00 20070701
17278803 360 359 650000.00 20070801
17278804 360 358 555840.00 20070701
17278805 360 358 480000.00 20070701
17278806 360 359 479200.00 20070801
17278807 360 359 607500.00 20070801
17278808 360 358 894000.00 20070701
17279253 360 356 509600.00 20070501
17279257 360 359 545000.00 20070801
17279258 360 358 540000.00 20070701
17279259 480 478 464000.00 20070701
17279261 360 358 1382500.00 20070701
17279262 360 358 535500.00 20070701
17279263 360 358 470000.00 20070701
17279264 360 358 610000.00 20070701
17279265 360 358 561950.00 20070701
17279266 360 358 536000.00 20070701
17279267 360 358 530000.00 20070701
17279270 360 358 448000.00 20070701
17279271 360 358 750000.00 20070701
17279272 360 358 594400.00 20070701
17279274 360 359 640000.00 20070801
17279275 360 359 933000.00 20070801
17279277 360 358 840000.00 20070701
17279278 360 359 680000.00 20070801
17279281 360 359 452000.00 20070801
17279282 360 359 1200000.00 20070801
17279283 360 358 436000.00 20070701
17279286 360 359 1090000.00 20070801
17279288 360 359 1048800.00 20070801
17279289 360 358 448000.00 20070701
17279290 360 359 1106799.00 20070801
17279291 360 359 868000.00 20070801
17279292 360 359 442400.00 20070801
17279294 360 359 474000.00 20070801
17279297 360 359 680000.00 20070801
17279299 360 359 1200000.00 20070801
17279301 360 359 471000.00 20070801
17279303 360 358 446000.00 20070701
17279305 360 359 544000.00 20070801
17279306 360 359 570000.00 20070801
17279308 360 358 700000.00 20070701
17279310 360 359 468000.00 20070801
17279311 360 359 548000.00 20070801
17279312 360 359 535200.00 20070801
17279313 360 359 439200.00 20070801
17279314 360 359 536000.00 20070801
17267060 360 358 1000000.00 20070701
17267066 360 358 902800.00 20070701
17267068 360 358 1500000.00 20070701
17267074 360 358 1200000.00 20070701
17267084 360 358 980000.00 20070701
17267093 360 358 1000000.00 20070701
17267099 360 358 1000000.00 20070701
17267101 360 358 900000.00 20070701
17267102 360 358 440000.00 20070701
17267116 360 358 872800.00 20070701
17267126 360 358 910000.00 20070701
17267129 360 358 1470000.00 20070701
17267130 360 358 1200000.00 20070701
17266880 360 358 1398750.00 20070701
17266881 360 358 1000000.00 20070701
17266889 360 358 1792500.00 20070701
17266894 360 358 956250.00 20070701
17266897 360 358 1038000.00 20070701
17266898 360 358 1000000.00 20070701
17266906 360 358 1925000.00 20070701
17266912 360 358 1155000.00 20070701
17266916 360 358 1264000.00 20070701
17266920 360 358 1500000.00 20070701
17266921 360 358 1000000.00 20070701
17266926 360 358 1440000.00 20070701
17266930 360 358 1425000.00 20070701
17266934 360 358 1185000.00 20070701
17266936 360 358 496800.00 20070701
17266940 360 358 870000.00 20070701
17266947 360 358 1000000.00 20070701
17266948 360 358 1386000.00 20070701
17266949 360 358 1240000.00 20070701
17266951 360 357 1320000.00 20070601
17266956 360 358 1040000.00 20070701
17266957 360 358 650000.00 20070701
17266958 360 358 1000000.00 20070701
17266961 360 358 978000.00 20070701
17266963 360 358 759200.00 20070701
17266964 360 358 1118000.00 20070701
17266965 360 358 865000.00 20070701
17266969 360 358 1440000.00 20070701
17266971 360 358 1315000.00 20070701
17266973 360 358 1540000.00 20070701
17266987 360 358 1099145.00 20070701
17266994 360 358 900000.00 20070701
17214624 360 356 1225000.00 20070501
17214625 360 356 572000.00 20070501
17214627 360 356 219920.00 20070501
17214628 360 356 200000.00 20070501
17214629 360 357 704000.00 20070601
17214631 360 356 269280.00 20070501
17214632 360 356 680000.00 20070501
17214634 360 356 697600.00 20070501
17214635 360 357 520000.00 20070601
17214636 360 357 590000.00 20070601
17214637 360 356 336000.00 20070501
17214638 360 356 492800.00 20070501
17214640 360 356 468000.00 20070501
17214641 360 357 688000.00 20070601
17214642 360 357 496000.00 20070601
17214644 360 356 580000.00 20070501
17214646 360 356 434400.00 20070501
17214647 360 356 604000.00 20070501
17214649 360 356 568000.00 20070501
17214650 360 356 326800.00 20070501
17214651 360 356 768000.00 20070501
17214652 360 356 500000.00 20070501
17214655 360 357 522400.00 20070601
17214657 360 357 600000.00 20070601
17214616 360 356 488000.00 20070501
17214617 360 356 960000.00 20070501
17214619 360 357 632000.00 20070601
17214620 360 357 248000.00 20070601
17214621 360 356 432000.00 20070501
17214622 360 356 800000.00 20070501
17214623 360 356 436000.00 20070501
17202823 360 357 236000.00 20070601
17214424 360 356 550000.00 20070501
17214426 360 356 281070.00 20070501
17214427 360 351 312000.00 20061201
17214429 360 357 182040.00 20070601
17214430 360 356 244597.00 20070501
17214432 360 354 304000.00 20070301
17214433 360 354 300000.00 20070301
17214434 360 354 302500.00 20070301
17214435 360 356 54230.00 20070501
17214436 360 356 126150.00 20070501
17214437 360 356 346500.00 20070501
17214438 360 356 1457500.00 20070501
17214439 360 356 248000.00 20070501
17214440 360 356 70200.00 20070501
17214441 360 356 260000.00 20070501
17214443 360 357 192000.00 20070601
17214444 360 356 325579.00 20070501
17214445 360 356 773600.00 20070501
17214449 360 356 194400.00 20070501
17214450 360 356 367000.00 20070501
17214451 360 356 216000.00 20070501
17214452 360 356 516000.00 20070501
17214453 360 356 556000.00 20070501
17214454 360 356 194000.00 20070501
17214455 360 356 300900.00 20070501
17214456 360 357 549000.00 20070601
17214457 360 356 464000.00 20070501
17214458 360 356 439900.00 20070501
17214460 360 355 692450.00 20070401
17214461 360 356 108000.00 20070501
17214462 360 356 538051.00 20070501
17214464 360 356 485250.00 20070501
17214465 360 356 840000.00 20070501
17214466 360 357 470600.00 20070601
17214467 360 356 1150000.00 20070501
17214469 360 356 960000.00 20070501
17214470 360 357 72000.00 20070601
17214474 360 356 424000.00 20070501
17214475 360 356 486000.00 20070501
17214476 360 356 800000.00 20070501
17214477 360 356 650000.00 20070501
17214478 360 356 820000.00 20070501
17214480 360 356 620000.00 20070501
17214483 360 356 453000.00 20070501
17214486 360 357 573000.00 20070601
17214487 360 356 190140.00 20070501
17214488 360 356 269600.00 20070501
17214490 360 356 1190000.00 20070501
17214491 360 356 147960.00 20070501
17214492 360 356 438750.00 20070501
17214493 360 356 752000.00 20070501
17214494 360 356 502500.00 20070501
17214495 360 356 210900.00 20070501
17214497 360 356 640000.00 20070501
17214498 360 356 1440000.00 20070501
17214499 360 356 719200.00 20070501
17214501 360 355 708000.00 20070401
17214503 360 356 156550.00 20070501
17214504 360 355 496800.00 20070401
17214505 360 356 490700.00 20070501
17214506 360 356 224000.00 20070501
17214508 360 356 576000.00 20070501
17214509 360 356 301500.00 20070501
17214511 360 357 162000.00 20070601
17214512 360 357 560000.00 20070601
17214513 360 356 568000.00 20070501
17214514 360 356 115200.00 20070501
17214515 360 356 412000.00 20070501
17214517 360 356 445600.00 20070501
17214519 360 356 496000.00 20070501
17214520 360 356 114000.00 20070501
17214522 360 357 500000.00 20070601
17214523 360 356 596000.00 20070501
17214524 360 356 480000.00 20070501
17214526 360 356 480000.00 20070501
17214529 360 356 307800.00 20070501
17214530 360 356 635500.00 20070501
17214531 360 356 731700.00 20070501
17214532 360 357 500000.00 20070601
17214533 360 356 513600.00 20070501
17214534 360 356 345596.00 20070501
17214535 360 356 97600.00 20070501
17214540 360 356 385600.00 20070501
17214541 360 356 526700.00 20070501
17214542 360 356 542000.00 20070501
17214543 360 356 277200.00 20070501
17214545 360 356 480000.00 20070501
17214550 360 356 656000.00 20070501
17214552 360 356 495000.00 20070501
17214553 360 356 700000.00 20070501
17214554 360 356 479200.00 20070501
17214555 360 356 356250.00 20070501
17214556 360 356 488000.00 20070501
17214557 360 356 656250.00 20070501
17214558 360 356 752000.00 20070501
17214559 360 356 728000.00 20070501
17214560 360 356 584000.00 20070501
17214561 360 356 166500.00 20070501
17214562 360 356 267900.00 20070501
17214563 360 356 275500.00 20070501
17214564 360 356 583000.00 20070501
17214566 360 356 211500.00 20070501
17214567 360 356 224900.00 20070501
17214568 360 356 471000.00 20070501
17214569 360 356 272000.00 20070501
17214570 360 357 143910.00 20070601
17214572 360 356 424800.00 20070501
17214573 360 356 491250.00 20070501
17214574 360 356 492000.00 20070501
17214575 360 356 457600.00 20070501
17214577 360 356 285000.00 20070501
17214579 360 356 460000.00 20070501
17214580 360 356 481500.00 20070501
17214581 360 356 369000.00 20070501
17214582 360 356 540000.00 20070501
17214583 360 357 599000.00 20070601
17214585 360 356 538000.00 20070501
17214586 360 356 178500.00 20070501
17214587 360 356 612000.00 20070501
17214588 360 356 320000.00 20070501
17214589 360 356 750000.00 20070501
17214590 360 357 333000.00 20070601
17214591 360 356 389500.00 20070501
17214595 360 356 368000.00 20070501
17214596 360 356 584000.00 20070501
17214597 360 356 520000.00 20070501
17214598 360 356 437850.00 20070501
17214599 360 356 433600.00 20070501
17266821 360 357 942900.00 20070601
17266824 360 357 693000.00 20070601
17266831 360 358 1720000.00 20070701
17090577 360 355 96000.00 20070401
17090582 360 355 224000.00 20070401
17090590 360 355 70000.00 20070401
17090601 360 355 368000.00 20070401
17090604 360 355 94400.00 20070401
17090613 360 356 145600.00 20070501
17090622 360 356 88900.00 20070501
17266754 360 357 1000000.00 20070601
17266756 360 358 1000000.00 20070701
17266759 360 356 880000.00 20070501
17266771 360 358 1000000.00 20070701
17266773 360 357 895200.00 20070601
17266774 360 358 1280000.00 20070701
17266775 360 357 1452500.00 20070601
17266776 360 358 3000000.00 20070701
17266789 360 357 1310000.00 20070601
17214602 360 356 457520.00 20070501
17214604 360 356 600000.00 20070501
17214605 360 357 224000.00 20070601
17214606 360 357 232000.00 20070601
17214607 360 356 880000.00 20070501
17214608 360 356 160000.00 20070501
17214609 360 356 426500.00 20070501
17214610 360 356 193500.00 20070501
17214611 360 357 500000.00 20070601
17214613 360 356 264000.00 20070501
17076173 360 354 227200.00 20070301
17174977 360 354 194440.00 20070301
17076175 360 355 362000.00 20070401
17076176 360 355 265000.00 20070401
17076181 360 354 324000.00 20070301
17076182 360 354 85405.00 20070301
17076187 360 354 294500.00 20070301
17076196 360 353 174000.00 20070201
17076225 360 354 127300.00 20070301
17076233 360 352 114900.00 20070101
17076235 360 352 387000.00 20070101
17233822 360 355 442000.00 20070401
17076188 360 355 188000.00 20070401
17043298 360 353 500000.00 20070201
17044149 360 352 305000.00 20070101
17044163 360 351 211900.00 20061201
17044172 360 352 273600.00 20070101
17044183 360 352 488000.00 20070101
17044184 360 352 140000.00 20070101
17044200 360 352 134400.00 20070101
17175000 360 355 432800.00 20070401
17198191 360 355 425000.00 20070401
17346370 360 359 541050.00 20070801
17346371 360 359 640000.00 20070801
17346372 360 360 1339900.00 20070901
17346373 360 359 512183.00 20070801
17346374 360 359 439992.00 20070801
17293882 360 359 731893.00 20070801
17293883 360 359 447260.00 20070801
17293884 360 359 585859.00 20070801
17293885 360 359 492000.00 20070801
17293886 360 357 1000000.00 20070601
17293887 360 358 900000.00 20070701
17293888 360 358 864000.00 20070701
17293890 360 358 552000.00 20070701
17293891 360 358 537900.00 20070701
17293892 360 358 925000.00 20070701
17293894 360 359 1000000.00 20070801
17293895 360 359 1500000.00 20070801
17293898 360 359 616800.00 20070801
17293899 360 359 495300.00 20070801
17293900 360 359 435000.00 20070801
17293901 480 479 575000.00 20070801
17293903 360 359 456000.00 20070801
17293904 360 359 520000.00 20070801
17293905 360 359 420000.00 20070801
17293906 360 359 636000.00 20070801
17293907 360 359 475000.00 20070801
17293909 360 359 568000.00 20070801
17293911 360 359 1100000.00 20070801
17293914 360 359 420000.00 20070801
17293916 360 359 512000.00 20070801
17293919 360 359 432000.00 20070801
17293920 360 359 1200000.00 20070801
17293921 360 359 511000.00 20070801
17293922 360 359 504000.00 20070801
17293924 360 359 1400000.00 20070801
17293925 360 359 432000.00 20070801
17293927 360 359 460000.00 20070801
17293928 360 359 559920.00 20070801
17293929 480 479 1000000.00 20070801
17293930 360 359 460000.00 20070801
17293931 360 359 440000.00 20070801
17293933 360 359 632000.00 20070801
17293934 360 359 1925000.00 20070801
17293935 360 359 468000.00 20070801
17293936 360 359 1175000.00 20070801
17293937 360 359 2216500.00 20070801
17293938 360 359 680000.00 20070801
17293939 360 359 614000.00 20070801
17296685 360 359 552000.00 20070801
17296687 360 358 648000.00 20070701
17296688 360 358 1500000.00 20070701
17296689 360 358 750000.00 20070701
17296691 360 358 440000.00 20070701
17296692 360 359 481100.00 20070801
17296693 360 359 580000.00 20070801
17296694 360 359 525600.00 20070801
17296698 360 359 520000.00 20070801
17296699 360 359 432000.00 20070801
17296700 360 359 3000000.00 20070801
17296701 360 359 450000.00 20070801
17296702 360 359 1778000.00 20070801
17296703 360 359 700000.00 20070801
17296704 360 359 492000.00 20070801
17296705 360 359 906000.00 20070801
17296706 360 359 496000.00 20070801
17296707 360 359 650000.00 20070801
17296708 360 359 435000.00 20070801
17296710 360 359 600000.00 20070801
17296711 360 359 436000.00 20070801
17296712 360 359 433200.00 20070801
17296713 360 359 620000.00 20070801
17296714 360 359 556000.00 20070801
17296715 360 359 551000.00 20070801
17296716 360 359 420000.00 20070801
17296717 360 359 600000.00 20070801
17296719 360 359 650000.00 20070801
17296721 360 359 545000.00 20070801
17296722 360 359 1402500.00 20070801
17296724 360 359 540000.00 20070801
17296725 360 359 632000.00 20070801
17296726 360 359 480000.00 20070801
17296727 360 359 1815000.00 20070801
17346375 360 360 667500.00 20070901
17346376 360 360 1012500.00 20070901
17346378 360 360 480000.00 20070901
17346379 360 360 637500.00 20070901
17346381 360 359 490000.00 20070801
17346382 360 360 504000.00 20070901
17346383 360 360 592000.00 20070901
17346384 360 360 456000.00 20070901
17346385 360 360 504000.00 20070901
17346386 360 360 492000.00 20070901
17346387 360 360 542000.00 20070901
17346388 360 360 540000.00 20070901
17346389 360 359 649990.00 20070801
17346392 360 359 508000.00 20070801
17346393 360 358 672000.00 20070701
17346394 360 359 980000.00 20070801
17346395 360 359 804850.00 20070801
17346396 360 360 1900000.00 20070901
17346398 360 359 880000.00 20070801
17346399 360 360 657000.00 20070901
17346400 360 360 496000.00 20070901
17346401 360 360 450000.00 20070901
17346402 360 360 1450000.00 20070901
17346404 360 360 551000.00 20070901
17346405 360 360 1045000.00 20070901
17346406 360 360 472500.00 20070901
17346407 360 360 668000.00 20070901
17346408 360 360 491806.00 20070901
17346410 360 360 524000.00 20070901
17346411 360 357 616000.00 20070601
17346412 360 360 511200.00 20070901
17346413 360 360 505600.00 20070901
17346414 360 360 520000.00 20070901
17346415 360 360 1500000.00 20070901
17346416 360 360 618400.00 20070901
17346417 360 360 650000.00 20070901
17346418 360 360 423858.00 20070901
17346420 360 360 512000.00 20070901
17346421 360 360 488000.00 20070901
17346422 360 360 459000.00 20070901
17352292 360 360 441600.00 20070901
17352293 360 360 488000.00 20070901
17352294 360 360 472000.00 20070901
17352295 360 360 650000.00 20070901
17274125 360 358 290000.00 20070701
17076243 360 353 403000.00 20070201
17044155 360 353 223200.00 20070201
17044156 360 351 311900.00 20061201
17044161 360 351 108000.00 20061201
17044162 360 352 355500.00 20070101
17044170 360 352 148750.00 20070101
17044185 360 352 600000.00 20070101
17044189 360 353 552000.00 20070201
17044205 360 353 132000.00 20070201
17059649 360 354 219200.00 20070301
17198901 360 356 164300.00 20070501
17198903 360 356 416000.00 20070501
17202779 360 356 113600.00 20070501
17202781 360 356 213600.00 20070501
17202791 360 356 405000.00 20070501
17202798 360 356 200000.00 20070501
17202800 360 357 304000.00 20070601
17267132 360 358 1250000.00 20070701
17267134 360 358 650000.00 20070701
17267138 360 358 980000.00 20070701
17267147 360 358 986265.00 20070701
17267149 360 358 920000.00 20070701
17267153 360 358 1400000.00 20070701
17267159 360 358 628000.00 20070701
17267162 360 358 1480000.00 20070701
17267183 360 358 780000.00 20070701
17279315 360 358 620000.00 20070701
17279316 360 359 528000.00 20070801
17279317 360 359 580000.00 20070801
17279318 360 359 885000.00 20070801
17267188 360 358 1185000.00 20070701
17267192 360 358 892500.00 20070701
17267199 360 358 1074500.00 20070701
17267203 360 358 880000.00 20070701
17267218 360 358 456000.00 20070701
17267231 360 358 1673000.00 20070701
17267239 360 359 843487.00 20070801
17267242 360 358 1276000.00 20070701
17267243 360 358 1330000.00 20070701
17284421 360 359 1686000.00 20070801
17284428 360 355 540000.00 20070401
17284429 360 358 586617.00 20070701
17284431 360 356 429100.00 20070501
17284434 360 358 900000.00 20070701
17284435 360 358 550000.00 20070701
17284436 360 358 545000.00 20070701
17284440 360 358 845500.00 20070701
17284441 360 358 508000.00 20070701
17284444 360 358 544000.00 20070701
17284450 360 358 488000.00 20070701
17284453 360 358 511150.00 20070701
17284454 360 359 630750.00 20070801
17284457 360 358 680000.00 20070701
17284459 360 356 424000.00 20070501
17284460 360 357 533017.00 20070601
17284465 360 358 440000.00 20070701
17284467 360 357 475000.00 20070601
17284468 360 359 1941500.00 20070801
17284470 360 358 575000.00 20070701
17284471 360 359 1384000.00 20070801
17284474 360 359 516000.00 20070801
17284476 360 359 428000.00 20070801
17284479 360 357 985000.00 20070601
17284481 360 359 975000.00 20070801
17284483 360 358 440000.00 20070701
17284485 360 358 572000.00 20070701
17284492 360 359 527200.00 20070801
17284493 360 359 462500.00 20070801
17284494 360 359 481000.00 20070801
17284495 360 359 706400.00 20070801
17284497 360 359 588000.00 20070801
17284499 360 358 650000.00 20070701
17284500 360 359 593000.00 20070801
17284502 360 359 800000.00 20070801
17284509 360 359 452000.00 20070801
17284512 360 359 458400.00 20070801
17284513 360 359 2000000.00 20070801
17284514 360 359 543960.00 20070801
17284515 360 359 468000.00 20070801
17284517 360 358 714000.00 20070701
17284518 360 359 495795.00 20070801
17296732 360 359 432000.00 20070801
17296733 360 359 432000.00 20070801
17296734 360 359 616000.00 20070801
17296735 360 359 460000.00 20070801
17296736 360 359 647500.00 20070801
17296737 360 359 460000.00 20070801
17296738 360 359 430000.00 20070801
17296739 360 359 497000.00 20070801
17296740 360 359 471200.00 20070801
17296741 360 359 528000.00 20070801
17296742 360 359 650000.00 20070801
17296744 360 359 456000.00 20070801
17296745 360 359 460000.00 20070801
17296746 360 359 592000.00 20070801
17296747 360 359 480000.00 20070801
17296749 360 359 585600.00 20070801
17296750 360 359 480000.00 20070801
17296751 360 359 516000.00 20070801
17296752 360 359 464000.00 20070801
17296753 360 359 420000.00 20070801
17298041 360 359 702000.00 20070801
17298043 360 358 468000.00 20070701
17298044 360 359 480000.00 20070801
17298045 360 359 784000.00 20070801
17298046 360 359 800000.00 20070801
17298048 360 358 484000.00 20070701
17298049 360 358 600000.00 20070701
17298050 360 359 1540000.00 20070801
17298051 360 359 470000.00 20070801
17298052 360 359 600000.00 20070801
17298053 360 359 532500.00 20070801
17298054 360 359 650000.00 20070801
17298055 360 359 1786696.00 20070801
17298056 360 359 568000.00 20070801
17298058 360 359 424000.00 20070801
17298059 360 359 650000.00 20070801
17298061 360 359 600000.00 20070801
17298062 360 359 672000.00 20070801
17298064 360 359 584000.00 20070801
17298066 360 359 434000.00 20070801
17296729 360 359 650000.00 20070801
17296730 360 359 560000.00 20070801
17296731 360 359 582400.00 20070801
17284520 360 359 555000.00 20070801
17284527 360 359 441000.00 20070801
17284529 480 479 620000.00 20070801
17284530 360 359 452000.00 20070801
17284532 360 359 420000.00 20070801
17293851 360 358 554640.00 20070701
17293853 360 358 426000.00 20070701
17293854 360 358 570500.00 20070701
17293856 360 359 500000.00 20070801
17293857 360 359 460000.00 20070801
17293858 360 359 460000.00 20070801
17293859 360 359 945000.00 20070801
17293860 360 359 1750000.00 20070801
17284533 360 359 464000.00 20070801
17284535 360 359 516000.00 20070801
17280830 360 359 102500.00 20070801
17280831 360 358 342000.00 20070701
17280832 360 358 232000.00 20070701
17280833 360 359 64800.00 20070801
17275300 360 355 239200.00 20070401
17275301 360 356 485000.00 20070501
17275302 360 355 224000.00 20070401
17275304 360 355 224000.00 20070401
17275305 360 354 74400.00 20070301
17275308 360 355 196000.00 20070401
17275309 360 355 252000.00 20070401
17275310 360 356 436000.00 20070501
17275311 360 355 275000.00 20070401
17275312 360 356 463000.00 20070501
17275314 360 357 77600.00 20070601
17275315 360 355 196000.00 20070401
17275317 360 355 270000.00 20070401
17275318 360 355 520000.00 20070401
17275319 360 355 351400.00 20070401
17275320 360 355 165000.00 20070401
17275321 360 356 500000.00 20070501
17275323 360 358 256000.00 20070701
17275324 360 355 137250.00 20070401
17275325 360 355 225000.00 20070401
17275327 360 355 192000.00 20070401
17275332 360 357 77400.00 20070601
17275333 360 355 186000.00 20070401
17275335 360 356 550000.00 20070501
17275336 360 355 400000.00 20070401
17275338 360 356 504000.00 20070501
17275339 360 356 313000.00 20070501
17275341 360 357 93600.00 20070601
17275283 360 354 460000.00 20070301
17275284 360 355 1300000.00 20070401
17275286 360 354 417000.00 20070301
17275287 360 356 600000.00 20070501
17275342 360 356 103920.00 20070501
17275343 360 356 368000.00 20070501
17275344 360 356 880000.00 20070501
17275345 360 356 1200000.00 20070501
17275346 360 356 351352.00 20070501
17275348 360 358 784000.00 20070701
17275352 360 357 208000.00 20070601
17275355 360 356 184000.00 20070501
17275358 360 357 495000.00 20070601
17275361 360 357 145000.00 20070601
17275363 360 357 321000.00 20070601
17275364 360 357 540000.00 20070601
17275365 360 357 177600.00 20070601
17275366 360 358 400000.00 20070701
17275367 360 357 144800.00 20070601
17275368 360 357 452000.00 20070601
17275369 360 358 112000.00 20070701
17275370 360 358 400000.00 20070701
17275371 360 357 270800.00 20070601
17275372 360 356 840000.00 20070501
17275373 360 357 148000.00 20070601
17275289 360 355 202800.00 20070401
17275290 360 355 109200.00 20070401
17275291 360 355 220000.00 20070401
17275292 360 355 132264.00 20070401
17275293 360 355 720000.00 20070401
17275294 360 355 330000.00 20070401
17275295 360 355 204800.00 20070401
17275296 360 355 70000.00 20070401
17275297 360 355 280000.00 20070401
17275298 360 355 178750.00 20070401
17275299 360 357 144000.00 20070601
17275374 360 357 374500.00 20070601
17275376 360 357 248000.00 20070601
17275378 360 357 93000.00 20070601
17275379 360 358 703500.00 20070701
17275381 360 357 178100.00 20070601
17275382 360 357 160000.00 20070601
17275383 360 357 220000.00 20070601
17275387 360 358 365000.00 20070701
17275390 360 357 192000.00 20070601
17275391 360 358 58750.00 20070701
17275392 360 357 92230.00 20070601
17275393 360 357 360000.00 20070601
17275395 360 357 292000.00 20070601
17275397 360 357 92230.00 20070601
17275399 360 357 60000.00 20070601
17275401 360 357 250750.00 20070601
17275404 360 358 36400.00 20070701
17275405 360 357 91587.00 20070601
17275406 360 357 114750.00 20070601
17275407 360 358 204000.00 20070701
17275408 360 358 346500.00 20070701
17275409 360 358 315000.00 20070701
17275410 360 358 1075000.00 20070701
17275414 360 358 175000.00 20070701
17275416 360 358 504000.00 20070701
17275419 360 358 151200.00 20070701
17275423 360 358 143000.00 20070701
17275424 360 358 93300.00 20070701
17275425 360 358 91000.00 20070701
17275426 360 358 124200.00 20070701
17275427 360 358 195000.00 20070701
17275428 360 358 146250.00 20070701
17275429 360 358 675000.00 20070701
17275200 360 351 201500.00 20061201
17275201 360 351 163200.00 20061201
17275202 360 354 274000.00 20070301
17275203 360 352 229500.00 20070101
17275204 360 354 148800.00 20070301
17275205 360 352 320000.00 20070101
17275208 360 352 265930.00 20070101
17275209 360 352 450000.00 20070101
17275211 360 355 344000.00 20070401
17275213 360 353 384000.00 20070201
17275215 360 352 470000.00 20070101
17275216 360 352 222000.00 20070101
17275218 360 352 75000.00 20070101
17275219 360 355 404000.00 20070401
17275221 360 353 147600.00 20070201
17275222 360 352 174000.00 20070101
17275225 360 353 203920.00 20070201
17275227 360 353 85000.00 20070201
17275228 360 354 99000.00 20070301
17275230 360 353 211920.00 20070201
17275232 360 353 101250.00 20070201
17275234 360 353 550000.00 20070201
17275235 360 353 247000.00 20070201
17275236 360 355 500000.00 20070401
17275237 360 353 136800.00 20070201
17275238 360 354 184000.00 20070301
17275240 360 354 316000.00 20070301
17275241 360 353 600000.00 20070201
17275242 360 354 176000.00 20070301
17275243 360 354 240000.00 20070301
17275244 360 354 186000.00 20070301
17275245 360 353 142000.00 20070201
17275247 360 354 157000.00 20070301
17275248 360 354 244000.00 20070301
17275249 360 353 108800.00 20070201
17275250 360 354 166400.00 20070301
17275251 360 354 304000.00 20070301
17275252 360 354 245500.00 20070301
17275253 360 354 252000.00 20070301
17275254 360 354 167200.00 20070301
17275255 360 354 485000.00 20070301
17275257 360 354 352000.00 20070301
17275258 360 355 206550.00 20070401
17275259 360 355 276300.00 20070401
17275263 360 354 159200.00 20070301
17275264 360 354 151200.00 20070301
17275265 360 354 61180.00 20070301
17275266 360 354 175750.00 20070301
17275267 360 355 224000.00 20070401
17275268 360 355 410000.00 20070401
17275271 360 358 364000.00 20070701
17275272 360 355 118400.00 20070401
17275273 360 354 138782.00 20070301
17275275 360 355 850000.00 20070401
17275276 360 354 112000.00 20070301
17275277 360 354 68250.00 20070301
17275278 360 354 468000.00 20070301
17275279 360 354 70300.00 20070301
17275281 360 354 169600.00 20070301
17275184 360 355 2000000.00 20070401
17275185 360 351 160000.00 20061201
17275186 360 355 205519.00 20070401
17275187 360 351 1500000.00 20061201
17275189 360 351 409500.00 20061201
17275190 360 351 210000.00 20061201
17275191 360 351 315000.00 20061201
17275192 360 351 81600.00 20061201
17275193 360 351 144000.00 20061201
17275194 360 351 196000.00 20061201
17275195 360 352 225000.00 20070101
17275196 360 351 200000.00 20061201
17275197 360 353 176250.00 20070201
17275198 360 351 207990.00 20061201
17275199 360 351 145500.00 20061201
16808789 480 471 930000.00 20061201
17153185 360 355 296000.00 20070401
17153496 360 355 130000.00 20070401
17153756 360 354 840000.00 20070301
17153778 360 355 390000.00 20070401
17153325 360 355 1332500.00 20070401
17153315 360 355 446480.00 20070401
17153621 360 354 200000.00 20070301
17153271 360 355 176000.00 20070401
17153242 360 354 378371.00 20070301
17153246 360 355 740000.00 20070401
17153198 360 354 885700.00 20070301
LOAN_SEQ PAYMENT CURRENT_BALANCE LOAN_TO_VALUE MI MERS_ID1
17272380 3093.75 540000.00 75.00 No MI '100022408395956110
17274422 1975.31 387000.00 79.79 No MI '100022408396343151
17275575 1341.19 238432.92 74.99 No MI '100022408395405407
17275582 5590.20 909182.91 57.78 No MI '100022408395739102
17275596 1950.00 312000.00 50.32 No MI '100022408397850469
17275597 2181.89 387890.87 80.00 No MI '100022408398280047
17275598 3246.68 487197.64 69.71 No MI '100022408395160614
17275599 937.50 180000.00 53.10 No MI '100022408397944957
17275600 4880.86 956250.00 75.00 No MI '100022408397885507
17275601 2572.92 475000.00 71.75 No MI '100022408398044823
16809367 1308.96 187552.00 80.00 No MI '100039216189844009
16809721 1664.37 220384.26 75.00 No MI '100305900012688793
16790423 1071.01 186940.00 80.00 No MI '100057400002998674
16788460 6500.00 960000.00 80.00 No MI '100031700003563844
16778247 412.50 60000.00 77.92 No MI '100214190611160036
17058835 697.25 108883.17 64.88 No MI '100386100002702090
17012434 741.82 111014.48 94.49 Radian Guaranty '100386100002658250
17002373 1070.55 142132.78 95.00 PMI '100031700003622863
17228489 849.64 107874.79 90.00 Radian Guaranty '100381000204070251
17230548 743.76 98873.30 89.19 Radian Guaranty '100386100002834133
17168539 2193.75 270000.00 90.00 PMI '100478600000000891
17246981 4938.50 664000.00 80.00 No MI '100056400687702277
17226641 795.70 115895.97 80.00 No MI '100062701320432525
17267747 1328.13 250000.00 59.52 No MI '100241407050008949
17267748 1328.13 250000.00 58.82 No MI '100241407050008923
17265570 8848.53 1327813.24 66.50 No MI '100022408394001017
17265571 651.18 91866.38 80.00 No MI '100022408397418473
17265572 2258.75 417000.00 33.36 No MI '100022408397469468
17265573 1122.62 156478.09 79.99 No MI '100022408397502938
17252896 1839.96 265993.33 79.99 No MI '100022408297512623
17252897 3317.71 650000.00 52.00 No MI '100022408396682012
17252899 1695.83 295999.99 80.00 No MI '100022408397273993
17252900 2080.45 346307.37 57.36 No MI '100022408397478295
17252901 1487.50 280000.00 62.22 No MI '100022408397797637
17252894 1474.59 212001.44 70.00 Xx XX
00000000 1333.97 197682.37 80.00 No MI '100022408396595719
17181613 1360.55 170641.25 90.00 Radian Guaranty '100552120070328006
17213926 1303.33 184000.00 80.00 No MI '100022100207173105
17181618 3182.50 456000.00 80.00 Xx XX
00000000 2852.18 402660.00 90.00 Radian Guaranty '100022100207440330
17224000 6501.33 975200.00 80.00 No MI '100478600000001634
17078490 3403.94 487729.00 100.00 PMI '100046900000670088
17298959 2131.50 365400.00 72.36 No MI '100353100200705274
17263458 7014.58 1202500.00 69.71 No MI '100022100207761594
17259484 1848.75 246500.00 85.00 Radian Guaranty '100022100207754177
17027578 3712.50 540000.00 80.00 No MI '100204100000860205
17243276 2020.38 310418.15 70.00 No MI '100022408394400573
17243366 2389.94 449871.20 72.35 No MI '100022408393584237
17243388 2124.51 274571.77 90.00 Republic MIC '100022407994562170
17243392 1500.00 288000.00 50.97 No MI '100167008393248398
17243396 3135.67 452799.50 64.76 No MI '100022408393242869
17244853 7007.16 987836.71 75.00 No MI '100022408394259292
17244855 2177.90 303352.13 80.00 No MI '100022408394820515
17244857 4201.06 637878.97 79.96 No MI '100022408397110344
17246254 3688.44 552101.13 80.00 No MI '100022408296893974
17148472 3326.52 497924.69 71.43 No MI '100022408298676518
17148494 2713.33 473600.00 80.00 No MI '100022405299655727
17148513 2083.33 400000.00 80.00 No MI '100081400009071509
17151488 505.57 64294.88 46.43 Xx XX
00000000 1643.38 259052.14 80.00 No MI '100022408296070219
17151529 3656.25 650000.00 73.03 No MI '100022408299383973
17151610 3666.67 640000.00 80.00 No MI '100022408393252660
17171404 3119.43 516319.92 80.00 No MI '100022408297608819
17171493 2694.97 470394.34 80.00 No MI '100022408299381332
17171500 3577.50 636000.00 77.56 No MI '100022408393061723
17180412 1747.44 265098.37 64.88 No MI '100022408369495210
17180415 3941.58 597450.56 42.55 No MI '100022408294245557
17180416 656.93 99661.05 59.41 No MI '100022408394059445
17181944 630.00 108000.00 90.00 United Guaranty
17181956 1138.96 198800.00 80.00 No MI '100022408394737370
17181957 2669.78 512597.94 77.55 No MI '100022408299564093
17202208 3105.00 552000.00 80.00 No MI '100022408393529059
17202209 4387.50 780000.00 52.00 No MI '100022408393825531
17202230 2538.48 518498.50 72.83 No MI '100022408299732229
17202232 1545.83 280000.00 80.00 No MI '100022408393909558
17202237 1435.42 260000.00 80.00 No MI '100022408299744406
17202244 1312.29 189416.33 79.17 No MI '100022408394209867
17202245 4583.33 800000.00 80.00 No MI '100022408394331828
17202246 3848.79 595940.96 80.00 No MI '100022408394338088
17208216 1338.83 203109.18 79.98 No MI '100022408394018177
17217039 625.00 120000.00 66.67 No MI '100022408393148090
17217041 3375.00 675000.00 72.97 No MI '100022408393410243
17217043 887.31 149538.94 20.00 No MI '100022408393541856
17217054 3853.44 649000.00 69.04 No MI '100022408394347071
17228922 1993.33 367429.57 80.00 No MI '100022408299010782
17228926 1826.55 343731.94 58.50 No MI '100022408393276412
17228928 319.58 59000.00 37.11 No MI '100022408393815060
17228932 2650.78 471250.00 67.81 No MI '100022408395661157
17231098 5114.92 1044749.99 75.00 No MI '100022408393345753
17231107 1375.00 240000.00 80.00 No MI '100022408394051202
17059271 3520.83 650000.00 35.81 No MI '100022408294535395
17009021 1889.46 282341.66 80.00 No MI '100022408296154070
17013683 2433.13 458000.00 80.00 No MI '100022408296992362
16658444 1980.00 352000.00 80.00 No MI '100022407998612435
16684063 6737.19 991786.02 58.82 No MI '100022407998301781
17014950 727.22 109356.20 90.00 PMI '100436100156591885
17078487 2744.22 376350.00 95.00 PMI '100229900587020847
17076548 4109.09 558865.20 82.84 Radian Guaranty '100386100002721751
17218542 419.29 52052.86 90.00 Radian Guaranty '100386100002815207
17230539 2306.65 283196.75 90.00 Radian Guaranty '100386100002834034
17245909 1270.83 200000.00 80.00 No MI '100386100002851202
17247632 1726.67 296000.00 80.00 No MI '100386100002856367
17249992 2019.34 372800.00 80.00 No MI '100386100002858603
17255980 507.11 67413.61 90.00 Republic MIC '100386100002864346
17267268 415.92 61470.00 90.00 Radian Guaranty '100386100002877959
17274234 1558.33 272000.00 80.00 No MI '100478600000002046
17275487 2239.45 330750.00 90.00 PMI '100386100002882876
17278943 1083.94 221400.00 90.00 Radian Guaranty '100386100002885820
17279579 712.97 126750.00 75.00 No MI '100386100002888295
17280045 4734.30 841653.34 61.75 No MI '100511200000103685
17280046 1136.20 152963.49 90.00 Radian Guaranty '100346500070600572
17280047 2792.27 454336.00 89.09 Radian Guaranty '100477500740597605
17280116 1328.13 250000.00 37.31 No MI '100386100002889202
17286720 5304.39 768000.00 80.00 No MI '100386100002891927
17286730 703.17 95830.00 70.00 No MI '100386100002892180
17293502 2227.50 396000.00 64.92 No MI '100386100002892735
17297210 2722.50 396000.00 80.00 No MI '100386100002895787
17297218 1800.00 230400.00 90.00 Radian Guaranty '100386100002895886
17297221 1757.82 225000.00 90.00 Radian Guaranty '100386100002895928
17298133 10062.50 1400000.00 70.00 No MI '100386100002897866
17298087 2317.71 445000.00 60.54 No MI '100386100002898815
17298211 1385.73 251000.00 61.98 No MI '100386100002899334
17298098 3842.50 636000.00 80.00 No MI '100386100002899425
17298855 640.42 116000.00 64.44 No MI '100386100002900926
17299525 611.88 89000.00 68.46 No MI '100386100002901320
17299534 1489.13 188100.00 90.00 Radian Guaranty '100386100002901650
17299536 1064.95 167598.00 80.00 No MI '100386100002901668
17299491 1518.23 265000.00 62.06 No MI '100427700105141269
17299579 3874.22 641250.00 75.00 No MI '100386100002902476
17299586 1645.00 282000.00 83.43 Radian Guaranty '100386100002902609
17301745 1875.33 268703.00 90.00 Radian Guaranty '100386100002903276
17301717 2601.34 391000.00 78.20 No MI '100386100002903938
17301786 890.33 142452.00 95.00 Radian Guaranty '100386100002904191
17301798 1575.84 244000.00 80.00 No MI '100386100002904456
17301821 2281.11 283500.00 90.00 Radian Guaranty '100386100002904852
17214357 1350.47 193500.00 90.00 Radian Guaranty '100297130704200026
16304164 6070.80 955405.00 65.00 No MI '100311300060010127
17065311 1543.75 228000.00 80.00 No MI '100022100183677301
17154134 1956.15 251051.31 78.59 No MI '100386100002569598
16832568 1711.46 265000.00 100.00 PMI '100386100002571578
16835052 622.05 82477.70 90.00 US Mortgage Ins. '100386100002575371
16823432 645.83 100000.00 40.00 No MI '100386100002564276
17299637 1816.88 256500.00 90.00 Radian Guaranty '100053700005856736
17299650 1406.74 254805.00 90.00 GE Capital MI '100057400003354372
17301850 1379.55 209823.57 21.65 No MI '100067301000302653
17301875 937.50 180000.00 80.00 No MI '100039280451246962
17302287 2074.83 337600.00 80.00 No MI '100031463007020275
17302297 1604.87 203882.63 85.00 Radian Guaranty '100053700005857684
17302299 2847.53 464816.53 71.54 No MI '100067307000302460
17303975 4500.00 800000.00 79.60 No MI '100315600007012979
17303990 1030.74 137112.51 70.00 No MI '100305900012842481
17306383 1797.79 265520.00 80.00 No MI '100062500080929054
17309184 1457.16 208089.71 80.00 No MI '100486000000003716
17312361 5208.33 1000000.00 77.52 No MI '100187100511487747
17256236 823.44 127500.00 72.86 No MI '100215800021757937
17256376 1713.54 329000.00 70.00 No MI '100079600400708542
17259611 5931.25 876000.00 80.00 No MI '100418200200714509
17259619 1347.53 208650.00 89.99 Radian Guaranty '100423900900025725
17263934 2843.23 515000.00 51.50 No MI '100146001314753527
17264197 2693.53 423900.00 86.51 Radian Guaranty '100366300070513791
17265591 1386.67 208000.00 80.00 No MI '100418200200700128
17265597 1841.67 272000.00 80.00 No MI '100418200200708188
17265599 5108.61 679566.39 80.00 No MI '100418200200709624
17266307 2100.00 360000.00 80.00 No MI '100187100511527328
17266313 1391.50 202400.00 80.00 No MI '100418200200701852
17267731 814.72 126150.00 80.00 No MI '100031458007050728
17272367 2439.94 371800.00 80.00 No MI '100057400003237627
17274421 3350.00 536000.00 74.97 No MI '100079600250700730
17275612 1293.55 269957.75 67.50 No MI '100187100511516891
17279073 958.75 155999.75 72.56 No MI '100423900900026368
17293562 1289.06 225000.00 75.00 No MI '100187100511517402
17293573 742.19 125000.00 43.10 No MI '100486000000004656
17293595 2875.00 460000.00 69.70 No MI '100390930402296051
17295344 1317.45 181574.96 89.51 Radian Guaranty '100215800071765954
17297468 2333.33 400000.00 80.00 No MI '100315600007012912
17298235 600.95 81845.05 70.00 No MI '100187100511529837
17298237 1741.67 304000.00 80.00 No MI '100187100511533391
17298238 1307.32 171893.10 80.00 No MI '100187100511534753
17298239 1377.86 240500.00 62.88 No MI '100187100511532443
17238774 3168.75 507000.00 60.00 No MI '100139402000040303
17238827 2900.21 428338.39 80.00 No MI '100028510001352172
17238829 3371.67 476000.00 80.00 No MI '100259207050027322
17243150 4828.50 799200.00 80.00 No MI '100146001312692438
17243156 3173.33 476000.00 80.00 No MI '100187100511520224
17243257 3814.22 523198.75 36.37 No MI '100022408298069466
17243288 2475.94 417000.00 74.06 No MI '100016910005657382
17243384 2140.86 354350.00 80.00 No MI '100022408296251355
17243939 1831.79 279130.00 89.55 GE Capital MI '100057400003112804
17244887 447.42 72800.00 80.00 No MI '100216100000305298
17244889 447.42 72800.00 80.00 No MI '100216100000305272
17244917 3097.66 487500.00 75.00 No MI '100259207050027520
17246160 2374.22 379875.00 80.00 No MI '100146900009081476
17246258 3552.08 620000.00 80.00 No MI '100424710007011505
17246992 1446.88 277800.00 64.98 No MI '100140200070500066
17247012 1333.96 197522.17 90.00 MGIC '100056400640704667
17247906 1010.63 126000.00 90.00 Radian Guaranty '100307100000204228
17247930 2062.50 360000.00 80.00 No MI '100083300000019564
17248643 1632.81 285000.00 63.33 No MI '100054900007334661
17248650 2171.88 417000.00 69.41 No MI '100057400003326388
17250237 782.41 130239.53 75.00 No MI '100305900012828845
17250252 2577.60 505000.00 74.26 No MI '100146001309617901
17250261 573.33 86000.00 80.00 No MI '100022100210113411
17230301 2025.00 360000.00 75.00 No MI '100424710007005465
17231133 1395.83 200000.00 80.00 No MI '100229900587050000
17231190 3469.92 528750.00 75.00 No MI '100030200025074517
17231204 1599.33 202021.00 90.00 Radian Guaranty '100351000209985228
17231691 1739.67 245600.00 80.00 No MI '100418200200701530
17231716 478.11 76498.13 90.00 Radian Guaranty '100258970070302014
17231730 961.55 126450.00 90.00 Radian Guaranty '100022100209991249
17231741 464.42 60326.56 80.00 No MI '100418200200710127
17231743 461.35 59927.04 80.00 No MI '100418200200711448
17231745 1749.00 254400.00 80.00 No MI '100418200200701084
17231746 652.56 89875.73 75.00 No MI '100437270227000189
17231774 1102.00 220400.00 62.97 No MI '100424720007001505
17238709 1192.71 173485.28 70.00 No MI '100057400002987032
17238711 12021.25 1716690.15 65.00 No MI '100022100209999424
17238739 1557.05 202253.78 90.00 Radian Guaranty '100305900012823341
17238751 3385.42 500000.00 63.05 No MI '100083300000019374
17238758 3412.50 468000.00 90.00 Radian Guaranty '100233600702210000
17238760 1325.00 240000.00 80.00 No MI '100187100511508286
17230255 1028.04 133619.00 70.00 No MI '100305900012825254
17230258 1028.04 133619.00 70.00 No MI '100305900012825387
17230264 1022.65 132919.43 70.00 No MI '100305900012825122
17229865 1800.90 326200.00 74.99 No MI '100556900105000845
17245699 4644.24 603265.59 80.00 No MI '100184750705080055
17267253 1162.10 154464.46 75.00 No MI '100478600000002038
17207759 1313.96 185500.00 79.99 No MI '100022100207153149
16121006 5250.00 840000.00 70.00 No MI '100067307000301793
17230474 1776.04 310000.00 86.11 Radian Guaranty '100419400000061064
17246539 3141.67 520000.00 80.00 No MI '100022100207618398
17219062 5186.91 636818.92 75.00 No MI '100022100207290677
17272266 1432.29 250000.00 31.65 No MI '100443720070503657
17202579 7933.33 1190000.00 70.00 No MI '100462107040301147
16980779 1511.95 219920.00 80.00 No MI '100234400000179414
17002095 496.45 93450.00 78.83 No MI '100015904000312615
17042505 1300.78 249750.00 75.00 No MI '100229900587030853
17043928 1516.38 259950.00 94.99 Radian Guaranty '100229900587030416
17003240 1253.27 235910.00 79.99 No MI '100229900587020003
17011262 1987.36 289070.00 100.00 PMI '100142000000269057
16826783 1510.42 250000.00 40.32 No MI '100417900011005523
17267301 3632.08 422750.00 95.00 PMI '100386100002877470
17238822 12545.00 1881750.00 65.00 No MI '100259207050027371
17252611 2126.25 453600.00 80.00 No MI '100386100002862555
16974038 3419.01 471632.50 90.00 Radian Guaranty '100046900000647300
17267732 1555.02 227593.28 55.06 No MI '100031458007050439
17238819 3675.00 560000.00 80.00 Xx XX
00000000 618.40 86136.06 80.00 Xx XX
00000000 4650.00 720000.00 80.00 Xx XX
00000000 611.22 83131.22 72.50 Xx XX
00000000 1353.28 205826.93 74.91 No MI '100022404493030122
17325695 1366.42 207825.25 77.04 No MI '100022404493033068
17325696 1826.25 292200.00 89.99 GE Xxxxxxx XX
00000000 2900.00 480000.00 80.00 No MI '100022404493031872
17311872 1960.52 319000.00 63.80 No MI '100022408299716453
17311873 2041.56 417000.00 54.87 No MI '100022408397588804
17311874 643.28 91724.30 80.00 No MI '100022408394520396
17311875 1731.33 313600.00 79.90 No MI '100022408398520376
17311876 1078.13 225000.00 61.64 No MI '100022408397657385
17311879 2425.00 388000.00 80.00 No MI '100022408397986529
17311880 5500.00 880000.00 77.53 No MI '100022408396928621
17311882 1176.04 225800.00 79.23 No MI '100022408397288678
17311884 1589.94 287990.00 80.00 No MI '100022408398034949
17311885 1702.66 320500.00 79.93 No MI '100022408398691854
17311886 791.32 115818.47 80.00 No MI '100095300290848637
17311887 1446.25 267000.00 74.17 No MI '100022408399028916
17255159 1573.33 256000.00 80.00 No MI '100481320070328081
17160269 1433.23 218397.61 80.00 No MI '100187100511479066
17169168 3148.13 414000.00 90.00 PMI '100146001310727384
17171538 4.36 634.16 75.00 No MI '100015904000295844
17172643 1832.24 259635.99 78.79 No MI '100062701323278180
17182804 962.39 151457.87 90.00 Radian Guaranty '100134001100185458
17202136 1818.93 292250.03 89.22 PMI '100062701320432285
17208278 4584.99 637912.00 80.00 No MI '100127800005107296
17214324 4861.62 765107.29 65.25 No MI '100139402000049015
17215670 667.60 110500.00 85.00 GE Capital MI '100015904000188031
17226637 1244.98 183828.96 80.00 No MI '100062701320435015
17226638 1082.59 159851.28 80.00 No MI '100062701320434919
17229350 1926.67 272000.00 80.00 No MI '100039248965491291
17238810 1287.36 193181.85 90.00 Republic MIC '100307100000203162
17148635 622.38 91920.00 80.00 No MI '100016910004738464
17151559 1390.95 202320.00 80.00 No MI '100234400000179448
17152846 1224.55 213740.00 80.00 No MI '100015901011247772
17154597 1794.38 297000.00 90.00 Republic MIC '100216100000303459
17244542 2346.09 292500.00 90.00 Radian Guaranty '100386100002847044
17303904 642.78 88650.00 90.00 Republic MIC '100386100002917490
17245849 1178.96 144822.88 90.00 Radian Guaranty '100386100002850287
17247494 8244.15 1256250.00 75.00 No MI '100386100002854586
17247641 858.05 117675.00 90.00 Radian Guaranty '100386100002856474
17251434 767.81 105300.00 90.00 Radian Guaranty '100386100002860104
17255947 992.19 190500.00 86.59 Republic MIC '100386100002864627
17256888 1526.31 218125.99 80.00 No MI '100386100002866556
17259501 4747.92 860000.00 76.79 No MI '100386100002868875
17265534 1377.38 165516.37 90.00 Radian Guaranty '100386100002873982
17266289 1233.36 149842.27 80.00 No MI '100386100002876902
17274339 1912.50 270000.00 90.00 Radian Guaranty '100386100002881449
17325199 3189.59 537193.00 90.00 Radian Guaranty '100386100002947430
17166648 639.85 94500.00 90.00 Radian Guaranty '100386100002767457
17168725 492.11 63882.84 80.00 No MI '100386100002769982
17181704 1935.50 217965.56 90.00 Radian Guaranty '100386100002779916
17207837 1427.41 189756.85 80.00 No MI '100386100002798676
17218447 604.45 87920.00 80.00 No MI '100386100002813632
17221566 2258.44 297000.00 90.00 Radian Guaranty '100386100002820298
17233957 2383.62 274249.55 90.00 Radian Guaranty '100386100002839728
17218465 1089.84 139500.00 90.00 PMI '100386100002813921
17148288 1959.19 232200.00 94.99 PMI '100386100002753705
17152522 1785.00 272000.00 80.00 No MI '100386100002759223
17152531 1837.50 279999.98 80.00 No MI '100386100002759421
17178341 4073.70 511132.52 80.00 No MI '100326900000210043
17217435 4117.50 648000.00 80.00 No MI '100478600000001410
17056074 1157.46 198450.00 75.00 No MI '100057400002757013
17066430 1000.07 152391.52 88.60 Radian Guaranty '100016900062920070
17066435 3053.65 451000.00 96.91 Republic MIC '100016900073572399
17066439 660.83 97600.00 80.00 No MI '100016910004738647
17066441 622.38 91920.00 80.00 No MI '100016910004738282
17066519 2153.02 305954.04 78.95 No MI '100031432007021211
17066686 2382.81 375000.00 100.00 PMI '100031700003666803
17075661 3069.18 566618.12 70.00 No MI '100139402000037887
17075732 2002.08 310000.00 99.99 PMI '100423900900017490
17076968 1909.21 374050.00 76.73 No MI '100127800005009856
17076986 1483.85 284900.00 83.79 Radian Guaranty '100127800005015135
17078380 784.39 102804.74 80.00 No MI '100031432007021807
17078467 1370.25 182700.00 89.12 PMI '100031700003678964
17078566 1324.06 223000.00 74.99 No MI '100229900587030218
17089178 3119.76 478051.69 65.00 No MI '100187100511444862
17113373 935.00 149600.00 80.00 No MI '100459100000028102
17113415 3351.56 585000.00 65.00 No MI '100015904000534614
17113420 2538.67 363750.00 75.00 No MI '100229900587030184
17128766 2397.04 278472.97 90.00 Radian Guaranty '100229900587030424
17228945 979.33 146835.89 80.00 No MI '100062701320420264
17228951 1392.45 182856.01 80.00 No MI '100062701320440296
17228962 1391.88 262000.00 45.96 No MI '100187100511486749
17229004 2842.50 341100.00 90.00 Radian Guaranty '100031458007040992
17229025 614.17 88000.00 80.00 No MI '100127800005107965
17229038 566.90 71129.27 75.00 No MI '100238508482114729
17229281 1336.49 179644.38 90.00 PMI '100062701320432079
17229285 6703.13 1237500.00 75.00 No MI '100418200200711109
17229360 1099.68 152998.85 90.00 Radian Guaranty '100038603000053665
17229371 2991.91 522223.00 80.00 No MI '100057400002957001
17218866 5520.83 1000000.00 68.97 No MI '100091620020073790
17218943 1247.40 167668.07 80.00 No MI '100083300000020182
17224523 358.14 45842.00 89.99 GE Capital MI '100046900000702014
17224539 2040.00 288000.00 80.00 No MI '100019980110000833
17219518 2114.58 406000.00 64.44 No MI '100146001309955335
17219537 2095.70 314220.87 78.55 No MI '100251800000054772
17219572 8387.50 1320000.00 67.69 No MI '100204100000900407
17219579 748.13 94500.00 90.00 Radian Guaranty '100070707040116165
17221810 971.04 158000.00 80.00 No MI '100062701320419605
17221811 1999.90 263000.00 89.92 GE Capital MI '100140200060604001
17221823 1769.92 253600.00 80.00 No MI '100418200200701340
17221830 2167.50 306000.00 77.66 No MI '100015904000471114
17221851 3332.81 405000.00 90.00 Radian Guaranty '100315100125009809
17226644 1864.83 239332.28 87.19 PMI '100062701240000196
17226651 4383.04 603665.25 65.00 No MI '100199105110069263
17221879 8405.25 1280800.00 75.00 No MI '100259207040026947
17221899 3388.67 478400.00 80.00 No MI '100113800000927132
17221904 4897.50 783600.00 80.00 No MI '100140200070405654
17224466 3679.38 588700.00 77.36 No MI '100054900507048761
17208320 4571.88 770000.00 57.51 No MI '100146860020980884
17208339 2101.88 342000.00 22.06 No MI '100258910070308777
17214399 2205.00 336000.00 80.00 No MI '100187100511507254
17215118 1559.19 191900.00 95.00 Radian Guaranty '100031432007030386
17215129 4547.81 693000.00 70.00 No MI '100237700000101723
17215133 3965.03 594558.43 80.00 No MI '100057400003278647
17215650 15929.90 2507000.00 48.21 No MI '100207100000181807
17217021 5416.67 1000000.00 76.92 No MI '100061600417200616
17217028 1125.00 144000.00 90.00 Radian Guaranty '100339407040006832
17217073 512.80 72291.68 90.00 MGIC '100251800000054657
17217097 1050.02 134752.05 90.00 Radian Guaranty '100061600000043720
17217125 2150.63 279000.00 90.00 Radian Guaranty '100165700700054277
17217821 584.93 102096.44 60.00 No MI '100015902303341075
17217828 5010.96 775891.28 80.00 No MI '100015902810028074
17217838 1014.21 134739.97 90.00 Radian Guaranty '100184612170322026
17217850 2140.26 348246.50 80.00 No MI '100208808000019897
17217855 1898.33 272000.00 80.00 No MI '100297130704260046
17203981 1661.04 284750.00 79.99 No MI '100031458007031025
17204011 1739.91 249300.00 74.99 No MI '100031458007021109
17204057 617.91 76050.00 90.00 Radian Guaranty '100028510001360530
17206035 352.18 24992.77 18.47 No MI '100015901215120395
17206068 810.22 106550.00 89.99 Radian Guaranty '100028510001340706
17206095 9994.17 1432000.12 75.00 No MI '100133001000584660
17206102 6041.66 999999.00 76.92 No MI '100062700452008640
17206128 1937.66 251693.60 80.00 No MI '100212504000433022
17207365 1940.43 235799.23 90.00 Radian Guaranty '100031432007023167
17182077 3350.42 473000.00 86.00 GE Capital MI '100139402000042002
17182084 373.84 47437.38 90.00 United Guaranty '100053607040063501
17182086 944.36 128439.18 90.00 Radian Guaranty '100356107030161062
17182094 2052.21 262683.00 90.00 PMI '100339407040006675
17182834 3924.38 546000.00 70.00 No MI '100268700209702166
17182837 1918.64 273158.92 80.00 No MI '100028510001231012
17182843 2583.27 399990.95 80.00 No MI '100028510001243744
17200928 1232.23 171509.69 80.00 No MI '100146401674003358
17200945 2587.27 394250.00 80.00 No MI '100259207040026483
17201779 6347.81 999000.00 78.35 No MI '100134001100183701
17201785 1038.03 134599.33 90.00 Radian Guaranty '100184612170307001
17201825 1714.04 265400.00 90.00 PMI '100246100006721401
17203911 890.63 114000.00 95.00 PMI '100146001311402383
17203949 2830.88 377450.00 85.00 PMI '100031458006112826
17202124 1485.00 216000.00 80.00 No MI '100062701320431311
17171501 1526.12 175426.67 95.00 Radian Guaranty '100378000110085711
17171508 1852.50 342000.00 80.00 No MI '100015904000491468
17171510 1239.77 228880.00 80.00 No MI '100015904000593842
17171513 764.81 143964.53 60.00 No MI '100015904000330666
17171515 2100.36 411500.00 79.13 No MI '100015902107156141
17171517 1118.63 149150.00 95.00 PMI '100378000110065028
17171527 1687.50 300000.00 55.12 No MI '100015904000415897
17171529 1513.33 227000.00 100.00 PMI '100378000110081157
17171654 1879.84 340500.00 100.00 PMI '100378000110056803
17172552 1152.40 190742.36 80.00 No MI '100378000110024413
17172572 1273.98 185864.57 80.00 No MI '100378000110028331
17172574 1881.71 261446.33 79.78 No MI '100378000110043436
17172587 2587.42 407200.00 80.00 No MI '100378000110030550
17172598 1691.59 284900.00 100.00 PMI '100378000110063148
17172616 955.52 132359.52 75.00 No MI '100378000110041334
17172618 992.16 144748.86 80.00 No MI '100378000110050111
17172635 703.13 90000.00 90.00 Radian Guaranty '100028510001349756
17172683 1946.43 274196.25 60.44 No MI '100022100209631464
17172728 1166.67 200000.00 65.00 No MI '100187100511483902
17172767 621.25 84000.00 80.00 No MI '100039286212779183
17172771 1030.46 132994.34 84.97 PMI '100039279986028606
17175508 13000.00 1950000.00 65.00 No MI '100022100209647221
17180335 683.44 121500.00 75.00 No MI '100337507030209304
17155877 885.00 141600.00 80.00 No MI '100216100000302162
17155904 1308.91 205992.00 80.00 No MI '100057400003180421
17160241 674.54 103638.81 37.96 No MI '100187100511485386
17160249 2494.80 335111.82 80.00 No MI '100234400000180966
17160317 397.46 69375.00 75.00 No MI '100022100209511906
17160339 3384.06 637000.00 65.00 No MI '100146001306246126
17169262 889.58 139999.91 80.00 No MI '100185100704230062
17160364 1556.64 239166.44 80.00 No MI '100187100511505357
17160402 1156.96 148394.91 84.52 PMI '100031700003703440
17167176 1376.67 169019.23 90.00 Radian Guaranty '100146860020952636
17167191 590.29 79289.84 75.00 No MI '100437207040300016
17167265 2293.36 386250.00 75.00 No MI '100031700003664741
17167272 857.31 108292.06 95.00 Radian Guaranty '100114700000316709
17167275 2209.80 327208.42 60.52 No MI '100271100000307254
17167344 1642.50 292000.00 80.00 No MI '100022408298490092
17168971 2253.13 386250.00 74.28 No MI '100016900073544919
17169011 1510.83 259000.00 49.33 No MI '100015904000684328
17169013 1351.20 259430.71 72.22 No MI '100091620020073626
17169018 605.91 109749.76 39.29 No MI '100091620020072396
17169027 2219.38 402000.00 76.57 No MI '100187100511474745
17169069 1980.00 352000.00 80.00 No MI '100127800005104111
17169077 2256.70 314328.70 70.00 No MI '100183300000383936
17169080 2256.70 314328.70 70.00 No MI '100183300000383944
17169088 3430.00 588000.00 80.00 No MI '100187100511506041
17169095 1626.51 283900.00 85.00 PMI '100028510001344146
17169130 2533.36 476867.77 73.38 No MI '100187100511493109
17169142 1190.01 197687.69 59.16 No MI '100187100511508989
17171380 1012.22 164700.00 90.00 MGIC '100378000110081249
17171400 2558.93 328014.73 100.00 PMI '100378000110063726
17169145 3847.14 671500.00 73.79 No MI '100199105110068265
17169154 1458.34 218474.99 80.00 No MI '100187100511487713
17169196 4500.00 800000.00 80.00 No MI '100187100511509664
17171438 795.96 106916.63 100.00 PMI '100378000110048669
17171458 1720.83 280000.00 80.00 No MI '100378000110063023
17171469 1498.13 211500.00 90.00 Radian Guaranty '100378000110084615
17151551 4813.75 770200.00 80.00 No MI '100015902810026144
17151556 686.25 131760.00 80.00 No MI '100015902107205831
17151565 1574.92 302384.00 80.00 No MI '100015904000172068
17152808 1635.23 286730.39 90.00 PMI '100062500080978481
17152841 1283.97 232569.00 80.00 No MI '100015904000602528
17152874 1421.44 239400.00 70.00 No MI '100196906110614732
17152886 505.29 74757.95 35.73 No MI '100305900012791142
17152899 4135.10 749000.00 62.42 No MI '100366000000037479
17152901 1003.13 160500.00 75.00 No MI '100073000811146471
17152914 6923.33 992000.00 62.00 No MI '100039242605555193
17152967 307.29 50000.00 18.73 No MI '100424720707000344
17154567 1670.82 246996.56 80.00 No MI '100246100006718308
17154572 1758.75 252000.00 80.00 No MI '100031458007030720
17154596 3569.41 515212.47 80.00 No MI '100075900127003894
17154665 1056.25 156000.00 80.00 No MI '100183300000381906
17154708 1830.94 283500.00 90.00 Radian Guaranty '100284907030065669
17154747 3952.50 612000.00 90.00 Radian Guaranty '100031700003711849
17155773 1072.83 205983.00 80.00 No MI '100015904000458293
17155775 971.45 160792.04 69.50 No MI '100015904000497051
17155786 1229.58 227000.00 70.94 No MI '100015904000675466
17155824 549.09 86414.78 65.00 No MI '100073000813618345
17148751 1016.67 146747.85 80.00 No MI '100016900063182571
17148757 1182.50 172000.00 80.00 No MI '100106600072453275
17148863 1162.87 232573.62 90.00 Radian Guaranty '100127800005040430
17151519 2020.42 373000.00 60.85 No MI '100028510001309248
17151522 1108.17 174400.00 80.00 No MI '100028510001309289
17151526 1067.50 168000.00 80.00 No MI '100028510001313364
17151538 934.47 131925.00 74.96 No MI '100016900061592227
17146240 1402.50 198000.00 79.20 No MI '100031700003687817
17148463 501.93 71919.00 80.00 No MI '100246100006715486
17148612 3051.56 472500.00 75.00 No MI '100399600000149082
17145989 4114.38 681000.00 40.06 No MI '100039211490825698
17146087 560.93 73504.26 90.00 PMI '100146840020931277
17146098 593.47 91182.20 57.19 No MI '100115600054638561
17146113 1333.24 174967.54 90.00 PMI '100030200558004766
17146199 2230.42 404000.00 80.00 No MI '100028510001325277
17133321 2564.60 523832.60 80.00 No MI '100062500080960109
17130942 1048.13 193500.00 90.00 Radian Guaranty '100016910006070791
17131014 641.48 97750.00 85.00 Radian Guaranty '100185100704090177
17132969 1016.96 165472.00 80.00 No MI '100022100209256650
17133079 1191.94 215899.37 80.00 No MI '100015902040383349
17133142 1760.75 301843.35 80.00 No MI '100015901215115965
17133152 1001.55 168682.00 75.00 No MI '100015904000500144
17133185 1178.83 205759.00 80.00 No MI '100062500080954250
17133208 950.00 160000.00 80.00 No MI '100031700003563349
17130610 1419.25 283850.21 69.56 No MI '100015904000413710
17130511 1758.75 268000.00 80.00 No MI '100297130703050000
17130534 1620.52 248288.92 95.00 MGIC '100246100006708697
17323121 1354.17 250000.00 47.17 No MI '100386100002939908
17324358 1185.75 176000.00 80.00 No MI '100386100002942332
17325300 1299.84 203000.00 51.39 No MI '100386100002950145
17325598 1390.42 188000.00 80.00 No MI '100386100002952745
17325680 1816.36 329000.00 74.77 No MI '100386100002954543
17326272 1059.90 185000.00 78.72 No MI '100386100002955896
17306351 2970.84 460000.00 80.00 No MI '100386100002925006
17309150 2887.76 413000.00 72.46 No MI '100386100002927796
17309160 812.50 150000.00 35.29 No MI '100386100002928018
17322697 2243.03 353000.00 74.32 No MI '100386100002936011
17312200 1121.25 207000.00 66.77 No MI '100386100002932754
17312132 720.42 123500.00 62.37 No MI '100182001000118048
17304183 2437.50 390000.00 79.59 No MI '100386100002918605
17304188 2310.00 352000.00 80.00 No MI '100386100002919256
17304192 2310.00 352000.00 80.00 No MI '100386100002919462
17306328 1624.66 213750.00 75.00 No MI '100386100002924298
17303721 6431.07 979972.08 65.99 No MI '100022100208091827
17303824 1469.28 227500.00 70.00 No MI '100386100002916021
17301584 2751.02 384000.00 80.00 No MI '100022100208008680
17301708 1436.34 222400.00 80.00 No MI '100386100002903698
17301774 4378.00 636800.00 80.00 No MI '100386100002903888
17301813 1329.42 183350.00 95.00 Radian Guaranty '100386100002904696
17301819 1086.75 165600.00 80.00 No MI '100386100002904811
17301597 1684.58 311000.00 62.20 No MI '100415700000012403
17302210 1756.67 272000.00 80.00 No MI '100386100002906626
17286679 4062.50 600000.00 80.00 No MI '100386100002891141
17293481 2108.34 368000.00 80.00 No MI '100386100002892446
17293530 394.78 54557.00 90.00 Radian Guaranty '100386100002893220
17293534 1990.94 323950.00 95.00 Radian Guaranty '100386100002893287
17295229 2406.25 420000.00 76.36 No MI '100386100002893816
17295184 1905.59 351800.00 79.77 No MI '100386100002894509
17295269 1168.13 168000.00 80.00 No MI '100386100002894582
17295314 2148.43 374999.44 75.00 No MI '100386100002895340
17297165 468.24 52777.26 80.00 No MI '100522800000101451
17298121 3595.32 585000.00 90.00 Radian Guaranty '100386100002897692
17298156 1581.25 276000.00 78.63 No MI '100386100002898302
17298181 427.13 60300.00 90.00 Radian Guaranty '100386100002898757
17298190 1017.66 150300.00 90.00 Radian Guaranty '100386100002898930
17298193 695.28 109900.55 32.35 No MI '100386100002898989
17298202 2005.21 350000.00 38.89 No MI '100386100002899136
17298208 1661.05 238000.00 85.00 Radian Guaranty '100386100002899227
17298876 2121.67 304000.00 80.00 No MI '100386100002899748
17298916 1142.97 192500.00 70.00 No MI '100386100002900579
17299532 568.61 79110.00 90.00 Radian Guaranty '100386100002901569
17299561 1024.96 103500.00 90.00 Radian Guaranty '100386100002902070
17299564 906.25 116000.00 80.00 No MI '100386100002902146
17299612 2362.50 270000.00 90.00 Radian Guaranty '100386100002903037
17230523 594.62 97023.14 59.94 No MI '100386100002835684
17274294 4378.91 712500.00 75.00 No MI '100386100002880722
17274354 975.56 108900.00 90.00 Radian Guaranty '100386100002881704
17275503 862.88 107181.42 80.00 No MI '100386100002883072
17275504 1947.92 340000.00 80.00 No MI '100386100002883080
17275517 1852.97 265500.00 90.00 Radian Guaranty '100386100002883403
17275533 2434.69 441000.00 53.45 No MI '100386100002883650
17275551 1972.49 282625.00 84.64 Radian Guaranty '100386100002884039
17278403 3050.78 532500.00 73.45 No MI '100386100002884393
17278414 900.00 160000.00 80.00 No MI '100386100002884609
17278419 3812.50 600000.00 79.73 No MI '100386100002884724
17278437 2496.67 428000.00 80.00 No MI '100386100002884989
17278381 998.54 151872.29 80.00 No MI '100386100002885002
17278385 1329.42 240800.00 79.21 No MI '100386100002885341
17278981 1600.76 237409.99 80.00 No MI '100386100002885788
17279014 488.81 60750.00 90.00 Radian Guaranty '100386100002886349
17279029 2058.75 324000.00 90.00 Radian Guaranty '100386100002886604
17279041 1228.32 171954.18 88.21 Radian Guaranty '100386100002886786
17279592 1373.62 184878.98 88.10 Radian Guaranty '100386100002887032
17279600 827.53 87300.00 90.00 Radian Guaranty '100386100002887180
17279614 4161.29 547144.70 89.77 Radian Guaranty '100386100002887560
17279617 3851.25 468000.00 90.00 Radian Guaranty '100386100002887628
17280142 1133.20 130440.71 90.00 Radian Guaranty '100386100002889673
17224142 4984.27 811000.00 63.61 No MI '100386100002821775
17226483 1704.53 218159.82 90.00 Radian Guaranty '100386100002825289
17226530 926.25 117000.00 90.00 Radian Guaranty '100386100002825826
17228637 1826.11 257625.35 73.71 No MI '100386100002827830
17229538 803.17 126400.00 80.00 No MI '100386100002830347
17229938 4834.73 698931.43 80.00 No MI '100386100002831667
17229962 577.50 79200.00 90.00 Radian Guaranty '100386100002832004
17230009 3446.84 493875.00 75.00 No MI '100386100002832822
17230016 1816.73 300700.00 83.53 Radian Guaranty '100386100002832913
17230063 698.83 84211.12 90.00 Radian Guaranty '100386100002833770
17216765 1722.37 223727.64 67.82 No MI '100386100002810117
17216768 4044.51 519383.77 80.00 No MI '100386100002810174
17216774 1687.50 225000.00 90.00 Radian Guaranty '100386100002810257
17217699 464.48 63971.53 77.74 No MI '100386100002811586
17217461 730.71 98800.00 89.82 Radian Guaranty '100386100002812824
17217465 2362.50 360000.00 80.00 No MI '100386100002812931
17218514 2993.44 463500.00 84.27 Radian Guaranty '100386100002814291
17218541 3375.00 405000.00 90.00 Radian Guaranty '100386100002815181
17218559 7006.25 1140000.00 75.00 No MI '100386100002815439
17219252 2700.00 360000.00 90.00 PMI '100386100002818078
17219262 686.75 98400.00 80.00 No MI '100386100002818342
17219269 2314.43 318363.80 80.00 No MI '100386100002818607
17221459 1192.29 194000.00 79.18 No MI '100386100002819357
17224113 1440.72 157374.27 90.00 Radian Guaranty '100386100002821379
17207955 958.66 138481.19 80.00 No MI '100386100002800746
17213970 1467.97 184292.36 90.00 PMI '100386100002801314
17214075 4875.00 720000.00 60.00 No MI '100386100002802759
17214096 4296.88 750000.00 45.45 No MI '100386100002803161
17214822 2440.00 384000.00 79.18 No MI '100386100002805059
17215496 4033.95 569499.36 85.00 PMI '100386100002806024
17215572 2186.67 328000.00 80.00 No MI '100386100002807204
17215301 2335.72 329278.91 73.33 No MI '100386100002807949
17216674 721.88 99000.00 90.00 Radian Guaranty '100386100002808608
17216746 2695.69 431311.03 80.00 No MI '100386100002809788
17204222 2727.08 340000.00 77.80 No MI '100386100002792877
17205728 914.07 112500.00 90.00 Radian Guaranty '100386100002793578
17205739 1215.32 184844.58 77.08 No MI '100386100002793784
17207179 808.59 103500.00 90.00 Radian Guaranty '100386100002798049
17207898 4447.92 700000.00 70.00 No MI '100386100002799781
17207793 3317.19 579000.00 74.71 No MI '100386100002800019
17204198 2322.40 343000.00 79.21 No MI '100386100002792554
17172263 1181.25 210000.00 87.50 Radian Guaranty '100386100002774016
17175149 1985.26 276210.00 90.00 PMI '100386100002775344
17175197 1946.84 270864.00 90.00 PMI '100386100002776078
17178366 1116.67 160000.00 80.00 No MI '100386100002777647
17178460 688.78 83700.00 90.00 Radian Guaranty '100386100002778082
17182395 1433.65 164873.11 89.97 PMI '100386100002780922
17182447 459.41 63228.31 90.00 PMI '100386100002781839
17200628 924.38 130500.00 90.00 Radian Guaranty '100386100002783140
17200702 1362.40 193166.18 86.50 Radian Guaranty '100386100002784205
17201475 10968.75 1950000.00 65.00 No MI '100386100002785350
17201492 908.56 105569.23 90.00 Radian Guaranty '100386100002785616
17201514 908.56 105571.94 89.62 Radian Guaranty '100386100002786036
17202679 8390.63 1342500.00 75.00 No MI '100386100002787745
17202683 2178.13 348500.00 74.95 No MI '100386100002787786
17202703 3406.88 414000.00 90.00 Radian Guaranty '100386100002788040
17202734 1615.63 282000.00 80.57 PMI '100386100002788545
17166568 1657.63 239633.62 68.57 No MI '100386100002766178
17166582 1498.34 248000.00 80.00 No MI '100386100002766434
17166620 3791.67 650000.00 78.79 No MI '100386100002767028
17168644 1982.17 312191.41 80.00 No MI '100386100002769032
17168668 2843.75 525000.00 75.00 No MI '100386100002769321
17170606 1122.97 179497.17 60.00 No MI '100386100002771301
17172219 2089.74 345888.50 60.00 No MI '100386100002773422
17159876 2022.95 359635.59 80.00 No MI '100386100002764892
17155383 2220.00 288000.00 90.00 Radian Guaranty '100386100002763365
17159840 2652.60 463000.00 84.95 Radian Guaranty '100386100002764413
17154214 591.63 78547.02 90.00 Radian Guaranty '100386100002760353
17150130 2909.04 410101.88 79.04 No MI '100386100002757060
17152432 718.75 100000.00 88.68 PMI '100386100002757771
17152446 2354.69 362650.13 95.00 Radian Guaranty '100386100002758027
17267377 2263.50 402400.00 80.00 No MI '100386100002878783
17148216 1336.07 181714.00 80.00 No MI '100386100002752756
17266292 1437.59 194378.00 89.99 Radian Guaranty '100386100002876969
17267337 2709.38 382500.00 90.00 Radian Guaranty '100386100002878064
17267345 3368.75 588000.00 80.00 No MI '100386100002878197
17267353 2939.06 513000.00 90.00 Radian Guaranty '100386100002878346
17265884 2267.82 369000.00 90.00 Radian Guaranty '100386100002875607
17264172 976.36 119936.14 80.00 No MI '100386100002872299
17265461 1483.08 212500.00 85.00 Radian Guaranty '100386100002872398
17265476 1065.00 144000.00 90.00 Radian Guaranty '100386100002872802
17265511 1460.27 264500.00 68.70 No MI '100386100002873412
17265548 4614.75 579674.83 69.05 No MI '100386100002874253
17256950 2138.41 349062.21 72.00 No MI '100386100002867547
17256956 1927.29 319000.00 79.75 No MI '100386100002867737
17259525 3961.55 487575.00 75.00 No MI '100386100002868305
17259537 867.79 112475.96 90.00 Radian Guaranty '100386100002868446
17259550 461.69 64234.96 77.95 No MI '100386100002868610
17259552 3780.60 404847.52 90.00 Radian Guaranty '100386100002868636
17259565 1016.74 174298.68 71.43 No MI '100386100002868925
17263509 1535.63 210600.00 90.00 Radian Guaranty '100386100002869196
17263544 3467.50 584000.00 80.00 No MI '100386100002869857
17263550 2700.00 432000.00 90.00 Radian Guaranty '100386100002870020
17263904 2581.25 413000.00 88.44 Radian Guaranty '100386100002870731
17263711 624.11 105000.00 75.00 No MI '100386100002870772
17263907 693.00 100800.00 80.00 No MI '100386100002870814
17256947 3414.70 494023.80 80.00 No MI '100386100002867489
17252652 3286.67 544000.00 80.00 No MI '100386100002861862
17252679 3538.13 499500.00 90.00 Radian Guaranty '100386100002862332
17251451 1495.31 261000.00 90.00 Radian Guaranty '100386100002860377
17247497 3266.67 560000.00 80.00 No MI '100386100002854644
17247512 10801.29 1573232.41 70.00 No MI '100386100002854867
17247516 1457.00 225600.00 80.00 No MI '100386100002854917
17247551 1088.43 177100.00 70.00 No MI '100386100002855385
17247637 991.79 134100.00 90.00 Radian Guaranty '100386100002856425
17251417 4141.33 651750.00 79.00 No MI '100386100002859726
17246647 3056.67 524000.00 80.00 No MI '100386100002852341
17246696 5950.00 840000.00 70.00 No MI '100386100002852937
17246708 2518.07 355492.58 70.00 No MI '100386100002853075
17246712 2400.00 360000.00 80.00 No MI '100386100002853133
17246730 2925.00 390000.00 89.66 Radian Guaranty '100386100002853364
17246757 2968.75 500000.00 80.00 No MI '100386100002853950
17245751 2997.79 523250.00 65.00 No MI '100386100002848836
17245757 4000.00 600000.00 75.00 No MI '100386100002848893
17245804 2040.83 316000.00 78.80 No MI '100386100002849685
17245820 4200.00 576000.00 80.00 No MI '100386100002849909
17245869 4341.75 499772.83 80.00 No MI '100386100002850576
17245880 4042.32 599037.51 80.00 No MI '100386100002850717
17246587 533.13 60723.12 75.00 No MI '100386100002851434
17244095 1937.50 300000.00 80.00 No MI '100386100002845980
17244418 4265.63 650000.00 78.79 No MI '100386100002846996
17244443 1419.79 235000.00 78.33 No MI '100386100002847341
17244451 3806.25 579999.96 80.00 No MI '100386100002847432
17244502 1416.66 186300.00 90.00 Radian Guaranty '100386100002848091
17244520 3326.46 452730.60 80.00 No MI '100386100002848356
17242783 3007.82 525000.00 75.00 No MI '100386100002841567
17242799 672.66 102500.00 89.91 Radian Guaranty '100386100002841922
17242858 1345.81 135812.71 90.00 Radian Guaranty '100386100002842722
17243991 1176.71 164017.39 90.00 Radian Guaranty '100386100002844546
17244053 1673.44 214200.00 90.00 Radian Guaranty '100386100002845345
17244055 1900.00 304000.00 80.00 No MI '100386100002845386
17130006 1590.77 166859.64 90.00 PMI '100386100002744795
17132646 2765.39 327750.00 95.00 PMI '100386100002748309
17230632 1241.00 175200.00 80.00 No MI '100386100002835742
17231370 3406.22 583924.00 80.00 No MI '100386100002837052
17231401 4085.72 537300.00 90.00 Radian Guaranty '100386100002837508
17231403 499.24 56246.29 90.00 Radian Guaranty '100386100002837524
17231310 3680.00 552000.00 80.00 No MI '100386100002837573
17233936 1391.25 212000.00 80.00 No MI '100386100002839348
17233940 1335.94 225000.00 90.00 Radian Guaranty '100386100002839389
17233948 1831.94 278287.94 80.00 No MI '100386100002839488
17234036 831.25 133000.00 70.00 No MI '100386100002841237
17113019 1795.90 331550.00 95.00 Radian Guaranty '100386100002734267
17128204 4658.52 665257.99 65.00 No MI '100386100002739928
16775482 1258.13 198000.00 69.47 No MI '100031700003558968
16774836 2470.00 456000.00 80.00 No MI '100140200061007493
17244390 1374.88 172464.54 90.00 Radian Guaranty '100386100002846541
17247532 2612.84 411200.00 80.00 No MI '100386100002855153
17252618 2760.42 500000.00 69.44 No MI '100386100002861391
17255187 3072.92 500000.00 83.33 Radian Guaranty '100386100002864098
17256882 3287.50 526000.00 88.40 Republic MIC '100386100002866499
17264082 1229.17 200000.00 80.00 No MI '100613445862870420
17272265 817.92 151000.00 47.94 No MI '100207420070524110
17278420 2258.47 323000.00 95.00 Radian Guaranty '100386100002884732
17286675 2653.39 424542.55 90.00 Radian Guaranty '100386100002891067
17295178 1024.50 160000.00 79.60 No MI '100386100002894152
17303019 1280.63 200000.00 80.00 No MI '100386100002912764
17325207 1082.82 165000.00 78.57 No MI '100386100002947687
17148942 1067.52 152957.65 90.00 Radian Guaranty '100031700003688237
17267730 2404.58 323424.87 90.00 Radian Guaranty '100031458007011639
17272414 1555.96 242570.02 90.00 GE Capital MI '100083300000020893
17293559 4609.38 750000.00 34.48 No MI '100390930402063220
17298981 2915.00 528000.00 80.00 No MI '100022408395323691
17152888 1065.63 186000.00 63.48 No MI '100366000000037024
17171691 2497.50 444000.00 80.00 No MI '100301207032035763
17202186 895.54 139799.36 80.00 No MI '100062701320422476
17206059 2901.18 445677.53 89.46 Republic MIC '100067307000299393
17226624 4033.96 569500.00 82.54 Republic MIC '100079600230701105
17226648 1714.69 279000.00 90.00 PMI '100062700110963830
17228947 1028.04 133619.00 70.00 No MI '100305900012824869
17230289 993.93 132215.63 90.00 Republic MIC '100106600072712654
17246240 2400.00 360000.00 80.00 No MI '100292100530715203
17246988 1278.46 201200.00 78.90 No MI '100056400670706061
17150162 1514.16 234450.00 90.00 Radian Guaranty '100386100002757615
17214764 2096.67 236800.00 80.00 No MI '100386100002804110
17021250 1301.33 204800.00 79.97 No MI '100229900587020086
17027741 1332.43 206312.00 80.00 No MI '100051700218664622
17057776 703.46 102694.85 80.00 No MI '100031432007020205
17076953 2475.94 417000.00 88.72 Radian Guaranty '100127800005008213
17077093 2172.27 336351.25 88.05 Republic MIC '100016900073580707
17078199 1179.49 169001.00 100.00 PMI '100031700003678196
17088677 1347.61 175126.08 90.00 PMI '100146810018396122
16853196 10706.78 1486971.78 70.00 No MI '100294800021049925
16765217 3691.49 580955.31 75.00 No MI '100420200000153441
16731889 1887.19 274500.00 90.00 Triad Guaranty '100031700003547300
16707917 1535.63 234000.00 90.00 PMI '100015902058835750
17218457 1071.37 112378.53 90.00 Radian Guaranty '100386100002813780
17128180 1640.63 225000.00 100.00 PMI '100386100002739597
16658475 4790.57 629992.13 100.00 PMI '100219306095037731
17113464 779.48 92515.40 90.00 Radian Guaranty '100142000000273950
17128696 563.59 73963.72 79.30 No MI '100113200184088647
17078695 2860.00 422400.00 80.00 No MI '100220800017020640
17089154 1919.30 323250.00 74.98 No MI '100187100511475163
17089171 2464.29 393151.20 44.13 No MI '100187100511476385
17052157 1227.08 190000.00 100.00 PMI '100423900900021112
17033501 1567.19 255000.00 100.00 PMI '100113200183180973
16640918 431.72 56356.29 80.00 No MI '100330706060133668
17113620 2997.19 417000.00 84.24 Radian Guaranty '100031700003655996
17113741 2677.45 407992.00 80.00 No MI '100057400003042712
17128585 1904.85 258717.40 80.00 No MI '100028510001263544
17128594 960.76 145472.51 66.48 No MI '100015904000575294
17128610 425.00 68000.00 80.00 No MI '100015902009274273
17128617 691.72 95067.37 90.00 Radian Guaranty '100028510001294309
17128629 769.34 134284.00 80.00 No MI '100015901012225124
17128675 10333.33 1600000.00 69.57 No MI '100022100184086411
17128682 4447.27 618750.00 75.00 No MI '100015902236033401
17128702 1347.22 219560.99 80.00 No MI '100192820070003931
17128815 3871.88 619500.00 70.00 No MI '100291300000618421
17128844 2594.68 452889.21 80.00 No MI '100028510001316490
17128850 1523.20 218250.00 90.00 Radian Guaranty '100031700003687064
17088910 1219.36 187347.07 80.00 No MI '100146860018398461
17088943 2182.03 332500.00 95.00 Radian Guaranty '100378000110032440
17088954 1646.98 206290.74 90.00 Radian Guaranty '100378000110050046
17088987 507.81 74999.07 100.00 PMI '100378000110032390
17088997 2945.31 435000.00 100.00 PMI '100378000110055888
17089011 1101.84 144900.00 90.00 Radian Guaranty '100378000110042118
17089068 2777.73 430100.00 98.20 PMI '100077000000059762
17089080 1400.00 224000.00 80.00 No MI '100016910005597810
17089083 706.67 106000.00 78.52 No MI '100016910005459847
17089125 1940.46 344970.00 60.00 No MI '100187100511471006
17089160 1593.75 300000.00 36.14 No MI '100187100511461296
17089164 1321.55 201379.63 74.98 No MI '100187100511467673
17089177 3712.50 540000.00 100.00 PMI '100339407030006552
17089210 2827.78 430900.00 79.06 No MI '100022100184014637
17089347 3508.00 532190.02 85.30 Triad Guaranty '100146900009017488
17089385 948.69 165589.95 80.00 No MI '100039269535851053
17089404 4321.30 669104.00 80.00 No MI '100057400002931493
17113369 3360.00 512000.00 80.00 No MI '100073000812469773
17113412 1265.00 220800.00 80.00 No MI '100015904000481865
17113417 956.00 169955.00 80.00 No MI '100015901129227757
17113441 1394.49 214253.27 50.01 No MI '100187100511483043
17113452 3374.06 531000.00 68.43 No MI '100015902148233297
17113482 1007.67 160691.35 95.00 Radian Guaranty '100028510001214216
17113508 2587.47 279560.99 100.00 Radian Guaranty '100031432006122440
17113520 1318.09 161651.19 90.00 PMI '100028510001331341
17113564 2914.93 317992.00 100.00 PMI '100021432007022300
17113570 1114.13 133676.23 95.00 Radian Guaranty '100075900127004264
17113581 2000.00 300000.00 80.00 No MI '100301207032035136
17113584 1283.10 202259.94 70.00 No MI '100031700003669302
17325700 3445.00 636000.00 57.82 No MI '100022408397706695
17231091 1028.04 133537.43 70.00 No MI '100305900012824992
17231742 393.76 55590.00 79.30 No MI '100418200200711471
17259586 1121.07 166133.07 80.00 No MI '100016900063293048
17263492 1034.51 145947.76 80.00 No MI '100361200007700542
17263493 956.94 135003.66 80.00 No MI '100361200007700534
17263501 718.75 150000.00 37.05 No MI '100057400002995928
17267729 1539.67 238400.00 75.68 No MI '100031458007050058
17298993 2167.81 346850.00 75.08 No MI '100251800000062528
17311933 2581.33 387200.00 80.67 PMI '100187100511523558
17217841 368.88 49876.97 80.00 No MI '100238508482115494
17218966 6249.99 999999.00 62.50 No MI '100016910006450191
17221836 1646.88 255000.00 75.00 No MI '100268700209903707
17224507 1166.09 199900.00 66.66 No MI '100085600025276794
17302470 1800.00 288000.00 80.00 No MI '100386100002910362
17303084 1050.00 157500.00 75.00 No MI '100386100002911824
17303105 8793.75 1260000.00 70.00 No MI '100386100002912152
17303110 1647.44 254000.00 43.79 No MI '100386100002912269
17303139 2859.38 450000.00 75.00 No MI '100386100002912715
17303587 825.01 116472.00 90.00 Radian Guaranty '100386100002914430
17303859 890.89 155500.00 55.54 No MI '100386100002916757
17304219 2709.84 412500.00 75.00 No MI '100386100002918084
17304242 2149.17 247500.00 90.00 Radian Guaranty '100386100002918530
17304245 666.67 100000.00 78.43 No MI '100386100002918639
17304847 649.03 82500.00 75.00 No MI '100386100002921013
17306297 2350.79 382500.00 90.00 Radian Guaranty '100386100002923548
17306309 2742.92 454000.00 78.96 No MI '100386100002923910
17306334 1655.34 305600.00 80.00 No MI '100386100002924488
17306345 3754.69 540000.00 79.41 No MI '100386100002924850
17309075 2158.75 314000.00 80.00 No MI '100386100002926087
17311761 627.61 120500.00 64.44 No MI '100386100002928935
17311820 828.21 120739.00 80.00 No MI '100386100002930527
17312192 2200.00 352000.00 80.00 No MI '100386100002932457
17312241 3169.69 441000.00 90.00 Radian Guaranty '100386100002933547
17312273 1973.19 280000.00 80.00 No MI '100386100002934255
17152928 474.79 71227.86 27.75 No MI '100057400003253806
17323053 1181.25 180000.00 90.00 PMI '100386100002938256
17323065 1711.17 208000.00 80.00 No MI '100386100002938504
17323109 2864.59 500000.00 51.81 No MI '100386100002939619
17324329 1031.25 180000.00 57.60 No MI '100386100002941557
17171544 572.92 100000.00 68.97 No MI '100015904000794168
17172551 792.21 100406.04 95.00 Radian Guaranty '100378000110071950
17172637 1522.17 215697.59 80.00 No MI '100062701323278198
17172654 954.28 157950.28 80.00 No MI '100062701320423714
17180343 1449.52 239920.00 80.00 No MI '100259207040027168
17182816 3004.35 472815.00 90.00 GE Capital MI '100057400003279454
17133253 8500.99 1316283.00 75.00 No MI '100214190703090000
17202132 1282.50 216000.00 90.00 PMI '100062701320424282
17206055 3565.88 462600.00 90.00 PMI '100067301000298257
17207384 827.06 120300.00 88.46 Triad Guaranty '100075120040158507
17302222 1691.61 220000.00 85.94 Radian Guaranty '100386100002906832
17302273 2565.00 432000.00 80.00 No MI '100386100002907913
17302437 2248.96 317500.00 89.99 Radian Guaranty '100430140070618097
16339145 3683.30 519995.00 80.00 No MI '100171906060030623
16335162 1402.50 198000.00 90.00 MGIC '100390930400730788
17078806 2126.67 464000.00 80.00 No MI '100062500080977053
17078849 1711.14 234670.00 100.00 PMI '100183300000379462
17078864 1827.71 373320.00 80.00 No MI '100140200061002783
17088707 1787.50 264000.00 80.00 No MI '100418207030001130
17088830 2032.41 354747.88 80.00 No MI '100062500080965090
17075931 1104.69 151500.00 100.00 PMI '100339407030006404
17075945 2132.81 292500.00 90.00 Radian Guaranty '100031700003674476
17076858 1185.18 160970.83 80.00 No MI '100016910001135847
17076872 1305.73 272500.00 78.99 No MI '100022100183816578
17076900 1358.40 176225.00 94.97 PMI '100183300000376666
17076912 1576.59 225900.00 100.00 PMI '100423900900022979
17076947 1825.00 292000.00 80.00 No MI '100086600213001904
17076976 1588.07 241992.00 80.00 No MI '100315100105012401
17077010 1403.00 220800.00 80.00 No MI '100056340620701186
17077067 3491.61 549500.00 70.00 No MI '100016910005074364
17077076 1258.13 198000.00 90.00 MGIC '100016910001240464
17077128 1884.46 253466.83 75.00 No MI '100022100183842145
17077132 1540.31 238500.00 90.00 PMI '100237600000821389
17077275 1923.47 275601.00 100.00 PMI '100028510001327174
17077293 3867.70 789999.00 79.80 No MI '100057400003231588
17077323 2342.81 356999.04 100.00 PMI '100237600000821819
17078136 1030.36 129131.59 100.00 PMI '100016910005498555
17078239 1220.06 161875.03 80.00 No MI '100031458007020598
17078258 1710.00 288000.00 80.00 No MI '100016910005634191
17078285 1414.72 215575.94 70.00 No MI '100016910005568647
17078346 1070.94 171350.00 79.98 No MI '100016910002472082
17078469 1400.64 227900.00 100.00 Radian Guaranty '100028510001320070
17078483 1075.51 174999.01 89.74 Radian Guaranty '100028510001310980
17078489 921.87 149999.98 100.00 PMI '100028510001297583
17078492 997.70 158866.46 80.00 No MI '100057400003125566
17078510 2614.30 412102.16 80.00 No MI '100140200060605149
17078524 1834.17 284000.00 80.00 No MI '100031432007023027
17078616 4154.90 687708.00 80.00 No MI '100315100145013369
17078728 7453.13 1350000.00 75.00 No MI '100031458007020523
17065151 2067.34 431445.00 80.00 No MI '100057400003079755
17065401 1738.50 244000.00 100.00 PMI '100039292920939044
17065468 2220.44 333108.00 95.00 GE Capital MI '100057400003060995
17066380 1413.54 230000.00 51.45 No MI '100031700003655731
17075789 2865.19 436600.83 68.07 No MI '100106600072392218
17066424 1525.73 178884.82 94.97 PMI '100016910005320155
17066426 3058.50 553991.80 78.03 No MI '100134001100176556
17066433 739.02 122320.00 80.00 No MI '100016910005481973
17066506 1364.26 251863.02 80.00 No MI '100174500000262664
17066625 1472.50 228000.00 95.00 MGIC '100086805070200123
17066665 3020.00 483200.00 80.00 No MI '100369300070215246
17066812 1308.53 232628.00 80.00 No MI '100057400003037076
17066821 981.12 162392.00 80.00 No MI '100057400002979393
17075483 669.45 116850.00 95.00 GE Capital MI '100437200702270007
17075502 1289.16 220998.10 100.00 PMI '100351000183755191
17075524 2803.33 464000.00 80.00 No MI '100061600000042144
17075530 1392.09 215550.00 81.34 Radian Guaranty '100127800005011480
17056092 1122.62 163290.11 80.00 No MI '100057400002962589
17059584 1491.69 193524.89 100.00 PMI '100307100000191409
17060537 1249.76 203350.00 89.98 Radian Guaranty '100229900587020854
17056102 2156.82 460122.00 80.00 No MI '100057400003197433
17060544 4986.67 748000.00 77.51 No MI '100079600400700416
17057638 1897.50 276000.00 80.00 No MI '100031458007020002
17060672 2428.75 348000.00 99.99 PMI '100146001308549469
17057862 1198.67 198400.00 80.00 No MI '100054900006314672
17057982 1291.41 213750.00 95.00 Radian Guaranty '100337507010196398
17060748 12916.67 2000000.00 61.54 No MI '100054900507045007
17059350 1012.50 135000.00 100.00 PMI '100214190702280107
17059427 2313.06 357000.00 85.00 PMI '100039289503901706
17048049 1280.82 175655.00 95.00 PMI '100028510001255284
17053451 1547.72 232157.81 75.00 No MI '100016900048656301
17048333 1252.86 193991.98 80.00 No MI '100057400003162064
17052112 1391.25 212000.00 80.00 No MI '100212504000415011
17052118 328.01 46998.84 78.33 No MI '100289400000069163
17052171 3024.93 527988.00 80.00 No MI '100187100511470933
17034852 4400.00 640000.00 80.00 No MI '100031700003649072
17034870 2251.30 459840.00 80.00 No MI '100057400003123355
17034871 2740.30 431261.00 80.00 No MI '100057400003057850
17042550 1312.24 199960.00 80.00 No MI '100031700003645088
17042572 2560.98 439024.72 80.00 No MI '100140200070100669
17042663 1120.02 132867.17 90.00 PMI '100031432006120873
17042696 714.67 102400.00 80.00 No MI '100031432006111567
17042704 563.67 73926.28 80.00 No MI '100031432007012210
17043797 1954.56 284300.00 76.84 No MI '100418207020000951
17027842 6431.25 980000.00 80.00 No MI '100098500040329013
17033168 1448.78 207586.46 80.00 No MI '100031432007010446
17033227 2541.35 399950.00 99.99 PMI '100031473007020043
17034525 3661.30 474980.00 100.00 PMI '100232600000078712
17011071 708.75 108000.00 80.00 No MI '100031700003605629
17011191 707.79 98426.19 31.11 No MI '100366000000036307
17011195 1942.24 263819.77 80.00 No MI '100057400003122118
17008959 1500.00 225000.00 60.00 No MI '100022100182768085
17000474 847.44 128228.19 51.60 No MI '100429220061115106
17002030 1520.00 243200.00 80.00 No MI '100212504000426307
17002115 1432.29 250000.00 43.08 No MI '100015904000385454
16991628 1935.56 279000.00 90.00 Radian Guaranty '100039237488978405
16991654 8305.42 1286000.00 65.95 No MI '100113200182499952
16995226 3659.65 496708.34 95.00 PMI '100028510001281421
16990319 3204.46 420000.04 80.00 No MI '100031432007010370
16991391 2001.56 305000.00 100.00 PMI '100028510001234867
17027652 2386.10 363596.04 80.00 No MI '100183300000376740
17015033 1711.79 265052.00 80.00 No MI '100057400003194109
17021895 767.20 129212.00 80.00 No MI '100315100125009635
17021287 1191.80 173353.00 90.00 GE Capital MI '100057400003162858
17013455 383.68 70744.14 21.47 No MI '100062500080942149
16543911 516.28 81250.00 65.00 No MI '100203000157825921
16981565 2983.00 477280.00 80.00 No MI '100251800000045358
16980673 815.00 130400.00 80.00 No MI '100108300777360119
16974061 1627.50 252000.00 80.00 No MI '100232600000076658
16970678 1578.00 236700.00 90.00 Radian Guaranty '100046900000644414
16965467 367.50 58800.00 80.00 Xx XX
00000000 1129.22 200750.99 70.00 No MI '100039291942886506
16857009 3629.17 520000.00 80.00 No MI '100219300000611582
16852707 1544.25 255600.00 80.00 No MI '100022100181522566
16853381 1480.21 245000.00 100.00 Radian Guaranty '100039286133744779
16856510 997.50 152000.00 80.00 No MI '100183300000369539
16856579 1328.25 196172.38 95.00 PMI '100031700003571839
16851967 981.34 132607.57 80.00 No MI '100057400003151034
16846205 3322.81 514500.00 70.00 No MI '100031700003591969
16844593 3605.31 417000.00 99.56 PMI '100091200060034760
16845650 1277.81 211500.00 75.00 No MI '100031700003592876
16839016 2924.69 431954.01 95.00 PMI '100297130612120035
16840073 5034.34 716188.76 80.00 No MI '100242400000151405
17324965 2566.32 447871.67 77.91 Xx XX
00000000 3582.00 477600.00 80.00 Xx XX
00000000 4546.41 823500.00 75.00 Xx XX
00000000 4533.33 680000.00 80.00 Xx XX
00000000 2621.84 484032.00 80.00 Xx XX
00000000 2779.17 460000.00 74.80 Xx XX
00000000 10059.22 1893500.00 70.00 Xx XX
00000000 3193.00 494400.00 80.00 Xx XX
00000000 2925.00 540000.00 80.00 Xx XX
00000000 3616.67 560000.00 80.00 Xx XX
00000000 4116.67 760000.00 80.00 Xx XX
00000000 5079.17 920000.00 80.00 Xx XX
00000000 2197.92 422000.00 73.39 Xx XX
00000000 2429.17 424000.00 80.00 Xx XX
00000000 2802.50 472000.00 80.00 Xx XX
00000000 5026.67 832000.00 80.00 Xx XX
00000000 6050.17 936800.00 80.00 Xx XX
00000000 2957.50 507000.00 78.00 Xx XX
00000000 2991.27 492300.00 60.40 Xx XX
00000000 3994.79 650000.00 79.03 Xx XX
00000000 2578.33 476000.00 80.00 Xx XX
00000000 3657.50 616000.00 80.00 Xx XX
00000000 3038.00 470400.00 80.00 Xx XX
00000000 3093.75 540000.00 80.00 Xx XX
00000000 4225.00 780000.00 70.91 Xx XX
00000000 3824.22 667500.00 75.00 Xx XX
00000000 2239.58 430000.00 76.79 Xx XX
00000000 3620.83 632000.00 80.00 Xx XX
00000000 2552.08 500000.00 12.50 Xx XX
00000000 2915.00 528000.00 80.00 Xx XX
00000000 3410.00 528000.00 77.65 Xx XX
00000000 3313.33 568000.00 80.00 Xx XX
00000000 2612.50 456000.00 80.00 Xx XX
00000000 2748.42 447200.00 80.00 Xx XX
00000000 2395.83 500000.00 78.60 Xx XX
00000000 4044.83 693400.00 38.52 Xx XX
00000000 3391.50 571200.00 80.00 Xx XX
00000000 4573.33 784000.00 80.00 Xx XX
00000000 3277.97 582750.00 90.00 MGIC
17324956 7646.88 1223500.00 46.17 Xx XX
00000000 2660.91 473050.00 94.99 GE Xxxxxxx XX
00000000 3791.67 650000.00 78.79 Xx XX
00000000 2795.52 571000.00 77.69 Xx XX
00000000 4266.46 674389.79 29.35 Xx XX
00000000 2452.08 428000.00 80.00 Xx XX
00000000 2155.95 422390.99 80.00 Xx XX
00000000 3008.95 566390.00 80.00 Xx XX
00000000 2779.74 503500.00 95.00 MGIC
17323281 3072.92 500000.00 80.00 Xx XX
00000000 3906.25 750000.00 61.22 Xx XX
00000000 2784.38 495000.00 58.93 Xx XX
00000000 2648.75 489000.00 71.91 Xx XX
00000000 3331.80 639800.00 80.00 Xx XX
00000000 2695.00 528000.00 80.00 Xx XX
00000000 3543.75 472500.00 70.00 Xx XX
00000000 5665.00 824000.00 80.00 Xx XX
00000000 3639.06 684999.06 78.74 Xx XX
00000000 5900.00 960000.00 79.93 Xx XX
00000000 9956.25 1770000.00 45.85 Xx XX
00000000 4336.46 905000.00 69.35 Xx XX
00000000 3162.50 607200.00 80.00 Xx XX
00000000 4848.96 950000.00 56.72 Xx XX
00000000 12386.38 1728946.00 70.00 Xx XX
00000000 2286.67 448000.00 80.00 Xx XX
00000000 4256.24 817199.00 80.00 Xx XX
00000000 2876.25 468000.00 65.00 Xx XX
00000000 2388.75 468000.00 80.00 Xx XX
00000000 5316.67 880000.00 80.00 Xx XX
00000000 2815.83 436000.00 80.00 Xx XX
00000000 2531.25 450000.00 77.59 Xx XX
00000000 2583.75 468000.00 72.00 Xx XX
00000000 3243.33 556000.00 80.00 Xx XX
00000000 3723.96 715000.00 74.09 Xx XX
00000000 3072.92 500000.00 87.72 GE Xxxxxxx XX
00000000 3357.50 632000.00 80.00 Xx XX
00000000 4980.47 937500.00 75.00 Xx XX
00000000 5241.66 739999.63 80.00 Xx XX
00000000 3558.10 621050.00 75.00 Xx XX
00000000 3240.63 610000.00 73.05 Xx XX
00000000 3050.10 623000.00 75.98 Xx XX
00000000 3982.88 494457.21 90.00 United Guaranty
17323274 3719.84 626500.00 70.00 Xx XX
00000000 5094.33 860321.96 80.00 Xx XX
00000000 2470.00 456000.00 80.00 Xx XX
00000000 2426.67 448000.00 80.00 Xx XX
00000000 3383.33 580000.00 80.00 Xx XX
00000000 2645.83 508000.00 80.00 Xx XX
00000000 5478.72 960000.00 80.00 Xx XX
00000000 3093.75 495000.00 75.00 Xx XX
00000000 4754.69 895000.00 52.80 Xx XX
00000000 2203.23 423020.00 79.07 Xx XX
00000000 2233.50 428832.42 70.08 Xx XX
00000000 5667.19 1046250.00 75.00 Xx XX
00000000 3546.67 608000.00 80.00 Xx XX
00000000 8125.00 1500000.00 65.22 Xx XX
00000000 6979.17 1000000.00 74.07 Xx XX
00000000 2641.41 517500.00 75.00 Xx XX
00000000 2491.67 460000.00 80.00 Xx XX
00000000 3047.50 552000.00 60.00 Xx XX
00000000 3136.77 510390.00 80.00 Xx XX
00000000 2835.00 504000.00 80.00 Xx XX
00000000 3375.00 540000.00 80.00 Xx XX
00000000 2654.17 490000.00 70.00 Xx XX
00000000 4843.75 750000.00 75.00 Xx XX
00000000 2448.33 452000.00 80.00 Xx XX
00000000 3518.78 675605.00 70.00 Xx XX
00000000 3166.58 584600.00 79.00 Xx XX
00000000 2700.00 432000.00 80.00 Xx XX
00000000 2925.00 520000.00 68.42 Xx XX
00000000 3520.83 650000.00 12.75 Xx XX
00000000 2606.77 455000.00 78.45 Xx XX
00000000 4434.15 649492.93 78.19 Xx XX
00000000 4507.34 627108.72 79.99 Xx XX
00000000 2632.50 468000.00 80.00 Xx XX
00000000 3656.25 650000.00 78.79 Xx XX
00000000 3177.08 610000.00 73.49 Xx XX
00000000 3330.00 592000.00 80.00 Xx XX
00000000 3195.00 568000.00 80.00 Xx XX
00000000 2362.50 472500.00 90.00 GE Xxxxxxx XX
00000000 4356.25 820000.00 55.78 Xx XX
00000000 5784.69 793329.00 80.00 Xx XX
00000000 6734.08 974258.11 75.00 Xx XX
00000000 2982.73 471473.39 80.00 Xx XX
00000000 2753.47 518300.00 73.00 Xx XX
00000000 2475.00 440000.00 80.00 Xx XX
00000000 2442.95 451006.00 80.00 Xx XX
00000000 3012.17 466400.00 80.00 Xx XX
00000000 3245.00 472000.00 80.00 Xx XX
00000000 3200.00 480000.00 80.00 Xx XX
00000000 4414.53 743500.00 80.00 Xx XX
00000000 6640.63 1250000.00 56.82 Xx XX
00000000 3081.25 580000.00 70.73 Xx XX
00000000 2520.00 504000.00 80.00 No MI '100133700021101855
17304743 2600.47 457498.70 48.72 No MI '100133700022404605
17304744 2795.83 488000.00 80.00 No MI '100133700022652799
17304745 2625.75 466800.00 80.00 Xx XX
00000000 3495.00 559200.00 80.00 Xx XX
00000000 4500.00 720000.00 80.00 No MI '100133700022580347
17304748 2448.33 452000.00 80.00 No MI '100133700022567641
17304749 2613.33 448000.00 80.00 Xx XX
00000000 2655.00 472000.00 80.00 Xx XX
00000000 2716.33 449600.00 80.00 Xx XX
00000000 3588.67 615200.00 80.00 Xx XX
00000000 2492.14 434992.19 80.00 Xx XX
00000000 2354.17 452000.00 80.00 Xx XX
00000000 5270.00 744000.00 80.00 Xx XX
00000000 2860.00 528000.00 80.00 Xx XX
00000000 3710.83 584000.00 80.00 Xx XX
00000000 5513.04 742014.30 75.00 Xx XX
00000000 2706.67 448000.00 80.00 No MI '100015700082123106
17304760 3875.00 600000.00 79.90 No MI '100015700082122934
17304761 2585.00 528000.00 80.00 Xx XX
00000000 2656.25 500000.00 71.43 Xx XX
00000000 2393.83 433600.00 80.00 Xx XX
00000000 2002.92 418000.00 73.98 Xx XX
00000000 3033.33 560000.00 80.00 Xx XX
00000000 3100.83 488000.00 89.98 United Guaranty
17304767 2368.36 483750.00 75.00 Xx XX
00000000 2543.75 444000.00 80.73 Republic MIC
17304769 2346.67 512000.00 80.00 Xx XX
00000000 2449.22 427500.00 90.00 MGIC
17347400 2658.33 440000.00 78.57 No MI '100286220000881745
17304509 4500.00 600000.00 80.00 Xx XX
00000000 3266.67 560000.00 80.00 Xx XX
00000000 3289.08 444720.00 80.00 Xx XX
00000000 2231.25 419999.99 53.30 Xx XX
00000000 8281.25 1500000.00 66.67 No MI '100133700022398740
17304515 5416.67 1000000.00 62.99 Xx XX
00000000 5062.50 900000.00 80.00 No MI '100133700019117939
17304517 6491.88 1198500.00 74.95 Xx XX
00000000 2643.75 470000.00 42.73 No MI '100133700020792985
17304519 9712.50 1480000.00 80.00 Xx XX
00000000 3791.67 650000.00 65.00 Xx XX
00000000 4506.21 865193.15 72.31 Xx XX
00000000 3091.67 560000.00 77.78 Xx XX
00000000 2792.44 505800.00 71.74 Xx XX
00000000 3558.75 657000.00 79.93 Xx XX
00000000 10226.56 1785000.00 70.00 No MI '100133700021703460
17304527 2910.42 508000.00 80.00 Xx XX
00000000 2721.35 475000.00 25.00 Xx XX
00000000 6767.55 1181241.00 75.00 Xx XX
00000000 2640.00 422400.00 80.00 Xx XX
00000000 2753.33 472000.00 80.00 Xx XX
00000000 2942.76 496000.00 80.00 Xx XX
00000000 2845.55 479250.00 68.46 Xx XX
00000000 3518.47 662300.00 79.89 Xx XX
00000000 3359.17 556000.00 80.00 Xx XX
00000000 3310.83 548000.00 75.59 Xx XX
00000000 2725.08 493600.00 80.00 No MI '100133700022352929
17304539 2296.88 450000.00 75.00 Xx XX
00000000 2188.36 466850.00 79.99 Xx XX
00000000 2556.64 446250.00 75.00 Xx XX
00000000 2819.25 429600.00 80.00 Xx XX
00000000 2507.50 472000.00 80.00 Xx XX
00000000 2520.83 484000.00 80.00 Xx XX
00000000 2415.42 421600.00 80.00 No MI '100015700081716629
17304464 3087.50 520000.00 80.00 No MI '100015700075673067
17304466 5000.00 800000.00 80.00 Xx XX
00000000 3324.38 591000.00 79.33 Xx XX
00000000 5000.00 1000000.00 74.07 Xx XX
00000000 3137.52 489567.69 78.40 Xx XX
00000000 3183.96 493000.00 86.49 United Guaranty '100133700021821676
17304471 2821.88 531177.00 79.88 Xx XX
00000000 3750.00 600000.00 80.00 Xx XX
00000000 6119.79 1250000.00 62.50 Xx XX
00000000 3838.54 670000.00 67.00 Xx XX
00000000 3123.75 588000.00 78.71 Xx XX
00000000 4345.00 632000.00 80.00 Xx XX
00000000 2361.73 462371.09 62.15 Xx XX
00000000 3105.00 552000.00 80.00 Xx XX
00000000 3891.61 705000.00 79.21 Xx XX
00000000 3906.25 750000.00 46.88 Xx XX
00000000 2250.00 432000.00 80.00 Xx XX
00000000 3143.88 615944.17 80.00 Xx XX
00000000 4500.00 800000.00 66.67 No MI '100015700081862811
17304484 4968.78 935300.00 74.82 Xx XX
00000000 2587.50 460000.00 80.00 Xx XX
00000000 2300.00 480000.00 77.42 Xx XX
00000000 5625.00 1000000.00 75.47 Xx XX
00000000 2409.76 428401.00 80.00 Xx XX
00000000 6445.83 1190000.00 79.33 Xx XX
00000000 8903.13 1295000.00 69.90 Xx XX
00000000 3549.03 630330.61 65.79 Xx XX
00000000 6933.33 1280000.00 80.00 Xx XX
00000000 3442.16 703080.00 80.00 Xx XX
00000000 5500.00 960000.00 80.00 Xx XX
00000000 3385.42 650000.00 78.79 Xx XX
00000000 2279.96 465694.00 80.00 Xx XX
00000000 4075.16 592750.00 74.09 Xx XX
00000000 4736.67 784000.00 80.00 Xx XX
00000000 6100.00 915000.00 75.00 No MI '100146900009033725
17304503 3081.25 580000.00 80.00 Xx XX
00000000 2396.04 434000.00 66.77 Xx XX
00000000 8471.67 1564000.00 68.00 No MI '100293500000207046
17304506 19959.07 2997540.93 69.73 No MI '100196368001386385
17304507 3506.25 510000.00 76.24 No MI '100077600000926868
17304508 3299.77 575960.00 80.00 Xx XX
00000000 3150.00 540000.00 80.00 No MI '100015700015038249
17298060 4062.50 650000.00 73.03 No MI '100015700082352697
17298063 3116.67 544000.00 80.00 No MI '100015700081011385
17298065 3315.00 468000.00 80.00 No MI '100015700082361367
17304437 12698.39 2300085.05 59.74 No MI '100133700013604411
17304438 2781.98 423920.00 79.98 Xx XX
00000000 5307.19 999000.00 54.74 Xx XX
00000000 6511.70 919334.13 80.00 No MI '100133700020792886
17304441 11632.40 2107000.00 70.00 No MI '100133700021551562
17304443 3612.50 680000.00 80.00 Xx XX
00000000 2470.12 465000.00 79.49 Xx XX
00000000 5500.00 960000.00 76.49 Xx XX
00000000 8125.00 1500000.00 50.00 No MI '100418507041900034
17304447 2333.25 439200.00 80.00 Xx XX
00000000 5822.25 887200.00 80.00 Xx XX
00000000 3075.00 492000.00 80.00 Xx XX
00000000 3791.67 650000.00 73.86 Xx XX
00000000 3791.67 650000.00 72.30 Xx XX
00000000 3276.04 629000.00 41.38 Xx XX
00000000 3120.00 576000.00 80.00 Xx XX
00000000 3984.38 750000.00 65.22 Xx XX
00000000 5838.44 1099000.00 57.84 Xx XX
00000000 2807.25 472800.00 80.00 No MI '100253000000572778
17296695 3386.65 637500.00 75.00 No MI '100031800910141542
17296696 2394.00 425600.00 70.00 No MI '100015700079471849
17296709 3723.96 650000.00 76.02 No MI '100015700081524106
17296718 3072.71 602000.00 70.82 No MI '100015700082271442
17296720 3789.00 673600.00 80.00 No MI '100015700081780328
17296723 2372.50 438000.00 80.00 No MI '100133700020902030
17296728 2480.94 467000.00 45.74 No MI '100015700081710275
17296748 3372.50 568000.00 80.00 No MI '100015700082400843
17298042 2558.77 430950.00 85.00 United Guaranty '100094000000422084
17298047 3420.00 608000.00 80.00 No MI '100015700081158897
17284408 3785.80 582681.07 88.44 PMI
17284410 3472.51 617335.00 71.78 Xx XX
00000000 3694.81 568677.79 94.94 PMI
17284412 4772.68 833050.00 77.49 Xx XX
00000000 2895.38 453654.54 61.08 Xx XX
00000000 3644.05 539581.78 67.61 Xx XX
00000000 5850.00 1080000.00 63.16 Xx XX
00000000 2289.90 422750.00 76.86 Xx XX
00000000 3165.74 542699.00 90.00 PMI
17284423 4082.77 712629.07 76.63 Xx XX
00000000 3252.66 538371.11 70.84 Xx XX
00000000 2795.00 516000.00 80.00 Xx XX
00000000 2475.00 432000.00 80.00 Xx XX
00000000 3374.79 599955.21 80.00 Xx XX
00000000 3175.00 508000.00 80.00 Xx XX
00000000 2812.50 540000.00 63.53 Xx XX
00000000 3412.19 618057.00 75.00 Xx XX
00000000 2730.00 468000.00 80.00 Xx XX
00000000 3041.67 584000.00 80.00 Xx XX
00000000 3145.50 559200.00 80.00 Xx XX
00000000 3575.00 520000.00 80.00 Xx XX
00000000 5843.75 1100000.00 73.33 Xx XX
00000000 5362.50 936000.00 74.88 Xx XX
00000000 3262.50 540000.00 80.00 Xx XX
00000000 3462.08 593500.00 83.59 United Guaranty
17284534 3146.58 495200.00 80.00 Xx XX
00000000 3143.44 479000.00 77.26 No MI '100289900000104175
17293855 3600.00 640000.00 80.00 No MI '100015700078266851
17293889 6716.67 1240000.00 80.00 No MI '100095416159278409
17293893 5707.57 901362.94 59.80 No MI '100146001311011234
17293896 7790.78 1466500.00 70.00 No MI '100015700081778017
17293897 2285.90 448000.00 80.00 No MI '100015700081349801
17293902 5625.00 1000000.00 74.07 No MI '100015700082402716
17293910 2750.00 480000.00 80.00 No MI '100015700081549020
17293912 2543.75 444000.00 80.00 No MI '100015700079899460
17293913 3358.33 620000.00 80.00 No MI '100133700022340049
17293915 4473.66 681700.00 80.00 No MI '100015700081879708
17293917 2968.75 570000.00 40.71 No MI '100015700082223286
17293918 5723.44 999000.00 71.36 No MI '100015700082272796
17293923 2712.50 520800.00 80.00 No MI '100015700082258779
17293926 2903.33 536000.00 80.00 No MI '100015700082131638
17304709 2520.00 448000.00 80.00 Xx XX
00000000 3606.08 479693.92 80.00 Xx XX
00000000 3900.00 624000.00 80.00 Xx XX
00000000 2380.00 476000.00 70.00 Xx XX
00000000 2212.92 452000.00 80.00 Xx XX
00000000 2286.67 448000.00 80.00 Xx XX
00000000 3024.58 475999.00 80.00 Xx XX
00000000 2750.42 644000.00 80.00 Xx XX
00000000 4059.86 527680.14 78.22 Xx XX
00000000 6373.83 1250000.00 62.50 Xx XX
00000000 5654.17 920000.00 80.00 No MI '100133700022604915
17304720 2851.67 472000.00 80.00 Xx XX
00000000 1820.00 448000.00 80.00 Xx XX
00000000 3927.08 650000.00 76.11 Xx XX
00000000 2750.00 440000.00 80.00 Xx XX
00000000 2850.00 480000.00 80.00 Xx XX
00000000 2266.33 418400.00 80.00 Xx XX
00000000 2635.00 496000.00 80.00 Xx XX
00000000 3954.60 551610.40 60.66 Xx XX
00000000 2753.51 498750.00 75.00 Xx XX
00000000 3520.83 520000.00 80.00 Xx XX
00000000 3250.00 600000.00 78.95 Xx XX
00000000 3290.83 574400.00 80.00 Xx XX
00000000 2452.50 436000.00 80.00 Xx XX
00000000 2473.33 424000.00 80.00 Xx XX
00000000 9775.00 1360000.00 73.91 No MI '100133700021485100
17304735 3585.94 675000.00 75.00 Xx XX
00000000 4469.16 691999.17 80.00 No MI '100133700022599545
17304738 2945.00 471200.00 80.00 No MI '100133700022581394
17304739 2429.17 440000.00 80.00 No MI '100133700022708351
17304740 2777.25 423200.00 80.00 Xx XX
00000000 2248.33 568000.00 80.00 No MI '100133700020611474
17304655 2992.13 455943.00 79.99 No MI '100133700021925899
17304656 8805.17 1198384.29 80.00 No MI '100133700021458529
17304657 2296.15 469000.00 93.80 Triad Guaranty
17304658 9825.52 1715000.00 70.00 No MI '100133700021047439
17304659 3062.50 588000.00 80.00 Xx XX
00000000 3609.38 630000.00 70.00 Xx XX
00000000 6890.63 1350000.00 60.30 Xx XX
00000000 4160.00 624000.00 80.00 Xx XX
00000000 2972.44 538405.00 80.00 No MI '100133700020849330
17304666 3482.92 643000.00 79.98 Xx XX
00000000 3324.15 463672.52 80.00 No MI '100133700021557395
17304668 3436.48 578776.00 80.00 Xx XX
00000000 3250.00 624000.00 80.00 Xx XX
00000000 9800.00 1470000.00 68.37 No MI '100015700081655710
17304671 12500.00 2500000.00 53.19 No MI '100133700022427804
17304672 2593.54 541260.00 80.00 No MI '100015700082455334
17304673 15400.00 2640000.00 80.00 No MI '100133700022411253
17304674 4082.62 637037.46 80.00 Xx XX
00000000 2906.35 606543.00 80.00 Xx XX
00000000 6800.00 1280000.00 80.00 Xx XX
00000000 6640.57 905000.00 69.62 Xx XX
00000000 7734.38 1237500.00 75.00 Xx XX
00000000 5400.00 960000.00 80.00 No MI '100015700014282616
17304680 2159.06 423000.00 78.33 No MI '100015700080752575
17304681 2679.58 436000.00 80.00 Xx XX
00000000 2600.00 480000.00 80.00 No MI '100133700022706462
17304683 5156.67 952000.00 80.00 Xx XX
00000000 8715.00 1743000.00 70.00 No MI '100133700021484749
17304685 2925.00 585000.00 67.24 Xx XX
00000000 3513.33 544000.00 80.00 Xx XX
00000000 4980.47 956250.00 75.00 Xx XX
00000000 3220.00 552000.00 80.00 No MI '100133700022340056
17304689 2198.63 479700.00 80.00 Xx XX
00000000 5400.00 960000.00 80.00 Xx XX
00000000 3075.42 484000.00 80.00 No MI '100133700022451606
17304692 2650.00 480000.00 60.38 Xx XX
00000000 3183.88 523490.70 80.00 Xx XX
00000000 3315.00 612000.00 80.00 Xx XX
00000000 3402.60 695000.00 58.90 No MI '100015700082622909
17304696 2271.67 464000.00 80.00 Xx XX
00000000 2798.90 516720.00 80.00 Xx XX
00000000 3357.50 632000.00 80.00 Xx XX
00000000 3687.83 610400.00 80.00 Xx XX
00000000 3100.78 472500.00 75.00 Xx XX
00000000 2823.33 484000.00 80.00 Xx XX
00000000 5333.33 800000.00 74.42 Xx XX
00000000 2525.89 457520.00 80.00 Xx XX
00000000 3265.63 550000.00 75.86 No MI '100015700076251152
17304705 3515.00 592000.00 80.00 Xx XX
00000000 2604.52 531988.00 80.00 Xx XX
00000000 2470.31 465000.00 75.00 No MI '100015700082563236
17304708 2791.67 536000.00 80.00 Xx XX
00000000 2782.08 485600.00 80.00 No MI '100015700082210184
17293940 2605.08 463125.00 95.00 Triad Guaranty '100133700021075612
17279247 5253.45 933947.54 68.93 Xx XX
00000000 5484.23 974975.00 75.00 No MI '100015700067222000
17279254 2526.08 425444.69 67.39 Xx XX
00000000 2938.12 478066.97 73.82 Xx XX
00000000 2296.88 450000.00 89.11 MGIC '100345807040044059
17279268 3300.00 576000.00 80.00 Xx XX
00000000 3595.00 575200.00 80.00 Xx XX
00000000 2569.37 432736.00 80.00 Xx XX
00000000 2919.82 455597.68 80.00 Xx XX
00000000 3346.88 595000.00 76.77 Xx XX
00000000 2556.83 423200.00 80.00 Xx XX
00000000 2695.12 431599.88 80.00 Xx XX
00000000 4099.77 742600.00 65.00 Xx XX
00000000 2797.08 548000.00 80.00 Xx XX
00000000 3929.68 650430.39 80.00 Xx XX
00000000 3718.75 637500.00 75.00 Xx XX
00000000 5725.10 999289.91 80.00 Xx XX
00000000 2468.75 474000.00 36.46 Xx XX
00000000 2572.92 494000.00 95.00 MGIC
17278697 3004.17 515000.00 60.59 Xx XX
00000000 5824.01 998402.06 75.47 Xx XX
00000000 3781.25 660000.00 80.00 Xx XX
00000000 5785.20 974350.00 65.00 Xx XX
00000000 3628.13 645000.00 64.82 Xx XX
00000000 4875.00 900000.00 75.00 Xx XX
00000000 3240.00 576000.00 80.00 Xx XX
00000000 2310.94 435000.00 79.82 Xx XX
00000000 3065.23 498750.00 95.00 MGIC
17278752 2677.50 504000.00 80.00 Xx XX
00000000 2450.00 420000.00 80.00 Xx XX
00000000 2702.47 508700.00 69.21 Xx XX
00000000 2463.54 430000.00 78.61 Xx XX
00000000 3293.39 555611.96 68.73 Xx XX
00000000 3437.50 500000.00 86.96 United Guaranty
17278775 3206.67 592000.00 79.46 Xx XX
00000000 3476.67 596000.00 80.00 Xx XX
00000000 2700.00 432000.00 90.00 PMI '100528300139448489
17266823 6403.11 997338.52 72.89 No MI '100253000000571556
17266835 6975.00 1240000.00 80.00 No MI '100113800000938311
17266913 5408.33 879999.33 80.00 No MI '100015700080938836
17266923 4670.65 709784.96 76.45 No MI '100133700020369974
17266942 7668.28 1291500.00 70.00 No MI '100015700081777530
17266968 5281.25 975000.00 75.00 No MI '100015700076356449
17266988 5435.00 869600.00 80.00 No MI '100015700080379320
17267086 5437.50 900000.00 75.00 No MI '100015700073656056
17267095 6900.68 1298500.00 61.90 No MI '100015700078613532
17267139 8570.14 1495870.25 70.00 No MI '100015700077799514
17267140 4054.25 707500.00 80.00 No MI '100015700080676600
17267150 4681.24 802415.31 78.29 No MI '100015700082134343
17267155 5480.16 974250.00 75.00 No MI '100015700081280055
17267180 5716.67 1120000.00 80.00 No MI '100133700021249340
17267196 5833.33 999999.00 68.97 No MI '100015700080421460
17267221 4050.00 720000.00 79.56 No MI '100015700081766384
17267246 5405.43 997924.74 71.28 No MI '100015700050689690
17303387 1011.58 159200.00 80.00 Xx XX
00000000 971.91 126246.30 80.00 Xx XX
00000000 1516.67 260000.00 63.11 Xx XX
00000000 1210.00 176000.00 80.00 Xx XX
00000000 3685.42 580000.00 80.00 Xx XX
00000000 1464.17 226710.00 90.00 Radian Guaranty
17303335 3532.08 605500.00 64.14 Xx XX
00000000 400.95 53964.68 90.00 PMI
17303390 2033.85 355000.00 88.75 Radian Guaranty
17303372 2493.04 327796.13 79.04 Xx XX
00000000 2467.50 376000.00 79.16 Xx XX
00000000 2868.75 459000.00 90.00 Radian Guaranty
17303392 550.00 80000.00 80.00 Xx XX
00000000 2606.25 417000.00 59.57 Xx XX
00000000 2451.09 373500.00 87.88 PMI
17303395 2588.15 451750.00 65.00 Xx XX
00000000 555.42 86000.00 59.31 Xx XX
00000000 1016.95 171275.00 65.00 Xx XX
00000000 2226.98 303296.35 58.03 Xx XX
00000000 962.50 165000.00 75.00 Xx XX
00000000 2177.08 380000.00 80.00 Xx XX
00000000 1450.14 198873.25 80.00 Xx XX
00000000 3747.34 620250.00 75.00 Xx XX
00000000 2900.10 471880.00 80.00 Xx XX
00000000 1843.75 300000.00 75.00 Xx XX
00000000 1964.62 304199.50 90.00 Radian Guaranty
17303381 4425.87 575251.30 69.35 Xx XX
00000000 3007.81 525000.00 75.00 Xx XX
00000000 1852.67 317600.00 79.40 Xx XX
00000000 7591.15 1375000.00 59.78 Xx XX
00000000 999.19 151843.70 80.00 Xx XX
00000000 1466.67 256000.00 72.11 Xx XX
00000000 796.88 150000.00 37.01 Xx XX
00000000 4062.50 650000.00 89.66 Radian Guaranty
17303349 5976.67 1043200.00 65.20 Xx XX
00000000 1136.24 175934.68 80.00 Xx XX
00000000 1740.17 239834.83 67.61 Xx XX
00000000 3704.97 592795.00 80.00 No MI '100013800920137540
17233834 2362.50 420000.00 80.00 No MI '100013800920649221
17266742 5597.34 995083.09 79.61 No MI '100015700057555423
17266743 7763.29 1433223.37 71.95 No MI '100015700059206405
17266746 6240.05 1174598.00 58.73 No MI '100133700012160738
17278662 2958.24 535833.00 80.00 Xx XX
00000000 4674.58 863000.00 76.37 Xx XX
00000000 3687.92 668000.00 80.00 Xx XX
00000000 3098.96 595000.00 74.38 No MI '100073800000500770
17304581 4917.17 925585.37 74.38 Xx XX
00000000 2945.00 589000.00 75.51 Xx XX
00000000 2486.25 468000.00 80.00 Xx XX
00000000 3336.67 728000.00 63.30 Xx XX
00000000 3239.72 647937.14 80.00 Xx XX
00000000 2744.79 527000.00 79.97 Xx XX
00000000 3392.50 552000.00 80.00 Xx XX
00000000 3818.75 780000.00 80.00 Xx XX
00000000 2708.33 520000.00 80.00 Xx XX
00000000 2730.00 504000.00 70.00 No MI '100136089469820003
17304595 2626.00 484800.00 80.00 Xx XX
00000000 2945.00 496000.00 80.00 Xx XX
00000000 2612.50 456000.00 80.00 Xx XX
00000000 17083.13 3037000.00 54.23 No MI '100133700020689181
17304604 3298.95 673827.31 75.00 Xx XX
00000000 3980.05 694700.00 77.19 Xx XX
00000000 4174.54 880542.69 74.23 No MI '100133700018822323
17304607 2975.98 571872.46 80.00 Xx XX
00000000 3138.01 458551.57 80.00 Xx XX
00000000 3099.11 457759.83 80.00 Xx XX
00000000 5625.00 1125000.00 69.23 Xx XX
00000000 8066.67 1760000.00 55.00 No MI '100015700075815197
17304612 6100.00 960000.00 80.00 Xx XX
00000000 4701.67 728000.00 80.00 Xx XX
00000000 4070.25 583200.00 80.00 Xx XX
00000000 3069.58 556000.00 80.00 Xx XX
00000000 3126.67 448000.00 80.00 Xx XX
00000000 2147.55 420744.00 80.00 Xx XX
00000000 4044.30 746640.00 80.00 Xx XX
00000000 3620.41 518745.16 80.00 Xx XX
00000000 1774.66 436840.00 80.00 Xx XX
00000000 5813.65 833000.00 70.00 Xx XX
00000000 5552.38 1239600.00 75.00 Xx XX
00000000 7041.67 1300000.00 40.63 Xx XX
00000000 1996.64 425950.00 79.99 No MI '100082600001001458
17304629 4452.29 602000.00 70.00 Xx XX
00000000 2807.29 550000.00 29.81 Xx XX
00000000 2266.25 444000.00 53.82 Xx XX
00000000 3033.33 520000.00 80.00 No MI '100130116196625409
17304633 3478.13 630000.00 64.29 Xx XX
00000000 2681.25 468000.00 80.00 Xx XX
00000000 2721.07 457627.52 80.00 Xx XX
00000000 2781.10 438395.95 80.00 Xx XX
00000000 4872.20 742430.00 80.00 Xx XX
00000000 4834.73 697849.69 73.68 Xx XX
00000000 3231.25 660000.00 80.00 Xx XX
00000000 2566.67 448000.00 80.00 Xx XX
00000000 2304.33 451460.00 47.27 Xx XX
00000000 5624.79 931000.00 79.85 Xx XX
00000000 5064.58 935000.00 74.80 Xx XX
00000000 2900.00 480000.00 77.42 Xx XX
00000000 2795.83 440000.00 80.00 Xx XX
00000000 1961.88 438000.00 58.01 Xx XX
00000000 3019.32 475171.00 80.00 No MI '100133700021182285
17304648 4649.50 875200.00 62.51 Xx XX
00000000 3424.50 608800.00 80.00 Xx XX
00000000 6666.67 1000000.00 79.37 Xx XX
00000000 7145.83 1225000.00 50.00 Xx XX
00000000 4987.33 748100.00 75.00 Xx XX
00000000 10995.83 1820000.00 65.00 No MI '100133700021327302
17304654 3065.00 459750.00 75.00 Xx XX
00000000 4309.32 795566.00 80.00 Xx XX
00000000 2890.76 513912.08 46.77 Xx XX
00000000 6275.39 1181250.00 75.00 Xx XX
00000000 6196.34 989503.58 65.13 Xx XX
00000000 3435.83 532000.00 69.54 Xx XX
00000000 5000.00 1000000.00 78.13 Xx XX
00000000 2758.50 490400.00 80.00 Xx XX
00000000 3151.04 550000.00 61.73 Xx XX
00000000 6132.50 892000.00 69.69 Xx XX
00000000 2578.33 476000.00 80.00 Xx XX
00000000 5658.85 1025000.00 64.06 Xx XX
00000000 3346.88 595000.00 69.19 Xx XX
00000000 3150.00 540000.00 80.00 Xx XX
00000000 2698.61 471029.60 79.99 Xx XX
00000000 6861.25 998000.00 43.20 Xx XX
00000000 6012.71 1178000.00 67.31 Xx XX
00000000 2815.89 491500.00 83.31 United Guaranty
17304553 2490.83 488000.00 79.61 Xx XX
00000000 2368.44 429000.00 78.72 Xx XX
00000000 2447.92 500000.00 62.89 Xx XX
00000000 3745.83 620000.00 80.00 Xx XX
00000000 3161.17 583600.00 80.00 Xx XX
00000000 2541.94 451900.00 80.00 Xx XX
00000000 2901.21 535700.00 65.73 Xx XX
00000000 3488.04 565962.48 71.26 Xx XX
00000000 3509.59 569459.16 70.37 Xx XX
00000000 2458.17 481600.00 80.00 Xx XX
00000000 4165.00 588000.00 80.00 Xx XX
00000000 2539.58 460000.00 80.00 No MI '100015700082277829
17304567 2343.75 450000.00 80.00 Xx XX
00000000 3017.50 568000.00 63.82 Xx XX
00000000 40559.38 7787401.53 60.00 No MI '100133700008463963
16199761 13750.00 2640000.00 80.00 No MI '100133700012616309
16564077 4252.76 721786.45 78.53 No MI '100015700068182811
16564090 2827.76 480159.19 66.26 No MI '100133700013538999
16564109 3159.84 513478.44 80.00 No MI '100015700069764856
16573251 4712.93 800076.01 73.18 No MI '100015700069914436
17251774 1269.88 254400.00 80.00 No MI '100135817011299933
17233809 1330.52 207777.10 80.00 No MI '100515607003673033
17233830 968.75 150000.00 28.04 No MI '100013800920062466
17233835 3177.08 500000.00 74.63 No MI '100013800920756133
17233836 3055.50 465599.50 87.10 PMI '100013800920920556
17233838 3266.67 560000.00 80.00 No MI '100013800921315723
17233839 3004.17 515000.00 76.30 No MI '100013800921556888
17198165 2464.00 492799.36 80.00 No MI '100073500011932901
17198167 1287.50 206000.00 69.83 No MI '100073500011941795
17198168 1440.00 288000.00 90.00 Radian Guaranty '100073500011943155
17198169 2643.75 540000.00 79.41 No MI '100073500011944898
17198175 2271.67 464000.00 78.64 No MI '100073500011955209
17198178 1247.07 206954.24 80.00 No MI '100073500011958229
17198179 2009.45 378250.00 85.00 Radian Guaranty '100073500011958831
17198192 1581.25 303600.00 80.00 No MI '100073500011964649
17198196 3253.33 488000.00 80.00 No MI '100073500011965356
17198199 1527.50 293280.82 56.07 No MI '100073500011965919
17198204 1082.08 196000.00 80.00 No MI '100073500011968830
17198205 1828.13 292500.00 90.00 Radian Guaranty '100073500011968855
17174973 1673.80 292155.00 80.00 No MI '100073000813367943
17174980 1732.50 264000.00 80.00 No MI '100073000813764776
17174987 2461.62 445878.76 61.37 No MI '100055507010081095
17174990 5998.13 959700.00 80.00 No MI '100424400814162994
17175014 1502.67 257600.00 80.00 No MI '100073000814628632
17175015 714.75 103963.50 80.00 No MI '100073000814638201
16146866 733.77 99389.20 80.00 No MI '100024200009984200
16649344 481.48 85597.00 80.00 No MI '100029500006755726
17347241 2272.46 396648.00 79.33 No MI '100024200016391613
17347307 3712.50 540000.00 80.00 No MI '100024200016599306
17347137 2635.00 408000.00 80.00 No MI '100480700670233008
17347141 823.83 138750.00 75.00 No MI '100024200015697291
17347144 830.89 150500.00 70.00 No MI '100024200015717719
17347163 2069.67 294661.23 80.00 No MI '100024200015876317
17347170 583.85 95000.00 79.83 No MI '100024200015913771
17347174 583.85 95000.00 79.17 No MI '100024200015958347
17341582 3675.00 560000.00 80.00 Xx XX
00000000 4071.67 558400.00 80.00 Xx XX
00000000 5075.00 840000.00 70.00 Xx XX
00000000 2584.31 468000.00 90.87 GE Xxxxxxx XX
00000000 3150.00 560000.00 52.09 Xx XX
00000000 3589.17 584000.00 80.00 Xx XX
00000000 2718.75 435000.00 70.73 Xx XX
00000000 2364.30 428250.00 79.99 Xx XX
00000000 3791.67 650000.00 77.38 Xx XX
00000000 3489.58 500000.00 80.00 Xx XX
00000000 2686.67 496000.00 80.00 Xx XX
00000000 2083.33 500000.00 77.69 Xx XX
00000000 9375.00 1500000.00 73.17 Xx XX
00000000 2986.67 512000.00 80.00 Xx XX
00000000 3354.17 460000.00 76.67 Xx XX
00000000 8950.29 1621185.00 67.55 Xx XX
00000000 3156.81 571800.00 77.01 Xx XX
00000000 2389.06 417000.00 68.36 No MI '100024200014625491
17347109 1317.50 204000.00 75.56 No MI '100024200014629519
17341578 3333.33 500000.00 80.00 Xx XX
00000000 3847.50 684000.00 58.21 Xx XX
00000000 3358.33 520000.00 80.00 Xx XX
00000000 3675.00 504000.00 80.00 Xx XX
00000000 3513.33 496000.00 80.00 Xx XX
00000000 5162.50 840000.00 80.00 Xx XX
00000000 3106.25 420000.00 80.00 Xx XX
00000000 3899.70 519960.00 80.00 Xx XX
00000000 4488.75 598500.00 90.00 United Guaranty
17341568 5728.88 994220.86 73.80 Xx XX
00000000 5432.42 983985.00 80.00 Xx XX
00000000 3431.57 558356.80 79.78 Xx XX
00000000 2978.60 519901.44 65.81 Xx XX
00000000 3097.50 472000.00 80.00 Xx XX
00000000 3509.11 612500.00 66.22 Xx XX
00000000 3506.24 487824.62 80.00 Xx XX
00000000 3740.42 630000.00 70.00 Xx XX
00000000 3128.44 423000.00 89.24 United Guaranty
17341577 3660.00 576000.00 80.00 Xx XX
00000000 650.00 104000.00 80.00 Xx XX
00000000 4926.97 747457.88 75.00 Xx XX
00000000 895.78 136500.00 75.00 Xx XX
00000000 8588.80 1397500.00 65.00 Xx XX
00000000 8125.00 1500000.00 69.77 Xx XX
00000000 12641.36 1994546.48 60.79 Xx XX
00000000 5281.25 975000.00 75.00 No MI '100015700081326882
17267000 8701.88 1606500.00 70.00 No MI '100015700080379734
17267008 11984.38 1950000.00 75.00 No MI '100015700081364131
17267025 5023.96 927500.00 70.00 No MI '100015700080371749
17267030 7001.04 1222000.00 55.55 No MI '100015700079456030
17267033 6877.86 1200500.00 70.00 No MI '100015700081231462
17267042 4858.33 880000.00 80.00 No MI '100133700021038230
17267043 4762.33 879200.00 80.00 No MI '100015700079957367
17267059 4994.79 959000.00 65.98 No MI '100015700077586036
17278663 2315.72 435798.40 80.00 Xx XX
00000000 3536.29 580865.79 78.44 Xx XX
00000000 3098.53 431100.00 90.00 Radian Guaranty
17278674 4041.44 637072.23 80.00 Xx XX
00000000 2923.91 467825.00 80.00 No MI '100019938910070000
17278678 2776.30 429879.00 90.00 Radian Guaranty
17278681 2242.94 430645.00 85.00 MGIC
17278685 2470.31 465000.00 79.49 Xx XX
00000000 3656.25 650000.00 36.11 Xx XX
00000000 4904.85 774593.16 50.55 Xx XX
00000000 2364.06 445000.00 50.00 Xx XX
00000000 2511.00 446400.00 80.00 Xx XX
00000000 4296.86 749996.88 50.00 Xx XX
00000000 6602.44 978427.97 70.00 Xx XX
00000000 4601.80 708274.84 64.50 Xx XX
00000000 4227.85 634177.99 80.00 Xx XX
00000000 2737.81 597340.00 80.00 Xx XX
00000000 10625.00 2000000.00 69.57 No MI '100133700020921000
17278716 2231.25 420000.00 80.00 Xx XX
00000000 2058.50 429600.00 79.74 Xx XX
00000000 3193.10 450791.00 80.00 Xx XX
00000000 2318.75 420000.00 80.00 Xx XX
00000000 2345.75 511800.00 80.00 Xx XX
00000000 3919.46 723592.02 80.00 Xx XX
00000000 3111.25 524000.00 60.92 Xx XX
00000000 5208.75 926000.00 50.05 Xx XX
00000000 4093.81 770600.00 73.39 Xx XX
00000000 2337.50 440000.00 80.00 Xx XX
00000000 9100.00 1820000.00 70.00 No MI '100015700082012000
17278729 8520.31 1435000.00 68.33 Xx XX
00000000 4433.33 760000.00 80.00 Xx XX
00000000 2951.33 442700.00 95.00 GE Capital MI
17278732 11564.58 1982500.00 65.00 No MI '100015700080037000
17278734 2208.33 424000.00 80.00 Xx XX
00000000 6825.00 1365000.00 70.00 Xx XX
00000000 2869.80 459573.95 80.00 Xx XX
00000000 6410.63 1183500.00 69.62 Xx XX
00000000 8126.67 1472000.00 64.00 Xx XX
00000000 2312.00 435200.00 80.00 Xx XX
00000000 3964.84 656250.00 75.00 No MI '100015700081640000
17278745 3078.59 499048.69 80.00 Xx XX
00000000 2340.00 432000.00 80.00 Xx XX
00000000 15694.79 2470000.00 65.00 No MI '100015700080319000
17278748 7428.38 1397941.16 66.67 Xx XX
00000000 2245.83 440000.00 80.00 Xx XX
00000000 2389.32 425000.00 76.58 Xx XX
00000000 2572.92 475000.00 57.58 Xx XX
00000000 2175.00 435000.00 77.68 Xx XX
00000000 5124.04 778590.13 77.23 Xx XX
00000000 2658.33 464000.00 80.00 Xx XX
00000000 6250.00 1000000.00 72.18 Xx XX
00000000 2265.52 418250.00 78.92 Xx XX
00000000 2173.70 425868.00 80.00 Xx XX
00000000 2658.33 440000.00 80.00 Xx XX
00000000 2583.04 468000.00 53.92 Xx XX
00000000 3853.44 627000.00 77.89 Xx XX
00000000 2992.29 542000.00 73.74 Xx XX
00000000 5173.48 817760.06 74.41 Xx XX
00000000 2980.00 596000.00 80.00 Xx XX
00000000 9844.46 1554676.37 70.00 No MI '100133700021862000
17278783 2738.33 424000.00 80.00 Xx XX
00000000 3700.00 592000.00 80.00 No MI '100015700081853000
17278785 3202.08 580000.00 77.33 Xx XX
00000000 2497.92 436000.00 80.00 Xx XX
00000000 3649.17 604000.00 80.00 No MI '100015700081403000
17278790 3465.00 594000.00 75.00 Xx XX
00000000 3504.38 623000.00 71.20 Xx XX
00000000 5162.50 840000.00 80.00 No MI '100015700081852000
17278794 2557.25 463200.00 80.00 No MI '100015700082304000
17278795 2996.25 564000.00 80.00 Xx XX
00000000 2738.01 423950.00 79.99 Xx XX
00000000 6393.75 990000.00 66.00 Xx XX
00000000 3310.83 548000.00 80.00 Xx XX
00000000 3384.38 649800.00 72.22 Xx XX
00000000 3184.50 555840.00 79.99 Xx XX
00000000 3150.00 480000.00 80.00 No MI '100015700082024000
17278806 2895.17 479200.00 80.00 No MI '100015700082174000
17278807 4195.85 607037.74 90.00 United Guaranty
17278808 5308.13 894000.00 74.50 Xx XX
00000000 2707.25 509600.00 80.00 Xx XX
00000000 3860.42 545000.00 75.17 Xx XX
00000000 3151.29 538512.26 80.00 Xx XX
00000000 2610.00 464000.00 55.90 Xx XX
00000000 7920.57 1382500.00 70.00 Xx XX
00000000 3402.66 535500.00 70.00 Xx XX
00000000 2301.04 470000.00 66.67 Xx XX
00000000 3855.61 608894.13 46.92 Xx XX
00000000 3160.97 561950.00 79.99 Xx XX
00000000 2959.17 536000.00 80.00 Xx XX
00000000 3091.67 530000.00 62.35 Xx XX
00000000 2520.00 448000.00 80.00 Xx XX
00000000 3984.38 750000.00 61.22 Xx XX
00000000 3591.17 594400.00 80.00 Xx XX
00000000 3597.75 639600.00 80.00 Xx XX
00000000 4956.35 933000.00 70.42 Xx XX
00000000 4550.00 840000.00 80.00 No MI '100133700021032811
17279278 3825.00 680000.00 80.00 Xx XX
00000000 2636.67 452000.00 80.00 Xx XX
00000000 6875.00 1200000.00 80.00 Xx XX
00000000 2679.58 436000.00 80.00 No MI '100015700080928000
17279286 5677.08 1090000.00 77.03 No MI '100133700020636000
17279288 6008.75 1048800.00 80.00 Xx XX
00000000 2560.94 447000.00 80.00 Xx XX
00000000 5995.16 1106799.00 38.17 Xx XX
00000000 4972.92 868000.00 70.00 Xx XX
00000000 2442.42 442400.00 80.00 Xx XX
00000000 2567.50 474000.00 79.80 No MI '100133700021284453
17279297 4250.00 680000.00 80.00 Xx XX
00000000 7250.00 1200000.00 75.00 Xx XX
00000000 2551.25 471000.00 79.16 Xx XX
00000000 2183.54 446000.00 94.89 Radian Guaranty
17279305 3513.33 544000.00 80.00 No MI '100015700081965000
17279306 3325.00 570000.00 79.17 Xx XX
00000000 4156.25 700000.00 80.00 Xx XX
00000000 2486.25 468000.00 80.00 Xx XX
00000000 2968.01 547940.65 80.00 Xx XX
00000000 3233.50 535200.00 80.00 No MI '100133700021965689
17279313 2562.00 439200.00 80.00 No MI '100015700082174000
17279314 2903.33 536000.00 80.00 Xx XX
00000000 5104.17 1000000.00 80.00 No MI '100015700076702485
17267066 5548.46 902800.00 80.00 No MI '100015700081777688
17267068 7951.02 1496662.38 75.00 No MI '100015700081608917
17267074 6500.00 1200000.00 60.00 No MI '100015700081048585
17267084 6034.03 978135.43 24.04 No MI '100133700021357937
17267093 6145.83 1000000.00 72.73 No MI '100015700080372069
17267099 6666.67 1000000.00 70.18 No MI '100015700015033968
17267101 4875.00 900000.00 52.63 No MI '100015700080929785
17267102 2750.00 440000.00 80.00 No MI '100015700081283992
17267116 4636.75 872800.00 80.00 No MI '100015700081122539
17267126 5118.75 910000.00 67.41 No MI '100015700081330496
17267129 8115.63 1470000.00 70.00 No MI '100015700080154483
17267130 7000.00 1200000.00 80.00 No MI '100015700076084421
17266880 7430.86 1398750.00 75.00 No MI '100015700080154715
17266881 5937.50 1000000.00 71.43 No MI '100015700077579254
17266889 9334.07 1792141.45 73.16 No MI '100015700078250996
17266894 4482.42 956249.42 75.00 No MI '100015700077384135
17266897 5081.80 1037983.74 54.63 No MI '100015700080843242
17266898 5198.48 998294.77 80.00 No MI '100015700079412355
17266906 9825.52 1925000.00 70.00 No MI '100015700080283795
17266912 6617.19 1155000.00 70.00 No MI '100015700080636752
17266916 6583.33 1264000.00 80.00 No MI '100133700020446467
17266920 9481.02 1497280.61 60.00 No MI '100133700021733921
17266921 5729.17 1000000.00 56.82 No MI '100015700081632222
17266926 8100.00 1440000.00 73.85 No MI '100133700021033504
17266930 8312.50 1425000.00 75.00 No MI '100133700021904175
17266934 6294.24 1184661.55 69.71 No MI '100015700080147974
17266936 3208.50 496800.00 80.00 No MI '100015700081608685
17266940 4259.38 870000.00 78.31 No MI '100015700081249506
17266947 6145.83 1000000.00 79.37 No MI '100015700081354587
17266948 7183.96 1379319.68 72.95 No MI '100015700080379221
17266949 6845.83 1240000.00 80.00 No MI '100015700079774507
17266951 8250.00 1320000.00 80.00 No MI '100015700080785161
17266956 6500.00 1040000.00 80.00 No MI '100015700081366078
17266957 4197.92 650000.00 78.79 No MI '100015700081365393
17266958 6562.50 1000000.00 80.00 No MI '100015700081658706
17266961 5093.75 978000.00 79.84 No MI '100015700074539038
17266963 4824.08 759200.00 80.00 No MI '100015700080539279
17266964 6883.72 1115872.87 70.98 No MI '100133700021828903
17266965 5396.47 863393.43 69.20 No MI '100133700019310575
17266969 7650.00 1440000.00 80.00 No MI '100133700021422905
17266971 7670.83 1315000.00 74.08 No MI '100015700080361500
17266973 9464.58 1540000.00 70.00 No MI '100015700080266717
17266987 6869.66 1099145.00 64.66 No MI '100015700080159284
17266994 5250.00 900000.00 80.00 No MI '100015700080838952
17214624 6763.02 1225000.00 70.00 Xx XX
00000000 3753.75 572000.00 80.00 Xx XX
00000000 1390.05 219118.25 80.00 Xx XX
00000000 1083.33 200000.00 80.00 Xx XX
00000000 4400.00 704000.00 80.00 Xx XX
00000000 1739.04 269270.13 89.91 MGIC
17214632 3754.17 680000.00 80.00 Xx XX
00000000 4505.33 697600.00 80.00 Xx XX
00000000 3412.50 520000.00 80.00 Xx XX
00000000 3441.67 590000.00 74.68 Xx XX
00000000 1925.00 336000.00 70.00 Xx XX
00000000 3131.33 492800.00 78.85 Xx XX
00000000 2875.81 467928.98 80.00 Xx XX
00000000 3798.31 687996.65 79.63 Xx XX
00000000 3048.31 495996.65 80.00 Xx XX
00000000 3504.17 580000.00 80.00 Xx XX
00000000 2669.75 434400.00 80.00 Xx XX
00000000 3900.83 604000.00 80.00 Xx XX
00000000 3253.59 567900.00 80.00 Xx XX
00000000 2076.54 326800.00 95.00 MGIC
17214651 4800.00 768000.00 80.00 Xx XX
00000000 2916.67 500000.00 69.44 Xx XX
00000000 2503.17 522400.00 80.00 Xx XX
00000000 3623.91 599818.75 80.00 Xx XX
00000000 3151.67 488000.00 80.00 Xx XX
00000000 5800.00 960000.00 80.00 Xx XX
00000000 3620.83 632000.00 80.00 Xx XX
00000000 1472.50 248000.00 80.00 Xx XX
00000000 2699.38 431900.00 80.00 Xx XX
00000000 5166.67 800000.00 80.00 Xx XX
00000000 2316.25 436000.00 80.00 Xx XX
00000000 1550.35 235401.79 80.00 Xx XX
00000000 3036.46 550000.00 70.06 Xx XX
00000000 1493.18 281070.00 90.00 MGIC
17214427 1714.77 310600.00 85.48 Radian Guaranty
17214429 947.08 181840.00 80.00 Xx XX
00000000 1546.02 243705.31 90.00 MGIC
17214432 1741.07 303895.69 80.00 Xx XX
00000000 1875.00 300000.00 80.00 Xx XX
00000000 1544.01 302500.00 25.21 Xx XX
00000000 333.91 54022.54 85.00 MGIC
17214436 925.65 125808.01 94.97 MGIC
17214437 2512.37 345385.25 90.00 MGIC
17214438 8957.55 1457500.00 55.00 Xx XX
00000000 1446.67 248000.00 77.50 Xx XX
00000000 489.94 70200.00 90.00 MGIC
17214441 1625.00 260000.00 80.00 Xx XX
00000000 1213.58 191476.43 80.00 Xx XX
00000000 2102.70 325579.00 90.00 MGIC
17214445 4109.75 773600.00 80.00 Xx XX
00000000 1073.25 194400.00 80.00 Xx XX
00000000 2293.75 367000.00 89.95 MGIC
17214451 1057.50 216000.00 80.00 Xx XX
00000000 2848.75 516000.00 80.00 Xx XX
00000000 3590.83 556000.00 80.00 Xx XX
00000000 1091.25 194000.00 80.00 Xx XX
00000000 1786.59 300900.00 85.00 MGIC
17214456 2859.38 549000.00 90.00 MGIC
17214457 2658.33 464000.00 94.69 MGIC
17214458 2291.15 439900.00 80.00 Xx XX
00000000 4399.94 692450.00 75.00 No MI '10019950005393248
17214461 709.49 107633.91 90.00 MGIC
17214462 2690.26 538051.00 80.00 Xx XX
00000000 2628.44 485250.00 80.00 Xx XX
00000000 4548.69 839757.88 80.00 Xx XX
00000000 2450.40 470477.45 79.99 Xx XX
00000000 5750.00 1150000.00 53.86 Xx XX
00000000 5100.00 960000.00 80.00 Xx XX
00000000 412.50 72000.00 80.00 Xx XX
00000000 2252.50 424000.00 80.00 Xx XX
00000000 2885.63 486000.00 90.00 United Guaranty '100293500000202146
17214476 4666.67 800000.00 80.00 Xx XX
00000000 3656.25 650000.00 67.01 Xx XX
00000000 3929.16 819997.65 80.00 Xx XX
00000000 3352.28 618882.02 80.00 Xx XX
00000000 2831.25 453000.00 88.82 MGIC
17214486 3342.50 573000.00 78.49 Xx XX
00000000 1029.93 190140.00 80.00 Xx XX
00000000 1771.09 268686.16 80.00 Xx XX
00000000 6817.71 1190000.00 70.00 Xx XX
00000000 923.08 147407.45 90.00 PMI
17214492 2330.86 438750.00 73.12 Xx XX
00000000 3916.66 751999.59 80.00 Xx XX
00000000 2774.22 502500.00 75.00 Xx XX
00000000 1492.74 210218.60 95.00 MGIC
17214497 3333.33 640000.00 80.00 Xx XX
00000000 7200.00 1440000.00 60.00 Xx XX
00000000 3970.47 719180.00 80.00 Xx XX
00000000 4056.25 708000.00 80.00 No MI '100388600007010470
17214503 864.29 156550.00 89.98 MGIC
17214504 2691.00 496800.00 80.00 No MI '100177054300023746
17214505 2811.28 490696.17 89.22 PMI
17214506 1143.33 224000.00 80.00 Xx XX
00000000 3120.00 576000.00 80.00 Xx XX
00000000 2134.00 300618.76 90.00 MGIC
17214511 928.13 162000.00 90.00 MGIC
17214512 2975.00 560000.00 57.44 Xx XX
00000000 2897.61 567593.56 80.00 Xx XX
00000000 647.72 115100.00 79.50 Xx XX
00000000 2360.42 412000.00 80.00 Xx XX
00000000 2227.99 445598.74 80.00 Xx XX
00000000 2944.01 495778.02 80.00 Xx XX
00000000 688.74 113999.16 38.64 Xx XX
00000000 3160.35 498636.59 43.71 Xx XX
00000000 3104.17 596000.00 80.00 Xx XX
00000000 2750.00 480000.00 80.00 Xx XX
00000000 2500.00 480000.00 80.00 Xx XX
00000000 1763.44 307800.00 89.84 MGIC
17214530 3243.70 635500.00 78.46 Xx XX
00000000 3582.28 731700.00 54.20 Xx XX
00000000 2864.58 500000.00 58.48 Xx XX
00000000 2514.50 513600.00 80.00 Xx XX
00000000 1835.98 345596.00 95.00 MGIC
17214535 559.17 97600.00 80.00 Xx XX
00000000 2048.50 385600.00 80.00 Xx XX
00000000 2577.56 526479.96 52.67 Xx XX
00000000 2652.44 541765.09 23.57 Xx XX
00000000 1472.36 277150.00 93.97 MGIC
17214545 2442.33 478497.45 80.00 Xx XX
00000000 3280.00 656000.00 80.00 Xx XX
00000000 2165.63 495000.00 75.00 Xx XX
00000000 3791.67 700000.00 80.00 Xx XX
00000000 2686.22 477550.00 74.88 Xx XX
00000000 2115.23 356250.00 95.00 MGIC
17214556 2287.50 488000.00 80.00 Xx XX
00000000 4031.96 656048.34 75.00 Xx XX
00000000 3916.67 752000.00 80.00 Xx XX
00000000 4019.17 728000.00 80.00 No MI '100129020000123986
17214560 3467.50 584000.00 80.00 Xx XX
00000000 1280.25 166092.19 90.00 MGIC
17214562 1646.47 267900.00 95.00 MGIC
17214563 1602.98 274796.50 95.00 MGIC
17214564 3096.80 582927.13 83.29 PMI
17214566 1336.83 209540.74 90.00 Republic MIC
17214567 1335.34 224900.00 90.00 MGIC
17214568 2305.55 470920.48 77.85 Xx XX
00000000 1699.22 271874.50 77.71 Xx XX
00000000 764.52 143910.00 90.00 MGIC
17214572 2699.25 424800.00 90.00 MGIC
17214573 2405.08 491250.00 75.00 Xx XX
00000000 2767.50 492000.00 80.00 Xx XX
00000000 2764.67 457600.00 80.00 Xx XX
00000000 1602.47 284849.94 89.06 MGIC
17214579 2395.83 460000.00 80.00 Xx XX
00000000 3210.00 481500.00 90.00 MGIC
17214581 2063.76 366891.52 90.00 MGIC
17214582 2756.25 540000.00 80.00 Xx XX
00000000 3369.38 599000.00 74.88 Xx XX
00000000 2690.00 538000.00 75.77 Xx XX
00000000 1041.25 178500.00 85.00 MGIC
17214587 3506.25 612000.00 80.00 Xx XX
00000000 1833.33 320000.00 68.09 Xx XX
00000000 5078.13 750000.00 75.00 Xx XX
00000000 2324.06 333000.00 90.00 MGIC
17214591 2231.51 389500.00 95.00 MGIC
17214595 2376.67 368000.00 80.00 Xx XX
00000000 3589.10 583989.17 80.00 Xx XX
00000000 3358.33 519999.95 80.00 Xx XX
00000000 2508.52 437850.00 90.00 MGIC
17214599 2776.39 429111.59 80.00 Xx XX
00000000 5696.69 942900.00 70.00 No MI '100084800080702814
17266824 4331.25 693000.00 79.20 No MI '100136007040019226
17266831 10033.33 1720000.00 68.80 No MI '100280300000059603
17090577 696.06 95665.34 80.00 Xx XX
00000000 1509.12 223093.71 80.00 Xx XX
00000000 489.45 69736.99 19.44 Xx XX
00000000 2510.40 365096.78 80.00 Xx XX
00000000 590.00 94400.00 80.00 Xx XX
00000000 944.35 145094.35 80.00 Xx XX
00000000 527.84 88900.00 73.47 Xx XX
00000000 4583.33 1000000.00 25.00 No MI '100015700080800549
17266756 5000.00 1000000.00 65.90 No MI '100095307001916942
17266759 4675.00 880000.00 80.00 No MI '100015904000035745
17266771 5937.50 1000000.00 80.00 No MI '100015700081860401
17266773 4849.00 895200.00 80.00 No MI '100015700077829675
17266774 8000.00 1280000.00 80.00 No MI '100015700082136934
17266775 8775.52 1452500.00 70.00 No MI '100015700079758740
17266776 17500.00 3000000.00 69.96 No MI '100015700080328657
17266789 7095.83 1310000.00 50.38 No MI '100249400701080005
17214602 2573.55 457520.00 80.00 Xx XX
00000000 4062.50 600000.00 75.00 Xx XX
00000000 1604.77 223522.63 80.00 Xx XX
00000000 1662.08 231505.58 80.00 Xx XX
00000000 4400.00 880000.00 80.00 Xx XX
00000000 883.33 160000.00 80.00 Xx XX
00000000 2754.48 426500.00 80.00 Xx XX
00000000 1088.44 193500.00 90.00 MGIC
17214611 2912.75 499329.17 86.96 MGIC
17214613 1315.98 263195.57 80.00 Xx XX
00000000 1811.78 226209.59 94.98 PMI '100039307010234773
17174977 1235.50 194440.00 80.00 No MI '100073000813636651
17076175 2815.60 360915.90 100.00 PMI '100039307010262212
17076176 2075.30 264167.24 100.00 PMI '100039307010240036
17076181 2315.25 324000.00 90.00 PMI '100039306120212125
17076182 683.50 85081.86 95.00 PMI '100039307010239798
17076187 2349.86 294500.00 95.00 PMI '100039307010228569
17076196 1076.31 173949.69 84.88 PMI '100039306120220920
17076225 986.58 127300.00 89.96 PMI '100039307010244533
17076233 737.05 114124.17 94.97 PMI '100275467661104064
17076235 2136.49 386987.36 90.00 PMI '100040700106015477
17233822 2715.77 441887.36 100.00 PMI '100013800918430295
17076188 1346.86 187327.92 100.00 PMI '100039307020269825
17043298 3281.25 500000.00 78.88 No MI '100029500015203395
17044149 1652.08 305000.00 53.51 No MI '100029500013185032
17044163 1346.45 211900.00 79.99 No MI '100029500014215150
17044172 1311.00 273600.00 80.00 No MI '100029500014506368
17044183 3403.03 487598.00 80.00 No MI '100029500014623635
17044184 743.31 139916.90 80.00 No MI '100029500014648657
17044200 728.00 134400.00 80.00 No MI '100029500014993392
17175000 2478.85 432672.17 80.00 No MI '100073000814298626
17198191 1947.92 425000.00 73.02 No MI '100073500011964326
17346370 3832.44 541050.00 80.00 Xx XX
00000000 3533.33 640000.00 80.00 Xx XX
00000000 7676.51 1339900.00 63.65 Xx XX
00000000 3840.95 512183.00 80.00 Xx XX
00000000 2154.13 439992.00 80.00 Xx XX
00000000 3964.42 731893.00 80.00 No MI '100015700079522583
17293883 2562.43 447260.00 80.00 No MI '100015700077192231
17293884 3799.87 585354.59 80.00 No MI '100133700020730415
17293885 2511.25 492000.00 76.88 No MI '100015700080674977
17293886 6145.83 1000000.00 80.00 No MI '100185001100131062
17293887 4216.67 880000.00 59.48 No MI '100033700000519029
17293888 4770.00 864000.00 67.76 No MI '100127500000121322
17293890 3335.00 552000.00 79.42 No MI '100136007050025097
17293891 3417.91 537900.00 79.99 No MI '100381401617961690
17293892 6231.90 923516.19 61.67 No MI '100302307050089368
17293894 5520.83 1000000.00 64.52 No MI '100015700082349248
17293895 7450.00 1490000.00 66.67 No MI '100015700081327062
17293898 3533.75 616800.00 80.00 No MI '100015700081115640
17293899 3044.03 495300.00 78.00 No MI '100015700081225472
17293900 2446.88 435000.00 75.00 No MI '100015700081225340
17293901 3366.38 574748.20 71.88 No MI '100133700022491503
17293903 2565.00 456000.00 80.00 No MI '100015700082209848
17293904 3412.50 520000.00 75.91 No MI '100015700082143815
17293905 2712.50 420000.00 80.00 No MI '100015700081363687
17293906 3577.50 636000.00 80.00 No MI '100015700081403293
17293907 3117.19 475000.00 95.00 Republic MIC '100015700081255214
17293909 3195.00 568000.00 80.00 No MI '100015700081608842
17293911 6187.50 1100000.00 80.00 No MI '100015700082163086
17293914 2406.25 420000.00 80.00 No MI '100015700081968667
17293916 2666.67 512000.00 80.00 No MI '100015700081418507
17293919 2385.00 432000.00 80.00 No MI '100015700082024387
17293920 6500.00 1200000.00 48.98 No MI '100015700080282649
17293921 3087.29 511000.00 79.47 No MI '100015700081836138
17293922 3307.50 504000.00 80.00 No MI '100015700082098829
17293924 7875.00 1400000.00 80.00 No MI '100015700079767113
17293925 2295.00 432000.00 78.55 No MI '100015700082174513
17293927 2635.42 460000.00 80.00 No MI '100015700082258365
17293928 2799.60 559920.00 80.00 No MI '100015700082008083
17293929 6458.33 1000000.00 78.43 No MI '100015700082558582
17293930 2635.42 460000.00 80.00 No MI '100015700082210135
17293931 2429.05 440000.00 80.00 No MI '100015700082709706
17293933 3884.17 632000.00 80.00 No MI '100015700082122702
17293934 12031.25 1925000.00 55.00 No MI '100015700082555927
17293935 2681.19 467990.00 80.00 No MI '100015700082394632
17293936 5875.00 1175000.00 54.02 No MI '100015700081605137
17293937 13622.24 2216500.00 65.00 No MI '100015700082544293
17293938 4462.50 680000.00 80.00 No MI '100015700082544467
17293939 3133.96 614000.00 79.23 No MI '100015700015038561
17296685 3220.00 552000.00 80.00 No MI '100133700022369691
17296687 3712.50 648000.00 80.00 No MI '100497297172043655
17296688 8437.50 1500000.00 68.18 No MI '100382800000114685
17296689 4453.13 750000.00 50.00 No MI '100194007040123811
17296691 2520.83 440000.00 79.28 No MI '100276590705220007
17296692 3322.84 480733.92 76.37 No MI '100036800800365032
17296693 3524.14 579436.28 80.00 No MI '100360800000107313
17296694 3011.25 525600.00 80.00 No MI '100340707060004048
17296698 2870.83 520000.00 94.55 PMI '100015700077529432
17296699 2295.00 432000.00 80.00 No MI '100133700021790186
17296700 15937.50 3000000.00 46.15 No MI '100015700082676772
17296701 2437.50 450000.00 77.59 No MI '100015700082383353
17296702 9630.83 1778000.00 68.38 No MI '100015700077649446
17296703 3718.75 700000.00 70.00 No MI '100015700079304735
17296704 2972.50 492000.00 80.00 No MI '100015700081009249
17296705 5190.63 906000.00 72.89 No MI '100015700081123503
17296706 2996.67 496000.00 80.00 No MI '100015700076520010
17296707 3656.25 650000.00 72.22 No MI '100015700081392934
17296708 2492.19 435000.00 79.09 No MI '100133700021070191
17296710 3937.50 600000.00 80.00 No MI '100015700081389104
17296711 2316.25 436000.00 80.00 No MI '100015700082210341
17296712 2391.63 433200.00 72.20 No MI '100133700020741859
17296713 3875.00 620000.00 80.00 No MI '100015700078866122
17296714 3011.67 556000.00 71.28 No MI '100133700021281152
17296715 2984.58 551000.00 32.41 No MI '100015700082159159
17296716 2724.11 419638.39 76.36 No MI '100133700021549376
17296717 4250.00 600000.00 80.00 No MI '100015700080421379
17296719 4333.33 650000.00 72.22 No MI '100015700082545878
17296721 2611.46 545000.00 66.63 No MI '100015700081990422
17296722 8181.25 1402500.00 75.00 No MI '100015700082317799
17296724 2925.00 540000.00 80.00 No MI '100015700082099546
17296725 3620.83 632000.00 80.00 No MI '100015700081804714
17296726 3150.00 480000.00 80.00 No MI '100015700080336288
17296727 10209.38 1815000.00 75.00 No MI '100015700082745247
17346375 3963.28 667500.00 75.00 Xx XX
00000000 5906.25 1012500.00 75.00 Xx XX
00000000 3153.26 480000.00 80.00 Xx XX
00000000 4348.87 637500.00 75.00 Xx XX
00000000 2654.17 490000.00 63.23 Xx XX
00000000 3097.50 504000.00 80.00 Xx XX
00000000 3391.67 592000.00 80.00 Xx XX
00000000 2755.00 456000.00 80.00 Xx XX
00000000 2677.50 504000.00 80.00 Xx XX
00000000 2818.75 492000.00 80.00 Xx XX
00000000 3105.21 542000.00 69.06 Xx XX
00000000 3262.50 540000.00 80.00 Xx XX
00000000 3656.19 649990.00 74.54 Xx XX
00000000 3280.83 508000.00 80.00 Xx XX
00000000 4760.00 672000.00 70.00 Xx XX
00000000 6125.00 980000.00 80.00 Xx XX
00000000 4527.28 804850.00 73.91 Xx XX
00000000 12323.36 1900000.00 61.29 Xx XX
00000000 5591.67 880000.00 80.00 Xx XX
00000000 3558.75 657000.00 65.70 Xx XX
00000000 2893.33 496000.00 80.00 Xx XX
00000000 2859.38 450000.00 73.77 Xx XX
00000000 7250.00 1450000.00 42.34 Xx XX
00000000 3386.35 551000.00 48.12 Xx XX
00000000 5657.71 1045000.00 70.13 Xx XX
00000000 2608.59 472500.00 75.00 Xx XX
00000000 3757.50 668000.00 77.67 Xx XX
00000000 2663.95 491806.00 80.00 Xx XX
00000000 2892.92 524000.00 80.00 Xx XX
00000000 3272.50 616000.00 80.00 Xx XX
00000000 2875.50 511200.00 80.00 Xx XX
00000000 3002.00 505600.00 80.00 Xx XX
00000000 2870.83 520000.00 80.00 Xx XX
00000000 7968.75 1500000.00 77.12 Xx XX
00000000 3285.25 618400.00 80.00 Xx XX
00000000 4739.58 650000.00 79.27 Xx XX
00000000 2693.26 423858.00 80.00 Xx XX
00000000 2773.33 512000.00 80.00 Xx XX
00000000 3151.67 488000.00 79.35 Xx XX
00000000 3155.63 459000.00 79.97 Xx XX
00000000 2346.00 441600.00 80.00 Xx XX
00000000 3287.75 488000.00 80.00 Xx XX
00000000 2802.50 472000.00 80.00 Xx XX
00000000 3723.96 650000.00 72.22 Xx XX
00000000 1510.42 290000.00 57.54 No MI '100029500017592001
17076243 3327.07 401385.49 94.82 PMI '100039306120211648
17044155 1348.48 223196.40 79.74 No MI '100029500014015980
17044156 1884.40 311900.00 79.99 No MI '100029500014023901
17044161 641.06 107967.59 80.00 No MI '100029500014194157
17044162 2147.81 355500.00 71.82 No MI '100029500014210458
17044170 867.71 148750.00 70.00 No MI '100029500014477107
17044185 3373.31 599700.00 80.00 No MI '100029500014650067
17044189 3910.00 552000.00 80.00 No MI '100029500014687630
17044205 660.00 132000.00 80.00 No MI '100029500015179017
17059649 1439.98 218056.96 80.00 Xx XX
00000000 1079.33 163730.02 74.68 Xx XX
00000000 3161.90 414954.85 80.00 Xx XX
00000000 710.00 113600.00 80.00 Xx XX
00000000 1367.70 212839.93 80.00 Xx XX
00000000 2660.56 403627.26 75.00 Xx XX
00000000 1280.62 199124.46 80.00 Xx XX
00000000 2099.65 303301.77 80.00 Xx XX
00000000 6380.21 1250000.00 56.82 No MI '100015700081354926
17267134 4062.50 650000.00 75.58 No MI '100015700081231249
17267138 5308.33 980000.00 80.00 No MI '100015700081363588
17267147 6266.89 986265.00 70.00 No MI '100015700080283829
17267149 5366.67 920000.00 80.00 No MI '100015700081609063
17267153 7583.33 1400000.00 70.00 No MI '100015700080949676
17267159 3925.00 628000.00 80.00 No MI '100015700081365708
17267162 8633.33 1480000.00 62.98 No MI '100015700076520077
17267183 4306.25 780000.00 61.18 No MI '100015700081389336
17279315 3817.45 618820.37 80.00 Xx XX
00000000 2915.00 528000.00 80.00 Xx XX
00000000 3806.25 580000.00 80.00 No MI '100015700082555000
17279318 4609.38 885000.00 75.00 Xx XX
00000000 6291.54 1184290.60 74.76 No MI '100015700082035680
17267192 5671.09 892500.00 70.00 No MI '100015700081366102
17267199 6491.77 1074500.00 70.00 No MI '100133700020966738
17267203 4033.33 880000.00 48.89 No MI '100015700077799571
17267218 2897.50 456000.00 80.00 No MI '100015700081852481
17267231 9584.90 1673000.00 70.00 No MI '100015700081882827
17267239 5400.94 842742.81 75.00 No MI '100015700081473122
17267242 7310.42 1276000.00 80.00 No MI '100015700081969061
17267243 7896.51 1329896.88 70.00 No MI '100015700081780864
17284421 9132.50 1686000.00 64.85 Xx XX
00000000 2860.78 538498.92 77.14 Xx XX
00000000 3238.61 586617.00 80.00 Xx XX
00000000 2234.90 429100.00 70.00 Xx XX
00000000 5250.00 900000.00 75.00 Xx XX
00000000 2692.71 550000.00 66.67 Xx XX
00000000 2895.31 545000.00 79.56 Xx XX
00000000 4579.79 845500.00 46.97 Xx XX
00000000 3439.58 508000.00 80.00 Xx XX
00000000 2946.67 544000.00 80.00 Xx XX
00000000 2745.00 488000.00 80.00 Xx XX
00000000 2821.97 511150.00 79.99 Xx XX
00000000 3745.08 630750.00 75.00 Xx XX
00000000 3612.50 680000.00 65.83 Xx XX
00000000 2384.96 423988.43 80.00 Xx XX
00000000 2998.22 533017.00 75.00 Xx XX
00000000 2154.17 440000.00 80.00 Xx XX
00000000 2473.96 475000.00 66.90 Xx XX
00000000 9707.50 1941500.00 63.99 Xx XX
00000000 3777.34 574031.09 49.36 Xx XX
00000000 7481.37 1379965.80 65.13 Xx XX
00000000 2687.50 516000.00 80.00 Xx XX
00000000 2451.92 427971.51 80.00 Xx XX
00000000 5027.60 985000.00 44.17 Xx XX
00000000 5890.63 975000.00 75.00 Xx XX
00000000 2245.83 440000.00 80.00 Xx XX
00000000 3157.92 572000.00 80.00 Xx XX
00000000 2910.58 527200.00 80.00 Xx XX
00000000 2649.74 462500.00 72.27 Xx XX
00000000 2805.83 481000.00 68.23 Xx XX
00000000 3824.72 706199.00 80.00 Xx XX
00000000 2940.00 588000.00 80.00 Xx XX
00000000 3791.67 650000.00 54.17 Xx XX
00000000 3150.31 593000.00 72.32 Xx XX
00000000 4333.33 800000.00 47.06 Xx XX
00000000 2730.83 452000.00 80.00 Xx XX
00000000 3088.33 458033.42 80.00 Xx XX
00000000 10625.00 2000000.00 67.80 Xx XX
00000000 3059.78 543960.00 80.00 Xx XX
00000000 2973.75 468000.00 80.00 Xx XX
00000000 4090.63 714000.00 77.61 Xx XX
00000000 3098.72 495795.00 90.00 Republic MIC
17296732 2610.00 432000.00 80.00 No MI '100015700082304763
17296733 2565.00 432000.00 80.00 No MI '100015700082136827
17296734 3978.33 616000.00 80.00 No MI '100015700082122884
17296735 2587.50 460000.00 80.00 No MI '100015700082352705
17296736 3304.95 647500.00 70.00 No MI '100015700082271236
17296737 2587.50 460000.00 80.00 No MI '100015700082243144
17296738 2463.53 429998.54 68.25 No MI '100015700082174273
17296739 2588.54 497000.00 75.30 No MI '100015700082692811
17296740 2748.67 471200.00 80.00 No MI '100015700082100708
17296741 2915.00 528000.00 80.00 No MI '100015700082374220
17296742 3520.83 650000.00 79.75 No MI '100015700082262201
17296744 2850.00 456000.00 80.00 No MI '100015700082524170
17296745 2395.83 460000.00 80.00 No MI '100015700082514320
17296746 3453.33 592000.00 80.00 No MI '100015700082578580
17296747 2950.00 480000.00 80.00 No MI '100015700082131919
17296749 3355.00 585600.00 80.00 No MI '100015700082101524
17296750 2800.00 480000.00 80.00 No MI '100015700082577848
17296751 2795.00 516000.00 80.00 No MI '100015700082556248
17296752 2320.00 464000.00 80.00 No MI '100015700080136969
17296753 2537.50 420000.00 80.00 No MI '100015700082577871
17298041 3656.25 702000.00 65.00 No MI '100015700082273653
17298043 2681.25 468000.00 80.00 No MI '100040700107013901
17298044 2600.00 480000.00 80.00 No MI '100063100084642552
17298045 3920.00 784000.00 71.27 No MI '100015700080905025
17298046 5322.42 799344.25 72.73 No MI '100133700021726594
17298048 2772.92 484000.00 80.00 No MI '100015700081842516
17298049 3812.50 600000.00 80.00 No MI '100015700082174588
17298050 10106.25 1540000.00 70.00 No MI '100015700082359973
17298051 2447.92 470000.00 70.15 No MI '100015700081940120
17298052 2937.50 600000.00 80.00 No MI '100015700082390614
17298053 2984.82 532500.00 75.00 No MI '100015700082577756
17298054 4108.44 649412.39 70.65 No MI '100015700082708484
17298055 10209.74 1782064.35 70.00 No MI '100015700080677095
17298056 3550.00 568000.00 80.00 No MI '100015700082143963
17298058 2296.67 424000.00 80.00 No MI '100015700081507507
17298059 3791.67 650000.00 75.58 No MI '100015700082352457
17298061 3375.00 600000.00 80.00 No MI '100015700082174216
17298062 3920.00 672000.00 80.00 No MI '100015700082239241
17298064 3771.67 584000.00 80.00 No MI '100015700082273166
17298066 2486.46 434000.00 80.00 No MI '100015700082779931
17296729 3453.13 650000.00 54.17 No MI '100015700082273315
17296730 3632.15 559517.85 80.00 No MI '100015700013897497
17296731 3336.67 582400.00 80.00 No MI '100015700082131869
17284520 3006.25 555000.00 35.81 Xx XX
00000000 2664.38 441000.00 79.03 Xx XX
00000000 4262.50 620000.00 80.00 Xx XX
00000000 2495.42 452000.00 80.00 Xx XX
00000000 2537.50 420000.00 80.00 Xx XX
00000000 2946.53 554640.00 80.00 No MI '100057400003329226
17293853 2263.13 426000.00 48.85 No MI '100115400070500220
17293854 3090.21 570500.00 70.00 No MI '100133700020849439
17293856 2864.58 500000.00 80.00 No MI '100133700020136340
17293857 2779.17 460000.00 80.00 No MI '100133700022205911
17293858 2779.17 460000.00 80.00 No MI '100133700022205903
17293859 5512.50 945000.00 70.00 No MI '100015700082348430
17293860 9843.75 1750000.00 70.00 No MI '100133700022624160
17284533 2610.00 464000.00 80.00 Xx XX
00000000 2795.00 516000.00 80.00 Xx XX
00000000 587.24 102500.00 62.12 Xx XX
00000000 2493.75 342000.00 90.00 Radian Guaranty
17280832 1667.50 232000.00 80.00 Xx XX
00000000 459.00 64800.00 90.00 Radian Guaranty
17275300 1419.40 239056.29 80.00 Xx XX
00000000 3081.77 485000.00 76.98 Xx XX
00000000 1702.56 223294.08 80.00 Xx XX
00000000 1376.67 224000.00 80.00 Xx XX
00000000 426.25 74400.00 80.00 Xx XX
00000000 1245.42 196000.00 80.00 Xx XX
00000000 1627.50 252000.00 80.00 Xx XX
00000000 2861.25 436000.00 80.00 Xx XX
00000000 1575.52 275000.00 74.53 Xx XX
00000000 2794.61 462556.31 79.15 Xx XX
00000000 493.08 77600.00 80.00 Xx XX
00000000 1102.50 196000.00 65.55 Xx XX
00000000 1546.88 270000.00 69.23 Xx XX
00000000 3141.67 520000.00 80.00 Xx XX
00000000 2159.65 351400.00 79.86 Xx XX
00000000 1082.81 165000.00 73.33 Xx XX
00000000 2708.33 500000.00 61.65 Xx XX
00000000 1680.00 256000.00 80.00 Xx XX
00000000 929.30 137250.00 75.00 Xx XX
00000000 1335.94 225000.00 75.00 Xx XX
00000000 1080.00 192000.00 80.00 Xx XX
00000000 561.20 77239.17 90.00 Radian Guaranty
17275333 1065.63 186000.00 42.66 Xx XX
00000000 3723.96 550000.00 79.71 Xx XX
00000000 2250.00 400000.00 80.00 Xx XX
00000000 3045.00 504000.00 79.37 Xx XX
00000000 1952.71 311831.13 49.68 Xx XX
00000000 633.75 93600.00 80.00 Xx XX
00000000 2827.08 460000.00 71.43 Xx XX
00000000 3425.68 597937.05 59.09 Xx XX
00000000 2475.94 417000.00 60.88 Xx XX
00000000 3812.50 600000.00 80.00 Xx XX
00000000 757.75 103920.00 80.00 Xx XX
00000000 2606.67 368000.00 80.00 Xx XX
00000000 6233.33 880000.00 80.00 Xx XX
00000000 6250.00 1200000.00 45.28 Xx XX
00000000 2086.15 351352.00 80.00 Xx XX
00000000 4573.33 784000.00 80.00 Xx XX
00000000 1300.00 208000.00 80.00 Xx XX
00000000 1092.50 184000.00 80.00 Xx XX
00000000 3248.44 495000.00 75.00 Xx XX
00000000 906.25 145000.00 76.32 Xx XX
00000000 1805.63 321000.00 81.27 Radian Guaranty
17275364 4152.13 539011.64 90.00 PMI
17275365 1220.97 177596.00 80.00 Xx XX
00000000 2500.00 400000.00 80.00 Xx XX
00000000 902.22 144355.42 80.00 Xx XX
00000000 2919.17 452000.00 80.00 Xx XX
00000000 793.33 112000.00 80.00 Xx XX
00000000 2416.66 399998.86 74.07 Xx XX
00000000 1521.84 270548.82 80.00 Xx XX
00000000 5425.00 840000.00 70.00 Xx XX
00000000 971.25 148000.00 80.00 Xx XX
00000000 1180.43 202359.95 80.00 Xx XX
00000000 716.63 109200.00 80.00 Xx XX
00000000 1306.25 220000.00 48.67 Xx XX
00000000 920.30 131863.47 80.00 Xx XX
00000000 4200.00 720000.00 80.00 Xx XX
00000000 2167.87 326067.87 75.00 Xx XX
00000000 1237.33 204800.00 80.00 Xx XX
00000000 422.92 70000.00 59.32 Xx XX
00000000 1808.33 280000.00 80.00 Xx XX
00000000 1079.62 178695.35 61.64 Xx XX
00000000 1019.22 143685.35 80.00 Xx XX
00000000 2340.63 374500.00 70.00 Xx XX
00000000 1653.33 248000.00 80.00 Xx XX
00000000 618.73 92769.98 60.00 Xx XX
00000000 4396.88 703500.00 75.00 Xx XX
00000000 1020.36 178100.00 37.89 Xx XX
00000000 950.00 160000.00 49.69 Xx XX
00000000 1466.67 220000.00 80.00 Xx XX
00000000 2053.13 365000.00 79.96 Xx XX
00000000 1280.00 192000.00 80.00 Xx XX
00000000 379.17 58709.95 85.77 MGIC
17275392 489.97 92230.00 47.36 Xx XX
00000000 2212.17 359946.70 80.00 Xx XX
00000000 2129.17 292000.00 76.84 Xx XX
00000000 489.97 92230.00 47.36 Xx XX
00000000 461.35 59890.17 80.00 Xx XX
00000000 1950.31 250301.72 85.00 PMI
17275404 246.46 36346.46 70.00 Xx XX
00000000 639.20 91587.00 87.23 MGIC
17275406 902.74 114501.82 85.00 Radian Guaranty
17275407 1445.00 204000.00 80.00 Xx XX
00000000 2454.37 346499.50 90.00 PMI
17275409 2067.19 314999.27 82.89 Radian Guaranty
17275410 6158.85 1075000.00 61.43 Xx XX
00000000 1075.27 174916.89 61.62 Xx XX
00000000 3202.50 504000.00 80.00 Xx XX
00000000 991.59 151100.00 90.00 Radian Guaranty
17275423 878.85 143000.00 65.00 Xx XX
00000000 573.41 93300.00 64.79 Xx XX
00000000 559.27 91000.00 65.00 Xx XX
00000000 954.99 124048.99 90.00 Radian Guaranty
17275427 1198.44 195000.00 63.93 Xx XX
00000000 1098.73 146062.84 79.05 Xx XX
00000000 4500.00 675000.00 75.00 Xx XX
00000000 1133.44 201500.00 65.00 Xx XX
00000000 900.79 163162.00 80.00 Xx XX
00000000 1655.42 274000.00 80.00 Xx XX
00000000 1506.09 229500.00 90.00 PMI
17275204 852.50 148800.00 80.00 Xx XX
00000000 2182.96 317960.25 72.73 Xx XX
00000000 1523.56 265930.00 70.00 Xx XX
00000000 2484.37 449999.50 52.94 Xx XX
00000000 2042.50 344000.00 80.00 Xx XX
00000000 2200.00 384000.00 80.00 Xx XX
00000000 2937.50 470000.00 53.71 Xx XX
00000000 1387.50 222000.00 79.86 Xx XX
00000000 421.88 75000.00 65.22 Xx XX
00000000 2272.50 404000.00 80.00 Xx XX
00000000 845.38 147556.47 79.98 Xx XX
00000000 996.88 174000.00 61.48 Xx XX
00000000 1224.31 202645.00 80.00 Xx XX
00000000 558.39 84491.45 44.76 Xx XX
00000000 735.07 98604.81 79.90 Xx XX
00000000 1147.90 211919.95 80.00 Xx XX
00000000 632.81 101250.00 75.00 Xx XX
00000000 2805.79 549706.73 50.46 Xx XX
00000000 1595.21 247000.00 65.00 Xx XX
00000000 3020.83 500000.00 60.61 Xx XX
00000000 812.25 136800.00 90.00 Radian Guaranty
17275238 996.67 184000.00 80.00 Xx XX
00000000 1810.06 315938.48 80.00 Xx XX
00000000 3625.00 600000.00 74.76 Xx XX
00000000 1099.69 175950.00 80.00 Xx XX
00000000 1678.11 238914.51 75.00 Xx XX
00000000 1065.63 186000.00 75.00 Xx XX
00000000 798.75 142000.00 59.17 Xx XX
00000000 964.90 157000.00 78.50 Xx XX
00000000 1397.92 244000.00 80.00 Xx XX
00000000 725.33 108800.00 73.51 Xx XX
00000000 953.33 166400.00 80.00 Xx XX
00000000 1963.33 304000.00 80.00 Xx XX
00000000 1508.80 245500.00 79.97 Xx XX
00000000 1740.50 250831.67 80.00 Xx XX
00000000 957.92 167200.00 80.00 Xx XX
00000000 2626.51 484893.65 76.98 Xx XX
00000000 2167.32 349532.95 80.00 Xx XX
00000000 1398.52 206550.00 85.00 PMI
17275259 1870.78 276300.00 90.00 PMI
17275263 961.83 159200.00 80.00 Xx XX
00000000 992.25 151200.00 80.00 Xx XX
00000000 388.12 61081.24 76.00 Xx XX
00000000 1135.05 175750.00 95.00 Radian Guaranty
17275267 1376.67 224000.00 80.00 Xx XX
00000000 2348.96 410000.00 79.00 Xx XX
00000000 2123.33 364000.00 65.00 Xx XX
00000000 752.33 118400.00 80.00 Xx XX
00000000 824.02 138782.00 80.00 Xx XX
00000000 4781.25 850000.00 56.67 Xx XX
00000000 551.25 84000.00 70.00 Xx XX
00000000 391.02 68250.00 65.00 Xx XX
00000000 2925.00 468000.00 80.00 Xx XX
00000000 509.72 70003.83 95.00 PMI
17275281 1077.67 169600.00 80.00 Xx XX
00000000 11875.00 2000000.00 57.14 Xx XX
00000000 865.19 159693.41 58.18 Xx XX
00000000 1348.72 205519.00 75.00 Xx XX
00000000 10000.00 1500000.00 71.43 Xx XX
00000000 2346.09 409500.00 65.00 Xx XX
00000000 1093.31 209915.73 63.06 Xx XX
00000000 1903.13 315000.00 48.46 Xx XX
00000000 442.00 81600.00 80.00 Xx XX
00000000 1020.00 144000.00 77.84 Xx XX
00000000 1102.48 195996.96 80.00 Xx XX
00000000 1218.75 225000.00 64.66 Xx XX
00000000 1141.71 199187.52 44.84 Xx XX
00000000 1138.28 176250.00 75.00 Xx XX
00000000 1562.56 206763.00 75.00 Xx XX
00000000 1030.62 145499.50 76.98 Xx XX
00000000 5134.38 930000.00 69.14 No MI '100133700017536312
17153185 1822.53 294580.98 80.00 Xx XX
00000000 686.94 129305.68 60.47 No MI '100011300085454071
17153756 4812.50 840000.00 70.00 Xx XX
00000000 2175.60 386772.81 47.27 No MI '100368800000181823
17153325 7217.71 1332500.00 65.00 Xx XX
00000000 2414.05 445670.56 80.00 Xx XX
00000000 1145.83 200000.00 80.00 No MI '100011300086460275
17153271 1008.33 176000.00 80.00 Xx XX
00000000 2010.10 378371.00 80.00 Xx XX
00000000 4239.58 740000.00 61.67 Xx XX
00000000 4797.55 885699.99 80.00 No MI '100065500000274216
LOAN_SEQ MARGIN NEXT_RATE_ADJ_DATE1 NEXT_PAY_ADJ_DATE1 MAX_RATE MIN_RATE
17272380 2.250 20120601 20120701 11.875 2.000
17274422 2.250 20120601 20120701 11.125 2.000
17275575 2.250 20120601 20120701 11.750 2.000
17275582 2.250 20120601 20120701 12.375 2.000
17275596 2.250 20120601 20120701 12.500 2.000
17275597 2.250 20120601 20120701 11.750 2.000
17275598 2.250 20120601 20120701 12.000 2.000
17275599 2.250 20120601 20120701 11.250 2.000
17275600 2.250 20120601 20120701 11.125 2.000
17275601 2.250 20120601 20120701 11.500 2.000
16809367 2.750 20111101 20111201 14.375 2.375
16809721 2.250 20111201 20120101 13.250 1.875
16790423 2.250 20131201 20140101 11.875 1.875
16788460 2.250 20120201 20120301 13.125 1.875
16778247 2.250 20120101 20120201 13.250 1.875
17058835 2.250 20120501 20120601 12.250 1.875
17012434 2.250 20120401 20120501 12.000 1.615
17002373 2.250 20120401 20120501 13.250 1.875
17228489 2.250 20120601 20120701 13.750 1.535
17230548 2.250 20120601 20120701 13.250 1.255
17168539 2.250 20120501 20120601 14.750 1.005
17246981 2.250 20120501 20120601 14.925 1.875
17226641 2.875 20120501 20120601 13.875 2.500
17267747 2.250 20120701 20120801 11.375 1.875
17267748 2.250 20120701 20120801 11.375 1.875
17265570 2.250 20120601 20120701 12.000 2.000
17265571 2.250 20120601 20120701 12.625 2.000
17265572 2.250 20120601 20120701 11.500 2.000
17265573 2.250 20120601 20120701 12.750 2.000
17252896 2.250 20120601 20120701 12.375 2.000
17252897 2.250 20120601 20120701 11.125 2.000
17252899 2.250 20120601 20120701 11.875 2.000
17252900 2.250 20120601 20120701 11.000 2.000
17252901 2.250 20120601 20120701 11.375 2.000
17252894 2.250 20111101 20111201 12.375 2.000
17252895 2.250 20120601 20120701 12.125 2.000
17181613 2.250 20120501 20120601 13.875 1.875
17213926 2.250 20120601 20120701 13.500 1.875
17181618 2.250 20120601 20120701 13.375 1.875
17229892 2.250 20120601 20120701 13.500 1.635
17224000 2.250 20120601 20120701 13.000 1.875
17078490 2.250 20120401 20120501 13.375 1.035
17298959 2.250 20120701 20120801 12.000 1.875
17263458 2.250 20120701 20120801 12.000 1.875
17259484 2.250 20120701 20120801 14.000 1.355
17027578 2.250 20120301 20120401 13.250 1.875
17243276 2.250 20140401 20140501 11.750 2.000
17243366 2.250 20170401 20170501 11.375 2.000
17243388 2.250 20131001 20131101 13.500 2.000
17243392 2.250 20140401 20140501 11.250 2.000
17243396 2.250 20140501 20140601 12.375 2.000
17244853 2.250 20120501 20120601 12.625 2.000
17244855 2.250 20120501 20120601 12.750 2.000
17244857 2.250 20120501 20120601 11.875 2.000
17246254 2.250 20140301 20140401 12.000 2.000
17148472 2.250 20120301 20120401 12.000 2.000
17148494 2.250 20120301 20120401 11.875 2.000
17148513 2.250 20120301 20120401 11.250 2.000
17151488 2.250 20111101 20111201 13.625 2.000
17151490 2.250 20120401 20120501 11.500 2.000
17151529 2.250 20120401 20120501 11.750 2.000
17151610 2.250 20120301 20120401 11.875 2.000
17171404 2.250 20120201 20120301 12.250 2.000
17171493 2.250 20120301 20120401 11.875 2.000
17171500 2.250 20120401 20120501 11.750 2.000
17180412 2.250 20120401 20120501 11.875 2.000
17180415 2.250 20120301 20120401 11.875 2.000
17180416 2.250 20120401 20120501 11.875 2.000
17181944 2.250 20120301 20120401 12.000 2.000
17181956 2.250 20120401 20120501 11.875 2.000
17181957 2.250 20120301 20120401 11.250 2.000
17202208 2.250 20120401 20120501 11.750 2.000
17202209 2.250 20120401 20120501 11.750 2.000
17202230 2.250 20120401 20120501 10.875 2.000
17202232 2.250 20120401 20120501 11.625 2.000
17202237 2.250 20120401 20120501 11.625 2.000
17202244 2.250 20120401 20120501 12.375 2.000
17202245 2.250 20120401 20120501 11.875 2.000
17202246 2.250 20120401 20120501 12.750 2.000
17208216 2.250 20120401 20120501 11.875 2.000
17217039 2.250 20120401 20120501 11.250 2.000
17217041 2.250 20120501 20120601 11.000 2.000
17217043 2.250 20120501 20120601 10.875 2.000
17217054 2.250 20120401 20120501 12.125 2.000
17228922 2.250 20120501 20120601 11.500 2.000
17228926 2.250 20120501 20120601 11.375 2.000
17228928 2.250 20120501 20120601 11.500 2.000
17228932 2.250 20120501 20120601 11.750 2.000
17231098 2.250 20120501 20120601 10.875 2.000
17231107 2.250 20120501 20120601 11.875 2.000
17059271 2.250 20120301 20120401 11.500 2.000
17009021 2.250 20120101 20120201 12.000 2.000
17013683 2.250 20120201 20120301 11.375 2.000
16658444 2.250 20111001 20111101 11.750 2.000
16684063 2.250 20111001 20111101 12.125 2.000
17014950 2.250 20110801 20110901 11.875 1.875
17078487 2.250 20120401 20120501 13.750 0.845
17076548 2.250 20120501 20120601 13.000 1.775
17218542 2.250 20120601 20120701 14.000 1.445
17230539 2.250 20120601 20120701 14.125 0.435
17245909 2.250 20120601 20120701 12.625 1.875
17247632 2.250 20120801 20120901 12.000 1.875
17249992 2.250 20120801 20120901 11.500 1.875
17255980 2.250 20120601 20120701 13.250 1.875
17267268 2.250 20140801 20140901 12.750 1.315
17274234 2.250 20120801 20120901 11.875 1.875
17275487 2.250 20120701 20120801 13.125 1.875
17278943 2.250 20120801 20120901 10.875 1.665
17279579 2.250 20120801 20120901 11.750 1.875
17280045 2.250 20120801 20120901 11.750 1.875
17280046 2.250 20170701 20170801 13.625 1.635
17280047 2.250 20120801 20120901 12.375 1.625
17280116 2.250 20120801 20120901 11.375 1.875
17286720 2.250 20120801 20120901 12.375 1.875
17286730 2.250 20120801 20120901 13.000 1.875
17293502 2.250 20120801 20120901 11.750 1.875
17297210 2.250 20120801 20120901 13.250 1.875
17297218 2.250 20120801 20120901 14.375 1.525
17297221 2.250 20120801 20120901 14.375 1.525
17298133 2.250 20120801 20120901 13.625 1.875
17298087 2.250 20120801 20120901 11.250 1.875
17298211 2.250 20120801 20120901 11.625 1.875
17298098 2.250 20120801 20120901 12.250 1.875
17298855 2.250 20120801 20120901 11.625 1.875
17299525 2.250 20140801 20140901 13.250 1.875
17299534 2.250 20120801 20120901 14.500 0.975
17299536 2.250 20120801 20120901 12.625 1.875
17299491 2.250 20120801 20120901 11.875 1.875
17299579 2.250 20120801 20120901 12.250 1.875
17299586 2.250 20120801 20120901 12.000 1.685
17301745 2.250 20120801 20120901 13.375 1.635
17301717 2.250 20120801 20120901 12.000 1.875
17301786 2.250 20120801 20120901 12.500 1.875
17301798 2.250 20120801 20120901 12.750 1.875
17301821 2.250 20140801 20140901 14.000 1.255
17214357 2.250 20120501 20120601 13.375 1.665
16304164 2.250 20110701 20110801 12.625 1.875
17065311 2.250 20120301 20120401 13.125 1.875
17154134 2.250 20170501 20170601 13.625 1.875
16832568 2.250 20120101 20120201 12.750 1.105
16835052 2.250 20120201 20120301 13.250 1.105
16823432 2.250 20170201 20170301 12.750 1.875
17299637 2.750 20120701 20120801 14.500 1.815
17299650 2.250 20120701 20120801 11.625 1.875
17301850 2.250 20120701 20120801 12.875 1.875
17301875 2.750 20120401 20120501 12.250 2.375
17302287 2.250 20120701 20120801 12.375 1.875
17302297 2.750 20120701 20120801 14.750 1.705
17302299 2.250 20120701 20120801 12.875 1.875
17303975 2.250 20120701 20120801 11.750 1.875
17303990 2.250 20120701 20120801 13.250 1.875
17306383 2.250 20120701 20120801 13.125 1.875
17309184 2.250 20140601 20140701 12.500 1.875
17312361 2.750 20120501 20120601 11.250 2.375
17256236 2.250 20120601 20120701 12.750 1.875
17256376 2.250 20120601 20120701 11.250 1.875
17259611 2.250 20120701 20120801 13.125 1.875
17259619 2.250 20120701 20120801 12.750 1.685
17263934 2.250 20120601 20120701 11.625 1.875
17264197 2.250 20120701 20120801 12.625 1.385
17265591 2.250 20120701 20120801 13.000 1.875
17265597 2.250 20120701 20120801 13.125 1.875
17265599 2.250 20120701 20120801 13.250 1.875
17266307 3.250 20120701 20120801 12.000 2.875
17266313 2.250 20120701 20120801 13.250 1.875
17267731 2.250 20120601 20120701 12.750 1.875
17272367 2.250 20120701 20120801 12.875 1.875
17274421 2.250 20120701 20120801 12.500 1.875
17275612 2.250 20120501 20120601 10.750 1.875
17279073 2.250 20120701 20120801 12.375 1.875
17293562 3.250 20120501 20120601 11.875 2.875
17293573 2.250 20140701 20140801 12.125 1.875
17293595 2.250 20120401 20120501 12.500 1.875
17295344 2.250 20120701 20120801 12.875 1.115
17297468 2.250 20120701 20120801 12.000 1.875
17298235 3.250 20120701 20120801 13.000 2.875
17298237 3.250 20120701 20120801 11.875 2.875
17298238 3.250 20120701 20120801 13.375 2.875
17298239 3.250 20120701 20120801 11.875 2.875
17238774 2.250 20120601 20120701 12.500 1.875
17238827 2.250 20120401 20120501 13.125 1.875
17238829 2.250 20120601 20120701 13.500 1.875
17243150 2.250 20120601 20120701 12.250 1.875
17243156 3.250 20120601 20120701 13.000 2.875
17243257 2.250 20140301 20140401 12.500 1.875
17243288 2.250 20120601 20120701 12.125 1.875
17243384 2.250 20170101 20170201 12.250 1.875
17243939 2.250 20140601 20140701 12.875 1.875
17244887 2.250 20170601 20170701 12.375 1.875
17244889 2.250 20170601 20170701 12.375 1.875
17244917 2.250 20120601 20120701 12.625 1.875
17246160 2.250 20120601 20120701 12.500 1.875
17246258 2.250 20120601 20120701 11.875 1.875
17246992 2.250 20120601 20120701 11.250 1.875
17247012 2.750 20120501 20120601 13.125 2.375
17247906 2.250 20140601 20140701 14.625 0.195
17247930 2.250 20120501 20120601 11.875 1.875
17248643 2.250 20120601 20120701 11.875 1.875
17248650 2.250 20120601 20120701 11.250 1.875
17250237 2.250 20120601 20120701 11.000 1.875
17250252 2.250 20120601 20120701 11.125 1.875
17250261 2.250 20120601 20120701 13.000 1.875
17230301 2.250 20120601 20120701 11.750 1.875
17231133 2.250 20120701 20120801 13.375 1.875
17231190 2.250 20120601 20120701 13.875 1.875
17231204 2.250 20120601 20120701 14.500 1.595
17231691 2.250 20120601 20120701 13.500 1.875
17231716 2.250 20120601 20120701 12.500 1.515
17231730 2.250 20120601 20120701 14.125 1.315
17231741 2.250 20120601 20120701 13.500 1.875
17231743 2.250 20120601 20120701 13.500 1.875
17231745 3.250 20120601 20120701 13.250 2.875
17231746 2.250 20120601 20120701 12.875 1.875
17231774 2.250 20120601 20120701 11.000 1.875
17238709 2.250 20120601 20120701 13.250 1.875
17238711 2.250 20120601 20120701 12.500 1.875
17238739 2.250 20120601 20120701 13.500 1.065
17238751 2.250 20120501 20120601 13.125 1.875
17238758 2.250 20120601 20120701 13.750 1.595
17238760 2.750 20120401 20120501 11.625 2.375
17230255 2.250 20120701 20120801 13.500 1.875
17230258 2.250 20120701 20120801 13.500 1.875
17230264 2.250 20120701 20120801 13.500 1.875
17229865 2.250 20120601 20120701 11.625 1.875
17245699 2.250 20120601 20120701 13.500 1.875
17267253 2.250 20120701 20120801 13.750 1.875
17207759 2.250 20120601 20120701 13.500 1.875
16121006 2.250 20120701 20120801 13.500 1.875
17230474 2.250 20120701 20120801 11.875 1.685
17246539 2.250 20120601 20120701 12.250 1.875
17219062 2.250 20120601 20120701 14.125 1.875
17272266 2.250 20120701 20120801 11.875 1.875
17202579 2.250 20120601 20120701 13.000 1.875
16980779 2.250 20120401 20120501 13.250 1.875
17002095 2.750 20120101 20120201 12.375 2.375
17042505 2.250 20120401 20120501 11.250 1.875
17043928 2.250 20120401 20120501 12.000 1.695
17003240 2.250 20120401 20120501 11.375 1.875
17011262 2.250 20120201 20120301 13.250 0.915
16826783 2.250 20120201 20120301 12.250 1.875
17267301 2.250 20120801 20120901 14.750 1.875
17238822 2.250 20120601 20120701 13.000 1.875
17252611 2.250 20140701 20140801 10.625 1.875
16974038 2.250 20120101 20120201 13.375 1.115
17267732 2.250 20120601 20120701 12.250 1.875
17238819 2.250 20120501 20120601 12.875 1.875
17238826 2.250 20120501 20120601 12.750 1.875
17238836 2.250 20120501 20120601 12.750 1.875
17238838 2.250 20120501 20120601 13.000 1.875
17325691 2.250 20120701 20120801 11.875 2.000
17325695 2.250 20120701 20120801 11.875 2.000
17325696 2.250 20120801 20120901 12.500 2.000
17325697 2.250 20120701 20120801 12.250 2.000
17311872 2.250 20120601 20120701 12.375 2.000
17311873 2.250 20120701 20120801 10.875 2.000
17311874 2.250 20120401 20120501 12.500 2.000
17311875 2.250 20120601 20120701 11.625 2.000
17311876 2.250 20120601 20120701 10.750 2.000
17311879 2.250 20120601 20120701 12.500 2.000
17311880 2.250 20120601 20120701 12.500 2.000
17311882 2.250 20120701 20120801 11.250 2.000
17311884 2.250 20120601 20120701 11.625 2.000
17311885 2.250 20120601 20120701 11.375 2.000
17311886 2.250 20120601 20120701 12.250 2.000
17311887 2.250 20120701 20120801 11.500 2.000
17255159 2.250 20120701 20120801 12.375 1.875
17160269 3.250 20120301 20120401 12.875 2.875
17169168 2.250 20120401 20120501 14.125 1.055
17171538 2.750 20120301 20120401 14.250 2.375
17172643 2.875 20120301 20120401 14.125 2.500
17182804 2.250 20120501 20120601 12.625 1.875
17202136 2.875 20120401 20120501 13.000 2.500
17208278 2.250 20140501 20140601 13.625 1.875
17214324 2.250 20120501 20120601 12.625 1.875
17215670 2.250 20111001 20111101 13.250 1.875
17226637 2.875 20120501 20120601 13.750 2.500
17226638 2.875 20120501 20120601 13.750 2.500
17229350 2.750 20120201 20120301 14.500 2.375
17238810 2.250 20170601 20170701 12.000 1.875
17148635 2.250 20120301 20120401 13.125 1.875
17151559 2.250 20120401 20120501 13.250 1.875
17152846 2.750 20120301 20120401 12.875 2.375
17154597 2.250 20120501 20120601 12.250 1.875
17244542 2.250 20120601 20120701 14.625 0.235
17303904 2.250 20140801 20140901 12.875 1.875
17245849 2.250 20120701 20120801 14.125 1.235
17247494 2.250 20120701 20120801 12.875 1.875
17247641 2.250 20120701 20120801 13.750 1.065
17251434 2.250 20120701 20120801 13.750 1.065
17255947 2.250 20120701 20120801 11.250 1.875
17256888 2.250 20120701 20120801 12.500 1.875
17259501 2.250 20120701 20120801 11.625 1.875
17265534 2.250 20120701 20120801 14.375 1.595
17266289 2.250 20120701 20120801 14.250 1.875
17274339 2.250 20120701 20120801 13.500 1.605
17325199 2.250 20120801 20120901 12.125 1.875
17166648 2.250 20120501 20120601 13.125 1.445
17168725 2.250 20120501 20120601 13.500 1.875
17181704 2.250 20120501 20120601 15.125 1.625
17207837 2.250 20120601 20120701 13.250 1.875
17218447 2.250 20120701 20120801 13.250 1.875
17221566 2.250 20120601 20120701 14.125 1.235
17233957 2.250 20120601 20120701 14.875 0.975
17218465 2.250 20120601 20120701 14.375 0.595
17148288 2.250 20120401 20120501 15.125 0.505
17152522 2.250 20120501 20120601 12.875 1.875
17152531 2.250 20120501 20120601 12.875 1.875
17178341 2.250 20120501 20120601 13.875 1.875
17217435 2.250 20120601 20120701 12.625 1.875
17056074 2.250 20120301 20120401 11.999 1.875
17066430 2.250 20120401 20120501 13.500 0.975
17066435 2.250 20120301 20120401 13.125 1.875
17066439 2.250 20120301 20120401 13.125 1.875
17066441 2.250 20120301 20120401 13.125 1.875
17066519 2.250 20120301 20120401 12.500 1.875
17066686 2.250 20120301 20120401 12.625 0.435
17075661 2.500 20120201 20120301 11.500 2.125
17075732 2.250 20120401 20120501 12.750 0.555
17076968 2.250 20120101 20120201 11.125 1.875
17076986 2.250 20120201 20120301 11.250 1.655
17078380 2.250 20120301 20120401 13.375 1.875
17078467 2.250 20120401 20120501 14.000 1.255
17078566 2.250 20120401 20120501 12.125 1.875
17089178 3.250 20120101 20120201 11.750 2.875
17113373 2.250 20111101 20111201 12.500 1.875
17113415 2.250 20120201 20120301 12.875 1.875
17113420 2.250 20120401 20120501 13.375 1.875
17128766 2.250 20120401 20120501 14.750 1.255
17228945 2.875 20120501 20120601 13.000 2.500
17228951 2.875 20120501 20120601 14.375 2.500
17228962 3.250 20120301 20120401 11.375 2.875
17229004 2.250 20120601 20120701 15.000 1.255
17229025 2.250 20120601 20120701 13.375 1.875
17229038 5.000 20120501 20120601 14.875 4.625
17229281 2.875 20120501 20120601 14.125 2.500
17229285 2.250 20120601 20120701 11.500 1.875
17229360 2.250 20120201 20120301 14.625 1.535
17229371 2.250 20140601 20140701 11.875 1.875
17218866 2.250 20120401 20120501 12.625 1.875
17218943 2.250 20120501 20120601 13.125 1.875
17224523 2.250 20120501 20120601 14.375 1.875
17224539 2.250 20120501 20120601 13.500 1.875
17219518 2.250 20120401 20120501 11.250 1.875
17219537 2.250 20120501 20120601 12.000 1.875
17219572 2.250 20120701 20120801 12.625 1.875
17219579 2.250 20120501 20120601 14.500 0.975
17221810 2.875 20120301 20120401 13.375 2.500
17221811 2.250 20120401 20120501 14.125 1.875
17221823 2.250 20120501 20120601 13.375 1.875
17221830 2.750 20120501 20120601 14.500 2.375
17221851 2.750 20120501 20120601 15.875 2.105
17226644 2.250 20120501 20120601 13.625 1.875
17226651 2.250 20120601 20120701 12.875 1.875
17221879 2.250 20120501 20120601 12.875 1.875
17221899 2.250 20120501 20120601 14.500 1.875
17221904 2.250 20120501 20120601 12.500 1.875
17224466 2.250 20120501 20120601 12.500 1.875
17208320 2.250 20120501 20120601 12.125 1.875
17208339 2.250 20120501 20120601 12.375 1.875
17214399 3.250 20120501 20120601 12.875 2.875
17215118 2.250 20120501 20120601 14.750 0.875
17215129 2.250 20120601 20120701 12.875 1.875
17215133 2.250 20120501 20120601 11.999 1.875
17215650 2.250 20120601 20120701 12.625 1.875
17217021 2.250 20120501 20120601 11.500 1.875
17217028 2.250 20120501 20120601 14.375 0.975
17217073 2.250 20120501 20120601 12.625 1.875
17217097 2.250 20120501 20120601 13.625 1.025
17217125 2.250 20120501 20120601 14.250 1.365
17217821 2.250 20120301 20120401 12.875 1.875
17217828 2.750 20120401 20120501 13.750 2.375
17217838 2.250 20120501 20120601 13.250 1.875
17217850 2.250 20120501 20120601 12.375 1.875
17217855 2.250 20120601 20120701 13.375 1.875
17203981 2.250 20120401 20120501 12.000 1.875
17204011 2.250 20120401 20120501 13.375 1.875
17204057 2.250 20120501 20120601 14.750 1.435
17206035 2.750 20120401 20120501 12.625 2.375
17206068 2.250 20120501 20120601 14.125 0.975
17206095 2.250 20120601 20120701 13.375 1.875
17206102 2.875 20120401 20120501 13.250 2.500
17206128 2.250 20120601 20120701 13.500 1.875
17207365 2.250 20120501 20120601 14.875 1.445
17182077 2.250 20120601 20120701 13.500 1.875
17182084 2.250 20140501 20140601 13.750 1.875
17182086 2.250 20120501 20120601 14.000 1.625
17182094 2.250 20120501 20120601 14.375 1.005
17182834 2.250 20120501 20120601 13.625 1.875
17182837 2.250 20120201 20120301 12.500 1.875
17182843 2.250 20120201 20120301 12.750 1.875
17200928 2.250 20120401 20120501 12.750 1.875
17200945 2.250 20120501 20120601 12.875 1.875
17201779 2.250 20120501 20120601 12.625 1.875
17201785 2.250 20120401 20120501 13.500 1.875
17201825 2.250 20120401 20120501 12.750 1.875
17203911 2.250 20120501 20120601 14.375 0.855
17203949 2.250 20120401 20120501 14.000 1.415
17202124 2.875 20120401 20120501 14.250 2.500
17171501 2.250 20120401 20120501 14.875 1.345
17171508 2.250 20120401 20120501 12.500 1.875
17171510 2.250 20120301 20120401 12.500 1.875
17171513 2.250 20120301 20120401 12.375 1.875
17171515 2.250 20120301 20120401 12.125 1.875
17171517 2.250 20120301 20120401 14.000 0.805
17171527 2.250 20120401 20120501 12.750 1.875
17171529 2.250 20120301 20120401 13.000 0.865
17171654 2.250 20120301 20120401 11.625 1.245
17172552 2.250 20120201 20120301 12.250 1.875
17172572 2.250 20120201 20120301 12.250 1.875
17172574 2.250 20120201 20120301 12.750 1.875
17172587 2.250 20120201 20120301 12.625 1.875
17172598 2.250 20120401 20120501 12.125 1.105
17172616 2.250 20120201 20120301 12.625 1.875
17172618 2.250 20120201 20120301 12.250 1.875
17172635 2.250 20120501 20120601 14.375 1.445
17172683 2.250 20120401 20120501 12.625 1.875
17172728 3.250 20120301 20120401 12.000 2.875
17172767 2.750 20120301 20120401 14.875 2.375
17172771 2.750 20120301 20120401 14.550 2.065
17175508 2.250 20120501 20120601 13.000 1.875
17180335 2.250 20120401 20120501 11.750 1.875
17155877 2.250 20120501 20120601 12.500 1.875
17155904 2.250 20140401 20140501 12.625 1.875
17160241 3.250 20120401 20120501 11.750 2.875
17160249 2.250 20120401 20120501 13.125 1.875
17160317 2.250 20120401 20120501 11.875 1.875
17160339 2.250 20140401 20140501 11.375 1.875
17169262 2.250 20140501 20140601 12.625 1.875
17160364 3.250 20120401 20120501 11.750 2.875
17160402 2.250 20120401 20120501 13.625 1.495
17167176 2.250 20120601 20120701 14.125 1.185
17167191 2.250 20120401 20120501 13.125 1.875
17167265 2.250 20120401 20120501 12.125 1.875
17167272 2.250 20120401 20120501 15.500 1.315
17167275 2.250 20120501 20120601 12.125 1.875
17167344 2.250 20140201 20140301 11.750 1.875
17168971 2.250 20120401 20120501 12.000 1.875
17169011 2.250 20120301 20120401 13.000 1.875
17169013 2.250 20120401 20120501 12.250 1.875
17169018 2.250 20120401 20120501 12.625 1.875
17169027 3.250 20140401 20140501 11.625 2.875
17169069 2.250 20120401 20120501 11.750 1.875
17169077 2.250 20120501 20120601 12.750 1.875
17169080 2.250 20120501 20120601 12.750 1.875
17169088 3.250 20140401 20140501 12.000 2.875
17169095 2.250 20120401 20120501 11.875 1.615
17169130 3.250 20120401 20120501 11.375 2.875
17169142 3.250 20120401 20120501 11.000 2.875
17171380 2.250 20120301 20120401 12.375 1.875
17171400 2.250 20120301 20120401 13.625 0.355
17169145 2.250 20120501 20120601 11.875 1.875
17169154 3.250 20120401 20120501 12.000 2.875
17169196 3.250 20120401 20120501 11.750 2.875
17171438 2.250 20120401 20120501 13.125 0.435
17171458 2.250 20120301 20120401 12.375 1.875
17171469 2.250 20120401 20120501 13.500 1.435
17151551 2.750 20120301 20120401 13.500 2.375
17151556 2.750 20120301 20120401 12.250 2.375
17151565 2.750 20120301 20120401 12.250 2.375
17152808 2.250 20120401 20120501 10.500 1.875
17152841 2.250 20120301 20120401 12.625 1.875
17152874 3.500 20131201 20140101 12.125 3.125
17152886 2.250 20120401 20120501 12.125 1.875
17152899 2.250 20120501 20120601 11.625 1.875
17152901 2.250 20111001 20111101 12.500 1.875
17152914 2.750 20120301 20120401 14.375 2.375
17152967 2.250 20120401 20120501 12.375 1.875
17154567 2.250 20170301 20170401 12.125 1.875
17154572 2.250 20120401 20120501 13.375 1.875
17154596 2.250 20120401 20120501 12.375 1.875
17154665 2.250 20120401 20120501 13.125 1.875
17154708 2.250 20140401 20140501 12.750 1.875
17154747 2.250 20120401 20120501 12.750 1.705
17155773 2.250 20120301 20120401 12.250 1.875
17155775 2.750 20120301 20120401 13.250 2.375
17155786 2.250 20120301 20120401 12.500 1.875
17155824 2.250 20120201 20120301 12.625 1.875
17148751 2.250 20120501 20120601 12.375 1.875
17148757 2.250 20140401 20140501 13.250 1.875
17148863 2.250 20110901 20111001 11.000 1.535
17151519 2.250 20120401 20120501 11.500 1.875
17151522 2.250 20120401 20120501 12.625 1.875
17151526 2.250 20120401 20120501 12.625 1.875
17151538 2.250 20120401 20120501 13.500 1.875
17146240 2.250 20120401 20120501 13.500 1.875
17148463 2.250 20120301 20120401 13.375 1.875
17148612 2.250 20120401 20120501 12.750 1.875
17145989 2.750 20120301 20120401 13.250 2.375
17146087 2.250 20140401 20140501 13.375 1.875
17146098 2.250 20120401 20120501 11.750 1.875
17146113 2.250 20120401 20120501 14.375 1.875
17146199 2.250 20120401 20120501 11.625 1.875
17133321 2.250 20120401 20120501 10.875 1.875
17130942 2.250 20120401 20120501 11.500 1.635
17131014 2.250 20140501 20140601 12.875 1.745
17132969 2.250 20120401 20120501 12.375 1.875
17133079 2.250 20120301 20120401 12.625 1.875
17133142 2.750 20120301 20120401 13.000 2.375
17133152 2.750 20120301 20120401 13.125 2.375
17133185 2.250 20120401 20120501 11.875 1.875
17133208 2.250 20120101 20120201 13.125 1.875
17130610 2.250 20120201 20120301 12.000 1.875
17130511 2.250 20120401 20120501 12.875 1.875
17130534 2.250 20120101 20120201 11.750 1.875
17323121 2.250 20120801 20120901 11.500 1.875
17324358 2.250 20120801 20120901 12.125 1.875
17325300 2.250 20120801 20120901 11.625 1.875
17325598 2.250 20120801 20120901 13.875 1.875
17325680 2.250 20170801 20170901 11.625 1.875
17326272 2.250 20170801 20170901 11.875 1.875
17306351 2.250 20120801 20120901 12.750 1.875
17309150 2.250 20120801 20120901 12.500 1.875
17309160 2.250 20140801 20140901 11.500 1.875
17322697 2.250 20140801 20140901 12.625 1.875
17312200 2.250 20170801 20170901 11.500 1.875
17312132 2.250 20120801 20120901 12.000 1.875
17304183 2.250 20120601 20120701 12.500 1.875
17304188 2.250 20120801 20120901 12.875 1.875
17304192 2.250 20120801 20120901 12.875 1.875
17306328 2.250 20120801 20120901 13.375 1.875
17303721 2.250 20120801 20120901 12.875 1.875
17303824 2.250 20120801 20120901 12.750 1.875
17301584 2.250 20120801 20120901 12.750 1.875
17301708 2.250 20120801 20120901 12.750 1.875
17301774 2.250 20120801 20120901 13.250 1.875
17301813 2.250 20120801 20120901 12.875 1.475
17301819 2.250 20120801 20120901 12.875 1.875
17301597 2.250 20120801 20120901 11.500 1.875
17302210 2.250 20120801 20120901 12.750 1.875
17286679 2.250 20120801 20120901 13.125 1.875
17293481 2.250 20120801 20120901 11.875 1.875
17293530 2.250 20120801 20120901 13.375 1.665
17293534 2.250 20120701 20120801 12.375 1.565
17295229 2.250 20120701 20120801 11.875 1.875
17295184 2.250 20120801 20120901 11.500 1.875
17295269 2.250 20140801 20140901 13.000 1.875
17295314 2.250 20120701 20120801 11.875 1.875
17297165 2.250 20120701 20120801 15.125 1.875
17298121 2.250 20120801 20120901 12.375 1.675
17298156 2.250 20120801 20120901 11.875 1.875
17298181 2.250 20120701 20120801 13.500 1.475
17298190 2.250 20120801 20120901 13.125 1.315
17298193 2.250 20140701 20140801 11.500 1.875
17298202 2.250 20140801 20140901 11.875 1.875
17298208 2.250 20120801 20120901 13.375 0.965
17298876 2.250 20120701 20120801 13.375 1.875
17298916 2.250 20120701 20120801 12.125 1.875
17299532 2.250 20140701 20140801 13.625 1.475
17299561 2.250 20170801 20170901 16.500 1.595
17299564 2.250 20120701 20120801 14.375 1.875
17299612 2.250 20140701 20140801 15.500 1.065
17230523 2.250 20120601 20120701 11.875 1.875
17274294 2.250 20120801 20120901 12.375 1.875
17274354 2.250 20120701 20120801 15.750 1.235
17275503 2.250 20140701 20140801 14.000 1.875
17275504 2.250 20120701 20120801 11.875 1.875
17275517 2.250 20120701 20120801 13.375 1.565
17275533 2.250 20120701 20120801 11.625 1.875
17275551 2.250 20140701 20140801 13.375 1.775
17278403 2.250 20120701 20120801 11.875 1.875
17278414 2.250 20120701 20120801 11.750 1.875
17278419 2.250 20120701 20120801 12.625 1.875
17278437 2.250 20120701 20120801 12.000 1.875
17278381 2.250 20120701 20120801 11.875 1.875
17278385 2.250 20120701 20120801 11.625 1.875
17278981 2.250 20120701 20120801 12.125 1.875
17279014 2.250 20120801 20120901 14.000 1.565
17279029 2.250 20120701 20120801 12.625 0.625
17279041 2.250 20120701 20120801 13.250 1.635
17279592 2.250 20120701 20120801 13.125 1.635
17279600 2.250 20140701 20140801 16.375 1.195
17279614 2.250 20120701 20120801 13.375 1.875
17279617 2.250 20140701 20140801 14.875 1.255
17280142 2.250 20140701 20140801 14.875 1.255
17224142 2.250 20120601 20120701 12.375 1.875
17226483 2.250 20120601 20120701 14.125 1.245
17226530 2.250 20140601 20140701 14.500 1.605
17228637 2.250 20120601 20120701 12.625 1.875
17229538 2.250 20120601 20120701 12.625 1.875
17229938 2.250 20120601 20120701 12.375 1.875
17229962 2.250 20120601 20120701 13.750 1.065
17230009 2.250 20120601 20120701 13.375 1.875
17230016 2.250 20120601 20120701 12.250 1.775
17230063 2.250 20120601 20120701 14.750 0.975
17216765 2.250 20120601 20120701 13.500 1.875
17216768 2.250 20120601 20120701 13.625 1.875
17216774 2.250 20120601 20120701 14.000 1.255
17217699 2.250 20120601 20120701 12.875 1.875
17217461 2.250 20120601 20120701 13.875 1.445
17217465 2.250 20120701 20120801 12.875 1.875
17218514 2.250 20120601 20120701 12.750 1.775
17218541 2.250 20120601 20120701 15.000 1.535
17218559 2.250 20120601 20120701 12.375 1.875
17219252 2.250 20120601 20120701 14.000 1.185
17219262 2.250 20120601 20120701 13.375 1.875
17219269 2.250 20120501 20120601 12.875 1.875
17221459 2.250 20170601 20170701 12.375 1.875
17224113 2.250 20120601 20120701 15.500 1.595
17207955 2.250 20120501 20120601 12.375 1.875
17213970 2.250 20120601 20120701 13.875 1.075
17214075 2.250 20120501 20120601 13.125 1.875
17214096 2.250 20120701 20120801 11.875 1.875
17214822 2.250 20120601 20120701 12.625 1.875
17215496 2.250 20140501 20140601 13.500 1.455
17215572 2.250 20120701 20120801 13.000 1.875
17215301 2.250 20120501 20120601 12.625 1.875
17216674 2.250 20120501 20120601 13.750 1.255
17216746 2.250 20120601 20120701 12.500 1.875
17204222 2.250 20120501 20120601 14.625 1.875
17205728 2.250 20120601 20120701 14.750 1.465
17205739 2.250 20120701 20120801 11.875 1.875
17207179 2.250 20120601 20120701 14.375 1.595
17207898 2.250 20120601 20120701 12.625 1.875
17207793 2.250 20120701 20120801 11.875 1.875
17204198 2.250 20120601 20120701 13.125 1.875
17172263 2.250 20120501 20120601 11.750 1.815
17175149 2.250 20120501 20120601 13.625 0.915
17175197 2.250 20120501 20120601 13.625 1.005
17178366 2.250 20120501 20120601 13.375 1.875
17178460 2.250 20120501 20120601 14.875 0.975
17182395 2.250 20120501 20120601 14.875 0.725
17182447 2.250 20120501 20120601 12.875 1.355
17200628 2.250 20120501 20120601 13.500 1.445
17200702 2.250 20120501 20120601 13.125 1.455
17201475 2.250 20120601 20120701 11.750 1.875
17201492 2.250 20120601 20120701 14.750 1.525
17201514 2.250 20120601 20120701 14.750 1.525
17202679 2.250 20120501 20120601 12.500 1.875
17202683 2.250 20120601 20120701 12.500 1.875
17202703 2.250 20120501 20120601 14.875 1.535
17202734 2.250 20120501 20120601 11.875 1.545
17166568 2.250 20120601 20120701 12.375 1.875
17166582 2.250 20120501 20120601 12.250 1.875
17166620 2.250 20120501 20120601 12.000 1.875
17168644 2.250 20120501 20120601 11.500 1.875
17168668 2.250 20120501 20120601 11.500 1.875
17170606 2.250 20140501 20140601 11.375 1.875
17172219 2.250 20120501 20120601 12.250 1.875
17159876 2.250 20120701 20120801 11.750 1.875
17155383 2.250 20120401 20120501 14.250 1.535
17159840 2.250 20120501 20120601 11.875 1.445
17154214 2.250 20120401 20120501 13.250 1.695
17150130 2.250 20120501 20120601 12.625 1.875
17152432 2.250 20120501 20120601 13.625 1.005
17152446 2.250 20120601 20120701 12.375 1.525
17267377 2.250 20120701 20120801 11.750 1.875
17148216 2.250 20120501 20120601 13.000 1.875
17266292 2.250 20120701 20120801 13.875 1.185
17267337 2.250 20140701 20140801 13.500 1.375
17267345 2.250 20120701 20120801 11.875 1.875
17267353 2.250 20120701 20120801 11.875 1.665
17265884 2.250 20120701 20120801 12.375 1.685
17264172 2.250 20120701 20120801 14.125 1.875
17265461 2.250 20120801 20120901 13.375 1.615
17265476 2.250 20120701 20120801 13.875 1.435
17265511 2.250 20120701 20120801 11.625 1.875
17265548 2.250 20120701 20120801 13.875 1.875
17256950 2.250 20120701 20120801 11.875 1.875
17256956 2.250 20120701 20120801 12.250 1.875
17259525 2.250 20120601 20120701 14.750 1.875
17259537 2.250 20120701 20120801 14.000 1.315
17259550 2.250 20120701 20120801 13.625 1.875
17259552 2.250 20120701 20120801 15.750 1.595
17259565 2.250 20120701 20120801 12.000 1.875
17263509 2.250 20120701 20120801 13.750 1.185
17263544 2.250 20120701 20120801 12.125 1.875
17263550 2.250 20120701 20120801 12.500 1.385
17263904 2.250 20120701 20120801 12.500 1.445
17263711 2.250 20140801 20140901 11.625 1.875
17263907 2.250 20120701 20120801 13.250 1.875
17256947 2.250 20120701 20120801 12.375 1.875
17252652 2.250 20120601 20120701 12.250 1.875
17252679 2.250 20120601 20120701 13.500 1.135
17251451 2.250 20120701 20120801 11.875 1.565
17247497 2.250 20120601 20120701 12.000 1.875
17247512 2.250 20120601 20120701 12.875 1.875
17247516 2.250 20120601 20120701 12.750 1.875
17247551 2.250 20120701 20120801 12.375 1.875
17247637 2.250 20120701 20120801 13.875 1.605
17251417 2.250 20120601 20120701 12.625 1.875
17246647 2.250 20120601 20120701 12.000 1.875
17246696 2.250 20120601 20120701 13.500 1.875
17246708 2.250 20120601 20120701 13.500 1.875
17246712 2.250 20120601 20120701 13.000 1.875
17246730 2.250 20120701 20120801 14.000 1.565
17246757 2.250 20120601 20120701 12.125 1.875
17245751 2.250 20120601 20120701 11.875 1.875
17245757 2.250 20120601 20120701 13.000 1.875
17245804 2.250 20140701 20140801 12.750 1.875
17245820 2.250 20140601 20140701 13.750 1.875
17245869 2.250 20120701 20120801 14.875 1.875
17245880 2.250 20120601 20120701 12.125 1.875
17246587 2.250 20120701 20120801 15.000 1.875
17244095 2.250 20120701 20120801 12.750 1.875
17244418 2.250 20120601 20120701 12.875 1.875
17244443 2.250 20120701 20120801 12.250 1.875
17244451 2.250 20120601 20120701 12.875 1.875
17244502 2.250 20140601 20140701 14.125 1.315
17244520 2.250 20120601 20120701 13.000 1.875
17242783 2.250 20120601 20120701 11.875 1.875
17242799 2.250 20120701 20120801 12.875 1.625
17242858 2.250 20120601 20120701 16.500 1.595
17243991 2.250 20120601 20120701 12.750 1.605
17244053 2.250 20120601 20120701 14.375 1.295
17244055 2.250 20120601 20120701 12.500 1.875
17130006 2.250 20120501 20120601 16.000 0.725
17132646 2.250 20120501 20120601 15.125 0.605
17230632 2.250 20120701 20120801 13.500 1.875
17231370 2.250 20120601 20120701 12.000 1.875
17231401 2.250 20120601 20120701 14.125 1.255
17231403 2.250 20120601 20120701 15.125 1.535
17231310 2.250 20120601 20120701 13.000 1.875
17233936 2.250 20120601 20120701 12.875 1.875
17233940 2.250 20120601 20120701 12.125 1.785
17233948 2.250 20120701 20120801 12.500 1.875
17234036 2.250 20120601 20120701 12.500 1.875
17113019 2.250 20120501 20120601 11.500 1.875
17128204 2.250 20120601 20120701 12.500 1.875
16775482 2.250 20111201 20120101 12.625 1.875
16774836 2.250 20111201 20120101 11.500 1.875
17244390 2.250 20120601 20120701 13.875 1.535
17247532 2.250 20120801 20120901 12.625 1.875
17252618 2.250 20120601 20120701 11.625 1.875
17255187 2.250 20140701 20140801 12.375 1.875
17256882 2.250 20120601 20120701 12.500 1.875
17264082 2.250 20120801 20120901 12.375 1.875
17272265 2.250 20120701 20120801 11.500 1.875
17278420 2.250 20140801 20140901 12.500 1.335
17286675 2.250 20120701 20120801 12.500 0.625
17295178 2.250 20120801 20120901 11.625 1.875
17303019 2.250 20120801 20120901 11.625 1.875
17325207 2.250 20120801 20120901 12.875 1.875
17148942 2.250 20120401 20120501 13.375 1.535
17267730 2.250 20120601 20120701 13.125 0.535
17272414 2.250 20120601 20120701 11.625 1.875
17293559 2.250 20120401 20120501 12.375 1.875
17298981 2.250 20170701 20170801 11.625 1.875
17152888 2.250 20120401 20120501 11.875 1.875
17171691 2.250 20120401 20120501 11.750 1.875
17202186 2.875 20120401 20120501 13.250 2.500
17206059 2.250 20120401 20120501 11.750 1.875
17226624 2.250 20120601 20120701 13.500 1.875
17226648 2.875 20120501 20120601 13.375 2.500
17228947 2.250 20120701 20120801 13.500 1.875
17230289 2.250 20120701 20120801 13.250 1.875
17246240 2.250 20120501 20120601 13.000 1.875
17246988 2.250 20120601 20120701 13.625 1.875
17150162 2.250 20120801 20120901 12.750 1.675
17214764 2.250 20120601 20120701 15.625 1.875
17021250 2.250 20120401 20120501 12.625 1.875
17027741 2.250 20120301 20120401 12.750 1.875
17057776 2.250 20120301 20120401 12.250 1.875
17076953 2.250 20120101 20120201 12.125 1.225
17077093 2.250 20120501 20120601 13.750 1.875
17078199 2.250 20120401 20120501 13.375 1.035
17088677 2.250 20120401 20120501 13.375 1.875
16853196 2.250 20120101 20120201 12.750 1.875
16765217 2.250 20111201 20120101 12.625 1.875
16731889 2.250 20111201 20120101 13.250 1.875
16707917 2.750 20111101 20111201 13.875 0.915
17218457 2.250 20120501 20120601 16.000 1.425
17128180 2.250 20120501 20120601 13.750 0.435
16658475 2.250 20111001 20111101 14.125 0.555
17113464 2.250 20120401 20120501 14.500 0.975
17128696 2.250 20120401 20120501 13.375 1.875
17078695 2.250 20120401 20120501 13.125 1.875
17089154 3.250 20120301 20120401 12.125 2.875
17089171 2.250 20120301 20120401 11.375 1.875
17052157 2.250 20120401 20120501 12.750 1.105
17033501 2.250 20120401 20120501 12.375 0.685
16640918 2.250 20110801 20110901 13.375 1.875
17113620 2.250 20120401 20120501 13.625 1.425
17113741 2.250 20140401 20140501 12.875 1.875
17128585 2.250 20120301 20120401 13.000 1.875
17128594 2.250 20120301 20120401 12.875 1.875
17128610 2.750 20120301 20120401 13.500 2.375
17128617 2.250 20120301 20120401 12.875 1.875
17128629 2.750 20120301 20120401 12.875 2.375
17128675 2.250 20120401 20120501 12.750 1.875
17128682 2.750 20120301 20120401 14.625 2.375
17128702 3.500 20120301 20120401 11.875 3.125
17128815 2.250 20120401 20120501 12.500 1.875
17128844 2.250 20120301 20120401 11.875 1.875
17128850 2.250 20120501 20120601 13.375 1.545
17088910 2.250 20120401 20120501 11.750 1.875
17088943 2.250 20120201 20120301 12.875 1.535
17088954 2.250 20120201 20120301 13.875 1.375
17088987 2.250 20120201 20120301 14.125 0.905
17088997 2.250 20120201 20120301 13.125 1.305
17089011 2.250 20120201 20120301 14.125 1.295
17089068 3.500 20120201 20120301 13.750 2.355
17089080 2.250 20120301 20120401 12.500 1.875
17089083 2.250 20120301 20120401 13.000 1.875
17089125 3.250 20120301 20120401 11.750 2.875
17089160 3.250 20120201 20120301 11.375 2.875
17089164 3.250 20120201 20120301 12.875 2.875
17089177 2.250 20120401 20120501 13.250 0.765
17089210 2.250 20120301 20120401 12.875 1.875
17089347 2.250 20120401 20120501 11.875 1.875
17089385 2.750 20120201 20120301 12.875 2.375
17089404 2.250 20140401 20140501 12.750 1.875
17113369 2.250 20111201 20120101 12.875 1.875
17113412 2.250 20120201 20120301 12.875 1.875
17113417 2.750 20120301 20120401 12.750 2.375
17113441 3.250 20120401 20120501 11.750 2.875
17113452 2.750 20120301 20120401 13.625 2.375
17113482 2.750 20120101 20120201 13.525 1.775
17113508 2.250 20120401 20120501 15.625 1.215
17113520 2.250 20120401 20120501 14.125 0.725
17113564 2.250 20120401 20120501 16.000 0.685
17113570 2.250 20120401 20120501 14.375 1.475
17113581 2.250 20120401 20120501 13.000 1.875
17113584 2.250 20120401 20120501 11.500 1.875
17325700 2.250 20120701 20120801 11.500 2.000
17231091 2.250 20120601 20120701 13.500 1.875
17231742 2.250 20120601 20120701 13.500 1.875
17259586 2.250 20120601 20120701 12.125 1.875
17263492 2.250 20120601 20120701 12.625 1.875
17263493 2.250 20120601 20120701 12.625 1.875
17263501 2.250 20120601 20120701 10.750 1.875
17267729 2.250 20120601 20120701 12.750 1.875
17298993 2.250 20120701 20120801 12.500 1.875
17311933 2.750 20120601 20120701 14.000 2.375
17217841 5.000 20120501 20120601 14.875 4.625
17218966 2.250 20120601 20120701 12.500 1.875
17221836 2.250 20120601 20120701 12.750 1.875
17224507 2.250 20120601 20120701 12.000 1.875
17302470 2.250 20120801 20120901 12.500 1.875
17303084 2.250 20120801 20120901 13.000 1.875
17303105 2.250 20120801 20120901 13.375 1.875
17303110 2.250 20120801 20120901 11.750 1.875
17303139 2.250 20120801 20120901 12.625 1.875
17303587 2.250 20120801 20120901 13.500 1.395
17303859 2.250 20120801 20120901 11.875 1.875
17304219 2.250 20120801 20120901 11.875 1.875
17304242 2.250 20140801 20140901 14.875 1.875
17304245 2.250 20120801 20120901 13.000 1.875
17304847 2.250 20120801 20120901 13.750 1.875
17306297 2.250 20120801 20120901 12.375 1.575
17306309 2.250 20120801 20120901 12.250 1.875
17306334 2.250 20170801 20170901 11.500 1.875
17306345 2.250 20120801 20120901 13.000 1.875
17309075 2.250 20140801 20140901 13.250 1.875
17311761 2.250 20120801 20120901 11.250 1.875
17311820 2.250 20120801 20120901 12.875 1.875
17312192 2.250 20120801 20120901 12.500 1.875
17312241 2.250 20120801 20120901 13.625 1.115
17312273 2.250 20120801 20120901 13.125 1.875
17152928 2.250 20120401 20120501 12.999 1.875
17323053 2.250 20120801 20120901 12.875 1.875
17323065 2.250 20140801 20140901 14.250 1.875
17323109 2.250 20120801 20120901 11.875 1.875
17324329 2.250 20120801 20120901 11.875 1.875
17171544 2.750 20120401 20120501 12.875 2.375
17172551 2.250 20120301 20120401 13.750 1.415
17172637 2.875 20120301 20120401 14.125 2.500
17172654 2.875 20120401 20120501 13.250 2.500
17180343 2.250 20120601 20120701 12.250 1.875
17182816 2.250 20120501 20120601 12.625 1.875
17133253 2.250 20120401 20120501 12.750 1.875
17202132 2.875 20120401 20120501 13.125 2.500
17206055 2.250 20120501 20120601 15.250 0.565
17207384 2.250 20120601 20120701 13.250 1.875
17302222 2.250 20140801 20140901 13.500 1.225
17302273 2.250 20120801 20120901 12.125 1.875
17302437 2.250 20140801 20140901 13.500 1.605
16339145 2.250 20110701 20110801 13.500 1.875
16335162 2.250 20110801 20110901 13.500 1.875
17078806 2.250 20120401 20120501 10.500 1.875
17078849 2.250 20120401 20120501 13.750 0.595
17078864 2.250 20120401 20120501 10.875 1.875
17088707 2.250 20120501 20120601 13.125 1.875
17088830 2.250 20120301 20120401 11.875 1.875
17075931 2.250 20120401 20120501 13.750 0.525
17075945 2.250 20120401 20120501 13.750 1.525
17076858 2.250 20120301 20120401 13.000 1.875
17076872 2.250 20120401 20120501 10.750 1.875
17076900 2.250 20120301 20120401 14.250 1.295
17076912 2.250 20120401 20120501 13.375 0.555
17076947 2.250 20120201 20120301 13.500 1.875
17076976 2.250 20120401 20120501 13.875 1.875
17077010 2.250 20170401 20170501 12.625 1.875
17077067 2.250 20120301 20120401 12.625 1.875
17077076 2.250 20120301 20120401 12.625 1.875
17077128 2.750 20120601 20120701 13.125 2.375
17077132 2.250 20120401 20120501 12.750 1.405
17077275 2.250 20120401 20120501 13.375 0.555
17077293 2.250 20140401 20140501 10.875 1.875
17077323 2.250 20120401 20120501 12.875 0.865
17078136 2.250 20120301 20120401 13.875 1.185
17078239 2.250 20120301 20120401 13.250 1.875
17078258 2.250 20120301 20120401 12.125 1.875
17078285 2.250 20120301 20120401 12.875 1.875
17078346 2.250 20120401 20120501 12.500 1.875
17078469 2.250 20120301 20120401 12.375 1.105
17078483 2.250 20120301 20120401 12.375 1.725
17078489 2.250 20120301 20120401 12.375 1.355
17078492 2.250 20120101 20120201 11.375 1.875
17078510 2.250 20120401 20120501 11.500 1.875
17078524 2.250 20120301 20120401 12.750 1.875
17078616 2.250 20120301 20120401 13.250 1.875
17078728 2.250 20120301 20120401 11.625 1.875
17065151 2.250 20120401 20120501 10.750 1.875
17065401 2.750 20120201 20120301 14.550 0.855
17065468 2.250 20140401 20140501 12.999 1.875
17066380 2.250 20120401 20120501 12.375 1.875
17075789 2.250 20120401 20120501 12.875 1.875
17066424 2.250 20120201 20120301 14.625 0.905
17066426 2.250 20140301 20140401 11.625 1.875
17066433 2.250 20120301 20120401 12.250 1.875
17066506 5.600 20120301 20120401 12.500 5.225
17066625 2.250 20120401 20120501 12.750 1.875
17066665 2.250 20120401 20120501 12.500 1.875
17066812 2.250 20140401 20140501 11.750 1.875
17066821 2.250 20120401 20120501 12.250 1.875
17075483 2.250 20120401 20120501 11.875 1.875
17075502 2.250 20120401 20120501 12.000 0.835
17075524 2.500 20120401 20120501 12.250 2.125
17075530 2.250 20120101 20120201 12.750 1.745
17056092 2.250 20140301 20140401 13.250 1.875
17059584 2.250 20120401 20120501 14.500 0.765
17060537 2.250 20120301 20120401 12.375 1.675
17056102 2.250 20120301 20120401 10.625 1.875
17060544 2.250 20120401 20120501 13.000 1.875
17057638 2.250 20120301 20120401 13.250 1.875
17060672 2.250 20120301 20120401 13.375 1.085
17057862 2.250 20120101 20120201 13.250 1.875
17057982 6.000 20120201 20120301 13.250 5.085
17060748 2.250 20120401 20120501 12.750 1.875
17059350 2.250 20120401 20120501 14.000 0.765
17059427 2.750 20120101 20120201 13.775 1.735
17048049 2.250 20120201 20120301 13.750 1.205
17053451 2.250 20120401 20120501 13.000 1.875
17048333 2.250 20140301 20140401 12.750 1.875
17052112 2.250 20120301 20120401 12.875 1.875
17052118 2.250 20120301 20120401 13.375 1.875
17052171 3.250 20120201 20120301 11.875 2.875
17034852 2.250 20120401 20120501 13.250 1.875
17034870 2.250 20120301 20120401 10.875 1.875
17034871 2.250 20120301 20120401 12.625 1.875
17042550 2.250 20120301 20120401 12.875 1.875
17042572 2.250 20140401 20140501 12.000 1.875
17042663 2.250 20120301 20120401 14.500 1.135
17042696 2.250 20120301 20120401 13.375 1.875
17042704 2.250 20120301 20120401 13.375 1.875
17043797 2.250 20120301 20120401 13.250 1.875
17027842 2.250 20120301 20120401 12.875 1.875
17033168 2.250 20120301 20120401 13.375 1.875
17033227 2.250 20120301 20120401 12.625 1.475
17034525 2.250 20120301 20120401 14.250 0.765
17011071 2.250 20120201 20120301 12.875 1.875
17011191 2.250 20120401 20120501 12.625 1.875
17011195 2.250 20120301 20120401 12.999 1.875
17008959 3.000 20120301 20120401 13.000 2.625
17000474 2.250 20120101 20120201 11.875 1.875
17002030 2.250 20120501 20120601 12.500 1.875
17002115 2.250 20120101 20120201 12.875 1.875
16991628 2.250 20120101 20120201 14.325 1.605
16991654 2.250 20140401 20140501 12.750 1.875
16995226 2.250 20120201 20120301 13.000 0.905
16990319 2.250 20120201 20120301 13.375 1.875
16991391 2.250 20120101 20120201 12.875 0.685
17027652 2.250 20120301 20120401 12.875 1.875
17015033 2.250 20140301 20140401 12.750 1.875
17021895 2.250 20120301 20120401 13.125 1.875
17021287 2.250 20140401 20140501 13.250 1.875
17013455 2.250 20120201 20120301 9.875 1.875
16543911 2.250 20110901 20111001 12.625 1.875
16981565 2.250 20120201 20120301 12.500 1.875
16980673 2.250 20120201 20120301 12.500 1.875
16974061 2.250 20120301 20120401 12.750 1.875
16970678 2.250 20120101 20120201 13.000 1.675
16965467 2.250 20120201 20120301 12.500 1.875
16963091 2.250 20120101 20120201 12.750 1.875
16857009 2.250 20111201 20120101 13.375 1.875
16852707 2.250 20140301 20140401 12.250 1.875
16853381 2.250 20131201 20140101 13.250 1.385
16856510 2.250 20120201 20120301 12.875 1.875
16856579 2.250 20120101 20120201 13.125 1.045
16851967 2.250 20120101 20120201 12.999 1.875
16846205 2.250 20120201 20120301 12.750 1.875
16844593 2.250 20120101 20120201 15.375 0.755
16845650 2.250 20120101 20120201 12.250 1.875
16839016 2.250 20120101 20120201 13.125 1.875
16840073 2.250 20120101 20120201 12.500 1.875
17324965 2.750 20120201 20170301 12.875 2.550
17324966 2.250 20120701 20170801 14.000 2.050
17324967 2.250 20120701 20120801 11.625 2.050
17324968 2.250 20120701 20120801 13.000 2.050
17324970 2.250 20120701 20170801 11.500 2.050
17324971 2.250 20120701 20120801 12.250 2.050
17324972 2.250 20120801 20170901 11.375 2.050
17324974 2.250 20120801 20170901 12.750 2.050
17324975 2.250 20120801 20170901 11.500 2.050
17324976 2.250 20120801 20170901 12.750 2.050
17324977 2.250 20120801 20170901 11.500 2.050
17324979 2.250 20120701 20170801 11.625 2.050
17324980 2.250 20120801 20170901 11.250 2.050
17324981 2.250 20120801 20170901 11.875 2.050
17324982 2.250 20120801 20170901 12.125 2.050
17324983 2.250 20120801 20170901 12.250 2.050
17324984 2.250 20120801 20170901 12.750 2.050
17324985 2.250 20120801 20170901 12.000 2.050
17324986 2.250 20120801 20120901 11.125 2.050
17324987 2.250 20120801 20170901 12.375 2.050
17323310 2.250 20120801 20170901 11.500 2.050
17323311 2.250 20120801 20170901 12.125 2.050
17323312 2.250 20120701 20170801 12.750 2.050
17323313 2.250 20120801 20170901 11.875 2.050
17323314 2.250 20120801 20170901 11.500 2.050
17323315 2.250 20120701 20170801 11.875 2.050
17323316 2.250 20120801 20170901 11.250 2.050
17323317 2.250 20120801 20170901 11.875 2.050
17323318 2.250 20120801 20170901 11.125 2.050
17323319 2.250 20120801 20170901 11.625 2.050
17323320 2.250 20120801 20170901 12.750 2.050
17323322 2.250 20120801 20170901 12.000 2.050
17323323 2.250 20120801 20170901 11.875 2.050
17323324 2.250 20120801 20170901 12.375 2.050
17324951 2.250 20120801 20170901 10.750 2.050
17324952 2.250 20120701 20170801 12.000 2.050
17324953 2.250 20120701 20120801 12.125 2.050
17324954 2.250 20120701 20120801 12.000 2.050
17324955 2.250 20120701 20120801 11.750 2.050
17324956 2.250 20120701 20120801 12.500 2.050
17324957 2.250 20120701 20120801 11.750 2.050
17324958 2.250 20120601 20170701 12.000 2.050
17324959 2.250 20120701 20120801 10.875 2.050
17324960 2.250 20120701 20120801 11.500 2.050
17324961 2.250 20120701 20170801 12.875 2.050
17324962 2.250 20120701 20120801 11.125 2.050
17324963 2.250 20120701 20120801 11.375 2.050
17324964 2.250 20120701 20120801 11.625 2.050
17323281 2.250 20120701 20120801 12.375 2.050
17323282 2.250 20120701 20120801 11.250 2.050
17323283 2.250 20120701 20120801 11.750 2.050
17323284 2.750 20120601 20170701 11.500 2.550
17323285 2.750 20120501 20170601 11.250 2.550
17323286 2.250 20120701 20170801 11.125 2.050
17323287 2.250 20120701 20120801 14.000 2.050
17323288 2.250 20120801 20170901 13.250 2.050
17323289 2.250 20120501 20170601 11.375 2.050
17323290 2.250 20120801 20170901 12.375 2.050
17323291 2.250 20120801 20170901 11.750 2.050
17323292 2.250 20120701 20170801 10.750 2.050
17323293 2.250 20120801 20170901 11.250 2.050
17323294 2.250 20120801 20170901 11.125 2.050
17323295 2.250 20120801 20120901 12.750 2.050
17323296 2.250 20120701 20170801 11.125 2.050
17323297 2.250 20120801 20170901 11.250 2.050
17323298 2.250 20120801 20170901 12.375 2.050
17323299 2.250 20120801 20170901 11.125 2.050
17323300 2.250 20120801 20170901 12.250 2.050
17323301 2.250 20120801 20170901 12.750 2.050
17323302 2.250 20120801 20170901 11.750 2.050
17323304 2.250 20120701 20170801 11.625 2.050
17323305 2.250 20120701 20170801 12.000 2.050
17323306 2.250 20120801 20170901 11.250 2.050
17323307 2.250 20120801 20170901 12.375 2.050
17323308 2.250 20120801 20170901 11.375 2.050
17323309 2.250 20120801 20170901 11.375 2.050
17323269 2.250 20120601 20120701 13.500 2.050
17323270 2.250 20120701 20120801 11.875 2.050
17323271 2.250 20120701 20170801 11.375 2.050
17323272 2.250 20120701 20170801 10.875 2.050
17323273 2.250 20120601 20120701 14.000 2.050
17323274 2.250 20120701 20120801 12.125 2.050
17323275 2.250 20120701 20120801 10.875 2.050
17323276 2.250 20120701 20170801 11.500 2.050
17323277 2.250 20120701 20120801 11.500 2.050
17323278 2.250 20120701 20170801 12.000 2.050
17323279 2.250 20120701 20170801 11.250 2.050
17323280 2.250 20120701 20170801 11.875 2.050
17323249 2.250 20140701 20170801 12.500 2.050
17323250 2.250 20140701 20170801 11.375 2.050
17323251 2.250 20140801 20170901 11.250 2.050
17323252 2.250 20140701 20170801 11.250 2.050
17323253 2.250 20140801 20170901 11.500 2.050
17323254 2.250 20140801 20170901 12.000 2.050
17323255 2.250 20140801 20170901 11.500 2.050
17323256 2.250 20140801 20170901 13.375 2.050
17323257 2.250 20140701 20170801 11.125 2.050
17323258 2.250 20140801 20170901 11.500 2.050
17323259 2.250 20140801 20170901 11.625 2.050
17323260 2.250 20140801 20170901 12.375 2.050
17323261 2.250 20140801 20170901 11.750 2.050
17323262 2.250 20140801 20170901 12.500 2.050
17323263 2.250 20140801 20170901 11.500 2.050
17323264 2.250 20140801 20170901 12.750 2.050
17323265 2.250 20140801 20170901 11.500 2.050
17323266 2.250 20120701 20170801 11.250 2.050
17323267 2.250 20120801 20170901 11.500 2.050
17323268 2.250 20120801 20170901 12.500 2.050
17323228 2.250 20140701 20140801 11.750 2.050
17323229 2.250 20140701 20170801 11.500 2.050
17323230 2.250 20140701 20170801 11.875 2.050
17323231 2.250 20140701 20140801 12.250 2.050
17323232 2.250 20140701 20140801 13.625 2.050
17323233 2.250 20140701 20140801 11.750 2.050
17323234 2.250 20140701 20170801 11.750 2.050
17323235 2.250 20140701 20140801 11.250 2.050
17323237 2.250 20140701 20170801 11.750 2.050
17323238 2.250 20140801 20170901 11.750 2.050
17323239 2.250 20140701 20170801 11.000 2.050
17323240 2.250 20140801 20170901 11.375 2.050
17323241 2.250 20140801 20170901 13.750 2.050
17323242 2.250 20140701 20140801 12.375 2.050
17323243 2.250 20140701 20140801 11.500 2.050
17323244 2.250 20140701 20170801 11.375 2.050
17323245 2.250 20140701 20170801 11.750 2.050
17323246 2.250 20140701 20170801 11.500 2.050
17323247 2.250 20140701 20170801 12.750 2.050
17323248 2.250 20140701 20170801 13.250 2.050
17323224 2.250 20140601 20140701 13.000 2.050
17323225 2.250 20140701 20170801 12.125 2.050
17323226 2.250 20140601 20170701 11.375 2.050
17323227 2.250 20140701 20140801 11.375 2.050
17304742 2.250 20120701 20170801 11.000 2.050
17304743 2.250 20120701 20120801 10.500 2.050
17304744 2.250 20120701 20170801 11.875 2.050
17304745 2.250 20120701 20170801 11.750 2.050
17304746 2.250 20120701 20170801 12.500 2.050
17304747 2.250 20120701 20170801 12.500 2.050
17304748 2.250 20120701 20170801 11.500 2.050
17304749 2.250 20120701 20170801 12.000 2.050
17304750 2.250 20120701 20170801 11.750 2.050
17304751 2.250 20120701 20170801 12.250 2.050
17304752 2.250 20120701 20170801 12.000 2.050
17304753 2.250 20120701 20170801 11.875 2.050
17304754 2.250 20120701 20170801 11.250 2.050
17304755 2.250 20120701 20170801 13.500 2.050
17304756 2.250 20120701 20170801 11.500 2.050
17304757 2.250 20120701 20170801 12.625 2.050
17304758 2.250 20120701 20120801 13.125 2.050
17304759 2.250 20120701 20170801 12.250 2.050
17304760 2.250 20120701 20170801 12.750 2.050
17304761 2.250 20120701 20170801 10.875 2.050
17304762 2.250 20120701 20170801 11.375 2.050
17304763 2.250 20120701 20170801 11.625 2.050
17304764 2.250 20120701 20170801 10.750 2.050
17304765 2.250 20120701 20170801 11.500 2.050
17304766 2.250 20120701 20170801 12.625 2.050
17304767 2.250 20120701 20170801 10.875 2.050
17304768 2.250 20120701 20170801 11.875 2.050
17304769 2.250 20120701 20170801 10.500 2.050
17323223 2.250 20140701 20140801 11.875 2.050
17347400 2.250 20120401 20170501 12.250 1.875
17304509 2.250 20140601 20140701 14.000 2.050
17304510 2.250 20140701 20140801 12.000 2.050
17304511 2.250 20140701 20140801 13.875 2.050
17304512 2.250 20140601 20140701 11.375 2.050
17304514 2.250 20140701 20170801 11.625 2.050
17304515 2.250 20140701 20170801 11.500 2.050
17304516 2.250 20140701 20170801 11.750 2.050
17304517 2.250 20140701 20170801 11.500 2.050
17304518 2.250 20140701 20170801 11.750 2.050
17304519 2.250 20140701 20170801 12.875 2.050
17304520 2.250 20140701 20170801 12.000 2.050
17304521 2.250 20140701 20170801 11.250 2.050
17304523 2.250 20140701 20170801 11.625 2.050
17304524 2.250 20140701 20170801 11.625 2.050
17304525 2.250 20140701 20170801 11.500 2.050
17304526 2.250 20140701 20170801 11.875 2.050
17304527 2.250 20140701 20170801 11.875 2.050
17304528 2.250 20140701 20170801 11.875 2.050
17304529 2.250 20140701 20170801 11.875 2.050
17304530 2.250 20140701 20170801 12.500 2.050
17304531 2.250 20140701 20170801 12.000 2.050
17304532 2.250 20140701 20170801 12.125 2.050
17304534 2.250 20140701 20170801 12.125 2.050
17304535 2.250 20140701 20170801 11.375 2.050
17304536 2.250 20140701 20170801 12.250 2.050
17304537 2.250 20140701 20170801 12.250 2.050
17304538 2.250 20140701 20170801 11.625 2.050
17304539 2.250 20140701 20170801 11.125 2.050
17304457 2.250 20140701 20170801 10.625 2.050
17304458 2.250 20140701 20170801 11.875 2.050
17304459 2.250 20140701 20170801 12.875 2.050
17304460 2.250 20140701 20170801 11.375 2.050
17304462 2.250 20140601 20170701 11.250 2.050
17304463 2.250 20140701 20170801 11.875 2.050
17304464 2.250 20140701 20170801 12.125 2.050
17304466 2.250 20140701 20170801 12.500 2.050
17304467 2.250 20140701 20170801 11.750 2.050
17304468 2.250 20140701 20170801 11.000 2.050
17304469 2.250 20140701 20140801 11.625 2.050
17304470 2.250 20140701 20170801 12.750 2.050
17304471 2.250 20140701 20170801 11.375 2.050
17304472 2.250 20140701 20170801 12.500 2.050
17304473 2.250 20140701 20170801 10.875 2.050
17304474 2.250 20140701 20170801 11.875 2.050
17304475 2.250 20140701 20170801 11.375 2.050
17304476 2.250 20140701 20170801 13.250 2.050
17304477 2.250 20140701 20170801 11.125 2.050
17304478 2.250 20140701 20170801 11.750 2.050
17304479 2.250 20140701 20170801 11.625 2.050
17304480 2.250 20140701 20170801 11.250 2.050
17304481 2.250 20140701 20170801 11.250 2.050
17304482 2.250 20140701 20080801 11.125 2.050
17304483 2.250 20140701 20170801 11.750 2.050
17304484 2.250 20140701 20170801 11.375 2.050
17304485 2.250 20140701 20170801 11.750 2.050
17304486 2.250 20140701 20170801 10.750 2.050
17304487 2.250 20140801 20170901 11.750 2.050
17304488 2.250 20140701 20170801 11.750 2.050
17304489 2.250 20140701 20170801 11.500 2.050
17304490 2.250 20140801 20170901 13.250 2.050
17304492 2.250 20140501 20170601 11.750 2.050
17304493 2.250 20140301 20170401 11.500 2.050
17304494 2.250 20140701 20170801 10.875 2.050
17304495 2.250 20140101 20170201 11.875 2.050
17304496 2.250 20140101 20170201 11.250 2.050
17304497 2.250 20140401 20170501 10.875 2.050
17304498 2.250 20140401 20170501 13.250 2.050
17304499 2.250 20140501 20170601 12.250 2.050
17304501 2.250 20140501 20140601 13.000 2.050
17304503 2.250 20140601 20170701 11.375 2.050
17304504 2.250 20140601 20140701 11.625 2.050
17304505 2.250 20140701 20140801 11.500 2.050
17304506 2.250 20140701 20140801 12.000 2.050
17304507 2.250 20140601 20170701 13.250 2.050
17304508 2.250 20140601 20140701 11.875 2.050
17298057 2.250 20170701 20170801 12.000 2.050
17298060 2.250 20170701 20170801 12.500 2.050
17298063 2.250 20170701 20170801 11.875 2.050
17298065 2.250 20170701 20170801 13.500 2.050
17304437 2.250 20140601 20170701 12.625 2.050
17304438 2.250 20140701 20170801 12.875 2.050
17304439 2.250 20140601 20140701 11.375 2.050
17304440 2.250 20140701 20140801 12.625 2.050
17304441 2.250 20140701 20170801 11.625 2.050
17304443 2.250 20140701 20170801 11.375 2.050
17304444 2.250 20140701 20080801 11.375 2.050
17304445 2.250 20140601 20170701 11.875 2.050
17304446 2.250 20140601 20140701 11.500 2.050
17304447 2.250 20140601 20170701 11.375 2.050
17304448 2.250 20140601 20140701 12.875 2.050
17304449 2.250 20140601 20170701 12.500 2.050
17304450 2.250 20140701 20170801 12.000 2.050
17304451 2.250 20140701 20170801 12.000 2.050
17304453 2.250 20140701 20170801 11.250 2.050
17304454 2.250 20140501 20170601 11.500 2.050
17304455 2.250 20140501 20170601 11.375 2.050
17304456 2.250 20140701 20170801 11.375 2.050
17296690 2.250 20170601 20170701 12.125 2.050
17296695 2.250 20170601 20170701 11.375 2.050
17296696 2.250 20170701 20170801 11.750 2.050
17296709 2.250 20170701 20170801 11.875 2.050
17296718 2.250 20170701 20170801 11.125 2.050
17296720 2.250 20170701 20170801 11.750 2.050
17296723 2.250 20170701 20170801 11.500 2.050
17296728 2.250 20170701 20170801 11.375 2.050
17296748 2.250 20170701 20170801 12.125 2.050
17298042 2.250 20170601 20170701 12.125 2.050
17298047 2.250 20170701 20170801 11.750 2.050
17284408 2.250 20170601 20170701 11.750 2.050
17284410 2.250 20140401 20170501 11.750 2.050
17284411 2.250 20170601 20170701 11.750 2.050
17284412 2.250 20140601 20170701 11.875 2.050
17284414 2.250 20140601 20140701 11.500 2.050
17284416 2.250 20170501 20170601 12.125 2.050
17284417 2.250 20140601 20170701 11.500 2.050
17284419 2.250 20170601 20170701 11.500 2.050
17284422 2.250 20170601 20170701 12.000 2.050
17284423 2.250 20170601 20170701 11.875 2.050
17284426 2.250 20170601 20170701 12.250 2.050
17284427 2.250 20170201 20170301 11.500 2.050
17284430 2.250 20140301 20170401 11.875 2.050
17284443 2.250 20170601 20170701 11.750 2.050
17284455 2.250 20170601 20170701 12.500 2.050
17284456 2.250 20170601 20170701 11.250 2.050
17284463 2.250 20140601 20170701 11.625 2.050
17284480 2.250 20170601 20170701 12.000 2.050
17284489 2.250 20170701 20170801 11.250 2.050
17284498 2.250 20170701 20170801 11.750 2.050
17284503 2.250 20170701 20170801 13.250 2.050
17284505 2.250 20170701 20170801 11.375 2.050
17284507 2.250 20170701 20170801 11.875 2.050
17284521 2.250 20170701 20170801 12.250 2.050
17284525 2.750 20170701 20170801 12.000 2.140
17284534 2.250 20140701 20170801 12.625 2.050
17293852 2.250 20140601 20140701 12.875 2.050
17293855 2.250 20140601 20170701 11.750 2.050
17293889 2.250 20170601 20170701 11.500 2.050
17293893 2.250 20170601 20170701 11.500 2.050
17293896 2.250 20170701 20170801 11.375 2.050
17293897 2.250 20170701 20170801 11.125 2.050
17293902 2.250 20170701 20170801 11.750 2.050
17293910 2.250 20170701 20170801 11.875 2.050
17293912 2.250 20170701 20170801 11.875 2.050
17293913 2.250 20170701 20170801 11.500 2.050
17293915 2.250 20170701 20170801 12.875 2.050
17293917 2.250 20170701 20170801 11.250 2.050
17293918 2.250 20170701 20170801 11.875 2.050
17293923 2.250 20170701 20170801 11.250 2.050
17293926 2.250 20170701 20170801 11.500 2.050
17304709 2.250 20120701 20170801 11.750 2.050
17304710 2.250 20120701 20120801 13.250 2.050
17304711 2.250 20120701 20170801 12.500 2.050
17304712 2.250 20120701 20170801 11.000 2.050
17304713 2.250 20120701 20170801 10.875 2.050
17304714 2.250 20120701 20170801 11.125 2.050
17304715 2.250 20120701 20170801 12.625 2.050
17304716 2.250 20120701 20170801 10.125 2.050
17304717 2.250 20120701 20120801 13.500 2.050
17304718 2.250 20120701 20170801 11.125 2.050
17304719 2.250 20120701 20170801 12.375 2.050
17304720 2.250 20120701 20170801 12.250 2.050
17304721 2.250 20120701 20170801 9.875 2.050
17304722 2.250 20120701 20170801 12.250 2.050
17304723 2.250 20120701 20170801 12.500 2.050
17304724 2.250 20120701 20170801 12.125 2.050
17304725 2.250 20120701 20170801 11.500 2.050
17304726 2.250 20120701 20170801 11.375 2.050
17304727 2.250 20120701 20120801 12.750 2.050
17304728 2.250 20120701 20170801 11.625 2.050
17304729 2.250 20120701 20170801 13.125 2.050
17304730 2.250 20120701 20170801 11.500 2.050
17304731 2.250 20120701 20170801 11.875 2.050
17304732 2.250 20120701 20170801 11.750 2.050
17304733 2.250 20120701 20170801 12.000 2.050
17304734 2.250 20120701 20170801 13.625 2.050
17304735 2.250 20120701 20170801 11.375 2.050
17304737 2.250 20120701 20170801 12.750 2.050
17304738 2.250 20120701 20170801 12.500 2.050
17304739 2.250 20120701 20170801 11.625 2.050
17304740 2.250 20120701 20170801 12.875 2.050
17304741 2.250 20120701 20170801 9.750 2.050
17304655 2.250 20120601 20170701 12.875 2.050
17304656 2.250 20120601 20120701 13.000 2.050
17304657 3.125 20120701 20170801 10.875 2.345
17304658 2.250 20120601 20170701 11.875 2.050
17304659 2.250 20120501 20170601 11.250 2.050
17304660 2.250 20120601 20170701 11.875 2.050
17304661 2.250 20120701 20170801 11.125 2.050
17304663 2.250 20120601 20170701 13.000 2.050
17304664 2.250 20120701 20170801 11.625 2.050
17304666 2.250 20120701 20170801 11.500 2.050
17304667 2.250 20120701 20120801 12.750 2.050
17304668 2.250 20120601 20170701 12.125 2.050
17304669 2.250 20120701 20170801 11.250 2.050
17304670 2.250 20120601 20170701 13.000 2.050
17304671 2.250 20120701 20170801 11.000 2.050
17304672 2.250 20120701 20170801 10.750 2.050
17304673 2.250 20120701 20170801 12.000 2.050
17304674 2.250 20120701 20120801 11.625 2.050
17304675 2.250 20120701 20170801 10.750 2.050
17304676 2.250 20120701 20170801 11.375 2.050
17304677 2.250 20120801 20120901 13.000 2.050
17304678 2.250 20120701 20170801 12.500 2.050
17304679 2.250 20120701 20170801 11.750 2.050
17304680 2.250 20120701 20170801 11.125 2.050
17304681 2.250 20120701 20170801 12.375 2.050
17304682 2.250 20120701 20170801 11.500 2.050
17304683 2.250 20120701 20170801 11.500 2.050
17304684 2.250 20120701 20170801 11.000 2.050
17304685 2.250 20120701 20170801 11.000 2.050
17304686 2.250 20120701 20170801 12.750 2.050
17304687 2.250 20120701 20170801 11.250 2.050
17304688 2.250 20120701 20170801 12.000 2.050
17304689 2.250 20120701 20170801 10.500 2.050
17304690 2.250 20120701 20170801 11.750 2.050
17304691 2.250 20120701 20170801 12.625 2.050
17304692 2.250 20120701 20170801 11.625 2.050
17304693 2.250 20120701 20120801 11.125 2.050
17304694 2.250 20120701 20170801 11.500 2.050
17304695 2.250 20120701 20170801 10.875 2.050
17304696 2.250 20120701 20170801 10.875 2.050
17304697 2.250 20120701 20170801 11.500 2.050
17304698 2.250 20120701 20170801 11.375 2.050
17304699 2.250 20120701 20170801 12.250 2.050
17304700 2.250 20120701 20170801 12.875 2.050
17304701 2.250 20120701 20170801 12.000 2.050
17304702 2.250 20120701 20170801 13.000 2.050
17304703 2.250 20120701 20170801 11.625 2.050
17304704 2.250 20120701 20170801 12.125 2.050
17304705 2.250 20120701 20170801 12.125 2.050
17304706 2.250 20120701 20170801 10.875 2.050
17304707 2.250 20120701 20170801 11.375 2.050
17304708 2.250 20120701 20170801 11.250 2.050
17293932 2.250 20170701 20170801 11.875 2.050
17293940 2.250 20170701 20170801 11.750 2.050
17279247 2.250 20140501 20170601 11.750 2.050
17279252 2.250 20170201 20170301 11.625 2.050
17279254 2.250 20170501 20170601 12.125 2.050
17279255 2.250 20170501 20170601 12.375 2.050
17279260 2.250 20140601 20140701 11.125 2.050
17279268 2.250 20140601 20140701 11.875 2.050
17279273 2.250 20140601 20170701 13.500 2.050
17279276 2.250 20140601 20170701 12.125 2.050
17279279 2.250 20170701 20170801 11.625 2.050
17279280 2.250 20170601 20170701 11.750 2.050
17279287 2.250 20170701 20170801 12.250 2.050
17279304 2.250 20140701 20140801 11.375 2.050
17278665 2.250 20170701 20170801 11.625 2.050
17278669 2.250 20170701 20170801 11.125 2.050
17278677 2.250 20170501 20170601 12.250 2.050
17278680 2.250 20170601 20170701 12.000 2.050
17278682 2.250 20170501 20170601 11.875 2.050
17278683 2.250 20170601 20170701 11.250 2.050
17278689 2.250 20170601 20170701 11.250 2.050
17278697 2.250 20170601 20170701 12.000 2.050
17278698 2.250 20170601 20170701 12.000 2.050
17278702 2.250 20170301 20170401 11.875 2.050
17278703 2.250 20170601 20170701 12.125 2.050
17278709 2.250 20170601 20170701 11.750 2.050
17278711 2.250 20170701 20170801 11.500 2.050
17278735 2.250 20170601 20170701 11.750 2.050
17278744 2.250 20170601 20170701 11.375 2.050
17278751 2.250 20170601 20170701 12.375 2.050
17278752 2.250 20170701 20170801 11.375 2.050
17278754 2.250 20170601 20170701 12.000 2.050
17278756 2.250 20170601 20170701 11.375 2.050
17278768 2.250 20170601 20170701 11.875 2.050
17278770 2.250 20170601 20170701 10.875 2.050
17278773 2.250 20170601 20170701 13.250 2.050
17278775 2.250 20170601 20170701 11.500 2.050
17278786 2.250 20170701 20170801 12.000 2.050
17266804 2.250 20170601 20170701 12.500 2.050
17266823 2.250 20170501 20170601 11.625 2.050
17266835 2.250 20170501 20170601 11.750 2.050
17266913 2.250 20170601 20170701 12.375 2.050
17266923 2.250 20170601 20170701 11.875 2.050
17266942 2.250 20170601 20170701 12.125 2.050
17266968 2.250 20170601 20170701 11.500 2.050
17266988 2.250 20170601 20170701 12.500 2.050
17267086 2.250 20170601 20170701 12.250 2.050
17267095 2.250 20170601 20170701 11.375 2.050
17267139 2.250 20170601 20170701 11.875 2.050
17267140 2.250 20170601 20170701 11.875 2.050
17267150 2.250 20170601 20170701 12.000 2.050
17267155 2.250 20170601 20170701 11.750 2.050
17267180 2.250 20170601 20170701 11.125 2.050
17267196 2.250 20170601 20170701 12.000 2.050
17267221 2.250 20170601 20170701 11.750 2.050
17267246 2.250 20170401 20170501 11.500 2.050
17303387 2.500 20140701 20170801 12.625 2.125
17303369 2.500 20140601 20140701 13.500 2.125
17303388 2.500 20140701 20170801 12.000 2.125
17303389 2.500 20140701 20170801 13.250 2.125
17303350 2.500 20120601 20170701 12.625 2.125
17303334 2.500 20131101 20131201 12.750 2.125
17303335 2.500 20111201 20120101 12.000 2.125
17303354 2.500 20120701 20120801 13.125 2.125
17303390 2.500 20140701 20170801 11.875 2.125
17303372 2.500 20140701 20140801 13.375 2.125
17303337 2.500 20120101 20120201 12.875 2.125
17303374 2.500 20120701 20170801 12.500 2.125
17303392 2.500 20140701 20170801 13.250 2.125
17303356 2.500 20140701 20170801 12.500 2.125
17303393 2.500 20140701 20170801 12.875 2.125
17303395 2.500 20120701 20170801 11.875 2.125
17303377 2.500 20120701 20170801 12.750 2.125
17303396 2.500 20120701 20170801 12.125 2.125
17303378 2.500 20140701 20140801 13.000 2.125
17303397 2.500 20140701 20170801 12.000 2.125
17303379 2.500 20120701 20170801 11.875 2.125
17303340 2.500 20111201 20120101 12.875 2.125
17303341 2.500 20120301 20120401 12.250 2.125
17303343 2.500 20140201 20170301 12.375 2.125
17303380 2.500 20140701 20170801 12.375 2.125
17303362 2.500 20120701 20170801 12.750 2.125
17303381 2.500 20140701 20140801 13.500 2.125
17303364 2.500 20120601 20170701 11.875 2.125
17303382 2.500 20120701 20170801 12.000 2.125
17303347 2.500 20120301 20170401 11.625 2.125
17303366 2.500 20120601 20120701 11.875 2.125
17303384 2.500 20140701 20170801 11.875 2.125
17303385 2.500 20120701 20170801 11.375 2.125
17303367 2.500 20120601 20170701 12.500 2.125
17303349 2.500 20120301 20170401 11.875 2.125
17303368 2.500 20120601 20170701 12.750 2.125
17303386 2.500 20140701 20140801 12.875 2.125
17233831 2.250 20170401 20170501 12.500 1.875
17233834 2.750 20120501 20120601 11.750 2.375
17266742 2.250 20170501 20170601 11.750 2.050
17266743 2.250 20170501 20170601 11.500 2.050
17266746 2.250 20170501 20170601 11.375 2.050
17278662 2.250 20170701 20170801 11.625 2.050
17304576 2.250 20111101 20161201 12.500 2.050
17304578 2.250 20120101 20170201 12.625 2.050
17304580 3.250 20120101 20170201 11.250 3.050
17304581 2.250 20120201 20170301 11.375 2.050
17304583 2.250 20120201 20120301 11.000 2.050
17304584 2.250 20120401 20170501 11.375 2.050
17304586 2.250 20120301 20170401 10.500 2.050
17304587 2.250 20120301 20170401 12.000 2.050
17304588 2.250 20120201 20170301 11.250 2.050
17304589 2.250 20120301 20170401 12.375 2.050
17304592 2.250 20120401 20120501 10.875 2.050
17304593 2.250 20120401 20170501 11.250 2.050
17304594 2.250 20120201 20120301 11.500 2.050
17304595 2.250 20120301 20170401 11.500 2.050
17304596 2.250 20120401 20170501 13.125 2.050
17304599 2.250 20120401 20170501 11.875 2.050
17304601 2.250 20120401 20170501 11.750 2.050
17304604 2.250 20120101 20170201 10.875 2.050
17304605 2.250 20120201 20170301 11.875 2.050
17304606 2.250 20120301 20170401 10.750 2.050
17304607 2.250 20120201 20170301 11.250 2.050
17304608 2.250 20120401 20120501 12.250 2.050
17304609 2.250 20120201 20120301 12.125 2.050
17304610 2.250 20120301 20170401 11.000 2.050
17304611 2.250 20120301 20170401 10.500 2.050
17304612 2.250 20120501 20170601 12.625 2.050
17304615 2.250 20120401 20170501 12.750 2.050
17304617 2.250 20120401 20170501 13.375 2.050
17304618 2.250 20120501 20170601 11.625 2.050
17304619 2.250 20120501 20170601 14.375 2.050
17304620 2.750 20120401 20170501 12.125 2.550
17304621 2.250 20120401 20170501 12.500 2.050
17304622 2.250 20120401 20170501 14.375 2.050
17304623 2.250 20120701 20120801 9.875 2.050
17304624 2.250 20120601 20120701 13.375 2.050
17304625 2.250 20120701 20170801 10.375 2.050
17304626 2.250 20120701 20170801 11.500 2.050
17304627 2.250 20120601 20120701 10.625 2.050
17304629 2.250 20120601 20170701 14.875 2.050
17304630 2.250 20120701 20170801 11.125 2.050
17304631 2.250 20120701 20120801 11.125 2.050
17304632 2.250 20120701 20170801 12.000 2.050
17304633 2.250 20120701 20170801 11.625 2.050
17304634 2.250 20120501 20170601 12.875 2.050
17304635 2.250 20120501 20120601 10.875 2.050
17304636 2.250 20120401 20120501 11.500 2.050
17304637 2.250 20120601 20170701 12.875 2.050
17304638 2.250 20120401 20120501 12.375 2.050
17304639 2.250 20120401 20170501 10.875 2.050
17304640 2.250 20120401 20170501 11.875 2.050
17304641 2.250 20120501 20170601 11.125 2.050
17304642 2.250 20120501 20170601 12.250 2.050
17304643 2.250 20120501 20170601 11.500 2.050
17304644 2.250 20120601 20170701 12.250 2.050
17304645 2.250 20120501 20170601 12.625 2.050
17304646 2.250 20120501 20170601 10.375 2.050
17304647 2.250 20120601 20170701 12.625 2.050
17304648 2.250 20120601 20170701 11.375 2.050
17304649 2.250 20120601 20170701 11.750 2.050
17304650 2.250 20120501 20170601 13.000 2.050
17304651 2.250 20120801 20170901 12.000 2.050
17304652 2.250 20120601 20170701 13.000 2.050
17304653 2.250 20120601 20170701 12.250 2.050
17304654 2.250 20120501 20170601 13.000 2.050
17304569 2.250 20120601 20170701 11.500 2.050
17304571 2.250 20111101 20161201 12.750 2.050
17304573 2.250 20120801 20170901 11.375 2.050
17304574 2.250 20120401 20120501 11.375 2.050
17304540 2.250 20140701 20170801 12.750 2.050
17304541 2.250 20140701 20170801 11.000 2.050
17304542 2.250 20140701 20170801 11.750 2.050
17304543 2.250 20140701 20170801 11.875 2.050
17304544 2.250 20140701 20170801 13.250 2.050
17304545 2.250 20140701 20170801 11.500 2.050
17304546 2.250 20140701 20170801 11.625 2.050
17304547 2.250 20140701 20170801 11.750 2.050
17304548 2.250 20140701 20170801 12.000 2.050
17304549 2.250 20140701 20170801 11.875 2.050
17304550 2.250 20140801 20170901 13.250 2.050
17304551 2.250 20140701 20170801 11.125 2.050
17304552 2.250 20140701 20170801 11.875 2.050
17304553 2.250 20140701 20170801 11.125 2.050
17304556 2.250 20140701 20170801 11.625 2.050
17304557 2.250 20140701 20170801 10.875 2.050
17304558 2.250 20140801 20170901 12.250 2.050
17304559 2.250 20140701 20170801 11.500 2.050
17304560 2.250 20140701 20170801 11.750 2.050
17304561 2.250 20140701 20170801 11.500 2.050
17304562 2.250 20140701 20140801 11.250 2.050
17304563 2.250 20140701 20140801 11.250 2.050
17304564 2.250 20140701 20170801 11.125 2.050
17304565 2.250 20140701 20170801 13.500 2.050
17304566 2.250 20140701 20170801 11.625 2.050
17304567 2.250 20140701 20170801 11.250 2.050
17304568 2.250 20140501 20140601 11.375 2.050
16177156 2.250 20110401 20110501 11.250 2.000
16199761 2.250 20160401 20160501 11.250 2.000
16564077 2.250 20160601 20160701 11.500 2.000
16564090 2.250 20160701 20160801 11.500 2.000
16564109 2.250 20160801 20160901 11.875 2.000
16573251 2.750 20160801 20160901 11.500 2.500
17251774 2.250 20120401 20120501 10.990 1.875
17233809 2.750 20120501 20120601 12.250 2.375
17233830 2.750 20120401 20120501 12.750 2.375
17233835 2.750 20120401 20120501 12.625 2.375
17233836 2.750 20120501 20120601 12.875 2.375
17233838 2.750 20120501 20120601 12.000 2.375
17233839 2.250 20120501 20120601 12.000 1.875
17198165 2.250 20120101 20120201 11.000 2.000
17198167 2.750 20120301 20120401 13.500 2.500
17198168 2.250 20120201 20120301 11.000 2.000
17198169 2.250 20120201 20120301 10.875 2.000
17198175 2.250 20120301 20120401 10.875 2.000
17198178 2.250 20120301 20120401 11.000 2.000
17198179 2.250 20120301 20120401 11.375 2.000
17198192 2.250 20120301 20120401 11.250 2.000
17198196 2.250 20120301 20120401 14.000 2.000
17198199 2.250 20120301 20120401 11.250 2.000
17198204 2.750 20120301 20120401 12.625 2.500
17198205 2.250 20140301 20140401 12.500 2.000
17174973 2.250 20120201 20120301 11.875 1.875
17174980 2.250 20120201 20120301 12.875 1.875
17174987 2.250 20120201 20120301 11.625 1.875
17174990 2.250 20120301 20120401 12.500 1.875
17175014 2.250 20140401 20140501 12.000 1.875
17175015 2.250 20140301 20140401 13.250 1.875
16146866 5.000 20101101 20101201 12.875 4.625
16649344 2.250 20110201 20110301 12.750 1.875
17347241 2.250 20120401 20120501 11.875 1.875
17347307 5.000 20120401 20170501 13.250 4.625
17347137 5.000 20120201 20170301 12.750 4.625
17347141 2.250 20120201 20170301 12.125 1.875
17347144 5.000 20120201 20170301 11.625 4.625
17347163 5.000 20120201 20120301 12.500 4.625
17347170 5.000 20120301 20170401 12.375 4.625
17347174 5.000 20120301 20170401 12.375 4.625
17341582 2.250 20140701 20170801 13.875 2.050
17341583 2.250 20140701 20170801 14.750 2.050
17341584 2.250 20140801 20140901 12.250 2.050
17341585 2.250 20140801 20140901 10.250 2.050
17341586 2.250 20140801 20170901 11.750 2.050
17341587 2.250 20140801 20170901 12.375 2.050
17341588 2.250 20140801 20170901 12.500 2.050
17341589 2.250 20140801 20170901 11.625 2.050
17341590 2.250 20140501 20140601 12.000 2.050
17341591 2.250 20140801 20170901 13.375 2.050
17341592 2.250 20140801 20170901 11.500 2.050
17341593 2.250 20140801 20170901 10.000 2.050
17341594 2.250 20140801 20170901 12.500 2.050
17341595 2.250 20140801 20170901 12.000 2.050
17341596 2.250 20140801 20170901 13.750 2.050
17341597 2.250 20140601 20170701 11.625 2.050
17341598 2.250 20140701 20140801 11.625 2.050
17347108 2.250 20120101 20170201 11.875 1.875
17347109 5.000 20120301 20170401 12.750 4.625
17341578 2.250 20140701 20170801 14.000 2.050
17341579 2.250 20140701 20170801 11.750 2.050
17341580 2.250 20140601 20170701 13.750 2.050
17341581 2.250 20140701 20170801 14.750 2.050
17341562 2.250 20140601 20170701 14.500 2.050
17341563 2.250 20140601 20170701 13.375 2.050
17341565 2.250 20140601 20170701 14.875 2.050
17341566 2.250 20140701 20170801 15.000 2.050
17341567 2.250 20140701 20170801 15.000 2.050
17341568 2.250 20140601 20170701 11.875 2.050
17341569 2.250 20140701 20170801 11.625 2.050
17341570 2.250 20140701 20170801 12.375 2.050
17341571 2.500 20140701 20170801 11.875 2.300
17341572 2.250 20140601 20140701 12.875 2.050
17341573 2.250 20140601 20170701 11.875 2.050
17341574 2.250 20140701 20170801 14.625 2.050
17341575 2.250 20140701 20140801 13.125 2.050
17341576 2.250 20140701 20170801 14.875 2.050
17341577 2.250 20140601 20170701 13.625 2.050
17214547 2.750 20120401 20170501 12.500 2.500
17275231 2.250 20120401 20120501 11.875 1.875
17275246 2.250 20120201 20170301 12.875 1.875
17275337 2.250 20140401 20170501 12.375 1.875
17275349 2.500 20140401 20170501 11.500 2.125
17275351 2.250 20140501 20140601 11.500 1.875
17266996 2.250 20170601 20170701 11.500 2.050
17267000 2.250 20170601 20170701 11.500 2.050
17267008 2.250 20170601 20170701 12.375 2.050
17267025 2.250 20170601 20170701 11.500 2.050
17267030 2.250 20170601 20170701 11.875 2.050
17267033 2.250 20170601 20170701 11.875 2.050
17267042 2.250 20170601 20170701 11.625 2.050
17267043 2.250 20170601 20170701 11.500 2.050
17267059 2.250 20170601 20170701 11.250 2.050
17278663 2.250 20170601 20170701 11.375 2.050
17278667 2.250 20170601 20170701 11.125 2.050
17278671 2.875 20170601 20170701 13.625 2.205
17278674 2.250 20170501 20170601 11.500 2.050
17278676 2.250 20170501 20170601 12.500 2.050
17278678 2.250 20170601 20170701 12.750 2.050
17278681 2.250 20170601 20170701 11.250 2.050
17278685 2.250 20170601 20170701 11.375 2.050
17278688 2.250 20170601 20170701 11.750 2.050
17278696 2.750 20170601 20170701 11.500 2.550
17278700 2.250 20170601 20170701 11.375 2.050
17278701 2.250 20170601 20170701 11.750 2.050
17278705 2.250 20170601 20170701 11.875 2.050
17278706 2.750 20170601 20170701 12.125 2.550
17278707 2.250 20170601 20170701 11.750 2.050
17278708 2.250 20170601 20170701 13.000 2.050
17278710 2.250 20170601 20170701 10.500 2.050
17278715 2.250 20170601 20170701 11.375 2.050
17278716 2.250 20170601 20170701 11.375 2.050
17278717 2.250 20170601 20170701 10.750 2.050
17278718 2.250 20170701 20170801 13.500 2.050
17278721 2.250 20170501 20170601 11.625 2.050
17278722 2.250 20170701 20170801 10.500 2.050
17278723 2.250 20170701 20170801 11.500 2.050
17278724 2.250 20170601 20170701 12.125 2.050
17278725 2.250 20170701 20170801 11.750 2.050
17278726 2.250 20170601 20170701 11.375 2.050
17278727 2.250 20170601 20170701 11.375 2.050
17278728 2.250 20170701 20170801 11.000 2.050
17278729 2.250 20170701 20170801 12.125 2.050
17278730 2.250 20170701 20170801 12.000 2.050
17278731 2.250 20170701 20170801 13.000 2.050
17278732 2.250 20170601 20170701 12.000 2.050
17278734 2.250 20170601 20170701 11.250 2.050
17278737 2.250 20170701 20170801 11.000 2.050
17278738 2.250 20170701 20170801 11.375 2.050
17278740 2.250 20170601 20170701 11.500 2.050
17278741 2.250 20170701 20170801 11.625 2.050
17278742 2.250 20170701 20170801 11.375 2.050
17278743 2.250 20170601 20170701 12.250 2.050
17278745 2.250 20170601 20170701 11.250 2.050
17278746 2.250 20170601 20170701 11.500 2.050
17278747 2.250 20170601 20170701 12.625 2.050
17278748 2.250 20170601 20170701 11.375 2.050
17278755 2.250 20170601 20170701 11.125 2.050
17278757 2.250 20170701 20170801 11.750 2.050
17278758 2.250 20170601 20170701 11.500 2.050
17278762 2.250 20170601 20170701 11.000 2.050
17278763 2.250 20170601 20170701 11.875 2.050
17278764 2.250 20170601 20170701 11.875 2.050
17278765 2.250 20170601 20170701 12.500 2.050
17278767 2.250 20170601 20170701 11.500 2.050
17278771 2.250 20170601 20170701 11.125 2.050
17278772 2.250 20170701 20170801 12.250 2.050
17278774 2.250 20170701 20170801 11.625 2.050
17278776 2.250 20170601 20170701 12.375 2.050
17278778 2.250 20170701 20170801 11.625 2.050
17278780 2.250 20170701 20170801 11.500 2.050
17278781 2.250 20170701 20170801 11.000 2.050
17278782 2.250 20170601 20170701 11.500 2.050
17278783 2.250 20170601 20170701 12.750 2.050
17278784 2.250 20170601 20170701 12.500 2.050
17278785 2.250 20170601 20170701 11.625 2.050
17278788 2.250 20170701 20170801 11.875 2.050
17278789 2.250 20170601 20170701 12.250 2.050
17278790 2.250 20170701 20170801 12.000 2.050
17278791 2.250 20170601 20170701 11.750 2.050
17278793 2.250 20170701 20170801 12.375 2.050
17278794 2.250 20170701 20170801 11.625 2.050
17278795 2.250 20170601 20170701 11.375 2.050
17278797 2.250 20170601 20170701 12.750 2.050
17278800 2.250 20170701 20170801 12.750 2.050
17278802 2.250 20170601 20170701 12.250 2.050
17278803 2.250 20170701 20170801 11.250 2.050
17278804 2.250 20170601 20170701 11.875 2.050
17278805 2.250 20170601 20170701 12.875 2.050
17278806 2.250 20170701 20170801 12.250 2.050
17278807 2.250 20170701 20170801 12.375 2.050
17278808 2.250 20170601 20170701 12.125 2.050
17279253 2.250 20140401 20170501 11.375 2.050
17279257 2.250 20170701 20170801 13.500 2.050
17279258 2.250 20140601 20140701 10.750 2.050
17279259 2.250 20170601 20170701 11.750 2.050
17279261 2.250 20140601 20140701 11.875 2.050
17279262 2.250 20140601 20170701 12.625 2.050
17279263 2.250 20140601 20170701 11.875 2.050
17279264 2.250 20170601 20170701 11.500 2.050
17279265 2.250 20170601 20170701 11.750 2.050
17279266 2.250 20140601 20170701 12.625 2.050
17279267 2.250 20140601 20140701 12.000 2.050
17279270 2.250 20170601 20170701 11.750 2.050
17279271 2.250 20140601 20170701 11.375 2.050
17279272 2.250 20140601 20140701 12.250 2.050
17279274 2.250 20140701 20170801 11.750 2.050
17279275 2.250 20170701 20170801 11.375 2.050
17279277 2.250 20140601 20170701 11.500 2.050
17279278 2.250 20170701 20170801 11.750 2.050
17279281 2.250 20170701 20170801 12.000 2.050
17279282 2.250 20140701 20170801 11.875 2.050
17279283 2.250 20170601 20170701 12.375 2.050
17279286 2.250 20170701 20170801 11.250 2.050
17279288 2.250 20140701 20170801 11.875 2.050
17279289 2.250 20140601 20170701 11.875 2.050
17279290 2.250 20170701 20170801 11.500 2.050
17279291 2.250 20140701 20170801 11.875 2.050
17279292 2.250 20170701 20170801 11.625 2.050
17279294 2.250 20140701 20170801 11.500 2.050
17279297 2.250 20140701 20170801 12.500 2.050
17279299 2.250 20140701 20170801 12.250 2.050
17279301 2.250 20140701 20170801 11.500 2.050
17279303 2.250 20170601 20170701 10.875 2.050
17279305 2.250 20170701 20170801 12.750 2.050
17279306 2.250 20170701 20170801 12.000 2.050
17279308 2.250 20170601 20170701 12.125 2.050
17279310 2.250 20170701 20170801 11.375 2.050
17279311 2.250 20170701 20170801 11.500 2.050
17279312 2.250 20140701 20170801 12.250 2.050
17279313 2.250 20170701 20170801 12.000 2.050
17279314 2.250 20140701 20170801 11.500 2.050
17267060 2.250 20170601 20170701 11.125 2.050
17267066 2.250 20170601 20170701 12.375 2.050
17267068 2.250 20170601 20170701 11.375 2.050
17267074 2.250 20170601 20170701 11.500 2.050
17267084 2.250 20170601 20170701 11.250 2.050
17267093 2.250 20170601 20170701 12.375 2.050
17267099 2.250 20170601 20170701 13.000 2.050
17267101 2.250 20170601 20170701 11.500 2.050
17267102 2.250 20170601 20170701 12.500 2.050
17267116 2.250 20170601 20170701 11.375 2.050
17267126 2.250 20170601 20170701 11.750 2.050
17267129 2.250 20170601 20170701 11.625 2.050
17267130 2.250 20170601 20170701 12.000 2.050
17266880 2.250 20170601 20170701 11.375 2.050
17266881 2.250 20170601 20170701 12.125 2.050
17266889 2.250 20170601 20170701 11.250 2.050
17266894 2.250 20170601 20170701 10.625 2.050
17266897 2.250 20170601 20170701 10.875 2.050
17266898 2.250 20170601 20170701 11.250 2.050
17266906 2.250 20170601 20170701 11.125 2.050
17266912 2.250 20170601 20170701 11.875 2.050
17266916 2.250 20170601 20170701 11.250 2.050
17266920 2.250 20170601 20170701 11.500 2.050
17266921 2.250 20170601 20170701 11.875 2.050
17266926 2.250 20170601 20170701 11.750 2.050
17266930 2.250 20170601 20170701 12.000 2.050
17266934 2.250 20170601 20170701 11.375 2.050
17266936 2.250 20170601 20170701 12.750 2.050
17266940 2.250 20170601 20170701 10.875 2.050
17266947 2.250 20170601 20170701 12.375 2.050
17266948 2.250 20170601 20170701 11.250 2.050
17266949 2.250 20170601 20170701 11.625 2.050
17266951 2.250 20170501 20170601 12.500 2.050
17266956 2.250 20170601 20170701 12.500 2.050
17266957 2.250 20170601 20170701 12.750 2.050
17266958 2.250 20170601 20170701 12.875 2.050
17266961 2.250 20170601 20170701 11.250 2.050
17266963 2.250 20170601 20170701 12.625 2.050
17266964 2.250 20170601 20170701 11.250 2.050
17266965 2.250 20170601 20170701 11.375 2.050
17266969 2.250 20170601 20170701 11.375 2.050
17266971 2.250 20170601 20170701 12.000 2.050
17266973 2.250 20170601 20170701 12.375 2.050
17266987 2.250 20170601 20170701 12.500 2.050
17266994 2.250 20170601 20170701 12.000 2.050
17214624 2.750 20120401 20170501 11.625 2.500
17214625 2.750 20120401 20170501 12.875 2.500
17214627 2.750 20120401 20120501 11.500 2.500
17214628 2.750 20120401 20170501 11.500 2.500
17214629 2.750 20120501 20170601 12.500 2.500
17214631 2.750 20120401 20170501 12.750 1.590
17214632 2.750 20120401 20170501 11.625 2.500
17214634 2.750 20120401 20170501 12.750 2.500
17214635 2.750 20120501 20170601 12.875 2.500
17214636 2.750 20120501 20170601 12.000 2.500
17214637 2.750 20120401 20170501 11.875 2.500
17214638 2.750 20120401 20170501 12.625 2.500
17214640 2.750 20120401 20170501 12.375 2.500
17214641 2.750 20120501 20170601 11.625 2.500
17214642 2.750 20120501 20170601 12.375 2.500
17214644 2.750 20120401 20170501 12.250 2.500
17214646 2.750 20120401 20170501 12.375 2.500
17214647 2.750 20120401 20170501 12.750 2.500
17214649 2.750 20120401 20170501 11.875 2.500
17214650 2.750 20120401 20170501 12.625 1.590
17214651 2.750 20120401 20170501 12.500 2.500
17214652 2.750 20120401 20170501 12.000 2.500
17214655 2.750 20120501 20170601 10.750 2.500
17214657 2.750 20120501 20170601 12.250 2.500
17214616 2.750 20120401 20170501 12.750 2.500
17214617 2.750 20120401 20170501 12.250 2.500
17214619 2.750 20120501 20170601 11.875 2.500
17214620 2.750 20120501 20170601 12.125 2.500
17214621 2.750 20120401 20170501 12.500 2.500
17214622 2.750 20120401 20170501 12.750 2.500
17214623 2.750 20120401 20170501 11.375 2.500
17202823 2.250 20120501 20120601 11.875 2.000
17214424 2.750 20120401 20170501 11.625 2.500
17214426 2.750 20140401 20170501 11.375 1.590
17214427 2.750 20111101 20161201 11.625 1.910
17214429 2.750 20120501 20170601 11.250 2.500
17214430 2.750 20120401 20120501 11.500 1.590
17214432 2.750 20140201 20170301 11.875 2.500
17214433 2.750 20140201 20170301 12.500 2.500
17214434 2.750 20140201 20170301 11.125 2.500
17214435 2.750 20140401 20140501 11.250 1.590
17214436 2.750 20120401 20120501 13.000 1.590
17214437 2.750 20120401 20120501 12.875 1.590
17214438 2.750 20120401 20170501 12.375 2.500
17214439 2.750 20120401 20170501 12.000 2.500
17214440 2.750 20120401 20170501 13.375 1.590
17214441 2.750 20120401 20170501 12.500 2.500
17214443 2.750 20140501 20140601 11.500 2.500
17214444 2.750 20120401 20170501 12.750 1.590
17214445 2.750 20140401 20170501 11.375 2.500
17214449 2.750 20120401 20170501 11.625 2.500
17214450 2.750 20120401 20170501 12.500 1.590
17214451 2.750 20120401 20170501 10.875 2.500
17214452 2.750 20120401 20170501 11.625 2.500
17214453 2.750 20120401 20170501 12.750 2.500
17214454 2.750 20140401 20170501 11.750 2.500
17214455 2.750 20140401 20170501 12.125 1.590
17214456 2.750 20120501 20170601 11.250 2.500
17214457 2.750 20120401 20170501 11.875 1.590
17214458 2.750 20120401 20170501 11.250 2.500
17214460 2.750 20120301 20170401 12.625 2.500
17214461 2.750 20120401 20120501 11.875 1.590
17214462 2.750 20120401 20170501 11.000 2.500
17214464 2.750 20140401 20170501 11.500 2.500
17214465 2.750 20120401 20170501 11.500 2.500
17214466 2.750 20120501 20170601 11.250 2.500
17214467 2.750 20120401 20170501 11.000 2.500
17214469 2.750 20120401 20170501 11.375 2.500
17214470 2.750 20120501 20170601 11.875 2.500
17214474 2.750 20120401 20170501 11.375 2.500
17214475 2.750 20120401 20170501 12.125 2.500
17214476 2.750 20120401 20170501 12.000 2.500
17214477 2.750 20120401 20170501 11.750 2.500
17214478 2.750 20120401 20170501 10.750 2.500
17214480 2.750 20120401 20170501 11.500 2.500
17214483 2.750 20120401 20170501 12.500 1.590
17214486 2.750 20120501 20170601 12.000 2.500
17214487 2.750 20120401 20170501 11.500 2.500
17214488 2.750 20120401 20120501 11.875 2.500
17214490 2.750 20120401 20170501 11.875 2.500
17214491 2.750 20140401 20140501 11.375 2.500
17214492 2.750 20120401 20170501 11.375 2.500
17214493 2.750 20140401 20170501 11.250 2.500
17214494 2.750 20120401 20170501 11.625 2.500
17214495 2.750 20120401 20120501 12.625 1.590
17214497 2.750 20120401 20170501 11.250 2.500
17214498 2.750 20120401 20170501 11.000 2.500
17214499 2.750 20120401 20170501 11.625 2.500
17214501 2.750 20120301 20170401 11.875 2.500
17214503 2.750 20120401 20170501 11.625 1.590
17214504 2.750 20120301 20170401 11.500 2.500
17214505 2.750 20120401 20170501 11.875 2.500
17214506 2.750 20120401 20170501 11.125 2.500
17214508 2.750 20120401 20170501 11.500 2.500
17214509 2.750 20120401 20120501 12.625 1.590
17214511 2.750 20120501 20170601 11.875 1.590
17214512 2.750 20140501 20140601 11.375 2.500
17214513 2.750 20120401 20170501 11.125 2.500
17214514 2.750 20140401 20170501 11.750 2.500
17214515 2.750 20120401 20170501 11.875 2.500
17214517 2.750 20120401 20170501 11.000 2.500
17214519 2.750 20120401 20170501 12.125 2.500
17214520 2.750 20140401 20170501 12.250 2.500
17214522 2.750 20120501 20120601 11.500 2.500
17214523 2.750 20140401 20170501 11.250 2.500
17214524 2.750 20120401 20170501 11.875 2.500
17214526 2.750 20120401 20170501 11.250 2.500
17214529 2.750 20120401 20170501 11.875 1.590
17214530 2.750 20120401 20170501 11.125 2.500
17214531 2.750 20120401 20170501 10.875 2.500
17214532 2.750 20140501 20170601 11.875 2.500
17214533 2.750 20140401 20170501 10.875 2.500
17214534 2.750 20120401 20170501 11.375 1.590
17214535 2.750 20120401 20170501 11.875 2.500
17214540 2.750 20120401 20170501 11.375 2.500
17214541 2.750 20140401 20170501 10.875 2.500
17214542 2.750 20140401 20170501 10.875 2.500
17214543 2.750 20120401 20170501 11.375 1.590
17214545 2.750 20120401 20170501 11.125 2.500
17214550 2.750 20120401 20170501 11.000 2.500
17214552 2.750 20120401 20170501 10.250 2.500
17214553 2.750 20120401 20170501 11.500 2.500
17214554 2.750 20120401 20170501 11.750 2.500
17214555 2.750 20120401 20170501 12.125 1.590
17214556 2.750 20120401 20170501 10.625 2.500
17214557 2.750 20120401 20170501 12.375 2.500
17214558 2.750 20120401 20170501 11.250 2.500
17214559 2.750 20120401 20170501 11.625 2.500
17214560 2.750 20120401 20170501 12.125 2.500
17214561 2.750 20140401 20140501 13.500 1.590
17214562 2.750 20120401 20170501 12.375 1.590
17214563 2.750 20120401 20170501 12.000 1.590
17214564 2.750 20120401 20170501 11.375 2.500
17214566 2.750 20140401 20140501 11.500 2.500
17214567 2.750 20120401 20170501 12.125 1.590
17214568 2.750 20120401 20170501 10.875 2.500
17214569 2.750 20120401 20170501 12.500 2.500
17214570 2.750 20120501 20170601 11.375 1.590
17214572 2.750 20120401 20170501 12.625 1.590
17214573 2.750 20140401 20170501 10.875 2.500
17214574 2.750 20120401 20170501 11.750 2.500
17214575 2.750 20120401 20170501 12.250 2.500
17214577 2.750 20120401 20170501 11.750 1.590
17214579 2.750 20120401 20170501 11.250 2.500
17214580 2.750 20120401 20170501 13.000 1.590
17214581 2.750 20140401 20170501 11.750 1.590
17214582 2.750 20120401 20170501 11.125 2.500
17214583 2.750 20120501 20170601 11.750 2.500
17214585 2.750 20120401 20170501 11.000 2.500
17214586 2.750 20140401 20170501 12.000 1.590
17214587 2.750 20140401 20170501 11.875 2.500
17214588 2.750 20120401 20170501 11.875 2.500
17214589 2.750 20140401 20170501 13.125 2.500
17214590 2.750 20120501 20170601 13.375 1.590
17214591 2.750 20120401 20170501 11.875 1.590
17214595 2.750 20120401 20170501 12.750 2.500
17214596 2.750 20120401 20170501 12.375 2.500
17214597 2.750 20120401 20170501 12.750 2.500
17214598 2.750 20120401 20170501 11.875 2.500
17214599 2.750 20140401 20140501 11.625 2.500
17266821 2.250 20170501 20170601 12.250 2.050
17266824 2.250 20170501 20170601 12.500 2.050
17266831 2.250 20170601 20170701 12.000 2.050
17090577 2.250 20120301 20120401 12.875 2.000
17090582 2.250 20120301 20120401 12.125 2.000
17090590 2.250 20120301 20120401 12.500 2.000
17090601 2.250 20120301 20120401 12.250 2.000
17090604 2.250 20120301 20120401 12.500 2.000
17090613 2.250 20120401 20120501 11.750 2.000
17090622 2.250 20120401 20120501 12.125 2.000
17266754 2.250 20170501 20170601 10.500 2.050
17266756 2.250 20170601 20170701 11.000 2.050
17266759 2.250 20170401 20170501 11.375 2.050
17266771 2.250 20170601 20170701 12.125 2.050
17266773 2.250 20170501 20170601 11.500 2.050
17266774 2.250 20170601 20170701 12.500 2.050
17266775 2.250 20170501 20170601 12.250 2.050
17266776 2.250 20170601 20170701 12.000 2.050
17266789 2.250 20170501 20170601 11.500 2.050
17214602 2.750 20120401 20170501 11.750 2.500
17214604 2.750 20140401 20170501 13.125 2.500
17214605 2.750 20120501 20120601 12.750 2.500
17214606 2.750 20120501 20120601 12.750 2.500
17214607 2.750 20120401 20170501 11.000 2.500
17214608 2.750 20120401 20170501 11.625 2.500
17214609 2.750 20120401 20170501 12.750 2.500
17214610 2.750 20120401 20170501 11.750 1.590
17214611 2.750 20120501 20170601 12.000 2.500
17214613 2.750 20140401 20170501 11.000 2.500
17076173 4.650 20120201 20120301 14.900 3.505
17174977 2.250 20120201 20120301 12.625 1.875
17076175 4.250 20120301 20120401 14.625 3.135
17076176 4.200 20120301 20120401 14.700 2.055
17076181 4.200 20120201 20120301 14.575 3.345
17076182 4.200 20120201 20120301 14.940 3.115
17076187 5.200 20120201 20120301 15.575 3.945
17076196 3.300 20120101 20120201 13.425 2.625
17076225 4.800 20120201 20120301 15.300 4.035
17076233 2.750 20111201 20120101 13.750 1.575
17076235 2.250 20111201 20120101 12.625 1.405
17233822 3.125 20120301 20120401 12.375 2.750
17076188 4.750 20120301 20120401 13.750 3.635
17043298 2.750 20120101 20120201 13.875 2.375
17044149 2.750 20131201 20140101 12.500 2.375
17044163 2.750 20111101 20111201 13.625 2.375
17044172 2.750 20161201 20170101 11.750 2.375
17044183 2.750 20111201 20120101 14.375 2.375
17044184 2.750 20131201 20140101 12.375 2.375
17044200 2.750 20131201 20140101 12.500 2.375
17175000 2.250 20120301 20120401 11.875 1.875
17198191 2.250 20120301 20120401 10.500 2.000
17346370 2.250 20140701 20140801 13.500 2.050
17346371 2.250 20140701 20170801 11.625 2.050
17346372 2.250 20140801 20170901 11.875 2.050
17346373 2.250 20140701 20170801 13.999 2.050
17346374 2.250 20140701 20140801 10.875 2.050
17293882 2.250 20170701 20170801 11.500 2.050
17293883 2.250 20170701 20170801 11.875 2.050
17293884 2.250 20170701 20170801 11.750 2.050
17293885 2.250 20170701 20170801 11.125 2.050
17293886 2.250 20170501 20170601 12.375 2.050
17293887 2.250 20170601 20170701 10.750 2.050
17293888 2.250 20170601 20170701 11.625 2.050
17293890 2.250 20170601 20170701 12.250 2.050
17293891 2.250 20170601 20170701 12.625 2.050
17293892 2.250 20170601 20170701 12.125 2.050
17293894 2.250 20170701 20170801 11.625 2.050
17293895 2.250 20170701 20170801 11.000 2.050
17293898 2.250 20170701 20170801 11.875 2.050
17293899 2.250 20170701 20170801 12.375 2.050
17293900 2.250 20170701 20170801 11.750 2.050
17293901 2.250 20170701 20170801 11.500 2.050
17293903 2.250 20170701 20170801 11.750 2.050
17293904 2.250 20170701 20170801 12.875 2.050
17293905 2.250 20170701 20170801 12.750 2.050
17293906 2.250 20170701 20170801 11.750 2.050
17293907 2.250 20170701 20170801 12.875 2.050
17293909 2.250 20170701 20170801 11.750 2.050
17293911 2.250 20170701 20170801 11.750 2.050
17293914 2.250 20170701 20170801 11.875 2.050
17293916 2.250 20170701 20170801 11.250 2.050
17293919 2.250 20170701 20170801 11.625 2.050
17293920 2.250 20170701 20170801 11.500 2.050
17293921 2.250 20170701 20170801 12.250 2.050
17293922 2.250 20170701 20170801 12.875 2.050
17293924 2.250 20170701 20170801 11.750 2.050
17293925 2.250 20170701 20170801 11.375 2.050
17293927 2.250 20170701 20170801 11.875 2.050
17293928 2.250 20170701 20170801 11.000 2.050
17293929 2.250 20170701 20170801 12.750 2.050
17293930 2.250 20170701 20170801 11.875 2.050
17293931 2.250 20170701 20170801 11.625 2.050
17293933 2.250 20170701 20170801 12.375 2.050
17293934 2.250 20170701 20170801 12.500 2.050
17293935 2.250 20170701 20170801 11.875 2.050
17293936 2.250 20170701 20170801 11.000 2.050
17293937 2.250 20170701 20170801 12.375 2.050
17293938 2.250 20170701 20170801 12.875 2.050
17293939 2.250 20170701 20170801 11.125 2.050
17296685 2.250 20170701 20170801 12.000 2.050
17296687 2.250 20170601 20170701 11.875 2.050
17296688 2.250 20170601 20170701 11.750 2.050
17296689 2.250 20170601 20170701 12.125 2.050
17296691 2.250 20170601 20170701 11.875 2.050
17296692 2.250 20170701 20170801 12.375 2.050
17296693 2.250 20170701 20170801 11.125 2.050
17296694 2.250 20170701 20170801 11.875 2.050
17296698 2.250 20170701 20170801 11.625 2.050
17296699 2.250 20170701 20170801 11.375 2.050
17296700 2.250 20170701 20170801 11.375 2.050
17296701 2.250 20170701 20170801 11.500 2.050
17296702 2.250 20170701 20170801 11.500 2.050
17296703 2.250 20170701 20170801 11.375 2.050
17296704 2.250 20170701 20170801 12.250 2.050
17296705 2.250 20170701 20170801 11.875 2.050
17296706 2.250 20170701 20170801 12.250 2.050
17296707 2.250 20170701 20170801 11.750 2.050
17296708 2.250 20170701 20170801 11.875 2.050
17296710 2.250 20170701 20170801 12.875 2.050
17296711 2.250 20170701 20170801 11.375 2.050
17296712 2.250 20170701 20170801 11.625 2.050
17296713 2.250 20170701 20170801 12.500 2.050
17296714 2.250 20170701 20170801 11.500 2.050
17296715 2.250 20170701 20170801 11.500 2.050
17296716 2.250 20170701 20170801 11.750 2.050
17296717 2.250 20170701 20170801 13.500 2.050
17296719 2.250 20170701 20170801 13.000 2.050
17296721 2.250 20170701 20170801 10.750 2.050
17296722 2.250 20170701 20170801 12.000 2.050
17296724 2.250 20170701 20170801 11.500 2.050
17296725 2.250 20170701 20170801 11.875 2.050
17296726 2.250 20170701 20170801 12.875 2.050
17296727 2.250 20170701 20170801 11.750 2.050
17346375 2.250 20140801 20170901 12.125 2.050
17346376 2.250 20140801 20170901 12.000 2.050
17346378 2.250 20140801 20140901 11.875 2.050
17346379 2.250 20140801 20140901 12.250 2.050
17346381 2.250 20140701 20170801 12.500 2.050
17346382 2.250 20140801 20170901 12.375 2.050
17346383 2.250 20140801 20170901 11.875 2.050
17346384 2.250 20140801 20170901 12.250 2.050
17346385 2.250 20140801 20170901 11.375 2.050
17346386 2.250 20140801 20170901 11.875 2.050
17346387 2.250 20140801 20170901 11.875 2.050
17346388 2.250 20140801 20170901 12.250 2.050
17346389 2.250 20140701 20140801 11.750 2.050
17346392 2.250 20140701 20170801 13.750 2.050
17346393 2.250 20140601 20170701 14.500 2.050
17346394 2.250 20140701 20140801 12.500 2.050
17346395 2.250 20140701 20140801 11.750 2.050
17346396 2.250 20140801 20140901 11.750 2.050
17346398 2.250 20140701 20170801 12.625 2.050
17346399 2.250 20140801 20170901 11.500 2.050
17346400 2.250 20140801 20170901 12.000 2.050
17346401 2.250 20140801 20170901 12.625 2.050
17346402 2.250 20140801 20170901 11.000 2.050
17346404 2.250 20140801 20170901 12.375 2.050
17346405 2.250 20140801 20170901 11.500 2.050
17346406 2.250 20140801 20170901 11.625 2.050
17346407 2.250 20140801 20170901 11.750 2.050
17346408 2.250 20140801 20170901 11.500 2.050
17346410 2.250 20140801 20170901 11.625 2.050
17346411 2.250 20140501 20140601 11.375 2.050
17346412 2.250 20140801 20140901 11.750 2.050
17346413 2.250 20140801 20140901 12.125 2.050
17346414 2.250 20140801 20170901 11.625 2.050
17346415 2.250 20140801 20170901 11.375 2.050
17346416 2.250 20140801 20170901 11.375 2.050
17346417 2.250 20140801 20170901 13.750 2.050
17346418 2.250 20140801 20170901 12.625 2.050
17346420 2.250 20140801 20170901 11.500 2.050
17346421 2.250 20140801 20170901 12.750 2.050
17346422 2.250 20140801 20170901 13.250 2.050
17352292 2.250 20140801 20080901 11.375 2.050
17352293 2.250 20140801 20140901 12.125 2.050
17352294 2.250 20140801 20080901 12.125 2.050
17352295 2.250 20140801 20080901 11.875 2.050
17274125 2.250 20120601 20120701 11.250 1.875
17076243 4.300 20120101 20120201 15.290 3.365
17044155 2.750 20140101 20140201 13.250 2.375
17044156 2.750 20131101 20131201 13.250 2.375
17044161 2.750 20131101 20131201 13.125 2.375
17044162 2.750 20131201 20140101 13.250 2.375
17044170 2.750 20111201 20120101 13.000 2.375
17044185 2.750 20111201 20120101 12.750 2.375
17044189 2.750 20120101 20120201 14.500 2.375
17044205 2.750 20170101 20170201 12.000 2.375
17059649 2.250 20120201 20120301 11.875 2.000
17198901 2.250 20120401 20120501 11.875 2.000
17198903 2.250 20120401 20120501 13.375 2.000
17202779 2.250 20120401 20120501 12.500 2.000
17202781 2.250 20120401 20120501 11.625 2.000
17202791 2.250 20120401 20120501 11.875 2.000
17202798 2.250 20120401 20120501 11.625 2.000
17202800 2.250 20120501 20120601 12.375 2.000
17267132 2.250 20170601 20170701 11.125 2.050
17267134 2.250 20170601 20170701 12.500 2.050
17267138 2.250 20170601 20170701 11.500 2.050
17267147 2.250 20170601 20170701 12.625 2.050
17267149 2.250 20170601 20170701 12.000 2.050
17267153 2.250 20170601 20170701 11.500 2.050
17267159 2.250 20170601 20170701 12.500 2.050
17267162 2.250 20170601 20170701 12.000 2.050
17267183 2.250 20170601 20170701 11.625 2.050
17279315 2.250 20140601 20140701 11.250 2.050
17279316 2.250 20170701 20170801 11.625 2.050
17279317 2.250 20170701 20170801 12.875 2.050
17279318 2.250 20170701 20170801 11.250 2.050
17267188 2.250 20170601 20170701 11.375 2.050
17267192 2.250 20170601 20170701 12.625 2.050
17267199 2.250 20170601 20170701 12.250 2.050
17267203 2.250 20170601 20170701 10.500 2.050
17267218 2.250 20170601 20170701 12.625 2.050
17267231 2.250 20170601 20170701 11.875 2.050
17267239 2.250 20170701 20170801 11.625 2.050
17267242 2.250 20170601 20170701 11.875 2.050
17267243 2.250 20170601 20170701 12.125 2.050
17284421 2.250 20170701 20170801 11.500 2.050
17284428 2.250 20140301 20170401 11.375 2.050
17284429 2.250 20140601 20170701 11.625 2.050
17284431 2.250 20140401 20170501 11.250 2.050
17284434 2.250 20140601 20170701 12.000 2.050
17284435 2.250 20170601 20170701 10.875 2.050
17284436 2.250 20140601 20140701 11.375 2.050
17284440 2.250 20140601 20140701 11.500 2.050
17284441 2.250 20170601 20170701 13.125 2.050
17284444 2.250 20170601 20170701 11.500 2.050
17284450 2.250 20140601 20140701 11.750 2.050
17284453 2.250 20140601 20170701 11.625 2.050
17284454 2.250 20140701 20170801 12.125 2.050
17284457 2.250 20140601 20140701 11.375 2.050
17284459 2.250 20140401 20170501 11.750 2.050
17284460 2.250 20170501 20170601 11.750 2.050
17284465 2.250 20170601 20170701 10.875 2.050
17284467 2.250 20140501 20170601 11.250 2.050
17284468 2.250 20170701 20170801 11.000 2.050
17284470 2.750 20140601 20140701 11.875 2.550
17284471 2.250 20170701 20170801 11.500 2.050
17284474 2.250 20140701 20170801 11.250 2.050
17284476 2.250 20140701 20170801 11.875 2.050
17284479 2.250 20140501 20170601 11.125 2.050
17284481 2.250 20140701 20170801 12.250 2.050
17284483 2.250 20170601 20170701 11.125 2.050
17284485 2.250 20140601 20170701 11.625 2.050
17284492 2.250 20170701 20170801 11.625 2.050
17284493 2.250 20170701 20170801 11.875 2.050
17284494 2.250 20140701 20170801 12.000 2.050
17284495 2.250 20140701 20170801 11.500 2.050
17284497 2.250 20170701 20170801 11.000 2.050
17284499 2.250 20140601 20170701 12.000 2.050
17284500 2.250 20140701 20170801 11.375 2.050
17284502 2.250 20140701 20170801 11.500 2.050
17284509 2.250 20170701 20170801 12.250 2.050
17284512 2.250 20140701 20140801 12.125 2.050
17284513 2.250 20140701 20170801 11.375 2.050
17284514 2.250 20170701 20170801 11.750 2.050
17284515 2.250 20170701 20170801 12.625 2.050
17284517 2.250 20170601 20170701 11.875 2.050
17284518 2.250 20170701 20170801 12.500 2.050
17296732 2.250 20170701 20170801 12.250 2.050
17296733 2.250 20170701 20170801 12.125 2.050
17296734 2.250 20170701 20170801 12.750 2.050
17296735 2.250 20170701 20170801 11.750 2.050
17296736 2.250 20170701 20170801 11.125 2.050
17296737 2.250 20170701 20170801 11.750 2.050
17296738 2.250 20170701 20170801 11.875 2.050
17296739 2.250 20170701 20170801 11.250 2.050
17296740 2.250 20170701 20170801 12.000 2.050
17296741 2.250 20170701 20170801 11.625 2.050
17296742 2.250 20170701 20170801 11.500 2.050
17296744 2.250 20170701 20170801 12.500 2.050
17296745 2.250 20170701 20170801 11.250 2.050
17296746 2.250 20170701 20170801 12.000 2.050
17296747 2.250 20170701 20170801 12.375 2.050
17296749 2.250 20170701 20170801 11.875 2.050
17296750 2.250 20170701 20170801 12.000 2.050
17296751 2.250 20170701 20170801 11.500 2.050
17296752 2.250 20170701 20170801 11.000 2.050
17296753 2.250 20170701 20170801 12.250 2.050
17298041 2.250 20170701 20170801 11.250 2.050
17298043 2.250 20170601 20170701 11.875 2.050
17298044 2.250 20170701 20170801 11.500 2.050
17298045 2.250 20170701 20170801 11.000 2.050
17298046 2.250 20170701 20170801 12.000 2.050
17298048 2.250 20170601 20170701 11.875 2.050
17298049 2.250 20170601 20170701 12.625 2.050
17298050 2.250 20170701 20170801 12.875 2.050
17298051 2.250 20170701 20170801 11.250 2.050
17298052 2.250 20170701 20170801 10.875 2.050
17298053 2.250 20170701 20170801 11.750 2.050
17298054 2.250 20170701 20170801 11.500 2.050
17298055 2.250 20170701 20170801 11.875 2.050
17298056 2.250 20170701 20170801 12.500 2.050
17298058 2.250 20170701 20170801 11.500 2.050
17298059 2.250 20170701 20170801 12.000 2.050
17298061 2.250 20170701 20170801 11.750 2.050
17298062 2.250 20170701 20170801 12.000 2.050
17298064 2.250 20170701 20170801 12.750 2.050
17298066 2.250 20170701 20170801 11.875 2.050
17296729 2.250 20170701 20170801 11.375 2.050
17296730 2.250 20170701 20170801 11.750 2.050
17296731 2.250 20170701 20170801 11.875 2.050
17284520 2.250 20170701 20170801 11.500 2.050
17284527 2.250 20170701 20170801 12.250 2.050
17284529 2.250 20170701 20170801 13.250 2.050
17284530 2.250 20170701 20170801 11.625 2.050
17284532 2.250 20170701 20170801 12.250 2.050
17293851 2.250 20140601 20170701 11.375 2.050
17293853 2.250 20140601 20170701 11.375 2.050
17293854 2.250 20140601 20170701 11.500 2.050
17293856 2.250 20140701 20170801 11.875 2.050
17293857 2.250 20140701 20170801 12.250 2.050
17293858 2.250 20140701 20170801 12.250 2.050
17293859 2.250 20140701 20170801 12.000 2.050
17293860 2.250 20140701 20170801 11.750 2.050
17284533 2.250 20170701 20170801 11.750 2.050
17284535 2.250 20170701 20170801 11.500 2.050
17280830 2.500 20140701 20170801 11.875 2.125
17280831 2.500 20120601 20170701 13.750 2.125
17280832 2.500 20140601 20170701 13.625 2.125
17280833 2.500 20120701 20170801 13.500 2.125
17275300 2.250 20140301 20170401 12.125 1.875
17275301 2.250 20140401 20170501 12.625 1.875
17275302 2.250 20120301 20120401 13.375 1.875
17275304 2.250 20120301 20170401 12.375 1.875
17275305 2.500 20120201 20170301 11.875 2.125
17275308 2.250 20140301 20170401 12.625 1.875
17275309 2.250 20140301 20170401 12.750 1.875
17275310 2.250 20120401 20170501 12.875 1.875
17275311 2.250 20120301 20170401 11.875 1.875
17275312 2.250 20120401 20170501 12.250 1.875
17275314 2.250 20140501 20170601 12.625 1.875
17275315 2.250 20120301 20170401 11.750 1.875
17275317 2.250 20120301 20170401 11.875 1.875
17275318 2.500 20170301 20170401 12.250 2.125
17275319 2.250 20140301 20170401 12.375 1.875
17275320 2.500 20170301 20170401 12.875 2.125
17275321 2.250 20140401 20170501 11.500 1.875
17275323 2.250 20120601 20170701 12.875 1.875
17275324 2.500 20140301 20170401 13.125 2.125
17275325 2.500 20120301 20170401 12.125 2.125
17275327 2.250 20120301 20170401 11.750 1.875
17275332 2.250 20140501 20140601 12.875 1.875
17275333 2.250 20170301 20170401 11.875 1.875
17275335 2.500 20170401 20170501 13.125 2.125
17275336 2.500 20170301 20170401 11.750 2.125
17275338 2.250 20120401 20170501 12.250 1.875
17275339 2.250 20140401 20140501 11.375 1.875
17275341 2.500 20140501 20170601 13.125 2.125
17275283 2.250 20120201 20170301 12.375 1.875
17275284 2.250 20120301 20170401 11.875 1.875
17275286 2.500 20170201 20170301 12.125 2.125
17275287 2.250 20140401 20170501 12.625 1.875
17275342 2.500 20140401 20170501 13.750 2.125
17275343 2.250 20140401 20170501 13.500 1.875
17275344 2.500 20140401 20170501 13.500 2.125
17275345 2.250 20140401 20170501 11.250 1.875
17275346 2.250 20140401 20170501 12.125 1.875
17275348 2.500 20140601 20170701 12.000 2.125
17275352 2.250 20120501 20170601 12.500 1.875
17275355 2.250 20140401 20170501 12.125 1.875
17275358 2.250 20140501 20170601 12.875 1.875
17275361 2.250 20140501 20170601 12.500 1.875
17275363 2.250 20120501 20170601 11.750 1.875
17275364 2.250 20140501 20140601 13.500 1.875
17275365 2.250 20140501 20170601 13.250 1.875
17275366 2.500 20140601 20140701 12.500 2.125
17275367 2.250 20120501 20170601 12.500 1.875
17275368 2.500 20140501 20170601 12.750 2.125
17275369 2.250 20140601 20170701 13.500 1.875
17275370 2.250 20140601 20170701 12.250 1.875
17275371 2.250 20140501 20170601 11.750 1.875
17275372 2.250 20120401 20170501 12.750 1.875
17275373 2.500 20120501 20170601 12.875 2.125
17275289 2.250 20120301 20170401 12.000 1.875
17275290 2.250 20140301 20170401 12.875 1.875
17275291 2.250 20120301 20170401 12.125 1.875
17275292 2.500 20170301 20170401 13.375 2.125
17275293 2.250 20140301 20170401 12.000 1.875
17275294 2.250 20140301 20140401 11.875 1.875
17275295 2.500 20140301 20170401 12.250 2.125
17275296 2.500 20120301 20170401 12.250 2.125
17275297 2.250 20140301 20170401 12.750 1.875
17275298 2.250 20120301 20170401 12.250 1.875
17275299 2.250 20120501 20120601 12.625 1.875
17275374 2.250 20140501 20170601 12.500 1.875
17275376 2.250 20120501 20170601 13.000 1.875
17275378 2.250 20140501 20140601 12.000 1.875
17275379 2.250 20140601 20170701 12.500 1.875
17275381 2.250 20140501 20170601 11.875 1.875
17275382 2.500 20140501 20170601 12.125 2.125
17275383 2.250 20120501 20170601 13.000 1.875
17275387 2.250 20140601 20170701 11.750 1.875
17275390 2.250 20140501 20170601 13.000 1.875
17275391 2.250 20140601 20170701 12.750 1.875
17275392 2.250 20120501 20170601 11.375 1.875
17275393 2.250 20140501 20170601 12.375 1.875
17275395 2.250 20140501 20170601 13.750 1.875
17275397 2.250 20120501 20170601 11.375 1.875
17275399 2.500 20120501 20120601 13.500 2.125
17275401 2.250 20140501 20140601 13.625 1.875
17275404 2.250 20120601 20170701 13.125 1.875
17275405 2.250 20120501 20170601 13.375 1.875
17275406 2.250 20140501 20140601 13.750 1.875
17275407 2.250 20140601 20170701 13.500 1.875
17275408 2.250 20170601 20170701 13.500 1.875
17275409 2.250 20140601 20170701 12.875 1.875
17275410 2.250 20120601 20170701 11.875 1.875
17275414 2.250 20170601 20170701 12.375 1.875
17275416 2.500 20120601 20170701 12.625 2.125
17275419 2.250 20140601 20170701 12.875 1.875
17275423 2.250 20140601 20170701 12.375 1.875
17275424 2.250 20140601 20170701 12.375 1.875
17275425 2.250 20140601 20170701 12.375 1.875
17275426 2.250 20140601 20140701 13.500 1.875
17275427 2.250 20140601 20170701 12.375 1.875
17275428 2.500 20120601 20120701 13.250 2.125
17275429 2.250 20120601 20170701 13.000 1.875
17275200 2.250 20111101 20161201 11.750 1.875
17275201 2.250 20161101 20161201 11.625 1.875
17275202 2.250 20120201 20170301 12.250 1.875
17275203 2.250 20131201 20170101 12.875 1.875
17275204 2.250 20120201 20170301 11.875 1.875
17275205 2.250 20111201 20120101 12.250 1.875
17275208 2.250 20111201 20170101 11.875 1.875
17275209 2.250 20111201 20170101 11.625 1.875
17275211 2.250 20120301 20170401 12.125 1.875
17275213 2.500 20120101 20120201 11.875 2.125
17275215 2.250 20111201 20170101 12.500 1.875
17275216 2.500 20131201 20170101 12.500 2.125
17275218 2.250 20111201 20170101 11.750 1.875
17275219 2.500 20120301 20170401 11.750 2.125
17275221 2.250 20170101 20170201 11.875 1.875
17275222 2.500 20161201 20170101 11.875 2.125
17275225 2.250 20140101 20170201 12.250 1.875
17275227 2.250 20120101 20120201 11.875 1.875
17275228 2.250 20120201 20120301 13.125 1.875
17275230 2.250 20120101 20170201 11.500 1.875
17275232 2.250 20120101 20170201 12.500 1.875
17275234 2.250 20120101 20170201 11.125 1.875
17275235 2.250 20140101 20170201 12.750 1.875
17275236 2.250 20120301 20170401 12.250 1.875
17275237 2.250 20140101 20170201 12.125 1.875
17275238 2.250 20120201 20170301 11.500 1.875
17275240 2.250 20120201 20170301 11.875 1.875
17275241 2.250 20140101 20170201 12.250 1.875
17275242 2.250 20120201 20170301 12.500 1.875
17275243 2.250 20120201 20120301 12.500 1.875
17275244 2.500 20140201 20170301 11.875 2.125
17275245 2.250 20120101 20170201 11.750 1.875
17275247 2.500 20120201 20170301 12.375 2.125
17275248 2.250 20120201 20170301 11.875 1.875
17275249 2.250 20120101 20170201 13.000 1.875
17275250 2.250 20170201 20170301 11.875 1.875
17275251 2.250 20120201 20170301 12.750 1.875
17275252 2.250 20140201 20170301 12.375 1.875
17275253 2.500 20120201 20120301 12.375 2.125
17275254 2.250 20120201 20170301 11.875 1.875
17275255 2.250 20120201 20170301 11.500 1.875
17275257 2.250 20120201 20120301 11.250 1.875
17275258 2.250 20120301 20170401 13.125 1.875
17275259 2.250 20120301 20170401 13.125 1.875
17275263 2.250 20140201 20170301 12.250 1.875
17275264 2.250 20140201 20170301 12.875 1.875
17275265 2.250 20140201 20170301 12.625 1.875
17275266 2.500 20120201 20170301 12.750 2.125
17275267 2.500 20140301 20170401 12.375 2.125
17275268 2.250 20140301 20170401 11.875 1.875
17275271 2.250 20170601 20170701 12.000 1.875
17275272 2.250 20140301 20170401 12.625 1.875
17275273 2.250 20120201 20170301 12.125 1.875
17275275 2.250 20120301 20170401 11.750 1.875
17275276 2.250 20140201 20170301 12.875 1.875
17275277 2.250 20120201 20170301 11.875 1.875
17275278 2.250 20120201 20170301 12.500 1.875
17275279 2.500 20120201 20120301 12.875 2.125
17275281 2.250 20120201 20170301 12.625 1.875
17275184 2.250 20120301 20170401 12.125 1.875
17275185 2.250 20111101 20161201 11.500 1.875
17275186 2.250 20120301 20170401 12.875 1.875
17275187 2.250 20111101 20161201 13.000 1.875
17275189 2.250 20161101 20161201 11.875 1.875
17275190 2.250 20161101 20161201 11.250 1.875
17275191 2.250 20161101 20161201 12.250 1.875
17275192 2.250 20111101 20161201 11.500 1.875
17275193 2.500 20111101 20111201 13.500 2.125
17275194 2.500 20131101 20161201 11.750 2.125
17275195 2.250 20111201 20170101 11.500 1.875
17275196 2.500 20161101 20161201 11.875 2.125
17275197 2.250 20120101 20170201 12.750 1.875
17275198 2.250 20111101 20111201 13.250 1.875
17275199 2.500 20111101 20161201 13.500 2.125
16808789 2.250 20111101 20080501 11.625 2.050
17153185 2.250 20120301 20120401 11.250 2.000
17153496 2.750 20120301 20120401 11.375 2.500
17153756 2.750 20170201 20170301 11.875 2.500
17153778 2.250 20170301 20170401 11.750 2.000
17153325 2.250 20120301 20120401 11.500 2.000
17153315 2.750 20120301 20120401 11.500 2.500
17153621 2.750 20120201 20120301 11.875 2.500
17153271 2.250 20120301 20120401 11.875 2.000
17153242 2.250 20120201 20120301 11.375 2.000
17153246 2.250 20120301 20120401 11.875 2.000
17153198 2.250 20120201 20120301 11.500 2.000
LOAN_SEQ PER_RATE_CAP MAIN_GROUP1 SUB_GROUP1 NEG_AM PRODUCT
17272380 2.000 GI. SS G01 No 5/1LIBOR IO
17274422 2.000 GI. SS G01 No 5/1LIBOR IO
17275575 2.000 GI. SS G01 No 5/1LIBOR IO
17275582 2.000 GI. SS G01 No 5/1LIBOR IO
17275596 2.000 GI. SS G01 No 5/1LIBOR IO
17275597 2.000 GI. SS G01 No 5/1LIBOR IO
17275598 2.000 GI. SS G01 No 5/1LIBOR
17275599 2.000 GI. SS G01 No 5/1LIBOR IO
17275600 2.000 GI. SS G01 No 5/1LIBOR IO
17275601 2.000 GI. SS G01 No 5/1LIBOR IO
16809367 2.000 GI. SS G01 No 5/6LIBOR IO
16809721 1.000 GI. SS G01 No 5/6LIBOR
16790423 1.000 GI. SS G02 No 7/6LIBOR IO
16788460 1.000 GI. SS G01 No 5/6LIBOR IO
16778247 1.000 GI. SS G01 No 5/6LIBOR IO
17058835 1.000 GI. SS G01 No 5/6LIBOR BLN
17012434 1.000 GI. SS G01 No 5/6LIBOR
17002373 1.000 GI. SS G01 No 5/6LIBOR
17228489 1.000 GI. SS G01 No 5/6LIBOR
17230548 1.000 GI. SS G01 No 5/6LIBOR
17168539 1.000 GI. SS G01 No 5/6LIBOR IO
17246981 1.000 GI. SS G01 No 5/6LIBOR IO
17226641 2.000 GI. SS G01 No 5/6LIBOR BLN
17267747 1.000 GI. SS G01 No 5/6LIBOR IO
17267748 1.000 GI. SS G01 No 5/6LIBOR IO
17265570 2.000 GI. SS G01 No 5/1LIBOR
17265571 2.000 GI. SS G01 No 5/1LIBOR
17265572 2.000 GI. SS G01 No 5/1LIBOR IO
17265573 2.000 GI. SS G01 No 5/1LIBOR
17252896 2.000 GI. SS G01 No 5/1LIBOR
17252897 2.000 GI. SS G01 No 5/1LIBOR IO
17252899 2.000 GI. SS G01 No 5/1LIBOR IO
17252900 2.000 GI. SS G01 No 5/1LIBOR
17252901 2.000 GI. SS G01 No 5/1LIBOR IO
17252894 2.000 GI. SS G01 No 5/1LIBOR
17252895 2.000 GI. SS G01 No 5/1LIBOR
17181613 1.000 GI. SS G01 No 5/6LIBOR
17213926 1.000 GI. SS G01 No 5/6LIBOR IO
17181618 1.000 GI. SS G01 No 5/6LIBOR IO
17229892 1.000 GI. SS G01 No 5/6LIBOR IO
17224000 1.000 GI. SS G01 No 5/6LIBOR IO
17078490 1.000 GI. SS G01 No 5/6LIBOR IO
17298959 1.000 GI. SS G01 No 5/6LIBOR IO
17263458 1.000 GI. SS G01 No 5/6LIBOR IO
17259484 1.000 GI. SS G01 No 5/6LIBOR IO
17027578 1.000 GI. SS G01 No 5/6LIBOR IO
17243276 2.000 GI. SS G02 No 7/1LIBOR
17243366 2.000 GI. SS G03 No 10/1LIBOR IO
17243388 2.000 GI. SS G02 No 7/1LIBOR
17243392 2.000 GI. SS G02 No 7/1LIBOR IO
17243396 2.000 GI. SS G02 No 7/1LIBOR
17244853 2.000 GI. SS G01 No 5/1LIBOR
17244855 2.000 GI. SS G01 No 5/1LIBOR
17244857 2.000 GI. SS G01 No 5/1LIBOR
17246254 2.000 GI. SS G02 No 7/1LIBOR
17148472 2.000 GI. SS G01 No 5/1LIBOR
17148494 2.000 GI. SS G01 No 5/1LIBOR IO
17148513 2.000 GI. SS G01 No 5/1LIBOR IO
17151488 2.000 GI. SS G01 No 5/1LIBOR
17151490 2.000 GI. SS G01 No 5/1LIBOR
17151529 2.000 GI. SS G01 No 5/1LIBOR IO
17151610 2.000 GI. SS G01 No 5/1LIBOR IO
17171404 2.000 GI. SS G01 No 5/1LIBOR IO
17171493 2.000 GI. SS G01 No 5/1LIBOR IO
17171500 2.000 GI. SS G01 No 5/1LIBOR IO
17180412 2.000 GI. SS G01 No 5/1LIBOR
17180415 2.000 GI. SS G01 No 5/1LIBOR
17180416 2.000 GI. SS G01 No 5/1LIBOR
17181944 2.000 GI. SS G01 No 5/1LIBOR IO
17181956 2.000 GI. SS G01 No 5/1LIBOR IO
17181957 2.000 GI. SS G01 No 5/1LIBOR IO
17202208 2.000 GI. SS G01 No 5/1LIBOR IO
17202209 2.000 GI. SS G01 No 5/1LIBOR IO
17202230 2.000 GI. SS G01 No 5/1LIBOR IO
17202232 2.000 GI. SS G01 No 5/1LIBOR IO
17202237 2.000 GI. SS G01 No 5/1LIBOR IO
17202244 2.000 GI. SS G01 No 5/1LIBOR
17202245 2.000 GI. SS G01 No 5/1LIBOR IO
17202246 2.000 GI. SS G01 No 5/1LIBOR IO
17208216 2.000 GI. SS G01 No 5/1LIBOR
17217039 2.000 GI. SS G01 No 5/1LIBOR IO
17217041 2.000 GI. SS G01 No 5/1LIBOR IO
17217043 2.000 GI. SS G01 No 5/1LIBOR
17217054 2.000 GI. SS G01 No 5/1LIBOR IO
17228922 2.000 GI. SS G01 No 5/1LIBOR IO
17228926 2.000 GI. SS G01 No 5/1LIBOR IO
17228928 2.000 GI. SS G01 No 5/1LIBOR IO
17228932 2.000 GI. SS G01 No 5/1LIBOR IO
17231098 2.000 GI. SS G01 No 5/1LIBOR IO
17231107 2.000 GI. SS G01 No 5/1LIBOR IO
17059271 2.000 GI. SS G01 No 5/1LIBOR IO
17009021 2.000 GI. SS G01 No 5/1LIBOR
17013683 2.000 GI. SS G01 No 5/1LIBOR IO
16658444 2.000 GI. SS G01 No 5/1LIBOR IO
16684063 2.000 GI. SS G01 No 5/1LIBOR
17014950 1.000 GI. SS G01 No 5/6LIBOR
17078487 1.000 GI. SS G01 No 5/6LIBOR IO
17076548 1.000 GI. SS G01 No 5/6LIBOR
17218542 1.000 GI. SS G01 No 5/6LIBOR
17230539 1.000 GI. SS G01 No 5/6LIBOR
17245909 1.000 GI. SS G01 No 5/6LIBOR IO
17247632 1.000 GI. SS G01 No 5/6LIBOR IO
17249992 1.000 GI. SS G01 No 5/6LIBOR IO
17255980 1.000 GI. SS G01 No 5/6LIBOR
17267268 1.000 GI. SS G02 No 7/6LIBOR BLN
17274234 1.000 GI. SS G01 No 5/6LIBOR IO
17275487 1.000 GI. SS G01 No 5/6LIBOR IO
17278943 1.000 GI. SS G01 No 5/6LIBOR IO
17279579 1.000 GI. SS G01 No 5/6LIBOR IO
17280045 1.000 GI. SS G01 No 5/6LIBOR IO
17280046 1.000 GI. SS G03 No 10/6LIBOR BLN
17280047 1.000 GI. SS G01 No 5/6LIBOR IO
17280116 1.000 GI. SS G01 No 5/6LIBOR IO
17286720 1.000 GI. SS G01 No 5/6LIBOR
17286730 1.000 GI. SS G01 No 5/6LIBOR
17293502 1.000 GI. SS G01 No 5/6LIBOR IO
17297210 1.000 GI. SS G01 No 5/6LIBOR IO
17297218 1.000 GI. SS G01 No 5/6LIBOR IO
17297221 1.000 GI. SS G01 No 5/6LIBOR IO
17298133 1.000 GI. SS G01 No 5/6LIBOR IO
17298087 1.000 GI. SS G01 No 5/6LIBOR IO
17298211 1.000 GI. SS G01 No 5/6LIBOR IO
17298098 1.000 GI. SS G01 No 5/6LIBOR IO
17298855 1.000 GI. SS G01 No 5/6LIBOR IO
17299525 1.000 GI. SS G02 No 7/6LIBOR IO
17299534 1.000 GI. SS G01 No 5/6LIBOR IO
17299536 1.000 GI. SS G01 No 5/6LIBOR IO
17299491 1.000 GI. SS G01 No 5/6LIBOR IO
17299579 1.000 GI. SS G01 No 5/6LIBOR IO
17299586 1.000 GI. SS G01 No 5/6LIBOR IO
17301745 1.000 GI. SS G01 No 5/6LIBOR IO
17301717 1.000 GI. SS G01 No 5/6LIBOR
17301786 1.000 GI. SS G01 No 5/6LIBOR IO
17301798 1.000 GI. SS G01 No 5/6LIBOR IO
17301821 1.000 GI. SS G02 No 7/6LIBOR
17214357 1.000 GI. SS G01 No 5/6LIBOR IO
16304164 1.000 GI. SS G01 No 5/6LIBOR IO
17065311 1.000 GI. SS G01 No 5/6LIBOR IO
17154134 1.000 GI. SS G03 No 10/6LIBOR
16832568 1.000 GI. SS G01 No 5/6LIBOR IO
16835052 1.000 GI. SS G01 No 5/6LIBOR
16823432 1.000 GI. SS G03 No 10/6LIBOR IO
17299637 2.000 GI. SS G01 No 5/6LIBOR IO
17299650 1.000 GI. SS G01 No 5/6LIBOR IO
17301850 2.000 GI. SS G01 No 5/6LIBOR
17301875 2.000 GI. SS G01 No 5/6LIBOR IO
17302287 1.000 GI. SS G01 No 5/6LIBOR IO
17302297 2.000 GI. SS G01 No 5/6LIBOR
17302299 2.000 GI. SS G01 No 5/6LIBOR BLN
17303975 1.000 GI. SS G01 No 5/6LIBOR IO
17303990 1.000 GI. SS G01 No 5/6LIBOR
17306383 1.000 GI. SS G01 No 5/6LIBOR IO
17309184 2.000 GI. SS G02 No 7/1LIBOR
17312361 1.000 GI. SS G01 No 5/6LIBOR IO
17256236 1.000 GI. SS G01 No 5/6LIBOR IO
17256376 1.000 GI. SS G01 No 5/6LIBOR IO
17259611 1.000 GI. SS G01 No 5/6LIBOR IO
17259619 1.000 GI. SS G01 No 5/6LIBOR IO
17263934 1.000 GI. SS G01 No 5/6LIBOR IO
17264197 1.000 GI. SS G01 No 5/6LIBOR IO
17265591 1.000 GI. SS G01 No 5/6LIBOR IO
17265597 1.000 GI. SS G01 No 5/6LIBOR IO
17265599 1.000 GI. SS G01 No 5/6LIBOR
17266307 1.000 GI. SS G01 No 5/6LIBOR IO
17266313 1.000 GI. SS G01 No 5/6LIBOR IO
17267731 1.000 GI. SS G01 No 5/6LIBOR IO
17272367 1.000 GI. SS G01 No 5/6LIBOR IO
17274421 1.000 GI. SS G01 No 5/6LIBOR IO
17275612 1.000 GI. SS G01 No 5/6LIBOR IO
17279073 1.000 GI. SS G01 No 5/6LIBOR IO
17293562 1.000 GI. SS G01 No 5/6LIBOR IO
17293573 2.000 GI. SS G02 No 7/1LIBOR IO
17293595 1.000 GI. SS G01 No 5/6LIBOR IO
17295344 1.000 GI. SS G01 No 5/6LIBOR
17297468 1.000 GI. SS G01 No 5/6LIBOR IO
17298235 1.000 GI. SS G01 No 5/6LIBOR
17298237 1.000 GI. SS G01 No 5/6LIBOR IO
17298238 1.000 GI. SS G01 No 5/6LIBOR
17298239 1.000 GI. SS G01 No 5/6LIBOR IO
17238774 2.000 GI. SS G01 No 5/1LIBOR IO
17238827 1.000 GI. SS G01 No 5/6LIBOR IO
17238829 1.000 GI. SS G01 No 5/6LIBOR IO
17243150 1.000 GI. SS G01 No 5/6LIBOR IO
17243156 1.000 GI. SS G01 No 5/6LIBOR IO
17243257 2.000 GI. SS G02 No 7/1LIBOR
17243288 1.000 GI. SS G01 No 5/6LIBOR IO
17243384 2.000 GI. SS G03 No 10/1LIBOR IO
17243939 1.000 GI. SS G02 No 7/6LIBOR IO
17244887 1.000 GI. SS G03 No 10/1LIBOR IO
17244889 2.000 GI. SS G03 No 10/1LIBOR IO
17244917 1.000 GI. SS G01 No 5/6LIBOR IO
17246160 1.000 GI. SS G01 No 5/6LIBOR IO
17246258 1.000 GI. SS G01 No 5/6LIBOR IO
17246992 1.000 GI. SS G01 No 5/6LIBOR IO
17247012 2.000 GI. SS G01 No 5/6LIBOR
17247906 1.000 GI. SS G02 No 7/6LIBOR IO
17247930 1.000 GI. SS G01 No 5/6LIBOR IO
17248643 1.000 GI. SS G01 No 5/6LIBOR IO
17248650 1.000 GI. SS G01 No 5/6LIBOR IO
17250237 1.000 GI. SS G01 No 5/6LIBOR
17250252 1.000 GI. SS G01 No 5/6LIBOR IO
17250261 1.000 GI. SS G01 No 5/6LIBOR IO
17230301 1.000 GI. SS G01 No 5/6LIBOR IO
17231133 1.000 GI. SS G01 No 5/6LIBOR IO
17231190 1.000 GI. SS G01 No 5/6LIBOR IO
17231204 1.000 GI. SS G01 No 5/6LIBOR IO
17231691 1.000 GI. SS G01 No 5/6LIBOR IO
17231716 1.000 GI. SS G01 No 5/6LIBOR IO
17231730 1.000 GI. SS G01 No 5/6LIBOR IO
17231741 1.000 GI. SS G01 No 5/6LIBOR
17231743 1.000 GI. SS G01 No 5/6LIBOR
17231745 1.000 GI. SS G01 No 5/6LIBOR IO
17231746 1.000 GI. SS G01 No 5/6LIBOR
17231774 1.000 GI. SS G01 No 5/6LIBOR IO
17238709 1.000 GI. SS G01 No 5/6LIBOR IO
17238711 2.000 GI. SS G01 No 5/6LIBOR
17238739 1.000 GI. SS G01 No 5/6LIBOR
17238751 1.000 GI. SS G01 No 5/6LIBOR IO
17238758 1.000 GI. SS G01 No 5/6LIBOR IO
17238760 1.000 GI. SS G01 No 5/6LIBOR IO
17230255 1.000 GI. SS G01 No 5/6LIBOR
17230258 1.000 GI. SS G01 No 5/6LIBOR
17230264 1.000 GI. SS G01 No 5/6LIBOR
17229865 1.000 GI. SS G01 No 5/6LIBOR IO
17245699 1.000 GI. SS G01 No 5/6LIBOR
17267253 1.000 GI. SS G01 No 5/6LIBOR BLN
17207759 1.000 GI. SS G01 No 5/6LIBOR IO
16121006 2.000 GI. SS G01 No 5/6LIBOR IO
17230474 1.000 GI. SS G01 No 5/6LIBOR IO
17246539 1.000 GI. SS G01 No 5/6LIBOR IO
17219062 1.000 GI. SS G01 No 5/6LIBOR
17272266 1.000 GI. SS G01 No 5/6LIBOR IO
17202579 1.000 GI. SS G01 No 5/6LIBOR IO
16980779 1.000 GI. SS G01 No 5/6LIBOR IO
17002095 2.000 GI. SS G01 No 5/6LIBOR IO
17042505 1.000 GI. SS G01 No 5/6LIBOR IO
17043928 1.000 GI. SS G01 No 5/6LIBOR IO
17003240 1.000 GI. SS G01 No 5/6LIBOR IO
17011262 1.000 GI. SS G01 No 5/6LIBOR IO
16826783 1.000 GI. SS G01 No 5/6LIBOR IO
17267301 1.000 GI. SS G01 No 5/6LIBOR
17238822 1.000 GI. SS G01 No 5/6LIBOR IO
17252611 1.000 GI. SS G02 No 7/6LIBOR IO
16974038 1.000 GI. SS G01 No 5/6LIBOR BLN
17267732 1.000 GI. SS G01 No 5/6LIBOR
17238819 2.000 GI. SS G01 No 5/1LIBOR IO
17238826 2.000 GI. SS G01 No 5/1LIBOR
17238836 2.000 GI. SS G01 No 5/1LIBOR IO
17238838 2.000 GI. SS G01 No 5/1LIBOR
17325691 2.000 GI. SS G01 No 5/1LIBOR
17325695 2.000 GI. SS G01 No 5/1LIBOR
17325696 2.000 GI. SS G01 No 5/1LIBOR IO
17325697 2.000 GI. SS G01 No 5/1LIBOR IO
17311872 2.000 GI. SS G01 No 5/1LIBOR IO
17311873 2.000 GI. SS G01 No 5/1LIBOR IO
17311874 2.000 GI. SS G01 No 5/1LIBOR
17311875 2.000 GI. SS G01 No 5/1LIBOR IO
17311876 2.000 GI. SS G01 No 5/1LIBOR IO
17311879 2.000 GI. SS G01 No 5/1LIBOR IO
17311880 2.000 GI. SS G01 No 5/1LIBOR IO
17311882 2.000 GI. SS G01 No 5/1LIBOR IO
17311884 2.000 GI. SS G01 No 5/1LIBOR IO
17311885 2.000 GI. SS G01 No 5/1LIBOR IO
17311886 2.000 GI. SS G01 No 5/1LIBOR
17311887 2.000 GI. SS G01 No 5/1LIBOR IO
17255159 1.000 GI. SS G01 No 5/6LIBOR IO
17160269 1.000 GI. SS G01 No 5/6LIBOR IO
17169168 1.000 GI. SS G01 No 5/6LIBOR IO
17171538 2.000 GI. SS G01 No 5/6LIBOR IO
17172643 2.000 GI. SS G01 No 5/6LIBOR BLN
17182804 1.000 GI. SS G01 No 5/6LIBOR IO
17202136 2.000 GI. SS G01 No 5/6LIBOR BLN
17208278 1.000 GI. SS G02 No 7/6LIBOR IO
17214324 1.000 GI. SS G01 No 5/6LIBOR IO
17215670 2.000 GI. SS G01 No 5/6LIBOR IO
17226637 2.000 GI. SS G01 No 5/6LIBOR BLN
17226638 2.000 GI. SS G01 No 5/6LIBOR BLN
17229350 2.000 GI. SS G01 No 5/6LIBOR IO
17238810 1.000 GI. SS G03 No 10/6LIBOR
17148635 1.000 GI. SS G01 No 5/6LIBOR IO
17151559 1.000 GI. SS G01 No 5/6LIBOR IO
17152846 2.000 GI. SS G01 No 5/6LIBOR IO
17154597 1.000 GI. SS G01 No 5/1LIBOR IO
17244542 1.000 GI. SS G01 No 5/6LIBOR IO
17303904 1.000 GI. SS G02 No 7/6LIBOR
17245849 1.000 GI. SS G01 No 5/6LIBOR
17247494 1.000 GI. SS G01 No 5/6LIBOR IO
17247641 1.000 GI. SS G01 No 5/6LIBOR IO
17251434 1.000 GI. SS G01 No 5/6LIBOR IO
17255947 1.000 GI. SS G01 No 5/6LIBOR IO
17256888 1.000 GI. SS G01 No 5/6LIBOR
17259501 1.000 GI. SS G01 No 5/6LIBOR IO
17265534 1.000 GI. SS G01 No 5/6LIBOR
17266289 1.000 GI. SS G01 No 5/6LIBOR
17274339 1.000 GI. SS G01 No 5/6LIBOR IO
17325199 1.000 GI. SS G01 No 5/6LIBOR IO
17166648 1.000 GI. SS G01 No 5/6LIBOR IO
17168725 1.000 GI. SS G01 No 5/6LIBOR
17181704 1.000 GI. SS G01 No 5/6LIBOR
17207837 1.000 GI. SS G01 No 5/6LIBOR
17218447 1.000 GI. SS G01 No 5/6LIBOR IO
17221566 1.000 GI. SS G01 No 5/6LIBOR IO
17233957 1.000 GI. SS G01 No 5/6LIBOR
17218465 1.000 GI. SS G01 No 5/6LIBOR IO
17148288 1.000 GI. SS G01 No 5/6LIBOR IO
17152522 1.000 GI. SS G01 No 5/6LIBOR IO
17152531 1.000 GI. SS G01 No 5/6LIBOR IO
17178341 1.000 GI. SS G01 No 5/6LIBOR
17217435 1.000 GI. SS G01 No 5/6LIBOR IO
17056074 1.000 GI. SS G01 No 5/6LIBOR IO
17066430 1.000 GI. SS G01 No 5/6LIBOR IO
17066435 1.000 GI. SS G01 No 5/6LIBOR IO
17066439 1.000 GI. SS G01 No 5/6LIBOR IO
17066441 1.000 GI. SS G01 No 5/6LIBOR IO
17066519 1.000 GI. SS G01 No 5/6LIBOR
17066686 1.000 GI. SS G01 No 5/6LIBOR IO
17075661 1.000 GI. SS G01 No 5/6LIBOR IO
17075732 1.000 GI. SS G01 No 5/6LIBOR IO
17076968 1.000 GI. SS G01 No 5/6LIBOR IO
17076986 1.000 GI. SS G01 No 5/6LIBOR IO
17078380 1.000 GI. SS G01 No 5/6LIBOR
17078467 1.000 GI. SS G01 No 5/6LIBOR IO
17078566 1.000 GI. SS G01 No 5/6LIBOR IO
17089178 1.000 GI. SS G01 No 5/6LIBOR
17113373 1.000 GI. SS G01 No 5/6LIBOR IO
17113415 2.000 GI. SS G01 No 5/6LIBOR IO
17113420 1.000 GI. SS G01 No 5/6LIBOR IO
17128766 1.000 GI. SS G01 No 5/6LIBOR
17228945 2.000 GI. SS G01 No 5/6LIBOR
17228951 2.000 GI. SS G01 No 5/6LIBOR
17228962 1.000 GI. SS G01 No 5/6LIBOR IO
17229004 1.000 GI. SS G01 No 5/6LIBOR IO
17229025 1.000 GI. SS G01 No 5/6LIBOR IO
17229038 1.000 GI. SS G01 No 5/6LIBOR
17229281 2.000 GI. SS G01 No 5/6LIBOR
17229285 1.000 GI. SS G01 No 5/6LIBOR IO
17229360 2.000 GI. SS G01 No 5/1CMT IO
17229371 1.000 GI. SS G02 No 7/6LIBOR IO
17218866 2.000 GI. SS G01 No 5/6LIBOR IO
17218943 1.000 GI. SS G01 No 5/6LIBOR
17224523 1.000 GI. SS G01 No 5/6LIBOR IO
17224539 1.000 GI. SS G01 No 5/6LIBOR IO
17219518 1.000 GI. SS G01 No 5/1LIBOR IO
17219537 1.000 GI. SS G01 No 5/6LIBOR
17219572 1.000 GI. SS G01 No 5/6LIBOR IO
17219579 1.000 GI. SS G01 No 5/6LIBOR IO
17221810 2.000 GI. SS G01 No 5/6LIBOR IO
17221811 1.000 GI. SS G01 No 5/6LIBOR IO
17221823 1.000 GI. SS G01 No 5/6LIBOR IO
17221830 2.000 GI. SS G01 No 5/6LIBOR IO
17221851 2.000 GI. SS G01 No 5/6LIBOR IO
17226644 1.000 GI. SS G01 No 5/6LIBOR
17226651 1.000 GI. SS G01 No 5/6LIBOR
17221879 1.000 GI. SS G01 No 5/6LIBOR IO
17221899 2.000 GI. SS G01 No 5/6LIBOR IO
17221904 1.000 GI. SS G01 No 5/6LIBOR IO
17224466 1.000 GI. SS G01 No 5/6LIBOR IO
17208320 1.000 GI. SS G01 No 5/6LIBOR IO
17208339 1.000 GI. SS G01 No 5/6LIBOR IO
17214399 1.000 GI. SS G01 No 5/6LIBOR IO
17215118 1.000 GI. SS G01 No 5/6LIBOR IO
17215129 1.000 GI. SS G01 No 5/6LIBOR IO
17215133 1.000 GI. SS G01 No 5/6LIBOR
17215650 1.000 GI. SS G01 No 5/6LIBOR IO
17217021 1.000 GI. SS G01 No 5/6LIBOR IO
17217028 1.000 GI. SS G01 No 5/6LIBOR IO
17217073 1.000 GI. SS G01 No 5/6LIBOR
17217097 1.000 GI. SS G01 No 5/6LIBOR
17217125 2.000 GI. SS G01 No 5/1LIBOR IO
17217821 2.000 GI. SS G01 No 5/6LIBOR IO
17217828 2.000 GI. SS G01 No 5/6LIBOR IO
17217838 1.000 GI. SS G01 No 5/6LIBOR
17217850 1.000 GI. SS G01 No 5/6LIBOR IO
17217855 1.000 GI. SS G01 No 5/6LIBOR IO
17203981 1.000 GI. SS G01 No 5/6LIBOR IO
17204011 1.000 GI. SS G01 No 5/6LIBOR IO
17204057 1.000 GI. SS G01 No 5/6LIBOR IO
17206035 2.000 GI. SS G01 No 5/6LIBOR
17206068 1.000 GI. SS G01 No 5/6LIBOR IO
17206095 1.000 GI. SS G01 No 5/6LIBOR IO
17206102 2.000 GI. SS G01 No 5/6LIBOR IO
17206128 1.000 GI. SS G01 No 5/6LIBOR
17207365 1.000 GI. SS G01 No 5/6LIBOR IO
17182077 1.000 GI. SS G01 No 5/6LIBOR IO
17182084 1.000 GI. SS G02 No 7/6LIBOR
17182086 2.000 GI. SS G01 No 5/6LIBOR
17182094 1.000 GI. SS G01 No 5/6LIBOR IO
17182834 1.000 GI. SS G01 No 5/6LIBOR IO
17182837 1.000 GI. SS G01 No 5/6LIBOR
17182843 1.000 GI. SS G01 No 5/6LIBOR IO
17200928 1.000 GI. SS G01 No 5/6LIBOR
17200945 1.000 GI. SS G01 No 5/6LIBOR IO
17201779 1.000 GI. SS G01 No 5/6LIBOR IO
17201785 1.000 GI. SS G01 No 5/6LIBOR
17201825 1.000 GI. SS G01 No 5/6LIBOR IO
17203911 1.000 GI. SS G01 No 5/6LIBOR IO
17203949 1.000 GI. SS G01 No 5/6LIBOR IO
17202124 2.000 GI. SS G01 No 5/6LIBOR IO
17171501 1.000 GI. SS G01 No 5/6LIBOR
17171508 2.000 GI. SS G01 No 5/6LIBOR IO
17171510 2.000 GI. SS G01 No 5/6LIBOR IO
17171513 2.000 GI. SS G01 No 5/6LIBOR IO
17171515 2.000 GI. SS G01 No 5/6LIBOR IO
17171517 1.000 GI. SS G01 No 5/6LIBOR IO
17171527 2.000 GI. SS G01 No 5/6LIBOR IO
17171529 1.000 GI. SS G01 No 5/6LIBOR IO
17171654 1.000 GI. SS G01 No 5/6LIBOR IO
17172552 1.000 GI. SS G01 No 5/6LIBOR IO
17172572 1.000 GI. SS G01 No 5/6LIBOR
17172574 1.000 GI. SS G01 No 5/6LIBOR
17172587 1.000 GI. SS G01 No 5/6LIBOR IO
17172598 1.000 GI. SS G01 No 5/6LIBOR IO
17172616 1.000 GI. SS G01 No 5/6LIBOR
17172618 1.000 GI. SS G01 No 5/6LIBOR
17172635 1.000 GI. SS G01 No 5/6LIBOR IO
17172683 1.000 GI. SS G01 No 5/6LIBOR
17172728 1.000 GI. SS G01 No 5/6LIBOR IO
17172767 2.000 GI. SS G01 No 5/6LIBOR IO
17172771 2.000 GI. SS G01 No 5/6LIBOR
17175508 1.000 GI. SS G01 No 5/6LIBOR IO
17180335 1.000 GI. SS G01 No 5/6LIBOR IO
17155877 2.000 GI. SS G01 No 5/1LIBOR IO
17155904 1.000 GI. SS G02 No 7/6LIBOR IO
17160241 1.000 GI. SS G01 No 5/6LIBOR
17160249 1.000 GI. SS G01 No 5/6LIBOR
17160317 1.000 GI. SS G01 No 5/6LIBOR IO
17160339 1.000 GI. SS G02 No 7/6LIBOR IO
17169262 1.000 GI. SS G02 No 7/6LIBOR IO
17160364 1.000 GI. SS G01 No 5/6LIBOR
17160402 1.000 GI. SS G01 No 5/6LIBOR
17167176 1.000 GI. SS G01 No 5/6LIBOR
17167191 1.000 GI. SS G01 No 5/6LIBOR
17167265 1.000 GI. SS G01 No 5/6LIBOR IO
17167272 2.000 GI. SS G01 No 5/6LIBOR IO
17167275 1.000 GI. SS G01 No 5/6LIBOR
17167344 2.000 GI. SS G02 No 7/1LIBOR IO
17168971 1.000 GI. SS G01 No 5/6LIBOR IO
17169011 2.000 GI. SS G01 No 5/6LIBOR IO
17169013 2.000 GI. SS G01 No 5/6LIBOR IO
17169018 2.000 GI. SS G01 No 5/6LIBOR IO
17169027 1.000 GI. SS G02 No 7/6LIBOR IO
17169069 1.000 GI. SS G01 No 5/6LIBOR IO
17169077 1.000 GI. SS G01 No 5/6LIBOR
17169080 1.000 GI. SS G01 No 5/6LIBOR
17169088 1.000 GI. SS G02 No 7/6LIBOR IO
17169095 1.000 GI. SS G01 No 5/6LIBOR IO
17169130 1.000 GI. SS G01 No 5/6LIBOR IO
17169142 1.000 GI. SS G01 No 5/6LIBOR
17171380 1.000 GI. SS G01 No 5/6LIBOR IO
17171400 1.000 GI. SS G01 No 5/6LIBOR
17169145 1.000 GI. SS G01 No 5/6LIBOR IO
17169154 1.000 GI. SS G01 No 5/6LIBOR
17169196 1.000 GI. SS G01 No 5/6LIBOR IO
17171438 1.000 GI. SS G01 No 5/6LIBOR
17171458 1.000 GI. SS G01 No 5/6LIBOR IO
17171469 1.000 GI. SS G01 No 5/6LIBOR IO
17151551 2.000 GI. SS G01 No 5/6LIBOR IO
17151556 2.000 GI. SS G01 No 5/6LIBOR IO
17151565 2.000 GI. SS G01 No 5/6LIBOR IO
17152808 1.000 GI. SS G01 No 5/6LIBOR
17152841 2.000 GI. SS G01 No 5/6LIBOR IO
17152874 2.000 GI. SS G02 No 7/1LIBOR IO
17152886 1.000 GI. SS G01 No 5/6LIBOR
17152899 1.000 GI. SS G01 No 5/6LIBOR IO
17152901 1.000 GI. SS G01 No 5/6LIBOR IO
17152914 2.000 GI. SS G01 No 5/6LIBOR IO
17152967 1.000 GI. SS G01 No 5/6LIBOR IO
17154567 1.000 GI. SS G03 No 10/6LIBOR
17154572 1.000 GI. SS G01 No 5/6LIBOR IO
17154596 1.000 GI. SS G01 No 5/6LIBOR
17154665 1.000 GI. SS G01 No 5/6LIBOR IO
17154708 1.000 GI. SS G02 No 7/6LIBOR IO
17154747 1.000 GI. SS G01 No 5/6LIBOR IO
17155773 2.000 GI. SS G01 No 5/6LIBOR IO
17155775 2.000 GI. SS G01 No 5/6LIBOR IO
17155786 2.000 GI. SS G01 No 5/6LIBOR IO
17155824 1.000 GI. SS G01 No 5/6LIBOR IO
17148751 1.000 GI. SS G01 No 5/6LIBOR
17148757 2.000 GI. SS G02 No 7/1LIBOR IO
17148863 1.000 GI. SS G01 No 5/6LIBOR IO
17151519 1.000 GI. SS G01 No 5/6LIBOR IO
17151522 1.000 GI. SS G01 No 5/6LIBOR IO
17151526 1.000 GI. SS G01 No 5/6LIBOR IO
17151538 1.000 GI. SS G01 No 5/6LIBOR IO
17146240 1.000 GI. SS G01 No 5/6LIBOR IO
17148463 1.000 GI. SS G01 No 5/6LIBOR IO
17148612 1.000 GI. SS G01 No 5/6LIBOR IO
17145989 2.000 GI. SS G01 No 5/6LIBOR IO
17146087 1.000 GI. SS G02 No 7/6LIBOR
17146098 2.000 GI. SS G01 No 5/1LIBOR
17146113 2.000 GI. SS G01 No 5/6LIBOR
17146199 1.000 GI. SS G01 No 5/6LIBOR IO
17133321 1.000 GI. SS G01 No 5/6LIBOR IO
17130942 1.000 GI. SS G01 No 5/6LIBOR IO
17131014 1.000 GI. SS G02 No 7/6LIBOR IO
17132969 1.000 GI. SS G01 No 5/6LIBOR IO
17133079 2.000 GI. SS G01 No 5/6LIBOR IO
17133142 2.000 GI. SS G01 No 5/6LIBOR IO
17133152 2.000 GI. SS G01 No 5/6LIBOR IO
17133185 1.000 GI. SS G01 No 5/6LIBOR IO
17133208 2.000 GI. SS G01 No 5/6LIBOR IO
17130610 2.000 GI. SS G01 No 5/6LIBOR IO
17130511 1.000 GI. SS G01 No 5/6LIBOR IO
17130534 1.000 GI. SS G01 No 5/6LIBOR
17323121 1.000 GI. SS G01 No 5/6LIBOR IO
17324358 1.000 GI. SS G01 No 5/6LIBOR
17325300 1.000 GI. SS G01 No 5/6LIBOR
17325598 1.000 GI. SS G01 No 5/6LIBOR IO
17325680 1.000 GI. SS G03 No 10/6LIBOR IO
17326272 1.000 GI. SS G03 No 10/6LIBOR IO
17306351 1.000 GI. SS G01 No 5/6LIBOR IO
17309150 1.000 GI. SS G01 No 5/6LIBOR
17309160 1.000 GI. SS G02 No 7/6LIBOR IO
17322697 1.000 GI. SS G02 No 7/6LIBOR IO
17312200 1.000 GI. SS G03 No 10/6LIBOR IO
17312132 1.000 GI. SS G01 No 5/6LIBOR IO
17304183 1.000 GI. SS G01 No 5/6LIBOR IO
17304188 1.000 GI. SS G01 No 5/6LIBOR IO
17304192 1.000 GI. SS G01 No 5/6LIBOR IO
17306328 1.000 GI. SS G01 No 5/6LIBOR
17303721 1.000 GI. SS G01 No 5/6LIBOR IO
17303824 1.000 GI. SS G01 No 5/6LIBOR IO
17301584 1.000 GI. SS G01 No 5/6LIBOR
17301708 1.000 GI. SS G01 No 5/6LIBOR IO
17301774 1.000 GI. SS G01 No 5/6LIBOR IO
17301813 1.000 GI. SS G01 No 5/6LIBOR
17301819 1.000 GI. SS G01 No 5/6LIBOR IO
17301597 1.000 GI. SS G01 No 5/6LIBOR IO
17302210 1.000 GI. SS G01 No 5/6LIBOR IO
17286679 1.000 GI. SS G01 No 5/6LIBOR IO
17293481 1.000 GI. SS G01 No 5/6LIBOR IO
17293530 1.000 GI. SS G01 No 5/6LIBOR BLN
17293534 1.000 GI. SS G01 No 5/6LIBOR IO
17295229 1.000 GI. SS G01 No 5/6LIBOR IO
17295184 1.000 GI. SS G01 No 5/6LIBOR IO
17295269 1.000 GI. SS G02 No 7/6LIBOR BLN
17295314 1.000 GI. SS G01 No 5/6LIBOR IO
17297165 1.000 GI. SS G01 No 5/6LIBOR
17298121 1.000 GI. SS G01 No 5/6LIBOR IO
17298156 1.000 GI. SS G01 No 5/6LIBOR IO
17298181 1.000 GI. SS G01 No 5/6LIBOR IO
17298190 1.000 GI. SS G01 No 5/6LIBOR IO
17298193 1.000 GI. SS G02 No 7/6LIBOR
17298202 1.000 GI. SS G02 No 7/6LIBOR IO
17298208 1.000 GI. SS G01 No 5/6LIBOR IO
17298876 1.000 GI. SS G01 No 5/6LIBOR IO
17298916 1.000 GI. SS G01 No 5/6LIBOR IO
17299532 1.000 GI. SS G02 No 7/6LIBOR IO
17299561 1.000 GI. SS G03 No 10/6LIBOR
17299564 1.000 GI. SS G01 No 5/6LIBOR IO
17299612 1.000 GI. SS G02 No 7/6LIBOR IO
17230523 1.000 GI. SS G01 No 5/6LIBOR BLN
17274294 1.000 GI. SS G01 No 5/6LIBOR IO
17274354 1.000 GI. SS G01 No 5/6LIBOR IO
17275503 1.000 GI. SS G02 No 7/6LIBOR
17275504 1.000 GI. SS G01 No 5/6LIBOR IO
17275517 1.000 GI. SS G01 No 5/6LIBOR IO
17275533 1.000 GI. SS G01 No 5/6LIBOR IO
17275551 1.000 GI. SS G02 No 7/6LIBOR IO
17278403 1.000 GI. SS G01 No 5/6LIBOR IO
17278414 1.000 GI. SS G01 No 5/6LIBOR IO
17278419 1.000 GI. SS G01 No 5/6LIBOR IO
17278437 1.000 GI. SS G01 No 5/6LIBOR IO
17278381 1.000 GI. SS G01 No 5/6LIBOR
17278385 1.000 GI. SS G01 No 5/6LIBOR IO
17278981 1.000 GI. SS G01 No 5/6LIBOR
17279014 1.000 GI. SS G01 No 5/6LIBOR
17279029 1.000 GI. SS G01 No 5/6LIBOR IO
17279041 1.000 GI. SS G01 No 5/6LIBOR BLN
17279592 1.000 GI. SS G01 No 5/6LIBOR
17279600 1.000 GI. SS G02 No 7/6LIBOR IO
17279614 1.000 GI. SS G01 No 5/6LIBOR
17279617 1.000 GI. SS G02 No 7/6LIBOR IO
17280142 1.000 GI. SS G02 No 7/6LIBOR
17224142 1.000 GI. SS G01 No 5/6LIBOR IO
17226483 1.000 GI. SS G01 No 5/6LIBOR
17226530 1.000 GI. SS G02 No 7/6LIBOR IO
17228637 1.000 GI. SS G01 No 5/6LIBOR
17229538 1.000 GI. SS G01 No 5/6LIBOR IO
17229938 1.000 GI. SS G01 No 5/6LIBOR
17229962 1.000 GI. SS G01 No 5/6LIBOR IO
17230009 1.000 GI. SS G01 No 5/6LIBOR IO
17230016 1.000 GI. SS G01 No 5/6LIBOR IO
17230063 1.000 GI. SS G01 No 5/6LIBOR
17216765 1.000 GI. SS G01 No 5/6LIBOR
17216768 1.000 GI. SS G01 No 5/6LIBOR
17216774 1.000 GI. SS G01 No 5/6LIBOR IO
17217699 1.000 GI. SS G01 No 5/6LIBOR
17217461 1.000 GI. SS G01 No 5/6LIBOR IO
17217465 1.000 GI. SS G01 No 5/6LIBOR IO
17218514 1.000 GI. SS G01 No 5/6LIBOR IO
17218541 1.000 GI. SS G01 No 5/6LIBOR IO
17218559 1.000 GI. SS G01 No 5/6LIBOR IO
17219252 1.000 GI. SS G01 No 5/6LIBOR IO
17219262 1.000 GI. SS G01 No 5/6LIBOR IO
17219269 1.000 GI. SS G01 No 5/6LIBOR
17221459 1.000 GI. SS G03 No 10/6LIBOR IO
17224113 1.000 GI. SS G01 No 5/6LIBOR
17207955 1.000 GI. SS G01 No 5/6LIBOR
17213970 1.000 GI. SS G01 No 5/6LIBOR
17214075 1.000 GI. SS G01 No 5/6LIBOR IO
17214096 1.000 GI. SS G01 No 5/6LIBOR IO
17214822 1.000 GI. SS G01 No 5/6LIBOR IO
17215496 1.000 GI. SS G02 No 7/6LIBOR IO
17215572 1.000 GI. SS G01 No 5/6LIBOR IO
17215301 1.000 GI. SS G01 No 5/6LIBOR
17216674 1.000 GI. SS G01 No 5/6LIBOR IO
17216746 1.000 GI. SS G01 No 5/6LIBOR IO
17204222 1.000 GI. SS G01 No 5/6LIBOR IO
17205728 1.000 GI. SS G01 No 5/6LIBOR IO
17205739 1.000 GI. SS G01 No 5/6LIBOR
17207179 1.000 GI. SS G01 No 5/6LIBOR IO
17207898 1.000 GI. SS G01 No 5/6LIBOR IO
17207793 1.000 GI. SS G01 No 5/6LIBOR IO
17204198 1.000 GI. SS G01 No 5/6LIBOR IO
17172263 1.000 GI. SS G01 No 5/6LIBOR IO
17175149 1.000 GI. SS G01 No 5/6LIBOR IO
17175197 1.000 GI. SS G01 No 5/6LIBOR IO
17178366 1.000 GI. SS G01 No 5/6LIBOR IO
17178460 1.000 GI. SS G01 No 5/6LIBOR IO
17182395 1.000 GI. SS G01 No 5/6LIBOR
17182447 1.000 GI. SS G01 No 5/6LIBOR
17200628 1.000 GI. SS G01 No 5/6LIBOR IO
17200702 1.000 GI. SS G01 No 5/6LIBOR BLN
17201475 1.000 GI. SS G01 No 5/6LIBOR IO
17201492 1.000 GI. SS G01 No 5/6LIBOR
17201514 1.000 GI. SS G01 No 5/6LIBOR
17202679 1.000 GI. SS G01 No 5/6LIBOR IO
17202683 1.000 GI. SS G01 No 5/6LIBOR IO
17202703 1.000 GI. SS G01 No 5/6LIBOR IO
17202734 1.000 GI. SS G01 No 5/6LIBOR IO
17166568 1.000 GI. SS G01 No 5/6LIBOR
17166582 1.000 GI. SS G01 No 5/6LIBOR IO
17166620 1.000 GI. SS G01 No 5/6LIBOR IO
17168644 1.000 GI. SS G01 No 5/6LIBOR
17168668 1.000 GI. SS G01 No 5/6LIBOR IO
17170606 1.000 GI. SS G02 No 7/6LIBOR
17172219 1.000 GI. SS G01 No 5/6LIBOR IO
17159876 1.000 GI. SS G01 No 5/6LIBOR IO
17155383 1.000 GI. SS G01 No 5/6LIBOR IO
17159840 1.000 GI. SS G01 No 5/6LIBOR IO
17154214 1.000 GI. SS G01 No 5/6LIBOR
17150130 1.000 GI. SS G01 No 5/6LIBOR
17152432 1.000 GI. SS G01 No 5/6LIBOR IO
17152446 1.000 GI. SS G01 No 5/6LIBOR
17267377 1.000 GI. SS G01 No 5/6LIBOR IO
17148216 1.000 GI. SS G01 No 5/6LIBOR
17266292 1.000 GI. SS G01 No 5/6LIBOR IO
17267337 1.000 GI. SS G02 No 7/6LIBOR IO
17267345 1.000 GI. SS G01 No 5/6LIBOR IO
17267353 1.000 GI. SS G01 No 5/6LIBOR IO
17265884 1.000 GI. SS G01 No 5/6LIBOR IO
17264172 1.000 GI. SS G01 No 5/6LIBOR
17265461 1.000 GI. SS G01 No 5/6LIBOR IO
17265476 1.000 GI. SS G01 No 5/6LIBOR IO
17265511 1.000 GI. SS G01 No 5/6LIBOR IO
17265548 1.000 GI. SS G01 No 5/6LIBOR
17256950 1.000 GI. SS G01 No 5/6LIBOR BLN
17256956 1.000 GI. SS G01 No 5/6LIBOR IO
17259525 1.000 GI. SS G01 No 5/6LIBOR IO
17259537 1.000 GI. SS G01 No 5/6LIBOR BLN
17259550 1.000 GI. SS G01 No 5/6LIBOR IO
17259552 1.000 GI. SS G01 No 5/6LIBOR
17259565 1.000 GI. SS G01 No 5/6LIBOR IO
17263509 1.000 GI. SS G01 No 5/6LIBOR IO
17263544 1.000 GI. SS G01 No 5/6LIBOR IO
17263550 1.000 GI. SS G01 No 5/6LIBOR IO
17263904 1.000 GI. SS G01 No 5/6LIBOR IO
17263711 1.000 GI. SS G02 No 7/6LIBOR BLN
17263907 1.000 GI. SS G01 No 5/6LIBOR IO
17256947 1.000 GI. SS G01 No 5/6LIBOR
17252652 1.000 GI. SS G01 No 5/6LIBOR IO
17252679 1.000 GI. SS G01 No 5/6LIBOR IO
17251451 1.000 GI. SS G01 No 5/6LIBOR IO
17247497 1.000 GI. SS G01 No 5/6LIBOR IO
17247512 1.000 GI. SS G01 No 5/6LIBOR BLN
17247516 1.000 GI. SS G01 No 5/6LIBOR IO
17247551 1.000 GI. SS G01 No 5/6LIBOR IO
17247637 1.000 GI. SS G01 No 5/6LIBOR IO
17251417 1.000 GI. SS G01 No 5/6LIBOR IO
17246647 1.000 GI. SS G01 No 5/6LIBOR IO
17246696 1.000 GI. SS G01 No 5/6LIBOR IO
17246708 1.000 GI. SS G01 No 5/6LIBOR IO
17246712 1.000 GI. SS G01 No 5/6LIBOR IO
17246730 1.000 GI. SS G01 No 5/6LIBOR IO
17246757 1.000 GI. SS G01 No 5/6LIBOR IO
17245751 1.000 GI. SS G01 No 5/6LIBOR IO
17245757 1.000 GI. SS G01 No 5/6LIBOR IO
17245804 1.000 GI. SS G02 No 7/6LIBOR IO
17245820 1.000 GI. SS G02 No 7/6LIBOR IO
17245869 1.000 GI. SS G01 No 5/6LIBOR
17245880 1.000 GI. SS G01 No 5/6LIBOR
17246587 1.000 GI. SS G01 No 5/6LIBOR
17244095 1.000 GI. SS G01 No 5/6LIBOR IO
17244418 1.000 GI. SS G01 No 5/6LIBOR IO
17244443 1.000 GI. SS G01 No 5/6LIBOR IO
17244451 1.000 GI. SS G01 No 5/6LIBOR IO
17244502 1.000 GI. SS G02 No 7/6LIBOR IO
17244520 1.000 GI. SS G01 No 5/6LIBOR
17242783 1.000 GI. SS G01 No 5/6LIBOR IO
17242799 1.000 GI. SS G01 No 5/6LIBOR IO
17242858 1.000 GI. SS G01 No 5/6LIBOR
17243991 1.000 GI. SS G01 No 5/6LIBOR
17244053 1.000 GI. SS G01 No 5/6LIBOR IO
17244055 1.000 GI. SS G01 No 5/6LIBOR IO
17130006 1.000 GI. SS G01 No 5/6LIBOR
17132646 1.000 GI. SS G01 No 5/6LIBOR IO
17230632 1.000 GI. SS G01 No 5/6LIBOR IO
17231370 1.000 GI. SS G01 No 5/6LIBOR IO
17231401 1.000 GI. SS G01 No 5/6LIBOR IO
17231403 1.000 GI. SS G01 No 5/6LIBOR
17231310 1.000 GI. SS G01 No 5/6LIBOR IO
17233936 1.000 GI. SS G01 No 5/6LIBOR IO
17233940 1.000 GI. SS G01 No 5/6LIBOR IO
17233948 1.000 GI. SS G01 No 5/6LIBOR BLN
17234036 1.000 GI. SS G01 No 5/6LIBOR IO
17113019 1.000 GI. SS G01 No 5/6LIBOR IO
17128204 1.000 GI. SS G01 No 5/6LIBOR
16775482 1.000 GI. SS G01 No 5/6LIBOR IO
16774836 1.000 GI. SS G01 No 5/6LIBOR IO
17244390 1.000 GI. SS G01 No 5/6LIBOR
17247532 1.000 GI. SS G01 No 5/6LIBOR IO
17252618 1.000 GI. SS G01 No 5/6LIBOR IO
17255187 1.000 GI. SS G02 No 7/6LIBOR IO
17256882 1.000 GI. SS G01 No 5/6LIBOR IO
17264082 1.000 GI. SS G01 No 5/6LIBOR IO
17272265 1.000 GI. SS G01 No 5/6LIBOR IO
17278420 1.000 GI. SS G02 No 7/6LIBOR
17286675 1.000 GI. SS G01 No 5/6LIBOR IO
17295178 1.000 GI. SS G01 No 5/6LIBOR
17303019 1.000 GI. SS G01 No 5/6LIBOR
17325207 1.000 GI. SS G01 No 5/6LIBOR IO
17148942 1.000 GI. SS G01 No 5/6LIBOR IO
17267730 1.000 GI. SS G01 No 5/6LIBOR
17272414 1.000 GI. SS G01 No 5/6LIBOR
17293559 1.000 GI. SS G01 No 5/6LIBOR IO
17298981 1.000 GI. SS G03 No 10/6LIBOR IO
17152888 1.000 GI. SS G01 No 5/6LIBOR IO
17171691 1.000 GI. SS G01 No 5/6LIBOR IO
17202186 2.000 GI. SS G01 No 5/6LIBOR BLN
17206059 1.000 GI. SS G01 No 5/6LIBOR
17226624 1.000 GI. SS G01 No 5/6LIBOR IO
17226648 2.000 GI. SS G01 No 5/6LIBOR IO
17228947 1.000 GI. SS G01 No 5/6LIBOR
17230289 1.000 GI. SS G01 No 5/6LIBOR
17246240 1.000 GI. SS G01 No 5/6LIBOR IO
17246988 2.000 GI. SS G01 No 5/6LIBOR IO
17150162 1.000 GI. SS G01 No 5/6LIBOR IO
17214764 1.000 GI. SS G01 No 5/6LIBOR IO
17021250 1.000 GI. SS G01 No 5/6LIBOR IO
17027741 1.000 GI. SS G01 No 5/1LIBOR IO
17057776 1.000 GI. SS G01 No 5/6LIBOR
17076953 1.000 GI. SS G01 No 5/6LIBOR IO
17077093 1.000 GI. SS G01 No 5/6LIBOR IO
17078199 1.000 GI. SS G01 No 5/6LIBOR IO
17088677 1.000 GI. SS G01 No 5/6LIBOR
16853196 1.000 GI. SS G01 No 5/6LIBOR
16765217 1.000 GI. SS G01 No 5/6LIBOR IO
16731889 1.000 GI. SS G01 No 5/6LIBOR IO
16707917 2.000 GI. SS G01 No 5/6LIBOR IO
17218457 1.000 GI. SS G01 No 5/6LIBOR
17128180 1.000 GI. SS G01 No 5/6LIBOR IO
16658475 1.000 GI. SS G01 No 5/6LIBOR IO
17113464 1.000 GI. SS G01 No 5/6LIBOR
17128696 1.000 GI. SS G01 No 5/6LIBOR
17078695 1.000 GI. SS G01 No 5/6LIBOR IO
17089154 1.000 GI. SS G01 No 5/6LIBOR IO
17089171 1.000 GI. SS G01 No 5/6LIBOR
17052157 1.000 GI. SS G01 No 5/6LIBOR IO
17033501 1.000 GI. SS G01 No 5/6LIBOR IO
16640918 1.000 GI. SS G01 No 5/6LIBOR
17113620 1.000 GI. SS G01 No 5/6LIBOR IO
17113741 1.000 GI. SS G02 No 7/6LIBOR IO
17128585 1.000 GI. SS G01 No 5/6LIBOR
17128594 2.000 GI. SS G01 No 5/6LIBOR
17128610 2.000 GI. SS G01 No 5/6LIBOR IO
17128617 1.000 GI. SS G01 No 5/6LIBOR
17128629 2.000 GI. SS G01 No 5/6LIBOR IO
17128675 1.000 GI. SS G01 No 5/6LIBOR IO
17128682 2.000 GI. SS G01 No 5/6LIBOR IO
17128702 1.000 GI. SS G01 No 5/6LIBOR BLN
17128815 1.000 GI. SS G01 No 5/6LIBOR IO
17128844 1.000 GI. SS G01 No 5/6LIBOR IO
17128850 1.000 GI. SS G01 No 5/6LIBOR IO
17088910 1.000 GI. SS G01 No 5/6LIBOR
17088943 1.000 GI. SS G01 No 5/6LIBOR IO
17088954 1.000 GI. SS G01 No 5/6LIBOR
17088987 2.000 GI. SS G01 No 5/6LIBOR IO
17088997 1.000 GI. SS G01 No 5/6LIBOR IO
17089011 1.000 GI. SS G01 No 5/6LIBOR IO
17089068 2.000 GI. SS G01 No 5/6LIBOR IO
17089080 1.000 GI. SS G01 No 5/6LIBOR IO
17089083 1.000 GI. SS G01 No 5/6LIBOR IO
17089125 1.000 GI. SS G01 No 5/6LIBOR IO
17089160 1.000 GI. SS G01 No 5/6LIBOR IO
17089164 1.000 GI. SS G01 No 5/6LIBOR IO
17089177 1.000 GI. SS G01 No 5/6LIBOR IO
17089210 1.000 GI. SS G01 No 5/6LIBOR IO
17089347 1.000 GI. SS G01 No 5/6LIBOR
17089385 2.000 GI. SS G01 No 5/6LIBOR IO
17089404 1.000 GI. SS G02 No 7/6LIBOR IO
17113369 1.000 GI. SS G01 No 5/6LIBOR IO
17113412 2.000 GI. SS G01 No 5/6LIBOR IO
17113417 2.000 GI. SS G01 No 5/6LIBOR IO
17113441 1.000 GI. SS G01 No 5/6LIBOR
17113452 2.000 GI. SS G01 No 5/6LIBOR IO
17113482 2.000 GI. SS G01 No 5/6LIBOR IO
17113508 1.000 GI. SS G01 No 5/6LIBOR
17113520 1.000 GI. SS G01 No 5/6LIBOR
17113564 1.000 GI. SS G01 No 5/6LIBOR IO
17113570 1.000 GI. SS G01 No 5/6LIBOR
17113581 1.000 GI. SS G01 No 5/6LIBOR IO
17113584 1.000 GI. SS G01 No 5/6LIBOR
17325700 2.000 GI. SS G01 No 5/1LIBOR IO
17231091 1.000 GI. SS G01 No 5/6LIBOR
17231742 1.000 GI. SS G01 No 5/6LIBOR IO
17259586 1.000 GI. SS G01 No 5/6LIBOR
17263492 1.000 GI. SS G01 No 5/6LIBOR
17263493 1.000 GI. SS G01 No 5/6LIBOR
17263501 1.000 GI. SS G01 No 5/6LIBOR IO
17267729 1.000 GI. SS G01 No 5/6LIBOR IO
17298993 1.000 GI. SS G01 No 5/6LIBOR IO
17311933 2.000 GI. SS G01 No 5/6LIBOR IO
17217841 1.000 GI. SS G01 No 5/6LIBOR IO
17218966 1.000 GI. SS G01 No 5/6LIBOR IO
17221836 2.000 GI. SS G01 No 5/1LIBOR IO
17224507 1.000 GI. SS G01 No 5/6LIBOR IO
17302470 1.000 GI. SS G01 No 5/6LIBOR IO
17303084 1.000 GI. SS G01 No 5/6LIBOR IO
17303105 1.000 GI. SS G01 No 5/6LIBOR IO
17303110 1.000 GI. SS G01 No 5/6LIBOR
17303139 1.000 GI. SS G01 No 5/6LIBOR IO
17303587 1.000 GI. SS G01 No 5/6LIBOR IO
17303859 1.000 GI. SS G01 No 5/6LIBOR IO
17304219 1.000 GI. SS G01 No 5/6LIBOR
17304242 1.000 GI. SS G02 No 7/6LIBOR
17304245 1.000 GI. SS G01 No 5/6LIBOR IO
17304847 1.000 GI. SS G01 No 5/6LIBOR
17306297 1.000 GI. SS G01 No 5/6LIBOR IO
17306309 1.000 GI. SS G01 No 5/6LIBOR IO
17306334 1.000 GI. SS G03 No 10/6LIBOR IO
17306345 1.000 GI. SS G01 No 5/6LIBOR BLN
17309075 1.000 GI. SS G02 No 7/6LIBOR IO
17311761 1.000 GI. SS G01 No 5/6LIBOR IO
17311820 1.000 GI. SS G01 No 5/6LIBOR BLN
17312192 1.000 GI. SS G01 No 5/6LIBOR IO
17312241 1.000 GI. SS G01 No 5/6LIBOR IO
17312273 1.000 GI. SS G01 No 5/6LIBOR BLN
17152928 1.000 GI. SS G01 No 5/6LIBOR IO
17323053 1.000 GI. SS G01 No 5/6LIBOR IO
17323065 1.000 GI. SS G02 No 7/6LIBOR
17323109 1.000 GI. SS G01 No 5/6LIBOR IO
17324329 1.000 GI. SS G01 No 5/6LIBOR IO
17171544 2.000 GI. SS G01 No 5/6LIBOR IO
17172551 1.000 GI. SS G01 No 5/6LIBOR
17172637 2.000 GI. SS G01 No 5/6LIBOR BLN
17172654 2.000 GI. SS G01 No 5/6LIBOR IO
17180343 1.000 GI. SS G01 No 5/6LIBOR IO
17182816 1.000 GI. SS G01 No 5/6LIBOR IO
17133253 1.000 GI. SS G01 No 5/6LIBOR IO
17202132 2.000 GI. SS G01 No 5/6LIBOR IO
17206055 2.000 GI. SS G01 No 5/6LIBOR IO
17207384 1.000 GI. SS G01 No 5/6LIBOR IO
17302222 1.000 GI. SS G02 No 7/6LIBOR
17302273 1.000 GI. SS G01 No 5/6LIBOR IO
17302437 1.000 GI. SS G02 No 7/6LIBOR IO
16339145 1.000 GI. SS G01 No 5/6LIBOR IO
16335162 1.000 GI. SS G01 No 5/6LIBOR IO
17078806 1.000 GI. SS G01 No 5/6LIBOR IO
17078849 1.000 GI. SS G01 No 5/6LIBOR IO
17078864 1.000 GI. SS G01 No 5/6LIBOR IO
17088707 1.000 GI. SS G01 No 5/6LIBOR IO
17088830 1.000 GI. SS G01 No 5/6LIBOR IO
17075931 1.000 GI. SS G01 No 5/6LIBOR IO
17075945 1.000 GI. SS G01 No 5/6LIBOR IO
17076858 1.000 GI. SS G01 No 5/6LIBOR
17076872 2.000 GI. SS G01 No 5/1LIBOR IO
17076900 1.000 GI. SS G01 No 5/6LIBOR IO
17076912 1.000 GI. SS G01 No 5/6LIBOR IO
17076947 2.000 GI. SS G01 No 5/6LIBOR IO
17076976 2.000 GI. SS G01 No 5/6LIBOR IO
17077010 1.000 GI. SS G03 No 10/6LIBOR IO
17077067 1.000 GI. SS G01 No 5/6LIBOR IO
17077076 1.000 GI. SS G01 No 5/6LIBOR IO
17077128 1.000 GI. SS G01 No 5/1LIBOR
17077132 1.000 GI. SS G01 No 5/6LIBOR IO
17077275 1.000 GI. SS G01 No 5/6LIBOR IO
17077293 1.000 GI. SS G02 No 7/6LIBOR IO
17077323 1.000 GI. SS G01 No 5/6LIBOR IO
17078136 1.000 GI. SS G01 No 5/6LIBOR
17078239 1.000 GI. SS G01 No 5/6LIBOR
17078258 1.000 GI. SS G01 No 5/6LIBOR IO
17078285 1.000 GI. SS G01 No 5/6LIBOR IO
17078346 1.000 GI. SS G01 No 5/6LIBOR IO
17078469 1.000 GI. SS G01 No 5/6LIBOR IO
17078483 1.000 GI. SS G01 No 5/6LIBOR IO
17078489 1.000 GI. SS G01 No 5/6LIBOR IO
17078492 1.000 GI. SS G01 No 5/6LIBOR
17078510 1.000 GI. SS G01 No 5/6LIBOR
17078524 1.000 GI. SS G01 No 5/6LIBOR IO
17078616 2.000 GI. SS G01 No 5/6LIBOR IO
17078728 1.000 GI. SS G01 No 5/6LIBOR IO
17065151 1.000 GI. SS G01 No 5/6LIBOR IO
17065401 2.000 GI. SS G01 No 5/6LIBOR IO
17065468 1.000 GI. SS G02 No 7/6LIBOR IO
17066380 1.000 GI. SS G01 No 5/6LIBOR IO
17075789 2.000 GI. SS G01 No 5/1LIBOR IO
17066424 1.000 GI. SS G01 No 5/6LIBOR
17066426 1.000 GI. SS G02 No 7/6LIBOR IO
17066433 1.000 GI. SS G01 No 5/6LIBOR IO
17066506 1.000 GI. SS G01 No 5/1LIBOR IO
17066625 1.000 GI. SS G01 No 5/6LIBOR IO
17066665 1.000 GI. SS G01 No 5/6LIBOR IO
17066812 1.000 GI. SS G02 No 7/6LIBOR IO
17066821 1.000 GI. SS G01 No 5/6LIBOR IO
17075483 1.000 GI. SS G01 No 5/6LIBOR IO
17075502 1.000 GI. SS G01 No 5/6LIBOR IO
17075524 1.000 GI. SS G01 No 5/6LIBOR IO
17075530 1.000 GI. SS G01 No 5/6LIBOR IO
17056092 1.000 GI. SS G02 No 7/6LIBOR IO
17059584 1.000 GI. SS G01 No 5/6LIBOR
17060537 1.000 GI. SS G01 No 5/6LIBOR IO
17056102 1.000 GI. SS G01 No 5/6LIBOR IO
17060544 1.000 GI. SS G01 No 5/6LIBOR IO
17057638 1.000 GI. SS G01 No 5/6LIBOR IO
17060672 1.000 GI. SS G01 No 5/6LIBOR IO
17057862 2.000 GI. SS G01 No 5/6LIBOR IO
17057982 2.000 GI. SS G01 No 5/6LIBOR IO
17060748 1.000 GI. SS G01 No 5/6LIBOR IO
17059350 1.000 GI. SS G01 No 5/6LIBOR IO
17059427 2.000 GI. SS G01 No 5/6LIBOR IO
17048049 1.000 GI. SS G01 No 5/6LIBOR IO
17053451 1.000 GI. SS G01 No 5/1LIBOR IO
17048333 1.000 GI. SS G02 No 7/6LIBOR IO
17052112 2.000 GI. SS G01 No 5/1LIBOR IO
17052118 1.000 GI. SS G01 No 5/6LIBOR IO
17052171 1.000 GI. SS G01 No 5/6LIBOR IO
17034852 1.000 GI. SS G01 No 5/6LIBOR IO
17034870 1.000 GI. SS G01 No 5/6LIBOR IO
17034871 1.000 GI. SS G01 No 5/6LIBOR IO
17042550 1.000 GI. SS G01 No 5/6LIBOR IO
17042572 1.000 GI. SS G02 No 7/6LIBOR IO
17042663 1.000 GI. SS G01 No 5/6LIBOR
17042696 1.000 GI. SS G01 No 5/6LIBOR IO
17042704 1.000 GI. SS G01 No 5/6LIBOR
17043797 1.000 GI. SS G01 No 5/6LIBOR IO
17027842 1.000 GI. SS G01 No 5/6LIBOR IO
17033168 1.000 GI. SS G01 No 5/6LIBOR IO
17033227 1.000 GI. SS G01 No 5/6LIBOR IO
17034525 1.000 GI. SS G01 No 5/6LIBOR IO
17011071 1.000 GI. SS G01 No 5/6LIBOR IO
17011191 1.000 GI. SS G01 No 5/6LIBOR
17011195 1.000 GI. SS G01 No 5/6LIBOR
17008959 1.000 GI. SS G01 No 5/1LIBOR IO
17000474 1.000 GI. SS G01 No 5/6LIBOR
17002030 2.000 GI. SS G01 No 5/1LIBOR IO
17002115 2.000 GI. SS G01 No 5/6LIBOR IO
16991628 2.000 GI. SS G01 No 5/6LIBOR IO
16991654 1.000 GI. SS G02 No 7/6LIBOR IO
16995226 1.000 GI. SS G01 No 5/6LIBOR
16990319 1.000 GI. SS G01 No 5/6LIBOR
16991391 1.000 GI. SS G01 No 5/6LIBOR IO
17027652 1.000 GI. SS G01 No 5/6LIBOR IO
17015033 1.000 GI. SS G02 No 7/6LIBOR IO
17021895 2.000 GI. SS G01 No 5/6LIBOR IO
17021287 1.000 GI. SS G02 No 7/6LIBOR IO
17013455 1.000 GI. SS G01 No 5/6LIBOR
16543911 1.000 GI. SS G01 No 5/6LIBOR IO
16981565 1.000 GI. SS G01 No 5/6LIBOR IO
16980673 1.000 GI. SS G01 No 5/6LIBOR IO
16974061 1.000 GI. SS G01 No 5/6LIBOR IO
16970678 1.000 GI. SS G01 No 5/6LIBOR IO
16965467 1.000 GI. SS G01 No 5/6LIBOR IO
16963091 2.000 GI. SS G01 No 5/6LIBOR IO
16857009 1.000 GI. SS G01 No 5/6LIBOR IO
16852707 2.000 GI. SS G02 No 7/1LIBOR IO
16853381 2.000 GI. SS G02 No 7/6LIBOR IO
16856510 1.000 GI. SS G01 No 5/6LIBOR IO
16856579 1.000 GI. SS G01 No 5/6LIBOR IO
16851967 1.000 GI. SS G01 No 5/6LIBOR
16846205 1.000 GI. SS G01 No 5/6LIBOR IO
16844593 1.000 GI. SS G01 No 5/6LIBOR IO
16845650 1.000 GI. SS G01 No 5/6LIBOR IO
16839016 1.000 GI. SS G01 No 5/6LIBOR IO
16840073 1.000 GI. SS G01 No 5/6LIBOR
17324965 2.000 GI. SS G01 No 5/6LIBOR IO
17324966 2.000 GI. SS G01 No 5/1LIBOR IO
17324967 2.000 GI. SS G01 No 5/1LIBOR IO
17324968 2.000 GI. SS G01 No 5/1LIBOR IO
17324970 2.000 GI. SS G01 No 5/1LIBOR IO
17324971 2.000 GI. SS G01 No 5/1LIBOR IO
17324972 2.000 GI. SS G01 No 5/1LIBOR IO
17324974 2.000 GI. SS G01 No 5/1LIBOR IO
17324975 2.000 GI. SS G01 No 5/1LIBOR IO
17324976 2.000 GI. SS G01 No 5/1LIBOR IO
17324977 2.000 GI. SS G01 No 5/1LIBOR IO
17324979 2.000 GI. SS G01 No 5/1LIBOR IO
17324980 2.000 GI. SS G01 No 5/1LIBOR IO
17324981 2.000 GI. SS G01 No 5/1LIBOR IO
17324982 2.000 GI. SS G01 No 5/1LIBOR IO
17324983 2.000 GI. SS G01 No 5/1LIBOR IO
17324984 2.000 GI. SS G01 No 5/1LIBOR IO
17324985 2.000 GI. SS G01 No 5/1LIBOR IO
17324986 2.000 GI. SS G01 No 5/1LIBOR
17324987 2.000 GI. SS G01 No 5/1LIBOR IO
17323310 2.000 GI. SS G01 No 5/1LIBOR IO
17323311 2.000 GI. SS G01 No 5/1LIBOR IO
17323312 2.000 GI. SS G01 No 5/1LIBOR IO
17323313 2.000 GI. SS G01 No 5/1LIBOR IO
17323314 2.000 GI. SS G01 No 5/1LIBOR IO
17323315 2.000 GI. SS G01 No 5/1LIBOR IO
17323316 2.000 GI. SS G01 No 5/1LIBOR IO
17323317 2.000 GI. SS G01 No 5/1LIBOR IO
17323318 2.000 GI. SS G01 No 5/1LIBOR IO
17323319 2.000 GI. SS G01 No 5/1LIBOR IO
17323320 2.000 GI. SS G01 No 5/1LIBOR IO
17323322 2.000 GI. SS G01 No 5/1LIBOR IO
17323323 2.000 GI. SS G01 No 5/1LIBOR IO
17323324 2.000 GI. SS G01 No 5/1LIBOR IO
17324951 2.000 GI. SS G01 No 5/1LIBOR IO
17324952 2.000 GI. SS G01 No 5/1LIBOR IO
17324953 2.000 GI. SS G01 No 5/1LIBOR IO
17324954 2.000 GI. SS G01 No 5/1LIBOR IO
17324955 2.000 GI. SS G01 No 5/1LIBOR IO
17324956 2.000 GI. SS G01 No 5/1LIBOR IO
17324957 2.000 GI. SS G01 No 5/1LIBOR IO
17324958 2.000 GI. SS G01 No 5/1LIBOR IO
17324959 2.000 GI. SS G01 No 5/1LIBOR IO
17324960 2.000 GI. SS G01 No 5/1LIBOR
17324961 2.000 GI. SS G01 No 5/6LIBOR IO
17324962 2.000 GI. SS G01 No 5/1LIBOR IO
17324963 2.000 GI. SS G01 No 5/1LIBOR IO
17324964 2.000 GI. SS G01 No 5/1LIBOR IO
17323281 2.000 GI. SS G01 No 5/1LIBOR IO
17323282 2.000 GI. SS G01 No 5/1LIBOR IO
17323283 2.000 GI. SS G01 No 5/1LIBOR IO
17323284 2.000 GI. SS G01 No 5/1LIBOR IO
17323285 2.000 GI. SS G01 No 5/1LIBOR IO
17323286 2.000 GI. SS G01 No 5/1LIBOR IO
17323287 2.000 GI. SS G01 No 5/1LIBOR IO
17323288 2.000 GI. SS G01 No 5/1LIBOR IO
17323289 2.000 GI. SS G01 No 5/1LIBOR IO
17323290 2.000 GI. SS G01 No 5/1LIBOR IO
17323291 2.000 GI. SS G01 No 5/1LIBOR IO
17323292 2.000 GI. SS G01 No 5/1LIBOR IO
17323293 2.000 GI. SS G01 No 5/1LIBOR IO
17323294 2.000 GI. SS G01 No 5/1LIBOR IO
17323295 2.000 GI. SS G01 No 5/1LIBOR
17323296 2.000 GI. SS G01 No 5/1LIBOR IO
17323297 2.000 GI. SS G01 No 5/1LIBOR IO
17323298 2.000 GI. SS G01 No 5/1LIBOR IO
17323299 2.000 GI. SS G01 No 5/1LIBOR IO
17323300 2.000 GI. SS G01 No 5/1LIBOR IO
17323301 2.000 GI. SS G01 No 5/1LIBOR IO
17323302 2.000 GI. SS G01 No 5/1LIBOR IO
17323304 2.000 GI. SS G01 No 5/1LIBOR IO
17323305 2.000 GI. SS G01 No 5/1LIBOR IO
17323306 2.000 GI. SS G01 No 5/1LIBOR IO
17323307 2.000 GI. SS G01 No 5/1LIBOR IO
17323308 2.000 GI. SS G01 No 5/1LIBOR IO
17323309 2.000 GI. SS G01 No 5/1LIBOR IO
17323269 2.000 GI. SS G01 No 5/1LIBOR IO
17323270 2.000 GI. SS G01 No 5/1LIBOR IO
17323271 2.000 GI. SS G01 No 5/1LIBOR IO
17323272 2.000 GI. SS G01 No 5/1LIBOR IO
17323273 2.000 GI. SS G01 No 5/1LIBOR
17323274 2.000 GI. SS G01 No 5/1LIBOR IO
17323275 2.000 GI. SS G01 No 5/1LIBOR
17323276 2.000 GI. SS G01 No 5/1LIBOR IO
17323277 2.000 GI. SS G01 No 5/1LIBOR IO
17323278 2.000 GI. SS G01 No 5/1LIBOR IO
17323279 2.000 GI. SS G01 No 5/1LIBOR IO
17323280 2.000 GI. SS G01 No 5/1LIBOR IO
17323249 2.000 GI. SS G02 No 7/1LIBOR IO
17323250 2.000 GI. SS G02 No 7/1LIBOR IO
17323251 2.000 GI. SS G02 No 7/1LIBOR IO
17323252 2.000 GI. SS G02 No 7/1LIBOR IO
17323253 2.000 GI. SS G02 No 7/1LIBOR IO
17323254 2.000 GI. SS G02 No 7/1LIBOR IO
17323255 2.000 GI. SS G02 No 7/1LIBOR IO
17323256 2.000 GI. SS G02 No 7/1LIBOR IO
17323257 2.000 GI. SS G02 No 7/1LIBOR IO
17323258 2.000 GI. SS G02 No 7/1LIBOR IO
17323259 2.000 GI. SS G02 No 7/1LIBOR IO
17323260 2.000 GI. SS G02 No 7/1LIBOR IO
17323261 2.000 GI. SS G02 No 7/1LIBOR IO
17323262 2.000 GI. SS G02 No 7/1LIBOR IO
17323263 2.000 GI. SS G02 No 7/1LIBOR IO
17323264 2.000 GI. SS G02 No 7/1LIBOR IO
17323265 2.000 GI. SS G02 No 7/1LIBOR IO
17323266 2.000 GI. SS G01 No 5/1LIBOR IO
17323267 2.000 GI. SS G01 No 5/1LIBOR IO
17323268 2.000 GI. SS G01 No 5/1LIBOR IO
17323228 2.000 GI. SS G02 No 7/1LIBOR IO
17323229 2.000 GI. SS G02 No 7/1LIBOR IO
17323230 2.000 GI. SS G02 No 7/1LIBOR IO
17323231 2.000 GI. SS G02 No 7/1LIBOR
17323232 2.000 GI. SS G02 No 7/1LIBOR IO
17323233 2.000 GI. SS G02 No 7/1LIBOR IO
17323234 2.000 GI. SS G02 No 7/1LIBOR IO
17323235 2.000 GI. SS G02 No 7/1LIBOR IO
17323237 2.000 GI. SS G02 No 7/1LIBOR IO
17323238 2.000 GI. SS G02 No 7/1LIBOR IO
17323239 2.000 GI. SS G02 No 7/1LIBOR IO
17323240 2.000 GI. SS G02 No 7/1LIBOR IO
17323241 2.000 GI. SS G02 No 7/1LIBOR IO
17323242 2.000 GI. SS G02 No 7/1LIBOR
17323243 2.000 GI. SS G02 No 7/1LIBOR
17323244 2.000 GI. SS G02 No 7/1LIBOR IO
17323245 2.000 GI. SS G02 No 7/1LIBOR IO
17323246 2.000 GI. SS G02 No 7/1LIBOR IO
17323247 2.000 GI. SS G02 No 7/1LIBOR IO
17323248 2.000 GI. SS G02 No 7/1LIBOR IO
17323224 2.000 GI. SS G02 No 7/1LIBOR IO
17323225 2.000 GI. SS G02 No 7/1LIBOR IO
17323226 2.000 GI. SS G02 No 7/1LIBOR IO
17323227 2.000 GI. SS G02 No 7/1LIBOR IO
17304742 2.000 GI. SS G01 No 5/1LIBOR IO
17304743 2.000 GI. SS G01 No 5/1LIBOR
17304744 2.000 GI. SS G01 No 5/1LIBOR IO
17304745 2.000 GI. SS G01 No 5/1LIBOR IO
17304746 2.000 GI. SS G01 No 5/1LIBOR IO
17304747 2.000 GI. SS G01 No 5/1LIBOR IO
17304748 2.000 GI. SS G01 No 5/1LIBOR IO
17304749 2.000 GI. SS G01 No 5/1LIBOR IO
17304750 2.000 GI. SS G01 No 5/1LIBOR IO
17304751 2.000 GI. SS G01 No 5/1LIBOR IO
17304752 2.000 GI. SS G01 No 5/1LIBOR IO
17304753 2.000 GI. SS G01 No 5/1LIBOR IO
17304754 2.000 GI. SS G01 No 5/1LIBOR IO
17304755 2.000 GI. SS G01 No 5/1LIBOR IO
17304756 2.000 GI. SS G01 No 5/1LIBOR IO
17304757 2.000 GI. SS G01 No 5/1LIBOR IO
17304758 2.000 GI. SS G01 No 5/1LIBOR
17304759 2.000 GI. SS G01 No 5/1LIBOR IO
17304760 2.000 GI. SS G01 No 5/1LIBOR IO
17304761 2.000 GI. SS G01 No 5/1LIBOR IO
17304762 2.000 GI. SS G01 No 5/1LIBOR IO
17304763 2.000 GI. SS G01 No 5/1LIBOR IO
17304764 2.000 GI. SS G01 No 5/1LIBOR IO
17304765 2.000 GI. SS G01 No 5/1LIBOR IO
17304766 2.000 GI. SS G01 No 5/1LIBOR IO
17304767 2.000 GI. SS G01 No 5/1LIBOR IO
17304768 2.000 GI. SS G01 No 5/1LIBOR IO
17304769 2.000 GI. SS G01 No 5/1LIBOR IO
17323223 2.000 GI. SS G02 No 7/1LIBOR IO
17347400 1.000 GI. SS G01 No 5/1LIBOR IO
17304509 2.000 GI. SS G02 No 7/1LIBOR IO
17304510 2.000 GI. SS G02 No 7/1LIBOR IO
17304511 2.000 GI. SS G02 No 7/1LIBOR IO
17304512 2.000 GI. SS G02 No 7/1LIBOR IO
17304514 2.000 GI. SS G02 No 7/1LIBOR IO
17304515 2.000 GI. SS G02 No 7/1LIBOR IO
17304516 2.000 GI. SS G02 No 7/1LIBOR IO
17304517 2.000 GI. SS G02 No 7/1LIBOR IO
17304518 2.000 GI. SS G02 No 7/1LIBOR IO
17304519 2.000 GI. SS G02 No 7/1LIBOR IO
17304520 2.000 GI. SS G02 No 7/1LIBOR IO
17304521 2.000 GI. SS G02 No 7/1LIBOR IO
17304523 2.000 GI. SS G02 No 7/1LIBOR IO
17304524 2.000 GI. SS G02 No 7/1LIBOR IO
17304525 2.000 GI. SS G02 No 7/1LIBOR IO
17304526 2.000 GI. SS G02 No 7/1LIBOR IO
17304527 2.000 GI. SS G02 No 7/1LIBOR IO
17304528 2.000 GI. SS G02 No 7/1LIBOR IO
17304529 2.000 GI. SS G02 No 7/1LIBOR IO
17304530 2.000 GI. SS G02 No 7/1LIBOR IO
17304531 2.000 GI. SS G02 No 7/1LIBOR IO
17304532 2.000 GI. SS G02 No 7/1LIBOR IO
17304534 2.000 GI. SS G02 No 7/1LIBOR IO
17304535 2.000 GI. SS G02 No 7/1LIBOR IO
17304536 2.000 GI. SS G02 No 7/1LIBOR IO
17304537 2.000 GI. SS G02 No 7/1LIBOR IO
17304538 2.000 GI. SS G02 No 7/1LIBOR IO
17304539 2.000 GI. SS G02 No 7/1LIBOR IO
17304457 2.000 GI. SS G02 No 7/1LIBOR IO
17304458 2.000 GI. SS G02 No 7/1LIBOR IO
17304459 2.000 GI. SS G02 No 7/1LIBOR IO
17304460 2.000 GI. SS G02 No 7/1LIBOR IO
17304462 2.000 GI. SS G02 No 7/1LIBOR IO
17304463 2.000 GI. SS G02 No 7/1LIBOR IO
17304464 2.000 GI. SS G02 No 7/1LIBOR IO
17304466 2.000 GI. SS G02 No 7/1LIBOR IO
17304467 2.000 GI. SS G02 No 7/1LIBOR IO
17304468 2.000 GI. SS G02 No 7/1LIBOR IO
17304469 2.000 GI. SS G02 No 7/1LIBOR
17304470 2.000 GI. SS G02 No 7/1LIBOR IO
17304471 2.000 GI. SS G02 No 7/1LIBOR IO
17304472 2.000 GI. SS G02 No 7/1LIBOR IO
17304473 2.000 GI. SS G02 No 7/1LIBOR IO
17304474 2.000 GI. SS G02 No 7/1LIBOR IO
17304475 2.000 GI. SS G02 No 7/1LIBOR IO
17304476 2.000 GI. SS G02 No 7/1LIBOR IO
17304477 2.000 GI. SS G02 No 7/1LIBOR IO
17304478 2.000 GI. SS G02 No 7/1LIBOR IO
17304479 2.000 GI. SS G02 No 7/1LIBOR IO
17304480 2.000 GI. SS G02 No 7/1LIBOR IO
17304481 2.000 GI. SS G02 No 7/1LIBOR IO
17304482 2.000 GI. SS G02 No 7/1LIBOR IO
17304483 2.000 GI. SS G02 No 7/1LIBOR IO
17304484 2.000 GI. SS G02 No 7/1LIBOR IO
17304485 2.000 GI. SS G02 No 7/1LIBOR IO
17304486 2.000 GI. SS G02 No 7/1LIBOR IO
17304487 2.000 GI. SS G02 No 7/1LIBOR IO
17304488 2.000 GI. SS G02 No 7/1LIBOR IO
17304489 2.000 GI. SS G02 No 7/1LIBOR IO
17304490 2.000 GI. SS G02 No 7/1LIBOR IO
17304492 2.000 GI. SS G02 No 7/1LIBOR IO
17304493 2.000 GI. SS G02 No 7/1LIBOR IO
17304494 2.000 GI. SS G02 No 7/1LIBOR IO
17304495 2.000 GI. SS G02 No 7/1LIBOR IO
17304496 2.000 GI. SS G02 No 7/1LIBOR IO
17304497 2.000 GI. SS G02 No 7/1LIBOR IO
17304498 2.000 GI. SS G02 No 7/1LIBOR IO
17304499 2.000 GI. SS G02 No 7/1LIBOR IO
17304501 2.000 GI. SS G02 No 7/1LIBOR IO
17304503 2.000 GI. SS G02 No 7/1LIBOR IO
17304504 2.000 GI. SS G02 No 7/1LIBOR IO
17304505 2.000 GI. SS G02 No 7/1LIBOR IO
17304506 2.000 GI. SS G02 No 7/1LIBOR
17304507 2.000 GI. SS G02 No 7/1LIBOR IO
17304508 2.000 GI. SS G02 No 7/1LIBOR IO
17298057 2.000 GI. SS G03 No 10/1LIBOR IO
17298060 2.000 GI. SS G03 No 10/1LIBOR IO
17298063 2.000 GI. SS G03 No 10/1LIBOR IO
17298065 2.000 GI. SS G03 No 10/1LIBOR IO
17304437 2.000 GI. SS G02 No 7/1LIBOR IO
17304438 2.000 GI. SS G02 No 7/1LIBOR IO
17304439 2.000 GI. SS G02 No 7/1LIBOR IO
17304440 2.000 GI. SS G02 No 7/1LIBOR
17304441 2.000 GI. SS G02 No 7/1LIBOR IO
17304443 2.000 GI. SS G02 No 7/1LIBOR IO
17304444 2.000 GI. SS G02 No 7/1LIBOR IO
17304445 2.000 GI. SS G02 No 7/1LIBOR IO
17304446 2.000 GI. SS G02 No 7/1LIBOR IO
17304447 2.000 GI. SS G02 No 7/1LIBOR IO
17304448 2.000 GI. SS G02 No 7/1LIBOR IO
17304449 2.000 GI. SS G02 No 7/1LIBOR IO
17304450 2.000 GI. SS G02 No 7/1LIBOR IO
17304451 2.000 GI. SS G02 No 7/1LIBOR IO
17304453 2.000 GI. SS G02 No 7/1LIBOR IO
17304454 2.000 GI. SS G02 No 7/1LIBOR IO
17304455 2.000 GI. SS G02 No 7/1LIBOR IO
17304456 2.000 GI. SS G02 No 7/1LIBOR IO
17296690 2.000 GI. SS G03 No 10/1LIBOR IO
17296695 2.000 GI. SS G03 No 10/1LIBOR IO
17296696 2.000 GI. SS G03 No 10/1LIBOR IO
17296709 2.000 GI. SS G03 No 10/1LIBOR IO
17296718 2.000 GI. SS G03 No 10/1LIBOR IO
17296720 2.000 GI. SS G03 No 10/1LIBOR IO
17296723 2.000 GI. SS G03 No 10/1LIBOR IO
17296728 2.000 GI. SS G03 No 10/1LIBOR IO
17296748 2.000 GI. SS G03 No 10/1LIBOR IO
17298042 2.000 GI. SS G03 No 10/1LIBOR IO
17298047 2.000 GI. SS G03 No 10/1LIBOR IO
17284408 2.000 GI. SS G03 No 10/1LIBOR
17284410 2.000 GI. SS G02 No 7/1LIBOR IO
17284411 2.000 GI. SS G03 No 10/1LIBOR
17284412 2.000 GI. SS G02 No 7/1LIBOR IO
17284414 2.000 GI. SS G02 No 7/1LIBOR
17284416 2.000 GI. SS G03 No 10/1LIBOR
17284417 2.000 GI. SS G02 No 7/1LIBOR IO
17284419 2.000 GI. SS G03 No 10/1LIBOR IO
17284422 2.000 GI. SS G03 No 10/1LIBOR IO
17284423 2.000 GI. SS G03 No 10/1LIBOR IO
17284426 2.000 GI. SS G03 No 10/1LIBOR IO
17284427 2.000 GI. SS G03 No 10/1LIBOR IO
17284430 2.000 GI. SS G02 No 7/1LIBOR IO
17284443 2.000 GI. SS G03 No 10/1LIBOR IO
17284455 2.000 GI. SS G03 No 10/1LIBOR IO
17284456 2.000 GI. SS G03 No 10/1LIBOR IO
17284463 2.000 GI. SS G02 No 7/1LIBOR IO
17284480 2.000 GI. SS G03 No 10/1LIBOR IO
17284489 2.000 GI. SS G03 No 10/1LIBOR IO
17284498 2.000 GI. SS G03 No 10/1LIBOR IO
17284503 2.000 GI. SS G03 No 10/1LIBOR IO
17284505 2.000 GI. SS G03 No 10/1LIBOR IO
17284507 2.000 GI. SS G03 No 10/1LIBOR IO
17284521 2.000 GI. SS G03 No 10/1LIBOR IO
17284525 2.000 GI. SS G03 No 10/1LIBOR IO
17284534 2.000 GI. SS G02 No 7/1LIBOR IO
17293852 2.000 GI. SS G02 No 7/1LIBOR IO
17293855 2.000 GI. SS G02 No 7/1LIBOR IO
17293889 2.000 GI. SS G03 No 10/1LIBOR IO
17293893 2.000 GI. SS G03 No 10/1LIBOR
17293896 2.000 GI. SS G03 No 10/1LIBOR IO
17293897 2.000 GI. SS G03 No 10/1LIBOR IO
17293902 2.000 GI. SS G03 No 10/1LIBOR IO
17293910 2.000 GI. SS G03 No 10/1LIBOR IO
17293912 2.000 GI. SS G03 No 10/1LIBOR IO
17293913 2.000 GI. SS G03 No 10/1LIBOR IO
17293915 2.000 GI. SS G03 No 10/1LIBOR IO
17293917 2.000 GI. SS G03 No 10/1LIBOR IO
17293918 2.000 GI. SS G03 No 10/1LIBOR IO
17293923 2.000 GI. SS G03 No 10/1LIBOR IO
17293926 2.000 GI. SS G03 No 10/1LIBOR IO
17304709 2.000 GI. SS G01 No 5/1LIBOR IO
17304710 2.000 GI. SS G01 No 5/1LIBOR
17304711 2.000 GI. SS G01 No 5/1LIBOR IO
17304712 2.000 GI. SS G01 No 5/1LIBOR IO
17304713 2.000 GI. SS G01 No 5/1LIBOR IO
17304714 2.000 GI. SS G01 No 5/1LIBOR IO
17304715 2.000 GI. SS G01 No 5/1LIBOR IO
17304716 2.000 GI. SS G01 No 5/1LIBOR IO
17304717 2.000 GI. SS G01 No 5/1LIBOR
17304718 2.000 GI. SS G01 No 5/1LIBOR IO
17304719 2.000 GI. SS G01 No 5/1LIBOR IO
17304720 2.000 GI. SS G01 No 5/1LIBOR IO
17304721 2.000 GI. SS G01 No 5/1LIBOR IO
17304722 2.000 GI. SS G01 No 5/1LIBOR IO
17304723 2.000 GI. SS G01 No 5/1LIBOR IO
17304724 2.000 GI. SS G01 No 5/1LIBOR IO
17304725 2.000 GI. SS G01 No 5/1LIBOR IO
17304726 2.000 GI. SS G01 No 5/1LIBOR IO
17304727 2.000 GI. SS G01 No 5/1LIBOR
17304728 2.000 GI. SS G01 No 5/1LIBOR IO
17304729 2.000 GI. SS G01 No 5/1LIBOR IO
17304730 2.000 GI. SS G01 No 5/1LIBOR IO
17304731 2.000 GI. SS G01 No 5/1LIBOR IO
17304732 2.000 GI. SS G01 No 5/1LIBOR IO
17304733 2.000 GI. SS G01 No 5/1LIBOR IO
17304734 2.000 GI. SS G01 No 5/1LIBOR IO
17304735 2.000 GI. SS G01 No 5/1LIBOR IO
17304737 2.000 GI. SS G01 No 5/1LIBOR IO
17304738 2.000 GI. SS G01 No 5/1LIBOR IO
17304739 2.000 GI. SS G01 No 5/1LIBOR IO
17304740 2.000 GI. SS G01 No 5/1LIBOR IO
17304741 2.000 GI. SS G01 No 5/1LIBOR IO
17304655 2.000 GI. SS G01 No 5/1LIBOR IO
17304656 2.000 GI. SS G01 No 5/1LIBOR
17304657 2.000 GI. SS G01 No 5/1LIBOR IO
17304658 2.000 GI. SS G01 No 5/1LIBOR IO
17304659 2.000 GI. SS G01 No 5/1LIBOR IO
17304660 2.000 GI. SS G01 No 5/1LIBOR IO
17304661 2.000 GI. SS G01 No 5/1LIBOR IO
17304663 2.000 GI. SS G01 No 5/1LIBOR IO
17304664 2.000 GI. SS G01 No 5/1LIBOR IO
17304666 2.000 GI. SS G01 No 5/1LIBOR IO
17304667 2.000 GI. SS G01 No 5/1LIBOR
17304668 2.000 GI. SS G01 No 5/1LIBOR IO
17304669 2.000 GI. SS G01 No 5/1LIBOR IO
17304670 2.000 GI. SS G01 No 5/1LIBOR IO
17304671 2.000 GI. SS G01 No 5/1LIBOR IO
17304672 2.000 GI. SS G01 No 5/1LIBOR IO
17304673 2.000 GI. SS G01 No 5/1LIBOR IO
17304674 2.000 GI. SS G01 No 5/1LIBOR
17304675 2.000 GI. SS G01 No 5/1LIBOR IO
17304676 2.000 GI. SS G01 No 5/1LIBOR IO
17304677 2.000 GI. SS G01 No 5/1LIBOR
17304678 2.000 GI. SS G01 No 5/1LIBOR IO
17304679 2.000 GI. SS G01 No 5/1LIBOR IO
17304680 2.000 GI. SS G01 No 5/1LIBOR IO
17304681 2.000 GI. SS G01 No 5/1LIBOR IO
17304682 2.000 GI. SS G01 No 5/1LIBOR IO
17304683 2.000 GI. SS G01 No 5/1LIBOR IO
17304684 2.000 GI. SS G01 No 5/1LIBOR IO
17304685 2.000 GI. SS G01 No 5/1LIBOR IO
17304686 2.000 GI. SS G01 No 5/1LIBOR IO
17304687 2.000 GI. SS G01 No 5/1LIBOR IO
17304688 2.000 GI. SS G01 No 5/1LIBOR IO
17304689 2.000 GI. SS G01 No 5/1LIBOR IO
17304690 2.000 GI. SS G01 No 5/1LIBOR IO
17304691 2.000 GI. SS G01 No 5/1LIBOR IO
17304692 2.000 GI. SS G01 No 5/1LIBOR IO
17304693 2.000 GI. SS G01 No 5/1LIBOR
17304694 2.000 GI. SS G01 No 5/1LIBOR IO
17304695 2.000 GI. SS G01 No 5/1LIBOR IO
17304696 2.000 GI. SS G01 No 5/1LIBOR IO
17304697 2.000 GI. SS G01 No 5/1LIBOR IO
17304698 2.000 GI. SS G01 No 5/1LIBOR IO
17304699 2.000 GI. SS G01 No 5/1LIBOR IO
17304700 2.000 GI. SS G01 No 5/1LIBOR IO
17304701 2.000 GI. SS G01 No 5/1LIBOR IO
17304702 2.000 GI. SS G01 No 5/1LIBOR IO
17304703 2.000 GI. SS G01 No 5/1LIBOR IO
17304704 2.000 GI. SS G01 No 5/1LIBOR IO
17304705 2.000 GI. SS G01 No 5/1LIBOR IO
17304706 2.000 GI. SS G01 No 5/1LIBOR IO
17304707 2.000 GI. SS G01 No 5/1LIBOR IO
17304708 2.000 GI. SS G01 No 5/1LIBOR IO
17293932 2.000 GI. SS G03 No 10/1LIBOR IO
17293940 2.000 GI. SS G03 No 10/1LIBOR IO
17279247 2.000 GI. SS G02 No 7/1LIBOR IO
17279252 2.000 GI. SS G03 No 10/1LIBOR
17279254 2.000 GI. SS G03 No 10/1LIBOR IO
17279255 2.000 GI. SS G03 No 10/1LIBOR IO
17279260 2.000 GI. SS G02 No 7/1LIBOR IO
17279268 2.000 GI. SS G02 No 7/1LIBOR IO
17279273 2.000 GI. SS G02 No 7/6LIBOR IO
17279276 2.000 GI. SS G02 No 7/1LIBOR IO
17279279 2.000 GI. SS G03 No 10/1LIBOR
17279280 2.000 GI. SS G03 No 10/1LIBOR IO
17279287 2.000 GI. SS G03 No 10/1LIBOR IO
17279304 2.000 GI. SS G02 No 7/1LIBOR
17278665 2.000 GI. SS G03 No 10/1LIBOR IO
17278669 2.000 GI. SS G03 No 10/1LIBOR IO
17278677 2.000 GI. SS G03 No 10/1LIBOR IO
17278680 2.000 GI. SS G03 No 10/1LIBOR IO
17278682 2.000 GI. SS G03 No 10/1LIBOR IO
17278683 2.000 GI. SS G03 No 10/1LIBOR IO
17278689 2.000 GI. SS G03 No 10/1LIBOR IO
17278697 2.000 GI. SS G03 No 10/1LIBOR IO
17278698 2.000 GI. SS G03 No 10/1LIBOR IO
17278702 2.000 GI. SS G03 No 10/1LIBOR IO
17278703 2.000 GI. SS G03 No 10/1LIBOR IO
17278709 2.000 GI. SS G03 No 10/1LIBOR IO
17278711 2.000 GI. SS G03 No 10/1LIBOR IO
17278735 2.000 GI. SS G03 No 10/1LIBOR IO
17278744 2.000 GI. SS G03 No 10/1LIBOR IO
17278751 2.000 GI. SS G03 No 10/1LIBOR IO
17278752 2.000 GI. SS G03 No 10/1LIBOR IO
17278754 2.000 GI. SS G03 No 10/1LIBOR IO
17278756 2.000 GI. SS G03 No 10/1LIBOR IO
17278768 2.000 GI. SS G03 No 10/1LIBOR IO
17278770 2.000 GI. SS G03 No 10/1LIBOR
17278773 2.000 GI. SS G03 No 10/1LIBOR IO
17278775 2.000 GI. SS G03 No 10/1LIBOR IO
17278786 2.000 GI. SS G03 No 10/1LIBOR IO
17266804 2.000 GI. SS G03 No 10/1LIBOR IO
17266823 2.000 GI. SS G03 No 10/1LIBOR
17266835 2.000 GI. SS G03 No 10/1LIBOR IO
17266913 2.000 GI. SS G03 No 10/1LIBOR IO
17266923 2.000 GI. SS G03 No 10/1LIBOR
17266942 2.000 GI. SS G03 No 10/1LIBOR IO
17266968 2.000 GI. SS G03 No 10/1LIBOR IO
17266988 2.000 GI. SS G03 No 10/1LIBOR IO
17267086 2.000 GI. SS G03 No 10/1LIBOR IO
17267095 2.000 GI. SS G03 No 10/1LIBOR IO
17267139 2.000 GI. SS G03 No 10/1LIBOR IO
17267140 2.000 GI. SS G03 No 10/1LIBOR IO
17267150 2.000 GI. SS G03 No 10/1LIBOR IO
17267155 2.000 GI. SS G03 No 10/1LIBOR IO
17267180 2.000 GI. SS G03 No 10/1LIBOR IO
17267196 2.000 GI. SS G03 No 10/1LIBOR IO
17267221 2.000 GI. SS G03 No 10/1LIBOR IO
17267246 2.000 GI. SS G03 No 10/1LIBOR IO
17303387 2.000 GI. SS G02 No 7/1LIBOR IO
17303369 2.000 GI. SS G02 No 7/1LIBOR
17303388 2.000 GI. SS G02 No 7/1LIBOR IO
17303389 2.000 GI. SS G02 No 7/1LIBOR IO
17303350 2.000 GI. SS G01 No 5/1LIBOR IO
17303334 2.000 GI. SS G02 No 7/1LIBOR IO
17303335 2.000 GI. SS G01 No 5/1LIBOR IO
17303354 2.000 GI. SS G01 No 5/1LIBOR
17303390 2.000 GI. SS G02 No 7/1LIBOR IO
17303372 2.000 GI. SS G02 No 7/1LIBOR
17303337 2.000 GI. SS G01 No 5/1LIBOR IO
17303374 2.000 GI. SS G01 No 5/1LIBOR IO
17303392 2.000 GI. SS G02 No 7/1LIBOR IO
17303356 2.000 GI. SS G02 No 7/1LIBOR IO
17303393 2.000 GI. SS G02 No 7/1LIBOR IO
17303395 2.000 GI. SS G01 No 5/1LIBOR IO
17303377 2.000 GI. SS G01 No 5/1LIBOR IO
17303396 2.000 GI. SS G01 No 5/1LIBOR IO
17303378 2.000 GI. SS G02 No 7/1LIBOR
17303397 2.000 GI. SS G02 No 7/1LIBOR IO
17303379 2.000 GI. SS G01 No 5/1LIBOR IO
17303340 2.000 GI. SS G01 No 5/1LIBOR
17303341 2.000 GI. SS G01 No 5/1LIBOR IO
17303343 2.000 GI. SS G02 No 7/1LIBOR IO
17303380 2.000 GI. SS G02 No 7/1LIBOR IO
17303362 2.000 GI. SS G01 No 5/1LIBOR IO
17303381 2.000 GI. SS G02 No 7/1LIBOR
17303364 2.000 GI. SS G01 No 5/1LIBOR IO
17303382 2.000 GI. SS G01 No 5/1LIBOR IO
17303347 2.000 GI. SS G01 No 5/1LIBOR IO
17303366 2.000 GI. SS G01 No 5/1LIBOR
17303384 2.000 GI. SS G02 No 7/1LIBOR IO
17303385 2.000 GI. SS G01 No 5/1LIBOR IO
17303367 2.000 GI. SS G01 No 5/1LIBOR IO
17303349 2.000 GI. SS G01 No 5/1LIBOR IO
17303368 2.000 GI. SS G01 No 5/1LIBOR IO
17303386 2.000 GI. SS G02 No 7/1LIBOR
17233831 1.000 GI. SS G03 No 10/6LIBOR IO
17233834 1.000 GI. SS G01 No 5/6LIBOR IO
17266742 2.000 GI. SS G03 No 10/1LIBOR IO
17266743 2.000 GI. SS G03 No 10/1LIBOR IO
17266746 2.000 GI. SS G03 No 10/1LIBOR IO
17278662 2.000 GI. SS G03 No 10/1LIBOR IO
17304576 2.000 GI. SS G01 No 5/6LIBOR IO
17304578 2.000 GI. SS G01 No 5/6LIBOR IO
17304580 2.000 GI. SS G01 No 5/1LIBOR IO
17304581 2.000 GI. SS G01 No 5/1LIBOR IO
17304583 2.000 GI. SS G01 No 5/1LIBOR IO
17304584 2.000 GI. SS G01 No 5/1LIBOR IO
17304586 2.000 GI. SS G01 No 5/1LIBOR IO
17304587 2.000 GI. SS G01 No 5/1LIBOR IO
17304588 1.000 GI. SS G01 No 5/6LIBOR IO
17304589 2.000 GI. SS G01 No 5/1LIBOR IO
17304592 2.000 GI. SS G01 No 5/1LIBOR IO
17304593 2.000 GI. SS G01 No 5/1LIBOR IO
17304594 2.000 GI. SS G01 No 5/1LIBOR IO
17304595 2.000 GI. SS G01 No 5/1LIBOR IO
17304596 2.000 GI. SS G01 No 5/6LIBOR IO
17304599 2.000 GI. SS G01 No 5/1LIBOR IO
17304601 2.000 GI. SS G01 No 5/1LIBOR IO
17304604 2.000 GI. SS G01 No 5/1LIBOR IO
17304605 2.000 GI. SS G01 No 5/1LIBOR IO
17304606 2.000 GI. SS G01 No 5/1LIBOR IO
17304607 2.000 GI. SS G01 No 5/1LIBOR IO
17304608 2.000 GI. SS G01 No 5/1LIBOR
17304609 2.000 GI. SS G01 No 5/1LIBOR
17304610 2.000 GI. SS G01 No 5/1LIBOR IO
17304611 2.000 GI. SS G01 No 5/1LIBOR IO
17304612 2.000 GI. SS G01 No 5/1LIBOR IO
17304615 1.000 GI. SS G01 No 5/6LIBOR IO
17304617 2.000 GI. SS G01 No 5/1LIBOR IO
17304618 2.000 GI. SS G01 No 5/1LIBOR IO
17304619 2.000 GI. SS G01 No 5/6LIBOR IO
17304620 2.000 GI. SS G01 No 5/6LIBOR IO
17304621 2.000 GI. SS G01 No 5/6LIBOR IO
17304622 2.000 GI. SS G01 No 5/6LIBOR IO
17304623 2.000 GI. SS G01 No 5/1LIBOR IO
17304624 2.000 GI. SS G01 No 5/1LIBOR IO
17304625 2.000 GI. SS G01 No 5/1LIBOR IO
17304626 2.000 GI. SS G01 No 5/1LIBOR IO
17304627 2.000 GI. SS G01 No 5/1LIBOR IO
17304629 2.000 GI. SS G01 No 5/6LIBOR IO
17304630 2.000 GI. SS G01 No 5/1LIBOR IO
17304631 2.000 GI. SS G01 No 5/1LIBOR IO
17304632 2.000 GI. SS G01 No 5/1LIBOR IO
17304633 2.000 GI. SS G01 No 5/1LIBOR IO
17304634 2.000 GI. SS G01 No 5/6LIBOR IO
17304635 2.000 GI. SS G01 No 5/1LIBOR
17304636 2.000 GI. SS G01 No 5/1LIBOR
17304637 2.000 GI. SS G01 No 5/1LIBOR IO
17304638 2.000 GI. SS G01 No 5/1LIBOR
17304639 2.000 GI. SS G01 No 5/1LIBOR IO
17304640 2.000 GI. SS G01 No 5/1LIBOR IO
17304641 2.000 GI. SS G01 No 5/1LIBOR IO
17304642 2.000 GI. SS G01 No 5/1LIBOR IO
17304643 2.000 GI. SS G01 No 5/1LIBOR IO
17304644 2.000 GI. SS G01 No 5/1LIBOR IO
17304645 2.000 GI. SS G01 No 5/1LIBOR IO
17304646 2.000 GI. SS G01 No 5/1LIBOR IO
17304647 2.000 GI. SS G01 No 5/1LIBOR IO
17304648 2.000 GI. SS G01 No 5/1LIBOR IO
17304649 2.000 GI. SS G01 No 5/1LIBOR IO
17304650 2.000 GI. SS G01 No 5/1LIBOR IO
17304651 2.000 GI. SS G01 No 5/1LIBOR IO
17304652 2.000 GI. SS G01 No 5/1LIBOR IO
17304653 2.000 GI. SS G01 No 5/1LIBOR IO
17304654 2.000 GI. SS G01 No 5/1LIBOR IO
17304569 2.000 GI. SS G01 No 5/1LIBOR IO
17304571 2.000 GI. SS G01 No 5/6LIBOR IO
17304573 2.000 GI. SS G01 No 5/1LIBOR IO
17304574 2.000 GI. SS G01 No 5/1LIBOR
17304540 2.000 GI. SS G02 No 7/1LIBOR IO
17304541 2.000 GI. SS G02 No 7/1LIBOR IO
17304542 2.000 GI. SS G02 No 7/1LIBOR IO
17304543 2.000 GI. SS G02 No 7/1LIBOR IO
17304544 2.000 GI. SS G02 No 7/1LIBOR IO
17304545 2.000 GI. SS G02 No 7/1LIBOR IO
17304546 2.000 GI. SS G02 No 7/1LIBOR IO
17304547 2.000 GI. SS G02 No 7/1LIBOR IO
17304548 2.000 GI. SS G02 No 7/1LIBOR IO
17304549 2.000 GI. SS G02 No 7/1LIBOR IO
17304550 2.000 GI. SS G02 No 7/1LIBOR IO
17304551 2.000 GI. SS G02 No 7/1LIBOR IO
17304552 2.000 GI. SS G02 No 7/1LIBOR IO
17304553 2.000 GI. SS G02 No 7/1LIBOR IO
17304556 2.000 GI. SS G02 No 7/1LIBOR IO
17304557 2.000 GI. SS G02 No 7/1LIBOR IO
17304558 2.000 GI. SS G02 No 7/1LIBOR IO
17304559 2.000 GI. SS G02 No 7/1LIBOR IO
17304560 2.000 GI. SS G02 No 7/1LIBOR IO
17304561 2.000 GI. SS G02 No 7/1LIBOR IO
17304562 2.000 GI. SS G02 No 7/1LIBOR
17304563 2.000 GI. SS G02 No 7/1LIBOR
17304564 2.000 GI. SS G02 No 7/1LIBOR IO
17304565 2.000 GI. SS G02 No 7/1LIBOR IO
17304566 2.000 GI. SS G02 No 7/1LIBOR IO
17304567 2.000 GI. SS G02 No 7/1LIBOR IO
17304568 2.000 GI. SS G02 No 7/1LIBOR IO
16177156 2.000 GI. SS G01 No 5/1LIBOR IO
16199761 2.000 GI. SS G03 No 10/1LIBOR IO
16564077 2.000 GI. SS G03 No 10/1LIBOR
16564090 2.000 GI. SS G03 No 10/1LIBOR
16564109 2.000 GI. SS G03 No 10/1LIBOR
16573251 2.000 GI. SS G03 No 10/1CMT
17251774 1.000 GI. SS G01 No 5/6LIBOR IO
17233809 1.000 GI. SS G01 No 5/6LIBOR BLN
17233830 1.000 GI. SS G01 No 5/6LIBOR IO
17233835 1.000 GI. SS G01 No 5/6LIBOR IO
17233836 1.000 GI. SS G01 No 5/6LIBOR IO
17233838 1.000 GI. SS G01 No 5/6LIBOR IO
17233839 1.000 GI. SS G01 No 5/6LIBOR IO
17198165 2.000 GI. SS G01 No 5/1LIBOR IO
17198167 2.000 GI. SS G01 No 5/6LIBOR IO
17198168 2.000 GI. SS G01 No 5/1LIBOR IO
17198169 2.000 GI. SS G01 No 5/1LIBOR IO
17198175 2.000 GI. SS G01 No 5/1LIBOR IO
17198178 2.000 GI. SS G01 No 5/1LIBOR
17198179 2.000 GI. SS G01 No 5/1LIBOR IO
17198192 2.000 GI. SS G01 No 5/1LIBOR IO
17198196 2.000 GI. SS G01 No 5/6LIBOR IO
17198199 2.000 GI. SS G01 No 5/1LIBOR IO
17198204 2.000 GI. SS G01 No 5/6LIBOR IO
17198205 2.000 GI. SS G02 No 7/1LIBOR IO
17174973 1.000 GI. SS G01 No 5/6LIBOR IO
17174980 1.000 GI. SS G01 No 5/6LIBOR IO
17174987 1.000 GI. SS G01 No 5/6LIBOR IO
17174990 1.000 GI. SS G01 No 5/6LIBOR IO
17175014 1.000 GI. SS G02 No 7/6LIBOR IO
17175015 1.000 GI. SS G02 No 7/6LIBOR IO
16146866 1.000 GI. SS G01 No 5/6LIBOR
16649344 2.000 GI. SS G01 No 5/6LIBOR IO
17347241 2.000 GI. SS G01 No 5/1LIBOR IO
17347307 1.000 GI. SS G01 No 5/1LIBOR IO
17347137 1.000 GI. SS G01 No 5/1LIBOR IO
17347141 1.000 GI. SS G01 No 5/6LIBOR IO
17347144 1.000 GI. SS G01 No 5/1LIBOR IO
17347163 1.000 GI. SS G01 No 5/1LIBOR
17347170 1.000 GI. SS G01 No 5/1LIBOR IO
17347174 1.000 GI. SS G01 No 5/1LIBOR IO
17341582 2.000 GI. SS G02 No 7/6LIBOR IO
17341583 2.000 GI. SS G02 No 7/6LIBOR IO
17341584 2.000 GI. SS G02 No 7/1LIBOR IO
17341585 2.000 GI. SS G02 No 7/1LIBOR
17341586 2.000 GI. SS G02 No 7/1LIBOR IO
17341587 2.000 GI. SS G02 No 7/1LIBOR IO
17341588 2.000 GI. SS G02 No 7/1LIBOR IO
17341589 2.000 GI. SS G02 No 7/1LIBOR IO
17341590 2.000 GI. SS G02 No 7/1LIBOR IO
17341591 2.000 GI. SS G02 No 7/1LIBOR IO
17341592 2.000 GI. SS G02 No 7/1LIBOR IO
17341593 2.000 GI. SS G02 No 7/1LIBOR IO
17341594 2.000 GI. SS G02 No 7/1LIBOR IO
17341595 2.000 GI. SS G02 No 7/1LIBOR IO
17341596 2.000 GI. SS G02 No 7/1LIBOR IO
17341597 2.000 GI. SS G02 No 7/1LIBOR IO
17341598 2.000 GI. SS G02 No 7/1LIBOR IO
17347108 1.000 GI. SS G01 No 5/1LIBOR IO
17347109 1.000 GI. SS G01 No 5/1LIBOR IO
17341578 2.000 GI. SS G02 No 7/6LIBOR IO
17341579 2.000 GI. SS G02 No 7/1LIBOR IO
17341580 2.000 GI. SS G02 No 7/6LIBOR IO
17341581 2.000 GI. SS G02 No 7/6LIBOR IO
17341562 2.000 GI. SS G02 No 7/6LIBOR IO
17341563 2.000 GI. SS G02 No 7/6LIBOR IO
17341565 2.000 GI. SS G02 No 7/6LIBOR IO
17341566 2.000 GI. SS G02 No 7/6LIBOR IO
17341567 2.000 GI. SS G02 No 7/6LIBOR IO
17341568 2.000 GI. SS G02 No 7/1LIBOR IO
17341569 2.000 GI. SS G02 No 7/1LIBOR IO
17341570 2.000 GI. SS G02 No 7/1LIBOR IO
17341571 2.000 GI. SS G02 No 7/1LIBOR IO
17341572 2.000 GI. SS G02 No 7/1LIBOR IO
17341573 2.000 GI. SS G02 No 7/1LIBOR IO
17341574 2.000 GI. SS G02 No 7/6LIBOR IO
17341575 2.000 GI. SS G02 No 7/6LIBOR IO
17341576 2.000 GI. SS G02 No 7/6LIBOR IO
17341577 2.000 GI. SS G02 No 7/6LIBOR IO
17214547 1.000 GI. SS G01 No 5/1LIBOR IO
17275231 2.000 GI. SS G01 No 5/1LIBOR
17275246 2.000 GI. SS G01 No 5/1LIBOR IO
17275337 2.000 GI. SS G02 No 7/1LIBOR IO
17275349 2.000 GI. SS G02 No 7/1LIBOR IO
17275351 2.000 GI. SS G02 No 7/1LIBOR
17266996 2.000 GI. SS G03 No 10/1LIBOR IO
17267000 2.000 GI. SS G03 No 10/1LIBOR IO
17267008 2.000 GI. SS G03 No 10/1LIBOR IO
17267025 2.000 GI. SS G03 No 10/1LIBOR IO
17267030 2.000 GI. SS G03 No 10/1LIBOR IO
17267033 2.000 GI. SS G03 No 10/1LIBOR IO
17267042 2.000 GI. SS G03 No 10/1LIBOR IO
17267043 2.000 GI. SS G03 No 10/1LIBOR IO
17267059 2.000 GI. SS G03 No 10/1LIBOR IO
17278663 2.000 GI. SS G03 No 10/1LIBOR IO
17278667 2.000 GI. SS G03 No 10/1LIBOR
17278671 2.000 GI. SS G03 No 10/1LIBOR IO
17278674 2.000 GI. SS G03 No 10/1LIBOR
17278676 2.000 GI. SS G03 No 10/1LIBOR IO
17278678 2.000 GI. SS G03 No 10/1LIBOR IO
17278681 2.000 GI. SS G03 No 10/1LIBOR IO
17278685 2.000 GI. SS G03 No 10/1LIBOR IO
17278688 2.000 GI. SS G03 No 10/1LIBOR IO
17278696 2.000 GI. SS G03 No 10/1LIBOR
17278700 2.000 GI. SS G03 No 10/1LIBOR IO
17278701 2.000 GI. SS G03 No 10/1LIBOR IO
17278705 2.000 GI. SS G03 No 10/1LIBOR IO
17278706 2.000 GI. SS G03 No 10/1LIBOR
17278707 2.000 GI. SS G03 No 10/1LIBOR
17278708 2.000 GI. SS G03 No 10/1LIBOR IO
17278710 2.000 GI. SS G03 No 10/1LIBOR IO
17278715 2.000 GI. SS G03 No 10/1LIBOR IO
17278716 2.000 GI. SS G03 No 10/1LIBOR IO
17278717 2.000 GI. SS G03 No 10/1LIBOR IO
17278718 2.000 GI. SS G03 No 10/1LIBOR IO
17278721 2.000 GI. SS G03 No 10/1LIBOR IO
17278722 2.000 GI. SS G03 No 10/1LIBOR IO
17278723 2.000 GI. SS G03 No 10/1LIBOR IO
17278724 2.000 GI. SS G03 No 10/1LIBOR IO
17278725 2.000 GI. SS G03 No 10/1LIBOR IO
17278726 2.000 GI. SS G03 No 10/1LIBOR IO
17278727 2.000 GI. SS G03 No 10/1LIBOR IO
17278728 2.000 GI. SS G03 No 10/1LIBOR IO
17278729 2.000 GI. SS G03 No 10/1LIBOR IO
17278730 2.000 GI. SS G03 No 10/1LIBOR IO
17278731 2.000 GI. SS G03 No 10/1LIBOR IO
17278732 2.000 GI. SS G03 No 10/1LIBOR IO
17278734 2.000 GI. SS G03 No 10/1LIBOR IO
17278737 2.000 GI. SS G03 No 10/1LIBOR IO
17278738 2.000 GI. SS G03 No 10/1LIBOR
17278740 2.000 GI. SS G03 No 10/1LIBOR IO
17278741 2.000 GI. SS G03 No 10/1LIBOR IO
17278742 2.000 GI. SS G03 No 10/1LIBOR IO
17278743 2.000 GI. SS G03 No 10/1LIBOR IO
17278745 2.000 GI. SS G03 No 10/1LIBOR
17278746 2.000 GI. SS G03 No 10/1LIBOR IO
17278747 2.000 GI. SS G03 No 10/1LIBOR IO
17278748 2.000 GI. SS G03 No 10/1LIBOR IO
17278755 2.000 GI. SS G03 No 10/1LIBOR IO
17278757 2.000 GI. SS G03 No 10/1LIBOR IO
17278758 2.000 GI. SS G03 No 10/1LIBOR IO
17278762 2.000 GI. SS G03 No 10/1LIBOR IO
17278763 2.000 GI. SS G03 No 10/1LIBOR
17278764 2.000 GI. SS G03 No 10/1LIBOR IO
17278765 2.000 GI. SS G03 No 10/1LIBOR IO
17278767 2.000 GI. SS G03 No 10/1LIBOR IO
17278771 2.000 GI. SS G03 No 10/1LIBOR IO
17278772 2.000 GI. SS G03 No 10/1LIBOR IO
17278774 2.000 GI. SS G03 No 10/1LIBOR IO
17278776 2.000 GI. SS G03 No 10/1LIBOR IO
17278778 2.000 GI. SS G03 No 10/1LIBOR IO
17278780 2.000 GI. SS G03 No 10/1LIBOR
17278781 2.000 GI. SS G03 No 10/1LIBOR IO
17278782 2.000 GI. SS G03 No 10/1LIBOR
17278783 2.000 GI. SS G03 No 10/1LIBOR IO
17278784 2.000 GI. SS G03 No 10/1LIBOR IO
17278785 2.000 GI. SS G03 No 10/1LIBOR IO
17278788 2.000 GI. SS G03 No 10/1LIBOR IO
17278789 2.000 GI. SS G03 No 10/1LIBOR IO
17278790 2.000 GI. SS G03 No 10/1LIBOR IO
17278791 2.000 GI. SS G03 No 10/1LIBOR IO
17278793 2.000 GI. SS G03 No 10/1LIBOR IO
17278794 2.000 GI. SS G03 No 10/1LIBOR IO
17278795 2.000 GI. SS G03 No 10/1LIBOR IO
17278797 2.000 GI. SS G03 No 10/1LIBOR IO
17278800 2.000 GI. SS G03 No 10/1LIBOR IO
17278802 2.000 GI. SS G03 No 10/1LIBOR IO
17278803 2.000 GI. SS G03 No 10/1LIBOR IO
17278804 2.000 GI. SS G03 No 10/1LIBOR IO
17278805 2.000 GI. SS G03 No 10/1LIBOR IO
17278806 2.000 GI. SS G03 No 10/1LIBOR IO
17278807 2.000 GI. SS G03 No 10/1LIBOR
17278808 2.000 GI. SS G03 No 10/1LIBOR IO
17279253 2.000 GI. SS G02 No 7/1LIBOR IO
17279257 2.000 GI. SS G03 No 10/1LIBOR IO
17279258 2.000 GI. SS G02 No 7/1LIBOR
17279259 2.000 GI. SS G03 No 10/1LIBOR IO
17279261 2.000 GI. SS G02 No 7/1LIBOR IO
17279262 2.000 GI. SS G02 No 7/1LIBOR IO
17279263 2.000 GI. SS G02 No 7/6LIBOR IO
17279264 2.000 GI. SS G03 No 10/1LIBOR
17279265 2.000 GI. SS G03 No 10/1LIBOR IO
17279266 2.000 GI. SS G02 No 7/6LIBOR IO
17279267 2.000 GI. SS G02 No 7/1LIBOR IO
17279270 2.000 GI. SS G03 No 10/1LIBOR IO
17279271 2.000 GI. SS G02 No 7/1LIBOR IO
17279272 2.000 GI. SS G02 No 7/1LIBOR IO
17279274 2.000 GI. SS G02 No 7/1LIBOR IO
17279275 2.000 GI. SS G03 No 10/1LIBOR IO
17279277 2.000 GI. SS G02 No 7/1LIBOR IO
17279278 2.000 GI. SS G03 No 10/1LIBOR IO
17279281 2.000 GI. SS G03 No 10/1LIBOR IO
17279282 2.000 GI. SS G02 No 7/1LIBOR IO
17279283 2.000 GI. SS G03 No 10/1LIBOR IO
17279286 2.000 GI. SS G03 No 10/1LIBOR IO
17279288 2.000 GI. SS G02 No 7/1LIBOR IO
17279289 2.000 GI. SS G02 No 7/1LIBOR IO
17279290 2.000 GI. SS G03 No 10/1LIBOR IO
17279291 2.000 GI. SS G02 No 7/1LIBOR IO
17279292 2.000 GI. SS G03 No 10/1LIBOR IO
17279294 2.000 GI. SS G02 No 7/1LIBOR IO
17279297 2.000 GI. SS G02 No 7/1LIBOR IO
17279299 2.000 GI. SS G02 No 7/1LIBOR IO
17279301 2.000 GI. SS G02 No 7/1LIBOR IO
17279303 2.000 GI. SS G03 No 10/1LIBOR IO
17279305 2.000 GI. SS G03 No 10/1LIBOR IO
17279306 2.000 GI. SS G03 No 10/1LIBOR IO
17279308 2.000 GI. SS G03 No 10/1LIBOR IO
17279310 2.000 GI. SS G03 No 10/1LIBOR IO
17279311 2.000 GI. SS G03 No 10/1LIBOR IO
17279312 2.000 GI. SS G02 No 7/1LIBOR IO
17279313 2.000 GI. SS G03 No 10/1LIBOR IO
17279314 2.000 GI. SS G02 No 7/1LIBOR IO
17267060 2.000 GI. SS G03 No 10/1LIBOR IO
17267066 2.000 GI. SS G03 No 10/1LIBOR IO
17267068 1.000 GI. SS G03 No 10/1LIBOR IO
17267074 2.000 GI. SS G03 No 10/1LIBOR IO
17267084 2.000 GI. SS G03 No 10/1LIBOR
17267093 2.000 GI. SS G03 No 10/1LIBOR IO
17267099 2.000 GI. SS G03 No 10/1LIBOR IO
17267101 2.000 GI. SS G03 No 10/1LIBOR IO
17267102 2.000 GI. SS G03 No 10/1LIBOR IO
17267116 2.000 GI. SS G03 No 10/1LIBOR IO
17267126 2.000 GI. SS G03 No 10/1LIBOR IO
17267129 2.000 GI. SS G03 No 10/1LIBOR IO
17267130 2.000 GI. SS G03 No 10/1LIBOR IO
17266880 2.000 GI. SS G03 No 10/1LIBOR IO
17266881 2.000 GI. SS G03 No 10/1LIBOR IO
17266889 2.000 GI. SS G03 No 10/1LIBOR IO
17266894 2.000 GI. SS G03 No 10/1LIBOR IO
17266897 2.000 GI. SS G03 No 10/1LIBOR IO
17266898 2.000 GI. SS G03 No 10/1LIBOR IO
17266906 2.000 GI. SS G03 No 10/1LIBOR IO
17266912 2.000 GI. SS G03 No 10/1LIBOR IO
17266916 2.000 GI. SS G03 No 10/1LIBOR IO
17266920 2.000 GI. SS G03 No 10/1LIBOR
17266921 2.000 GI. SS G03 No 10/1LIBOR IO
17266926 2.000 GI. SS G03 No 10/1LIBOR IO
17266930 2.000 GI. SS G03 No 10/1LIBOR IO
17266934 2.000 GI. SS G03 No 10/1LIBOR IO
17266936 2.000 GI. SS G03 No 10/1LIBOR IO
17266940 2.000 GI. SS G03 No 10/1LIBOR IO
17266947 2.000 GI. SS G03 No 10/1LIBOR IO
17266948 2.000 GI. SS G03 No 10/1LIBOR IO
17266949 2.000 GI. SS G03 No 10/1LIBOR IO
17266951 2.000 GI. SS G03 No 10/1LIBOR IO
17266956 2.000 GI. SS G03 No 10/1LIBOR IO
17266957 2.000 GI. SS G03 No 10/1LIBOR IO
17266958 2.000 GI. SS G03 No 10/1LIBOR IO
17266961 2.000 GI. SS G03 No 10/1LIBOR IO
17266963 2.000 GI. SS G03 No 10/1LIBOR IO
17266964 2.000 GI. SS G03 No 10/1LIBOR
17266965 2.000 GI. SS G03 No 10/1LIBOR
17266969 2.000 GI. SS G03 No 10/1LIBOR IO
17266971 2.000 GI. SS G03 No 10/1LIBOR IO
17266973 2.000 GI. SS G03 No 10/1LIBOR IO
17266987 2.000 GI. SS G03 No 10/1LIBOR IO
17266994 2.000 GI. SS G03 No 10/1LIBOR IO
17214624 1.000 GI. SS G01 No 5/6LIBOR IO
17214625 1.000 GI. SS G01 No 5/6LIBOR IO
17214627 1.000 GI. SS G01 No 5/6LIBOR
17214628 1.000 GI. SS G01 No 5/6LIBOR IO
17214629 1.000 GI. SS G01 No 5/6LIBOR IO
17214631 1.000 GI. SS G01 No 5/6LIBOR IO
17214632 1.000 GI. SS G01 No 5/6LIBOR IO
17214634 1.000 GI. SS G01 No 5/6LIBOR IO
17214635 1.000 GI. SS G01 No 5/6LIBOR IO
17214636 1.000 GI. SS G01 No 5/6LIBOR IO
17214637 1.000 GI. SS G01 No 5/6LIBOR IO
17214638 1.000 GI. SS G01 No 5/6LIBOR IO
17214640 1.000 GI. SS G01 No 5/6LIBOR IO
17214641 1.000 GI. SS G01 No 5/6LIBOR IO
17214642 1.000 GI. SS G01 No 5/6LIBOR IO
17214644 1.000 GI. SS G01 No 5/6LIBOR IO
17214646 1.000 GI. SS G01 No 5/6LIBOR IO
17214647 1.000 GI. SS G01 No 5/6LIBOR IO
17214649 1.000 GI. SS G01 No 5/6LIBOR IO
17214650 1.000 GI. SS G01 No 5/6LIBOR IO
17214651 1.000 GI. SS G01 No 5/6LIBOR IO
17214652 1.000 GI. SS G01 No 5/6LIBOR IO
17214655 1.000 GI. SS G01 No 5/6LIBOR IO
17214657 1.000 GI. SS G01 No 5/6LIBOR IO
17214616 1.000 GI. SS G01 No 5/6LIBOR IO
17214617 1.000 GI. SS G01 No 5/6LIBOR IO
17214619 1.000 GI. SS G01 No 5/6LIBOR IO
17214620 1.000 GI. SS G01 No 5/6LIBOR IO
17214621 1.000 GI. SS G01 No 5/6LIBOR IO
17214622 1.000 GI. SS G01 No 5/6LIBOR IO
17214623 1.000 GI. SS G01 No 5/6LIBOR IO
17202823 2.000 GI. SS G01 No 5/1LIBOR
17214424 1.000 GI. SS G01 No 5/6LIBOR IO
17214426 1.000 GI. SS G02 No 7/6LIBOR IO
17214427 1.000 GI. SS G01 No 5/6LIBOR IO
17214429 1.000 GI. SS G01 No 5/1LIBOR IO
17214430 1.000 GI. SS G01 No 5/6LIBOR
17214432 1.000 GI. SS G02 No 7/6LIBOR IO
17214433 1.000 GI. SS G02 No 7/6LIBOR IO
17214434 1.000 GI. SS G02 No 7/6LIBOR IO
17214435 1.000 GI. SS G02 No 7/6LIBOR
17214436 1.000 GI. SS G01 No 5/6LIBOR
17214437 1.000 GI. SS G01 No 5/6LIBOR
17214438 1.000 GI. SS G01 No 5/6LIBOR IO
17214439 1.000 GI. SS G01 No 5/6LIBOR IO
17214440 1.000 GI. SS G01 No 5/6LIBOR IO
17214441 1.000 GI. SS G01 No 5/6LIBOR IO
17214443 1.000 GI. SS G02 No 7/6LIBOR
17214444 1.000 GI. SS G01 No 5/6LIBOR IO
17214445 1.000 GI. SS G02 No 7/6LIBOR IO
17214449 1.000 GI. SS G01 No 5/6LIBOR IO
17214450 1.000 GI. SS G01 No 5/1LIBOR IO
17214451 1.000 GI. SS G01 No 5/6LIBOR IO
17214452 1.000 GI. SS G01 No 5/6LIBOR IO
17214453 1.000 GI. SS G01 No 5/6LIBOR IO
17214454 1.000 GI. SS G02 No 7/6LIBOR IO
17214455 1.000 GI. SS G02 No 7/1LIBOR IO
17214456 1.000 GI. SS G01 No 5/6LIBOR IO
17214457 1.000 GI. SS G01 No 5/6LIBOR IO
17214458 1.000 GI. SS G01 No 5/6LIBOR IO
17214460 1.000 GI. SS G01 No 5/6LIBOR IO
17214461 1.000 GI. SS G01 No 5/6LIBOR
17214462 1.000 GI. SS G01 No 5/6LIBOR IO
17214464 1.000 GI. SS G02 No 7/6LIBOR IO
17214465 1.000 GI. SS G01 No 5/6LIBOR IO
17214466 1.000 GI. SS G01 No 5/6LIBOR IO
17214467 1.000 GI. SS G01 No 5/6LIBOR IO
17214469 1.000 GI. SS G01 No 5/6LIBOR IO
17214470 1.000 GI. SS G01 No 5/6LIBOR IO
17214474 1.000 GI. SS G01 No 5/6LIBOR IO
17214475 1.000 GI. SS G01 No 5/6LIBOR IO
17214476 1.000 GI. SS G01 No 5/6LIBOR IO
17214477 1.000 GI. SS G01 No 5/6LIBOR IO
17214478 1.000 GI. SS G01 No 5/6LIBOR IO
17214480 1.000 GI. SS G01 No 5/6LIBOR IO
17214483 1.000 GI. SS G01 No 5/6LIBOR IO
17214486 1.000 GI. SS G01 No 5/6LIBOR IO
17214487 1.000 GI. SS G01 No 5/6LIBOR IO
17214488 1.000 GI. SS G01 No 5/6LIBOR
17214490 1.000 GI. SS G01 No 5/6LIBOR IO
17214491 1.000 GI. SS G02 No 7/6LIBOR
17214492 1.000 GI. SS G01 No 5/6LIBOR IO
17214493 1.000 GI. SS G02 No 7/6LIBOR IO
17214494 1.000 GI. SS G01 No 5/6LIBOR IO
17214495 1.000 GI. SS G01 No 5/6LIBOR
17214497 1.000 GI. SS G01 No 5/6LIBOR IO
17214498 1.000 GI. SS G01 No 5/6LIBOR IO
17214499 1.000 GI. SS G01 No 5/6LIBOR IO
17214501 1.000 GI. SS G01 No 5/6LIBOR IO
17214503 1.000 GI. SS G01 No 5/6LIBOR IO
17214504 1.000 GI. SS G01 No 5/6LIBOR IO
17214505 1.000 GI. SS G01 No 5/6LIBOR IO
17214506 1.000 GI. SS G01 No 5/6LIBOR IO
17214508 1.000 GI. SS G01 No 5/6LIBOR IO
17214509 1.000 GI. SS G01 No 5/6LIBOR
17214511 1.000 GI. SS G01 No 5/6LIBOR IO
17214512 1.000 GI. SS G02 No 7/6LIBOR
17214513 1.000 GI. SS G01 No 5/6LIBOR IO
17214514 1.000 GI. SS G02 No 7/6LIBOR IO
17214515 1.000 GI. SS G01 No 5/6LIBOR IO
17214517 1.000 GI. SS G01 No 5/6LIBOR IO
17214519 1.000 GI. SS G01 No 5/6LIBOR IO
17214520 1.000 GI. SS G02 No 7/6LIBOR IO
17214522 1.000 GI. SS G01 No 5/6LIBOR
17214523 1.000 GI. SS G02 No 7/6LIBOR IO
17214524 1.000 GI. SS G01 No 5/6LIBOR IO
17214526 1.000 GI. SS G01 No 5/6LIBOR IO
17214529 1.000 GI. SS G01 No 5/6LIBOR IO
17214530 1.000 GI. SS G01 No 5/6LIBOR IO
17214531 1.000 GI. SS G01 No 5/6LIBOR IO
17214532 1.000 GI. SS G02 No 7/6LIBOR IO
17214533 1.000 GI. SS G02 No 7/6LIBOR IO
17214534 1.000 GI. SS G01 No 5/6LIBOR IO
17214535 1.000 GI. SS G01 No 5/6LIBOR IO
17214540 1.000 GI. SS G01 No 5/6LIBOR IO
17214541 1.000 GI. SS G02 No 7/6LIBOR IO
17214542 1.000 GI. SS G02 No 7/6LIBOR IO
17214543 1.000 GI. SS G01 No 5/6LIBOR IO
17214545 1.000 GI. SS G01 No 5/6LIBOR IO
17214550 1.000 GI. SS G01 No 5/6LIBOR IO
17214552 1.000 GI. SS G01 No 5/6LIBOR IO
17214553 1.000 GI. SS G01 No 5/6LIBOR IO
17214554 1.000 GI. SS G01 No 5/6LIBOR IO
17214555 1.000 GI. SS G01 No 5/6LIBOR IO
17214556 1.000 GI. SS G01 No 5/6LIBOR IO
17214557 1.000 GI. SS G01 No 5/6LIBOR IO
17214558 1.000 GI. SS G01 No 5/6LIBOR IO
17214559 1.000 GI. SS G01 No 5/6LIBOR IO
17214560 1.000 GI. SS G01 No 5/6LIBOR IO
17214561 1.000 GI. SS G02 No 7/6LIBOR
17214562 1.000 GI. SS G01 No 5/6LIBOR IO
17214563 1.000 GI. SS G01 No 5/6LIBOR IO
17214564 1.000 GI. SS G01 No 5/6LIBOR IO
17214566 1.000 GI. SS G02 No 7/6LIBOR
17214567 1.000 GI. SS G01 No 5/6LIBOR IO
17214568 1.000 GI. SS G01 No 5/6LIBOR IO
17214569 1.000 GI. SS G01 No 5/6LIBOR IO
17214570 1.000 GI. SS G01 No 5/6LIBOR IO
17214572 1.000 GI. SS G01 No 5/6LIBOR IO
17214573 1.000 GI. SS G02 No 7/6LIBOR IO
17214574 1.000 GI. SS G01 No 5/6LIBOR IO
17214575 1.000 GI. SS G01 No 5/6LIBOR IO
17214577 1.000 GI. SS G01 No 5/6LIBOR IO
17214579 1.000 GI. SS G01 No 5/6LIBOR IO
17214580 1.000 GI. SS G01 No 5/6LIBOR IO
17214581 1.000 GI. SS G02 No 7/6LIBOR IO
17214582 1.000 GI. SS G01 No 5/6LIBOR IO
17214583 1.000 GI. SS G01 No 5/6LIBOR IO
17214585 1.000 GI. SS G01 No 5/6LIBOR IO
17214586 1.000 GI. SS G02 No 7/6LIBOR IO
17214587 1.000 GI. SS G02 No 7/6LIBOR IO
17214588 1.000 GI. SS G01 No 5/6LIBOR IO
17214589 1.000 GI. SS G02 No 7/6LIBOR IO
17214590 1.000 GI. SS G01 No 5/6LIBOR IO
17214591 1.000 GI. SS G01 No 5/6LIBOR IO
17214595 1.000 GI. SS G01 No 5/6LIBOR IO
17214596 1.000 GI. SS G01 No 5/6LIBOR IO
17214597 1.000 GI. SS G01 No 5/6LIBOR IO
17214598 1.000 GI. SS G01 No 5/6LIBOR IO
17214599 1.000 GI. SS G02 No 7/6LIBOR
17266821 2.000 GI. SS G03 No 10/1LIBOR IO
17266824 2.000 GI. SS G03 No 10/1LIBOR IO
17266831 2.000 GI. SS G03 No 10/1LIBOR IO
17090577 2.000 GI. SS G01 No 5/1LIBOR
17090582 2.000 GI. SS G01 No 5/1LIBOR
17090590 2.000 GI. SS G01 No 5/1LIBOR
17090601 2.000 GI. SS G01 No 5/1LIBOR
17090604 2.000 GI. SS G01 No 5/1LIBOR IO
17090613 2.000 GI. SS G01 No 5/1LIBOR
17090622 2.000 GI. SS G01 No 5/1LIBOR IO
17266754 2.000 GI. SS G03 No 10/1LIBOR IO
17266756 2.000 GI. SS G03 No 10/1LIBOR IO
17266759 2.000 GI. SS G03 No 10/1LIBOR IO
17266771 2.000 GI. SS G03 No 10/1LIBOR IO
17266773 2.000 GI. SS G03 No 10/1LIBOR IO
17266774 2.000 GI. SS G03 No 10/1LIBOR IO
17266775 2.000 GI. SS G03 No 10/1LIBOR IO
17266776 2.000 GI. SS G03 No 10/1LIBOR IO
17266789 2.000 GI. SS G03 No 10/1LIBOR IO
17214602 1.000 GI. SS G01 No 5/6LIBOR IO
17214604 1.000 GI. SS G02 No 7/6LIBOR IO
17214605 1.000 GI. SS G01 No 5/6LIBOR
17214606 1.000 GI. SS G01 No 5/6LIBOR
17214607 1.000 GI. SS G01 No 5/6LIBOR IO
17214608 1.000 GI. SS G01 No 5/6LIBOR IO
17214609 1.000 GI. SS G01 No 5/6LIBOR IO
17214610 1.000 GI. SS G01 No 5/6LIBOR IO
17214611 1.000 GI. SS G01 No 5/6LIBOR IO
17214613 1.000 GI. SS G02 No 7/6LIBOR IO
17076173 2.000 GI. SS G01 No 5/6LIBOR
17174977 1.000 GI. SS G01 No 5/6LIBOR IO
17076175 2.000 GI. SS G01 No 5/6LIBOR
17076176 2.000 GI. SS G01 No 5/6LIBOR
17076181 2.000 GI. SS G01 No 5/6LIBOR IO
17076182 2.000 GI. SS G01 No 5/6LIBOR
17076187 2.000 GI. SS G01 No 5/6LIBOR IO
17076196 2.000 GI. SS G01 No 5/6LIBOR IO
17076225 2.000 GI. SS G01 No 5/6LIBOR IO
17076233 2.000 GI. SS G01 No 5/6LIBOR IO
17076235 2.000 GI. SS G01 No 5/6LIBOR IO
17233822 1.000 GI. SS G01 No 5/6LIBOR IO
17076188 2.000 GI. SS G01 No 5/6LIBOR
17043298 2.000 GI. SS G01 No 5/6LIBOR IO
17044149 2.000 GI. SS G02 No 7/6LIBOR IO
17044163 2.000 GI. SS G01 No 5/6LIBOR IO
17044172 2.000 GI. SS G03 No 10/6LIBOR IO
17044183 2.000 GI. SS G01 No 5/6LIBOR IO
17044184 2.000 GI. SS G02 No 7/6LIBOR IO
17044200 2.000 GI. SS G02 No 7/6LIBOR IO
17175000 1.000 GI. SS G01 No 5/6LIBOR IO
17198191 2.000 GI. SS G01 No 5/1LIBOR IO
17346370 2.000 GI. SS G02 No 7/1LIBOR IO
17346371 2.000 GI. SS G02 No 7/1LIBOR IO
17346372 2.000 GI. SS G02 No 7/1LIBOR IO
17346373 2.000 GI. SS G02 No 7/1LIBOR IO
17346374 2.000 GI. SS G02 No 7/1LIBOR IO
17293882 2.000 GI. SS G03 No 10/1LIBOR IO
17293883 2.000 GI. SS G03 No 10/1LIBOR IO
17293884 2.000 GI. SS G03 No 10/1LIBOR
17293885 2.000 GI. SS G03 No 10/1LIBOR IO
17293886 2.000 GI. SS G03 No 10/1LIBOR IO
17293887 2.000 GI. SS G03 No 10/1LIBOR IO
17293888 2.000 GI. SS G03 No 10/1LIBOR IO
17293890 2.000 GI. SS G03 No 10/1LIBOR IO
17293891 2.000 GI. SS G03 No 10/1LIBOR IO
17293892 2.000 GI. SS G03 No 10/1LIBOR
17293894 2.000 GI. SS G03 No 10/1LIBOR IO
17293895 2.000 GI. SS G03 No 10/1LIBOR IO
17293898 2.000 GI. SS G03 No 10/1LIBOR IO
17293899 2.000 GI. SS G03 No 10/1LIBOR IO
17293900 2.000 GI. SS G03 No 10/1LIBOR IO
17293901 2.000 GI. SS G03 No 10/1LIBOR
17293903 2.000 GI. SS G03 No 10/1LIBOR IO
17293904 2.000 GI. SS G03 No 10/1LIBOR IO
17293905 2.000 GI. SS G03 No 10/1LIBOR IO
17293906 2.000 GI. SS G03 No 10/1LIBOR IO
17293907 2.000 GI. SS G03 No 10/1LIBOR IO
17293909 2.000 GI. SS G03 No 10/1LIBOR IO
17293911 2.000 GI. SS G03 No 10/1LIBOR IO
17293914 2.000 GI. SS G03 No 10/1LIBOR IO
17293916 2.000 GI. SS G03 No 10/1LIBOR IO
17293919 2.000 GI. SS G03 No 10/1LIBOR IO
17293920 2.000 GI. SS G03 No 10/1LIBOR IO
17293921 2.000 GI. SS G03 No 10/1LIBOR IO
17293922 2.000 GI. SS G03 No 10/1LIBOR IO
17293924 2.000 GI. SS G03 No 10/1LIBOR IO
17293925 2.000 GI. SS G03 No 10/1LIBOR IO
17293927 2.000 GI. SS G03 No 10/1LIBOR IO
17293928 2.000 GI. SS G03 No 10/1LIBOR IO
17293929 2.000 GI. SS G03 No 10/1LIBOR IO
17293930 2.000 GI. SS G03 No 10/1LIBOR IO
17293931 2.000 GI. SS G03 No 10/1LIBOR IO
17293933 2.000 GI. SS G03 No 10/1LIBOR IO
17293934 2.000 GI. SS G03 No 10/1LIBOR IO
17293935 2.000 GI. SS G03 No 10/1LIBOR IO
17293936 2.000 GI. SS G03 No 10/1LIBOR IO
17293937 2.000 GI. SS G03 No 10/1LIBOR IO
17293938 2.000 GI. SS G03 No 10/1LIBOR IO
17293939 2.000 GI. SS G03 No 10/1LIBOR IO
17296685 2.000 GI. SS G03 No 10/1LIBOR IO
17296687 2.000 GI. SS G03 No 10/1LIBOR IO
17296688 2.000 GI. SS G03 No 10/1LIBOR IO
17296689 2.000 GI. SS G03 No 10/1LIBOR IO
17296691 2.000 GI. SS G03 No 10/1LIBOR IO
17296692 2.000 GI. SS G03 No 10/1LIBOR
17296693 2.000 GI. SS G03 No 10/1LIBOR
17296694 2.000 GI. SS G03 No 10/1LIBOR IO
17296698 2.000 GI. SS G03 No 10/1LIBOR IO
17296699 2.000 GI. SS G03 No 10/1LIBOR IO
17296700 2.000 GI. SS G03 No 10/1LIBOR IO
17296701 2.000 GI. SS G03 No 10/1LIBOR IO
17296702 2.000 GI. SS G03 No 10/1LIBOR IO
17296703 2.000 GI. SS G03 No 10/1LIBOR IO
17296704 2.000 GI. SS G03 No 10/1LIBOR IO
17296705 2.000 GI. SS G03 No 10/1LIBOR IO
17296706 2.000 GI. SS G03 No 10/1LIBOR IO
17296707 2.000 GI. SS G03 No 10/1LIBOR IO
17296708 2.000 GI. SS G03 No 10/1LIBOR IO
17296710 2.000 GI. SS G03 No 10/1LIBOR IO
17296711 2.000 GI. SS G03 No 10/1LIBOR IO
17296712 2.000 GI. SS G03 No 10/1LIBOR IO
17296713 2.000 GI. SS G03 No 10/1LIBOR IO
17296714 2.000 GI. SS G03 No 10/1LIBOR IO
17296715 2.000 GI. SS G03 No 10/1LIBOR IO
17296716 2.000 GI. SS G03 No 10/1LIBOR
17296717 2.000 GI. SS G03 No 10/1LIBOR IO
17296719 2.000 GI. SS G03 No 10/1LIBOR IO
17296721 2.000 GI. SS G03 No 10/1LIBOR IO
17296722 2.000 GI. SS G03 No 10/1LIBOR IO
17296724 2.000 GI. SS G03 No 10/1LIBOR IO
17296725 2.000 GI. SS G03 No 10/1LIBOR IO
17296726 2.000 GI. SS G03 No 10/1LIBOR IO
17296727 2.000 GI. SS G03 No 10/1LIBOR IO
17346375 2.000 GI. SS G02 No 7/1LIBOR IO
17346376 2.000 GI. SS G02 No 7/1LIBOR IO
17346378 2.000 GI. SS G02 No 7/1LIBOR
17346379 2.000 GI. SS G02 No 7/1LIBOR
17346381 2.000 GI. SS G02 No 7/6LIBOR IO
17346382 2.000 GI. SS G02 No 7/1LIBOR IO
17346383 2.000 GI. SS G02 No 7/1LIBOR IO
17346384 2.000 GI. SS G02 No 7/1LIBOR IO
17346385 2.000 GI. SS G02 No 7/1LIBOR IO
17346386 2.000 GI. SS G02 No 7/1LIBOR IO
17346387 2.000 GI. SS G02 No 7/1LIBOR IO
17346388 2.000 GI. SS G02 No 7/1LIBOR IO
17346389 2.000 GI. SS G02 No 7/1LIBOR IO
17346392 2.000 GI. SS G02 No 7/6LIBOR IO
17346393 2.000 GI. SS G02 No 7/6LIBOR IO
17346394 2.000 GI. SS G02 No 7/1LIBOR IO
17346395 2.000 GI. SS G02 No 7/1LIBOR IO
17346396 2.000 GI. SS G02 No 7/1LIBOR
17346398 2.000 GI. SS G02 No 7/1LIBOR IO
17346399 2.000 GI. SS G02 No 7/1LIBOR IO
17346400 2.000 GI. SS G02 No 7/1LIBOR IO
17346401 2.000 GI. SS G02 No 7/1LIBOR IO
17346402 2.000 GI. SS G02 No 7/1LIBOR IO
17346404 2.000 GI. SS G02 No 7/1LIBOR IO
17346405 2.000 GI. SS G02 No 7/1LIBOR IO
17346406 2.000 GI. SS G02 No 7/1LIBOR IO
17346407 2.000 GI. SS G02 No 7/1LIBOR IO
17346408 2.000 GI. SS G02 No 7/1LIBOR IO
17346410 2.000 GI. SS G02 No 7/1LIBOR IO
17346411 2.000 GI. SS G02 No 7/1LIBOR IO
17346412 2.000 GI. SS G02 No 7/1LIBOR IO
17346413 2.000 GI. SS G02 No 7/1LIBOR IO
17346414 2.000 GI. SS G02 No 7/1LIBOR IO
17346415 2.000 GI. SS G02 No 7/1LIBOR IO
17346416 2.000 GI. SS G02 No 7/1LIBOR IO
17346417 2.000 GI. SS G02 No 7/1LIBOR IO
17346418 2.000 GI. SS G02 No 7/1LIBOR IO
17346420 2.000 GI. SS G02 No 7/1LIBOR IO
17346421 2.000 GI. SS G02 No 7/1LIBOR IO
17346422 2.000 GI. SS G02 No 7/1LIBOR IO
17352292 2.000 GI. SS G02 No 7/1LIBOR IO
17352293 2.000 GI. SS G02 No 7/1LIBOR
17352294 2.000 GI. SS G02 No 7/1LIBOR IO
17352295 2.000 GI. SS G02 No 7/1LIBOR IO
17274125 2.000 GI. SS G01 No 5/1LIBOR IO
17076243 2.000 GI. SS G01 No 5/6LIBOR
17044155 2.000 GI. SS G02 No 7/6LIBOR IO
17044156 2.000 GI. SS G02 No 7/6LIBOR IO
17044161 2.000 GI. SS G02 No 7/6LIBOR IO
17044162 2.000 GI. SS G02 No 7/6LIBOR IO
17044170 2.000 GI. SS G01 No 5/6LIBOR IO
17044185 2.000 GI. SS G01 No 5/6LIBOR IO
17044189 2.000 GI. SS G01 No 5/6LIBOR IO
17044205 2.000 GI. SS G03 No 10/6LIBOR IO
17059649 2.000 GI. SS G01 No 5/1LIBOR
17198901 2.000 GI. SS G01 No 5/1LIBOR
17198903 2.000 GI. SS G01 No 5/1LIBOR
17202779 2.000 GI. SS G01 No 5/1LIBOR IO
17202781 2.000 GI. SS G01 No 5/1LIBOR
17202791 2.000 GI. SS G01 No 5/1LIBOR
17202798 2.000 GI. SS G01 No 5/1LIBOR
17202800 2.000 GI. SS G01 No 5/1LIBOR
17267132 2.000 GI. SS G03 No 10/1LIBOR IO
17267134 2.000 GI. SS G03 No 10/1LIBOR IO
17267138 2.000 GI. SS G03 No 10/1LIBOR IO
17267147 2.000 GI. SS G03 No 10/1LIBOR IO
17267149 2.000 GI. SS G03 No 10/1LIBOR IO
17267153 2.000 GI. SS G03 No 10/1LIBOR IO
17267159 2.000 GI. SS G03 No 10/1LIBOR IO
17267162 2.000 GI. SS G03 No 10/1LIBOR IO
17267183 2.000 GI. SS G03 No 10/1LIBOR IO
17279315 2.000 GI. SS G02 No 7/1LIBOR
17279316 2.000 GI. SS G03 No 10/1LIBOR IO
17279317 2.000 GI. SS G03 No 10/1LIBOR IO
17279318 2.000 GI. SS G03 No 10/1LIBOR IO
17267188 2.000 GI. SS G03 No 10/1LIBOR IO
17267192 2.000 GI. SS G03 No 10/1LIBOR IO
17267199 2.000 GI. SS G03 No 10/1LIBOR IO
17267203 2.000 GI. SS G03 No 10/1LIBOR IO
17267218 2.000 GI. SS G03 No 10/1LIBOR IO
17267231 2.000 GI. SS G03 No 10/1LIBOR IO
17267239 2.000 GI. SS G03 No 10/1LIBOR
17267242 2.000 GI. SS G03 No 10/1LIBOR IO
17267243 2.000 GI. SS G03 No 10/1LIBOR IO
17284421 2.000 GI. SS G03 No 10/1LIBOR IO
17284428 2.000 GI. SS G02 No 7/1LIBOR IO
17284429 2.000 GI. SS G02 No 7/1LIBOR IO
17284431 2.000 GI. SS G02 No 7/1LIBOR IO
17284434 2.000 GI. SS G02 No 7/1LIBOR IO
17284435 2.000 GI. SS G03 No 10/1LIBOR IO
17284436 2.000 GI. SS G02 No 7/1LIBOR IO
17284440 2.000 GI. SS G02 No 7/1LIBOR IO
17284441 2.000 GI. SS G03 No 10/1LIBOR IO
17284444 2.000 GI. SS G03 No 10/1LIBOR IO
17284450 2.000 GI. SS G02 No 7/1LIBOR IO
17284453 2.000 GI. SS G02 No 7/1LIBOR IO
17284454 2.000 GI. SS G02 No 7/1LIBOR IO
17284457 2.000 GI. SS G02 No 7/1LIBOR IO
17284459 2.000 GI. SS G02 No 7/1LIBOR IO
17284460 2.000 GI. SS G03 No 10/1LIBOR IO
17284465 2.000 GI. SS G03 No 10/1LIBOR IO
17284467 2.000 GI. SS G02 No 7/1LIBOR IO
17284468 2.000 GI. SS G03 No 10/1LIBOR IO
17284470 2.000 GI. SS G02 No 7/1LIBOR
17284471 2.000 GI. SS G03 No 10/1LIBOR IO
17284474 2.000 GI. SS G02 No 7/1LIBOR IO
17284476 2.000 GI. SS G02 No 7/1LIBOR IO
17284479 2.000 GI. SS G02 No 7/1LIBOR IO
17284481 2.000 GI. SS G02 No 7/1LIBOR IO
17284483 2.000 GI. SS G03 No 10/1LIBOR IO
17284485 2.000 GI. SS G02 No 7/1LIBOR IO
17284492 2.000 GI. SS G03 No 10/1LIBOR IO
17284493 2.000 GI. SS G03 No 10/1LIBOR IO
17284494 2.000 GI. SS G02 No 7/1LIBOR IO
17284495 2.000 GI. SS G02 No 7/1LIBOR IO
17284497 2.000 GI. SS G03 No 10/1LIBOR IO
17284499 2.000 GI. SS G02 No 7/1LIBOR IO
17284500 2.000 GI. SS G02 No 7/1LIBOR IO
17284502 2.000 GI. SS G02 No 7/1LIBOR IO
17284509 2.000 GI. SS G03 No 10/1LIBOR IO
17284512 2.000 GI. SS G02 No 7/1LIBOR
17284513 2.000 GI. SS G02 No 7/1LIBOR IO
17284514 2.000 GI. SS G03 No 10/1LIBOR IO
17284515 2.000 GI. SS G03 No 10/1LIBOR IO
17284517 2.000 GI. SS G03 No 10/1LIBOR IO
17284518 2.000 GI. SS G03 No 10/1LIBOR IO
17296732 2.000 GI. SS G03 No 10/1LIBOR IO
17296733 2.000 GI. SS G03 No 10/1LIBOR IO
17296734 2.000 GI. SS G03 No 10/1LIBOR IO
17296735 2.000 GI. SS G03 No 10/1LIBOR IO
17296736 2.000 GI. SS G03 No 10/1LIBOR IO
17296737 2.000 GI. SS G03 No 10/1LIBOR IO
17296738 2.000 GI. SS G03 No 10/1LIBOR IO
17296739 2.000 GI. SS G03 No 10/1LIBOR IO
17296740 2.000 GI. SS G03 No 10/1LIBOR IO
17296741 2.000 GI. SS G03 No 10/1LIBOR IO
17296742 2.000 GI. SS G03 No 10/1LIBOR IO
17296744 2.000 GI. SS G03 No 10/1LIBOR IO
17296745 2.000 GI. SS G03 No 10/1LIBOR IO
17296746 2.000 GI. SS G03 No 10/1LIBOR IO
17296747 2.000 GI. SS G03 No 10/1LIBOR IO
17296749 2.000 GI. SS G03 No 10/1LIBOR IO
17296750 2.000 GI. SS G03 No 10/1LIBOR IO
17296751 2.000 GI. SS G03 No 10/1LIBOR IO
17296752 2.000 GI. SS G03 No 10/1LIBOR IO
17296753 2.000 GI. SS G03 No 10/1LIBOR IO
17298041 2.000 GI. SS G03 No 10/1LIBOR IO
17298043 2.000 GI. SS G03 No 10/1LIBOR IO
17298044 2.000 GI. SS G03 No 10/1LIBOR IO
17298045 2.000 GI. SS G03 No 10/1LIBOR IO
17298046 2.000 GI. SS G03 No 10/1LIBOR
17298048 2.000 GI. SS G03 No 10/1LIBOR IO
17298049 2.000 GI. SS G03 No 10/1LIBOR IO
17298050 2.000 GI. SS G03 No 10/1LIBOR IO
17298051 2.000 GI. SS G03 No 10/1LIBOR IO
17298052 2.000 GI. SS G03 No 10/1LIBOR IO
17298053 2.000 GI. SS G03 No 10/1LIBOR IO
17298054 2.000 GI. SS G03 No 10/1LIBOR
17298055 2.000 GI. SS G03 No 10/1LIBOR IO
17298056 2.000 GI. SS G03 No 10/1LIBOR IO
17298058 2.000 GI. SS G03 No 10/1LIBOR IO
17298059 2.000 GI. SS G03 No 10/1LIBOR IO
17298061 2.000 GI. SS G03 No 10/1LIBOR IO
17298062 2.000 GI. SS G03 No 10/1LIBOR IO
17298064 2.000 GI. SS G03 No 10/1LIBOR IO
17298066 2.000 GI. SS G03 No 10/1LIBOR IO
17296729 2.000 GI. SS G03 No 10/1LIBOR IO
17296730 2.000 GI. SS G03 No 10/1LIBOR
17296731 2.000 GI. SS G03 No 10/1LIBOR IO
17284520 2.000 GI. SS G03 No 10/1LIBOR IO
17284527 2.000 GI. SS G03 No 10/1LIBOR IO
17284529 2.000 GI. SS G03 No 10/1LIBOR IO
17284530 2.000 GI. SS G03 No 10/1LIBOR IO
17284532 2.000 GI. SS G03 No 10/1LIBOR IO
17293851 2.000 GI. SS G02 No 7/1LIBOR IO
17293853 2.000 GI. SS G02 No 7/1LIBOR IO
17293854 2.000 GI. SS G02 No 7/1LIBOR IO
17293856 2.000 GI. SS G02 No 7/1LIBOR IO
17293857 2.000 GI. SS G02 No 7/1LIBOR IO
17293858 2.000 GI. SS G02 No 7/1LIBOR IO
17293859 2.000 GI. SS G02 No 7/1LIBOR IO
17293860 2.000 GI. SS G02 No 7/1LIBOR IO
17284533 2.000 GI. SS G03 No 10/1LIBOR IO
17284535 2.000 GI. SS G03 No 10/1LIBOR IO
17280830 2.000 GI. SS G02 No 7/1LIBOR IO
17280831 2.000 GI. SS G01 No 5/1LIBOR IO
17280832 2.000 GI. SS G02 No 7/1LIBOR IO
17280833 2.000 GI. SS G01 No 5/1LIBOR IO
17275300 2.000 GI. SS G02 No 7/1LIBOR IO
17275301 2.000 GI. SS G02 No 7/1LIBOR IO
17275302 2.000 GI. SS G01 No 5/1LIBOR
17275304 2.000 GI. SS G01 No 5/1LIBOR IO
17275305 2.000 GI. SS G01 No 5/1LIBOR IO
17275308 2.000 GI. SS G02 No 7/1LIBOR IO
17275309 2.000 GI. SS G02 No 7/1LIBOR IO
17275310 2.000 GI. SS G01 No 5/1LIBOR IO
17275311 2.000 GI. SS G01 No 5/1LIBOR IO
17275312 2.000 GI. SS G01 No 5/1LIBOR IO
17275314 2.000 GI. SS G02 No 7/1LIBOR IO
17275315 2.000 GI. SS G01 No 5/1LIBOR IO
17275317 2.000 GI. SS G01 No 5/1LIBOR IO
17275318 2.000 GI. SS G03 No 10/1LIBOR IO
17275319 2.000 GI. SS G02 No 7/1LIBOR IO
17275320 2.000 GI. SS G03 No 10/1LIBOR IO
17275321 2.000 GI. SS G02 No 7/1LIBOR IO
17275323 2.000 GI. SS G01 No 5/1LIBOR IO
17275324 2.000 GI. SS G02 No 7/1LIBOR IO
17275325 2.000 GI. SS G01 No 5/1LIBOR IO
17275327 2.000 GI. SS G01 No 5/1LIBOR IO
17275332 2.000 GI. SS G02 No 7/1LIBOR
17275333 2.000 GI. SS G03 No 10/1LIBOR IO
17275335 2.000 GI. SS G03 No 10/1LIBOR IO
17275336 2.000 GI. SS G03 No 10/1LIBOR IO
17275338 2.000 GI. SS G01 No 5/1LIBOR IO
17275339 2.000 GI. SS G02 No 7/1LIBOR
17275341 2.000 GI. SS G02 No 7/1LIBOR IO
17275283 2.000 GI. SS G01 No 5/1LIBOR IO
17275284 2.000 GI. SS G01 No 5/1LIBOR IO
17275286 2.000 GI. SS G03 No 10/1LIBOR IO
17275287 2.000 GI. SS G02 No 7/1LIBOR IO
17275342 2.000 GI. SS G02 No 7/1LIBOR IO
17275343 2.000 GI. SS G02 No 7/1LIBOR IO
17275344 2.000 GI. SS G02 No 7/1LIBOR IO
17275345 2.000 GI. SS G02 No 7/1LIBOR IO
17275346 2.000 GI. SS G02 No 7/1LIBOR IO
17275348 2.000 GI. SS G02 No 7/1LIBOR IO
17275352 2.000 GI. SS G01 No 5/1LIBOR IO
17275355 2.000 GI. SS G02 No 7/1LIBOR IO
17275358 2.000 GI. SS G02 No 7/1LIBOR IO
17275361 2.000 GI. SS G02 No 7/1LIBOR IO
17275363 2.000 GI. SS G01 No 5/1LIBOR IO
17275364 2.000 GI. SS G02 No 7/1LIBOR
17275365 2.000 GI. SS G02 No 7/1LIBOR IO
17275366 2.000 GI. SS G02 No 7/1LIBOR IO
17275367 2.000 GI. SS G01 No 5/1LIBOR IO
17275368 2.000 GI. SS G02 No 7/1LIBOR IO
17275369 2.000 GI. SS G02 No 7/1LIBOR IO
17275370 2.000 GI. SS G02 No 7/1LIBOR IO
17275371 2.000 GI. SS G02 No 7/1LIBOR IO
17275372 2.000 GI. SS G01 No 5/1LIBOR IO
17275373 2.000 GI. SS G01 No 5/1LIBOR IO
17275289 2.000 GI. SS G01 No 5/1LIBOR IO
17275290 2.000 GI. SS G02 No 7/1LIBOR IO
17275291 2.000 GI. SS G01 No 5/1LIBOR IO
17275292 2.000 GI. SS G03 No 10/1LIBOR IO
17275293 2.000 GI. SS G02 No 7/1LIBOR IO
17275294 2.000 GI. SS G02 No 7/1LIBOR
17275295 2.000 GI. SS G02 No 7/1LIBOR IO
17275296 2.000 GI. SS G01 No 5/1LIBOR IO
17275297 2.000 GI. SS G02 No 7/1LIBOR IO
17275298 2.000 GI. SS G01 No 5/1LIBOR IO
17275299 2.000 GI. SS G01 No 5/1LIBOR
17275374 2.000 GI. SS G02 No 7/1LIBOR IO
17275376 2.000 GI. SS G01 No 5/1LIBOR IO
17275378 2.000 GI. SS G02 No 7/1LIBOR
17275379 2.000 GI. SS G02 No 7/1LIBOR IO
17275381 2.000 GI. SS G02 No 7/1LIBOR IO
17275382 2.000 GI. SS G02 No 7/1LIBOR IO
17275383 2.000 GI. SS G01 No 5/1LIBOR IO
17275387 2.000 GI. SS G02 No 7/1LIBOR IO
17275390 2.000 GI. SS G02 No 7/1LIBOR IO
17275391 2.000 GI. SS G02 No 7/1LIBOR IO
17275392 2.000 GI. SS G01 No 5/1LIBOR IO
17275393 2.000 GI. SS G02 No 7/1LIBOR IO
17275395 2.000 GI. SS G02 No 7/1LIBOR IO
17275397 2.000 GI. SS G01 No 5/1LIBOR IO
17275399 2.000 GI. SS G01 No 5/1LIBOR
17275401 2.000 GI. SS G02 No 7/1LIBOR
17275404 2.000 GI. SS G01 No 5/1LIBOR IO
17275405 2.000 GI. SS G01 No 5/1LIBOR IO
17275406 2.000 GI. SS G02 No 7/1LIBOR
17275407 2.000 GI. SS G02 No 7/1LIBOR IO
17275408 2.000 GI. SS G03 No 10/1LIBOR IO
17275409 2.000 GI. SS G02 No 7/1LIBOR IO
17275410 2.000 GI. SS G01 No 5/1LIBOR IO
17275414 2.000 GI. SS G03 No 10/1LIBOR IO
17275416 2.000 GI. SS G01 No 5/1LIBOR IO
17275419 2.000 GI. SS G02 No 7/1LIBOR IO
17275423 2.000 GI. SS G02 No 7/1LIBOR IO
17275424 2.000 GI. SS G02 No 7/1LIBOR IO
17275425 2.000 GI. SS G02 No 7/1LIBOR IO
17275426 2.000 GI. SS G02 No 7/1LIBOR
17275427 2.000 GI. SS G02 No 7/1LIBOR IO
17275428 2.000 GI. SS G01 No 5/1LIBOR
17275429 2.000 GI. SS G01 No 5/1LIBOR IO
17275200 2.000 GI. SS G01 No 5/1LIBOR IO
17275201 2.000 GI. SS G03 No 10/1LIBOR IO
17275202 2.000 GI. SS G01 No 5/1LIBOR IO
17275203 2.000 GI. SS G02 No 7/1LIBOR IO
17275204 2.000 GI. SS G01 No 5/1LIBOR IO
17275205 2.000 GI. SS G01 No 5/1LIBOR
17275208 2.000 GI. SS G01 No 5/1LIBOR IO
17275209 2.000 GI. SS G01 No 5/1LIBOR IO
17275211 2.000 GI. SS G01 No 5/1LIBOR IO
17275213 2.000 GI. SS G01 No 5/1LIBOR IO
17275215 2.000 GI. SS G01 No 5/1LIBOR IO
17275216 2.000 GI. SS G02 No 7/1LIBOR IO
17275218 2.000 GI. SS G01 No 5/1LIBOR IO
17275219 2.000 GI. SS G01 No 5/1LIBOR IO
17275221 2.000 GI. SS G03 No 10/1LIBOR IO
17275222 2.000 GI. SS G03 No 10/1LIBOR IO
17275225 2.000 GI. SS G02 No 7/1LIBOR IO
17275227 2.000 GI. SS G01 No 5/1LIBOR
17275228 2.000 GI. SS G01 No 5/1LIBOR
17275230 2.000 GI. SS G01 No 5/1LIBOR IO
17275232 2.000 GI. SS G01 No 5/1LIBOR IO
17275234 2.000 GI. SS G01 No 5/1LIBOR IO
17275235 2.000 GI. SS G02 No 7/1LIBOR IO
17275236 2.000 GI. SS G01 No 5/1LIBOR IO
17275237 2.000 GI. SS G02 No 7/1LIBOR IO
17275238 2.000 GI. SS G01 No 5/1LIBOR IO
17275240 2.000 GI. SS G01 No 5/1LIBOR IO
17275241 2.000 GI. SS G02 No 7/1LIBOR IO
17275242 2.000 GI. SS G01 No 5/1LIBOR IO
17275243 2.000 GI. SS G01 No 5/1LIBOR
17275244 2.000 GI. SS G02 No 7/1LIBOR IO
17275245 2.000 GI. SS G01 No 5/1LIBOR IO
17275247 2.000 GI. SS G01 No 5/1LIBOR IO
17275248 2.000 GI. SS G01 No 5/1LIBOR IO
17275249 2.000 GI. SS G01 No 5/1LIBOR IO
17275250 2.000 GI. SS G03 No 10/1LIBOR IO
17275251 2.000 GI. SS G01 No 5/1LIBOR IO
17275252 2.000 GI. SS G02 No 7/1LIBOR IO
17275253 2.000 GI. SS G01 No 5/1LIBOR
17275254 2.000 GI. SS G01 No 5/1LIBOR IO
17275255 2.000 GI. SS G01 No 5/1LIBOR IO
17275257 2.000 GI. SS G01 No 5/1LIBOR
17275258 2.000 GI. SS G01 No 5/1LIBOR IO
17275259 2.000 GI. SS G01 No 5/1LIBOR IO
17275263 2.000 GI. SS G02 No 7/1LIBOR IO
17275264 2.000 GI. SS G02 No 7/1LIBOR IO
17275265 2.000 GI. SS G02 No 7/1LIBOR IO
17275266 2.000 GI. SS G01 No 5/1LIBOR IO
17275267 2.000 GI. SS G02 No 7/1LIBOR IO
17275268 2.000 GI. SS G02 No 7/1LIBOR IO
17275271 2.000 GI. SS G03 No 10/1LIBOR IO
17275272 2.000 GI. SS G02 No 7/1LIBOR IO
17275273 2.000 GI. SS G01 No 5/1LIBOR IO
17275275 2.000 GI. SS G01 No 5/1LIBOR IO
17275276 2.000 GI. SS G02 No 7/1LIBOR IO
17275277 2.000 GI. SS G01 No 5/1LIBOR IO
17275278 2.000 GI. SS G01 No 5/1LIBOR IO
17275279 2.000 GI. SS G01 No 5/1LIBOR
17275281 2.000 GI. SS G01 No 5/1LIBOR IO
17275184 2.000 GI. SS G01 No 5/1LIBOR IO
17275185 2.000 GI. SS G01 No 5/1LIBOR IO
17275186 2.000 GI. SS G01 No 5/1LIBOR IO
17275187 2.000 GI. SS G01 No 5/1LIBOR IO
17275189 2.000 GI. SS G03 No 10/1LIBOR IO
17275190 2.000 GI. SS G03 No 10/1LIBOR IO
17275191 2.000 GI. SS G03 No 10/1LIBOR IO
17275192 2.000 GI. SS G01 No 5/1LIBOR IO
17275193 2.000 GI. SS G01 No 5/1LIBOR IO
17275194 2.000 GI. SS G02 No 7/1LIBOR IO
17275195 2.000 GI. SS G01 No 5/1LIBOR IO
17275196 2.000 GI. SS G03 No 10/1LIBOR IO
17275197 2.000 GI. SS G01 No 5/1LIBOR IO
17275198 2.000 GI. SS G01 No 5/1LIBOR
17275199 2.000 GI. SS G01 No 5/1LIBOR IO
16808789 2.000 GI. SS G01 No 5/1LIBOR IO
17153185 2.000 GI. SS G01 No 5/1LIBOR
17153496 2.000 GI. SS G01 No 5/1CMT IO
17153756 2.000 GI. SS G03 No 00/0XXX XX
00000000 2.000 GI. SS G03 No 00/0XXX XX
00000000 2.000 GI. SS G01 No 5/1LIBOR IO
17153315 2.000 GI. SS G01 No 5/1CMT IO
17153621 2.000 GI. SS G01 No 5/1CMT IO
17153271 2.000 GI. SS G01 No 5/1LIBOR IO
17153242 2.000 GI. SS G01 No 5/1LIBOR IO
17153246 2.000 GI. SS G01 No 5/1LIBOR IO
17153198 2.000 GI. SS G01 No 5/1LIBOR IO
LOAN_SEQ AM_TYPE PREPAY PP_DESC PP_TYPE PP_PENALTY_HARDNESS_MTHS
17272380 ARMS No_PP 0MPP NO PP 0
17274422 ARMS No_PP 0MPP NO PP 0
17275575 ARMS No_PP 0MPP NO PP 0
17275582 ARMS No_PP 0MPP NO PP 0
17275596 ARMS No_PP 0MPP NO PP 0
17275597 ARMS No_PP 0MPP NO PP 0
17275598 ARMS No_PP 0MPP NO PP 0
17275599 ARMS No_PP 0MPP NO PP 0
17275600 ARMS No_PP 0MPP NO PP 0
17275601 ARMS No_PP 0MPP NO PP 0
16809367 ARMS Prepay 36MPP COMBO 12
16809721 ARMS Prepay 36MPP HARD 36
16790423 ARMS No_PP 0MPP NO PP 0
16788460 ARMS Prepay 36MPP HARD 36
16778247 ARMS No_PP 0MPP NO PP 0
17058835 ARMS Prepay 36MPP SOFT 0
17012434 ARMS No_PP 0MPP NO PP 0
17002373 ARMS No_PP 0MPP NO PP 0
17228489 ARMS Prepay 36MPP COMBO 12
17230548 ARMS Prepay 12MPP HARD 12
17168539 ARMS Prepay 4MPP HARD 4
17246981 ARMS Prepay 36MPP HARD 36
17226641 ARMS Prepay 36MPP COMBO 12
17267747 ARMS No_PP 0MPP NO PP 0
17267748 ARMS No_PP 0MPP NO PP 0
17265570 ARMS No_PP 0MPP NO PP 0
17265571 ARMS Prepay 36MPP HARD 36
17265572 ARMS No_PP 0MPP NO PP 0
17265573 ARMS No_PP 0MPP NO PP 0
17252896 ARMS No_PP 0MPP NO PP 0
17252897 ARMS No_PP 0MPP NO PP 0
17252899 ARMS No_PP 0MPP NO PP 0
17252900 ARMS No_PP 0MPP NO PP 0
17252901 ARMS Prepay 36MPP HARD 36
17252894 ARMS No_PP 0MPP NO PP 0
17252895 ARMS No_PP 0MPP NO PP 0
17181613 ARMS No_PP 0MPP NO PP 0
17213926 ARMS Prepay 36MPP COMBO 12
17181618 ARMS Prepay 36MPP COMBO 12
17229892 ARMS Prepay 4MPP HARD 4
17224000 ARMS Prepay 36MPP COMBO 12
17078490 ARMS No_PP 0MPP NO PP 0
17298959 ARMS Prepay 36MPP COMBO 6
17263458 ARMS No_PP 0MPP NO PP 0
17259484 ARMS Prepay 36MPP COMBO 12
17027578 ARMS Prepay 36MPP HARD 36
17243276 ARMS No_PP 0MPP NO PP 0
17243366 ARMS No_PP 0MPP NO PP 0
17243388 ARMS No_PP 0MPP NO PP 0
17243392 ARMS No_PP 0MPP NO PP 0
17243396 ARMS No_PP 0MPP NO PP 0
17244853 ARMS No_PP 0MPP NO PP 0
17244855 ARMS No_PP 0MPP NO PP 0
17244857 ARMS No_PP 0MPP NO PP 0
17246254 ARMS No_PP 0MPP NO PP 0
17148472 ARMS No_PP 0MPP NO PP 0
17148494 ARMS No_PP 0MPP NO PP 0
17148513 ARMS No_PP 0MPP NO PP 0
17151488 ARMS No_PP 0MPP NO PP 0
17151490 ARMS No_PP 0MPP NO PP 0
17151529 ARMS No_PP 0MPP NO PP 0
17151610 ARMS No_PP 0MPP NO PP 0
17171404 ARMS No_PP 0MPP NO PP 0
17171493 ARMS No_PP 0MPP NO PP 0
17171500 ARMS No_PP 0MPP NO PP 0
17180412 ARMS No_PP 0MPP NO PP 0
17180415 ARMS No_PP 0MPP NO PP 0
17180416 ARMS No_PP 0MPP NO PP 0
17181944 ARMS No_PP 0MPP NO PP 0
17181956 ARMS Prepay 36MPP SOFT 0
17181957 ARMS Prepay 36MPP SOFT 0
17202208 ARMS No_PP 0MPP NO PP 0
17202209 ARMS No_PP 0MPP NO PP 0
17202230 ARMS No_PP 0MPP NO PP 0
17202232 ARMS Prepay 36MPP SOFT 0
17202237 ARMS Prepay 36MPP SOFT 0
17202244 ARMS No_PP 0MPP NO PP 0
17202245 ARMS No_PP 0MPP NO PP 0
17202246 ARMS No_PP 0MPP NO PP 0
17208216 ARMS No_PP 0MPP NO PP 0
17217039 ARMS Prepay 36MPP HARD 36
17217041 ARMS No_PP 0MPP NO PP 0
17217043 ARMS No_PP 0MPP NO PP 0
17217054 ARMS No_PP 0MPP NO PP 0
17228922 ARMS Prepay 36MPP SOFT 0
17228926 ARMS Prepay 36MPP SOFT 0
17228928 ARMS Prepay 36MPP SOFT 0
17228932 ARMS No_PP 0MPP NO PP 0
17231098 ARMS No_PP 0MPP NO PP 0
17231107 ARMS No_PP 0MPP NO PP 0
17059271 ARMS Prepay 36MPP HARD 36
17009021 ARMS No_PP 0MPP NO PP 0
17013683 ARMS No_PP 0MPP NO PP 0
16658444 ARMS No_PP 0MPP NO PP 0
16684063 ARMS No_PP 0MPP NO PP 0
17014950 ARMS No_PP 0MPP NO PP 0
17078487 ARMS No_PP 0MPP NO PP 0
17076548 ARMS No_PP 0MPP NO PP 0
17218542 ARMS Prepay 36MPP SOFT 0
17230539 ARMS No_PP 0MPP NO PP 0
17245909 ARMS Prepay 12MPP HARD 12
17247632 ARMS No_PP 0MPP NO PP 0
17249992 ARMS Prepay 12MPP HARD 12
17255980 ARMS Prepay 36MPP COMBO 12
17267268 ARMS Prepay 36MPP COMBO 12
17274234 ARMS Prepay 36MPP COMBO 12
17275487 ARMS Prepay 36MPP COMBO 12
17278943 ARMS Prepay 36MPP COMBO 12
17279579 ARMS Prepay 36MPP COMBO 12
17280045 ARMS Prepay 12MPP HARD 12
17280046 ARMS No_PP 0MPP NO PP 0
17280047 ARMS Prepay 24MPP COMBO 12
17280116 ARMS Prepay 12MPP HARD 12
17286720 ARMS Prepay 36MPP COMBO 12
17286730 ARMS Prepay 36MPP COMBO 12
17293502 ARMS No_PP 0MPP NO PP 0
17297210 ARMS Prepay 12MPP HARD 12
17297218 ARMS Prepay 36MPP SOFT 0
17297221 ARMS Prepay 36MPP SOFT 0
17298133 ARMS No_PP 0MPP NO PP 0
17298087 ARMS Prepay 36MPP COMBO 12
17298211 ARMS Prepay 12MPP HARD 12
17298098 ARMS Prepay 24MPP COMBO 12
17298855 ARMS Prepay 36MPP COMBO 12
17299525 ARMS Prepay 24MPP COMBO 12
17299534 ARMS Prepay 4MPP HARD 4
17299536 ARMS Prepay 36MPP COMBO 12
17299491 ARMS No_PP 0MPP NO PP 0
17299579 ARMS Prepay 36MPP COMBO 12
17299586 ARMS Prepay 36MPP COMBO 12
17301745 ARMS Prepay 36MPP COMBO 12
17301717 ARMS Prepay 36MPP COMBO 12
17301786 ARMS Prepay 36MPP COMBO 12
17301798 ARMS Prepay 12MPP HARD 12
17301821 ARMS Prepay 12MPP HARD 12
17214357 ARMS No_PP 0MPP NO PP 0
16304164 ARMS Prepay 36MPP SOFT 0
17065311 ARMS Prepay 24MPP HARD 24
17154134 ARMS Prepay 36MPP SOFT 0
16832568 ARMS Prepay 36MPP SOFT 0
16835052 ARMS Prepay 24MPP COMBO 12
16823432 ARMS No_PP 0MPP NO PP 0
17299637 ARMS Prepay 36MPP COMBO 12
17299650 ARMS No_PP 0MPP NO PP 0
17301850 ARMS Prepay 36MPP COMBO 6
17301875 ARMS No_PP 0MPP NO PP 0
17302287 ARMS No_PP 0MPP NO PP 0
17302297 ARMS No_PP 0MPP NO PP 0
17302299 ARMS Prepay 6MPP HARD 6
17303975 ARMS Prepay 36MPP SOFT 0
17303990 ARMS Prepay 36MPP HARD 36
17306383 ARMS No_PP 0MPP NO PP 0
17309184 ARMS No_PP 0MPP NO PP 0
17312361 ARMS No_PP 0MPP NO PP 0
17256236 ARMS Prepay 36MPP HARD 36
17256376 ARMS Prepay 36MPP HARD 36
17259611 ARMS Prepay 36MPP SOFT 0
17259619 ARMS Prepay 12MPP HARD 12
17263934 ARMS No_PP 0MPP NO PP 0
17264197 ARMS Prepay 36MPP HARD 36
17265591 ARMS Prepay 36MPP COMBO 12
17265597 ARMS Prepay 36MPP COMBO 12
17265599 ARMS Prepay 36MPP HARD 36
17266307 ARMS No_PP 0MPP NO PP 0
17266313 ARMS Prepay 36MPP COMBO 12
17267731 ARMS No_PP 0MPP NO PP 0
17272367 ARMS No_PP 0MPP NO PP 0
17274421 ARMS No_PP 0MPP NO PP 0
17275612 ARMS No_PP 0MPP NO PP 0
17279073 ARMS No_PP 0MPP NO PP 0
17293562 ARMS Prepay 36MPP HARD 36
17293573 ARMS No_PP 0MPP NO PP 0
17293595 ARMS No_PP 0MPP NO PP 0
17295344 ARMS Prepay 36MPP HARD 36
17297468 ARMS No_PP 0MPP NO PP 0
17298235 ARMS No_PP 0MPP NO PP 0
17298237 ARMS No_PP 0MPP NO PP 0
17298238 ARMS No_PP 0MPP NO PP 0
17298239 ARMS No_PP 0MPP NO PP 0
17238774 ARMS No_PP 0MPP NO PP 0
17238827 ARMS No_PP 0MPP NO PP 0
17238829 ARMS Prepay 12MPP HARD 12
17243150 ARMS Prepay 36MPP HARD 36
17243156 ARMS No_PP 0MPP NO PP 0
17243257 ARMS No_PP 0MPP NO PP 0
17243288 ARMS No_PP 0MPP NO PP 0
17243384 ARMS No_PP 0MPP NO PP 0
17243939 ARMS No_PP 0MPP NO PP 0
17244887 ARMS No_PP 0MPP NO PP 0
17244889 ARMS No_PP 0MPP NO PP 0
17244917 ARMS Prepay 36MPP SOFT 0
17246160 ARMS No_PP 0MPP NO PP 0
17246258 ARMS Prepay 36MPP SOFT 0
17246992 ARMS No_PP 0MPP NO PP 0
17247012 ARMS Prepay 36MPP HARD 36
17247906 ARMS No_PP 0MPP NO PP 0
17247930 ARMS No_PP 0MPP NO PP 0
17248643 ARMS Prepay 36MPP HARD 36
17248650 ARMS No_PP 0MPP NO PP 0
17250237 ARMS Prepay 24MPP HARD 24
17250252 ARMS Prepay 6MPP HARD 6
17250261 ARMS Prepay 36MPP COMBO 3
17230301 ARMS Prepay 36MPP SOFT 0
17231133 ARMS Prepay 36MPP HARD 36
17231190 ARMS No_PP 0MPP NO PP 0
17231204 ARMS No_PP 0MPP NO PP 0
17231691 ARMS Prepay 36MPP COMBO 12
17231716 ARMS Prepay 36MPP HARD 36
17231730 ARMS Prepay 24MPP SOFT 0
17231741 ARMS Prepay 36MPP SOFT 0
17231743 ARMS Prepay 36MPP COMBO 12
17231745 ARMS Prepay 36MPP COMBO 12
17231746 ARMS Prepay 36MPP SOFT 0
17231774 ARMS No_PP 0MPP NO PP 0
17238709 ARMS No_PP 0MPP NO PP 0
17238711 ARMS Prepay 6MPP HARD 6
17238739 ARMS Prepay 36MPP HARD 36
17238751 ARMS Prepay 6MPP SOFT 0
17238758 ARMS No_PP 0MPP NO PP 0
17238760 ARMS No_PP 0MPP NO PP 0
17230255 ARMS Prepay 36MPP HARD 36
17230258 ARMS Prepay 36MPP HARD 36
17230264 ARMS Prepay 36MPP HARD 36
17229865 ARMS Prepay 36MPP COMBO 12
17245699 ARMS Prepay 4MPP HARD 4
17267253 ARMS Prepay 4MPP HARD 4
17207759 ARMS Prepay 36MPP COMBO 12
16121006 ARMS Prepay 6MPP SOFT 0
17230474 ARMS Prepay 12MPP HARD 12
17246539 ARMS Prepay 12MPP HARD 12
17219062 ARMS Prepay 12MPP HARD 12
17272266 ARMS Prepay 12MPP HARD 12
17202579 ARMS Prepay 36MPP COMBO 12
16980779 ARMS Prepay 36MPP SOFT 0
17002095 ARMS No_PP 0MPP NO PP 0
17042505 ARMS Prepay 36MPP SOFT 0
17043928 ARMS Prepay 12MPP SOFT 0
17003240 ARMS Prepay 36MPP SOFT 0
17011262 ARMS Prepay 36MPP SOFT 0
16826783 ARMS No_PP 0MPP NO PP 0
17267301 ARMS No_PP 0MPP NO PP 0
17238822 ARMS Prepay 36MPP HARD 36
17252611 ARMS Prepay 36MPP COMBO 12
16974038 ARMS No_PP 0MPP NO PP 0
17267732 ARMS No_PP 0MPP NO PP 0
17238819 ARMS No_PP 0MPP NO PP 0
17238826 ARMS No_PP 0MPP NO PP 0
17238836 ARMS No_PP 0MPP NO PP 0
17238838 ARMS No_PP 0MPP NO PP 0
17325691 ARMS No_PP 0MPP NO PP 0
17325695 ARMS No_PP 0MPP NO PP 0
17325696 ARMS No_PP 0MPP NO PP 0
17325697 ARMS No_PP 0MPP NO PP 0
17311872 ARMS No_PP 0MPP NO PP 0
17311873 ARMS No_PP 0MPP NO PP 0
17311874 ARMS Prepay 36MPP SOFT 0
17311875 ARMS No_PP 0MPP NO PP 0
17311876 ARMS Prepay 36MPP SOFT 0
17311879 ARMS No_PP 0MPP NO PP 0
17311880 ARMS No_PP 0MPP NO PP 0
17311882 ARMS No_PP 0MPP NO PP 0
17311884 ARMS No_PP 0MPP NO PP 0
17311885 ARMS No_PP 0MPP NO PP 0
17311886 ARMS Prepay 36MPP SOFT 0
17311887 ARMS No_PP 0MPP NO PP 0
17255159 ARMS Prepay 12MPP HARD 12
17160269 ARMS No_PP 0MPP NO PP 0
17169168 ARMS Prepay 36MPP COMBO 12
17171538 ARMS No_PP 0MPP NO PP 0
17172643 ARMS No_PP 0MPP NO PP 0
17182804 ARMS Prepay 36MPP SOFT 0
17202136 ARMS Prepay 36MPP SOFT 0
17208278 ARMS No_PP 0MPP NO PP 0
17214324 ARMS No_PP 0MPP NO PP 0
17215670 ARMS No_PP 0MPP NO PP 0
17226637 ARMS Prepay 36MPP COMBO 12
17226638 ARMS Prepay 36MPP COMBO 12
17229350 ARMS No_PP 0MPP NO PP 0
17238810 ARMS No_PP 0MPP NO PP 0
17148635 ARMS No_PP 0MPP NO PP 0
17151559 ARMS Prepay 36MPP SOFT 0
17152846 ARMS No_PP 0MPP NO PP 0
17154597 ARMS No_PP 0MPP NO PP 0
17244542 ARMS Prepay 36MPP COMBO 12
17303904 ARMS No_PP 0MPP NO PP 0
17245849 ARMS No_PP 0MPP NO PP 0
17247494 ARMS Prepay 4MPP HARD 4
17247641 ARMS Prepay 12MPP HARD 12
17251434 ARMS Prepay 12MPP HARD 12
17255947 ARMS Prepay 36MPP COMBO 12
17256888 ARMS Prepay 24MPP COMBO 12
17259501 ARMS Prepay 36MPP COMBO 12
17265534 ARMS No_PP 0MPP NO PP 0
17266289 ARMS Prepay 36MPP SOFT 0
17274339 ARMS Prepay 36MPP SOFT 0
17325199 ARMS Prepay 36MPP SOFT 0
17166648 ARMS Prepay 12MPP HARD 12
17168725 ARMS Prepay 36MPP COMBO 12
17181704 ARMS Prepay 12MPP HARD 12
17207837 ARMS Prepay 12MPP HARD 12
17218447 ARMS Prepay 36MPP COMBO 12
17221566 ARMS Prepay 12MPP HARD 12
17233957 ARMS Prepay 4MPP HARD 4
17218465 ARMS Prepay 36MPP COMBO 12
17148288 ARMS Prepay 36MPP COMBO 12
17152522 ARMS Prepay 36MPP COMBO 12
17152531 ARMS Prepay 36MPP COMBO 12
17178341 ARMS No_PP 0MPP NO PP 0
17217435 ARMS Prepay 36MPP COMBO 12
17056074 ARMS No_PP 0MPP NO PP 0
17066430 ARMS Prepay 36MPP SOFT 0
17066435 ARMS No_PP 0MPP NO PP 0
17066439 ARMS No_PP 0MPP NO PP 0
17066441 ARMS No_PP 0MPP NO PP 0
17066519 ARMS No_PP 0MPP NO PP 0
17066686 ARMS Prepay 36MPP HARD 36
17075661 ARMS No_PP 0MPP NO PP 0
17075732 ARMS No_PP 0MPP NO PP 0
17076968 ARMS Prepay 36MPP SOFT 0
17076986 ARMS Prepay 36MPP SOFT 0
17078380 ARMS No_PP 0MPP NO PP 0
17078467 ARMS Prepay 36MPP COMBO 6
17078566 ARMS Prepay 36MPP SOFT 0
17089178 ARMS No_PP 0MPP NO PP 0
17113373 ARMS No_PP 0MPP NO PP 0
17113415 ARMS No_PP 0MPP NO PP 0
17113420 ARMS Prepay 36MPP SOFT 0
17128766 ARMS No_PP 0MPP NO PP 0
17228945 ARMS Prepay 36MPP COMBO 12
17228951 ARMS No_PP 0MPP NO PP 0
17228962 ARMS Prepay 36MPP HARD 36
17229004 ARMS No_PP 0MPP NO PP 0
17229025 ARMS No_PP 0MPP NO PP 0
17229038 ARMS Prepay 12MPP HARD 12
17229281 ARMS Prepay 36MPP COMBO 12
17229285 ARMS No_PP 0MPP NO PP 0
17229360 ARMS Prepay 36MPP HARD 36
17229371 ARMS No_PP 0MPP NO PP 0
17218866 ARMS Prepay 36MPP SOFT 0
17218943 ARMS Prepay 6MPP HARD 6
17224523 ARMS No_PP 0MPP NO PP 0
17224539 ARMS No_PP 0MPP NO PP 0
17219518 ARMS No_PP 0MPP NO PP 0
17219537 ARMS No_PP 0MPP NO PP 0
17219572 ARMS Prepay 36MPP COMBO 6
17219579 ARMS No_PP 0MPP NO PP 0
17221810 ARMS Prepay 12MPP SOFT 0
17221811 ARMS No_PP 0MPP NO PP 0
17221823 ARMS Prepay 36MPP COMBO 12
17221830 ARMS Prepay 36MPP COMBO 12
17221851 ARMS Prepay 6MPP HARD 6
17226644 ARMS Prepay 36MPP COMBO 12
17226651 ARMS Prepay 6MPP HARD 6
17221879 ARMS No_PP 0MPP NO PP 0
17221899 ARMS No_PP 0MPP NO PP 0
17221904 ARMS No_PP 0MPP NO PP 0
17224466 ARMS Prepay 36MPP HARD 36
17208320 ARMS No_PP 0MPP NO PP 0
17208339 ARMS Prepay 36MPP HARD 36
17214399 ARMS Prepay 36MPP SOFT 0
17215118 ARMS Prepay 36MPP SOFT 0
17215129 ARMS Prepay 36MPP HARD 36
17215133 ARMS No_PP 0MPP NO PP 0
17215650 ARMS Prepay 12MPP HARD 12
17217021 ARMS No_PP 0MPP NO PP 0
17217028 ARMS Prepay 6MPP HARD 6
17217073 ARMS Prepay 36MPP SOFT 0
17217097 ARMS Prepay 36MPP HARD 36
17217125 ARMS No_PP 0MPP NO PP 0
17217821 ARMS No_PP 0MPP NO PP 0
17217828 ARMS No_PP 0MPP NO PP 0
17217838 ARMS No_PP 0MPP NO PP 0
17217850 ARMS Prepay 36MPP HARD 36
17217855 ARMS No_PP 0MPP NO PP 0
17203981 ARMS No_PP 0MPP NO PP 0
17204011 ARMS Prepay 36MPP SOFT 0
17204057 ARMS No_PP 0MPP NO PP 0
17206035 ARMS No_PP 0MPP NO PP 0
17206068 ARMS Prepay 36MPP SOFT 0
17206095 ARMS No_PP 0MPP NO PP 0
17206102 ARMS Prepay 12MPP HARD 12
17206128 ARMS No_PP 0MPP NO PP 0
17207365 ARMS No_PP 0MPP NO PP 0
17182077 ARMS No_PP 0MPP NO PP 0
17182084 ARMS Prepay 36MPP SOFT 0
17182086 ARMS Prepay 36MPP SOFT 0
17182094 ARMS Prepay 6MPP HARD 6
17182834 ARMS No_PP 0MPP NO PP 0
17182837 ARMS No_PP 0MPP NO PP 0
17182843 ARMS No_PP 0MPP NO PP 0
17200928 ARMS Prepay 12MPP SOFT 0
17200945 ARMS No_PP 0MPP NO PP 0
17201779 ARMS Prepay 6MPP HARD 6
17201785 ARMS No_PP 0MPP NO PP 0
17201825 ARMS Prepay 36MPP HARD 36
17203911 ARMS Prepay 36MPP COMBO 6
17203949 ARMS No_PP 0MPP NO PP 0
17202124 ARMS Prepay 12MPP HARD 12
17171501 ARMS Prepay 12MPP HARD 12
17171508 ARMS No_PP 0MPP NO PP 0
17171510 ARMS No_PP 0MPP NO PP 0
17171513 ARMS No_PP 0MPP NO PP 0
17171515 ARMS No_PP 0MPP NO PP 0
17171517 ARMS Prepay 36MPP SOFT 0
17171527 ARMS No_PP 0MPP NO PP 0
17171529 ARMS Prepay 36MPP COMBO 6
17171654 ARMS Prepay 36MPP SOFT 0
17172552 ARMS Prepay 36MPP SOFT 0
17172572 ARMS No_PP 0MPP NO PP 0
17172574 ARMS Prepay 36MPP SOFT 0
17172587 ARMS Prepay 36MPP SOFT 0
17172598 ARMS Prepay 36MPP SOFT 0
17172616 ARMS Prepay 36MPP SOFT 0
17172618 ARMS Prepay 36MPP COMBO 6
17172635 ARMS Prepay 36MPP HARD 36
17172683 ARMS Prepay 36MPP SOFT 0
17172728 ARMS No_PP 0MPP NO PP 0
17172767 ARMS No_PP 0MPP NO PP 0
17172771 ARMS No_PP 0MPP NO PP 0
17175508 ARMS Prepay 6MPP HARD 6
17180335 ARMS Prepay 36MPP COMBO 12
17155877 ARMS No_PP 0MPP NO PP 0
17155904 ARMS No_PP 0MPP NO PP 0
17160241 ARMS No_PP 0MPP NO PP 0
17160249 ARMS Prepay 36MPP SOFT 0
17160317 ARMS Prepay 36MPP SOFT 0
17160339 ARMS No_PP 0MPP NO PP 0
17169262 ARMS No_PP 0MPP NO PP 0
17160364 ARMS No_PP 0MPP NO PP 0
17160402 ARMS Prepay 6MPP HARD 6
17167176 ARMS Prepay 12MPP HARD 12
17167191 ARMS Prepay 36MPP SOFT 0
17167265 ARMS Prepay 36MPP COMBO 6
17167272 ARMS No_PP 0MPP NO PP 0
17167275 ARMS Prepay 36MPP HARD 36
17167344 ARMS Prepay 36MPP SOFT 0
17168971 ARMS Prepay 36MPP COMBO 6
17169011 ARMS No_PP 0MPP NO PP 0
17169013 ARMS Prepay 36MPP COMBO 6
17169018 ARMS Prepay 36MPP SOFT 0
17169027 ARMS Prepay 36MPP SOFT 0
17169069 ARMS No_PP 0MPP NO PP 0
17169077 ARMS Prepay 36MPP SOFT 0
17169080 ARMS Prepay 36MPP SOFT 0
17169088 ARMS Prepay 12MPP HARD 12
17169095 ARMS No_PP 0MPP NO PP 0
17169130 ARMS Prepay 12MPP HARD 12
17169142 ARMS Prepay 36MPP HARD 36
17171380 ARMS Prepay 36MPP SOFT 0
17171400 ARMS No_PP 0MPP NO PP 0
17169145 ARMS No_PP 0MPP NO PP 0
17169154 ARMS No_PP 0MPP NO PP 0
17169196 ARMS No_PP 0MPP NO PP 0
17171438 ARMS Prepay 36MPP SOFT 0
17171458 ARMS Prepay 12MPP COMBO 6
17171469 ARMS Prepay 36MPP COMBO 6
17151551 ARMS No_PP 0MPP NO PP 0
17151556 ARMS No_PP 0MPP NO PP 0
17151565 ARMS Prepay 36MPP COMBO 12
17152808 ARMS No_PP 0MPP NO PP 0
17152841 ARMS No_PP 0MPP NO PP 0
17152874 ARMS Prepay 60MPP COMBO 12
17152886 ARMS No_PP 0MPP NO PP 0
17152899 ARMS Prepay 36MPP SOFT 0
17152901 ARMS Prepay 36MPP SOFT 0
17152914 ARMS No_PP 0MPP NO PP 0
17152967 ARMS Prepay 36MPP SOFT 0
17154567 ARMS Prepay 36MPP COMBO 6
17154572 ARMS Prepay 36MPP HARD 36
17154596 ARMS No_PP 0MPP NO PP 0
17154665 ARMS Prepay 36MPP SOFT 0
17154708 ARMS No_PP 0MPP NO PP 0
17154747 ARMS Prepay 36MPP COMBO 6
17155773 ARMS Prepay 36MPP SOFT 0
17155775 ARMS No_PP 0MPP NO PP 0
17155786 ARMS No_PP 0MPP NO PP 0
17155824 ARMS No_PP 0MPP NO PP 0
17148751 ARMS No_PP 0MPP NO PP 0
17148757 ARMS No_PP 0MPP NO PP 0
17148863 ARMS Prepay 36MPP SOFT 0
17151519 ARMS No_PP 0MPP NO PP 0
17151522 ARMS No_PP 0MPP NO PP 0
17151526 ARMS No_PP 0MPP NO PP 0
17151538 ARMS No_PP 0MPP NO PP 0
17146240 ARMS Prepay 36MPP COMBO 6
17148463 ARMS No_PP 0MPP NO PP 0
17148612 ARMS Prepay 36MPP SOFT 0
17145989 ARMS No_PP 0MPP NO PP 0
17146087 ARMS No_PP 0MPP NO PP 0
17146098 ARMS No_PP 0MPP NO PP 0
17146113 ARMS Prepay 36MPP SOFT 0
17146199 ARMS No_PP 0MPP NO PP 0
17133321 ARMS No_PP 0MPP NO PP 0
17130942 ARMS No_PP 0MPP NO PP 0
17131014 ARMS No_PP 0MPP NO PP 0
17132969 ARMS Prepay 36MPP HARD 36
17133079 ARMS No_PP 0MPP NO PP 0
17133142 ARMS No_PP 0MPP NO PP 0
17133152 ARMS No_PP 0MPP NO PP 0
17133185 ARMS No_PP 0MPP NO PP 0
17133208 ARMS Prepay 36MPP COMBO 6
17130610 ARMS No_PP 0MPP NO PP 0
17130511 ARMS Prepay 6MPP HARD 6
17130534 ARMS Prepay 36MPP HARD 36
17323121 ARMS Prepay 36MPP COMBO 12
17324358 ARMS No_PP 0MPP NO PP 0
17325300 ARMS Prepay 36MPP COMBO 12
17325598 ARMS Prepay 36MPP SOFT 0
17325680 ARMS Prepay 12MPP HARD 12
17326272 ARMS Prepay 36MPP SOFT 0
17306351 ARMS Prepay 12MPP HARD 12
17309150 ARMS Prepay 36MPP COMBO 12
17309160 ARMS Prepay 36MPP COMBO 12
17322697 ARMS No_PP 0MPP NO PP 0
17312200 ARMS No_PP 0MPP NO PP 0
17312132 ARMS Prepay 4MPP HARD 4
17304183 ARMS Prepay 36MPP COMBO 12
17304188 ARMS No_PP 0MPP NO PP 0
17304192 ARMS No_PP 0MPP NO PP 0
17306328 ARMS Prepay 12MPP HARD 12
17303721 ARMS Prepay 12MPP HARD 12
17303824 ARMS Prepay 36MPP COMBO 12
17301584 ARMS Prepay 24MPP COMBO 12
17301708 ARMS Prepay 36MPP COMBO 12
17301774 ARMS Prepay 24MPP COMBO 12
17301813 ARMS No_PP 0MPP NO PP 0
17301819 ARMS Prepay 36MPP COMBO 12
17301597 ARMS No_PP 0MPP NO PP 0
17302210 ARMS Prepay 4MPP HARD 4
17286679 ARMS Prepay 4MPP HARD 4
17293481 ARMS Prepay 36MPP COMBO 12
17293530 ARMS Prepay 36MPP COMBO 12
17293534 ARMS Prepay 24MPP COMBO 12
17295229 ARMS Prepay 36MPP COMBO 12
17295184 ARMS Prepay 36MPP COMBO 12
17295269 ARMS Prepay 4MPP HARD 4
17295314 ARMS Prepay 12MPP HARD 12
17297165 ARMS Prepay 36MPP COMBO 12
17298121 ARMS Prepay 12MPP HARD 12
17298156 ARMS No_PP 0MPP NO PP 0
17298181 ARMS No_PP 0MPP NO PP 0
17298190 ARMS Prepay 12MPP HARD 12
17298193 ARMS No_PP 0MPP NO PP 0
17298202 ARMS No_PP 0MPP NO PP 0
17298208 ARMS Prepay 36MPP COMBO 12
17298876 ARMS No_PP 0MPP NO PP 0
17298916 ARMS No_PP 0MPP NO PP 0
17299532 ARMS No_PP 0MPP NO PP 0
17299561 ARMS No_PP 0MPP NO PP 0
17299564 ARMS No_PP 0MPP NO PP 0
17299612 ARMS No_PP 0MPP NO PP 0
17230523 ARMS Prepay 24MPP COMBO 12
17274294 ARMS Prepay 36MPP COMBO 12
17274354 ARMS Prepay 4MPP HARD 4
17275503 ARMS Prepay 4MPP HARD 4
17275504 ARMS Prepay 36MPP COMBO 12
17275517 ARMS Prepay 4MPP HARD 4
17275533 ARMS Prepay 12MPP HARD 12
17275551 ARMS Prepay 12MPP HARD 12
17278403 ARMS Prepay 36MPP COMBO 12
17278414 ARMS Prepay 36MPP COMBO 12
17278419 ARMS No_PP 0MPP NO PP 0
17278437 ARMS Prepay 36MPP COMBO 12
17278381 ARMS No_PP 0MPP NO PP 0
17278385 ARMS Prepay 36MPP COMBO 12
17278981 ARMS No_PP 0MPP NO PP 0
17279014 ARMS No_PP 0MPP NO PP 0
17279029 ARMS Prepay 24MPP COMBO 12
17279041 ARMS Prepay 24MPP SOFT 0
17279592 ARMS Prepay 36MPP SOFT 0
17279600 ARMS No_PP 0MPP NO PP 0
17279614 ARMS Prepay 36MPP COMBO 12
17279617 ARMS No_PP 0MPP NO PP 0
17280142 ARMS No_PP 0MPP NO PP 0
17224142 ARMS Prepay 12MPP HARD 12
17226483 ARMS Prepay 12MPP HARD 12
17226530 ARMS Prepay 4MPP HARD 4
17228637 ARMS Prepay 12MPP HARD 12
17229538 ARMS Prepay 36MPP COMBO 12
17229938 ARMS Prepay 12MPP HARD 12
17229962 ARMS Prepay 24MPP COMBO 12
17230009 ARMS Prepay 36MPP COMBO 12
17230016 ARMS No_PP 0MPP NO PP 0
17230063 ARMS Prepay 36MPP COMBO 12
17216765 ARMS Prepay 4MPP HARD 4
17216768 ARMS No_PP 0MPP NO PP 0
17216774 ARMS Prepay 12MPP HARD 12
17217699 ARMS Prepay 12MPP HARD 12
17217461 ARMS Prepay 36MPP COMBO 12
17217465 ARMS Prepay 36MPP COMBO 12
17218514 ARMS Prepay 36MPP COMBO 12
17218541 ARMS No_PP 0MPP NO PP 0
17218559 ARMS Prepay 36MPP COMBO 12
17219252 ARMS Prepay 4MPP HARD 4
17219262 ARMS Prepay 24MPP COMBO 12
17219269 ARMS Prepay 36MPP COMBO 12
17221459 ARMS Prepay 36MPP COMBO 12
17224113 ARMS No_PP 0MPP NO PP 0
17207955 ARMS Prepay 24MPP COMBO 12
17213970 ARMS Prepay 36MPP COMBO 12
17214075 ARMS No_PP 0MPP NO PP 0
17214096 ARMS Prepay 12MPP HARD 12
17214822 ARMS Prepay 36MPP COMBO 12
17215496 ARMS Prepay 36MPP COMBO 12
17215572 ARMS Prepay 36MPP SOFT 0
17215301 ARMS Prepay 24MPP COMBO 12
17216674 ARMS Prepay 24MPP COMBO 12
17216746 ARMS Prepay 36MPP COMBO 12
17204222 ARMS No_PP 0MPP NO PP 0
17205728 ARMS Prepay 4MPP HARD 4
17205739 ARMS Prepay 36MPP COMBO 12
17207179 ARMS Prepay 12MPP HARD 12
17207898 ARMS No_PP 0MPP NO PP 0
17207793 ARMS No_PP 0MPP NO PP 0
17204198 ARMS Prepay 12MPP HARD 12
17172263 ARMS Prepay 36MPP COMBO 12
17175149 ARMS Prepay 36MPP COMBO 12
17175197 ARMS Prepay 36MPP COMBO 12
17178366 ARMS Prepay 36MPP COMBO 12
17178460 ARMS Prepay 36MPP SOFT 0
17182395 ARMS No_PP 0MPP NO PP 0
17182447 ARMS Prepay 24MPP COMBO 12
17200628 ARMS Prepay 12MPP HARD 12
17200702 ARMS Prepay 36MPP COMBO 12
17201475 ARMS Prepay 12MPP HARD 12
17201492 ARMS No_PP 0MPP NO PP 0
17201514 ARMS No_PP 0MPP NO PP 0
17202679 ARMS No_PP 0MPP NO PP 0
17202683 ARMS Prepay 36MPP COMBO 12
17202703 ARMS Prepay 4MPP HARD 4
17202734 ARMS Prepay 12MPP HARD 12
17166568 ARMS Prepay 12MPP HARD 12
17166582 ARMS Prepay 24MPP COMBO 12
17166620 ARMS Prepay 12MPP HARD 12
17168644 ARMS Prepay 12MPP HARD 12
17168668 ARMS No_PP 0MPP NO PP 0
17170606 ARMS No_PP 0MPP NO PP 0
17172219 ARMS Prepay 4MPP HARD 4
17159876 ARMS Prepay 12MPP HARD 12
17155383 ARMS Prepay 4MPP HARD 4
17159840 ARMS Prepay 36MPP COMBO 12
17154214 ARMS No_PP 0MPP NO PP 0
17150130 ARMS Prepay 12MPP HARD 12
17152432 ARMS Prepay 12MPP HARD 12
17152446 ARMS No_PP 0MPP NO PP 0
17267377 ARMS Prepay 4MPP HARD 4
17148216 ARMS Prepay 4MPP HARD 4
17266292 ARMS Prepay 4MPP HARD 4
17267337 ARMS Prepay 12MPP HARD 12
17267345 ARMS Prepay 4MPP HARD 4
17267353 ARMS Prepay 36MPP COMBO 12
17265884 ARMS Prepay 12MPP HARD 12
17264172 ARMS Prepay 4MPP HARD 4
17265461 ARMS Prepay 24MPP COMBO 12
17265476 ARMS Prepay 36MPP SOFT 0
17265511 ARMS Prepay 36MPP COMBO 12
17265548 ARMS Prepay 12MPP HARD 12
17256950 ARMS Prepay 36MPP COMBO 12
17256956 ARMS Prepay 36MPP COMBO 12
17259525 ARMS Prepay 36MPP COMBO 12
17259537 ARMS Prepay 36MPP COMBO 12
17259550 ARMS No_PP 0MPP NO PP 0
17259552 ARMS Prepay 36MPP COMBO 12
17259565 ARMS Prepay 36MPP COMBO 12
17263509 ARMS Prepay 12MPP HARD 12
17263544 ARMS Prepay 36MPP COMBO 12
17263550 ARMS Prepay 36MPP COMBO 12
17263904 ARMS Prepay 12MPP HARD 12
17263711 ARMS Prepay 12MPP HARD 12
17263907 ARMS Prepay 36MPP COMBO 12
17256947 ARMS Prepay 12MPP HARD 12
17252652 ARMS Prepay 36MPP COMBO 12
17252679 ARMS Prepay 36MPP COMBO 12
17251451 ARMS Prepay 36MPP COMBO 12
17247497 ARMS Prepay 36MPP COMBO 12
17247512 ARMS Prepay 12MPP HARD 12
17247516 ARMS Prepay 36MPP COMBO 12
17247551 ARMS Prepay 12MPP HARD 12
17247637 ARMS Prepay 36MPP COMBO 12
17251417 ARMS Prepay 36MPP COMBO 12
17246647 ARMS Prepay 36MPP COMBO 12
17246696 ARMS Prepay 4MPP HARD 4
17246708 ARMS Prepay 4MPP HARD 4
17246712 ARMS Prepay 12MPP HARD 12
17246730 ARMS Prepay 12MPP HARD 12
17246757 ARMS Prepay 36MPP COMBO 12
17245751 ARMS Prepay 36MPP COMBO 12
17245757 ARMS No_PP 0MPP NO PP 0
17245804 ARMS Prepay 12MPP HARD 12
17245820 ARMS Prepay 4MPP HARD 4
17245869 ARMS No_PP 0MPP NO PP 0
17245880 ARMS Prepay 12MPP HARD 12
17246587 ARMS No_PP 0MPP NO PP 0
17244095 ARMS Prepay 24MPP COMBO 12
17244418 ARMS No_PP 0MPP NO PP 0
17244443 ARMS Prepay 12MPP HARD 12
17244451 ARMS Prepay 36MPP COMBO 12
17244502 ARMS No_PP 0MPP NO PP 0
17244520 ARMS No_PP 0MPP NO PP 0
17242783 ARMS Prepay 36MPP COMBO 12
17242799 ARMS Prepay 24MPP COMBO 12
17242858 ARMS No_PP 0MPP NO PP 0
17243991 ARMS Prepay 36MPP COMBO 12
17244053 ARMS Prepay 4MPP HARD 4
17244055 ARMS Prepay 36MPP COMBO 12
17130006 ARMS No_PP 0MPP NO PP 0
17132646 ARMS Prepay 12MPP HARD 12
17230632 ARMS Prepay 12MPP HARD 12
17231370 ARMS Prepay 12MPP HARD 12
17231401 ARMS Prepay 12MPP HARD 12
17231403 ARMS No_PP 0MPP NO PP 0
17231310 ARMS Prepay 36MPP COMBO 12
17233936 ARMS Prepay 24MPP SOFT 0
17233940 ARMS No_PP 0MPP NO PP 0
17233948 ARMS Prepay 36MPP COMBO 12
17234036 ARMS Prepay 12MPP HARD 12
17113019 ARMS Prepay 36MPP COMBO 12
17128204 ARMS Prepay 12MPP HARD 12
16775482 ARMS Prepay 6MPP HARD 6
16774836 ARMS No_PP 0MPP NO PP 0
17244390 ARMS Prepay 36MPP SOFT 0
17247532 ARMS Prepay 36MPP COMBO 12
17252618 ARMS No_PP 0MPP NO PP 0
17255187 ARMS Prepay 24MPP COMBO 12
17256882 ARMS Prepay 12MPP HARD 12
17264082 ARMS Prepay 12MPP HARD 12
17272265 ARMS No_PP 0MPP NO PP 0
17278420 ARMS Prepay 12MPP HARD 12
17286675 ARMS Prepay 36MPP COMBO 12
17295178 ARMS Prepay 36MPP COMBO 12
17303019 ARMS Prepay 36MPP COMBO 12
17325207 ARMS Prepay 36MPP SOFT 0
17148942 ARMS Prepay 36MPP COMBO 6
17267730 ARMS No_PP 0MPP NO PP 0
17272414 ARMS No_PP 0MPP NO PP 0
17293559 ARMS No_PP 0MPP NO PP 0
17298981 ARMS No_PP 0MPP NO PP 0
17152888 ARMS Prepay 36MPP SOFT 0
17171691 ARMS No_PP 0MPP NO PP 0
17202186 ARMS Prepay 12MPP SOFT 0
17206059 ARMS Prepay 36MPP COMBO 6
17226624 ARMS No_PP 0MPP NO PP 0
17226648 ARMS Prepay 36MPP SOFT 0
17228947 ARMS Prepay 36MPP HARD 36
17230289 ARMS No_PP 0MPP NO PP 0
17246240 ARMS No_PP 0MPP NO PP 0
17246988 ARMS Prepay 36MPP HARD 36
17150162 ARMS Prepay 12MPP HARD 12
17214764 ARMS Prepay 4MPP HARD 4
17021250 ARMS No_PP 0MPP NO PP 0
17027741 ARMS No_PP 0MPP NO PP 0
17057776 ARMS No_PP 0MPP NO PP 0
17076953 ARMS Prepay 36MPP SOFT 0
17077093 ARMS No_PP 0MPP NO PP 0
17078199 ARMS Prepay 36MPP HARD 36
17088677 ARMS Prepay 12MPP HARD 12
16853196 ARMS No_PP 0MPP NO PP 0
16765217 ARMS Prepay 36MPP SOFT 0
16731889 ARMS Prepay 36MPP COMBO 6
16707917 ARMS No_PP 0MPP NO PP 0
17218457 ARMS No_PP 0MPP NO PP 0
17128180 ARMS Prepay 12MPP SOFT 0
16658475 ARMS Prepay 36MPP SOFT 0
17113464 ARMS No_PP 0MPP NO PP 0
17128696 ARMS No_PP 0MPP NO PP 0
17078695 ARMS No_PP 0MPP NO PP 0
17089154 ARMS Prepay 36MPP SOFT 0
17089171 ARMS No_PP 0MPP NO PP 0
17052157 ARMS No_PP 0MPP NO PP 0
17033501 ARMS No_PP 0MPP NO PP 0
16640918 ARMS Prepay 24MPP SOFT 0
17113620 ARMS Prepay 36MPP COMBO 6
17113741 ARMS No_PP 0MPP NO PP 0
17128585 ARMS No_PP 0MPP NO PP 0
17128594 ARMS No_PP 0MPP NO PP 0
17128610 ARMS No_PP 0MPP NO PP 0
17128617 ARMS No_PP 0MPP NO PP 0
17128629 ARMS No_PP 0MPP NO PP 0
17128675 ARMS No_PP 0MPP NO PP 0
17128682 ARMS No_PP 0MPP NO PP 0
17128702 ARMS Prepay 36MPP COMBO 12
17128815 ARMS Prepay 36MPP HARD 36
17128844 ARMS No_PP 0MPP NO PP 0
17128850 ARMS Prepay 36MPP COMBO 6
17088910 ARMS No_PP 0MPP NO PP 0
17088943 ARMS Prepay 36MPP COMBO 6
17088954 ARMS Prepay 36MPP SOFT 0
17088987 ARMS Prepay 36MPP COMBO 6
17088997 ARMS No_PP 0MPP NO PP 0
17089011 ARMS Prepay 36MPP HARD 36
17089068 ARMS No_PP 0MPP NO PP 0
17089080 ARMS No_PP 0MPP NO PP 0
17089083 ARMS No_PP 0MPP NO PP 0
17089125 ARMS No_PP 0MPP NO PP 0
17089160 ARMS No_PP 0MPP NO PP 0
17089164 ARMS Prepay 36MPP HARD 36
17089177 ARMS Prepay 36MPP COMBO 6
17089210 ARMS No_PP 0MPP NO PP 0
17089347 ARMS Prepay 36MPP COMBO 12
17089385 ARMS Prepay 36MPP SOFT 0
17089404 ARMS No_PP 0MPP NO PP 0
17113369 ARMS No_PP 0MPP NO PP 0
17113412 ARMS No_PP 0MPP NO PP 0
17113417 ARMS No_PP 0MPP NO PP 0
17113441 ARMS Prepay 36MPP HARD 36
17113452 ARMS No_PP 0MPP NO PP 0
17113482 ARMS Prepay 36MPP COMBO 12
17113508 ARMS No_PP 0MPP NO PP 0
17113520 ARMS No_PP 0MPP NO PP 0
17113564 ARMS No_PP 0MPP NO PP 0
17113570 ARMS No_PP 0MPP NO PP 0
17113581 ARMS Prepay 6MPP HARD 6
17113584 ARMS No_PP 0MPP NO PP 0
17325700 ARMS No_PP 0MPP NO PP 0
17231091 ARMS Prepay 36MPP HARD 36
17231742 ARMS Prepay 36MPP COMBO 12
17259586 ARMS No_PP 0MPP NO PP 0
17263492 ARMS Prepay 36MPP COMBO 12
17263493 ARMS Prepay 36MPP COMBO 12
17263501 ARMS No_PP 0MPP NO PP 0
17267729 ARMS No_PP 0MPP NO PP 0
17298993 ARMS Prepay 36MPP COMBO 12
17311933 ARMS No_PP 0MPP NO PP 0
17217841 ARMS Prepay 12MPP HARD 12
17218966 ARMS No_PP 0MPP NO PP 0
17221836 ARMS No_PP 0MPP NO PP 0
17224507 ARMS No_PP 0MPP NO PP 0
17302470 ARMS Prepay 36MPP COMBO 12
17303084 ARMS Prepay 36MPP COMBO 12
17303105 ARMS Prepay 4MPP HARD 4
17303110 ARMS Prepay 12MPP HARD 12
17303139 ARMS Prepay 36MPP COMBO 12
17303587 ARMS Prepay 36MPP COMBO 12
17303859 ARMS No_PP 0MPP NO PP 0
17304219 ARMS Prepay 12MPP HARD 12
17304242 ARMS Prepay 4MPP HARD 4
17304245 ARMS Prepay 36MPP SOFT 0
17304847 ARMS Prepay 36MPP COMBO 12
17306297 ARMS No_PP 0MPP NO PP 0
17306309 ARMS Prepay 36MPP COMBO 12
17306334 ARMS Prepay 36MPP COMBO 12
17306345 ARMS Prepay 36MPP COMBO 12
17309075 ARMS No_PP 0MPP NO PP 0
17311761 ARMS Prepay 36MPP COMBO 12
17311820 ARMS Prepay 36MPP COMBO 12
17312192 ARMS No_PP 0MPP NO PP 0
17312241 ARMS Prepay 4MPP HARD 4
17312273 ARMS Prepay 36MPP COMBO 12
17152928 ARMS No_PP 0MPP NO PP 0
17323053 ARMS Prepay 36MPP COMBO 12
17323065 ARMS No_PP 0MPP NO PP 0
17323109 ARMS Prepay 4MPP HARD 4
17324329 ARMS Prepay 36MPP COMBO 12
17171544 ARMS No_PP 0MPP NO PP 0
17172551 ARMS Prepay 36MPP COMBO 6
17172637 ARMS No_PP 0MPP NO PP 0
17172654 ARMS Prepay 12MPP HARD 12
17180343 ARMS Prepay 36MPP HARD 36
17182816 ARMS No_PP 0MPP NO PP 0
17133253 ARMS Prepay 6MPP HARD 6
17202132 ARMS Prepay 36MPP SOFT 0
17206055 ARMS Prepay 6MPP HARD 6
17207384 ARMS No_PP 0MPP NO PP 0
17302222 ARMS No_PP 0MPP NO PP 0
17302273 ARMS Prepay 36MPP COMBO 12
17302437 ARMS No_PP 0MPP NO PP 0
16339145 ARMS Prepay 7MPP HARD 7
16335162 ARMS No_PP 0MPP NO PP 0
17078806 ARMS No_PP 0MPP NO PP 0
17078849 ARMS Prepay 36MPP SOFT 0
17078864 ARMS No_PP 0MPP NO PP 0
17088707 ARMS No_PP 0MPP NO PP 0
17088830 ARMS No_PP 0MPP NO PP 0
17075931 ARMS Prepay 6MPP HARD 6
17075945 ARMS Prepay 36MPP COMBO 6
17076858 ARMS No_PP 0MPP NO PP 0
17076872 ARMS No_PP 0MPP NO PP 0
17076900 ARMS Prepay 36MPP COMBO 12
17076912 ARMS No_PP 0MPP NO PP 0
17076947 ARMS Prepay 36MPP SOFT 0
17076976 ARMS Prepay 36MPP SOFT 0
17077010 ARMS Prepay 24MPP HARD 24
17077067 ARMS No_PP 0MPP NO PP 0
17077076 ARMS No_PP 0MPP NO PP 0
17077128 ARMS Prepay 36MPP HARD 36
17077132 ARMS No_PP 0MPP NO PP 0
17077275 ARMS Prepay 36MPP COMBO 12
17077293 ARMS No_PP 0MPP NO PP 0
17077323 ARMS No_PP 0MPP NO PP 0
17078136 ARMS Prepay 36MPP HARD 36
17078239 ARMS No_PP 0MPP NO PP 0
17078258 ARMS No_PP 0MPP NO PP 0
17078285 ARMS No_PP 0MPP NO PP 0
17078346 ARMS No_PP 0MPP NO PP 0
17078469 ARMS Prepay 36MPP HARD 36
17078483 ARMS No_PP 0MPP NO PP 0
17078489 ARMS No_PP 0MPP NO PP 0
17078492 ARMS No_PP 0MPP NO PP 0
17078510 ARMS No_PP 0MPP NO PP 0
17078524 ARMS No_PP 0MPP NO PP 0
17078616 ARMS Prepay 36MPP HARD 36
17078728 ARMS No_PP 0MPP NO PP 0
17065151 ARMS No_PP 0MPP NO PP 0
17065401 ARMS Prepay 36MPP COMBO 12
17065468 ARMS No_PP 0MPP NO PP 0
17066380 ARMS Prepay 36MPP COMBO 6
17075789 ARMS No_PP 0MPP NO PP 0
17066424 ARMS No_PP 0MPP NO PP 0
17066426 ARMS Prepay 36MPP HARD 36
17066433 ARMS No_PP 0MPP NO PP 0
17066506 ARMS Prepay 36MPP HARD 36
17066625 ARMS No_PP 0MPP NO PP 0
17066665 ARMS Prepay 36MPP COMBO 12
17066812 ARMS No_PP 0MPP NO PP 0
17066821 ARMS No_PP 0MPP NO PP 0
17075483 ARMS Prepay 36MPP SOFT 0
17075502 ARMS No_PP 0MPP NO PP 0
17075524 ARMS No_PP 0MPP NO PP 0
17075530 ARMS Prepay 36MPP SOFT 0
17056092 ARMS No_PP 0MPP NO PP 0
17059584 ARMS No_PP 0MPP NO PP 0
17060537 ARMS No_PP 0MPP NO PP 0
17056102 ARMS No_PP 0MPP NO PP 0
17060544 ARMS No_PP 0MPP NO PP 0
17057638 ARMS No_PP 0MPP NO PP 0
17060672 ARMS Prepay 36MPP COMBO 12
17057862 ARMS Prepay 36MPP SOFT 0
17057982 ARMS Prepay 36MPP COMBO 12
17060748 ARMS Prepay 36MPP COMBO 12
17059350 ARMS Prepay 6MPP SOFT 0
17059427 ARMS No_PP 0MPP NO PP 0
17048049 ARMS No_PP 0MPP NO PP 0
17053451 ARMS No_PP 0MPP NO PP 0
17048333 ARMS No_PP 0MPP NO PP 0
17052112 ARMS Prepay 36MPP HARD 36
17052118 ARMS No_PP 0MPP NO PP 0
17052171 ARMS No_PP 0MPP NO PP 0
17034852 ARMS Prepay 6MPP HARD 6
17034870 ARMS No_PP 0MPP NO PP 0
17034871 ARMS No_PP 0MPP NO PP 0
17042550 ARMS Prepay 36MPP COMBO 6
17042572 ARMS No_PP 0MPP NO PP 0
17042663 ARMS Prepay 36MPP HARD 36
17042696 ARMS Prepay 36MPP HARD 36
17042704 ARMS Prepay 36MPP HARD 36
17043797 ARMS Prepay 36MPP COMBO 12
17027842 ARMS Prepay 36MPP SOFT 0
17033168 ARMS No_PP 0MPP NO PP 0
17033227 ARMS No_PP 0MPP NO PP 0
17034525 ARMS No_PP 0MPP NO PP 0
17011071 ARMS Prepay 6MPP HARD 6
17011191 ARMS Prepay 12MPP SOFT 0
17011195 ARMS No_PP 0MPP NO PP 0
17008959 ARMS Prepay 36MPP SOFT 0
17000474 ARMS Prepay 12MPP HARD 12
17002030 ARMS Prepay 36MPP HARD 36
17002115 ARMS No_PP 0MPP NO PP 0
16991628 ARMS No_PP 0MPP NO PP 0
16991654 ARMS No_PP 0MPP NO PP 0
16995226 ARMS No_PP 0MPP NO PP 0
16990319 ARMS No_PP 0MPP NO PP 0
16991391 ARMS No_PP 0MPP NO PP 0
17027652 ARMS Prepay 36MPP SOFT 0
17015033 ARMS No_PP 0MPP NO PP 0
17021895 ARMS Prepay 36MPP HARD 36
17021287 ARMS No_PP 0MPP NO PP 0
17013455 ARMS No_PP 0MPP NO PP 0
16543911 ARMS Prepay 36MPP COMBO 12
16981565 ARMS Prepay 36MPP SOFT 0
16980673 ARMS Prepay 36MPP SOFT 0
16974061 ARMS No_PP 0MPP NO PP 0
16970678 ARMS No_PP 0MPP NO PP 0
16965467 ARMS Prepay 24MPP HARD 24
16963091 ARMS Prepay 36MPP SOFT 0
16857009 ARMS Prepay 6MPP HARD 6
16852707 ARMS No_PP 0MPP NO PP 0
16853381 ARMS Prepay 36MPP SOFT 0
16856510 ARMS Prepay 36MPP SOFT 0
16856579 ARMS Prepay 36MPP COMBO 6
16851967 ARMS No_PP 0MPP NO PP 0
16846205 ARMS Prepay 36MPP COMBO 6
16844593 ARMS No_PP 0MPP NO PP 0
16845650 ARMS Prepay 36MPP COMBO 6
16839016 ARMS No_PP 0MPP NO PP 0
16840073 ARMS Prepay 12MPP HARD 12
17324965 ARMS Prepay 36MPP HARD 36
17324966 ARMS Prepay 12MPP HARD 12
17324967 ARMS No_PP 0MPP NO PP 0
17324968 ARMS Prepay 36MPP SOFT 0
17324970 ARMS No_PP 0MPP NO PP 0
17324971 ARMS Prepay 12MPP HARD 12
17324972 ARMS Prepay 12MPP HARD 12
17324974 ARMS No_PP 0MPP NO PP 0
17324975 ARMS Prepay 12MPP HARD 12
17324976 ARMS Prepay 36MPP SOFT 0
17324977 ARMS No_PP 0MPP NO PP 0
17324979 ARMS Prepay 12MPP HARD 12
17324980 ARMS Prepay 36MPP SOFT 0
17324981 ARMS Prepay 36MPP SOFT 0
17324982 ARMS Prepay 12MPP HARD 12
17324983 ARMS Prepay 36MPP SOFT 0
17324984 ARMS Prepay 60MPP SOFT 0
17324985 ARMS Prepay 36MPP SOFT 0
17324986 ARMS No_PP 0MPP NO PP 0
17324987 ARMS Prepay 12MPP HARD 12
17323310 ARMS No_PP 0MPP NO PP 0
17323311 ARMS Prepay 12MPP HARD 12
17323312 ARMS Prepay 12MPP HARD 12
17323313 ARMS Prepay 12MPP HARD 12
17323314 ARMS Prepay 60MPP SOFT 0
17323315 ARMS Prepay 60MPP SOFT 0
17323316 ARMS No_PP 0MPP NO PP 0
17323317 ARMS Prepay 12MPP HARD 12
17323318 ARMS Prepay 12MPP HARD 12
17323319 ARMS No_PP 0MPP NO PP 0
17323320 ARMS Prepay 36MPP SOFT 0
17323322 ARMS No_PP 0MPP NO PP 0
17323323 ARMS Prepay 12MPP HARD 12
17323324 ARMS No_PP 0MPP NO PP 0
17324951 ARMS No_PP 0MPP NO PP 0
17324952 ARMS No_PP 0MPP NO PP 0
17324953 ARMS No_PP 0MPP NO PP 0
17324954 ARMS Prepay 36MPP SOFT 0
17324955 ARMS No_PP 0MPP NO PP 0
17324956 ARMS No_PP 0MPP NO PP 0
17324957 ARMS No_PP 0MPP NO PP 0
17324958 ARMS No_PP 0MPP NO PP 0
17324959 ARMS Prepay 12MPP HARD 12
17324960 ARMS Prepay 12MPP HARD 12
17324961 ARMS No_PP 0MPP NO PP 0
17324962 ARMS No_PP 0MPP NO PP 0
17324963 ARMS No_PP 0MPP NO PP 0
17324964 ARMS No_PP 0MPP NO PP 0
17323281 ARMS Prepay 12MPP HARD 12
17323282 ARMS No_PP 0MPP NO PP 0
17323283 ARMS No_PP 0MPP NO PP 0
17323284 ARMS Prepay 6MPP HARD 6
17323285 ARMS Prepay 6MPP HARD 6
17323286 ARMS Prepay 36MPP SOFT 0
17323287 ARMS No_PP 0MPP NO PP 0
17323288 ARMS Prepay 12MPP HARD 12
17323289 ARMS Prepay 36MPP SOFT 0
17323290 ARMS Prepay 12MPP HARD 12
17323291 ARMS No_PP 0MPP NO PP 0
17323292 ARMS No_PP 0MPP NO PP 0
17323293 ARMS Prepay 36MPP SOFT 0
17323294 ARMS Prepay 12MPP HARD 12
17323295 ARMS No_PP 0MPP NO PP 0
17323296 ARMS Prepay 36MPP SOFT 0
17323297 ARMS Prepay 12MPP HARD 12
17323298 ARMS Prepay 36MPP SOFT 0
17323299 ARMS Prepay 12MPP HARD 12
17323300 ARMS Prepay 60MPP SOFT 0
17323301 ARMS Prepay 12MPP HARD 12
17323302 ARMS Prepay 12MPP HARD 12
17323304 ARMS Prepay 36MPP SOFT 0
17323305 ARMS Prepay 60MPP SOFT 0
17323306 ARMS No_PP 0MPP NO PP 0
17323307 ARMS No_PP 0MPP NO PP 0
17323308 ARMS Prepay 12MPP HARD 12
17323309 ARMS No_PP 0MPP NO PP 0
17323269 ARMS No_PP 0MPP NO PP 0
17323270 ARMS No_PP 0MPP NO PP 0
17323271 ARMS No_PP 0MPP NO PP 0
17323272 ARMS No_PP 0MPP NO PP 0
17323273 ARMS No_PP 0MPP NO PP 0
17323274 ARMS No_PP 0MPP NO PP 0
17323275 ARMS No_PP 0MPP NO PP 0
17323276 ARMS Prepay 36MPP SOFT 0
17323277 ARMS Prepay 36MPP HARD 36
17323278 ARMS Prepay 36MPP SOFT 0
17323279 ARMS Prepay 12MPP HARD 12
17323280 ARMS No_PP 0MPP NO PP 0
17323249 ARMS No_PP 0MPP NO PP 0
17323250 ARMS No_PP 0MPP NO PP 0
17323251 ARMS Prepay 12MPP HARD 12
17323252 ARMS No_PP 0MPP NO PP 0
17323253 ARMS No_PP 0MPP NO PP 0
17323254 ARMS No_PP 0MPP NO PP 0
17323255 ARMS No_PP 0MPP NO PP 0
17323256 ARMS No_PP 0MPP NO PP 0
17323257 ARMS Prepay 36MPP SOFT 0
17323258 ARMS No_PP 0MPP NO PP 0
17323259 ARMS Prepay 12MPP HARD 12
17323260 ARMS Prepay 12MPP HARD 12
17323261 ARMS No_PP 0MPP NO PP 0
17323262 ARMS Prepay 12MPP HARD 12
17323263 ARMS Prepay 36MPP SOFT 0
17323264 ARMS No_PP 0MPP NO PP 0
17323265 ARMS Prepay 12MPP HARD 12
17323266 ARMS Prepay 12MPP HARD 12
17323267 ARMS Prepay 12MPP HARD 12
17323268 ARMS Prepay 60MPP SOFT 0
17323228 ARMS No_PP 0MPP NO PP 0
17323229 ARMS No_PP 0MPP NO PP 0
17323230 ARMS Prepay 12MPP HARD 12
17323231 ARMS No_PP 0MPP NO PP 0
17323232 ARMS Prepay 36MPP SOFT 0
17323233 ARMS No_PP 0MPP NO PP 0
17323234 ARMS No_PP 0MPP NO PP 0
17323235 ARMS No_PP 0MPP NO PP 0
17323237 ARMS No_PP 0MPP NO PP 0
17323238 ARMS Prepay 12MPP HARD 12
17323239 ARMS No_PP 0MPP NO PP 0
17323240 ARMS No_PP 0MPP NO PP 0
17323241 ARMS No_PP 0MPP NO PP 0
17323242 ARMS No_PP 0MPP NO PP 0
17323243 ARMS No_PP 0MPP NO PP 0
17323244 ARMS Prepay 60MPP SOFT 0
17323245 ARMS No_PP 0MPP NO PP 0
17323246 ARMS No_PP 0MPP NO PP 0
17323247 ARMS No_PP 0MPP NO PP 0
17323248 ARMS Prepay 12MPP HARD 12
17323224 ARMS No_PP 0MPP NO PP 0
17323225 ARMS No_PP 0MPP NO PP 0
17323226 ARMS No_PP 0MPP NO PP 0
17323227 ARMS No_PP 0MPP NO PP 0
17304742 ARMS Prepay 12MPP HARD 12
17304743 ARMS Prepay 12MPP HARD 12
17304744 ARMS Prepay 12MPP HARD 12
17304745 ARMS Prepay 12MPP HARD 12
17304746 ARMS Prepay 12MPP HARD 12
17304747 ARMS Prepay 12MPP HARD 12
17304748 ARMS Prepay 60MPP SOFT 0
17304749 ARMS Prepay 12MPP HARD 12
17304750 ARMS No_PP 0MPP NO PP 0
17304751 ARMS Prepay 12MPP HARD 12
17304752 ARMS Prepay 36MPP SOFT 0
17304753 ARMS Prepay 36MPP SOFT 0
17304754 ARMS Prepay 12MPP HARD 12
17304755 ARMS No_PP 0MPP NO PP 0
17304756 ARMS Prepay 12MPP HARD 12
17304757 ARMS No_PP 0MPP NO PP 0
17304758 ARMS No_PP 0MPP NO PP 0
17304759 ARMS Prepay 60MPP SOFT 0
17304760 ARMS Prepay 60MPP SOFT 0
17304761 ARMS Prepay 60MPP SOFT 0
17304762 ARMS Prepay 12MPP HARD 12
17304763 ARMS Prepay 60MPP SOFT 0
17304764 ARMS Prepay 12MPP HARD 12
17304765 ARMS Prepay 12MPP HARD 12
17304766 ARMS No_PP 0MPP NO PP 0
17304767 ARMS Prepay 12MPP HARD 12
17304768 ARMS Prepay 36MPP SOFT 0
17304769 ARMS Prepay 12MPP HARD 12
17323223 ARMS No_PP 0MPP NO PP 0
17347400 ARMS No_PP 0MPP NO PP 0
17304509 ARMS No_PP 0MPP NO PP 0
17304510 ARMS No_PP 0MPP NO PP 0
17304511 ARMS No_PP 0MPP NO PP 0
17304512 ARMS No_PP 0MPP NO PP 0
17304514 ARMS No_PP 0MPP NO PP 0
17304515 ARMS Prepay 12MPP HARD 12
17304516 ARMS No_PP 0MPP NO PP 0
17304517 ARMS Prepay 12MPP HARD 12
17304518 ARMS No_PP 0MPP NO PP 0
17304519 ARMS Prepay 36MPP SOFT 0
17304520 ARMS No_PP 0MPP NO PP 0
17304521 ARMS No_PP 0MPP NO PP 0
17304523 ARMS Prepay 12MPP HARD 12
17304524 ARMS Prepay 12MPP HARD 12
17304525 ARMS No_PP 0MPP NO PP 0
17304526 ARMS No_PP 0MPP NO PP 0
17304527 ARMS Prepay 12MPP HARD 12
17304528 ARMS No_PP 0MPP NO PP 0
17304529 ARMS No_PP 0MPP NO PP 0
17304530 ARMS No_PP 0MPP NO PP 0
17304531 ARMS No_PP 0MPP NO PP 0
17304532 ARMS Prepay 36MPP SOFT 0
17304534 ARMS No_PP 0MPP NO PP 0
17304535 ARMS No_PP 0MPP NO PP 0
17304536 ARMS No_PP 0MPP NO PP 0
17304537 ARMS No_PP 0MPP NO PP 0
17304538 ARMS No_PP 0MPP NO PP 0
17304539 ARMS No_PP 0MPP NO PP 0
17304457 ARMS No_PP 0MPP NO PP 0
17304458 ARMS Prepay 12MPP HARD 12
17304459 ARMS Prepay 36MPP SOFT 0
17304460 ARMS No_PP 0MPP NO PP 0
17304462 ARMS Prepay 12MPP HARD 12
17304463 ARMS No_PP 0MPP NO PP 0
17304464 ARMS Prepay 12MPP HARD 12
17304466 ARMS Prepay 12MPP HARD 12
17304467 ARMS Prepay 12MPP HARD 12
17304468 ARMS Prepay 12MPP HARD 12
17304469 ARMS No_PP 0MPP NO PP 0
17304470 ARMS No_PP 0MPP NO PP 0
17304471 ARMS Prepay 12MPP HARD 12
17304472 ARMS Prepay 12MPP HARD 12
17304473 ARMS Prepay 36MPP SOFT 0
17304474 ARMS No_PP 0MPP NO PP 0
17304475 ARMS Prepay 12MPP HARD 12
17304476 ARMS No_PP 0MPP NO PP 0
17304477 ARMS Prepay 12MPP HARD 12
17304478 ARMS Prepay 36MPP SOFT 0
17304479 ARMS No_PP 0MPP NO PP 0
17304480 ARMS Prepay 12MPP HARD 12
17304481 ARMS No_PP 0MPP NO PP 0
17304482 ARMS Prepay 60MPP SOFT 0
17304483 ARMS Prepay 12MPP HARD 12
17304484 ARMS Prepay 12MPP HARD 12
17304485 ARMS Prepay 12MPP HARD 12
17304486 ARMS No_PP 0MPP NO PP 0
17304487 ARMS No_PP 0MPP NO PP 0
17304488 ARMS Prepay 12MPP HARD 12
17304489 ARMS No_PP 0MPP NO PP 0
17304490 ARMS No_PP 0MPP NO PP 0
17304492 ARMS No_PP 0MPP NO PP 0
17304493 ARMS Prepay 36MPP SOFT 0
17304494 ARMS Prepay 60MPP SOFT 0
17304495 ARMS No_PP 0MPP NO PP 0
17304496 ARMS No_PP 0MPP NO PP 0
17304497 ARMS No_PP 0MPP NO PP 0
17304498 ARMS Prepay 36MPP SOFT 0
17304499 ARMS Prepay 12MPP HARD 12
17304501 ARMS No_PP 0MPP NO PP 0
17304503 ARMS No_PP 0MPP NO PP 0
17304504 ARMS Prepay 12MPP HARD 12
17304505 ARMS No_PP 0MPP NO PP 0
17304506 ARMS No_PP 0MPP NO PP 0
17304507 ARMS No_PP 0MPP NO PP 0
17304508 ARMS No_PP 0MPP NO PP 0
17298057 ARMS Prepay 12MPP HARD 12
17298060 ARMS Prepay 36MPP SOFT 0
17298063 ARMS Prepay 12MPP HARD 12
17298065 ARMS No_PP 0MPP NO PP 0
17304437 ARMS No_PP 0MPP NO PP 0
17304438 ARMS No_PP 0MPP NO PP 0
17304439 ARMS No_PP 0MPP NO PP 0
17304440 ARMS No_PP 0MPP NO PP 0
17304441 ARMS No_PP 0MPP NO PP 0
17304443 ARMS No_PP 0MPP NO PP 0
17304444 ARMS No_PP 0MPP NO PP 0
17304445 ARMS No_PP 0MPP NO PP 0
17304446 ARMS No_PP 0MPP NO PP 0
17304447 ARMS No_PP 0MPP NO PP 0
17304448 ARMS No_PP 0MPP NO PP 0
17304449 ARMS No_PP 0MPP NO PP 0
17304450 ARMS No_PP 0MPP NO PP 0
17304451 ARMS No_PP 0MPP NO PP 0
17304453 ARMS No_PP 0MPP NO PP 0
17304454 ARMS No_PP 0MPP NO PP 0
17304455 ARMS No_PP 0MPP NO PP 0
17304456 ARMS No_PP 0MPP NO PP 0
17296690 ARMS Prepay 36MPP HARD 36
17296695 ARMS No_PP 0MPP NO PP 0
17296696 ARMS No_PP 0MPP NO PP 0
17296709 ARMS Prepay 60MPP SOFT 0
17296718 ARMS Prepay 12MPP HARD 12
17296720 ARMS Prepay 36MPP SOFT 0
17296723 ARMS Prepay 36MPP SOFT 0
17296728 ARMS Prepay 60MPP SOFT 0
17296748 ARMS Prepay 36MPP SOFT 0
17298042 ARMS Prepay 12MPP HARD 12
17298047 ARMS Prepay 12MPP HARD 12
17284408 ARMS Prepay 36MPP SOFT 0
17284410 ARMS Prepay 60MPP SOFT 0
17284411 ARMS No_PP 0MPP NO PP 0
17284412 ARMS No_PP 0MPP NO PP 0
17284414 ARMS Prepay 60MPP SOFT 0
17284416 ARMS No_PP 0MPP NO PP 0
17284417 ARMS No_PP 0MPP NO PP 0
17284419 ARMS Prepay 12MPP HARD 12
17284422 ARMS No_PP 0MPP NO PP 0
17284423 ARMS No_PP 0MPP NO PP 0
17284426 ARMS No_PP 0MPP NO PP 0
17284427 ARMS Prepay 12MPP HARD 12
17284430 ARMS Prepay 12MPP HARD 12
17284443 ARMS No_PP 0MPP NO PP 0
17284455 ARMS No_PP 0MPP NO PP 0
17284456 ARMS No_PP 0MPP NO PP 0
17284463 ARMS No_PP 0MPP NO PP 0
17284480 ARMS No_PP 0MPP NO PP 0
17284489 ARMS No_PP 0MPP NO PP 0
17284498 ARMS No_PP 0MPP NO PP 0
17284503 ARMS No_PP 0MPP NO PP 0
17284505 ARMS Prepay 36MPP SOFT 0
17284507 ARMS Prepay 60MPP SOFT 0
17284521 ARMS No_PP 0MPP NO PP 0
17284525 ARMS Prepay 12MPP HARD 12
17284534 ARMS No_PP 0MPP NO PP 0
17293852 ARMS Prepay 60MPP SOFT 0
17293855 ARMS Prepay 60MPP SOFT 0
17293889 ARMS Prepay 12MPP HARD 12
17293893 ARMS No_PP 0MPP NO PP 0
17293896 ARMS No_PP 0MPP NO PP 0
17293897 ARMS Prepay 60MPP SOFT 0
17293902 ARMS No_PP 0MPP NO PP 0
17293910 ARMS No_PP 0MPP NO PP 0
17293912 ARMS No_PP 0MPP NO PP 0
17293913 ARMS Prepay 12MPP HARD 12
17293915 ARMS No_PP 0MPP NO PP 0
17293917 ARMS No_PP 0MPP NO PP 0
17293918 ARMS Prepay 36MPP SOFT 0
17293923 ARMS Prepay 36MPP SOFT 0
17293926 ARMS Prepay 12MPP HARD 12
17304709 ARMS Prepay 36MPP SOFT 0
17304710 ARMS No_PP 0MPP NO PP 0
17304711 ARMS No_PP 0MPP NO PP 0
17304712 ARMS Prepay 12MPP HARD 12
17304713 ARMS Prepay 12MPP HARD 12
17304714 ARMS No_PP 0MPP NO PP 0
17304715 ARMS No_PP 0MPP NO PP 0
17304716 ARMS Prepay 36MPP SOFT 0
17304717 ARMS No_PP 0MPP NO PP 0
17304718 ARMS Prepay 12MPP HARD 12
17304719 ARMS Prepay 60MPP SOFT 0
17304720 ARMS Prepay 36MPP SOFT 0
17304721 ARMS No_PP 0MPP NO PP 0
17304722 ARMS Prepay 12MPP HARD 12
17304723 ARMS Prepay 12MPP HARD 12
17304724 ARMS No_PP 0MPP NO PP 0
17304725 ARMS Prepay 60MPP SOFT 0
17304726 ARMS Prepay 12MPP HARD 12
17304727 ARMS No_PP 0MPP NO PP 0
17304728 ARMS Prepay 36MPP SOFT 0
17304729 ARMS No_PP 0MPP NO PP 0
17304730 ARMS Prepay 12MPP HARD 12
17304731 ARMS Prepay 36MPP SOFT 0
17304732 ARMS No_PP 0MPP NO PP 0
17304733 ARMS Prepay 36MPP SOFT 0
17304734 ARMS No_PP 0MPP NO PP 0
17304735 ARMS No_PP 0MPP NO PP 0
17304737 ARMS No_PP 0MPP NO PP 0
17304738 ARMS No_PP 0MPP NO PP 0
17304739 ARMS Prepay 12MPP HARD 12
17304740 ARMS No_PP 0MPP NO PP 0
17304741 ARMS Prepay 12MPP HARD 12
17304655 ARMS No_PP 0MPP NO PP 0
17304656 ARMS Prepay 36MPP SOFT 0
17304657 ARMS No_PP 0MPP NO PP 0
17304658 ARMS Prepay 12MPP HARD 12
17304659 ARMS Prepay 12MPP HARD 12
17304660 ARMS Prepay 12MPP HARD 12
17304661 ARMS No_PP 0MPP NO PP 0
17304663 ARMS No_PP 0MPP NO PP 0
17304664 ARMS Prepay 60MPP SOFT 0
17304666 ARMS No_PP 0MPP NO PP 0
17304667 ARMS No_PP 0MPP NO PP 0
17304668 ARMS Prepay 12MPP HARD 12
17304669 ARMS Prepay 12MPP HARD 12
17304670 ARMS Prepay 36MPP SOFT 0
17304671 ARMS No_PP 0MPP NO PP 0
17304672 ARMS No_PP 0MPP NO PP 0
17304673 ARMS Prepay 12MPP HARD 12
17304674 ARMS No_PP 0MPP NO PP 0
17304675 ARMS No_PP 0MPP NO PP 0
17304676 ARMS No_PP 0MPP NO PP 0
17304677 ARMS No_PP 0MPP NO PP 0
17304678 ARMS No_PP 0MPP NO PP 0
17304679 ARMS No_PP 0MPP NO PP 0
17304680 ARMS Prepay 36MPP SOFT 0
17304681 ARMS No_PP 0MPP NO PP 0
17304682 ARMS Prepay 60MPP SOFT 0
17304683 ARMS Prepay 12MPP HARD 12
17304684 ARMS No_PP 0MPP NO PP 0
17304685 ARMS No_PP 0MPP NO PP 0
17304686 ARMS No_PP 0MPP NO PP 0
17304687 ARMS No_PP 0MPP NO PP 0
17304688 ARMS No_PP 0MPP NO PP 0
17304689 ARMS No_PP 0MPP NO PP 0
17304690 ARMS No_PP 0MPP NO PP 0
17304691 ARMS Prepay 12MPP HARD 12
17304692 ARMS No_PP 0MPP NO PP 0
17304693 ARMS No_PP 0MPP NO PP 0
17304694 ARMS Prepay 12MPP HARD 12
17304695 ARMS Prepay 60MPP SOFT 0
17304696 ARMS Prepay 12MPP HARD 12
17304697 ARMS No_PP 0MPP NO PP 0
17304698 ARMS Prepay 12MPP HARD 12
17304699 ARMS Prepay 36MPP SOFT 0
17304700 ARMS Prepay 12MPP HARD 12
17304701 ARMS No_PP 0MPP NO PP 0
17304702 ARMS No_PP 0MPP NO PP 0
17304703 ARMS No_PP 0MPP NO PP 0
17304704 ARMS No_PP 0MPP NO PP 0
17304705 ARMS Prepay 12MPP HARD 12
17304706 ARMS Prepay 12MPP HARD 12
17304707 ARMS Prepay 12MPP HARD 12
17304708 ARMS No_PP 0MPP NO PP 0
17293932 ARMS Prepay 12MPP HARD 12
17293940 ARMS No_PP 0MPP NO PP 0
17279247 ARMS No_PP 0MPP NO PP 0
17279252 ARMS No_PP 0MPP NO PP 0
17279254 ARMS No_PP 0MPP NO PP 0
17279255 ARMS No_PP 0MPP NO PP 0
17279260 ARMS Prepay 12MPP HARD 12
17279268 ARMS No_PP 0MPP NO PP 0
17279273 ARMS No_PP 0MPP NO PP 0
17279276 ARMS Prepay 12MPP HARD 12
17279279 ARMS Prepay 36MPP SOFT 0
17279280 ARMS Prepay 12MPP HARD 12
17279287 ARMS Prepay 12MPP HARD 12
17279304 ARMS No_PP 0MPP NO PP 0
17278665 ARMS No_PP 0MPP NO PP 0
17278669 ARMS Prepay 12MPP HARD 12
17278677 ARMS No_PP 0MPP NO PP 0
17278680 ARMS Prepay 36MPP HARD 36
17278682 ARMS No_PP 0MPP NO PP 0
17278683 ARMS Prepay 36MPP SOFT 0
17278689 ARMS Prepay 12MPP HARD 12
17278697 ARMS Prepay 36MPP HARD 36
17278698 ARMS Prepay 36MPP SOFT 0
17278702 ARMS No_PP 0MPP NO PP 0
17278703 ARMS No_PP 0MPP NO PP 0
17278709 ARMS No_PP 0MPP NO PP 0
17278711 ARMS No_PP 0MPP NO PP 0
17278735 ARMS No_PP 0MPP NO PP 0
17278744 ARMS No_PP 0MPP NO PP 0
17278751 ARMS Prepay 36MPP SOFT 0
17278752 ARMS Prepay 12MPP HARD 12
17278754 ARMS Prepay 12MPP HARD 12
17278756 ARMS Prepay 12MPP HARD 12
17278768 ARMS Prepay 12MPP HARD 12
17278770 ARMS Prepay 36MPP SOFT 0
17278773 ARMS Prepay 60MPP SOFT 0
17278775 ARMS Prepay 12MPP HARD 12
17278786 ARMS No_PP 0MPP NO PP 0
17266804 ARMS Prepay 36MPP SOFT 0
17266823 ARMS Prepay 36MPP SOFT 0
17266835 ARMS No_PP 0MPP NO PP 0
17266913 ARMS No_PP 0MPP NO PP 0
17266923 ARMS Prepay 12MPP HARD 12
17266942 ARMS No_PP 0MPP NO PP 0
17266968 ARMS No_PP 0MPP NO PP 0
17266988 ARMS No_PP 0MPP NO PP 0
17267086 ARMS Prepay 36MPP SOFT 0
17267095 ARMS No_PP 0MPP NO PP 0
17267139 ARMS No_PP 0MPP NO PP 0
17267140 ARMS Prepay 12MPP HARD 12
17267150 ARMS Prepay 36MPP SOFT 0
17267155 ARMS Prepay 12MPP HARD 12
17267180 ARMS Prepay 60MPP SOFT 0
17267196 ARMS No_PP 0MPP NO PP 0
17267221 ARMS Prepay 36MPP SOFT 0
17267246 ARMS No_PP 0MPP NO PP 0
17303387 ARMS No_PP 0MPP NO PP 0
17303369 ARMS No_PP 0MPP NO PP 0
17303388 ARMS No_PP 0MPP NO PP 0
17303389 ARMS No_PP 0MPP NO PP 0
17303350 ARMS No_PP 0MPP NO PP 0
17303334 ARMS No_PP 0MPP NO PP 0
17303335 ARMS No_PP 0MPP NO PP 0
17303354 ARMS No_PP 0MPP NO PP 0
17303390 ARMS No_PP 0MPP NO PP 0
17303372 ARMS No_PP 0MPP NO PP 0
17303337 ARMS No_PP 0MPP NO PP 0
17303374 ARMS No_PP 0MPP NO PP 0
17303392 ARMS No_PP 0MPP NO PP 0
17303356 ARMS No_PP 0MPP NO PP 0
17303393 ARMS No_PP 0MPP NO PP 0
17303395 ARMS No_PP 0MPP NO PP 0
17303377 ARMS No_PP 0MPP NO PP 0
17303396 ARMS No_PP 0MPP NO PP 0
17303378 ARMS No_PP 0MPP NO PP 0
17303397 ARMS No_PP 0MPP NO PP 0
17303379 ARMS No_PP 0MPP NO PP 0
17303340 ARMS No_PP 0MPP NO PP 0
17303341 ARMS No_PP 0MPP NO PP 0
17303343 ARMS No_PP 0MPP NO PP 0
17303380 ARMS No_PP 0MPP NO PP 0
17303362 ARMS No_PP 0MPP NO PP 0
17303381 ARMS No_PP 0MPP NO PP 0
17303364 ARMS No_PP 0MPP NO PP 0
17303382 ARMS No_PP 0MPP NO PP 0
17303347 ARMS No_PP 0MPP NO PP 0
17303366 ARMS No_PP 0MPP NO PP 0
17303384 ARMS No_PP 0MPP NO PP 0
17303385 ARMS No_PP 0MPP NO PP 0
17303367 ARMS No_PP 0MPP NO PP 0
17303349 ARMS No_PP 0MPP NO PP 0
17303368 ARMS No_PP 0MPP NO PP 0
17303386 ARMS No_PP 0MPP NO PP 0
17233831 ARMS No_PP 0MPP NO PP 0
17233834 ARMS No_PP 0MPP NO PP 0
17266742 ARMS Prepay 60MPP SOFT 0
17266743 ARMS Prepay 36MPP SOFT 0
17266746 ARMS Prepay 36MPP SOFT 0
17278662 ARMS No_PP 0MPP NO PP 0
17304576 ARMS Prepay 6MPP HARD 6
17304578 ARMS Prepay 36MPP SOFT 0
17304580 ARMS Prepay 12MPP HARD 12
17304581 ARMS No_PP 0MPP NO PP 0
17304583 ARMS No_PP 0MPP NO PP 0
17304584 ARMS No_PP 0MPP NO PP 0
17304586 ARMS No_PP 0MPP NO PP 0
17304587 ARMS No_PP 0MPP NO PP 0
17304588 ARMS No_PP 0MPP NO PP 0
17304589 ARMS No_PP 0MPP NO PP 0
17304592 ARMS Prepay 36MPP SOFT 0
17304593 ARMS Prepay 12MPP HARD 12
17304594 ARMS No_PP 0MPP NO PP 0
17304595 ARMS No_PP 0MPP NO PP 0
17304596 ARMS Prepay 36MPP SOFT 0
17304599 ARMS Prepay 60MPP SOFT 0
17304601 ARMS No_PP 0MPP NO PP 0
17304604 ARMS No_PP 0MPP NO PP 0
17304605 ARMS No_PP 0MPP NO PP 0
17304606 ARMS No_PP 0MPP NO PP 0
17304607 ARMS Prepay 12MPP HARD 12
17304608 ARMS No_PP 0MPP NO PP 0
17304609 ARMS Prepay 36MPP SOFT 0
17304610 ARMS Prepay 60MPP SOFT 0
17304611 ARMS Prepay 60MPP SOFT 0
17304612 ARMS No_PP 0MPP NO PP 0
17304615 ARMS Prepay 6MPP HARD 6
17304617 ARMS Prepay 36MPP SOFT 0
17304618 ARMS No_PP 0MPP NO PP 0
17304619 ARMS Prepay 36MPP HARD 36
17304620 ARMS No_PP 0MPP NO PP 0
17304621 ARMS Prepay 36MPP HARD 36
17304622 ARMS Prepay 36MPP HARD 36
17304623 ARMS No_PP 0MPP NO PP 0
17304624 ARMS Prepay 36MPP SOFT 0
17304625 ARMS No_PP 0MPP NO PP 0
17304626 ARMS No_PP 0MPP NO PP 0
17304627 ARMS No_PP 0MPP NO PP 0
17304629 ARMS No_PP 0MPP NO PP 0
17304630 ARMS No_PP 0MPP NO PP 0
17304631 ARMS No_PP 0MPP NO PP 0
17304632 ARMS No_PP 0MPP NO PP 0
17304633 ARMS No_PP 0MPP NO PP 0
17304634 ARMS Prepay 36MPP SOFT 0
17304635 ARMS No_PP 0MPP NO PP 0
17304636 ARMS No_PP 0MPP NO PP 0
17304637 ARMS No_PP 0MPP NO PP 0
17304638 ARMS Prepay 12MPP HARD 12
17304639 ARMS Prepay 12MPP HARD 12
17304640 ARMS Prepay 12MPP HARD 12
17304641 ARMS No_PP 0MPP NO PP 0
17304642 ARMS Prepay 36MPP SOFT 0
17304643 ARMS No_PP 0MPP NO PP 0
17304644 ARMS No_PP 0MPP NO PP 0
17304645 ARMS Prepay 36MPP SOFT 0
17304646 ARMS Prepay 60MPP SOFT 0
17304647 ARMS Prepay 60MPP SOFT 0
17304648 ARMS Prepay 60MPP SOFT 0
17304649 ARMS Prepay 12MPP HARD 12
17304650 ARMS Prepay 12MPP HARD 12
17304651 ARMS No_PP 0MPP NO PP 0
17304652 ARMS Prepay 12MPP HARD 12
17304653 ARMS Prepay 60MPP SOFT 0
17304654 ARMS No_PP 0MPP NO PP 0
17304569 ARMS No_PP 0MPP NO PP 0
17304571 ARMS Prepay 36MPP SOFT 0
17304573 ARMS No_PP 0MPP NO PP 0
17304574 ARMS No_PP 0MPP NO PP 0
17304540 ARMS No_PP 0MPP NO PP 0
17304541 ARMS Prepay 12MPP HARD 12
17304542 ARMS No_PP 0MPP NO PP 0
17304543 ARMS No_PP 0MPP NO PP 0
17304544 ARMS No_PP 0MPP NO PP 0
17304545 ARMS Prepay 12MPP HARD 12
17304546 ARMS Prepay 12MPP HARD 12
17304547 ARMS No_PP 0MPP NO PP 0
17304548 ARMS Prepay 12MPP HARD 12
17304549 ARMS No_PP 0MPP NO PP 0
17304550 ARMS No_PP 0MPP NO PP 0
17304551 ARMS No_PP 0MPP NO PP 0
17304552 ARMS Prepay 36MPP SOFT 0
17304553 ARMS No_PP 0MPP NO PP 0
17304556 ARMS Prepay 12MPP HARD 12
17304557 ARMS No_PP 0MPP NO PP 0
17304558 ARMS No_PP 0MPP NO PP 0
17304559 ARMS Prepay 12MPP HARD 12
17304560 ARMS Prepay 12MPP HARD 12
17304561 ARMS Prepay 60MPP SOFT 0
17304562 ARMS Prepay 12MPP HARD 12
17304563 ARMS Prepay 12MPP HARD 12
17304564 ARMS Prepay 12MPP HARD 12
17304565 ARMS No_PP 0MPP NO PP 0
17304566 ARMS No_PP 0MPP NO PP 0
17304567 ARMS No_PP 0MPP NO PP 0
17304568 ARMS No_PP 0MPP NO PP 0
16177156 ARMS Prepay 12MPP HARD 12
16199761 ARMS Prepay 12MPP HARD 12
16564077 ARMS Prepay 12MPP HARD 12
16564090 ARMS Prepay 12MPP HARD 12
16564109 ARMS Prepay 12MPP HARD 12
16573251 ARMS Prepay 36MPP SOFT 0
17251774 ARMS Prepay 36MPP HARD 36
17233809 ARMS No_PP 0MPP NO PP 0
17233830 ARMS No_PP 0MPP NO PP 0
17233835 ARMS No_PP 0MPP NO PP 0
17233836 ARMS No_PP 0MPP NO PP 0
17233838 ARMS No_PP 0MPP NO PP 0
17233839 ARMS No_PP 0MPP NO PP 0
17198165 ARMS No_PP 0MPP NO PP 0
17198167 ARMS No_PP 0MPP NO PP 0
17198168 ARMS No_PP 0MPP NO PP 0
17198169 ARMS No_PP 0MPP NO PP 0
17198175 ARMS No_PP 0MPP NO PP 0
17198178 ARMS No_PP 0MPP NO PP 0
17198179 ARMS No_PP 0MPP NO PP 0
17198192 ARMS No_PP 0MPP NO PP 0
17198196 ARMS No_PP 0MPP NO PP 0
17198199 ARMS No_PP 0MPP NO PP 0
17198204 ARMS No_PP 0MPP NO PP 0
17198205 ARMS No_PP 0MPP NO PP 0
17174973 ARMS Prepay 36MPP SOFT 0
17174980 ARMS Prepay 36MPP SOFT 0
17174987 ARMS No_PP 0MPP NO PP 0
17174990 ARMS No_PP 0MPP NO PP 0
17175014 ARMS Prepay 36MPP SOFT 0
17175015 ARMS Prepay 36MPP SOFT 0
16146866 ARMS No_PP 0MPP NO PP 0
16649344 ARMS No_PP 0MPP NO PP 0
17347241 ARMS No_PP 0MPP NO PP 0
17347307 ARMS No_PP 0MPP NO PP 0
17347137 ARMS Prepay 12MPP HARD 12
17347141 ARMS No_PP 0MPP NO PP 0
17347144 ARMS No_PP 0MPP NO PP 0
17347163 ARMS No_PP 0MPP NO PP 0
17347170 ARMS Prepay 24MPP HARD 24
17347174 ARMS Prepay 24MPP HARD 24
17341582 ARMS No_PP 0MPP NO PP 0
17341583 ARMS Prepay 36MPP SOFT 0
17341584 ARMS No_PP 0MPP NO PP 0
17341585 ARMS No_PP 0MPP NO PP 0
17341586 ARMS No_PP 0MPP NO PP 0
17341587 ARMS Prepay 36MPP SOFT 0
17341588 ARMS Prepay 12MPP HARD 12
17341589 ARMS No_PP 0MPP NO PP 0
17341590 ARMS No_PP 0MPP NO PP 0
17341591 ARMS No_PP 0MPP NO PP 0
17341592 ARMS Prepay 12MPP HARD 12
17341593 ARMS Prepay 12MPP HARD 12
17341594 ARMS No_PP 0MPP NO PP 0
17341595 ARMS Prepay 12MPP HARD 12
17341596 ARMS No_PP 0MPP NO PP 0
17341597 ARMS No_PP 0MPP NO PP 0
17341598 ARMS No_PP 0MPP NO PP 0
17347108 ARMS No_PP 0MPP NO PP 0
17347109 ARMS No_PP 0MPP NO PP 0
17341578 ARMS Prepay 36MPP SOFT 0
17341579 ARMS No_PP 0MPP NO PP 0
17341580 ARMS No_PP 0MPP NO PP 0
17341581 ARMS No_PP 0MPP NO PP 0
17341562 ARMS Prepay 36MPP SOFT 0
17341563 ARMS No_PP 0MPP NO PP 0
17341565 ARMS Prepay 36MPP SOFT 0
17341566 ARMS No_PP 0MPP NO PP 0
17341567 ARMS Prepay 12MPP HARD 12
17341568 ARMS No_PP 0MPP NO PP 0
17341569 ARMS Prepay 60MPP SOFT 0
17341570 ARMS No_PP 0MPP NO PP 0
17341571 ARMS No_PP 0MPP NO PP 0
17341572 ARMS No_PP 0MPP NO PP 0
17341573 ARMS Prepay 12MPP HARD 12
17341574 ARMS No_PP 0MPP NO PP 0
17341575 ARMS No_PP 0MPP NO PP 0
17341576 ARMS No_PP 0MPP NO PP 0
17341577 ARMS Prepay 36MPP SOFT 0
17214547 ARMS No_PP 0MPP NO PP 0
17275231 ARMS No_PP 0MPP NO PP 0
17275246 ARMS No_PP 0MPP NO PP 0
17275337 ARMS No_PP 0MPP NO PP 0
17275349 ARMS No_PP 0MPP NO PP 0
17275351 ARMS No_PP 0MPP NO PP 0
17266996 ARMS No_PP 0MPP NO PP 0
17267000 ARMS No_PP 0MPP NO PP 0
17267008 ARMS No_PP 0MPP NO PP 0
17267025 ARMS No_PP 0MPP NO PP 0
17267030 ARMS No_PP 0MPP NO PP 0
17267033 ARMS Prepay 12MPP HARD 12
17267042 ARMS Prepay 12MPP HARD 12
17267043 ARMS No_PP 0MPP NO PP 0
17267059 ARMS Prepay 36MPP SOFT 0
17278663 ARMS Prepay 36MPP SOFT 0
17278667 ARMS No_PP 0MPP NO PP 0
17278671 ARMS No_PP 0MPP NO PP 0
17278674 ARMS No_PP 0MPP NO PP 0
17278676 ARMS No_PP 0MPP NO PP 0
17278678 ARMS No_PP 0MPP NO PP 0
17278681 ARMS No_PP 0MPP NO PP 0
17278685 ARMS Prepay 60MPP SOFT 0
17278688 ARMS No_PP 0MPP NO PP 0
17278696 ARMS No_PP 0MPP NO PP 0
17278700 ARMS No_PP 0MPP NO PP 0
17278701 ARMS Prepay 36MPP SOFT 0
17278705 ARMS No_PP 0MPP NO PP 0
17278706 ARMS No_PP 0MPP NO PP 0
17278707 ARMS No_PP 0MPP NO PP 0
17278708 ARMS No_PP 0MPP NO PP 0
17278710 ARMS No_PP 0MPP NO PP 0
17278715 ARMS Prepay 36MPP SOFT 0
17278716 ARMS Prepay 36MPP SOFT 0
17278717 ARMS Prepay 12MPP HARD 12
17278718 ARMS Prepay 60MPP SOFT 0
17278721 ARMS No_PP 0MPP NO PP 0
17278722 ARMS Prepay 36MPP SOFT 0
17278723 ARMS No_PP 0MPP NO PP 0
17278724 ARMS No_PP 0MPP NO PP 0
17278725 ARMS No_PP 0MPP NO PP 0
17278726 ARMS Prepay 36MPP SOFT 0
17278727 ARMS No_PP 0MPP NO PP 0
17278728 ARMS No_PP 0MPP NO PP 0
17278729 ARMS No_PP 0MPP NO PP 0
17278730 ARMS No_PP 0MPP NO PP 0
17278731 ARMS No_PP 0MPP NO PP 0
17278732 ARMS No_PP 0MPP NO PP 0
17278734 ARMS Prepay 60MPP SOFT 0
17278737 ARMS Prepay 12MPP HARD 12
17278738 ARMS Prepay 60MPP SOFT 0
17278740 ARMS No_PP 0MPP NO PP 0
17278741 ARMS Prepay 12MPP HARD 12
17278742 ARMS Prepay 36MPP SOFT 0
17278743 ARMS Prepay 12MPP HARD 12
17278745 ARMS Prepay 60MPP SOFT 0
17278746 ARMS Prepay 60MPP SOFT 0
17278747 ARMS No_PP 0MPP NO PP 0
17278748 ARMS Prepay 12MPP HARD 12
17278755 ARMS Prepay 60MPP SOFT 0
17278757 ARMS Prepay 12MPP HARD 12
17278758 ARMS Prepay 12MPP HARD 12
17278762 ARMS Prepay 60MPP SOFT 0
17278763 ARMS No_PP 0MPP NO PP 0
17278764 ARMS Prepay 60MPP SOFT 0
17278765 ARMS No_PP 0MPP NO PP 0
17278767 ARMS Prepay 36MPP SOFT 0
17278771 ARMS Prepay 12MPP HARD 12
17278772 ARMS Prepay 60MPP SOFT 0
17278774 ARMS No_PP 0MPP NO PP 0
17278776 ARMS Prepay 36MPP SOFT 0
17278778 ARMS No_PP 0MPP NO PP 0
17278780 ARMS Prepay 60MPP SOFT 0
17278781 ARMS No_PP 0MPP NO PP 0
17278782 ARMS No_PP 0MPP NO PP 0
17278783 ARMS No_PP 0MPP NO PP 0
17278784 ARMS No_PP 0MPP NO PP 0
17278785 ARMS Prepay 12MPP HARD 12
17278788 ARMS No_PP 0MPP NO PP 0
17278789 ARMS Prepay 12MPP HARD 12
17278790 ARMS Prepay 60MPP SOFT 0
17278791 ARMS No_PP 0MPP NO PP 0
17278793 ARMS No_PP 0MPP NO PP 0
17278794 ARMS Prepay 36MPP SOFT 0
17278795 ARMS Prepay 36MPP SOFT 0
17278797 ARMS Prepay 12MPP HARD 12
17278800 ARMS No_PP 0MPP NO PP 0
17278802 ARMS No_PP 0MPP NO PP 0
17278803 ARMS No_PP 0MPP NO PP 0
17278804 ARMS No_PP 0MPP NO PP 0
17278805 ARMS Prepay 12MPP HARD 12
17278806 ARMS Prepay 12MPP HARD 12
17278807 ARMS Prepay 12MPP HARD 12
17278808 ARMS No_PP 0MPP NO PP 0
17279253 ARMS Prepay 36MPP SOFT 0
17279257 ARMS No_PP 0MPP NO PP 0
17279258 ARMS No_PP 0MPP NO PP 0
17279259 ARMS No_PP 0MPP NO PP 0
17279261 ARMS No_PP 0MPP NO PP 0
17279262 ARMS No_PP 0MPP NO PP 0
17279263 ARMS Prepay 36MPP SOFT 0
17279264 ARMS Prepay 36MPP SOFT 0
17279265 ARMS No_PP 0MPP NO PP 0
17279266 ARMS No_PP 0MPP NO PP 0
17279267 ARMS Prepay 36MPP SOFT 0
17279270 ARMS Prepay 60MPP SOFT 0
17279271 ARMS No_PP 0MPP NO PP 0
17279272 ARMS No_PP 0MPP NO PP 0
17279274 ARMS No_PP 0MPP NO PP 0
17279275 ARMS Prepay 12MPP HARD 12
17279277 ARMS No_PP 0MPP NO PP 0
17279278 ARMS Prepay 60MPP SOFT 0
17279281 ARMS Prepay 12MPP HARD 12
17279282 ARMS No_PP 0MPP NO PP 0
17279283 ARMS No_PP 0MPP NO PP 0
17279286 ARMS No_PP 0MPP NO PP 0
17279288 ARMS No_PP 0MPP NO PP 0
17279289 ARMS No_PP 0MPP NO PP 0
17279290 ARMS No_PP 0MPP NO PP 0
17279291 ARMS No_PP 0MPP NO PP 0
17279292 ARMS Prepay 36MPP SOFT 0
17279294 ARMS Prepay 12MPP HARD 12
17279297 ARMS No_PP 0MPP NO PP 0
17279299 ARMS No_PP 0MPP NO PP 0
17279301 ARMS Prepay 60MPP SOFT 0
17279303 ARMS No_PP 0MPP NO PP 0
17279305 ARMS Prepay 60MPP SOFT 0
17279306 ARMS No_PP 0MPP NO PP 0
17279308 ARMS No_PP 0MPP NO PP 0
17279310 ARMS Prepay 60MPP SOFT 0
17279311 ARMS No_PP 0MPP NO PP 0
17279312 ARMS Prepay 12MPP HARD 12
17279313 ARMS Prepay 12MPP HARD 12
17279314 ARMS Prepay 12MPP HARD 12
17267060 ARMS Prepay 12MPP HARD 12
17267066 ARMS No_PP 0MPP NO PP 0
17267068 ARMS Prepay 60MPP SOFT 0
17267074 ARMS No_PP 0MPP NO PP 0
17267084 ARMS No_PP 0MPP NO PP 0
17267093 ARMS No_PP 0MPP NO PP 0
17267099 ARMS No_PP 0MPP NO PP 0
17267101 ARMS Prepay 36MPP SOFT 0
17267102 ARMS No_PP 0MPP NO PP 0
17267116 ARMS No_PP 0MPP NO PP 0
17267126 ARMS Prepay 36MPP SOFT 0
17267129 ARMS No_PP 0MPP NO PP 0
17267130 ARMS Prepay 12MPP HARD 12
17266880 ARMS No_PP 0MPP NO PP 0
17266881 ARMS No_PP 0MPP NO PP 0
17266889 ARMS Prepay 36MPP SOFT 0
17266894 ARMS Prepay 12MPP HARD 12
17266897 ARMS No_PP 0MPP NO PP 0
17266898 ARMS Prepay 12MPP HARD 12
17266906 ARMS No_PP 0MPP NO PP 0
17266912 ARMS Prepay 12MPP HARD 12
17266916 ARMS Prepay 12MPP HARD 12
17266920 ARMS Prepay 12MPP HARD 12
17266921 ARMS No_PP 0MPP NO PP 0
17266926 ARMS No_PP 0MPP NO PP 0
17266930 ARMS No_PP 0MPP NO PP 0
17266934 ARMS Prepay 60MPP SOFT 0
17266936 ARMS Prepay 60MPP SOFT 0
17266940 ARMS No_PP 0MPP NO PP 0
17266947 ARMS No_PP 0MPP NO PP 0
17266948 ARMS Prepay 12MPP HARD 12
17266949 ARMS Prepay 12MPP HARD 12
17266951 ARMS No_PP 0MPP NO PP 0
17266956 ARMS Prepay 12MPP HARD 12
17266957 ARMS No_PP 0MPP NO PP 0
17266958 ARMS Prepay 36MPP SOFT 0
17266961 ARMS Prepay 12MPP HARD 12
17266963 ARMS Prepay 12MPP HARD 12
17266964 ARMS No_PP 0MPP NO PP 0
17266965 ARMS No_PP 0MPP NO PP 0
17266969 ARMS Prepay 12MPP HARD 12
17266971 ARMS Prepay 36MPP SOFT 0
17266973 ARMS No_PP 0MPP NO PP 0
17266987 ARMS No_PP 0MPP NO PP 0
17266994 ARMS Prepay 12MPP HARD 12
17214624 ARMS No_PP 0MPP NO PP 0
17214625 ARMS No_PP 0MPP NO PP 0
17214627 ARMS No_PP 0MPP NO PP 0
17214628 ARMS No_PP 0MPP NO PP 0
17214629 ARMS No_PP 0MPP NO PP 0
17214631 ARMS No_PP 0MPP NO PP 0
17214632 ARMS No_PP 0MPP NO PP 0
17214634 ARMS No_PP 0MPP NO PP 0
17214635 ARMS No_PP 0MPP NO PP 0
17214636 ARMS No_PP 0MPP NO PP 0
17214637 ARMS No_PP 0MPP NO PP 0
17214638 ARMS No_PP 0MPP NO PP 0
17214640 ARMS No_PP 0MPP NO PP 0
17214641 ARMS No_PP 0MPP NO PP 0
17214642 ARMS No_PP 0MPP NO PP 0
17214644 ARMS No_PP 0MPP NO PP 0
17214646 ARMS No_PP 0MPP NO PP 0
17214647 ARMS No_PP 0MPP NO PP 0
17214649 ARMS No_PP 0MPP NO PP 0
17214650 ARMS No_PP 0MPP NO PP 0
17214651 ARMS No_PP 0MPP NO PP 0
17214652 ARMS No_PP 0MPP NO PP 0
17214655 ARMS No_PP 0MPP NO PP 0
17214657 ARMS No_PP 0MPP NO PP 0
17214616 ARMS No_PP 0MPP NO PP 0
17214617 ARMS No_PP 0MPP NO PP 0
17214619 ARMS No_PP 0MPP NO PP 0
17214620 ARMS No_PP 0MPP NO PP 0
17214621 ARMS No_PP 0MPP NO PP 0
17214622 ARMS No_PP 0MPP NO PP 0
17214623 ARMS No_PP 0MPP NO PP 0
17202823 ARMS No_PP 0MPP NO PP 0
17214424 ARMS No_PP 0MPP NO PP 0
17214426 ARMS No_PP 0MPP NO PP 0
17214427 ARMS No_PP 0MPP NO PP 0
17214429 ARMS No_PP 0MPP NO PP 0
17214430 ARMS No_PP 0MPP NO PP 0
17214432 ARMS No_PP 0MPP NO PP 0
17214433 ARMS No_PP 0MPP NO PP 0
17214434 ARMS No_PP 0MPP NO PP 0
17214435 ARMS No_PP 0MPP NO PP 0
17214436 ARMS No_PP 0MPP NO PP 0
17214437 ARMS No_PP 0MPP NO PP 0
17214438 ARMS No_PP 0MPP NO PP 0
17214439 ARMS No_PP 0MPP NO PP 0
17214440 ARMS No_PP 0MPP NO PP 0
17214441 ARMS No_PP 0MPP NO PP 0
17214443 ARMS No_PP 0MPP NO PP 0
17214444 ARMS No_PP 0MPP NO PP 0
17214445 ARMS No_PP 0MPP NO PP 0
17214449 ARMS No_PP 0MPP NO PP 0
17214450 ARMS No_PP 0MPP NO PP 0
17214451 ARMS No_PP 0MPP NO PP 0
17214452 ARMS No_PP 0MPP NO PP 0
17214453 ARMS No_PP 0MPP NO PP 0
17214454 ARMS No_PP 0MPP NO PP 0
17214455 ARMS No_PP 0MPP NO PP 0
17214456 ARMS No_PP 0MPP NO PP 0
17214457 ARMS No_PP 0MPP NO PP 0
17214458 ARMS No_PP 0MPP NO PP 0
17214460 ARMS No_PP 0MPP NO PP 0
17214461 ARMS No_PP 0MPP NO PP 0
17214462 ARMS No_PP 0MPP NO PP 0
17214464 ARMS No_PP 0MPP NO PP 0
17214465 ARMS No_PP 0MPP NO PP 0
17214466 ARMS No_PP 0MPP NO PP 0
17214467 ARMS No_PP 0MPP NO PP 0
17214469 ARMS No_PP 0MPP NO PP 0
17214470 ARMS No_PP 0MPP NO PP 0
17214474 ARMS No_PP 0MPP NO PP 0
17214475 ARMS No_PP 0MPP NO PP 0
17214476 ARMS No_PP 0MPP NO PP 0
17214477 ARMS No_PP 0MPP NO PP 0
17214478 ARMS No_PP 0MPP NO PP 0
17214480 ARMS No_PP 0MPP NO PP 0
17214483 ARMS No_PP 0MPP NO PP 0
17214486 ARMS No_PP 0MPP NO PP 0
17214487 ARMS No_PP 0MPP NO PP 0
17214488 ARMS No_PP 0MPP NO PP 0
17214490 ARMS No_PP 0MPP NO PP 0
17214491 ARMS No_PP 0MPP NO PP 0
17214492 ARMS No_PP 0MPP NO PP 0
17214493 ARMS No_PP 0MPP NO PP 0
17214494 ARMS No_PP 0MPP NO PP 0
17214495 ARMS No_PP 0MPP NO PP 0
17214497 ARMS No_PP 0MPP NO PP 0
17214498 ARMS No_PP 0MPP NO PP 0
17214499 ARMS No_PP 0MPP NO PP 0
17214501 ARMS No_PP 0MPP NO PP 0
17214503 ARMS No_PP 0MPP NO PP 0
17214504 ARMS No_PP 0MPP NO PP 0
17214505 ARMS No_PP 0MPP NO PP 0
17214506 ARMS No_PP 0MPP NO PP 0
17214508 ARMS No_PP 0MPP NO PP 0
17214509 ARMS No_PP 0MPP NO PP 0
17214511 ARMS No_PP 0MPP NO PP 0
17214512 ARMS No_PP 0MPP NO PP 0
17214513 ARMS No_PP 0MPP NO PP 0
17214514 ARMS No_PP 0MPP NO PP 0
17214515 ARMS No_PP 0MPP NO PP 0
17214517 ARMS No_PP 0MPP NO PP 0
17214519 ARMS No_PP 0MPP NO PP 0
17214520 ARMS No_PP 0MPP NO PP 0
17214522 ARMS No_PP 0MPP NO PP 0
17214523 ARMS No_PP 0MPP NO PP 0
17214524 ARMS No_PP 0MPP NO PP 0
17214526 ARMS No_PP 0MPP NO PP 0
17214529 ARMS No_PP 0MPP NO PP 0
17214530 ARMS No_PP 0MPP NO PP 0
17214531 ARMS No_PP 0MPP NO PP 0
17214532 ARMS No_PP 0MPP NO PP 0
17214533 ARMS No_PP 0MPP NO PP 0
17214534 ARMS No_PP 0MPP NO PP 0
17214535 ARMS No_PP 0MPP NO PP 0
17214540 ARMS No_PP 0MPP NO PP 0
17214541 ARMS No_PP 0MPP NO PP 0
17214542 ARMS No_PP 0MPP NO PP 0
17214543 ARMS No_PP 0MPP NO PP 0
17214545 ARMS No_PP 0MPP NO PP 0
17214550 ARMS No_PP 0MPP NO PP 0
17214552 ARMS No_PP 0MPP NO PP 0
17214553 ARMS No_PP 0MPP NO PP 0
17214554 ARMS No_PP 0MPP NO PP 0
17214555 ARMS No_PP 0MPP NO PP 0
17214556 ARMS No_PP 0MPP NO PP 0
17214557 ARMS No_PP 0MPP NO PP 0
17214558 ARMS No_PP 0MPP NO PP 0
17214559 ARMS No_PP 0MPP NO PP 0
17214560 ARMS No_PP 0MPP NO PP 0
17214561 ARMS No_PP 0MPP NO PP 0
17214562 ARMS No_PP 0MPP NO PP 0
17214563 ARMS No_PP 0MPP NO PP 0
17214564 ARMS No_PP 0MPP NO PP 0
17214566 ARMS No_PP 0MPP NO PP 0
17214567 ARMS No_PP 0MPP NO PP 0
17214568 ARMS No_PP 0MPP NO PP 0
17214569 ARMS No_PP 0MPP NO PP 0
17214570 ARMS No_PP 0MPP NO PP 0
17214572 ARMS No_PP 0MPP NO PP 0
17214573 ARMS No_PP 0MPP NO PP 0
17214574 ARMS No_PP 0MPP NO PP 0
17214575 ARMS No_PP 0MPP NO PP 0
17214577 ARMS No_PP 0MPP NO PP 0
17214579 ARMS No_PP 0MPP NO PP 0
17214580 ARMS No_PP 0MPP NO PP 0
17214581 ARMS No_PP 0MPP NO PP 0
17214582 ARMS No_PP 0MPP NO PP 0
17214583 ARMS No_PP 0MPP NO PP 0
17214585 ARMS No_PP 0MPP NO PP 0
17214586 ARMS No_PP 0MPP NO PP 0
17214587 ARMS No_PP 0MPP NO PP 0
17214588 ARMS No_PP 0MPP NO PP 0
17214589 ARMS No_PP 0MPP NO PP 0
17214590 ARMS No_PP 0MPP NO PP 0
17214591 ARMS No_PP 0MPP NO PP 0
17214595 ARMS No_PP 0MPP NO PP 0
17214596 ARMS No_PP 0MPP NO PP 0
17214597 ARMS No_PP 0MPP NO PP 0
17214598 ARMS No_PP 0MPP NO PP 0
17214599 ARMS No_PP 0MPP NO PP 0
17266821 ARMS No_PP 0MPP NO PP 0
17266824 ARMS Prepay 36MPP SOFT 0
17266831 ARMS No_PP 0MPP NO PP 0
17090577 ARMS No_PP 0MPP NO PP 0
17090582 ARMS No_PP 0MPP NO PP 0
17090590 ARMS No_PP 0MPP NO PP 0
17090601 ARMS No_PP 0MPP NO PP 0
17090604 ARMS No_PP 0MPP NO PP 0
17090613 ARMS No_PP 0MPP NO PP 0
17090622 ARMS No_PP 0MPP NO PP 0
17266754 ARMS No_PP 0MPP NO PP 0
17266756 ARMS No_PP 0MPP NO PP 0
17266759 ARMS No_PP 0MPP NO PP 0
17266771 ARMS No_PP 0MPP NO PP 0
17266773 ARMS No_PP 0MPP NO PP 0
17266774 ARMS No_PP 0MPP NO PP 0
17266775 ARMS No_PP 0MPP NO PP 0
17266776 ARMS No_PP 0MPP NO PP 0
17266789 ARMS Prepay 60MPP SOFT 0
17214602 ARMS No_PP 0MPP NO PP 0
17214604 ARMS No_PP 0MPP NO PP 0
17214605 ARMS No_PP 0MPP NO PP 0
17214606 ARMS No_PP 0MPP NO PP 0
17214607 ARMS No_PP 0MPP NO PP 0
17214608 ARMS No_PP 0MPP NO PP 0
17214609 ARMS No_PP 0MPP NO PP 0
17214610 ARMS No_PP 0MPP NO PP 0
17214611 ARMS No_PP 0MPP NO PP 0
17214613 ARMS No_PP 0MPP NO PP 0
17076173 ARMS Prepay 24MPP SOFT 0
17174977 ARMS Prepay 36MPP SOFT 0
17076175 ARMS Prepay 24MPP COMBO 6
17076176 ARMS Prepay 12MPP SOFT 0
17076181 ARMS Prepay 24MPP SOFT 0
17076182 ARMS Prepay 24MPP HARD 24
17076187 ARMS Prepay 24MPP SOFT 0
17076196 ARMS No_PP 0MPP NO PP 0
17076225 ARMS Prepay 36MPP HARD 36
17076233 ARMS Prepay 36MPP SOFT 0
17076235 ARMS Prepay 36MPP SOFT 0
17233822 ARMS No_PP 0MPP NO PP 0
17076188 ARMS Prepay 6MPP HARD 6
17043298 ARMS No_PP 0MPP NO PP 0
17044149 ARMS No_PP 0MPP NO PP 0
17044163 ARMS No_PP 0MPP NO PP 0
17044172 ARMS No_PP 0MPP NO PP 0
17044183 ARMS No_PP 0MPP NO PP 0
17044184 ARMS No_PP 0MPP NO PP 0
17044200 ARMS No_PP 0MPP NO PP 0
17175000 ARMS No_PP 0MPP NO PP 0
17198191 ARMS No_PP 0MPP NO PP 0
17346370 ARMS No_PP 0MPP NO PP 0
17346371 ARMS No_PP 0MPP NO PP 0
17346372 ARMS Prepay 12MPP HARD 12
17346373 ARMS No_PP 0MPP NO PP 0
17346374 ARMS No_PP 0MPP NO PP 0
17293882 ARMS Prepay 60MPP SOFT 0
17293883 ARMS Prepay 12MPP HARD 12
17293884 ARMS Prepay 12MPP HARD 12
17293885 ARMS Prepay 60MPP SOFT 0
17293886 ARMS No_PP 0MPP NO PP 0
17293887 ARMS No_PP 0MPP NO PP 0
17293888 ARMS No_PP 0MPP NO PP 0
17293890 ARMS Prepay 36MPP SOFT 0
17293891 ARMS Prepay 60MPP SOFT 0
17293892 ARMS No_PP 0MPP NO PP 0
17293894 ARMS No_PP 0MPP NO PP 0
17293895 ARMS No_PP 0MPP NO PP 0
17293898 ARMS Prepay 60MPP SOFT 0
17293899 ARMS Prepay 60MPP SOFT 0
17293900 ARMS Prepay 36MPP SOFT 0
17293901 ARMS Prepay 60MPP SOFT 0
17293903 ARMS Prepay 36MPP SOFT 0
17293904 ARMS No_PP 0MPP NO PP 0
17293905 ARMS No_PP 0MPP NO PP 0
17293906 ARMS Prepay 12MPP HARD 12
17293907 ARMS No_PP 0MPP NO PP 0
17293909 ARMS Prepay 12MPP HARD 12
17293911 ARMS Prepay 60MPP SOFT 0
17293914 ARMS Prepay 36MPP SOFT 0
17293916 ARMS No_PP 0MPP NO PP 0
17293919 ARMS Prepay 60MPP SOFT 0
17293920 ARMS No_PP 0MPP NO PP 0
17293921 ARMS Prepay 12MPP HARD 12
17293922 ARMS Prepay 60MPP SOFT 0
17293924 ARMS Prepay 36MPP SOFT 0
17293925 ARMS Prepay 36MPP SOFT 0
17293927 ARMS Prepay 36MPP SOFT 0
17293928 ARMS Prepay 12MPP HARD 12
17293929 ARMS No_PP 0MPP NO PP 0
17293930 ARMS Prepay 36MPP SOFT 0
17293931 ARMS No_PP 0MPP NO PP 0
17293933 ARMS Prepay 60MPP SOFT 0
17293934 ARMS No_PP 0MPP NO PP 0
17293935 ARMS Prepay 12MPP HARD 12
17293936 ARMS No_PP 0MPP NO PP 0
17293937 ARMS No_PP 0MPP NO PP 0
17293938 ARMS No_PP 0MPP NO PP 0
17293939 ARMS No_PP 0MPP NO PP 0
17296685 ARMS Prepay 12MPP HARD 12
17296687 ARMS No_PP 0MPP NO PP 0
17296688 ARMS Prepay 36MPP SOFT 0
17296689 ARMS No_PP 0MPP NO PP 0
17296691 ARMS No_PP 0MPP NO PP 0
17296692 ARMS Prepay 12MPP HARD 12
17296693 ARMS Prepay 12MPP HARD 12
17296694 ARMS No_PP 0MPP NO PP 0
17296698 ARMS No_PP 0MPP NO PP 0
17296699 ARMS No_PP 0MPP NO PP 0
17296700 ARMS Prepay 12MPP HARD 12
17296701 ARMS Prepay 12MPP HARD 12
17296702 ARMS Prepay 12MPP HARD 12
17296703 ARMS No_PP 0MPP NO PP 0
17296704 ARMS Prepay 12MPP HARD 12
17296705 ARMS No_PP 0MPP NO PP 0
17296706 ARMS No_PP 0MPP NO PP 0
17296707 ARMS No_PP 0MPP NO PP 0
17296708 ARMS Prepay 60MPP SOFT 0
17296710 ARMS No_PP 0MPP NO PP 0
17296711 ARMS Prepay 36MPP SOFT 0
17296712 ARMS No_PP 0MPP NO PP 0
17296713 ARMS No_PP 0MPP NO PP 0
17296714 ARMS No_PP 0MPP NO PP 0
17296715 ARMS Prepay 12MPP HARD 12
17296716 ARMS Prepay 60MPP SOFT 0
17296717 ARMS No_PP 0MPP NO PP 0
17296719 ARMS No_PP 0MPP NO PP 0
17296721 ARMS No_PP 0MPP NO PP 0
17296722 ARMS No_PP 0MPP NO PP 0
17296724 ARMS No_PP 0MPP NO PP 0
17296725 ARMS No_PP 0MPP NO PP 0
17296726 ARMS No_PP 0MPP NO PP 0
17296727 ARMS No_PP 0MPP NO PP 0
17346375 ARMS No_PP 0MPP NO PP 0
17346376 ARMS No_PP 0MPP NO PP 0
17346378 ARMS No_PP 0MPP NO PP 0
17346379 ARMS No_PP 0MPP NO PP 0
17346381 ARMS No_PP 0MPP NO PP 0
17346382 ARMS Prepay 12MPP HARD 12
17346383 ARMS Prepay 36MPP SOFT 0
17346384 ARMS Prepay 60MPP SOFT 0
17346385 ARMS Prepay 12MPP HARD 12
17346386 ARMS Prepay 36MPP SOFT 0
17346387 ARMS Prepay 12MPP HARD 12
17346388 ARMS Prepay 12MPP HARD 12
17346389 ARMS No_PP 0MPP NO PP 0
17346392 ARMS Prepay 36MPP SOFT 0
17346393 ARMS No_PP 0MPP NO PP 0
17346394 ARMS No_PP 0MPP NO PP 0
17346395 ARMS No_PP 0MPP NO PP 0
17346396 ARMS No_PP 0MPP NO PP 0
17346398 ARMS No_PP 0MPP NO PP 0
17346399 ARMS Prepay 36MPP SOFT 0
17346400 ARMS No_PP 0MPP NO PP 0
17346401 ARMS No_PP 0MPP NO PP 0
17346402 ARMS Prepay 12MPP HARD 12
17346404 ARMS No_PP 0MPP NO PP 0
17346405 ARMS Prepay 12MPP HARD 12
17346406 ARMS Prepay 12MPP HARD 12
17346407 ARMS Prepay 36MPP SOFT 0
17346408 ARMS No_PP 0MPP NO PP 0
17346410 ARMS Prepay 60MPP SOFT 0
17346411 ARMS No_PP 0MPP NO PP 0
17346412 ARMS No_PP 0MPP NO PP 0
17346413 ARMS No_PP 0MPP NO PP 0
17346414 ARMS No_PP 0MPP NO PP 0
17346415 ARMS Prepay 12MPP HARD 12
17346416 ARMS Prepay 12MPP HARD 12
17346417 ARMS No_PP 0MPP NO PP 0
17346418 ARMS No_PP 0MPP NO PP 0
17346420 ARMS No_PP 0MPP NO PP 0
17346421 ARMS Prepay 12MPP HARD 12
17346422 ARMS No_PP 0MPP NO PP 0
17352292 ARMS No_PP 0MPP NO PP 0
17352293 ARMS No_PP 0MPP NO PP 0
17352294 ARMS Prepay 12MPP HARD 12
17352295 ARMS Prepay 12MPP HARD 12
17274125 ARMS No_PP 0MPP NO PP 0
17076243 ARMS Prepay 12MPP SOFT 0
17044155 ARMS Prepay 36MPP HARD 36
17044156 ARMS No_PP 0MPP NO PP 0
17044161 ARMS No_PP 0MPP NO PP 0
17044162 ARMS No_PP 0MPP NO PP 0
17044170 ARMS No_PP 0MPP NO PP 0
17044185 ARMS No_PP 0MPP NO PP 0
17044189 ARMS No_PP 0MPP NO PP 0
17044205 ARMS No_PP 0MPP NO PP 0
17059649 ARMS No_PP 0MPP NO PP 0
17198901 ARMS No_PP 0MPP NO PP 0
17198903 ARMS No_PP 0MPP NO PP 0
17202779 ARMS No_PP 0MPP NO PP 0
17202781 ARMS No_PP 0MPP NO PP 0
17202791 ARMS No_PP 0MPP NO PP 0
17202798 ARMS No_PP 0MPP NO PP 0
17202800 ARMS No_PP 0MPP NO PP 0
17267132 ARMS Prepay 12MPP HARD 12
17267134 ARMS Prepay 12MPP HARD 12
17267138 ARMS Prepay 60MPP SOFT 0
17267147 ARMS No_PP 0MPP NO PP 0
17267149 ARMS Prepay 36MPP SOFT 0
17267153 ARMS No_PP 0MPP NO PP 0
17267159 ARMS Prepay 36MPP SOFT 0
17267162 ARMS Prepay 12MPP HARD 12
17267183 ARMS Prepay 12MPP HARD 12
17279315 ARMS No_PP 0MPP NO PP 0
17279316 ARMS No_PP 0MPP NO PP 0
17279317 ARMS No_PP 0MPP NO PP 0
17279318 ARMS No_PP 0MPP NO PP 0
17267188 ARMS Prepay 12MPP HARD 12
17267192 ARMS No_PP 0MPP NO PP 0
17267199 ARMS No_PP 0MPP NO PP 0
17267203 ARMS Prepay 12MPP HARD 12
17267218 ARMS No_PP 0MPP NO PP 0
17267231 ARMS No_PP 0MPP NO PP 0
17267239 ARMS Prepay 36MPP SOFT 0
17267242 ARMS No_PP 0MPP NO PP 0
17267243 ARMS No_PP 0MPP NO PP 0
17284421 ARMS No_PP 0MPP NO PP 0
17284428 ARMS Prepay 36MPP SOFT 0
17284429 ARMS No_PP 0MPP NO PP 0
17284431 ARMS No_PP 0MPP NO PP 0
17284434 ARMS No_PP 0MPP NO PP 0
17284435 ARMS No_PP 0MPP NO PP 0
17284436 ARMS No_PP 0MPP NO PP 0
17284440 ARMS No_PP 0MPP NO PP 0
17284441 ARMS Prepay 36MPP SOFT 0
17284444 ARMS No_PP 0MPP NO PP 0
17284450 ARMS No_PP 0MPP NO PP 0
17284453 ARMS Prepay 12MPP HARD 12
17284454 ARMS No_PP 0MPP NO PP 0
17284457 ARMS No_PP 0MPP NO PP 0
17284459 ARMS Prepay 12MPP HARD 12
17284460 ARMS No_PP 0MPP NO PP 0
17284465 ARMS No_PP 0MPP NO PP 0
17284467 ARMS Prepay 36MPP SOFT 0
17284468 ARMS No_PP 0MPP NO PP 0
17284470 ARMS No_PP 0MPP NO PP 0
17284471 ARMS Prepay 12MPP HARD 12
17284474 ARMS No_PP 0MPP NO PP 0
17284476 ARMS Prepay 12MPP HARD 12
17284479 ARMS No_PP 0MPP NO PP 0
17284481 ARMS No_PP 0MPP NO PP 0
17284483 ARMS Prepay 12MPP HARD 12
17284485 ARMS Prepay 12MPP HARD 12
17284492 ARMS Prepay 12MPP HARD 12
17284493 ARMS Prepay 12MPP HARD 12
17284494 ARMS No_PP 0MPP NO PP 0
17284495 ARMS Prepay 12MPP HARD 12
17284497 ARMS No_PP 0MPP NO PP 0
17284499 ARMS No_PP 0MPP NO PP 0
17284500 ARMS No_PP 0MPP NO PP 0
17284502 ARMS No_PP 0MPP NO PP 0
17284509 ARMS No_PP 0MPP NO PP 0
17284512 ARMS No_PP 0MPP NO PP 0
17284513 ARMS No_PP 0MPP NO PP 0
17284514 ARMS No_PP 0MPP NO PP 0
17284515 ARMS No_PP 0MPP NO PP 0
17284517 ARMS Prepay 60MPP SOFT 0
17284518 ARMS Prepay 60MPP SOFT 0
17296732 ARMS Prepay 36MPP SOFT 0
17296733 ARMS Prepay 12MPP HARD 12
17296734 ARMS No_PP 0MPP NO PP 0
17296735 ARMS Prepay 36MPP SOFT 0
17296736 ARMS Prepay 36MPP SOFT 0
17296737 ARMS No_PP 0MPP NO PP 0
17296738 ARMS No_PP 0MPP NO PP 0
17296739 ARMS Prepay 36MPP SOFT 0
17296740 ARMS Prepay 36MPP SOFT 0
17296741 ARMS No_PP 0MPP NO PP 0
17296742 ARMS Prepay 12MPP HARD 12
17296744 ARMS Prepay 60MPP SOFT 0
17296745 ARMS No_PP 0MPP NO PP 0
17296746 ARMS No_PP 0MPP NO PP 0
17296747 ARMS Prepay 12MPP HARD 12
17296749 ARMS Prepay 12MPP HARD 12
17296750 ARMS Prepay 36MPP SOFT 0
17296751 ARMS No_PP 0MPP NO PP 0
17296752 ARMS No_PP 0MPP NO PP 0
17296753 ARMS Prepay 12MPP HARD 12
17298041 ARMS No_PP 0MPP NO PP 0
17298043 ARMS No_PP 0MPP NO PP 0
17298044 ARMS No_PP 0MPP NO PP 0
17298045 ARMS No_PP 0MPP NO PP 0
17298046 ARMS No_PP 0MPP NO PP 0
17298048 ARMS Prepay 12MPP HARD 12
17298049 ARMS Prepay 12MPP HARD 12
17298050 ARMS No_PP 0MPP NO PP 0
17298051 ARMS Prepay 60MPP SOFT 0
17298052 ARMS No_PP 0MPP NO PP 0
17298053 ARMS Prepay 12MPP HARD 12
17298054 ARMS No_PP 0MPP NO PP 0
17298055 ARMS No_PP 0MPP NO PP 0
17298056 ARMS Prepay 12MPP HARD 12
17298058 ARMS No_PP 0MPP NO PP 0
17298059 ARMS Prepay 36MPP SOFT 0
17298061 ARMS No_PP 0MPP NO PP 0
17298062 ARMS No_PP 0MPP NO PP 0
17298064 ARMS Prepay 12MPP HARD 12
17298066 ARMS Prepay 36MPP SOFT 0
17296729 ARMS No_PP 0MPP NO PP 0
17296730 ARMS No_PP 0MPP NO PP 0
17296731 ARMS Prepay 36MPP SOFT 0
17284520 ARMS No_PP 0MPP NO PP 0
17284527 ARMS No_PP 0MPP NO PP 0
17284529 ARMS No_PP 0MPP NO PP 0
17284530 ARMS Prepay 60MPP SOFT 0
17284532 ARMS Prepay 12MPP HARD 12
17293851 ARMS No_PP 0MPP NO PP 0
17293853 ARMS No_PP 0MPP NO PP 0
17293854 ARMS Prepay 12MPP HARD 12
17293856 ARMS No_PP 0MPP NO PP 0
17293857 ARMS No_PP 0MPP NO PP 0
17293858 ARMS No_PP 0MPP NO PP 0
17293859 ARMS Prepay 60MPP SOFT 0
17293860 ARMS No_PP 0MPP NO PP 0
17284533 ARMS Prepay 12MPP HARD 12
17284535 ARMS Prepay 12MPP HARD 12
17280830 ARMS No_PP 0MPP NO PP 0
17280831 ARMS No_PP 0MPP NO PP 0
17280832 ARMS No_PP 0MPP NO PP 0
17280833 ARMS No_PP 0MPP NO PP 0
17275300 ARMS No_PP 0MPP NO PP 0
17275301 ARMS No_PP 0MPP NO PP 0
17275302 ARMS No_PP 0MPP NO PP 0
17275304 ARMS No_PP 0MPP NO PP 0
17275305 ARMS No_PP 0MPP NO PP 0
17275308 ARMS No_PP 0MPP NO PP 0
17275309 ARMS No_PP 0MPP NO PP 0
17275310 ARMS No_PP 0MPP NO PP 0
17275311 ARMS No_PP 0MPP NO PP 0
17275312 ARMS No_PP 0MPP NO PP 0
17275314 ARMS No_PP 0MPP NO PP 0
17275315 ARMS No_PP 0MPP NO PP 0
17275317 ARMS No_PP 0MPP NO PP 0
17275318 ARMS No_PP 0MPP NO PP 0
17275319 ARMS No_PP 0MPP NO PP 0
17275320 ARMS No_PP 0MPP NO PP 0
17275321 ARMS No_PP 0MPP NO PP 0
17275323 ARMS No_PP 0MPP NO PP 0
17275324 ARMS No_PP 0MPP NO PP 0
17275325 ARMS No_PP 0MPP NO PP 0
17275327 ARMS No_PP 0MPP NO PP 0
17275332 ARMS No_PP 0MPP NO PP 0
17275333 ARMS No_PP 0MPP NO PP 0
17275335 ARMS No_PP 0MPP NO PP 0
17275336 ARMS No_PP 0MPP NO PP 0
17275338 ARMS No_PP 0MPP NO PP 0
17275339 ARMS No_PP 0MPP NO PP 0
17275341 ARMS No_PP 0MPP NO PP 0
17275283 ARMS No_PP 0MPP NO PP 0
17275284 ARMS No_PP 0MPP NO PP 0
17275286 ARMS No_PP 0MPP NO PP 0
17275287 ARMS No_PP 0MPP NO PP 0
17275342 ARMS No_PP 0MPP NO PP 0
17275343 ARMS No_PP 0MPP NO PP 0
17275344 ARMS No_PP 0MPP NO PP 0
17275345 ARMS No_PP 0MPP NO PP 0
17275346 ARMS No_PP 0MPP NO PP 0
17275348 ARMS No_PP 0MPP NO PP 0
17275352 ARMS No_PP 0MPP NO PP 0
17275355 ARMS No_PP 0MPP NO PP 0
17275358 ARMS No_PP 0MPP NO PP 0
17275361 ARMS No_PP 0MPP NO PP 0
17275363 ARMS No_PP 0MPP NO PP 0
17275364 ARMS No_PP 0MPP NO PP 0
17275365 ARMS No_PP 0MPP NO PP 0
17275366 ARMS No_PP 0MPP NO PP 0
17275367 ARMS No_PP 0MPP NO PP 0
17275368 ARMS No_PP 0MPP NO PP 0
17275369 ARMS No_PP 0MPP NO PP 0
17275370 ARMS No_PP 0MPP NO PP 0
17275371 ARMS No_PP 0MPP NO PP 0
17275372 ARMS No_PP 0MPP NO PP 0
17275373 ARMS No_PP 0MPP NO PP 0
17275289 ARMS No_PP 0MPP NO PP 0
17275290 ARMS No_PP 0MPP NO PP 0
17275291 ARMS No_PP 0MPP NO PP 0
17275292 ARMS No_PP 0MPP NO PP 0
17275293 ARMS No_PP 0MPP NO PP 0
17275294 ARMS No_PP 0MPP NO PP 0
17275295 ARMS No_PP 0MPP NO PP 0
17275296 ARMS No_PP 0MPP NO PP 0
17275297 ARMS No_PP 0MPP NO PP 0
17275298 ARMS No_PP 0MPP NO PP 0
17275299 ARMS No_PP 0MPP NO PP 0
17275374 ARMS No_PP 0MPP NO PP 0
17275376 ARMS No_PP 0MPP NO PP 0
17275378 ARMS No_PP 0MPP NO PP 0
17275379 ARMS No_PP 0MPP NO PP 0
17275381 ARMS No_PP 0MPP NO PP 0
17275382 ARMS No_PP 0MPP NO PP 0
17275383 ARMS No_PP 0MPP NO PP 0
17275387 ARMS No_PP 0MPP NO PP 0
17275390 ARMS No_PP 0MPP NO PP 0
17275391 ARMS No_PP 0MPP NO PP 0
17275392 ARMS No_PP 0MPP NO PP 0
17275393 ARMS No_PP 0MPP NO PP 0
17275395 ARMS No_PP 0MPP NO PP 0
17275397 ARMS No_PP 0MPP NO PP 0
17275399 ARMS No_PP 0MPP NO PP 0
17275401 ARMS No_PP 0MPP NO PP 0
17275404 ARMS No_PP 0MPP NO PP 0
17275405 ARMS No_PP 0MPP NO PP 0
17275406 ARMS No_PP 0MPP NO PP 0
17275407 ARMS No_PP 0MPP NO PP 0
17275408 ARMS No_PP 0MPP NO PP 0
17275409 ARMS No_PP 0MPP NO PP 0
17275410 ARMS No_PP 0MPP NO PP 0
17275414 ARMS No_PP 0MPP NO PP 0
17275416 ARMS No_PP 0MPP NO PP 0
17275419 ARMS No_PP 0MPP NO PP 0
17275423 ARMS No_PP 0MPP NO PP 0
17275424 ARMS No_PP 0MPP NO PP 0
17275425 ARMS No_PP 0MPP NO PP 0
17275426 ARMS No_PP 0MPP NO PP 0
17275427 ARMS No_PP 0MPP NO PP 0
17275428 ARMS No_PP 0MPP NO PP 0
17275429 ARMS No_PP 0MPP NO PP 0
17275200 ARMS No_PP 0MPP NO PP 0
17275201 ARMS No_PP 0MPP NO PP 0
17275202 ARMS No_PP 0MPP NO PP 0
17275203 ARMS No_PP 0MPP NO PP 0
17275204 ARMS No_PP 0MPP NO PP 0
17275205 ARMS No_PP 0MPP NO PP 0
17275208 ARMS No_PP 0MPP NO PP 0
17275209 ARMS No_PP 0MPP NO PP 0
17275211 ARMS No_PP 0MPP NO PP 0
17275213 ARMS No_PP 0MPP NO PP 0
17275215 ARMS No_PP 0MPP NO PP 0
17275216 ARMS No_PP 0MPP NO PP 0
17275218 ARMS No_PP 0MPP NO PP 0
17275219 ARMS No_PP 0MPP NO PP 0
17275221 ARMS No_PP 0MPP NO PP 0
17275222 ARMS No_PP 0MPP NO PP 0
17275225 ARMS No_PP 0MPP NO PP 0
17275227 ARMS No_PP 0MPP NO PP 0
17275228 ARMS No_PP 0MPP NO PP 0
17275230 ARMS No_PP 0MPP NO PP 0
17275232 ARMS No_PP 0MPP NO PP 0
17275234 ARMS No_PP 0MPP NO PP 0
17275235 ARMS No_PP 0MPP NO PP 0
17275236 ARMS No_PP 0MPP NO PP 0
17275237 ARMS No_PP 0MPP NO PP 0
17275238 ARMS No_PP 0MPP NO PP 0
17275240 ARMS No_PP 0MPP NO PP 0
17275241 ARMS No_PP 0MPP NO PP 0
17275242 ARMS No_PP 0MPP NO PP 0
17275243 ARMS No_PP 0MPP NO PP 0
17275244 ARMS No_PP 0MPP NO PP 0
17275245 ARMS No_PP 0MPP NO PP 0
17275247 ARMS No_PP 0MPP NO PP 0
17275248 ARMS No_PP 0MPP NO PP 0
17275249 ARMS No_PP 0MPP NO PP 0
17275250 ARMS No_PP 0MPP NO PP 0
17275251 ARMS No_PP 0MPP NO PP 0
17275252 ARMS No_PP 0MPP NO PP 0
17275253 ARMS No_PP 0MPP NO PP 0
17275254 ARMS No_PP 0MPP NO PP 0
17275255 ARMS No_PP 0MPP NO PP 0
17275257 ARMS No_PP 0MPP NO PP 0
17275258 ARMS No_PP 0MPP NO PP 0
17275259 ARMS No_PP 0MPP NO PP 0
17275263 ARMS No_PP 0MPP NO PP 0
17275264 ARMS No_PP 0MPP NO PP 0
17275265 ARMS No_PP 0MPP NO PP 0
17275266 ARMS No_PP 0MPP NO PP 0
17275267 ARMS No_PP 0MPP NO PP 0
17275268 ARMS No_PP 0MPP NO PP 0
17275271 ARMS No_PP 0MPP NO PP 0
17275272 ARMS No_PP 0MPP NO PP 0
17275273 ARMS No_PP 0MPP NO PP 0
17275275 ARMS No_PP 0MPP NO PP 0
17275276 ARMS No_PP 0MPP NO PP 0
17275277 ARMS No_PP 0MPP NO PP 0
17275278 ARMS No_PP 0MPP NO PP 0
17275279 ARMS No_PP 0MPP NO PP 0
17275281 ARMS No_PP 0MPP NO PP 0
17275184 ARMS No_PP 0MPP NO PP 0
17275185 ARMS No_PP 0MPP NO PP 0
17275186 ARMS No_PP 0MPP NO PP 0
17275187 ARMS No_PP 0MPP NO PP 0
17275189 ARMS No_PP 0MPP NO PP 0
17275190 ARMS No_PP 0MPP NO PP 0
17275191 ARMS No_PP 0MPP NO PP 0
17275192 ARMS No_PP 0MPP NO PP 0
17275193 ARMS No_PP 0MPP NO PP 0
17275194 ARMS No_PP 0MPP NO PP 0
17275195 ARMS No_PP 0MPP NO PP 0
17275196 ARMS No_PP 0MPP NO PP 0
17275197 ARMS No_PP 0MPP NO PP 0
17275198 ARMS No_PP 0MPP NO PP 0
17275199 ARMS No_PP 0MPP NO PP 0
16808789 ARMS No_PP 0MPP NO PP 0
17153185 ARMS No_PP 0MPP NO PP 0
17153496 ARMS No_PP 0MPP NO PP 0
17153756 ARMS No_PP 0MPP NO PP 0
17153778 ARMS No_PP 0MPP NO PP 0
17153325 ARMS No_PP 0MPP NO PP 0
17153315 ARMS No_PP 0MPP NO PP 0
17153621 ARMS No_PP 0MPP NO PP 0
17153271 ARMS No_PP 0MPP NO PP 0
17153242 ARMS No_PP 0MPP NO PP 0
17153246 ARMS No_PP 0MPP NO PP 0
17153198 ARMS No_PP 0MPP NO PP 0
LOAN_SEQ LIEN BALLOON IO_FLAG IO_PERIOD ORIGINATOR AMORT_TERM1
17272380 First Lien No Yes 60 EMCFLOW 360
17274422 First Lien No Yes 60 EMCFLOW 360
17275575 First Lien No Yes 60 EMCFLOW 360
17275582 First Lien No Yes 60 EMCFLOW 360
17275596 First Lien No Yes 60 EMCFLOW 360
17275597 First Lien No Yes 60 EMCFLOW 360
17275598 First Lien No No 0 EMCFLOW 360
17275599 First Lien No Yes 60 EMCFLOW 360
17275600 First Lien No Yes 60 EMCFLOW 360
17275601 First Lien No Yes 60 EMCFLOW 360
16809367 First Lien No Yes 120 EMCFLOW 360
16809721 First Lien No No 0 EMCFLOW 360
16790423 First Lien No Yes 120 EMCFLOW 360
16788460 First Lien No Yes 60 EMCFLOW 360
16778247 First Lien No Yes 120 EMCFLOW 360
17058835 First Lien Yes No 0 BSRM 480
17012434 First Lien No No 0 BSRM 360
17002373 First Lien No No 0 EMCFLOW 360
17228489 First Lien No No 0 BSRM 360
17230548 First Lien No No 0 BSRM 360
17168539 First Lien No Yes 120 BSRM 360
17246981 First Lien No Yes 60 EMCFLOW 360
17226641 First Lien Yes No 0 EMCFLOW 480
17267747 First Lien No Yes 120 EMCFLOW 360
17267748 First Lien No Yes 120 EMCFLOW 360
17265570 First Lien No No 0 EMCFLOW 360
17265571 First Lien No No 0 EMCFLOW 360
17265572 First Lien No Yes 60 EMCFLOW 360
17265573 First Lien No No 0 EMCFLOW 360
17252896 First Lien No No 0 EMCFLOW 360
17252897 First Lien No Yes 60 EMCFLOW 360
17252899 First Lien No Yes 60 EMCFLOW 360
17252900 First Lien No No 0 EMCFLOW 360
17252901 First Lien No Yes 60 EMCFLOW 360
17252894 First Lien No No 0 EMCFLOW 360
17252895 First Lien No No 0 EMCFLOW 360
17181613 First Lien No No 0 BSRM 360
17213926 First Lien No Yes 120 BSRM 360
17181618 First Lien No Yes 120 BSRM 360
17229892 First Lien No Yes 120 BSRM 360
17224000 First Lien No Yes 120 BSRM 360
17078490 First Lien No Yes 120 EMCFLOW 360
17298959 First Lien No Yes 120 EMCFLOW 360
17263458 First Lien No Yes 120 BSRM 360
17259484 First Lien No Yes 120 BSRM 360
17027578 First Lien No Yes 120 EMCFLOW 360
17243276 First Lien No No 0 EMCFLOW 360
17243366 First Lien No Yes 120 EMCFLOW 360
17243388 First Lien No No 0 EMCFLOW 360
17243392 First Lien No Yes 84 EMCFLOW 360
17243396 First Lien No No 0 EMCFLOW 360
17244853 First Lien No No 0 EMCFLOW 360
17244855 First Lien No No 0 EMCFLOW 360
17244857 First Lien No No 0 EMCFLOW 360
17246254 First Lien No No 0 EMCFLOW 360
17148472 First Lien No No 0 EMCFLOW 360
17148494 First Lien No Yes 60 EMCFLOW 360
17148513 First Lien No Yes 60 EMCFLOW 360
17151488 First Lien No No 0 EMCFLOW 360
17151490 First Lien No No 0 EMCFLOW 360
17151529 First Lien No Yes 60 EMCFLOW 360
17151610 First Lien No Yes 60 EMCFLOW 360
17171404 First Lien No Yes 60 EMCFLOW 360
17171493 First Lien No Yes 60 EMCFLOW 360
17171500 First Lien No Yes 60 EMCFLOW 360
17180412 First Lien No No 0 EMCFLOW 360
17180415 First Lien No No 0 EMCFLOW 360
17180416 First Lien No No 0 EMCFLOW 360
17181944 First Lien No Yes 60 EMCFLOW 360
17181956 First Lien No Yes 60 EMCFLOW 360
17181957 First Lien No Yes 60 EMCFLOW 360
17202208 First Lien No Yes 60 EMCFLOW 360
17202209 First Lien No Yes 60 EMCFLOW 360
17202230 First Lien No Yes 60 EMCFLOW 360
17202232 First Lien No Yes 60 EMCFLOW 360
17202237 First Lien No Yes 60 EMCFLOW 360
17202244 First Lien No No 0 EMCFLOW 360
17202245 First Lien No Yes 60 EMCFLOW 360
17202246 First Lien No Yes 60 EMCFLOW 360
17208216 First Lien No No 0 EMCFLOW 360
17217039 First Lien No Yes 60 EMCFLOW 360
17217041 First Lien No Yes 60 EMCFLOW 360
17217043 First Lien No No 0 EMCFLOW 360
17217054 First Lien No Yes 60 EMCFLOW 360
17228922 First Lien No Yes 60 EMCFLOW 360
17228926 First Lien No Yes 60 EMCFLOW 360
17228928 First Lien No Yes 60 EMCFLOW 360
17228932 First Lien No Yes 60 EMCFLOW 360
17231098 First Lien No Yes 60 EMCFLOW 360
17231107 First Lien No Yes 60 EMCFLOW 360
17059271 First Lien No Yes 60 EMCFLOW 360
17009021 First Lien No No 0 EMCFLOW 360
17013683 First Lien No Yes 60 EMCFLOW 360
16658444 First Lien No Yes 60 EMCFLOW 360
16684063 First Lien No No 0 EMCFLOW 360
17014950 First Lien No No 0 EMCFLOW 360
17078487 First Lien No Yes 120 EMCFLOW 360
17076548 First Lien No No 0 BSRM 360
17218542 First Lien No No 0 BSRM 360
17230539 First Lien No No 0 BSRM 360
17245909 First Lien No Yes 120 BSRM 360
17247632 First Lien No Yes 120 BSRM 360
17249992 First Lien No Yes 120 BSRM 360
17255980 First Lien No No 0 BSRM 360
17267268 First Lien Yes No 0 BSRM 480
17274234 First Lien No Yes 120 BSRM 360
17275487 First Lien No Yes 120 BSRM 360
17278943 First Lien No Yes 120 BSRM 360
17279579 First Lien No Yes 120 BSRM 360
17280045 First Lien No Yes 120 BSRM 360
17280046 First Lien Yes No 0 BSRM 480
17280047 First Lien No Yes 120 BSRM 360
17280116 First Lien No Yes 120 BSRM 360
17286720 First Lien No No 0 BSRM 360
17286730 First Lien No No 0 BSRM 360
17293502 First Lien No Yes 120 BSRM 360
17297210 First Lien No Yes 120 BSRM 360
17297218 First Lien No Yes 120 BSRM 360
17297221 First Lien No Yes 120 BSRM 360
17298133 First Lien No Yes 120 BSRM 360
17298087 First Lien No Yes 120 BSRM 360
17298211 First Lien No Yes 120 BSRM 360
17298098 First Lien No Yes 120 BSRM 360
17298855 First Lien No Yes 120 BSRM 360
17299525 First Lien No Yes 120 BSRM 360
17299534 First Lien No Yes 120 BSRM 360
17299536 First Lien No Yes 120 BSRM 360
17299491 First Lien No Yes 120 BSRM 360
17299579 First Lien No Yes 120 BSRM 360
17299586 First Lien No Yes 120 BSRM 360
17301745 First Lien No Yes 120 BSRM 360
17301717 First Lien No No 0 BSRM 360
17301786 First Lien No Yes 120 BSRM 360
17301798 First Lien No Yes 120 BSRM 360
17301821 First Lien No No 0 BSRM 360
17214357 First Lien No Yes 120 EMCFLOW 360
16304164 First Lien No Yes 120 EMCFLOW 360
17065311 First Lien No Yes 120 EMCFLOW 360
17154134 First Lien No No 0 BSRM 360
16832568 First Lien No Yes 120 BSRM 360
16835052 First Lien No No 0 BSRM 360
16823432 First Lien No Yes 120 BSRM 360
17299637 First Lien No Yes 120 EMCFLOW 360
17299650 First Lien No Yes 120 EMCFLOW 360
17301850 First Lien No No 0 EMCFLOW 360
17301875 First Lien No Yes 120 EMCFLOW 360
17302287 First Lien No Yes 120 EMCFLOW 360
17302297 First Lien No No 0 EMCFLOW 360
17302299 First Lien Yes No 0 EMCFLOW 480
17303975 First Lien No Yes 120 EMCFLOW 360
17303990 First Lien No No 0 EMCFLOW 360
17306383 First Lien No Yes 120 EMCFLOW 360
17309184 First Lien No No 0 EMCFLOW 360
17312361 First Lien No Yes 60 EMCFLOW 360
17256236 First Lien No Yes 120 EMCFLOW 360
17256376 First Lien No Yes 120 EMCFLOW 360
17259611 First Lien No Yes 60 EMCFLOW 360
17259619 First Lien No Yes 120 EMCFLOW 360
17263934 First Lien No Yes 120 EMCFLOW 360
17264197 First Lien No Yes 120 EMCFLOW 360
17265591 First Lien No Yes 60 EMCFLOW 360
17265597 First Lien No Yes 60 EMCFLOW 360
17265599 First Lien No No 0 EMCFLOW 360
17266307 First Lien No Yes 120 EMCFLOW 360
17266313 First Lien No Yes 60 EMCFLOW 360
17267731 First Lien No Yes 120 EMCFLOW 360
17272367 First Lien No Yes 120 EMCFLOW 360
17274421 First Lien No Yes 120 EMCFLOW 360
17275612 First Lien No Yes 120 EMCFLOW 360
17279073 First Lien No Yes 120 EMCFLOW 360
17293562 First Lien No Yes 60 EMCFLOW 360
17293573 First Lien No Yes 120 EMCFLOW 360
17293595 First Lien No Yes 120 EMCFLOW 360
17295344 First Lien No No 0 EMCFLOW 360
17297468 First Lien No Yes 120 EMCFLOW 360
17298235 First Lien No No 0 EMCFLOW 360
17298237 First Lien No Yes 120 EMCFLOW 360
17298238 First Lien No No 0 EMCFLOW 360
17298239 First Lien No Yes 120 EMCFLOW 360
17238774 First Lien No Yes 120 EMCFLOW 360
17238827 First Lien No Yes 120 EMCFLOW 360
17238829 First Lien No Yes 120 EMCFLOW 360
17243150 First Lien No Yes 120 EMCFLOW 360
17243156 First Lien No Yes 60 EMCFLOW 360
17243257 First Lien No No 0 EMCFLOW 360
17243288 First Lien No Yes 120 EMCFLOW 360
17243384 First Lien No Yes 120 EMCFLOW 360
17243939 First Lien No Yes 120 EMCFLOW 360
17244887 First Lien No Yes 120 EMCFLOW 360
17244889 First Lien No Yes 120 EMCFLOW 360
17244917 First Lien No Yes 120 EMCFLOW 360
17246160 First Lien No Yes 120 EMCFLOW 360
17246258 First Lien No Yes 120 EMCFLOW 360
17246992 First Lien No Yes 120 EMCFLOW 360
17247012 First Lien No No 0 EMCFLOW 360
17247906 First Lien No Yes 120 EMCFLOW 360
17247930 First Lien No Yes 120 EMCFLOW 360
17248643 First Lien No Yes 120 EMCFLOW 360
17248650 First Lien No Yes 120 EMCFLOW 360
17250237 First Lien No No 0 EMCFLOW 360
17250252 First Lien No Yes 120 EMCFLOW 360
17250261 First Lien No Yes 120 EMCFLOW 360
17230301 First Lien No Yes 120 EMCFLOW 360
17231133 First Lien No Yes 120 EMCFLOW 360
17231190 First Lien No Yes 120 EMCFLOW 360
17231204 First Lien No Yes 120 EMCFLOW 360
17231691 First Lien No Yes 60 EMCFLOW 360
17231716 First Lien No Yes 60 EMCFLOW 360
17231730 First Lien No Yes 120 EMCFLOW 360
17231741 First Lien No No 0 EMCFLOW 360
17231743 First Lien No No 0 EMCFLOW 360
17231745 First Lien No Yes 60 EMCFLOW 360
17231746 First Lien No No 0 EMCFLOW 360
17231774 First Lien No Yes 120 EMCFLOW 360
17238709 First Lien No Yes 120 EMCFLOW 360
17238711 First Lien No No 0 EMCFLOW 360
17238739 First Lien No No 0 EMCFLOW 360
17238751 First Lien No Yes 120 EMCFLOW 360
17238758 First Lien No Yes 120 EMCFLOW 360
17238760 First Lien No Yes 60 EMCFLOW 360
17230255 First Lien No No 0 EMCFLOW 360
17230258 First Lien No No 0 EMCFLOW 360
17230264 First Lien No No 0 EMCFLOW 360
17229865 First Lien No Yes 120 BSRM 360
17245699 First Lien No No 0 BSRM 360
17267253 First Lien Yes No 0 BSRM 480
17207759 First Lien No Yes 120 BSRM 360
16121006 First Lien No Yes 120 EMCFLOW 360
17230474 First Lien No Yes 120 BSRM 360
17246539 First Lien No Yes 120 BSRM 360
17219062 First Lien No No 0 BSRM 360
17272266 First Lien No Yes 120 BSRM 360
17202579 First Lien No Yes 120 BSRM 360
16980779 First Lien No Yes 60 EMCFLOW 360
17002095 First Lien No Yes 120 EMCFLOW 360
17042505 First Lien No Yes 120 EMCFLOW 360
17043928 First Lien No Yes 120 EMCFLOW 360
17003240 First Lien No Yes 120 EMCFLOW 360
17011262 First Lien No Yes 120 EMCFLOW 360
16826783 First Lien No Yes 120 EMCFLOW 360
17267301 First Lien No No 0 BSRM 360
17238822 First Lien No Yes 120 EMCFLOW 360
17252611 First Lien No Yes 120 BSRM 360
16974038 First Lien Yes No 0 EMCFLOW 480
17267732 First Lien No No 0 EMCFLOW 360
17238819 First Lien No Yes 60 EMCFLOW 360
17238826 First Lien No No 0 EMCFLOW 360
17238836 First Lien No Yes 60 EMCFLOW 360
17238838 First Lien No No 0 EMCFLOW 360
17325691 First Lien No No 0 EMCFLOW 360
17325695 First Lien No No 0 EMCFLOW 360
17325696 First Lien No Yes 60 EMCFLOW 360
17325697 First Lien No Yes 60 EMCFLOW 360
17311872 First Lien No Yes 60 EMCFLOW 360
17311873 First Lien No Yes 60 EMCFLOW 360
17311874 First Lien No No 0 EMCFLOW 360
17311875 First Lien No Yes 60 EMCFLOW 360
17311876 First Lien No Yes 60 EMCFLOW 360
17311879 First Lien No Yes 60 EMCFLOW 360
17311880 First Lien No Yes 60 EMCFLOW 360
17311882 First Lien No Yes 60 EMCFLOW 360
17311884 First Lien No Yes 60 EMCFLOW 360
17311885 First Lien No Yes 60 EMCFLOW 360
17311886 First Lien No No 0 EMCFLOW 360
17311887 First Lien No Yes 60 EMCFLOW 360
17255159 First Lien No Yes 120 BSRM 360
17160269 First Lien No Yes 120 EMCFLOW 360
17169168 First Lien No Yes 120 EMCFLOW 360
17171538 First Lien No Yes 120 EMCFLOW 360
17172643 First Lien Yes No 0 EMCFLOW 480
17182804 First Lien No Yes 120 EMCFLOW 360
17202136 First Lien Yes No 0 EMCFLOW 480
17208278 First Lien No Yes 120 EMCFLOW 360
17214324 First Lien No Yes 120 EMCFLOW 360
17215670 First Lien No Yes 120 EMCFLOW 360
17226637 First Lien Yes No 0 EMCFLOW 480
17226638 First Lien Yes No 0 EMCFLOW 480
17229350 First Lien No Yes 120 EMCFLOW 360
17238810 First Lien No No 0 EMCFLOW 360
17148635 First Lien No Yes 120 EMCFLOW 360
17151559 First Lien No Yes 60 EMCFLOW 360
17152846 First Lien No Yes 120 EMCFLOW 360
17154597 First Lien No Yes 120 EMCFLOW 360
17244542 First Lien No Yes 120 BSRM 360
17303904 First Lien No No 0 BSRM 360
17245849 First Lien No No 0 BSRM 360
17247494 First Lien No Yes 120 BSRM 360
17247641 First Lien No Yes 120 BSRM 360
17251434 First Lien No Yes 120 BSRM 360
17255947 First Lien No Yes 120 BSRM 360
17256888 First Lien No No 0 BSRM 360
17259501 First Lien No Yes 120 BSRM 360
17265534 First Lien No No 0 BSRM 360
17266289 First Lien No No 0 BSRM 360
17274339 First Lien No Yes 120 BSRM 360
17325199 First Lien No Yes 120 BSRM 360
17166648 First Lien No Yes 120 BSRM 360
17168725 First Lien No No 0 BSRM 360
17181704 First Lien No No 0 BSRM 360
17207837 First Lien No No 0 BSRM 360
17218447 First Lien No Yes 120 BSRM 360
17221566 First Lien No Yes 120 BSRM 360
17233957 First Lien No No 0 BSRM 360
17218465 First Lien No Yes 120 BSRM 360
17148288 First Lien No Yes 120 BSRM 360
17152522 First Lien No Yes 120 BSRM 360
17152531 First Lien No Yes 120 BSRM 360
17178341 First Lien No No 0 BSRM 360
17217435 First Lien No Yes 120 BSRM 360
17056074 First Lien No Yes 120 EMCFLOW 360
17066430 First Lien No Yes 120 EMCFLOW 360
17066435 First Lien No Yes 120 EMCFLOW 360
17066439 First Lien No Yes 120 EMCFLOW 360
17066441 First Lien No Yes 120 EMCFLOW 360
17066519 First Lien No No 0 EMCFLOW 360
17066686 First Lien No Yes 120 EMCFLOW 360
17075661 First Lien No Yes 120 EMCFLOW 360
17075732 First Lien No Yes 120 EMCFLOW 360
17076968 First Lien No Yes 60 EMCFLOW 360
17076986 First Lien No Yes 120 EMCFLOW 360
17078380 First Lien No No 0 EMCFLOW 360
17078467 First Lien No Yes 120 EMCFLOW 360
17078566 First Lien No Yes 120 EMCFLOW 360
17089178 First Lien No No 0 EMCFLOW 360
17113373 First Lien No Yes 120 EMCFLOW 360
17113415 First Lien No Yes 120 EMCFLOW 360
17113420 First Lien No Yes 120 EMCFLOW 360
17128766 First Lien No No 0 EMCFLOW 360
17228945 First Lien No No 0 EMCFLOW 360
17228951 First Lien No No 0 EMCFLOW 360
17228962 First Lien No Yes 120 EMCFLOW 360
17229004 First Lien No Yes 120 EMCFLOW 360
17229025 First Lien No Yes 120 EMCFLOW 360
17229038 First Lien No No 0 EMCFLOW 360
17229281 First Lien No No 0 EMCFLOW 360
17229285 First Lien No Yes 120 EMCFLOW 360
17229360 First Lien No Yes 120 EMCFLOW 360
17229371 First Lien No Yes 120 EMCFLOW 360
17218866 First Lien No Yes 120 EMCFLOW 360
17218943 First Lien No No 0 EMCFLOW 360
17224523 First Lien No Yes 120 EMCFLOW 360
17224539 First Lien No Yes 60 EMCFLOW 360
17219518 First Lien No Yes 60 EMCFLOW 360
17219537 First Lien No No 0 EMCFLOW 360
17219572 First Lien No Yes 120 EMCFLOW 360
17219579 First Lien No Yes 120 EMCFLOW 360
17221810 First Lien No Yes 120 EMCFLOW 360
17221811 First Lien No Yes 120 EMCFLOW 360
17221823 First Lien No Yes 60 EMCFLOW 360
17221830 First Lien No Yes 120 EMCFLOW 360
17221851 First Lien No Yes 120 EMCFLOW 360
17226644 First Lien No No 0 EMCFLOW 360
17226651 First Lien No No 0 EMCFLOW 360
17221879 First Lien No Yes 120 EMCFLOW 360
17221899 First Lien No Yes 120 EMCFLOW 360
17221904 First Lien No Yes 120 EMCFLOW 360
17224466 First Lien No Yes 60 EMCFLOW 360
17208320 First Lien No Yes 120 EMCFLOW 360
17208339 First Lien No Yes 60 EMCFLOW 360
17214399 First Lien No Yes 60 EMCFLOW 360
17215118 First Lien No Yes 120 EMCFLOW 360
17215129 First Lien No Yes 60 EMCFLOW 360
17215133 First Lien No No 0 EMCFLOW 360
17215650 First Lien No Yes 60 EMCFLOW 360
17217021 First Lien No Yes 120 EMCFLOW 360
17217028 First Lien No Yes 120 EMCFLOW 360
17217073 First Lien No No 0 EMCFLOW 360
17217097 First Lien No No 0 EMCFLOW 360
17217125 First Lien No Yes 120 EMCFLOW 360
17217821 First Lien No Yes 120 EMCFLOW 360
17217828 First Lien No Yes 120 EMCFLOW 360
17217838 First Lien No No 0 EMCFLOW 360
17217850 First Lien No Yes 120 EMCFLOW 360
17217855 First Lien No Yes 60 EMCFLOW 360
17203981 First Lien No Yes 120 EMCFLOW 360
17204011 First Lien No Yes 120 EMCFLOW 360
17204057 First Lien No Yes 120 EMCFLOW 360
17206035 First Lien No No 0 EMCFLOW 360
17206068 First Lien No Yes 120 EMCFLOW 360
17206095 First Lien No Yes 120 EMCFLOW 360
17206102 First Lien No Yes 120 EMCFLOW 360
17206128 First Lien No No 0 EMCFLOW 360
17207365 First Lien No Yes 120 EMCFLOW 360
17182077 First Lien No Yes 120 EMCFLOW 360
17182084 First Lien No No 0 EMCFLOW 360
17182086 First Lien No No 0 EMCFLOW 360
17182094 First Lien No Yes 120 EMCFLOW 360
17182834 First Lien No Yes 120 EMCFLOW 360
17182837 First Lien No No 0 EMCFLOW 360
17182843 First Lien No Yes 120 EMCFLOW 360
17200928 First Lien No No 0 EMCFLOW 360
17200945 First Lien No Yes 120 EMCFLOW 360
17201779 First Lien No Yes 120 EMCFLOW 360
17201785 First Lien No No 0 EMCFLOW 360
17201825 First Lien No Yes 120 EMCFLOW 360
17203911 First Lien No Yes 120 EMCFLOW 360
17203949 First Lien No Yes 120 EMCFLOW 360
17202124 First Lien No Yes 120 EMCFLOW 360
17171501 First Lien No No 0 EMCFLOW 360
17171508 First Lien No Yes 120 EMCFLOW 360
17171510 First Lien No Yes 120 EMCFLOW 360
17171513 First Lien No Yes 120 EMCFLOW 360
17171515 First Lien No Yes 120 EMCFLOW 360
17171517 First Lien No Yes 120 EMCFLOW 360
17171527 First Lien No Yes 120 EMCFLOW 360
17171529 First Lien No Yes 120 EMCFLOW 360
17171654 First Lien No Yes 120 EMCFLOW 360
17172552 First Lien No Yes 60 EMCFLOW 360
17172572 First Lien No No 0 EMCFLOW 360
17172574 First Lien No No 0 EMCFLOW 360
17172587 First Lien No Yes 60 EMCFLOW 360
17172598 First Lien No Yes 120 EMCFLOW 360
17172616 First Lien No No 0 EMCFLOW 360
17172618 First Lien No No 0 EMCFLOW 360
17172635 First Lien No Yes 120 EMCFLOW 360
17172683 First Lien No No 0 EMCFLOW 360
17172728 First Lien No Yes 120 EMCFLOW 360
17172767 First Lien No Yes 120 EMCFLOW 360
17172771 First Lien No No 0 EMCFLOW 360
17175508 First Lien No Yes 120 EMCFLOW 360
17180335 First Lien No Yes 120 EMCFLOW 360
17155877 First Lien No Yes 120 EMCFLOW 360
17155904 First Lien No Yes 120 EMCFLOW 360
17160241 First Lien No No 0 EMCFLOW 360
17160249 First Lien No No 0 EMCFLOW 360
17160317 First Lien No Yes 120 EMCFLOW 360
17160339 First Lien No Yes 120 EMCFLOW 360
17169262 First Lien No Yes 120 EMCFLOW 360
17160364 First Lien No No 0 EMCFLOW 360
17160402 First Lien No No 0 EMCFLOW 360
17167176 First Lien No No 0 EMCFLOW 360
17167191 First Lien No No 0 EMCFLOW 360
17167265 First Lien No Yes 60 EMCFLOW 360
17167272 First Lien No Yes 120 EMCFLOW 360
17167275 First Lien No No 0 EMCFLOW 360
17167344 First Lien No Yes 84 EMCFLOW 360
17168971 First Lien No Yes 120 EMCFLOW 360
17169011 First Lien No Yes 120 EMCFLOW 360
17169013 First Lien No Yes 120 EMCFLOW 360
17169018 First Lien No Yes 120 EMCFLOW 360
17169027 First Lien No Yes 120 EMCFLOW 360
17169069 First Lien No Yes 120 EMCFLOW 360
17169077 First Lien No No 0 EMCFLOW 360
17169080 First Lien No No 0 EMCFLOW 360
17169088 First Lien No Yes 84 EMCFLOW 360
17169095 First Lien No Yes 120 EMCFLOW 360
17169130 First Lien No Yes 120 EMCFLOW 360
17169142 First Lien No No 0 EMCFLOW 360
17171380 First Lien No Yes 120 EMCFLOW 360
17171400 First Lien No No 0 EMCFLOW 360
17169145 First Lien No Yes 120 EMCFLOW 360
17169154 First Lien No No 0 EMCFLOW 360
17169196 First Lien No Yes 120 EMCFLOW 360
17171438 First Lien No No 0 EMCFLOW 360
17171458 First Lien No Yes 60 EMCFLOW 360
17171469 First Lien No Yes 120 EMCFLOW 360
17151551 First Lien No Yes 120 EMCFLOW 360
17151556 First Lien No Yes 120 EMCFLOW 360
17151565 First Lien No Yes 120 EMCFLOW 360
17152808 First Lien No No 0 EMCFLOW 360
17152841 First Lien No Yes 120 EMCFLOW 360
17152874 First Lien No Yes 84 EMCFLOW 360
17152886 First Lien No No 0 EMCFLOW 360
17152899 First Lien No Yes 60 EMCFLOW 360
17152901 First Lien No Yes 120 EMCFLOW 360
17152914 First Lien No Yes 120 EMCFLOW 360
17152967 First Lien No Yes 120 EMCFLOW 360
17154567 First Lien No No 0 EMCFLOW 360
17154572 First Lien No Yes 120 EMCFLOW 360
17154596 First Lien No No 0 EMCFLOW 360
17154665 First Lien No Yes 120 EMCFLOW 360
17154708 First Lien No Yes 84 EMCFLOW 360
17154747 First Lien No Yes 120 EMCFLOW 360
17155773 First Lien No Yes 120 EMCFLOW 360
17155775 First Lien No Yes 120 EMCFLOW 360
17155786 First Lien No Yes 120 EMCFLOW 360
17155824 First Lien No Yes 120 EMCFLOW 360
17148751 First Lien No No 0 EMCFLOW 360
17148757 First Lien No Yes 120 EMCFLOW 360
17148863 First Lien No Yes 120 EMCFLOW 360
17151519 First Lien No Yes 120 EMCFLOW 360
17151522 First Lien No Yes 120 EMCFLOW 360
17151526 First Lien No Yes 120 EMCFLOW 360
17151538 First Lien No Yes 120 EMCFLOW 360
17146240 First Lien No Yes 60 EMCFLOW 360
17148463 First Lien No Yes 120 EMCFLOW 360
17148612 First Lien No Yes 120 EMCFLOW 360
17145989 First Lien No Yes 120 EMCFLOW 360
17146087 First Lien No No 0 EMCFLOW 360
17146098 First Lien No No 0 EMCFLOW 360
17146113 First Lien No No 0 EMCFLOW 360
17146199 First Lien No Yes 120 EMCFLOW 360
17133321 First Lien No Yes 120 EMCFLOW 360
17130942 First Lien No Yes 120 EMCFLOW 360
17131014 First Lien No Yes 120 EMCFLOW 360
17132969 First Lien No Yes 60 EMCFLOW 360
17133079 First Lien No Yes 120 EMCFLOW 360
17133142 First Lien No Yes 120 EMCFLOW 360
17133152 First Lien No Yes 120 EMCFLOW 360
17133185 First Lien No Yes 60 EMCFLOW 360
17133208 First Lien No Yes 120 EMCFLOW 360
17130610 First Lien No Yes 120 EMCFLOW 360
17130511 First Lien No Yes 60 EMCFLOW 360
17130534 First Lien No No 0 EMCFLOW 360
17323121 First Lien No Yes 120 BSRM 360
17324358 First Lien No No 0 BSRM 360
17325300 First Lien No No 0 BSRM 360
17325598 First Lien No Yes 120 BSRM 360
17325680 First Lien No Yes 120 BSRM 360
17326272 First Lien No Yes 120 BSRM 360
17306351 First Lien No Yes 120 BSRM 360
17309150 First Lien No No 0 BSRM 360
17309160 First Lien No Yes 120 BSRM 360
17322697 First Lien No Yes 120 BSRM 360
17312200 First Lien No Yes 120 BSRM 360
17312132 First Lien No Yes 120 BSRM 360
17304183 First Lien No Yes 120 BSRM 360
17304188 First Lien No Yes 120 BSRM 360
17304192 First Lien No Yes 120 BSRM 360
17306328 First Lien No No 0 BSRM 360
17303721 First Lien No Yes 120 BSRM 360
17303824 First Lien No Yes 120 BSRM 360
17301584 First Lien No No 0 BSRM 360
17301708 First Lien No Yes 120 BSRM 360
17301774 First Lien No Yes 120 BSRM 360
17301813 First Lien No No 0 BSRM 360
17301819 First Lien No Yes 120 BSRM 360
17301597 First Lien No Yes 120 BSRM 360
17302210 First Lien No Yes 120 BSRM 360
17286679 First Lien No Yes 120 BSRM 360
17293481 First Lien No Yes 120 BSRM 360
17293530 First Lien Yes No 0 BSRM 480
17293534 First Lien No Yes 120 BSRM 360
17295229 First Lien No Yes 120 BSRM 360
17295184 First Lien No Yes 120 BSRM 360
17295269 First Lien Yes No 0 BSRM 480
17295314 First Lien No Yes 120 BSRM 360
17297165 First Lien No No 0 BSRM 360
17298121 First Lien No Yes 120 BSRM 360
17298156 First Lien No Yes 120 BSRM 360
17298181 First Lien No Yes 120 BSRM 360
17298190 First Lien No Yes 120 BSRM 360
17298193 First Lien No No 0 BSRM 360
17298202 First Lien No Yes 120 BSRM 360
17298208 First Lien No Yes 120 BSRM 360
17298876 First Lien No Yes 120 BSRM 360
17298916 First Lien No Yes 120 BSRM 360
17299532 First Lien No Yes 120 BSRM 360
17299561 First Lien No No 0 BSRM 360
17299564 First Lien No Yes 120 BSRM 360
17299612 First Lien No Yes 120 BSRM 360
17230523 First Lien Yes No 0 BSRM 480
17274294 First Lien No Yes 120 BSRM 360
17274354 First Lien No Yes 120 BSRM 360
17275503 First Lien No No 0 BSRM 360
17275504 First Lien No Yes 120 BSRM 360
17275517 First Lien No Yes 120 BSRM 360
17275533 First Lien No Yes 120 BSRM 360
17275551 First Lien No Yes 120 BSRM 360
17278403 First Lien No Yes 120 BSRM 360
17278414 First Lien No Yes 120 BSRM 360
17278419 First Lien No Yes 120 BSRM 360
17278437 First Lien No Yes 120 BSRM 360
17278381 First Lien No No 0 BSRM 360
17278385 First Lien No Yes 120 BSRM 360
17278981 First Lien No No 0 BSRM 360
17279014 First Lien No No 0 BSRM 360
17279029 First Lien No Yes 120 BSRM 360
17279041 First Lien Yes No 0 BSRM 480
17279592 First Lien No No 0 BSRM 360
17279600 First Lien No Yes 120 BSRM 360
17279614 First Lien No No 0 BSRM 360
17279617 First Lien No Yes 120 BSRM 360
17280142 First Lien No No 0 BSRM 360
17224142 First Lien No Yes 120 BSRM 360
17226483 First Lien No No 0 BSRM 360
17226530 First Lien No Yes 120 BSRM 360
17228637 First Lien No No 0 BSRM 360
17229538 First Lien No Yes 120 BSRM 360
17229938 First Lien No No 0 BSRM 360
17229962 First Lien No Yes 120 BSRM 360
17230009 First Lien No Yes 120 BSRM 360
17230016 First Lien No Yes 120 BSRM 360
17230063 First Lien No No 0 BSRM 360
17216765 First Lien No No 0 BSRM 360
17216768 First Lien No No 0 BSRM 360
17216774 First Lien No Yes 120 BSRM 360
17217699 First Lien No No 0 BSRM 360
17217461 First Lien No Yes 120 BSRM 360
17217465 First Lien No Yes 120 BSRM 360
17218514 First Lien No Yes 120 BSRM 360
17218541 First Lien No Yes 120 BSRM 360
17218559 First Lien No Yes 120 BSRM 360
17219252 First Lien No Yes 120 BSRM 360
17219262 First Lien No Yes 120 BSRM 360
17219269 First Lien No No 0 BSRM 360
17221459 First Lien No Yes 120 BSRM 360
17224113 First Lien No No 0 BSRM 360
17207955 First Lien No No 0 BSRM 360
17213970 First Lien No No 0 BSRM 360
17214075 First Lien No Yes 120 BSRM 360
17214096 First Lien No Yes 120 BSRM 360
17214822 First Lien No Yes 120 BSRM 360
17215496 First Lien No Yes 120 BSRM 360
17215572 First Lien No Yes 120 BSRM 360
17215301 First Lien No No 0 BSRM 360
17216674 First Lien No Yes 120 BSRM 360
17216746 First Lien No Yes 120 BSRM 360
17204222 First Lien No Yes 120 BSRM 360
17205728 First Lien No Yes 120 BSRM 360
17205739 First Lien No No 0 BSRM 360
17207179 First Lien No Yes 120 BSRM 360
17207898 First Lien No Yes 120 BSRM 360
17207793 First Lien No Yes 120 BSRM 360
17204198 First Lien No Yes 120 BSRM 360
17172263 First Lien No Yes 120 BSRM 360
17175149 First Lien No Yes 120 BSRM 360
17175197 First Lien No Yes 120 BSRM 360
17178366 First Lien No Yes 120 BSRM 360
17178460 First Lien No Yes 120 BSRM 360
17182395 First Lien No No 0 BSRM 360
17182447 First Lien No No 0 BSRM 360
17200628 First Lien No Yes 120 BSRM 360
17200702 First Lien Yes No 0 BSRM 480
17201475 First Lien No Yes 120 BSRM 360
17201492 First Lien No No 0 BSRM 360
17201514 First Lien No No 0 BSRM 360
17202679 First Lien No Yes 120 BSRM 360
17202683 First Lien No Yes 120 BSRM 360
17202703 First Lien No Yes 120 BSRM 360
17202734 First Lien No Yes 120 BSRM 360
17166568 First Lien No No 0 BSRM 360
17166582 First Lien No Yes 120 BSRM 360
17166620 First Lien No Yes 120 BSRM 360
17168644 First Lien No No 0 BSRM 360
17168668 First Lien No Yes 120 BSRM 360
17170606 First Lien No No 0 BSRM 360
17172219 First Lien No Yes 120 BSRM 360
17159876 First Lien No Yes 120 BSRM 360
17155383 First Lien No Yes 120 BSRM 360
17159840 First Lien No Yes 120 BSRM 360
17154214 First Lien No No 0 BSRM 360
17150130 First Lien No No 0 BSRM 360
17152432 First Lien No Yes 120 BSRM 360
17152446 First Lien No No 0 BSRM 360
17267377 First Lien No Yes 120 BSRM 360
17148216 First Lien No No 0 BSRM 360
17266292 First Lien No Yes 120 BSRM 360
17267337 First Lien No Yes 120 BSRM 360
17267345 First Lien No Yes 120 BSRM 360
17267353 First Lien No Yes 120 BSRM 360
17265884 First Lien No Yes 120 BSRM 360
17264172 First Lien No No 0 BSRM 360
17265461 First Lien No Yes 120 BSRM 360
17265476 First Lien No Yes 120 BSRM 360
17265511 First Lien No Yes 120 BSRM 360
17265548 First Lien No No 0 BSRM 360
17256950 First Lien Yes No 0 BSRM 480
17256956 First Lien No Yes 120 BSRM 360
17259525 First Lien No Yes 120 BSRM 360
17259537 First Lien Yes No 0 BSRM 480
17259550 First Lien No Yes 120 BSRM 360
17259552 First Lien No No 0 BSRM 360
17259565 First Lien No Yes 120 BSRM 360
17263509 First Lien No Yes 120 BSRM 360
17263544 First Lien No Yes 120 BSRM 360
17263550 First Lien No Yes 120 BSRM 360
17263904 First Lien No Yes 120 BSRM 360
17263711 First Lien Yes No 0 BSRM 480
17263907 First Lien No Yes 120 BSRM 360
17256947 First Lien No No 0 BSRM 360
17252652 First Lien No Yes 120 BSRM 360
17252679 First Lien No Yes 120 BSRM 360
17251451 First Lien No Yes 120 BSRM 360
17247497 First Lien No Yes 120 BSRM 360
17247512 First Lien Yes No 0 BSRM 480
17247516 First Lien No Yes 120 BSRM 360
17247551 First Lien No Yes 120 BSRM 360
17247637 First Lien No Yes 120 BSRM 360
17251417 First Lien No Yes 120 BSRM 360
17246647 First Lien No Yes 120 BSRM 360
17246696 First Lien No Yes 120 BSRM 360
17246708 First Lien No Yes 120 BSRM 360
17246712 First Lien No Yes 120 BSRM 360
17246730 First Lien No Yes 120 BSRM 360
17246757 First Lien No Yes 120 BSRM 360
17245751 First Lien No Yes 120 BSRM 360
17245757 First Lien No Yes 120 BSRM 360
17245804 First Lien No Yes 120 BSRM 360
17245820 First Lien No Yes 120 BSRM 360
17245869 First Lien No No 0 BSRM 360
17245880 First Lien No No 0 BSRM 360
17246587 First Lien No No 0 BSRM 360
17244095 First Lien No Yes 120 BSRM 360
17244418 First Lien No Yes 120 BSRM 360
17244443 First Lien No Yes 120 BSRM 360
17244451 First Lien No Yes 120 BSRM 360
17244502 First Lien No Yes 120 BSRM 360
17244520 First Lien No No 0 BSRM 360
17242783 First Lien No Yes 120 BSRM 360
17242799 First Lien No Yes 120 BSRM 360
17242858 First Lien No No 0 BSRM 360
17243991 First Lien No No 0 BSRM 360
17244053 First Lien No Yes 120 BSRM 360
17244055 First Lien No Yes 120 BSRM 360
17130006 First Lien No No 0 BSRM 360
17132646 First Lien No Yes 120 BSRM 360
17230632 First Lien No Yes 120 BSRM 360
17231370 First Lien No Yes 120 BSRM 360
17231401 First Lien No Yes 120 BSRM 360
17231403 First Lien No No 0 BSRM 360
17231310 First Lien No Yes 120 BSRM 360
17233936 First Lien No Yes 120 BSRM 360
17233940 First Lien No Yes 120 BSRM 360
17233948 First Lien Yes No 0 BSRM 480
17234036 First Lien No Yes 120 BSRM 360
17113019 First Lien No Yes 120 BSRM 360
17128204 First Lien No No 0 BSRM 360
16775482 First Lien No Yes 60 EMCFLOW 360
16774836 First Lien No Yes 120 EMCFLOW 360
17244390 First Lien No No 0 BSRM 360
17247532 First Lien No Yes 120 BSRM 360
17252618 First Lien No Yes 120 BSRM 360
17255187 First Lien No Yes 120 BSRM 360
17256882 First Lien No Yes 120 BSRM 360
17264082 First Lien No Yes 120 BSRM 360
17272265 First Lien No Yes 120 BSRM 360
17278420 First Lien No No 0 BSRM 360
17286675 First Lien No Yes 120 BSRM 360
17295178 First Lien No No 0 BSRM 360
17303019 First Lien No No 0 BSRM 360
17325207 First Lien No Yes 120 BSRM 360
17148942 First Lien No Yes 120 EMCFLOW 360
17267730 First Lien No No 0 EMCFLOW 360
17272414 First Lien No No 0 EMCFLOW 360
17293559 First Lien No Yes 120 EMCFLOW 360
17298981 First Lien No Yes 120 EMCFLOW 360
17152888 First Lien No Yes 60 EMCFLOW 360
17171691 First Lien No Yes 120 EMCFLOW 360
17202186 First Lien Yes No 0 EMCFLOW 480
17206059 First Lien No No 0 EMCFLOW 360
17226624 First Lien No Yes 120 EMCFLOW 360
17226648 First Lien No Yes 120 EMCFLOW 360
17228947 First Lien No No 0 EMCFLOW 360
17230289 First Lien No No 0 EMCFLOW 360
17246240 First Lien No Yes 120 EMCFLOW 360
17246988 First Lien No Yes 120 EMCFLOW 360
17150162 First Lien No Yes 120 BSRM 360
17214764 First Lien No Yes 120 BSRM 360
17021250 First Lien No Yes 120 EMCFLOW 360
17027741 First Lien No Yes 120 EMCFLOW 360
17057776 First Lien No No 0 EMCFLOW 360
17076953 First Lien No Yes 120 EMCFLOW 360
17077093 First Lien No Yes 120 EMCFLOW 360
17078199 First Lien No Yes 120 EMCFLOW 360
17088677 First Lien No No 0 EMCFLOW 360
16853196 First Lien No No 0 EMCFLOW 360
16765217 First Lien No Yes 120 EMCFLOW 360
16731889 First Lien No Yes 60 EMCFLOW 360
16707917 First Lien No Yes 120 EMCFLOW 360
17218457 First Lien No No 0 BSRM 360
17128180 First Lien No Yes 120 BSRM 360
16658475 First Lien No Yes 120 EMCFLOW 360
17113464 First Lien No No 0 EMCFLOW 360
17128696 First Lien No No 0 EMCFLOW 360
17078695 First Lien No Yes 120 EMCFLOW 360
17089154 First Lien No Yes 120 EMCFLOW 360
17089171 First Lien No No 0 EMCFLOW 360
17052157 First Lien No Yes 120 EMCFLOW 360
17033501 First Lien No Yes 120 EMCFLOW 360
16640918 First Lien No No 0 EMCFLOW 360
17113620 First Lien No Yes 120 EMCFLOW 360
17113741 First Lien No Yes 120 EMCFLOW 360
17128585 First Lien No No 0 EMCFLOW 360
17128594 First Lien No No 0 EMCFLOW 360
17128610 First Lien No Yes 120 EMCFLOW 360
17128617 First Lien No No 0 EMCFLOW 360
17128629 First Lien No Yes 120 EMCFLOW 360
17128675 First Lien No Yes 120 EMCFLOW 360
17128682 First Lien No Yes 120 EMCFLOW 360
17128702 First Lien Yes No 0 EMCFLOW 480
17128815 First Lien No Yes 120 EMCFLOW 360
17128844 First Lien No Yes 120 EMCFLOW 360
17128850 First Lien No Yes 120 EMCFLOW 360
17088910 First Lien No No 0 EMCFLOW 360
17088943 First Lien No Yes 60 EMCFLOW 360
17088954 First Lien No No 0 EMCFLOW 360
17088987 First Lien No Yes 120 EMCFLOW 360
17088997 First Lien No Yes 120 EMCFLOW 360
17089011 First Lien No Yes 120 EMCFLOW 360
17089068 First Lien No Yes 120 EMCFLOW 360
17089080 First Lien No Yes 120 EMCFLOW 360
17089083 First Lien No Yes 120 EMCFLOW 360
17089125 First Lien No Yes 120 EMCFLOW 360
17089160 First Lien No Yes 120 EMCFLOW 360
17089164 First Lien No Yes 120 EMCFLOW 360
17089177 First Lien No Yes 120 EMCFLOW 360
17089210 First Lien No Yes 120 EMCFLOW 360
17089347 First Lien No No 0 EMCFLOW 360
17089385 First Lien No Yes 120 EMCFLOW 360
17089404 First Lien No Yes 120 EMCFLOW 360
17113369 First Lien No Yes 120 EMCFLOW 360
17113412 First Lien No Yes 120 EMCFLOW 360
17113417 First Lien No Yes 120 EMCFLOW 360
17113441 First Lien No No 0 EMCFLOW 360
17113452 First Lien No Yes 120 EMCFLOW 360
17113482 First Lien No Yes 120 EMCFLOW 360
17113508 First Lien No No 0 EMCFLOW 360
17113520 First Lien No No 0 EMCFLOW 360
17113564 First Lien No Yes 120 EMCFLOW 360
17113570 First Lien No No 0 EMCFLOW 360
17113581 First Lien No Yes 120 EMCFLOW 360
17113584 First Lien No No 0 EMCFLOW 360
17325700 First Lien No Yes 60 EMCFLOW 360
17231091 First Lien No No 0 EMCFLOW 360
17231742 First Lien No Yes 60 EMCFLOW 360
17259586 First Lien No No 0 EMCFLOW 360
17263492 First Lien No No 0 EMCFLOW 360
17263493 First Lien No No 0 EMCFLOW 360
17263501 First Lien No Yes 120 EMCFLOW 360
17267729 First Lien No Yes 120 EMCFLOW 360
17298993 First Lien No Yes 120 EMCFLOW 360
17311933 First Lien No Yes 120 EMCFLOW 360
17217841 First Lien No Yes 60 EMCFLOW 360
17218966 First Lien No Yes 120 EMCFLOW 360
17221836 First Lien No Yes 120 EMCFLOW 360
17224507 First Lien No Yes 120 EMCFLOW 360
17302470 First Lien No Yes 120 BSRM 360
17303084 First Lien No Yes 120 BSRM 360
17303105 First Lien No Yes 120 BSRM 360
17303110 First Lien No No 0 BSRM 360
17303139 First Lien No Yes 120 BSRM 360
17303587 First Lien No Yes 120 BSRM 360
17303859 First Lien No Yes 120 BSRM 360
17304219 First Lien No No 0 BSRM 360
17304242 First Lien No No 0 BSRM 360
17304245 First Lien No Yes 120 BSRM 360
17304847 First Lien No No 0 BSRM 360
17306297 First Lien No Yes 120 BSRM 360
17306309 First Lien No Yes 120 BSRM 360
17306334 First Lien No Yes 120 BSRM 360
17306345 First Lien Yes No 0 BSRM 480
17309075 First Lien No Yes 120 BSRM 360
17311761 First Lien No Yes 120 BSRM 360
17311820 First Lien Yes No 0 BSRM 480
17312192 First Lien No Yes 120 BSRM 360
17312241 First Lien No Yes 120 BSRM 360
17312273 First Lien Yes No 0 BSRM 480
17152928 First Lien No Yes 120 EMCFLOW 360
17323053 First Lien No Yes 120 BSRM 360
17323065 First Lien No No 0 BSRM 360
17323109 First Lien No Yes 120 BSRM 360
17324329 First Lien No Yes 120 BSRM 360
17171544 First Lien No Yes 120 EMCFLOW 360
17172551 First Lien No No 0 EMCFLOW 360
17172637 First Lien Yes No 0 EMCFLOW 480
17172654 First Lien No Yes 120 EMCFLOW 360
17180343 First Lien No Yes 120 EMCFLOW 360
17182816 First Lien No Yes 120 EMCFLOW 360
17133253 First Lien No Yes 120 EMCFLOW 360
17202132 First Lien No Yes 120 EMCFLOW 360
17206055 First Lien No Yes 120 EMCFLOW 360
17207384 First Lien No Yes 120 EMCFLOW 360
17302222 First Lien No No 0 BSRM 360
17302273 First Lien No Yes 120 BSRM 360
17302437 First Lien No Yes 120 BSRM 360
16339145 First Lien No Yes 120 EMCFLOW 360
16335162 First Lien No Yes 120 EMCFLOW 360
17078806 First Lien No Yes 120 EMCFLOW 360
17078849 First Lien No Yes 120 EMCFLOW 360
17078864 First Lien No Yes 120 EMCFLOW 360
17088707 First Lien No Yes 60 EMCFLOW 360
17088830 First Lien No Yes 60 EMCFLOW 360
17075931 First Lien No Yes 120 EMCFLOW 360
17075945 First Lien No Yes 120 EMCFLOW 360
17076858 First Lien No No 0 EMCFLOW 360
17076872 First Lien No Yes 120 EMCFLOW 360
17076900 First Lien No Yes 120 EMCFLOW 360
17076912 First Lien No Yes 120 EMCFLOW 360
17076947 First Lien No Yes 120 EMCFLOW 360
17076976 First Lien No Yes 120 EMCFLOW 360
17077010 First Lien No Yes 120 EMCFLOW 360
17077067 First Lien No Yes 120 EMCFLOW 360
17077076 First Lien No Yes 120 EMCFLOW 360
17077128 First Lien No No 0 EMCFLOW 360
17077132 First Lien No Yes 120 EMCFLOW 360
17077275 First Lien No Yes 120 EMCFLOW 360
17077293 First Lien No Yes 120 EMCFLOW 360
17077323 First Lien No Yes 120 EMCFLOW 360
17078136 First Lien No No 0 EMCFLOW 360
17078239 First Lien No No 0 EMCFLOW 360
17078258 First Lien No Yes 120 EMCFLOW 360
17078285 First Lien No Yes 120 EMCFLOW 360
17078346 First Lien No Yes 120 EMCFLOW 360
17078469 First Lien No Yes 120 EMCFLOW 360
17078483 First Lien No Yes 120 EMCFLOW 360
17078489 First Lien No Yes 120 EMCFLOW 360
17078492 First Lien No No 0 EMCFLOW 360
17078510 First Lien No No 0 EMCFLOW 360
17078524 First Lien No Yes 120 EMCFLOW 360
17078616 First Lien No Yes 120 EMCFLOW 360
17078728 First Lien No Yes 120 EMCFLOW 360
17065151 First Lien No Yes 120 EMCFLOW 360
17065401 First Lien No Yes 120 EMCFLOW 360
17065468 First Lien No Yes 120 EMCFLOW 360
17066380 First Lien No Yes 84 EMCFLOW 360
17075789 First Lien No Yes 120 EMCFLOW 360
17066424 First Lien No No 0 EMCFLOW 360
17066426 First Lien No Yes 84 EMCFLOW 360
17066433 First Lien No Yes 120 EMCFLOW 360
17066506 First Lien No Yes 60 EMCFLOW 360
17066625 First Lien No Yes 120 EMCFLOW 360
17066665 First Lien No Yes 120 EMCFLOW 360
17066812 First Lien No Yes 120 EMCFLOW 360
17066821 First Lien No Yes 120 EMCFLOW 360
17075483 First Lien No Yes 120 EMCFLOW 360
17075502 First Lien No Yes 120 EMCFLOW 360
17075524 First Lien No Yes 120 EMCFLOW 360
17075530 First Lien No Yes 120 EMCFLOW 360
17056092 First Lien No Yes 120 EMCFLOW 360
17059584 First Lien No No 0 EMCFLOW 360
17060537 First Lien No Yes 120 EMCFLOW 360
17056102 First Lien No Yes 120 EMCFLOW 360
17060544 First Lien No Yes 120 EMCFLOW 360
17057638 First Lien No Yes 120 EMCFLOW 360
17060672 First Lien No Yes 120 EMCFLOW 360
17057862 First Lien No Yes 120 EMCFLOW 360
17057982 First Lien No Yes 120 EMCFLOW 360
17060748 First Lien No Yes 120 EMCFLOW 360
17059350 First Lien No Yes 120 EMCFLOW 360
17059427 First Lien No Yes 120 EMCFLOW 360
17048049 First Lien No Yes 120 EMCFLOW 360
17053451 First Lien No Yes 120 EMCFLOW 360
17048333 First Lien No Yes 120 EMCFLOW 360
17052112 First Lien No Yes 120 EMCFLOW 360
17052118 First Lien No Yes 120 EMCFLOW 360
17052171 First Lien No Yes 120 EMCFLOW 360
17034852 First Lien No Yes 60 EMCFLOW 360
17034870 First Lien No Yes 120 EMCFLOW 360
17034871 First Lien No Yes 120 EMCFLOW 360
17042550 First Lien No Yes 60 EMCFLOW 360
17042572 First Lien No Yes 120 EMCFLOW 360
17042663 First Lien No No 0 EMCFLOW 360
17042696 First Lien No Yes 120 EMCFLOW 360
17042704 First Lien No No 0 EMCFLOW 360
17043797 First Lien No Yes 60 EMCFLOW 360
17027842 First Lien No Yes 120 EMCFLOW 360
17033168 First Lien No Yes 120 EMCFLOW 360
17033227 First Lien No Yes 120 EMCFLOW 360
17034525 First Lien No Yes 120 EMCFLOW 360
17011071 First Lien No Yes 60 EMCFLOW 360
17011191 First Lien No No 0 EMCFLOW 360
17011195 First Lien No No 0 EMCFLOW 360
17008959 First Lien No Yes 60 EMCFLOW 360
17000474 First Lien No No 0 EMCFLOW 360
17002030 First Lien No Yes 120 EMCFLOW 360
17002115 First Lien No Yes 120 EMCFLOW 360
16991628 First Lien No Yes 120 EMCFLOW 360
16991654 First Lien No Yes 84 EMCFLOW 360
16995226 First Lien No No 0 EMCFLOW 360
16990319 First Lien No No 0 EMCFLOW 360
16991391 First Lien No Yes 120 EMCFLOW 360
17027652 First Lien No Yes 120 EMCFLOW 360
17015033 First Lien No Yes 120 EMCFLOW 360
17021895 First Lien No Yes 120 EMCFLOW 360
17021287 First Lien No Yes 120 EMCFLOW 360
17013455 First Lien No No 0 EMCFLOW 360
16543911 First Lien No Yes 120 EMCFLOW 360
16981565 First Lien No Yes 120 EMCFLOW 360
16980673 First Lien No Yes 120 EMCFLOW 360
16974061 First Lien No Yes 120 EMCFLOW 360
16970678 First Lien No Yes 120 EMCFLOW 360
16965467 First Lien No Yes 120 EMCFLOW 360
16963091 First Lien No Yes 120 EMCFLOW 360
16857009 First Lien No Yes 120 EMCFLOW 360
16852707 First Lien No Yes 120 EMCFLOW 360
16853381 First Lien No Yes 120 EMCFLOW 360
16856510 First Lien No Yes 120 EMCFLOW 360
16856579 First Lien No Yes 120 EMCFLOW 360
16851967 First Lien No No 0 EMCFLOW 360
16846205 First Lien No Yes 60 EMCFLOW 360
16844593 First Lien No Yes 120 EMCFLOW 360
16845650 First Lien No Yes 60 EMCFLOW 360
16839016 First Lien No Yes 60 EMCFLOW 360
16840073 First Lien No No 0 EMCFLOW 360
17324965 First Lien No Yes 120 COUNTRYWIDE 360
17324966 First Lien No Yes 120 COUNTRYWIDE 360
17324967 First Lien No Yes 60 COUNTRYWIDE 360
17324968 First Lien No Yes 60 COUNTRYWIDE 360
17324970 First Lien No Yes 120 COUNTRYWIDE 360
17324971 First Lien No Yes 60 COUNTRYWIDE 360
17324972 First Lien No Yes 120 COUNTRYWIDE 360
17324974 First Lien No Yes 120 COUNTRYWIDE 360
17324975 First Lien No Yes 120 COUNTRYWIDE 360
17324976 First Lien No Yes 120 COUNTRYWIDE 360
17324977 First Lien No Yes 120 COUNTRYWIDE 360
17324979 First Lien No Yes 120 COUNTRYWIDE 360
17324980 First Lien No Yes 120 COUNTRYWIDE 360
17324981 First Lien No Yes 120 COUNTRYWIDE 360
17324982 First Lien No Yes 120 COUNTRYWIDE 360
17324983 First Lien No Yes 120 COUNTRYWIDE 360
17324984 First Lien No Yes 120 COUNTRYWIDE 360
17324985 First Lien No Yes 120 COUNTRYWIDE 360
17324986 First Lien No No 0 COUNTRYWIDE 360
17324987 First Lien No Yes 120 COUNTRYWIDE 360
17323310 First Lien No Yes 120 COUNTRYWIDE 360
17323311 First Lien No Yes 120 COUNTRYWIDE 360
17323312 First Lien No Yes 120 COUNTRYWIDE 360
17323313 First Lien No Yes 120 COUNTRYWIDE 360
17323314 First Lien No Yes 120 COUNTRYWIDE 360
17323315 First Lien No Yes 120 COUNTRYWIDE 360
17323316 First Lien No Yes 120 COUNTRYWIDE 360
17323317 First Lien No Yes 120 COUNTRYWIDE 360
17323318 First Lien No Yes 120 COUNTRYWIDE 360
17323319 First Lien No Yes 120 COUNTRYWIDE 360
17323320 First Lien No Yes 120 COUNTRYWIDE 360
17323322 First Lien No Yes 120 COUNTRYWIDE 360
17323323 First Lien No Yes 120 COUNTRYWIDE 360
17323324 First Lien No Yes 120 COUNTRYWIDE 360
17324951 First Lien No Yes 120 COUNTRYWIDE 360
17324952 First Lien No Yes 120 COUNTRYWIDE 360
17324953 First Lien No Yes 60 COUNTRYWIDE 360
17324954 First Lien No Yes 60 COUNTRYWIDE 360
17324955 First Lien No Yes 60 COUNTRYWIDE 360
17324956 First Lien No Yes 60 COUNTRYWIDE 360
17324957 First Lien No Yes 60 COUNTRYWIDE 360
17324958 First Lien No Yes 120 COUNTRYWIDE 360
17324959 First Lien No Yes 60 COUNTRYWIDE 360
17324960 First Lien No No 0 COUNTRYWIDE 360
17324961 First Lien No Yes 120 COUNTRYWIDE 360
17324962 First Lien No Yes 60 COUNTRYWIDE 360
17324963 First Lien No Yes 60 COUNTRYWIDE 360
17324964 First Lien No Yes 60 COUNTRYWIDE 360
17323281 First Lien No Yes 60 COUNTRYWIDE 360
17323282 First Lien No Yes 60 COUNTRYWIDE 360
17323283 First Lien No Yes 60 COUNTRYWIDE 360
17323284 First Lien No Yes 120 COUNTRYWIDE 360
17323285 First Lien No Yes 120 COUNTRYWIDE 360
17323286 First Lien No Yes 120 COUNTRYWIDE 360
17323287 First Lien No Yes 60 COUNTRYWIDE 360
17323288 First Lien No Yes 120 COUNTRYWIDE 360
17323289 First Lien No Yes 120 COUNTRYWIDE 360
17323290 First Lien No Yes 120 COUNTRYWIDE 360
17323291 First Lien No Yes 120 COUNTRYWIDE 360
17323292 First Lien No Yes 120 COUNTRYWIDE 360
17323293 First Lien No Yes 120 COUNTRYWIDE 360
17323294 First Lien No Yes 120 COUNTRYWIDE 360
17323295 First Lien No No 0 COUNTRYWIDE 360
17323296 First Lien No Yes 120 COUNTRYWIDE 360
17323297 First Lien No Yes 120 COUNTRYWIDE 360
17323298 First Lien No Yes 120 COUNTRYWIDE 360
17323299 First Lien No Yes 120 COUNTRYWIDE 360
17323300 First Lien No Yes 120 COUNTRYWIDE 360
17323301 First Lien No Yes 120 COUNTRYWIDE 360
17323302 First Lien No Yes 120 COUNTRYWIDE 360
17323304 First Lien No Yes 120 COUNTRYWIDE 360
17323305 First Lien No Yes 120 COUNTRYWIDE 360
17323306 First Lien No Yes 120 COUNTRYWIDE 360
17323307 First Lien No Yes 120 COUNTRYWIDE 360
17323308 First Lien No Yes 120 COUNTRYWIDE 360
17323309 First Lien No Yes 120 COUNTRYWIDE 360
17323269 First Lien No Yes 60 COUNTRYWIDE 360
17323270 First Lien No Yes 60 COUNTRYWIDE 360
17323271 First Lien No Yes 120 COUNTRYWIDE 360
17323272 First Lien No Yes 120 COUNTRYWIDE 360
17323273 First Lien No No 0 COUNTRYWIDE 360
17323274 First Lien No Yes 60 COUNTRYWIDE 360
17323275 First Lien No No 0 COUNTRYWIDE 360
17323276 First Lien No Yes 120 COUNTRYWIDE 360
17323277 First Lien No Yes 60 COUNTRYWIDE 360
17323278 First Lien No Yes 120 COUNTRYWIDE 360
17323279 First Lien No Yes 120 COUNTRYWIDE 360
17323280 First Lien No Yes 120 COUNTRYWIDE 360
17323249 First Lien No Yes 120 COUNTRYWIDE 360
17323250 First Lien No Yes 120 COUNTRYWIDE 360
17323251 First Lien No Yes 120 COUNTRYWIDE 360
17323252 First Lien No Yes 120 COUNTRYWIDE 360
17323253 First Lien No Yes 120 COUNTRYWIDE 360
17323254 First Lien No Yes 120 COUNTRYWIDE 360
17323255 First Lien No Yes 120 COUNTRYWIDE 360
17323256 First Lien No Yes 120 COUNTRYWIDE 360
17323257 First Lien No Yes 120 COUNTRYWIDE 360
17323258 First Lien No Yes 120 COUNTRYWIDE 360
17323259 First Lien No Yes 120 COUNTRYWIDE 360
17323260 First Lien No Yes 120 COUNTRYWIDE 360
17323261 First Lien No Yes 120 COUNTRYWIDE 360
17323262 First Lien No Yes 120 COUNTRYWIDE 360
17323263 First Lien No Yes 120 COUNTRYWIDE 360
17323264 First Lien No Yes 120 COUNTRYWIDE 360
17323265 First Lien No Yes 120 COUNTRYWIDE 360
17323266 First Lien No Yes 120 COUNTRYWIDE 360
17323267 First Lien No Yes 120 COUNTRYWIDE 360
17323268 First Lien No Yes 120 COUNTRYWIDE 360
17323228 First Lien No Yes 84 COUNTRYWIDE 360
17323229 First Lien No Yes 120 COUNTRYWIDE 360
17323230 First Lien No Yes 120 COUNTRYWIDE 360
17323231 First Lien No No 0 COUNTRYWIDE 360
17323232 First Lien No Yes 84 COUNTRYWIDE 360
17323233 First Lien No Yes 84 COUNTRYWIDE 360
17323234 First Lien No Yes 120 COUNTRYWIDE 360
17323235 First Lien No Yes 84 COUNTRYWIDE 360
17323237 First Lien No Yes 120 COUNTRYWIDE 360
17323238 First Lien No Yes 120 COUNTRYWIDE 360
17323239 First Lien No Yes 120 COUNTRYWIDE 360
17323240 First Lien No Yes 120 COUNTRYWIDE 360
17323241 First Lien No Yes 120 COUNTRYWIDE 360
17323242 First Lien No No 0 COUNTRYWIDE 360
17323243 First Lien No No 0 COUNTRYWIDE 360
17323244 First Lien No Yes 120 COUNTRYWIDE 360
17323245 First Lien No Yes 120 COUNTRYWIDE 360
17323246 First Lien No Yes 120 COUNTRYWIDE 360
17323247 First Lien No Yes 120 COUNTRYWIDE 360
17323248 First Lien No Yes 120 COUNTRYWIDE 360
17323224 First Lien No Yes 84 COUNTRYWIDE 360
17323225 First Lien No Yes 120 COUNTRYWIDE 360
17323226 First Lien No Yes 120 COUNTRYWIDE 360
17323227 First Lien No Yes 84 COUNTRYWIDE 360
17304742 First Lien No Yes 120 COUNTRYWIDE 360
17304743 First Lien No No 0 COUNTRYWIDE 360
17304744 First Lien No Yes 120 COUNTRYWIDE 360
17304745 First Lien No Yes 120 COUNTRYWIDE 360
17304746 First Lien No Yes 120 COUNTRYWIDE 360
17304747 First Lien No Yes 120 COUNTRYWIDE 360
17304748 First Lien No Yes 120 COUNTRYWIDE 360
17304749 First Lien No Yes 120 COUNTRYWIDE 360
17304750 First Lien No Yes 120 COUNTRYWIDE 360
17304751 First Lien No Yes 120 COUNTRYWIDE 360
17304752 First Lien No Yes 120 COUNTRYWIDE 360
17304753 First Lien No Yes 120 COUNTRYWIDE 360
17304754 First Lien No Yes 120 COUNTRYWIDE 360
17304755 First Lien No Yes 120 COUNTRYWIDE 360
17304756 First Lien No Yes 120 COUNTRYWIDE 360
17304757 First Lien No Yes 120 COUNTRYWIDE 360
17304758 First Lien No No 0 COUNTRYWIDE 360
17304759 First Lien No Yes 120 COUNTRYWIDE 360
17304760 First Lien No Yes 120 COUNTRYWIDE 360
17304761 First Lien No Yes 120 COUNTRYWIDE 360
17304762 First Lien No Yes 120 COUNTRYWIDE 360
17304763 First Lien No Yes 120 COUNTRYWIDE 360
17304764 First Lien No Yes 120 COUNTRYWIDE 360
17304765 First Lien No Yes 120 COUNTRYWIDE 360
17304766 First Lien No Yes 120 COUNTRYWIDE 360
17304767 First Lien No Yes 120 COUNTRYWIDE 360
17304768 First Lien No Yes 120 COUNTRYWIDE 360
17304769 First Lien No Yes 120 COUNTRYWIDE 360
17323223 First Lien No Yes 84 COUNTRYWIDE 360
17347400 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17304509 First Lien No Yes 84 COUNTRYWIDE 360
17304510 First Lien No Yes 84 COUNTRYWIDE 360
17304511 First Lien No Yes 84 COUNTRYWIDE 360
17304512 First Lien No Yes 84 COUNTRYWIDE 360
17304514 First Lien No Yes 120 COUNTRYWIDE 360
17304515 First Lien No Yes 120 COUNTRYWIDE 360
17304516 First Lien No Yes 120 COUNTRYWIDE 360
17304517 First Lien No Yes 120 COUNTRYWIDE 360
17304518 First Lien No Yes 120 COUNTRYWIDE 360
17304519 First Lien No Yes 120 COUNTRYWIDE 360
17304520 First Lien No Yes 120 COUNTRYWIDE 360
17304521 First Lien No Yes 120 COUNTRYWIDE 360
17304523 First Lien No Yes 120 COUNTRYWIDE 360
17304524 First Lien No Yes 120 COUNTRYWIDE 360
17304525 First Lien No Yes 120 COUNTRYWIDE 360
17304526 First Lien No Yes 120 COUNTRYWIDE 360
17304527 First Lien No Yes 120 COUNTRYWIDE 360
17304528 First Lien No Yes 120 COUNTRYWIDE 360
17304529 First Lien No Yes 120 COUNTRYWIDE 360
17304530 First Lien No Yes 120 COUNTRYWIDE 360
17304531 First Lien No Yes 120 COUNTRYWIDE 360
17304532 First Lien No Yes 120 COUNTRYWIDE 360
17304534 First Lien No Yes 120 COUNTRYWIDE 360
17304535 First Lien No Yes 120 COUNTRYWIDE 360
17304536 First Lien No Yes 120 COUNTRYWIDE 360
17304537 First Lien No Yes 120 COUNTRYWIDE 360
17304538 First Lien No Yes 120 COUNTRYWIDE 360
17304539 First Lien No Yes 120 COUNTRYWIDE 360
17304457 First Lien No Yes 120 COUNTRYWIDE 360
17304458 First Lien No Yes 120 COUNTRYWIDE 360
17304459 First Lien No Yes 120 COUNTRYWIDE 360
17304460 First Lien No Yes 120 COUNTRYWIDE 360
17304462 First Lien No Yes 120 COUNTRYWIDE 360
17304463 First Lien No Yes 120 COUNTRYWIDE 360
17304464 First Lien No Yes 120 COUNTRYWIDE 360
17304466 First Lien No Yes 120 COUNTRYWIDE 360
17304467 First Lien No Yes 120 COUNTRYWIDE 360
17304468 First Lien No Yes 120 COUNTRYWIDE 360
17304469 First Lien No No 0 COUNTRYWIDE 360
17304470 First Lien No Yes 120 COUNTRYWIDE 360
17304471 First Lien No Yes 120 COUNTRYWIDE 360
17304472 First Lien No Yes 120 COUNTRYWIDE 360
17304473 First Lien No Yes 120 COUNTRYWIDE 360
17304474 First Lien No Yes 120 COUNTRYWIDE 360
17304475 First Lien No Yes 120 COUNTRYWIDE 360
17304476 First Lien No Yes 120 COUNTRYWIDE 360
17304477 First Lien No Yes 120 COUNTRYWIDE 360
17304478 First Lien No Yes 120 COUNTRYWIDE 360
17304479 First Lien No Yes 120 COUNTRYWIDE 360
17304480 First Lien No Yes 120 COUNTRYWIDE 360
17304481 First Lien No Yes 120 COUNTRYWIDE 360
17304482 First Lien No Yes 120 COUNTRYWIDE 360
17304483 First Lien No Yes 120 COUNTRYWIDE 360
17304484 First Lien No Yes 120 COUNTRYWIDE 360
17304485 First Lien No Yes 120 COUNTRYWIDE 360
17304486 First Lien No Yes 120 COUNTRYWIDE 360
17304487 First Lien No Yes 120 COUNTRYWIDE 360
17304488 First Lien No Yes 120 COUNTRYWIDE 360
17304489 First Lien No Yes 120 COUNTRYWIDE 360
17304490 First Lien No Yes 120 COUNTRYWIDE 360
17304492 First Lien No Yes 120 COUNTRYWIDE 360
17304493 First Lien No Yes 120 COUNTRYWIDE 360
17304494 First Lien No Yes 120 COUNTRYWIDE 360
17304495 First Lien No Yes 120 COUNTRYWIDE 360
17304496 First Lien No Yes 120 COUNTRYWIDE 360
17304497 First Lien No Yes 120 COUNTRYWIDE 360
17304498 First Lien No Yes 120 COUNTRYWIDE 360
17304499 First Lien No Yes 120 COUNTRYWIDE 360
17304501 First Lien No Yes 84 COUNTRYWIDE 360
17304503 First Lien No Yes 120 COUNTRYWIDE 360
17304504 First Lien No Yes 84 COUNTRYWIDE 360
17304505 First Lien No Yes 84 COUNTRYWIDE 360
17304506 First Lien No No 0 COUNTRYWIDE 360
17304507 First Lien No Yes 120 COUNTRYWIDE 360
17304508 First Lien No Yes 84 COUNTRYWIDE 360
17298057 First Lien No Yes 120 COUNTRYWIDE 360
17298060 First Lien No Yes 120 COUNTRYWIDE 360
17298063 First Lien No Yes 120 COUNTRYWIDE 360
17298065 First Lien No Yes 120 COUNTRYWIDE 360
17304437 First Lien No Yes 120 COUNTRYWIDE 360
17304438 First Lien No Yes 120 COUNTRYWIDE 360
17304439 First Lien No Yes 84 COUNTRYWIDE 360
17304440 First Lien No No 0 COUNTRYWIDE 360
17304441 First Lien No Yes 120 COUNTRYWIDE 360
17304443 First Lien No Yes 120 COUNTRYWIDE 360
17304444 First Lien No Yes 120 COUNTRYWIDE 360
17304445 First Lien No Yes 120 COUNTRYWIDE 360
17304446 First Lien No Yes 84 COUNTRYWIDE 360
17304447 First Lien No Yes 120 COUNTRYWIDE 360
17304448 First Lien No Yes 84 COUNTRYWIDE 360
17304449 First Lien No Yes 120 COUNTRYWIDE 360
17304450 First Lien No Yes 120 COUNTRYWIDE 360
17304451 First Lien No Yes 120 COUNTRYWIDE 360
17304453 First Lien No Yes 120 COUNTRYWIDE 360
17304454 First Lien No Yes 120 COUNTRYWIDE 360
17304455 First Lien No Yes 120 COUNTRYWIDE 360
17304456 First Lien No Yes 120 COUNTRYWIDE 360
17296690 First Lien No Yes 120 COUNTRYWIDE 360
17296695 First Lien No Yes 120 COUNTRYWIDE 360
17296696 First Lien No Yes 120 COUNTRYWIDE 360
17296709 First Lien No Yes 120 COUNTRYWIDE 360
17296718 First Lien No Yes 120 COUNTRYWIDE 360
17296720 First Lien No Yes 120 COUNTRYWIDE 360
17296723 First Lien No Yes 120 COUNTRYWIDE 360
17296728 First Lien No Yes 120 COUNTRYWIDE 360
17296748 First Lien No Yes 120 COUNTRYWIDE 360
17298042 First Lien No Yes 120 COUNTRYWIDE 360
17298047 First Lien No Yes 120 COUNTRYWIDE 360
17284408 First Lien No No 0 COUNTRYWIDE 360
17284410 First Lien No Yes 120 COUNTRYWIDE 360
17284411 First Lien No No 0 COUNTRYWIDE 360
17284412 First Lien No Yes 120 COUNTRYWIDE 360
17284414 First Lien No No 0 COUNTRYWIDE 360
17284416 First Lien No No 0 COUNTRYWIDE 360
17284417 First Lien No Yes 120 COUNTRYWIDE 360
17284419 First Lien No Yes 120 COUNTRYWIDE 360
17284422 First Lien No Yes 120 COUNTRYWIDE 360
17284423 First Lien No Yes 120 COUNTRYWIDE 360
17284426 First Lien No Yes 120 COUNTRYWIDE 360
17284427 First Lien No Yes 120 COUNTRYWIDE 360
17284430 First Lien No Yes 120 COUNTRYWIDE 360
17284443 First Lien No Yes 120 COUNTRYWIDE 360
17284455 First Lien No Yes 120 COUNTRYWIDE 360
17284456 First Lien No Yes 120 COUNTRYWIDE 360
17284463 First Lien No Yes 120 COUNTRYWIDE 360
17284480 First Lien No Yes 120 COUNTRYWIDE 360
17284489 First Lien No Yes 120 COUNTRYWIDE 360
17284498 First Lien No Yes 120 COUNTRYWIDE 360
17284503 First Lien No Yes 120 COUNTRYWIDE 480
17284505 First Lien No Yes 120 COUNTRYWIDE 360
17284507 First Lien No Yes 120 COUNTRYWIDE 360
17284521 First Lien No Yes 120 COUNTRYWIDE 360
17284525 First Lien No Yes 120 COUNTRYWIDE 360
17284534 First Lien No Yes 120 COUNTRYWIDE 360
17293852 First Lien No Yes 84 COUNTRYWIDE 360
17293855 First Lien No Yes 120 COUNTRYWIDE 360
17293889 First Lien No Yes 120 COUNTRYWIDE 360
17293893 First Lien No No 0 COUNTRYWIDE 360
17293896 First Lien No Yes 120 COUNTRYWIDE 360
17293897 First Lien No Yes 120 COUNTRYWIDE 360
17293902 First Lien No Yes 120 COUNTRYWIDE 360
17293910 First Lien No Yes 120 COUNTRYWIDE 360
17293912 First Lien No Yes 120 COUNTRYWIDE 360
17293913 First Lien No Yes 120 COUNTRYWIDE 360
17293915 First Lien No Yes 120 COUNTRYWIDE 360
17293917 First Lien No Yes 120 COUNTRYWIDE 360
17293918 First Lien No Yes 120 COUNTRYWIDE 360
17293923 First Lien No Yes 120 COUNTRYWIDE 360
17293926 First Lien No Yes 120 COUNTRYWIDE 360
17304709 First Lien No Yes 120 COUNTRYWIDE 360
17304710 First Lien No No 0 COUNTRYWIDE 360
17304711 First Lien No Yes 120 COUNTRYWIDE 360
17304712 First Lien No Yes 120 COUNTRYWIDE 360
17304713 First Lien No Yes 120 COUNTRYWIDE 360
17304714 First Lien No Yes 120 COUNTRYWIDE 360
17304715 First Lien No Yes 120 COUNTRYWIDE 360
17304716 First Lien No Yes 120 COUNTRYWIDE 360
17304717 First Lien No No 0 COUNTRYWIDE 360
17304718 First Lien No Yes 120 COUNTRYWIDE 360
17304719 First Lien No Yes 120 COUNTRYWIDE 360
17304720 First Lien No Yes 120 COUNTRYWIDE 360
17304721 First Lien No Yes 120 COUNTRYWIDE 360
17304722 First Lien No Yes 120 COUNTRYWIDE 360
17304723 First Lien No Yes 120 COUNTRYWIDE 360
17304724 First Lien No Yes 120 COUNTRYWIDE 360
17304725 First Lien No Yes 120 COUNTRYWIDE 360
17304726 First Lien No Yes 120 COUNTRYWIDE 360
17304727 First Lien No No 0 COUNTRYWIDE 360
17304728 First Lien No Yes 120 COUNTRYWIDE 360
17304729 First Lien No Yes 120 COUNTRYWIDE 360
17304730 First Lien No Yes 120 COUNTRYWIDE 360
17304731 First Lien No Yes 120 COUNTRYWIDE 360
17304732 First Lien No Yes 120 COUNTRYWIDE 360
17304733 First Lien No Yes 120 COUNTRYWIDE 360
17304734 First Lien No Yes 120 COUNTRYWIDE 360
17304735 First Lien No Yes 120 COUNTRYWIDE 360
17304737 First Lien No Yes 120 COUNTRYWIDE 360
17304738 First Lien No Yes 120 COUNTRYWIDE 360
17304739 First Lien No Yes 120 COUNTRYWIDE 360
17304740 First Lien No Yes 120 COUNTRYWIDE 360
17304741 First Lien No Yes 120 COUNTRYWIDE 360
17304655 First Lien No Yes 120 COUNTRYWIDE 360
17304656 First Lien No No 0 COUNTRYWIDE 360
17304657 First Lien No Yes 120 COUNTRYWIDE 360
17304658 First Lien No Yes 120 COUNTRYWIDE 360
17304659 First Lien No Yes 120 COUNTRYWIDE 360
17304660 First Lien No Yes 120 COUNTRYWIDE 360
17304661 First Lien No Yes 120 COUNTRYWIDE 360
17304663 First Lien No Yes 120 COUNTRYWIDE 360
17304664 First Lien No Yes 120 COUNTRYWIDE 360
17304666 First Lien No Yes 120 COUNTRYWIDE 360
17304667 First Lien No No 0 COUNTRYWIDE 360
17304668 First Lien No Yes 120 COUNTRYWIDE 360
17304669 First Lien No Yes 120 COUNTRYWIDE 360
17304670 First Lien No Yes 120 COUNTRYWIDE 360
17304671 First Lien No Yes 120 COUNTRYWIDE 360
17304672 First Lien No Yes 120 COUNTRYWIDE 360
17304673 First Lien No Yes 120 COUNTRYWIDE 360
17304674 First Lien No No 0 COUNTRYWIDE 360
17304675 First Lien No Yes 120 COUNTRYWIDE 360
17304676 First Lien No Yes 120 COUNTRYWIDE 360
17304677 First Lien No No 0 COUNTRYWIDE 360
17304678 First Lien No Yes 120 COUNTRYWIDE 360
17304679 First Lien No Yes 120 COUNTRYWIDE 360
17304680 First Lien No Yes 120 COUNTRYWIDE 360
17304681 First Lien No Yes 120 COUNTRYWIDE 360
17304682 First Lien No Yes 120 COUNTRYWIDE 360
17304683 First Lien No Yes 120 COUNTRYWIDE 360
17304684 First Lien No Yes 120 COUNTRYWIDE 360
17304685 First Lien No Yes 120 COUNTRYWIDE 360
17304686 First Lien No Yes 120 COUNTRYWIDE 360
17304687 First Lien No Yes 120 COUNTRYWIDE 360
17304688 First Lien No Yes 120 COUNTRYWIDE 360
17304689 First Lien No Yes 120 COUNTRYWIDE 360
17304690 First Lien No Yes 120 COUNTRYWIDE 360
17304691 First Lien No Yes 120 COUNTRYWIDE 360
17304692 First Lien No Yes 120 COUNTRYWIDE 360
17304693 First Lien No No 0 COUNTRYWIDE 360
17304694 First Lien No Yes 120 COUNTRYWIDE 360
17304695 First Lien No Yes 120 COUNTRYWIDE 360
17304696 First Lien No Yes 120 COUNTRYWIDE 360
17304697 First Lien No Yes 120 COUNTRYWIDE 360
17304698 First Lien No Yes 120 COUNTRYWIDE 360
17304699 First Lien No Yes 120 COUNTRYWIDE 360
17304700 First Lien No Yes 120 COUNTRYWIDE 360
17304701 First Lien No Yes 120 COUNTRYWIDE 360
17304702 First Lien No Yes 120 COUNTRYWIDE 360
17304703 First Lien No Yes 120 COUNTRYWIDE 360
17304704 First Lien No Yes 120 COUNTRYWIDE 360
17304705 First Lien No Yes 120 COUNTRYWIDE 360
17304706 First Lien No Yes 120 COUNTRYWIDE 360
17304707 First Lien No Yes 120 COUNTRYWIDE 360
17304708 First Lien No Yes 120 COUNTRYWIDE 360
17293932 First Lien No Yes 120 COUNTRYWIDE 360
17293940 First Lien No Yes 120 COUNTRYWIDE 360
17279247 First Lien No Yes 120 COUNTRYWIDE 360
17279252 First Lien No No 0 COUNTRYWIDE 360
17279254 First Lien No Yes 120 COUNTRYWIDE 360
17279255 First Lien No Yes 120 COUNTRYWIDE 360
17279260 First Lien No Yes 84 COUNTRYWIDE 360
17279268 First Lien No Yes 84 COUNTRYWIDE 360
17279273 First Lien No Yes 120 COUNTRYWIDE 360
17279276 First Lien No Yes 120 COUNTRYWIDE 360
17279279 First Lien No No 0 COUNTRYWIDE 360
17279280 First Lien No Yes 120 COUNTRYWIDE 360
17279287 First Lien No Yes 120 COUNTRYWIDE 360
17279304 First Lien No No 0 COUNTRYWIDE 360
17278665 First Lien No Yes 120 COUNTRYWIDE 360
17278669 First Lien No Yes 120 COUNTRYWIDE 360
17278677 First Lien No Yes 120 COUNTRYWIDE 360
17278680 First Lien No Yes 120 COUNTRYWIDE 360
17278682 First Lien No Yes 120 COUNTRYWIDE 360
17278683 First Lien No Yes 120 COUNTRYWIDE 360
17278689 First Lien No Yes 120 COUNTRYWIDE 360
17278697 First Lien No Yes 120 COUNTRYWIDE 360
17278698 First Lien No Yes 120 COUNTRYWIDE 360
17278702 First Lien No Yes 120 COUNTRYWIDE 360
17278703 First Lien No Yes 120 COUNTRYWIDE 360
17278709 First Lien No Yes 120 COUNTRYWIDE 360
17278711 First Lien No Yes 120 COUNTRYWIDE 360
17278735 First Lien No Yes 120 COUNTRYWIDE 360
17278744 First Lien No Yes 120 COUNTRYWIDE 360
17278751 First Lien No Yes 120 COUNTRYWIDE 360
17278752 First Lien No Yes 120 COUNTRYWIDE 360
17278754 First Lien No Yes 120 COUNTRYWIDE 360
17278756 First Lien No Yes 120 COUNTRYWIDE 360
17278768 First Lien No Yes 120 COUNTRYWIDE 360
17278770 First Lien No No 0 COUNTRYWIDE 360
17278773 First Lien No Yes 120 COUNTRYWIDE 360
17278775 First Lien No Yes 120 COUNTRYWIDE 360
17278786 First Lien No Yes 120 COUNTRYWIDE 360
17266804 First Lien No Yes 120 COUNTRYWIDE 360
17266823 First Lien No No 0 COUNTRYWIDE 360
17266835 First Lien No Yes 120 COUNTRYWIDE 360
17266913 First Lien No Yes 120 COUNTRYWIDE 360
17266923 First Lien No No 0 COUNTRYWIDE 360
17266942 First Lien No Yes 120 COUNTRYWIDE 360
17266968 First Lien No Yes 120 COUNTRYWIDE 360
17266988 First Lien No Yes 120 COUNTRYWIDE 360
17267086 First Lien No Yes 120 COUNTRYWIDE 360
17267095 First Lien No Yes 120 COUNTRYWIDE 360
17267139 First Lien No Yes 120 COUNTRYWIDE 360
17267140 First Lien No Yes 120 COUNTRYWIDE 360
17267150 First Lien No Yes 120 COUNTRYWIDE 360
17267155 First Lien No Yes 120 COUNTRYWIDE 360
17267180 First Lien No Yes 120 COUNTRYWIDE 360
17267196 First Lien No Yes 120 COUNTRYWIDE 360
17267221 First Lien No Yes 120 COUNTRYWIDE 360
17267246 First Lien No Yes 120 COUNTRYWIDE 360
17303387 First Lien No Yes 120 FIFTH THIRD BANK 360
17303369 First Lien No No 0 FIFTH THIRD BANK 360
17303388 First Lien No Yes 120 FIFTH THIRD BANK 360
17303389 First Lien No Yes 120 FIFTH THIRD BANK 360
17303350 First Lien No Yes 120 FIFTH THIRD BANK 360
17303334 First Lien No Yes 84 FIFTH THIRD BANK 360
17303335 First Lien No Yes 60 FIFTH THIRD BANK 360
17303354 First Lien No No 0 FIFTH THIRD BANK 360
17303390 First Lien No Yes 120 FIFTH THIRD BANK 360
17303372 First Lien No No 0 FIFTH THIRD BANK 360
17303337 First Lien No Yes 60 FIFTH THIRD BANK 360
17303374 First Lien No Yes 120 FIFTH THIRD BANK 360
17303392 First Lien No Yes 120 FIFTH THIRD BANK 360
17303356 First Lien No Yes 120 FIFTH THIRD BANK 360
17303393 First Lien No Yes 120 FIFTH THIRD BANK 360
17303395 First Lien No Yes 120 FIFTH THIRD BANK 360
17303377 First Lien No Yes 120 FIFTH THIRD BANK 360
17303396 First Lien No Yes 120 FIFTH THIRD BANK 360
17303378 First Lien No No 0 FIFTH THIRD BANK 360
17303397 First Lien No Yes 120 FIFTH THIRD BANK 360
17303379 First Lien No Yes 120 FIFTH THIRD BANK 360
17303340 First Lien No No 0 FIFTH THIRD BANK 360
17303341 First Lien No Yes 60 FIFTH THIRD BANK 360
17303343 First Lien No Yes 120 FIFTH THIRD BANK 360
17303380 First Lien No Yes 120 FIFTH THIRD BANK 360
17303362 First Lien No Yes 120 FIFTH THIRD BANK 360
17303381 First Lien No No 0 FIFTH THIRD BANK 360
17303364 First Lien No Yes 120 FIFTH THIRD BANK 360
17303382 First Lien No Yes 120 FIFTH THIRD BANK 360
17303347 First Lien No Yes 120 FIFTH THIRD BANK 360
17303366 First Lien No No 0 FIFTH THIRD BANK 360
17303384 First Lien No Yes 120 FIFTH THIRD BANK 360
17303385 First Lien No Yes 120 FIFTH THIRD BANK 360
17303367 First Lien No Yes 120 FIFTH THIRD BANK 360
17303349 First Lien No Yes 120 FIFTH THIRD BANK 360
17303368 First Lien No Yes 120 FIFTH THIRD BANK 360
17303386 First Lien No No 0 FIFTH THIRD BANK 360
17233831 First Lien No Yes 120 GREENPOINT 360
17233834 First Lien No Yes 120 GREENPOINT 360
17266742 First Lien No Yes 120 COUNTRYWIDE 360
17266743 First Lien No Yes 120 COUNTRYWIDE 360
17266746 First Lien No Yes 120 COUNTRYWIDE 360
17278662 First Lien No Yes 120 COUNTRYWIDE 360
17304576 First Lien No Yes 120 COUNTRYWIDE 360
17304578 First Lien No Yes 120 COUNTRYWIDE 360
17304580 First Lien No Yes 120 COUNTRYWIDE 360
17304581 First Lien No Yes 120 COUNTRYWIDE 360
17304583 First Lien No Yes 60 COUNTRYWIDE 360
17304584 First Lien No Yes 120 COUNTRYWIDE 360
17304586 First Lien No Yes 120 COUNTRYWIDE 360
17304587 First Lien No Yes 120 COUNTRYWIDE 360
17304588 First Lien No Yes 120 COUNTRYWIDE 360
17304589 First Lien No Yes 120 COUNTRYWIDE 360
17304592 First Lien No Yes 60 COUNTRYWIDE 360
17304593 First Lien No Yes 120 COUNTRYWIDE 360
17304594 First Lien No Yes 60 COUNTRYWIDE 360
17304595 First Lien No Yes 120 COUNTRYWIDE 360
17304596 First Lien No Yes 120 COUNTRYWIDE 360
17304599 First Lien No Yes 120 COUNTRYWIDE 360
17304601 First Lien No Yes 120 COUNTRYWIDE 360
17304604 First Lien No Yes 120 COUNTRYWIDE 360
17304605 First Lien No Yes 120 COUNTRYWIDE 360
17304606 First Lien No Yes 120 COUNTRYWIDE 360
17304607 First Lien No Yes 120 COUNTRYWIDE 360
17304608 First Lien No No 0 COUNTRYWIDE 360
17304609 First Lien No No 0 COUNTRYWIDE 360
17304610 First Lien No Yes 120 COUNTRYWIDE 360
17304611 First Lien No Yes 120 COUNTRYWIDE 360
17304612 First Lien No Yes 120 COUNTRYWIDE 360
17304615 First Lien No Yes 120 COUNTRYWIDE 360
17304617 First Lien No Yes 120 COUNTRYWIDE 360
17304618 First Lien No Yes 120 COUNTRYWIDE 360
17304619 First Lien No Yes 120 COUNTRYWIDE 360
17304620 First Lien No Yes 120 COUNTRYWIDE 360
17304621 First Lien No Yes 120 COUNTRYWIDE 360
17304622 First Lien No Yes 120 COUNTRYWIDE 360
17304623 First Lien No Yes 60 COUNTRYWIDE 360
17304624 First Lien No Yes 60 COUNTRYWIDE 360
17304625 First Lien No Yes 120 COUNTRYWIDE 360
17304626 First Lien No Yes 120 COUNTRYWIDE 360
17304627 First Lien No Yes 60 COUNTRYWIDE 360
17304629 First Lien No Yes 120 COUNTRYWIDE 360
17304630 First Lien No Yes 120 COUNTRYWIDE 360
17304631 First Lien No Yes 60 COUNTRYWIDE 360
17304632 First Lien No Yes 120 COUNTRYWIDE 360
17304633 First Lien No Yes 120 COUNTRYWIDE 360
17304634 First Lien No Yes 120 COUNTRYWIDE 360
17304635 First Lien No No 0 COUNTRYWIDE 360
17304636 First Lien No No 0 COUNTRYWIDE 360
17304637 First Lien No Yes 120 COUNTRYWIDE 360
17304638 First Lien No No 0 COUNTRYWIDE 360
17304639 First Lien No Yes 120 COUNTRYWIDE 360
17304640 First Lien No Yes 120 COUNTRYWIDE 360
17304641 First Lien No Yes 120 COUNTRYWIDE 360
17304642 First Lien No Yes 120 COUNTRYWIDE 360
17304643 First Lien No Yes 120 COUNTRYWIDE 360
17304644 First Lien No Yes 120 COUNTRYWIDE 360
17304645 First Lien No Yes 120 COUNTRYWIDE 360
17304646 First Lien No Yes 120 COUNTRYWIDE 360
17304647 First Lien No Yes 120 COUNTRYWIDE 360
17304648 First Lien No Yes 120 COUNTRYWIDE 360
17304649 First Lien No Yes 120 COUNTRYWIDE 360
17304650 First Lien No Yes 120 COUNTRYWIDE 360
17304651 First Lien No Yes 120 COUNTRYWIDE 360
17304652 First Lien No Yes 120 COUNTRYWIDE 360
17304653 First Lien No Yes 120 COUNTRYWIDE 360
17304654 First Lien No Yes 120 COUNTRYWIDE 360
17304569 First Lien No Yes 120 COUNTRYWIDE 360
17304571 First Lien No Yes 120 COUNTRYWIDE 360
17304573 First Lien No Yes 120 COUNTRYWIDE 360
17304574 First Lien No No 0 COUNTRYWIDE 360
17304540 First Lien No Yes 120 COUNTRYWIDE 360
17304541 First Lien No Yes 120 COUNTRYWIDE 360
17304542 First Lien No Yes 120 COUNTRYWIDE 360
17304543 First Lien No Yes 120 COUNTRYWIDE 360
17304544 First Lien No Yes 120 COUNTRYWIDE 360
17304545 First Lien No Yes 120 COUNTRYWIDE 360
17304546 First Lien No Yes 120 COUNTRYWIDE 360
17304547 First Lien No Yes 120 COUNTRYWIDE 360
17304548 First Lien No Yes 120 COUNTRYWIDE 360
17304549 First Lien No Yes 120 COUNTRYWIDE 360
17304550 First Lien No Yes 120 COUNTRYWIDE 360
17304551 First Lien No Yes 120 COUNTRYWIDE 360
17304552 First Lien No Yes 120 COUNTRYWIDE 360
17304553 First Lien No Yes 120 COUNTRYWIDE 360
17304556 First Lien No Yes 120 COUNTRYWIDE 360
17304557 First Lien No Yes 120 COUNTRYWIDE 360
17304558 First Lien No Yes 120 COUNTRYWIDE 360
17304559 First Lien No Yes 120 COUNTRYWIDE 360
17304560 First Lien No Yes 120 COUNTRYWIDE 360
17304561 First Lien No Yes 120 COUNTRYWIDE 360
17304562 First Lien No No 0 COUNTRYWIDE 360
17304563 First Lien No No 0 COUNTRYWIDE 360
17304564 First Lien No Yes 120 COUNTRYWIDE 360
17304565 First Lien No Yes 120 COUNTRYWIDE 360
17304566 First Lien No Yes 120 COUNTRYWIDE 360
17304567 First Lien No Yes 120 COUNTRYWIDE 360
17304568 First Lien No Yes 84 COUNTRYWIDE 360
16177156 First Lien No Yes 60 COUNTRYWIDE 360
16199761 First Lien No Yes 120 COUNTRYWIDE 360
16564077 First Lien No No 0 COUNTRYWIDE 480
16564090 First Lien No No 0 COUNTRYWIDE 480
16564109 First Lien No No 0 COUNTRYWIDE 480
16573251 First Lien No No 0 COUNTRYWIDE 480
17251774 First Lien No Yes 120 OPTEUM 360
17233809 First Lien Yes No 0 GREENPOINT 480
17233830 First Lien No Yes 120 GREENPOINT 360
17233835 First Lien No Yes 120 GREENPOINT 360
17233836 First Lien No Yes 120 GREENPOINT 360
17233838 First Lien No Yes 120 GREENPOINT 360
17233839 First Lien No Yes 120 GREENPOINT 360
17198165 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17198167 First Lien No Yes 120 CENTRAL PACIFIC MORTGAGE 360
17198168 First Lien No Yes 120 CENTRAL PACIFIC MORTGAGE 360
17198169 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17198175 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17198178 First Lien No No 0 CENTRAL PACIFIC MORTGAGE 360
17198179 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17198192 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17198196 First Lien No Yes 120 CENTRAL PACIFIC MORTGAGE 360
17198199 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17198204 First Lien No Yes 120 CENTRAL PACIFIC MORTGAGE 360
17198205 First Lien No Yes 84 CENTRAL PACIFIC MORTGAGE 360
17174973 First Lien No Yes 120 FREEDOM MORTGAGE 360
17174980 First Lien No Yes 120 FREEDOM MORTGAGE 360
17174987 First Lien No Yes 120 FREEDOM MORTGAGE 360
17174990 First Lien No Yes 120 FREEDOM MORTGAGE 360
17175014 First Lien No Yes 120 FREEDOM MORTGAGE 360
17175015 First Lien No Yes 120 FREEDOM MORTGAGE 360
16146866 First Lien No No 0 AMERICAN HOME MORTGAGE 360
16649344 First Lien No Yes 120 XXXXXX XXXX 360
17347241 First Lien No Yes 60 AMERICAN HOME MORTGAGE 360
17347307 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17347137 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17347141 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17347144 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17347163 First Lien No No 0 AMERICAN HOME MORTGAGE 360
17347170 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17347174 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17341582 First Lien No Yes 120 COUNTRYWIDE 360
17341583 First Lien No Yes 120 COUNTRYWIDE 360
17341584 First Lien No Yes 84 COUNTRYWIDE 360
17341585 First Lien No No 0 COUNTRYWIDE 360
17341586 First Lien No Yes 120 COUNTRYWIDE 360
17341587 First Lien No Yes 120 COUNTRYWIDE 360
17341588 First Lien No Yes 120 COUNTRYWIDE 360
17341589 First Lien No Yes 120 COUNTRYWIDE 360
17341590 First Lien No Yes 84 COUNTRYWIDE 360
17341591 First Lien No Yes 120 COUNTRYWIDE 360
17341592 First Lien No Yes 120 COUNTRYWIDE 360
17341593 First Lien No Yes 120 COUNTRYWIDE 360
17341594 First Lien No Yes 120 COUNTRYWIDE 360
17341595 First Lien No Yes 120 COUNTRYWIDE 360
17341596 First Lien No Yes 120 COUNTRYWIDE 360
17341597 First Lien No Yes 120 COUNTRYWIDE 360
17341598 First Lien No Yes 84 COUNTRYWIDE 360
17347108 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17347109 First Lien No Yes 120 AMERICAN HOME MORTGAGE 360
17341578 First Lien No Yes 120 COUNTRYWIDE 360
17341579 First Lien No Yes 120 COUNTRYWIDE 360
17341580 First Lien No Yes 120 COUNTRYWIDE 360
17341581 First Lien No Yes 120 COUNTRYWIDE 360
17341562 First Lien No Yes 120 COUNTRYWIDE 360
17341563 First Lien No Yes 120 COUNTRYWIDE 360
17341565 First Lien No Yes 120 COUNTRYWIDE 360
17341566 First Lien No Yes 120 COUNTRYWIDE 360
17341567 First Lien No Yes 120 COUNTRYWIDE 360
17341568 First Lien No Yes 120 COUNTRYWIDE 360
17341569 First Lien No Yes 120 COUNTRYWIDE 360
17341570 First Lien No Yes 120 COUNTRYWIDE 360
17341571 First Lien No Yes 120 COUNTRYWIDE 360
17341572 First Lien No Yes 84 COUNTRYWIDE 360
17341573 First Lien No Yes 120 COUNTRYWIDE 360
17341574 First Lien No Yes 120 COUNTRYWIDE 360
17341575 First Lien No Yes 84 COUNTRYWIDE 360
17341576 First Lien No Yes 120 COUNTRYWIDE 360
17341577 First Lien No Yes 120 COUNTRYWIDE 360
17214547 First Lien No Yes 120 NATIONAL CITY 360
17275231 First Lien No No 0 FIFTH THIRD BANK 360
17275246 First Lien No Yes 120 FIFTH THIRD BANK 360
17275337 First Lien No Yes 120 FIFTH THIRD BANK 360
17275349 First Lien No Yes 120 FIFTH THIRD BANK 360
17275351 First Lien No No 0 FIFTH THIRD BANK 360
17266996 First Lien No Yes 120 COUNTRYWIDE 360
17267000 First Lien No Yes 120 COUNTRYWIDE 360
17267008 First Lien No Yes 120 COUNTRYWIDE 360
17267025 First Lien No Yes 120 COUNTRYWIDE 360
17267030 First Lien No Yes 120 COUNTRYWIDE 360
17267033 First Lien No Yes 120 COUNTRYWIDE 360
17267042 First Lien No Yes 120 COUNTRYWIDE 360
17267043 First Lien No Yes 120 COUNTRYWIDE 360
17267059 First Lien No Yes 120 COUNTRYWIDE 360
17278663 First Lien No Yes 120 COUNTRYWIDE 360
17278667 First Lien No No 0 COUNTRYWIDE 360
17278671 First Lien No Yes 120 COUNTRYWIDE 360
17278674 First Lien No No 0 COUNTRYWIDE 360
17278676 First Lien No Yes 120 COUNTRYWIDE 360
17278678 First Lien No Yes 120 COUNTRYWIDE 360
17278681 First Lien No Yes 120 COUNTRYWIDE 360
17278685 First Lien No Yes 120 COUNTRYWIDE 360
17278688 First Lien No Yes 120 COUNTRYWIDE 360
17278696 First Lien No No 0 COUNTRYWIDE 360
17278700 First Lien No Yes 120 COUNTRYWIDE 360
17278701 First Lien No Yes 120 COUNTRYWIDE 360
17278705 First Lien No Yes 120 COUNTRYWIDE 360
17278706 First Lien No No 0 COUNTRYWIDE 360
17278707 First Lien No No 0 COUNTRYWIDE 360
17278708 First Lien No Yes 120 COUNTRYWIDE 360
17278710 First Lien No Yes 120 COUNTRYWIDE 360
17278715 First Lien No Yes 120 COUNTRYWIDE 360
17278716 First Lien No Yes 120 COUNTRYWIDE 360
17278717 First Lien No Yes 120 COUNTRYWIDE 360
17278718 First Lien No Yes 120 COUNTRYWIDE 360
17278721 First Lien No Yes 120 COUNTRYWIDE 360
17278722 First Lien No Yes 120 COUNTRYWIDE 360
17278723 First Lien No Yes 120 COUNTRYWIDE 360
17278724 First Lien No Yes 120 COUNTRYWIDE 360
17278725 First Lien No Yes 120 COUNTRYWIDE 360
17278726 First Lien No Yes 120 COUNTRYWIDE 360
17278727 First Lien No Yes 120 COUNTRYWIDE 360
17278728 First Lien No Yes 120 COUNTRYWIDE 360
17278729 First Lien No Yes 120 COUNTRYWIDE 360
17278730 First Lien No Yes 120 COUNTRYWIDE 360
17278731 First Lien No Yes 120 COUNTRYWIDE 360
17278732 First Lien No Yes 120 COUNTRYWIDE 360
17278734 First Lien No Yes 120 COUNTRYWIDE 360
17278737 First Lien No Yes 120 COUNTRYWIDE 360
17278738 First Lien No No 0 COUNTRYWIDE 360
17278740 First Lien No Yes 120 COUNTRYWIDE 360
17278741 First Lien No Yes 120 COUNTRYWIDE 360
17278742 First Lien No Yes 120 COUNTRYWIDE 360
17278743 First Lien No Yes 120 COUNTRYWIDE 360
17278745 First Lien No No 0 COUNTRYWIDE 360
17278746 First Lien No Yes 120 COUNTRYWIDE 360
17278747 First Lien No Yes 120 COUNTRYWIDE 360
17278748 First Lien No Yes 120 COUNTRYWIDE 360
17278755 First Lien No Yes 120 COUNTRYWIDE 360
17278757 First Lien No Yes 120 COUNTRYWIDE 360
17278758 First Lien No Yes 120 COUNTRYWIDE 360
17278762 First Lien No Yes 120 COUNTRYWIDE 360
17278763 First Lien No No 0 COUNTRYWIDE 360
17278764 First Lien No Yes 120 COUNTRYWIDE 360
17278765 First Lien No Yes 120 COUNTRYWIDE 360
17278767 First Lien No Yes 120 COUNTRYWIDE 360
17278771 First Lien No Yes 120 COUNTRYWIDE 360
17278772 First Lien No Yes 120 COUNTRYWIDE 360
17278774 First Lien No Yes 120 COUNTRYWIDE 360
17278776 First Lien No Yes 120 COUNTRYWIDE 360
17278778 First Lien No Yes 120 COUNTRYWIDE 360
17278780 First Lien No No 0 COUNTRYWIDE 360
17278781 First Lien No Yes 120 COUNTRYWIDE 360
17278782 First Lien No No 0 COUNTRYWIDE 360
17278783 First Lien No Yes 120 COUNTRYWIDE 360
17278784 First Lien No Yes 120 COUNTRYWIDE 360
17278785 First Lien No Yes 120 COUNTRYWIDE 360
17278788 First Lien No Yes 120 COUNTRYWIDE 360
17278789 First Lien No Yes 120 COUNTRYWIDE 360
17278790 First Lien No Yes 120 COUNTRYWIDE 360
17278791 First Lien No Yes 120 COUNTRYWIDE 360
17278793 First Lien No Yes 120 COUNTRYWIDE 360
17278794 First Lien No Yes 120 COUNTRYWIDE 360
17278795 First Lien No Yes 120 COUNTRYWIDE 360
17278797 First Lien No Yes 120 COUNTRYWIDE 360
17278800 First Lien No Yes 120 COUNTRYWIDE 360
17278802 First Lien No Yes 120 COUNTRYWIDE 360
17278803 First Lien No Yes 120 COUNTRYWIDE 360
17278804 First Lien No Yes 120 COUNTRYWIDE 360
17278805 First Lien No Yes 120 COUNTRYWIDE 360
17278806 First Lien No Yes 120 COUNTRYWIDE 360
17278807 First Lien No No 0 COUNTRYWIDE 360
17278808 First Lien No Yes 120 COUNTRYWIDE 360
17279253 First Lien No Yes 120 COUNTRYWIDE 360
17279257 First Lien No Yes 120 COUNTRYWIDE 360
17279258 First Lien No No 0 COUNTRYWIDE 360
17279259 First Lien No Yes 120 COUNTRYWIDE 480
17279261 First Lien No Yes 84 COUNTRYWIDE 360
17279262 First Lien No Yes 120 COUNTRYWIDE 360
17279263 First Lien No Yes 120 COUNTRYWIDE 360
17279264 First Lien No No 0 COUNTRYWIDE 360
17279265 First Lien No Yes 120 COUNTRYWIDE 360
17279266 First Lien No Yes 120 COUNTRYWIDE 360
17279267 First Lien No Yes 84 COUNTRYWIDE 360
17279270 First Lien No Yes 120 COUNTRYWIDE 360
17279271 First Lien No Yes 120 COUNTRYWIDE 360
17279272 First Lien No Yes 84 COUNTRYWIDE 360
17279274 First Lien No Yes 120 COUNTRYWIDE 360
17279275 First Lien No Yes 120 COUNTRYWIDE 360
17279277 First Lien No Yes 120 COUNTRYWIDE 360
17279278 First Lien No Yes 120 COUNTRYWIDE 360
17279281 First Lien No Yes 120 COUNTRYWIDE 360
17279282 First Lien No Yes 120 COUNTRYWIDE 360
17279283 First Lien No Yes 120 COUNTRYWIDE 360
17279286 First Lien No Yes 120 COUNTRYWIDE 360
17279288 First Lien No Yes 120 COUNTRYWIDE 360
17279289 First Lien No Yes 120 COUNTRYWIDE 360
17279290 First Lien No Yes 120 COUNTRYWIDE 360
17279291 First Lien No Yes 120 COUNTRYWIDE 360
17279292 First Lien No Yes 120 COUNTRYWIDE 360
17279294 First Lien No Yes 120 COUNTRYWIDE 360
17279297 First Lien No Yes 120 COUNTRYWIDE 360
17279299 First Lien No Yes 120 COUNTRYWIDE 360
17279301 First Lien No Yes 120 COUNTRYWIDE 360
17279303 First Lien No Yes 120 COUNTRYWIDE 360
17279305 First Lien No Yes 120 COUNTRYWIDE 360
17279306 First Lien No Yes 120 COUNTRYWIDE 360
17279308 First Lien No Yes 120 COUNTRYWIDE 360
17279310 First Lien No Yes 120 COUNTRYWIDE 360
17279311 First Lien No Yes 120 COUNTRYWIDE 360
17279312 First Lien No Yes 120 COUNTRYWIDE 360
17279313 First Lien No Yes 120 COUNTRYWIDE 360
17279314 First Lien No Yes 120 COUNTRYWIDE 360
17267060 First Lien No Yes 120 COUNTRYWIDE 360
17267066 First Lien No Yes 120 COUNTRYWIDE 360
17267068 First Lien No Yes 120 COUNTRYWIDE 360
17267074 First Lien No Yes 120 COUNTRYWIDE 360
17267084 First Lien No No 0 COUNTRYWIDE 360
17267093 First Lien No Yes 120 COUNTRYWIDE 360
17267099 First Lien No Yes 120 COUNTRYWIDE 360
17267101 First Lien No Yes 120 COUNTRYWIDE 360
17267102 First Lien No Yes 120 COUNTRYWIDE 360
17267116 First Lien No Yes 120 COUNTRYWIDE 360
17267126 First Lien No Yes 120 COUNTRYWIDE 360
17267129 First Lien No Yes 120 COUNTRYWIDE 360
17267130 First Lien No Yes 120 COUNTRYWIDE 360
17266880 First Lien No Yes 120 COUNTRYWIDE 360
17266881 First Lien No Yes 120 COUNTRYWIDE 360
17266889 First Lien No Yes 120 COUNTRYWIDE 360
17266894 First Lien No Yes 120 COUNTRYWIDE 360
17266897 First Lien No Yes 120 COUNTRYWIDE 360
17266898 First Lien No Yes 120 COUNTRYWIDE 360
17266906 First Lien No Yes 120 COUNTRYWIDE 360
17266912 First Lien No Yes 120 COUNTRYWIDE 360
17266916 First Lien No Yes 120 COUNTRYWIDE 360
17266920 First Lien No No 0 COUNTRYWIDE 360
17266921 First Lien No Yes 120 COUNTRYWIDE 360
17266926 First Lien No Yes 120 COUNTRYWIDE 360
17266930 First Lien No Yes 120 COUNTRYWIDE 360
17266934 First Lien No Yes 120 COUNTRYWIDE 360
17266936 First Lien No Yes 120 COUNTRYWIDE 360
17266940 First Lien No Yes 120 COUNTRYWIDE 360
17266947 First Lien No Yes 120 COUNTRYWIDE 360
17266948 First Lien No Yes 120 COUNTRYWIDE 360
17266949 First Lien No Yes 120 COUNTRYWIDE 360
17266951 First Lien No Yes 120 COUNTRYWIDE 360
17266956 First Lien No Yes 120 COUNTRYWIDE 360
17266957 First Lien No Yes 120 COUNTRYWIDE 360
17266958 First Lien No Yes 120 COUNTRYWIDE 360
17266961 First Lien No Yes 120 COUNTRYWIDE 360
17266963 First Lien No Yes 120 COUNTRYWIDE 360
17266964 First Lien No No 0 COUNTRYWIDE 360
17266965 First Lien No No 0 COUNTRYWIDE 360
17266969 First Lien No Yes 120 COUNTRYWIDE 360
17266971 First Lien No Yes 120 COUNTRYWIDE 360
17266973 First Lien No Yes 120 COUNTRYWIDE 360
17266987 First Lien No Yes 120 COUNTRYWIDE 360
17266994 First Lien No Yes 120 COUNTRYWIDE 360
17214624 First Lien No Yes 120 NATIONAL CITY 360
17214625 First Lien No Yes 120 NATIONAL CITY 360
17214627 First Lien No No 0 NATIONAL CITY 360
17214628 First Lien No Yes 120 NATIONAL CITY 360
17214629 First Lien No Yes 120 NATIONAL CITY 360
17214631 First Lien No Yes 120 NATIONAL CITY 360
17214632 First Lien No Yes 120 NATIONAL CITY 360
17214634 First Lien No Yes 120 NATIONAL CITY 360
17214635 First Lien No Yes 120 NATIONAL CITY 360
17214636 First Lien No Yes 120 NATIONAL CITY 360
17214637 First Lien No Yes 120 NATIONAL CITY 360
17214638 First Lien No Yes 120 NATIONAL CITY 360
17214640 First Lien No Yes 120 NATIONAL CITY 360
17214641 First Lien No Yes 120 NATIONAL CITY 360
17214642 First Lien No Yes 120 NATIONAL CITY 360
17214644 First Lien No Yes 120 NATIONAL CITY 360
17214646 First Lien No Yes 120 NATIONAL CITY 360
17214647 First Lien No Yes 120 NATIONAL CITY 360
17214649 First Lien No Yes 120 NATIONAL CITY 360
17214650 First Lien No Yes 120 NATIONAL CITY 360
17214651 First Lien No Yes 120 NATIONAL CITY 360
17214652 First Lien No Yes 120 NATIONAL CITY 360
17214655 First Lien No Yes 120 NATIONAL CITY 360
17214657 First Lien No Yes 120 NATIONAL CITY 360
17214616 First Lien No Yes 120 NATIONAL CITY 360
17214617 First Lien No Yes 120 NATIONAL CITY 360
17214619 First Lien No Yes 120 NATIONAL CITY 360
17214620 First Lien No Yes 120 NATIONAL CITY 360
17214621 First Lien No Yes 120 NATIONAL CITY 360
17214622 First Lien No Yes 120 NATIONAL CITY 360
17214623 First Lien No Yes 120 NATIONAL CITY 360
17202823 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17214424 First Lien No Yes 120 NATIONAL CITY 360
17214426 First Lien No Yes 120 NATIONAL CITY 360
17214427 First Lien No Yes 120 NATIONAL CITY 360
17214429 First Lien No Yes 120 NATIONAL CITY 360
17214430 First Lien No No 0 NATIONAL CITY 360
17214432 First Lien No Yes 120 NATIONAL CITY 360
17214433 First Lien No Yes 120 NATIONAL CITY 360
17214434 First Lien No Yes 120 NATIONAL CITY 360
17214435 First Lien No No 0 NATIONAL CITY 360
17214436 First Lien No No 0 NATIONAL CITY 360
17214437 First Lien No No 0 NATIONAL CITY 360
17214438 First Lien No Yes 120 NATIONAL CITY 360
17214439 First Lien No Yes 120 NATIONAL CITY 360
17214440 First Lien No Yes 120 NATIONAL CITY 360
17214441 First Lien No Yes 120 NATIONAL CITY 360
17214443 First Lien No No 0 NATIONAL CITY 360
17214444 First Lien No Yes 120 NATIONAL CITY 360
17214445 First Lien No Yes 120 NATIONAL CITY 360
17214449 First Lien No Yes 120 NATIONAL CITY 360
17214450 First Lien No Yes 120 NATIONAL CITY 360
17214451 First Lien No Yes 120 NATIONAL CITY 360
17214452 First Lien No Yes 120 NATIONAL CITY 360
17214453 First Lien No Yes 120 NATIONAL CITY 360
17214454 First Lien No Yes 120 NATIONAL CITY 360
17214455 First Lien No Yes 120 NATIONAL CITY 360
17214456 First Lien No Yes 120 NATIONAL CITY 360
17214457 First Lien No Yes 120 NATIONAL CITY 360
17214458 First Lien No Yes 120 NATIONAL CITY 360
17214460 First Lien No Yes 120 NATIONAL CITY 360
17214461 First Lien No No 0 NATIONAL CITY 360
17214462 First Lien No Yes 120 NATIONAL CITY 360
17214464 First Lien No Yes 120 NATIONAL CITY 360
17214465 First Lien No Yes 120 NATIONAL CITY 360
17214466 First Lien No Yes 120 NATIONAL CITY 360
17214467 First Lien No Yes 120 NATIONAL CITY 360
17214469 First Lien No Yes 120 NATIONAL CITY 360
17214470 First Lien No Yes 120 NATIONAL CITY 360
17214474 First Lien No Yes 120 NATIONAL CITY 360
17214475 First Lien No Yes 120 NATIONAL CITY 360
17214476 First Lien No Yes 120 NATIONAL CITY 360
17214477 First Lien No Yes 120 NATIONAL CITY 360
17214478 First Lien No Yes 120 NATIONAL CITY 360
17214480 First Lien No Yes 120 NATIONAL CITY 360
17214483 First Lien No Yes 120 NATIONAL CITY 360
17214486 First Lien No Yes 120 NATIONAL CITY 360
17214487 First Lien No Yes 120 NATIONAL CITY 360
17214488 First Lien No No 0 NATIONAL CITY 360
17214490 First Lien No Yes 120 NATIONAL CITY 360
17214491 First Lien No No 0 NATIONAL CITY 360
17214492 First Lien No Yes 120 NATIONAL CITY 360
17214493 First Lien No Yes 120 NATIONAL CITY 360
17214494 First Lien No Yes 120 NATIONAL CITY 360
17214495 First Lien No No 0 NATIONAL CITY 360
17214497 First Lien No Yes 120 NATIONAL CITY 360
17214498 First Lien No Yes 120 NATIONAL CITY 360
17214499 First Lien No Yes 120 NATIONAL CITY 360
17214501 First Lien No Yes 120 NATIONAL CITY 360
17214503 First Lien No Yes 120 NATIONAL CITY 360
17214504 First Lien No Yes 120 NATIONAL CITY 360
17214505 First Lien No Yes 120 NATIONAL CITY 360
17214506 First Lien No Yes 120 NATIONAL CITY 360
17214508 First Lien No Yes 120 NATIONAL CITY 360
17214509 First Lien No No 0 NATIONAL CITY 360
17214511 First Lien No Yes 120 NATIONAL CITY 360
17214512 First Lien No No 0 NATIONAL CITY 360
17214513 First Lien No Yes 120 NATIONAL CITY 360
17214514 First Lien No Yes 120 NATIONAL CITY 360
17214515 First Lien No Yes 120 NATIONAL CITY 360
17214517 First Lien No Yes 120 NATIONAL CITY 360
17214519 First Lien No Yes 120 NATIONAL CITY 360
17214520 First Lien No Yes 120 NATIONAL CITY 360
17214522 First Lien No No 0 NATIONAL CITY 360
17214523 First Lien No Yes 120 NATIONAL CITY 360
17214524 First Lien No Yes 120 NATIONAL CITY 360
17214526 First Lien No Yes 120 NATIONAL CITY 360
17214529 First Lien No Yes 120 NATIONAL CITY 360
17214530 First Lien No Yes 120 NATIONAL CITY 360
17214531 First Lien No Yes 120 NATIONAL CITY 360
17214532 First Lien No Yes 120 NATIONAL CITY 360
17214533 First Lien No Yes 120 NATIONAL CITY 360
17214534 First Lien No Yes 120 NATIONAL CITY 360
17214535 First Lien No Yes 120 NATIONAL CITY 360
17214540 First Lien No Yes 120 NATIONAL CITY 360
17214541 First Lien No Yes 120 NATIONAL CITY 360
17214542 First Lien No Yes 120 NATIONAL CITY 360
17214543 First Lien No Yes 120 NATIONAL CITY 360
17214545 First Lien No Yes 120 NATIONAL CITY 360
17214550 First Lien No Yes 120 NATIONAL CITY 360
17214552 First Lien No Yes 120 NATIONAL CITY 360
17214553 First Lien No Yes 120 NATIONAL CITY 360
17214554 First Lien No Yes 120 NATIONAL CITY 360
17214555 First Lien No Yes 120 NATIONAL CITY 360
17214556 First Lien No Yes 120 NATIONAL CITY 360
17214557 First Lien No Yes 120 NATIONAL CITY 360
17214558 First Lien No Yes 120 NATIONAL CITY 360
17214559 First Lien No Yes 120 NATIONAL CITY 360
17214560 First Lien No Yes 120 NATIONAL CITY 360
17214561 First Lien No No 0 NATIONAL CITY 360
17214562 First Lien No Yes 120 NATIONAL CITY 360
17214563 First Lien No Yes 120 NATIONAL CITY 360
17214564 First Lien No Yes 120 NATIONAL CITY 360
17214566 First Lien No No 0 NATIONAL CITY 360
17214567 First Lien No Yes 120 NATIONAL CITY 360
17214568 First Lien No Yes 120 NATIONAL CITY 360
17214569 First Lien No Yes 120 NATIONAL CITY 360
17214570 First Lien No Yes 120 NATIONAL CITY 360
17214572 First Lien No Yes 120 NATIONAL CITY 360
17214573 First Lien No Yes 120 NATIONAL CITY 360
17214574 First Lien No Yes 120 NATIONAL CITY 360
17214575 First Lien No Yes 120 NATIONAL CITY 360
17214577 First Lien No Yes 120 NATIONAL CITY 360
17214579 First Lien No Yes 120 NATIONAL CITY 360
17214580 First Lien No Yes 120 NATIONAL CITY 360
17214581 First Lien No Yes 120 NATIONAL CITY 360
17214582 First Lien No Yes 120 NATIONAL CITY 360
17214583 First Lien No Yes 120 NATIONAL CITY 360
17214585 First Lien No Yes 120 NATIONAL CITY 360
17214586 First Lien No Yes 120 NATIONAL CITY 360
17214587 First Lien No Yes 120 NATIONAL CITY 360
17214588 First Lien No Yes 120 NATIONAL CITY 360
17214589 First Lien No Yes 120 NATIONAL CITY 360
17214590 First Lien No Yes 120 NATIONAL CITY 360
17214591 First Lien No Yes 120 NATIONAL CITY 360
17214595 First Lien No Yes 120 NATIONAL CITY 360
17214596 First Lien No Yes 120 NATIONAL CITY 360
17214597 First Lien No Yes 120 NATIONAL CITY 360
17214598 First Lien No Yes 120 NATIONAL CITY 360
17214599 First Lien No No 0 NATIONAL CITY 360
17266821 First Lien No Yes 120 COUNTRYWIDE 360
17266824 First Lien No Yes 120 COUNTRYWIDE 360
17266831 First Lien No Yes 120 COUNTRYWIDE 360
17090577 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17090582 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17090590 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17090601 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17090604 First Lien No Yes 60 MID AMERICA BANK 360
17090613 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17090622 First Lien No Yes 60 MID AMERICA BANK 360
17266754 First Lien No Yes 120 COUNTRYWIDE 360
17266756 First Lien No Yes 120 COUNTRYWIDE 360
17266759 First Lien No Yes 120 COUNTRYWIDE 360
17266771 First Lien No Yes 120 COUNTRYWIDE 360
17266773 First Lien No Yes 120 COUNTRYWIDE 360
17266774 First Lien No Yes 120 COUNTRYWIDE 360
17266775 First Lien No Yes 120 COUNTRYWIDE 360
17266776 First Lien No Yes 120 COUNTRYWIDE 360
17266789 First Lien No Yes 120 COUNTRYWIDE 360
17214602 First Lien No Yes 120 NATIONAL CITY 360
17214604 First Lien No Yes 120 NATIONAL CITY 360
17214605 First Lien No No 0 NATIONAL CITY 360
17214606 First Lien No No 0 NATIONAL CITY 360
17214607 First Lien No Yes 120 NATIONAL CITY 360
17214608 First Lien No Yes 120 NATIONAL CITY 360
17214609 First Lien No Yes 120 NATIONAL CITY 360
17214610 First Lien No Yes 120 NATIONAL CITY 360
17214611 First Lien No Yes 120 NATIONAL CITY 360
17214613 First Lien No Yes 120 NATIONAL CITY 360
17076173 First Lien No No 0 ALLIANCE BANCORP 360
17174977 First Lien No Yes 120 FREEDOM MORTGAGE 360
17076175 First Lien No No 0 ALLIANCE BANCORP 360
17076176 First Lien No No 0 ALLIANCE BANCORP 360
17076181 First Lien No Yes 120 ALLIANCE BANCORP 360
17076182 First Lien No No 0 ALLIANCE BANCORP 360
17076187 First Lien No Yes 120 ALLIANCE BANCORP 360
17076196 First Lien No Yes 120 ALLIANCE BANCORP 360
17076225 First Lien No Yes 120 ALLIANCE BANCORP 360
17076233 First Lien No Yes 120 ALLIANCE BANCORP 360
17076235 First Lien No Yes 120 ALLIANCE BANCORP 360
17233822 First Lien No Yes 120 GREENPOINT 360
17076188 First Lien No No 0 ALLIANCE BANCORP 360
17043298 First Lien No Yes 120 XXXXXX XXXX 360
17044149 First Lien No Yes 120 XXXXXX XXXX 360
17044163 First Lien No Yes 120 XXXXXX XXXX 360
17044172 First Lien No Yes 120 XXXXXX XXXX 360
17044183 First Lien No Yes 120 XXXXXX XXXX 360
17044184 First Lien No Yes 120 XXXXXX XXXX 360
17044200 First Lien No Yes 120 XXXXXX XXXX 360
17175000 First Lien No Yes 120 FREEDOM MORTGAGE 360
17198191 First Lien No Yes 60 CENTRAL PACIFIC MORTGAGE 360
17346370 First Lien No Yes 84 COUNTRYWIDE 360
17346371 First Lien No Yes 120 COUNTRYWIDE 360
17346372 First Lien No Yes 120 COUNTRYWIDE 360
17346373 First Lien No Yes 120 COUNTRYWIDE 360
17346374 First Lien No Yes 84 COUNTRYWIDE 360
17293882 First Lien No Yes 120 COUNTRYWIDE 360
17293883 First Lien No Yes 120 COUNTRYWIDE 360
17293884 First Lien No No 0 COUNTRYWIDE 360
17293885 First Lien No Yes 120 COUNTRYWIDE 360
17293886 First Lien No Yes 120 COUNTRYWIDE 360
17293887 First Lien No Yes 120 COUNTRYWIDE 360
17293888 First Lien No Yes 120 COUNTRYWIDE 360
17293890 First Lien No Yes 120 COUNTRYWIDE 360
17293891 First Lien No Yes 120 COUNTRYWIDE 360
17293892 First Lien No No 0 COUNTRYWIDE 360
17293894 First Lien No Yes 120 COUNTRYWIDE 360
17293895 First Lien No Yes 120 COUNTRYWIDE 360
17293898 First Lien No Yes 120 COUNTRYWIDE 360
17293899 First Lien No Yes 120 COUNTRYWIDE 360
17293900 First Lien No Yes 120 COUNTRYWIDE 360
17293901 First Lien No No 0 COUNTRYWIDE 480
17293903 First Lien No Yes 120 COUNTRYWIDE 360
17293904 First Lien No Yes 120 COUNTRYWIDE 360
17293905 First Lien No Yes 120 COUNTRYWIDE 360
17293906 First Lien No Yes 120 COUNTRYWIDE 360
17293907 First Lien No Yes 120 COUNTRYWIDE 360
17293909 First Lien No Yes 120 COUNTRYWIDE 360
17293911 First Lien No Yes 120 COUNTRYWIDE 360
17293914 First Lien No Yes 120 COUNTRYWIDE 360
17293916 First Lien No Yes 120 COUNTRYWIDE 360
17293919 First Lien No Yes 120 COUNTRYWIDE 360
17293920 First Lien No Yes 120 COUNTRYWIDE 360
17293921 First Lien No Yes 120 COUNTRYWIDE 360
17293922 First Lien No Yes 120 COUNTRYWIDE 360
17293924 First Lien No Yes 120 COUNTRYWIDE 360
17293925 First Lien No Yes 120 COUNTRYWIDE 360
17293927 First Lien No Yes 120 COUNTRYWIDE 360
17293928 First Lien No Yes 120 COUNTRYWIDE 360
17293929 First Lien No Yes 120 COUNTRYWIDE 480
17293930 First Lien No Yes 120 COUNTRYWIDE 360
17293931 First Lien No Yes 120 COUNTRYWIDE 360
17293933 First Lien No Yes 120 COUNTRYWIDE 360
17293934 First Lien No Yes 120 COUNTRYWIDE 360
17293935 First Lien No Yes 120 COUNTRYWIDE 360
17293936 First Lien No Yes 120 COUNTRYWIDE 360
17293937 First Lien No Yes 120 COUNTRYWIDE 360
17293938 First Lien No Yes 120 COUNTRYWIDE 360
17293939 First Lien No Yes 120 COUNTRYWIDE 360
17296685 First Lien No Yes 120 COUNTRYWIDE 360
17296687 First Lien No Yes 120 COUNTRYWIDE 360
17296688 First Lien No Yes 120 COUNTRYWIDE 360
17296689 First Lien No Yes 120 COUNTRYWIDE 360
17296691 First Lien No Yes 120 COUNTRYWIDE 360
17296692 First Lien No No 0 COUNTRYWIDE 360
17296693 First Lien No No 0 COUNTRYWIDE 360
17296694 First Lien No Yes 120 COUNTRYWIDE 360
17296698 First Lien No Yes 120 COUNTRYWIDE 360
17296699 First Lien No Yes 120 COUNTRYWIDE 360
17296700 First Lien No Yes 120 COUNTRYWIDE 360
17296701 First Lien No Yes 120 COUNTRYWIDE 360
17296702 First Lien No Yes 120 COUNTRYWIDE 360
17296703 First Lien No Yes 120 COUNTRYWIDE 360
17296704 First Lien No Yes 120 COUNTRYWIDE 360
17296705 First Lien No Yes 120 COUNTRYWIDE 360
17296706 First Lien No Yes 120 COUNTRYWIDE 360
17296707 First Lien No Yes 120 COUNTRYWIDE 360
17296708 First Lien No Yes 120 COUNTRYWIDE 360
17296710 First Lien No Yes 120 COUNTRYWIDE 360
17296711 First Lien No Yes 120 COUNTRYWIDE 360
17296712 First Lien No Yes 120 COUNTRYWIDE 360
17296713 First Lien No Yes 120 COUNTRYWIDE 360
17296714 First Lien No Yes 120 COUNTRYWIDE 360
17296715 First Lien No Yes 120 COUNTRYWIDE 360
17296716 First Lien No No 0 COUNTRYWIDE 360
17296717 First Lien No Yes 120 COUNTRYWIDE 360
17296719 First Lien No Yes 120 COUNTRYWIDE 360
17296721 First Lien No Yes 120 COUNTRYWIDE 360
17296722 First Lien No Yes 120 COUNTRYWIDE 360
17296724 First Lien No Yes 120 COUNTRYWIDE 360
17296725 First Lien No Yes 120 COUNTRYWIDE 360
17296726 First Lien No Yes 120 COUNTRYWIDE 360
17296727 First Lien No Yes 120 COUNTRYWIDE 360
17346375 First Lien No Yes 120 COUNTRYWIDE 360
17346376 First Lien No Yes 120 COUNTRYWIDE 360
17346378 First Lien No No 0 COUNTRYWIDE 360
17346379 First Lien No No 0 COUNTRYWIDE 360
17346381 First Lien No Yes 120 COUNTRYWIDE 360
17346382 First Lien No Yes 120 COUNTRYWIDE 360
17346383 First Lien No Yes 120 COUNTRYWIDE 360
17346384 First Lien No Yes 120 COUNTRYWIDE 360
17346385 First Lien No Yes 120 COUNTRYWIDE 360
17346386 First Lien No Yes 120 COUNTRYWIDE 360
17346387 First Lien No Yes 120 COUNTRYWIDE 360
17346388 First Lien No Yes 120 COUNTRYWIDE 360
17346389 First Lien No Yes 84 COUNTRYWIDE 360
17346392 First Lien No Yes 120 COUNTRYWIDE 360
17346393 First Lien No Yes 120 COUNTRYWIDE 360
17346394 First Lien No Yes 84 COUNTRYWIDE 360
17346395 First Lien No Yes 84 COUNTRYWIDE 360
17346396 First Lien No No 0 COUNTRYWIDE 360
17346398 First Lien No Yes 120 COUNTRYWIDE 360
17346399 First Lien No Yes 120 COUNTRYWIDE 360
17346400 First Lien No Yes 120 COUNTRYWIDE 360
17346401 First Lien No Yes 120 COUNTRYWIDE 360
17346402 First Lien No Yes 120 COUNTRYWIDE 360
17346404 First Lien No Yes 120 COUNTRYWIDE 360
17346405 First Lien No Yes 120 COUNTRYWIDE 360
17346406 First Lien No Yes 120 COUNTRYWIDE 360
17346407 First Lien No Yes 120 COUNTRYWIDE 360
17346408 First Lien No Yes 120 COUNTRYWIDE 360
17346410 First Lien No Yes 120 COUNTRYWIDE 360
17346411 First Lien No Yes 84 COUNTRYWIDE 360
17346412 First Lien No Yes 84 COUNTRYWIDE 360
17346413 First Lien No Yes 84 COUNTRYWIDE 360
17346414 First Lien No Yes 120 COUNTRYWIDE 360
17346415 First Lien No Yes 120 COUNTRYWIDE 360
17346416 First Lien No Yes 120 COUNTRYWIDE 360
17346417 First Lien No Yes 120 COUNTRYWIDE 360
17346418 First Lien No Yes 120 COUNTRYWIDE 360
17346420 First Lien No Yes 120 COUNTRYWIDE 360
17346421 First Lien No Yes 120 COUNTRYWIDE 360
17346422 First Lien No Yes 120 COUNTRYWIDE 360
17352292 First Lien No Yes 120 COUNTRYWIDE 360
17352293 First Lien No No 0 COUNTRYWIDE 360
17352294 First Lien No Yes 120 COUNTRYWIDE 360
17352295 First Lien No Yes 120 COUNTRYWIDE 360
17274125 First Lien No Yes 120 XXXXXX XXXX 360
17076243 First Lien No No 0 ALLIANCE BANCORP 360
17044155 First Lien No Yes 120 XXXXXX XXXX 360
17044156 First Lien No Yes 120 XXXXXX XXXX 360
17044161 First Lien No Yes 120 XXXXXX XXXX 360
17044162 First Lien No Yes 120 XXXXXX XXXX 360
17044170 First Lien No Yes 120 XXXXXX XXXX 360
17044185 First Lien No Yes 120 XXXXXX XXXX 360
17044189 First Lien No Yes 120 XXXXXX XXXX 360
17044205 First Lien No Yes 120 XXXXXX XXXX 360
17059649 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17198901 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17198903 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17202779 First Lien No Yes 60 MID AMERICA BANK 360
17202781 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17202791 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17202798 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17202800 Xxxxx Xxxx Xx Xx 0 XXX XXXXXXX BANK 360
17267132 First Lien No Yes 120 COUNTRYWIDE 360
17267134 First Lien No Yes 120 COUNTRYWIDE 360
17267138 First Lien No Yes 120 COUNTRYWIDE 360
17267147 First Lien No Yes 120 COUNTRYWIDE 360
17267149 First Lien No Yes 120 COUNTRYWIDE 360
17267153 First Lien No Yes 120 COUNTRYWIDE 360
17267159 First Lien No Yes 120 COUNTRYWIDE 360
17267162 First Lien No Yes 120 COUNTRYWIDE 360
17267183 First Lien No Yes 120 COUNTRYWIDE 360
17279315 First Lien No No 0 COUNTRYWIDE 360
17279316 First Lien No Yes 120 COUNTRYWIDE 360
17279317 First Lien No Yes 120 COUNTRYWIDE 360
17279318 First Lien No Yes 120 COUNTRYWIDE 360
17267188 First Lien No Yes 120 COUNTRYWIDE 360
17267192 First Lien No Yes 120 COUNTRYWIDE 360
17267199 First Lien No Yes 120 COUNTRYWIDE 360
17267203 First Lien No Yes 120 COUNTRYWIDE 360
17267218 First Lien No Yes 120 COUNTRYWIDE 360
17267231 First Lien No Yes 120 COUNTRYWIDE 360
17267239 First Lien No No 0 COUNTRYWIDE 360
17267242 First Lien No Yes 120 COUNTRYWIDE 360
17267243 First Lien No Yes 120 COUNTRYWIDE 360
17284421 First Lien No Yes 120 COUNTRYWIDE 360
17284428 First Lien No Yes 120 COUNTRYWIDE 360
17284429 First Lien No Yes 120 COUNTRYWIDE 360
17284431 First Lien No Yes 120 COUNTRYWIDE 360
17284434 First Lien No Yes 120 COUNTRYWIDE 360
17284435 First Lien No Yes 120 COUNTRYWIDE 360
17284436 First Lien No Yes 84 COUNTRYWIDE 360
17284440 First Lien No Yes 84 COUNTRYWIDE 360
17284441 First Lien No Yes 120 COUNTRYWIDE 360
17284444 First Lien No Yes 120 COUNTRYWIDE 360
17284450 First Lien No Yes 84 COUNTRYWIDE 360
17284453 First Lien No Yes 120 COUNTRYWIDE 360
17284454 First Lien No Yes 120 COUNTRYWIDE 360
17284457 First Lien No Yes 84 COUNTRYWIDE 360
17284459 First Lien No Yes 120 COUNTRYWIDE 360
17284460 First Lien No Yes 120 COUNTRYWIDE 360
17284465 First Lien No Yes 120 COUNTRYWIDE 360
17284467 First Lien No Yes 120 COUNTRYWIDE 360
17284468 First Lien No Yes 120 COUNTRYWIDE 360
17284470 First Lien No No 0 COUNTRYWIDE 360
17284471 First Lien No Yes 120 COUNTRYWIDE 360
17284474 First Lien No Yes 120 COUNTRYWIDE 360
17284476 First Lien No Yes 120 COUNTRYWIDE 360
17284479 First Lien No Yes 120 COUNTRYWIDE 360
17284481 First Lien No Yes 120 COUNTRYWIDE 360
17284483 First Lien No Yes 120 COUNTRYWIDE 360
17284485 First Lien No Yes 120 COUNTRYWIDE 360
17284492 First Lien No Yes 120 COUNTRYWIDE 360
17284493 First Lien No Yes 120 COUNTRYWIDE 360
17284494 First Lien No Yes 120 COUNTRYWIDE 360
17284495 First Lien No Yes 120 COUNTRYWIDE 360
17284497 First Lien No Yes 120 COUNTRYWIDE 360
17284499 First Lien No Yes 120 COUNTRYWIDE 360
17284500 First Lien No Yes 120 COUNTRYWIDE 360
17284502 First Lien No Yes 120 COUNTRYWIDE 360
17284509 First Lien No Yes 120 COUNTRYWIDE 360
17284512 First Lien No No 0 COUNTRYWIDE 360
17284513 First Lien No Yes 120 COUNTRYWIDE 360
17284514 First Lien No Yes 120 COUNTRYWIDE 360
17284515 First Lien No Yes 120 COUNTRYWIDE 360
17284517 First Lien No Yes 120 COUNTRYWIDE 360
17284518 First Lien No Yes 120 COUNTRYWIDE 360
17296732 First Lien No Yes 120 COUNTRYWIDE 360
17296733 First Lien No Yes 120 COUNTRYWIDE 360
17296734 First Lien No Yes 120 COUNTRYWIDE 360
17296735 First Lien No Yes 120 COUNTRYWIDE 360
17296736 First Lien No Yes 120 COUNTRYWIDE 360
17296737 First Lien No Yes 120 COUNTRYWIDE 360
17296738 First Lien No Yes 120 COUNTRYWIDE 360
17296739 First Lien No Yes 120 COUNTRYWIDE 360
17296740 First Lien No Yes 120 COUNTRYWIDE 360
17296741 First Lien No Yes 120 COUNTRYWIDE 360
17296742 First Lien No Yes 120 COUNTRYWIDE 360
17296744 First Lien No Yes 120 COUNTRYWIDE 360
17296745 First Lien No Yes 120 COUNTRYWIDE 360
17296746 First Lien No Yes 120 COUNTRYWIDE 360
17296747 First Lien No Yes 120 COUNTRYWIDE 360
17296749 First Lien No Yes 120 COUNTRYWIDE 360
17296750 First Lien No Yes 120 COUNTRYWIDE 360
17296751 First Lien No Yes 120 COUNTRYWIDE 360
17296752 First Lien No Yes 120 COUNTRYWIDE 360
17296753 First Lien No Yes 120 COUNTRYWIDE 360
17298041 First Lien No Yes 120 COUNTRYWIDE 360
17298043 First Lien No Yes 120 COUNTRYWIDE 360
17298044 First Lien No Yes 120 COUNTRYWIDE 360
17298045 First Lien No Yes 120 COUNTRYWIDE 360
17298046 First Lien No No 0 COUNTRYWIDE 360
17298048 First Lien No Yes 120 COUNTRYWIDE 360
17298049 First Lien No Yes 120 COUNTRYWIDE 360
17298050 First Lien No Yes 120 COUNTRYWIDE 360
17298051 First Lien No Yes 120 COUNTRYWIDE 360
17298052 First Lien No Yes 120 COUNTRYWIDE 360
17298053 First Lien No Yes 120 COUNTRYWIDE 360
17298054 First Lien No No 0 COUNTRYWIDE 360
17298055 First Lien No Yes 120 COUNTRYWIDE 360
17298056 First Lien No Yes 120 COUNTRYWIDE 360
17298058 First Lien No Yes 120 COUNTRYWIDE 360
17298059 First Lien No Yes 120 COUNTRYWIDE 360
17298061 First Lien No Yes 120 COUNTRYWIDE 360
17298062 First Lien No Yes 120 COUNTRYWIDE 360
17298064 First Lien No Yes 120 COUNTRYWIDE 360
17298066 First Lien No Yes 120 COUNTRYWIDE 360
17296729 First Lien No Yes 120 COUNTRYWIDE 360
17296730 First Lien No No 0 COUNTRYWIDE 360
17296731 First Lien No Yes 120 COUNTRYWIDE 360
17284520 First Lien No Yes 120 COUNTRYWIDE 360
17284527 First Lien No Yes 120 COUNTRYWIDE 360
17284529 First Lien No Yes 120 COUNTRYWIDE 480
17284530 First Lien No Yes 120 COUNTRYWIDE 360
17284532 First Lien No Yes 120 COUNTRYWIDE 360
17293851 First Lien No Yes 120 COUNTRYWIDE 360
17293853 First Lien No Yes 120 COUNTRYWIDE 360
17293854 First Lien No Yes 120 COUNTRYWIDE 360
17293856 First Lien No Yes 120 COUNTRYWIDE 360
17293857 First Lien No Yes 120 COUNTRYWIDE 360
17293858 First Lien No Yes 120 COUNTRYWIDE 360
17293859 First Lien No Yes 120 COUNTRYWIDE 360
17293860 First Lien No Yes 120 COUNTRYWIDE 360
17284533 First Lien No Yes 120 COUNTRYWIDE 360
17284535 First Lien No Yes 120 COUNTRYWIDE 360
17280830 First Lien No Yes 120 FIFTH THIRD BANK 360
17280831 First Lien No Yes 120 FIFTH THIRD BANK 360
17280832 First Lien No Yes 120 FIFTH THIRD BANK 360
17280833 First Lien No Yes 120 FIFTH THIRD BANK 360
17275300 First Lien No Yes 120 FIFTH THIRD BANK 360
17275301 First Lien No Yes 120 FIFTH THIRD BANK 360
17275302 First Lien No No 0 FIFTH THIRD BANK 360
17275304 First Lien No Yes 120 FIFTH THIRD BANK 360
17275305 First Lien No Yes 120 FIFTH THIRD BANK 360
17275308 First Lien No Yes 120 FIFTH THIRD BANK 360
17275309 First Lien No Yes 120 FIFTH THIRD BANK 360
17275310 First Lien No Yes 120 FIFTH THIRD BANK 360
17275311 First Lien No Yes 120 FIFTH THIRD BANK 360
17275312 First Lien No Yes 120 FIFTH THIRD BANK 360
17275314 First Lien No Yes 120 FIFTH THIRD BANK 360
17275315 First Lien No Yes 120 FIFTH THIRD BANK 360
17275317 First Lien No Yes 120 FIFTH THIRD BANK 360
17275318 First Lien No Yes 120 FIFTH THIRD BANK 360
17275319 First Lien No Yes 120 FIFTH THIRD BANK 360
17275320 First Lien No Yes 120 FIFTH THIRD BANK 360
17275321 First Lien No Yes 120 FIFTH THIRD BANK 360
17275323 First Lien No Yes 120 FIFTH THIRD BANK 360
17275324 First Lien No Yes 120 FIFTH THIRD BANK 360
17275325 First Lien No Yes 120 FIFTH THIRD BANK 360
17275327 First Lien No Yes 120 FIFTH THIRD BANK 360
17275332 First Lien No No 0 FIFTH THIRD BANK 360
17275333 First Lien No Yes 120 FIFTH THIRD BANK 360
17275335 First Lien No Yes 120 FIFTH THIRD BANK 360
17275336 First Lien No Yes 120 FIFTH THIRD BANK 360
17275338 First Lien No Yes 120 FIFTH THIRD BANK 360
17275339 First Lien No No 0 FIFTH THIRD BANK 360
17275341 First Lien No Yes 120 FIFTH THIRD BANK 360
17275283 First Lien No Yes 120 FIFTH THIRD BANK 360
17275284 First Lien No Yes 120 FIFTH THIRD BANK 360
17275286 First Lien No Yes 120 FIFTH THIRD BANK 360
17275287 First Lien No Yes 120 FIFTH THIRD BANK 360
17275342 First Lien No Yes 120 FIFTH THIRD BANK 360
17275343 First Lien No Yes 120 FIFTH THIRD BANK 360
17275344 First Lien No Yes 120 FIFTH THIRD BANK 360
17275345 First Lien No Yes 120 FIFTH THIRD BANK 360
17275346 First Lien No Yes 120 FIFTH THIRD BANK 360
17275348 First Lien No Yes 120 FIFTH THIRD BANK 360
17275352 First Lien No Yes 120 FIFTH THIRD BANK 360
17275355 First Lien No Yes 120 FIFTH THIRD BANK 360
17275358 First Lien No Yes 120 FIFTH THIRD BANK 360
17275361 First Lien No Yes 120 FIFTH THIRD BANK 360
17275363 First Lien No Yes 120 FIFTH THIRD BANK 360
17275364 First Lien No No 0 FIFTH THIRD BANK 360
17275365 First Lien No Yes 120 FIFTH THIRD BANK 360
17275366 First Lien No Yes 84 FIFTH THIRD BANK 360
17275367 First Lien No Yes 120 FIFTH THIRD BANK 360
17275368 First Lien No Yes 120 FIFTH THIRD BANK 360
17275369 First Lien No Yes 120 FIFTH THIRD BANK 360
17275370 First Lien No Yes 120 FIFTH THIRD BANK 360
17275371 First Lien No Yes 120 FIFTH THIRD BANK 360
17275372 First Lien No Yes 120 FIFTH THIRD BANK 360
17275373 First Lien No Yes 120 FIFTH THIRD BANK 360
17275289 First Lien No Yes 120 FIFTH THIRD BANK 360
17275290 First Lien No Yes 120 FIFTH THIRD BANK 360
17275291 First Lien No Yes 120 FIFTH THIRD BANK 360
17275292 First Lien No Yes 120 FIFTH THIRD BANK 360
17275293 First Lien No Yes 120 FIFTH THIRD BANK 360
17275294 First Lien No No 0 FIFTH THIRD BANK 360
17275295 First Lien No Yes 120 FIFTH THIRD BANK 360
17275296 First Lien No Yes 120 FIFTH THIRD BANK 360
17275297 First Lien No Yes 120 FIFTH THIRD BANK 360
17275298 First Lien No Yes 120 FIFTH THIRD BANK 360
17275299 First Lien No No 0 FIFTH THIRD BANK 360
17275374 First Lien No Yes 120 FIFTH THIRD BANK 360
17275376 First Lien No Yes 120 FIFTH THIRD BANK 360
17275378 First Lien No No 0 FIFTH THIRD BANK 360
17275379 First Lien No Yes 120 FIFTH THIRD BANK 360
17275381 First Lien No Yes 120 FIFTH THIRD BANK 360
17275382 First Lien No Yes 120 FIFTH THIRD BANK 360
17275383 First Lien No Yes 120 FIFTH THIRD BANK 360
17275387 First Lien No Yes 120 FIFTH THIRD BANK 360
17275390 First Lien No Yes 120 FIFTH THIRD BANK 360
17275391 First Lien No Yes 120 FIFTH THIRD BANK 360
17275392 First Lien No Yes 120 FIFTH THIRD BANK 360
17275393 First Lien No Yes 120 FIFTH THIRD BANK 360
17275395 First Lien No Yes 120 FIFTH THIRD BANK 360
17275397 First Lien No Yes 120 FIFTH THIRD BANK 360
17275399 First Lien No No 0 FIFTH THIRD BANK 360
17275401 First Lien No No 0 FIFTH THIRD BANK 360
17275404 First Lien No Yes 120 FIFTH THIRD BANK 360
17275405 First Lien No Yes 120 FIFTH THIRD BANK 360
17275406 First Lien No No 0 FIFTH THIRD BANK 360
17275407 First Lien No Yes 120 FIFTH THIRD BANK 360
17275408 First Lien No Yes 120 FIFTH THIRD BANK 360
17275409 First Lien No Yes 120 FIFTH THIRD BANK 360
17275410 First Lien No Yes 120 FIFTH THIRD BANK 360
17275414 First Lien No Yes 120 FIFTH THIRD BANK 360
17275416 First Lien No Yes 120 FIFTH THIRD BANK 360
17275419 First Lien No Yes 120 FIFTH THIRD BANK 360
17275423 First Lien No Yes 120 FIFTH THIRD BANK 360
17275424 First Lien No Yes 120 FIFTH THIRD BANK 360
17275425 First Lien No Yes 120 FIFTH THIRD BANK 360
17275426 First Lien No No 0 FIFTH THIRD BANK 360
17275427 First Lien No Yes 120 FIFTH THIRD BANK 360
17275428 First Lien No No 0 FIFTH THIRD BANK 360
17275429 First Lien No Yes 120 FIFTH THIRD BANK 360
17275200 First Lien No Yes 120 FIFTH THIRD BANK 360
17275201 First Lien No Yes 120 FIFTH THIRD BANK 360
17275202 First Lien No Yes 120 FIFTH THIRD BANK 360
17275203 First Lien No Yes 120 FIFTH THIRD BANK 360
17275204 First Lien No Yes 120 FIFTH THIRD BANK 360
17275205 First Lien No No 0 FIFTH THIRD BANK 360
17275208 First Lien No Yes 120 FIFTH THIRD BANK 360
17275209 First Lien No Yes 120 FIFTH THIRD BANK 360
17275211 First Lien No Yes 120 FIFTH THIRD BANK 360
17275213 First Lien No Yes 60 FIFTH THIRD BANK 360
17275215 First Lien No Yes 120 FIFTH THIRD BANK 360
17275216 First Lien No Yes 120 FIFTH THIRD BANK 360
17275218 First Lien No Yes 120 FIFTH THIRD BANK 360
17275219 First Lien No Yes 120 FIFTH THIRD BANK 360
17275221 First Lien No Yes 120 FIFTH THIRD BANK 360
17275222 First Lien No Yes 120 FIFTH THIRD BANK 360
17275225 First Lien No Yes 120 FIFTH THIRD BANK 360
17275227 First Lien No No 0 FIFTH THIRD BANK 360
17275228 First Lien No No 0 FIFTH THIRD BANK 360
17275230 First Lien No Yes 120 FIFTH THIRD BANK 360
17275232 First Lien No Yes 120 FIFTH THIRD BANK 360
17275234 First Lien No Yes 120 FIFTH THIRD BANK 360
17275235 First Lien No Yes 120 FIFTH THIRD BANK 360
17275236 First Lien No Yes 120 FIFTH THIRD BANK 360
17275237 First Lien No Yes 120 FIFTH THIRD BANK 360
17275238 First Lien No Yes 120 FIFTH THIRD BANK 360
17275240 First Lien No Yes 120 FIFTH THIRD BANK 360
17275241 First Lien No Yes 120 FIFTH THIRD BANK 360
17275242 First Lien No Yes 120 FIFTH THIRD BANK 360
17275243 First Lien No No 0 FIFTH THIRD BANK 360
17275244 First Lien No Yes 120 FIFTH THIRD BANK 360
17275245 First Lien No Yes 120 FIFTH THIRD BANK 360
17275247 First Lien No Yes 120 FIFTH THIRD BANK 360
17275248 First Lien No Yes 120 FIFTH THIRD BANK 360
17275249 First Lien No Yes 120 FIFTH THIRD BANK 360
17275250 First Lien No Yes 120 FIFTH THIRD BANK 360
17275251 First Lien No Yes 120 FIFTH THIRD BANK 360
17275252 First Lien No Yes 120 FIFTH THIRD BANK 360
17275253 First Lien No No 0 FIFTH THIRD BANK 360
17275254 First Lien No Yes 120 FIFTH THIRD BANK 360
17275255 First Lien No Yes 120 FIFTH THIRD BANK 360
17275257 First Lien No No 0 FIFTH THIRD BANK 360
17275258 First Lien No Yes 120 FIFTH THIRD BANK 360
17275259 First Lien No Yes 120 FIFTH THIRD BANK 360
17275263 First Lien No Yes 120 FIFTH THIRD BANK 360
17275264 First Lien No Yes 120 FIFTH THIRD BANK 360
17275265 First Lien No Yes 120 FIFTH THIRD BANK 360
17275266 First Lien No Yes 120 FIFTH THIRD BANK 360
17275267 First Lien No Yes 120 FIFTH THIRD BANK 360
17275268 First Lien No Yes 120 FIFTH THIRD BANK 360
17275271 First Lien No Yes 120 FIFTH THIRD BANK 360
17275272 First Lien No Yes 120 FIFTH THIRD BANK 360
17275273 First Lien No Yes 120 FIFTH THIRD BANK 360
17275275 First Lien No Yes 120 FIFTH THIRD BANK 360
17275276 First Lien No Yes 120 FIFTH THIRD BANK 360
17275277 First Lien No Yes 120 FIFTH THIRD BANK 360
17275278 First Lien No Yes 120 FIFTH THIRD BANK 360
17275279 First Lien No No 0 FIFTH THIRD BANK 360
17275281 First Lien No Yes 120 FIFTH THIRD BANK 360
17275184 First Lien No Yes 120 FIFTH THIRD BANK 360
17275185 First Lien No Yes 120 FIFTH THIRD BANK 360
17275186 First Lien No Yes 120 FIFTH THIRD BANK 360
17275187 First Lien No Yes 120 FIFTH THIRD BANK 360
17275189 First Lien No Yes 120 FIFTH THIRD BANK 360
17275190 First Lien No Yes 120 FIFTH THIRD BANK 360
17275191 First Lien No Yes 120 FIFTH THIRD BANK 360
17275192 First Lien No Yes 120 FIFTH THIRD BANK 360
17275193 First Lien No Yes 60 FIFTH THIRD BANK 360
17275194 First Lien No Yes 84 FIFTH THIRD BANK 360
17275195 First Lien No Yes 120 FIFTH THIRD BANK 360
17275196 First Lien No Yes 120 FIFTH THIRD BANK 360
17275197 First Lien No Yes 120 FIFTH THIRD BANK 360
17275198 First Lien No No 0 FIFTH THIRD BANK 360
17275199 First Lien No Yes 120 FIFTH THIRD BANK 360
16808789 First Lien No Yes 120 COUNTRYWIDE 480
17153185 First Lien No No 0 XXXXX FARGO 360
17153496 First Lien No Yes 60 XXXXX FARGO 360
17153756 First Lien No Yes 120 XXXXX FARGO 360
17153778 First Lien No Yes 120 XXXXX FARGO 360
17153325 First Lien No Yes 120 XXXXX FARGO 360
17153315 First Lien No Yes 120 XXXXX FARGO 360
17153621 First Lien No Yes 60 XXXXX FARGO 360
17153271 First Lien No Yes 120 XXXXX FARGO 360
17153242 First Lien No Yes 120 XXXXX FARGO 360
17153246 First Lien No Yes 60 XXXXX FARGO 360
17153198 First Lien No Yes 120 XXXXX FARGO 360
EXHIBIT C
[RESERVED]
EXHIBIT D-1
REQUEST FOR RELEASE OF DOCUMENTS
To: Treasury Bank, a division of Countrywide Bank, FSB
0000 X. Xxx Xxxxxxx Xxxxxx
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier: (000) 000-0000
RE: Custodial Agreement, dated as of August 31, 2007 among Structured Asset Mortgage Investments II
Inc., as depositor, Xxxxx Fargo Bank, National Association as master servicer and securities
administrator, Treasury Bank, a division of Countrywide Bank, FSB, as custodian and Citibank,
N.A., as trustee, issuing Bear Xxxxxxx Alt-A Trust II 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1
In connection with the administration of the Mortgage Loans held by you pursuant to the
above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt, of the
Mortgage File for the Mortgage Loan described below, for the reason indicated.
Mortgage Loan Number:
Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one):
_____ 1. Mortgage Paid in Full and proceeds have been deposited into the Custodial
Account
_____ 2. Foreclosure
_____ 3. Substitution
_____ 4. Other Liquidation
_____ 5. Nonliquidation Reason:
_____ 6. California Mortgage Loan paid in full
By:___________________________________
(authorized signer)
Issuer:
Address:
Date:
EXHIBIT D-2
REQUEST FOR RELEASE OF DOCUMENTS
To: Xxxxx Fargo Bank, National Association
0000 00xx Xxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier: (000) 000-0000
RE: Custodial Agreement, dated as of August 31, 2007 among Structured Asset Mortgage Investments II
Inc., as depositor, Xxxxx Fargo Bank, National Association as master servicer and securities
administrator, Xxxxx Fargo Bank, National Association as custodian and Citibank, N.A., as
trustee, issuing Bear Xxxxxxx Alt-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series
2007-1
In connection with the administration of the Mortgage Loans held by you pursuant to the
above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt, of the
Mortgage File for the Mortgage Loan described below, for the reason indicated.
Mortgage Loan Number:
Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one):
_____ 1. Mortgage Paid in Full and proceeds have been deposited into the Custodial
Account
_____ 2. Foreclosure
_____ 3. Substitution
_____ 4. Other Liquidation
_____ 5. Nonliquidation Reason:
_____ 6. California Mortgage Loan paid in full
By:__________________________________________
(authorized signer)
Issuer:
Address:
Date:
EXHIBIT E
FORM OF TRANSFER AFFIDAVIT
Affidavit pursuant to Section
860E(e)(4) of the Internal Revenue
Code of 1986, as amended, and for
other purposes
STATE OF )
)ss:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Investor] (record or beneficial owner of the
Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1, Class R-__
Certificates) (the "Class R Certificates") (the "Owner"), a [savings institution] [corporation] duly
organized and existing under the laws of [the State of _____] [the United States], on behalf of which he
makes this affidavit.
2. That the Owner (i) is not and will not be as of [Closing Date][date of purchase] a
"disqualified organization" within the meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986,
as amended (the "Code") or an "electing large partnership" within the meaning of Section 775 of the Code,
(ii) will endeavor to remain other than a disqualified organization and an electing large partnership for
so long as it retains its ownership in the Class R Certificates and (iii) is acquiring the Class R
Certificates for its own account or for the account of another Owner from which it has received an
affidavit and agreement in substantially the same form as this affidavit and agreement. (For this purpose,
a "disqualified organization" means an electing large partnership under Section 775 of the Code, the
United States, any state or political subdivision thereof, any agency or instrumentality of any of the
foregoing (other than an instrumentality all of the activities of which are subject to tax under Chapter 1
of the Code and, except for the Federal Home Loan Mortgage Corporation, a majority of whose board of
directors is not selected by any such governmental entity) or any foreign government, international
organization or any agency or instrumentality of such foreign government or organization, any rural
electric or telephone cooperative, or any organization (other than certain farmers' cooperatives) that is
generally exempt from federal income tax unless such organization is subject to the tax on unrelated
business taxable income).
3. That the Owner is aware (i) of the tax that would be imposed on transfers of Class R
Certificates to disqualified organizations or electing large partnerships under the Code, that applies
to all transfers of Class R Certificates after March 31, 1988; (ii) that such tax would be on the
transferor (or, with respect to transfers to electing large partnerships, on each such partnership), or,
if such transfer is through an agent (which person includes a broker, nominee or middleman) for a
disqualified organization, on the agent; (iii) that the person (other than with respect to transfers to
electing large partnerships) otherwise liable for the tax shall be relieved of liability for the tax if
the transferee furnishes to such person an affidavit that the transferee is not a disqualified
organization and, at the time of transfer, such person does not have actual knowledge that the affidavit
is false; and (iv) that the Class R Certificates may be "noneconomic residual interests" within the
meaning of Treasury regulations promulgated pursuant to the Code and that the transferor of a
noneconomic residual interest will remain liable for any taxes due with respect to the income on such
residual interest, unless no significant purpose of the transfer was to impede the assessment or
collection of tax.
4. That the Owner is aware of the tax imposed on a "pass-through entity" holding
Class R Certificates if either the pass-through entity is an electing large partnership under Section
775 of the Code or if at any time during the taxable year of the pass-through entity a disqualified
organization is the record holder of an interest in such entity. (For this purpose, a "pass through
entity" includes a regulated investment company, a real estate investment trust or common trust fund, a
partnership, trust or estate, and certain cooperatives.)
5. That the Owner is aware that the Securities Administrator will not register
the transfer of any Class R Certificates unless the transferee, or the transferee's agent, delivers to
it an affidavit and agreement, among other things, in substantially the same form as this affidavit and
agreement. The Owner expressly agrees that it will not consummate any such transfer if it knows or
believes that any of the representations contained in such affidavit and agreement are false.
6. That the Owner has reviewed the restrictions set forth on the face of the
Class R Certificates and the provisions of Section 5.05 of the Pooling and Servicing Agreement under
which the Class R Certificates were issued. The Owner expressly agrees to be bound by and to comply with
such restrictions and provisions.
7. That the Owner consents to any additional restrictions or arrangements that
shall be deemed necessary upon advice of counsel to constitute a reasonable arrangement to ensure that
the Class R Certificates will only be owned, directly or indirectly, by an Owner that is not a
disqualified organization.
8. The Owner's Taxpayer Identification Number is # _______________.
9. This affidavit and agreement relates only to the Class R Certificates held by
the Owner and not to any other holder of the Class R Certificates. The Owner understands that the
liabilities described herein relate only to the Class R Certificates.
10. That no purpose of the Owner relating to the transfer of any of the Class R
Certificates by the Owner is or will be to impede the assessment or collection of any tax; in making
this representation, the Owner warrants that the Owner is familiar with (i) Treasury Regulation Section
1.860E-1 (c) and recent amendments thereto, effective as of August 19, 2002, and (ii) the preamble
describing the adoption of the amendments to such regulation, which is attached hereto as Exhibit 1.
11. That the Owner has no present knowledge or expectation that it will be unable
to pay any United States taxes owed by it so long as any of the Certificates remain outstanding. In this
regard, the Owner hereby represents to and for the benefit of the person from whom it acquired the Class
R Certificates that the Owner intends to pay taxes associated with holding such Class R Certificates as
they become due, fully understanding that it may incur tax liabilities in excess of any cash flows
generated by the Class R Certificates.
12. That the Owner has no present knowledge or expectation that it will become
insolvent or subject to a bankruptcy proceeding for so long as any of the Class R Certificates remain
outstanding.
13. The Owner is a citizen or resident of the United States, a corporation,
partnership or other entity created or organized in, or under the laws of, the United States or any
political subdivision thereof, or an estate or trust whose income from sources without the United States
is includable in gross income for United States federal income tax purposes regardless of its connection
with the conduct of a trade or business within the United States.
14. The Owner hereby agrees that it will not cause income from the Class R
Certificates to be attributable to a foreign permanent establishment or fixed base (within the meaning
of an applicable income tax treaty) of the Owner or another United States taxpayer.
15. (a) The Purchaser hereby certifies, represents and warrants to,
and covenants with the Company, the Trustee, the Securities Administrator and the Master Servicer that
the Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit
plan within the meaning of Section 3(3) of the Employee Retirement Income Security Act of 1974, as
amended ("ERISA"), or other retirement arrangement, including individual retirement accounts and
annuities, Xxxxx plans and bank collective investment funds and insurance company general or separate
accounts in which such plans, accounts or arrangements are invested, that is subject to Section 406 of
ERISA or Section 4975 of the Internal Revenue Code of 1986 (the "Code") (any of the foregoing, a
"Plan"), (ii) are not being acquired with "plan assets" of a Plan within the meaning of the Department of
Labor ("DOL") regulation, 29 C.F.R. ?Section 2510.3-101 or otherwise under ERISA, and (iii) will not be
transferred to any entity that is deemed to be investing "plan assets" within the meaning of the DOL
regulation, 29 C.F.R. Section 2510.3-101 or otherwise under ERISA; or (b) the Owner will provide the
Securities Administrator with an Opinion of Counsel acceptable to and in form and substance satisfactory
to the Securities Administrator to the effect that the purchase of Certificates is permissible under
applicable law, will not constitute or result in any non-exempt prohibited transaction under ERISA or
Section 4975 of the Code and will not subject the Trustee, the Company, the Securities Administrator or
the Master Servicer to any obligation or liability (including obligations or liabilities under ERISA or
Section 4975 of the Code) in addition to those undertaken in the Pooling and Servicing Agreement.
In addition, the Owner hereby certifies, represents and warrants to, and covenants
with, the Company, the Trustee, the Securities Administrator and the Master Servicer that the Owner will
not transfer such Certificates to any Plan or person unless either such Plan or person meets the
requirements set forth in either (a) or (b) above.
Capitalized terms used but not defined herein shall have the meanings assigned in the
Pooling and Servicing Agreement.
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf,
pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________,
20__.
[NAME OF INVESTOR]
By:__________________________________________________
[Name of Officer]
[Title of Officer]
[Address of Investor for receipt of
distributions]
Address of Investor for receipt of tax
information:
Personally appeared before me the above-named [Name of Officer], known or proved to me to be
the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor,
and acknowledged to me that he executed the same as his free act and deed and the free act and deed of
the Investor.
Subscribed and sworn before me this ___ day of _________, 20___.
NOTARY PUBLIC
COUNTY OF
STATE OF
My commission expires the ___ day of ___________________, 20___.
EXHIBIT F-1
FORM OF INVESTMENT LETTER (NON-RULE 144A)
______________,200___
Structured Asset Mortgage Investments II Inc.
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, National Association
Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
Attention: Bear Xxxxxxx Alt-A Trust II 2007-1
Re: Bear Xxxxxxx Alt-A Trust II 2007-1
Mortgage Pass-Through Certificates, Series 2007-1, Class [ ]
Ladies and Gentlemen:
______________ (the "Purchaser") intends to purchase from ______________ (the "Seller")
$_________ initial Certificate Principal Balance of Mortgage Pass-Through Certificates, Series 2007-1,
Class _____ (the "Certificates"), issued pursuant to the Pooling and Servicing Agreement (the "Pooling
and Servicing Agreement"), dated as of August 1, 2007 among Structured Asset Mortgage Investments II
Inc., as depositor (the "Seller"), EMC Mortgage Corporation, Xxxxx Fargo Bank, National Association, as
master servicer and securities administrator, and Citibank, N.A., as trustee (the "Trustee"). All terms
used herein and not otherwise defined shall have the meanings set forth in the Pooling and Servicing
Agreement. The Purchaser hereby certifies, represents and warrants to, and covenants with, the Seller
and the Trustee that:
1. The Purchaser understands that (a) the Certificates have not been and
will not be registered or qualified under the Securities Act of 1933, as amended (the
"Act") or any state securities law, (b) the Seller is not required to so register or
qualify the Certificates, (c) the Certificates may be resold only if registered and
qualified pursuant to the provisions of the Act or any state securities law, or if an
exemption from such registration and qualification is available, (d) the Pooling and
Servicing Agreement contains restrictions regarding the transfer of the Certificates
and (e) the Certificates will bear a legend to the foregoing effect.
2. The Purchaser is acquiring the Certificates for its own account for
investment only and not with a view to or for sale in connection with any distribution
thereof in any manner that would violate the Act or any applicable state securities
laws.
3. The Purchaser is (a) a substantial, sophisticated institutional
investor having such knowledge and experience in financial and business matters, and,
in particular, in such matters related to securities similar to the Certificates, such
that it is capable of evaluating the merits and risks of investment in the
Certificates, (b) able to bear the economic risks of such an investment and (c) an
"accredited investor" within the meaning of Rule 501 (a) promulgated pursuant to the
Act.
4. The Purchaser has been furnished with, and has had an opportunity to
review (a) a copy of the Pooling and Servicing Agreement and (b) such other
information concerning the Certificates, the Mortgage Loans and the Seller as has been
requested by the Purchaser from the Seller or the Seller and is relevant to the
Purchaser's decision to purchase the Certificates. The Purchaser has had any
questions arising from such review answered by the Seller or the Seller to the
satisfaction of the Purchaser.
5. The Purchaser has not and will not nor has it authorized or will it
authorize any person to (a) offer, pledge, sell, dispose of or otherwise transfer any
Certificate, any interest in any Certificate or any other similar security to any
person in any manner, (b) solicit any offer to buy or to accept a pledge, disposition
of other transfer of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) otherwise approach or negotiate
with respect to any Certificate, any interest in any Certificate or any other similar
security with any person in any manner, (d) make any general solicitation by means of
general advertising or in any other manner or (e) take any other action, that (as to
any of (a) through (e) above) would constitute a distribution of any Certificate under
the Act, that would render the disposition of any Certificate a violation of Section 5
of the Act or any state securities law, or that would require registration or
qualification pursuant thereto. The Purchaser will not sell or otherwise transfer any
of the Certificates, except in compliance with the provisions of the Pooling and
Servicing Agreement.
6. The Purchaser (if the Certificate is not rated at least "BBB-" or its
equivalent by Fitch, S&P or Xxxxx'x):
(a) is not an employee benefit or other plan subject to the
prohibited transaction provisions of the Employee Retirement Income Security Act of
1974, as amended ("ERISA"), or Section 4975 of the Internal Revenue Code of 1986, as
amended (a "Plan"), or any other person (including an investment manager, a named
fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or
purchasing any Certificate with "plan assets" of any Plan within the meaning of the
Department of Labor ("DOL") regulation at 29 C.F.R. Section 2510.3-101, as modified by
Section 3(42) of ERISA; or
(b) is an insurance company, the source of funds to be used by it
to purchase the Certificates is an "insurance company general account" (within the
meaning of DOL Prohibited Transaction Class Exemption ("PTCE") 95-60), and the
purchase is being made in reliance upon the availability of the exemptive relief
afforded under Sections I and III of PTCE 95-60.
In addition, the Purchaser hereby certifies, represents and warrants to, and covenants with,
the Company, the Trustee, the Securities Administrator and the Master Servicer that the Purchaser will
not transfer such Certificates to any Plan or person unless such Plan or person meets the requirements
set forth in either 6(a) or (b) above.
Very truly yours,
[PURCHASER]
By:________________________________
Name:
Title:
EXHIBIT F-2
FORM OF RULE 144A INVESTMENT REPRESENTATION
Description of Rule 144A Securities, including numbers:
________________________________________________________
________________________________________________________
________________________________________________________
________________________________________________________
The undersigned seller, as registered holder (the "Seller"), intends to transfer the
Rule 144A Securities described above to the undersigned buyer (the "Buyer").
In connection with such transfer and in accordance with the agreements pursuant to which the
Rule 144A Securities were issued, the Seller hereby certifies the following facts: Neither the Seller
nor anyone acting on its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security to, or
solicited any offer to buy or accept a transfer, pledge or other disposition of the Rule 144A
Securities, any interest in the Rule 144A Securities or any other similar security from, or otherwise
approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security with, any person in any manner, or made any general
solicitation by means of general advertising or in any other manner, or taken any other action, that
would constitute a distribution of the Rule 144A Securities under the Securities Act of 1933, as amended
(the "1933 Act"), or that would render the disposition of the Rule 144A Securities a violation of
Section 5 of the 1933 Act or require registration pursuant thereto, and that the Seller has not offered
the Rule 144A Securities to any person other than the Buyer or another "qualified institutional buyer"
as defined in Rule 144A under the 1933 Act.
The Buyer warrants and represents to, and covenants with, the Seller, the Trustee and the
Master Servicer (as defined to the Pooling and Servicing Agreement, dated as of August 1, 2007 (the
"Agreement"), among the Company, EMC, Xxxxx Fargo Bank, N.A., as master servicer (the "Master Servicer"),
and Citibank, N.A., as trustee (the "Trustee")) as follows:
The Buyer understands that the Rule 144A Securities have not been registered under the 1933 Act
or the securities laws of any state.
The Buyer considers itself a substantial, sophisticated institutional investor having such
knowledge and experience in financial and business matters that it is capable of evaluating the merits
and risks of investment in the Rule 144A Securities.
The Buyer has been furnished with all information regarding the Rule 144A Securities that it
has requested from the Seller, the Securities Administrator or the Master Servicer.
Neither the Buyer nor anyone acting on its behalf has offered, transferred, pledged, sold or
otherwise disposed of the Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of
the Rule 144A Securities, any interest in the Rule 144A Securities or any other similar security from,
or otherwise approached or negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or made any general
solicitation by means of general advertising or in any other manner, or taken any other action, that
would constitute a distribution of the Rule 144A Securities under the 1933 Act or that would render the
disposition of the Rule 144A Securities a violation of Section 5 of the 1933 Act or require registration
pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in such
manner with respect to the Rule 144A Securities.
The Buyer is a "qualified institutional buyer" as that term is defined in Rule 144A under the
1933 Act and has completed either of the forms of certification to that effect attached hereto as Annex
1 or Annex 2. The Buyer is aware that the sale to it is being made in reliance on Rule 144A. The Buyer
is acquiring the Rule 144A Securities for its own account or the accounts of other qualified
institutional buyers, understands that such Rule 144A Securities may be resold, pledged or transferred
only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its
own account or for the account of a qualified institutional buyer to whom notice is given that the
resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another exemption
from registration under the 1933 Act.
The Buyer (if the Rule 144A Securities are not rated at least "BBB-" or its equivalent by
Fitch, S&P or Xxxxx'x):
(a) is not an employee benefit or other plan subject to the prohibited transaction
provisions of the Employee Retirement Income Security Act of 1974, as amended
("ERISA"), or Section 4975 of the Internal Revenue Code of 1986, as amended (a
"Plan"), or any other person (including an investment manager, a named fiduciary or a
trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any
Certificate with "plan assets" of any Plan within the meaning of the Department of
Labor ("DOL") regulation at 29 C.F.R. Section 2510.3-101, as modified by Section 3(42)
of ERISA; or
(b) is an insurance company, the source of funds to be used by it to purchase the
Certificates is an "insurance company general account" (within the meaning of DOL
Prohibited Transaction Class Exemption ("PTCE") 95-60), and the purchase is being made
in reliance upon the availability of the exemptive relief afforded under Sections I
and III of PTCE 95-60.
This document may be executed in one or more counterparts and by the different parties hereto
on separate counterparts, each of which, when so executed, shall be deemed to be an original; such
counterparts, together, shall constitute one and the same document.
IN WITNESS WHEREOF, each of the parties has executed this document as of the date set
forth below.
_______________________________________ __________________________________________
Print Name of Seller Print Name of Buyer
By:____________________________________ By:_______________________________________
Name: Name:
Title: Title:
Taxpayer Identification Taxpayer Identification:
No.____________________________________ No:________________________________________
Date:__________________________________ Date:______________________________________
ANNEX 1 TO EXHIBIT F
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule 144A
Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the
President, Chief Financial Officer, Senior Vice President or other executive
officer of the Buyer.
2. In connection with purchases by the Buyer, the
Buyer is a "qualified institutional buyer" as that term is defined in Rule
144A under the Securities Act of 1933 ("Rule 144A") because (i) the Buyer
owned and/or invested on a discretionary basis
$__________________________________________ in securities (except for the
excluded securities referred to below) as of the end of the Buyer's most
recent fiscal year (such amount being calculated in accordance with Rule 144A)
and (ii) the Buyer satisfies the criteria in the category marked below.
Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association
or similar institution), Massachusetts or similar business trust, partnership, or charitable
organization described in Section 501(c)(3) of the Internal Revenue Code.
Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any
State, territory or the District of Columbia, the business of which is substantially confined to banking
and is supervised by the State or territorial banking commission or similar official or is a foreign
bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated
in its latest annual financial statements, a copy of which is attached hereto.
Savings and Loan. The Buyer (a) is a savings and loan association, building and loan
association, cooperative bank, homestead association or similar institution, which is supervised and
examined by a State or Federal authority having supervision over any such institutions or is a foreign
savings and loan association or equivalent institution and (b) has an audited net worth of at least
$25,000,000 as demonstrated in its latest annual financial statements.
Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities
Exchange Act of 1934.
Insurance Company. The Buyer is an insurance company whose primary and predominant business
activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and
which is subject to supervision by the insurance commissioner or a similar official or agency of a State
or territory or the District of Columbia.
State or Local Plan. The Buyer is a plan established and maintained by a State, its political
subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the
benefit of its employees.
ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the
Employee Retirement Income Security Act of 1974.
Investment Adviser. The Buyer is an investment adviser registered under the Investment
Advisers Act of 1940.
SBIC. The Buyer is a Small Business Investment Company licensed by the U.S. Small Business
Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958.
Business Development Company. The Buyer is a business development company as defined in
Section 202(a)(22) of the Investment Advisers Act of 1940.
Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust company and whose
participants are exclusively (a) plans established and maintained by a State, its political
subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the
benefit of its employees, or (b) employee benefit plans within the meaning of Title I of the Employee
Retirement Income Security Act of 1974, but is not a trust fund that includes as participants individual
retirement accounts or H.R. 10 plans.
3. The term "securities" as used herein does not
include (i) securities of issuers that are affiliated with the Buyer, (ii)
securities that are part of an unsold allotment to or subscription by the
Buyer, if the Buyer is a dealer, (iii) bank deposit notes and certificates of
deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities
owned but subject to a repurchase agreement and (vii) currency, interest rate
and commodity swaps.
4. For purposes of determining the aggregate amount of
securities owned and/or invested on a discretionary basis by the Buyer, the
Buyer used the cost of such securities to the Buyer and did not include any of
the securities referred to in the preceding paragraph. Further, in
determining such aggregate amount, the Buyer may have included securities
owned by subsidiaries of the Buyer, but only if such subsidiaries are
consolidated with the Buyer in its financial statements prepared in accordance
with generally accepted accounting principles and if the investments of such
subsidiaries are managed under the Buyer's direction. However, such
securities were not included if the Buyer is a majority-owned, consolidated
subsidiary of another enterprise and the Buyer is not itself a reporting
company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with
Rule 144A and understands that the seller to it and other parties related to
the Certificates are relying and will continue to rely on the statements made
herein because one or more sales to the Buyer may be in reliance on Rule 144A.
______ _______ Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no",
the Buyer agrees that, in connection with any purchase of securities sold to
the Buyer for the account of a third party (including any separate account) in
reliance on Rule 144A, the Buyer will only purchase for the account of a third
party that at the time is a "qualified institutional buyer" within the meaning
of Rule 144A. In addition, the Buyer agrees that the Buyer will not purchase
securities for a third party unless the Buyer has obtained a current
representation letter from such third party or taken other appropriate steps
contemplated by Rule 144A to conclude that such third party independently
meets the definition of "qualified institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which
this certification is made of any changes in the information and conclusions
herein. Until such notice is given, the Buyer's purchase of Rule 144A
Securities will constitute a reaffirmation of this certification as of the
date of such purchase.
_____________________________________________________
Print Name of Buyer
By:__________________________________________________
Name:
Title:
Date:________________________________________________
EXHIBIT F-3
FORM OF TRANSFEROR REPRESENTATION LETTER
____, 20__
Structured Asset Mortgage Investments II Inc.
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
MORTGAGE PASS-THROUGH CERTIFICATE SERIES 2007-1
Xxxxx Fargo Bank, National Association
Xxxxx Xxxxxx xxx Xxxxxxxxx Xxxxxx
Xxxxxxxxxxx, Xxxxxxxxx 00000
Attention: Bear Xxxxxxx Alt-A Trust II 2007-1
Re: Mortgage Pass-Through Certificates, Series 2007-1
Ladies and Gentlemen:
In connection with the sale by __________ (the "Seller") to _______________________ (the
"Purchaser") of $__________ Initial Certificate Principal Balance of Mortgage Pass-Through Certificates,
Series 2007-1 (the "Certificates") pursuant to the Pooling and Servicing Agreement, dated as of August
1, 2007 (the "Pooling and Servicing Agreement"), among Structured Asset Mortgage Investments II Inc.
(the "Company"), EMC Mortgage Corporation ("EMC"), Xxxxx Fargo Bank, N.A., as master servicer (the
"Master Servicer"), and Citibank, N.A., as trustee (the "Trustee"). The Seller hereby certifies,
represents and warrants to, and covenants with, the Company and the Trustee that:
Neither the Seller nor anyone acting on its behalf has (a) offered, pledged, sold,
disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other
similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge,
disposition or other transfer of any Certificate, any interest in any Certificate or any other similar
security from any person in any manner, (c) has otherwise approached or negotiated with respect to any
Certificate, any interest in any Certificate or any other similar security with any person in any
manner, (d) has made any general solicitation by means of general advertising or in any other manner, or
(e) has taken any other action, that (as to any of (a) through (e) above) would constitute a
distribution of the Certificates under the Securities Act of 1933 (the "Act"), that would render the
disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that
would require registration or qualification pursuant thereto. The Seller will not act, in any manner
set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not
sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the
Pooling and Servicing Agreement.
Very truly yours,
_________________________________________
(Seller)
By:______________________________________
Name:____________________________________
Title:___________________________________
EXHIBIT G-1
FORM OF TREASURY BANK CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (AS AMENDED AND SUPPLEMENTED FROM TIME TO TIME, THE
"AGREEMENT"), DATED AS OF AUGUST 31, 2007, BY AND AMONG CITIBANK, N.A., AS TRUSTEE (INCLUDING ITS
SUCCESSORS UNDER THE POOLING AND SERVICING AGREEMENT DEFINED BELOW, THE "TRUSTEE"), STRUCTURED ASSET
MORTGAGE INVESTMENTS II INC., AS DEPOSITOR (TOGETHER WITH ANY SUCCESSOR IN INTEREST, THE "DEPOSITOR"),
XXXXX FARGO BANK, NATIONAL ASSOCIATION, AS MASTER SERVICER AND SECURITIES ADMINISTRATOR (TOGETHER WITH
ANY SUCCESSOR IN INTEREST OR SUCCESSOR UNDER THE POOLING AND SERVICING AGREEMENT REFERRED TO BELOW, THE
"MASTER SERVICER" OR THE "SECURITIES ADMINISTRATOR," AS APPLICABLE) AND TREASURY BANK, A DIVISION OF
COUNTRYWIDE BANK, FSB, AS CUSTODIAN (TOGETHER WITH ANY SUCCESSOR IN INTEREST OR ANY SUCCESSOR APPOINTED
HEREUNDER, THE "CUSTODIAN").
WITNESSETH THAT:
WHEREAS, the Depositor, the Master Servicer, the Securities Administrator, the Trustee
and EMC Mortgage Corporation (the "Seller") have entered into a Pooling and Servicing Agreement, dated
as of August 1, 2007, relating to the issuance of Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through
Certificates, Series 2007-1 (as in effect on the date of this agreement, the "Original Pooling and
Servicing Agreement," and as amended and supplemented from time to time, the "Pooling and Servicing
Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee for the purposes of
receiving and holding certain documents and other instruments relating to the mortgage loans (herein
referred to as the "Mortgage Loans") listed on Schedule I hereto (the "Mortgage Loan Schedule")
delivered by (i) the Depositor or the Master Servicer under the Pooling and Servicing Agreement and (ii)
the Servicers under their respective Servicing Agreements, all upon the terms and conditions and subject
to the limitations hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual covenants and
agreements hereinafter set forth, the Trustee, the Depositor, the Master Servicer, the Securities
Administrator and the Custodian hereby agree as follows:
ARTICLE I.
DEFINITIONS
Capitalized terms used in this Agreement and not defined herein shall have the
meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the
context herein.
ARTICLE II.
CUSTODY OF MORTGAGE DOCUMENTS
Section 2.1. Custodian to Act as Agent: Acceptance of Mortgage Files. The
Custodian, as the duly appointed agent of the Trustee for these purposes, acknowledges (subject to any
exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage
Files relating to the Mortgage Loans attached hereto (the "Mortgage Files") and declares that it holds
and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all
present and future Certificateholders.
Section 2.2. Recordation of Assignments. If any Mortgage File relating to the
Mortgage Loans includes one or more assignments of Mortgage to the Trustee in a state which is
specifically excluded from the Opinion of Counsel delivered by the Seller to the Trustee and the
Custodian pursuant to the provisions of Section 2.01 of the Pooling and Servicing Agreement, each such
assignment shall be delivered, at the direction of the Depositor (in written or electronic format), by
the Custodian to the Depositor for the purpose of recording it in the appropriate public office for real
property records, and the Depositor, at no expense to the Custodian, shall promptly cause to be recorded
in the appropriate public office for real property records each such assignment of Mortgage and, upon
receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.
Section 2.3. Review of Mortgage Files.
(a) On or prior to the Closing Date, in accordance with Section 2.02 of the
Pooling and Servicing Agreement, the Custodian shall deliver to the Depositor, the Master Servicer and
the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt
(subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans.
(b) Within 90 days of the Closing Date (or, with respect to any Substitute
Mortgage Loans, within 5 Business Days after the receipt by the Trustee or the Custodian thereof), the
Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of
Section 2.02 of the Pooling and Servicing Agreement, each such document relating to the Mortgage Loans,
and shall execute and deliver to the Depositor, the Master Servicer and the Trustee an Interim
Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been
executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage
Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification.
The Custodian shall be under no duty or obligation to inspect, review or examine said documents,
instruments, certificates or other papers to determine that the same are genuine, enforceable, or
appropriate for the represented purpose or that they have actually been recorded or that they are other
than what they purport to be on their face.
(c) Not later than 180 days after the Closing Date (or, with respect to any
Substitute Mortgage Loans, within 5 Business Days after the receipt by the Trustee or the Custodian
thereof), the Custodian shall review the Mortgage Files relating to the Mortgage Loans as provided in
Section 2.02 of the Pooling and Servicing Agreement and execute and deliver to the Depositor , the
Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three
evidencing the completeness of such Mortgage Files.
(d) In reviewing the Mortgage Files relating to the Mortgage Loans as provided
herein and in the Pooling and Servicing Agreement, the Custodian shall make no representation as to and
shall not be responsible to verify (i) the validity, legality, enforceability, due authorization,
recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii)
the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage
File.
Upon receipt of written request from the Depositor, Master Servicer or the Trustee,
the Custodian shall as soon as practicable supply the requesting party with a list of all of the
documents missing from the Mortgage Loans then contained in the Mortgage Files.
Section 2.4. Notification of Breaches of Representations and Warranties. Upon
discovery by the Custodian of a breach of any representation or warranty made by the Depositor as set
forth in the Pooling and Servicing Agreement with respect to a Mortgage Loan relating to a Mortgage
File, the Custodian shall give prompt written notice to the Depositor, the Master Servicer, the
applicable Servicer and the Trustee.
Section 2.5. Custodian to Cooperate: Release of Mortgage Files. Upon receipt of
written notice from the Master Servicer or the Trustee that the Seller has repurchased a Mortgage Loan
pursuant to Article II of the Pooling and Servicing Agreement, and that the Repurchase Price therefor
has been deposited in the Distribution Account, and a Request for Release (as defined below), the
Custodian agrees to promptly release to the Seller the related Mortgage File.
Upon the Custodian's receipt of a request for release (a "Request for Release")
substantially in the form of Exhibit D-1 to the Pooling and Servicing Agreement signed by an officer of
the related Servicer involved in, or responsible for, the administration and servicing of the Mortgage
Loans whose name appears on a list of servicing officers furnished by such Servicer upon request, as
such list may from time to time be amended (each, a "Servicing Officer") stating that it has received
payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for
such purposes, the Custodian agrees to promptly release to such Servicer the related Mortgage File. The
Depositor shall deliver to the Custodian, and the Custodian agrees to accept, the Mortgage Note and
other documents constituting the Mortgage File with respect to any Substitute Mortgage Loan, which
documents the Custodian will review to the extent provided in Article II of the Pooling and Servicing
Agreement.
From time to time as is appropriate for the servicing or foreclosure of any Mortgage
Loan, including, for this purpose, collection under any Primary Mortgage Insurance Policy, the related
Servicer shall (or if the related Servicer does not, then the Master Servicer may) deliver to the
Custodian a Request for Release signed by a Servicing Officer requesting that possession of all of the
related Mortgage File be released to such Servicer and certifying as to the reason for such release and
that such release will not invalidate any insurance coverage provided in respect of the related Mortgage
Loan under any of the Insurance Policies. Upon receipt of the foregoing, the Custodian shall deliver
such Mortgage File to the related Servicer. All Mortgage Files so released to the related Servicer
shall be held by it in trust for the Trustee for the use and benefit of all present and future
Certificateholders. The related Servicer shall cause each Mortgage File or any document therein so
released to be returned to the Custodian when the need therefor by such Servicer no longer exists,
unless (i) such Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the related
Mortgage Loan have been deposited in the Distribution Account or (ii) such Mortgage File or such
document has been delivered to an attorney, or to a public trustee or other public official as required
by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of
the related Mortgaged Property either judicially or non-judicially, and the related Servicer has
delivered to the Custodian a certificate of a Servicing Officer certifying as to the name and address of
the Person to which such Mortgage File or such document was delivered and the purpose or purposes of
such delivery.
At any time that a Servicer or the Master Servicer is required to deliver to the
Custodian a Request for Release, such Servicer or the Master Servicer shall deliver two copies of the
Request for Release if delivered in hard copy or such Servicer or the Master Servicer may furnish such
Request for Release electronically to the Custodian, in which event the Servicing Officer transmitting
the same shall be deemed to have signed such Request for Release. In connection with any Request for
Release of a Mortgage File because of a repurchase of a Mortgage Loan, the assignment of mortgage and
the related Mortgage Note shall be returned to the related Servicer or the Master Servicer, as
applicable, for execution and endorsement, respectively, pursuant to a power of attorney from the
Trustee and for delivery to the Seller. If the related Servicer or the Master Servicer does not have a
power of attorney from the Trustee to execute the applicable assignment and to endorse the related
Mortgage Note, such Request for Release shall be accompanied by an assignment of mortgage, without
recourse, executed by the Trustee to the Seller and the related Mortgage Note shall be endorsed without
recourse by the Trustee (if not in blank) and be returned to the related Servicer or the Master
Servicer, as applicable, for delivery to the Seller; provided, however, that in the case of a Mortgage
Loan that is registered on the MERS® System, no assignment of mortgage or endorsement of the Mortgage
Note by the Trustee, or by the related Servicer or the Master Servicer pursuant to a power of attorney
from the Trustee, shall be required. In connection with any Request for Release of a Mortgage File
because of the payment in full of a Mortgage Loan and if the related Servicer or the Master Servicer
does not have a power of attorney from the Trustee to execute the applicable certificate of satisfaction
or similar instrument, such Request for Release shall be accompanied by a certificate of satisfaction or
other similar instrument to be executed by or on behalf of the Trustee and returned to the related
Servicer or the Master Servicer, as applicable.
Section 2.6. Assumption Agreements. In the event that any assumption agreement,
substitution of liability agreement or sale of servicing agreement is entered into with respect to any
Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and
Servicing Agreement, the Master Servicer, to the extent provided in the related Servicing Agreement,
shall cause the related Servicer to notify the Custodian that such assumption agreement, substitution of
liability agreement or sale of servicing agreement has been completed by forwarding to the Custodian the
original of such assumption agreement, substitution of liability agreement or sale of servicing
agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered
a part of such Mortgage File to the same extent as all other documents and instruments constituting
parts thereof.
ARTICLE III.
CONCERNING THE CUSTODIAN
Section 3.1. Custodian as Bailee and Agent of the Trustee. With respect to each
Mortgage Note and other documents constituting each Mortgage File relating to the Mortgage Loans which
are delivered to the Custodian, the Custodian is exclusively the bailee and agent of the Trustee and has
no instructions to hold any Mortgage Note or Mortgage File for the benefit of any person other than the
Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are
specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.5 of
this Agreement with respect to any Mortgage Loan, no Mortgage Note, Mortgage or Mortgage File shall be
delivered by the Custodian to the Depositor, the Seller, any Servicer or the Master Servicer or
otherwise released from the possession of the Custodian.
Section 3.2. [Reserved.]
Section 3.3. Custodian May Own Certificates. The Custodian in its individual or
any other capacity may become the owner or pledgee of Certificates with the same rights it would have if
it were not Custodian.
Section 3.4. Custodian's Fees and Expenses. The Depositor covenants and agrees to
cause the Seller to pay the Custodian from time to time, and the Custodian shall be entitled to,
reasonable compensation for all services rendered by it in the exercise and performance of any of the
powers and duties hereunder of the Custodian pursuant to a letter agreement between the Custodian and
the Seller. In addition, the Seller will pay or reimburse the Custodian upon its request for all
reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with any
of the provisions of this Agreement (including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in its employ), except any such expense,
disbursement or advance as may arise from its negligence or bad faith, or to the extent that such cost
or expense is indemnified by the Depositor pursuant to the Pooling and Servicing Agreement.
Section 3.5. Custodian May Resign; Trustee May Remove Custodian. The Custodian
may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate
to its acting as Custodian of the Mortgage Loans. Upon receiving such notice of resignation, the
Trustee shall either take custody of the Mortgage Files itself and give prompt notice thereof to the
Depositor, the Master Servicer, the Servicers and the Custodian, or promptly appoint a successor
Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the
resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken
custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted
appointment within 30 days after the giving of such notice of resignation, the resigning Custodian may
petition any court of competent jurisdiction for the appointment of a successor Custodian.
The Trustee may remove the Custodian at any time with the consent of the Master
Servicer. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to
appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution
subject to supervision or examination by federal or state authority, shall be able to satisfy the other
requirements contained in Section 3.7 and shall be unaffiliated with any Servicer or the Depositor.
Any resignation or removal of the Custodian and appointment of a successor Custodian
pursuant to any of the provisions of this Section 3.5 shall become effective upon acceptance of
appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the
Master Servicer of the appointment of any successor Custodian. No successor Custodian shall be
appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.
Section 3.6. Merger or Consolidation of Custodian. Any Person into which the
Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from
any merger, conversion or consolidation to which the Custodian shall be a party, or any Person
succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder (provided
such Person shall satisfy the requirements set forth in Section 3.7), without the execution or filing of
any paper or any further act on the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
Section 3.7. Representations of the Custodian. The Custodian hereby represents,
and any successor Custodian hereunder shall represent, that it is a depository institution subject to
supervision or examination by a federal or state authority, has a combined capital and surplus of at
least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any
Mortgage File.
Section 3.8. Duties and Obligations of the Custodian.
(a) The Custodian shall be under no duty or obligation to inspect, review or
examine the Mortgage Files to determine that the contents thereof are appropriate for the represented
purpose or that they have been actually recorded or that they are other than what they purport to be on
their face.
(b) The Custodian shall not be responsible or liable for, and makes no
representation or warranty with respect to, the validity, adequacy or perfection or any lien upon or
security interest in the Mortgage Files.
(c) Any other provision of this Agreement to the contrary notwithstanding, the
Custodian shall have no notice, and shall not be bound by any of the terms and conditions of any other
document or agreement executed or delivered in connection with, or intended to control any part of, the
transactions anticipated by or referred to in this Agreement unless the Custodian is a signatory party
to that document or agreement.
(d) The Custodian may rely on and shall be protected in acting in good faith upon
any certificate, instrument, opinion, notice, magnetic tape, letter, telegram or other document, or any
security, delivered to it and in good faith believed by it to be genuine and to have been signed by the
proper party or parties; but in the case of any loan document or other request, instruction, document or
certificate which by any provision hereof is specifically required to be furnished to the Custodian, the
Custodian shall be under a duty to examine the same to determine whether or not it conforms prima facie
to the requirements of this Custodial Agreement.
(e) The Custodian shall not be liable for any error of judgment, or for any act
done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything
that it may do or refrain from doing in connection therewith, except in the case of its negligent
performance or omission.
(f) The Custodian shall have no obligation to verify the receipt of any such
documents the existence of which was not made known to the Custodian by the Mortgage Files.
(g) The Custodian shall not be responsible for delays or failures in performance
resulting from acts beyond its control. Such acts shall include, but not be limited to, acts of God,
strikes, lockouts, riots, acts of war or terrorism, epidemics, nationalization, expropriation, currency
restrictions, governmental regulations superimposed after the fact, fire, communication line failures,
power failures, earthquakes or other disasters.
ARTICLE IV.
COMPLIANCE WITH REGULATION AB
Section 4.1. Intent of the parties; Reasonableness. The parties hereto acknowledge
and agree that the purpose of this Article IV is to facilitate compliance by the Depositor, the Master
Servicer and the Securities Administrator with the provisions of Regulation AB and related rules and
regulations of the Commission. The Depositor, the Master Servicer and the Securities Administrator shall
not exercise its right to request delivery of information or other performance under these provisions
other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act
and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the
parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over
time, whether due to interpretive guidance provided by the Commission or its staff, consensus among
participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and the Custodian
agrees to comply with requests made by the Depositor, the Master Servicer and the Securities Administrator
in good faith for delivery of information under these provisions on the basis of evolving interpretations
of Regulation AB to the extent reasonably practicable, unless otherwise advised in writing by counsel. The
Custodian shall cooperate reasonably with the Depositor, the Master Servicer and the Securities
Administrator to deliver to the Depositor and the Master Servicer (including any of their respective
assignees or designees), any and all disclosure, statements, reports, certifications, records and any
other information necessary in the reasonable, good faith determination of the Depositor, the Master
Servicer and the Securities Administrator to permit the Depositor, the Master Servicer and the Securities
Administrator to comply with the provisions of Regulation AB.
Section 4.2. Additional Representations and Warranties of the Custodian.
(a) The Custodian hereby represents and warrants that the information with respect
to the Custodian set forth in the Prospectus Supplement under the caption "Description of the
Certificates—The Custodians" (the "Custodian Disclosure") does not contain any untrue statement of a
material fact or omit to state a material fact required to be stated therein or necessary in order to
make the statements therein, in the light of the circumstances under which they were made, not
misleading.
(b) The Custodian shall be deemed to represent to the Depositor as of the date
hereof and on each date on which information is provided to the Depositor under Section 4.3 that, except
as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial
condition that could have a material adverse effect on the performance by it of its Custodian
obligations under this Agreement; (ii) there are no material legal or governmental proceedings pending
(or known to be contemplated) against it that would affect or interfere with the performance of its
obligations hereunder; and (iii) there are no affiliations, relationships or transactions relating to
the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer (other than
Countrywide Home Loan Servicing LP), trustee, originator, significant obligor, enhancement or support
provider or other material transaction party (as such terms are used in Regulation AB) relating to the
securitization transaction contemplated by the Pooling and Servicing Agreement, as identified by the
Depositor to the Custodian in writing as of the Closing Date (each, a "Transaction Party") that would
affect or interfere with the performance of its obligations hereunder and have not been previously
disclosed to the Depositor and the Trustee.
(c) If so requested by the Depositor on any date following the Closing Date, the
Custodian shall, within five Business Days following such request, confirm in writing the accuracy of
the representations and warranties set forth in paragraph (1) of this section or, if any such
representation and warranty is not accurate as of the date of such confirmation, provide reasonably
adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from
the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a
reasonable basis for a determination that any of the representations and warranties may not be accurate.
Section 4.3. Additional Information to Be Provided by the Custodian. For so long
as the Certificates are outstanding, for the purpose of satisfying the Depositor's reporting obligation
under the Exchange Act with respect to any class of Certificates, the Custodian shall (a) notify the
Depositor, the Securities Administrator and the Master Servicer in writing of any material litigation or
governmental proceedings pending against the Custodian (including any such proceedings known to be
contemplated by the governmental authorities) that would be material to Certificateholders, and (b)
provide to the Depositor, Securities Administrator and the Master Servicer a written description of such
proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than
five Business Days prior to the Determination Date following the month in which the Custodian has
knowledge of the occurrence of the relevant event. As of the date the Depositor, the Securities
Administrator or Master Servicer files each Report on Form 10-D or Form 10-K with respect to the
Certificates, the Custodian will be deemed to represent that any information previously provided under
this Section 4.3, if any, is materially correct and does not have any material omissions unless the
Custodian has provided an update to such information.
Section 4.4. Report on Assessment of Compliance and Attestation. On or before
March 15 of each calendar year in which a Form 10-K is required to be filed with respect to the Trust,
the Custodian shall:
(a) deliver to the Depositor, the Master Servicer and the Securities Administrator
a report (in form and substance reasonably satisfactory to the Depositor) regarding the Custodian's
assessment of compliance with the Applicable Servicing Criteria as set forth in Exhibit Four during the
immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and
Item 1122 of Regulation AB. Such report shall be addressed to the Depositor and the Securities
Administrator and signed by an authorized officer of the Custodian, and shall address each of the
Servicing Criteria specified on a certification substantially in the form of Exhibit Four hereto; and
(b) deliver to the Depositor, the Master Servicer and the Securities
Administrator, a report of a registered public accounting firm reasonably acceptable to the Master
Servicer, the Depositor and the Securities Administrator that attests to, and reports on, the assessment
of compliance made by the Custodian and delivered pursuant to the preceding paragraph. Such attestation
shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and
the Exchange Act.
Section 4.5. Indemnification; Remedies.
(a) The Custodian shall indemnify the Depositor, each affiliate of the Depositor,
the Master Servicer, the Securities Administrator and each broker dealer acting as underwriter,
placement agent or initial purchaser of the Certificates or each Person who controls any of such parties
(within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the
respective present and former directors, officers, employees and agents of each of the foregoing (each,
an "Indemnified Party"), and shall hold each of them harmless from and against any losses, damages,
penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other
costs, fees and expenses that any of them may sustain arising out of or based upon:
(i) (A) any untrue statement of a material fact contained or alleged to
be contained in the Custodian Disclosure and any information, report, certification,
accountants' attestation or other material provided under this Article IV by or on behalf of the
Custodian (collectively, the "Custodian Information"), or (B) the omission or alleged omission
to state in the Custodian Information a material fact required to be stated in the Custodian
Information or necessary in order to make the statements therein, in the light of the
circumstances under which they were made, not misleading; or
(ii) any failure by the Custodian to deliver any information, report,
certification, accountants' attestation or other material when and as required under this
Article IV; or
(iii) the negligence, bad faith or willful misconduct of the Custodian in
the performance of its obligations under this Article IV.
(b) In the case of any failure of performance described in clause (ii) of Section
4.5(a), the Custodian shall promptly reimburse the Depositor, the Securities Administrator and the
Master Servicer for all costs reasonably incurred by the Depositor and the Master Servicer,
respectively, in order to obtain the information, report, certification, accountants' letter or other
material not delivered as required by the Custodian.
(c) In no event shall the Custodian or its directors, officers and employees be
liable for any special, indirect or consequential damages from any action taken or omitted to be taken
by it or them hereunder or in connection herewith even if advised of the possibility of such damages.
If the indemnification provided for herein is unavailable or insufficient to hold harmless any
Indemnified Party, then the Custodian agrees that it shall contribute to the amount paid or payable by
such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such
Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified
Party on the one hand and the Custodian on the other. This indemnification shall survive the
termination of this Agreement or the termination of the Custodian.
ARTICLE V.
MISCELLANEOUS PROVISIONS
Section 5.1. Notices. All notices, requests, consents and demands and other
communications required under this Agreement or pursuant to any other instrument or document delivered
hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally,
by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at
the addresses specified on the signature page hereof (unless changed by the particular party whose
address is stated herein by similar notice in writing), in which case the notice will be deemed
delivered when received.
Section 5.2. Amendments. No modification or amendment of or supplement to this
Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto,
and neither the Depositor, the Master Servicer nor the Trustee shall enter into any amendment hereof
except as permitted by the Pooling and Servicing Agreement. The Trustee shall give prompt notice to the
Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the
Custodian with written copies thereof.
Section 5.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE UNDER
THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH AND GOVERNED BY
THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS CONFLICT OF LAWS RULES (OTHER THAN SECTION
5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW, WHICH SHALL APPLY HERETO).
Section 5.4. Recordation of Agreement. To the extent permitted by applicable law,
this Agreement is subject to recordation in all appropriate public offices for real property records in
all the counties or other comparable jurisdictions in which any or all of the properties subject to the
Mortgages are situated, and in any other appropriate public recording office or elsewhere, such
recordation to be effected by the Depositor and at the Trust's expense on direction by the Trustee, but
only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the
effect that the failure to effect such recordation is likely to materially and adversely affect the
interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein provided
and for other purposes, this Agreement may be executed simultaneously in any number of counterparts,
each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but
one and the same instrument.
Section 5.5. Severability of Provisions. If any one or more of the covenants,
agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then
such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants,
agreements, provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates or the rights of the
holders thereof.
[Signature page follows]
IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.
Address: CITIBANK, N.A.,
as Trustee
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance Agency & Trust BSAAT 2007-1
Telecopy: (000) 000-0000 By:___________________________________
Name:
Title:
Address: STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
By:___________________________________
Name:
Title:
Address: XXXXX FARGO BANK,
NATIONAL ASSOCIATION, as Master Servicer and as
0000 Xxx Xxxxxxxxx Xxxx Xxxxxxxxxx Xxxxxxxxxxxxx
Xxxxxxxx, Xxxxxxxx 00000
By:___________________________________
Name:
Title:
Address: TREASURY BANK, A DIVISION OF COUNTRYWIDE BANK, FSB, as
Custodian
0000 X. Xxx Xxxxxxx Xxxxxx
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attention: Xxxxxxxx Que
Telephone: (000) 000-0000 By:___________________________________
Facsimile: (000) 000-0000 Name:
Title:
STATE OF NEW YORK )
)ss:
COUNTY OF NEW YORK )
On the 31st day of August 2007 before me, a notary public in and for said State,
personally appeared _____________________, known to me to be an _____________________ of Citibank, N.A.,
a national banking association organized under the laws of the United States of America, that executed
the within instrument, and also known to me to be the person who executed it on behalf of said national
banking association and acknowledged to me that such national banking association executed the within
instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
____________________________
Notary Public
[SEAL]
STATE OF MARYLAND )
)ss:
COUNTY OF XXXXXX )
On the 31st day of August 2007 before me, a notary public in and for said State,
personally appeared ______________, known to me to be a ______________of Xxxxx Fargo Bank, National
Association, a national banking association that executed the within instrument, and also known to me to
be the person who executed it on behalf of said national banking association, and acknowledged to me
that such national banking association executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
____________________________
Notary Public
[SEAL]
STATE OF NEW YORK )
)ss:
COUNTY OF NEW YORK )
On the 31st day of August 2007 before me, a notary public in and for said State,
personally appeared _____________, known to me to be a __________________ of Structured Asset Mortgage
Investments II Inc., one of the corporations that executed the within instrument, and also known to me
to be the person who executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
____________________________
Notary Public
[Notarial Seal]
STATE OF CALIFORNIA )
)ss:
COUNTY OF VENTURA )
On the 31st day of August 2007 before me, a notary public in and for said State,
personally appeared ______________, known to me to be a __________________ of Treasury Bank, a division
of Countrywide Bank, FSB, one of the corporations that executed the within instrument, and also known to
me to be the person who executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
____________________________
Notary Public
[Notarial Seal]
SCHEDULE 1
Mortgage Loans
[Provided upon Request]
EXHIBIT ONE
FORM OF CUSTODIAN INITIAL CERTIFICATION
August 31, 2007
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attn: Structured Finance—Agency & Trust, BSAAT 2007-1
Structured Asset Mortgage Investments II Inc.
000 Xxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
Re: Custodial Agreement, dated as of August 31, 2007, by and among
Citibank, N.A., Structured Asset Mortgage Investments II Inc., Xxxxx
Fargo Bank, National Association and Treasury Bank, a division of
Countrywide Bank, FSB relating to Bear Xxxxxxx ALT-A Trust II,
Mortgage Pass-Through Certificates, Series 2007-1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial Agreement, and subject
to Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies
that it has received a Mortgage File (which contains an original Mortgage Note or lost note affidavit)
to the extent required in Section 2.01 of the Pooling and Servicing Agreement (other than with respect
to clause (b)(v) thereof, for which no review has been made) with respect to each Mortgage Loan listed
in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
Capitalized words and phrases used herein shall have the respective meanings assigned
to them in the above-captioned Custodial Agreement.
TREASURY BANK, A DIVISION OF
COUNTRYWIDE BANK, FSB
By:______________________________________
Name:
Title:
SCHEDULE A TO EXHIBIT ONE
Exceptions
EXHIBIT TWO
FORM OF CUSTODIAN INTERIM CERTIFICATION
_________ ___, 200__
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attn: Structured Finance—Agency & Trust, BSAAT 2007-1
Structured Asset Mortgage Investments II Inc.
000 Xxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
Re: Custodial Agreement, dated as of August 31, 2007, by and among
Citibank, N.A., Structured Asset Mortgage Investments II Inc., Xxxxx
Fargo Bank, National Association and Treasury Bank, a division of
Countrywide Bank, FSB relating to Bear Xxxxxxx ALT-A Trust II,
Mortgage Pass-Through Certificates, Series 2007-1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial Agreement, the
undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required
pursuant to Section 2.01 of the Pooling and Servicing Agreement (other than with respect to clause
(b)(v) thereof, for which no review has been made) with respect to each Mortgage Loan listed in the
Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has
determined that: all required documents have been executed and received and that such documents related
to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A
attached hereto.
Capitalized words and phrases used herein shall have the respective meanings assigned
to them in the above-captioned Custodial Agreement.
TREASURY BANK, A DIVISION OF
COUNTRYWIDE BANK, FSB
By: ___________________________
Name:
Title:
SCHEDULE A TO EXHIBIT TWO
Exceptions
EXHIBIT THREE
FORM OF CUSTODIAN FINAL CERTIFICATION
__________ ____, 200__
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attn: Structured Finance—Agency & Trust, BSAAT 2007-1
Structured Asset Mortgage Investments II Inc.
000 Xxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
Re: Custodial Agreement, dated as of August 31, 2007, by and among
Citibank, N.A., Structured Asset Mortgage Investments II Inc., Xxxxx
Fargo Bank, National Association and Treasury Bank, a division of
Countrywide Bank, FSB relating to Bear Xxxxxxx ALT-A Trust II,
Mortgage Pass-Through Certificates, Series 2007-1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial Agreement, the
undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required
pursuant to Section 2.01 of the Pooling and Servicing Agreement (other than with respect to clause
(b)(v) thereof, for which no review has been made) with respect to each Mortgage Loan listed in the
Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule and has
determined that an original of each document related thereto required to be recorded has been returned
from the related recording office with evidence of recording thereon, or a certified copy has been
obtained from the related recording office, with any exceptions listed in Schedule A attached hereto.
Capitalized words and phrases used herein shall have the respective meanings assigned
to them in the above-captioned Custodial Agreement.
TREASURY BANK, A DIVISION OF
COUNTRYWIDE BANK, FSB
By: __________________________
Name:
Title:
SCHEDULE A TO EXHIBIT THREE
Exceptions
EXHIBIT FOUR
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the
criteria identified as below as "Applicable Servicing Criteria";
_____________________________________________________________________________________________________________
Applicable
Servicing Criteria Servicing Criteria
_____________________________________________________________________________________________________________
Reference Criteria
_____________________________________________________________________________________________________________
General Servicing Considerations
_____________________________________________________________________________________________________________
Policies and procedures are instituted to monitor any
performance or other triggers and events of default in
1122(d)(1)(i) accordance with the transaction agreements
_____________________________________________________________________________________________________________
If any material servicing activities are outsourced to third
parties, policies and procedures are instituted to monitor
1122(d)(1)(ii) the third party's performance and compliance with such
servicing activities
_____________________________________________________________________________________________________________
Any requirements in the transaction agreements to maintain a
1122(d)(1)(iii) back-up servicer for the pool assets are maintained.
_____________________________________________________________________________________________________________
A fidelity bond and errors and omissions policy is in effect
on the party participating in the servicing function
throughout the reporting period in the amount of coverage
1122(d)(1)(iv) required by and otherwise in accordance with the terms of
the transaction agreements.
_____________________________________________________________________________________________________________
Cash Collection and Administration
_____________________________________________________________________________________________________________
Payments on pool assets are deposited into the appropriate
custodial bank accounts and related bank clearing accounts
no more than two business days following receipt and
1122(d)(2)(i) identification, or such other number of days specified in
the transaction agreements.
_____________________________________________________________________________________________________________
Disbursements made via wire transfer on behalf of an obligor
1122(d)(2)(ii) or to an investor are made only by authorized personnel.
_____________________________________________________________________________________________________________
Advances of funds or guarantees regarding collections, cash
flows or distributions, and any interest or other fees
charged for such advances are made, reviewed and approved as
1122(d)(2)(iii) specified in the transaction agreements.
_____________________________________________________________________________________________________________
The related accounts for the transaction, such as cash
reserve accounts or accounts established as a form of
overcollateralization, are separately maintained (e.g., with
1122(d)(2)(iv) respect to commingling of cash) as set forth in the
transaction agreements.
_____________________________________________________________________________________________________________
Each custodial account is maintained at a federally insured
depository institution as set forth in the transaction
agreements. For purposes of this criterion, "federally
insured depository institutions" with respect to a foreign
financial institution means a foreign financial institution
1122(d)(2)(v) that meets the requirements of Rule 13k-1(b)(1) of the
Securities Exchange Act.
_____________________________________________________________________________________________________________
1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent
unauthorized access.
_____________________________________________________________________________________________________________
Reconciliations are prepared on a monthly basis for all
asset-backed securities related bank accounts, including
custodial accounts and related bank clearing accounts. These
reconciliations are (A) mathematically accurate; (B)
prepared within 30 calendar days after the bank statement
cutoff date, or such other number of days specified in the
transaction agreements; (C) reviewed and approved by someone
other than the person who prepared the reconciliations; and
(D) contain explanations for reconciling items, These
1122(d)(2)(vii) reconciling items are resolved within 90 calendar days of
their original identification, or such other number of days
specified in the transaction agreements.
_____________________________________________________________________________________________________________
Investor Remittances and Reporting
_____________________________________________________________________________________________________________
Reports to investors, including those to be filed with the
Commission, are maintained in accordance with the
transaction agreements and applicable Commission
requirements. Specifically, such reports (A) are prepared in
accordance with timeframes and other terms set forth in the
transaction agreements, (B) provide information calculated
in accordance with the terms specified in the transaction
agreements; (C) are filed with the Commission as required by
its rules and regulations; and (D) agree with investors; or
1122(d)(3)(i) the trustee's records as to the total unpaid principal
balance and number of pool assets serviced by the servicer.
_____________________________________________________________________________________________________________
Amounts due to investors are allocated and remitted in
accordance with timeframes, distribution priority and other
1122(d)(3)(ii) terms set forth in the transaction agreements.
_____________________________________________________________________________________________________________
Disbursements made to an investor are posted within two
business days to the servicer's investor records, or such
1122(d)(3)(iii) other number of days specified in the transaction agreements.
_____________________________________________________________________________________________________________
Amounts remitted to investors per the investor reports agree
with cancelled checks, or other form of payment, or
1122(d)(3)(iv) custodial bank statements.
_____________________________________________________________________________________________________________
Pool Asset Administration
_____________________________________________________________________________________________________________
Collateral or security on pool assets is maintained as X
1122(d)(4)(i) required by the transaction agreements or related asset pool
documents.
_____________________________________________________________________________________________________________
Pool assets and related documents are safeguarded as X
1122(d)(4)(ii) required by the transaction agreements.
_____________________________________________________________________________________________________________
Any additions, removals or substitutions to the asset pool
are made, reviewed and approved in accordance with any
1122(d)(4)(iii) conditions or requirements in the transaction agreements
_____________________________________________________________________________________________________________
Payments on pool assets, including any payoffs, made in
accordance with the related pool asset documents are posted
to the servicer's obligor records maintained no more than
two business days after receipt, or such other number of
days specified in the transaction agreements, and allocated
1122(d)(4)(iv) to principal, interest or other items (e.g., escrow) in
accordance with the related pool asset documents.
_____________________________________________________________________________________________________________
The servicer's records regarding the pool assets agree with
1122(d)(4)(v) the servicer's records with respect to an obligor's unpaid
principal balance.
_____________________________________________________________________________________________________________
Changes with respect to the terms or status of an obligor's
pool asset (e.g., loan modifications or re-agings) are made,
reviewed and approved by authorized personnel in accordance
1122(d)(4)(vi) with the transaction agreements and related pool asset
documents.
_____________________________________________________________________________________________________________
Loss mitigation of recovery actions (e.g., forbearance
plans, modifications and deed in lieu of foreclosure,
foreclosures and repossessions, as applicable) are
initiated, conducted and concluded in accordance with the
1122(d)(4)(vii) timeframes or other requirements established by the
transaction documents.
_____________________________________________________________________________________________________________
Records documenting collection efforts are maintained during
the period a pool asset is delinquent in accordance with the
transaction agreements., Such records are maintained in at
least a monthly basis, or such other period specified in the
transaction agreements, and describe the entity's activities
in monitoring delinquent pool assets including, for example,
phone calls, letters and payment rescheduling plans in cases
1122(d)(4)(viii) where delinquency is deemed temporary (e.g., illness or
unemployment).
_____________________________________________________________________________________________________________
Adjustments to interest rates or rates of return for pool
1122(d)(4)(ix) assets with variable rates are computed based on the
related pool asset documents.
_____________________________________________________________________________________________________________
Regarding any funds held in trust for an obligor (such as
escrow accounts); (A) such funds are analyzed, in accordance
with the obligor's pool asset documents, on at least an
annual basis, or such other period specified in the
transaction agreements; (B) interest on such funds is paid,
or credited, to obligors in accordance with applicable pool
asset documents and state laws; and (C) such funds are
returned to the obligor within 3- calendar days of full
1122(d)(4)(x) repayment of the related pool asset, or such other number of
days specified in the transaction agreements.
_____________________________________________________________________________________________________________
Payments made on behalf of an obligor (such as tax ore
insurance payments) are made on or before the related
penalty or expiration dates, as indicated on the appropriate
bills or notices for such payments, provided that such
support has been received by the service at least 30
1122(d)(4)(xi) calendar days prior to these dates, or such other number of
days specified in the transaction agreements.
_____________________________________________________________________________________________________________
Any late payment penalties in connection with any payment to
be made on behalf of an obligor are paid from the servicer's
funds and not charged to the obligor, unless the late
1122(d)(4)(xii) payment was due to the obligor's error or omission.
_____________________________________________________________________________________________________________
1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within
two business days to the obligor's records maintained by the
servicer, or such other number of days specified in the
transaction agreements.
_____________________________________________________________________________________________________________
1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible funds are
recognized and recorded in accordance with the transaction
agreements.
_____________________________________________________________________________________________________________
1122(d)(4)(xv) Any external enhancement or other support, identified in
item 1114(a)(1) through (3) or item 1115 of Regulation AB,
is maintained as set forth in the transaction agreements.
_____________________________________________________________________________________________________________
EXHIBIT G-2
FORM OF XXXXX FARGO CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the
Agreement, dated as of August 31, 2007, by and among Citibank, N.A., as trustee (including its
successors under the Pooling and Servicing Agreement defined below, the "Trustee"), STRUCTURED ASSET
MORTGAGE INVESTMENTS II INC., as company (together with any successor in interest, the "Company"), XXXXX
FARGO BANK, NATIONAL ASSOCIATION, as master servicer and securities administrator (together with any
successor in interest or successor under the Pooling and Servicing Agreement referred to below, the
"Master Servicer" or the "Securities Administrator," as applicable) and XXXXX FARGO BANK, NATIONAL
ASSOCIATION, as custodian (together with any successor in interest or any successor appointed hereunder,
the "Custodian").
WITNESSETH THAT:
WHEREAS, the Company, EMC, the Master Servicer, the Securities Administrator and the
Trustee have entered into a Pooling and Servicing Agreement, dated as of August 1, 2007, relating to the
issuance of Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1 (as in effect
on the date of this agreement, the "Original Pooling and Servicing Agreement," and as amended and
supplemented from time to time, the "Pooling and Servicing Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee, on behalf of the
Certificateholders, for the purposes of receiving and holding certain documents and other instruments
relating to the mortgage loans (herein referred to as the "Mortgage Loans") listed on Schedule I
attached hereto (the "Mortgage Loan Schedule") delivered by the Company or the Master Servicer under the
Pooling and Servicing Agreement and the Servicers under their respective Servicing Agreements, all upon
the terms and conditions and subject to the limitations hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual covenants and
agreements hereinafter set forth, the Trustee, the Company, the Master Servicer and the Custodian hereby
agree as follows:
ARTICLE I.
DEFINITIONS
Capitalized terms used in this Agreement and not defined herein shall have the
meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the
context herein.
ARTICLE II.
CUSTODY OF MORTGAGE DOCUMENTS
Section 2.1. Custodian to Act as Agent: Acceptance of Mortgage Files. The
Custodian, as the duly appointed agent of the Trustee for these purposes, acknowledges (subject to any
exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage
Files relating to the Mortgage Loans identified on the schedule attached hereto and declares that it
holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of
all present and future Certificateholders.
Section 2.2. Recordation of Assignments. If any Mortgage File relating to the
Mortgage Loans includes one or more assignments of Mortgage to the Trustee in a state which is
specifically excluded from the Opinion of Counsel delivered by the Seller to the Trustee (with a copy to
the Custodian) pursuant to the provisions of Section 2.01 of the Pooling and Servicing Agreement, each
such assignment shall be delivered, by the Custodian to the Company for the purpose of recording it in
the appropriate public office for real property records, and the Company, at no expense to the
Custodian, shall promptly cause to be recorded in the appropriate public office for real property
records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return
each such assignment of Mortgage to the Custodian.
Section 2.3. Review of Mortgage Files.
(1) On or prior to the Closing Date, in accordance with Section 2.02 of the
Pooling and Servicing Agreement, the Custodian shall deliver to the Company, the Master Servicer and the
Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject
to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans.
(2) Within 90 days of the Closing Date (or, with respect to any Substitute
Mortgage Loans, within 5 Business Days after the receipt by the Trustee or the Custodian thereof), the
Custodian agrees, for the benefit of Certificateholders, to review, in accordance with the provisions of
Section 2.02 of the Pooling and Servicing Agreement, each such document relating to the Mortgage Loans,
and shall deliver to the Company, the Master Servicer and the Trustee an Interim Certification in the
form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received
and that such documents relate to the Mortgage Loans, except for any exceptions listed on Schedule A
attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect,
review or examine said documents, instruments, certificates or other papers to determine that the same
are genuine, enforceable, or appropriate for the represented purpose or that they have actually been
recorded or that they are other than what they purport to be on their face.
(3) Not later than 180 days after the Closing Date (or, with respect to any
Substitute Mortgage Loans, within 5 Business Days after the receipt by the Trustee or the Custodian
thereof), the Custodian shall review the Mortgage Files relating to the Mortgage Loans as provided in
Section 2.02 of the Pooling and Servicing Agreement and deliver to the Company, the Master Servicer and
the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing the
completeness of such Mortgage Files.
(4) In reviewing the Mortgage Files relating to the Mortgage Loans as provided
herein and in the Pooling and Servicing Agreement, the Custodian shall make no representation as to and
shall not be responsible to verify (i) the validity, legality, enforceability, due authorization,
recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii)
the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage
File.
Upon receipt of written request from EMC, the Company, the Master Servicer or the Trustee, the
Custodian shall as soon as practicable supply the requesting party with a list of all of the documents
relating to the Mortgage Loans missing from the Mortgage Files.
Section 2.4. Notification of Breaches of Representations and Warranties. Upon
discovery by the Custodian of a breach of any representation or warranty made by the Company as set
forth in the Pooling and Servicing Agreement with respect to a Mortgage Loan relating to a Mortgage
File, the Custodian shall give prompt written notice to the Company, the Master Servicer, the related
Servicer and the Trustee.
Section 2.5. Custodian to Cooperate: Release of Mortgage Files. Upon receipt of
written notice from the Master Servicer or Trustee that EMC (the "Mortgage Loan Seller") has repurchased
a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and that the purchase
price therefore has been deposited in the Master Servicer Collection Account or the Distribution
Account, then the Custodian agrees to promptly release to the Mortgage Loan Seller the related Mortgage
File.
Upon the Custodian's receipt of a request for release (a "Request for Release")
substantially in the form of Exhibit D to the Pooling and Servicing Agreement signed by a Servicing
Officer of the related Servicer stating that it has received payment in full of a Mortgage Loan or that
payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly
to release to the related Servicer the related Mortgage File. The Company shall deliver to the Custodian
and the Custodian agrees to accept the Mortgage Note and other documents constituting the Mortgage File
with respect to any Substitute Mortgage Loan.
From time to time as is appropriate for the servicing or foreclosure of any Mortgage
Loan, including, for this purpose, collection under any Primary Mortgage Insurance Policy, the related
Servicer shall deliver to the Custodian a Request for Release signed by a Servicing Officer requesting
that possession of a Mortgage File be released to the related Servicer and certifying as to the reason
for such release and that such release will not invalidate any insurance coverage provided in respect of
the Mortgage Loan under any of the Insurance Policies. Upon receipt of the foregoing, the Custodian
shall deliver the Mortgage File to the related Servicer. All Mortgage Files so released to the related
Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future
Certificateholders. The related Servicer shall cause each Mortgage File or any document therein so
released to be returned to the Custodian when the need therefore by the related Servicer no longer
exists, unless (i) the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Master Servicer Collection Account or the Distribution Account
or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or
other public official as required by law, for purposes of initiating or pursuing legal action or other
proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the
related Servicer has delivered to the Custodian a certificate of a Servicing Officer certifying as to
the name and address of the Person to which such Mortgage File or such document was delivered and the
purpose or purposes of such delivery.
At any time that a Servicer is required to deliver to the Custodian a Request for
Release, EMC or the related Servicer shall deliver two copies of the Request for Release if delivered in
hard copy or EMC or the related Servicer may furnish such Request for Release electronically to the
Custodian, in which event the Servicing Officer transmitting the same shall be deemed to have signed the
Request for Release. In connection with any Request for Release of a Mortgage File because of a
repurchase of a Mortgage Loan, such Request for Release shall be accompanied by an assignment of
mortgage, without recourse, representation or warranty from the Trustee to the Mortgage Loan Seller and
the related Mortgage Note shall be endorsed without recourse, representation or warranty by the Trustee
(unless such Mortgage Note was a MERS Loan and not endorsed to the Trustee) and be returned to the
Mortgage Loan Seller. In connection with any Request for Release of a Mortgage File because of the
payment in full of a Mortgage Loan, such Request for Release shall be accompanied by a certificate of
satisfaction or other similar instrument to be executed by or on behalf of the Trustee and returned to
EMC or the related Servicer.
Section 2.6. Assumption Agreements. In the event that any assumption agreement,
substitution of liability agreement or sale of servicing agreement is entered into with respect to any
Mortgage Loan subject to this Agreement in accordance with the terms and provisions of the Pooling and
Servicing Agreement, the Master Servicer, to the extent provided in the related Servicing Agreement,
shall cause the related Servicer to notify the Custodian that such assumption or substitution agreement
has been completed by forwarding to the Custodian the original of such assumption or substitution
agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered
a part of such Mortgage File to the same extent as all other documents and instruments constituting
parts thereof.
ARTICLE III.
CONCERNING THE CUSTODIAN
Section 3.1. Custodian as Bailee and Agent of the Trustee. With respect to each
Mortgage Note, Mortgage and other documents constituting each Mortgage File relating to the Mortgage
Loans which are delivered to the Custodian, the Custodian is exclusively the bailee and agent of the
Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person
other than the Trustee, holds such documents for the benefit of Certificateholders and undertakes to
perform such duties and only such duties as are specifically set forth in this Agreement. Except upon
compliance with the provisions of Section 2.5 of this Agreement with respect to any Mortgage Loan, no
Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Company, the
Servicers or the Master Servicer or otherwise released from the possession of the Custodian.
Section 3.2. Reserved.
Section 3.3. Custodian May Own Certificates. The Custodian in its individual or
any other capacity may become the owner or pledgee of Certificates with the same rights it would have if
it were not Custodian.
Section 3.4. Custodian's Fees and Expenses. The Master Servicer covenants and
agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable
compensation for all services rendered by it in the exercise and performance of any of the powers and
duties hereunder of the Custodian pursuant to an agreement between the Master Servicer and the
Custodian, and the Custodian will be entitled to be paid or reimbursed by the Trust upon its request for
all reasonable expenses, disbursements and advances incurred or made by the Custodian in accordance with
any of the provisions of this Agreement (including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in its employ), except any such expense,
disbursement or advance as may arise from its negligence or bad faith or to the extent that such cost or
expense is indemnified by the Company pursuant to the Pooling and Servicing Agreement.
Section 3.5. Custodian May Resign; Trustee May Remove Custodian. The Custodian may
resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to
its acting as Custodian of the Mortgage Loans. Upon receiving such notice of resignation, the Trustee
shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the
Company, the Master Servicer and the Custodian, or promptly appoint a successor Custodian, by written
instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and
one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files
and no successor Custodian shall have been so appointed and have accepted appointment within 30 days
after the giving of such notice of resignation, the resigning Custodian may petition any court of
competent jurisdiction for the appointment of a successor Custodian.
The Trustee may remove the Custodian at any time with the consent of the Master
Servicer. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to
appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution
subject to supervision or examination by federal or state authority, shall be able to satisfy the other
requirements contained in Section 3.7 and shall be unaffiliated with the Servicer or the Company.
Any resignation or removal of the Custodian and appointment of a successor Custodian
pursuant to any of the provisions of this Section 3.5 shall become effective upon acceptance of
appointment by the successor Custodian. The Trustee shall give prompt notice to the Company and the
Master Servicer of the appointment of any successor Custodian. No successor Custodian shall be appointed
by the Trustee without the prior approval of the Company and the Master Servicer.
Section 3.6. Merger or Consolidation of Custodian. Any Person into which the
Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from
any merger, conversion or consolidation to which the Custodian shall be a party, or any Person
succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without
the execution or filing of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding; provided that such successor is a depository
institution subject to supervision or examination by federal or state authority and is able to satisfy
the other requirements contained in Section 3.7 and is unaffiliated with the Master Servicer or the
Company.
Section 3.7. Representations of the Custodian. The Custodian hereby represents
that it is a depository institution subject to supervision or examination by a federal or state
authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in
the jurisdictions in which it will hold any Mortgage File.
Section 3.8. Limitation on Liability. Neither the Custodian nor any of its
directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by
it or them hereunder or in connection herewith in good faith and reasonably believed (which belief may
be based upon the written opinion or advice of counsel selected by it in the exercise of reasonable
care) by it or them to be within the purview of this Agreement, except for its or their own negligence,
lack of good faith or willful misconduct. The Custodian and any director, officer, employee or agent of
the Custodian may rely in good faith on any document of any kind prima facie properly executed and
submitted by any person with authority with respect to any related matters arising hereunder. In no
event shall the Custodian or its directors, officers, agents and employees be held liable for any
special, indirect or consequential damages resulting from any action taken or omitted to be taken by it
or them hereunder or in connection herewith even if advised of the possibility of such damages.
Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the
Trust Fund, the Trustee and each of their respective employees, representatives, affiliates, officers,
directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or
expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or
Trust Fund or any such other respective Person, due to any willful misfeasance or negligent or bad faith
performance or non-performance by the Custodian of its duties and responsibilities under this Agreement;
provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount
and any portion of any such amount directly and solely resulting from the willful misfeasance, bad faith
or negligence of such person, and the Custodian's reliance on written instructions from the Trustee or
the Master Servicer. The provisions of this Section 3.8 shall survive the termination of this Custodial
Agreement.
The Custodian and its directors, officers, employees and agents shall be entitled to
indemnification and defense from the Trust Fund for any loss, liability or expense incurred (other than
as a result of any willful misfeasance or negligent or bad-faith performance or non-performance on their
part), arising out of, or in connection with, the acceptance or administration of the custodial
arrangement created hereunder, including the costs and expenses of defending themselves against any
claim or liability in connection with the exercise or performance of any of their powers or duties
hereunder.
ARTICLE IV.
COMPLIANCE WITH REGULATION AB
Section 4.1. Intent of the parties; Reasonableness. The parties hereto
acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Company,
Master Servicer and the Securities Administrator with the provisions of Regulation AB and related rules
and regulations of the Commission. The Company, Master Servicer and the Securities Administrator shall
not exercise its right to request delivery of information or other performance under these provisions
other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange
Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each
of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change
over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among
participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to
comply with requests made by the Company, Master Servicer and the Securities Administrator in good faith
for delivery of information under these provisions on the basis of evolving interpretations of
Regulation AB to the extent reasonably practicable. The Custodian shall cooperate reasonably with the
Company to deliver to the Company, Master Servicer and Securities Administrator (including any of their
respective assignees or designees), any and all disclosure, statements, reports, certifications, records
and any other information necessary in the reasonable, good faith determination of the Company, Master
Servicer and Securities Administrator to permit the Company, Master Servicer and Securities
Administrator to comply with the provisions of Regulation AB.
Section 4.2. Additional Representations and Warranties of the Custodian.
(1) [Reserved].
(2) The Custodian shall be deemed to represent to the Company as of the date
hereof and on each date on which information is provided to the Company under Section 4.3 that, except
as disclosed in writing to the Company prior to such date: (i) there are no aspects of its financial
condition that could have a material adverse effect on the performance by it of its Custodian
obligations under this Agreement or any other securitization transaction as to which it is the
custodian; (ii) there are no material legal or governmental proceedings pending (or known to be
contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to
the Custodian with respect to the Company or any sponsor, issuing entity, servicer, trustee, originator,
significant obligor, enhancement or support provider or other material transaction party (as such terms
are used in Regulation AB) relating to the securitization transaction contemplated by the Original
Pooling and Servicing Agreement, as identified by the Company to the Custodian in writing as of the
Closing Date (each, a "Transaction Party").
(3) If so requested by the Company on any date following the Closing Date, the
Custodian shall, within five Business Days following such request, confirm in writing the accuracy of
the representations and warranties set forth in paragraph (1) of this section or, if any such
representation and warranty is not accurate as of the date of such confirmation, provide reasonably
adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from
the Company shall not be given more than once each calendar quarter, unless the Company shall have a
reasonable basis for a determination that any of the representations and warranties may not be accurate.
Section 4.3. Additional Information to Be Provided by the Custodian. For so long
as the Certificates are outstanding, for the purpose of satisfying the Company's reporting obligation
under the Exchange Act with respect to any class of Certificates, the Custodian shall (a) notify the
Company and the Securities Administrator in writing of any material litigation or governmental
proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide
to the Company and the Securities Administrator a written description of such proceedings. Any notices
and descriptions required under this Section 4.3 shall be given no later than five Business Days prior
to the Determination Date following the month in which the Custodian has knowledge of the occurrence of
the relevant event. As of the date the Company or Securities Administrator files each Report on Form
10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any
information previously provided under this Section 4.3, if any, is materially correct and does not have
any material omissions unless the Custodian has provided an update to such information.
Section 4.4. Report on Assessment of Compliance and Attestation. On or before
March 15 of each calendar year, the Custodian shall:
(1) deliver to the Company, the Master Servicer and the Securities Administrator a
report (in form and substance reasonably satisfactory to the Company, the Master Servicer and the
Securities Administrator) regarding the Custodian's assessment of compliance with the Servicing Criteria
during the immediately preceding calendar year, as required under Rules 13a-18 and 15d-18 of the
Exchange Act and Item 1122 of Regulation AB. Such report shall be addressed to the Company, the Master
Servicer and the Securities Administrator and signed by an authorized officer of the Custodian, and
shall address each of the Servicing Criteria specified on a certification substantially in the form of
Exhibit Four hereto; and
(2) deliver to the Master Servicer, the Company and the Securities Administrator,
a report of a registered public accounting firm reasonably acceptable to the Master Servicer, the
Company and the Securities Administrator, that attests to, and reports on, the assessment of compliance
made by the Custodian and delivered pursuant to the preceding paragraph. Such attestation shall be in
accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act and the Exchange
Act.
Section 4.5. Indemnification; Remedies.
(1) The Custodian shall indemnify the Company, each affiliate of the Company, the
Master Servicer, the Securities Administrator, the Trustee and each broker dealer acting as underwriter,
placement agent or initial purchaser of the Certificates or each Person who controls any of such parties
(within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the
respective present and former directors, officers, employees and agents of each of the foregoing, and
shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures,
legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of
them may sustain arising out of or based upon:
(i) (A) any untrue statement of a material fact contained or alleged to be
contained in any information, report, certification, accountants' attestation or other material provided
under this Article IV by or on behalf of the Custodian (collectively, the "Custodian Information"), or
(B) the omission or alleged omission to state in the Custodian Information a material fact required to
be stated in the Custodian Information or necessary in order to make the statements therein, in the
light of the circumstances under which they were made, not misleading; or
(ii) any failure by the Custodian to deliver any information, report,
certification, accountants' attestation or other material when and as required under this Article IV.
(2) In the case of any failure of performance described in clause (ii) of Section
4.5(1), the Custodian shall promptly reimburse the Company, the Securities Administrator and the Master
Servicer for all costs reasonably incurred by the Company in order to obtain the information, report,
certification, accountants' letter or other material not delivered as required by the Custodian.
ARTICLE V.
MISCELLANEOUS PROVISIONS
Section 5.1. Notices. All notices, requests, consents and demands and other
communications required under this Agreement or pursuant to any other instrument or document delivered
hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally,
by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at
the addresses specified on the signature page hereof (unless changed by the particular party whose
address is stated herein by similar notice in writing), in which case the notice will be deemed
delivered when received.
Section 5.2. Amendments. No modification or amendment of or supplement to this
Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto,
and neither the Company, the Master Servicer, the Securities Administrator nor the Trustee shall enter
into any amendment hereof except as permitted by the Pooling and Servicing Agreement. The Securities
Administrator shall give prompt notice to the Custodian of any amendment or supplement to the Pooling
and Servicing Agreement and furnish the Custodian with written copies thereof.
Section 5.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE UNDER
THE LAWS OF THE STATE OF NEW YORK WITHOUT REFERENCE TO ITS CONFLICTS OF LAW RULES (OTHER THAN SECTION
5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW) AND SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH
AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 5.4. Recordation of Agreement. To the extent permitted by applicable law,
this Agreement is subject to recordation in all appropriate public offices for real property records in
all the counties or other comparable jurisdictions in which any or all of the properties subject to the
Mortgages are situated, and in any other appropriate public recording office or elsewhere, such
recordation to be effected by the Company and at the Trust's expense, but only upon direction
accompanied by an Opinion of Counsel reasonably satisfactory to the Company to the effect that the
failure to effect such recordation is likely to materially and adversely affect the interests of the
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein provided
and for other purposes, this Agreement may be executed simultaneously in any number of counterparts,
each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but
one and the same instrument.
Section 5.5. Severability of Provisions. If any one or more of the covenants,
agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then
such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants,
agreements, provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates or the rights of the
holders thereof.
IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.
Address: Citibank, N.A., as Trustee
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000 By:__________________________________________
Name: Xxxx X. Xxxxxx
Attention: Structured Finance Agency & Trust—BSAAT 2007-1 Title: Vice President
Telecopy: (000) 000-0000
Address: STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
000 Xxxxxxx Xxxxxx By:__________________________________________
Xxx Xxxx, Xxx Xxxx 00000 Name: Xxxxx Xxxxxxxxxxx
Title: Senior Managing Director
Address: XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Master
Servicer and Securities Administrator
0000 Xxx Xxxxxxxxx
Xxxxxxxx, Xxxxxxxx 00000 By:__________________________________________
Attention: BSAAT 2007-1 Name: Xxxxxx X. Xxxxxx
Title: Vice President
Address: XXXXX FARGO BANK, NATIONAL ASSOCIATION, as Custodian
0000 00xx Xxxxxx By:__________________________________________
Xxxxxxxxxxx, Xxxxxxxxx 00000 Name: Xxxxx Xxxxxx
Attention: BSAAT 2007-1 Title: Vice President
Telecopier: (000) 000-0000
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 31st day of August, 2007, before me, a notary public in and for said State,
personally appeared ____________, known to me to be a Vice President of Citibank, N.A., a national
banking association that executed the within instrument, and also known to me to be the person who
executed it on behalf of said association and acknowledged to me that such association executed the
within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
_____________________________
Notary Public
[SEAL]
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 31st day of August, 2007, before me, a notary public in and for said State,
personally appeared _____________, known to me to be a Vice President of Xxxxx Fargo Bank, National
Association, a national banking association that executed the within instrument, and also known to me to
be the person who executed it on behalf of said national banking association, and acknowledged to me
that such national banking association executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
______________________________
Notary Public
[SEAL]
STATE OF NEW YORK )
) ss.:
COUNTY OF NEW YORK )
On the 31st day of August, 2007, before me, a notary public in and for said State,
personally appeared Xxxxx Xxxxxxxxxxx, known to me to be a Vice President of Structured Asset Mortgage
Investments II Inc., one of the companies that executed the within instrument, and also known to me to
be the person who executed it on behalf of said company, and acknowledged to me that such company
executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
______________________________
Notary Public
[Notarial Seal]
STATE OF MARYLAND )
) ss.:
COUNTY OF XXXXXX )
On the 31st day of August, 2007, before me, a notary public in and for said State,
personally appeared Xxxxxx Xxxxxx, known to me to be a Vice President of Xxxxx Fargo Bank, National
Association, a national banking association that executed the within instrument, and also known to me to
be the person who executed it on behalf of said national banking association, and acknowledged to me
that such national banking association executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day
and year in this certificate first above written.
______________________________
Notary Public
[Notarial Seal]
SCHEDULE I
MORTGAGE LOAN SCHEDULE
[Provided Upon Request]
EXHIBIT ONE
FORM OF CUSTODIAN INITIAL CERTIFICATION
__, 20__
Citibank, N.A. Structured Asset Mortgage
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx Investments II Inc.
Xxx Xxxx, Xxx Xxxx 00000 000 Xxxxxxx Xxxxxx
Attn: Structured Finance Agency & Trust—BSAAT 0000-0 Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Attention: Structured Asset Mortgage Investments II Inc.
Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
Re: Custodial Agreement, dated as of August 31, 2007, by and
among Citibank, N.A., Structured Asset Mortgage Investments
II Inc. and Xxxxx Fargo Bank, National Association relating
to Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through
Certificates, Series 2007-1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial Agreement, and subject
to Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby certifies
that it has received a Mortgage File (which contains an original Mortgage Note or lost note affidavit)
to the extent required in Section 2.01 of the Pooling and Servicing Agreement with respect to each
Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached
hereto.
Capitalized words and phrases used herein shall have the respective meanings assigned
to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
By:___________________________________
Name:
Title:
EXHIBIT TWO
FORM OF CUSTODIAN INTERIM CERTIFICATION
_________, 20__
Citibank, N.A. Structured Asset Mortgage
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx Investments II Inc.
Xxx Xxxx, Xxx Xxxx 00000 000 Xxxxxxx Xxxxxx
Attn: Structured Finance Agency & Trust—BSAAT 0000-0 Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Attention: Structured Asset Mortgage Investments II Inc.
Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
Re: Custodial Agreement, dated as of August 31, 2007, by and among
Citibank, N.A., Structured Asset Mortgage Investments II Inc.
and Xxxxx Fargo Bank, National Association relating to Bear
Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates,
Series 2007-1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial Agreement, the
undersigned, as Custodian, hereby certifies that it has received a Mortgage File to the extent required
pursuant to Section 2.01 of the Pooling and Servicing Agreement with respect to each Mortgage Loan
listed in the Mortgage Loan Schedule, and it has reviewed the Mortgage File and the Mortgage Loan
Schedule and has determined that: all required documents have been executed and received and that such
documents related to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions
listed on Schedule A attached hereto.
Capitalized words and phrases used herein shall have the respective meanings assigned
to them in the above-captioned Custodial Agreement.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
By:___________________________________
Name:
Title:
EXHIBIT THREE
FORM OF CUSTODIAN FINAL CERTIFICATION
__________, 20__
Citibank, N.A. Structured Asset Mortgage
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx Investments II Inc.
Xxx Xxxx, Xxx Xxxx 00000 000 Xxxxxxx Xxxxxx
Attn: Structured Finance Agency & Trust—BSAAT 0000-0 Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Attention: Structured Asset Mortgage Investments II Inc.
Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
Re: Custodial Agreement, dated as of August 31, 2007, by and among
Citibank, N.A., Structured Asset Mortgage Investments II Inc.
and Xxxxx Fargo Bank, National Association relating to Bear
Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates,
Series 2007-1
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial Agreement and subject
to Section 2.02(b) of the Pooling and Servicing Agreement, the undersigned, as Custodian, hereby
certifies that, subject to any exceptions listed on Schedule A attached hereto, it has received a
Mortgage File with respect to each Mortgage Loan listed in the Mortgage Loan Schedule containing with
respect to each such Mortgage Loan:
(i) The original Mortgage Note, endorsed without recourse (A) to the order of the
Trustee or (B) in the case of a Mortgage Loan in the MERS System, in blank, and in each case
showing an unbroken chain of endorsements from the originator thereof to the Person endorsing
it to the Trustee or a lost note affidavit together with a copy of the related Mortgage Note;
(ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the
presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall
have been recorded (or if the original is not available, a copy), with evidence of such
recording indicated thereon;
(iii) unless the Mortgage Loan is a MOM Loan, a certified copy of the assignment (which
may be in the form of a blanket assignment if permitted in the jurisdiction in which the
Mortgaged Property is located) to Citibank, N.A., as Trustee, with evidence of recording with
respect to each Mortgage Loan in the name of the Trustee thereon;
(iv) all intervening assignments of the Security Instrument, if applicable and only to
the extent available to the Seller with evidence of recording thereon;
(v) the original or a copy of the policy or certificate of primary mortgage guaranty
insurance, to the extent available, if any,
(vi) the original policy of title insurance or mortgagee's certificate of title
insurance or commitment or binder for title insurance, and
(vii) originals of all modification agreements, if applicable and available.
Capitalized words and phrases used herein shall have the respective meanings assigned
to them in the above-captioned Custodial Agreement or in the Pooling and Servicing Agreement, as
applicable.
XXXXX FARGO BANK, NATIONAL ASSOCIATION
By:_________________________________________________
Name:
Title:
EXHIBIT FOUR
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the
criteria identified as below as "Applicable Servicing Criteria";
_____________________________________________________________________________________________________________
Applicable
Servicing Criteria Servicing Criteria
_____________________________________________________________________________________________________________
Reference Criteria
_____________________________________________________________________________________________________________
General Servicing Considerations
_____________________________________________________________________________________________________________
Policies and procedures are instituted to monitor any
performance or other triggers and events of default in
1122(d)(1)(i) accordance with the transaction agreements
_____________________________________________________________________________________________________________
If any material servicing activities are outsourced to third
parties, policies and procedures are instituted to monitor
1122(d)(1)(ii) the third party's performance and compliance with such
servicing activities
_____________________________________________________________________________________________________________
Any requirements in the transaction agreements to maintain a
1122(d)(1)(iii) back-up servicer for the pool assets are maintained.
_____________________________________________________________________________________________________________
A fidelity bond and errors and omissions policy is in effect
on the party participating in the servicing function
throughout the reporting period in the amount of coverage
1122(d)(1)(iv) required by and otherwise in accordance with the terms of
the transaction agreements.
_____________________________________________________________________________________________________________
Cash Collection and Administration
_____________________________________________________________________________________________________________
Payments on pool assets are deposited into the appropriate
custodial bank accounts and related bank clearing accounts
no more than two business days following receipt and
1122(d)(2)(i) identification, or such other number of days specified in
the transaction agreements.
_____________________________________________________________________________________________________________
Disbursements made via wire transfer on behalf of an obligor
1122(d)(2)(ii) or to an investor are made only by authorized personnel.
_____________________________________________________________________________________________________________
Advances of funds or guarantees regarding collections, cash
flows or distributions, and any interest or other fees
charged for such advances are made, reviewed and approved as
1122(d)(2)(iii) specified in the transaction agreements.
_____________________________________________________________________________________________________________
The related accounts for the transaction, such as cash
reserve accounts or accounts established as a form of
overcollateralization, are separately maintained (e.g., with
1122(d)(2)(iv) respect to commingling of cash) as set forth in the
transaction agreements.
_____________________________________________________________________________________________________________
Each custodial account is maintained at a federally insured
depository institution as set forth in the transaction
agreements. For purposes of this criterion, "federally
insured depository institutions" with respect to a foreign
financial institution means a foreign financial institution
1122(d)(2)(v) that meets the requirements of Rule 13k-1(b)(1) of the
Securities Exchange Act.
_____________________________________________________________________________________________________________
1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent
unauthorized access.
_____________________________________________________________________________________________________________
Reconciliations are prepared on a monthly basis for all
asset-backed securities related bank accounts, including
custodial accounts and related bank clearing accounts. These
reconciliations are (A) mathematically accurate; (B)
prepared within 30 calendar days after the bank statement
cutoff date, or such other number of days specified in the
transaction agreements; (C) reviewed and approved by someone
other than the person who prepared the reconciliations; and
(D) contain explanations for reconciling items, These
1122(d)(2)(vii) reconciling items are resolved within 90 calendar days of
their original identification, or such other number of days
specified in the transaction agreements.
_____________________________________________________________________________________________________________
Investor Remittances and Reporting
_____________________________________________________________________________________________________________
Reports to investors, including those to be filed with the
Commission, are maintained in accordance with the
transaction agreements and applicable Commission
requirements. Specifically, such reports (A) are prepared in
accordance with timeframes and other terms set forth in the
transaction agreements, (B) provide information calculated
in accordance with the terms specified in the transaction
agreements; (C) are filed with the Commission as required by
its rules and regulations; and (D) agree with investors; or
1122(d)(3)(i) the trustee's records as to the total unpaid principal
balance and number of pool assets serviced by the servicer.
_____________________________________________________________________________________________________________
Amounts due to investors are allocated and remitted in
accordance with timeframes, distribution priority and other
1122(d)(3)(ii) terms set forth in the transaction agreements.
_____________________________________________________________________________________________________________
Disbursements made to an investor are posted within two
business days to the servicer's investor records, or such
1122(d)(3)(iii) other number of days specified in the transaction agreements.
_____________________________________________________________________________________________________________
Amounts remitted to investors per the investor reports agree
with cancelled checks, or other form of payment, or
1122(d)(3)(iv) custodial bank statements.
_____________________________________________________________________________________________________________
Pool Asset Administration
_____________________________________________________________________________________________________________
Collateral or security on pool assets is maintained as X
1122(d)(4)(i) required by the transaction agreements or related asset pool
documents.
_____________________________________________________________________________________________________________
Pool assets and related documents are safeguarded as X*
1122(d)(4)(ii) required by the transaction agreements.
_____________________________________________________________________________________________________________
Any additions, removals or substitutions to the asset pool
are made, reviewed and approved in accordance with any
1122(d)(4)(iii) conditions or requirements in the transaction agreements
_____________________________________________________________________________________________________________
Payments on pool assets, including any payoffs, made in
accordance with the related pool asset documents are posted
to the servicer's obligor records maintained no more than
two business days after receipt, or such other number of
days specified in the transaction agreements, and allocated
1122(d)(4)(iv) to principal, interest or other items (e.g., escrow) in
accordance with the related pool asset documents.
_____________________________________________________________________________________________________________
The servicer's records regarding the pool assets agree with
1122(d)(4)(v) the servicer's records with respect to an obligor's unpaid
principal balance.
_____________________________________________________________________________________________________________
Changes with respect to the terms or status of an obligor's
pool asset (e.g., loan modifications or re-agings) are made,
reviewed and approved by authorized personnel in accordance
1122(d)(4)(vi) with the transaction agreements and related pool asset
documents.
_____________________________________________________________________________________________________________
Loss mitigation of recovery actions (e.g., forbearance
plans, modifications and deed in lieu of foreclosure,
foreclosures and repossessions, as applicable) are
initiated, conducted and concluded in accordance with the
1122(d)(4)(vii) timeframes or other requirements established by the
transaction documents.
_____________________________________________________________________________________________________________
Records documenting collection efforts are maintained during
the period a pool asset is delinquent in accordance with the
transaction agreements., Such records are maintained in at
least a monthly basis, or such other period specified in the
transaction agreements, and describe the entity's activities
in monitoring delinquent pool assets including, for example,
phone calls, letters and payment rescheduling plans in cases
1122(d)(4)(viii) where delinquency is deemed temporary (e.g., illness or
unemployment).
_____________________________________________________________________________________________________________
Adjustments to interest rates or rates of return for pool
1122(d)(4)(ix) assets with variable rates are computed based on the
related pool asset documents.
_____________________________________________________________________________________________________________
Regarding any funds held in trust for an obligor (such as
escrow accounts); (A) such funds are analyzed, in accordance
with the obligor's pool asset documents, on at least an
annual basis, or such other period specified in the
transaction agreements; (B) interest on such funds is paid,
or credited, to obligors in accordance with applicable pool
asset documents and state laws; and (C) such funds are
returned to the obligor within 3- calendar days of full
1122(d)(4)(x) repayment of the related pool asset, or such other number of
days specified in the transaction agreements.
_____________________________________________________________________________________________________________
Payments made on behalf of an obligor (such as tax ore
insurance payments) are made on or before the related
penalty or expiration dates, as indicated on the appropriate
bills or notices for such payments, provided that such
support has been received by the service at least 30
1122(d)(4)(xi) calendar days prior to these dates, or such other number of
days specified in the transaction agreements.
_____________________________________________________________________________________________________________
Any late payment penalties in connection with any payment to
be made on behalf of an obligor are paid from the servicer's
funds and not charged to the obligor, unless the late
1122(d)(4)(xii) payment was due to the obligor's error or omission.
_____________________________________________________________________________________________________________
1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within
two business days to the obligor's records maintained by the
servicer, or such other number of days specified in the
transaction agreements.
_____________________________________________________________________________________________________________
1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible funds are
recognized and recorded in accordance with the transaction
agreements.
_____________________________________________________________________________________________________________
1122(d)(4)(xv) Any external enhancement or other support, identified in
item 1114(a)(1) through (3) or item 1115 of Regulation AB,
is maintained as set forth in the transaction agreements.
_____________________________________________________________________________________________________________
* Only with respect to the logistics of adding, removing or substituting loan files.
EXHIBIT H-1
Countrywide Servicing Agreement
EMC Mortgage Corporation,
Purchaser
and
Countrywide Home Loans, Inc.,
Company
____________________________________________
SELLER'S WARRANTIES AND SERVICING AGREEMENT
Dated as of September 1, 2002
Residential Adjustable Rate Mortgage Loans
____________________________________________
TABLE OF CONTENTS
Page
ARTICLE I
DEFINITIONS
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; POSSESSION OF MORTGAGE FILES;
BOOKS AND RECORDS; DELIVERY OF DOCUMENTS
Section 2.01 Conveyance of Mortgage Loans; Possession of Mortgage Files; Maintenance of Servicing
Files......................................................................................13
Section 2.02 Books and Records; Transfers of Mortgage Loans...............................................13
Section 2.03 Delivery of Documents........................................................................14
ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES AND BREACH
Section 3.01 Company Representations and Warranties.......................................................15
Section 3.02 Representations and Warranties Regarding Individual Mortgage Loans...........................18
Section 3.03 Remedies for Breach of Representations and Warranties........................................27
Section 3.04 Indemnification..............................................................................29
Section 3.05 Repurchase Upon Conversion...................................................................29
Section 3.06 Restrictions and Requirements Applicable in the Event
that a Mortgage Loan is Acquired by a REMIC................................................29
Section 3.07 Review of Mortgage Loans.....................................................................31
ARTICLE IV
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 4.01 Company to Act as Servicer...................................................................31
Section 4.02 Liquidation of Mortgage Loans................................................................33
Section 4.03 Collection of Mortgage Loan Payments.........................................................34
Section 4.04 Establishment of and Deposits to Custodial Account...........................................35
Section 4.05 Permitted Withdrawals From Custodial Account.................................................36
Section 4.06 Establishment of and Deposits to Escrow Account..............................................37
Section 4.07 Permitted Withdrawals From Escrow Account....................................................38
Section 4.08 Payment of Taxes, Insurance and Other Charges................................................38
Section 4.09 Protection of Accounts.......................................................................39
Section 4.10 Maintenance of Hazard Insurance..............................................................39
Section 4.11 Maintenance of Mortgage Impairment Insurance.................................................41
Section 4.12 Maintenance of Fidelity Bond and Errors and Omissions Insurance..............................41
Section 4.13 Inspections..................................................................................42
Section 4.14 Restoration of Mortgaged Property............................................................42
Section 4.15 Maintenance of PMI and LPMI Policy; Claims...................................................42
Section 4.16 Title, Management and Disposition of REO Property............................................44
Section 4.17 Real Estate Owned Reports....................................................................45
Section 4.18 Liquidation Reports..........................................................................45
Section 4.19 Reports of Foreclosures and Abandonments of Mortgaged Property...............................46
Section 4.20 Notification of Adjustments..................................................................46
ARTICLE V
PAYMENTS TO PURCHASER
Section 5.01 Remittances..................................................................................46
Section 5.02 Statements to Purchaser......................................................................47
Section 5.03 Monthly Advances by Company..................................................................47
ARTICLE VI
GENERAL SERVICING PROCEDURES
Section 6.01 Transfers of Mortgaged Property..............................................................48
Section 6.02 Satisfaction of Mortgages and Release of Mortgage Files......................................49
Section 6.03 Servicing Compensation.......................................................................49
Section 6.04 Annual Statement as to Compliance............................................................50
Section 6.05 Annual Independent Public Accountants' Servicing Report......................................50
Section 6.06 Right to Examine Company Records.............................................................50
ARTICLE VII
AGENCY TRANSFER; PASS-THROUGH TRANSFER
Section 7.01 Removal of Mortgage Loans from Inclusion Under this Agreement Upon an Agency
Transfer, or a Pass-Through Transfer on One or More Reconstitution Dates...................50
Section 7.02 Purchaser's Repurchase and Indemnification Obligations.......................................51
ARTICLE VIII
COMPANY TO COOPERATE
Section 8.01 Provision of Information.....................................................................52
Section 8.02 Financial Statements; Servicing Facility.....................................................52
ARTICLE IX
THE COMPANY
Section 9.01 Indemnification; Third Party Claims..........................................................53
Section 9.02 Merger or Consolidation of the Company.......................................................53
Section 9.03 Limitation on Liability of Company and Others................................................54
Section 9.04 Limitation on Resignation and Assignment by Company..........................................54
ARTICLE X
DEFAULT
Section 10.01 Events of Default............................................................................55
Section 10.02 Waiver of Defaults...........................................................................56
ARTICLE XI
TERMINATION
Section 11.01 Termination..................................................................................57
Section 11.02 Termination Without Cause....................................................................57
ARTICLE XII
MISCELLANEOUS PROVISIONS
Section 12.01 Successor to Company.........................................................................58
Section 12.02 Amendment....................................................................................59
Section 12.03 Governing Law................................................................................59
Section 12.04 Duration of Agreement........................................................................59
Section 12.05 Notices......................................................................................59
Section 12.06 Severability of Provisions...................................................................60
Section 12.07 Relationship of Parties......................................................................60
Section 12.08 Execution; Successors and Assigns............................................................60
Section 12.09 Recordation of Assignments of Mortgage.......................................................60
Section 12.10 Assignment by Purchaser......................................................................60
Section 12.11 No Personal Solicitation.....................................................................60
EXHIBITS
EXHIBIT A MORTGAGE LOAN SCHEDULE
EXHIBIT B CONTENTS OF EACH MORTGAGE FILE
EXHIBIT C MORTGAGE LOAN DOCUMENTS
EXHIBIT D-1 FORM OF CUSTODIAL ACCOUNT
CERTIFICATION
EXHIBIT D-2 FORM OF CUSTODIAL ACCOUNT
LETTER AGREEMENT
EXHIBIT E-1 FORM OF ESCROW ACCOUNT CERTIFICATION
EXHIBIT E-2 FORM OF ESCROW ACCOUNT
LETTER AGREEMENT
EXHIBIT F FORM OF MONTHLY REMITTANCE ADVICE
EXHIBIT G FORM OF ASSIGNMENT AND ASSUMPTION
EXHIBIT H UNDERWRITING GUIDELINES
This is a Seller's Warranties and Servicing Agreement for residential adjustable rate first
lien mortgage loans, dated and effective as of September 1, 2002, and is executed between EMC Mortgage
Corporation, as purchaser (the "Purchaser"), and Countrywide Home Loans, Inc., as seller and servicer (the
"Company").
W I T N E S S E T H:
WHEREAS, from time to time the Purchaser has agreed to purchase from the Company and from time
to time the Company has agreed to sell to the Purchaser certain Mortgage Loans (excluding the right to service
the Mortgage Loans which the Company expressly retains);
WHEREAS, each of the Mortgage Loans is secured by a mortgage, deed of trust or other security
instrument creating a first lien on a residential dwelling located in the jurisdiction indicated on the related
Mortgage Loan Schedule, which is annexed hereto as Exhibit A;
WHEREAS, the Company has agreed to service, from time to time, certain of the Mortgage Loans acquired by
the Purchaser in accordance with the terms and provisions of this Agreement; and
WHEREAS, the Purchaser and the Company wish to prescribe the manner of purchase of the Mortgage Loans
and the management, servicing and control of the Mortgage Loans which from time to time are subject to this
Agreement.
NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other
good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Purchaser and the
Company agree as follows:
ARTICLE I
DEFINITIONS
Whenever used herein, the following words and phrases, unless the context otherwise requires,
shall have the following meanings:
Accepted Servicing Practices: With respect to any Mortgage Loan, those mortgage servicing
practices of prudent mortgage lending institutions which service mortgage loans of the same type as such Mortgage
Loan in the jurisdiction where the related Mortgaged Property is located.
Agency Transfer: The sale or transfer by Purchaser of some or all of the Mortgage Loans to
Xxxxxx Xxx under its Cash Purchase Program or its MBS Swap Program (Special Servicing Option) or to Xxxxxxx Mac
under its Xxxxxxx Xxx Xxxx Program or Gold PC Program, retaining the Company as "servicer thereunder".
Agreement: This Seller's Warranties and Servicing Agreement and all amendments hereof and
supplements hereto.
ALTA: The American Land Title Association or any successor thereto.
Appraised Value: The value set forth in an appraisal made in connection with the origination of
the related Mortgage Loan as the value of the Mortgaged Property.
Approved Flood Certification Provider: Any provider acceptable to Xxxxxx Xxx and Xxxxxxx Mac.
Assignment and Conveyance: An Assignment and Conveyance in the form of Exhibit 6 to the
Mortgage Loan Purchase Agreement dated as of the date hereof, by and between the Seller and the Purchaser.
Assignment of Mortgage: An assignment of the Mortgage, notice of transfer or equivalent
instrument in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged
Property is located to reflect the sale of the Mortgage to the Purchaser.
BIF: The Bank Insurance Fund, or any successor thereto.
Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a day on which banking and
savings and loan institutions in the State of New York or California are authorized or obligated by law or
executive order to be closed.
Closing Date: The date set forth on the related Confirmation on which the Purchaser from time
to time shall purchase and the Company from time to time shall sell, the Mortgage Loans listed on the related
Mortgage Loan Schedule.
Code: The Internal Revenue Code of 1986, as it may be amended from time to time or any
successor statute thereto, and applicable U.S. Department of the Treasury regulations issued pursuant thereto.
Company: Countrywide Home Loans, Inc., or its successor in interest or assigns, or any
successor to the Company under this Agreement appointed as herein provided.
Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether
permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation, to the
extent not required to be released to a Mortgagor in accordance with the terms of the related Mortgage Loan
Documents.
Confirmation: The trade confirmation letter between the parties hereto which relates to the
Mortgage Loans on the related Closing Date.
Convertible Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement
which contains a provision whereby the Mortgagor is permitted to convert the Mortgage Loan to a fixed-rate
mortgage loan at any time between the first anniversary and the fifth anniversary of the origination of the
mortgage loan.
Custodial Account: The separate account or accounts created and maintained pursuant to Section
4.04.
Custodial Agreement: That certain Custodial Agreement, dated as of November 23,1999 by and
between the Purchaser and Xxxxx Fargo Bank Minnesota, N.A.
Custodian: The Custodian under the Custodial Agreement, or its successor in interest or
assigns or any successor to the Custodian under the Custodial Agreement as provided therein.
Cut-off Date: The date set forth on the related Confirmation.
Deleted Mortgage Loan: A Mortgage Loan which is repurchased by the Company in accordance with
the terms of this Agreement and which is, in the case of a substitution pursuant to Section 3.03, replaced or to
be replaced with a Qualified Substitute Mortgage Loan.
Determination Date: The 15th day (or if such 15th day is not a Business Day, the Business Day
immediately preceding such 15th day) of the month of the related Remittance Date.
Disqualified Organization: An organization defined as such in Section 860E(e) of the Code.
Due Date: The day of the month on which the Monthly Payment is due on a Mortgage Loan,
exclusive of any days of grace. With respect to the Mortgage Loans for which payment from the Mortgagor is due on
a day other than the first day of the month, such Mortgage Loans will be treated as if the Monthly Payment is due
on the first day of the month of such Due Date.
Due Period: With respect to each Remittance Date, the prior calendar month.
Eligible Investments: Any one or more of the obligations and securities listed below which
investment provides for a date of maturity not later than the Determination Date in each month:
(i) direct obligations of, and obligations fully guaranteed by, the United States of
America, or any agency or instrumentality of the United States of America the obligations of which are
backed by the full faith and credit of the United States of America; and
(ii) federal funds, demand and time deposits in, certificates of deposits of, or bankers'
acceptances issued by, any depository institution or trust company incorporated or organized under the
laws of the United States of America or any state thereof and subject to supervision and examination by
federal and/or state banking authorities, so long as at the time of such investment or contractual
commitment providing for such investment the commercial paper or other short-term debt obligations of
such depository institution or trust company (or, in the case of a depository institution or trust
company which is the principal subsidiary of a holding company, the commercial paper or other short-term
debt obligations of such holding company) are rated "P-1" by Xxxxx'x Investors Service, Inc. and the
long-term debt obligations of such holding company) are rated "P-1" by Xxxxx'x Investors Service, Inc.
and the long-term debt obligations of such depository institution or trust company (or, in the case of a
depository institution or trust company which is the principal subsidiary of a holding company, the
long-term debt obligations of such holding company) are rated at least "Aa" by Xxxxx'x Investors
Service, Inc.;
(iii) investments and securities otherwise acceptable to Xxxxxx Mae and Xxxxxxx Mac.
provided, however, that no such instrument shall be an Eligible Investment if such instrument evidences either
(i) a right to receive only interest payments with respect to the obligations underlying such instrument, or
(ii) both principal and interest payments derived from obligations underlying such instrument and the principal
and interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the
yield to maturity at par of such underlying obligations.
Errors and Omissions Insurance Policy: An errors and omissions insurance policy to be
maintained by the Company pursuant to Section 4.12.
Escrow Account: The separate account or accounts created and maintained pursuant to Section
4.06.
Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents,
taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and hazard
insurance premiums, condominium charges, and any other payments required to be escrowed by the Mortgagor with the
mortgagee pursuant to the Mortgage or any other related document.
Event of Default: Any one of the conditions or circumstances enumerated in Section 10.01.
Xxxxxx Mae: The Federal National Mortgage Association, or any successor thereto.
Xxxxxx Xxx Guides: The Xxxxxx Xxx Xxxxxxx' Guide and the Xxxxxx Xxx Servicers' Guide and all
amendments or additions thereto.
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
Fidelity Bond: A fidelity bond to be maintained by the Company pursuant to Section 4.12.
First Remittance Date: As stated in the related Mortgage Loan Purchase Agreement.
5/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which
contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first five (5) years of the
term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a LIBOR
Mortgage Loan except that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date for
the related Mortgage Loan.
Xxxxxxx Mac: The Federal Home Loan Mortgage Corporation, or any successor thereto.
GEMICO: General Electric Mortgage Insurance Corporation or any successor thereto.
Gross Margin: With respect to each Mortgage Loan, the fixed percentage amount set forth on the
related Mortgage Note, which amount is added to the Index in accordance with the terms of the related Mortgage
Note to determine on each Interest Rate Adjustment Date, the Mortgage Interest Rate for such Mortgage Loan.
Index: With respect to any individual Treasury Rate Mortgage Loan, and with respect to any
individual 10/1 ARM Mortgage Loan, 5/1 ARM Mortgage Loan or 3/1 ARM Mortgage Loan commencing from and after the
120th Monthly Payment, sixtieth Monthly Payment, or the thirty-sixth Monthly Payment thereof, respectively, Index
shall mean a rate per annum equal to the weekly average yield on U.S. Treasury securities adjusted to a constant
maturity of one year as published by the Federal Reserve Board in statistical release No. H 15 (519) or any
similar publication as available 45 days prior to the Interest Rate Adjustment Date. With respect to any
individual LIBOR Mortgage Loan, Index shall mean a rate per annum equal to the average of interbank offered rates
for twelve month U.S. dollar denominated deposits in the London market as determined as set forth in the related
Mortgage Note. With respect to any individual CD Mortgage Loan, Index shall mean a rate per annum equal to the
weekly average yield on certificates of deposit adjusted to a constant maturity of six months as published by the
Federal Reserve Board in statistical release No. H 15 (519) or similar publication as available 45 days prior to
the Interest Rate Adjustment Date.
Initial Rate Cap: With respect to each Mortgage Loan and the initial Interest Rate Adjustment
Date therefor, a number of percentage points per annum that is set forth in the related Mortgage Loan Schedule
and in the related Mortgage Note, which is the maximum amount by which the Mortgage Interest Rate for such
Mortgage Loan may increase or decrease from the Mortgage Interest Rate in effect immediately prior to such
Interest Rate Adjustment Date.
Insurance Proceeds: With respect to each Mortgage Loan, proceeds of insurance policies
insuring the Mortgage Loan or the related Mortgaged Property.
Interest Rate Adjustment Date: The date on which an adjustment to the Mortgage Interest Rate on
a Mortgage Note becomes effective.
LIBOR Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which
contains a provision whereby the interest rate on such Mortgage Loan is adjusted annually based upon the rate per
annum equal to the average of interbank offered rates for twelve month U.S. dollar denominated deposits in the
London market as published in The Wall Street Journal.
Lifetime Mortgage Interest Rate Cap: With respect to each Mortgage Loan, the absolute maximum
Mortgage Interest Rate payable, above which the Mortgage Interest Rate cannot be adjusted. The Mortgage Interest
Rate during the term of a Mortgage Loan shall not at any time exceed the Mortgage Interest Rate at the time of
origination of such Mortgage Loan by more than 5% per
Liquidation Proceeds: Cash received in connection with the liquidation of a defaulted Mortgage
Loan, whether through the sale or assignment of such Mortgage Loan, trustee's sale, foreclosure sale or
otherwise, or the sale of the related Mortgaged Property if the Mortgaged Property is acquired in satisfaction of
the Mortgage Loan.
Loan-to-Value Ratio or LTV: With respect to any Mortgage Loan, the ratio of the Stated
Principal Balance of the Mortgage Loan as of the related Cut-off Date (unless otherwise indicated) to the lesser
of (a) the Appraised Value of the Mortgaged Property and (b) if the Mortgage Loan was made to finance the
acquisition of the related Mortgaged Property, the purchase price of the Mortgaged Property, expressed as a
percentage.
LPMI Loan: A Mortgage Loan with a LPMI Policy.
LPMI Policy: A policy of primary mortgage guaranty insurance issued by another Qualified
Insurer pursuant to which the related premium is to be paid by the Servicer of the related Mortgage Loan from
payments of interest made by the Mortgagor in an amount as is set forth in the related Confirmation and related
Mortgage Loan Schedule.
LPMI Fee: With respect to each LPMI Loan, the portion of the Mortgage Interest Rate as set
forth on the related Mortgage Loan Schedule (which shall be payable solely from the interest portion of Monthly
Payments, Insurance Proceeds, Condemnation Proceeds or Liquidation Proceeds), which, during such period prior to
the required cancellation of the LPMI Policy, shall be used to pay the premium due on the related LPMI Policy.
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing
under the laws of the State of Delaware, or any successor thereto.
MERS Mortgage Loan: Any Mortgage Loan registered with MERS on the MERS System.
MERS System: The system of recording transfers of mortgages electronically maintained by MERS.
MIN: The Mortgage Identification Number for any MERS Mortgage Loan.
Monthly Advance: The portion of Monthly Payment delinquent with respect to each Mortgage Loan
at the close of business on the Determination Date required to be advanced by the Company pursuant to Section
5.03 on the Business Day immediately preceding the Remittance Date of the related month.
Monthly Payment: The scheduled monthly payment of principal and interest on a Mortgage Loan.
Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note, which
creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage Note.
Mortgage File: The items pertaining to a particular Mortgage Loan referred to in Exhibit B
annexed hereto, and any additional documents required to be added to the Mortgage File pursuant to this Agreement.
Mortgage Impairment Insurance Policy: A mortgage impairment or blanket hazard insurance policy
as described in Section 4.11.
Mortgage Interest Rate: The annual rate at which Interest accrues on any Mortgage Loan as
adjusted from time to time in accordance with the provisions of the related Mortgage Note and in compliance with
the related Initial Rate Cap, Lifetime Mortgage Interest Rate Cap and Periodic Rate Cap, if any, of the related
Mortgage Note.
Mortgage Loan: An individual Convertible or Non-Convertible, Treasury Rate, LIBOR, 5/1 ARM, or
3/1 ARM Mortgage Loan which is the subject of this Agreement, each Mortgage Loan originally sold and subject to
this Agreement being identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation
the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds, condemnation proceeds,
Insurance Proceeds, REO disposition proceeds, and all other rights, benefits, proceeds and obligations arising
from or in connection with such Mortgage Loan.
Mortgage Loan Documents: The documents listed in Exhibit C hereto.
Mortgage Loan Package: A pool of Mortgage Loans sold to the Purchaser by the Company on a
Closing Date.
Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of interest
remitted to the Purchaser, which shall be equal to the Mortgage Interest Rate minus (i) the Servicing Fee Rate
and (ii) with respect to LPMI Loans, the LPMI Fee.
Mortgage Loan Schedule: With respect to each Mortgage Loan Package, a schedule of Mortgage
Loans annexed hereto as Annex A, such schedule setting forth the following information with respect to each
Mortgage Loan: (1) the Company's Mortgage Loan identifying number; (2) the Mortgagor's name; (3) the street
address of the Mortgaged Property including the city, state and zip code; (4) a code indicating whether the
Mortgaged Property is owner-occupied a second home, or an investment property; (5) the number and type of
residential units constituting the Mortgaged Property; (6) the original months to maturity; (7) the Loan-to-Value
Ratio at origination; (8) the Mortgage Interest Rate as of the Cut-off Date; (9) the date on which the initial
Monthly Payment was due on the Mortgage Loan; (10) the stated maturity date; (11) the amount of the Monthly
Payment as of the Cut-off Date; (12) the last payment date on which a payment was actually applied to the
outstanding principal balance; (13) the original principal amount of the Mortgage Loan; (14) the principal
balance of the Mortgage Loan as of the close of business on the Cut-off Date, after deduction of payments of
principal due on or before the Cut-off Date whether or not collected; (15) a code indicating the purpose of the
loan (i.e., purchase, rate and term refinance, equity take-out refinance); (16) a code indicating the
documentation style (i.e. full, alternative or reduced); (17) the Interest Rate Adjustment Date; (18) the Gross
Margin; (19) the lifetime maximum Mortgage Interest Rate under the terms of the Mortgage Note; (20) the date the
Mortgage Loan was originated; (21) the Periodic Rate Cap; (22) a code indicating the company providing private
mortgage insurance; (23) a code indicating if the Mortgage Loan is convertible; (24) the Servicing Fee Rate; (25)
the LPMI Fee, if any; and (26) the Initial Rate Cap. With respect to the Mortgage Loans in the aggregate, the
Mortgage Loan Schedule shall set forth the following information, as of the Cut-off Date: (1) the number of
Mortgage Loans; (2) the current aggregate outstanding principal balance of the Mortgage Loans; (3) the weighted
average Mortgage Interest Rate of the Mortgage Loans; and (4) the weighted average maturity of the Mortgage
Loans. The Mortgage Loan Schedule may consist of multiple reports that collectively set forth all of the
required information.
Mortgage Note: The note or other evidence of the indebtedness of a Mortgagor secured by a
Mortgage.
Mortgaged Property: The real property securing repayment of the debt evidenced by a Mortgage
Note.
Mortgagor: The obligor on a Mortgage Note.
Non-Convertible Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this
Agreement which does not contain a provision whereby the Mortgagor may convert the Mortgage Loan to a fixed-rate
mortgage loan.
Officer's Certificate: A certificate signed by the Chairman of the Board or the Vice Chairman
of the Board or the President or a Vice President or an assistant Vice President and by the Treasurer or the
Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Company, and delivered to the
Purchaser as required by this Agreement.
Opinion of Counsel: A written opinion of counsel, who may be an employee of the Company,
reasonably acceptable to the Purchaser, provided that any Opinion of Counsel relating to compliance with the
REMIC Provisions, must be an opinion of counsel who (i) is in fact independent of the Company and any master
servicer of the Mortgage Loans, (ii) does not have any material direct or indirect financial interest in the
Company or any master servicer of the Mortgage Loans or in an affiliate of either and (iii) is not connected with
the Company or any master servicer of the Mortgage Loans as an officer, employee, director or person performing
similar functions.
Pass-Through Transfer: The sale or transfer of some or all of the Mortgage Loans to a trust to
be formed as part of a publicly-issued and/or privately placed, rated or unrated, mortgage pass-through
transaction, retaining the Company as "servicer" (with or without a master servicer) thereunder.
Periodic Rate Cap: With respect to each Mortgage Loan, the provision of each Mortgage Note
which provides for an absolute maximum amount by which the Mortgage Interest Rate therein may increase or
decrease on an Interest Rate Adjustment Date above the Mortgage Interest Rate previously in effect, equal to the
rate set forth on the Mortgage Loan Schedule per adjustment.
Person: Any individual, corporation, partnership, joint venture, association, joint-stock
company, trust, unincorporated organization, government or any agency or political subdivision thereof.
PMI: PMI Mortgage Insurance Co., or any successor thereto.
PMI Policy: A policy of primary mortgage guaranty insurance issued by a Qualified Insurer, as
required by this Agreement with respect to certain Mortgage Loans.
Pool Insurer: Any of GEMICO, PMI or UGI.
Prepayment Interest Shortfall Amount: With respect to any Mortgage Loan that was subject to a
Principal Prepayment in full or in part during any Due Period, which Principal Prepayment was applied to such
Mortgage Loan prior to such Mortgage Loan's Due Date in such Due Period, the amount of interest (net the related
Servicing Fee) that would have accrued on the amount of such Principal Prepayment during the period commencing on
the date as of which such Principal Prepayment was applied to such Mortgage Loan and ending on the day
immediately preceding such Due Date, inclusive.
Prime Rate: The prime rate announced to be in effect from time to time, as published as the
average rate in the "Money Rates" section of The Wall Street Journal.
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan which is
received in advance of its scheduled Due Date, including any prepayment penalty or premium thereon and which is
not accompanied by an amount of interest representing scheduled interest due on any date or dates in any month or
months subsequent to the month of prepayment.
Principal Prepayment Period: The month preceding the month in which the related Remittance
Date occurs.
Purchaser: EMC Mortgage Corporation or its successor in interest or any successor to the
Purchaser under this Agreement as herein provided.
Qualified Depository: A depository the accounts of which are insured by the FDIC through the
BIF or the SAIF or the debt obligations of which are rated AA (or the equivalent rating category) or better by
national recognized statistical rating organization.
Qualified Insurer: A mortgage guaranty insurance company duly authorized and licensed where
required by law to transact mortgage guaranty insurance business and approved as an insurer by Xxxxxx Xxx or
Xxxxxxx Mac.
Qualified Substitute Mortgage Loan: A mortgage loan eligible to be substituted by the Company
for a Deleted Mortgage Loan which must, on the date of such substitution, (i) have an outstanding principal
balance, after deduction of all scheduled payments due in the month of substitution (or in the case of a
substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate principal balance), not in
excess of the Stated Principal Balance of the Deleted Mortgage Loan; (ii) have a Mortgage Loan Remittance Rate
not less than and not more than 2% greater than the Mortgage Loan Remittance Rate of the Deleted Mortgage Loan;
(iii) have a remaining term to maturity not greater than and not more than one year less than that of the Deleted
Mortgage Loan; (iv) have a Gross Margin not less than that of the Deleted Mortgage Loan; (v) comply with each
representation and warranty set forth in Sections 3.01 and 3.02; (v) use the same Index for determining the
Mortgage Interest Rate as the Deleted Mortgage Loan; (vi) have the same provision with respect to convertibility
as the Deleted Mortgage Loan; and (viii) be a REMIC Eligible Mortgage Loan.
Rating Agency: Any of Fitch, Moody's or Standard & Poor's or their respective successors
designed by the Purchaser.
Reconstitution Agreements: The agreement or agreements entered into by the Purchaser, the
Company, Xxxxxx Mae or Xxxxxxx Mac or certain third parties on the Reconstitution Date(s) with respect to any or
all of the Mortgage Loans serviced hereunder, in connection with a Pass-Through Transfer or an Agency Transfer as
set forth in Section 7.01, including, but not limited to, (i) a Xxxxxx Mae Mortgage Selling and Servicing
Contract, a Pool Purchase Contract, and any and all servicing agreements and tri-party agreements reasonably
required by Xxxxxx Xxx with respect to a Xxxxxx Mae Transfer, (ii) a Purchase Contract and all purchase documents
associated therewith as set forth in the Xxxxxxx Xxx Xxxxxxx' & Servicers' Guide, and any and all servicing
agreements and tri-party agreements reasonably required by Xxxxxxx Mac with respect to a Xxxxxxx Mac Transfer,
and (iii) a Pooling and Servicing Agreement and/or a subservicing/master servicing agreement and related
custodial/trust agreement and related documents with respect to a Pass-Through Transfer. Such agreement or
agreements shall prescribe the rights and obligations of the Company in servicing the related Mortgage Loans and
shall provide for servicing compensation to the Company (calculated on a weighted average basis for all the
related Mortgage Loans as of the Reconstitution Date), net of any guarantee fees due Xxxxxx Mae or Xxxxxxx Mac,
if applicable, at least equal to the Servicing Fee due the Company in accordance with this Agreement or the
servicing fee required pursuant to the Reconstitution Agreement. The form of relevant Reconstitution Agreement to
be entered into by the Purchaser and/or master servicer or trustee and the Company with respect to Pass-Through
Transfers shall be reasonably satisfactory in form and substance to the Purchaser and the Company, shall not
material increase the Company's obligations or diminish the Company's rights hereunder and the representations
and warranties and servicing provisions contained therein shall be substantially similar to those contained in
this Agreement, unless otherwise mutually agreed by the parties.
Reconstitution Date: The date or dates on which any or all of the Mortgage Loans serviced
under this Agreement shall be removed from this Agreement and reconstituted as part of an Agency Transfer or a
Pass-Through Transfer pursuant to Section 7.01 hereof. On such date or dates, the Mortgage Loans transferred
shall cease to be covered by this Agreement and the Company's servicing responsibilities shall cease under this
Agreement with respect to the related transferred Mortgage Loans.
Record Date: The close of business of the last Business Day of the month preceding the month
of the related Remittance Date.
REMIC: A "real estate mortgage investment conduit" within the meaning of Section 860D of the
Code.
REMIC Documents: The document or documents creating and governing the administration of a
REMIC.
REMIC Eligible Mortgage Loan: A Mortgage Loan held by a REMIC which satisfies and/or complies
with all applicable REMIC Provisions.
REMIC Provisions: Provisions of the federal income tax law relating to a REMIC, which appear
at Section 860A through 86OG of Subchapter M of Chapter 1, Subtitle A of the Code, and related provisions, and
regulations, rulings or pronouncements promulgated thereunder, as the foregoing may be in effect from time to
time.
Remittance Date: The 18th day (or if such 18th day is not a Business Day, the first Business
Day immediately following) of any month, beginning with the First Remittance Date.
REO Disposition: The final sale by the Company of any REO Property.
REO Disposition Proceeds: All amounts received with respect to an REO Disposition pursuant to
Section 4.16.
REO Property: A Mortgaged Property acquired by the Company on behalf of the Purchasers through
foreclosure or by deed in lieu of foreclosure, as described in Section 4.16.
Repurchase Price: With respect to any Mortgage Loan, a price equal to (i) the Stated Principal
Balance of the Mortgage Loan plus (ii) interest on such Stated Principal Balance at the Mortgage Loan Remittance
Rate from the date on which interest has last been paid and distributed to the Purchaser to the date of
repurchase, less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held
in the Custodial Account for distribution in the month of repurchase.
SAIF: The Savings Association Insurance Fund, or any successor thereto.
Securities Act of 1933 or the 1933 Act: The Securities Act of 1933, as amended.
Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and expenses
other than Monthly Advances (including reasonable attorneys' fees and disbursements) incurred in the performance
by the Company of its servicing obligations, including, but not limited to, the cost of (a) the preservation,
restoration and protection of the Mortgaged Property, (b) any enforcement or judicial proceedings, including
without limitation, foreclosures, (c) the management and liquidation of any REO Property and (d) compliance with
the obligations under Section 4.08.
Servicing Fee: With respect to each Mortgage Loan, the amount of the annual fee the Purchaser
shall pay to the Company, which shall, for a period of one full month, be equal to one-twelfth of the product of
(a) the Servicing Fee Rate and (b) the outstanding principal balance of such Mortgage Loan. Such fee shall be
payable monthly, computed on the basis of the same principal amount and period respecting which any related
interest payment on a Mortgage Loan is computed. The obligation of the Purchaser to pay the Servicing Fee is
limited to, and the Servicing Fee is payable solely from, the interest portion (including recoveries with respect
to interest from Liquidation Proceeds, to the extent permitted by Section 4.05) of such Monthly Payment collected
by the Company, or as otherwise provided under Section 4.05.
Servicing Fee Rate: 0.25% per annum with respect to the period prior to the initial Interest
Adjustment Date and, for the 5/1 7/1 and 10/1 ARM Loans 0.375% thereafter.
Servicing File: With respect to each Mortgage Loan, the file retained by the Company
consisting of originals of all documents in the Mortgage File which are not delivered to the Custodian and copies
of the Mortgage Loan Documents listed in Exhibit B the originals of which are delivered to the Custodian pursuant
to Section 2.01.
Servicing Officer: Any officer of the Company involved in or responsible for, the
administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers furnished
by the Company to the Purchaser upon request, as such list may from time to time be amended.
7/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which
contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first seven (7) years of
the term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a
LIBOR Mortgage Loan except that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date
for the related Mortgage Loan.
Stated Principal Balance: As to each Mortgage Loan, (i) the principal balance of the Mortgage
Loan at the related Cut-off Date after giving effect to payments of principal due on or before such date, whether
or not received, minus (ii) all amounts previously distributed to the Purchaser with respect to the related
Mortgage Loan representing payments or recoveries of principal or advances in lieu thereof.
Subservicer: Any Subservicer which is subservicing the Mortgage Loans pursuant to a
Subservicing Agreement. Any subservicer shall meet the qualifications set forth in Section 4.01.
Subservicing Agreement: An agreement between the Company and a Subservicer for the servicing
of the Mortgage Loans.
10/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which
contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first ten (10) years of the
term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a LIBOR
Mortgage Loan except that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date for
the related Mortgage Loan.
3/1 ARM Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement which
contains a provision whereby the interest rate on such Mortgage Loan is fixed for the first three (3) years of
the term of the related Mortgage Loan and which thereafter is converted to a Treasury Rate Mortgage Loan or a
LIBOR Mortgage Loan.
Treasury Rate Mortgage Loan: Any individual Mortgage Loan purchased pursuant to this Agreement
which contains a provision whereby the interest rate on such Mortgage Loan is adjusted based upon the weekly
average yield on U.S. Treasury securities.
Underwriting Guidelines: The underwriting guidelines of the Company with respect to mortgage
loans similar to the Mortgage Loans, attached hereto as Exhibit H.
UGI: United Guaranty Residential Insurance Company or any successor thereto.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; POSSESSION OF MORTGAGE FILES;
BOOKS AND RECORDS; DELIVERY OF DOCUMENTS
Section 2.01 Conveyance of Mortgage Loans; Possession of Mortgage Files; Maintenance of
Servicing Files.
The Company, on each Closing Date, does hereby sell, transfer, assign, set over and convey to
the Purchaser, without recourse, but subject to the terms of this Agreement, all the right, title and interest of
the Company in and to the Mortgage Loans in the related Mortgage Loan Package, excluding the right to service the
Mortgage Loans which the Company expressly retains. Pursuant to Section 2.03, the Company has delivered the
Mortgage Loan Documents for each Mortgage Loan in the Mortgage Loan Package to the Custodian.
The contents of each Mortgage File not delivered to the Custodian are and shall be held in
trust by the Company for the benefit of the Purchaser as the owner thereof. The Company shall maintain a
Servicing File consisting of a copy of the contents of each Mortgage File and the originals of the documents in
each Mortgage File not delivered to the Custodian. The possession of each Servicing File by the Company is at the
will of the Purchaser for the sole purpose of servicing the related Mortgage Loan, and such retention and
possession by the Company is in a custodial capacity only. Upon the sale of the Mortgage Loans the ownership of
each Mortgage Note, the related Mortgage and the related Mortgage File and Servicing File shall vest immediately
in the Purchaser, and the ownership of all records and documents with respect to the related Mortgage Loan
prepared by or which come into the possession of the Company shall vest immediately in the Purchaser and shall be
retained and maintained by the Company, in trust, at the will of the Purchaser and only in such custodial
capacity. Each Servicing File shall be segregated from the other books and records of the Company and shall be
marked appropriately to reflect clearly the sale of the related Mortgage Loan to the Purchaser. The Company shall
release its custody of the contents of any Servicing File only in accordance with written instructions from the
Purchaser, unless such release is required as incidental to the Company's servicing of the Mortgage Loans or is
in connection with a repurchase of any Mortgage Loan pursuant to Section 3.03, 3.05, 3.07, or 6.02.
Section 2.02 Books and Records; Transfers of Mortgage Loans.
From and after the sale of the Mortgage Loans to the Purchaser all rights arising out of the
Mortgage Loans in a Mortgage Loan Package including but not limited to all funds received on or in connection
with the Mortgage Loan, shall be received and held by the Company in trust for the benefit of the Purchaser as
owner of the Mortgage Loans, and the Company shall retain record title to the related Mortgages for the sole
purpose of facilitating the servicing and the supervision of the servicing of the Mortgage Loans.
The sale of each Mortgage Loan in a Mortgage Loan Package shall be reflected on the Company's
balance sheet and other financial statements as a sale of assets by the Company. The Company shall be responsible
for maintaining, and shall maintain, a complete set of books and records for each Mortgage Loan which shall be
marked clearly to reflect the ownership of each Mortgage Loan by the Purchaser. In particular, the Company shall
maintain in its possession, available for inspection by the Purchaser, or its designee and shall deliver to the
Purchaser upon demand, evidence of compliance with all federal, state and local laws, rules and regulations, and
requirements of Xxxxxx Xxx or Xxxxxxx Mac, including but not limited to documentation as to the method used in
determining the applicability of the provisions of the Flood Disaster Protection Act of 1973, as amended, to the
Mortgaged Property, documentation evidencing insurance coverage and eligibility of any condominium project for
approval by Xxxxxx Mae and periodic inspection reports as required by Section 4.13. To the extent that original
documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents
maintained by the Company may be in the form of microfilm or microfiche or such other reliable means of
recreating original documents, including but not limited to, optical imagery techniques so long as the Company
complies with the requirements of the Xxxxxx Xxx Selling and Servicing Guide, as amended from time to time.
The Company shall maintain with respect to each Mortgage Loan and shall make available for
inspection by any Purchaser or its designee the related Servicing File during the time the Purchaser retains
ownership of a Mortgage Loan and thereafter in accordance with applicable laws and regulations.
The Company shall keep at its servicing office books and records in which, subject to such
reasonable regulations as it may prescribe, the Company shall note transfers of Mortgage Loans. No transfer of a
Mortgage Loan may be made unless such transfer is in compliance with the terms hereof. For the purposes of this
Agreement, the Company shall be under no obligation to deal with any person with respect to this agreement or the
Mortgage Loans unless the books and records show such person as the owner of the Mortgage Loan. The Purchaser
may, subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans, provided,
however, that (i) the transferee will not be deemed to be a Purchaser hereunder binding upon the Company unless
such transferee shall agree in writing to be bound by the terms of this Agreement and an original counterpart of
the instrument of transfer and an assignment and assumption of this Agreement in the form of Exhibit G hereto
executed by the transferee shall have been delivered to the Company, and (ii) with respect to each Mortgage Loan
Package, in no event shall there be more than five Persons at any given time having the status of "Purchaser"
hereunder. The Purchaser also shall advise the Company of the transfer. Upon receipt of notice of the transfer,
the Company shall xxxx its books and records to reflect the ownership of the Mortgage Loans of such assignee, and
shall release the previous Purchaser from its obligations hereunder with respect to the Mortgage Loans sold or
transferred. Purchaser shall not to transfer to any assignee any pool of Mortgage Loans with a aggregate
outstanding principal balance of less than $10,000,000 without the consent of the Company; provided, however, if
the Company fails to consent to the transfer of a pool of Mortgage Loans as contemplated in this sentence,
Purchaser shall have the right to purchase the servicing rights associated with such Mortgage Loans at a price to
mutually agreed to by Purchaser and Company, exercising good faith.
Section 2.03 Delivery of Documents.
On or before the date which is agreed upon by the Purchaser and the Company in the related
Confirmation, the Company shall deliver and release to the Custodian those Mortgage Loan Documents as required by
this Agreement with respect to each Mortgage Loan in the related Mortgage Loan Package a list of which is
attached to the related Assignment and Conveyance.
On or prior to the related Closing Date, the Custodian shall certify its receipt of all such
Mortgage Loan Documents required to be delivered pursuant to the Custodial Agreement, as evidenced by the Initial
Certification of the Custodian in the form annexed to the Custodial Agreement. The Company shall be responsible
for maintaining the Custodial Agreement for the benefit of the Purchaser. Purchaser shall pay all fees and
expenses of the Custodian.
The Company shall forward to the Custodian original documents evidencing an assumption,
modification, consolidation or extension of any Mortgage Loan entered into in accordance with Section 4.01 or
6.01 within one week of their execution, provided, however, that the Company shall provide the Custodian with a
certified true copy of any such document submitted for recordation within one week of its execution, and shall
provide the original of any document submitted for recordation or a copy of such document certified by the
appropriate public recording office to be a true and complete copy of the original within 180 days of its
submission for recordation.
In the event an Officer's Certificate of the Company is delivered to the Custodian because of a
delay caused by the public recording office in returning any recorded document, the Company shall deliver to the
Custodian, within 180 days of the related Closing Date, an Officer's Certificate which shall (i) identify the
recorded document, (ii) state that the recorded document has not been delivered to the Custodian due solely to a
delay caused by the public recording office, (iii) state the amount of time generally required by the applicable
recording office to record and return a document submitted for recordation, and (iv) specify the date the
applicable recorded document will be delivered to the Custodian. The Company shall be required to deliver to the
Custodian the applicable recorded document by the date specified in (iv) above. An extension of the date
specified in (iv) above may be requested from the Purchaser, which consent shall not be unreasonably withheld.
On or prior to the date which is three Business Days prior to the related Closing Date, the
Company shall deliver to the Purchaser the related Mortgage Loan Schedule.
ARTICLE III
REPRESENTATIONS AND WARRANTIES;
REMEDIES AND BREACH
Section 3.01 Company Representations and Warranties.
The Company represents and warrants to the Purchaser that as of each Closing Date:
(a) Due Organization and Authority. The Company is a corporation duly organized, validly
existing and in good standing under the laws of the State of New York and has all licenses necessary to carry on
its business as now being conducted and is licensed, qualified and in good standing in each state where a
Mortgaged Property is located if the laws of such state require licensing or qualification in order to conduct
business of the type conducted by the Company, and in any event the Company is in compliance with the laws of any
such state to the extent necessary to ensure the enforceability of the related Mortgage Loan and the servicing of
such Mortgage Loan in accordance with the terms of this Agreement; the Company has the full corporate power and
authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery
and performance of this Agreement (including all instruments of transfer to be delivered pursuant to this
Agreement) by the Company and the consummation of the transactions contemplated hereby have been duly and validly
authorized; this Agreement evidences the valid, binding and enforceable obligation of the Company; and all
requisite corporate action has been taken by the Company to make this Agreement valid and binding upon the
Company in accordance with its terms;
(b) Ordinary Course of Business. The consummation of the transactions contemplated by this
Agreement are in the ordinary course of business of the Company, and the transfer, assignment and conveyance of
the Mortgage Notes and the Mortgages by the Company pursuant to this Agreement are not subject to the bulk
transfer or any similar statutory provisions in effect in any applicable jurisdiction;
(c) No Conflicts. Neither the execution and delivery of this Agreement, the acquisition of the
Mortgage Loans by the Company, the sale of the Mortgage Loans to the Purchaser or the transactions contemplated
hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement, will conflict with
or result in a breach of any of the terms, conditions or provisions of the Company's charter or by-laws or any
legal restriction or any agreement or instrument to which the Company is now a party or by which it is bound, or
constitute a default or result in an acceleration under any of the foregoing, or result in the violation of any
law, rule, regulation, order, judgment or decree to which the Company or its property is subject, or impair the
ability of the Purchaser to realize on the Mortgage Loans, or impair the value of the Mortgage Loans;
(d) Ability to Service. The Company is an approved seller/servicer of conventional residential
mortgage loans for Xxxxxx Xxx or Xxxxxxx Mac, with the facilities, procedures, and experienced personnel
necessary for the sound servicing of mortgage loans of the same type as the Mortgage Loans. The Company is in
good standing to sell mortgage loans to and service mortgage loans for Xxxxxx Mae or Xxxxxxx Mac, and no event
has occurred, including but not limited to a change in insurance coverage, which would make the Company unable to
comply with Xxxxxx Mae or Xxxxxxx Mac eligibility requirements or which would require notification to either
Xxxxxx Mae or Xxxxxxx Mac;
(e) Reasonable Servicing Fee. The Company acknowledges and agrees that the Servicing Fee, as
calculated at the Servicing Fee Rate, represents reasonable compensation for performing such services and that
the entire Servicing Fee shall be treated by the Company, for accounting and tax purposes, as compensation for
the servicing and administration of the Mortgage Loans pursuant to this Agreement.
(f) Ability to Perform. The Company does not believe, nor does it have any reason or cause to
believe, that it cannot perform each and every covenant contained in this Agreement. The Company is solvent and
the sale of the Mortgage Loans is not undertaken to hinder, delay or defraud any of the Company's creditors;
(g) No Litigation Pending. There is no action, suit, proceeding or investigation pending or to
the best of the Company's knowledge threatened against the Company which, either in any one instance or in the
aggregate, may result in any material adverse change in the business, operations, financial condition, properties
or assets of the Company, or in any material impairment of the right or ability of the Company to carry on its
business substantially as now conducted, or in any material liability on the part of the Company, or which would
draw into question the validity of this Agreement or the Mortgage Loans or of any action taken or to be taken in
connection with the obligations of the Company contemplated herein, or which would be likely to impair materially
the ability of the Company to perform under the terms of this Agreement;
(h) No Consent Required. No consent, approval, authorization or order of any court or
governmental agency or body is required for the execution, delivery and performance by the Company of or
compliance by the Company with this Agreement or the sale of the Mortgage Loans as evidenced by the consummation
of the transactions contemplated by this Agreement, or if required, such approval has been obtained prior to the
related Closing Date;
(i) Selection Process. The Mortgage Loans were selected from among the adjustable rate one- to
four-family mortgage loans in the Company's portfolio at the related Closing Date as to which the representations
and warranties set forth in Section 3.02 could be made and such selection was not made in a manner so as to
affect adversely the interests of the Purchaser;
(j) Pool Characteristics. With respect to each Mortgage Loan Package, the Mortgage Loan
characteristics set forth on Exhibit 2 to the related Assignment and Conveyance are true and complete.
(k) No Untrue Information. Neither this Agreement nor any statement, report or other document
furnished or to be furnished pursuant to this Agreement or in connection with the transactions contemplated
hereby contains any untrue statement of fact or omits to state a fact necessary to make the statements contained
therein not misleading;
(l) Sale Treatment. The Company has determined that the disposition of the Mortgage Loans
pursuant to this Agreement will be afforded sale treatment for accounting and tax purposes;
(m) Financial Statements. There has been no change in the business, operations, financial
condition, properties or assets of the Company since the date of the Company's most recent financial statements
that would have a material adverse effect on its ability to perform its obligations under this Agreement;
(n) No Brokers' Fees. The Company has not dealt with any broker, investment banker, agent or
other person that may be entitled to any commission or compensation in connection with the sale of the Mortgage
Loans;
(o) Origination. The Company's decision to originate any mortgage loan or to deny any mortgage
loan application is an independent decision based upon Company's Underwriting Guidelines, and is in no way made
as a result of Purchaser's decision to purchase, or not to purchase, or the price Purchaser may offer to pay
for, any such mortgage loan, if originated; and
(p) MERS. The Company is a member of MERS in good standing, and will comply in all material
respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as
long as such Mortgage Loans are registered with MERS;
Section 3.02 Representations and Warranties Regarding Individual Mortgage Loans.
As to each Mortgage Loan, the Company hereby represents and warrants to the Purchaser that as
of the related Closing Date:
(a) Mortgage Loans as Described. The information set forth in each Mortgage Loan Schedule is
complete, true and correct in all material respects;
(b) Payments Current. All payments required to be made up to the related Closing Date for the
Mortgage Loan under the terms of the Mortgage Note have been made and credited. No payment required under the
Mortgage Loan has been more than 30 days delinquent at any time in the twelve months prior to the related Closing
Date. The first Monthly Payment shall be made with respect to the Mortgage Loan on its Due Date or within the
grace period, all in accordance with the terms of the related Mortgage Note;
(c) No Outstanding Charges. There are no defaults in complying with the terms of the
Mortgages, and all taxes, governmental assessments, insurance premiums, water, sewer and municipal charges,
leasehold payments or ground rents which previously became due and owing have been paid, or an escrow of funds
has been established in an amount sufficient to pay for every such item which remains unpaid and which has been
assessed but is not yet due and payable. The Company has not advanced funds, or induced, solicited or knowingly
received any advance of funds by a party other than the Mortgagor, directly or indirectly, for the payment of any
amount required under the Mortgage Loan, except for interest accruing from the date of the Mortgage Note or date
of disbursement of the Mortgage Loan proceeds, whichever is greater, to the day which precedes by one month the
Due Date of the first installment of principal and interest;
(d) Original Terms Unmodified. The terms of the Mortgage Note and Mortgage have not been
impaired, waived, altered or modified in any respect, except by a written instrument which has been recorded, if
necessary to protect the interests of the Purchaser and which has been delivered to the Custodian. The substance
of any such waiver, alteration or modification has been approved by the issuer of any related PMI Policy and the
title insurer, to the extent required by the policy, and its terms are reflected on the related Mortgage Loan
Schedule. No Mortgagor has been released, in whole or in part, except in connection with an assumption agreement
approved by the issuer of any related PMI Policy and the title insurer, to the extent required by the policy, and
which assumption agreement is part of the Mortgage Loan File delivered to the Custodian and the terms of which
are reflected in the related Mortgage Loan Schedule;
(e) No Defenses. The Mortgage Loan is not subject to any right of rescission, set-off,
counterclaim or defense, including without limitation the defense of usury, nor will the operation of any of the
terms of the Mortgage Note or the Mortgage, or the exercise of any right thereunder, render either the Mortgage
Note or the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off,
counterclaim or defense, including without limitation the defense of usury, and no such right of rescission,
set-off, counterclaim or defense has been asserted with respect thereto, and no Mortgagor was a debtor in any
state or federal bankruptcy or insolvency proceeding at the time the Mortgage Loan was originated;
(f) Hazard Insurance. Pursuant to the terms of the Mortgage, all buildings or other
improvements upon the Mortgaged Property are insured by a generally acceptable insurer against loss by fire,
hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is
located pursuant to insurance policies conforming to the requirements of Section 4.10. If upon origination of the
Mortgage Loan, the Mortgaged Property was in an area identified in the Federal Register by the Federal Emergency
Management Agency as having special flood hazards (and such flood insurance has been made available) a flood
insurance policy meeting the requirements of the current guidelines of the Federal Flood Insurance Administration
is in effect which policy conforms to the requirements of Section 4.10. All individual insurance policies contain
a standard mortgagee clause naming the Company and its successors and assigns as mortgagee, and all premiums
thereon have been paid. The Mortgage obligates the Mortgagor thereunder to maintain the hazard insurance policy
at the Mortgagor's cost and expense, and on the Mortgagor's failure to do so, authorizes the holder of the
Mortgage to obtain and maintain such insurance at such Mortgagor's cost and expense, and to seek reimbursement
therefor from the Mortgagor. Where required by state law or regulation, the Mortgagor has been given an
opportunity to choose the carrier of the required hazard insurance, provided the policy is not a "master" or
"blanket" hazard insurance policy covering the common facilities of a planned unit development. The hazard
insurance policy is the valid and binding obligation of the insurer, is in full force and effect, and will be in
full force and effect and inure to the benefit of the Purchaser upon the consummation of the transactions
contemplated by this Agreement. The Company has not engaged in, and has no knowledge of the Mortgagor's or any
Subservicer's having engaged in, any act or omission which would impair the coverage of any such policy, the
benefits of the endorsement provided for herein, or the validity and binding effect of either, including without
limitation, no unlawful fee, unlawful commission, unlawful kickback or other unlawful compensation or value of
any kind has been or will be received, retained or realized by any attorney, firm or other person or entity, and
no such unlawful items have been received, retained or realized by the Company;
(g) Compliance with Applicable Laws. Any and all requirements of any federal, state or local
law including, without limitation, usury, truth-in-lending, real estate settlement procedures, consumer credit
protection, equal credit opportunity or disclosure laws applicable to the Mortgage Loan have been complied with,
and the Company shall maintain in its possession, available for the Purchaser's inspection, and shall deliver to
the Purchaser upon demand, evidence of compliance with all such requirements;
(h) No Satisfaction of Mortgage. The Mortgage has not been satisfied, canceled, subordinated
or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the
Mortgage, in whole or in part, nor has any instrument been executed that would effect any such release,
cancellation, subordination or rescission. The Company has not waived the performance by the Mortgagor of any
action, if the Mortgagor's failure to perform such action would cause the Mortgage Loan to be in default, nor has
the Company waived any default resulting from any action or inaction by the Mortgagor;
(i) Location and Type of Mortgaged Property. The Mortgaged Property is a fee simple property
located in the state identified in the related Mortgage Loan Schedule and consists of a parcel of real property
with a detached single family residence erected thereon, or an individual condominium unit in a low-rise
condominium project, or an individual unit in a planned unit development, provided, however, that any condominium
project or planned unit development shall conform with the Company's Underwriting Guidelines regarding such
dwellings, and no residence or dwelling is a mobile home or a manufactured dwelling. No portion of the Mortgaged
Property is used for commercial purposes;
(j) Valid First Lien. The Mortgage is a valid, subsisting, enforceable and perfected first
lien on the Mortgaged Property, including all buildings and improvements on the Mortgaged Property, and all
additions, alterations and replacements made at any time with respect to the foregoing. The lien of the Mortgage
is subject only to:
(1) the lien of current real property taxes and assessments not yet due and payable;
(2) covenants, conditions and restrictions, rights of way, easements and other matters of the
public record as of the date of recording acceptable to mortgage lending institutions generally and
specifically referred to in the lender's title insurance policy delivered to the originator of the
Mortgage Loan and (i) referred to or to otherwise considered in the appraisal made for the originator of
the Mortgage Loan or (ii) which do not adversely affect the Appraised Value of the Mortgaged Property
set forth in such appraisal; and
(3) other matters to which like properties are commonly subject which do not materially
interfere with the benefits of the security intended to be provided by the mortgage or the use,
enjoyment, value or marketability of the related Mortgaged Property.
Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the
Mortgage Loan establishes and creates a valid, subsisting and enforceable first lien and first priority security
interest on the property described therein and the Company has full right to sell and assign the same to the
Purchaser. The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a
mortgage, deed of trust, deed to secured debt or other security instrument creating a lien subordinate to the
lien of the Mortgage;
(k) Validity of Mortgage Documents. The Mortgage Note and the Mortgage are genuine, and each
is the legal, valid and binding obligation of the maker thereof enforceable in accordance with its terms. All
parties to the Mortgage Note and the Mortgage and any other related agreement had legal capacity to enter into
the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage and any other related agreement,
and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. No fraud was
committed by the Company, or to the Company's knowledge by any other person including the Mortgagor, in
connection with the origination or servicing of the Mortgage Loan. The Company has reviewed all of the documents
constituting the Servicing File and has made such inquiries as it deems necessary to make and confirm the
accuracy of the representations set forth herein;
(l) Full Disbursement of Proceeds. The Mortgage Loan has been closed and the proceeds of the
Mortgage Loan have been fully disbursed and there is no requirement for future advances thereunder, and any and
all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow
funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage
Loan and the recording of the Mortgage were paid, and the Mortgagor is not entitled to any refund of any amounts
paid or due under the Mortgage Note or Mortgage;
(m) Ownership. The Company is the sole owner of record and holder of the Mortgage Loan. The
Mortgage Loan is not assigned or pledged, and the Company has good and marketable title thereto, and has full
right to transfer and sell the Mortgage Loan therein to the Purchaser free and clear of any encumbrance, equity,
participation interest, lien, pledge, charge, claim or security interest, and has full right and authority
subject to no interest or participation of, or agreement with, any other party, to sell and assign each Mortgage
Loan pursuant to this Agreement;
(n) Doing Business. All parties which have had any interest in the Mortgage Loan, whether as
mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such
interest, were) (1) in compliance with any and all applicable licensing requirements of the laws of the state
wherein the Mortgaged Property is located, and (2) organized under the laws of such state, or (3) qualified to do
business in such state, or (4) federal savings and loan associations or national banks having principal offices
in such state, or (5) not doing business in such state;
(o) LTV, PMI Policy. Any Mortgage Loan with an LTV over 80% has a PMI Policy insuring, as to
payment defaults, the excess LTV over 71% (or such other percentage as stated in the related Confirmation) of the
Appraised Value until the LTV of such Mortgage Loan is reduced to 80%. All provisions of such PMI Policy have
been and are being complied with, such policy is in full force and effect, and all premiums due thereunder have
been paid. No action, inaction, or event has occurred and no state of facts exists that has, or will result in
the exclusion from, denial of, or defense to coverage. Any Mortgage Loan subject to a PMI Policy obligates the
Mortgagor thereunder to maintain the PMI Policy and to pay all premiums and charges in connection therewith;
provided, that, with respect to LPMI Loans, the Company is obligated thereunder to maintain the LPMI Policy and
to pay all premiums and charges in connection therewith. The Mortgage Interest Rate for the Mortgage Loan as set
forth on the Mortgage Loan Schedule is net of any insurance premium excluded any premium for the LPMI Policy;
(p) Title Insurance. The Mortgage Loan is covered by either (i) an attorney's opinion of title
and abstract of title the form and substance of which is acceptable to mortgage lending institutions making
mortgage loans in the area where the Mortgaged Property is located or (ii) an ALTA lender's title insurance
policy or other generally acceptable form of policy of insurance acceptable to Xxxxxx Xxx or Xxxxxxx Mac, issued
by a title insurer acceptable to Xxxxxx Mae or Xxxxxxx Mac and qualified to do business in the jurisdiction where
the Mortgaged Property is located, insuring the Company, its successors and assigns, as to the first priority
lien of the Mortgage in the original principal amount of the Mortgage Loan (or to the extent that a Mortgage Note
provides for negative amortization, the maximum amount of negative amortization in accordance with the Mortgage),
and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of
the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment, subject only to the
exceptions contained in clauses (1), (2) and (3) of paragraph (j) of this Section 3.02. Where required by state
law or regulation, the Mortgagor has been given the opportunity to choose the carrier of the required mortgage
title insurance. Additionally, such lender's title insurance policy affirmatively insures ingress and egress, and
against encroachments by or upon the Mortgaged Property or any interest therein. The Company is the sole insured
of such lender's title insurance policy, and such lender's title insurance policy is in full force and effect and
will be in force and effect upon the consummation of the transactions contemplated by this Agreement. No claims
have been made under such lender's title insurance policy, and no prior holder of the Mortgage, including the
Company, has done, by act or omission, anything which would impair the coverage of such lender's title insurance
policy including without limitation, no unlawful fee, commission, kickback or other unlawful compensation or
value of any kind has been or will be received, retained or realized by any attorney, firm or other person or
entity, and no such unlawful items have been received, retained or realized by the Company;
(q) No Defaults. There is no default, breach, violation or event of acceleration existing
under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the
expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration,
and neither the Company nor its predecessors have waived any default, breach, violation or event of acceleration;
(r) No Mechanics' Liens. There are no mechanics' or similar liens or claims which have been
filed for work, labor or material (and no rights are outstanding that under the law could give rise to such
liens) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with,
the lien of the related Mortgage;
(s) Location of Improvements; No Encroachments. All improvements which were considered in
determining the Appraised Value of the Mortgaged Property lay wholly within the boundaries and building
restriction lines of the Mortgaged Property and no improvements on adjoining properties encroach upon the
Mortgaged Property. No improvement located on or being part of the Mortgaged Property is in violation of any
applicable zoning law or regulation;
(t) Origination; Payment Terms. The Mortgage Loan was originated by either i) the Company,
which is a FNMA-approved, FHLMC-approved and HUD-approved mortgage banker, or ii) an entity that is a
FNMA-approved, FHLMC-approved and HUD-approved mortgage banker, or a savings and loan association, a savings
bank, a commercial bank or similar banking institution which is supervised and examined by a Federal or state
authority. The interest rate on the related Mortgage Note is adjusted annually in the case of Treasury Rate
Mortgage Loans and LIBOR Mortgage Loans on each Interest Rate Adjustment Date to equal the Index plus the Gross
Margin, subject to the Initial Rate Cap, Periodic Rate Cap and the Lifetime Mortgage Interest Rate Cap as set
forth in the Mortgage Note. The Mortgage Interest Rate for a 5/1 ARM Mortgage Loan and a 3/1 ARM Mortgage Loan is
adjusted annually commencing from and after the sixtieth Monthly Payment and the thirty-sixth Monthly Payment,
respectively, in the same manner as a Treasury Rate Mortgage Loan and LIBOR Mortgage Loan, provided, however,
that the Periodic Rate Cap does not apply to the initial Interest Rate Adjustment Date for such 5/1 ARM Mortgage
Loan (the Initial Rate Cap does apply). The Mortgage Note is payable each month in monthly installments of
principal and interest, with interest in arrears, and requires Monthly Payments sufficient to amortize the
original principal balance of the Mortgage Loan over a term of no more than 30 years. Each Convertible Mortgage
Loan contains a provision whereby the Mortgagor is permitted to convert the Mortgage Loan to a fixed-rate
mortgage loan at any time between the first and fifth anniversary of the origination of the Mortgage Loan. No
Mortgage Loan has a provision for negative amortization;
(u) Customary Provisions. The Mortgage contains customary and enforceable provisions such as
to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged
Property of the benefits of the security provided thereby, including, (i) in the case of a Mortgage designated as
a deed of trust, by trustee's sale, and (ii) otherwise by judicial foreclosure. Upon default by a Mortgagor on a
Mortgage Loan and foreclosure on, or trustee's sale of, the Mortgaged Property pursuant to the proper procedures,
the holder of the Mortgage Loan will be able to deliver good and merchantable title to the Mortgaged Property.
There is no homestead or other exemption available to a Mortgagor which would interfere with the right to sell
the Mortgaged Property at a trustee's sale or the right to foreclose the Mortgage;
(v) Conformance with Underwriting Guidelines. The Mortgage Loan was underwritten in accordance
with the Company's Underwriting Guidelines in effect at the time the Mortgage Loan was originated.;
(w) Occupancy of the Mortgaged Property. As of the related Closing Date the Mortgaged Property
is lawfully occupied under applicable law. All inspections, licenses and certificates required to be made or
issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy
of the same, including but not limited to certificates of occupancy and fire underwriting certificates, have been
made or obtained from the appropriate authorities. The Mortgagor represented at the time of origination of the
Mortgage Loan that the Mortgagor would occupy the Mortgaged Property as the Mortgagor's primary residence;
(x) No Additional Collateral. The Mortgage Note is not and has not been secured by any
collateral except the lien of the corresponding Mortgage and the security interest of any applicable security
agreement or chattel mortgage referred to in (j) above;
(y) Deeds of Trust. In the event the Mortgage constitutes a deed of trust, a trustee, duly
qualified under applicable law to serve as such, has been properly designated and currently so serves and is
named in the Mortgage, and no fees or expenses are or will become payable by the Purchasers to the trustee under
the deed of trust, except in connection with a trustee's sale after default by the Mortgagor;
(z) Acceptable Investment. The Company has no knowledge of any circumstances or conditions
with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor's credit standing that can
reasonably be expected to cause private institutional investors to regard the Mortgage Loan as an unacceptable
investment, cause the Mortgage Loan to become delinquent, or adversely affect the value or marketability of the
Mortgage Loan;
(aa)Delivery of Mortgage Documents. The Mortgage Note, the Mortgage, the Assignment of
Mortgage and any other documents required to be delivered for the Mortgage Loan by the Company under this
Agreement as set forth in Exhibit C attached hereto have been delivered to the Custodian. The Company is in
possession of a complete, true and accurate Mortgage File in compliance with Exhibit B, except for such documents
the originals of which have been delivered to the Custodian;
(bb)Condominiums/Planned Unit Developments. If the Mortgaged Property is a condominium unit or
a planned unit development (other than a de minimus planned unit development) such condominium or planned unit
development project meets Company's Underwriting Guidelines with respect to such condominium or planned unit
development;
(cc)Transfer of Mortgage Loans. The Assignment of Mortgage is in recordable form and is
acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;
(dd)Due on Sale. The Mortgage contains an enforceable provision for the acceleration of the
payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or
transferred without the prior written consent of the Mortgagor thereunder;
(ee)No Buydown Provisions; No Graduated Payments or Contingent Interests. The Mortgage Loan
does not contain provisions pursuant to which Monthly Payments are paid or partially paid with funds deposited in
any separate account established by the Company, the Mortgagor or anyone on behalf of the Mortgagor, or paid by
any source other than the Mortgagor nor does it contain any other similar provisions currently in effect which
may constitute a "buydown" provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage
Loan does not have a shared appreciation or other contingent interest feature;
(ff)Consolidation of Future Advances. Any future advances made prior to the related Cut-off
Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured
principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the
Mortgage securing the consolidated principal amount is expressly insured as having first lien priority by a title
insurance policy, an endorsement to the policy insuring the mortgagee's consolidated interest or by other title
evidence acceptable to Xxxxxx Xxx and Xxxxxxx Mac. The consolidated principal amount does not exceed the original
principal amount of the Mortgage Loan;
(gg)Mortgaged Property Undamaged. There is no proceeding pending or, to the best of the
Company's knowledge, threatened for the total or partial condemnation of the Mortgaged Property. The Mortgaged
Property is undamaged by waste, fire, earthquake or earth movement, windstorm, flood, tornado or other casualty
so as to affect adversely the value of the Mortgaged Property as security for the Mortgage Loan or the use for
which the premises were intended; and
(hh)Collection Practices; Escrow Deposits. The origination, servicing and collection
practices used with respect to the Mortgage Loan have been in accordance with Accepted Servicing Practices, and
have been in all respects in compliance with all applicable laws and regulations. With respect to escrow deposits
and Escrow Payments, all such payments are in the possession of the Company and there exist no deficiencies in
connection therewith for which customary arrangements for repayment thereof have not been made. All Escrow
Payments have been collected in full compliance with state and federal law. An escrow of funds is not prohibited
by applicable law and has been established in an amount sufficient to pay for every item which remains unpaid and
which has been assessed but is not yet due and payable. No escrow deposits or Escrow Payments or other charges or
payments due the Company have been capitalized under the Mortgage or the Mortgage Note. All Mortgage Interest
Rate adjustments have been made in strict compliance with state and federal law and the terms of the related
Mortgage Note. Any interest required to be paid pursuant to state and local law has been properly paid and
credited;
(ii)Appraisal. The Mortgage File contains an appraisal of the related Mortgage Property signed
prior to the approval of the Mortgage Loan application by a qualified appraiser, duly appointed by the Company,
who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof;
and whose compensation is not affected by the approval or disapproval of the Mortgage Loan, and the appraisal and
appraiser both satisfy the requirements of Xxxxxx Mae, Xxxxxxx Mac or Title XI of the Federal Institutions
Reform, Recovery, and Enforcement Act of 1989 and the regulations promulgated thereunder, all as in effect on the
date the Mortgage Loan was originated;
(jj)Soldiers' and Sailors' Relief Act. The Mortgagor has not notified the Company, and the
Company has no knowledge of any relief requested or allowed to the Mortgagor under the Soldiers' and Sailors'
Civil Relief Act of 1940;
(kk)Environmental Matters. The Mortgaged Property is free from any and all toxic or hazardous
substances and there exists no violation of any local, state or federal environmental law, rule or regulation. To
the best of the Company's knowledge, there is no pending action or proceeding directly involving any Mortgaged
Property of which the Company is aware in which compliance with any environmental law, rule or regulation is an
issue; and to the best of the Company's knowledge, nothing further remains to be done to satisfy in full all
requirements of each such law, rule or regulation consisting a prerequisite to use and enjoyment of said property;
(ll)No Construction Loans. No Mortgage Loan was made in connection with (i) the construction
or rehabilitation of a Mortgaged Property or (ii) facilitating the trade-in or exchange of a Mortgaged Property;
(mm)Insurance. The Company has caused or will cause to be performed any and all acts required
to preserve the rights and remedies of the Purchaser in any insurance policies applicable to the Mortgage Loans
including, without limitation, any necessary notifications of insurers, assignments of policies or interests
therein, and establishments of coinsured, joint loss payee and mortgagee rights in favor of the Purchaser; No
action, inaction, or event has occurred and no state of fact exists or has existed that has resulted or will
result in the exclusion from, denial of, or defense to coverage under any applicable pool insurance policy,
special hazard insurance policy, PMI Policy or bankruptcy bond, irrespective of the cause of such failure of
coverage. In connection with the placement of any such insurance, no commission, fee, or other compensation has
been or will be received by the Company or any designee of the Company or any corporation in which the Company or
any officer, director, or employee had a financial interest at the time of placement of such insurance;
(nn)Regarding the Mortgagor. The Mortgagor is one or more natural persons and/or trustees for
an Illinois land trust or a trustee under a "living trust" and such "living trust" is in compliance with Xxxxxx
Xxx guidelines for such trusts.
(oo)Predatory Lending Regulations; High Cost Loans. None of the Mortgage Loans are classified
as (a) "high cost" loans under the Home Ownership and Equity Protection Act of 1994 or (b) "high cost,"
"threshold," or "predatory" loans under any other applicable state, federal or local law.
(pp)Simple Interest Mortgage Loans. None of the Mortgage Loans are simple interest Mortgage
Loans.
(qq) Single Premium Credit Life Insurance. None of the proceeds of the Mortgage Loan were used
to finance single-premium credit life insurance policies.
(rr) Tax Service Contract The Company has obtained a life of loan, transferable real estate
Tax Service Contract on each Mortgage Loan and such contract is assignable without penalty, premium or cost to
the Purchaser;
(ss) Flood Certification Contract. The Company has obtained a life of loan, transferable
flood certification contract with a Approved Flood Certification Provider for each Mortgage Loan and such
contract is assignable without penalty, premium or cost to the Purchaser;
(tt) FICO Scores. Each Mortgage Loan has a non-zero FICO score;
(uu)Prepayment Fee. With respect to each Mortgage Loan that has a prepayment fee feature, each
such prepayment fee is enforceable and will be enforced by the Company, and each prepayment penalty in permitted
pursuant to federal, state and local law. No Mortgage Loan will impose a prepayment penalty for a term in excess
of five years from the date such Mortgage Loan was originated. Except as otherwise set forth in the related
Mortgage Loan Schedule, with respect to each Mortgage Loan that contains a prepayment fee, such prepayment fee is
at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest
at the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of
such Mortgage Loan; and
(vv)Recordation. Each original Mortgage was recorded and, except for those Mortgage Loans
subject to the MERS identification system, all subsequent assignments of the original Mortgage (other than the
assignment to the Purchaser) have been recorded in the appropriate jurisdictions wherein such recordation is
necessary to perfect the lien thereof as against creditors of the Company, or is in the process of being recorded;
(ww)Leaseholds. If the Mortgaged Property is subject to a ground lease or any other type of
leasehold interest, the ground lease or other leasehold interest exceeds the remaining term of the related
Mortgage Loan.
Section 3.03 Remedies for Breach of Representations and Warranties.
It is understood and agreed that the representations and warranties set forth in Sections 3.01
and 3.02 shall survive the sale of the Mortgage Loans to the Purchaser and the delivery of the Mortgage Loan
Documents to the Custodian and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or
qualified endorsement on any Mortgage Note or Assignment of Mortgage or the examination or failure to examine any
Mortgage File. Upon discovery by either the Company or the Purchaser of a breach of any of the foregoing
representations and warranties which materially and adversely affects the value of the Mortgage Loans or the
interest of the Purchaser, or which materially and adversely affects the interests of Purchaser in the related
Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan (in the case of
any of the foregoing, a "Breach"), the party discovering such Breach shall give prompt written notice to the
other.
With respect to those representations and warranties which are made to the best of the
Company's knowledge, if it is discovered by the Company or the Purchaser that the substance of such representation
and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage
Loan or the interest of the Purchaser (or which materially and adversely affects the value of a Mortgage Loan or
the interests of the Purchaser in the related Mortgage Loan in the case of a representation and warranty relating
to a particular Mortgage Loan), notwithstanding the Company's lack of knowledge with respect to the substance of
such representation and warranty, such inaccuracy shall be deemed a breach of the applicable representation and
warranty.
Within 60 days of the earlier of either discovery by or notice to the Company of any Breach of
a representation or warranty, the Company shall use its best efforts promptly to cure such Breach in all material
respects and, if such Breach cannot be cured, the Company shall, at the Purchaser's option and subject to Section
3.06, repurchase such Mortgage Loan at the Repurchase Price. In the event that a Breach shall involve any
representation or warranty set forth in Section 3.01, and such Breach cannot be cured within 60 days of the
earlier of either discovery by or notice to the Company of such Breach, all of the Mortgage Loans shall, at the
Purchaser's option and subject to Section 3.06, be repurchased by the Company at the Repurchase Price. However,
if the Breach shall involve a representation or warranty set forth in Section 3.02 and the Company discovers or
receives notice of any such Breach within 120 days of the related Closing Date, the Company shall, at the
Purchaser's option and provided that the Company has a Qualified Substitute Mortgage Loan, rather than repurchase
the Mortgage Loan as provided above, remove such Mortgage Loan (a "Deleted Mortgage Loan") and substitute in its
place a Qualified Substitute Mortgage Loan or Loans, provided that any such substitution shall be effected not
later than 120 days after the related Closing Date. If the Company has no Qualified Substitute Mortgage Loan, it
shall repurchase the deficient Mortgage Loan. Any repurchase of a Mortgage Loan or Loans pursuant to the
foregoing provisions of this Section 3.03 shall be accomplished by deposit in the Custodial Account of the amount
of the Repurchase Price for distribution to Purchaser on the next scheduled Remittance Date, after deducting
therefrom any amount received in respect of such repurchased Mortgage Loan or Loans and being held in the
Custodial Account for future distribution.
At the time of repurchase or substitution, the Purchaser and the Company shall arrange for the
reassignment of the Deleted Mortgage Loan to the Company and the delivery to the Company of any documents held by
the Custodian relating to the Deleted Mortgage Loan. In the event of a repurchase or substitution, the Company
shall, simultaneously with such reassignment, give written notice to the Purchaser that such repurchase or
substitution has taken place, amend the related Mortgage Loan Schedule to reflect the withdrawal of the Deleted
Mortgage Loan from this Agreement, and, in the case of substitution, identify a Qualified Substitute Mortgage
Loan and amend the related Mortgage Loan Schedule to reflect the addition of such Qualified Substitute Mortgage
Loan to this Agreement. In connection with any such substitution, the Company shall be deemed to have made as to
such Qualified Substitute Mortgage Loan the representations and warranties set forth in this Agreement except
that all such representations and warranties set forth in this Agreement shall be deemed made as of the date of
such substitution. The Company shall effect such substitution by delivering to the Custodian for such Qualified
Substitute Mortgage Loan the documents required by Section 2.03, with the Mortgage Note endorsed as required by
Section 2.03. No substitution will be made in any calendar month after the Determination Date for such month. The
Company shall deposit in the Custodial Account the Monthly Payment less the Servicing Fee due on such Qualified
Substitute Mortgage Loan or Loans in the month following the date of such substitution. Monthly Payments due with
respect to Qualified Substitute Mortgage Loans in the month of substitution shall be retained by the Company. For
the month of substitution, distributions to Purchaser shall include the Monthly Payment due on any Deleted
Mortgage Loan in the month of substitution, and the Company shall thereafter be entitled to retain all amounts
subsequently received by the Company in respect of such Deleted Mortgage Loan.
For any month in which the Company substitutes a Qualified Substitute Mortgage Loan for a
Deleted Mortgage Loan, the Company shall determine the amount (if any) by which the aggregate principal balance
of all Qualified Substitute Mortgage Loans as of the date of substitution is less than the aggregate Stated
Principal Balance of all Deleted Mortgage Loans (after application of scheduled principal payments due in the
month of substitution). The amount of such shortfall shall be distributed by the Company in the month of
substitution pursuant to Section 5.01. Accordingly, on the date of such substitution, the Company shall deposit
from its own funds into the Custodial Account an amount equal to the amount of such shortfall.
Any cause of action against the Company relating to or arising out of the Breach of any
representations and warranties made in Sections 3.01 and 3.02 shall accrue as to any Mortgage Loan upon (i)
discovery of such Breach by the Purchaser or notice thereof by the Company to the Purchaser, (ii) failure by the
Company to cure such Breach or repurchase such Mortgage Loan as specified above, and (iii) demand upon the
Company by the Purchaser for compliance with this Agreement.
Section 3.04 Indemnification.
The Company agrees to indemnify the Purchaser and hold it harmless from and against any and all
claims, losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other
costs, fees and expenses that the Purchaser may sustain in any way related any assertion based on, grounded upon
resulting from a Breach of any of the Company's representations and warranties contained herein. In addition to
the obligations of the Company set forth in this Section 3.04, the Purchaser may pursue any and all remedies
otherwise available at law or in equity, including, but not limited to, the right to seek damages. The
provisions of this Section 3.04 shall survive termination of this Agreement.
It is understood and agreed that the obligations of the Company set forth in Sections 3.03 and
3.04 to cure, substitute for or repurchase a defective Mortgage Loan and to indemnify the Purchaser constitute
the sole remedies of the Purchaser respecting a Breach of the foregoing representations and warranties.
Section 3.05 Repurchase Upon Conversion.
In the event the Mortgagor under any Convertible Mortgage Loan elects to convert said Mortgage
Loan to a fixed rate mortgage loan, as provided in the related Mortgage Note, then the Company shall repurchase
the related Mortgage Loan in the month the conversion takes place and in the manner prescribed in Section 3.04 at
the Repurchase Price.
Section 3.06 Restrictions and Requirements Applicable in the Event
that a Mortgage Loan is Acquired by a REMIC
In the event that any Mortgage Loan is held by a REMIC, notwithstanding any contrary provision
of this Agreement, the following provisions shall be applicable to such Mortgage Loan:
(A) Repurchase of Mortgage Loans.
With respect to any Mortgage Loan that is not in default or as to which no default is imminent,
no repurchase or substitution pursuant to Subsection 3.03, 3.05, 3.07 or 7.02 shall be made, unless, if so
required by the applicable REMIC Documents the Company has obtained an Opinion of Counsel to the effect that such
repurchase will not (i) result in the imposition of taxes on "prohibited transactions" of such REMIC (as defined
in Section 860F of the Code) or otherwise subject the REMIC to tax, or (ii) cause the REMIC to fail to qualify as
a REMIC at any time.
(B) General Servicing Obligations.
The Company shall sell any REO Property within two years after its acquisition by the REMIC
unless (i) the Company applies for an extension of such two-year period from the Internal Revenue Service
pursuant to the REMIC Provisions and Code Section 856(e)(3), in which event such REO Property shall be sold
within the applicable extension period, or (ii) the Company obtains for the Purchaser an Opinion of Counsel,
addressed to the Purchaser and the Company, to the effect that the holding by the REMIC of such REO Property
subsequent to such two year period will not result in the imposition of taxes on "prohibited transactions" as
defined in Section 860F of the Code or cause the REMIC to fail to qualify as a REMIC under the REMIC Provisions
or comparable provisions of relevant state laws at any time. The Company shall manage, conserve, protect and
operate each REO Property for the Purchaser solely for the purpose of its prompt disposition and sale in a manner
which does not cause such REO Property to fail to qualify as "foreclosure property" within the meaning of Section
860G(a)(8) or result in the receipt by the REMIC of any "income from non-permitted assets" within the meaning of
Section 860F(a)(2)(B) of the Code or any "net income from foreclosure property" which is subject to taxation
under Section 860G(a)(1) of the Code. Pursuant to its efforts to sell such REO Property, the Company shall either
itself or through an agent selected by the Company protect and conserve such REO Property in the same manner and
to such extent as is customary in the locality where such REO Property is located and may, incident to its
conservation and protection of the interests of the Purchaser, rent the same, or any part thereof, as the Company
deems to be in the best interest of the Company and the Purchaser for the period prior to the sale of such REO
Property; provided, however, that any rent received or accrued with respect to such REO Property qualifies as
"rents from real property" as defined in Section 856(d) of the Code.
(C) Additional Covenants.
In addition to the provision set forth in this Section 3.06, if a REMIC election is made with
respect to the arrangement under which any of the Mortgage Loans or REO Properties are held, then, with respect
to such Mortgage Loans and/or REO Properties, and notwithstanding the terms of this Agreement, the Company shall
not take any action, cause the REMIC to take any action or fail to take (or fail to cause to be taken) any action
that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of the
REMIC as a REMIC or (ii) result in the imposition of a tax upon the REMIC (including but not limited to the tax
on "prohibited transactions" as defined in Section 860F(a)(2) of the Code and the tax on "contributions" to a
REMIC set forth in Section 860G(d) of the Code) unless the Company has received an Opinion of Counsel (at the
expense of the party seeking to take such action) to the effect that the contemplated action will not endanger
such REMIC status or result in the imposition of any such tax.
If a REMIC election is made with respect to the arrangement under which any Mortgage Loans or
REO Properties are held, the Company shall amend this Agreement such that it will meet all Rating Agency
requirements.
Section 3.07 Review of Mortgage Loans
From the related Closing Date until the date 15 days after the related Closing Date, the
Purchaser shall have the right to review the Mortgage Files and obtain BPOs and other property evaluations on the
Mortgaged Properties relating to the Mortgage Loans purchased on the related Closing Date, with the results of
such BPO or property evaluation reviews to be communicated to the Company for a period up to 15 days after the
related Closing Date. In addition, the Purchaser shall have the right to reject any Mortgage Loan which in the
Purchaser's sole determination (i) fails to conform to the Underwriting Guidelines, (ii) the value of the
Mortgaged Property pursuant to any BPO or property evaluation varies by more than plus or minus 15% from the
lesser of (A) the original appraised value of the Mortgage Property or (B) the purchase price of the Mortgaged
Property as of the date of origination (a "Value Issue"), (iii) the Mortgage Loan is underwritten without
verification of the Borrower's income and assets and there is no credit report and credit score or (iv) the
Purchaser deems the Mortgage Loan not to be an acceptable credit risk. The Company shall repurchase the rejected
Mortgage Loan in the manner prescribed in Section 3.03 upon receipt of notice from the Purchaser of the rejection
of such Mortgage Loan; provided, that, in the event that the Purchaser rejects a Mortgage Loan due to a Value
Issue, the Company may submit to the Purchaser an additional property evaluation for purposes of demonstrating
that the Mortgage Loan does not have a Value Issue. If the Purchaser and the Company fail to resolve such Value
Issue within two weeks of the Purchaser presenting such Value Issue to the Company, then Company shall have the
right to promptly (a) substitute such Mortgage Loan with a Qualified Substitute Mortgage Loan meeting all the
terms hereof, or (b) repurchase such Mortgage Loan in the manner prescribed in Section 3.03. Any rejected
Mortgage Loan shall be removed from the terms of this Agreement. The Company shall make available all files
required by Purchaser in order to complete its review, including capturing all CRA/HMDA required data fields.
Any review performed by the Purchaser prior to the related Closing Date does not limit the Purchaser's rights or
the Company's obligations under this section. To the extent that the Purchaser's review discloses that the
Mortgage Loans do not conform to the Underwriting Guidelines or the terms set forth in the Purchaser Price and
Terms Letter, the Purchaser may in its sole discretion increase its due diligence review and obtain additional
BPO's or other property evaluations. The additional review may be for any reason including but not limited to
credit quality, property valuations, and data integrity.
ARTICLE IV
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 4.01 Company to Act as Servicer.
The Company shall service and administer the Mortgage Loans and shall have full power and
authority, acting alone, to do any and all things in connection with such servicing and administration which the
Company may deem necessary or desirable, consistent with the terms of this Agreement and with Accepted Servicing
Practices.
Consistent with the terms of this Agreement, the Company may waive, modify or vary any term of
any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant
indulgence to any Mortgagor if in the Company's reasonable and prudent determination such waiver, modification,
postponement or indulgence is not materially adverse to the Purchasers, provided, however, that the Company shall
not make any future advances with respect to a Mortgage Loan and (unless the Mortgagor is in default with respect
to the Mortgage Loan or such default is, in the judgment of the Company, imminent and the Company has obtained
the prior written consent of the Purchaser) the Company shall not permit any modification of any material term of
any Mortgage Loan including any modifications that would change the Mortgage Interest Rate change the Index,
Lifetime Mortgage Interest Rate Cap, Initial Rate Cap or Gross Margin of any Mortgage Loan, defer or forgive the
payment of principal or interest, reduce or increase the outstanding principal balance (except for actual
payments of principal) or change the final maturity date on such Mortgage Loan. In the event of any such
modification which permits the deferral of interest or principal payments on any Mortgage Loan, the Company
shall, on the Business Day immediately preceding the Remittance Date in any month in which any such principal or
interest payment has been deferred, deposit in the Custodial Account from its own funds, in accordance with
Section 5.03, the difference between (a) such month's principal and one month's interest at the Mortgage Loan
Remittance Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor.
The Company shall be entitled to reimbursement for such advances to the same extent as for all other advances
made pursuant to Section 5.03. Without limiting the generality of the foregoing, the Company shall continue, and
is hereby authorized and empowered, to execute and deliver on behalf of itself and the Purchasers, all
instruments of satisfaction or cancellation, or of partial or full release, discharge and all other comparable
instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Properties. If reasonably
required by the Company, the Purchaser shall furnish the Company with any powers of attorney and other documents
necessary or appropriate to enable the Company to carry out its servicing and administrative duties under this
Agreement.
In servicing and administering the Mortgage Loans, the Company shall employ procedures
(including collection procedures) and exercise the same care that it customarily employs and exercises in
servicing and administering mortgage loans for its own account, giving due consideration to Accepted Servicing
Practices where such practices do not conflict with the requirements of this Agreement, and the Purchaser's
reliance on the Company.
The Mortgage Loans may be subserviced by the Subservicer on behalf of the Company provided that
the Subservicer is a Xxxxxx Xxx-approved lender or a Xxxxxxx Mac seller/servicer in good standing, and no event
has occurred, including but not limited to a change in insurance coverage, which would make it unable to comply
with the eligibility requirements for lenders imposed by Xxxxxx Xxx or for seller/servicers imposed by Xxxxxxx
Mac, or which would require notification to Xxxxxx Xxx or Xxxxxxx Mac. The Company may perform any of its
servicing responsibilities hereunder or may cause the Subservicer to perform any such servicing responsibilities
on its behalf, but the use by the Company of the Subservicer shall not release the Company from any of its
obligations hereunder and the Company shall remain responsible hereunder for all acts and omissions of the
Subservicer as fully as if such acts and omissions were those of the Company. The Company shall pay all fees and
expenses of the Subservicer from its own funds, and the Subservicer's fee shall not exceed the Servicing Fee.
At the cost and expense of the Company, without any right of reimbursement from the Custodial
Account, the Company shall be entitled to terminate the rights and responsibilities of the Subservicer and
arrange for any servicing responsibilities to be performed by a successor Subservicer meeting the requirements in
the preceding paragraph, provided, however, that nothing contained herein shall be deemed to prevent or prohibit
the Company, at the Company's option, from electing to service the related Mortgage Loans itself. In the event
that the Company's responsibilities and duties under this Agreement are terminated pursuant to Section 9.04,
10.01 or 11.02, and if requested to do so by the Purchaser, the Company shall at its own cost and expense
terminate the rights and responsibilities of the Subservicer as soon as is reasonably possible. The Company shall
pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of the
Subservicer from the Company's own funds without reimbursement from the Purchaser.
Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements
between the Company and the Subservicer or any reference herein to actions taken through the Subservicer or
otherwise, the Company shall not be relieved of its obligations to the Purchaser and shall be obligated to the
same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage
Loans. The Company shall be entitled to enter into an agreement with the Subservicer for indemnification of the
Company by the Subservicer and nothing contained in this Agreement shall be deemed to limit or modify such
indemnification.
Any Subservicing Agreement and any other transactions or services relating to the Mortgage
Loans involving the Subservicer shall be deemed to be between the Subservicer and Company alone, and the
Purchaser shall have no obligations, duties or liabilities with respect to the Subservicer including no
obligation, duty or liability of Purchaser to pay the Subservicer's fees and expenses. For purposes of
distributions and advances by the Company pursuant to this Agreement, the Company shall be deemed to have
received a payment on a Mortgage Loan when the Subservicer has received such payment.
Section 4.02 Liquidation of Mortgage Loans.
In the event that any payment due under any Mortgage Loan and not postponed pursuant to Section
4.01 is not paid when the same becomes due and payable, or in the event the Mortgagor fails to perform any other
covenant or obligation under the Mortgage Loan and such failure continues beyond any applicable grace period, the
Company shall take such action as (1) the Company would take under similar circumstances with respect to a
similar mortgage loan held for its own account for investment, (2) shall be consistent with Accepted Servicing
Practices, (3) the Company shall determine prudently to be in the best interest of Purchaser, and (4) is
consistent with any related PMI Policy. In the event that any payment due under any Mortgage Loan is not
postponed pursuant to Section 4.01 and remains delinquent for a period of 90 days or any other default continues
for a period of 90 days beyond the expiration of any grace or cure period, the Company shall commence foreclosure
proceedings, provided that, prior to commencing foreclosure proceedings, the Company shall notify the Purchaser
in writing of the Company's intention to do so, and the Company shall not commence foreclosure proceedings if the
Purchaser objects to such action within 10 Business Days of receiving such notice. In the event the Purchaser
objects to such foreclosure action, the Company shall not be required to make Monthly Advances with respect to
such Mortgage Loan, pursuant to Section 5.03, and the Company's obligation to make such Monthly Advances shall
terminate on the 90th day referred to above. In such connection, the Company shall from its own funds make all
necessary and proper Servicing Advances, provided, however, that the Company shall not be required to expend its
own funds in connection with any foreclosure or towards the restoration or preservation of any Mortgaged
Property, unless it shall determine (a) that such preservation, restoration and/or foreclosure will increase the
proceeds of liquidation of the Mortgage Loan to Purchaser after reimbursement to itself for such expenses and (b)
that such expenses will be recoverable by it either through Liquidation Proceeds (respecting which it shall have
priority for purposes of withdrawals from the Custodial Account pursuant to Section 4.05) or through Insurance
Proceeds (respecting which it shall have similar priority).
Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or
acceptance of a deed in lieu of foreclosure, in the event the Company has reasonable cause to believe that a
Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Purchaser otherwise
requests an environmental inspection or review of such Mortgaged Property to be conducted by a qualified
inspector. Upon completion of the inspection, the Company shall promptly provide the Purchaser with a written
report of the environmental inspection.
After reviewing the environmental inspection report, the Purchaser shall determine how the
Company shall proceed with respect to the Mortgaged Property. In the event (a) the environmental inspection
report indicates that the Mortgaged Property is contaminated by hazardous or toxic substances or wastes and
(b) the Purchaser directs the Company to proceed with foreclosure or acceptance of a deed in lieu of foreclosure,
the Company shall be reimbursed for all costs associated with such foreclosure or acceptance of a deed in lieu of
foreclosure and any related environmental clean up costs, as applicable, from the related Liquidation Proceeds,
or if the Liquidation Proceeds are insufficient to fully reimburse the Company, the Company shall be entitled to
be reimbursed from amounts in the Custodial Account pursuant to Section 4.05 hereof. In the event the Purchaser
directs the Company not to proceed with foreclosure or acceptance of a deed in lieu of foreclosure, the Company
shall be reimbursed for all Servicing Advances made with respect to the related Mortgaged Property from the
Custodial Account pursuant to Section 4.05 hereof.
Section 4.03 Collection of Mortgage Loan Payments.
Continuously from the date hereof until the principal and interest on all Mortgage Loans are
paid in full, the Company shall proceed diligently to collect all payments due under each of the Mortgage Loans
when the same shall become due and payable and shall take special care in ascertaining and estimating Escrow
Payments and all other charges that will become due and payable with respect to the Mortgage Loan and the
Mortgaged Property, to the end that the installments payable by the Mortgagors will be sufficient to pay such
charges as and when they become due and payable.
Section 4.04 Establishment of and Deposits to Custodial Account.
The Company shall segregate and hold all funds collected and received pursuant to a Mortgage
Loan separate and apart from any of its own funds and general assets and shall establish and maintain one or more
Custodial Accounts, in the form of time deposit or demand accounts, titled "Countrywide Home Loans, Inc. in trust
for EMC Mortgage Corporation, as purchaser of Residential Adjustable Rate Mortgage Loans and various Mortgagors".
The Custodial Account shall be established with a Qualified Depository acceptable to the Purchaser. Any funds
deposited in the Custodial Account shall at all times be fully insured to the full extent permitted under
applicable law. Funds deposited in the Custodial Account may be drawn on by the Company in accordance with
Section 4.05. The creation of any Custodial Account shall be evidenced by a certification in the form of Exhibit
D-1 hereto, in the case of an account established with the Company, or by a letter agreement in the form of
Exhibit D-2 hereto, in the case of an account held by a depository other than the Company. A copy of such
certification or letter agreement shall be furnished to the Purchaser and, upon request, to any subsequent
Purchaser.
The Company shall deposit in the Custodial Account within two Business Days of receipt, and
retain therein, the following collections received by the Company and payments made by the Company after the
related Cut-off Date, (other than payments of principal and interest due on or before the related Cut-off Date,
or received by the Company prior to the related Cut-off Date but allocable to a period subsequent thereto or with
respect to each LPMI Loan, in the amount of the LPMI Fee):
(i) all payments on account of principal on the Mortgage Loans, including all Principal
Prepayments;
(ii) all payments on account of interest on the Mortgage Loans adjusted to the Mortgage Loan
Remittance Rate;
(iii) all Liquidation Proceeds;
(iv) all Insurance Proceeds including amounts required to be deposited pursuant to Section
4.10, Section 4.11, Section 4.14 and Section 4.15;
(v) all Condemnation Proceeds which are not applied to the restoration or repair of the
Mortgaged Property or released to the Mortgagor in accordance with Section 4.14;
(vi) any amount required to be deposited in the Custodial Account pursuant to Section 4.01,
4.09, 5.03, 6.01 or 6.02;
(vii) any amounts payable in connection with the repurchase of any Mortgage Loan pursuant to
Section 3.03, 3.05 or 3.07 and all amounts required to be deposited by the Company in connection with a
shortfall in principal amount of any Qualified Substitute Mortgage Loan pursuant to Section 3.03;
(viii) with respect to each Principal Prepayment in full or in part, the Prepayment
Interest Shortfall Amount, if any, for the month of distribution. Such deposit shall be made from the
Company's own funds, without reimbursement therefor up to a maximum amount per month of the Servicing
Fee actually received for such month for the Mortgage Loans;
(ix) any amounts required to be deposited by the Company pursuant to Section 4.11 in
connection with the deductible clause in any blanket hazard insurance policy; and
(x) any amounts received with respect to or related to any REO Property and all REO
Disposition Proceeds pursuant to Section 4.16.
The foregoing requirements for deposit into the Custodial Account shall be exclusive, it being
understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late
payment charges and assumption fees, to the extent permitted by Section 6.01, need not be deposited by the
Company into the Custodial Account. Any interest paid on funds deposited in the Custodial Account by the
depository institution shall accrue to the benefit of the Company and the Company shall be entitled to retain and
withdraw such interest from the Custodial Account pursuant to Section 4.05.
Section 4.05 Permitted Withdrawals From Custodial Account.
The Company shall, from time to time, withdraw funds from the Custodial Account for the
following purposes:
(i) to make payments to the Purchaser in the amounts and in the manner provided for in
Section 5.01;
(ii) to reimburse itself for Monthly Advances of the Company's funds made pursuant to Section
5.03, the Company's right to reimburse itself pursuant to this subclause (ii) being limited to amounts
received on the related Mortgage Loan which represent late payments of principal and/or interest
respecting which any such advance was made, it being understood that, in the case of any such
reimbursement, the Company's right thereto shall be prior to the rights of Purchaser, except that, where
the Company is required to repurchase a Mortgage Loan pursuant to Section 3.03, 3.05, 3.07 or 6.02, the
Company's right to such reimbursement shall be subsequent to the payment to the Purchaser of the
Repurchase Price pursuant to such sections and all other amounts required to be paid to the Purchaser
with respect to such Mortgage Loan;
(iii) to reimburse itself for unreimbursed Servicing Advances, and for any unpaid Servicing
Fees, the Company's right to reimburse itself pursuant to this subclause (iii) with respect to any
Mortgage Loan being limited to related Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds
and such other amounts as may be collected by the Company from the Mortgagor or otherwise relating to
the Mortgage Loan, it being understood that, in the case of any such reimbursement, the Company's right
thereto shall be prior to the rights of Purchaser except where the Company is required to repurchase a
Mortgage Loan pursuant to Section 3.03, 3.05, 3.07 or 6.02, in which case the Company's right to such
reimbursement shall be subsequent to the payment to the Purchasers of the Repurchase Price pursuant to
such sections and all other amounts required to be paid to the Purchasers with respect to such Mortgage
Loan;
(iv) to pay itself interest on funds deposited in the Custodial Account;
(v) to reimburse itself for expenses incurred and reimbursable to it pursuant to Section
9.01;
(vi) to pay any amount required to be paid pursuant to Section 4.16 related to any REO
Property, it being understood that in the case of any such expenditure or withdrawal related to a
particular REO Property, the amount of such expenditure or withdrawal from the Custodial Account shall
be limited to amounts on deposit in the Custodial Account with respect to the related REO Property;
(vii) to clear and terminate the Custodial Account upon the termination of this Agreement;
and
(viii) to withdraw funds deposited in error.
In the event that the Custodial Account is interest bearing, on each Remittance Date, the
Company shall withdraw all funds from the Custodial Account except for those amounts which, pursuant to Section
5.01, the Company is not obligated to remit on such Remittance Date. The Company may use such withdrawn funds
only for the purposes described in this Section 4.05.
Section 4.06 Establishment of and Deposits to Escrow Account.
The Company shall segregate and hold all funds collected and received pursuant to a Mortgage
Loan constituting Escrow Payments separate and apart from any of its own funds and general assets and shall
establish and maintain one or more Escrow Accounts, in the form of time deposit or demand accounts, titled,
"Countrywide Home Loans, Inc., in trust for the EMC Mortgage Corporation, as purchaser of Residential Adjustable
Rate Mortgage Loans and various Mortgagors". The Escrow Accounts shall be established with a Qualified
Depository, in a manner which shall provide maximum available insurance thereunder. Funds deposited in the Escrow
Account may be drawn on by the Company in accordance with Section 4.07. The creation of any Escrow Account shall
be evidenced by a certification in the form of Exhibit E-1 hereto, in the case of an account established with the
Company, or by a letter agreement in the form of Exhibit E-2 hereto, in the case of an account held by a
depository other than the Company. A copy of such certification shall be furnished to the Purchaser and, upon
request, to any subsequent Purchaser.
The Company shall deposit in the Escrow Account or Accounts within two Business Days of
receipt, and retain therein:
(i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of
effecting timely payment of any such items as required under the terms of this Agreement; and
(ii) all amounts representing Insurance Proceeds or Condemnation Proceeds which are to be
applied to the restoration or repair of any Mortgaged Property.
The Company shall make withdrawals from the Escrow Account only to effect such payments as are
required under this Agreement, as set forth in Section 4.07. The Company shall be entitled to retain any interest
paid on funds deposited in the Escrow Account by the depository institution, other than interest on escrowed
funds required by law to be paid to the Mortgagor. To the extent required by law, the Company shall pay interest
on escrowed funds to the Mortgagor notwithstanding that the Escrow Account may be non-interest bearing or that
interest paid thereon is insufficient for such purposes.
Section 4.07 Permitted Withdrawals From Escrow Account.
Withdrawals from the Escrow Account or Accounts may be made by the Company only:
(i) to effect timely payments of ground rents, taxes, assessments, water rates, mortgage
insurance premiums, condominium charges, fire and hazard insurance premiums or other items constituting
Escrow Payments for the related Mortgage;
(ii) to reimburse the Company for any Servicing Advances made by the Company pursuant to
Section 4.08 with respect to a related Mortgage Loan, but only from amounts received on the related
Mortgage Loan which represent late collections of Escrow Payments thereunder;
(iii) to refund to any Mortgagor any funds found to be in excess of the amounts required
under the terms of the related Mortgage Loan;
(iv) for transfer to the Custodial Account and application to reduce the principal balance of
the Mortgage Loan in accordance with the terms of the related Mortgage and Mortgage Note;
(v) for application to restoration or repair of the Mortgaged Property in accordance with
the procedures outlined in Section 4.14;
(vi) to pay to the Company, or any Mortgagor to the extent required by law, any interest paid
on the funds deposited in the Escrow Account;
(vii) to clear and terminate the Escrow Account on the termination of this Agreement; and
(viii) to withdraw funds deposited in error.
Section 4.08 Payment of Taxes, Insurance and Other Charges.
With respect to each Mortgage Loan, the Company shall maintain accurate records reflecting the
status of ground rents, taxes, assessments, water rates, sewer rents, and other charges which are or may become a
lien upon the Mortgaged Property and the status of PMI Policy premiums and fire and hazard insurance coverage and
shall obtain, from time to time, all bills for the payment of such charges (including renewal premiums) and shall
effect payment thereof prior to the applicable penalty or termination date, employing for such purpose deposits
of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by the Company in amounts
sufficient for such purposes, as allowed under the terms of the Mortgage. To the extent that a Mortgage does not
provide for Escrow Payments, the Company shall determine that any such payments are made by the Mortgagor at the
time they first become due. The Company assumes full responsibility for the timely payment of all such bills and
shall effect timely payment of all such charges irrespective of each Mortgagor's faithful performance in the
payment of same or the making of the Escrow Payments, and the Company shall make advances from its own funds to
effect such payments.
Section 4.09 Protection of Accounts.
The Company may transfer the Custodial Account or the Escrow Account to a different Qualified
Depository from time to time. Upon any such transfer, the Company shall promptly notify the Purchaser and deliver
to the Purchaser a Custodial Account Certification or Escrow Account Certification (as applicable) in the form of
Exhibit D-1 or E-1 to this agreement.
The Company shall bear any expenses, losses or damages sustained by the Purchaser because the
Custodial Account and/or the Escrow Account are not demand deposit accounts.
Amounts on deposit in the Custodial Account and the Escrow Account may at the option of the
Company be invested in Eligible Investments; provided that in the event that amounts on deposit in the Custodial
Account or the Escrow Account exceed the amount fully insured by the FDIC (the "Insured Amount") the Company
shall be obligated to invest the excess amount over the Insured Amount in Eligible Investments on the same
Business Day as such excess amount becomes present in the Custodial Account or the Escrow Account. Any such
Eligible Investment shall mature no later than the Determination Date next following the date of such Eligible
Investment, provided, however, that if such Eligible Investment is an obligation of a Qualified Depository (other
than the Company) that maintains the Custodial Account or the Escrow Account, then such Eligible Investment may
mature on such Remittance Date. Any such Eligible Investment shall be made in the name of the Company in trust
for the benefit of the Purchaser. All income on or gain realized from any such Eligible Investment shall be for
the benefit of the Company and may be withdrawn at any time by the Company. Any losses incurred in respect of any
such investment shall be deposited in the Custodial Account or the Escrow Account, by the Company out of its own
funds immediately as realized.
Section 4.10 Maintenance of Hazard Insurance.
The Company shall cause to be maintained for each Mortgage Loan hazard insurance such that all
buildings upon the Mortgaged Property are insured by a generally acceptable insurer rated A:VI or better in the
current Best's Key Rating Guide ("Best's") against loss by fire, hazards of extended coverage and such other
hazards as are customary in the area where the Mortgaged Property is located, in an amount which is at least
equal to the lesser of (i) the replacement value of the improvements securing such Mortgage Loan and (ii) the
greater of (a) the outstanding principal balance of the Mortgage Loan and (b) an amount such that the proceeds
thereof shall be sufficient to prevent the Mortgagor or the loss payee from becoming a co-insurer.
If a Mortgaged Property is located in an area identified in the Federal Register by the Flood
Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a
flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration
is in effect with a generally acceptable insurance carrier rated A:VI or better in Best's in an amount
representing coverage equal to the lesser of (i) the minimum amount required, under the terms of coverage, to
compensate for any damage or loss on a replacement cost basis (or the unpaid balance of the mortgage if
replacement cost coverage is not available for the type of building insured) and (ii) the maximum amount of
insurance which is available under the Flood Disaster Protection Act of 1973, as amended. If at any time during
the term of the Mortgage Loan, the Company determines in accordance with applicable law and pursuant to the
Xxxxxx Xxx Guides that a Mortgaged Property is located in a special flood hazard area and is not covered by flood
insurance or is covered in an amount less than the amount required by the Flood Disaster Protection Act of 1973,
as amended, the Company shall notify the related Mortgagor that the Mortgagor must obtain such flood insurance
coverage, and if said Mortgagor fails to obtain the required flood insurance coverage within forty-five (45) days
after such notification, the Company shall immediately force place the required flood insurance on the
Mortgagor's behalf.
If a Mortgage is secured by a unit in a condominium project, the Company shall verify that the
coverage required of the owner's association, including hazard, flood, liability, and fidelity coverage, is being
maintained in accordance with then current Xxxxxx Mae requirements, and secure from the owner's association its
agreement to notify the Company promptly of any change in the insurance coverage or of any condemnation or
casualty loss that may have a material effect on the value of the Mortgaged Property as security.
The Company shall cause to be maintained on each Mortgaged Property earthquake or such other or
additional insurance as may be required pursuant to such applicable laws and regulations as shall at any time be
in force and as shall require such additional insurance, or pursuant to the requirements of any private mortgage
guaranty insurer, or as may be required to conform with Accepted Servicing Practices.
In the event that any Purchaser or the Company shall determine that the Mortgaged Property
should be insured against loss or damage by hazards and risks not covered by the insurance required to be
maintained by the Mortgagor pursuant to the terms of the Mortgage, the Company shall communicate and consult with
the Mortgagor with respect to the need for such insurance and bring to the Mortgagor's attention the desirability
of protection of the Mortgaged Property.
All policies required hereunder shall name the Company as loss payee and shall be endorsed with
standard or union mortgagee clauses, without contribution, which shall provide for at least 30 days prior written
notice of any cancellation, reduction in amount or material change in coverage.
The Company shall not interfere with the Mortgagor's freedom of choice in selecting either his
insurance carrier or agent, provided, however, that the Company shall not accept any such insurance policies from
insurance companies unless such companies are rated A:VI or better in Best's and are licensed to do business in
the jurisdiction in which the Mortgaged Property is located. The Company shall determine that such policies
provide sufficient risk coverage and amounts, that they insure the property owner, and that they properly
describe the property address. The Company shall furnish to the Mortgagor a formal notice of expiration of any
such insurance in sufficient time for the Mortgagor to arrange for renewal coverage by the expiration date.
Pursuant to Section 4.04, any amounts collected by the Company under any such policies (other
than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the related
Mortgaged Property, or property acquired in liquidation of the Mortgage Loan, or to be released to the Mortgagor,
in accordance with the Company's normal servicing procedures as specified in Section 4.14) shall be deposited in
the Custodial Account subject to withdrawal pursuant to Section 4.05.
Section 4.11 Maintenance of Mortgage Impairment Insurance.
In the event that the Company shall obtain and maintain a blanket policy insuring against
losses arising from fire and hazards covered under extended coverage on all of the Mortgage Loans, then, to the
extent such policy provides coverage in an amount equal to the amount required pursuant to Section 4.10 and
otherwise complies with all other requirements of Section 4.10, it shall conclusively be deemed to have satisfied
its obligations as set forth in Section 4.10. Any amounts collected by the Company under any such policy relating
to a Mortgage Loan shall be deposited in the Custodial Account subject to withdrawal pursuant to Section 4.05.
Such policy may contain a deductible clause, in which case, in the event that there shall not have been
maintained on the related Mortgaged Property a policy complying with Section 4.10, and there shall have been a
loss which would have been covered by such policy, the Company shall deposit in the Custodial Account at the time
of such loss the amount not otherwise payable under the blanket policy because of such deductible clause, such
amount to deposited from the Company's funds, without reimbursement therefor. Upon request of any Purchaser, the
Company shall cause to be delivered to such Purchaser a certified true copy of such policy and a statement from
the insurer thereunder that such policy shall in no event be terminated or materially modified without 30 days'
prior written notice to such Purchaser.
Section 4.12 Maintenance of Fidelity Bond and Errors and Omissions Insurance.
The Company shall maintain with responsible companies, at its own expense, a blanket Fidelity
Bond and an Errors and Omissions Insurance Policy, with broad coverage on all officers, employees or other
persons acting in any capacity requiring such persons to handle funds, money, documents or papers relating to the
Mortgage Loans ("Company Employees"). Any such Fidelity Bond and Errors and Omissions Insurance Policy shall be
in the form of the Mortgage Banker's Blanket Bond and shall protect and insure the Company against losses,
including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such Company Employees.
Such Fidelity Bond and Errors and Omissions Insurance Policy also shall protect and insure the Company against
losses in connection with the release or satisfaction of a Mortgage Loan without having obtained payment in full
of the indebtedness secured thereby. No provision of this Section 4.12 requiring such Fidelity Bond and Errors
and Omissions Insurance Policy shall diminish or relieve the Company from its duties and obligations as set forth
in this Agreement. The minimum coverage under any such bond and insurance policy shall be acceptable to Xxxxxx
Xxx or Xxxxxxx Mac. Upon the request of any Purchaser, the Company shall cause to be delivered to such Purchaser
a certified true copy of such fidelity bond and insurance policy and a statement from the surety and the insurer
that such fidelity bond and insurance policy shall in no event be terminated or materially modified without 30
days' prior written notice to the Purchaser.
Section 4.13 Inspections.
The Company shall inspect the Mortgaged Property as often as deemed necessary by the Company to
assure itself that the value of the Mortgaged Property is being preserved. In addition, if any Mortgage Loan is
more than 60 days delinquent, the Company immediately shall inspect the Mortgaged Property and shall conduct
subsequent inspections in accordance with Accepted Servicing Practices or as may be required by the primary
mortgage guaranty insurer. The Company shall keep a written report of each such inspection.
Section 4.14 Restoration of Mortgaged Property.
The Company need not obtain the approval of the Purchaser prior to releasing any Insurance
Proceeds or Condemnation Proceeds to the Mortgagor to be applied to the restoration or repair of the Mortgaged
Property if such release is in accordance with Accepted Servicing Practices. At a minimum, the Company shall
comply with the following conditions in connection with any such release of Insurance Proceeds or Condemnation
Proceeds:
(i) the Company shall receive satisfactory independent verification of completion of repairs
and issuance of any required approvals with respect thereto;
(ii) the Company shall take all steps necessary to preserve the priority of the lien of the
Mortgage, including, but not limited to requiring waivers with respect to mechanics' and materialmen's
liens;
(iii) the Company shall verify that the Mortgage Loan is not in default; and
(iv) pending repairs or restoration, the Company shall place the Insurance Proceeds or
Condemnation Proceeds in the Custodial Account.
If the Purchaser is named as an additional loss payee, the Company is hereby empowered to
endorse any loss draft issued in respect of such a claim in the name of the Purchaser.
Section 4.15 Maintenance of PMI and LPMI Policy; Claims.
(a) With respect to each Mortgage Loan with a LTV in excess of 95%, the Company shall:
(i) with respect to Mortgage Loans which are not LPMI Loans, in accordance with state and
federal laws and without any cost to the Purchaser, maintain or cause the Mortgagor to maintain in full force and
effect a PMI Policy with a minimum of 35% coverage insuring that portion of the Mortgage Loan in excess of 68%
(or such other percentage as stated in the related Acknowledgment Agreement) of value, and shall pay or shall
cause the Mortgagor to pay the premium thereon on a timely basis, until the LTV of such Mortgage Loan is reduced
to 80%. In the event that such PMI Policy shall be terminated, the Company shall obtain from another Qualified
Insurer a comparable replacement policy, with a total coverage equal to the remaining coverage of such terminated
PMI Policy, at substantially the same fee level. If the insurer shall cease to be a Qualified Insurer, the
Company shall determine whether recoveries under the PMI Policy are jeopardized for reasons related to the
financial condition of such insurer, it being understood that the Company shall in no event have any
responsibility or liability for any failure to recover under the PMI Policy for such reason. If the Company
determines that recoveries are so jeopardized, it shall notify the Purchaser and the Mortgagor, if required, and
obtain from another Qualified Insurer a replacement insurance policy. The Company shall not take any action which
would result in noncoverage under any applicable PMI Policy of any loss which, but for the actions of the Company
would have been covered thereunder. In connection with any assumption or substitution agreement entered into or
to be entered into pursuant to Section 4.01, the Company shall promptly notify the insurer under the related PMI
Policy, if any, of such assumption or substitution of liability in accordance with the terms of such PMI Policy
and shall take all actions which may be required by such insurer as a condition to the continuation of coverage
under such PMI Policy. If such PMI Policy is terminated as a result of such assumption or substitution of
liability, the Company shall obtain a replacement PMI Policy as provided above.
(ii) with respect to LPMI Loans, maintain in full force and effect an LPMI Policy insuring that
portion of the Mortgage Loan with a minimum of 35% coverage insuring that portion of the Mortgage Loan in excess
of 68% (or such other percentage as stated in the related Acknowledgment Agreement) of value, and from time to
time, withdraw the LPMI Fee with respect to such LPMI Loan from the Custodial Account in order to pay the premium
thereon on a timely basis, until the LTV of such Mortgage Loan is reduced to 80%. In the event that the interest
payments made with respect to any LPMI Loan are less than the LPMI Fee, the Company shall advance from its own
funds the amount of any such shortfall in the LPMI Fee, in payment of the premium on the related LPMI Policy.
Any such advance shall be a Servicing Advance subject to reimbursement pursuant to the provisions on Section
2.05. In the event that such LPMI Policy shall be terminated, the Company shall obtain from another Qualified
Insurer a comparable replacement policy, with a total coverage equal to the remaining coverage of such terminated
LPMI Policy, at substantially the same fee level. If the insurer shall cease to be a Qualified Insurer, the
Company shall determine whether recoveries under the LPMI Policy are jeopardized for reasons related to the
financial condition of such insurer, it being understood that the Company shall in no event have any
responsibility or liability for any failure to recover under the LPMI Policy for such reason. If the Company
determines that recoveries are so jeopardized, it shall notify the Purchaser and the Mortgagor, if required, and
obtain from another Qualified Insurer a replacement insurance policy. The Company shall not take any action
which would result in noncoverage under any applicable LPMI Policy of any loss which, but for the actions of the
Company would have been covered thereunder. In connection with any assumption or substitution agreement entered
into or to be entered into pursuant to Section 6.01, the Company shall promptly notify the insurer under the
related LPMI Policy, if any, of such assumption or substitution of liability in accordance with the terms of such
LPMI Policy and shall take all actions which may be required by such insurer as a condition to the continuation
of coverage under such PMI Policy. If such LPMI Policy is terminated as a result of such assumption or
substitution of liability, the Company shall obtain a replacement LPMI Policy as provided above.
(b) In connection with its activities as servicer, the Company agrees to prepare and
present, on behalf of itself and the Purchaser, claims to the insurer under any PMI Policy or LPMI Policy in a
timely fashion in accordance with the terms of such PMI Policy or LPMI Policy and, in this regard, to take such
action as shall be necessary to permit recovery under any PMI Policy or LPMI Policy respecting a defaulted
Mortgage Loan. Pursuant to Section 4.04, any amounts collected by the Company under any PMI Policy or LPMI Policy
shall be deposited in the Custodial Account, subject to withdrawal pursuant to Section 4.05.
(c) Purchaser, in its sole discretion, at any time, may (i) either obtain an additional
PMI Policy on any Mortgage Loan which already has a PMI Policy in place, or (ii) obtain a PMI Policy for any
Mortgage Loan which does not already have a PMI Policy in place. In any event, the Company agrees to administer
such PMI Policies in accordance with the Agreement or any Reconstitution Agreement.
Section 4.16 Title, Management and Disposition of REO Property.
In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu
of foreclosure, the deed or certificate of sale shall be taken in the name of the Purchaser, or in the event the
Purchaser is not authorized or permitted to hold title to real property in the state where the REO Property is
located, or would be adversely affected under the "doing business" or tax laws of such state by so holding title,
the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with
an Opinion of Counsel obtained by the Company from any attorney duly licensed to practice law in the state where
the REO Property is located. The Person or Persons holding such title other than the Purchaser shall acknowledge
in writing that such title is being held as nominee for the Purchaser.
The Company shall manage, conserve, protect and operate each REO Property for the Purchaser
solely for the purpose of its prompt disposition and sale. The Company, either itself or through an agent
selected by the Company, shall manage, conserve, protect and operate the REO Property in the same manner that it
manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner
that similar property in the same locality as the REO Property is managed. The Company shall attempt to sell the
same (and may temporarily rent the same for a period not greater than one year, except as otherwise provided
below) on such terms and conditions as the Company deems to be in the best interest of the Purchaser.
The Company shall use its best efforts to dispose of the REO Property as soon as possible and
shall sell such REO Property in any event within one year after title has been taken to such REO Property, unless
(i) (A) a REMIC election has not been made with respect to the arrangement under which the Mortgage Loans and the
REO Property are held, and (ii) the Company determines, and gives an appropriate notice to the Purchaser to such
effect, that a longer period is necessary for the orderly liquidation of such REO Property. If a period longer
than one year is permitted under the foregoing sentence and is necessary to sell any REO Property the Company
shall report monthly to the Purchaser as to the progress being made in selling such REO Property.
The Company shall also maintain on each REO Property fire and hazard insurance with extended
coverage in amount which is at least equal to the maximum insurable value of the improvements which are a part of
such property, liability insurance and, to the extent required and available under the Flood Disaster Protection
Act of 1973, as amended, flood insurance in the amount required above.
The disposition of REO Property shall be carried out by the Company at such price, and upon
such terms and conditions, as the Company deems to be in the best interests of the Purchaser. The proceeds of
sale of the REO Property shall be promptly deposited in the Custodial Account. As soon as practical thereafter
the expenses of such sale shall be paid and the Company shall reimburse itself for any related unreimbursed
Servicing Advances, unpaid Servicing Fees and unreimbursed advances made pursuant to Section 5.03, and on the
Remittance Date immediately following the Principal Prepayment Period in which such sale proceeds are received
the net cash proceeds of such sale remaining in the Custodial Account shall be distributed to the Purchaser.
The Company shall withdraw the Custodial Account funds necessary for the proper operation,
management and maintenance of the REO Property, including the cost of maintaining any hazard insurance pursuant
to Section 4.10 and the fees of any managing agent of the Company, a Subservicer, or the Company itself. The REO
management fee shall be an amount that is reasonable and customary in the area where the Mortgaged Property is
located. The Company shall make monthly distributions on each Remittance Date to the Purchasers of the net cash
flow from the REO Property (which shall equal the revenues from such REO Property net of the expenses described
in this Section 4.16 and of any reserves reasonably required from time to time to be maintained to satisfy
anticipated liabilities for such expenses).
Section 4.17 Real Estate Owned Reports.
Together with the statement furnished pursuant to Section 5.02, the Company shall furnish to
the Purchaser on or before the Remittance Date each month a statement with respect to any REO Property covering
the operation of such REO Property for the previous month and the Company's efforts in connection with the sale
of such REO Property and any rental of such REO Property incidental to the sale thereof for the previous month.
That statement shall be accompanied by such other information as the Purchaser shall reasonably request.
Section 4.18 Liquidation Reports.
Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Purchaser
pursuant to a deed in lieu of foreclosure, the Company shall submit to the Purchaser a liquidation report with
respect to such Mortgaged Property.
Section 4.19 Reports of Foreclosures and Abandonments of Mortgaged Property.
Following the foreclosure sale or abandonment of any Mortgaged Property, the Company shall
report such foreclosure or abandonment as required pursuant to Section 6050J of the Code.
Section 4.20 Notification of Adjustments.
With respect to each Mortgage Loan, the Company shall adjust the Mortgage Interest Rate on the
related Interest Rate Adjustment Date and shall adjust the Monthly Payment on the related Payment Adjustment Date
in compliance with the requirements of applicable law and the related Mortgage and Mortgage Note. If, pursuant to
the terms of the Mortgage Note, another index is selected for determining the Mortgage Interest Rate, the same
index will be used with respect to each Mortgage Note which requires a new index to be selected, provided that
such selection does not conflict with the terms of the related Mortgage Note. The Company shall execute and
deliver any and all necessary notices required under applicable law and the terms of the related Mortgage Note
and Mortgage regarding the Mortgage Interest Rate and the Monthly Payment adjustments. The Company shall
promptly upon written request thereof, deliver to the Purchaser such notifications and any additional applicable
data regarding such adjustments and the methods used to calculate and implement such adjustments. Upon the
discovery by the Company, or the Purchaser that the Company has failed to adjust a Mortgage Interest Rate or a
Monthly Payment pursuant to the terms of the related Mortgage Note and Mortgage, the Company shall immediately
deposit in the Custodial Account from its own funds the amount of any interest loss caused the Purchaser thereby.
ARTICLE V
PAYMENTS TO PURCHASER
Section 5.01 Remittances.
On each Remittance Date the Company shall remit by wire transfer of immediately available funds
to the Purchaser (a) all amounts deposited in the Custodial Account as of the close of business on the
Determination Date (net of charges against or withdrawals from the Custodial Account pursuant to Section 4.05),
plus (b) all amounts, if any, which the Company is obligated to distribute pursuant to Section 5.03, minus (c)
any amounts attributable to Principal Prepayments received after the applicable Principal Prepayment Period which
amounts shall be remitted on the following Remittance Date, together with any additional interest required to be
deposited in the Custodial Account in connection with such Principal Prepayment in accordance with Section
4.04(viii), and minus (d) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates
subsequent to the first day of the month of the Remittance Date, which amounts shall be remitted on the
Remittance Date next succeeding the Due Period for such amounts.
With respect to any remittance received by the Purchaser after the second Business Day
following the Business Day on which such payment was due, the Company shall pay to the Purchaser interest on any
such late payment at an annual rate equal to the Prime Rate, adjusted as of the date of each change, plus three
percentage points, but in no event greater than the maximum amount permitted by applicable law. Such interest
shall be deposited in the Custodial Account by the Company on the date such late payment is made and shall cover
the period commencing with the day following such second Business Day and ending with the Business Day on which
such payment is made, both inclusive. Such interest shall be remitted along with the distribution payable on the
next succeeding Remittance Date. The payment by the Company of any such interest shall not be deemed an extension
of time for payment or a waiver of any Event of Default by the Company.
Section 5.02 Statements to Purchaser.
Not later than the 10th day of each calendar month, the Company shall furnish to the Purchaser
a Monthly Remittance Advice, with a trial balance report attached thereto, in the form of Exhibit F annexed
hereto electronic medium mutually acceptable to the parties as to the preceding calendar month and the Due
Period in the month of remittance
In addition, not more than 60 days after the end of each calendar year, the Company shall
furnish to each Person who was a Purchaser at any time during such calendar year an annual statement in
accordance with the requirements of applicable federal income tax law as to the aggregate of remittances for the
applicable portion of such year. Nothing in this Section 5.02 shall be deemed to require the Company to prepare
any federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit
Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC Taxable
Income or Net Loss Allocation, or any successor forms, to be filed on behalf of any REMIC under the REMIC
Provisions.
Section 5.03 Monthly Advances by Company.
On the Business Day immediately preceding each Remittance Date, either (a) the Company shall
deposit in the Custodial Account from its own funds or (b) if funds are on deposit in the Custodial Account which
are not required to be remitted on the related Remittance Date, the Company may make an appropriate entry in its
records that such funds shall be applied toward the related Monthly Advance (provided, that any funds so applied
shall be replaced by the Company no later than the Business Day immediately preceding the next Remittance Date),
in each case, in an aggregate amount equal to all Monthly Payments (with interest adjusted to the Mortgage Loan
Remittance Rate) which were due on the Mortgage Loans during the applicable Due Period and which were delinquent
at the close of business on the immediately preceding Determination Date or which were deferred pursuant to
Section 4.01. The Company's obligation to make such Monthly Advances as to any Mortgage Loan will continue
through the last Monthly Payment due prior to the payment in full of the Mortgage Loan, or through the last
Remittance Date prior to the Remittance Date for the distribution of all Liquidation Proceeds and other payments
or recoveries (including Insurance Proceeds and Condemnation Proceeds) with respect to the Mortgage Loan.
In no event shall the Company be obligated to make an advance under this section 5.03 if at the
time of such advance it deems such advance to be non-recoverable. The Company shall promptly deliver an
officer's certificate to the Purchaser upon determining that any advance is non-recoverable. In the event that
upon liquidation of the Mortgage Loan, the Liquidation Proceeds are insufficient to reimburse the Company for any
Monthly Advances, the Company shall notify the related Purchaser of such shortfall by registered mail with
sufficient supporting documentation and shall have the right to deduct such shortfall from the next remittance to
be paid to the related Purchaser.
ARTICLE VI
GENERAL SERVICING PROCEDURES
Section 6.01 Transfers of Mortgaged Property.
The Company shall use its best efforts to enforce any "due-on-sale" provision contained in any
Mortgage or Mortgage Note and to deny assumption by the person to whom the Mortgaged Property has been or is
about to be sold whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains
liable on the Mortgage and the Mortgage Note. When the Mortgaged Property has been conveyed by the Mortgagor, the
Company shall, to the extent it has knowledge of such conveyance, exercise its rights to accelerate the maturity
of such Mortgage Loan under the "due-on-sale" clause applicable thereto, provided, however, that the Company
shall not exercise such rights if prohibited by law from doing so or if the exercise of such rights would impair
or threaten to impair any recovery under the related PMI or LPMI Policy, if any.
If the Company reasonably believes it is unable under applicable law to enforce such
"due-on-sale" clause, the Company shall enter into (i) an assumption and modification agreement with the person to
whom such property has been conveyed, pursuant to which such person becomes liable under the Mortgage Note and
the original Mortgagor remains liable thereon or (ii) in the event the Company is unable under applicable law to
require that the original Mortgagor remain liable under the Mortgage Note and the Company has the prior consent
of the primary mortgage guaranty insurer, a substitution of liability agreement with the purchaser of the
Mortgaged Property pursuant to which the original Mortgagor is released from liability and the purchaser of the
Mortgaged Property is substituted as Mortgagor and becomes liable under the Mortgage Note. If an assumption fee
is collected by the Company for entering into an assumption agreement, a portion of such fee, up to an amount
equal to one percent (1.0%) of the outstanding principal balance of the related Mortgage Loan, will be retained
by the Company as additional servicing compensation, and any portion thereof in excess one percent (1.0%) shall
be deposited in the Custodial Account for the benefit of the Purchaser. In connection with any such assumption or
substitution of liability, neither the Mortgage Interest Rate borne by the related Mortgage Note, the term of the
Mortgage Loan, the Index, the Lifetime Mortgage Interest Rate Cap, the Initial Rate Cap or the Gross Margin of
any Mortgage Loan, nor the outstanding principal amount of the Mortgage Loan shall be changed.
To the extent that any Mortgage Loan is assumable, the Company shall inquire diligently into
the creditworthiness of the proposed transferee, and shall use the underwriting criteria for approving the credit
of the proposed transferee which are used by Xxxxxx Xxx with respect to underwriting mortgage loans of the same
type as the Mortgage Loans. If the credit of the proposed transferee does not meet such underwriting criteria,
the Company diligently shall, to the extent permitted by the Mortgage or the Mortgage Note and by applicable law,
accelerate the maturity of the Mortgage Loan.
Section 6.02 Satisfaction of Mortgages and Release of Mortgage Files.
Upon the payment in full of any Mortgage Loan, or the receipt by the Company of a notification
that payment in full will be escrowed in a manner customary for such purposes, the Company shall notify the
Purchaser in the Monthly Remittance Advice as provided in Section 5.02, and may request the release of any
Mortgage Loan Documents. In connection with any such prepayment in full, the Company shall comply with all
applicable laws regarding satisfaction, release or reconveyance with respect to the Mortgage.
If the Company satisfies or releases a Mortgage without first having obtained payment in full
of the indebtedness secured by the Mortgage or should the Company otherwise prejudice any rights the Purchaser
may have under the mortgage instruments, upon written demand of the Purchaser, the Company shall repurchase the
related Mortgage Loan at the Repurchase Price by deposit thereof in the Custodial Account within 2 Business Days
of receipt of such demand by the Purchaser. The Company shall maintain the Fidelity Bond and Errors and Omissions
Insurance Policy as provided for in Section 4.12 insuring the Company against any loss it may sustain with
respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein.
Section 6.03 Servicing Compensation.
As compensation for its services hereunder, the Company shall be entitled to withdraw from the
Custodial Account or to retain from interest payments on the Mortgage Loans the amount of its Servicing Fee. The
Servicing Fee shall be payable monthly and shall be computed on the basis of the same unpaid principal balance
and for the period respecting which any related interest payment on a Mortgage Loan is computed. The Servicing
Fee shall be payable only at the time of and with respect to those Mortgage Loans for which payment is in fact
made of the entire amount of the Monthly Payment. The obligation of the Purchaser to pay the Servicing Fee is
limited to, and payable solely from, the interest portion of such Monthly Payments collected by the Company.
Additional servicing compensation in the form of assumption fees, to the extent provided in
Section 6.01, and late payment charges and Prepayment Penalties, shall be retained by the Company to the extent
not required to be deposited in the Custodial Account. The Company shall be required to pay all expenses incurred
by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement thereof
except as specifically provided for herein. Notwithstanding anything in this Agreement to the contrary, in the
event of a Principal Prepayment in full, the Company shall not waive, and shall not permit the waiver of, any
Prepayment Penalty or portion thereof required by the terms of the related Mortgage Note unless (i) the Company
determines that such waiver would maximize recovery of Liquidations Proceeds for such Mortgage Loan, taking into
account the value of such Prepayment Penalty, or (ii) (A) the enforeceability therefore is limited (1) by
bankruptcy, insolvency, moratorium, receivership, or other similar law relating to creditors' rights generally or
(2) due to acceleration in connection with a foreclosure or other involuntary payment or (B) the enforceability
is otherwise limited or prohibited by applicable law.
Section 6.04 Annual Statement as to Compliance.
The Company shall deliver to the Purchaser, on or before May 31 each year beginning May 31,
2003, an Officer's Certificate, stating that (i) a review of the activities of the Company during the preceding
calendar year and of performance under this Agreement has been made under such officer's supervision, and (ii)
the Company has complied fully with the provisions of Article II and Article IV, and (iii) to the best of such
officer's knowledge, based on such review, the Company has fulfilled all its obligations under this Agreement
throughout such year, or, if there has been a default in the fulfillment of any such obligation, specifying each
such default known to such officer and the nature and status thereof and the action being taken by the Company to
cure such default.
Section 6.05 Annual Independent Public Accountants' Servicing Report.
On or before May 31st of each year beginning May 31, 2003, the Company, at its expense, shall
cause a firm of independent public accountants which is a member of the American Institute of Certified Public
Accountants to furnish a statement to each Purchaser to the effect that such firm has examined certain documents
and records relating to the servicing of the Mortgage Loans and this Agreement and that such firm is of the
opinion that the provisions of Article II and Article IV have been complied with, and that, on the basis of such
examination conducted substantially in compliance with the Single Attestation Program for Mortgage Bankers,
nothing has come to their attention which would indicate that such servicing has not been conducted in compliance
therewith, except for (i) such exceptions as such firm shall believe to be immaterial, and (ii) such other
exceptions as shall be set forth in such statement.
Section 6.06 Right to Examine Company Records.
The Purchaser shall have the right to examine and audit any and all of the books, records, or
other information of the Company, whether held by the Company or by another on its behalf, with respect to or
concerning this Agreement or the Mortgage Loans, during business hours or at such other times as may be
reasonable under applicable circumstances, upon reasonable advance notice.
ARTICLE VII
AGENCY TRANSFER; PASS-THROUGH TRANSFER
Section 7.01 Removal of Mortgage Loans from Inclusion Under this Agreement Upon an Agency
Transfer, or a Pass-Through Transfer on One or More Reconstitution Dates.
The Purchaser and the Company agree that with respect to any Pass-Through Transfer, Whole Loan
Transfer or Agency Transfers, as applicable, the Company shall cooperate with the Purchaser in effecting such
transfers and shall negotiate in good faith and execute any Reconstitution Agreement required to effectuate the
foregoing; provided that, such Reconstitution Agreement shall not materially increase the Company's obligations
or liabilities hereunder, nor diminish any of the Company's rights, and provide to any master servicer or the
trustee, as applicable, and/or the Purchaser any and all publicly available information and appropriate
verification of information which may be reasonably available to the Company, whether through letters of its
auditors and counsel or otherwise, as the Purchaser, trustee or a master servicer shall reasonable request as to
the related Mortgage Loans. Purchaser shall reimburse Company for any and all costs or expenses incurred by
Company (i) in obtaining "accountant comfort letters" with respect to information supplied in response to
Purchaser requests, (ii) in connection with any due diligence performed in connection with a Pass-Through or
Whole Loan Transfer or (iii) making the Mortgage Loan Documents or Servicing Files available to parties
participating in a Pass-Through or Whole Loan Transfer, including without limitation, shipping costs. Such
information may be included in any disclosure document prepared in connection with the Pass-Through Transfer,
Whole Loan Transfer or Agency Transfer, as applicable; provided, however, that Company shall indemnify the
Purchaser against any liability arising from any material omissions or misstatements in any information supplied
by the Company and included in a disclosure document; and provided, further, that the Purchaser shall indemnify
the Company against any liability arising from any information included in a disclosure document that was not
supplied by the Company. The Company shall execute any Reconstitution Agreements required within a reasonable
period of time after receipt of such agreements which time shall be sufficient for the Company and the Company's
counsel to review such agreements. Company shall use its Best Efforts to complete such review within ten (10)
Business Days after mutual agreement as to the terms thereof, but such time shall not exceed fifteen (15)
Business Days after mutual agreement as to the terms thereof.
The Company shall not be required to restate any representations and warranties as of the date
of any Pass-Through Transfer, Whole Loan Transfer or Agency Transfers other than the representations and
warranties set forth in Section 3.01 (provided, that the Company shall not be required to restate the
representation and warranty set forth in Section 3.01(j)).
In the event of any Agency Transfer, Pass-Through or Whole Loan Transfer, the Company shall
have no obligation to pay any custodial fees charged by the Agency.
Section 7.02 Purchaser's Repurchase and Indemnification Obligations.
Upon receipt by the Company of notice from Xxxxxx Xxx, Xxxxxxx Mac or the trustee of a breach
of any Purchaser representation or warranty contained in any Reconstitution Agreement or a request by Xxxxxx Mae,
Xxxxxxx Mac or the trustee, as the case may be, for the repurchase of any Mortgage Loan transferred to Xxxxxx Mae
or Xxxxxxx Mac pursuant to an Agency Transfer or to a trustee pursuant to a Pass-Through Transfer, the Company
shall promptly notify the Purchaser of same and shall, at the direction of the Purchaser, use its best efforts to
cure and correct any such breach and to satisfy the requests or concerns of Xxxxxx Mae, Xxxxxxx Mac, or the
trustee related to such deficiencies of the related Mortgage Loans transferred to Xxxxxx Mae, Xxxxxxx Mac, or the
trustee.
The Purchaser shall repurchase from the Company any Mortgage Loan transferred to Xxxxxx Mae or
Xxxxxxx Mac pursuant to an Agency Transfer or to a trustee pursuant to a Pass-Through Transfer with respect to
which the Company has been required by Xxxxxx Mae, Xxxxxxx Mac, or the trustee to repurchase due to a breach of a
representation or warranty made by the Purchaser with respect to the Mortgage Loans, or the servicing thereof
prior to the transfer date to Xxxxxx Mae, Xxxxxxx Mac, or the trustee in any Reconstitution Agreement and not due
to a breach of the Company's representations or obligations thereunder or pursuant to this Agreement. The
repurchase price to be paid by the Purchaser to the Company shall equal that repurchase price paid by the Company
to Xxxxxx Mae, Xxxxxxx Mac, or the third party purchaser plus all reasonable costs and expenses borne by the
Company in connection with the cure of said breach of a representation or warranty made by the Purchaser and in
connection with the repurchase of such Mortgage Loan from Xxxxxx Mae, Xxxxxxx Mac, or the trustee, including, but
not limited to, reasonable and necessary attorneys' fees.
At the time of repurchase, the Custodian and the Company shall arrange for the reassignment of
the repurchased Mortgage Loan to the Purchaser according to the Purchaser's instructions and the delivery to the
Custodian of any documents held by Xxxxxx Mae, Xxxxxxx Mac, or the trustee with respect to the repurchased
Mortgage Loan pursuant to the related Reconstitution Agreement. In the event of a repurchase, the Company shall,
simultaneously with such reassignment, give written notice to the Purchaser that such repurchase has taken place,
and amend the related Mortgage Loan Schedule to reflect the addition of the repurchased Mortgage Loan to this
Agreement. In connection with any such addition, the Company and the Purchaser shall be deemed to have made as to
such repurchased Mortgage Loan the representations and warranties set forth in this Agreement.
ARTICLE VIII
COMPANY TO COOPERATE
Section 8.01 Provision of Information.
During the term of this Agreement and provided such request will cause the Company to violate
any applicable law or statute, the Company shall furnish to the Purchaser such periodic, special, or other
reports or information and copies or originals of any documents contained in the Servicing File for each Mortgage
Loan, whether or not provided for herein, as shall be necessary, reasonable, or appropriate with respect to the
Purchaser, any regulatory requirement pertaining to the Purchaser or the purposes of this Agreement. All such
reports, documents or information shall be provided by and in accordance with all reasonable instructions and
directions which the Purchaser may give. Purchaser shall pay any costs related to any special reports.
The Company shall execute and deliver all such instruments and take all such action as the
Purchaser may reasonably request from time to time, in order to effectuate the purposes and to carry out the
terms of this Agreement.
Section 8.02 Financial Statements; Servicing Facility.
In connection with marketing the Mortgage Loans, the Purchaser may make available to a
prospective Purchaser a Consolidated Statement of Operations of the Company for the most recently completed five
fiscal years for which such a statement is available, as well as a Consolidated Statement of Condition at the end
of the last two fiscal years covered by such Consolidated Statement of Operations. The Company also shall make
available any comparable interim statements to the extent any such statements have been prepared by or on behalf
of the Company (and are available upon request to members or stockholders of the Company or to the public at
large). If it has not already done so, the Company shall furnish promptly to the Purchaser copies of the
statement specified above. Unless requested the Purchaser, the Company shall not be required to deliver any
documents which are publicly available on XXXXX.
The Company also shall make available to Purchaser or prospective Purchaser a knowledgeable
financial or accounting officer for the purpose of answering questions respecting recent developments affecting
the Company or the financial statements of the Company, and to permit any prospective Purchaser to inspect the
Company's servicing facilities or those of any Subservicer for the purpose of satisfying such prospective
Purchaser that the Company and any Subservicer have the ability to service the Mortgage Loans as provided in this
Agreement.
ARTICLE IX
THE COMPANY
Section 9.01 Indemnification; Third Party Claims.
The Company shall indemnify the Purchaser and hold it harmless against any and all claims,
losses, damages, penalties, fines, and forfeitures, including, but not limited to reasonable and necessary legal
fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser may sustain in any
way related to the failure of the Company to (a) perform its duties and service the Mortgage Loans in strict
compliance with the terms of this Agreement or any Reconstitution Agreement entered into pursuant to Section
7.01, and/or (b) comply with applicable law. The Company immediately shall notify the Purchaser if a claim is
made by a third party with respect to this Agreement or any Reconstitution Agreement or the Mortgage Loans, shall
promptly notify Xxxxxx Xxx, Xxxxxxx Mac, or the trustee with respect to any claim made by a third party with
respect to any Reconstitution Agreement, assume (with the prior written consent of the Purchaser) the defense of
any such claim and pay all expenses in connection therewith, including counsel fees, and promptly pay, discharge
and satisfy any judgment or decree in the amount of $5,000 or less, which may be entered against it or the
Purchaser in respect of such claim. The Company shall follow any written instructions received from the Purchaser
in connection with such claim. The Purchaser promptly shall reimburse the Company for all amounts advanced by it
pursuant to the preceding sentence except when the claim is in any way related to the Company's indemnification
pursuant to Section 3.03, or the failure of the Company to (a) service and administer the Mortgage Loans in
strict compliance with the terms of this Agreement or any Reconstitution Agreement, and/or (b) comply with
applicable law.
Section 9.02 Merger or Consolidation of the Company.
The Company shall keep in full effect its existence, rights and franchises as a corporation,
and shall obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in
which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement or
any of the Mortgage Loans and to perform its duties under this Agreement.
Any person into which the Company may be merged or consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Company shall be a party, or any Person succeeding to
the business of the Company, shall be the successor of the Company hereunder, without the execution or filing of
any paper or any further act on the part of any of the parties hereto, anything herein to the contrary
notwithstanding, provided, however, that the successor or surviving Person shall be an institution (i) having a
net worth of not less than $25,000,000, (ii) whose deposits are insured by the FDIC through the BIF or the SAIF,
and (iii) which is a Xxxxxx Mae-approved company in good standing.
Section 9.03 Limitation on Liability of Company and Others.
Neither the Company nor any of the directors, officers, employees or agents of the Company
shall be under any liability to the Purchaser for any action taken or for refraining from the taking of any
action in good faith pursuant to this Agreement, or for errors in judgment, provided, however, that this
provision shall not protect the Company or any such person against any Breach of warranties or representations
made herein, or failure to perform its obligations in strict compliance with any standard of care set forth in
this Agreement, or any liability which would otherwise be imposed by reason of any breach of the terms and
conditions of this Agreement. The Company and any director, officer, employee or agent of the Company may rely in
good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any
matters arising hereunder. The Company shall not be under any obligation to appear in, prosecute or defend any
legal action which is not incidental to its duties to service the Mortgage Loans in accordance with this
Agreement and which in its opinion may involve it in any expense or liability, provided, however, that the
Company may, with the consent of the Purchaser, undertake any such action which it may deem necessary or
desirable in respect to this Agreement and the rights and duties of the parties hereto. In such event, the
Company shall be entitled to reimbursement from the Purchaser of the reasonable legal expenses and costs of such
action.
Section 9.04 Limitation on Resignation and Assignment by Company.
The Purchaser has entered into this Agreement with the Company and subsequent Purchasers will
purchase the Mortgage Loans in reliance upon the independent status of the Company, and the representations as to
the adequacy of its servicing facilities, plant, personnel, records and procedures, its integrity, reputation and
financial standing, and the continuance thereof. Therefore, the Company shall neither assign this Agreement or
the servicing hereunder or delegate its rights or duties hereunder or any portion hereof (to other than a
Subservicer) or sell or otherwise dispose of all or substantially all of its property or assets without the prior
written consent of the Purchaser, which consent shall be granted or withheld in the sole discretion of the
Purchaser; provided, however, that the Company may assign its right and obligations hereunder to any entity that
is directly or indirectly owned or controlled by the Company and the Company guarantees the performance by such
entity of all obligations hereunder.
The Company shall not resign from the obligations and duties hereby imposed on it except by
mutual consent of the Company and the Purchaser or upon the determination that its duties hereunder are no longer
permissible under applicable law and such incapacity cannot be cured by the Company. Any such determination
permitting the resignation of the Company shall be evidenced by an Opinion of Counsel to such effect delivered to
the Purchaser which Opinion of Counsel shall be in form and substance acceptable to the Purchaser. No such
resignation shall become effective until a successor shall have assumed the Company's responsibilities and
obligations hereunder in the manner provided in Section 12.01.
Without in any way limiting the generality of this Section 9.04, in the event that the Company
either shall assign this Agreement or the servicing responsibilities hereunder or delegate its duties hereunder
or any portion thereof (to other than a Subservicer) or sell or otherwise dispose of all or substantially all of
its property or assets, without the prior written consent of the Purchaser, then the Purchaser shall have the
right to terminate this Agreement upon notice given as set forth in Section 10.01, without any payment of any
penalty or damages and without any liability whatsoever to the Company or any third party.
ARTICLE X
DEFAULT
Section 10.01 Events of Default.
Each of the following shall constitute an Event of Default on the part of the Company:
(i) any failure by the Company to remit to the Purchaser any payment required to be made
under the terms of this Agreement which continues unremedied for a period of three days after the date
upon which written notice of such failure, requiring the same to be remedied, shall have been given to
the Company by the Purchaser; or
(ii) failure by the Company duly to observe or perform in any material respect any other of
the covenants or agreements on the part of the Company set forth in this Agreement which continues
unremedied for a period of 30 days after the date on which written notice of such failure, requiring the
same to be remedied, shall have been given to the Company by the Purchaser; or
(iii) failure by the Company to maintain its license to do business in any jurisdiction
where the Mortgage Property is located if such license is necessary for the Company to legally service
the related Mortgage Loan; or
(iv) a decree or order of a court or agency or supervisory authority having jurisdiction for
the appointment of a conservator or receiver or liquidator in any insolvency, readjustment of debt,
including bankruptcy, marshaling of assets and liabilities or similar proceedings, or for the winding-up
or liquidation of its affairs, shall have been entered against the Company and such decree or order
shall have remained in force undischarged or unstayed for a period of 60 days; or
(v) the Company shall consent to the appointment of a conservator or receiver or liquidator
in any insolvency, readjustment of debt, marshaling of assets and liabilities or similar proceedings of
or relating to the Company or of or relating to all or substantially all of its property; or
(vi) the Company shall admit in writing its inability to pay its debts generally as they
become due, file a petition to take advantage of any applicable insolvency, bankruptcy or reorganization
statute, make an assignment for the benefit of its creditors, voluntarily suspend payment of its
obligations or cease its normal business operations for three Business Days; or
(vii) the Company ceases to meet the qualifications of a Xxxxxx Xxx lender or servicer; or
(viii) the Company fails to maintain a minimum net worth of $25,000,000; or
(ix) the Company attempts to assign its right to servicing compensation hereunder or the
Company attempts, without the consent of the Purchaser, to sell or otherwise dispose of all or
substantially all of its property or assets or to assign this Agreement or the servicing
responsibilities hereunder or to delegate its duties hereunder or any portion thereof (to other than a
Subservicer) in violation of Section 9.04.
In each and every such case, so long as an Event of Default shall not have been remedied, in
addition to whatsoever rights the Purchaser may have at law or equity to damages, including injunctive relief and
specific performance, the Purchaser, by notice in writing to the Company, may terminate all the rights and
obligations of the Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof.
Upon receipt by the Company of such written notice, all authority and power of the Company
under this Agreement, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the
successor appointed pursuant to Section 12.01. Upon written request from any Purchaser, the Company shall
prepare, execute and deliver to the successor entity designated by the Purchaser any and all documents and other
instruments, place in such successor's possession all Mortgage Files, and do or cause to be done all other acts
or things necessary or appropriate to effect the purposes of such notice of termination, including but not
limited to the transfer and endorsement or assignment of the Mortgage Loans and related documents, at the
Company's sole expense. The Company shall cooperate with the Purchaser and such successor in effecting the
termination of the Company's responsibilities and rights hereunder, including without limitation, the transfer to
such successor for administration by it of all cash amounts which shall at the time be credited by the Company to
the Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans.
Section 10.02 Waiver of Defaults.
By a written notice, the Purchaser may waive any default by the Company in the performance of
its obligations hereunder and its consequences. Upon any waiver of a past default, such default shall cease to
exist, and any Event of Default arising therefrom shall be deemed to have been remedied for every purpose of this
Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon
except to the extent expressly so waived.
ARTICLE XI
TERMINATION
Section 11.01 Termination.
This Agreement shall terminate upon either: (i) the later of the final payment or other
liquidation (or any advance with respect thereto) of the last Mortgage Loan or the disposition of any REO
Property with respect to the last Mortgage Loan and the remittance of all funds due hereunder; or (ii) mutual
consent of the Company and the Purchaser in writing.
Section 11.02 Termination Without Cause.
The Purchaser may terminate, at its sole option, any rights the Company may have hereunder,
without cause, as provided in this Section 11.02. Any such notice of termination shall be in writing and
delivered to the Company by registered mail as provided in Section 12.05.
In the event the Purchaser terminates the Company without cause with respect to some or all of
the Mortgage Loans, the Purchaser shall be required to pay to the Company a Termination Fee in an amount equal to
2.0% of the outstanding principal balance of the terminated Mortgage Loans as of the date of such termination.
ARTICLE XII
MISCELLANEOUS PROVISIONS
Section 12.01 Successor to Company.
Prior to termination of the Company's responsibilities and duties under this Agreement pursuant
to Sections 9.04, 10.01, 11.01 (ii) or pursuant to Section 11.02 after the 90 day period has expired, the
Purchaser shall, (i) succeed to and assume all of the Company's responsibilities, rights, duties and obligations
under this Agreement, or (ii) appoint a successor having the characteristics set forth in clauses (i) through
(iii) of Section 9.02 and which shall succeed to all rights and assume all of the responsibilities, duties and
liabilities of the Company under this Agreement prior to the termination of Company's responsibilities, duties
and liabilities under this Agreement. In connection with such appointment and assumption, the Purchaser may make
such arrangements for the compensation of such successor out of payments on Mortgage Loans as it and such
successor shall agree. In the event that the Company's duties, responsibilities and liabilities under this
Agreement should be terminated pursuant to the aforementioned sections, the Company shall discharge such duties
and responsibilities during the period from the date it acquires knowledge of such termination until the
effective date thereof with the same degree of diligence and prudence which it is obligated to exercise under
this Agreement, and shall take no action whatsoever that might impair or prejudice the rights or financial
condition of its successor. The resignation or removal of the Company pursuant to the aforementioned sections
shall not become effective until a successor shall be appointed pursuant to this Section 12.01 and shall in no
event relieve the Company of the representations and warranties made pursuant to Sections 3.01 and 3.02 and the
remedies available to the Purchaser under Sections 3.03, 3.04, 3.05 and 3.07, it being understood and agreed that
the provisions of such Sections 3.01, 3.02, 3.03, 3.04, 3.05 and 3.07 shall be applicable to the Company
notwithstanding any such sale, assignment, resignation or termination of the Company, or the termination of this
Agreement.
Any successor appointed as provided herein shall execute, acknowledge and deliver to the
Company and to the Purchaser an instrument accepting such appointment, wherein the successor shall make the
representations and warranties set forth in Section 3.01, except for subsections (f), (h), (i) and (k) thereof,
whereupon such successor shall become fully vested with all the rights, powers, duties, responsibilities,
obligations and liabilities of the Company, with like effect as if originally named as a party to this Agreement.
Any termination or resignation of the Company or termination of this Agreement pursuant to Section 9.04, 10.01,
11.01 or 11.02 shall not affect any claims that any Purchaser may have against the Company arising out of the
Company's actions or failure to act prior to any such termination or resignation.
The Company shall deliver promptly to the successor servicer the Funds in the Custodial Account
and Escrow Account and all Mortgage Files and related documents and statements held by it hereunder and the
Company shall account for all funds and shall execute and deliver such instruments and do such other things as
may reasonably be required to more fully and definitively vest in the successor all such rights, powers, duties,
responsibilities, obligations and liabilities of the Company.
Upon a successor's acceptance of appointment as such, the Company shall notify by mail the
Purchaser of such appointment in accordance with the procedures set forth in Section 12.05.
Section 12.02 Amendment.
This Agreement may be amended from time to time by the Company and the Purchaser by written
agreement signed by the Company and the Purchaser.
Section 12.03 Governing Law.
This Agreement shall be construed in accordance with the laws of the State of New York and the
obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.
Section 12.04 Duration of Agreement.
This Agreement shall continue in existence and effect until terminated as herein provided. This
Agreement shall continue notwithstanding transfers of the Mortgage Loans by the Purchaser.
Section 12.05 Notices.
All demands, notices and communications hereunder shall be in writing and shall be deemed to
have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as
follows:
(i) if to the Company:
Countrywide Home Loans, Inc.,
0000 Xxxx Xxxxxxx
Xxxxxxxxx, XX 00000
Attention: Xxxxx Xxxxxxx
or such other address as may hereafter be furnished to the Purchaser in writing by the Company;
(ii) if to Purchaser:
EMC Mortgage Corporation
Mac Xxxxxx Xxxxx XX
000 Xxxxxx Xxxxx Xxxxx, Xxxxx 000
Xxxxxx, Xxxxx 00000-0000
Attention: Xxxxxx Xxxxx
Section 12.06 Severability of Provisions.
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be
held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed
severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Agreement.
Section 12.07 Relationship of Parties.
Nothing herein contained shall be deemed or construed to create a partnership or joint venture
between the parties hereto and the services of the Company shall be rendered as an independent contractor and not
as agent for the Purchaser.
Section 12.08 Execution; Successors and Assigns.
This Agreement may be executed in one or more counterparts and by the different parties hereto
on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts,
together, shall constitute one and the same agreement. Subject to Section 8.04, this Agreement shall inure to the
benefit of and be binding upon the Company and the Purchaser and their respective successors and assigns.
Section 12.09 Recordation of Assignments of Mortgage.
To the extent permitted by applicable law, each of the Assignments of Mortgage is subject to
recordation in all appropriate public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public
recording office or elsewhere, such recordation to be effected at the Company's expense in the event recordation
is either necessary under applicable law or requested by the Purchaser at its sole option accordance with Section
14 of the Purchase Agreement.
Section 12.10 Assignment by Purchaser.
The Purchaser shall have the right, without the consent of the Company but subject to the limit
set forth in Section 2.02 hereof, to assign, in whole or in part, its interest under this Agreement with respect
to some or all of the Mortgage Loans, and designate any person to exercise any rights of the Purchaser hereunder,
by executing an Assignment and Assumption Agreement substantially in the form of Exhibit G hereto. Upon such
assignment of rights and assumption of obligations, the assignee or designee shall accede to the rights and
obligations hereunder of the Purchaser with respect to such Mortgage Loans and the Purchaser as assignor shall be
released from all obligations hereunder with respect to such Mortgage Loans from and after the date of such
assignment and assumption. All references to the Purchaser in this Agreement shall be deemed to include its
assignee or designee.
Section 12.11 No Personal Solicitation.
From and after the related Closing Date, the Company hereby agrees that it will not take any
action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent
contractors or independent mortgage brokerage companies on the Company's behalf, to personally, by telephone or
mail, solicit the Mortgagor under any Mortgage Loan for the purpose of refinancing such Mortgage Loan; provided,
that the Company may solicit any Mortgagor for whom the Company has received a request for verification of
mortgage, a request for demand for payoff, a mortgagor initiated written or verbal communication indicating a
desire to prepay the related Mortgage Loan, or the mortgagor initiates a title search, provided further, it is
understood and agreed that promotions undertaken by the Company or any of its affiliates which (i) concern
optional insurance products or other additional projects, (ii) are directed to the general public at large,
including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and
television advertisements, (iii) are directed to mortgagors who have a specific type of mortgage (i.e., balloon
Mortgage Loans, LIBOR Mortgage Loans, etc.) or (iv) directed to those mortgagors whose mortgages fall within
specific interest rate ranges shall not constitute solicitation under this Section 12.11 nor is the Company
prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor.
Notwithstanding the foregoing, the following solicitations, if undertaken by the Company or any affiliate of the
Company, shall not be prohibited under this Section 12.11: (i) solicitations that are directed to the general
public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and
newspaper, radio, television and other mass media advertisements; (ii) borrower messages included on, and
statement inserts provided with, the monthly statements sent to Mortgagors; provided, however, that similar
messages and inserts are sent to the borrowers of other mortgage loans serviced by the Company.
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names to be signed hereto
by their respective officers thereunto duly authorized as of the day and year first above written.
EMC MORTGAGE CORPORATION
By: _____________________________________________________
Name: Xxxxxx Xxxxx
Title: President
COUNTRYWIDE HOME LOANS, INC.
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
STATE OF NEW YORK )
) ss.:
COUNTY OF __________ )
On the __ day of ________, 200_ before me, a Notary Public in and for said State, personally
appeared ________, known to me to be Vice President of EMC Mortgage Corporation, the federal savings association
that executed the within instrument and also known to me to be the person who executed it on behalf of said
corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand affixed my office seal the day and year in this
certificate first above written.
_________________________________________________________
Notary Public
My Commission expires ___________________________________
STATE OF )
) ss.:
COUNTY OF __________ )
On the __ day of _______, 200_ before me, a Notary Public in and for said State, personally
appeared __________, known to me to be ______________ of Countrywide Home Loans, Inc. the corporation that
executed the within instrument and also known to me to be the person who executed it on behalf of said
corporation, and acknowledged to me that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand affixed my office seal the day and year in this
certificate first above written.
_________________________________________________________
Notary Public
My Commission expires ___________________________________
EXHIBIT A
MORTGAGE LOAN SCHEDULE
EXHIBIT B
CONTENTS OF EACH MORTGAGE FILE
With respect to each Mortgage Loan, the Mortgage File shall include each of the following
items, which shall be available for inspection by the Purchaser and any prospective Purchaser, and which shall be
retained by the Company in the Servicing File or delivered to the Custodian pursuant to Section 2.01 and 2.03 of
the Seller's Warranties and Servicing Agreement to which this Exhibit is attached (the "Agreement"):
1. The original Mortgage Note bearing all intervening endorsements, endorsed "Pay to the order of
_________ without recourse" and signed in the name of the Company by an authorized officer (in
the event that the Mortgage Loan was acquired by the Company in a merger, the signature must be
in the following form: "Countrywide Home Loans, Inc., successor by merger to [name of
predecessor]"; and in the event that the Mortgage Loan was acquired or originated by the
Company while doing business under another name, the signature must be in the following form:
"Countrywide Home Loans, Inc., formerly known as [previous name]").
2. The original of any guarantee executed in connection with the Mortgage Note (if any).
3. The original Mortgage, with evidence of recording thereon. If in connection with any Mortgage
Loan, the Company cannot deliver or cause to be delivered the original Mortgage with evidence
of recording thereon on or prior to the related Closing Date because of a delay caused by the
public recording office where such Mortgage has been delivered for recordation or because such
Mortgage has been lost or because such public recording office retains the original recorded
Mortgage, the Company shall deliver or cause to be delivered to the Custodian, a photocopy of
such Mortgage, together with (i) in the case of a delay caused by the public recording office,
an Officer's Certificate of the Company stating that such Mortgage has been dispatched to the
appropriate public recording office for recordation and that the original recorded Mortgage or
a copy of such Mortgage certified by such public recording office to be a true and complete
copy of the original recorded Mortgage will be promptly delivered to the Custodian upon receipt
thereof by the Company; or (ii) in the case of a Mortgage where a public recording office
retains the original recorded Mortgage or in the case where a Mortgage is lost after
recordation in a public recording office, a copy of such Mortgage certified by such public
recording office or by the title insurance company that issued the title policy to be a true
and complete copy of the original recorded Mortgage.
4. The originals of all assumption, modification, consolidation or extension agreements, with
evidence of recording thereon.
5. The original Assignment of Mortgage for each Mortgage Loan, in form and substance acceptable
for recording, delivered in blank. If the Mortgage Loan was acquired by the Company in a
merger, the Assignment of Mortgage must be made by "Countrywide Home Loans, Inc., successor by
merger to [name of predecessor]." If the Mortgage Loan was acquired or originated by the
Company while doing business under another name, the Assignment of Mortgage must be by
"Countrywide Home Loans, Inc., formerly known as [previous name]."
6. Originals of all intervening assignments of the Mortgage with evidence of recording thereon, or
if any such intervening assignment has not been returned from the applicable recording office
or has been lost or if such public recording office retains the original recorded assignments
of mortgage, the Company shall deliver or cause to be delivered to the Custodian, a photocopy
of such intervening assignment, together with (i) in the case of a delay caused by the public
recording office, an Officer's Certificate of the Company stating that such intervening
assignment of mortgage has been dispatched to the appropriate public recording office for
recordation and that such original recorded intervening assignment of mortgage or a copy of
such intervening assignment of mortgage certified by the appropriate public recording office or
by the title insurance company that issued the title policy to be a true and complete copy of
the original recorded intervening assignment of mortgage will be promptly delivered to the
Custodian upon receipt thereof by the Company; or (ii) in the case of an intervening assignment
where a public recording office retains the original recorded intervening assignment or in the
case where an intervening assignment is lost after recordation in a public recording office, a
copy of such intervening assignment certified by such public recording office to be a true and
complete copy of the original recorded intervening assignment.
7. The original mortgagee policy of title insurance or attorney's opinion of title and abstract of
title.
8. Any security agreement, chattel mortgage or equivalent executed in connection with the Mortgage.
9. The original hazard insurance policy and, if required by law, flood insurance policy, in
accordance with Section 4.10 of the Agreement.
10. Residential loan application.
11. Mortgage Loan closing statement.
12. Verification of employment and income.
13. Verification of acceptable evidence of source and amount of downpayment.
14. Credit report on the Mortgagor.
15. Residential appraisal report.
16. Photograph of the Mortgaged Property.
17. Survey of the Mortgaged Property.
18. Copy of each instrument necessary to complete identification of any exception set forth in the
exception schedule in the title policy, i.e., map or plat, restrictions, easements, sewer
agreements, home association declarations, etc.
19. All required disclosure statements.
20. If available, termite report, structural engineer's report, water potability and septic
certification.
21. Sales contract.
22. Tax receipts, insurance premium receipts, ledger sheets, payment history from date of
origination, insurance claim files, correspondence, current and historical computerized data
files, and all other processing, underwriting and closing papers and records which are
customarily contained in a mortgage loan file and which are required to document the Mortgage
Loan or to service the Mortgage Loan.
In the event an Officer's Certificate of the Company is delivered to the Custodian because of a
delay caused by the public recording office in returning any recorded document, the Company shall deliver to the
Custodian, within 180 days of the related Closing Date, an Officer's Certificate which shall (i) identify the
recorded document, (ii) state that the recorded document has not been delivered to the Custodian due solely to a
delay caused by the public recording office, (iii) state the amount of time generally required by the applicable
recording office to record and return a document submitted for recordation, and (iv) specify the date the
applicable recorded document will be delivered to the Custodian. The Company shall be required to deliver to the
Custodian the applicable recorded document by the date specified in (iv) above. An extension of the date
specified in (iv) above may be requested from the Purchaser, which consent shall not be unreasonably withheld.
EXHIBIT C
MORTGAGE LOAN DOCUMENTS
The Mortgage Loan Documents for each Mortgage Loan shall include each of the following items,
which shall be delivered to the Custodian pursuant to Section 2.01 of the Seller's Warranties and Servicing
Agreement to which this Exhibit is annexed (the "Agreement"):
(a) the original Mortgage Note bearing all intervening endorsements, endorsed "Pay to the order
of ___________, without recourse" and signed in the name of the Company by an authorized officer. To the extent
that there is no room on the face of the Mortgage Note for endorsements, the endorsement may be contained on an
allonge, if state law so allows. If the Mortgage Loan was acquired by the Company in a merger, the endorsement
must be by "Countrywide Home Loans, Inc., successor by merger to [name of predecessor]." If the Mortgage Loan
was acquired or originated by the Company while doing business under another name, the endorsement must be by
"Countrywide Home Loans, Inc., formerly known as [previous name]";
(b) the original of any guarantee executed in connection with the Mortgage Note;
(c) the original Mortgage with evidence of recording thereon, and the original recorded power
of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon;
(d) the originals of all assumption, modification, consolidation or extension agreements, with
evidence of recording thereon;
(e) the original Assignment of Mortgage for each Mortgage Loan, in form and substance
acceptable for recording, delivered in blank, or the original Assignment of Mortgage in recordable form into
MERS. If the Mortgage Loan was acquired by the Company in a merger, the Assignment of Mortgage must be made by
"Countrywide Home Loans, Inc., successor by merger to [name of predecessor]." If the Mortgage Loan was acquired
or originated by the Company while doing business under another name, the Assignment of Mortgage must be by
"Countrywide Home Loans, Inc., formerly known as [previous name];"
(f) the originals of all intervening assignments of mortgage with evidence of recording
thereon, including warehousing assignments, if any;
(g) the original mortgagee title insurance policy;
(h) such other documents as the Purchaser may require.
EXHIBIT D-1
CUSTODIAL ACCOUNT CERTIFICATION
_____________________, 200_
Countrywide Home Loans, Inc. hereby certifies that it has established the account described
below as a Custodial Account pursuant to Section 4.04 of the Seller's Warranties and Servicing Agreement, dated
as of September 1, 2002, Residential Adjustable Rate Mortgage Loans.
Title of Account: Countrywide Home Loans, Inc. in trust for the Purchaser
Account Number:__________________
Address of office or branch
of the Company at
which Account is maintained: _________________________________________________________
Re:
Re:
Re:
Countrywide Home Loans, Inc.
Company
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
EXHIBIT D-2
CUSTODIAL ACCOUNT LETTER AGREEMENT
_________________, 200_
To: _________________________________________________
__________________________________________________________
__________________________________________________________
(the "Depository")
As Company under the Seller's Warranties and Servicing Agreement, dated as of September 1,
2002, Residential Adjustable Rate Mortgage Loans (the "Agreement"), we hereby authorize and request you to
establish an account, as a Custodial Account pursuant to Section 4.04 of the Agreement, to be designated as
"[Servicer] in trust for the Purchaser - Residential Adjustable Rate Mortgage Loans." All deposits in the account
shall be subject to withdrawal therefrom by order signed by the Company. You may refuse any deposit which would
result in violation of the requirement that the account be fully insured as described below. This letter is
submitted to you in duplicate. Please execute and return one original to us.
[COUNTRYWIDE HOME LOANS, INC.]
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
Date:____________________________________________________
The undersigned, as Depository, hereby certifies that the above described account has been
established under Account Number __________, at the office of the Depository indicated above, and agrees to honor
withdrawals on such account as provided above. The full amount deposited at any time in the account will be
insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings
Association Insurance Fund ("SAIF").
_________________________________________________________
Depository
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
Date:____________________________________________________
EXHIBIT E-1
ESCROW ACCOUNT CERTIFICATION
__________________, 200_
Countrywide Home Loans, Inc. hereby certifies that it has established the account described
below as an Escrow Account pursuant to Section 4.06 of the Seller's Warranties and Servicing Agreement, dated as
of September 1, 2002, Residential Adjustable Rate Mortgage Loans.
Title of Account: "Countrywide Home Loans, Inc. in trust for the Purchaser and various Mortgagors."
Account Number:__________________
Address of office or branch
of the Company at
which Account is maintained: _________________________________________________________
Re:
_________________________________________________________
_________________________________________________________
_________________________________________________________
[COUNTRYWIDE HOME LOANS, INC.]
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
EXHIBIT E-2
ESCROW ACCOUNT LETTER AGREEMENT
___________________, 200_
To: _________________________________________________
__________________________________________________________
__________________________________________________________
(the "Depository")
As Company under the Seller's Warranties and Servicing Agreement, dated as of September 1, 2002
Residential Adjustable Rate Mortgage Loans (the "Agreement"), we hereby authorize and request you to establish an
account, as an Escrow Account pursuant to Section 4.07 of the Agreement, to be designated as "[Servicer], in
trust for the Purchaser - Residential Adjustable Rate Mortgage Loans." All deposits in the account shall be
subject to withdrawal therefrom by order signed by the Company. You may refuse any deposit which would result in
violation of the requirement that the account be fully insured as described below. This letter is submitted to
you in duplicate. Please execute and return one original to us.
[COUNTRYWIDE HOME LOANS, INC.]
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
Date:____________________________________________________
The undersigned, as Depository, hereby certifies that the above described account has been
established under Account Number ______, at the office of the Depository indicated above, and agrees to honor
withdrawals on such account as provided above. The full amount deposited at any time in the account will be
insured by the Federal Deposit Insurance Corporation through the Bank Insurance Fund ("BIF") or the Savings
Association Insurance Fund ("SAIF").
_________________________________________________________
Depository
By: _____________________________________________________
Name: ___________________________________________________
Title: __________________________________________________
Date:____________________________________________________
EXHIBIT F
MONTHLY REMITTANCE ADVICE
EXHIBIT G
ASSIGNMENT AND ASSUMPTION
_________________, 200_
ASSIGNMENT AND ASSUMPTION, dated __________, between __________________________________, a
___________________ corporation having an office at __________________ ("Assignor") and
_________________________________, a __________________ corporation having an office at __________________
("Assignee"):
For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration
the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the
parties hereto hereby agree as follows:
1. The Assignor hereby grants, transfers and assigns to Assignee all of the right, title and
interest of Assignor, as purchaser, in, to and under that certain Seller's Warranties and Servicing Agreement,
Residential Adjustable Rate Mortgage Loans (the "Seller's Warranties and Servicing Agreement"), dated as of
September 1, 2002, by and between EMC Mortgage Corporation (the "Purchaser"), and Countrywide Home Loans, Inc.
(the "Company"), and the Mortgage Loans delivered thereunder by the Company to the Assignor.
2. The Assignor warrants and represents to, and covenants with, the Assignee that:
a. The Assignor is the lawful owner of the Mortgage Loans with the full right to transfer the
Mortgage Loans free from any and all claims and encumbrances whatsoever;
b. The Assignor has not received notice of, and has no knowledge of, any offsets,
counterclaims or other defenses available to the Company with respect to the Seller's Warranties and Servicing
Agreement or the Mortgage Loans;
c. The Assignor has not waived or agreed to any waiver under, or agreed to any amendment or
other modification of, the Seller's Warranties and Servicing Agreement, the Custodial Agreement or the Mortgage
Loans, including without limitation the transfer of the servicing obligations under the Seller's Warranties and
Servicing Agreement. The Assignor has no knowledge of, and has not received notice of, any waivers under or
amendments or other modifications of, or assignments of rights or obligations under, the Seller's Warranties and
Servicing Agreement or the Mortgage Loans; and
d. Neither the Assignor nor anyone acting on its behalf has offered, transferred, pledged,
sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage
Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or
negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security
with, any person in any manner, or made any general solicitation by means of general advertising or in any other
manner, or taken any other action which would constitute a distribution of the Mortgage Loans under the
Securities Act of 1933 (the "33 Act") or which would render the disposition of the Mortgage Loans a violation of
Section 5 of the 33 Act or require registration pursuant thereto.
3. The Assignee warrants and represents to, and covenants with, the Assignor and the Company
that:
a. The Assignee agrees to be bound, as Purchaser, by all of the terms, covenants and
conditions of the Seller's Warranties and Servicing Agreement, the Mortgage Loans and the Custodial Agreement,
and from and after the date hereof, the Assignee assumes for the benefit of each of the Company and the Assignor
all of the Assignor's obligations as Purchaser thereunder;
b. The Assignee understands that the Mortgage Loans have not been registered under the 33 Act
or the securities laws of any state;
c. The purchase price being paid by the Assignee for the Mortgage Loans are in excess of
$250,000 and will be paid by cash remittance of the full purchase price within 60 days of the sale;
d. The Assignee is acquiring the Mortgage Loans for investment for its own account only and
not for any other person. In this connection, neither the Assignee nor any Person authorized to act therefor has
offered the Mortgage Loans by means of any general advertising or general solicitation within the meaning of Rule
502(c) of U.S. Securities and Exchange Commission Regulation D, promulgated under the 1933 Act;
e. The Assignee considers itself a substantial, sophisticated institutional investor having
such knowledge and experience in financial and business matters that it is capable of evaluating the merits and
risks of investment in the Mortgage Loans;
f. The Assignee has been furnished with all information regarding the Mortgage Loans that it
has requested from the Assignor or the Company;
g. Neither the Assignee nor anyone acting on its behalf has offered, transferred, pledged,
sold or otherwise disposed of the Mortgage Loans, any interest in the Mortgage Loans or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Mortgage
Loans, any interest in the Mortgage Loans or any other similar security from, or otherwise approached or
negotiated with respect to the Mortgage Loans, any interest in the Mortgage Loans or any other similar security
with, any person in any manner which would constitute a distribution of the Mortgage Loans under the 33 Act or
which would render the disposition of the Mortgage Loans a violation of Section 5 of the 33 Act or require
registration pursuant thereto, nor will it act, nor has it authorized or will it authorize any person to act, in
such manner with respect to the Mortgage Loans; and
h. Either: (1) the Assignee is not an employee benefit plan ("Plan") within the meaning of
section 3(3) of the Employee Retirement Income Security Act of 1974, as amended ("ERISA") or a plan (also "Plan")
within the meaning of section 4975(e)(1) of the Internal Revenue Code of 1986 ("Code"), and the Assignee is not
directly or indirectly purchasing the Mortgage Loans on behalf of, investment manager of, as named fiduciary of,
as Trustee of, or with assets of, a Plan; or (2) the Assignee's purchase of the Mortgage Loans will not result in
a prohibited transaction under section 406 of ERISA or section 4975 of the Code.
i. The Assignee's address for purposes of all notices and correspondence related to the
Mortgage Loans and the Seller's Warranties and Servicing Agreement is:
___________________________________
___________________________________
___________________________________
Attention:_________________________
The Assignee's wire transfer instructions for purposes of all remittances and payments related
to the Mortgage Loans and the Seller's Warranties and Servicing Agreement are:
___________________________________
___________________________________
___________________________________
IN WITNESS WHEREOF, the parties have caused this Assignment and Assumption to be executed by
their duly authorized officers as of the date first above written.
_____________________________________________________ _____________________________________________________
Assignor Assignee
By:__________________________________________________ By: _________________________________________________
Its:_________________________________________________ Its: ________________________________________________
EXHIBIT H
UNDERWRITING GUIDELINES
EXHIBIT I
ACKNOWLEDGMENT AGREEMENT
On this ____ day of ____________, 200_, EMC Mortgage Corporation, (the "Purchaser") as the
Purchaser under that certain Seller's Warranties and Servicing Agreement dated as of September 1, 2002, (the
"Agreement"), does hereby contract with Countrywide Home Loans Inc. (the "Company") as Company under the
Agreement, for the servicing responsibilities related to the Mortgage Loans listed on the related Mortgage Loan
Schedule attached hereto. The Company hereby accepts the servicing responsibilities transferred hereby and on the
date hereof assumes all servicing responsibilities related to the Mortgage Loans identified on the related
Mortgage Loan Schedule all in accordance with the Agreement. The contents of each Servicing File required to be
delivered to service the Mortgage Loans pursuant to the Agreement have been or shall be delivered to the Company
by the Purchaser in accordance with the terms of the Agreement.
With respect to the Mortgage Loans made subject to the Agreement hereby, the related Closing
Date shall be ___________________.
All other terms and conditions of this transaction shall be governed by the Agreement.
Capitalized terms used herein and not otherwise defined shall have the meanings set forth in
the Agreement.
This Acknowledgment Agreement may be executed simultaneously in any number of counterparts.
Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same
instrument.
IN WITNESS WHEREOF, the Purchaser and the Company have caused their names to be signed hereto
by their respective officers thereunto duly authorized as of the day and year first above written.
PURCHASER:
EMC MORTGAGE CORPORATION
By:_________________________________
Name:_______________________________
Title:______________________________
SELLER:
COUNTRYWIDE HOME LOANS, INC.
By:_________________________________
Name:_______________________________
Title:______________________________
AMENDMENT NUMBER ONE
to the
SELLER'S WARRANTIES AND SERVICING AGREEMENT
dated as of September 1, 2002
by and between
COUNTRYWIDE HOME LOANS, INC.
Company,
and
EMC MORTGAGE CORPORATION
Purchaser
THIS AMENDMENT NUMBER ONE IS MADE THIS 1ST DAY OF JANUARY, 2003, BY AND BETWEEN COUNTRYWIDE
HOME LOANS, INC., HAVING AN ADDRESS AT 0000 XXXX XXXXXXX, XXXXXXXXX, XXXXXXXXXX 00000 (THE "COMPANY")
AND EMC MORTGAGE CORPORATION, HAVING AN ADDRESS AT MAC XXXXXX XXXXX XX, 000 XXXXXX XXXXX XXXXX, XXXXX
000, XXXXXX, XXXXX 00000-0000 (THE "PURCHASER"), TO THE SELLER'S WARRANTIES AND SERVICING AGREEMENT,
DATED AS OF SEPTEMBER 1, 2002, BY AND BETWEEN THE COMPANY AND THE PURCHASER (THE "AGREEMENT").
RECITALS
WHEREAS, the Company and the Purchaser have agreed to amend the Agreement as set forth
herein.
NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, and for the mutual covenants herein contained, the parties hereto hereby
agree as follows:
SECTION 1. Amendments. Effective as of January 1, 2003, the Agreement is hereby
modified by making the following additions, deletions or modifications:
A) All references to "Residential Adjustable Rate Mortgage Loans" are hereby deleted in their
entirety and replaced with "Residential Fixed and Adjustable Rate Mortgage Loans" in the
following sections: (i) the cover page, (ii) Section 4.04, (iii) Section 4.06, (iv)
Exhibit D-1, (v) Exhibit D-2, (vi) Exhibit E-1, (vii) Exhibit E-2, and (viii) Exhibit G.
B) The references to "adjustable rate" are hereby deleted and replaced with "fixed and
adjustable rate" in the following sections: (i) the introductory sentence of the
Agreement, and (ii) Section 3.01(i).
C) The definition of "Convertible Mortgage Loan" is hereby deleted in its entirety.
D) The definition of "5/1 ARM Mortgage Loan" is hereby deleted in its entirety.
E) The definition of "Gross Margin" is hereby modified by deleting it in its entirety and
replacing it with the following:
Gross Margin: With respect to each adjustable rate Mortgage Loan, the fixed percentage
amount set forth on the related Mortgage Note, which amount is added to the Index in
accordance with the terms of the related Mortgage Note to determine on each Interest Rate
Adjustment Date, the Mortgage Interest Rate for such Mortgage Loan.
F) The definition of "Index" is hereby modified by deleting it in its entirety and replacing
it with the following:
Index: With respect to any adjustable rate Mortgage Loan, the index identified on
the related Mortgage Loan Schedule and set forth in the related Mortgage Note for the
purpose of calculating the Mortgage Interest Rate thereon.
G) The definition of "Initial Rate Cap" is hereby modified by deleting it in its entirety and
replacing it with the following:
Initial Rate Cap: With respect to each adjustable rate Mortgage Loan and the initial
Interest Rate Adjustment Date therefor, a number of percentage points per annum that is set
forth in the related Mortgage Loan Schedule and in the related Mortgage Note, which is the
maximum amount by which the Mortgage Interest Rate for such adjustable rate Mortgage Loan
may increase or decrease from the Mortgage Interest Rate in effect immediately prior to
such Interest Rate Adjustment Date.
H) The definition of "LIBOR Mortgage Loan" is hereby deleted in its entirety.
I) The definition of "Lifetime Mortgage Interest Rate Cap" is hereby modified by deleting it
in its entirety and replacing it with the following:
Lifetime Mortgage Interest Rate Cap: With respect to each adjustable rate Mortgage Loan,
the absolute maximum Mortgage Interest Rate payable, above which the Mortgage Interest Rate
cannot be adjusted.
J) The definition of "Mortgage Interest Rate" is hereby modified by deleting it in its
entirety and replacing it with the following:
Mortgage Interest Rate: The annual rate at which Interest accrues on any Mortgage Loan, and
with respect to adjustable rate Mortgage Loans, the annual rate at which Interest accrues
as adjusted from time to time in accordance with the provisions of the related Mortgage
Note and in compliance with the related Initial Rate Cap, Lifetime Mortgage Interest Rate
Cap and Periodic Rate Cap, if any, of the related Mortgage Note.
K) The definition of "Mortgage Loan" is hereby modified by deleting it in its entirety and
replacing it with the following:
Mortgage Loan: An individual fixed or adjustable rate Mortgage Loan which is the subject
of this Agreement, each Mortgage Loan originally sold and subject to this Agreement being
identified on the Mortgage Loan Schedule, which Mortgage Loan includes without limitation
the Mortgage File, the Monthly Payments, Principal Prepayments, Liquidation Proceeds,
condemnation proceeds, Insurance Proceeds, REO disposition proceeds, and all other rights,
benefits, proceeds and obligations arising from or in connection with such Mortgage Loan.
L) The definition of "Non-Convertible Mortgage Loan" is hereby deleted in its entirety.
M) The definition of "Servicing Fee Rate" is hereby modified by deleting it in its entirety
and replacing it with the following:
Servicing Fee Rate: (i) 0.25% per annum with respect to fixed rate Mortgage Loans and
certain adjustable rate Mortgage Loans as specified on the Mortgage Loan Schedule, (ii)
0.375% per annum with respect to certain adjustable rate Mortgage Loans as specified on the
Mortgage Loan Schedule, and (iii) 0.25% with respect to certain adjustable rate Mortgage
Loans for the period prior to the initial Interest Rate Adjustment Date and 0.375% for the
period following the initial Interest Rate Adjustment Date as specified in the Mortgage
Loan Schedule.
N) The definition of "7/1 ARM Mortgage Loan" is hereby deleted in its entirety.
O) The definition of "10/1 ARM Mortgage Loan" is hereby deleted in its entirety.
P) The definition of "3/1 ARM Mortgage Loan" is hereby deleted in its entirety.
Q) The definition of "Treasury Rate Mortgage Loan" is hereby deleted in its entirety.
R) Section 3.01(c) is hereby modified by deleting the subpart in its entirety and replacing it
with the following:
(c) No Conflicts; No Default. Neither the execution and delivery of this Agreement,
the acquisition of the Mortgage Loans by the Company, the sale of the Mortgage
Loans to the Purchaser or the transactions contemplated hereby, nor the
fulfillment of or compliance with the terms and conditions of this Agreement, will
conflict with or result in a breach of any of the terms, conditions or provisions
of the Company's charter or by-laws or any legal restriction or any agreement or
instrument to which the Company is now a party or by which it is bound, or
constitute a default or result in an acceleration under any of the foregoing, or
result in the violation of any law, rule, regulation, order, judgment or decree to
which the Company or its property is subject, or impair the ability of the
Purchaser to realize on the Mortgage Loans, or impair the value of the Mortgage
Loans. The Company is not in default, and has received no notice of default,
under this Agreement;
S) Section 3.01(d) is hereby modified by deleting the subpart in its entirety and replacing it
with the following:
(d) Ability to Service. The Company is an approved seller/servicer of conventional
residential mortgage loans for the United States Department of Housing and Urban
Development ("HUD"), Xxxxxx Xxx, Xxxxxxx Mac, or any successor thereto, with the
facilities, procedures, and experienced personnel necessary for the sound
servicing of mortgage loans of the same type as the Mortgage Loans. The Company is
in good standing to sell mortgage loans to and service mortgage loans for HUD,
Xxxxxx Mae or Xxxxxxx Mac, and no event has occurred, including but not limited to
a change in insurance coverage, which would make the Company unable to comply with
HUD, Xxxxxx Mae or Xxxxxxx Mac eligibility requirements or which would require
notification to either HUD, Xxxxxx Mae or Xxxxxxx Mac;
T) The following shall be inserted as the last sentence of Section 3.02(f):
"To the best of Company's knowledge, the Mortgaged Property is free of material
damage;"
U) The first sentence of Section 3.02(k) is hereby modified by deleting the sentence in its
entirety and replacing it with the following:
(k) Validity of Mortgage Documents. The Mortgage Note and the Mortgage are genuine,
on forms generally acceptable to Xxxxxx Mae and Xxxxxxx Mac, and each is the
legal, valid and binding obligation of the maker thereof enforceable in accordance
with its terms.
V) The following shall be inserted as the last sentence of Section 3.02(m):
"Upon recordation of the Mortgage Note, Purchaser or its designee will be the owner of
record of the Mortgage and the indebtedness evidenced by the Mortgage Note. Upon the
sale of the Mortgage Loans, Purchaser will own such Mortgage Loans free and clear of
any encumbrance, equity, participation interest, pledge, change, claim or security
interest."
W) Section 3.02(t) is hereby modified by deleting the subpart in its entirety and replacing it
with the following:
(t) Origination; Payment Terms. The Mortgage Loan was originated by either i) the
Company, which is a FNMA-approved, FHLMC-approved and HUD-approved mortgage
banker, or ii) an entity that is a FNMA-approved, FHLMC-approved and HUD-approved
mortgage banker, or a savings and loan association, a savings bank, a commercial
bank or similar banking institution which is supervised and examined by a Federal
or state authority. The Mortgage Interest Rate for an adjustable rate Mortgage
Loan is adjusted as set forth in the related Mortgage Note. The Mortgage Note is
payable each month in monthly installments of principal and interest, with
interest in arrears, and requires Monthly Payments sufficient to amortize the
original principal balance of the Mortgage Loan over a term of no more than 30
years. Each convertible Mortgage Loan contains a provision whereby the Mortgagor
is permitted to convert the Mortgage Loan to a fixed-rate mortgage loan. No
Mortgage Loan has a provision for negative amortization;
X) Section 3.05 is hereby modified by deleting the section in its entirety and replacing it with
the following:
Section 3.05 Repurchase Upon Conversion.
In the event the Mortgagor under any convertible Mortgage Loan elects to convert said Mortgage
Loan to a fixed rate mortgage loan, as provided in the related Mortgage Note, then the Company shall
repurchase the related Mortgage Loan in the month the conversion takes place and in the manner
prescribed in Section 3.04 at the Repurchase Price.
Y) The following shall be inserted as the last sentence of Section 9.01:
"All indemnification provisions of this Agreement, including but not limited to those
set forth in this Section 9.01, shall survive the termination of this Agreement."
SECTION 2. Defined Terms. Any terms capitalized but not otherwise defined
herein shall have the respective meanings set forth in the Agreement.
SECTION 3. Governing Law. THIS AMENDMENT NUMBER ONE SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK (INCLUDING SECTION 5-1401 OF THE NEW YORK GENERAL
OBLIGATIONS LAW) AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED
IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO CONFLICT OF LAWS DOCTRINE APPLIED IN SUCH STATE (OTHER
THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW).
SECTION 4. Counterparts. This Amendment Number One may be executed by each of
the parties hereto on any number of separate counterparts, each of which shall be an original and all of
which taken together shall constitute one and the same instrument.
SECTION 5. Limited Effect. Except as amended hereby, the Agreement shall
continue in full force and effect in accordance with its terms. Reference to this Amendment Number One
need not be made in the Agreement or any other instrument or document executed in connection therewith,
or in any certificate, letter or communication issued or made pursuant to, or with respect to, the
Agreement, any reference in any of such items to the Agreement being sufficient to refer to the
Agreement as amended hereby.
[SIGNATURE PAGE FOLLOWS]
IN WITNESS WHEREOF, the Company and the Purchaser have caused this Amendment Number
One to be executed and delivered by their duly authorized officers as of the day and year first above
written.
COUNTRYWIDE HOME LOANS, INC.
(Company)
By:________________________________
Name:
Title:
EMC MORTGAGE CORPORATION
(Purchaser)
By:________________________________
Name:
Title:
AMENDMENT REG AB
TO THE MASTER MORTGAGE LOAN PURCHASEAND SERVICING AGREEMENT
This is Amendment Reg AB ("Amendment Reg AB"), dated as of January 1, 2006, by and
between EMC Mortgage Corporation (the "Purchaser"), and Countrywide Home Loans, Inc. (the "Company") to
that certain Seller's Warranties and Servicing Agreement] dated as of September 1, 2002 by and between
the Company and the Purchaser (as amended, modified or supplemented, the "Existing Agreement").
W I T N E S S E T H
WHEREAS, the Company and the Purchaser have agreed, subject to the terms and
conditions of this Amendment Reg AB that the Existing Agreement be amended to reflect agreed upon
revisions to the terms of the Existing Agreement.
Accordingly, the Company and the Purchaser hereby agree, in consideration of the
mutual premises and mutual obligations set forth herein, that the Existing Agreement is hereby amended
as follows:
1. Capitalized terms used herein but not otherwise defined shall have the meanings set forth in
the Existing Agreement. The Existing Agreement is hereby amended by adding the following definitions in
their proper alphabetical order:
Commission: The United States Securities and Exchange Commission.
Company Information: As defined in Section 2(g)(i)(A)(1).
Depositor: The depositor, as such term is defined in Regulation AB, with respect to any
Securitization Transaction.
Exchange Act: The Securities Exchange Act of 1934, as amended.
Master Servicer: With respect to any Securitization Transaction, the "master servicer," if
any, identified in the related transaction documents.
Qualified Correspondent: Any Person from which the Company purchased Mortgage Loans, provided
that the following conditions are satisfied: (i) such Mortgage Loans were either (x) originated
pursuant to an agreement between the Company and such Person that contemplated that such Person would
underwrite mortgage loans from time to time, for sale to the Company, in accordance with underwriting
guidelines designated by the Company ("Designated Guidelines") or guidelines that do not vary materially
from such Designated Guidelines or (y) individually re-underwritten by the Company to the Designated
Guidelines at the time such Mortgage Loans were acquired by the Company; (ii) either (x) the Designated
Guidelines were, at the time such Mortgage Loans were originated, used by the Company in origination of
mortgage loans of the same type as the Mortgage Loans for the Company's own account or (y) the
Designated Guidelines were, at the time such Mortgage Loans were underwritten, designated by the Company
on a consistent basis for use by lenders in originating mortgage loans to be purchased by the Company;
and (iii) the Company employed, at the time such Mortgage Loans were acquired by the Company,
pre-purchase or post-purchase quality assurance procedures (which may involve, among other things,
review of a sample of mortgage loans purchased during a particular time period or through particular
channels) designed to ensure that either Persons from which it purchased mortgage loans properly applied
the underwriting criteria designated by the Company or the Mortgage Loans purchased by the Company
substantially comply with the Designated Guidelines.
Reconstitution: Any Securitization Transaction or Whole Loan Transfer.
Reconstitution Agreement: An agreement or agreements entered into by the Company and the
Purchaser and/or certain third parties in connection with a Reconstitution with respect to any or all of
the Mortgage Loans serviced under the Agreement.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and
interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities,
Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
Commission, or as may be provided by the Commission or its staff from time to time.
Securities Act: The Securities Act of 1933, as amended.
Securitization Transaction: Any transaction subject to Regulation AB involving either (1) a
sale or other transfer of some or all of the Mortgage Loans directly or indirectly to an issuing entity
in connection with an issuance of publicly offered, rated or unrated mortgage-backed securities or (2)
an issuance of publicly offered, rated or unrated securities, the payments on which are determined
primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or
in part, of some or all of the Mortgage Loans.
Servicer: As defined in Section 2(c)(iii).
Servicing Criteria: The "servicing criteria" set forth in Item 1122(d) of Regulation AB, as
such may be amended from time to time.
Static Pool Information: Static pool information as described in Item 1105 of Regulation AB.
Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the
overall servicing (as "servicing" is commonly understood by participants in the mortgage-backed
securities market) of Mortgage Loans but performs one or more discrete functions identified in Item
1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Company
or a Subservicer.
Subservicer: Any Person that services Mortgage Loans on behalf of the Company or any
Subservicer and is responsible for the performance (whether directly or through Subservicers or
Subcontractors) of a substantial portion of the material servicing functions required to be performed by
the Company under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of
Regulation AB; provided, however, that the term "Subservicer" shall not include any master servicer
other than the Company, or any special servicer engaged at the request of a Depositor, Purchaser or
investor in a Securitization Transaction, nor any "back-up servicer" or trustee performing servicing
functions on behalf of a Securitization Transaction engaged at the request of a Depositor, Purchaser, or
investor in a Securitization Transaction.
Third-Party Originator: Each Person, other than a Qualified Correspondent, that originated
Mortgage Loans acquired by the Company.
Whole Loan Transfer: Any sale or transfer of some or all of the Mortgage Loans, other than a
Securitization Transaction.
2. The Purchaser and the Company agree that the Existing Agreement is hereby amended by adding the
following provisions:
(a) Intent of the Parties; Reasonableness.
The Purchaser and the Company acknowledge and agree that the purpose of Article 2 of this
Agreement is to facilitate compliance by the Purchaser and any Depositor with the provisions of
Regulation AB and related rules and regulations of the Commission. Neither the Purchaser nor any
Depositor shall exercise its right to request delivery of information or other performance under these
provisions other than in good faith, or for purposes other than compliance with the Securities Act, the
Exchange Act and the rules and regulations of the Commission thereunder. Although Regulation AB is
applicable by its terms only to offerings of asset-backed securities that are registered under the
Securities Act, the parties acknowledges that investors in privately offered securities may require that
the Purchaser or any Depositor provide comparable disclosure in unregistered offerings. The parties
agree over time to negotiate in good faith with respect to the provision of comparable disclosure in
private offerings. The Company acknowledges that interpretations of the requirements of Regulation AB
may change over time, whether due to interpretive guidance provided by the Commission or its staff. The
Company agrees to negotiate in good faith with the Purchaser or any Depositor with regard to any
reasonable requests for delivery of information under these provisions on the basis of evolving
interpretations of Regulation AB. In connection with any Securitization Transaction, the Company shall
cooperate fully with the Purchaser to deliver to the Purchaser (including any of its assignees or
designees) and any Depositor, any and all statements, reports, certifications, records and any other
information necessary to permit the Purchaser or such Depositor to comply with the provisions of
Regulation AB, together with such disclosures relating to the Company, and any parties or items
identified in writing by the Purchaser, including, any Subservicer, any Third-Party Originator and the
Mortgage Loans, or the servicing of the Mortgage Loans necessary in order to effect such compliance, in
the Purchaser's or Depositor's reasonable determination.
The Purchaser agrees that it will cooperate with the Company and provide sufficient and timely
notice of any information requirements pertaining to a Securitization Transaction. The Purchaser will
make all reasonable efforts to limit requests for information, reports or any other materials to items
the Purchaser reasonably believes is required for compliance with Regulation AB, and shall not request
information which is not required for such compliance.
(b) Additional Representations and Warranties of the Company.
(i) The Company shall be deemed to represent to the Purchaser and to any
Depositor, as of the date on which information is first provided to the Purchaser or any
Depositor under Section 2(c) that, except as disclosed in writing to the Purchaser or such
Depositor prior to such date: (i) the Company is not aware and has not received notice that
any default, early amortization or other performance triggering event has occurred as to any
other securitization due to any act or failure to act of the Company; (ii) the Company has not
been terminated as servicer in a residential mortgage loan securitization, either due to a
servicing default or to application of a servicing performance test or trigger; (iii) no
material noncompliance with the applicable servicing criteria with respect to other
securitizations of residential mortgage loans involving the Company as servicer has been
disclosed or reported by the Company; (iv) no material changes to the Company's policies or
procedures with respect to the servicing function it will perform under this Agreement and any
Reconstitution Agreement for mortgage loans of a type similar to the Mortgage Loans have
occurred during the three-year period immediately preceding the related Securitization
Transaction; (v) there are no aspects of the Company's financial condition that could have a
material adverse effect on the performance by the Company of its servicing obligations under
this Agreement or any Reconstitution Agreement; (vi) there are no material legal or
governmental proceedings pending (or known to be contemplated) against the Company, any
Subservicer or any Third-Party Originator; and (vii) there are no affiliations, relationships
or transactions relating to the Company, any Subservicer or any Third-Party Originator with
respect to any Securitization Transaction and any party thereto identified by the related
Depositor of a type described in Item 1119 of Regulation AB.
(ii) If so requested by the Purchaser or any Depositor on any date following the
date on which information is first provided to the Purchaser or any Depositor under Section
2(c), the Company shall, within five Business Days following such request, confirm in writing
the accuracy of the representations and warranties set forth in paragraph (i) of this Section
or, if any such representation and warranty is not accurate as of the date of such request,
provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting
party.
(c) Information to Be Provided by the Company.
In connection with any Securitization Transaction the Company shall (1) within five Business
Days following request by the Purchaser or any Depositor, provide to the Purchaser and such Depositor
(or, as applicable, cause each Third-Party Originator and each Subservicer to provide), in writing
reasonably required for compliance with Regulation AB, the information and materials specified in
paragraphs (i), (ii), (iii) and (vi) of this Section 2(c), and (2) as promptly as practicable following
notice to or discovery by the Company, provide to the Purchaser and any Depositor (as required by
Regulation AB) the information specified in paragraph (iv) of this Section.
(i) If so requested by the Purchaser or any Depositor, the Company shall provide
such information regarding (x) the Company, as originator of the Mortgage Loans (including as
an acquirer of Mortgage Loans from a Qualified Correspondent, if applicable), or (y) as
applicable, each Third-Party Originator, and (z) as applicable, each Subservicer, as is
requested for the purpose of compliance with Items 1103(a)(1), 1105 (subject to paragraph (b)
below), 1110, 1117 and 1119 of Regulation AB. Such information shall include, at a minimum:
(A) the originator's form of organization;
(B) to the extent material, a description of the originator's origination
program and how long the originator has been engaged in originating residential
mortgage loans, which description shall include a discussion of the originator's
experience in originating mortgage loans of a similar type as the Mortgage Loans; if
material, information regarding the size and composition of the originator's
origination portfolio; and information that may be material to an analysis of the
performance of the Mortgage Loans, including the originators' credit-granting or
underwriting criteria for mortgage loans of similar type(s) as the Mortgage Loans and
such other information as the Purchaser or any Depositor may reasonably request for
the purpose of compliance with Item 1110(b)(2) of Regulation AB;
(C) a brief description of any material legal or governmental proceedings
pending (or known to be contemplated by a governmental authority) against the Company,
each Third-Party Originator, if applicable, and each Subservicer; and
(D) a description of any affiliation or relationship between the Company,
each Third-Party Originator, if applicable, each Subservicer and any of the following
parties to a Securitization Transaction, as such parties are identified to the Company
by the Purchaser or any Depositor in writing or in the related Reconstitution
Agreement within five Business Days in advance of such Securitization Transaction:
(1) the sponsor;
(2) the depositor;
(3) the issuing entity;
(4) any servicer;
(5) any trustee;
(6) any originator;
(7) any significant obligor;
(8) any enhancement or support provider; and
(9) any other material transaction party.
(ii) If so requested by the Purchaser or any Depositor, and required by Regulation
AB or as otherwise agreed upon by the Company, the Purchaser and/or the Depositor, the Company
shall provide (or, as applicable, cause each Third-Party Originator to provide) Static Pool
Information with respect to the mortgage loans (of a similar type as the Mortgage Loans, as
reasonably identified by the Purchaser as provided below) originated by (a) the Company, if the
Company is an originator of Mortgage Loans (including as an acquirer of Mortgage Loans from a
Qualified Correspondent, if applicable), and/or (b) as applicable, each Third-Party
Originator. Such Static Pool Information shall be prepared by the Company (or, if applicable,
the Third-Party Originator) on the basis of its reasonable, good faith interpretation of the
requirements of Item 1105(a)(1)-(3) of Regulation AB. To the extent that there is reasonably
available to the Company (or Third-Party Originator, as applicable) Static Pool Information
with respect to more than one mortgage loan type, the Purchaser or any Depositor shall be
entitled to specify whether some or all of such information shall be provided pursuant to this
paragraph. The content of such Static Pool Information may be in the form customarily provided
by the Company, and need not be customized for the Purchaser or any Depositor. Such Static
Pool Information for each vintage origination year or prior securitized pool, as applicable,
shall be presented in increments no less frequently than quarterly over the life of the
mortgage loans included in the vintage origination year or prior securitized pool. The most
recent periodic increment must be as of a date no later than 135 days prior to the date of the
prospectus or other offering document in which the Static Pool Information is to be included or
incorporated by reference. The Static Pool Information shall be provided in an electronic
format that provides a permanent record of the information provided, such as a portable
document format (pdf) file, or other such electronic format.
Promptly following notice or discovery of a material error (as determined in Company's
sole discretion), in Static Pool Information provided pursuant to the immediately preceding
paragraph (including an omission to include therein information required to be provided
pursuant to such paragraph), the Company shall provide corrected Static Pool Information to the
Purchaser or any Depositor, as applicable, in the same format in which Static Pool Information
was previously provided to such party by the Company.
If so requested by the Purchaser or any Depositor, the Company shall provide (or, as
applicable, cause each Third-Party Originator to provide), at the expense of the requesting
party (to the extent of any additional incremental expense associated with delivery pursuant to
this Agreement), agreed-upon procedures letters of certified public accountants pertaining to
Static Pool Information relating to prior securitized pools for securitizations closed on or
after January 1, 2006 or, in the case of Static Pool Information with respect to the Company's
or, if applicable, Third-Party Originator's originations or purchases, to calendar months
commencing January 1, 2006, as the Purchaser or such Depositor shall reasonably request. Such
statements and letters shall be addressed to and be for the benefit of such parties as the
Purchaser or such Depositor shall designate, which shall be limited to any Sponsor, any
Depositor, any broker dealer acting as underwriter, placement agent or initial purchaser with
respect to a Securitization Transaction or any other party that is reasonably and customarily
entitled to receive such statements and letters in a Securitization Transaction. Any such
statement or letter may take the form of a standard, generally applicable document accompanied
by a reliance letter authorizing reliance by the addressees designated by the Purchaser or such
Depositor.
(iii) If reasonably requested by the Purchaser or any Depositor, the Company shall
provide such information regarding the Company, as servicer of the Mortgage Loans, and each
Subservicer (each of the Company and each Subservicer, for purposes of this paragraph, a
"Servicer"), as is reasonably requested for the purpose of compliance with Item 1108 of
Regulation AB. Such information shall include, at a minimum:
(A) the Servicer's form of organization;
(B) a description of how long the Servicer has been servicing residential
mortgage loans; a general discussion of the Servicer's experience in servicing assets
of any type as well as a more detailed discussion of the Servicer's experience in, and
procedures for, the servicing function it will perform under this Agreement and any
Reconstitution Agreements; information regarding the size, composition and growth of
the Servicer's portfolio of residential mortgage loans of a type similar to the
Mortgage Loans and information on factors related to the Servicer that may be
material, in the reasonable determination of the Purchaser or any Depositor, to any
analysis of the servicing of the Mortgage Loans or the related asset-backed
securities, as applicable, including, without limitation:
(1) whether any prior securitizations of mortgage loans of a
type similar to the Mortgage Loans involving the Servicer have defaulted or
experienced an early amortization or other performance triggering event
because of servicing during the three-year period immediately preceding the
related Securitization Transaction;
(2) the extent of outsourcing the Servicer utilizes;
(3) whether there has been previous disclosure of material
noncompliance with the applicable servicing criteria with respect to other
securitizations of residential mortgage loans involving the Servicer as a
servicer during the three-year period immediately preceding the related
Securitization Transaction;
(4) whether the Servicer has been terminated as servicer in a
residential mortgage loan securitization, either due to a servicing default or
to application of a servicing performance test or trigger; and
(5) such other information as the Purchaser or any Depositor may
reasonably request for the purpose of compliance with Item 1108(b)(2) of
Regulation AB;
(C) a description of any material changes during the three-year period
immediately preceding the related Securitization Transaction to the Servicer's
policies or procedures with respect to the servicing function it will perform under
this Agreement and any Reconstitution Agreements for mortgage loans of a type similar
to the Mortgage Loans;
(D) information regarding the Servicer's financial condition, to the
extent that there is a material risk that an adverse financial event or circumstance
involving the Servicer could have a material adverse effect on the performance by the
Company of its servicing obligations under this Agreement or any Reconstitution
Agreement;
(E) information regarding advances made by the Servicer on the Mortgage
Loans and the Servicer's overall servicing portfolio of residential mortgage loans for
the three-year period immediately preceding the related Securitization Transaction,
which may be limited to a statement by an authorized officer of the Servicer to the
effect that the Servicer has made all advances required to be made on residential
mortgage loans serviced by it during such period, or, if such statement would not be
accurate, information regarding the percentage and type of advances not made as
required, and the reasons for such failure to advance;
(F) a description of the Servicer's processes and procedures designed to
address any special or unique factors involved in servicing loans of a similar type as
the Mortgage Loans;
(G) a description of the Servicer's processes for handling delinquencies,
losses, bankruptcies and recoveries, such as through liquidation of mortgaged
properties, sale of defaulted mortgage loans or workouts; and
(H) information as to how the Servicer defines or determines
delinquencies and charge-offs, including the effect of any grace period, re-aging,
restructuring, partial payments considered current or other practices with respect to
delinquency and loss experience.
(iv) For the purpose of satisfying its reporting obligation under the Exchange Act
with respect to any class of asset-backed securities, the Company shall (or shall cause each
Subservicer and, if applicable, any Third-Party Originator to) (a) provide notice within two
(2) Business Days to the Purchaser, any Master Servicer and any Depositor in writing of (1) any
merger, consolidation or sale of substantially all of the assets of the Company, (2) the
Company's entry into an agreement with a Subservicer to perform or assist in the performance of
any of the Company's obligations under the Agreement or any Reconstitution Agreement that
qualifies as an "entry into a material definitive agreement" under Item 1.01 of the form 8-K,
and (b) provide prompt notice to the Purchaser, the Master Servicer and the Depositor of (1)
any Event of Default under the terms of the Agreement or any Reconstitution Agreement to the
extent not known by such Purchaser, Master Servicer or Depositor, and (2) any material
litigation or governmental proceedings involving the Company, any Subservicer or any Third
Party Originator.
(v) To the extent the Purchaser or any Depositor does not itself have an
affiliation or relationship required to be disclosed under Item 1119 of Regulation AB that
develops following the closing date of a Securitization Transaction, the Company shall provide
to the Purchaser and any Depositor a description of any such affiliation or relationship
involving the Company, any Subservicer or any Third-Party Originator no later than 15 calendar
days prior to the date the Depositor is required to file its Form 10-K disclosing such
affiliation or relationship. For purposes of the foregoing, the Company (1) shall be entitled
to assume that the parties to the Securitization Transaction with whom affiliations or
relations must be disclosed are the same as on the closing date if it provides a written
request (which may be by e-mail) to the Depositor or Master Servicer, as applicable, requesting
such confirmation and either obtains such confirmation or receives no response within three (3)
Business Days, (2) shall not be obligated to disclose any affiliations or relationships that
may develop after the closing date for the Securitization Transaction with any parties not
identified to the Company pursuant to clause (D) of paragraph (i) of this Section 2(c), and (3)
shall be entitled to rely upon any written identification of parties provided by the Depositor,
the Purchaser or any master servicer.
(v) As a condition to the succession to the Company or any Subservicer as servicer
or subservicer under this Agreement or any applicable Reconstitution Agreement related thereto
by any Person (i) into which the Company or such Subservicer may be merged or consolidated, or
(ii) which may be appointed as a successor to the Company or any Subservicer, the Company shall
provide to the Purchaser, any Master Servicer, and any Depositor, at least 15 calendar days
prior to the effective date of such succession or appointment, (x) written notice to the
Purchaser and any Depositor of such succession or appointment and (y) in writing, all
information reasonably requested by the Purchaser or any Depositor in order to comply with its
reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed
securities.
(vi) Not later than ten days prior to the deadline for the filing of any
distribution report on Form 10-D in respect of any Securitization Transaction that includes any
of the Mortgage Loans serviced by the Company, the Company shall, to the extent the Company has
knowledge, provide to the party responsible for filing such report (including, if applicable,
the Master Servicer) notice of the occurrence of any of the following events along with all
information, data, and materials related thereto as may be required to be included in the
related distribution report on Form 10-D (as specified in the provisions of Regulation AB
referenced below):
(a) any material modifications, extensions or waivers of Mortgage Loan
terms, fees, penalties or payments during the distribution period or that have
cumulatively become material over time (Item 1121(a)(11) of Regulation AB);
(b) material breaches of Mortgage Loan representations or warranties or
transaction covenants under the Existing Agreement, as amended herein (Item
1121(a)(12) of Regulation AB): and
(c) information regarding any Mortgage Loan changes (such as, additions,
substitutions or repurchases) and any material changes in origination, underwriting,
or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of
Regulation AB).
(vii) In addition to such information as the Company, as servicer, is obligated to
provide pursuant to other provisions of this Agreement, if reasonably requested by the
Purchaser or any Depositor, the Company shall provide such information which is available to
the Company, regarding the servicing of the Mortgage Loans as is reasonably required to
facilitate preparation of distribution reports in accordance with Item 1121 of Regulation AB.
(d) Servicer Compliance Statement.
On or before March 5 of each calendar year, commencing in 2007, the Company shall deliver to
the Purchaser and any Depositor a statement of compliance addressed to the Purchaser and such Depositor
and signed by an authorized officer of the Company, to the effect that (i) a review of the Company's
servicing activities during the immediately preceding calendar year (or applicable portion thereof) and
of its performance under the servicing provisions of this Agreement and any applicable Reconstitution
Agreement during such period has been made under such officer's supervision, and (ii) to the best of
such officers' knowledge, based on such review, the Company has fulfilled all of its servicing
obligations under this Agreement and any applicable Reconstitution Agreement in all material respects
throughout such calendar year (or applicable portion thereof) or, if there has been a failure to fulfill
any such obligation in any material respect, specifically identifying each such failure known to such
officer and the nature and the status thereof.
(e) Report on Assessment of Compliance and Attestation.
(i) On or before March 5 of each calendar year, commencing in 2007, the Company
shall:
(A) deliver to the Purchaser and any Depositor a report regarding the
Company's assessment of compliance with the Servicing Criteria during the immediately
preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act
and Item 1122 of Regulation AB. Such report shall be addressed to the Purchaser and
such Depositor and signed by an authorized officer of the Company, and shall address
each of the applicable Servicing Criteria specified on a certification substantially
in the form of Exhibit A hereto (wherein "investor" shall mean the Master Servicer)
delivered to the Purchaser concurrently with the execution of this Agreement;
(B) deliver to the Purchaser and any Depositor a report of a registered
public accounting firm that attests to, and reports on, the assessment of compliance
made by the Company and delivered pursuant to the preceding paragraph. Such
attestation shall be in accordance with Rules 1-02(a)(3) and 2-02(g) of Regulation S-X
under the Securities Act and the Exchange Act;
(C) if required by Regulation AB, cause each Subservicer and each
Subcontractor determined by the Company pursuant to Section 2(f)(ii) to be
"participating in the servicing function" within the meaning of Item 1122 of Regulation
AB (each, a "Participating Entity"), to deliver to the Purchaser and any Depositor an
assessment of compliance and accountants' attestation as and when provided in
paragraphs (A) and (B) of this Section 2(e)(i); and
(D) deliver or, if required by Regulation AB, cause each Subservicer and
Subcontractor described in Section 2(e)(i)(C) above to deliver to the Purchaser,
Depositor or any other Person that will be responsible for signing the certification
(a "Sarbanes Certification") required by Rules 13a-14(d) and 15d-14(d) under the
Exchange Act (pursuant to Section 302 of the Xxxxxxxx-Xxxxx Act of 2002) on behalf of
an asset-backed issuer with respect to a Securitization Transaction a certification,
signed by the appropriate officer of the Company, in the form attached hereto as
Exhibit B; provided that such certification delivered by the Company may not be filed
as an exhibit to, or included in, any filing with the Commission.
The Company acknowledges that the party identified in clause (i)(D) above may rely on the
certification provided by the Company pursuant to such clause in signing a Sarbanes Certification and
filing such with the Commission. Neither the Purchaser nor any Depositor will request deliver of a
certification under clause (D) above unless the Purchaser, Depositor or any other Person is required
under the Exchange Act to file an annual report on Form 10-K with respect to an issuing entity whose
asset pool includes Mortgage Loans.
(ii) Each assessment of compliance provided by a Subservicer pursuant to Section
2(e)(i)(A) shall address each of the applicable Servicing Criteria specified on a certification
substantially in the form of Exhibit A hereto delivered to the Purchaser concurrently with the
execution of this Agreement or, in the case of a Subservicer subsequently appointed as such, on
or prior to the date of such appointment. An assessment of compliance provided by a
Participating Entity pursuant to Section 2(e)(i)(C) need not address any elements of the
Servicing Criteria other than those specified by the Company pursuant to Section 2(f).
(iii) If reasonably requested by the Purchaser or any Depositor, the Company shall
provide to the Purchaser, any Master Servicer or any Depositor, evidence of the authorization
of the person signing any certification or statement pursuant to Section 2(d) or 2(e) of this
Agreement.
(f) Use of Subservicers and Subcontractors.
The Company shall not hire or otherwise utilize the services of any Subservicer to fulfill any
of the obligations of the Company as servicer under this Agreement or any related Reconstitution
Agreement unless the Company complies with the provisions of paragraph (i) of this Subsection (f). The
Company shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any
Subservicer to hire or otherwise utilize the services of any Subcontractor, to fulfill any of the
obligations of the Company as servicer under this Agreement or any related Reconstitution Agreement
unless the Company complies with the provisions of paragraph (ii) of this Subsection (f).
(i) It shall not be necessary for the Company to seek the consent of the Purchaser
or any Depositor to the utilization of any Subservicer. If required by Regulation AB, the
Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit
of the Purchaser and any Depositor to comply with the provisions of this Section and with
Sections 2(b), 2(c)(iii), 2(c)(v), 2(d), and 2(e) of this Agreement , and to provide the
information required with respect to such Subservicer under Section 2(c)(iv) of this
Agreement. The Company shall be responsible for obtaining from each Subservicer and delivering
to the Purchaser and any Depositor any servicer compliance statement required to be delivered
by such Subservicer under Section 2(d), any assessment of compliance and attestation required
to be delivered by such Subservicer under Section 2(e) and any certification required to be
delivered to the Person that will be responsible for signing the Sarbanes Certification under
Section 2(e) as and when required to be delivered.
(ii) It shall not be necessary for the Company to seek the consent of the Purchaser
or any Depositor to the utilization of any Subcontractor. If required by Regulation AB, the
Company shall promptly upon request provide to the Purchaser and any Depositor (or any designee
of the Depositor, such as a master servicer or administrator) a written description of the
role and function of each Subcontractor utilized by the Company or any Subservicer, specifying
(A) the identity of each such Subcontractor, (B) which (if any) of such Subcontractors are
Participating Entities, and (C) which elements of the Servicing Criteria will be addressed in
assessments of compliance provided by each Participating Entity identified pursuant to clause
(B) of this paragraph.
The Company shall cause any such Participating Entity used by the Company (or by any
Subservicer) for the benefit of the Purchaser and any Depositor to comply with the provisions of Section
2(e) of this Agreement. The Company shall be responsible for obtaining from each Participating Entity
and delivering to the Purchaser and any Depositor any assessment of compliance and attestation and
certificate required to be delivered by such Participating Entity under Section 2(e), in each case as
and when required to be delivered.
(g) Indemnification; Remedies.
(i) The Company shall indemnify the Purchaser and each of the following parties
participating in a Securitization Transaction: each sponsor and issuing entity; each Person
responsible for the execution or filing of any report required to be filed with the Commission
with respect to such Securitization Transaction, or for execution of a certification pursuant
to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization
Transaction; each Person who controls any of such parties (within the meaning of Section 15 of
the Securities Act and Section 20 of the Exchange Act); and the respective present and former
directors, officers and employees of each of the foregoing and of the Depositor, and shall hold
each of them harmless from and against any losses, damages, penalties, fines, forfeitures,
legal fees and expenses and related costs, judgments, and any other costs, fees and expenses
that any of them may sustain arising out of or based upon:
(A)(1) any untrue statement of a material fact contained or alleged to be
contained in any written information, written report, certification or other material
provided under this Amendment Reg AB by or on behalf of the Company, or provided under
this Amendment Reg AB by or on behalf of any Subservicer, Participating Entity or, if
applicable, Third-Party Originator (collectively, the "Company Information"), or (2)
the omission or alleged omission to state in the Company Information a material fact
required to be stated in the Company Information or necessary in order to make the
statements therein, in the light of the circumstances under which they were made, not
misleading; provided, by way of clarification, that clause (2) of this paragraph shall
be construed solely by reference to the Company Information and not to any other
information communicated in connection with a sale or purchase of securities, without
regard to whether the Company Information or any portion thereof is presented together
with or separately from such other information;
(B) any failure by the Company, any Subservicer, any Participating Entity
or any Third-Party Originator to deliver any information, report, certification,
accountants' letter or other material when and as required under this Amendment Reg
AB, including any failure by the Company to identify pursuant to Section 2(f)(ii) any
Participating Entity; or
(C) any breach by the Company of a representation or warranty set forth
in Section 2(b)(i) or in a writing furnished pursuant to Section 2(b)(ii) and made as
of a date prior to the closing date of the related Securitization Transaction, to the
extent that such breach is not cured by such closing date, or any breach by the
Company of a representation or warranty in a writing furnished pursuant to Section
2(b)(ii) to the extent made as of a date subsequent to such closing date.
In the case of any failure of performance described in clause (i)(B) of this Section, the
Company shall promptly reimburse the Purchaser, any Depositor, as applicable, and each Person
responsible for the execution or filing of any report required to be filed with the Commission with
respect to such Securitization Transaction, or for execution of a certification pursuant to Rule
13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization Transaction, for
all costs reasonably incurred by each such party in order to obtain the information, report,
certification, accountants' letter or other material not delivered as required by the Company, any
Subservicer, any Participating Entity or any Third-Party Originator.
(ii) (A) Any failure by the Company, any Subservicer, any Participating Entity
or any Third-Party Originator to deliver any information, report, certification, accountants'
letter or other material when and as required under this Amendment Reg AB , which continues
unremedied for three Business Days after receipt by the Company and the applicable Subservicer,
Subcontractor, or Third-Party Originator of written notice of such failure from the Purchaser
or Depositor shall, except as provided in clause (B) of this paragraph, constitute an Event of
Default with respect to the Company under this Agreement and any applicable Reconstitution
Agreement, and shall entitle the Purchaser or Depositor, as applicable, in its sole discretion
to terminate the rights and obligations of the Company as servicer under this Agreement and/or
any applicable Reconstitution Agreement related thereto without payment (notwithstanding
anything in this Agreement or any applicable Reconstitution Agreement related thereto to the
contrary) of any compensation to the Company (and if the Company is servicing any of the
Mortgage Loans in a Securitization Transaction, appoint a successor servicer reasonably
acceptable to any Master Servicer for such Securitization Transaction); provided, however it is
understood that the Company shall retain any rights pursuant to which it may be entitled to
receive reimbursement for unreimbursed Monthly Advances and Servicing Advances made by the
Company under this Agreement and/or any applicable Reconstitution Agreement. Notwithstanding
anything to the contrary set forth herein, to the extent that any provision of this Agreement
and/or any applicable Reconstitution Agreement expressly provides for the survival of certain
rights or obligations following termination of the Company as servicer, such provision shall be
given effect.
(B) Any failure by the Company, any Subservicer or any Participating
Entity to deliver any information, report, certification or accountants' letter
required under Regulation AB when and as required under Section 2(d) or 2(e),
including any failure by the Company to identify a Participating Entity, which
continues unremedied for ten calendar days after the date on which such information,
report, certification or accountants' letter was required to be delivered shall
constitute an Event of Default with respect to the Company under this Agreement and
any applicable Reconstitution Agreement, and shall entitle the Purchaser or Depositor,
as applicable, in its sole discretion to terminate the rights and obligations of the
Company as servicer under this Agreement and/or any applicable Reconstitution
Agreement without payment (notwithstanding anything in this Agreement to the contrary)
of any compensation to the Company; provided, however it is understood that the
Company shall retain any rights pursuant to which it may be entitled to receive
reimbursement for unreimbursed Monthly Advances and Servicing Advances made by the
Company under this Agreement and/or any applicable Reconstitution Agreement.
Notwithstanding anything to the contrary set forth herein, to the extent that any
provision of this Agreement and/or any applicable Reconstitution Agreement expressly
provides for the survival of certain rights or obligations following termination of
the Company as servicer, such provision shall be given effect.
(C) The Company shall promptly reimburse the Purchaser (or any affected
designee of the Purchaser, such as a master servicer) and any Depositor, as
applicable, for all reasonable expenses incurred by the Purchaser (or such designee)
or such Depositor as such are incurred, in connection with the termination of the
Company as servicer and the transfer of servicing of the Mortgage Loans to a successor
servicer. The provisions of this paragraph shall not limit whatever rights the
Company, the Purchaser or any Depositor may have under other provisions of this
Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in
equity or at law, such as an action for damages, specific performance or injunctive
relief.
(iii) The Purchaser agrees to indemnify and hold harmless the Company, any
Subservicer, any Participating Entity, and, if applicable, any Third-Party Originator, each
Person who controls any of such parties (within the meaning of Section 15 of the Securities Act
and Section 20 of the Exchange Act), and the respective present and former directors, officers
and employees of each of the foregoing from and against any losses, damages, penalties, fines,
forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees
and expenses that any of them may sustain arising out of or based upon any untrue statement or
alleged untrue statement of any material fact contained in any filing with the Commission with
respect to a Securitization Transaction or the omission or alleged omission to state in any
filing with the Commission with respect to a Securitization Transaction a material fact
required to be stated or necessary to be stated in order to make the statements therein, in the
light of the circumstances under which they were made, not misleading, in each case to the
extent, but only to the extent, that such untrue statement, alleged untrue statement, omission,
or alleged omission relates to any filing with the Commission with respect to a Securitization
Transaction other than the Company Information.
(iv) If the indemnification provided for herein is unavailable or insufficient to
hold harmless the indemnified party, then the indemnifying party agrees that it shall
contribute to the amount paid or payable by such indemnified party as a result of any claims,
losses, damages or liabilities uncured by such indemnified party in such proportion as is
appropriate to reflect the relative fault of such indemnified party on the one hand and the
indemnifying party on the other.
(v) This indemnification shall survive the termination of this Amendment Reg AB or
the termination of any party to this Amendment Reg AB.
3. Notwithstanding any other provision of this Amendment Reg AB, the Company shall seek the
consent of the Purchaser for the utilization of all Subservicers and Participating Entities, when
required by and in accordance with the terms of the Existing Agreement.
4. The Existing Agreement is hereby amended by adding the Exhibits attached hereto as Exhibit A
and Exhibit B to the end thereto. References in this Amendment Reg AB to "this Agreement" or words of
similar import (including indirect references to the Agreement) shall be deemed to be references to the
Existing Agreement as amended by this Amendment Reg AB. Except as expressly amended and modified by
this Amendment Reg AB, the Agreement shall continue to be, and shall remain, in full force and effect in
accordance with its terms. In the event of a conflict between this Amendment Reg AB and any other
document or agreement, including without limitation the Existing Agreement, this Amendment Reg AB shall
control.
5. All notification pursuant to Section 2(c)(iv) should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
With a copy to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx, Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
All notification pursuant to Section 2(c)(iv)(4) should be sent to:
EMC Mortgage Corporation
Two Mac Xxxxxx Xxxxx
000 Xxxxxx Xxxxx Xxxxx, Xxxxx 000
Xxxxxx, XX 00000
Attention: Associate General Counsel for Loan Administration
Facsimile: (000) 000-0000
With copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx, Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
All notifications to any Master Servicer, to the extent such "Master Servicer" is Xxxxx Fargo,
should be sent to:
UPS/FedEx Delivery:
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, XX 00000
Attention: Corporate Trust Group, [Insert Deal Name]
USPS Delivery:
X.X. Xxx 00
Xxxxxxxx, XX 00000
Attention: Corporate Trust Group, [Insert Deal Name]
6. This Amendment Reg AB shall be governed by and construed in accordance with the laws of the
State of New York without reference to its conflict of laws provisions (other than Section 5-1401 of the
General Obligation Law), and the obligations, rights and remedies of the parties hereunder shall be
determined accordance with such laws.
7. This Amendment Reg AB may be executed in one or more
counterparts and by different parties hereto on separate counterparts, each of which, when so executed,
shall constitute one and the same agreement. This Amendment Reg AB will become effective as of the date
first mentioned above. This Amendment Reg AB shall bind and inure to the benefit of and be enforceable
by the Company and the Purchaser and the respective permitted successors and assigns of the Company and
the successors and assigns of the Purchaser.
[Signature Page Follows]
IN WITNESS WHEREOF, the parties have caused their names to be signed hereto by their respective officers
thereunto duly authorized as of the day and year first above written.
EMC MORTGAGE CORPORATION
Purchaser
By:________________________________________________
Name:______________________________________________
Title:_____________________________________________
COUNTRYWIDE HOME LOANS, INC.
Company
By:_____________________________________________________________________________________________________
Name:___________________________________________________________________________________________________
Title:__________________________________________________________________________________________________
EXHIBIT A
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
The assessment of compliance to be delivered by [the Company] [Name of Subservicer] shall
address, at a minimum, the applicable criteria identified below as "Applicable Servicing Criteria":
_________________________________________________________________________________________________________________
Applicable Servicing
Servicing Criteria Criteria
_________________________________________________________________________________________________________________
Reference Criteria
_________________________________________________________________________________________________________________
General Servicing Considerations
_________________________________________________________________________________________________________________
1122(d)(1)(i) Policies and procedures are instituted to monitor any performance X
or other triggers and events of default in accordance with the
transaction agreements.
_________________________________________________________________________________________________________________
1122(d)(1)(ii) If any material servicing activities are outsourced to third X
parties, policies and procedures are instituted to monitor the
third party's performance and compliance with such servicing
activities.
_________________________________________________________________________________________________________________
1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a
back-up servicer for the mortgage loans are maintained.
_________________________________________________________________________________________________________________
1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the X
party participating in the servicing function throughout the
reporting period in the amount of coverage required by and
otherwise in accordance with the terms of the transaction
agreements.
_________________________________________________________________________________________________________________
Cash Collection and Administration
_________________________________________________________________________________________________________________
1122(d)(2)(i) Payments on mortgage loans are deposited into the appropriate X
custodial bank accounts and related bank clearing accounts no more
than two business days following receipt, or such other number of
days specified in the transaction agreements.
_________________________________________________________________________________________________________________
1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to X
an investor are made only by authorized personnel.
_________________________________________________________________________________________________________________
1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows X
or distributions, and any interest or other fees charged for such
advances, are made, reviewed and approved as specified in the
transaction agreements.
_________________________________________________________________________________________________________________
The related accounts for the transaction, such as cash reserve
accounts or accounts established as a form of
overcollateralization, are separately maintained (e.g., with X
respect to commingling of cash) as set forth in the transaction
1122(d)(2)(iv) agreements.
_________________________________________________________________________________________________________________
1122(d)(2)(v) Each custodial account is maintained at a federally insured X
depository institution as set forth in the transaction agreements.
For purposes of this criterion, "federally insured depository
institution" with respect to a foreign financial institution means
a foreign financial institution that meets the requirements of Rule
13k-1(b)(1) of the Securities Exchange Act.
_________________________________________________________________________________________________________________
1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized X
access.
_________________________________________________________________________________________________________________
1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all X
asset-backed securities related bank accounts, including custodial
accounts and related bank clearing accounts. These reconciliations
are (A) mathematically accurate; (B) prepared within 30 calendar
days after the bank statement cutoff date, or such other number of
days specified in the transaction agreements; (C) reviewed and
approved by someone other than the person who prepared the
reconciliation; and (D) contain explanations for reconciling items.
These reconciling items are resolved within 90 calendar days of
their original identification, or such other number of days
specified in the transaction agreements.
_________________________________________________________________________________________________________________
Investor Remittances and Reporting
_________________________________________________________________________________________________________________
1122(d)(3)(i) Reports to investors, including those to be filed with the X
Commission, are maintained in accordance with the transaction
agreements and applicable Commission requirements. Specifically,
such reports (A) are prepared in accordance with timeframes and
other terms set forth in the transaction agreements; (B) provide
information calculated in accordance with the terms specified in
the transaction agreements; (C) are filed with the Commission as
required by its rules and regulations; and (D) agree with
investors' or the trustee's records as to the total unpaid
principal balance and number of mortgage loans serviced by the
Servicer.
_________________________________________________________________________________________________________________
1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance X
with timeframes, distribution priority and other terms set forth in
the transaction agreements.
_________________________________________________________________________________________________________________
Disbursements made to an investor are posted within two business
days to the Servicer's investor records, or such other number of X
1122(d)(3)(iii) days specified in the transaction agreements.
_________________________________________________________________________________________________________________
Amounts remitted to investors per the investor reports agree with
cancelled checks, or other form of payment, or custodial bank X
1122(d)(3)(iv) statements.
_________________________________________________________________________________________________________________
Pool Asset Administration
_________________________________________________________________________________________________________________
1122(d)(4)(i) Collateral or security on mortgage loans is maintained as required X
by the transaction agreements or related mortgage loan documents.
_________________________________________________________________________________________________________________
Mortgage loan and related documents are safeguarded as required by X
1122(d)(4)(ii) the transaction agreements
_________________________________________________________________________________________________________________
1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are X
made, reviewed and approved in accordance with any conditions or
requirements in the transaction agreements.
_________________________________________________________________________________________________________________
1122(d)(4)(iv) Payments on mortgage loans, including any payoffs, made in X
accordance with the related mortgage loan documents are posted to
the Servicer's obligor records maintained no more than two business
days after receipt, or such other number of days specified in the
transaction agreements, and allocated to principal, interest or
other items (e.g., escrow) in accordance with the related mortgage
loan documents.
_________________________________________________________________________________________________________________
1122(d)(4)(v) The Servicer's records regarding the mortgage loans agree with the X
Servicer's records with respect to an obligor's unpaid principal
balance.
_________________________________________________________________________________________________________________
1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's X
mortgage loans (e.g., loan modifications or re-agings) are made,
reviewed and approved by authorized personnel in accordance with
the transaction agreements and related pool asset documents.
_________________________________________________________________________________________________________________
1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, X
modifications and deeds in lieu of foreclosure, foreclosures and
repossessions, as applicable) are initiated, conducted and
concluded in accordance with the timeframes or other requirements
established by the transaction agreements.
_________________________________________________________________________________________________________________
1122(d)(4)(viii) Records documenting collection efforts are maintained during the X
period a mortgage loan is delinquent in accordance with the
transaction agreements. Such records are maintained on at least a
monthly basis, or such other period specified in the transaction
agreements, and describe the entity's activities in monitoring
delinquent mortgage loans including, for example, phone calls,
letters and payment rescheduling plans in cases where delinquency
is deemed temporary (e.g., illness or unemployment).
_________________________________________________________________________________________________________________
1122(d)(4)(ix) Adjustments to interest rates or rates of return for mortgage loans X
with variable rates are computed based on the related mortgage loan
documents.
_________________________________________________________________________________________________________________
1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow X
accounts): (A) such funds are analyzed, in accordance with the
obligor's mortgage loan documents, on at least an annual basis, or
such other period specified in the transaction agreements; (B)
interest on such funds is paid, or credited, to obligors in
accordance with applicable mortgage loan documents and state laws;
and (C) such funds are returned to the obligor within 30 calendar
days of full repayment of the related mortgage loans, or such other
number of days specified in the transaction agreements.
_________________________________________________________________________________________________________________
1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance X
payments) are made on or before the related penalty or expiration
dates, as indicated on the appropriate bills or notices for such
payments, provided that such support has been received by the
servicer at least 30 calendar days prior to these dates, or such
other number of days specified in the transaction agreements.
_________________________________________________________________________________________________________________
1122(d)(4)(xii) Any late payment penalties in connection with any payment to be X
made on behalf of an obligor are paid from the servicer's funds and
not charged to the obligor, unless the late payment was due to the
obligor's error or omission.
_________________________________________________________________________________________________________________
Disbursements made on behalf of an obligor are posted within two
business days to the obligor's records maintained by the servicer,
or such other number of days specified in the transaction X
1122(d)(4)(xiii) agreements.
_________________________________________________________________________________________________________________
_________________________________________________________________________________________________________________
1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are X
recognized and recorded in accordance with the transaction
agreements.
_________________________________________________________________________________________________________________
Any external enhancement or other support, identified in Item
1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained
1122(d)(4)(xv) as set forth in the transaction agreements.
-_________________________________________________________________________________________________________________
[NAME OF COMPANY] [NAME OF SUBSERVICER]
Date:__________________________________
By:____________________________________
Name:__________________________________
Title:_________________________________
EXHIBIT B
FORM OF ANNUAL CERTIFICATION
I. The [ ] agreement dated as of [ ], 200[ ] (the
"Agreement"), among [IDENTIFY PARTIES]
I, ________________________________, the _______________________ of Countrywide Home Loans,
Inc., certify to [the Purchaser], [the Depositor], [Master Servicer], [Securities Administrator] or
[Trustee], and its officers, with the knowledge and intent that they will rely upon this certification,
that:
(1) I have reviewed the servicer compliance statement of the Company provided in
accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the report on
assessment of the Company's compliance with the servicing criteria set forth in Item 1122(d) of
Regulation AB (the "Servicing Criteria"), provided in accordance with Rules 13a-18 and 15d-18
under Securities Exchange Act of 1934, as amended (the "Exchange Act") and Item 1122 of
Regulation AB (the "Servicing Assessment"), the registered public accounting firm's attestation
report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section
1122(b) of Regulation AB (the "Attestation Report"), and all servicing reports, officer's
certificates and other information relating to the servicing of the Mortgage Loans by the
Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer]
[Securities Administrator] or [Trustee] pursuant to the Agreement (collectively, the "Company
Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole,
does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in the light of the circumstances under which such
statements were made, not misleading with respect to the period of time covered by the Company
Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be
provided by the Company under the Agreement has been provided to the [Depositor] [Master
Servicer] [Securities Administrator] or [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as
servicer under the Agreement, and based on my knowledge and the compliance review conducted in
preparing the Compliance Statement and except as disclosed in the Compliance Statement, the
Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under
the Agreement; and
[Intentionally Left Blank]
(5) The Compliance Statement required to be delivered by the Company pursuant to
this Agreement, and the Servicing Assessment and Attestation Report required to be provided by
the Company and by each Subservicer and Participating Entity pursuant to the Agreement, have
been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance
described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any
material instance of noncompliance with the Servicing Criteria has been disclosed in such
reports.
Date:__________________________________
By:____________________________________
Name:__________________________________
Title:_________________________________
EXHIBIT H-2
EMC Servicing Agreement
______________________________________________________________________________
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
Owner
and
EMC MORTGAGE CORPORATION
Servicer
SERVICING AGREEMENT
Dated as of August 1, 2007
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.,
Bear Xxxxxxx ALT-A Trust II Mortgage Pass-Through Certificates
Series 2007-1
_________________________________________________________________
EXHIBITS
Exhibit A Mortgage Loan Schedule
Exhibit B Custodial Account Letter Agreement
Exhibit C Escrow Account Letter Agreement
Exhibit D Form of Request for Release
Exhibit E Reporting Data for Monthly Report
Exhibit F Reporting Data for Defaulted Loans
Exhibit G-1 Form of Servicer Certification
Exhibit G-2 Alternate Form of Servicer Certification
Exhibit H Summary of Regulation AB Servicing Criteria
Exhibit I Summary of Applicable Regulation AB Requirements
Exhibit J Servicing Criteria to be Addressed in Assessment of Compliance
Exhibit K Reporting Data for Realized Losses and Gains
THIS IS A SERVICING AGREEMENT, dated as of August 1, 2007, and is executed between Structured
Asset Mortgage Investments II Inc. (the "Owner") and EMC Mortgage Corporation (the "Servicer").
W I T N E S S E T H :
WHEREAS, the Owner is the owner of the Mortgage Loans;
WHEREAS, the Owner and the Servicer wish to prescribe the permanent management, servicing and
control of the Mortgage Loans;
NOW, THEREFORE, in consideration of the mutual agreements hereinafter set forth, and for other
good and valuable consideration, the receipt and adequacy of which is hereby acknowledged, the Owner and
the Servicer agree as follows:
ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms.
Whenever used in this Agreement, the following words and phrases, unless the context otherwise
requires, shall have the following meaning specified in this Article:
Accepted Servicing Practices: The procedures, including prudent collection and loan
administration procedures, and the standard of care (i) employed by prudent mortgage servicers which
service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related
Mortgage Properties are located or (ii) in accordance with the Xxxxxx Mae Guide or Xxxxxxx Mac Guide,
subject to any variances negotiated with Xxxxxx Mae or Xxxxxxx Mac and subject to the express provisions
of this Agreement. Such standard of care shall not be lower than that the Servicer customarily employs
and exercises in servicing and administering similar mortgage loans for its own account and shall be in
full compliance with all federal, state, and local laws, ordinances, rules and regulations.
Adjustment Date: As to each ARM Loan, the date on which the Mortgage Interest Rate is adjusted
in accordance with the terms of the related Mortgage Note.
Agreement: This Servicing Agreement including all exhibits hereto, amendments hereof and
supplements hereto.
Amounts Held for Future Distribution: As to any Remittance Date shall be the total of the
amounts held in the Custodial Account on any date of determination which were received after the Cut-off
Date on account of (i) Liquidation Proceeds and Insurance Proceeds received or made in the month of such
Remittance Date and Principal Prepayments received after the related Prepayment Period, and (ii)
payments which represent early receipt of scheduled payments of principal and interest due on a date or
dates subsequent to the related Due Date.
ARM Loans: First lien, conventional, 1-4 family residential Mortgage Loans with interest rates
which adjust from time to time in accordance with the related Index and are subject to Periodic Rate
Caps and Lifetime Rate Caps and which may permit conversion to fixed interest rates.
Annual Independent Public Accountants' Servicing Report: A report of a firm of independent
public accountants which is a member of the American Institute of Certified Public Accountants to the
effect that such firm has examined certain documents and records relating to the servicing of the
Mortgage Loans or mortgage loans similar in nature to the Mortgage Loans by the Servicer and that such
firm is of the opinion that the provisions of this Agreement or similar servicing agreements have been
complied with, and that, on the basis of such examination conducted substantially in compliance with the
Uniform Single Attestation Program for Mortgage Bankers, nothing has come to the attention of such firm
which would indicate that such servicing has not been conducted in compliance therewith, except (i) such
exceptions such firm shall believe to be immaterial, and (ii) such other exceptions as shall be set
forth in such report. No Annual Independent Public Accountants' Servicing Report shall contain any
provision restricting the use of such report by the Servicer, including any prohibition on the inclusion
of any such report in any filing with the Commission.
Business Day: Any day other than (i) a Saturday or Sunday, or (ii) a legal holiday in the
States of Maryland, Minnesota, New York or the jurisdiction in which the Servicer conducts its servicing
activities, or (iii) a day on which banks in the States of Maryland, Minnesota, New York or the
jurisdiction in which the Servicer conducts its servicing activities are authorized or obligated by law
or executive order to be closed.
Capitalization Reimbursement Amount: For any Remittance Date, the aggregate of the amounts
added to the Stated Principal Balances of the Mortgage Loans during the preceding calendar month in
connection with the modification of such Mortgage Loans pursuant to Section 4.01 which amounts represent
unreimbursed Monthly Advances or Servicing Advances owed to the Servicer.
Closing Date: August 31, 2007.
Code: The Internal Revenue Code of 1986, as it may be amended from time to time, or any
successor statute thereto, and applicable U.S. Department of the Treasury regulations issued pursuant
thereto.
Commission or SEC: The Securities and Exchange Commission.
Condemnation Proceeds: All awards or settlements in respect of a Mortgaged Property, whether
permanent or temporary, partial or entire, by exercise of the power of eminent domain or condemnation,
to the extent not required to be released to a Mortgagor in accordance with the terms of the related
Mortgage Loan Documents.
Custodial Account: One or more demand account or accounts created and maintained pursuant to
Section 4.04 which shall be entitled "EMC Custodial Account in trust for XXXX XX, Owner of Whole Loan
Mortgages and various Mortgagors" established at a Qualified Depository, each of which accounts shall be
held by such Qualified Depository in a fiduciary capacity, separate and apart from its funds and
general assets.
Custodian: Xxxxx Fargo Bank, National Association, or such other custodian as Owner shall
designate.
Cut-off Date: With respect to any Mortgage Loan, the opening of business on the first day of
the month in which the related closing date with respect to such Mortgage Loan occurs.
Delinquent: As defined in the Pooling and Servicing Agreement.
Depositor: The depositor, as such term is defined in Regulation AB, with respect to any
Pass-Through Transfer.
Determination Date: The 15th day (or if such 15th day is not a Business Day, the Business Day
immediately preceding such 15th day) of the month of the Remittance Date.
Due Date: Each day on which payments of principal and interest are required to be paid in
accordance with the terms of the related Mortgage Note, exclusive of any days of grace.
Due Period: With respect to each Remittance Date, the period commencing on the second day of
the month preceding the month of such Remittance Date and ending on the first day of the month of the
Remittance Date.
Escrow Account: The separate trust account or accounts created and maintained pursuant to
Section 4.06 which shall be entitled "EMC Escrow Account, in trust for XXXX XX, Owner of Whole Loan
Mortgages and various Mortgagors" and shall be established at a Qualified Depository, each of which
accounts shall in no event contain funds in excess of the FDIC insurance limits.
Escrow Payments: With respect to any Mortgage Loan, the amounts constituting ground rents,
taxes, assessments, water rates, sewer rents, municipal charges, mortgage insurance premiums, fire and
hazard insurance premiums, condominium charges, and any other payments required to be escrowed by the
Mortgagor with the mortgagee pursuant to the Mortgage or any other document.
Event of Default: Any one of the conditions or circumstances enumerated in Section 9.01.
Exchange Act: The Securities Exchange Act of 1934, as amended.
Xxxxxx Mae: Xxxxxx Xxx, or any successor thereto.
Xxxxxx Mae Guide: The Xxxxxx Xxx Selling Guide and the Xxxxxx Mae Servicing Guide and all
amendments or additions thereto.
Fidelity Bond: A fidelity bond to be maintained by the Servicer pursuant to Section 4.12.
FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989, as amended
from time to time.
Xxxxxxx Mac: Xxxxxxx Mac, or any successor thereto.
Xxxxxxx Mac Guide: The Xxxxxxx Mac Selling Guide and the Xxxxxxx Mac Servicing Guide and all
amendments or additions thereto.
Full Principal Prepayment: A Principal Prepayment made by a Mortgagor of the entire principal
balance of a Mortgage Loan.
GAAP: Generally accepted accounting procedures, consistently applied.
HUD: The United States Department of Housing and Urban Development or any successor.
Index: With respect to each ARM Loan, on the related Adjustment Date, the index used to
determine the Mortgage Interest Rate on each such ARM Loan.
Insurance Proceeds: With respect to each Mortgage Loan, proceeds of insurance policies
insuring the Mortgage Loan or the related Mortgaged Property.
Lifetime Rate Cap: With respect to each ARM Loan, the maximum Mortgage Interest Rate over the
term of such Mortgage Loan, as specified in the related Mortgage Note.
Liquidation Proceeds: Amounts, other than Insurance Proceeds and Condemnation Proceeds,
received in connection with the liquidation of a defaulted Mortgage Loan, whether through the sale or
assignment of such Mortgage Loan, trustee's sale, foreclosure sale or otherwise, and any other amounts
received with respect to an REO Property pursuant to Section 4.13.
Margin: With respect to each ARM Loan, the fixed percentage amount set forth in each related
Mortgage Note which is added to the Index in order to determine the related Mortgage Interest Rate.
Master Servicer: Xxxxx Fargo Bank, National Association, or its permitted successors in
interest which meet the qualifications of the Pooling and Servicing Agreement and this Agreement.
Monthly Advance: The aggregate of the advances made by the Servicer on any Remittance Date
pursuant to Section 5.03.
Monthly Payment: With respect to each Mortgage Loan, the scheduled monthly payment of
principal and interest thereon which is payable by the related Mortgagor under the related Mortgage Note.
Mortgage: The mortgage, deed of trust or other instrument securing a Mortgage Note which
creates a first lien on an unsubordinated estate in fee simple in real property securing the Mortgage
Note.
Mortgage Interest Rate: The annual rate at which interest accrues on any Mortgage Loan in
accordance with the provisions of the related Mortgage Note, and in the case of an ARM Loan, as adjusted
from time to time on each Adjustment Date for such Mortgage Loan to equal the Index for such Mortgage
Loan plus the Margin for such Mortgage Loan, and subject to the limitations on such interest rate
imposed by the Periodic Rate Cap and the Lifetime Rate Cap.
Mortgage Loan: An individual Mortgage Loan described herein and as further identified on the
Mortgage Loan Schedule, which Mortgage Loan includes without limitation the Mortgage Loan Documents, the
Monthly Payments, Principal Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance
Proceeds, REO Disposition Proceeds, and all other rights, benefits, proceeds and obligations arising
from or in connection with such Mortgage Loan.
Mortgage Loan Documents: The original mortgage loan legal documents held by the Custodian.
Mortgage Loan Remittance Rate: With respect to each Mortgage Loan, the annual rate of
interest remitted to the Owner, which shall be equal to the related Mortgage Interest Rate minus the
Servicing Fee Rate.
Mortgage Loan Schedule: The schedule of Mortgage Loans attached hereto as Exhibit A, such
schedule being acceptable to the Owner and the Servicer.
Mortgage Note: The note or other evidence of the indebtedness of a Mortgagor secured by a
Mortgage.
Mortgaged Property: The underlying real property securing repayment of a Mortgage Note.
Mortgagor: The obligor on a Mortgage Note.
Net Liquidation Proceeds: As to any Mortgage Loan, Liquidation Proceeds net of unreimbursed
Servicing Advances, Servicing Fees and Monthly Advances and expenses incurred by the Servicer in
connection with the liquidation of the Mortgage Loan and the related Mortgaged Property.
Nonrecoverable Advance: Any advance previously made by the Servicer pursuant to Section 5.03
or any Servicing Advance proposed to be made by the Servicer in respect of a Mortgage Loan or REO
Property which, in the good faith judgment of the Servicer, may not be ultimately recoverable by the
Servicer from Liquidation Proceeds or Insurance Proceeds on such Mortgage Loan or REO Property as
provided herein. The determination by the Servicer that it has made a Nonrecoverable Advance, or that a
proposed advance may constitute a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate
of the Servicer delivered to the Owner and detailing the reasons for such determination.
Officer's Certificate: A certificate signed by the Chairman of the Board, the Vice Chairman of
the Board, the President, a Senior Vice President or a Vice President or by the Treasurer or the
Secretary or one of the Assistant Treasurers or Assistant Secretaries of the Servicer, and delivered to
the Owner as required by this Agreement.
Opinion of Counsel: A written opinion of counsel, who may be an employee of the party on
behalf of whom the opinion is being given, reasonably acceptable to the Owner.
Owner: Structured Asset Mortgage Investments II Inc. ("XXXX XX"), its successors in interest
and assigns (including the Trustee in connection with a Pass-Through Transfer).
Partial Principal Prepayment: A Principal Prepayment by a Mortgagor of a partial principal
balance of a Mortgage Loan.
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of some or
all of the Mortgage Loans directly or indirectly to an issuing entity in connection with an issuance of
publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of
publicly offered or privately placed, rated or unrated securities, the payments on which are determined
primarily by reference to one or more portfolios of residential mortgage loans consisting, in whole or
in part, of some or all of the Mortgage Loans.
Periodic Rate Cap: With respect to each ARM Loan, the maximum increase or decrease in the
Mortgage Interest Rate on any Adjustment Date.
Permitted Investments: Any one or more of the following obligations or securities:
(i) direct obligations of, and obligations the timely payment of which are fully
guaranteed by the United States of America or any agency or instrumentality of the
United States of America the obligations of which are backed by the full faith and
credit of the United States of America;
(ii) (a) demand or time deposits, federal funds or bankers' acceptances issued by
any depository institution or trust company incorporated under the laws of the United
States of America or any state thereof (including any Trustee or the Master Servicer)
and subject to supervision and examination by federal and/or state banking
authorities, provided that the commercial paper and/or the short-term deposit rating
and/or the long-term unsecured debt obligations or deposits of such depository
institution or trust company at the time of such investment or contractual commitment
providing for such investment are rated in the highest ratings category for short-term
securities or in one of the two highest rating categories for long-term securities, as
applicable, by each Rating Agency and (b) any other demand or time deposit or
certificate of deposit that is fully insured by the Federal Deposit Insurance
Corporation;
(iii) repurchase obligations with respect to (a) any security described in clause
(i) above or (b) any other security issued or guaranteed by an agency or
instrumentality of the United States of America, the obligations of which are backed by
the full faith and credit of the United States of America, in either case entered into
with a depository institution or trust company (acting as principal) described in
clause (ii)(a) above;
(iv) securities bearing interest or sold at a discount issued by any corporation
(including any Trustee or the Master Servicer) incorporated under the laws of the
United States of America or any state thereof that are rated in the highest ratings
category for short-term securities or in one of the two highest rating categories for
long-term securities, as applicable, by each Rating Agency at the time of such
investment or contractual commitment providing for such investment; provided, however,
that securities issued by any particular corporation will not be Permitted Investments
to the extent that investments therein will cause the then outstanding principal
amount of securities issued by such corporation and held as Permitted Investments to
exceed 10% of the aggregate outstanding principal balances and amounts of all the
Permitted Investments;
(v) commercial paper (including both non-interest-bearing discount obligations and
interest-bearing obligations payable on demand or on a specified date not more than
one year after the date of issuance thereof) which are rated in the highest rating
category for short-term securities or in one of the two highest rating categories for
long-term securities, as applicable, by each Rating Agency at the time of such
investment;
(vi) any other demand, money market or time deposit, obligation, security or
investment as may be acceptable to each Rating Agency; and
(vii) any money market funds the collateral of which consists of obligations fully
guaranteed by the United States of America or any agency or instrumentality of the
United States of America the obligations of which are backed by the full faith and
credit of the United States of America (which may include repurchase obligations
secured by collateral described in clause (i)) and other securities (including money
market or common trust funds for which any Trustee or the Master Servicer or any
affiliate thereof acts as a manager or an advisor) and which money market funds are
rated in the highest ratings category for short-term securities or in one of the two
highest rating categories for long-term securities, as applicable, by each Rating
Agency;
provided, however, that no instrument or security shall be a Permitted Investment if such instrument or
security evidences a right to receive only interest payments with respect to the obligations underlying
such instrument or if such security provides for payment of both principal and interest with a yield to
maturity in excess of 120% of the yield to maturity at par or if such investment or security is
purchased at a price greater than par.
Such Permitted Investment shall mature, or shall be subject to redemption or withdrawal, no
later than the date on which such funds are required to be withdrawn (i.e. Remittance Date). No
Permitted Investment may be sold prior to its maturity.
Person: Any individual, corporation, partnership, joint venture, association, joint-stock
company, limited liability company, trust, unincorporated organization or government or any agency or
political subdivision thereof.
Pooling and Servicing Agreement: That certain pooling and servicing agreement, dated as of
August 1, 2007, among Structured Asset Mortgage Investments II Inc., the Trustee, the Master Servicer
and the Owner.
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in
connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related
Mortgage Note as noted in the Mortgage Loan Schedule.
Prepayment Interest Excess: With respect to any Remittance Date, for each Mortgage Loan that
was the subject of a Principal Prepayment in full or in part during the portion of the related
Prepayment Period occurring between the first day of the calendar month in which such Remittance Date
occurs and the Determination Date of the calendar month in which such Remittance Date occurs, an amount
equal to interest (to the extent received) at the applicable Mortgage Loan Remittance Rate on the amount
of such Principal Prepayment for the number of days commencing on the first day of the calendar month in
which such Remittance Date occurs and ending on the last date through which interest is collected from
the related Mortgagor.
Prepayment Interest Shortfall: With respect to any Remittance Date, for each such Mortgage Loan
that was the subject of a Principal Prepayment during the portion of the related Prepayment Period
occurring between the first day of the related Prepayment Period and the last day of the calendar month
preceding the month in which such Remittance Date occurs, an amount equal to interest (to be paid by the
Servicer out of its own funds without reimbursement therefor) at the applicable Mortgage Loan Remittance
Rate on the amount of such Principal Prepayment for the number of days commencing on the date on which
the prepayment is applied and ending on the last day of the calendar month preceding such Remittance
Date.
Prepayment Period: As to any Remittance Date, (a) in the case of Full Principal Prepayments,
the period commencing on the 16th day of the month prior to the month in which the related Remittance
Date occurs and ending on the 15th day of the month in which such Remittance Date occurs, and (b) in the
case of Partial Principal Prepayments or other recoveries, the preceding calendar month.
Primary Mortgage Insurance Policy: Each primary policy of mortgage insurance, or any
replacement policy therefor obtained by the Servicer pursuant to Section 4.08.
Prime Rate: The prime rate of U.S. money center banks as published from time to time in The
Wall Street Journal.
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan full or
partial which is received in advance of its scheduled Due Date, including any Prepayment Charge and
which is not accompanied by an amount of interest representing scheduled interest due on any date or
dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall
be applied in accordance with the terms of the related Mortgage Note.
Qualified Appraiser: An appraiser, duly appointed by the Servicer, who had no interest,
direct or indirect in the Mortgaged Property or in any loan made on the security thereof, and whose
compensation is not affected by the approval or disapproval of the Mortgage Loan, which appraiser and
the appraisal made by such appraiser both satisfy the requirements of Title XI of FIRREA and the
regulations promulgated thereunder, all as in effect on the date the Mortgage Loan was originated.
Qualified Depository: The Custodian or another depository, the accounts of which are (i) an
account or accounts maintained with a federal or state chartered depository institution or trust
company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which
(or, in the case of a depository institution or trust company that is the principal subsidiary of a
holding company, the debt obligations of such holding company, so long as Xxxxx'x is not a Rating
Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term
rating categories, respectively, at the time any amounts are held on deposit therein; provided, that
following a downgrade, withdrawal, or suspension of such institution's rating above, each account shall
promptly (and in any case within not more than 30 calendar days) be moved to one or more segregated
trust accounts in the trust department of such institution, or to an account at another institution that
complies with the above requirements, or (ii) a trust account or accounts maintained with the corporate
trust department of a federal or state chartered depository institution or trust company having capital
and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iii) any other account
acceptable to the Rating Agencies, as evidenced in writing. Each such account may bear interest unless
otherwise specified herein. This Agreement may be amended to reduce the rating requirements in clause
(i) above pursuant to Section 11.02, provided that, the Person requesting such amendment obtains a
letter from each Rating Agency stating that such amendment would not result in the downgrading or
withdrawal of the respective ratings then assigned to the related securities.
Qualified Insurer: An insurance company duly qualified as such under the laws of the states
in which the Mortgaged Properties are located, duly authorized and licensed in such states to transact
the applicable insurance business and to write the insurance provided, approved as an insurer by Xxxxxx
Mae and Xxxxxxx Mac.
Rating Agency: Standard & Poor's Ratings Service, a division of The McGraw Hill Companies
Inc., and Xxxxx'x Investors Service, Inc.
Reconstitution Agreement: Any agreement involving any Pass-Through Transfer or Whole Loan
Transfer.
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as amended from time to time, and subject to such clarification and interpretation
as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act
Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as
may be provided by the Commission or its staff from time to time.
REMIC: A "real estate mortgage investment conduit" within the meaning of Section 860D of the
Code.
REMIC Provisions: The provisions of the Federal income tax law relating to a REMIC, which
appear at Section 860A through 860G of the Code, and related provisions, and regulations, rulings or
pronouncements promulgated thereunder, as the foregoing may be in effect from time to time.
Remittance Date: The Remittance Date shall be the 20th day of any month, or if such 20th day
is not a Business Day, the first Business Day immediately preceding such 20th day.
REO Disposition: The final sale by the Servicer of any REO Property.
REO Disposition Proceeds: Amounts received by the Servicer in connection with a related REO
Disposition.
REO Property: A Mortgaged Property acquired by the Servicer on behalf of the Owner as
described in Section 4.13.
XXXX XX: Structured Asset Mortgage Investments II Inc.
Sarbanes Certification: A certification required pursuant to The Xxxxxxxx-Xxxxx Act of 2002 and
the rules and regulations of the Commission promulgated thereunder (including any interpretations or
amendments thereof by the Commission's staff).
Securities Act: The Securities Act of 1933, as amended.
Securities Administrator: The securities administrator with respect to any Pass-Through
Transfer.
Servicer: EMC Mortgage Corporation, or any of its successors in interest or any successor
under this Agreement appointed as herein provided.
Servicing Advances: All customary, reasonable and necessary "out of pocket" costs and
expenses (including reasonable attorneys' fees and disbursements) incurred in the performance by the
Servicer of its servicing obligations relating to each Mortgage Loan, including, but not limited to, the
cost of (a) the preservation, restoration and protection of the Mortgaged Property, (b) any enforcement,
administrative or judicial proceedings, or any legal work or advice specifically related to servicing
the Mortgage Loans, including but not limited to, foreclosures, bankruptcies, condemnations, drug
seizures, elections, foreclosures by subordinate or superior lienholders, and other legal actions
incidental to the servicing of the Mortgage Loans (provided that such expenses are reasonable and that
the Servicer specifies the Mortgage Loan(s) to which such expenses relate), (c) the management and
liquidation of the Mortgaged Property if the Mortgaged Property is acquired in full or partial
satisfaction of the Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges which
are or may become a lien upon the Mortgaged Property, and Primary Mortgage Insurance Policy premiums and
fire and hazard insurance coverage and (e) compliance with the obligations under Section 4.08.
Servicing Criteria: As of any date of determination, the "servicing criteria" set forth in
Item 1122(d) of Regulation AB, or any amendments thereto, a summary of the requirements of which as of
the date hereof is attached hereto as Exhibit H for convenience of reference only. In the event of a
conflict or inconsistency between the terms of Exhibit H and the text of Item 1122(d) of Regulation AB,
the text of Item 1122(d) of Regulation AB shall control (or those Servicing Criteria otherwise mutually
agreed to by the Owner, the Servicer and any Person that will be responsible for signing any Sarbanes
Certification with respect to a Pass-Through Transfer in response to evolving interpretations of
Regulation AB and incorporated into a revised Exhibit H).
Servicing Fee: With respect to each Mortgage Loan, the amount of the annual servicing fee the
Owner shall pay to the Servicer, which shall, for a period of one full month, be equal to one-twelfth of
the product of (a) the applicable Servicing Fee Rate and (b) the outstanding principal balance of the
Mortgage Loan. Such fee shall be payable monthly, computed on the basis of the same principal amount
and period respecting which any related interest payment on a Mortgage Loan is computed. The obligation
of the Owner to pay the Servicing Fee is limited to, and the Servicing Fee is payable from the interest
portion of such Monthly Payment collected by the Servicer or as otherwise provided under Section 4.05.
Servicing Fee Rate: The Servicing Fee Rate shall be a rate per annum equal to 0.250% or
0.375%, as indicated on the Mortgage Loan Schedule.
Servicing File: The documents, records and other items pertaining to a particular Mortgage
Loan and any additional documents relating to such Mortgage Loan as are in, or as may from time to time
come into, the Servicer's possession.
Servicing Modification: With respect to any Mortgage Loan that is in default or with respect
to which default is imminent or reasonably foreseeable or as otherwise set forth in Section 4.01, any
modification which is effected by the Servicer in accordance with the terms of this Agreement that
results in any change to the payment terms of the Mortgage Loan.
Servicing Officer: Any officer of the Servicer involved in, or responsible for, the
administration and servicing of the Mortgage Loans whose name appears on a list of servicing officers
furnished by the Servicer to the Owner upon request, as such list may from time to time be amended.
Stated Principal Balance: As to each Mortgage Loan as of any date of determination, (i) the
sum of (a) the principal balance of such Mortgage Loan after giving effect to payments of principal due
and received or for which a Monthly Advance has been made and (b) the amount by which the Stated
Principal Balance of the Mortgage Loan has been increased pursuant to a Servicing Modification, minus
(ii) all amounts previously distributed to the Owner with respect to the Mortgage Loan representing
Principal Prepayments.
Subcontractor: Any vendor, subcontractor or other Person that is not responsible for the
overall servicing (as "servicing" is commonly understood by participants in the mortgage-backed
securities market) of Mortgage Loans but performs one or more discrete functions identified in Item
1122(d) of Regulation AB with respect to Mortgage Loans under the direction or authority of the Servicer
or a Subservicer.
Subservicer: Any Person that services Mortgage Loans on behalf of the Servicer or any
Subservicer that is responsible for the performance (whether directly or through Subservicers or
Subcontractors) of a substantial portion of the material servicing functions required to be performed by
the Servicer under this Agreement or any Reconstitution Agreement that are identified in Item 1122(d) of
Regulation AB.
Trust: The trust created pursuant to the Pooling and Servicing Agreement for the Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Trustee: Citibank, N.A., or its successor in interest, or any successor trustee appointed as
provided in the Pooling and Servicing Agreement.
Whole Loan Transfer: The sale or transfer of some or all of the ownership interest in the
Mortgage Loans by the Owner to one or more third parties in whole loan or participation format, which
third party may be Xxxxxx Xxx or Xxxxxxx Mac.
ARTICLE II SERVICING OF MORTGAGE LOANS; POSSESSION OF SERVICING FILES; BOOKS AND RECORDS;
DELIVERY OF MORTGAGE LOAN DOCUMENTS
Section 2.01. Servicing of Mortgage Loans.
The Servicer does hereby agree to service the Mortgage Loans in accordance with the terms of
this Agreement. The rights of the Owner to receive payments with respect to the Mortgage Loans shall be
as set forth in this Agreement.
Section 2.02. Maintenance of Servicing Files.
The Servicer shall maintain a Servicing File consisting of all documents necessary to service
the Mortgage Loans. The possession of each Servicing File by the Servicer is for the sole purpose of
servicing the Mortgage Loan, and such retention and possession by the Servicer is in a custodial
capacity only. The Servicer acknowledges that the ownership of each Mortgage Loan, including the Note,
the Mortgage, all other Mortgage Loan Documents and all rights, benefits, proceeds and obligations
arising therefrom or in connection therewith, has been vested in the Owner. All rights arising out of
the Mortgage Loans including, but not limited to, all funds received on or in connection with the
Mortgage Loans and all records or documents with respect to the Mortgage Loans prepared by or which come
into the possession of the Servicer shall be received and held by the Servicer in trust for the
exclusive benefit of the Owner as the owner of the related Mortgage Loans. Any portion of the related
Servicing Files retained by the Servicer shall be appropriately identified in the Servicer's computer
system to clearly reflect the ownership of the related Mortgage Loans by the Owner. The Servicer shall
release its custody of the contents of the related Servicing Files only in accordance with written
instructions of the Owner, except when such release is required as incidental to the Servicer's
servicing of the Mortgage Loans, such written instructions shall not be required.
Section 2.03. Books and Records.
The Servicer shall be responsible for maintaining, and shall maintain, a complete set of books
and records for the Mortgage Loans which shall be appropriately identified in the Servicer's computer
system to clearly reflect the ownership of the Mortgage Loan by the Owner. In particular, the Servicer
shall maintain in its possession, available for inspection by the Owner, or its designee and shall
deliver to the Owner upon demand, evidence of compliance with all federal, state and local laws, rules
and regulations, and requirements of Xxxxxx Mae or Xxxxxxx Mac, as applicable, including but not limited
to documentation as to the method used in determining the applicability of the provisions of the Flood
Disaster Protection Act of 1973, as amended, to the Mortgaged Property, documentation evidencing
insurance coverage and eligibility of any condominium project for approval by Xxxxxx Mae and periodic
inspection reports as required by Section 4.13. To the extent that original documents are not required
for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the
Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating
original documents, including but not limited to, optical imagery techniques so long as the Servicer
complies with the requirements of the Xxxxxx Xxx Guide.
The Servicer shall maintain with respect to each Mortgage Loan and shall make available for
inspection by any Owner or its designee the related Servicing File (or copies thereof) during the time
the Owner retains ownership of a Mortgage Loan and thereafter in accordance with applicable laws and
regulations.
Section 2.04. Transfer of Mortgage Loans.
No transfer of a Mortgage Loan may be made unless such transfer is in compliance with the terms
hereof. For the purposes of this Agreement, the Servicer shall be under no obligation to deal with any
person with respect to this Agreement or any Mortgage Loan unless a notice of the transfer of such
Mortgage Loan has been delivered to the Servicer in accordance with this Section 2.04. The Owner may,
subject to the terms of this Agreement, sell and transfer one or more of the Mortgage Loans in
accordance with Sections 10.02 and 11.12, provided, however, that the transferee will not be deemed to
be an Owner hereunder binding upon the Servicer unless such transferee shall agree in writing to be
bound by the terms of this Agreement and an assignment and assumption of this Agreement reasonably
acceptable to the Servicer. The Owner shall advise the Servicer in writing of the transfer. Upon
receipt of notice of the permitted transfer, the Servicer shall xxxx its books and records to reflect
the ownership of the Mortgage Loans of such assignee, and shall release the previous Owner from its
obligations hereunder with respect to the Mortgage Loans sold or transferred.
Section 2.05. Delivery of Mortgage Loan Documents.
The Servicer shall forward to the Custodian on behalf of the Owner original documents
evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in
accordance with Section 4.01 or 6.01 within 4 week(s) of their execution; provided, however, that the
Servicer shall provide the Custodian on behalf of the Owner with a certified true copy of any such
document submitted for recordation within 4 week(s) after its execution, and shall provide the original
of any document submitted for recordation or a copy of a recorded document if the original is not
available. If delivery is not completed within 180 days solely due to delays in making such delivery by
reason of the fact that such documents shall not have been returned by the appropriate recording office,
the Servicer shall continue to use its best efforts to effect delivery as soon as possible thereafter.
From time to time the Servicer may have a need for Mortgage Loan Documents to be released by
the Custodian. If the Servicer shall require any of the Mortgage Loan Documents, the Servicer shall
notify the Custodian in writing of such request in the form of the request for release attached hereto
as Exhibit D. The Custodian shall deliver to the Servicer within five (5) Business Days, any requested
Mortgage Loan Document previously delivered to the Custodian, provided that such documentation is
promptly returned to the Custodian when the Servicer no longer requires possession of the document, and
provided that during the time that any such documentation is held by the Servicer, such possession is in
trust for the benefit of the Owner.
ARTICLE III
REPRESENTATIONS AND WARRANTIES OF THE SERVICER
The Servicer represents, warrants and covenants to the Owner that as of the date hereof or as
of such date specifically provided herein:
(a) The Servicer is a validly existing corporation in good standing under the laws of the State
of its organization and is qualified to transact business in, is in good standing under the laws of, and
possesses all licenses necessary for the conduct of its business in, each state in which any Mortgaged
Property is located or is otherwise exempt or not required under applicable law to effect such
qualification or license and no demand for such qualification or license has been made upon the Servicer
by any such state, and in any event the Servicer is in compliance with the laws of each such State to the
extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage
Loans in accordance with the terms of this Agreement;
(b) The Servicer has full power and authority to execute, deliver and perform, and to enter into
and consummate all transactions contemplated by this Agreement and to conduct its business as presently
conducted, has duly authorized the execution, delivery and performance of this Agreement, has duly
executed and delivered this Agreement, and this Agreement constitutes a legal, valid and binding
obligation of the Servicer, enforceable against it in accordance with its terms subject to bankruptcy laws
and other similar laws of general application affecting rights of creditors and subject to the application
of the rules of equity, including those respecting the availability of specific performance;
(c) None of the execution and delivery of this Agreement, the consummation of the transactions
contemplated thereby and hereby, or the fulfillment of or compliance with the terms and conditions of this
Agreement will conflict with any of the terms, conditions or provisions of the Servicer's articles of
incorporation or by-laws or materially conflict with or result in a breach of any of the terms, conditions
or provisions of any legal restriction or any agreement or instrument to which the Servicer is now a party
or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing,
or result in the material violation of any law, rule, regulation, order, judgment or decree to which the
Servicer or its property is subject;
(d) There is no litigation pending or, to the Servicer's knowledge, threatened with respect to
the Servicer which is reasonably likely to have a material adverse effect on the execution, delivery or
enforceability of this Agreement, or which is reasonably likely to have a material adverse effect on the
financial condition of the Servicer;
(e) No consent, approval, authorization or order of any court or governmental agency or body is
required for the execution, delivery and performance by the Servicer of or compliance by the Servicer with
this Agreement or the consummation of the transactions contemplated by this Agreement except for consents,
approvals, authorizations and orders which have been obtained;
(f) The Servicer is an approved seller/servicer of residential mortgage loans for Xxxxxx Xxx and
Xxxxxxx Mac. The Servicer is in good standing to service mortgage loans for Xxxxxx Mae and Xxxxxxx Mac and
no event has occurred which would make the Servicer unable to comply with eligibility requirements or
which would require notification to either Xxxxxx Mae or Xxxxxxx Mac;
(g) As of the date of each Pass-Through Transfer, and except as has been otherwise disclosed to
the Owner, the Master Servicer and any Depositor, or disclosed in any public filing: (1) no default or
servicing related performance trigger has occurred as to any other Pass-Through Transfer due to any act or
failure to act of the Servicer; (2) no material noncompliance with applicable servicing criteria as to any
other Pass-Through Transfer has occurred, been disclosed or reported by the Servicer; (3) the Servicer has
not been terminated as servicer in a residential mortgage loan Pass-Through Transfer, either due to a
servicing default or to application of a servicing performance test or trigger; (4) no material changes to
the Servicer's servicing policies and procedures for similar loans have occurred in the preceding three
years outside of the normal changes warranted by regulatory and product type changes in the portfolio; (5)
there are no aspects of the Servicer's financial condition that could have a material adverse impact on
the performance by the Servicer of its obligations hereunder; (6) there are no legal proceedings pending,
or known to be contemplated by governmental authorities, against the Servicer that could be material to
investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations,
relationships or transactions relating to the Servicer of a type that are described under Item 1119 of
Regulation AB;
(h) If so requested by the Owner, the Master Servicer or any Depositor on any date, the Servicer
shall, within five Business Days following such request, confirm in writing the accuracy of the
representations and warranties set forth in clause (g) of this Article or, if any such representation and
warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the
pertinent facts, in writing, to the requesting party;
(i) Notwithstanding anything to the contrary in the Agreement, the Servicer shall (or shall cause
each Subservicer) (i) immediately notify the Owner, the Master Servicer and any Depositor in writing of
(A) any material litigation or governmental proceedings pending against the Servicer or any Subservicer,
(B) any affiliations or relationships that develop following the closing date of a Pass-Through Transfer
between the Servicer or any Subservicer and any of the parties specified in clause (7) of paragraph (g) of
this Article (and any other parties identified in writing by the requesting party) with respect to such
Pass-Through Transfer, (C) any Event of Default under the terms of this Agreement or any Reconstitution
Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Servicer, and
(E) the Servicer's entry into an agreement with a Subservicer to perform or assist in the performance of
any of the Servicer's obligations under this Agreement or any Reconstitution Agreement and (ii) provide to
the Owner and any Depositor a description of such proceedings, affiliations or relationships;
(j) As a condition to the succession to the Servicer or any Subservicer as servicer or
subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the Servicer
or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the
Servicer or any Subservicer, the Servicer shall provide to the Owner, the Master Servicer and any
Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x)
written notice to the Owner, the Master Servicer and any Depositor of such succession or appointment and
(y) in writing and in form and substance reasonably satisfactory to the Owner, the Master Servicer and
such Depositor, all information reasonably requested by the Owner, the Master Servicer or any Depositor in
order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of
asset-backed securities; and
(k) Servicer has delivered to the Owner and the Master Servicer financial statements of its
parent, for its last two complete fiscal years. All such financial information fairly presents the
pertinent results of operations and financial position for the period identified and has been prepared in
accordance with GAAP consistently applied throughout the periods involved, except as set forth in the
notes thereto. There has been no change in the servicing policies and procedures, business, operations,
financial condition, properties or assets of the Servicer since the date of the Servicer's financial
information that would have a material adverse effect on its ability to perform its obligations under this
Agreement.
ARTICLE IV
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 4.01. Servicer to Act as Servicer.
The Servicer, as independent contract servicer, shall service and administer the Mortgage Loans
in accordance with this Agreement and with Accepted Servicing Practices (giving due consideration to the
Owner's reliance on the Servicer), and shall have full power and authority, acting alone, to do or cause
to be done any and all things in connection with such servicing and administration which the Servicer
may deem necessary or desirable and consistent with the terms of this Agreement and with Accepted
Servicing Practices and shall exercise the same care that it customarily employs for its own account.
In addition, the Servicer shall furnish information regarding the borrower credit files related to such
Mortgage Loan to credit reporting agencies in compliance with the provisions of the Fair Credit
Reporting Act and the applicable implementing regulations. Except as set forth in this Agreement, the
Servicer shall service the Mortgage Loans in accordance with Accepted Servicing Practices in compliance
with the servicing provisions of the Xxxxxx Xxx Guide, which include, but are not limited to, provisions
regarding the liquidation of Mortgage Loans, the collection of Mortgage Loan payments, the payment of
taxes, insurance and other charges, the maintenance of hazard insurance with a Qualified Insurer, the
maintenance of fidelity bond and errors and omissions insurance, inspections, the restoration of
Mortgaged Property, the maintenance of Primary Mortgage Insurance Policies, insurance claims, and title
insurance, management of REO Property, permitted withdrawals with respect to REO Property, liquidation
reports, and reports of foreclosures and abandonments of Mortgaged Property, the transfer of Mortgaged
Property, the release of Mortgage Loan Documents, annual statements (pursuant to Section 6.04), and
examination of records and facilities. In the event of any conflict, inconsistency or discrepancy
between any of the servicing provisions of this Agreement and any of the servicing provisions of the
Xxxxxx Mae Guide, the provisions of this Agreement shall control and be binding upon the Owner and the
Servicer. The Owner may, at its option, deliver powers-of-attorney to the Servicer sufficient to allow
the Servicer as servicer to execute all documentation requiring execution on behalf of Owner with
respect to the servicing of the Mortgage Loans, including satisfactions, partial releases, modifications
and foreclosure documentation or, in the alternative, shall as promptly as reasonably possible, execute
and return such documentation to the Servicer.
Consistent with and in addition to the terms set forth in this Agreement, if a Mortgage Loan is
in default or such default is reasonably foreseeable, the Servicer may waive, modify or vary any term of
any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any
manner grant indulgence to any Mortgagor, including without limitation, to (1) capitalize any amounts
owing on the Mortgage Loan by adding such amount to the outstanding principal balance of the Mortgage
Loan, (2) defer such amounts to a later date or the final payment date of such Mortgage Loan, (3) extend
the maturity of any such Mortgage Loan, (4) amend the related Mortgage Loan to reduce the related
Mortgage Interest Rate with respect to any Mortgage Loan, (5) convert the Mortgage Interest Rate on any
Mortgage Loan from a fixed rate to an adjustable rate or vice versa, (6) with respect to a Mortgage Loan
with an initial fixed rate period followed by an adjustable rate period, extend the fixed period and
reduce the adjustable rate period, and/or (7) forgive the amount of any interest, principal or servicing
advances owed by the related Mortgagor; provided that, in the Servicer's reasonable and prudent
determination, such waiver, modification, postponement or indulgence: (A) is not materially adverse to
the interests of the Owner on a present value basis using reasonable assumptions (including taking into
account any estimated Realized Loss (as such term is defined in the Pooling and Servicing Agreement)
that might result absent such action); and (B) does not amend the related Mortgage Note to extend the
maturity thereof later than the date of the Latest Possible Maturity Date (as such term is defined in
the Pooling and Servicing Agreement); provided further, with respect to any Mortgage Loan that is not in
default or if default is not reasonably foreseeable, unless the Servicer has provided to the Owner a
certification addressed to the Owner, based on the advice of counsel or certified public accountants
that have a national reputation with respect to taxation of REMICs that a modification of such Mortgage
Loan will not result in the imposition of taxes on or disqualify from REMIC status any of the REMICs and
has obtained the prior written consent of the Owner, the Servicer shall not permit any modification with
respect to any Mortgage Loan.
In connection with any such Servicing Modification, the Servicer may reimburse itself from the
Trust for any outstanding Monthly Advances and Servicing Advances in the same calendar month as the
Servicing Modification to the extent that such Monthly Advances or Servicing Advances are reimbursable
to the Servicer and to the extent of the related principal portion of funds available for the related
Distribution Date (as defined in the Pooling and Servicing Agreement). To the extent there are not
sufficient principal funds available on the related Distribution Date to reimburse the Servicer for such
Monthly Advances and Servicing Advances, the Servicer may reimburse itself on a first priority basis
from related principal funds that are available on future Distribution Dates. If any mortgagor's
obligation to repay any outstanding amounts due under the terms of the related Mortgage Loan for which a
Monthly Advance or Servicing Advance has been made by the Servicer is forgiven, any such Monthly Advance
or Servicing Advance will be treated as a realized loss which will be incurred on the Distribution Date
related to the calendar month during which the Servicing Modification occurred.
In the event of any such waiver, modification, postponement or indulgence which has been agreed
to in writing by the Owner and which permits the deferral of interest or principal payments on any
Mortgage Loan, the Servicer shall, on the Business Day immediately preceding the related Remittance Date
in any month in which any such principal or interest payment has been deferred, deposit in the Custodial
Account from its own funds, in accordance with Section 4.04 and Section 5.03, the difference between (a)
such month's principal and one month's interest at the related Mortgage Loan Remittance Rate on the
unpaid principal balance of such Mortgage Loan and (b) the amount paid by the Mortgagor. The Servicer
shall be entitled to reimbursement for Monthly Advances and Servicing Advances pursuant to Section 4.05.
Without limiting the generality of the foregoing, the Servicer shall continue, and is hereby authorized
and empowered, to prepare, execute and deliver, all instruments of satisfaction or cancellation, or of
partial or full release, discharge and all other comparable instruments, with respect to the Mortgage
Loans and with respect to the Mortgaged Properties.
The Servicer shall perform all of its servicing responsibilities hereunder or may cause a
subservicer to perform any such servicing responsibilities on its behalf, but the use by the Servicer of
a subservicer shall not release the Servicer from any of its obligations hereunder and the Servicer
shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such
acts and omissions were those of the Servicer. Any such subservicer must be a Xxxxxx Xxx approved
seller/servicer or a Xxxxxxx Mac seller/servicer in good standing and no event shall have occurred,
including but not limited to, a change in insurance coverage, which would make it unable to comply with
the eligibility requirements for lenders imposed by Xxxxxx Xxx or for seller/servicers by Xxxxxxx Mac,
or which would require notification to Xxxxxx Xxx or Xxxxxxx Mac. The Servicer shall pay all fees and
expenses of each subservicer from its own funds, and a subservicer's fee shall not exceed the Servicing
Fee.
At the cost and expense of the Servicer, without any right of reimbursement from the Custodial
Account, the Servicer shall be entitled to terminate the rights and responsibilities of a subservicer
and arrange for any servicing responsibilities to be performed by a successor subservicer meeting the
requirements in the preceding paragraph, provided, however, that nothing contained herein shall be
deemed to prevent or prohibit the Servicer, at the Servicer's option, from electing to service the
related Mortgage Loans itself. In the event that the Servicer's responsibilities and duties under this
Agreement are terminated pursuant to Section 8.04, 9.01 or 10.01, and if requested to do so by the
Owner, the Servicer shall at its own cost and expense terminate the rights and responsibilities of each
subservicer effective as of the date of termination of the Servicer. The Servicer shall pay all fees,
expenses or penalties necessary in order to terminate the rights and responsibilities of each
subservicer from the Servicer's own funds without reimbursement from the Owner.
Notwithstanding any of the provisions of this Agreement relating to agreements or arrangements
between the Servicer and a subservicer or any reference herein to actions taken through a subservicer or
otherwise, the Servicer shall not be relieved of its obligations to the Owner and shall be obligated to
the same extent and under the same terms and conditions as if it alone were servicing and administering
the Mortgage Loans. The Servicer shall be entitled to enter into an agreement with a subservicer for
indemnification of the Servicer by the subservicer and nothing contained in this Agreement shall be
deemed to limit or modify such indemnification.
Any subservicing agreement and any other transactions or services relating to the Mortgage
Loans involving a subservicer shall be deemed to be between such subservicer and Servicer alone, and the
Owner shall have no obligations, duties or liabilities with respect to such Subservicer including no
obligation, duty or liability of Owner to pay such subservicer's fees and expenses. For purposes of
distributions and advances by the Servicer pursuant to this Agreement, the Servicer shall be deemed to
have received a payment on a Mortgage Loan when a subservicer has received such payment.
Section 4.02. Collection of Mortgage Loan Payments.
Continuously from the date hereof until the date each Mortgage Loan ceases to be subject to
this Agreement, the Servicer will proceed with diligence to collect all payments due under each Mortgage
Loan when the same shall become due and payable and shall, to the extent such procedures shall be
consistent with this Agreement and the terms and provisions of related Primary Mortgage Insurance
Policy, follow such collection procedures as it follows with respect to mortgage loans comparable to the
Mortgage Loans and held for its own account. Further, the Servicer will take reasonable care in
ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard
insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the
Mortgage, will become due and payable to the end that the installments payable by the Mortgagors will be
sufficient to pay such charges as and when they become due and payable.
The Servicer shall not waive any Prepayment Charge unless: (i) the enforceability thereof shall
have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to
creditors' rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal
agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has
been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is
standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably
foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total
proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a
Prepayment Charge is waived, but does not meet the standards described above, then the Servicer is
required to pay the amount of such waived Prepayment Charge by remitting such amount to the Owner by the
Remittance Date.
Section 4.03. Realization Upon Defaulted Mortgage Loans.
The Servicer shall use its reasonable efforts, consistent with the procedures that the Servicer
would use in servicing loans for its own account and the requirements of the Xxxxxx Mae Guide, to
foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage
Loans as come into and continue in default and as to which no satisfactory arrangements can be made for
collection of delinquent payments pursuant to Section 4.01. In determining the delinquency status of any
Mortgage Loan, the Servicer will apply the definition of Delinquent as such term is defined under the
Pooling and Servicing Agreement. The Servicer shall use its reasonable efforts to realize upon defaulted
Mortgage Loans in such manner as will maximize the receipt of principal and interest by the Owner,
taking into account, among other things, the timing of foreclosure proceedings. The foregoing is
subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage, the
Servicer shall not be required to expend its own funds toward the restoration of such property unless it
shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of
the related Mortgage Loan to the Owner after reimbursement to itself for such expenses, and (ii) that
such expenses will be recoverable by the Servicer through Insurance Proceeds or Liquidation Proceeds
from the related Mortgaged Property, as contemplated in Section 4.05. The Servicer shall be responsible
for all costs and expenses incurred by it in any such proceedings or functions as Servicing Advances;
provided, however, that it shall be entitled to reimbursement therefor as provided in Section 4.05.
Notwithstanding anything to the contrary contained herein, in connection with a foreclosure or
acceptance of a deed in lieu of foreclosure, in the event the Servicer has reasonable cause to believe
that a Mortgaged Property is contaminated by hazardous or toxic substances or wastes, or if the Owner
otherwise requests an environmental inspection or review of such Mortgaged Property, such an inspection
or review is to be conducted by a qualified inspector. Upon completion of the inspection, the Servicer
shall promptly provide the Owner with a written report of the environmental inspection. After reviewing
the environmental inspection report, the Owner shall determine how the Servicer shall proceed with
respect to the Mortgaged Property.
Section 4.04. Establishment of Custodial Accounts; Deposits in Custodial Accounts.
The Servicer shall segregate and hold all funds collected and received pursuant to each
Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and
maintain one or more Custodial Accounts. Each Custodial Account shall be established with a Qualified
Depository. To the extent such funds are not deposited in a Custodial Account, such funds may be
invested in Permitted Investments for the benefit of the Owner (with any income earned thereon for the
benefit of the Servicer). Custodial Accounts will be reconciled within 45 calendar days after the bank
statement cut-off date. Funds deposited in the Custodial Account may be drawn on by the Servicer in
accordance with Section 4.05. The creation of any Custodial Account shall be evidenced by a letter
agreement in the form shown in Exhibit B hereto. The original of such letter agreement shall be
furnished to the Owner upon request. The Servicer acknowledges and agrees that the Servicer shall bear
any losses incurred with respect to Permitted Investments. The amount of any such losses shall be
immediately deposited by the Servicer in the Custodial Account, out of the Servicer's own funds, with no
right to reimbursement therefor.
The Servicer shall deposit in a mortgage clearing account on a daily basis, and in the
Custodial Account or Accounts no later than 48 hours after receipt and identification of funds and
retain therein the following payments and collections:
(i) all payments on account of principal, including Principal Prepayments
(inclusive of Prepayment Charges) and penalties, on the Mortgage Loans received after the
Cut-off Date;
(ii) all payments on account of interest on the Mortgage Loans adjusted to the
related Mortgage Loan Remittance Rate received after the Cut-off Date;
(iii) all Net Liquidation Proceeds received after the Cut-off Date;
(iv) any net amounts received by the Servicer after the Cut-off Date in
connection with any REO Property pursuant to Section 4.13;
(v) all Insurance Proceeds received after the Cut-off Date including amounts
required to be deposited pursuant to Sections 4.08 and 4.10, other than proceeds to be held in
the Escrow Account and applied to the restoration or repair of the Mortgaged Property or
released to the Mortgagor in accordance with the Servicer's normal servicing procedures, the
loan documents or applicable law;
(vi) all Condemnation Proceeds affecting any Mortgaged Property received after
the Cut-off Date other than proceeds to be held in the Escrow Account and applied to the
restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with
the Servicer's normal servicing procedures, the loan documents or applicable law;
(vii) any Monthly Advances as provided in Section 5.03;
(viii) any amounts received after the Cut-off Date and required to be deposited in
the Custodial Account pursuant to Section 6.02; and
(ix) with respect to each full or partial Principal Prepayment received after
the Cut-off Date, any Prepayment Interest Shortfalls, to the extent of the Servicer's aggregate
Servicing Fee received with respect to the related Due Period.
The foregoing requirements for deposit in the Custodial Account shall be exclusive, it being
understood and agreed that, without limiting the generality of the foregoing, payments in the nature of
late payment charges and assumption fees, to the extent permitted by Section 6.01, and all Prepayment
Interest Excess need not be deposited by the Servicer in the Custodial Account.
Section 4.05. Permitted Withdrawals From the Custodial Account.
The Servicer may, from time to time, make withdrawals from the Custodial Account for the
following purposes:
(i) to make payments to the Owner in the amounts and in the manner provided for in Section
5.01;
(ii) to reimburse itself for Monthly Advances, the Servicer's right to reimburse itself
pursuant to this subclause (ii) being limited to (1) amounts received on the related Mortgage Loan which
represent late collections (net of the related Servicing Fees) of principal and/or interest respecting
which any such advance was made and (2) to the extent of Amounts Held for Future Distributions;
provided, however, any such Amounts Held For Future Distribution so applied to reimburse the Servicer
shall be replaced by the Servicer by deposit in the Custodial Account, no later than the close of
business on the Remittance Date immediately preceding the Distribution Date on which such funds are
required to be distributed pursuant to this Agreement and only to the extent there are not funds
otherwise available in the Custodial Account to make a required distribution on such Distribution Date;
(iii) to reimburse itself for unreimbursed Servicing Advances and Monthly Advances, the
Servicer's right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan
being limited to (1) Liquidation Proceeds, Condemnation Proceeds and Insurance Proceeds received after
the Cut-off Date related to such Mortgage Loan; and (2) to the extent of Amounts Held for Future
Distributions; provided, however, any such Amounts Held For Future Distribution so applied to reimburse
the Servicer shall be replaced by the Servicer by deposit in the Custodial Account, no later than the
close of business on the Remittance Date immediately preceding the Distribution Date on which such funds
are required to be distributed pursuant to this Agreement and only to the extent there are not funds
otherwise available in the Custodial Account to make a required distribution on such Distribution Date;
(iv) to pay to itself as servicing compensation (a) any interest earned on funds in the
Custodial Account (all such interest to be withdrawn monthly not later than each Remittance Date) and
(b) the Servicing Fee from that portion of any payment recovery attributable to interest on a particular
Mortgage Loan;
(v) to reimburse itself for any Nonrecoverable Advances;
(vi) to transfer funds to another Qualified Depository in accordance with Section 4.09
hereof;
(vii) to reimburse itself as provided in Section 8.03 hereof;
(viii) to remove funds inadvertently placed in the Custodial Account in error by the Servicer;
(ix) to reimburse itself for any unreimbursed Monthly Advance or Servicing Advance made
with respect to a Mortgage Loan for which a Servicing Modification was made and any unreimbursed
Capitalization Reimbursement Amount, in each case only to the extent of any principal funds for any loan
group related to such Mortgage Loans that are on deposit in the Custodial Account; and
(x) to clear and terminate the Custodial Account upon the termination of this Agreement.
Section 4.06. Establishment of Escrow Accounts; Deposits in Escrow Accounts.
The Servicer shall segregate and hold all funds collected and received pursuant to each
Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general
assets and shall establish and maintain one or more Escrow Accounts. Each Escrow Account shall be
established with a Qualified Depository. To the extent such funds are not deposited in an Escrow
Account, such funds may be invested in Permitted Investments. Funds deposited in an Escrow Account may
be drawn on by the Servicer in accordance with Section 4.07. The creation of any Escrow Account shall be
evidenced by a letter agreement in the form shown in Exhibit C. The original of such letter agreement
shall be furnished to the Owner upon request. The Servicer acknowledges and agrees that the Servicer
shall bear any losses incurred with respect to Permitted Investments. The amount of any such losses
shall be immediately deposited by the Servicer in the Escrow Account, as appropriate, out of the
Servicer's own funds, with no right to reimbursement therefor.
The Servicer shall deposit in a mortgage clearing account on a daily basis, and in the Escrow
Account or Accounts no later than 48 hours after receipt and identification of funds and retain therein:
(i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of
effecting timely payment of any items as are required under the terms of this Agreement;
(ii) all Insurance Proceeds which are to be applied to the restoration or repair of any
Mortgaged Property; and
(iii) all Servicing Advances for Mortgagors whose Escrow Payments are insufficient to cover
escrow disbursements.
The Servicer shall make withdrawals from an Escrow Account only to effect such payments as are
required under this Agreement, and for such other purposes as shall be as set forth in and in accordance
with Section 4.07. Except as provided in Section 4.07, the Servicer shall be entitled to retain any
interest paid on funds deposited in an Escrow Account by the Qualified Depository.
Section 4.07. Permitted Withdrawals From Escrow Account.
Withdrawals from the Escrow Account may be made by the Servicer only:
(i) to effect timely payments of ground rents, taxes, assessments, water rates, fire and
hazard insurance premiums, Primary Mortgage Insurance Policy premiums, if applicable, and comparable
items;
(ii) to reimburse Servicer for any Servicing Advance made by Servicer with respect to a
related Mortgage Loan but only from amounts received on the related Mortgage Loan which represent late
payments or collections of Escrow Payments thereunder;
(iii) to refund to the Mortgagor any funds as may be determined to be overages;
(iv) for transfer to the Custodial Account in connection with an acquisition of REO
Property;
(v) for application to restoration or repair of the Mortgaged Property;
(vi) to pay to the Servicer, or to the Mortgagor to the extent required by law, any
interest paid on the funds deposited in the Escrow Account;
(vii) to pay to the Mortgagors or other parties Insurance Proceeds deposited in accordance
with Section 4.06;
(viii) to remove funds inadvertently placed in an Escrow Account in error by the Servicer; and
(ix) to clear and terminate the Escrow Account on the termination of this Agreement.
As part of its servicing duties, the Servicer shall pay to the Mortgagors interest on funds in
an Escrow Account, to the extent required by law, and to the extent that interest earned on funds in the
Escrow Account is insufficient, shall pay such interest from its own funds, without any reimbursement
therefor.
Section 4.08. Payment of Taxes, Insurance and Other Charges, Maintenance of Primary Mortgage
Insurance Policies, Collections Thereunder.
With respect to each Mortgage Loan, the Servicer shall maintain accurate records reflecting the
status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien
upon the Mortgaged Property and the status of Primary Mortgage Insurance Policy premiums and fire and
hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such
charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or
termination date and at a time appropriate for securing maximum discounts allowable, employing for such
purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated
by the Servicer in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or
applicable law. To the extent that the Mortgage does not provide for Escrow Payments, the Servicer
shall determine that any such payments are made by the Mortgagor when due. The Servicer assumes full
responsibility for the timely payment of all such bills and shall effect timely payments of all such
bills irrespective of the Mortgagor's faithful performance in the payment of same or the making of the
Escrow Payments and shall make advances from its own funds to effect such payments.
The Servicer will maintain in full force and effect Primary Mortgage Insurance Policies issued
by a Qualified Insurer with respect to each Mortgage Loan for which such coverage is herein required.
Such coverage will be maintained until the ratio of the current outstanding principal balance of the
related Mortgage Loan to the appraised value of the related Mortgaged Property, based on the most recent
appraisal of the Mortgaged Property performed by a Qualified Appraiser, such appraisal to be included in
the Servicing File, is reduced to an amount for which Xxxxxx Xxx no longer requires such insurance to be
maintained. The Servicer will not cancel or refuse to renew any Primary Mortgage Insurance Policy that
is required to be kept in force under this Agreement unless a replacement Primary Mortgage Insurance
Policy for such canceled or nonrenewed policy is obtained from and maintained with a Qualified Insurer.
The Servicer shall not take any action which would result in non-coverage under any applicable Primary
Mortgage Insurance Policy of any loss which, but for the actions of the Servicer would have been covered
thereunder. In connection with any assumption or substitution agreement entered into or to be entered
into pursuant to Section 6.01, the Servicer shall promptly notify the insurer under the related Primary
Mortgage Insurance Policy, if any, of such assumption or substitution of liability in accordance with
the terms of such policy and shall take all actions which may be required by such insurer as a condition
to the continuation of coverage under the Primary Mortgage Insurance Policy. If such Primary Mortgage
Insurance Policy is terminated as a result of such assumption or substitution of liability, the Servicer
shall obtain a replacement Primary Mortgage Insurance Policy as provided above.
In connection with its activities as servicer, the Servicer agrees to prepare and present, on
behalf of itself and the Owner, claims to the insurer under any Primary Mortgage Insurance Policy in a
timely fashion in accordance with the terms of such Primary Mortgage Insurance Policy and, in this
regard, to take such action as shall be necessary to permit recovery under any Primary Mortgage
Insurance Policy respecting a defaulted Mortgage Loan. Pursuant to Section 4.04, any amounts collected
by the Servicer under any Primary Mortgage Insurance Policy shall be deposited in the Custodial Account,
subject to withdrawal pursuant to Section 4.05.
Section 4.09. Transfer of Accounts.
The Servicer may transfer the Custodial Account or the Escrow Account to a different Qualified
Depository from time to time. The Servicer shall notify the Owner of any such transfer within 15
Business Days of transfer. If any one of the investment ratings of a Qualified Depository holding funds
or Eligible Investments in the Custodial Account or Escrow Account is downgraded by the issuing rating
agency, the Servicer shall, within three (3) Business Days of receipt of notice of the downgrading,
transfer all such accounts, funds and Permitted Investments to a different Qualified Depository in
accordance with this Agreement.
Section 4.10. Maintenance of Hazard Insurance.
The Servicer shall cause to be maintained for each Mortgage Loan fire and hazard insurance with
extended coverage as is customary in the area where the Mortgaged Property is located in an amount which
is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage
Loan or (ii) the greater of (a) the outstanding principal balance of the Mortgage Loan, and (b) the
percentage such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the
Mortgagee from becoming a co-insurer. If the Mortgaged Property is in an area identified in the Federal
Register by the Federal Emergency Management Agency as being a special flood hazard area that has
federally-mandated flood insurance requirements, the Servicer will cause to be maintained a flood
insurance policy meeting the requirements of the current guidelines of the Federal Insurance
Administration with a generally acceptable insurance carrier, in an amount representing coverage not
less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the maximum
insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance
which is available under the Flood Disaster Protection Act of 1973, as amended. The Servicer shall also
maintain on the REO Property, fire and hazard insurance with extended coverage in an amount which is at
least equal to the maximum insurable value of the improvements which are a part of such property,
liability insurance and, to the extent required and available under the Flood Disaster Protection Act of
1973, as amended, flood insurance in an amount as provided above. Any amounts collected by the Servicer
under any such policies other than amounts to be deposited in the Escrow Account and applied to the
restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in
accordance with the Servicer's normal servicing procedures, shall be deposited in the Custodial Account,
subject to withdrawal pursuant to Section 4.05. It is understood and agreed that no other additional
insurance need be required by the Servicer or the Mortgagor or maintained on property acquired in
respect of the Mortgage Loans, other than pursuant to the Xxxxxx Xxx Guide or such applicable state or
federal laws and regulations as shall at any time be in force and as shall require such additional
insurance. All such policies shall be endorsed with standard mortgagee clauses with loss payable to the
Servicer and its successors and/or assigns and shall provide for at least thirty days prior written
notice of any cancellation, reduction in the amount or material change in coverage to the Servicer. The
Servicer shall not interfere with the Mortgagor's freedom of choice in selecting either his insurance
carrier or agent, provided, however, that the Servicer shall not accept any such insurance policies from
insurance companies unless such companies currently reflect a General Policy Rating in Best's Key Rating
Guide currently acceptable to Xxxxxx Mae and are licensed to do business in the state wherein the
property subject to the policy is located.
Section 4.11 Maintenance of Mortgage Impairment Insurance Policy.
In the event that the Servicer shall obtain and maintain a mortgage impairment or blanket
policy issued by an issuer that has a Best rating of A:VI insuring against hazard losses on all of
Mortgaged Properties securing the Mortgage Loans, then, to the extent such policy provides coverage in
an amount equal to the amount required pursuant to Section 4.10 and otherwise complies with all other
requirements of Section 4.10, the Servicer shall conclusively be deemed to have satisfied its
obligations as set forth in Section 4.10, it being understood and agreed that such policy may contain a
deductible clause, in which case the Servicer shall, in the event that there shall not have been
maintained on the related Mortgaged Property or REO Property a policy complying with Section 4.10, and
there shall have been one or more losses which would have been covered by such policy, deposit in the
Custodial Account the amount not otherwise payable under the blanket policy because of such deductible
clause. In connection with its activities as Servicer of the Mortgage Loans, the Servicer agrees to
prepare and present, on behalf of the Owner, claims under any such blanket policy in a timely fashion in
accordance with the terms of such policy. Upon request of the Owner, the Servicer shall cause to be
delivered to the Owner a certified true copy of such policy and a statement from the insurer thereunder
that such policy shall in no event be terminated or materially modified without thirty (30) days prior
written notice to the Owner.
Section 4.12. Fidelity Bond, Errors and Omissions Insurance.
The Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and
omissions insurance policy, with broad coverage with responsible companies that would meet the
requirements of Xxxxxx Xxx or Xxxxxxx Mac on all officers, employees or other persons acting in any
capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to
the Mortgage Loans. The Fidelity Bond and errors and omissions insurance shall be in the form of the
Mortgage Banker's Blanket Bond and shall protect and insure the Servicer against losses, including
forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such
Fidelity Bond and errors and omissions insurance shall also protect and insure the Servicer against
losses in connection with the failure to maintain any insurance policies required pursuant to this
Agreement and the release or satisfaction of a Mortgage Loan without having obtained payment in full of
the indebtedness secured thereby. No provision of this Section 4.12 requiring the Fidelity Bond and
errors and omissions insurance shall diminish or relieve the Servicer from its duties and obligations as
set forth in this Agreement. The minimum coverage under any such Fidelity Bond and insurance policy
shall be at least equal to the corresponding amounts required by Xxxxxx Mae in the Xxxxxx Xxx Guide or
by Xxxxxxx Mac in the Xxxxxxx Mac Guide. The Servicer shall, upon request of Owner, deliver to the
Owner a certificate from the surety and the insurer as to the existence of the Fidelity Bond and errors
and omissions insurance policy and shall obtain a statement from the surety and the insurer that such
Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty
days prior written notice to the Owner. The Servicer shall notify the Owner within five Business Days
of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially
modified or terminated. The Owner and its successors or assigns as their interests may appear must be
named as loss payees on the Fidelity Bond and as additional insured on the errors and omissions policy.
Section 4.13. Title, Management and Disposition of REO Property.
In the event that title to any Mortgaged Property is acquired in foreclosure or by deed in lieu
of foreclosure, the deed or certificate of sale shall be taken in the name of the Owner or its
designee. Any such Person or Persons holding such title other than the Owner shall acknowledge in
writing that such title is being held as nominee for the benefit of the Owner.
The Servicer shall assume the responsibility for marketing each REO Property in accordance with
Accepted Servicing Practices. Thereafter, the Servicer shall continue to provide certain administrative
services to the Owner relating to such REO Property as set forth in this Section 4.13. The REO Property
must be sold within three years following the end of the calendar year of the date of acquisition,
unless a REMIC election has been made with respect to the arrangement under which the Mortgage Loans and
REO Property are held and (i) the Owner shall have been supplied with an Opinion of Counsel (at the
Servicer's expense) to the effect that the holding by the related trust of such Mortgaged Property
subsequent to such three-year period (and specifying the period beyond such three-year period for which
the Mortgaged Property may be held) will not result in the imposition of taxes on "prohibited
transactions" of the related trust as defined in Section 860F of the Code, or cause the related REMIC to
fail to qualify as a REMIC, in which case the related trust may continue to hold such Mortgaged Property
(subject to any conditions contained in such Opinion of Counsel), or (ii) the Owner (at the Servicer's
expense) or the Servicer shall have applied for, prior to the expiration of such three-year period, an
extension of such three-year period in the manner contemplated by Section 856(e)(3) of the Code, in
which case the three-year period shall be extended by the applicable period. If a period longer than
three years is permitted under the foregoing sentence and is necessary to sell any REO Property, the
Servicer shall report monthly to the Owner as to progress being made in selling such REO Property.
Notwithstanding any other provision of this Agreement, if a REMIC election has been made, no
Mortgaged Property held by a REMIC shall be rented (or allowed to continue to be rented) or otherwise
used for the production of income by or on behalf of the related trust or sold or managed in such a
manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify at any
time as "foreclosure property" within a meaning of Section 860G(a)(8) of the Code, (ii) subject the
related trust to the imposition of any federal or state income taxes on "net income from foreclosure
property" with respect to such Mortgaged Property within the meaning of Section 860G(c) of the Code, or
(iii) cause the sale of such Mortgaged Property to result in the receipt by the related trust or any
income from non-permitted assets as described in Section 860F(a) (2)(B) of the Code, unless the Servicer
has agreed to indemnify and hold harmless the related trust with respect to the imposition of any such
taxes.
The Servicer shall deposit or cause to be deposited, on a daily basis in each Custodial Account
all revenues received with respect to the related REO Property and shall withdraw therefrom funds
necessary for the proper operation, management and maintenance of the REO Property, including the cost
of maintaining any hazard insurance pursuant to Section 4.10 hereof. The Servicer shall maintain
separate records with respect to each REO Property identifying all deposits and withdrawals from the
Custodial Account for each REO Property.
The Servicer shall furnish to the Owner on each Remittance Date, an operating statement for
each REO Property covering the operation of each REO Property for the previous month. Such operating
statement shall be accompanied by such other information as the Owner shall reasonably request.
The Servicer shall, either itself or through an agent selected by the Servicer, and in
accordance with the Xxxxxx Mae Guide, manage, conserve, protect and operate each REO Property in the
same manner that it manages, conserves, protects and operates other foreclosed property for its own
account, and in the same manner that similar property in the same locality as the REO Property is
managed. Each REO Disposition shall be carried out by the Servicer at such price and upon such terms and
conditions as the Servicer deems to be in the best interest of the Owner. The REO Disposition Proceeds
from the sale of the REO Property shall be promptly deposited in the Custodial Account. As soon as
practical thereafter, the expenses of such sale shall be paid and the Servicer shall be entitled to
reimburse itself for any related unreimbursed Servicing Advances, or Monthly Advances made pursuant to
Section 5.03 any unreimbursed Servicing Fees.
The Servicer shall cause each REO Property to be inspected promptly upon the acquisition of
title thereto and shall cause each REO Property to be inspected at least monthly thereafter or more
frequently as may be required by the circumstances. The Servicer shall make or cause the inspector to
make a written report of each such inspection. Such reports shall be retained in the Servicing File and
copies thereof shall be forwarded by the Servicer to the Owner.
Section 4.14. Notification of Adjustments.
With respect to each Mortgage Loan, the Servicer shall adjust the Mortgage Interest Rate on the
related Interest Rate Adjustment Date in compliance with requirements of applicable law and the related
Mortgage and Mortgage Note. The Servicer shall execute and deliver any and all necessary notices
required under applicable law and the terms of the related Mortgage Note and Mortgage regarding the
Mortgage Interest Rate adjustments. The Servicer shall promptly, upon written request therefor, deliver
to the Owner such notifications and any additional applicable data regarding such adjustments and the
methods used to calculate and implement such adjustments. Upon the discovery by the Servicer or the
receipt of notice from the Owner that the Servicer has failed to adjust a Mortgage Interest Rate in
accordance with the terms of the related Mortgage Note and Mortgage, the Servicer shall immediately
deposit in the Custodial Account from its own funds the amount of any interest loss or deferral caused
to the Owner thereby.
ARTICLE V
PAYMENTS TO THE OWNER
Section 5.01. Remittances.
On each Remittance Date, the Servicer shall remit to the Owner (i) all amounts credited to the
Custodial Account as of the close of business on the last day of the calendar month preceding the
Determination Date, net of charges against or withdrawals from the Custodial Account pursuant to Section
4.05, except (a) Full Principal Prepayments received on or before the 15th day of the month in which a
Remittance Date occurs shall be remitted to the Owner on the Remittance Date of such month, and (b) Full
Principal Prepayments received after the 15th day of the month in which a Remittance Date occurs shall
be remitted to the Owner on the next following Remittance Date, plus, to the extent not already
deposited in the Custodial Account, the sum of (ii) all Monthly Advances, if any, which the Servicer is
obligated to distribute pursuant to Section 5.03 and (iii) all Prepayment Interest Shortfalls the
Servicer is required to make up pursuant to Section 4.04, minus (iv) any amounts attributable to Monthly
Payments collected after the Cut-off Date but due on a Due Date or Dates subsequent to the last day of
the related Due Period, which amounts shall be remitted on the related Remittance Date next succeeding
the Due Period for such amounts.
With respect to any remittance received by the Owner after the Business Day on which such
payment was due, the Servicer shall pay to the Owner interest on any such late payment at an annual rate
equal to the Prime Rate, adjusted as of the date of each change, plus two percentage points, but in no
event greater than the maximum amount permitted by applicable law. Such interest shall be remitted to
the Owner by the Servicer on the date such late payment is made and shall cover the period commencing
with the day following such Business Day and ending with the Business Day on which such payment is made,
both inclusive. The payment by the Servicer of any such interest shall not be deemed an extension of
time for payment or a waiver of any Event of Default by the Servicer.
Section 5.02 Statements to the Owner and the Master Servicer.
The Servicer shall furnish to the Master Servicer an individual Mortgage Loan accounting report
(a "Report"), as of the last Business Day of each month and the end of the related Prepayment Period, as
applicable, in the Servicer's assigned loan number order to document Mortgage Loan payment activity on
an individual Mortgage Loan basis. With respect to each month, such Report shall be received by the
Owner and the Master Servicer no later than the tenth Business Day of the month of the related
Remittance Date (or, with respect to information as to Full Principal Prepayments and prepayment
penalties no later than one (1) Business Day after the end of each Prepayment Period), a report in an
Excel (or compatible) electronic format, in such format as may be mutually agreed upon by both the Owner
and the Servicer, and which shall provide the information required to be contained in the monthly
statements to certificateholders as specified in the Pooling and Servicing Agreement, to the extent
applicable to the Servicer.
In addition, the Servicer shall provide to the Master Servicer and the Owner such other
information known or available to the Servicer that is necessary in order to provide the distribution
and pool performance information as required under Regulation AB, as amended from time to time, as
determined by the Owner in its sole discretion. The Servicer shall also provide a monthly report, in
the form of Exhibit E hereto, or such other form as is mutually acceptable to the Servicer, the Owner
and the Master Servicer, Exhibit F with respect to defaulted mortgage loans and Exhibit K, with respect
to realized losses and gains, with each such report.
The Servicer shall prepare and file any and all information statements or other filings
required to be delivered to any governmental taxing authority or to Owner or the Master Servicer
pursuant to any applicable law with respect to the Mortgage Loans and the transactions contemplated
hereby. In addition, the Servicer shall provide the Owner and the Master Servicer with such information
concerning the Mortgage Loans as is necessary for the Owner and the Master Servicer to prepare its
federal income tax return as Owner and the Master Servicer may reasonably request from time to time.
In addition, not more than 60 days after the end of each calendar year, the Servicer shall
furnish to each Person who was an Owner and the Master Servicer at any time during such calendar year an
annual statement in accordance with the requirements of applicable federal income tax law as to the
aggregate of remittances of principal and interest for the applicable portion of such year.
Section 5.03. Monthly Advances by the Servicer.
Not later than the close of business on the Business Day preceding each Remittance Date, the
Servicer shall deposit in the Custodial Account an amount equal to all payments not previously advanced
by the Servicer, whether or not deferred pursuant to Section 4.01, of Monthly Payments, adjusted to the
related Mortgage Loan Remittance Rate, which are delinquent at the close of business on the related
Determination Date; provided, however, that the amount of any such deposit may be reduced by the Amounts
Held for Future Distribution (as defined below) then on deposit in the Custodial Account. Any portion of
the Amounts Held for Future Distribution used to pay Monthly Advances shall be replaced by the Servicer
by deposit into the Custodial Account on any future Remittance Date to the extent that the funds that
are available in the Custodial Account for remittance to the Owner on such Remittance Date are less than
the amount of payments required to be made to the Owner on such Remittance Date.
The Servicer's obligation to make such Monthly Advances as to any Mortgage Loan will continue
through the final disposition or liquidation of the Mortgaged Property, unless the Servicer deems such
advance to be nonrecoverable from Liquidation Proceeds, REO Disposition Proceeds or Insurance Proceeds
with respect to the applicable Mortgage Loan. In such latter event, the Servicer shall deliver to the
Owner an Officer's Certificate of the Servicer to the effect that an officer of the Servicer has
reviewed the related Servicing File and has obtained a recent appraisal and has made the reasonable
determination that any additional advances are nonrecoverable from Liquidation or Insurance Proceeds
with respect to the applicable Mortgage Loan.
Section 5.04. Liquidation Reports.
Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Owner
pursuant to a deed-in-lieu of foreclosure, the Servicer shall submit to the Owner a liquidation report
with respect to such Mortgaged Property in such form as the Servicer and the Owner shall agree. The
Servicer shall also provide reports on the status of REO Property containing such information as Owner
may reasonably require.
ARTICLE VI
GENERAL SERVICING PROCEDURES
Section 6.01. Assumption Agreements.
The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance
by any Mortgagor of a Mortgaged Property (whether by absolute conveyance or by contract of, sale, and
whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the
Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any "due-on-sale"
clause to the extent permitted by law; provided, however, that the Servicer shall not exercise any such
rights if prohibited by law or the terms of the Mortgage Note from doing so or if the exercise of such
rights would impair or threaten to impair any recovery under the related Primary Mortgage Insurance
Policy, if any. If the Servicer reasonably believes it is unable under applicable law to enforce such
"due-on-sale" clause, the Servicer, will enter into an assumption agreement with the person to whom the
Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to which such person
becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the
Mortgagor remains liable thereon. Where an assumption is allowed pursuant to this Section 6.01, the
Servicer, with the prior consent of the primary mortgage insurer, if any, is authorized to enter into a
substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or
is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such
Person is substituted as mortgagor and becomes liable under the related Mortgage Note. Any such
substitution of liability agreement shall be in lieu of an assumption agreement.
In connection with any such assumption or substitution of liability, the Servicer shall follow
the underwriting practices and procedures of the Xxxxxx Xxx Guide. With respect to an assumption or
substitution of liability, the Mortgage Interest Rate borne by the related Mortgage Note and the amount
of the Monthly Payment may not be changed. The Servicer shall notify the Owner that any such
substitution of liability or assumption agreement has been completed by forwarding to the Owner the
original of any such substitution of liability or assumption agreement, which document shall be added to
the related Mortgage Loan Documents and shall, for all purposes, be considered a part of such related
mortgage file to the same extent as all other documents and instruments constituting a part thereof.
All fees collected by the Servicer for entering into an assumption or substitution of liability
agreement shall belong to the Servicer.
Notwithstanding the foregoing paragraphs of this section or any other provision of this
Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its
obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any
assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For
purposes of this Section 6.01, the term "assumption" is deemed to also include a sale of the Mortgaged
Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability
agreement.
Section 6.02. Satisfaction of Mortgages and Release of Mortgage Loan Documents.
Upon the payment in full of any Mortgage Loan, the Servicer will immediately notify the
Custodian with a certification and request for release by a Servicing Officer, which certification shall
include a statement to the effect that all amounts received in connection with such payment which are
required to be deposited in the Custodial Account pursuant to Section 4.04 have been so deposited, and a
request for delivery to the Servicer of the portion of the Mortgage Loan Documents held by the
Custodian. Upon receipt of such certification and request, the Owner shall promptly release or cause
the Custodian to promptly release the related Mortgage Loan Documents to the Servicer and the Servicer
shall prepare and deliver for execution by the Owner or at the Owner's option execute under the
authority of a power of attorney delivered to the Servicer by the Owner any satisfaction or release. No
expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be
chargeable to the Custodial Account.
In the event the Servicer satisfies or releases a Mortgage without having obtained payment in
full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Owner
may have under the mortgage instruments, the Servicer, upon written demand, shall remit within one
Business Day to the Owner the then outstanding principal balance of the related Mortgage Loan by deposit
thereof in the Custodial Account. The Servicer shall maintain the Fidelity Bond insuring the Servicer
against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the
procedures set forth herein.
From time to time and as appropriate for the servicing or foreclosure of the Mortgage Loans,
including for the purpose of collection under any Primary Mortgage Insurance Policy, upon request of the
Servicer and delivery to the Custodian of a servicing receipt signed by a Servicing Officer, the
Custodian shall release the portion of the Mortgage Loan Documents held by the Custodian to the
Servicer. Such servicing receipt shall obligate the Servicer to promptly return the related Mortgage
Loan Documents to the Custodian, when the need therefor by the Servicer no longer exists, unless the
Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been
deposited in the Custodial Account or such documents have been delivered to an attorney, or to a public
trustee or other public official as required by law, for purposes of initiating or pursuing legal action
or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially,
and the Servicer has promptly delivered to the Owner or the Custodian a certificate of a Servicing
Officer certifying as to the name and address of the Person to which such documents were delivered and
the purpose or purposes of such delivery. Upon receipt of a certificate of a Servicing Officer stating
that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Owner or the
Custodian, as applicable, to the Servicer.
Section 6.03. Servicing Compensation.
As compensation for its services hereunder, the Servicer shall be entitled to withdraw from the
Custodial Account or to retain from interest payments on the Mortgage Loans the amounts provided for as
the Servicer's Servicing Fee. Additional servicing compensation in the form of assumption fees, as
provided in Section 6.01, late payment charges (exclusive of any Prepayment Charges) and other ancillary
fees shall be retained by the Servicer to the extent not required to be deposited in the Custodial
Account. The Servicer shall be required to pay all expenses incurred by it in connection with its
servicing activities hereunder and shall not be entitled to reimbursement therefor except as
specifically provided for.
Section 6.04. Annual Statement as to Compliance; Annual Certification.
(a) The Servicer will deliver to the Owner and the Master Servicer, not later than March
15th of each calendar year, beginning in 2008, an Officer's Certificate (an "Annual Statement of
Compliance") stating, as to each signatory thereof, that (i) a review of the activities of the Servicer
during the preceding calendar year and of performance under this Agreement or other applicable servicing
agreement has been made under such officer's supervision and (ii) to the best of such officer's
knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement
or other applicable servicing agreement in all material respects throughout such year, or, if there has
been a failure to fulfill any such obligation in any material respect, specifying each such failure
known to such officer and the nature and status of cure provisions thereof. Such Annual Statement of
Compliance shall contain no restrictions or limitations on its use. Copies of such statement shall be
provided by the Servicer to the Owner upon request and by the Owner to any Person identified as a
prospective purchaser of the Mortgage Loans. In the event that the Servicer has delegated any servicing
responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall deliver an
Annual Statement of Compliance of the Subservicer as described above as to each Subservicer as and when
required with respect to the Servicer.
(b) With respect to the Mortgage Loans, by March 15th of each calendar year, beginning in
2008, an officer of the Servicer shall execute and deliver an Officer's Certificate (an "Annual
Certification") to the Owner, the Master Servicer, the Securities Administrator, and any related
Depositor for the benefit of each such entity and such entity's affiliates and the officers, directors
and agents of any such entity and such entity's affiliates, in the form attached hereto as Exhibit G-1.
In the event that the Servicer has delegated any servicing responsibilities with respect to the Mortgage
Loans to a Subservicer or a Subcontractor, to the extent such Subcontractor is "participating in the
servicing function" pursuant to Item 1122 of Regulation AB, the Servicer shall deliver an Annual
Certification as to each such Subservicer and Subcontractor, as and when required with respect to the
Servicer.
In the event the Servicer or any Subservicer or Subcontractor engaged by it is terminated,
assigns its rights and obligations under, or resigns pursuant to the terms of this Agreement, or any
other applicable agreement in the case of a Subservicer or Subcontractor, as the case may be, such party
shall provide an Annual Statement of Compliance pursuant to this Section 6.04 or to the related section
of such other applicable agreement, as the case may be, as to the performance of its obligations with
respect to the period of time it was subject to this Agreement or any other applicable agreement, as the
case may be, notwithstanding any such termination, assignment or resignation.
Notwithstanding the foregoing provisions of Section 6.04, (i) in the event that during any
calendar year (or applicable portion thereof) the Servicer services 5% or less of the mortgage loans in
a Securitization Transaction, as calculated by the Master Servicer for such Securitization Transaction,
or (ii) in any calendar year in which an annual report on Form 10-K is not required to be filed with
respect to an issuing entity or Securitization Transaction, then, in each such event, the Servicer may,
in lieu of providing an assessment of compliance and attestation thereon in accordance with Item 1122 of
Regulation AB, provide (and cause each Subservicer and Subcontractor described in clause (b) above to
provide) to the Depositor and the Master Servicer for such Securitization Transaction, by not later than
March 1 of such calendar year, an Annual Independent Public Accountants' Servicing Report. If the
Servicer provides an Annual Independent Public Accountants' Servicing Report pursuant to this provision,
then the certification required to be delivered by the Servicer (and its Subservicers and
Subcontractors) shall be in the form of Exhibit G-2 attached hereto in.
The Servicer shall indemnify and hold harmless the Master Servicer and its officers, directors,
agents and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable
legal fees and related costs, judgments and other costs and expenses arising out of or based upon a
breach by the Servicer or any of its officers, directors, agents or affiliates of its obligations under
this Section 6.04 or Section 6.09 or the negligence, bad faith or willful misconduct of the Servicer in
connection therewith. If the indemnification provided for herein is unavailable or insufficient to hold
harmless the Master Servicer, then the Servicer agrees that it shall contribute to the amount paid or
payable by the Master Servicer as a result of the losses, claims, damages or liabilities of the Master
Servicer in such proportion as is appropriate to reflect the relative fault of the Master Servicer on
the one hand and the Servicer on the other in connection with a breach of the Servicer's obligations
under this Section 6.04 or Section 6.09 or the Servicer's negligence, bad faith or willful misconduct in
connection therewith.
Upon request by the Owner or the Master Servicer, the Servicer will deliver to such requesting
party a copy of the audited (if such financial statements are available, otherwise unaudited) financial
statements of the Servicer for the most recent fiscal year of the Servicer.
Notwithstanding the foregoing, a copy of all assessments, attestations, reports and
certifications required to be delivered by the Servicer under this Agreement shall be delivered to the
Master Servicer by the date(s) specified herein or therein, and where such documents are required to be
addressed to any party, such addressees shall include the Master Servicer and the Master Servicer shall
be entitled to rely on such documents.
Section 6.05. [Reserved]
Section 6.06. Owner's Right to Examine Servicer Records.
The Owner shall have the right to examine and audit, at its expense, upon reasonable notice to
the Servicer, during business hours or at such other times as might be reasonable under applicable
circumstances, any and all of the books, records, documentation or other information of the Servicer, or
held by another for the Servicer or on its behalf or otherwise, which relate to the performance or
observance by the Servicer of the terms, covenants or conditions of this Agreement.
The Servicer shall provide to the Owner and any supervisory agents or examiners representing a
state or federal governmental agency having jurisdiction over the Owner access to any documentation
regarding the Mortgage Loans in the possession of the Servicer which may be required by any applicable
regulations. Such access shall be afforded without charge, upon reasonable request, during normal
business hours and at the offices of the Servicer, and in accordance with the applicable federal or
state government regulations.
Section 6.07. Compliance with REMIC Provisions.
If a REMIC election has been made with respect to the arrangement under which the Mortgage
Loans and REO Property are held, the Servicer shall not take any action, cause the REMIC to take any
action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if
taken or not taken, as the case may be could (i) endanger the status of the REMIC as a REMIC or (ii)
result in the imposition of a tax upon the REMIC (including but not limited to the tax on "prohibited
transactions" as defined in Section 860F(a)(2) of the Code and the tax on "contribution" to a REMIC set
forth in Section 860G(d) of the Code unless the Servicer has received an Opinion of Counsel (at the
expense of the party seeking to take such actions) to the effect that the contemplated action will not
endanger such REMIC status or result in the imposition of any such tax.
Section 6.08. Non-solicitation.
The Servicer shall not knowingly conduct any solicitation exclusively targeted to the
Mortgagors for the purpose of inducing or encouraging the early prepayment or refinancing of the related
Mortgage Loans. It is understood and agreed that promotions undertaken by the Servicer or any agent or
affiliate of the Servicer which are directed to the general public at large, including, without
limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television
advertisements shall not constitute solicitation under this section. Nothing contained herein shall
prohibit the Servicer from (i) distributing to Mortgagors any general advertising including information
brochures, coupon books, or other similar documentation which indicates services the Servicer offers,
including refinances or (ii) providing financing of home equity loans to Mortgagors at the Mortgagor's
request.
Section 6.09. Assessment of Compliance with Servicing Criteria.
On and after January 1, 2007, the Servicer shall service and administer, and shall cause each
subservicer to service or administer, the Mortgage Loans in accordance with all applicable requirements
of the Servicing Criteria.
With respect to the Mortgage Loans, the Servicer shall deliver to the Owner or its designee,
the Master Servicer, the Securities Administrator, and any Depositor on or before March 15th of each
calendar year beginning in 2008, a report (an "Assessment of Compliance") regarding the Servicer's
assessment of compliance with the Servicing Criteria during the preceding calendar year as required by
Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, or as otherwise required by
the Master Servicer, which as of the date hereof, require a report by an authorized officer of the
Servicer that contains the following:
(a) A statement by such officer of its responsibility for assessing compliance with the
Servicing Criteria applicable to the Servicer;
(b) A statement by such officer that such officer used the Servicing Criteria to assess
compliance with the Servicing Criteria applicable to the Servicer;
(c) An assessment by such officer of the Servicer's compliance with the applicable
Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any
material instance of noncompliance with respect thereto during such period, which assessment shall be
based on the activities it performs with respect to asset-backed securities transactions taken as a
whole involving the Servicer, that are backed by the same asset type as the Mortgage Loans;
(d) A statement that a registered public accounting firm has issued an attestation report
on the Servicer's Assessment of Compliance for the period consisting of the preceding calendar year; and
(e) A statement as to which of the Servicing Criteria, if any, are not applicable to the
Servicer, which statement shall be based on the activities it performs with respect to asset-backed
securities transactions taken as a whole involving the Servicer, that are backed by the same asset type
as the Mortgage Loans.
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit J
hereto.
With respect to the Mortgage Loans, on or before March 15th of each calendar year beginning in
2008, the Servicer shall furnish to the Owner or its designee, the Master Servicer, the Securities
Administrator and any Depositor a report (an "Attestation Report") by a registered public accounting
firm that attests to, and reports on, the Assessment of Compliance made by the Servicer, as required by
Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, or as otherwise required
by the Master Servicer, which Attestation Report must be made in accordance with standards for
attestation reports issued or adopted by the Public Company Accounting Oversight Board.
The Servicer shall cause each Subservicer, and each Subcontractor determined by the Servicer
pursuant to Section 11.15 to be "participating in the servicing function" within the meaning of Item
1122 of Regulation AB, to deliver to the Owner, the Master Servicer, the Securities Administrator and
any Depositor an assessment of compliance and accountants' attestation as and when provided in Section
6.09.
In the event the Servicer or any Subservicer or Subcontractor engaged by it is terminated,
assigns its rights and obligations under, or resigns pursuant to the terms of this Agreement or any
other applicable agreement in the case of a Subservicer or Subcontractor, as the case may be, such party
shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to
this Section 6.09 or to the related section of such other applicable agreement, as the case may be, as
to the performance of its obligations with respect to the period of time it was subject to this
Agreement or any other applicable agreement, as the case may be notwithstanding any such termination ,
assignment or resignation.
Section 6.10. Intent of the Parties; Reasonableness.
The Owner and the Servicer acknowledge and agree that a purpose of clause (g) of Article III,
Sections 5.02, 6.04, 6.09 and 10.02 of this Agreement is to facilitate compliance by the Owner and any
Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. None
of the Owner, the Master Servicer or any Depositor shall exercise its right to request delivery of
information or other performance under these provisions other than in good faith, or for purposes other
than compliance with the Securities Act, the Exchange Act and the rules and regulations of the
Commission thereunder. The Servicer acknowledges that interpretations of the requirements of Regulation
AB may change over time, whether due to interpretive guidance provided by the Commission or its staff,
consensus among participants in the asset-backed securities markets, advice of counsel, or otherwise,
and agrees to comply with requests made by the Owner or any Depositor in good faith for delivery of
information under these provisions on the basis of evolving interpretations of Regulation AB. In
connection with any Pass-Through Transfer, the Servicer shall cooperate fully with the Owner to deliver
to the Owner (including any of its assignees or designees) and any Depositor, any and all statements,
reports, certifications, records and any other information necessary in the good faith determination of
the Owner or any Depositor to permit the Owner or such Depositor to comply with the provisions of
Regulation AB, together with such disclosures relating to the Servicer, any Subservicer and the Mortgage
Loans, or the servicing of the Mortgage Loans, reasonably believed by the Owner or any Depositor to be
necessary in order to effect such compliance.
ARTICLE VII
REPORTS TO BE PREPARED BY SERVICER
Section 7.01. Servicer Shall Provide Information as Reasonably Required.
The Servicer shall furnish to the Owner upon request, during the term of this Agreement, such
periodic, special or other reports or information, whether or not provided for herein, as shall be
necessary, reasonable or appropriate with respect to the purposes of this Agreement. The Servicer may
negotiate with the Owner for a reasonable fee for providing such report or information, unless (i) the
Servicer is required to supply such report or information pursuant to any other section of this
Agreement, or (ii) the report or information has been requested in connection with Internal Revenue
Service or other regulatory agency requirements. All such reports or information shall be provided by
and in accordance with all reasonable instructions and directions given by the Owner. The Servicer
agrees to execute and deliver all such instruments and take all such action as the Owner, from time to
time, may reasonably request in order to effectuate the purpose and to carry out the terms of this
Agreement.
ARTICLE VIII
THE SERVICER
Section 8.01. Indemnification; Third Party Claims.
The Servicer agrees to indemnify the Owner, its successors and assigns, any agent of the Owner,
and the Master Servicer, and hold each of such Persons harmless from and against any and all claims,
losses, damages, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other
costs, fees and expenses that such Person may sustain in any way related to the failure of the Servicer
to perform in any way its duties and service the Mortgage Loans in strict compliance with the terms of
this Agreement and for breach of any representation or warranty of the Servicer contained herein. The
Servicer shall immediately notify the Owner or other indemnified Person if a claim is made by a third
party with respect to this Agreement or the Mortgage Loans, assume (with the consent of the Owner and
such other Indemnified Person and with counsel reasonably satisfactory to the Owner and such Person) the
defense of any such claim and pay all expenses in connection therewith, including counsel fees, and
promptly pay, discharge and satisfy any judgment or decree which may be entered against it or such other
indemnified Person in respect of such claim but failure to so notify the Owner and such other
indemnified Person shall not limit its obligations hereunder. The Servicer agrees that it will not
enter into any settlement of any such claim without the consent of the Owner and such other indemnified
Person unless such settlement includes an unconditional release of the Owner and such other indemnified
Person from all liability that is the subject matter of such claim. The provisions of this Section 8.01
shall survive termination of this Agreement.
Section 8.02. Merger or Consolidation of the Servicer.
The Servicer will keep in full effect its existence, rights and franchises as a corporation
under the laws of the state of its incorporation except as permitted herein, and will obtain and
preserve its qualification to do business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and enforceability of this Agreement or
any of the Mortgage Loans and to perform its duties under this Agreement.
Any Person into which the Servicer may be merged or consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Servicer shall be a party, or any Person
succeeding to the business of the Servicer whether or not related to loan servicing, shall be the
successor of the Servicer hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided,
however, that the successor or surviving Person shall be an institution (i) having a GAAP net worth of
not less than $25,000,000, (ii) the deposits of which are insured by the FDIC, or which is a
HUD-approved mortgagee whose primary business is in origination and servicing of first lien mortgage
loans, and (iii) which is a Xxxxxx Xxx or Xxxxxxx Mac approved seller/servicer in good standing.
Section 8.03. Limitation on Liability of the Servicer and Others.
Neither the Servicer nor any of the officers, employees or agents of the Servicer shall be
under any liability to the Owner for any action taken or for refraining from the taking of any action in
good faith pursuant to this Agreement, or for errors in judgment made in good faith; provided, however,
that this provision shall not protect the Servicer or any such person against any breach of warranties
or representations made herein, or failure to perform in any way its obligations in compliance with any
standard of care set forth in this Agreement, or any liability which would otherwise be imposed by
reason of gross negligence or any breach of the terms and conditions of this Agreement. The Servicer
and any officer, employee or agent of the Servicer may rely in good faith on any document of any kind
prima facie properly executed and submitted by the Owner respecting any matters arising hereunder. The
Servicer shall not be under any obligation to appear in, prosecute or defend any legal action which is
not incidental to its duties to service the Mortgage Loans in accordance with this Agreement and which
in its opinion may involve it in any expenses or liability; provided, however, that the Servicer may,
with the consent of the Owner, which consent shall not be unreasonably withheld, undertake any such
action which it may deem necessary or desirable with respect to this Agreement and the rights and duties
of the parties hereto. In such event, the reasonable legal expenses and costs of such action and any
liability resulting therefrom shall be expenses, costs and liabilities for which the Owner will be
liable, and the Servicer shall be entitled to be reimbursed therefor from the Custodial Account pursuant
to Section 4.05.
Section 8.04. Servicer Not to Resign.
The Servicer shall not resign from the obligations and duties hereby imposed on it except by
mutual consent of the Servicer and the Owner or upon the determination that its duties hereunder are no
longer permissible under applicable law and such incapacity cannot be cured by the Servicer. Any such
determination permitting the resignation of the Servicer shall be evidenced by an Opinion of Counsel to
such effect delivered to the Owner which Opinion of Counsel shall be in form and substance acceptable to
the Owner. No such resignation shall become effective until a successor shall have assumed the
Servicer's responsibilities and obligations hereunder in the manner provided in Section 11.01.
Section 8.05. No Transfer of Servicing.
With respect to the retention of the Servicer to service the Mortgage Loans hereunder, the
Servicer acknowledges that the Owner has acted in reliance upon the Servicer's independent status, the
adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation
and financial standing and the continuance thereof. Without in any way limiting the generality of this
section, the Servicer shall not either assign this Agreement or the servicing hereunder or delegate its
rights or duties hereunder or any portion thereof, or sell or otherwise dispose of all or substantially
all of its property or assets, without the prior written approval of the Owner, which approval shall not
be unreasonably withheld; provided that the Servicer may assign the Agreement and the servicing
hereunder without the consent of Owner to an affiliate of the Servicer to which all servicing of the
Servicer is assigned so long as (i) such affiliate is a Xxxxxx Xxx and Xxxxxxx Mac approved servicer and
(ii) if it is intended that such affiliate be spun off to the shareholders of the Servicer, such
affiliate have a GAAP net worth of at least $25,000,000 and (iii) such affiliate shall deliver to the
Owner a certification pursuant to which such affiliate shall agree to be bound by the terms and
conditions of this Agreement and shall certify that such affiliate is a Xxxxxx Mae and Xxxxxxx Mac
approved servicer in good standing.
ARTICLE IX
DEFAULT
Section 9.01. Events of Default.
In case one or more of the following Events of Default by the Servicer shall occur and be
continuing, that is to say:
(i) any failure by the Servicer to remit to the Owner any payment required to be made
under the terms of this Agreement which continues unremedied for one (1) Business Day after written
notice thereof (it being understood that this subparagraph shall not affect Servicer's obligation
pursuant to Section 5.01 to pay default interest on any remittance received by the Owner after the
Business Day on which such payment was due); or
(ii) any failure on the part of the Servicer duly to observe or perform in any material
respect any other of the covenants or agreements on the part of the Servicer set forth in this Agreement
(other than those described in clause (ix) hereof), the breach of which has a material adverse effect
and which continue unremedied for a period of thirty days (except that such number of days shall be
fifteen in the case of a failure to pay any premium for any insurance policy required to be maintained
under this Agreement and such failure shall be deemed to have a material adverse effect) after the date
on which written notice of such failure, requiring the same to be remedied, shall have been given to the
Servicer by the Owner; or
(iii) a decree or order of a court or agency or supervisory authority having jurisdiction
for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy,
readjustment of debt, marshaling of assets and liabilities or similar proceedings, or for the winding-up
or liquidation of its affairs, shall have been entered against the Servicer and such decree or order
shall have remained in force undischarged or unstayed for a period of sixty days; or
(iv) the Servicer shall consent to the appointment of a conservator or receiver or
liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling of assets and liabilities or
similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its
property; or
(v) the Servicer shall admit in writing its inability to pay its debts generally as they
become due, file a petition to take advantage of any applicable insolvency or reorganization statute,
make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;
or
(vi) the Servicer ceases to be approved by either Xxxxxx Mae or Xxxxxxx Mac (to the extent
such entities are then operating in a capacity similar to that in which they operate on the date hereof)
as a mortgage loan servicer for more than thirty days to the extent such entities perform similar
functions; or
(vii) the Servicer attempts to assign its right to servicing compensation hereunder or the
Servicer attempts, without the consent of the Owner, to sell or otherwise dispose of all or
substantially all of its property or assets or to assign this Agreement or the servicing
responsibilities hereunder or to delegate its duties hereunder or any portion thereof except as
otherwise permitted herein; or
(viii) the Servicer ceases to be qualified to transact business in any jurisdiction where it
is currently so qualified, but only to the extent such non-qualification materially and adversely
affects the Servicer's ability to perform its obligations hereunder; or
(ix) failure by the Servicer to duly perform, within the required time period, its
obligations under Section 6.04, 6.09 or any of clauses (v) through (viii) of Section 10.02;
then, and in each and every such case, so long as an Event of Default shall not have been remedied, the
Owner, by notice in writing to the Servicer may, in addition to whatever rights the Owner may have under
Section 8.01 and at law or equity to damages, including injunctive relief and specific performance,
terminate all the rights and obligations of the Servicer (and if the Servicer is servicing any of the
Mortgage Loans in a Pass-Through Transfer, appoint a successor servicer reasonably acceptable to the
Master Servicer for such Pass-Through Transfer) under this Agreement and in and to the Mortgage Loans
and the proceeds thereof without compensating the Servicer for the same. On or after the receipt by the
Servicer of such written notice, all authority and power of the Servicer under this Agreement, whether
with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the successor appointed
pursuant to Section 11.01. Upon written request from the Owner, the Servicer shall prepare, execute and
deliver, any and all documents and other instruments, place in such successor's possession all Servicing
Files, and do or accomplish all other acts or things necessary or appropriate to effect the purposes of
such notice of termination, whether to complete the transfer and endorsement or assignment of the
Mortgage Loans and related documents, or otherwise, at the Servicer's sole expense. The Servicer agrees
to cooperate with the Owner and such successor in effecting the termination of the Servicer's
responsibilities and rights hereunder, including, without limitation, the transfer to such successor for
administration by it of all cash amounts which shall at the time be credited by the Servicer to the
Custodial Account or Escrow Account or thereafter received with respect to the Mortgage Loans or any REO
Property.
The Servicer shall promptly reimburse the Owner (or any designee of the Owner, such as a master
servicer) and any Depositor, as applicable, for all reasonable expenses incurred by the Owner (or such
designee) or such Depositor, as such are incurred, in connection with the termination of the Servicer as
servicer and the transfer of servicing of the Mortgage Loans to a successor servicer, if the termination
and/or transfer of servicing is for cause related to a servicer default. The provisions of this
paragraph shall not limit whatever rights the Owner or any Depositor may have under other provisions of
this Agreement and/or any applicable Reconstitution Agreement or otherwise, whether in equity or at law,
such as an action for damages, specific performance or injunctive relief.
Section 9.02. Waiver of Defaults.
The Owner may waive only by written notice any default by the Servicer in the performance of
its obligations hereunder and its consequences. Upon any such waiver of a past default, such default
shall cease to exist, and any Event of Default arising therefrom shall be deemed to have been remedied
for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or
impair any right consequent thereon except to the extent expressly so waived in writing.
ARTICLE X
TERMINATION
Section 10.01. Termination.
The respective obligations and responsibilities of the Servicer shall terminate upon: (i) the
later of the final payment or other liquidation (or any advance with respect thereto) of the last
Mortgage Loan or the disposition of all REO Property and the remittance of all funds due hereunder; or
(ii) by mutual consent of the Servicer and the Owner in writing; or (iii) termination by the Owner
pursuant to Section 9.01. Simultaneously with any such termination and the transfer of servicing
hereunder, the Servicer shall be entitled to be reimbursed for any outstanding Servicing Advances and
Monthly Advances.
Section 10.02. Cooperation of Servicer with a Reconstitution.
The Servicer and the Owner agree that with respect to some or all of the Mortgage Loans, on or
after the related closing date, on one or more dates (each a "Reconstitution Date") at the Owner's sole
option, the Owner may effect a sale (each, a "Reconstitution") of some or all of the Mortgage Loans then
subject to this Agreement, without recourse, to:
(a) one or more third party purchasers in one or more in whole loan transfers (each, a
"Whole Loan Transfer"); or
(b) one or more trusts or other entities to be formed as part of one or more Pass-Through
Transfers.
The Servicer agrees to execute in connection with any agreements among the Owner, the Servicer,
and any servicer in connection with a Whole Loan Transfer, an assignment, assumption and recognition
agreement, or, at Owner's request, a seller's warranties and servicing agreement or a participation and
servicing agreement or similar agreement in form and substance reasonably acceptable to the parties, and
in connection with a Pass-Through Transfer, a pooling and servicing agreement in form and substance
reasonably acceptable to the parties. It is understood that any such Reconstitution Agreements will not
contain any greater obligations on the part of Servicer than are contained in this Agreement.
With respect to each Whole Loan Transfer and each Pass-Through Transfer entered into by the
Owner, the Servicer agrees (1) to cooperate fully with the Owner and any prospective purchaser with
respect to all reasonable requests and due diligence procedures; (2) to execute, deliver and perform all
Reconstitution Agreements required by the Owner; (3) to restate the representations and warranties set
forth in this Agreement as of the settlement or closing date in connection with such Reconstitution
(each, a "Reconstitution Date").
In addition, the Servicer shall provide to such servicer or issuer, as the case may be, and any
other participants in such Reconstitution:
(i) any and all information and appropriate verification of information which may be
reasonably available to the Servicer, whether through letters of its auditors and counsel or otherwise,
as the Owner or any such other participant shall request upon reasonable demand;
(ii) such additional representations, warranties, covenants, opinions of counsel, letters
from auditors, and certificates of public officials or officers of the Servicer as are reasonably agreed
upon by the Servicer and the Owner or any such other participant;
(iii) within 5 Business Days after request by the Owner, the information with respect to the
Servicer (as servicer) as required by Item 1108(b) and (c) of Regulation AB, a summary of the
requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of reference
only, as determined by Owner in its sole discretion. In the event that the Servicer has delegated any
servicing responsibilities with respect to the Mortgage Loans to a Subservicer, the Servicer shall
provide the information required pursuant to this clause with respect to the Subservicer;
(iv) within 5 Business Days after request by the Owner,
(a) information regarding any legal proceedings pending (or known to be contemplated)
against the Servicer (as servicer) and each Subservicer as required by Item 1117 of Regulation AB, a
summary of the requirements of which as of the date hereof is attached hereto as Exhibit I for
convenience of reference only, as determined by Owner in its sole discretion,
(b) information regarding affiliations with respect to the Servicer (as servicer) and
each Subservicer as required by Item 1119(a) of Regulation AB, a summary of the requirements of which as
of the date hereof is attached hereto as Exhibit I for convenience of reference only, as determined by
Owner in its sole discretion, and
(c) information regarding relationships and transactions with respect to the Servicer
(as servicer) and each Subservicer as required by Item 1119(b) and (c) of Regulation AB, a summary of
the requirements of which as of the date hereof is attached hereto as Exhibit I for convenience of
reference only, as determined by Owner in its sole discretion;
(v) for the purpose of satisfying the reporting obligation under the Exchange Act with
respect to any class of asset-backed securities, the Servicer shall (or shall cause each Subservicer to)
(i) provide prompt notice to the Owner, the Master Servicer and any Depositor in writing of (A) any
material litigation or governmental proceedings involving the Servicer or any Subservicer, (B) any
affiliations or relationships that develop following the closing date of a Pass-Through Transfer between
the Servicer or any Subservicer and any of the parties specified in clause (D) of paragraph (a) of this
Section (and any other parties identified in writing by the requesting party) with respect to such
Pass-Through Transfer, (C) any Event of Default under the terms of this Agreement or any Reconstitution
Agreement, (D) any merger, consolidation or sale of substantially all of the assets of the Servicer,
and (E) the Servicer's entry into an agreement with a Subservicer to perform or assist in the
performance of any of the Servicer's obligations under this Agreement or any Reconstitution Agreement
and (ii) provide to the Owner and any Depositor a description of such proceedings, affiliations or
relationships;
(vi) as a condition to the succession to the Servicer or any Subservicer as servicer or
subservicer under this Agreement or any Reconstitution Agreement by any Person (i) into which the
Servicer or such Subservicer may be merged or consolidated, or (ii) which may be appointed as a
successor to the Servicer or any Subservicer, the Servicer shall provide to the Owner, the Master
Servicer, and any Depositor, at least 15 calendar days prior to the effective date of such succession or
appointment, (x) written notice to the Owner and any Depositor of such succession or appointment and (y)
in writing and in form and substance reasonably satisfactory to the Owner and such Depositor, all
information reasonably requested by the Owner or any Depositor in order to comply with its reporting
obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities;
(vii) in addition to such information as the Servicer, as servicer, is obligated to provide
pursuant to other provisions of this Agreement, not later than ten days prior to the deadline for the
filing of any distribution report on Form 10-D in respect of any Pass-Through Transfer that includes any
of the Mortgage Loans serviced by the Servicer or any Subservicer, the Servicer or such Subservicer, as
applicable, shall, to the extent the Servicer or such Subservicer has knowledge, provide to the party
responsible for filing such report (including, if applicable, the Master Servicer) notice of the
occurrence of any of the following events along with all information, data, and materials related
thereto as may be required to be included in the related distribution report on Form 10-D (as specified
in the provisions of Regulation AB referenced below):
(A) any material modifications, extensions or waivers of pool asset terms, fees,
penalties or payments during the distribution period or that have cumulatively become material over time
(Item 1121(a)(11) of Regulation AB);
(B) material breaches of pool asset representations or warranties or transaction
covenants (Item 1121(a)(12) of Regulation AB); and
(C) information regarding new asset-backed securities issuances backed by the same
pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material
changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item
1121(a)(14) of Regulation AB); and
(viii) the Servicer shall provide to the Owner, the Master Servicer and any Depositor,
evidence of the authorization of the person signing any certification or statement, copies or other
evidence of Fidelity Bond Insurance and Errors and Omission Insurance policy, financial information and
reports, and such other information related to the Servicer or any Subservicer or the Servicer or such
Subservicer's performance hereunder.
In the event of a conflict or inconsistency between the terms of Exhibit I and the text of the
applicable Item of Regulation AB as cited above, the text of Regulation AB, its adopting release and
other public statements of the SEC shall control.
The Servicer shall indemnify the Owner, each affiliate of the Owner, and each of the following
parties participating in a Pass-Through Transfer: each issuing entity; each Person (including, but not
limited to, the Master Servicer, if applicable) responsible for the preparation, execution or filing of
any report required to be filed with the Commission with respect to such Pass-Through Transfer, or for
execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with
respect to such Pass-Through Transfer; each broker dealer acting as underwriter, placement agent or
initial purchaser, each Person who controls any of such parties or the Depositor (within the meaning of
Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and
former directors, officers, employees, agents and affiliates of each of the foregoing and of the
Depositor (each, an "Indemnified Party"), and shall hold each of them harmless from and against any
claims, losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs,
judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based
upon:
(i)(A) any untrue statement of a material fact contained or alleged to be contained in any
information, report, certification, data, accountants' letter or other material provided under this
Section 10.02 by or on behalf of the Servicer, or provided under this Section 10.02, Sections 6.04 and
6.09 and by or on behalf of any Subservicer or Subcontractor (collectively, the "Servicer Information"),
or (B) the omission or alleged omission to state in the Servicer Information a material fact required to
be stated in the Servicer Information or necessary in order to make the statements therein, in the light
of the circumstances under which they were made, not misleading; provided, by way of clarification, that
clause (B) of this paragraph shall be construed solely by reference to the Servicer Information and not
to any other information communicated in connection with a sale or purchase of securities, without
regard to whether the Servicer Information or any portion thereof is presented together with or
separately from such other information;
(ii) any breach by the Servicer of its obligations under this Section 10.02, including
particularly any failure by the Servicer, any Subservicer or any Subcontractor to deliver any
information, report, certification, accountants' letter or other material when and as required under
this Section 10.02, including any failure by the Servicer to identify pursuant to Section 11.15 any
Subcontractor "participating in the servicing function" within the meaning of Item 1122 of Regulation AB;
(iii) any breach by the Servicer of a representation or warranty set forth in Section Article
III or in a writing furnished pursuant to clause (h) of Article III and made as of a date prior to the
closing date of the related Pass-Through Transfer, to the extent that such breach is not cured by such
closing date, or any breach by the Servicer of a representation or warranty in a writing furnished
pursuant to clause (h) of Article III to the extent made as of a date subsequent to such closing date; or
(iv) the negligence bad faith or willful misconduct of the Servicer in connection with its
performance under this Section 10.02.
If the indemnification provided for herein is unavailable or insufficient to hold harmless an
Indemnified Party, then the Servicer agrees that it shall contribute to the amount paid or payable by
such Indemnified Party as a result of any claims, losses, damages or liabilities incurred by such
Indemnified Party in such proportion as is appropriate to reflect the relative fault of such Indemnified
Party on the one hand and the Servicer on the other.
In the case of any failure of performance described above, the Servicer shall promptly
reimburse the Owner, any Depositor, as applicable, and each Person responsible for the preparation,
execution or filing of any report required to be filed with the Commission with respect to such
Pass-Through Transfer, or for execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d)
under the Exchange Act with respect to such Pass-Through Transfer, for all costs reasonably incurred by
each such party in order to obtain the information, report, certification, accountants' letter or other
material not delivered pursuant to this Section or Section 6.04 or Section 6.09 as required by the
Servicer, any Subservicer or any Subcontractor.
This indemnification shall survive the termination of this Agreement or the termination of any
party to this Agreement.
All Mortgage Loans not sold or transferred pursuant to a Whole Loan Transfer or Pass Through
Transfer shall be subject to this Agreement and shall continue to be serviced in accordance with the
terms of this Agreement and with respect thereto this Agreement shall remain in full force and effect.
Section 10.03. Master Servicer.
The Servicer, including any successor servicer hereunder, shall be subject to the supervision
of the Master Servicer, which Master Servicer shall be obligated to ensure that the Servicer services
the Mortgage Loans in accordance with the provisions of this Agreement. The Master Servicer, acting on
behalf of the Owner, shall have the same rights as the Owner to enforce the obligations of the Servicer
under this Agreement. The Master Servicer and the entity specified in the Pooling and Servicing
agreement, shall be entitled to terminate the rights and obligations of the Servicer under this
Agreement upon the failure of the Servicer to perform any of its obligations under this Agreement if
such failure constitutes an Event of Default as provided in Article IX of this Agreement.
Notwithstanding anything to the contrary, in no event shall the Master Servicer assume any of the
obligations of the Owner under this Agreement.
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01. Successor to the Servicer.
Prior to termination of the Servicer's responsibilities and duties under this Agreement
pursuant to Sections 8.04, 9.01 or 10.01(ii), the Owner shall (i) succeed to and assume all of the
Servicer's responsibilities, rights, duties and obligations under this Agreement, or (ii) appoint a
successor having the characteristics set forth in Section 8.02 hereof and which shall succeed to all
rights and assume all of the responsibilities, duties and liabilities of the Servicer under this
Agreement prior to the termination of the Servicer's responsibilities, duties and liabilities under this
Agreement. In connection with such appointment and assumption, the Owner may make such arrangements for
the compensation of such successor out of payments on Mortgage Loans as the Owner and such successor
shall agree. In the event that the Servicer's duties, responsibilities and liabilities under this
Agreement should be terminated pursuant to the aforementioned sections, the Servicer shall discharge
such duties and responsibilities during the period from the date it acquires knowledge of such
termination until the effective date thereof with the same degree of diligence and prudence which it is
obligated to exercise under this Agreement, and shall take no action whatsoever that might impair or
prejudice the rights or financial condition of its successor. The resignation or removal of the
Servicer pursuant to the aforementioned sections shall not become effective until a successor shall be
appointed pursuant to this section and shall in no event relieve the Servicer of the representations and
warranties made pursuant to Article III and the remedies available to the Owner under Section 8.01, it
being understood and agreed that the provisions of such Article III and Section 8.01 shall be applicable
to the Servicer notwithstanding any such resignation or termination of the Servicer, or the termination
of this Agreement.
Any successor appointed as provided herein shall execute, acknowledge and deliver to the
Servicer and to the Owner an instrument accepting such appointment, whereupon such successor shall
become fully vested with all the rights, powers, duties, responsibilities, obligations and liabilities
of the Servicer, with like effect as if originally named as a party to this Agreement. Any termination
or resignation of the Servicer or this Agreement pursuant to Section 8.04, 9.01 or 10.01 shall not
affect any claims that the Owner may have against the Servicer arising prior to any such termination or
resignation.
The Servicer shall promptly deliver to the successor the funds in the Custodial Account and the
Escrow Account and the Servicing Files and related documents and statements held by it hereunder and the
Servicer shall account for all funds. The Servicer shall execute and deliver such instruments and do
such other things all as may reasonably be required to more fully and definitely vest and confirm in the
successor all such rights, powers, duties, responsibilities, obligations and liabilities of the
Servicer. The successor shall make such arrangements as it may deem appropriate to reimburse the
Servicer for unrecovered Monthly Advances and Servicing Advances which the successor retains hereunder
and which would otherwise have been recovered by the Servicer pursuant to this Agreement but for the
appointment of the successor servicer.
Upon a successor's acceptance of appointment as such, the Servicer shall notify the Owner of
such appointment.
All reasonable costs and expenses incurred in connection with replacing the Servicer upon its
resignation or the termination of the Servicer in accordance with the terms of this Agreement,
including, without limitation, (i) all legal costs and expenses and all due diligence costs and expenses
associated with an evaluation of the potential termination of the Servicer as a result of an Event of
Default and (ii) all costs and expenses associated with the complete transfer of servicing, including
all servicing files and all servicing data and the completion, correction or manipulation of such
servicing data as may be required by the successor servicer to correct any errors or insufficiencies in
the servicing data or otherwise to enable the successor service to service the Mortgage Loans in
accordance with this Agreement, shall be payable on demand by the resigning or terminated Servicer
without any right of reimbursement therefor.
Section 11.02. Amendment.
This Agreement may be amended from time to time by the Servicer and the Owner by written
agreement signed by the Servicer and the Owner.
Section 11.03. Recordation of Agreement.
To the extent permitted by applicable law, this Agreement is subject to recordation in all
appropriate public offices for real property records in all the counties or other comparable
jurisdictions in which any of all the properties subject to the Mortgages are situated, and in any other
appropriate public recording office or elsewhere, such recordation to be effected by the Servicer at the
Owner's expense on direction of the Owner accompanied by an opinion of counsel to the effect that such
recordation materially and beneficially affects the interest of the Owner or is necessary for the
administration or servicing the Mortgage Loans.
Section 11.04. Governing Law.
THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE
STATE OF NEW YORK WITHOUT GIVING EFFECT TO PRINCIPLES OF CONFLICTS OF LAWS. THE OBLIGATIONS, RIGHTS AND
REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.
Section 11.05. Notices.
Any demands, notices or other communications permitted or required hereunder shall be in
writing and shall be deemed conclusively to have been given if personally delivered at or mailed by
registered mail, postage prepaid, and return receipt requested or transmitted by telecopier and
confirmed by a similar mailed writing, as follows:
(i) if to the Servicer:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000
Attention: General Counsel
Facsimile: (000) 000-0000
(ii) if to the Owner:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxx.
Xxx Xxxx, Xxx Xxxx 00000
Attention: Global Credit Administration
Telecopier No.: (000) 000-0000
(iii) if to the Master Servicer:
Xxxxx Fargo Bank, National Association
X.X. Xxx 00
Xxxxxxxx, Xxxxxxxx 00000
Attention: Master Servicing - Bear Xxxxxxx ALT-A Trust II 2007-1
And for overnight delivery to:
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Master Servicing - Bear Xxxxxxx ALT-A Trust II 2007-1
Telecopier No.: (000) 000-0000
or such other address as may hereafter be furnished to the other party by like notice. Any such demand,
notice, or communication hereunder shall be deemed to have been received on the date delivered to or
received at the premises of the address (as evidenced, in the case of registered or certified mail, by
the date noted on the return receipt).
Section 11.06. Severability of Provisions.
Any part, provision, representation or warranty of this Agreement which is prohibited or which
is held to be void or unenforceable shall be ineffective to the extent of such prohibition or
unenforceability without invalidating the remaining provisions hereof. Any part, provision,
representation or warranty of this Agreement which is prohibited or unenforceable or is held to be void
or unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction, to the extent of
such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such
prohibition or unenforceability in any jurisdiction as to any Mortgage Loan shall not invalidate or
render unenforceable such provision in any other jurisdiction. To the extent permitted by applicable
law, the parties hereto waive any provision of law which prohibits or renders void or unenforceable any
provision hereof. If the invalidity of any part, provision, representation or warranty of this
Agreement shall deprive any party of the economic benefit intended to be conferred by this Agreement,
the parties shall negotiate, in good faith, to develop a structure the economic effect of which is
nearly as possible the same as the economic effect of this Agreement without regard to such invalidity.
Section 11.07. Exhibits
The exhibits to this Agreement are hereby incorporated and made a part hereof and are an
integral part of this Agreement.
Section 11.08. General Interpretive Principles.
For purposes of this Agreement, except as otherwise expressly provided or unless the context
otherwise requires:
(i) the terms defined in this Agreement have the meanings assigned to them in this
Agreement and include the plural as well as the singular, and the use of any gender herein shall be
deemed to include the other gender;
(ii) accounting terms not otherwise defined herein have the meanings assigned to them in
accordance with generally accepted accounting principles;
(iii) references herein to "Articles," "Sections," "Subsections," "Paragraphs," and other
subdivisions without reference to a document are to designated Articles, Sections, Subsections,
Paragraphs and other subdivisions of this Agreement;
(iv) a reference to a Subsection without further reference to a Section is a reference to
such Subsection as contained in the same Section in which the reference appears, and this rule shall
also apply to Paragraphs and other subdivisions;
(v) the words "herein," "hereof," "hereunder" and other words of similar import refer to
this Agreement as a whole and not to any particular provision; and
(vi) the term "include" or "including" shall mean without limitation by reason of
enumeration.
Section 11.09. Reproduction of Documents.
This Agreement and all documents relating hereto, including, without limitation, (i) consents,
waivers and modifications which may hereafter be executed, (ii) documents received by any party at the
closing, and (iii) financial statements, certificates and other information previously or hereafter
furnished, may be reproduced by any photographic, photostatic, microfilm, micro-card, miniature
photographic or other similar process. The parties agree that any such reproduction shall be admissible
in evidence as the original itself in any judicial or administrative proceeding, whether or not the
original is in existence and whether or not such reproduction was made by a party in the regular course
of business, and that any enlargement, facsimile or further reproduction of such reproduction shall
likewise be admissible in evidence.
Section 11.10. Confidentiality of Information.
Each party recognizes that, in connection with this Agreement, it may become privy to
non-public information regarding the financial condition, operations and prospects of the other party.
Except as required to be disclosed by law, each party agrees to keep all non-public information
regarding the other party strictly confidential, and to use all such information solely in order to
effectuate the purpose of this Agreement.
Section 11.11. Assignment by the Owner.
The Owner shall have the right, without the consent of the Servicer hereof, to assign, in whole
or in part, its interest under this Agreement with respect to some or all of the Mortgage Loans, and
designate any person to exercise any rights of the Owner hereunder, by executing an assignment and
assumption agreement reasonably acceptable to the Servicer and the assignee or designee shall accede to
the rights and obligations hereunder of the Owner with respect to such Mortgage Loans. In no event
shall Owner sell a partial interest in any Mortgage Loan. All references to the Owner in this Agreement
shall be deemed to include its assignees or designees. It is understood and agreed between the Owners
and the Servicer that no more than five (5) Persons shall have the right of owner under this Agreement
at any one time.
Section 11.12. No Partnership.
Nothing herein contained shall be deemed or construed to create a co-partnership or joint
venture between the parties hereto and the services of the Servicer shall be rendered as an independent
contractor and not as agent for Owner.
Section 11.13. Execution, Successors and Assigns.
This Agreement may be executed in one or more counterparts and by the different parties hereto
on separate counterparts, each of which, when so executed, shall be deemed to be an original; such
counterparts, together, shall constitute one and the same agreement. Subject to Section 8.05, this
Agreement shall inure to the benefit of and be binding upon the Servicer and the Owner and their
respective successors and assigns.
Section 11.14. Entire Agreement.
Each of the Servicer and the Owner acknowledge that no representations, agreements or promises
were made to it by the other party or any of its employees other than those representations, agreements
or promises specifically contained herein. This Agreement sets forth the entire understanding between
the parties hereto and shall be binding upon all successors of both parties.
Section 11.15. Use of Subservicers and Subcontractors.
(a) The Servicer shall not hire or otherwise utilize the services of any Subservicer to
fulfill any of the obligations of the Servicer as servicer under this Agreement or any Reconstitution
Agreement unless the Servicer complies with the provisions of paragraph (b) of this Section. The
Servicer shall not hire or otherwise utilize the services of any Subcontractor, and shall not permit any
Subservicer to hire or otherwise utilize the servicers of any Subcontractor, to fulfill any of the
obligations of the Servicer as servicer under this Agreement or any Reconstitution Agreement unless the
Servicer complies with the provisions of paragraph (d) of this Section. The Servicer must notify the
Owner, the Master Servicer and any Depositor in writing of any affiliations or relationships that
develop following the closing date between the Servicer or any Subservicer.
(b) The Servicer shall cause any Subservicer used by the Servicer (or by any Subservicer)
for the benefit of the Owner and any Depositor to comply with the provisions of this Section and with
clauses (g) and (j) of Article III, Sections 6.04, 6.09 and 10.02 of this Agreement to the same extent
as if such Subservicer were the Owner, and to provide the information required with respect to such
Subservicer under Section 3.01(i) of this Agreement. The Servicer shall be responsible for obtaining
from each Subservicer and delivering to the Owner, the Master Servicer and any Depositor any Annual
Statement of Compliance required to be delivered by such Subservicer under Section 6.04(a), any
Assessment of Compliance and Attestation Report required to be delivered by such Subservicer under
Section 6.09, any Annual Certification required under Section 6.04(b), any Additional Form 10-D
Disclosure and any Form 8-K Disclosure Information, as and when required to be delivered.
(c) The Servicer shall promptly upon request provide to the Owner, the Master Servicer and
any Depositor (or any designee of the Depositor, such as an administrator) a written description (in
form and substance satisfactory to the Owner, the Master Servicer and such Depositor) of the role and
function of each Subcontractor utilized by the Servicer or any Subservicer, specifying (i) the identity
of each such Subcontractor, (ii) which (if any) of such Subcontractors are "participating in the
servicing function" within the meaning of Item 1122 of Regulation AB, and (iii) which elements of the
Servicing Criteria will be addressed in assessments of compliance provided by each Subcontractor
identified pursuant to clause (ii) of this paragraph.
(d) As a condition to the utilization of any Subcontractor determined to be "participating
in the servicing function" within the meaning of Item 1122 of Regulation AB, the Servicer shall cause
any such Subcontractor used by the Servicer (or by any Subservicer) for the benefit of the Owner and any
Depositor to comply with the provisions of Sections 6.07 and 10.02 of this Agreement to the same extent
as if such Subcontractor were the Servicer. The Servicer shall be responsible for obtaining from each
Subcontractor and delivering to the Owner and any Depositor any Assessment of Compliance and Attestation
Report and other certificates required to be delivered by such Subservicer and such Subcontractor under
Section 6.09 (and any Annual Certification required under Section 6.09(b)), in each case as and when
required to be delivered.
11.16. Third Party Beneficiary
For purposes of this Agreement, each Master Servicer shall be considered a third party
beneficiary to this Agreement, entitled to all the rights and benefits hereof as if it were a direct
party to this Agreement.
IN WITNESS WHEREOF, the Servicer and the Owner have caused their names to be signed hereto by
their respective officers thereunto duly authorized as of the date and year first above written.
EMC MORTGAGE CORPORATION
Servicer
By:______________________________________
Name:
Title:
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
Owner
By:______________________________________
Name:
Title:
EXHIBIT A
MORTGAGE LOAN SCHEDULE
[Provided Upon Request]
\
EXHIBIT B
CUSTODIAL ACCOUNT LETTER AGREEMENT
(date)
To:______________________
_________________________
_________________________
(the "Depository")
As "Servicer" under the Servicing Agreement, dated as of August 1, 2007, (the "Agreement"), we
hereby authorize and request you to establish an account, as a Custodial Account pursuant to Section
4.04 of the Agreement, to be designated as "BSAAT 2007-1 Custodial Account, in trust for XXXX XX, Owner
of Whole Loan Mortgages, and various Mortgagors." All deposits in the account shall be subject to
withdrawal therefrom by order signed by the Servicer. You may refuse any deposit which would result in
violation of the requirement that the account be fully insured as described below. This letter is
submitted to you in duplicate. Please execute and return one original to us.
By:____________________
Name:__________________
Title:_________________
The undersigned, as "Depository", hereby certifies that the above described account has been
established under Account Number __________, at the office of the depository indicated above, and agrees
to honor withdrawals on such account as provided above. The full amount deposited at any time in the
account will be invested in Permitted Investments as defined in the Agreement.
[ ]
(name of Depository)
By:____________________
Name:__________________
Title:_________________
EXHIBIT C
ESCROW ACCOUNT LETTER AGREEMENT
(date)
To:___________________________
______________________________
______________________________
(the "Depository")
As "Servicer" under the Servicing Agreement, dated as of August 1, 2007 (the "Agreement"), we
hereby authorize and request you to establish an account, as an Escrow Account pursuant to Section 4.06
of the Agreement, to be designated as "BSAAT 2007-1 Escrow Account, in trust for XXXX XX, Owner of Whole
Loan Mortgages, and various Mortgagors." All deposits in the account shall be subject to withdrawal
therefrom by order signed by the Servicer. You may refuse any deposit which would result in violation
of the requirement that the account be fully insured as described below. This letter is submitted to
you in duplicate. Please execute and return one original to us.
By:____________________
Name:__________________
Title:_________________
The undersigned, as "Depository", hereby certifies that the above described account has been
established under Account Number __________, at the office of the depository indicated above, and agrees
to honor withdrawals on such account as provided above. The full amount deposited at any time in the
account or will be invested in Permitted Investments as defined in the Agreement.
[ ]
(name of Depository)
By:____________________
Name:__________________
Title:_________________
EXHIBIT D
REQUEST FOR RELEASE OF DOCUMENTS
To: Xxxxx Fargo Bank, National Association
0000 00xx Xxxxxx X.X.
Xxxx., XX 00000
Attn: ________________
Treasury Bank, a Division of Countrywide Bank, FSB
0000 Xxxx Xxx Xxxxxxx Xxxxxx
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attn: ________________
Re: Custodial Agreement dated as of August 1, 2007, between EMC Mortgage Corporation and
Xxxxx Fargo Bank, National Association, as Custodian
In connection with the administration of the Mortgage Loans held by you as Custodian for the
Owner pursuant to the above-captioned Custody Agreement, we request the release, and hereby acknowledge
receipt, of the Custodian's Mortgage File for the Mortgage Loan described below, for the reason
indicated.
Mortgage Loan Number:
Mortgagor Name, Address & Zip Code:
Reason for Requesting Documents (check one):
_______ 1. Mortgage Paid in Full
_______ 2. Foreclosure
_______ 3. Substitution
_______ 4. Other Liquidation (Repurchases, etc.)
_______ 5. Nonliquidation
[Reason:_______________________________]
Address to which Custodian should
Deliver the Custodian's Mortgage File:
__________________________________________
__________________________________________
__________________________________________
By:_______________________________________
(authorized signer)
Issuer:_____________________________________
Address:____________________________________
____________________________________
Date:_______________________________________
Custodian
[Xxxxx Fargo Bank, National Association] [Treasury Bank, A Division of Countrywide Bank, FSB]
Please acknowledge the execution of the above request by your signature and date below:
____________________________________ _________________
Signature Date
Documents returned to Custodian:
____________________________________ _________________
Custodian Date
EXHIBIT E
REPORTING DATA FOR MONTHLY REPORT
_______________________________________________________________________________________________________________________________
Standard Loan Level File Layout - Master
Servicing
_______________________________________________________________________________________________________________________________
Exhibit 1: Layout
_______________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_______________________________________________________________________________________________________________________________
Each file requires the following fields:
_______________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 20 digits
group of loans. 20
_______________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by Text up to 10 digits
the investor. 10
_______________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10 digits
Servicer. This may be different than the 10
LOAN_NBR.
_______________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled 2 No commas(,) or
interest payment that a borrower is expected to dollar signs ($) 11
pay, P&I constant.
_______________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the 4 Max length of 6
Servicer. 6
_______________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service 4 Max length of 6
fee rate as reported by the Servicer. 6
_______________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as reported 4 Max length of 6
by the Servicer. 6
_______________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as 2 No commas(,) or
reported by the Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by the 2 No commas(,) or
Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6
6
_______________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate a 4 Max length of 6
forecasted rate. 6
_______________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or
beginning of the processing cycle. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or
end of the processing cycle. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that MM/DD/YYYY
the borrower's next payment is due to the 10
Servicer, as reported by Servicer.
_______________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the first MM/DD/YYYY
curtailment amount. 10
_______________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the second MM/DD/YYYY
curtailment amount. 10
_______________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
_______________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_______________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the third MM/DD/YYYY
curtailment amount. 10
_______________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or
the Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the MM/DD/YYYY
Servicer. 10
_______________________________________________________________________________________________________________________________
Action Code Key:
ACTION_CODE The standard FNMA numeric code used to indicate 15=Bankruptcy, 2
the default/delinquent status of a particular 30=Foreclosure, ,
loan. 60=PIF,
63=Substitution,
65=Repurchase,
70=REO
_______________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or
reported by the Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or
applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if applicable. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or
if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
Plus the following applicable fields:
_______________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount due 2 No commas(,) or
at the beginning of the cycle date to be passed dollar signs ($) 11
through to investors.
_______________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or
investors at the end of a processing cycle. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or
the Servicer for the current cycle -- only dollar signs ($) 11
applicable for Scheduled/Scheduled Loans.
_______________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the 2 No commas(,) or
service fee amount for the current cycle as dollar signs ($) 11
reported by the Servicer -- only applicable for
Scheduled/Scheduled Loans.
_______________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the 2 No commas(,) or
Servicer for the current reporting cycle -- dollar signs ($) 11
only applicable for Actual/Actual Loans.
_______________________________________________________________________________________________________________________________
ACTL_NET_INT The actual gross interest amount less the 2 No commas(,) or
service fee amount for the current reporting dollar signs ($) 11
cycle as reported by the Servicer -- only
applicable for Actual/Actual Loans.
_______________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower 2 No commas(,) or
prepays on his loan as reported by the dollar signs ($) 11
Servicer.
_______________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan 2 No commas(,) or
waived by the servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
_______________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_______________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the Modification MM/DD/YYYY
for the loan. 10
_______________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value can
be alpha or numeric 30
_______________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and interest 2 No commas(,) or
advances made by Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
Flag to indicate if the repurchase of a loan is Y=Breach
BREACH_FLAG due to a breach of Representations and N=NO Breach 1
Warranties Let blank if N/A
_______________________________________________________________________________________________________________________________
Exhibit 2: Monthly Summary Report by Single Investor MONTHLY SUMMARY REPORT
For Month Ended: mm/dd/yyyy Servicer Name______________________________
Prepared by:_________________________ Investor Nbr_______________________________
Section 1. Remittances and Ending Balances - Required Data
_______________________________________________________________________________________________________
Beginning Ending Total Monthly Total Ending Unpaid Total Monthly Principal
Loan Count Loan Count Remittance Amou Principal Balance Balance
_______________________________________________________________________________________________________
0 0 $0.00 $0.00 $0.00
_______________________________________________________________________________________________________
Principal Calculation
1. Monthly Principal Due + $0.00
__________________
2. Current Curtailments + $0.00
__________________
3. Liquidations + $0.00
__________________
4. Other (attach explanation) + $0.00
__________________
5. Principal Due $0.00
__________________
6. Interest (reported "gross") + $0.00
__________________
7. Interest Adjustments on Curtailments + $0.00
__________________
8. Servicing Fees - $0.00
__________________
9. Other Interest (attach explanation) + $0.00
__________________
10. Interest Due (need to subtract ser fee) $0.00
__________________
__________________
Remittance Calculation
11. Total Principal and Interest Due (lines 5+10) + $0.00
__________________
12. Reimbursement of Non-Recoverable Advances - $0.00
__________________
13. Total Realized gains + $0.00
__________________
14. Total Realized Losses - $0.00
__________________
15. Total Prepayment Penalties + $0.00
__________________
16. Total Non-Supported Compensating Interest - $0.00
__________________
17. Other (attach explanation) $0.00
__________________
18. Net Funds Due on or before Remittance Date $ $0.00
__________________
_______________________________________________________________________________________________________
Section 2. Delinquency Report - Optional Data for Loan Accounting
_______________________________________________________________________________________________________
Installments Delinquent
_______________________________________________________________________________________________________
Total No. Total No. In Total Dollar
Real Estate
of of 30- 60- 90 or more Foreclosure Amount of
Owned
Loans Delinquencies Days Days Days (Optional) Delinquencies
(Optional)
_______________________________________________________________________________________________________
0 0 0 0 0 0 0 $0.00
_______________________________________________________________________________________________________
_______________________________________________________________________________________________________
Section 3. REG AB Summary Reporting - REPORT ALL APPLICABLE FIELDS
_______________________________________________________________________________________________________
REG XX XXXXXX LOAN COUNT BALANCE
_______________________________________________________________________________________________________
PREPAYMENT PENALTY AMT 0 $0.00
_______________________________________________________________________________________________________
PREPAYMENT PENALTY AMT WAIVED 0 $0.00
_______________________________________________________________________________________________________
DELINQUENCY P&I AMOUNT 0 $0.00
_______________________________________________________________________________________________________
EXHIBIT F
REPORTING DATA FOR DEFAULTED LOANS
Exhibit : Standard File Layout - Delinquency Reporting
*The column/header names in bold are the minimum fields Xxxxx Fargo must receive from every Servicer
___________________________________________________________________________________________________________________________________________________________________
Column/Header Name Description Decimal Format Comment
___________________________________________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This may
be different than the LOAN_NBR
___________________________________________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the originator.
___________________________________________________________________________________________________________________________________________________________________
CLIENT_NBR Servicer Client Number
___________________________________________________________________________________________________________________________________________________________________
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer
to identify a group of loans in their system.
___________________________________________________________________________________________________________________________________________________________________
BORROWER_FIRST_NAME First Name of the Borrower.
___________________________________________________________________________________________________________________________________________________________________
BORROWER_LAST_NAME Last name of the borrower.
___________________________________________________________________________________________________________________________________________________________________
PROP_ADDRESS Street Name and Number of Property
___________________________________________________________________________________________________________________________________________________________________
PROP_STATE The state where the property located.
___________________________________________________________________________________________________________________________________________________________________
PROP_ZIP Zip code where the property is located.
___________________________________________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the MM/DD/YYYY
servicer at the end of processing cycle, as reported by
Servicer.
___________________________________________________________________________________________________________________________________________________________________
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)
___________________________________________________________________________________________________________________________________________________________________
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.
___________________________________________________________________________________________________________________________________________________________________
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy
filing.
___________________________________________________________________________________________________________________________________________________________________
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved by MM/DD/YYYY
the courts
___________________________________________________________________________________________________________________________________________________________________
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by MM/DD/YYYY
Dismissal, Discharged and/or a Motion For Relief Was Granted.
___________________________________________________________________________________________________________________________________________________________________
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;
___________________________________________________________________________________________________________________________________________________________________
LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with MM/DD/YYYY
instructions to begin foreclosure proceedings.
___________________________________________________________________________________________________________________________________________________________________
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure MM/DD/YYYY
Action
___________________________________________________________________________________________________________________________________________________________________
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property MM/DD/YYYY
from the borrower.
___________________________________________________________________________________________________________________________________________________________________
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
OCCUPANT_CODE Classification of how the property is occupied.
___________________________________________________________________________________________________________________________________________________________________
PROP_CONDITION_CODE A code that indicates the condition of the property.
___________________________________________________________________________________________________________________________________________________________________
PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
CURR_PROP_VAL The current "as is" value of the property based on brokers 2
price opinion or appraisal.
___________________________________________________________________________________________________________________________________________________________________
REPAIRED_PROP_VAL The amount the property would be worth if repairs are 2
completed pursuant to a broker's price opinion or appraisal.
___________________________________________________________________________________________________________________________________________________________________
If applicable:
___________________________________________________________________________________________________________________________________________________________________
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan
___________________________________________________________________________________________________________________________________________________________________
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on a
loan. Code indicates the reason why the loan is in default
for this cycle.
___________________________________________________________________________________________________________________________________________________________________
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage MM/DD/YYYY
Insurance Company.
___________________________________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool MM/DD/YYYY
Insurer
___________________________________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance
to HUD/VA
___________________________________________________________________________________________________________________________________________________________________
REO_PROCEEDS The net proceeds from the sale of the REO property. No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
BPO_DATE The date the BPO was done.
___________________________________________________________________________________________________________________________________________________________________
CURRENT_FICO The current FICO score
___________________________________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard Insurance 10 MM/DD/YYYY
Company.
___________________________________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim 10 MM/DD/YYYY
payment.
___________________________________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,) or
dollar signs ($)
___________________________________________________________________________________________________________________________________________________________________
ACTION_CODE Indicates loan status Number
___________________________________________________________________________________________________________________________________________________________________
NOD_DATE MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
NOI_DATE MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_PLAN_START_DATE MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_ PLAN_END_DATE
___________________________________________________________________________________________________________________________________________________________________
ACTUAL_REO_START_DATE MM/DD/YYYY
___________________________________________________________________________________________________________________________________________________________________
REO_SALES_PRICE Number
___________________________________________________________________________________________________________________________________________________________________
REALIZED_LOSS/GAIN As defined in the Servicing Agreement Number
___________________________________________________________________________________________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
o ASUM- Approved Assumption
o BAP- Borrower Assistance Program
o CO- Charge Off
o DIL- Deed-in-Lieu
o FFA- Formal Forbearance Agreement
o MOD- Loan Modification
o PRE- Pre-Sale
o SS- Short Sale
o MISC- Anything else approved by the PMI or Pool Insurer
NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they
are consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property code as follows:
o Mortgagor
o Tenant
o Unknown
o Vacant
The Property Condition field should show the last reported condition of the property as follows:
o Damaged
o Excellent
o Fair
o Gone
o Good
o Poor
o Special Hazard
o Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
__________________________________________________________________________________
Delinquency Code Delinquency Description
__________________________________________________________________________________
001 FNMA-Death of principal mortgagor
__________________________________________________________________________________
002 FNMA-Illness of principal mortgagor
__________________________________________________________________________________
003 FNMA-Illness of mortgagor's family member
__________________________________________________________________________________
004 FNMA-Death of mortgagor's family member
__________________________________________________________________________________
005 FNMA-Marital difficulties
__________________________________________________________________________________
006 FNMA-Curtailment of income
__________________________________________________________________________________
007 FNMA-Excessive Obligation
__________________________________________________________________________________
008 FNMA-Abandonment of property
__________________________________________________________________________________
009 FNMA-Distant employee transfer
__________________________________________________________________________________
011 FNMA-Property problem
__________________________________________________________________________________
012 FNMA-Inability to sell property
__________________________________________________________________________________
013 FNMA-Inability to rent property
__________________________________________________________________________________
014 FNMA-Military Service
__________________________________________________________________________________
015 FNMA-Other
__________________________________________________________________________________
016 FNMA-Unemployment
__________________________________________________________________________________
017 FNMA-Business failure
__________________________________________________________________________________
019 FNMA-Casualty loss
__________________________________________________________________________________
022 FNMA-Energy environment costs
__________________________________________________________________________________
023 FNMA-Servicing problems
__________________________________________________________________________________
026 FNMA-Payment adjustment
__________________________________________________________________________________
027 FNMA-Payment dispute
__________________________________________________________________________________
029 FNMA-Transfer of ownership pending
__________________________________________________________________________________
030 FNMA-Fraud
__________________________________________________________________________________
031 FNMA-Unable to contact borrower
__________________________________________________________________________________
INC FNMA-Incarceration
__________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Status Code field should show the Status of Default as follows:
________________________________________________________________________________
Status Code Status Description
________________________________________________________________________________
09 Forbearance
________________________________________________________________________________
17 Pre-foreclosure Sale Closing Plan Accepted
________________________________________________________________________________
24 Government Seizure
________________________________________________________________________________
26 Refinance
________________________________________________________________________________
27 Assumption
________________________________________________________________________________
28 Modification
________________________________________________________________________________
29 Charge-Off
________________________________________________________________________________
30 Third Party Sale
________________________________________________________________________________
31 Probate
________________________________________________________________________________
32 Military Indulgence
________________________________________________________________________________
43 Foreclosure Started
________________________________________________________________________________
44 Deed-in-Lieu Started
________________________________________________________________________________
49 Assignment Completed
________________________________________________________________________________
61 Second Lien Considerations
________________________________________________________________________________
62 Veteran's Affairs-No Bid
________________________________________________________________________________
63 Veteran's Affairs-Refund
________________________________________________________________________________
64 Veteran's Affairs-Buydown
________________________________________________________________________________
65 Chapter 7 Bankruptcy
________________________________________________________________________________
66 Chapter 11 Bankruptcy
________________________________________________________________________________
67 Chapter 13 Bankruptcy
________________________________________________________________________________
EXHIBIT G-1
FORM OF SERVICER CERTIFICATION
Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY PARTIES]
I, ____________________________, the _______________________ of [NAME OF SERVICER] (the
"Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities
Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon
this certification, that:
I have reviewed the servicer compliance statement of the Company provided in accordance with
Item 1123 of Regulation AB (the "Compliance Statement"), the report on assessment of the Company's
compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the "Servicing
Criteria"), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934,
as amended (the "Exchange Act") and Item 1122 of Regulation AB (the "Servicing Assessment"), the
registered public accounting firm's attestation report provided in accordance with Rules 13a-18 and
15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the "Attestation Report"), and all
servicing reports, Officer's Certificates and other information relating to the servicing of the
Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor]
[Master Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the
"Company Servicing Information");
Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain
any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in the light of the circumstances under which such statements were made, not misleading
with respect to the period of time covered by the Company Servicing Information;
Based on my knowledge, all of the Company Servicing Information required to be provided by the
Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities
Administrator] [Trustee];
I am responsible for reviewing the activities performed by the Company as servicer under the
Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance
Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the
Attestation Report, the Company has fulfilled its obligations under the Agreement in all material
respects; and
The Compliance Statement required to be delivered by the Company pursuant to this Agreement,
and the Servicing Assessment and Attestation Report required to be provided by the Company and by any
Subservicer and Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master
Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the
[Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has
been disclosed in such reports.
EXHIBIT G-2
FORM OF SERVICER CERTIFICATION
Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY PARTIES]
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the
"Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities
Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon
this certification, that:
I have reviewed the servicer compliance statement of the Company provided in accordance with
Item 1123 of Regulation AB (the "Compliance Statement"), the Annual Independent Public Accountants'
Servicing Report (as defined in the Agreement), and all servicing reports, officer's certificates and
other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were
delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee]
pursuant to the Agreement (collectively, the "Company Servicing Information");
Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain
any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in the light of the circumstances under which such statements were made, not misleading
with respect to the period of time covered by the Company Servicing Information;
Based on my knowledge, all of the Company Servicing Information required to be provided by the
Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities
Administrator] [Trustee];
I am responsible for reviewing the activities performed by the Company as servicer under the
Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance
Statement and except as disclosed in the Compliance Statement and the Annual Independent Public
Accountants' Servicing Report, the Company has fulfilled its obligations under the Agreement in all
material respects; and
The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and
the Annual Independent Public Accountants' Servicing Report required to be provided by the Company and
by any Subservicer and Subcontractor pursuant to the Agreement, have been provided to the [Depositor]
[Master Servicer]. Any material instances of noncompliance described in such reports have been
disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the
Servicing Criteria has been disclosed in such reports.
Date: _________________________
By: _______________________________
Name:
Title:
EXHIBIT H
SUMMARY OF REGULATION AB
SERVICING CRITERIA
NOTE: This Exhibit H is provided for convenience of reference only. In the event of a conflict
or inconsistency between the terms of this Exhibit H and the text of Regulation AB, the text of
Regulation AB, its adopting release and other public statements of the SEC shall control.
Item 1122(d)
(a) General servicing considerations.
(1) Policies and procedures are instituted to monitor any performance or other
triggers and events of default in accordance with the transaction agreements.
(2) If any material servicing activities are outsourced to third parties, policies
and procedures are instituted to monitor the third party's performance and compliance with such
servicing activities.
(3) Any requirements in the transaction agreements to maintain a back-up servicer
for the mortgage loans are maintained.
(4) A fidelity bond and errors and omissions policy is in effect on the party
participating in the servicing function throughout the reporting period in the amount of coverage
required by and otherwise in accordance with the terms of the transaction agreements.
(b) Cash collection and administration.
(1) Payments on mortgage loans are deposited into the appropriate custodial bank
accounts and related bank clearing accounts no more than two business days following receipt, or such
other number of days specified in the transaction agreements.
(2) Disbursements made via wire transfer on behalf of an obligor or to an investor
are made only by authorized personnel.
(3) Advances of funds or guarantees regarding collections, cash flows or
distributions, and any interest or other fees charged for such advances, are made, reviewed and approved
as specified in the transaction agreements.
(4) The related accounts for the transaction, such as cash reserve accounts or
accounts established as a form of overcollateralization, are separately maintained (e.g., with respect
to commingling of cash) as set forth in the transaction agreements.
(5) Each custodial account is maintained at a federally insured depository
institution as set forth in the transaction agreements. For purposes of this criterion, "federally
insured depository institution" with respect to a foreign financial institution means a foreign
financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
(6) Unissued checks are safeguarded so as to prevent unauthorized access.
(7) Reconciliations are prepared on a monthly basis for all asset-backed
securities related bank accounts, including custodial accounts and related bank clearing accounts.
These reconciliations are (A) mathematically accurate; (B) prepared within 45 calendar days after the
bank statement cut-off date, or such other number of days specified in the transaction agreements; (C)
reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain
explanations for reconciling items.
(c) Investor remittances and reporting.
(1) Reports to investors, including those to be filed with the Commission, are
maintained in accordance with the transaction agreements and applicable Commission requirements.
Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in
the transaction agreements; (B) provide information calculated in accordance with the terms specified in
the transaction agreements; (C) are filed with the Commission as required by its rules and regulations;
and (D) agree with investors' or the trustee's records as to the total unpaid principal balance and
number of mortgage loans serviced by the Servicer.
(2) Amounts due to investors are allocated and remitted in accordance with
timeframes, distribution priority and other terms set forth in the transaction agreements.
(3) Disbursements made to an investor are posted within two business days to the
Servicer's investor records, or such other number of days specified in the transaction agreements.
(4) Amounts remitted to investors per the investor reports agree with cancelled
checks, or other form of payment, or custodial bank statements.
(d) Mortgage Loan administration.
(1) Collateral or security on mortgage loans is maintained as required by the
transaction agreements or related mortgage loan documents.
(2) Mortgage loan and related documents are safeguarded as required by the
transaction agreements.
(3) Any additions, removals or substitutions to the asset pool are made, reviewed
and approved in accordance with any conditions or requirements in the transaction agreements.
(4) Payments on mortgage loans, including any payoffs, made in accordance with the
related mortgage loan documents are posted to the Servicer's obligor records maintained no more than two
business days after receipt, or such other number of days specified in the transaction agreements, and
allocated to principal, interest or other items (e.g., escrow) in accordance with the related mortgage
loan documents.
(5) The Servicer's records regarding the mortgage loans agree with the Servicer's
records with respect to an obligor's unpaid principal balance.
(6) Changes with respect to the terms or status of an obligor's mortgage loans
(e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in
accordance with the transaction agreements and related mortgage loan documents.
(7) Loss mitigation or recovery actions (e.g., forbearance plans, modifications
and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated,
conducted and concluded in accordance with the timeframes or other requirements established by the
transaction agreements.
(8) Records documenting collection efforts are maintained during the period a
mortgage loan is delinquent in accordance with the transaction agreements. Such records are maintained
on at least a monthly basis, or such other period specified in the transaction agreements, and describe
the entity's activities in monitoring delinquent mortgage loans including, for example, phone calls,
letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or
unemployment).
(9) Adjustments to interest rates or rates of return for mortgage loans with
variable rates are computed based on the related mortgage loan documents.
(10) Regarding any funds held in trust for an obligor (such as escrow accounts):
(A) such funds are analyzed, in accordance with the obligor's mortgage loan documents, on at least an
annual basis, or such other period specified in the transaction agreements; (B) interest on such funds
is paid, or credited, to obligors in accordance with applicable mortgage loan documents and state laws;
and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related
mortgage loans, or such other number of days specified in the transaction agreements.
(11) Payments made on behalf of an obligor (such as tax or insurance payments) are
made on or before the related penalty or expiration dates, as indicated on the appropriate bills or
notices for such payments, provided that such support has been received by the Servicer at least 30
calendar days prior to these dates, or such other number of days specified in the transaction agreements.
(12) Any late payment penalties in connection with any payment to be made on behalf
of an obligor are paid from the Servicer's funds and not charged to the obligor, unless the late payment
was due to the obligor's error or omission.
(13) Disbursements made on behalf of an obligor are posted within two business days
to the obligor's records maintained by the Servicer, or such other number of days specified in the
transaction agreements.
(14) Delinquencies, charge-offs and uncollectable accounts are recognized and
recorded in accordance with the transaction agreements.
(15) Any external enhancement or other support, identified in Item 1114(a)(1)
through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
EXHIBIT I
SUMMARY OF APPLICABLE REGULATION AB REQUIREMENTS
NOTE: This Exhibit I is provided for convenience of reference only. In the event of a conflict
or inconsistency between the terms of this Exhibit I and the text of Regulation AB, the text of
Regulation AB, its adopting release and other public statements of the SEC shall control.
Item 1108(b) and (c)
Provide the following information with respect to each servicer that will service, including
interim service, 20% or more of the mortgage loans in any loan group in the securitization issued in the
Pass-Through Transfer:
-a description of the Owner's form of organization;
-a description of how long the Servicer has been servicing residential mortgage loans; a
general discussion of the Servicer's experience in servicing assets of any type as well as a more
detailed discussion of the Servicer's experience in, and procedures for the servicing function it will
perform under this Agreement and any Reconstitution Agreements; information regarding the size,
composition and growth of the Servicer's portfolio of mortgage loans of the type similar to the Mortgage
Loans and information on factors related to the Servicer that may be material to any analysis of the
servicing of the Mortgage Loans or the related asset-backed securities, as applicable, including whether
any default or servicing related performance trigger has occurred as to any other securitization due to
any act or failure to act of the Servicer, whether any material noncompliance with applicable servicing
criteria as to any other securitization has been disclosed or reported by the Servicer, and the extent
of outsourcing the Servicer uses;
-a description of any material changes to the Servicer's policies or procedures in the
servicing function it will perform under this Agreement and any Reconstitution Agreements for mortgage
loans of the type similar to the Mortgage Loans during the past three years;
-information regarding the Servicer's financial condition to the extent that there is a
material risk that the effect on one or more aspects of servicing resulting from such financial
condition could have a material impact on the performance of the securities issued in the Pass-Through
Transfer, or on servicing of mortgage loans of the same asset type as the Mortgage Loans;
-any special or unique factors involved in servicing loans of the same type as the Mortgage
Loans, and the Servicer's processes and procedures designed to address such factors;
-statistical information regarding principal and interest advances made by the Servicer on the
Mortgage Loans and the Servicer's overall servicing portfolio for the past three years; and
-the Owner's process for handling delinquencies, losses, bankruptcies and recoveries, such as
through liquidation of REO Properties, foreclosure, sale of the Mortgage Loans or workouts.
Item 1117
-describe any legal proceedings pending against the Servicer or against any of its property,
including any proceedings known to be contemplated by governmental authorities, that may be material to
the holders of the securities issued in the Pass-Through Transfer.
Item 1119(a)
-describe any affiliations of the Servicer, each other originator of the Mortgage Loans and
each Subservicer with the sponsor, depositor, issuing entity, trustee, any originator, any other
servicer, any significant obligor, enhancement or support provider or any other material parties related
to the Pass-Through Transfer.
Item 1119(b)
-describe any business relationship, agreement, arrangement, transaction or understanding
entered into outside of the ordinary course of business or on terms other than those obtained in an
arm's length transaction with an unrelated third party, apart from the Pass-Through Transfer, between the
Servicer, each other originator of the Mortgage Loans and each Subservicer, or their respective
affiliates, and the sponsor, depositor or issuing entity or their respective affiliates, that exists
currently or has existed during the past two years, that may be material to the understanding of an
investor in the securities issued in the Pass-Through Transfer.
Item 1119(c)
-describe any business relationship, agreement, arrangement, transaction or understanding
involving or relating to the Mortgage Loans or the Pass-Through Transfer, including the material terms
and approximate dollar amount involved, between the Servicer, each other originator of the Mortgage
Loans and each Subservicer, or their respective affiliates and the sponsor, depositor or issuing entity
or their respective affiliates, that exists currently or has existed during the past two years.
EXHIBIT J
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE
(RMBS unless otherwise noted)
Key:
X - obligation
Where there are multiple checks for criteria the attesting party will identify in their
management assertion that they are attesting only to the portion of the distribution chain they are
responsible for in the related transaction agreements.
__________________________________________________________________________________________________________________________________
RegAB Reference Servicing Criteria Servicers
__________________________________________________________________________________________________________________________________
General Servicing Considerations
__________________________________________________________________________________________________________________________________
1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and X
events of default in accordance with the transaction agreements.
__________________________________________________________________________________________________________________________________
1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and X
procedures are instituted to monitor the third party's performance and compliance with such
servicing activities.
__________________________________________________________________________________________________________________________________
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool
1122(d)(1)(iii) Assets are maintained.
__________________________________________________________________________________________________________________________________
1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in X
the servicing function throughout the reporting period in the amount of coverage required
by and otherwise in accordance with the terms of the transaction agreements.
__________________________________________________________________________________________________________________________________
Cash Collection and Administration
__________________________________________________________________________________________________________________________________
1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and X
related bank clearing accounts no more than two business days following receipt, or such
other number of days specified in the transaction agreements.
__________________________________________________________________________________________________________________________________
Disbursements made via wire transfer on behalf of an obligor or to an investor are made X
1122(d)(2)(ii) only by authorized personnel.
__________________________________________________________________________________________________________________________________
Advances of funds or guarantees regarding collections, cash flows or distributions, and any X
interest or other fees charged for such advances, are made, reviewed and approved as
1122(d)(2)(iii) specified in the transaction agreements.
__________________________________________________________________________________________________________________________________
The related accounts for the transaction, such as cash reserve accounts or accounts X
established as a form of over collateralization, are separately maintained (e.g., with
1122(d)(2)(iv) respect to commingling of cash) as set forth in the transaction agreements.
__________________________________________________________________________________________________________________________________
Each custodial account is maintained at a federally insured depository institution as set X
forth in the transaction agreements. For purposes of this criterion, "federally insured
depository institution" with respect to a foreign financial institution means a foreign
financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities
1122(d)(2)(v) Exchange Act.
__________________________________________________________________________________________________________________________________
1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. X
__________________________________________________________________________________________________________________________________
1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related X
bank accounts, including custodial accounts and related bank clearing accounts. These
reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after
the bank statement cut-off date, or such other number of days specified in the transaction
agreements; (C) reviewed and approved by someone other than the person who prepared the
reconciliation; and (D) contain explanations for reconciling items. These reconciling items
are resolved within 90 calendar days of their original identification, or such other number
of days specified in the transaction agreements.
__________________________________________________________________________________________________________________________________
Investor Remittances and Reporting
__________________________________________________________________________________________________________________________________
1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in X
accordance with the transaction agreements and applicable Commission requirements.
Specifically, such reports (A) are prepared in accordance with timeframes and other terms
set forth in the transaction agreements; (B) provide information calculated in accordance
with the terms specified in the transaction agreements; (C) are filed with the Commission
as required by its rules and regulations; and (D) agree with investors' or the trustee's
records as to the total unpaid principal balance and number of Pool Assets serviced by the
Servicer.
__________________________________________________________________________________________________________________________________
Amounts due to investors are allocated and remitted in accordance with timeframes, X
1122(d)(3)(ii) distribution priority and other terms set forth in the transaction agreements.
__________________________________________________________________________________________________________________________________
Disbursements made to an investor are posted within two business days to the Servicer's X
1122(d)(3)(iii) investor records, or such other number of days specified in the transaction agreements.
__________________________________________________________________________________________________________________________________
Amounts remitted to investors per the investor reports agree with cancelled checks, or X
1122(d)(3)(iv) other form of payment, or custodial bank statements.
__________________________________________________________________________________________________________________________________
Pool Asset Administration
__________________________________________________________________________________________________________________________________
1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction X
agreements or related pool asset documents.
__________________________________________________________________________________________________________________________________
1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements X
__________________________________________________________________________________________________________________________________
1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved X
in accordance with any conditions or requirements in the transaction agreements.
__________________________________________________________________________________________________________________________________
1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool X
asset documents are posted to the Servicer's obligor records maintained no more than two
business days after receipt, or such other number of days specified in the transaction
agreements, and allocated to principal, interest or other items (e.g., escrow) in
accordance with the related pool asset documents.
__________________________________________________________________________________________________________________________________
The Servicer's records regarding the pool assets agree with the Servicer's records with X
1122(d)(4)(v) respect to an obligor's unpaid principal balance.
__________________________________________________________________________________________________________________________________
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan X
modifications or re-agings) are made, reviewed and approved by authorized personnel in
1122(d)(4)(vi) accordance with the transaction agreements and related pool asset documents.
__________________________________________________________________________________________________________________________________
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in X
lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated,
conducted and concluded in accordance with the timeframes or other requirements established
1122(d)(4)(vii) by the transaction agreements.
__________________________________________________________________________________________________________________________________
1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is X
delinquent in accordance with the transaction agreements. Such records are maintained on at
least a monthly basis, or such other period specified in the transaction agreements, and
describe the entity's activities in monitoring delinquent pool assets including, for
example, phone calls, letters and payment rescheduling plans in cases where delinquency is
deemed temporary (e.g., illness or unemployment).
__________________________________________________________________________________________________________________________________
1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are X
computed based on the related pool asset documents.
__________________________________________________________________________________________________________________________________
1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds X
are analyzed, in accordance with the obligor's pool asset documents, on at least an annual
basis, or such other period specified in the transaction agreements; (B) interest on such
funds is paid, or credited, to obligors in accordance with applicable pool asset documents
and state laws; and (C) such funds are returned to the obligor within 30 calendar days of
full repayment of the related pool assets, or such other number of days specified in the
transaction agreements.
__________________________________________________________________________________________________________________________________
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or X
before the related penalty or expiration dates, as indicated on the appropriate bills or
notices for such payments, provided that such support has been received by the servicer at
least 30 calendar days prior to these dates, or such other number of days specified in the
1122(d)(4)(xi) transaction agreements.
__________________________________________________________________________________________________________________________________
Any late payment penalties in connection with any payment to be made on behalf of an X
obligor are paid from the Servicer's funds and not charged to the obligor, unless the late
1122(d)(4)(xii) payment was due to the obligor's error or omission.
__________________________________________________________________________________________________________________________________
Disbursements made on behalf of an obligor are posted within two business days to the X
obligor's records maintained by the servicer, or such other number of days specified in the
1122(d)(4)(xiii) transaction agreements.
__________________________________________________________________________________________________________________________________
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in X
1122(d)(4)(xiv) accordance with the transaction agreements.
__________________________________________________________________________________________________________________________________
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or
1122(d)(4)(xv) Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
__________________________________________________________________________________________________________________________________
[NAME OF OWNER] [NAME OF SUBSERVICER]
Date: _________________________
By: _________________________
Name:
Title:
EXHIBIT K
REPORTING DATA FOR REALIZED LOSSES AND GAINS
Calculation of Realized Loss/Gain Form 332- Instruction Sheet
NOTE: Do not net or combine items. Show all expenses individually and all credits as separate
line items. Claim packages are due within 90 days of liquidation. Late submissions may result
in claims not being passed until the following month. The Servicer is responsible to remit all
funds pending loss approval and /or resolution of any disputed items.
The numbers on the 332 form correspond with the numbers listed below.
Liquidation and Acquisition Expenses:
1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an
Amortization Schedule from date of default through liquidation breaking out the net
interest and servicing fees advanced is required.
2. The Total Interest Due less the aggregate amount of servicing fee that would have been
earned if all delinquent payments had been made as agreed. For documentation, an
Amortization Schedule from date of default through liquidation breaking out the net
interest and servicing fees advanced is required.
3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan
as calculated on a monthly basis. For documentation, an Amortization Schedule from date
of default through liquidation breaking out the net interest and servicing fees
advanced is required.
4-12. Complete as applicable. Required documentation:
* For taxes and insurance advances - see page 2 of 332 form - breakdown
required showing period
of coverage, base tax, interest, penalty. Advances prior to default
require evidence of servicer efforts to recover advances.
* For escrow advances - complete payment history
(to calculate advances from last positive escrow balance forward)
* Other expenses - copies of corporate advance history showing all payments
* REO repairs > $1500 require explanation
* REO repairs >$3000 require evidence of at least 2 bids.
* Short Sale or Charge Off require P&L supporting the decision and WFB's
approved Officer Certificate
* Unusual or extraordinary items may require further documentation.
13. The total of lines 1 through 12.
Credits:
14-21. Complete as applicable. Required documentation:
* Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions
and Escrow Agent / Attorney
Letter of Proceeds Breakdown.
* Copy of EOB for any MI or gov't guarantee
* All other credits need to be clearly defined on the 332 form
22. The total of lines 14 through 21.
Please Note: For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b)
for Part B/Supplemental proceeds.
Total Realized Loss (or Amount of Any Gain)
23. The total derived from subtracting line 22 from 13. If the amount represents a
realized gain, show the amount in parenthesis ( ).
Calculation of Realized Loss/Gain Form 332
Prepared by: __________________ Date: _______________
Phone: ______________________ Email Address:_____________________
____________________________________________________________________________________________________________________________
Servicer Loan No. Servicer Name Servicer Address
____________________________________________________________________________________________________________________________
XXXXX FARGO BANK, N.A. Loan No._____________________________
Borrower's Name: __________________________________________________________
Property Address: _________________________________________________________
Liquidation Type: REO Sale 3rd Party Sale Short Sale Charge Off
Was this loan granted a Bankruptcy deficiency or cramdown Yes No
If "Yes", provide deficiency or cramdown amount _______________________________
Liquidation and Acquisition Expenses:
(1) Actual Unpaid Principal Balance of Mortgage Loan $ ______________ (1)
(2) Interest accrued at Net Rate ________________(2)
(3) Accrued Servicing Fees ________________(3)
(4) Attorney's Fees ________________(4)
(5) Taxes (see page 2) ________________(5)
(6) Property Maintenance ________________(6)
(7) MI/Hazard Insurance Premiums (see page 2) ________________(7)
(8) Utility Expenses ________________(8)
(9) Appraisal/BPO ________________(9)
(10) Property Inspections ________________(10)
(11) FC Costs/Other Legal Expenses ________________(11)
(12) Other (itemize) ________________(12)
Cash for Keys__________________________ ________________(12)
HOA/Condo Fees_______________________ ________________(12)
______________________________________ ________________(12)
Total Expenses $ _______________(13)
Credits:
(14) Escrow Balance $ _______________(14)
(15) HIP Refund ________________(15)
(16) Rental Receipts ________________(16)
(17) Hazard Loss Proceeds ________________(17)
(18) Primary Mortgage Insurance / Gov't Insurance
HUD Part A ________________(18a)
HUD Part B ________________(18b)
(19) Pool Insurance Proceeds ________________(19)
(20) Proceeds from Sale of Acquired Property ________________(20)
(21) Other (itemize) ________________(21)
_________________________________________ ________________(21)
Total Credits $________________(22)
Total Realized Loss (or Amount of Gain) $________________(23)
Escrow Disbursement Detail
___________________________________________________________________________________________________________________________________
Type Date Period of Coverage Total Paid Base Amount Penalties Interest
(Tax /Ins.) Paid
___________________________________________________________________________________________________________________________________
EXHIBIT H-3
Fifth Third Bank Servicing Agreement
[On File with Issuer]
EXHIBIT H-4
HSBC Servicing Agreement
[On File with Issuer]
EXHIBIT X-0
Xxx Xxxxxxx Servicing Agreement
[On File with Issuer]
EXHIBIT H-6
National City Servicing Agreement
[On File with Issuer]
EXHIBIT H-7
Xxxxx Fargo Servicing Agreement
[On File with Issuer]
EXHIBIT I-1
ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
This is an Assignment, Assumption and Recognition Agreement (this "AAR Agreement") made as of
August 31, 2007, among EMC Mortgage Corporation (the "Assignor"), Citibank, N.A., not in its individual
capacity but solely as trustee for the holders of Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1 (the "Assignee"), and Countrywide Home Loans Servicing LP (the
"Company").
Whereas, the Assignor purchased mortgage loans from Countrywide listed on Attachment 1
annexed hereto (the "Mortgage Loans") pursuant to that certain Master Mortgage Loan Purchase Agreement,
dated as of November 1, 2002 (the "Purchase Agreement") between the Assignor and Countrywide Home Loans,
Inc. ("Countrywide") and the relevant term sheets between the Assignor and Countrywide (the "Term
Sheets"); and the Company agrees to service the Mortgage Loans pursuant to the terms and conditions of
the Seller's Warranties and Servicing Agreement, dated as of September 1, 2002, as amended on January 1,
2003 and further amended on September 1, 2004, as amended by Amendment Reg AB dated January 1, 2006, (as
amended, the "Servicing Agreement"), between Assignor and Countrywide, as further modified by this AAR
Agreement.
In consideration of the mutual promises and agreements contained herein, and for other
good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto also agree that the Mortgage Loans and the Assignor's right, title, interest and
obligations to and under the Purchase Agreement and the Servicing Agreement (collectively referred to
herein as the "Agreements"), with respect to the Mortgage Loans, shall be subject to the terms of this
AAR Agreement. Capitalized terms used herein but not defined shall have the meanings ascribed to them
in the Agreements.
Assignment and Assumption
1. Assignor hereby grants, transfers and assigns to Assignee all of the right, title,
interest and obligations of Assignor in the Mortgage Loans and, as they relate to the Mortgage Loans,
all of its right, title, interest and its obligations in, to and under the Agreements. Notwithstanding
anything to the contrary contained herein, the Assignor specifically reserves and does not assign to the
Assignee any right, title and interest in, to or under the representations and warranties contained in
Sections 3.01 and 3.02 of the Servicing Agreement and the Assignor is retaining any and all rights to
enforce the representations and warranties set forth in those sections against the Company including,
but not limited to, the right to seek repurchase or indemnification pursuant to Section 3.03 and 3.04 of
the Servicing Agreement. Assignor specifically reserves and does not assign to Assignee any right,
title and interest in, to or under any Mortgage Loans subject to the Agreements other than those set
forth on Attachment 1.
Assignor acknowledges and agrees that upon execution of this AAR Agreement, the Assignee shall
become the "Purchaser" under the Purchase Agreement, except as specifically set forth herein, and
subject to the preceding paragraph, all representations, warranties and covenants by the "Company" to
the "Purchaser" under the Purchase Agreement including, but not limited to, the rights to receive
indemnification, shall accrue to Assignee by virtue of this AAR Agreement.
Representations, Warranties and Covenants
2. Assignor warrants and represents to Assignee and Company as of the date hereof:
(a) Attached hereto as Attachment 2 is a true and accurate copy of the servicing
provisions of the Servicing Agreement, which is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or
modified in any respect, nor has any notice of termination been given
thereunder;
(b) Assignor was the lawful owner of the Mortgage Loans with full right to
transfer the Mortgage Loans and any and all of its interests, rights and
obligations under the Agreements as they relate to the Mortgage Loans, free
and clear from any and all claims and encumbrances; and upon the transfer of
the Mortgage Loans to Assignee as contemplated herein and in the Mortgage Loan
Purchase Agreement dated as of August 31, 2007 between the Assignor and
Structured Asset Mortgage Investments II Inc. ("XXXX XX") and any subsequent
Mortgage Loan Purchase Agreement, Assignee shall have good title to each and
every Assigned Loan, as well as any and all of Assignee's interests, rights
and obligations under the Agreements as they relate to the Mortgage Loans,
free and clear of any and all liens, claims and encumbrances;
(c) There are no offsets, counterclaims or other defenses available to Company
with respect to the Mortgage Loans or the Agreements;
(d) Assignor has no knowledge of, and has not received notice of, any waivers
under, or any modification of, any Assigned Loan;
(e) Assignor is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its incorporation, and has all requisite power and
authority to acquire, own and sell the Mortgage Loans;
(f) Assignor has full corporate power and authority to execute, deliver and
perform its obligations under this AAR Agreement, and to consummate the
transactions set forth herein. The consummation of the transactions
contemplated by this AAR Agreement is in the ordinary course of Assignor's
business and will not conflict with, or result in a breach of, any of the
terms, conditions or provisions of Assignor's charter or by-laws or any legal
restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule,
regulation, order, judgment or decree to which Assignor or its property is
subject. The execution, delivery and performance by Assignor of this AAR
Agreement and the consummation by it of the transactions contemplated hereby,
have been duly authorized by all necessary corporate action on part of
Assignor. This AAR Agreement has been duly executed and delivered by Assignor
and, upon the due authorization, execution and delivery by Assignee and
Company, will constitute the valid and legally binding obligation of Assignor
enforceable against Assignor in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency,
moratorium or other similar laws now or hereafter in effect relating to
creditors' rights generally, and by general principles of equity regardless of
whether enforceability is considered in a proceeding in equity or at law;
(g) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made
by Assignor in connection with the execution, delivery or performance by
Assignor of this AAR Agreement, or the consummation by it of the transactions
contemplated hereby. Neither Assignor nor anyone acting on its behalf has
offered, transferred, pledged, sold or otherwise disposed of the Mortgage
Loans or any interest in the Mortgage Loans, or solicited any offer to buy or
accept a transfer, pledge or other disposition of the Mortgage Loans, or any
interest in the Mortgage Loans or otherwise approached or negotiated with
respect to the Mortgage Loans, or any interest in the Mortgage Loans with any
Person in any manner, or made any general solicitation by means of general
advertising or in any other manner, or taken any other action which would
constitute a distribution of the Mortgage Loans under the Securities Act of
1933, as amended (the "1933 Act") or which would render the disposition of the
Mortgage Loans a violation of Section 5 of the 1933 Act or require
registration pursuant thereto; and
(h) Assignor has received from Company, and has delivered to Assignee, all
documents required to be delivered to Assignor by Company prior to the date
hereof pursuant to the Agreements with respect to the Mortgage Loans and has
not received, and has not requested from Company, any additional documents.
3. Assignee warrants and represents to, and covenants with, Assignor and Company as of
the date hereof:
(a) Assignee is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its organization and has all requisite power and
authority to hold the Mortgage Loans as trustee on behalf of the holders of
Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates. Series 2007-1;
(b) Assignee has full corporate power and authority to execute, deliver and
perform its obligations under this AAR Agreement, and to consummate the
transactions set forth herein. The consummation of the transactions
contemplated by this AAR Agreement is in the ordinary course of Assignee's
business and will not conflict with, or result in a breach of, any of the
terms, conditions or provisions of Assignee's charter or by-laws or any legal
restriction, or any material agreement or instrument to which Assignee is now
a party or by which it is bound, or result in the violation of any law, rule,
regulation, order, judgment or decree to which Assignee or its property is
subject. The execution, delivery and performance by Assignee of this AAR
Agreement and the consummation by it of the transactions contemplated hereby,
have been duly authorized by all necessary corporate action on part of
Assignee. This AAR Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by Assignor and
Company, will constitute the valid and legally binding obligation of Assignee
enforceable against Assignee in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency,
moratorium or other similar laws now or hereafter in effect relating to
creditors' rights generally, and by general principles of equity regardless of
whether enforceability is considered in a proceeding in equity or at law;
(c) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made
by Assignee in connection with the execution, delivery or performance by
Assignee of this AAR Agreement, or the consummation by it of the transactions
contemplated hereby; and
(d) The Assignee assumes for the benefit of each of Assignor and Company all of
Assignor's rights and obligations (and the Master Servicer will ensure the
performance of these obligations) under the Agreements but solely with respect
to such Mortgage Loans.
4. Company warrants and represents to, and covenant with, Assignor and Assignee as of the
date hereof:
(a) Company is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its organization, and has all requisite power and
authority to service the Mortgage Loans and otherwise to perform its
obligations under the Servicing Agreement;
(b) Company has full power and authority to execute, deliver and perform its
obligations under this AAR Agreement, and to consummate the transactions set
forth herein. The consummation of the transactions contemplated by this AAR
Agreement is in the ordinary course of Company's business and will not
conflict with, or result in a breach of, any of the terms, conditions or
provisions of Company's organizational documents or any legal restriction, or
any material agreement or instrument to which Company is now a party or by
which it is bound, or result in the violation of any law, rule, regulation,
order, judgment or decree to which Company or its property is subject. The
execution, delivery and performance by Company of this AAR Agreement and the
consummation by it of the transactions contemplated hereby, have been duly
authorized by all necessary action on part of Company. This AAR Agreement has
been duly executed and delivered by Company, and, upon the due authorization,
execution and delivery by Assignor and Assignee, will constitute the valid and
legally binding obligation of Company, enforceable against Company in
accordance with its terms except as enforceability may be limited by
bankruptcy, reorganization, insolvency, moratorium or other similar laws now
or hereafter in effect relating to creditors' rights generally, and by general
principles of equity regardless of whether enforceability is considered in a
proceeding in equity or at law;
(c) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made
by Company in connection with the execution, delivery or performance by
Company of this AAR Agreement, or the consummation by it of the transactions
contemplated hereby or if required, such consent, approval, authorization or
order has been obtained prior to the date hereof; and
(d) Company shall establish a Custodial Account and an Escrow Account under the
Agreements, as modified by this AAR Agreement, in favor of Assignee with
respect to the Mortgage Loans separate from the Custodial Account and Escrow
Account previously established under the Agreements, as modified by this AAR
Agreement, in favor of Assignor.
5. The Company hereby restates the representations and warranties set forth in Section
2(b) of Amendment Reg AB as of the date hereof.
6. Assignor hereby agrees to indemnify and hold the Assignee and the Company (and their
successors and assigns) harmless against any and all claims, losses, penalties, fines, forfeitures,
legal fees and related costs, judgments, and any other costs, fees and expenses that Assignee or the
Company (and their successors and assigns) may sustain in any way related to any breach of the
representations or warranties of Assignor set forth in this AAR Agreement or the breach of any covenant
or condition contained herein.
Recognition of Assignee
7. From and after the date hereof, Company shall recognize Assignee as owner of the
Mortgage Loans, and acknowledges that the Mortgage Loans will be part of a REMIC, and will service the
Mortgage Loans in accordance with this AAR Agreement.
8. Notwithstanding any term hereof to the contrary, it is expressly understood and agreed
by the parties hereto that (i) the execution and delivery of this AAR Agreement by the Assignee is
solely in its capacity as trustee (in such capacity, the "Trustee") for Bear Xxxxxxx ALT-A Trust II
2007-1, Mortgage Pass-Through Certificates, Series 2007-1 (the "Trust"), pursuant to the Pooling and
Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of August 1, 2007, among XXXX XX,
the Assignor, the Assignee and Xxxxx Fargo Bank, National Association, as master servicer (the "Master
Servicer") and as securities administrator, (ii) each of the representations, undertakings and
agreements herein made on behalf of the Trust is made and intended not as personal representations,
undertakings and agreements of the Assignee but is made and intended for the purpose of binding only the
Trust and (iii) under no circumstances shall the Assignee be personally liable for the payment of any
indebtedness or expenses of the Assignee or the Trust or be liable for the breach or failure of any
obligation, representation, warranty or covenant made or undertaken by the Assignee, the Assignor or the
Trust under the Servicing Agreement or the Pooling and Servicing Agreement. Any recourse against the
Assignee in respect of any obligations it may have under or pursuant to the terms of this AAR Agreement
shall be limited solely to the assets it may hold as trustee of Bear Xxxxxxx ALT-A Trust II 2007-1,
Mortgage Pass-Through Certificates, Series 2007-1.
Modification of the Servicing Agreement
9. The Company and EMC hereby amend the Servicing Agreement as follows:
a. The second paragraph of Section 4.16 is amended by deleting the last sentence in
its entirety and replacing it with the following:
"The Company shall attempt to sell the same (and
may temporarily rent the same for a period not greater than one year,
except as otherwise provided below) to the extent necessary in order
to protect the value of the Mortgaged Property, on such terms and
conditions as the Company deems to be in the best interest of the
Purchaser."
b. Sections 6.04, 6.05, 6.07 and clause (x) of Section 10.01, all as added by
Amendment Number 2 to the Servicing Agreement are deleted in their entirety.
c. Exhibit F to the Servicing Agreement is hereby deleted in its entirety and replace
with the reporting exhibits attached hereto as Attachment 4 in formats mutually
agreeable to the Company and the Master Servicer; provided, however, Company shall
not be required to report any information relating to any prepayment penalties or
charges to the extent such penalties or charges are retained by the Company.
10. The Company and EMC hereby modify Amendment Reg AB as follows:
a. The following shall be added as Section 2(g)(vi) of Amendment Reg AB:
"The Master Servicer shall be considered a third
party beneficiary of Sections 2(d), 2(e) and 2(g) of this Amendment Reg
AB (with regard to Section 2(g), solely with respect to noncompliance
under Sections 2(d) and 2(e) of this Amendment Reg AB), entitled to all
of the rights and benefits accruing to any Master Servicer herein as if
it were a direct party to this Amendment Reg AB."
b Section 2(e)(i)(D) of Amendment Reg AB is hereby amended by deleting "if required
by Regulation AB," from the first line of such Section 2(e)(i)(D).
Miscellaneous
11. All demands, notices and communications related to the Mortgage Loans and the
Agreements, as modified by this AAR Agreement, shall be in writing and shall be deemed to have been duly
given if personally delivered at or mailed by registered mail, postage prepaid, as follows:
(a) In the case of Company,
Countrywide Home Loans Servicing LP
000 Xxxxxxxxxxx Xxx
Xxxx Xxxxxx, Xxxxxxxxxx 00000
Attention: Xxxx Xxxxxxxx and Xxxxxx Xxxx
with copies to: General Counsel
(b) In the case of Assignor,
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
All notices and updates required to be provided to the Assignor regarding Regulation AB
pursuant to the Servicing Agreement should be sent to the Assignor by email to
xxxXXxxxxxxxxxxxxx@xxxx.xxx, and additionally:
(a) For Item 1117 (Legal Proceedings) to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: General Counsel
Facsimile: (000) 000-0000
with copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
(b) For Item 1119 (Affiliations and Certain Relationships and Related
Transactions) to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
with copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
(c) In the case of the Securities Administrator,
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Client Manager BSAAT 2007-1
Telecopier No.: (000) 000-0000
(d) In the case of Assignee,
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance Agency & Trust —BSAAT 2007-1
Telecopier No.: (000) 000-0000
12. Each party will pay any commissions it has incurred and the Assignor shall pay the
fees of its attorneys and the reasonable fees of the attorneys of the Assignee and the Company in
connection with the negotiations for, documenting of and closing of the transactions contemplated by
this AAR Agreement.
13. This AAR Agreement shall be construed in accordance with the laws of the State of New
York, without regard to conflicts of law principles (other than Section 5-1401 of the New York
Obligations Law), and the obligations, rights and remedies of the parties hereunder shall be determined
in accordance with such laws.
14. No term or provision of this AAR Agreement may be waived or modified unless such
waiver or modification is in writing and signed by the party against whom such waiver or modification is
sought to be enforced.
15. This AAR Agreement shall inure to the benefit of the successors and assigns of the
parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated
shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company,
respectively, hereunder.
16. This AAR Agreement shall survive the conveyance of the Mortgage Loans, the assignment
of the Agreements, as modified by this AAR Agreement, to the extent of the Mortgage Loans by Assignor to
Assignee and the termination of the Agreements.
17. This AAR Agreement may be executed simultaneously in any number of counterparts. Each
counterpart shall be deemed to be an original and all such counterparts shall constitute one and the
same instrument.
18. In the event that any provision of this AAR Agreement conflicts with any provision of
the Agreements with respect to the Mortgage Loans, the terms of this AAR Agreement shall control.
19. The Company hereby acknowledges that Xxxxx Fargo Bank, National Association has been
appointed as the master servicer of the Mortgage Loans pursuant to the Pooling and Servicing Agreement,
dated as of August 1, 2007, among XXXX XX, the Assignor, Xxxxx Fargo Bank, National Association and the
Assignee and therefor has the right to enforce all obligations of the Company under the Agreements to
the extent assigned under this AAR Agreement (specifically excluding, without limitation, any right,
title and interest in, to or under the representations and warranties contained in Sections 3.01 and
3.02 of the Servicing Agreement and any and all rights to enforce the representations and warranties set
forth in those sections against the Company which are retained by the Assignor. Notwithstanding the
foregoing, it is understood that the Company shall not be obligated to defend and indemnify and hold
harmless the Master Servicer, the Assignor and the Assignee against any losses, damages, penalties,
fines, forfeitures, judgments and any related costs including, without limitation, reasonable and
necessary legal fees, resulting from (i) actions of the Company which were taken upon the written
instruction or direction of the Master Servicer or Assignee, as applicable, or (ii) the failure of the
Master Servicer to perform the obligations of the Assignee as "Purchaser" with respect to the
Agreements. The Company shall make all distributions under the Agreements to the Master Servicer by wire
transfer of immediately available funds to:
Xxxxx Fargo Bank, National Association
ABA# 000000000
Account Name: SAS Clearing
Account # 0000000000
For Further Credit to: BSAAT 2007-1, Account #00000000.
and the Company shall deliver all reports required to be delivered under the Agreements to the
Assignee at the address set forth in Section 8 herein and to the Master Servicer at:
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier No.: (000) 000-0000
IN WITNESS WHEREOF, the parties hereto have executed this AAR Agreement as of the day and year
first above written.
EMC MORTGAGE CORPORATION
Assignor
By: ________________________________________________
Name:
Title:
CITIBANK, N.A., not individually but solely as trustee for the holders
of Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1, as Assignee
By:__________________________________________________
Name:
Title:
COUNTRYWIDE HOME LOANS SERVICING LP
Company
By: Countrywide GP, Inc., its General Partner
By:__________________________________________________
Name:
Title:
ACKNOWLEDGED AND AGREED:
XXXXX FARGO BANK,
NATIONAL ASSOCIATION
By:__________________________________________________
Name:
Title:
ACKNOWLEDGED AND AGREED:
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
By:__________________________________________________
Name:
Title:
ATTACHMENT 1
MORTGAGE LOANS
(Provided upon request)
ATTACHMENT 2
SERVICING AGREEMENT ARTICLES IV, V, AND VI
(Provided upon request)
ATTACHMENT 3
AFFILIATION DISCLOSURE
(Pursuant to Item 1119 of Regulation AB)
1. Sponsor and any affiliate, including but not limited to:
a. EMC Mortgage Corporation
b. Bear, Xxxxxxx & Co. Inc.
c. Bear, Xxxxxxx Securities Corp.
d. Bear Xxxxxxx Structured Products
e. Bear, Xxxxxxx International Limited
2. Depositor and any affiliate, including but not limited to:
a. Bear Xxxxxxx Asset Backed Securities I LLC
b. Structured Asset Mortgage Investments II Inc.
3. Bear Xxxxxxx ALT-A Trust II 2007-1 and any affiliate
4. Citibank, N.A., as Trustee, and any affiliate
5. Significant obligor and any affiliate - None
6. Enhancement or support provider and any affiliate -None
7. 1100(d)(1) parties - any named party in the Securitization Transaction:
a. Underwriter: Bear, Xxxxxxx & Co. Inc.
b. Servicers: EMC Mortgage Corporation; Fifth Third Mortgage Company, HSBC Mortgage Corporation
(USA); Mid America Bank, FSB; National City and Xxxxx Fargo Bank, National Association.
d. Master Servicer: Xxxxx Fargo Bank, National Association
e. Unaffiliated Servicer of 20%: EMC Mortgage Corporation.
f. Originator of 10%: EMC Mortgage Corporation
g. Securities Administrator: Xxxxx Fargo Bank, National Association
h. Custodian: Xxxxx Fargo Bank, National Association
ATTACHMENT 4
REPORTING DATA FOR DEFAULTED LOANS
Data must be submitted to Xxxxx Fargo Bank in an Excel spreadsheet format with fixed field names and
data type. The Excel spreadsheet should be used as a template consistently every month when submitting
data.
Table: Delinquency
Name Type Size
__________________________________________________________________________________________________________
Servicer Loan # Number 8
(Double)
Investor Loan # Number 8
(Double)
Borrower Name Text 20
Address Text 30
State Text 2
Due Date Date/Time 8
Action Code Text 2
FC Received Date/Time 8
File Referred to Atty Date/Time 8
NOD Date/Time 8
Complaint Filed Date/Time 8
Sale Published Date/Time 8
Target Sale Date Date/Time 8
Actual Sale Date Date/Time 8
Loss Mit Approval Date Date/Time 8
Loss Mit Type Text 5
Loss Mit Estimated Completion Date/Time 8
Date
Loss Mit Actual Completion Date Date/Time 8
Loss Mit Broken Plan Date Date/Time 8
BK Chapter Text 6
BK Filed Date Date/Time 8
Post Petition Due Date/Time 8
Motion for Relief Date/Time 8
Lift of Stay Date/Time 8
RFD Text 10
Occupant Code Text 10
Eviction Start Date Date/Time 8
Eviction Completed Date Date/Time 8
List Price Currency 8
List Date Date/Time 8
Accepted Offer Price Currency 8
Accepted Offer Date Date/Time 8
Estimated REO Closing Date Date/Time 8
Actual REO Sale Date Date/Time 8
o Items in bold are MANDATORY FIELDS. We must receive information in those fields every month in
order for your file to be accepted.
The Action Code Field should show the applicable numeric code to indicate that a special action is being
taken. The Action Codes are the following:
12-Relief Provisions
15-Bankruptcy/Litigation
20-Referred for Deed-in-Lieu
30-Referred fore Foreclosure
00-Xxxxxx
00-Xxxxxxxxxx
00-XXX-Xxxx for Sale
71-Third Party Sale/Condemnation
72-REO-Pending Conveyance-Pool Insurance claim filed
Xxxxx Fargo Bank will accept alternative Action Codes to those above, provided that the Codes are
consistent with industry standards. If Action Codes other than those above are used, the Servicer must
supply Xxxxx Fargo Bank with a description of each of the Action Codes prior to sending the file.
Description of Action Codes:
Action Code 12 - To report a Mortgage Loan for which the Borrower has been granted relief for curing a
delinquency. The Action Date is the date the relief is expected to end. For military indulgence, it
will be three months after the Borrower's discharge from military service.
Action Code 15 - To report the Borrower's filing for bankruptcy or instituting some other type of
litigation that will prevent or delay liquidation of the Mortgage Loan. The Action Date will be either
the date that any repayment plan (or forbearance) instituted by the bankruptcy court will expire or an
additional date by which the litigation should be resolved.
Action Code 20 - To report that the Borrower has agreed to a deed-in-lieu or an assignment of the
property. The Action Date is the date the Servicer decided to pursue a deed-in-lieu or the assignment.
Action Code 30 - To report that the decision has been made to foreclose the Mortgage Loan. The Action
Date is the date the Servicer referred the case to the foreclosure attorney.
Action Code 60 - To report that a Mortgage Loan has been paid in full either at, or prior to, maturity.
The Action Date is the date the pay-off funds were remitted to the Master Servicer.
Action Code 65 - To report that the Servicer is repurchasing the Mortgage Loan. The Action Date is the
date the repurchase proceeds were remitted to the Master Servicer.
Action Code 70 - To report that a Mortgage Loan has been foreclosed or a deed-in-lieu of foreclosure has
been accepted, and the Servicer, on behalf of the owner of the Mortgage Loan, has acquired the property
and may dispose of it. The Action Date is the date of the foreclosure sale or, for deeds-in-lieu, the
date the deed is recorded on behalf of the owner of the Mortgage Loan.
Action Code 71 - To report that a Mortgage Loan has been foreclosed and a third party acquired the
property, or a total condemnation of the property has occurred. The Action Date is the date of the
foreclosure sale or the date the condemnation award was received.
Action Code 72 - To report that a Mortgage Loan has been foreclosed, or a deed-in-lieu has been
accepted, and the property may be conveyed to the mortgage insurer and the pool insurance claim has been
filed. The Action Date is the date of the foreclosure sale, or, for deeds-in-lieu, the date of the deed
for conventional mortgages.
The Loss Mit Type field should show the approved Loss Mitigation arrangement. The following are
acceptable:
ASUM-Approved Assumption
BAP-Borrower Assistance Program
CO-Charge Off
DIL-Deed-in-Lieu
FFA-Formal Forbearance Agreement
MOD-Loan Modification
PRE-Pre-Sale
SS-Short Sale
MISC-Anything else approved by the PMI or Pool Insurer
Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are
consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property. The acceptable codes are:
Mortgagor
Tenant
Unknown
Vacant
REALIZED LOSS CALCULATION INFORMATION XXXXX FARGO BANK, N.A. Form 332
Calculation of Realized Loss
Purpose
To provide the Servicer with a form for the calculation of any Realized Loss (or gain) as a result of a
Mortgage Loan having been foreclosed and Liquidated.
Distribution
The Servicer will prepare the form in duplicate and send the original together with evidence of
conveyance of title and appropriate supporting documentation to the Master Servicer with the Monthly
Accounting Reports which supports the Mortgage Loan's removal from the Mortgage Loan Activity Report.
The Servicer will retain the duplicate for its own records.
Due Date
With respect to any liquidated Mortgage Loan, the form will be submitted to the Master Servicer no later
than the date on which statements are due to the Master Servicer under Section 4.02 of this Agreement
(the "Statement Date") in the month following receipt of final liquidation proceeds and supporting
documentation relating to such liquidated Mortgage Loan; provided, that if such Statement Date is not at
least 30 days after receipt of final liquidation proceeds and supporting documentation relating to such
liquidated Mortgage Loan, then the form will be submitted on the first Statement Date occurring after
the 30th day following receipt of final liquidation proceeds and supporting documentation.
Preparation Instructions
The numbers on the form correspond with the numbers listed below.
1. The actual Unpaid Principal Balance of the Mortgage Loan.
2. The Total Interest Due less the aggregate amount of servicing fee that would have been earned
if all delinquent payments had been made as agreed.
3-7. Complete as necessary. All line entries must be supported by copies of appropriate statements,
vouchers, receipts, canceled checks, etc., to document the expense. Entries not properly
documented will not be reimbursed to the Servicer.
8. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan as
calculated on a monthly basis.
10. The total of lines 1 through 9.
Credits
11-17. Complete as necessary. All line entries must be supported by copies of the appropriate claims
forms, statements, payment checks, etc. to document the credit. If the Mortgage Loan is
subject to a Bankruptcy Deficiency, the difference between the Unpaid Principal Balance of the
Note prior to the Bankruptcy Deficiency and the Unpaid Principal Balance as reduced by the
Bankruptcy Deficiency should be input on line 16.
18. The total of lines 11 through 17.
Total Realized Loss (or Amount of Any Gain)
19. The total derived from subtracting line 18 from 10. If the amount represents a realized gain,
show the amount in parenthesis ( ).
XXXXX FARGO BANK, N.A.
CALCULATION OF REALIZED LOSS
XXXXX FARGO BANK, N.A. Trust: ___________________________
Prepared by: __________________ Date: _______________
Phone: ______________________
Servicer Loan No. Servicer Name Servicer Address
XXXXX FARGO BANK, N.A.
Loan No._____________________________
Borrower's Name:________________________________________________________
Property
Address:________________________________________________________________
Liquidation and Acquisition Expenses:
Actual Unpaid Principal Balance of Mortgage Loan $ _______________(1)
Interest accrued at Net Rate ________________(2)
Attorney's Fees ________________(3)
Taxes ________________(4)
Property Maintenance ________________(5)
MI/Hazard Insurance Premiums ________________(6)
Hazard Loss Expenses ________________(7)
Accrued Servicing Fees ________________(8)
Other (itemize) ________________(9)
$ _________________
Total Expenses $ ______________(10)
Credits:
Escrow Balance $ ______________(11)
HIP Refund ________________(12)
Rental Receipts ________________(13)
Hazard Loss Proceeds ________________(14)
Primary Mortgage Insurance Proceeds ________________(15)
Proceeds from Sale of Acquired Property ________________(16)
Other (itemize) ________________(17)
___________________
___________________
Total Credits $________________(18)
Total Realized Loss (or Amount of Gain) $________________
______________________________________________________________________________________________________________________
Type Date Paid Period of Total Paid Base Amount Penalties Interest
(Tax /Ins.) Coverage
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
Standard File Layout - Master Servicing
____________________________________________________________________________________________________________________________________
Column Name Description Decimal Format Comment Max
Size
____________________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a group of Text up to 10 digits 20
loans.
____________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the Text up to 10 digits 10
investor.
____________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. Text up to 10 digits 10
This may be different than the LOAN_NBR.
____________________________________________________________________________________________________________________________________
BORROWER_NAME The borrower name as received in the file. It is not Maximum length of 30 30
separated by first and last name. (Last, First)
____________________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled interest 2 No commas(,) or dollar 11
payment that a borrower is expected to pay, P&I signs ($)
constant.
____________________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the Servicer. 4 Max length of 6 6
____________________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service fee 4 Max length of 6 6
rate as reported by the Servicer.
____________________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as reported by the 4 Max length of 6 6
Servicer.
____________________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as reported by 2 No commas(,) or dollar 11
the Servicer. signs ($)
____________________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by the 2 No commas(,) or dollar 11
Servicer. signs ($)
____________________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6 6
____________________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate a 4 Max length of 6 6
forecasted rate.
____________________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or dollar 11
beginning of the processing cycle. signs ($)
____________________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at the end of 2 No commas(,) or dollar 11
the processing cycle. signs ($)
____________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that the MM/DD/YYYY 10
borrower's next payment is due to the Servicer, as
reported by Servicer.
____________________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
____________________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the first MM/DD/YYYY 10
curtailment amount.
____________________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first curtailment 2 No commas(,) or dollar 11
amount, if applicable. signs ($)
____________________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
____________________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the second MM/DD/YYYY 10
curtailment amount.
____________________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second curtailment 2 No commas(,) or dollar 11
amount, if applicable. signs ($)
____________________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
____________________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the third MM/DD/YYYY 10
curtailment amount.
____________________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third curtailment 2 No commas(,) or dollar 11
amount, if applicable. signs ($)
____________________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by the 2 No commas(,) or dollar 11
Servicer. signs ($)
____________________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the Servicer. MM/DD/YYYY 10
____________________________________________________________________________________________________________________________________
ACTION_CODE The standard FNMA numeric code used to indicate the Action Code Key: 2
default/delinquent status of a particular loan. 15=Bankruptcy,
30=Foreclosure, 60=PIF,
63=Substitution,
65=Repurchase, 70=REO
____________________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as reported by 2 No commas(,) or dollar 11
the Servicer. signs ($)
____________________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or dollar 11
applicable. signs ($)
____________________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if applicable. 2 No commas(,) or dollar 11
signs ($)
____________________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, if 2 No commas(,) or dollar 11
applicable. signs ($)
____________________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount due at the 2 No commas(,) or dollar 11
beginning of the cycle date to be passed through to signs ($)
investors.
____________________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to investors at 2 No commas(,) or dollar 11
the end of a processing cycle. signs ($)
____________________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by the 2 No commas(,) or dollar 11
Servicer for the current cycle -- only applicable for signs ($)
Scheduled/Scheduled Loans.
____________________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the service 2 No commas(,) or dollar 11
fee amount for the current cycle as reported by the signs ($)
Servicer -- only applicable for Scheduled/Scheduled
Loans.
____________________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the Servicer 2 No commas(,) or dollar 11
for the current reporting cycle -- only applicable signs ($)
for Actual/Actual Loans.
____________________________________________________________________________________________________________________________________
ACTL_NET_INT The actual gross interest amount less the service fee 2 No commas(,) or dollar 11
amount for the current reporting cycle as reported by signs ($)
the Servicer -- only applicable for Actual/Actual
Loans.
____________________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower prepays 2 No commas(,) or dollar 11
on his loan as reported by the Servicer. signs ($)
____________________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan waived by 2 No commas(,) or dollar 11
the servicer. signs ($)
____________________________________________________________________________________________________________________________________
____________________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the Modification for MM/DD/YYYY 10
the loan.
____________________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value can be 30
alpha or numeric
____________________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and interest 2 No commas(,) or dollar 11
advances made by Servicer. signs ($)
____________________________________________________________________________________________________________________________________
EXHIBIT I-2
ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
This Assignment, Assumption and Recognition Agreement (the "AAR Agreement") is made and entered into
as of August 31, 2007 (the "Closing Date"), among EMC Mortgage Corporation (the "Assignor"), Citibank,
N.A., not individually but solely as trustee for the holders of Bear Xxxxxxx ALT-A Trust II, Mortgage
Pass-Through Certificates, Series 2007-1 (the "Assignee") and Fifth Third Mortgage Company (the
"Company").
In consideration of the mutual promises and agreements contained herein, and for other good and
valuable consideration, the receipt and sufficiency of which hereby are acknowledged, the parties hereto
agree that the residential mortgage loans (the "Mortgage Loans") listed on Exhibit A annexed hereto
purchased by the Assignor from the Company and now serviced by Company for the Assignor and its
successors and assigns pursuant to (a) that certain Purchase, Warranties and Servicing Agreement, dated
as of September 1, 2002, between the Company and the Assignor, as amended by Amendment Number One, dated
as of April 1, 2006, between the Company and the Assignor (the "Purchase Agreement") and (b) the term
sheet dated June 28, 2007, between the Company and the Assignor, (the "Term Sheet" and together with the
Purchase Agreement, the "Agreements") shall be subject to the terms of this AAR Agreement. Capitalized
terms used herein but not defined shall have the meanings ascribed to them in the Agreements.
Assignment and Assumption
20. Except as expressly provided for herein, the Assignor hereby grants, transfers and
assigns to the Assignee all of its right, title and interest as in, to and under (a) the Mortgage Loans
and (b) the Agreements with respect to the Mortgage Loans; provided, however, that the Assignor is not
assigning to the Assignee any of its right, title or interest, in, to and under the Agreements with
respect to any mortgage loan other than the Mortgage Loans listed on Exhibit A. Notwithstanding
anything to the contrary contained herein, the Assignor specifically reserves and does not assign to the
Assignee any right, title and interest in, to or under the representations and warranties contained in
Section 3.01 and Section 3.02 of the Purchase Agreement and in the Term Sheet, and any obligation of the
Company to cure, repurchase or substitute for a mortgage loan and to indemnify the Assignor with respect
to a breach of such representations and warranties pursuant to Section 3.03 and Section 8.01 of the
Purchase Agreement, and the Assignor is retaining the right to enforce the representations and
warranties and the obligations of the Company set forth in those sections and in the Term Sheet against
the Company. In addition, the Assignor specifically reserves and does not assign to the Assignee any
right, title and interest in, to or under Section 4.03 and Section 4.13 of the Purchase Agreement (but
only insofar as such Sections grant to the Purchaser the right to terminate the servicing of defaulted
Mortgage Loans and/or REO Properties by the Company). Except as is otherwise expressly provided herein,
the Assignor makes no representations, warranties or covenants to the Assignee and the Assignee
acknowledges that the Assignor has no obligations to the Assignee under the terms of the Agreements or
otherwise relating to the transaction contemplated herein (including, but not limited to, any obligation
to indemnify the Assignee).
1. The Assignor warrants and represents to the Assignee and to the Company as of the date hereof:
(a) Attached hereto as Exhibit B are true and accurate copies of the Agreements, which
agreements are in full force and effect as of the date hereof and the provisions of
which have not been waived, amended or modified in any respect, nor has any notice
of termination been given thereunder;
(b) The Assignor was the lawful owner of the Mortgage Loans with full right to transfer
the Mortgage Loans and any and all of its interests, rights and obligations under
the Agreements as they relate to the Mortgage Loans, free and clear from any and all
claims and encumbrances; and upon the transfer of the Mortgage Loans to the Assignee
as contemplated herein, the Assignee shall have good title to each and every
Mortgage Loan, as well as any and all of the Assignor's interests, rights and
obligations under the Agreements as they relate to the Mortgage Loans, free and
clear of any and all liens, claims and encumbrances;
(c) There are no offsets, counterclaims or other defenses available to the Assignor with
respect to the Mortgage Loans or the Agreements;
(d) The Assignor has no knowledge of, and has not received notice of, any waivers under,
or any modification of, any Mortgage Loan;
(e) The Assignor is duly organized, validly existing and in good standing under the laws
of the jurisdiction of its incorporation, and has all requisite power and authority
to acquire, own and sell the Mortgage Loans;
(f) The Assignor has full corporate power and authority to execute, deliver and perform
its obligations under this AAR Agreement, and to consummate the transactions set
forth herein. The consummation of the transactions contemplated by this AAR
Agreement is in the ordinary course of the Assignor's business and will not conflict
with, or result in a breach of, any of the terms, conditions or provisions of the
Assignor's charter or by-laws or any legal restriction, or any material agreement or
instrument to which the Assignor is now a party or by which it is bound, or result
in the violation of any law, rule, regulation, order, judgment or decree to which
the Assignor or its property is subject. The execution, delivery and performance by
the Assignor of this AAR Agreement and the consummation by it of the transactions
contemplated hereby, have been duly authorized by all necessary corporate action on
part of the Assignor. This AAR Agreement has been duly executed and delivered by
the Assignor and, upon the due authorization, execution and delivery by the
Assignee, and the Company, will constitute the valid and legally binding obligation
of the Assignor enforceable against the Assignor in accordance with its terms except
as enforceability may be limited by bankruptcy, reorganization, insolvency,
moratorium or other similar laws now or hereafter in effect relating to creditors'
rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law;
(g) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by the
Assignor in connection with the execution, delivery or performance by the Assignor
of this AAR Agreement, or the consummation by it of the transactions contemplated
hereby. Neither the Assignor nor anyone acting on its behalf has offered,
transferred, pledged, sold or otherwise disposed of the Mortgage Loans or any
interest in the Mortgage Loans, or solicited any offer to buy or accept a transfer,
pledge or other disposition of the Mortgage Loans, or any interest in the Mortgage
Loans or otherwise approached or negotiated with respect to the Mortgage Loans, or
any interest in the Mortgage Loans with any Person in any manner, or made any
general solicitation by means of general advertising or in any other manner, or
taken any other action which would constitute a distribution of the Mortgage Loans
under the Securities Act of 1933, as amended (the "1933 Act") or which would render
the disposition of the Mortgage Loans a violation of Section 5 of the 1933 Act or
require registration pursuant thereto; and
(h) The Assignor has received from the Company, and has delivered to the Assignee, all
documents required to be delivered to the Assignor by the Company prior to the date
hereof pursuant to Section 2.07 of the Purchase Agreement with respect to the
Mortgage Loans and has not received, and has not requested from the Company, any
additional documents.
2. The Assignee represents, warrants and covenants with the Assignor and the Company that:
(a) The Assignee is duly organized, validly existing and in good standing under the laws
of the jurisdiction of its organization and has all requisite power and authority to
hold the Mortgage Loans as trustee on behalf of the holders of the Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1;
(b) The Assignee has full corporate power and authority to execute, deliver and perform
its obligations under this AAR Agreement, and to consummate the transactions set
forth herein. The consummation of the transactions contemplated by this AAR
Agreement is in the ordinary course of the Assignee's business and will not conflict
with, or result in a breach of, any of the terms, conditions or provisions of the
Assignee's charter or bylaws, or any legal restriction, or any material agreement or
instrument to which the Assignee is now a party or by which it is bound, or result
in the violation of any law, rule, regulation, order, judgment or decree to which
the Assignee or its property is subject. The execution, delivery and performance by
the Assignee of this AAR Agreement and the consummation by it of the transactions
contemplated hereby, have been duly authorized by all necessary corporate action of
the Assignee. This AAR Agreement has been duly executed and delivered by the
Assignee and, upon the due authorization, execution and delivery by the Assignor and
the Company, will constitute the valid and legally binding obligation of the
Assignee enforceable against the Assignee in accordance with its terms, except as
enforceability thereof may be limited by bankruptcy, insolvency, or reorganization
or other similar laws now or hereinafter in effect relating to creditor's rights
generally and by general principles of equity, regardless of whether such
enforceability is considered in a proceeding in equity or in law;
(c) No material consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by the
Assignee in connection with the execution, delivery or performance by the Assignee
of this AAR Agreement, or the consummation by it of the transactions contemplated
hereby;
(d) There is no action, suit, proceeding, investigation or litigation pending or, to the
Assignee's knowledge, threatened, which either in any instance or in the aggregate,
if determined adversely to the Assignee, would adversely affect the Assignee's
execution or delivery of, or the enforceability of, this AAR Agreement, or the
Assignee's ability to perform its obligations under this AAR Agreement; and
(e) The Assignee assumes for the benefit of the Trust, all of the rights of the
Purchaser under the Agreements with respect to the Mortgage Loans listed on Exhibit
A, other than the right to enforce the obligations of the Company under the
Agreements.
3. Assignor hereby agrees to indemnify and hold the Assignee (and its successors and
assigns) harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and
related costs, judgments, and any other costs, fees and expenses that Assignee (and its successors and
assigns) may sustain in any way related to any breach of the representations or warranties of Assignor
set forth in this AAR Agreement or the breach of any covenant or condition contained herein.
4. The Company warrants and represents to, and covenants with, the Assignor and the
Assignee as of the date hereof:
(a) Attached hereto as Exhibit B are true and accurate copy of the Agreements, which
agreements are in full force and effect as of the date hereof and the provisions of
which have not been waived, amended or modified in any respect, nor has any notice
of termination been given thereunder;
(b) The Company is duly organized, validly existing and in good standing under the laws
of the jurisdiction of its incorporation, and has all requisite power and authority
to service the Mortgage Loans and to perform its obligations under the Agreements;
(c) The Company has full corporate power and authority to execute, deliver and perform
its obligations under this AAR Agreement, and to consummate the transactions set
forth herein. The consummation of the transactions contemplated by this AAR
Agreement is in the ordinary course of the Company's business and will not conflict
with, or result in a breach of, any of the terms, conditions or provisions of its
charter or by-laws or any legal restriction, or any material agreement or instrument
to which it is now a party or by which it is bound, or result in the violation of
any law, rule, regulation, order, judgment or decree to which the Company or its
property is subject. The execution, delivery and performance by the Company of this
AAR Agreement and the consummation by it of the transactions contemplated hereby,
have been duly authorized by all necessary corporate action on the part of the
Company. This AAR Agreement has been duly executed and delivered by the Company,
and, upon the due authorization, execution and delivery by the Assignor and the
Assignee, will constitute the valid and legally binding obligation of the Company,
enforceable against it in accordance with its terms except as enforceability may be
limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors' rights generally, and by general
principles of equity regardless of whether enforceability is considered in a
proceeding in equity or at law;
(d) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by the
Assignee in connection with the execution, delivery or performance by the Company of
this AAR Agreement, or the consummation by it of the transactions contemplated
hereby;
(e) The Company shall establish a Custodial Account and an Escrow Account under the
Agreements in favor of Assignee with respect to the Mortgage Loans separate from the
Custodial Account and Escrow Account previously established under the Agreements in
favor of the Assignor; and
(f) Pursuant to Section 11.18 of the Purchase Agreement, the Company hereby restates the
representations and warranties set forth in Article III of the Purchase Agreement
and in the Term Sheet with respect to the Company and the Mortgage Loans as of the
date hereof.
5. The Company warrants and represents to, and covenants with, the Assignor and
Structured Asset Mortgage Investments II Inc. ("SAMI") as of the date hereof:
a. The Company is not aware and has not received notice that any default, early
amortization or other performance triggering event has occurred as to any
other securitization due to any act or failure to act of the Company;
b. No material noncompliance with the applicable servicing criteria with respect
to other securitizations of residential mortgage loans involving the Company
as servicer has been disclosed or reported by the Company;
c. The Company has not been terminated as servicer in a residential mortgage loan
securitization, either due to a servicing default or to application of a
servicing performance test or trigger;
d. No material changes to the Company's policies or procedures with respect to
the servicing function it will perform under the Agreements and this AAR
Agreement for mortgage loans of a type similar to the Mortgage Loans have
occurred during the three-year period immediately preceding the date hereof;
e. There are no aspects of the Company's financial condition that could have a
material adverse effect on the performance by the Company of its servicing
obligations under the Agreements and this AAR Agreement;
f. There are no material legal or governmental proceedings pending (or known to
be contemplated) against the Company, any Subservicer or any third-party
originator; and
g. There are no affiliations, relationships or transactions relating to the
Company or any Subservicer with respect to this Securitization Transaction and
any party thereto of a type described in Item 1119 of Regulation AB.
Notwithstanding anything to the contrary in the Agreement, the Company shall (or shall cause
any Third-Party Originator to) (i) immediately notify the Assignor and SAMI in writing of (A) legal
proceedings pending against the Company, or proceedings known to be contemplated by governmental
authorities against the Company which in the judgment of the Company would be, in each case, material to
purchasers of securities backed by the Mortgage Loans, (B) any affiliations or relationships of the type
described in Item 1119(b) of Regulation AB that develop following the date hereof between the Company
and any of the above listed parties or other parties identified in writing by the Assignor or SAMI with
respect to the Securitization Transaction and (ii) provide to the Assignor and SAMI a description of
such proceedings, affiliations or relationships.
Each such notice/update should be sent to the Assignor by e-mail to
xxxXXxxxxxxxxxxxxx@xxxx.xxx. Additionally, all such notifications, other than those pursuant to (i)(A)
above, should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000-0000
Attention: Xxxxxxxx Xxxxx
Facsimile: (000) 000-0000
Email: xxxxxx@xxxx.xxx
With a copy to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
Notifications pursuant to (i)(A) above should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000-0000
Attention: General Counsel
Facsimile: (000) 000-0000
With copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000-0000
Attention: Xxxxxxxx Xxxxx
Facsimile: (000) 000-0000
Email: xxxxxx@xxxx.xxx
6. The Company hereby acknowledges that Xxxxx Fargo Bank, N.A. (the "Master Servicer")
has been appointed as the master servicer of the Mortgage Loans pursuant to the Pooling and Servicing
Agreement, dated as of August 1, 2007, among XXXX XX, the Assignee, the Master Servicer, Xxxxx Fargo
Bank, N.A. as securities administrator and the Assignor. The Company shall deliver all reports required
to be delivered under the Purchase, Warranties and Servicing Agreement to:
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Client Manager BSAAT 2007-1
Telecopier No.: (000) 000-0000
Recognition of Assignee
7. Notwithstanding any term hereof to the contrary, it is expressly understood and agreed
by the parties hereto that (i) the execution and delivery of this AAR Agreement by the Assignee is
solely in its capacity as trustee (in such capacity, the "Trustee") for Bear Xxxxxxx ALT-A Trust II
2007-1, Mortgage Pass-Through Certificates, Series 2007-1 (the "Trust"), pursuant to the Pooling and
Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of August 1, 2007, among XXXX XX,
the Assignor, the Assignee and Xxxxx Fargo Bank, National Association, as master servicer (the "Master
Servicer") and as securities administrator, (ii) each of the representations, undertakings and
agreements herein made on behalf of the Trust is made and intended not as personal representations,
undertakings and agreements of the Assignee but is made and intended for the purpose of binding only the
Trust and (iii) under no circumstances shall the Assignee be personally liable for the payment of any
indebtedness or expenses of the Assignee or the Trust or be liable for the breach or failure of any
obligation, representation, warranty or covenant made or undertaken by the Assignee, the Assignor or the
Trust under the Agreement or the Pooling and Servicing Agreement. Any recourse against the Assignee in
respect of any obligations it may have under or pursuant to the terms of this AAR Agreement shall be
limited solely to the assets it may hold as trustee of Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1.
8. From and after the date hereof the Company shall recognize the Assignee as owner of
the Mortgage Loans, and acknowledges that the Mortgage Loans will be part of a REMIC. The Company will
service the Mortgage Loans in accordance with the Agreements, but in no event in a manner that would (i)
cause the REMIC to fail to qualify as a REMIC or (ii) result in the imposition of a tax upon the REMIC
(including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the
Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code). It is the
intention of the Assignor, the Company and the Assignee that this Agreement shall be binding upon and
for the benefit of the respective successors and assigns of the parties hereto. Neither the Company nor
the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or
provisions of the Agreements, which amendment, modification, waiver or other alteration would in any way
affect the Mortgage Loans without the prior written consent of the Assignee.
In addition, the Company hereby acknowledges that from and after the date hereof, the Mortgage
Loans will be subject to the terms and conditions of the Pooling and Servicing Agreement pursuant to
which the Master Servicer is required to monitor the performance by the Company of its servicing
obligations under the Agreements and has the right to enforce the obligations of the Company under the
Agreements with respect to the servicing of the Mortgage Loans. Such right will include, without
limitation, the right to terminate the Company under the Agreements upon the occurrence of an event of
default thereunder, the right to receive all remittances required to be made by the Company under the
Agreements, the right to receive all monthly reports and other data required to be delivered by the
Company under the Agreements, the right to examine the books and records of the Company, indemnification
rights, and the right to exercise certain rights of consent and approval relating to actions taken by
the Company. In connection therewith, the Company hereby agrees to make all remittances required under
the Agreements with respect to the Mortgage Loans to the Master Servicer for the benefit of the Assignee
in accordance with the following wire transfer instructions:
Xxxxx Fargo Bank, National Association
ABA#000000000
Account Name: SAS Clearing
Account # 0000000000
FFC to: BSAAT 2007-1, Account #00000000.
It is the intention of the Assignor, the Company and the Assignee that this Agreement will be a
separate and distinct servicing agreement between the Assignee and the Company, to the extent of the
Mortgage Loans, and shall be binding upon and for the benefit of the respective successors and assigns
of the parties hereto. Neither the Company nor the Assignor shall amend or agree to amend, modify,
waive, or otherwise alter any of the terms or provisions of the Agreements which amendment,
modification, waiver or other alteration would in any way affect the Mortgage Loans without the prior
written consent of the Assignee.
In connection with the servicing and administration of the Mortgage Loans from August 1, 2006
to August 31, 2006 ("Pre-Closing Period") and notwithstanding anything contained in the Purchase
Agreement or this Agreement to the contrary, Company hereby agrees that it shall remit all amounts and
deliver all remittance reports with respect to the Mortgage Loans to Xxxxx Fargo Bank, N.A., not in its
capacity as master servicer but solely as agent for the Assignor in accordance with the wiring and
mailing instructions contained in Section 8 of this Agreement. Any such amounts remitted to Xxxxx Fargo
Bank, N.A. shall not be included in the trust created pursuant to that certain pooling and servicing
agreement dated August 1, 2007 among the Assignor, the Assignee, Xxxxx Fargo Bank, N.A. and Structured
Asset Mortgage Investments II Inc.
9. Modification of the Purchase Agreement :
The Company and the Assignor hereby amend the Purchase Agreement as follows:
(a) The following definitions are added to Section 1.01 of the Purchase Agreement:
Assignee: Citibank, N.A., as trustee for the holders of the Bear Xxxxxxx ALT-A Trust
II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Annual Independent Public Accountants' Servicing Report: A report of a firm of
independent public accountants which is a member of the American Institute of
Certified Public Accountants to the effect that such firm has examined certain
documents and records relating to the servicing of the Mortgage Loans or mortgage
loans similar in nature to the Mortgage Loans by the Company and that such firm is of
the opinion that the provisions of this Agreement or similar servicing agreements have
been complied with, and that, on the basis of such examination conducted substantially
in compliance with the Uniform Single Attestation Program for Mortgage Bankers,
nothing has come to the attention of such firm which would indicate that such
servicing has not been conducted in compliance therewith, except (i) such exceptions
such firm shall believe to be immaterial, and (ii) such other exceptions as shall be
set forth in such report. No Annual Independent Public Accountants' Servicing Report
shall contain any provision restricting the use of such report by the Company,
including any prohibition on the inclusion of any such report in any filing with the
Commission.
REMIC Provisions: The provisions of the federal income tax law relating to REMICs,
which appear at Sections 860A through 860G of the Code, and related provisions and
regulations promulgated thereunder, as the foregoing may be in effect from time to time.
Master Servicer: Xxxxx Fargo Bank, National Association
Pooling and Servicing Agreement: That certain pooling and servicing agreement, dated
as of August 1, 2007, among XXXX XX, the Trustee, the Master Servicer, the Guarantor
and the Purchaser.
XXXX XX: Structured Asset Mortgage Investments II Inc.
Securities Administrator: Xxxxx Fargo Bank, National Association.
Trust: The trust created pursuant to the Pooling and Servicing Agreement for the Bear
Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Trustee: Citibank, N.A., or its successor in interest, or any successor trustee
appointed as provided in the Pooling and Servicing Agreement.
(b) The definition of "Business Day" in Section 1.01 of the Purchase Agreement is
deleted in its entirety and replaced with the following definition:
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal holiday
in the States of Maryland, Minnesota, New York or Ohio, or (iii) a day on which banks
in the States of Maryland, Minnesota, New York or Ohio are authorized or obligated by
law or executive order to be closed.
(c) The definition of Eligible Account in Section 1.01 of the Purchase Agreement is
deleted in its entirety and replaced with the following:
Eligible Account: Any of (i) an account or accounts maintained with a federal or state
chartered depository institution or trust company, the long-term unsecured debt
obligations and short-term unsecured debt obligations of which (or, in the case of a
depository institution or trust company that is the principal subsidiary of a holding
company, the debt obligations of such holding company, so long as Xxxxx'x is not a
Rating Agency) are rated by each Rating Agency in one of its two highest long-term and
its highest short-term rating categories, respectively, at the time any amounts are
held on deposit therein; provided, that following a downgrade, withdrawal, or
suspension of such institution's rating as set forth above, each account shall
promptly (and in any case within not more than 30 calendar days) be moved to one or
more segregated trust accounts in the trust department of such institution, or to an
account at another institution that complies with the above requirements, or (ii) a
trust account or accounts maintained with the corporate trust department of a federal
or state chartered depository institution or trust company having capital and surplus
of not less than $50,000,000, acting in its fiduciary capacity or (iii) any other
account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts
may bear interest, and may include, if otherwise qualified under this definition,
accounts maintained with the Trustee.
(d) The following is added as the second to last paragraph of Section 6.07 of the Purchase
Agreement:
Notwithstanding the foregoing provisions of Section 6.07, (i) in the event that during any calendar
year (or applicable portion thereof) the Company services 5% or less of the mortgage loans in a
Securitization Transaction, as calculated by the Master Servicer for such Securitization Transaction, or
(ii) in any calendar year in which an annual report on Form 10-K is not required to be filed with
respect to an issuing entity or Securitization Transaction, then, in each such event, the Company may,
in lieu of providing an assessment of compliance and attestation thereon in accordance with Item 1122 of
Regulation AB, provide (and cause each Subservicer and Subcontractor described above to provide) to the
Depositor and the Master Servicer for such Securitization Transaction, by not later than March 1 of such
calendar year, an Annual Independent Public Accountants' Servicing Report. If the Company provides an
Annual Independent Public Accountants' Servicing Report pursuant to this provision, then the
certification required to be delivered by the Company (and its Subservicers and Subcontractors) shall be
in the form of Exhibit M-2 attached hereto in.
(e) The first paragraph of Section 11.04 of the of the Purchase Agreement is hereby deleted and
replaced with the following:
This Agreement shall be governed by and construed in accordance with the laws of the State of
New York without giving effect to principles of conflicts of laws and except to the extent preempted by
Federal law and the obligations, rights and remedies of the parties hereunder shall be determined in
accordance with such laws.
(f) The Purchase Agreement is hereby amended as of the date hereof by deleting in its
entirety and inserting a new Exhibit J to the Purchase Agreement, a copy of which is annexed hereto as
Exhibit C.
(g) The Purchase Agreement is hereby amended as of the date hereof by deleting in its
entirety and inserting a new Exhibit K to the Purchase Agreement, a copy of which is annexed hereto as
Exhibit D.
(h) The Purchase Agreement is hereby amended by removing all references to Exhibit M and
replacing them with references to Exhibit M-1.
(i) The Purchase Agreement is hereby amended as of the date hereof by adding Exhibit M-2
Purchase Agreement, a copy of which is annexed hereto as Exhibit E.
10. Notice Addresses.
(a) If to the Assignee:
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention:Structured Finance Agency & Trust —BSAAT 2007-1
Telecopier No.: (000) 000-0000
(b) If to the Assignor:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Xxxxxxxx Xxxxx
Facsimile: (000) 000-0000
Email: xxxxxx@xxxx.xxx
With a copy to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
(c) If to the Company:
Fifth Third Mortgage Company
00 Xxxxxxxx Xxxxxx Xxxxx
XX 0XXX0X
Xxxxxxxxxxx, Xxxx 00000
Attention:Xxxxxxx Xxxxxxx
Telecopy: (000) 000-0000
(d) If to the Securities Administrator,
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier No.: (000) 000-0000
11. This AAR Agreement shall be construed in accordance with the substantive laws of the
State of New York (without regard to conflict of laws principles other than Section 5-1401 of the New
York General Obligations Law) and the obligations, rights and remedies of the parties hereunder shall be
determined in accordance with such laws, except to the extent preempted by federal law.
12. This AAR Agreement shall inure to the benefit of the successors and assigns of the
parties hereto. Any entity into which the Company, the Assignor or the Assignee may be merged or
consolidated shall, without the requirement for any further writing, be deemed the Company, the Assignor
or the Assignee, respectively, hereunder.
13. No term or provision of this AAR Agreement may be waived or modified unless such
waiver or modification is in writing and signed by the party against whom such waiver or modification is
sought to be enforced.
14. This AAR Agreement shall survive the conveyance of the Mortgage Loans and the
assignment of the Agreements to the extent of the Mortgage Loans by the Assignor to the Assignee and the
termination of the Agreements.
15. This AAR Agreement may be executed simultaneously in any number of counterparts, each
of which counterparts shall be deemed to be an original, and such counterparts shall constitute and be
one and the same instrument.
16. A copy of all assessments, attestations, reports and certifications required to be
delivered by the Servicer under this Agreement and the Purchase Agreement shall be delivered to the
Master Servicer by the date(s) specified herein or therein, and where such documents are required to be
addressed to any party, such addressees shall include the Master Servicer and the Master Servicer shall
be entitled to rely on such documents.
[SIGNATURE PAGE FOLLOWS]
IN WITNESS WHEREOF, the parties have caused this Assignment, Assumption and Recognition Agreement to be
executed by their duly authorized officers as of the date first above written.
EMC MORTGAGE CORPORATION
Assignor
By: ________________________________________________
Name:
Title:
CITIBANK, N.A., not individually but solely as trustee for the holders
of Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1, as Assignee
By:__________________________________________________
Name:
Title:
FIFTH THIRD MORTGAGE COMPANY,
Company
By:__________________________________________________
Name:
Title:
ACKNOWLEDGED AND AGREED:
XXXXX FARGO BANK,
NATIONAL ASSOCIATION
By:__________________________________________________
Name:
Title:
ACKNOWLEDGED AND AGREED:
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
By:__________________________________________________
Name:
Title
EXHIBIT A
Mortgage Loan Schedule
[Provided Upon Request]
EXHIBIT B
PURCHASE AGREEMENT AND TERM SHEET
[Provided Upon Request]
EXHIBIT C
EXHIBIT J
REPORTING DATA FOR MONTHLY REPORT
Standard File Layout - Master Servicing
______________________________________________________________________________________________________________________________________
Column Name Description Decimal Format Comment Max
Size
______________________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 10 digits 20
group of loans.
______________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by Text up to 10 digits 10
the investor.
______________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10 digits 10
Servicer. This may be different than the
LOAN_NBR.
______________________________________________________________________________________________________________________________________
BORROWER_NAME The borrower name as received in the file. Maximum length of 30 30
It is not separated by first and last name. (Last, First)
______________________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled 2 No commas(,) or dollar 11
interest payment that a borrower is expected signs ($)
to pay, P&I constant.
______________________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the 4 Max length of 6 6
Servicer.
______________________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service 4 Max length of 6 6
fee rate as reported by the Servicer.
______________________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as 4 Max length of 6 6
reported by the Servicer.
______________________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as 2 No commas(,) or dollar 11
reported by the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by 2 No commas(,) or dollar 11
the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6 6
______________________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate 4 Max length of 6 6
a forecasted rate.
______________________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at 2 No commas(,) or dollar 11
the beginning of the processing cycle. signs ($)
______________________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at 2 No commas(,) or dollar 11
the end of the processing cycle. signs ($)
______________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that MM/DD/YYYY 10
the borrower's next payment is due to the
Servicer, as reported by Servicer.
______________________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the MM/DD/YYYY 10
first curtailment amount.
______________________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or dollar 11
curtailment amount, if applicable. signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the MM/DD/YYYY 10
second curtailment amount.
______________________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or dollar 11
curtailment amount, if applicable. signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the MM/DD/YYYY 10
third curtailment amount.
______________________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or dollar 11
curtailment amount, if applicable. signs ($)
______________________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or dollar 11
the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the MM/DD/YYYY 10
Servicer.
______________________________________________________________________________________________________________________________________
ACTION_CODE The standard FNMA numeric code used to Action Code Key: 2
indicate the default/delinquent status of a 15=Bankruptcy,
particular loan. 00xXxxxxxxxxxx, , 00xXXX,
63=Substitution,
65=Repurchase,70=REO
______________________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or dollar 11
reported by the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or dollar 11
applicable. signs ($)
______________________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if 2 No commas(,) or dollar 11
applicable. signs ($)
______________________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or dollar 11
if applicable. signs ($)
______________________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount 2 No commas(,) or dollar 11
due at the beginning of the cycle date to be signs ($)
passed through to investors.
______________________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or dollar 11
investors at the end of a processing cycle. signs ($)
______________________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or dollar 11
the Servicer for the current cycle -- only signs ($)
applicable for Scheduled/Scheduled Loans.
______________________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the 2 No commas(,) or dollar 11
service fee amount for the current cycle as signs ($)
reported by the Servicer -- only applicable
for Scheduled/Scheduled Loans.
______________________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the 2 No commas(,) or dollar 11
Servicer for the current reporting cycle -- signs ($)
only applicable for Actual/Actual Loans.
______________________________________________________________________________________________________________________________________
The actual gross interest amount less the
service fee amount for the current reporting No commas(,) or dollar
ACTL_NET_INT cycle as reported by the Servicer -- only 2 signs ($) 11
applicable for Actual/Actual Loans.
______________________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower 2 No commas(,) or dollar 11
prepays on his loan as reported by the signs ($)
Servicer.
______________________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan 2 No commas(,) or dollar 11
waived by the servicer. signs ($)
______________________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the MM/DD/YYYY 10
Modification for the loan.
______________________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value can be 30
alpha or numeric
______________________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and 2 No commas(,) or dollar 11
interest advances made by Servicer. signs ($)
______________________________________________________________________________________________________________________________________
Flag to indicate if the repurchase of a loan Y=Breach
is due to a breach of Representations and N=NO Breach 1
BREACH_FLAG Warranties Let blank if N/A
______________________________________________________________________________________________________________________________________
Exhibit 2: Monthly Summary Report by Single Investor
MONTHLY SUMMARY REPORT
For Month Ended: mm/dd/yyyy Servicer Name______________________________
Prepared by:________________________________Investor Nbr_______________________________
Section 1. Remittances and Ending Balances - Required Data
_______________________________________________________________________________________________________
Beginning Ending Total Monthly Total Ending Unpaid Total Monthly Principal
Loan Count Loan Count Remittance Amou Principal Balance Balance
_______________________________________________________________________________________________________
0 0 $0.00 $0.00 $0.00
_______________________________________________________________________________________________________
Principal Calculation
1. Monthly Principal Due + $0.00
__________________
2. Current Curtailments + $0.00
__________________
3. Liquidations + $0.00
__________________
4. Other (attach explanation) + $0.00
__________________
5. Principal Due $0.00
__________________
6. Interest (reported "gross") + $0.00
__________________
7. Interest Adjustments on Curtailments + $0.00
__________________
8. Servicing Fees - $0.00
__________________
9. Other Interest (attach explanation) + $0.00
__________________
10. Interest Due (need to subtract ser fee) $0.00
__________________
Remittance Calculation
11. Total Principal and Interest Due (lines 5+10) + $0.00
__________________
12. Reimbursement of Non-Recoverable Advances - $0.00
__________________
13. Total Realized gains + $0.00
__________________
14. Total Realized Losses - $0.00
__________________
15. Total Prepayment Penalties + $0.00
__________________
16. Total Non-Supported Compensating Interest - $0.00
__________________
17. Other (attach explanation) $0.00
__________________
18. Net Funds Due on or before Remittance Date $ $0.00
__________________
_______________________________________________________________________________________________________
Section 2. Delinquency Report - Optional Data for Loan Accounting
_______________________________________________________________________________________________________
Installments Delinquent
_______________________________________________________________________________________________________
Total No. Total No. In Total Dollar
Real Estate
of of 30- 60- 90 or more Foreclosure Amount of
Owned
Loans Delinquencies Days Days Days (Optional) Delinquencies
(Optional)
_______________________________________________________________________________________________________
0 0 0 0 0 0 0 $0.00
_______________________________________________________________________________________________________
_________________________________________________________________________________________________________________
Section 3. REG AB Summary Reporting - REPORT ALL APPLICABLE FIELDS
_________________________________________________________________________________________________________________
REG XX XXXXXX LOAN COUNT BALANCE
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT 0 $0.00
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT WAIVED 0 $0.00
_________________________________________________________________________________________________________________
DELINQUENCY P&I AMOUNT 0 $0.00
_________________________________________________________________________________________________________________
EXHIBIT D
EXHIBIT K
Exhibit K : Standard File Layout - Delinquency Reporting
*The column/header names in bold are the minimum fields Xxxxx Fargo must receive from every Servicer
_________________________________________________________________________________________________________________________________________
Column/Header Name Description Decimal Format Comment
_________________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This
may be different than the LOAN_NBR
_________________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the originator.
_________________________________________________________________________________________________________________________________________
CLIENT_NBR Servicer Client Number
_________________________________________________________________________________________________________________________________________
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer
to identify a group of loans in their system.
_________________________________________________________________________________________________________________________________________
BORROWER_FIRST_NAME First Name of the Borrower.
_________________________________________________________________________________________________________________________________________
BORROWER_LAST_NAME Last name of the borrower.
_________________________________________________________________________________________________________________________________________
PROP_ADDRESS Street Name and Number of Property
_________________________________________________________________________________________________________________________________________
PROP_STATE The state where the property located.
_________________________________________________________________________________________________________________________________________
PROP_ZIP Zip code where the property is located.
_________________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the MM/DD/YYYY
servicer at the end of processing cycle, as reported by
Servicer.
_________________________________________________________________________________________________________________________________________
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy
filing.
_________________________________________________________________________________________________________________________________________
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved MM/DD/YYYY
by the courts
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by MM/DD/YYYY
Dismissal, Discharged and/or a Motion For Relief Was
Granted.
_________________________________________________________________________________________________________________________________________
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;
_________________________________________________________________________________________________________________________________________
LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with MM/DD/YYYY
instructions to begin foreclosure proceedings.
_________________________________________________________________________________________________________________________________________
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure MM/DD/YYYY
Action
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property MM/DD/YYYY
from the borrower.
_________________________________________________________________________________________________________________________________________
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OCCUPANT_CODE Classification of how the property is occupied.
_________________________________________________________________________________________________________________________________________
PROP_CONDITION_CODE A code that indicates the condition of the property.
_________________________________________________________________________________________________________________________________________
PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
CURR_PROP_VAL The current "as is" value of the property based on brokers 2
price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
REPAIRED_PROP_VAL The amount the property would be worth if repairs are 2
completed pursuant to a broker's price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
If applicable:
_________________________________________________________________________________________________________________________________________
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan
_________________________________________________________________________________________________________________________________________
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on
a loan. Code indicates the reason why the loan is in
default for this cycle.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool MM/DD/YYYY
Insurer
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance
to HUD/VA
_________________________________________________________________________________________________________________________________________
REO_PROCEEDS The net proceeds from the sale of the REO property. No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
BPO_DATE The date the BPO was done.
_________________________________________________________________________________________________________________________________________
CURRENT_FICO The current FICO score
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard 10 MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim 10 MM/DD/YYYY
payment.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
ACTION_CODE Indicates loan status Number
_________________________________________________________________________________________________________________________________________
NOD_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
NOI_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_PLAN_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_ PLAN_END_DATE
_________________________________________________________________________________________________________________________________________
ACTUAL_REO_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_SALES_PRICE Number
_________________________________________________________________________________________________________________________________________
REALIZED_LOSS/GAIN As defined in the Servicing Agreement Number
_________________________________________________________________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
o ASUM- Approved Assumption
o BAP- Borrower Assistance Program
o CO- Charge Off
o DIL- Deed-in-Lieu
o FFA- Formal Forbearance Agreement
o MOD- Loan Modification
o PRE- Pre-Sale
o SS- Short Sale
o MISC- Anything else approved by the PMI or Pool Insurer
NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they
are consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property code as follows:
o Mortgagor
o Tenant
o Unknown
o Vacant
The Property Condition field should show the last reported condition of the property as follows:
o Damaged
o Excellent
o Fair
o Gone
o Good
o Poor
o Special Hazard
o Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
__________________________________________________________________________________
Delinquency Code Delinquency Description
__________________________________________________________________________________
001 FNMA-Death of principal mortgagor
__________________________________________________________________________________
002 FNMA-Illness of principal mortgagor
__________________________________________________________________________________
003 FNMA-Illness of mortgagor's family member
__________________________________________________________________________________
004 FNMA-Death of mortgagor's family member
__________________________________________________________________________________
005 FNMA-Marital difficulties
__________________________________________________________________________________
006 FNMA-Curtailment of income
__________________________________________________________________________________
007 FNMA-Excessive Obligation
__________________________________________________________________________________
008 FNMA-Abandonment of property
__________________________________________________________________________________
009 FNMA-Distant employee transfer
__________________________________________________________________________________
011 FNMA-Property problem
__________________________________________________________________________________
012 FNMA-Inability to sell property
__________________________________________________________________________________
013 FNMA-Inability to rent property
__________________________________________________________________________________
014 FNMA-Military Service
__________________________________________________________________________________
015 FNMA-Other
__________________________________________________________________________________
016 FNMA-Unemployment
__________________________________________________________________________________
017 FNMA-Business failure
__________________________________________________________________________________
019 FNMA-Casualty loss
__________________________________________________________________________________
022 FNMA-Energy environment costs
__________________________________________________________________________________
023 FNMA-Servicing problems
__________________________________________________________________________________
026 FNMA-Payment adjustment
__________________________________________________________________________________
027 FNMA-Payment dispute
__________________________________________________________________________________
029 FNMA-Transfer of ownership pending
__________________________________________________________________________________
030 FNMA-Fraud
__________________________________________________________________________________
031 FNMA-Unable to contact borrower
__________________________________________________________________________________
INC FNMA-Incarceration
__________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Status Code field should show the Status of Default as follows:
__________________________________________________________________________________
Status Code Status Description
__________________________________________________________________________________
09 Forbearance
__________________________________________________________________________________
17 Pre-foreclosure Sale Closing Plan Accepted
__________________________________________________________________________________
24 Government Seizure
__________________________________________________________________________________
26 Refinance
__________________________________________________________________________________
27 Assumption
__________________________________________________________________________________
28 Modification
__________________________________________________________________________________
29 Charge-Off
__________________________________________________________________________________
30 Third Party Sale
__________________________________________________________________________________
31 Probate
__________________________________________________________________________________
32 Military Indulgence
__________________________________________________________________________________
43 Foreclosure Started
__________________________________________________________________________________
44 Deed-in-Lieu Started
__________________________________________________________________________________
49 Assignment Completed
__________________________________________________________________________________
61 Second Lien Considerations
__________________________________________________________________________________
62 Veteran's Affairs-No Bid
__________________________________________________________________________________
63 Veteran's Affairs-Refund
__________________________________________________________________________________
64 Veteran's Affairs-Buydown
__________________________________________________________________________________
65 Chapter 7 Bankruptcy
__________________________________________________________________________________
66 Chapter 11 Bankruptcy
__________________________________________________________________________________
67 Chapter 13 Bankruptcy
__________________________________________________________________________________
EXHIBIT E
EXHIBIT M-2
FORM OF COMPANY CERTIFICATION
Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY
PARTIES]
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the
"Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities
Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon
this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in
accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the Annual Independent
Public Accountants' Servicing Report (as defined in the Agreement), and all servicing reports,
officer's certificates and other information relating to the servicing of the Mortgage Loans by
the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master
Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the
"Company Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole,
does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in the light of the circumstances under which such
statements were made, not misleading with respect to the period of time covered by the Company
Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be
provided by the Company under the Agreement has been provided to the [Depositor] [Master
Servicer] [Securities Administrator] [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as
servicer under the Agreement, and based on my knowledge and the compliance review conducted in
preparing the Compliance Statement and except as disclosed in the Compliance Statement and the
Annual Independent Public Accountants' Servicing Report, the Company has fulfilled its
obligations under the Agreement in all material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to
the Agreement, and the Annual Independent Public Accountants' Servicing Report required to be
provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement,
have been provided to the [Depositor] [Master Servicer]. Any material instances of
noncompliance described in such reports have been disclosed to the [Depositor] [Master
Servicer]. Any material instance of noncompliance with the Servicing Criteria has been
disclosed in such reports.
Date: _________________________
By: _______________________________
Name:
Title:
EXHIBIT I-3
ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
This is an Assignment, Assumption and Recognition Agreement (this "AAR Agreement") made as of
August 31, 2007, among EMC Mortgage Corporation (the "Assignor"), Citibank, N.A., not individually but
solely as trustee for the holders of the Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1 (the "Assignee") and HSBC Mortgage Corporation (USA) (the "Company").
Whereas, the Assignor purchased certain residential mortgage loans (the "Mortgage Loans")
listed on Attachment 1 annexed hereto (the "Mortgage Loan Schedule") from the Company pursuant to the
Restated Purchase, Warranties and Servicing Agreement, dated as of September 1, 2005, as amended by
Amendment Reg AB (the "Amendment Reg AB"), dated as of November 7, 2005 (as amended, the "Agreement"),
between the Company and the Assignor and pursuant to which the Company agreed to service the Mortgage
Loans shall be subject to the terms of this AAR Agreement; and
In consideration of the mutual promises and agreements contained herein, and for other good and
valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree that the Agreement and the Mortgage Loans now serviced by Company for Assignor, shall be subject
to the terms of this AAR Agreement. Capitalized terms used herein but not defined shall have the
meanings ascribed to them in the Agreement.
Assignment and Assumption
1. Except as expressly provided for herein, the Assignor hereby grants, transfers and
assigns to the Assignee all of its right, title and interest as in, to and under (a) the Mortgage
Loans and (b) the Agreement; provided, however, that the Assignor is not assigning to the Assignee any
of its right, title or interest, in, to and under the Agreement with respect to any mortgage loan
other than the Mortgage Loans listed on Attachment 1. Notwithstanding anything to the contrary
contained herein, the Assignor specifically reserves and does not assign to the Assignee any right,
title and interest in, to or under the representations and warranties contained in Section 3.01 and
Section 3.02 of the Agreement and the Assignor is retaining the right to enforce the representations
and warranties set forth in those sections against the Company. Except as is otherwise expressly
provided herein, the Assignor makes no representations, warranties or covenants to the Assignee and
the Assignee acknowledges that the Assignor has no obligations to the Assignee under the terms of the
Agreement or otherwise relating to the transaction contemplated herein (including, but not limited to,
any obligation to indemnify the Assignee).
Representations, Warranties and Covenants
2. Assignor warrants and represents to Assignee and Company as of the date hereof:
[reserved];
Attached hereto as Attachment 2 is a true and accurate copy of the Agreement, which is in full
force and effect as of the date hereof and the provisions of which have not been waived, amended or
modified in any respect, nor has any notice of termination been given thereunder;
Assignor is the lawful owner of the Mortgage Loans with full right to transfer the Mortgage
Loans and any and all of its interests, rights and obligations under the Agreement as they relate to the
Mortgage Loans, free and clear from any and all claims and encumbrances; and upon the transfer of the
Mortgage Loans to Assignee as contemplated herein and in the Mortgage Loan Servicing Agreement dated as
of August 31, 2007 between the Assignor and Structured Asset Mortgage Investments II Inc. ("XXXX XX"),
Assignee shall have good title to each and every Mortgage Loan, as well as any and all of Assignor's
interests and rights under the Agreement as they relate to the Mortgage Loans, free and clear of any and
all liens, claims and encumbrances;
There are no offsets, counterclaims or other defenses available to Company with respect to the
Mortgage Loans;
Assignor has no knowledge of, and has not received notice of, any waivers under, or any
modification of, any Mortgage Loan;
Assignor is duly organized, validly existing and in good standing under the laws of the
jurisdiction of its incorporation, and has all requisite power and authority to acquire, own and sell
the Mortgage Loans;
Assignor has full corporate power and authority to execute, deliver and perform its obligations
under this AAR Agreement, and to consummate the transactions set forth herein. The consummation of the
transactions contemplated by this AAR Agreement is in the ordinary course of Assignor's business and
will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor's charter or by-laws or any legal restriction, or any material agreement or instrument to which
Assignor is now a party or by which it is bound, or result in the violation of any law, rule,
regulation, order, judgment or decree to which Assignor or its property is subject. The execution,
delivery and performance by Assignor of this AAR Agreement and the consummation by it of the
transactions contemplated hereby, have been duly authorized by all necessary corporate action on the
part of Assignor. This AAR Agreement has been duly executed and delivered by Assignor and, upon the due
authorization, execution and delivery by Assignee and Company, will constitute the valid and legally
binding obligation of Assignor enforceable against Assignor in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar
laws now or hereafter in effect relating to creditors' rights generally, and by general principles of
equity regardless of whether enforceability is considered in a proceeding in equity or at law;
No consent, approval, order or authorization of, or declaration, filing or registration with,
any governmental entity is required to be obtained or made by Assignor in connection with the execution,
delivery or performance by Assignor of this AAR Agreement, or the consummation by it of the transactions
contemplated hereby;
Neither Assignor nor anyone acting on its behalf has offered, transferred, pledged, sold or
otherwise disposed of the Mortgage Loans or any interest in the Mortgage Loans, or solicited any offer
to buy or accept a transfer, pledge or other disposition of the Mortgage Loans, or any interest in the
Mortgage Loans or otherwise approached or negotiated with respect to the Mortgage Loans, or any interest
in the Mortgage Loans with any Person in any manner, or made any general solicitation by means of
general advertising or in any other manner, or taken any other action which would constitute a
distribution of the Mortgage Loans under the Securities Act of 1933, as amended (the "1933 Act") or
which would render the disposition of the Mortgage Loans a violation of Section 5 of the 1933 Act or
require registration pursuant thereto;
The Assignor has received from Company, and has delivered to the Assignee, all documents
required to be delivered to Assignor by the Company prior to the date hereof pursuant to the Agreement
with respect to the Mortgage Loans and has not received, and has not requested from the Company, any
additional documents; and
There is no action, suit, proceeding, investigation or litigation pending or, to Assignor's
knowledge, threatened, which either in any instance or in the aggregate, if determined adversely to
Assignor, would adversely affect Assignor's execution or delivery of, or the enforceability of, this AAR
Agreement, or the Assignor's ability to perform its obligations under this AAR Agreement.
3. Assignee warrants and represents to, and covenants with, Assignor and Company as of
the date hereof:
Assignee is duly organized, validly existing and in good standing under the laws of the
jurisdiction of its organization and has all requisite power and authority to hold the Mortgage Loans as
trustee on behalf of the holders of the Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1;
Assignee has full corporate power and authority to execute, deliver and perform its obligations
under this AAR Agreement, and to consummate the transactions set forth herein. The consummation of the
transactions contemplated by this AAR Agreement is in the ordinary course of Assignee's business and
will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignee's charter or by-laws or any legal restriction, or any material agreement or instrument to which
Assignee is now a party or by which it is bound, or result in the violation of any law, rule,
regulation, order, judgment or decree to which Assignee or its property is subject. The execution,
delivery and performance by Assignee of this AAR Agreement and the consummation by it of the
transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of
Assignee. This AAR Agreement has been duly executed and delivered by Assignee and, upon the due
authorization, execution and delivery by Assignor and Company, will constitute the valid and legally
binding obligation of Assignee enforceable against Assignee in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar
laws now or hereafter in effect relating to creditors' rights generally, and by general principles of
equity regardless of whether enforceability is considered in a proceeding in equity or at law;
No consent, approval, order or authorization of, or declaration, filing or registration with,
any governmental entity is required to be obtained or made by Assignee in connection with the execution,
delivery or performance by Assignee of this AAR Agreement, or the consummation by it of the transactions
contemplated hereby;
There is no action, suit, proceeding, investigation or litigation pending or, to Assignee's
knowledge, threatened, which either in any instance or in the aggregate, if determined adversely to
Assignee, would adversely affect Assignee's execution or delivery of, or the enforceability of, this AAR
Agreement, or the Assignee's ability to perform its obligations under this AAR Agreement; and
Assignee assumes for the benefit of each of the Assignor and the Company all of the rights of
the Purchaser under the Agreement with respect to the Mortgage Loans.
4. Company warrants and represents to, and covenants with, Assignor and Assignee as of
the date hereof:
[reserved];
Attached hereto as Attachment 2 is a true and accurate copy of the Agreement, which is in full
force and effect as of the date hereof and the provisions of which have not been waived, amended or
modified in any respect, nor has any notice of termination been given thereunder;
Company is duly organized, validly existing and in good standing under the laws of the
jurisdiction of its incorporation, and has all requisite power and authority to service the Mortgage
Loans and otherwise to perform its obligations under the Agreement;
Company has full corporate power and authority to execute, deliver and perform its obligations
under this AAR Agreement, and to consummate the transactions set forth herein. The consummation of the
transactions contemplated by this AAR Agreement is in the ordinary course of Company's business and will
not conflict with, or result in a breach of, any of the terms, conditions or provisions of Company's
charter or by-laws or any legal restriction, or any material agreement or instrument to which Company is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order,
judgment or decree to which Company or its property is subject. The execution, delivery and performance
by Company of this AAR Agreement and the consummation by it of the transactions contemplated hereby,
have been duly authorized by all necessary corporate action on the part of Company. This AAR Agreement
has been duly executed and delivered by Company, and, upon the due authorization, execution and delivery
by Assignor and Assignee, will constitute the valid and legally binding obligation of Company,
enforceable against Company in accordance with its terms except as enforceability may be limited by
bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect
relating to creditors' rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law;
No consent, approval, order or authorization of, or declaration, filing or registration with,
any governmental entity is required to be obtained or made by Company in connection with the execution,
delivery or performance by Company of this AAR Agreement, or the consummation by it of the transactions
contemplated hereby;
The Company shall establish a Custodial Account and an Escrow Account under the Agreement in
favor of the Assignee with respect to the Mortgage Loans separate from the Custodial Account and Escrow
Account previously established under the Agreement in favor of Assignor;
No event has occurred from the Closing Date to the date hereof which would render the
representations and warranties as to the related Mortgage Loans made by the Company in Sections 3.01 and
3.02 of the Agreement to be untrue in any material respect; and
Neither this AAR Agreement nor any certification, statement, report or other agreement,
document or instrument furnished or to be furnished by the Company pursuant to this AAR Agreement
contains or will contain any materially untrue statement of fact or omits or will omit to state a fact
necessary to make the statements contained therein not misleading.
5. Assignor hereby agrees to indemnify and hold the Assignee (and its successors and
assigns) harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and
related costs, judgments, and any other costs, fees and expenses that Assignee (and its successors and
assigns) may sustain in any way related to any breach of the representations or warranties of Assignor
set forth in this AAR Agreement or the breach of any covenant or condition contained herein.
Recognition of Assignee
6. From and after the date hereof, Company shall recognize Assignee as owner of the
Mortgage Loans, and acknowledges that the Mortgage Loans are intended to be part of a REMIC or
multiple REMICs, and will service the Mortgage Loans in accordance with the Agreement (as modified by
this AAR Agreement) but in no event in a manner that would (i) cause any such intended REMIC to fail
to qualify as a REMIC or (ii) result in the imposition of a tax upon any such intended REMIC
(including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of
the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code). It is the
intention of Assignor, Company and Assignee that this AAR Agreement shall be binding upon and for the
benefit of the respective successors and assigns of the parties hereto. Neither Company nor Assignor
shall amend or agree to amend, modify, waive, or otherwise alter any of the terms or provisions of the
Agreement which amendment, modification, waiver or other alteration would in any way affect the
Mortgage Loans without the prior written consent of Assignee.
7. Notwithstanding any term hereof to the contrary, it is expressly understood and
agreed by the parties hereto that (i) the execution and delivery of this AAR Agreement by the Assignee
is solely in its capacity as trustee (in such capacity, the "Trustee") for Bear Xxxxxxx ALT-A Trust II
2007-1, Mortgage Pass-Through Certificates, Series 2007-1 (the "Trust"), pursuant to the Pooling and
Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of August 1, 2007, among XXXX
XX, the Assignor, the Assignee and Xxxxx Fargo Bank, National Association, as master servicer (the
"Master Servicer") and as securities administrator, (ii) each of the representations, undertakings and
agreements herein made on behalf of the Trust is made and intended not as personal representations,
undertakings and agreements of the Assignee but is made and intended for the purpose of binding only
the Trust and (iii) under no circumstances shall the Assignee be personally liable for the payment of
any indebtedness or expenses of the Assignee or the Trust or be liable for the breach or failure of
any obligation, representation, warranty or covenant made or undertaken by the Assignee, the Assignor
or the Trust under the Agreement or the Pooling and Servicing Agreement. Any recourse against the
Assignee in respect of any obligations it may have under or pursuant to the terms of this AAR
Agreement shall be limited solely to the assets it may hold as trustee of Bear Xxxxxxx ALT-A Trust II
2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Modification of the Agreement
8. The Company and Assignor hereby amend the Agreement as follows:
a. The following definitions are added to Article I of the Agreement:
Annual Independent Public Accountants' Servicing Report: A report of a firm of
independent public accountants which is a member of the American Institute of
Certified Public Accountants to the effect that such firm has examined certain
documents and records relating to the servicing of the Mortgage Loans or mortgage
loans similar in nature to the Mortgage Loans by the Company and that such firm is of
the opinion that the provisions of this Agreement or similar servicing agreements have
been complied with, and that, on the basis of such examination conducted substantially
in compliance with the Uniform Single Attestation Program for Mortgage Bankers,
nothing has come to the attention of such firm which would indicate that such
servicing has not been conducted in compliance therewith, except (i) such exceptions
such firm shall believe to be immaterial, and (ii) such other exceptions as shall be
set forth in such report. No Annual Independent Public Accountants' Servicing Report
shall contain any provision restricting the use of such report by the Company,
including any prohibition on the inclusion of any such report in any filing with the
Commission.
Assignee: Citibank, N.A., as trustee for the holders of the Bear Xxxxxxx ALT-A Trust
II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Delinquent: The delinquency method used for calculations with respect to the Mortgage
Loans will be in accordance with the methodology used by lenders regulated by the
Office of Thrift Supervision. Under this method, a Mortgage Loan is considered "30
days or more Delinquent" if the borrower fails to make a scheduled payment prior to
the close of business on the Mortgage Loan's first succeeding due date. For example,
if a securitization had a closing date occurring in August and a cut-off date of
August 1, a Mortgage Loan with a payment due on August 1 that remained unpaid as of the
close of business on August 31 would not be described as 30 days delinquent as of the
cut-off date. Such Mortgage Loan with a payment due on August 1 that remained unpaid
as of the close of business on August 31 would be described as 30 days delinquent as
of the cut-off date. A Mortgage Loan would be considered "60 days or more Delinquent"
with respect to such scheduled payment if such scheduled payment were not made prior
to the close of business on the Mortgage Loan's second succeeding due date (or, in
the preceding example, if the Mortgage Loan with a payment due on May 1 remained
unpaid as of the close of business on August 31). Similarly for "90 days or more
Delinquent" and so on. Unless otherwise specified, with respect to any date of
determination, determinations of delinquency are made as of the last day of the prior
calendar month. Mortgage Loans with Due Dates which are not the first of the month
are treated as if the Due Date was the first of the following month.
Depositor: XXXX XX.
Mortgage Loans: The mortgage loans identified on Exhibit E-3.
Master Servicer: Xxxxx Fargo Bank, N.A. or its permitted successors in interest who
meet the qualifications of the Pooling and Servicing Agreement and this Agreement.
Nonrecoverable Advance: Any advance previously made by the Company pursuant to Section
5.03 or any Servicing Advance which, in the good faith judgment of the Company, may
not be ultimately recoverable by the Company from Liquidation Proceeds or otherwise.
The determination by the Company that it has made a Nonrecoverable Advance, shall be
evidenced by an Officer's Certificate of the Company delivered to the Purchaser and
the Master Servicer and detailing the reasons for such determination.
Pooling and Servicing Agreement: That certain pooling and servicing agreement, dated
as of August 1, 2007, among XXXX XX, the Trustee, the Master Servicer, the Guarantor
and the Purchaser.
XXXX XX: Structured Asset Mortgage Investments II Inc.
Securities Administrator: Xxxxx Fargo Bank, National Association.
Trust: The trust created pursuant to the Pooling and Servicing Agreement for the Bear
Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Trustee: Citibank, N.A., or its successor in interest, or any successor trustee
appointed as provided in the Pooling and Servicing Agreement.
b. The definition of Business Day is deleted in its entirety and replaced with the
following:
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal holiday in
the States of New York, Maryland or Minnesota, or (iii) a day on which banks in the
States of New York, Maryland or Minnesota are authorized or obligated by law or
executive order to be closed.
c. The definition of Custodial Account is deleted in its entirety and replaced with the
following:
Custodial Account: Each separate demand account or accounts created and maintained
pursuant to Section 4.04 which shall be entitled "HSBC Mortgage Corporation (USA), as
Servicer, in trust for Citibank, N.A., as trustee for the holders of the Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1," and shall
be established in an Eligible Account.
d. The definition of Escrow Account is deleted in its entirety and replaced with the
following:
Escrow Account: Each separate trust account or accounts created and maintained
pursuant to Section 4.06 which shall be entitled "HSBC Mortgage Corporation (USA), as
Servicer, in trust for Citibank, N.A., as trustee for the holders of the Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1," and shall
be established in an Eligible Account.
e. The definition of Permitted Investments is deleted in its entirety and replaced with
the following:
Permitted Investments: Any one or more of the following obligations or securities:
(i) direct obligations of, and obligations fully guaranteed by the United
States of America or any agency or instrumentality of the United States of America the
obligations of which are backed by the full faith and credit of the United States of
America;
(ii) (a) demand or time deposits, federal funds or bankers' acceptances
issued by any depository institution or trust company incorporated under the laws of
the United States of America or any state thereof and subject to supervision and
examination by federal and/or state banking authorities, provided that the commercial
paper and/or the short-term deposit rating and/or the long-term unsecured debt
obligations or deposits of such depository institution or trust company at the time of
such investment or contractual commitment providing for such investment are rated in
the highest ratings category for short-term securities or in one of the two highest
rating categories for long-term securities, as applicable, by each Rating Agency and
(b) any other demand or time deposit or certificate of deposit that is fully insured
by the FDIC;
(iii) repurchase obligations with a term not to exceed thirty (30) days and
with respect to (a) any security described in clause (i) above and entered into with a
depository institution or trust company (acting as principal) described in clause
(ii)(a) above;
(iv) securities bearing interest or sold at a discount issued by any
corporation incorporated under the laws of the United States of America or any state
thereof that are rated in the highest ratings category for short-term securities or in
one of the two highest rating categories for long-term securities, as applicable, by
each Rating Agency at the time of such investment or contractual commitment providing
for such investment; provided, however, that securities issued by any particular
corporation will not be Permitted Investments to the extent that investments therein
will cause the then outstanding principal amount of securities issued by such
corporation and held as Permitted Investments to exceed 10% of the aggregate
outstanding principal balances of all of the Mortgage Loans and Permitted Investments;
(v) commercial paper (including both non-interest-bearing discount
obligations and interest-bearing obligations payable on demand or on a specified date
not more than one year after the date of issuance thereof) which are rated in the
highest ratings category for short-term securities or in one of the two highest rating
categories for long-term securities, as applicable, by each Rating Agency at the time
of such investment;
(vi) any other demand, money market or time deposit, obligation, security or
investment as may be acceptable to each Rating Agency as evidenced in writing by each
Rating Agency; and
(vii) any money market funds the collateral of which consists of obligations
fully guaranteed by the United States of America or any agency or instrumentality of
the United States of America the obligations of which are backed by the full faith and
credit of the United States of America (which may include repurchase obligations
secured by collateral described in clause (i)) and other securities and which money
market funds are rated in the highest ratings category for short-term securities or in
one of the two highest rating categories for long-term securities, as applicable, by
each Rating Agency.
provided, however, that no instrument or security shall be a Permitted Investment if
such instrument or security evidences a right to receive only interest payments with
respect to the obligations underlying such instrument or if such security provides for
payment of both principal and interest with a yield to maturity in excess of 120% of
the yield to maturity at par or if such investment or security is purchased at a price
greater than par.
Such Permitted Investment shall mature, or shall be subject to redemption or
withdrawal, no later than the date on which such funds are required to be withdrawn
(i.e. Remittance Date). No Permitted Investment may be sold prior to its maturity.
f. Article III of the Agreement is hereby amended effective as of the date hereof by
adding the following new Section 3.02(kkk):
"(kkk) With respect to each Mortgage Loan, information regarding the borrower credit
files related to such Mortgage Loan has been furnished to credit reporting agencies in
compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing
regulations."
g. Article IV of the Agreement is hereby amended effective as of the date hereof by
adding the following after the first sentence in 4.01:
"In addition, the Company shall furnish information regarding the borrower credit
files related to such Mortgage Loan to credit reporting agencies in compliance with the
provisions of the Fair Credit Reporting Act and the applicable implementing regulations."
h. The following is added as Subsection 4.05(ix) of the Agreement:
"(ix) to reimburse itself for any Nonrecoverable Advances;"
i. The following is added to the second sentence of the third paragraph of Section 4.13
of the Agreement:
"; provided, however, that any REO property shall be disposed of by the Company before
the close of the third taxable year following the taxable year in which the Mortgage
Loan became an REO property."
j. Section 5.02 of the Agreement is hereby amended by replacing the first two paragraphs
with the following:
"Not later than the tenth (10th) calendar day of each month, the Company shall
furnish to the Master Servicer in a format as outlined below (or in such other formats
mutually agreed between the Company and the Master Servicer) (i) (a) monthly loan data
in the format set forth in Exhibit E-1 hereto, (b) default loan data in the format set
forth in Exhibit E-2 hereto and (c) information regarding realized losses and gains in
the format set forth in Exhibit E-3 hereto (or in such other formats mutually agreed
between the Company and the Master Servicer), in each case relating to the period
ending on the last day of the preceding calendar month, (ii) all such information
required pursuant to clause (i)(a) above on a magnetic tape, electronic mail, or other
similar media reasonably acceptable to the Master Servicer and (iii) all supporting
documentation with respect to the information required pursuant to clause (i)(c)
above."
k. Section 11.04 of the Agreement is deleted in its entirety and replaced with the
following:
"Section 11.04 Governing Law.
This Agreement shall be governed by and construed in accordance with
the laws of the State of New York without giving effect to principles
of conflicts of laws and except to the extent preempted by Federal
law and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with such laws."
l. The following shall be added as Section 11.19 of the Agreement:
"Section 11.19 Third Party Beneficiary.
For purposes of this Agreement, any Master Servicer shall be
considered a third party beneficiary to this Agreement entitled to
all the rights and benefits accruing to any Master Servicer herein as
if it were a direct party to this Agreement."
m. Section 2(c)(i) of the Amendment Reg AB is hereby amended by adding the following as
the second to last paragraph:
"Notwithstanding the foregoing provisions of Section 2(c), (i) in the event that during any
calendar year (or applicable portion thereof) the Company services 5% or less of the mortgage loans in a
Securitization Transaction, as calculated by the Master Servicer for such Securitization Transaction, or
(ii) in any calendar year in which an annual report on Form 10-K is not required to be filed with
respect to an issuing entity or Securitization Transaction, then, in each such event, the Company may,
in lieu of providing an assessment of compliance and attestation thereon in accordance with Item 1122 of
Regulation AB, provide (and cause each Subservicer and Subcontractor described in clause (a)(iii) above
to provide) to the Depositor and the Master Servicer for such Securitization Transaction, by not later
than March 1 of such calendar year, an Annual Independent Public Accountants' Servicing Report. If the
Company provides an Annual Independent Public Accountants' Servicing Report pursuant to this provision,
then the certification required to be delivered by the Company (and its Subservicers and Subcontractors)
shall be in the form of Exhibit A-2 attached hereto instead of Exhibit A-1.
n. Exhibits E-1, E-2, E-3 and E-4 (attached hereto as Attachment 3 to this Agreement) are
hereby attached to the Agreement.
o. Exhibit A to the Amendment Reg AB is hereby amended by changing the name of Exhibit A
to Exhibit A-1.
p. The Amendment Reg AB is hereby amended by adding the following as Exhibit A-2:
EXHIBIT A-2
FORM OF COMPANY CERTIFICATION
Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY
PARTIES]
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the
"Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities
Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon
this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in
accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the Annual Independent
Public Accountants' Servicing Report (as defined in the Agreement), and all servicing reports,
officer's certificates and other information relating to the servicing of the Mortgage Loans by
the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master
Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the
"Company Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole,
does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in the light of the circumstances under which such
statements were made, not misleading with respect to the period of time covered by the Company
Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be
provided by the Company under the Agreement has been provided to the [Depositor] [Master
Servicer] [Securities Administrator] [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as
servicer under the Agreement, and based on my knowledge and the compliance review conducted in
preparing the Compliance Statement and except as disclosed in the Compliance Statement and the
Annual Independent Public Accountants' Servicing Report, the Company has fulfilled its
obligations under the Agreement in all material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to
the Agreement, and the Annual Independent Public Accountants' Servicing Report required to be
provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement,
have been provided to the [Depositor] [Master Servicer]. Any material instances of
noncompliance described in such reports have been disclosed to the [Depositor] [Master
Servicer]. Any material instance of noncompliance with the Servicing Criteria has been
disclosed in such reports.
Date: _________________________
By: _______________________________
Name:
Title:
Miscellaneous
10. All demands, notices and communications related to the Mortgage Loans, the Agreement
and this AAR Agreement shall be in writing and shall be deemed to have been duly given if personally
delivered at or mailed by registered mail, postage prepaid, as follows:
a. In the case of Company,
HSBC MORTGAGE CORPORATION (USA)
Xxxxx Xxxxx / First Vice President
0000 Xxxxxx Xxxxxx
Xxxxx, Xxx Xxxx 00000
b. In the case of Assignor,
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx.
All notices and updates required to be provided to the Assignor regarding Regulation
AB pursuant to the Agreement should be sent to the Assignor by email to
xxxXXxxxxxxxxxxxxx@xxxx.xxx, and additionally:
a. for Item 1117 (Legal Proceedings) to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Associate General Counsel for Loan Administration
Facsimile: (000) 000-0000
with copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
b. For Item 1119 (Affiliations and Certain Relationships and Related
Transactions) to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
with a copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
c. In the case of the Securities Administrator,
Xxxxx Fargo Bank,
National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier No.: (000) 000-0000
d. In the case of Assignee,
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance Agency & Trust —BSAAT 2007-1
Telecopier No.: (000) 000-0000
11. Each party will pay any commissions it has incurred and the fees of its attorneys in
connection with the negotiations for, documenting of and closing of the transactions contemplated by
this AAR Agreement.
12. This AAR Agreement shall be construed in accordance with the laws of the State of
New York, without regard to conflicts of law principles (other than Section 5-1401 of the New York
Obligations Law), and the obligations, rights and remedies of the parties hereunder shall be
determined in accordance with such laws.
13. No term or provision of this AAR Agreement may be waived or modified unless such
waiver or modification is in writing and signed by the party against whom such waiver or modification
is sought to be enforced.
14. This AAR Agreement shall inure to the benefit of the successors and assigns of the
parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated
shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company,
respectively, hereunder.
15. This AAR Agreement shall survive the conveyance of the Mortgage Loans, the
assignment of the Agreement to the extent of the Mortgage Loans by Assignor to Assignee and the
termination of the Agreement.
16. This AAR Agreement may be executed simultaneously in any number of counterparts.
Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and
the same instrument.
17. In the event that any provision of this AAR Agreement conflicts with any provision
of the Agreement with respect to the Mortgage Loans, the terms of this AAR Agreement shall control.
18. A copy of all assessments, attestations, reports and certifications required to be
delivered by the Servicer under this AAR Agreement and the Agreement shall be delivered to the Master
Servicer by the date(s) specified herein or therein, and where such documents are required to be
addressed to any party, such addressees shall include the Master Servicer and the Master Servicer
shall be entitled to rely on such documents.
19. The Company hereby acknowledges that Xxxxx Fargo Bank, National Association (the
"Master Servicer") has been appointed as the master servicer of the Mortgage Loans pursuant to the
Pooling and Servicing Agreement and therefor has the right to enforce all obligations of the Company,
as they relate to the Mortgage Loans, under the Agreement and this AAR Agreement. Such rights will
include, without limitation, the right to terminate the Company under the Agreement upon the
occurrence of an event of default thereunder, the right to receive all remittances required to be made
by the Company under the Agreement, the right to receive all monthly reports and other data required
to be delivered by the Company under the Agreement, the right to examine the books and records of the
Company, indemnification rights, and the right to exercise certain rights of consent and approval
relating to actions taken by the Company. The Company shall make all distributions under the
Agreement, as they relate to the Mortgage Loans, to the Master Servicer by wire transfer of
immediately available funds to:
Xxxxx Fargo Bank, National Association
ABA# 000000000
Account Name: SAS Clearing
Account # 0000000000
For Further Credit to: BSAAT 2007-1, Account #00000000.
and the Company shall deliver all reports required to be delivered under the Agreement, as they relate
to the Mortgage Loans, to the Assignee at the address set forth in Section 9d herein and to the Master
Servicer at:
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier No.: (000) 000-0000
IN WITNESS WHEREOF, the parties hereto have executed this AAR Agreement as of the day and year first
above written.
EMC MORTGAGE CORPORATION Assignor
By:_______________________________________________
Name:_____________________________________________
Title:____________________________________________
CITIBANK, N.A., not individually but
solely as trustee for the holders of Bear
Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1,
as Assignee
By: _________________________________________
Name: _________________________________________
Title: _________________________________________
HSBC MORTGAGE CORPORATION (USA)
Company
By:_______________________________________________
Name:_____________________________________________
Title:____________________________________________
Acknowledged and Agreed:
XXXXX FARGO BANK, NATIONAL ASSOCIATION, as
Master Servicer
By: _________________________________________
Name: _________________________________________
Title: _________________________________________
ATTACHMENT 1
MORTGAGE LOAN SCHEDULE
(Available upon request)
ATTACHMENT 2
AGREEMENT
(Available upon request)
ATTACHMENT 3
EXHIBIT 1
REPORTING DATA FOR MONTHLY REPORT
_______________________________________________________________________________________________________________________________
Standard Loan Level File Layout - Master
Servicing
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
Exhibit 1: Layout
_______________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_______________________________________________________________________________________________________________________________
Each file requires the following fields:
_______________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 20 digits
group of loans. 20
_______________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by Text up to 10 digits
the investor. 10
_______________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10 digits
Servicer. This may be different than the 10
LOAN_NBR.
_______________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled 2 No commas(,) or
interest payment that a borrower is expected to dollar signs ($) 11
pay, P&I constant.
_______________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the 4 Max length of 6
Servicer. 6
_______________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service 4 Max length of 6
fee rate as reported by the Servicer. 6
_______________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as reported 4 Max length of 6
by the Servicer. 6
_______________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as 2 No commas(,) or
reported by the Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by the 2 No commas(,) or
Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6
6
_______________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate a 4 Max length of 6
forecasted rate. 6
_______________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or
beginning of the processing cycle. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or
end of the processing cycle. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that MM/DD/YYYY
the borrower's next payment is due to the 10
Servicer, as reported by Servicer.
_______________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the first MM/DD/YYYY
curtailment amount. 10
_______________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the second MM/DD/YYYY
curtailment amount. 10
_______________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
_______________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_______________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the third MM/DD/YYYY
curtailment amount. 10
_______________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or
the Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the MM/DD/YYYY
Servicer. 10
_______________________________________________________________________________________________________________________________
Action Code Key:
ACTION_CODE The standard FNMA numeric code used to indicate 15=Bankruptcy, 2
the default/delinquent status of a particular 30=Foreclosure, ,
loan. 60=PIF,
63=Substitution,
65=Repurchase,70=REO
_______________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or
reported by the Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or
applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if applicable. 2 No commas(,) or
dollar signs ($) 11
_______________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or
if applicable. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
Plus the following applicable fields:
_______________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount due 2 No commas(,) or
at the beginning of the cycle date to be passed dollar signs ($) 11
through to investors.
_______________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or
investors at the end of a processing cycle. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or
the Servicer for the current cycle -- only dollar signs ($) 11
applicable for Scheduled/Scheduled Loans.
_______________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the 2 No commas(,) or
service fee amount for the current cycle as dollar signs ($) 11
reported by the Servicer -- only applicable for
Scheduled/Scheduled Loans.
_______________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the 2 No commas(,) or
Servicer for the current reporting cycle -- dollar signs ($) 11
only applicable for Actual/Actual Loans.
_______________________________________________________________________________________________________________________________
ACTL_NET_INT The actual gross interest amount less the 2 No commas(,) or
service fee amount for the current reporting dollar signs ($) 11
cycle as reported by the Servicer -- only
applicable for Actual/Actual Loans.
_______________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower 2 No commas(,) or
prepays on his loan as reported by the dollar signs ($) 11
Servicer.
_______________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan 2 No commas(,) or
waived by the servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
_______________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
_______________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_______________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the Modification MM/DD/YYYY
for the loan. 10
_______________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value can
be alpha or numeric 30
_______________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and interest 2 No commas(,) or
advances made by Servicer. dollar signs ($) 11
_______________________________________________________________________________________________________________________________
Flag to indicate if the repurchase of a loan is Y=Breach
BREACH_FLAG due to a breach of Representations and N=NO Breach 1
Warranties Let blank if N/A
_______________________________________________________________________________________________________________________________
Exhibit 2: Monthly Summary Report by Single Investor
MONTHLY SUMMARY REPORT
For Month Ended: mm/dd/yyyy Servicer Name______________________________
Prepared by:________________________________Investor Nbr_______________________________
Section 1. Remittances and Ending Balances - Required Data
_______________________________________________________________________________________________________
Beginning Ending Total Monthly Total Ending Unpaid Total Monthly Principal
Loan Count Loan Count Remittance Amou Principal Balance Balance
_______________________________________________________________________________________________________
0 0 $0.00 $0.00 $0.00
_______________________________________________________________________________________________________
Principal Calculation
1. Monthly Principal Due + $0.00
__________________
2. Current Curtailments + $0.00
__________________
3. Liquidations + $0.00
__________________
4. Other (attach explanation) + $0.00
__________________
5. Principal Due $0.00
__________________
6. Interest (reported "gross") + $0.00
__________________
7. Interest Adjustments on Curtailments + $0.00
__________________
8. Servicing Fees - $0.00
__________________
9. Other Interest (attach explanation) + $0.00
__________________
10. Interest Due (need to subtract ser fee) $0.00
__________________
Remittance Calculation
11. Total Principal and Interest Due (lines 5+10) + $0.00
__________________
12. Reimbursement of Non-Recoverable Advances - $0.00
__________________
13. Total Realized gains + $0.00
__________________
14. Total Realized Losses - $0.00
__________________
15. Total Prepayment Penalties + $0.00
__________________
16. Total Non-Supported Compensating Interest - $0.00
__________________
17. Other (attach explanation) $0.00
__________________
18. Net Funds Due on or before Remittance Date $ $0.00
__________________
_______________________________________________________________________________________________________
Section 2. Delinquency Report - Optional Data for Loan Accounting
_______________________________________________________________________________________________________
Installments Delinquent
_______________________________________________________________________________________________________
Total No. Total No. In Total Dollar
Real Estate
of of 30- 60- 90 or more Foreclosure Amount of
Owned
Loans Delinquencies Days Days Days (Optional) Delinquencies
(Optional)
_______________________________________________________________________________________________________
0 0 0 0 0 0 0 $0.00
_______________________________________________________________________________________________________
_________________________________________________________________________________________________________________
Section 3. REG AB Summary Reporting - REPORT ALL APPLICABLE FIELDS
_________________________________________________________________________________________________________________
REG XX XXXXXX LOAN COUNT BALANCE
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT 0 $0.00
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT WAIVED 0 $0.00
_________________________________________________________________________________________________________________
DELINQUENCY P&I AMOUNT 0 $0.00
_________________________________________________________________________________________________________________
EXHIBIT 2
REPORTING DATA FOR DEFAULTED LOANS
Exhibit : Standard File Layout - Delinquency Reporting
*The column/header names in bold are the minimum fields Xxxxx Fargo must receive from every Servicer
_________________________________________________________________________________________________________________________________________
Column/Header Name Description Decimal Format Comment
_________________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This
may be different than the LOAN_NBR
_________________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the originator.
_________________________________________________________________________________________________________________________________________
CLIENT_NBR Servicer Client Number
_________________________________________________________________________________________________________________________________________
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer
to identify a group of loans in their system.
_________________________________________________________________________________________________________________________________________
BORROWER_FIRST_NAME First Name of the Borrower.
_________________________________________________________________________________________________________________________________________
BORROWER_LAST_NAME Last name of the borrower.
_________________________________________________________________________________________________________________________________________
PROP_ADDRESS Street Name and Number of Property
_________________________________________________________________________________________________________________________________________
PROP_STATE The state where the property located.
_________________________________________________________________________________________________________________________________________
PROP_ZIP Zip code where the property is located.
_________________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the MM/DD/YYYY
servicer at the end of processing cycle, as reported by
Servicer.
_________________________________________________________________________________________________________________________________________
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy
filing.
_________________________________________________________________________________________________________________________________________
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved MM/DD/YYYY
by the courts
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by MM/DD/YYYY
Dismissal, Discharged and/or a Motion For Relief Was
Granted.
_________________________________________________________________________________________________________________________________________
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;
_________________________________________________________________________________________________________________________________________
LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with MM/DD/YYYY
instructions to begin foreclosure proceedings.
_________________________________________________________________________________________________________________________________________
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure MM/DD/YYYY
Action
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property MM/DD/YYYY
from the borrower.
_________________________________________________________________________________________________________________________________________
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OCCUPANT_CODE Classification of how the property is occupied.
_________________________________________________________________________________________________________________________________________
PROP_CONDITION_CODE A code that indicates the condition of the property.
_________________________________________________________________________________________________________________________________________
PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
CURR_PROP_VAL The current "as is" value of the property based on brokers 2
price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
REPAIRED_PROP_VAL The amount the property would be worth if repairs are 2
completed pursuant to a broker's price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
If applicable:
_________________________________________________________________________________________________________________________________________
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan
_________________________________________________________________________________________________________________________________________
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on
a loan. Code indicates the reason why the loan is in
default for this cycle.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool MM/DD/YYYY
Insurer
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance
to HUD/VA
_________________________________________________________________________________________________________________________________________
REO_PROCEEDS The net proceeds from the sale of the REO property. No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
BPO_DATE The date the BPO was done.
_________________________________________________________________________________________________________________________________________
CURRENT_FICO The current FICO score
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard 10 MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim 10 MM/DD/YYYY
payment.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
ACTION_CODE Indicates loan status Number
_________________________________________________________________________________________________________________________________________
NOD_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
NOI_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_PLAN_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_ PLAN_END_DATE
_________________________________________________________________________________________________________________________________________
ACTUAL_REO_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_SALES_PRICE Number
_________________________________________________________________________________________________________________________________________
REALIZED_LOSS/GAIN As defined in the Servicing Agreement Number
_________________________________________________________________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
o ASUM- Approved Assumption
o BAP- Borrower Assistance Program
o CO- Charge Off
o DIL- Deed-in-Lieu
o FFA- Formal Forbearance Agreement
o MOD- Loan Modification
o PRE- Pre-Sale
o SS- Short Sale
o MISC- Anything else approved by the PMI or Pool Insurer
NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they
are consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property code as follows:
o Mortgagor
o Tenant
o Unknown
o Vacant
The Property Condition field should show the last reported condition of the property as follows:
o Damaged
o Excellent
o Fair
o Gone
o Good
o Poor
o Special Hazard
o Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
__________________________________________________________________________________
Delinquency Code Delinquency Description
__________________________________________________________________________________
001 FNMA-Death of principal mortgagor
__________________________________________________________________________________
002 FNMA-Illness of principal mortgagor
__________________________________________________________________________________
003 FNMA-Illness of mortgagor's family member
__________________________________________________________________________________
004 FNMA-Death of mortgagor's family member
__________________________________________________________________________________
005 FNMA-Marital difficulties
__________________________________________________________________________________
006 FNMA-Curtailment of income
__________________________________________________________________________________
007 FNMA-Excessive Obligation
__________________________________________________________________________________
008 FNMA-Abandonment of property
__________________________________________________________________________________
009 FNMA-Distant employee transfer
__________________________________________________________________________________
011 FNMA-Property problem
__________________________________________________________________________________
012 FNMA-Inability to sell property
__________________________________________________________________________________
013 FNMA-Inability to rent property
__________________________________________________________________________________
014 FNMA-Military Service
__________________________________________________________________________________
015 FNMA-Other
__________________________________________________________________________________
016 FNMA-Unemployment
__________________________________________________________________________________
017 FNMA-Business failure
__________________________________________________________________________________
019 FNMA-Casualty loss
__________________________________________________________________________________
022 FNMA-Energy environment costs
__________________________________________________________________________________
023 FNMA-Servicing problems
__________________________________________________________________________________
026 FNMA-Payment adjustment
__________________________________________________________________________________
027 FNMA-Payment dispute
__________________________________________________________________________________
029 FNMA-Transfer of ownership pending
__________________________________________________________________________________
030 FNMA-Fraud
__________________________________________________________________________________
031 FNMA-Unable to contact borrower
__________________________________________________________________________________
INC FNMA-Incarceration
__________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Status Code field should show the Status of Default as follows:
__________________________________________________________________________________
Status Code Status Description
__________________________________________________________________________________
09 Forbearance
__________________________________________________________________________________
17 Pre-foreclosure Sale Closing Plan Accepted
__________________________________________________________________________________
24 Government Seizure
__________________________________________________________________________________
26 Refinance
__________________________________________________________________________________
27 Assumption
__________________________________________________________________________________
28 Modification
__________________________________________________________________________________
29 Charge-Off
__________________________________________________________________________________
30 Third Party Sale
__________________________________________________________________________________
31 Probate
__________________________________________________________________________________
32 Military Indulgence
__________________________________________________________________________________
43 Foreclosure Started
__________________________________________________________________________________
44 Deed-in-Lieu Started
__________________________________________________________________________________
49 Assignment Completed
__________________________________________________________________________________
61 Second Lien Considerations
__________________________________________________________________________________
62 Veteran's Affairs-No Bid
__________________________________________________________________________________
63 Veteran's Affairs-Refund
__________________________________________________________________________________
64 Veteran's Affairs-Buydown
__________________________________________________________________________________
65 Chapter 7 Bankruptcy
__________________________________________________________________________________
66 Chapter 11 Bankruptcy
__________________________________________________________________________________
67 Chapter 13 Bankruptcy
__________________________________________________________________________________
EXHIBIT 3
REPORTING DATA FOR REALIZED LOSSES AND GAINS
Calculation of Realized Loss/Gain Form 332- Instruction Sheet
NOTE: Do not net or combine items. Show all expenses individually and all credits as separate
line items. Claim packages are due on the remittance report date. Late submissions may result
in claims not being passed until the following month. The Servicer is responsible to remit all
funds pending loss approval and /or resolution of any disputed items.
o The numbers on the 332 form correspond with the numbers listed below.
Liquidation and Acquisition Expenses:
1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an
Amortization Schedule from date of default through liquidation breaking out the net
interest and servicing fees advanced is required.
2. The Total Interest Due less the aggregate amount of servicing fee that would have been
earned if all delinquent payments had been made as agreed. For documentation, an
Amortization Schedule from date of default through liquidation breaking out the net
interest and servicing fees advanced is required.
3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan
as calculated on a monthly basis. For documentation, an Amortization Schedule from date
of default through liquidation breaking out the net interest and servicing fees
advanced is required.
4-12. Complete as applicable. Required documentation:
* For taxes and insurance advances - see page 2 of 332 form - breakdown required
showing period of coverage, base tax, interest, penalty. Advances prior to default
require evidence of servicer efforts to recover advances.
* For escrow advances - complete payment history
(to calculate advances from last positive escrow balance forward)
* Other expenses - copies of corporate advance history showing all payments
* REO repairs > $1500 require explanation
* REO repairs >$3000 require evidence of at least 2 bids.
* Short Sale or Charge Off require P&L supporting the decision and WFB's approved
Officer Certificate
* Unusual or extraordinary items may require further documentation.
13. The total of lines 1 through 12.
3. Credits:
14-21. Complete as applicable. Required documentation:
* Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions and
Escrow Agent / Attorney
Letter of Proceeds Breakdown.
* Copy of EOB for any MI or gov't guarantee
* All other credits need to be clearly defined on the 332 form
22. The total of lines 14 through 21.
Please Note: For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b)
for Part B/Supplemental proceeds.
Total Realized Loss (or Amount of Any Gain)
23. The total derived from subtracting line 22 from 13. If the amount represents a
realized gain, show the amount in parenthesis ( ).
Calculation of Realized Loss/Gain Form 332
Prepared by: __________________ Date: _______________
Phone: ______________________ Email Address:_____________________
____________________________________________________________________________________________________________________________
Servicer Loan No. Servicer Name Servicer Address
____________________________________________________________________________________________________________________________
XXXXX FARGO BANK, N.A. Loan No._____________________________
Borrower's Name: _________________________________________________________
Property Address: _________________________________________________________
Liquidation Type: REO Sale 3rd Party Sale Short Sale Charge
Off
Was this loan granted a Bankruptcy deficiency or cramdown Yes No
If "Yes", provide deficiency or cramdown amount _______________________________
Liquidation and Acquisition Expenses:
(1) Actual Unpaid Principal Balance of Mortgage Loan $ ______________ (1)
(2) Interest accrued at Net Rate ________________(2)
(3) Accrued Servicing Fees ________________(3)
(4) Attorney's Fees ________________(4)
(5) Taxes (see page 2) ________________(5)
(6) Property Maintenance ________________(6)
(7) MI/Hazard Insurance Premiums (see page 2) ________________(7)
(8) Utility Expenses ________________(8)
(9) Appraisal/BPO ________________(9)
(10) Property Inspections ________________(10)
(11) FC Costs/Other Legal Expenses ________________(11)
(12) Other (itemize) ________________(12)
Cash for Keys__________________________ ________________(12)
HOA/Condo Fees_______________________ ________________(12)
______________________________________ ________________(12)
Total Expenses $ _______________(13)
Credits:
(14) Escrow Balance $ _______________(14)
(15) HIP Refund ________________(15)
(16) Rental Receipts ________________(16)
(17) Hazard Loss Proceeds ________________(17)
(18) Primary Mortgage Insurance / Gov't Insurance ________________(18a)
HUD Part A
________________(18b)
HUD Part B
(19) Pool Insurance Proceeds ________________(19)
(20) Proceeds from Sale of Acquired Property ________________(20)
(21) Other (itemize) ________________(21)
_________________________________________ ________________(21)
Total Credits $________________(22)
Total Realized Loss (or Amount of Gain) $________________(23)
Escrow Disbursement Detail
______________________________________________________________________________________________________________________
Type Date Paid Period of Coverage Total Paid Base Amount Penalties Interest
(Tax /Ins.)
______________________________________________________________________________________________________________________
EXHIBIT 4
MORTGAGE LOANS
(Provided Upon Request)
EXHIBIT I-4
ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
This is an Assignment, Assumption and Recognition Agreement (this "AAR Agreement") made as of
August 31, 2007, among EMC Mortgage Corporation (the "Assignor"), Citibank, N.A., not individually but
solely as trustee for the holders of the Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1 (the "Assignee") and Mid America Bank, fsb (the "Company").
In consideration of the mutual promises contained herein, the parties hereto agree that the
residential mortgage loans (the "Assigned Loans") listed on Attachment 1 annexed hereto (the "Assigned
Loan Schedule") purchased by the Assignor from the Company and now serviced by Company for Assignor and
its successors and assigns pursuant to (a) the Purchase, Warranties and Servicing Agreement, dated as of
February 1, 2006, between Assignor and Company as amended by Amendment Number One, dated as of February
1, 2006 (as amended, the "Servicing Agreement") and (b) the term sheets dated April 25, 2007, April 13,
2007 and May 4, 2007, between Assignor and Company (collectively, the "Term Sheets" and the Term Sheets
together with the Servicing Agreement, the "Agreements") shall be subject to the terms of this AAR
Agreement. Capitalized terms used herein but not defined shall have the meanings ascribed to them in
the Servicing Agreement.
Assignment and Assumption
Except as expressly provided for herein, the Assignor hereby grants, transfers and assigns to
the Assignee all of its right, title and interest as in, to and under (a) the Assigned Loans and (b) the
Agreements with respect to the Assigned Loans; provided, however, that the Assignor is not assigning to
the Assignee any of its right, title or interest, in, to and under the Servicing Agreement with respect
to any mortgage loan other than the Assigned Loans listed on the Assigned Loan Schedule.
Notwithstanding anything to the contrary contained herein, the Assignor specifically reserves and does
not assign to the Assignee any right, title and interest in, to or under the representations and
warranties contained in Section 3.01 and Section 3.02 of the Servicing Agreement and the Assignor is
retaining the right to enforce the representations and warranties set forth in those sections against
the Company. Except as is otherwise expressly provided herein, the Assignor makes no representations,
warranties or covenants to the Assignee and the Assignee acknowledges that the Assignor has no
obligations to the Assignee under the terms of the Servicing Agreement or otherwise relating to the
transaction contemplated herein (including, but not limited to, any obligation to indemnify the
Assignee).
Representations, Warranties and Covenants
1. Assignor warrants and represents to Assignee and Company as of the date hereof:
(a) Attached hereto as Attachment 2 are true and accurate copies of the Agreements which
agreements are in full force and effect as of the date hereof and the provisions of which have not been
waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
(b) Assignor is the lawful owner of the Assigned Loans with full right to transfer the
Assigned Loans and any and all of its interests, rights and obligations under the Servicing Agreement as
they relate to the Assigned Loans, free and clear from any and all claims and encumbrances; and upon the
transfer of the Assigned Loans to Assignee as contemplated herein and in the Mortgage Loan Purchase
Agreement dated as of August 31, 2007 between the Assignor and Structured Asset Mortgage Investments II
Inc. ("XXXX XX"), Assignee shall have good title to each and every Assigned Loan, as well as any and all
of Assignee's interests and rights under the Servicing Agreement as they relate to the Assigned Loans,
free and clear of any and all liens, claims and encumbrances;
(c) There are no offsets, counterclaims or other defenses available to Company with
respect to the Assigned Loans or the Servicing Agreement;
(d) Assignor has no knowledge of, and has not received notice of, any waivers under, or
any modification of, any Assigned Loan;
(e) Assignor is duly organized, validly existing and in good standing under the laws of
the jurisdiction of its incorporation, and has all requisite power and authority to acquire, own and
sell the Assigned Loans;
(f) Assignor has full corporate power and authority to execute, deliver and perform its
obligations under this AAR Agreement, and to consummate the transactions set forth herein. The
consummation of the transactions contemplated by this AAR Agreement is in the ordinary course of
Assignor's business and will not conflict with, or result in a breach of, any of the terms, conditions or
provisions of Assignor's charter or by-laws or any legal restriction, or any material agreement or
instrument to which Assignor is now a party or by which it is bound, or result in the violation of any
law, rule, regulation, order, judgment or decree to which Assignor or its property is subject. The
execution, delivery and performance by Assignor of this AAR Agreement and the consummation by it of the
transactions contemplated hereby, have been duly authorized by all necessary corporate action on the
part of Assignor. This AAR Agreement has been duly executed and delivered by Assignor and, upon the due
authorization, execution and delivery by Assignee and Company, will constitute the valid and legally
binding obligation of Assignor enforceable against Assignor in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar
laws now or hereafter in effect relating to creditors' rights generally, and by general principles of
equity regardless of whether enforceability is considered in a proceeding in equity or at law;
(g) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by Assignor in connection
with the execution, delivery or performance by Assignor of this AAR Agreement, or the consummation by it
of the transactions contemplated hereby;
(h) Neither Assignor nor anyone acting on its behalf has offered, transferred, pledged,
sold or otherwise disposed of the Assigned Loans or any interest in the Assigned Loans, or solicited any
offer to buy or accept a transfer, pledge or other disposition of the Assigned Loans, or any interest in
the Assigned Loans or otherwise approached or negotiated with respect to the Assigned Loans, or any
interest in the Assigned Loans with any Person in any manner, or made any general solicitation by means
of general advertising or in any other manner, or taken any other action which would constitute a
distribution of the Assigned Loans under the Securities Act of 1933, as amended (the "1933 Act") or
which would render the disposition of the Assigned Loans a violation of Section 5 of the 1933 Act or
require registration pursuant thereto;
(i) The Assignor has received from Company, and has delivered to the Assignee, all
documents required to be delivered to Assignor by the Company prior to the date hereof pursuant to the
Servicing Agreement with respect to the Assigned Loans and has not received, and has not requested from
the Company, any additional documents; and
(j) There is no action, suit, proceeding, investigation or litigation pending or, to
Assignor's knowledge, threatened, which either in any instance or in the aggregate, if determined
adversely to Assignor, would adversely affect Assignor's execution or delivery of, or the enforceability
of, this AAR Agreement, or the Assignor's ability to perform its obligations under this AAR Agreement.
2. Assignee warrants and represents to, and covenants with, Assignor and Company as of the
date hereof:
(a) Assignee is duly organized, validly existing and in good standing under the laws of
the jurisdiction of its organization and has all requisite power and authority to hold the Assigned
Loans as trustee on behalf of the holders of the Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1;
(b) Assignee has full corporate power and authority to execute, deliver and perform its
obligations under this AAR Agreement, and to consummate the transactions set forth herein. The
consummation of the transactions contemplated by this AAR Agreement is in the ordinary course of
Assignee's business and will not conflict with, or result in a breach of, any of the terms, conditions or
provisions of Assignee's charter or by-laws or any legal restriction, or any material agreement or
instrument to which Assignee is now a party or by which it is bound, or result in the violation of any
law, rule, regulation, order, judgment or decree to which Assignee or its property is subject. The
execution, delivery and performance by Assignee of this AAR Agreement and the consummation by it of the
transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of
Assignee. This AAR Agreement has been duly executed and delivered by Assignee and, upon the due
authorization, execution and delivery by Assignor and Company, will constitute the valid and legally
binding obligation of Assignee enforceable against Assignee in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar
laws now or hereafter in effect relating to creditors' rights generally, and by general principles of
equity regardless of whether enforceability is considered in a proceeding in equity or at law;
(c) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by Assignee in connection
with the execution, delivery or performance by Assignee of this AAR Agreement, or the consummation by it
of the transactions contemplated hereby;
(d) There is no action, suit, proceeding, investigation or litigation pending or, to
Assignee's knowledge, threatened, which either in any instance or in the aggregate, if determined
adversely to Assignee, would adversely affect Assignee's execution or delivery of, or the enforceability
of, this AAR Agreement, or the Assignee's ability to perform its obligations under this AAR Agreement;
and
(e) Assignee assumes for the benefit of each of the Assignor and the Company all of the
rights of the Purchaser under the Servicing Agreement with respect to the Assigned Loans.
3. Company warrants and represents to, and covenant with, Assignor and Assignee as of the
date hereof:
(a) Attached hereto as Attachment 2 are true and accurate copies of the Agreements, which
agreements are in full force and effect as of the date hereof and the provisions of which have not been
waived, amended or modified in any respect, nor has any notice of termination been given thereunder;
(b) Company is duly organized, validly existing and in good standing under the laws of the
jurisdiction of its incorporation, and has all requisite power and authority to service the Assigned
Loans and otherwise to perform its obligations under the Servicing Agreement;
(c) Company has full corporate power and authority to execute, deliver and perform its
obligations under this AAR Agreement, and to consummate the transactions set forth herein. The
consummation of the transactions contemplated by this AAR Agreement is in the ordinary course of
Company's business and will not conflict with, or result in a breach of, any of the terms, conditions or
provisions of Company's charter or by-laws or any legal restriction, or any material agreement or
instrument to which Company is now a party or by which it is bound, or result in the violation of any
law, rule, regulation, order, judgment or decree to which Company or its property is subject. The
execution, delivery and performance by Company of this AAR Agreement and the consummation by it of the
transactions contemplated hereby, have been duly authorized by all necessary corporate action on the
part of Company. This AAR Agreement has been duly executed and delivered by Company, and, upon the due
authorization, execution and delivery by Assignor and Assignee, will constitute the valid and legally
binding obligation of Company, enforceable against Company in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar
laws now or hereafter in effect relating to creditors' rights generally, and by general principles of
equity regardless of whether enforceability is considered in a proceeding in equity or at law;
(d) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by Company in connection
with the execution, delivery or performance by Company of this AAR Agreement, or the consummation by it
of the transactions contemplated hereby;
(e) The Company shall establish a Custodial Account and an Escrow Account under the
Servicing Agreement in favor of the Assignee with respect to the Assigned Loans separate from the
Custodial Account and Escrow Account previously established under the Servicing Agreement in favor of
Assignor;
(f) No event has occurred from the Closing Date to the date hereof which would render the
representations and warranties as to the related Assigned Loans made by the Company in Sections 3.01 and
3.02 of the Servicing Agreement to be untrue in any material respect; and
(g) Neither this AAR Agreement nor any certification, statement, report or other
agreement, document or instrument furnished or to be furnished by the Company pursuant to this AAR
Agreement contains or will contain any materially untrue statement of fact or omits or will omit to
state a material fact necessary to make the statements contained therein not misleading.
4. The Company hereby restates the representations and warranties set forth in Section
3.01(p) of the Servicing Agreement as of the date hereof.
Notwithstanding anything to the contrary in the Servicing Agreement, the Company shall (or
shall cause any Third-Party Originator to) (i) immediately notify Assignor and XXXX XX in writing of (A)
legal proceedings pending against the Company, or proceedings known to be contemplated by governmental
authorities against the Company which in the judgment of the Company would be, in each case, material to
purchasers of securities backed by the Assigned Loans and (B) any affiliations or relationships of the
type described in Item 1119(b) of Regulation AB that develop following the date hereof between the
Company and any of the above listed parties or other parties identified in writing by the Assignor or
XXXX XX with respect to the Securitization Transaction and (ii) provide to the Assignor and XXXX XX a
description of such proceedings, affiliations or relationships.
Each notice/update regarding Regulation AB should be sent to the Assignor by e-mail to
xxxXXxxxxxxxxxxxxx@xxxx.xxx. Additionally, all such notifications, other than those pursuant to (i)(A)
above, should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
with copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
Notifications pursuant to (i)(A) above should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: General Counsel
Facsimile: (000) 000-0000
with copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
5. Assignor hereby agrees to indemnify and hold the Assignee (and its successors and
assigns) harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and
related costs, judgments, and any other costs, fees and expenses that Assignee (and its successors and
assigns) may sustain in any way related to any breach of the representations or warranties of Assignor
set forth in this AAR Agreement or the breach of any covenant or condition contained herein.
Recognition of Assignee
6. From and after the date hereof, Company shall recognize Assignee as owner of the Assigned
Loans, and acknowledges that the Assigned Loans are intended to be part of a REMIC or multiple REMICs,
and will service the Assigned Loans in accordance with the Servicing Agreement (as modified by this
AAR Agreement). It is the intention of Assignor, Company and Assignee that this AAR Agreement shall be
binding upon and for the benefit of the respective successors and assigns of the parties hereto.
Neither Company nor Assignor shall amend or agree to amend, modify, waive, or otherwise alter any of
the terms or provisions of the Servicing Agreement which amendment, modification, waiver or other
alteration would in any way affect the Assigned Loans without the prior written consent of Assignee.
7. Notwithstanding any term hereof to the contrary, it is expressly understood and agreed by
the parties hereto that (a) the execution and delivery of this AAR Agreement by the Assignee is solely
in its capacity as trustee (the "Trustee") for Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage
Pass-Through Certificates, Series 2007-1 pursuant to the Pooling and Servicing Agreement (the "Pooling
and Servicing Agreement"), dated as of August 1, 2007, among XXXX XX, the Assignor, the Assignee and
Xxxxx Fargo Bank, National Association, as master servicer (the "Master Servicer") and as securities
administrator, and not individually, (b) each of the representations, undertakings and agreements
herein made on behalf of Bear Xxxxxxx ALT-A Trust II 2007-1 (the "Trust") is made and intended not as
personal representations, undertakings and agreements of the Trustee but is made and intended for the
purpose of binding only the Trust and (c) under no circumstances shall the Trustee be personally
liable for the payment of any indebtedness or expenses of the Assignee or the Trust or be liable for
the breach or failure of any obligation, representation, warranty or covenant made or undertaken by
the Assignee, the Assignor or the Trust under this AAR Agreement or made or undertaken by the
Assignee, the Assignor or the Trust under the Agreements or the Pooling and Servicing Agreement. Any
recourse against the Assignee in respect of any obligations it may have under or pursuant to the terms
of this AAR Agreement shall be limited solely to the assets it may hold as trustee for Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
8. XXXX XX and the Assignor each agree to indemnify and hold harmless the Company, each
director of the Company, each officer of the Company and each person, if any, who controls the Company
within the meaning of Section 15 of the 1933 Act (collectively, the "Company Indemnified Party")
against any and all losses, claims, expenses, damages or liabilities to which the Company Indemnified
Party may become subject, under the 1933 Act or otherwise, including without limitation, with respect
to disputes between parties, insofar as such losses, claims, expenses, damages or liabilities (or
actions in respect thereof) arise out of or are based upon any untrue statement or alleged untrue
statement of any material fact contained in the Prospectus Supplement, or the omission or the alleged
omission to state in the Prospectus Supplement a material fact necessary in order to make the
statements therein not misleading, in each case to the extent, but only to the extent, that such
untrue statement or alleged untrue statement or omission or alleged omission is other than the Company
Information.
Modification of Servicing Agreement
9. The Company and Assignor hereby amend the Servicing Agreement as follows:
(a) The following definitions are hereby added to Article I of the Servicing Agreement:
Annual Independent Public Accountants' Servicing Report: A report of a firm of
independent public accountants which is a member of the American Institute of
Certified Public Accountants to the effect that such firm has examined certain
documents and records relating to the servicing of the Mortgage Loans or mortgage
loans similar in nature to the Mortgage Loans by the Company and that such firm is of
the opinion that the provisions of this Agreement or similar servicing agreements have
been complied with, and that, on the basis of such examination conducted substantially
in compliance with the Uniform Single Attestation Program for Mortgage Bankers,
nothing has come to the attention of such firm which would indicate that such
servicing has not been conducted in compliance therewith, except (i) such exceptions
such firm shall believe to be immaterial, and (ii) such other exceptions as shall be
set forth in such report. No Annual Independent Public Accountants' Servicing Report
shall contain any provision restricting the use of such report by the Company,
including any prohibition on the inclusion of any such report in any filing with the
Commission.
Delinquent: The delinquency method used for calculations with respect to the Mortgage
Loans will be in accordance with the methodology used by lenders regulated by the
Office of Thrift Supervision. Under this method, a Mortgage Loan is considered "30
days or more Delinquent" if the borrower fails to make a scheduled payment prior to
the close of business on the Mortgage Loan's first succeeding due date. For example,
if a securitization had a closing date occurring in August and a cut-off date of
August 1, a Mortgage Loan with a payment due on August 1 that remained unpaid as of
the close of business on August 31 would not be described as 30 days delinquent as of
the cut-off date. Such Mortgage Loan with a payment due on August 1 that remained
unpaid as of the close of business on August 31 would be described as 30 days
delinquent as of the cut-off date. A Mortgage Loan would be considered "60 days or
more Delinquent" with respect to such scheduled payment if such scheduled payment were
not made prior to the close of business on the Mortgage Loan's second succeeding due
date (or, in the preceding example, if the Mortgage Loan with a payment due on May 1
remained unpaid as of the close of business on August 31). Similarly for "90 days or
more Delinquent" and so on. Unless otherwise specified, with respect to any date of
determination, determinations of delinquency are made as of the last day of the prior
calendar month. Mortgage Loans with Due Dates which are not the first of the month
are treated as if the Due Date was the first of the following month.
Depositor: XXXX XX.
Pooling and Servicing Agreement: That certain pooling and servicing agreement, dated
as of August 1, 2007, among XXXX XX, the Trustee, the Master Servicer and the
Purchaser.
XXXX XX: Structured Asset Mortgage Investments II Inc.
Trust: The trust created pursuant to the Pooling and Servicing Agreement for the
Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Trustee: Citibank, N.A., or its successor in interest, or any successor trustee
appointed as provided in the Pooling and Servicing Agreement.
(b) The definition of Business Day is deleted in its entirety and replaced with the
following:
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal
holiday in the States of California, Illinois, New York, Maryland or
Minnesota, or (iii) a day on which banks in the States of Illinois, New York,
Maryland or Minnesota are authorized or obligated by law or executive order to
be closed.
(c) The definition of Master Servicer is deleted in its entirety and replaced with the
following:
Master Servicer: Xxxxx Fargo Bank, National Association, or its permitted successors
in interest who meet the qualifications of the Pooling and Servicing Agreement and this Agreement.
(d) The definition of Nonrecoverable Advance is deleted in its entirety and replaced with
the following:
Nonrecoverable Advance: Any advance previously made by the Company pursuant
to Section 5.03 or any Servicing Advance which, in the good faith judgment of
the Company, may not be ultimately recoverable by the Company from Liquidation
Proceeds or otherwise. The determination by the Company that it has made a
Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the
Company delivered to the Purchaser and the Master Servicer and detailing the
reasons for such determination.
(e) The definition of Permitted Investments is deleted in its entirety and replaced with
the following:
Permitted Investments: Any one or more of the following obligations or
securities:
(i) direct obligations of, and obligations fully guaranteed by the United
States of America or any agency or instrumentality of the United States of America the
obligations of which are backed by the full faith and credit of the United States of
America;
(ii) (a) demand or time deposits, federal funds or bankers' acceptances
issued by any depository institution or trust company incorporated under the laws of
the United States of America or any state thereof and subject to supervision and
examination by federal and/or state banking authorities, provided that the commercial
paper and/or the short-term deposit rating and/or the long-term unsecured debt
obligations or deposits of such depository institution or trust company at the time of
such investment or contractual commitment providing for such investment are rated in
the highest ratings category for short-term securities or in one of the two highest
rating categories for long-term securities, as applicable, by each Rating Agency and
(b) any other demand or time deposit or certificate of deposit that is fully insured
by the FDIC;
(iii) repurchase obligations with a term not to exceed thirty (30) days and
with respect to (a) any security described in clause (i) above and entered into with a
depository institution or trust company (acting as principal) described in clause
(ii)(a) above;
(iv) securities bearing interest or sold at a discount issued by any
corporation incorporated under the laws of the United States of America or any state
thereof that are rated in the highest ratings category for short-term securities or in
one of the two highest rating categories for long-term securities, as applicable, by
each Rating Agency at the time of such investment or contractual commitment providing
for such investment; provided, however, that securities issued by any particular
corporation will not be Permitted Investments to the extent that investments therein
will cause the then outstanding principal amount of securities issued by such
corporation and held as Permitted Investments to exceed 10% of the aggregate
outstanding principal balances of all of the Mortgage Loans and Permitted Investments;
(v) commercial paper (including both non-interest-bearing discount
obligations and interest-bearing obligations payable on demand or on a specified date
not more than one year after the date of issuance thereof) which are rated in the
highest ratings category for short-term securities or in one of the two highest rating
categories for long-term securities, as applicable, by each Rating Agency at the time
of such investment;
(vi) any other demand, money market or time deposit, obligation, security or
investment as may be acceptable to each Rating Agency as evidenced in writing by each
Rating Agency; and
(vii) any money market funds the collateral of which consists of obligations
fully guaranteed by the United States of America or any agency or instrumentality of
the United States of America the obligations of which are backed by the full faith and
credit of the United States of America (which may include repurchase obligations
secured by collateral described in clause (i)) and other securities and which money
market funds are rated in the highest ratings category for short-term securities or in
one of the two highest rating categories for long-term securities, as applicable, by
each Rating Agency.
provided, however, that no instrument or security shall be a Permitted
Investment if such instrument or security evidences a right to receive only interest
payments with respect to the obligations underlying such instrument or if such
security provides for payment of both principal and interest with a yield to maturity
in excess of 120% of the yield to maturity at par or if such investment or security is
purchased at a price greater than par.
Such Permitted Investment shall mature, or shall be subject to redemption or
withdrawal, no later than the date on which such funds are required to be withdrawn
(i.e. Remittance Date). No Permitted Investment may be sold prior to its maturity.
(f) Article III is hereby amended effective as of the date hereof by adding the following
new Section 3.02(iii):
"(iii) With respect to each Mortgage Loan, information regarding the
borrower credit files related to such Mortgage Loan has been furnished to credit
reporting agencies in compliance with the provisions of the Fair Credit Reporting Act
and the applicable implementing regulations."
(g) The following shall be added to the end of Section 4.01 of the Servicing Agreement:
"In addition, the Company shall furnish information regarding the borrower
credit files related to such Mortgage Loan to credit reporting agencies in compliance
with the provisions of the Fair Credit Reporting Act and the applicable implementing
regulations."
(h) The following is added to the second sentence of the third paragraph of Section 4.13
of the Servicing Agreement:
"; provided, however, that any REO Property shall be disposed of by the
Company before the close of the third taxable year following the taxable year in which
the Mortgage Loan became an REO Property."
(i) Section 5.02 is hereby amended by replacing the first two paragraphs with the
following:
"Not later than the tenth (10th) calendar day of each month, the Company shall
furnish to the Master Servicer in a format as outlined below (or in such other formats
agreed to by the Company and the Master Servicer) (i) (a) monthly loan data in the
format set forth in Exhibit E hereto, (b) default loan data in the format set forth in
Exhibit F hereto and (c) information regarding realized losses and gains in the format
set forth in Exhibit P hereto (or in such other formats mutually agreed to by the
Company and the Master Servicer), in each case relating to the period ending on the
last day of the preceding calendar month, (ii) all such information required pursuant
to clause (i)(a) above on a magnetic tape, electronic mail, or other similar media
reasonably acceptable to the Master Servicer and (iii) all supporting documentation
with respect to the information required pursuant to clause (i)(c) above."
(j) The last paragraph in Section 5.02 is deleted in its entirety and replaced with the
following:
"In addition, not more than sixty (60) days after the end of each calendar
year, the Company shall furnish to each Person who was a Purchaser at any time during
such calendar year an annual statement in accordance with the requirements of
applicable federal income tax law as to the aggregate of remittances for the
applicable portion of such year."
(k) Section 6.04(d) is deleted in its entirety and replaced with the following:
"Failure of the Company to timely comply with this Section 6.04 shall be
deemed an Event of Default, automatically, without notice and without any cure period,
notwithstanding any provision of the Agreement to the contrary, unless otherwise
agreed to by the Purchaser and the Person signing the Form 10-K as set forth in
6.04(c), and Purchaser may, in addition to whatever rights the Purchaser may have
under Sections 3.03 and 8.01 and at law or equity or to damages, including injunctive
relief and specific performance, terminate all the rights and obligations of the
Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof
without compensating the Company for the same, as provided in Section 9.01. Such
termination shall be considered with cause pursuant to Section 10.01 of this
Agreement. This paragraph shall supersede any other provision in this Agreement or
any other agreement to the contrary."
(l) The last paragraph in Section 6.07 is deleted in its entirety and replaced with the
following:
"Notwithstanding the foregoing provisions of Section 6.07, (i) in the event that
during any calendar year (or applicable portion thereof) the Company services 5% or less of the
mortgage loans in a Securitization Transaction, as calculated by the Master Servicer for such
Securitization Transaction, or (ii) in any calendar year in which an annual report on Form 10-K
is not required to be filed with respect to an issuing entity or Securitization Transaction,
then, in each such event, the Company may, in lieu of providing an assessment of compliance and
attestation thereon in accordance with Item 1122 of Regulation AB, provide (and cause each
Subservicer and Subcontractor described in clause (a)(iii) above to provide) to the Depositor
and the Master Servicer for such Securitization Transaction, by not later than March 1 of such
calendar year, an Annual Independent Public Accountants' Servicing Report. If the Company
provides an Annual Independent Public Accountants' Servicing Report pursuant to this provision,
then the certification required to be delivered by the Company (and its Subservicers and
Subcontractors) shall be in the form of Exhibit L-2 attached hereto instead of Exhibit L-1.
Failure of the Company to timely comply with this Section 6.07 (including with respect
to the cure timeframes required in this section) shall be deemed an Event of Default,
automatically, without notice and without any cure period, notwithstanding any provision of the
Agreement to the contrary, unless otherwise agreed to by the Purchaser and the Person signing
the Form 10-K as described herein, and Purchaser may, in addition to whatever rights the
Purchaser may have under Sections 3.03 and 8.01 and at law or equity or to damages, including
injunctive relief and specific performance, terminate all the rights and obligations of the
Company under this Agreement and in and to the Mortgage Loans and the proceeds thereof without
compensating the Company for the same, as provided in Section 9.01. Such termination shall be
considered with cause pursuant to Section 10.01 of this Agreement. This paragraph shall
supercede any other provision in this Agreement or any other agreement to the contrary."
(m) Section 11.03 of the Servicing Agreement is hereby deleted in its entirety and
replaced with the following:
"Section 11.03 Third Party Beneficiary.
For purposes of this Agreement, any Master Servicer shall be considered a
third party beneficiary to this Agreement entitled to all the rights and benefits
accruing to any Master Servicer herein as if it were a direct party to this Agreement."
(n) The Servicing Agreement is hereby amended as of the date hereof by deleting Exhibit E
in its entirely and replacing it with the following:
EXHIBIT E
REPORTING DATA FOR MONTHLY REPORT
Exhibit 1: Standard File Layout - Master Servicing
______________________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
______________________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 10 digits 20
group of loans.
______________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by Text up to 10 digits 10
the investor.
______________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10 digits 10
Servicer. This may be different than the
LOAN_NBR.
______________________________________________________________________________________________________________________________________
BORROWER_NAME The borrower name as received in the file. Maximum length of 30 30
It is not separated by first and last name. (Last, First)
______________________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled 2 No commas(,) or dollar 11
interest payment that a borrower is expected signs ($)
to pay, P&I constant.
______________________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the 4 Max length of 6 6
Servicer.
______________________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service 4 Max length of 6 6
fee rate as reported by the Servicer.
______________________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as 4 Max length of 6 6
reported by the Servicer.
______________________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as 2 No commas(,) or dollar 11
reported by the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by 2 No commas(,) or dollar 11
the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6 6
______________________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate 4 Max length of 6 6
a forecasted rate.
______________________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at 2 No commas(,) or dollar 11
the beginning of the processing cycle. signs ($)
______________________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at 2 No commas(,) or dollar 11
the end of the processing cycle. signs ($)
______________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that MM/DD/YYYY 10
the borrower's next payment is due to the
Servicer, as reported by Servicer.
______________________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the MM/DD/YYYY 10
first curtailment amount.
______________________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or dollar 11
curtailment amount, if applicable. signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the MM/DD/YYYY 10
second curtailment amount.
______________________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or dollar 11
curtailment amount, if applicable. signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar 11
signs ($)
______________________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the MM/DD/YYYY 10
third curtailment amount.
______________________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or dollar 11
curtailment amount, if applicable. signs ($)
______________________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or dollar 11
the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the MM/DD/YYYY 10
Servicer.
______________________________________________________________________________________________________________________________________
ACTION_CODE The standard FNMA numeric code used to Action Code Key: 2
indicate the default/delinquent status of a 15=Bankruptcy,
particular loan. 00xXxxxxxxxxxx, , 00xXXX,
63=Substitution,
65=Repurchase,70=REO
______________________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or dollar 11
reported by the Servicer. signs ($)
______________________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or dollar 11
applicable. signs ($)
______________________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if 2 No commas(,) or dollar 11
applicable. signs ($)
______________________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or dollar 11
if applicable. signs ($)
______________________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount 2 No commas(,) or dollar 11
due at the beginning of the cycle date to be signs ($)
passed through to investors.
______________________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or dollar 11
investors at the end of a processing cycle. signs ($)
______________________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or dollar 11
the Servicer for the current cycle -- only signs ($)
applicable for Scheduled/Scheduled Loans.
______________________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the 2 No commas(,) or dollar 11
service fee amount for the current cycle as signs ($)
reported by the Servicer -- only applicable
for Scheduled/Scheduled Loans.
______________________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the 2 No commas(,) or dollar 11
Servicer for the current reporting cycle -- signs ($)
only applicable for Actual/Actual Loans.
______________________________________________________________________________________________________________________________________
The actual gross interest amount less the
service fee amount for the current reporting No commas(,) or dollar
ACTL_NET_INT cycle as reported by the Servicer -- only 2 signs ($) 11
applicable for Actual/Actual Loans.
______________________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower 2 No commas(,) or dollar 11
prepays on his loan as reported by the signs ($)
Servicer.
______________________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan 2 No commas(,) or dollar 11
waived by the servicer. signs ($)
______________________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the MM/DD/YYYY 10
Modification for the loan.
______________________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value can be 30
alpha or numeric
______________________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and 2 No commas(,) or dollar 11
interest advances made by Servicer. signs ($)
______________________________________________________________________________________________________________________________________
Flag to indicate if the repurchase of a loan Y=Breach
is due to a breach of Representations and N=NO Breach 1
BREACH_FLAG Warranties Let blank if N/A
______________________________________________________________________________________________________________________________________
The Servicing Agreement is hereby amended as of the date hereof by deleting Exhibit F in its
entirety and replacing it with the following:
EXHIBIT F
Exhibit F : Standard File Layout - Delinquency Reporting
Exhibit 2: Monthly Summary Report by Single Investor
MONTHLY SUMMARY REPORT
For Month Ended: mm/dd/yyyy Servicer Name______________________________
Prepared by:________________________________Investor Nbr_______________________________
Section 1. Remittances and Ending Balances - Required Data
_______________________________________________________________________________________________________
Beginning Ending Total Monthly Total Ending Unpaid Total Monthly Principal
Loan Count Loan Count Remittance Amou Principal Balance Balance
_______________________________________________________________________________________________________
0 0 $0.00 $0.00 $0.00
_______________________________________________________________________________________________________
Principal Calculation
1. Monthly Principal Due + $0.00
__________________
2. Current Curtailments + $0.00
__________________
3. Liquidations + $0.00
__________________
4. Other (attach explanation) + $0.00
__________________
5. Principal Due $0.00
__________________
6. Interest (reported "gross") + $0.00
__________________
7. Interest Adjustments on Curtailments + $0.00
__________________
8. Servicing Fees - $0.00
__________________
9. Other Interest (attach explanation) + $0.00
__________________
10. Interest Due (need to subtract ser fee) $0.00
__________________
Remittance Calculation
11. Total Principal and Interest Due (lines 5+10) + $0.00
__________________
12. Reimbursement of Non-Recoverable Advances - $0.00
__________________
13. Total Realized gains + $0.00
__________________
14. Total Realized Losses - $0.00
__________________
15. Total Prepayment Penalties + $0.00
__________________
16. Total Non-Supported Compensating Interest - $0.00
__________________
17. Other (attach explanation) $0.00
__________________
18. Net Funds Due on or before Remittance Date $ $0.00
__________________
_______________________________________________________________________________________________________
Section 2. Delinquency Report - Optional Data for Loan Accounting
_______________________________________________________________________________________________________
Installments Delinquent
_______________________________________________________________________________________________________
Total No. Total No. In Total Dollar
Real Estate
of of 30- 60- 90 or more Foreclosure Amount of
Owned
Loans Delinquencies Days Days Days (Optional) Delinquencies
(Optional)
_______________________________________________________________________________________________________
0 0 0 0 0 0 0 $0.00
_______________________________________________________________________________________________________
_________________________________________________________________________________________________________________
Section 3. REG AB Summary Reporting - REPORT ALL APPLICABLE FIELDS
_________________________________________________________________________________________________________________
REG XX XXXXXX LOAN COUNT BALANCE
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT 0 $0.00
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT WAIVED 0 $0.00
_________________________________________________________________________________________________________________
DELINQUENCY P&I AMOUNT 0 $0.00
_________________________________________________________________________________________________________________
EXHIBIT F
Exhibit F : Standard File Layout - Delinquency Reporting
*The column/header names in bold are the minimum fields Xxxxx Fargo must receive from every Servicer
_________________________________________________________________________________________________________________________________________
Column/Header Name Description Decimal Format Comment
_________________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This
may be different than the LOAN_NBR
_________________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the originator.
_________________________________________________________________________________________________________________________________________
CLIENT_NBR Servicer Client Number
_________________________________________________________________________________________________________________________________________
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer
to identify a group of loans in their system.
_________________________________________________________________________________________________________________________________________
BORROWER_FIRST_NAME First Name of the Borrower.
_________________________________________________________________________________________________________________________________________
BORROWER_LAST_NAME Last name of the borrower.
_________________________________________________________________________________________________________________________________________
PROP_ADDRESS Street Name and Number of Property
_________________________________________________________________________________________________________________________________________
PROP_STATE The state where the property located.
_________________________________________________________________________________________________________________________________________
PROP_ZIP Zip code where the property is located.
_________________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the MM/DD/YYYY
servicer at the end of processing cycle, as reported by
Servicer.
_________________________________________________________________________________________________________________________________________
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy
filing.
_________________________________________________________________________________________________________________________________________
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved MM/DD/YYYY
by the courts
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by MM/DD/YYYY
Dismissal, Discharged and/or a Motion For Relief Was
Granted.
_________________________________________________________________________________________________________________________________________
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;
_________________________________________________________________________________________________________________________________________
LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with MM/DD/YYYY
instructions to begin foreclosure proceedings.
_________________________________________________________________________________________________________________________________________
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure MM/DD/YYYY
Action
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property MM/DD/YYYY
from the borrower.
_________________________________________________________________________________________________________________________________________
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OCCUPANT_CODE Classification of how the property is occupied.
_________________________________________________________________________________________________________________________________________
PROP_CONDITION_CODE A code that indicates the condition of the property.
_________________________________________________________________________________________________________________________________________
PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
CURR_PROP_VAL The current "as is" value of the property based on brokers 2
price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
REPAIRED_PROP_VAL The amount the property would be worth if repairs are 2
completed pursuant to a broker's price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
If applicable:
_________________________________________________________________________________________________________________________________________
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan
_________________________________________________________________________________________________________________________________________
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on
a loan. Code indicates the reason why the loan is in
default for this cycle.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool MM/DD/YYYY
Insurer
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance
to HUD/VA
_________________________________________________________________________________________________________________________________________
REO_PROCEEDS The net proceeds from the sale of the REO property. No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
BPO_DATE The date the BPO was done.
_________________________________________________________________________________________________________________________________________
CURRENT_FICO The current FICO score
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard 10 MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim 10 MM/DD/YYYY
payment.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
ACTION_CODE Indicates loan status Number
_________________________________________________________________________________________________________________________________________
NOD_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
NOI_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_PLAN_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_ PLAN_END_DATE
_________________________________________________________________________________________________________________________________________
ACTUAL_REO_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_SALES_PRICE Number
_________________________________________________________________________________________________________________________________________
REALIZED_LOSS/GAIN As defined in the Servicing Agreement Number
_________________________________________________________________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
o ASUM- Approved Assumption
o BAP- Borrower Assistance Program
o CO- Charge Off
o DIL- Deed-in-Lieu
o FFA- Formal Forbearance Agreement
o MOD- Loan Modification
o PRE- Pre-Sale
o SS- Short Sale
o MISC- Anything else approved by the PMI or Pool Insurer
NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they
are consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property code as follows:
o Mortgagor
o Tenant
o Unknown
o Vacant
The Property Condition field should show the last reported condition of the property as follows:
o Damaged
o Excellent
o Fair
o Gone
o Good
o Poor
o Special Hazard
o Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
__________________________________________________________________________________
Delinquency Code Delinquency Description
__________________________________________________________________________________
001 FNMA-Death of principal mortgagor
__________________________________________________________________________________
002 FNMA-Illness of principal mortgagor
__________________________________________________________________________________
003 FNMA-Illness of mortgagor's family member
__________________________________________________________________________________
004 FNMA-Death of mortgagor's family member
__________________________________________________________________________________
005 FNMA-Marital difficulties
__________________________________________________________________________________
006 FNMA-Curtailment of income
__________________________________________________________________________________
007 FNMA-Excessive Obligation
__________________________________________________________________________________
008 FNMA-Abandonment of property
__________________________________________________________________________________
009 FNMA-Distant employee transfer
__________________________________________________________________________________
011 FNMA-Property problem
__________________________________________________________________________________
012 FNMA-Inability to sell property
__________________________________________________________________________________
013 FNMA-Inability to rent property
__________________________________________________________________________________
014 FNMA-Military Service
__________________________________________________________________________________
015 FNMA-Other
__________________________________________________________________________________
016 FNMA-Unemployment
__________________________________________________________________________________
017 FNMA-Business failure
__________________________________________________________________________________
019 FNMA-Casualty loss
__________________________________________________________________________________
022 FNMA-Energy environment costs
__________________________________________________________________________________
023 FNMA-Servicing problems
__________________________________________________________________________________
026 FNMA-Payment adjustment
__________________________________________________________________________________
027 FNMA-Payment dispute
__________________________________________________________________________________
029 FNMA-Transfer of ownership pending
__________________________________________________________________________________
030 FNMA-Fraud
__________________________________________________________________________________
031 FNMA-Unable to contact borrower
__________________________________________________________________________________
INC FNMA-Incarceration
__________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Status Code field should show the Status of Default as follows:
__________________________________________________________________________________
Status Code Status Description
__________________________________________________________________________________
09 Forbearance
__________________________________________________________________________________
17 Pre-foreclosure Sale Closing Plan Accepted
__________________________________________________________________________________
24 Government Seizure
__________________________________________________________________________________
26 Refinance
__________________________________________________________________________________
27 Assumption
__________________________________________________________________________________
28 Modification
__________________________________________________________________________________
29 Charge-Off
__________________________________________________________________________________
30 Third Party Sale
__________________________________________________________________________________
31 Probate
__________________________________________________________________________________
32 Military Indulgence
__________________________________________________________________________________
43 Foreclosure Started
__________________________________________________________________________________
44 Deed-in-Lieu Started
__________________________________________________________________________________
49 Assignment Completed
__________________________________________________________________________________
61 Second Lien Considerations
__________________________________________________________________________________
62 Veteran's Affairs-No Bid
__________________________________________________________________________________
63 Veteran's Affairs-Refund
__________________________________________________________________________________
64 Veteran's Affairs-Buydown
__________________________________________________________________________________
65 Chapter 7 Bankruptcy
__________________________________________________________________________________
66 Chapter 11 Bankruptcy
__________________________________________________________________________________
67 Chapter 13 Bankruptcy
__________________________________________________________________________________
The Company will have thirty (30) days from the date hereof to incorporate this revised Exhibit
F into its servicing practices.
(p) The Servicing Agreement is hereby amended as of the date hereof by changing the name
of Exhibit L to Exhibit L-1.
(q) The Servicing Agreement is hereby amended by adding the following as Exhibit L-2:
EXHIBIT L-2
FORM OF COMPANY CERTIFICATION
Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY
PARTIES]
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the
"Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities
Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon
this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in
accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the Annual Independent
Public Accountants' Servicing Report (as defined in the Agreement), and all servicing reports,
officer's certificates and other information relating to the servicing of the Mortgage Loans by
the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master
Servicer] [Securities Administrator] [Trustee] pursuant to the Agreement (collectively, the
"Company Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole,
does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in the light of the circumstances under which such
statements were made, not misleading with respect to the period of time covered by the Company
Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be
provided by the Company under the Agreement has been provided to the [Depositor] [Master
Servicer] [Securities Administrator] [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as
servicer under the Agreement, and based on my knowledge and the compliance review conducted in
preparing the Compliance Statement and except as disclosed in the Compliance Statement and the
Annual Independent Public Accountants' Servicing Report, the Company has fulfilled its
obligations under the Agreement in all material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to
the Agreement, and the Annual Independent Public Accountants' Servicing Report required to be
provided by the Company and by any Subservicer and Subcontractor pursuant to the Agreement,
have been provided to the [Depositor] [Master Servicer]. Any material instances of
noncompliance described in such reports have been disclosed to the [Depositor] [Master
Servicer]. Any material instance of noncompliance with the Servicing Criteria has been
disclosed in such reports.
Date: _________________________
By: _______________________________
Name:
Title:
Miscellaneous
10. All demands, notices and communications related to the Assigned Loans, the Servicing
Agreement and this AAR Agreement shall be in writing and shall be deemed to have been duly given if
personally delivered at or mailed by registered mail, postage prepaid, as follows:
(a) In the case of Company:
Mid America Bank, fsb
0000 Xxxxxxxxxxx Xxxx, Xxxxx 000
Xxxxxxx Xxxxx, Xxxxxxxx 00000
Attention: Xxxxxxx Xxxx
Fax: (000) 000-0000
with copies to:
Mid America Bank, fsb
0000 Xxxxxxxxxxx Xxxx, Xxxxx 000
Xxxxxxx Xxxxx, Xxxxxxxx 00000
Attention: Xxx Xxxx
Fax: (000) 000-0000
(b) In the case of Assignor:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
(c) In the case of Assignee:
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance Agency &
Trust—BSAAT 2007-1
Telecopier No.: (000) 000-0000
(d) In the case of Master Servicer:
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
Telecopier No.: (000) 000-0000
11. The Company hereby acknowledges that Xxxxx Fargo Bank, National Association has been
appointed as the master servicer of the Assigned Loans pursuant to the Pooling and Servicing Agreement
and therefor has the right to enforce certain obligations of the Company, as they relate to the
Assigned Loans, under the Servicing Agreement. The Company shall make all distributions under the
Servicing Agreement, as they relate to the Assigned Loans, to the Master Servicer by wire transfer of
immediately available funds to:
Xxxxx Fargo Bank, National Association
ABA# 000000000
Account Name: SAS Clearing
Account # 0000000000
FFC to: BSAAT 2007-1, Account #00000000.
and the Company shall deliver all reports required to be delivered under the Servicing Agreement, as
they relate to the Assigned Loans, to the Assignee at the address set forth in Section 8(c) herein and
to the Master Servicer at:
Xxxxx Fargo Bank, National Association
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: BSAAT 2007-1
A copy of all assessments, attestations, reports and certifications required to be
delivered by the Servicer under this Agreement and the Servicing Agreement shall be delivered to the
Master Servicer by the date(s) specified herein or therein, and where such documents are required to
be addressed to any party, such addressees shall include the Master Servicer and the Master Servicer
shall be entitled to rely on such documents.
12. Each party will pay any commissions it has incurred and the fees of its attorneys in
connection with the negotiations for, documenting of and closing of the transactions contemplated by
this AAR Agreement.
13. This AAR Agreement shall be construed in accordance with the laws of the State of New
York, without regard to conflicts of law principles (other than Section 5-1401 of the New York
Obligations Law), and the obligations, rights and remedies of the parties hereunder shall be
determined in accordance with such laws.
14. No term or provision of this AAR Agreement may be waived or modified unless such waiver
or modification is in writing and signed by the party against whom such waiver or modification is
sought to be enforced.
15. This AAR Agreement shall inure to the benefit of the successors and assigns of the
parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated
shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company,
respectively, hereunder.
16. This AAR Agreement shall survive the conveyance of the Assigned Loans, the assignment of
the Servicing Agreement to the extent of the Assigned Loans by Assignor to Assignee and the
termination of the Servicing Agreement.
17. This AAR Agreement may be executed simultaneously in any number of counterparts. Each
counterpart shall be deemed to be an original and all such counterparts shall constitute one and the
same instrument.
18. In the event that any provision of this AAR Agreement conflicts with any provision of
the Servicing Agreement with respect to the Assigned Loans, the terms of this AAR Agreement shall
control.
IN WITNESS WHEREOF, the parties hereto have executed this AAR Agreement as of the day and year
first above written.
EMC MORTGAGE CORPORATION
Assignor
By:_________________________________________
Name:_______________________________________
Title:______________________________________
CITIBANK, N.A., not individually but solely as
trustee for the holders of Bear Xxxxxxx ALT-A Trust
II Series 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1, as Assignee
By:__________________________________________
Name:________________________________________
Title:_______________________________________
MID AMERICA BANK, FSB,
Company
By:_________________________________________
Name:_______________________________________
Title:______________________________________
ACKNOWLEDGED AND AGREED:
XXXXX FARGO BANK,
NATIONAL ASSOCIATION,
as Master Servicer
By:________________________________________
Name:
Title:
ATTACHMENT 1
ASSIGNED LOAN SCHEDULE
(Available upon request)
ATTACHMENT 2
AGREEMENTS
(Available upon request)
EXHIBIT I-5
ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
This Assignment, Assumption and Recognition Agreement (the "AAR Agreement") is made and entered
into as of August 31, 2007 (the "Closing Date"), among EMC Mortgage Corporation (the "Assignor"),
Citibank, N.A., not in its individual capacity but solely as trustee for the holders of Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1 (the "Assignee") and National
City Mortgage Co. (the "Company").
Whereas, the Assignor and the Company entered into that certain Purchase, Warranties and
Servicing Agreement, dated as of October 1, 2001, as amended by that certain Amendment Reg AB
("Amendment Reg AB") to the Purchase Warranties and Servicing Agreement dated as of March 1, 2006 (as
amended, the "Servicing Agreement"), pursuant to which the Company agreed to service the Mortgage Loans
listed on the attached Attachment 1 annexed hereto (the "Mortgage Loans") on behalf of Assignor.
In consideration of the mutual promises and agreements contained herein, and for other good and
valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree that the Mortgage Loans listed on Attachment 1 annexed hereto (the "Assigned Loans") shall be
subject to the terms of this AAR Agreement. Any capitalized term used and not otherwise defined herein
shall have the meaning assigned to such term in the Servicing Agreement.
Assignment and Assumption
1. Except as expressly provided for herein, the Assignor hereby grants, transfers and
assigns to the Assignee all of its right, title and interest as in, to and under the Assigned Loans, and
as they relate to the Assigned Loans, the Servicing Agreement. Notwithstanding anything to the contrary
contained herein, the Assignor is not assigning to the Assignee any of its right, title and interest in,
to and under the Servicing Agreement with respect to any other mortgage loan other than the Assigned
Loans. Except as is otherwise expressly provided herein, the Assignor makes no representations,
warranties or covenants to the Assignee and the Assignee acknowledges that the Assignor has no
obligations to the Assignee under the terms of the Servicing Agreement or otherwise relating to the
transaction contemplated herein (including, but not limited to, any obligation to indemnify the
Assignee).
Assignor acknowledges and agrees that upon execution of this AAR Agreement, with respect to the
Assigned Loans, the Assignee shall become the "Owner" under the Servicing Agreement, and all
representations, warranties and covenants by the "Servicer" to the "Owner" under the Servicing Agreement
including, but not limited to, the rights to receive indemnification, shall accrue to Assignee by virtue
of this AAR Agreement.
Representations, Warranties and Covenants
2. Assignor warrants and represents to, and covenants with, Assignee and Company as of
the date hereof that:
a. Attached hereto as Attachment 2 is a true and correct copy of the Servicing
Agreement, which Servicing Agreement is in full force and effect as of the date hereof
and the provisions of which have not been waived, amended or modified in any respect,
nor has any notice of termination been given thereunder;
b. Assignor was the lawful owner of the Assigned Loans with full right to
transfer the Assigned Loans and any and all of its interests, rights and obligations
under the Servicing Agreement they relate to the Assigned Loans, free and clear from
any and all claims and encumbrances; and upon the transfer of the Assigned Loans to
Assignee as contemplated herein, and in the Mortgage Loan Purchase Agreement (the
"Mortgage Loan Purchase Agreement") dated as of August 31, 2007 between the Assignor
and Structured Asset Mortgage Investments II Inc. ("XXXX XX"), Assignee shall have
good title to each and every Assigned Loan, as well as any and all of Assignee's
interests, rights and obligations under the Servicing Agreement as they relate to the
Assigned Loans, free and clear of any and all liens, claims and encumbrances;
c. There are no offsets, counterclaims or other defenses available to the Company
with respect to the Servicing Agreement;
d. Assignor has no knowledge of, and has not received notice of, any waivers
under, or any modification of, any Assigned Loan;
e. Assignor is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its incorporation, and has all requisite power and
authority to acquire, own and sell the Assigned Loans;
f. Assignor has full corporate power and authority to execute, deliver and
perform its obligations under this AAR Agreement, and to consummate the transactions
set forth herein. The consummation of the transactions contemplated by this AAR
Agreement is in the ordinary course of Assignor's business and will not conflict with,
or result in a breach of, any of the terms, conditions or provisions of Assignor's
charter or by-laws or any legal restriction, or any material agreement or instrument
to which Assignor is now a party or by which it is bound, or result in the violation
of any law, rule, regulation, order, judgment or decree to which Assignor or its
property is subject. The execution, delivery and performance by Assignor of this AAR
Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary corporate action on part of Assignor. This AAR
Agreement has been duly executed and delivered by Assignor and, upon the due
authorization, execution and delivery by Assignee and the parties hereto, will
constitute the valid and legally binding obligation of Assignor enforceable against
Assignor in accordance with its terms except as enforceability may be limited by
bankruptcy, reorganization, insolvency, moratorium or other similar laws now or
hereafter in effect relating to creditors' rights generally, and by general principles
of equity regardless of whether enforceability is considered in a proceeding in equity
or at law;
g. No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by
Assignor in connection with the execution, delivery or performance by Assignor of this
AAR Agreement, or the consummation by it of the transactions contemplated hereby.
Neither Assignor nor anyone acting on its behalf has offered, transferred, pledged,
sold or otherwise disposed of the Assigned Loans or any interest in the Assigned
Loans, or solicited any offer to buy or accept a transfer, pledge or other disposition
of the Assigned Loans, or any interest in the Assigned Loans or otherwise approached
or negotiated with respect to the Assigned Loans, or any interest in the Assigned
Loans with any Person in any manner, or made any general solicitation by means of
general advertising or in any other manner, or taken any other action which would
constitute a distribution of the Assigned Loans under the Securities Act of 1933, as
amended (the "1933 Act") or which would render the disposition of the Assigned Loans a
violation of Section 5 of the 1933 Act or require registration pursuant thereto; and
h. There is no action, suit, proceeding, investigation or litigation pending or,
to Assignor's knowledge, threatened, which either in any instance or in the aggregate,
if determined adversely to Assignor, would adversely affect Assignor's execution or
delivery of, or the enforceability of, this AAR Agreement, or the Assignor's ability
to perform its obligations under this AAR Agreement.
i. The Assignor has received from the Company, and has delivered to the Assignee,
all documents required to be delivered to the Assignor by the Company prior to the
date hereof and has not received, and has not requested from the Company, any
additional documents.
3. The Assignee warrants and represents to, and covenants with, the Assignor and the
Company as of the date hereof that:
a. Assignee is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its organization and has all requisite power and authority
to hold the Assigned Loans as trustee on behalf of the holders of Bear Xxxxxxx ALT-A
Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1;
b. Assignee has full corporate power and authority to execute, deliver and
perform its obligations under this AAR Agreement, and to consummate the transactions
set forth herein. The consummation of the transactions contemplated by this AAR
Agreement is in the ordinary course of Assignee's business and will not conflict with,
or result in a breach of, any of the terms, conditions or provisions of Assignee's
charter or by-laws or any legal restriction, or any material agreement or instrument
to which Assignee is now a party or by which it is bound, or result in the violation
of any law, rule, regulation, order, judgment or decree to which Assignee or its
property is subject. The execution, delivery and performance by Assignee of this AAR
Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary corporate action on part of Assignee. This AAR
Agreement has been duly executed and delivered by Assignee and, upon the due
authorization, execution and delivery by Assignor and the parties hereto, will
constitute the valid and legally binding obligation of Assignee enforceable against
Assignee in accordance with its terms except as enforceability may be limited by
bankruptcy, reorganization, insolvency, moratorium or other similar laws now or
hereafter in effect relating to creditors' rights generally, and by general principles
of equity regardless of whether enforceability is considered in a proceeding in equity
or at law;
c. No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by
Assignee in connection with the execution, delivery or performance by Assignee of this
AAR Agreement, or the consummation by it of the transactions contemplated hereby;
d. There is no action, suit, proceeding, investigation or litigation pending or,
to Assignee's knowledge, threatened, which either in any instance or in the aggregate,
if determined adversely to Assignee, would adversely affect Assignee's execution or
delivery of, or the enforceability of, this AAR Agreement, or the Assignee's ability
to perform its obligations under this AAR Agreement; and
e. Assignee assumes for the benefit of each of Assignor and Company all of
Assignor's rights as "Owner" under the Servicing Agreement but solely with respect to
the Assigned Loans.
4. Company warrants and represents to, and covenants with, Assignee and Assignor, as of
the date hereof, that:
a. Attached hereto as Attachment 2 is a true and accurate copy of the Servicing
Agreement, which agreement is in full force and effect as of the date hereof and the
provisions of which have not been waived, amended or modified in any respect, nor has
any notice of termination been given thereunder;
b. Company is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its incorporation, and has all requisite power and
authority to service the Assigned Loans and otherwise to perform its obligations under
the Servicing Agreement;
c. Company has full corporate power and authority to execute, deliver and perform
its obligations under this AAR Agreement, and to consummate the transactions set forth
herein. The consummation of the transactions contemplated by this AAR Agreement is in
the ordinary course of Company's business and will not conflict with, or result in a
breach of, any of the terms, conditions or provisions of Company's charter or by-laws
or any legal restriction, or any material agreement or instrument to which Company is
now a party or by which it is bound, or result in the violation of any law, rule,
regulation, order, judgment or decree to which Company or its property is subject. The
execution, delivery and performance by Company of this AAR Agreement and the
consummation by it of the transactions contemplated hereby, have been duly authorized
by all necessary corporate action on part of Company. This AAR Agreement has been duly
executed and delivered by Company, and, upon the due authorization, execution and
delivery by Assignor and Assignee, will constitute the valid and legally binding
obligation of Company, enforceable against Company in accordance with its terms except
as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium
or other similar laws now or hereafter in effect relating to creditors' rights
generally, and by general principles of equity regardless of whether enforceability is
considered in a proceeding in equity or at law;
d. No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by
Company in connection with the execution, delivery or performance by Company of this
AAR Agreement, or the consummation by it of the transactions contemplated hereby;
e. Company shall establish a Custodial Account and an Escrow Account under the
Servicing Agreement in favor of Assignee with respect to the Assigned Loans separate
from the Custodial Account and Escrow Account previously established under the
Servicing Agreement in favor of Assignor; and
f. Neither this AAR Agreement nor any certification, statement, report or other
agreement, document or instrument furnished or to be furnished by the Company pursuant
to this AAR Agreement contains or will contain any materially untrue statement of fact
or omits or will omit to state a fact necessary to make the statements contained
therein not misleading.
5. Pursuant to Section 11.18 of the Servicing Agreement, the Company hereby restates the
representations and warranties set forth in Article III of the Servicing Agreement with respect to the
Company and/or the Assigned Loans as of the date hereof.
Notwithstanding anything to the contrary in the Servicing Agreement, the Company shall (or
shall cause any Third-Party Originator to) (i) immediately notify Assignor and Depositor in writing of
(A) legal proceedings pending against the Company, or proceedings known to be contemplated by
governmental authorities against the Company which in the judgment of the Company would be, in each
case, material to purchasers of securities backed by the Assigned Loans and (B) any affiliations or
relationships of the type described in Item 1119(b) of Regulation AB that develop following the date
hereof between the Company and any of the above listed parties or other parties identified in writing by
the Assignor or the Depositor with respect to the Securitization Transaction and (ii) provide to the
Assignor and the Depositor a description of such proceedings, affiliations or relationships.
Each notice/update regarding Regulation AB should be sent to the Assignor by e-mail to
xxxXXxxxxxxxxxxxxx@xxxx.xxx. Additionally, all such notifications, other than those pursuant to (i)(A)
above, should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
With a copy to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
Notifications pursuant to (i)(A) above should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000
Attention: General Counsel
Facsimile: (000) 000-0000
With copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
6. Assignor hereby agrees to indemnify and hold the Assignee (and its successors and
assigns) harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and
related costs, judgments, and any other costs, fees and expenses that Assignee (and its successors and
assigns) may sustain in any way related to any breach of the representations or warranties of Assignor
set forth in this AAR Agreement or the breach of any covenant or condition contained herein.
Recognition of Assignee
7. From and after the date hereof, Company shall recognize Assignee as owner of the
Assigned Loans, and acknowledges that the Assigned Loans will be part of a REMIC or multiple REMICs, and
will service the Assigned Loans in accordance with the Servicing Agreement but in no event in a manner
that would (i) cause any REMIC to fail to qualify as a REMIC or (ii) result in the imposition of a tax
upon any REMIC (including but not limited to the tax on prohibited transactions as defined in Section
860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the
Code). It is the intention of Assignor, Company and Assignee that this AAR Agreement shall be binding
upon and for the benefit of the respective successors and assigns of the parties hereto. Neither Company
nor Assignor shall amend or agree to amend, modify, waive, or otherwise alter any of the terms or
provisions hereof or of the Servicing Agreement which amendment, modification, waiver or other
alteration would in any way affect the Assigned Loans without the prior written consent of Assignee.
8. Notwithstanding any term hereof to the contrary, it is expressly understood and agreed
by the parties hereto that (i) this AAR Agreement is acknowledged and accepted by the Assignee is not
individually or personally but solely in its capacity as trustee (in such capacity, the "Trustee") for
Bear Xxxxxxx ALT-A Trust II 2007-1 Mortgage Pass Through Certificates, Series 2007-1 (the "Trust"),
pursuant to Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of August
1, 2007, among XXXX XX, the Assignor, the Assignee, Xxxxx Fargo Bank, National Association, as master
servicer (the "Master Servicer") and as securities administrator, (ii) each of the representations,
undertakings and agreements herein made on behalf of the Trust is made and intended not as personal
representations, undertakings and agreements of the Assignee but is made and intended for the purpose of
binding only the Trust and (iii) under no circumstances shall the Assignee be personally liable for the
payment of any indebtedness or expenses of the Assignee or the Trust or be liable for the breach or
failure of any obligation, representation, warranty or covenant made or undertaken by the Assignee, the
Assignor or the Trust under the Servicing Agreement or the Pooling and Servicing Agreement. Any
recourse against the Assignee in respect of any obligations it may have under or pursuant to the terms
of this AAR Agreement shall be limited solely to the assets it may hold as trustee for the holders of
Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Modification of the Servicing Agreement
9. The Company and Assignor hereby amend the Servicing Agreement as follows:
(a) Section 1.01 of the Servicing Agreement shall be amended by adding the
following definitions thereto:
Annual Independent Public Accountants' Servicing Report: A report of a firm
of independent public accountants which is a member of the American Institute of
Certified Public Accountants to the effect that such firm has examined certain
documents and records relating to the servicing of the Mortgage Loans or mortgage
loans similar in nature to the Mortgage Loans by the Company and that such firm is of
the opinion that the provisions of this Agreement or similar servicing agreements have
been complied with, and that, on the basis of such examination conducted substantially
in compliance with the Uniform Single Attestation Program for Mortgage Bankers,
nothing has come to the attention of such firm which would indicate that such
servicing has not been conducted in compliance therewith, except (i) such exceptions
such firm shall believe to be immaterial, and (ii) such other exceptions as shall be
set forth in such report. No Annual Independent Public Accountants' Servicing Report
shall contain any provision restricting the use of such report by the Company,
including any prohibition on the inclusion of any such report in any filing with the
Commission.
Master Servicer: Xxxxx Fargo Bank, National Association, or its successors in interest
who meet the qualifications of the Pooling and Servicing Agreement and this Agreement.
Pooling and Servicing Agreement: That certain Pooling and Servicing Agreement, dated
as of August 1, 2007, among Structured Asset Mortgage Investments II Inc., EMC Mortgage
Corporation, Citibank, N.A., as trustee and Xxxxx Fargo Bank, National Association as
Securities Administrator and Master Servicer.
(b) The definition of "Business Day" is deleted in its entirety and replaced
with the following definition:
Business Day: Any day other than: (i) a Saturday or Sunday, or (ii) a legal holiday
in the States of Maryland, Minnesota, New York or Ohio, or (iii) a day on which banks in the
States of Maryland, Minnesota, New York or Ohio are authorized or obligated by law or executive
order to be closed.
(c) Subsection 3.02(nn) of the Servicing Agreement is hereby amended (deleted
language stricken and new language underlined and in bold):
"The Mortgagor has not notified the Company, and the Company has no knowledge of any
relief requested or allowed to the Mortgagor under the Soldiers' and Sailors' Civil Relief Act
of 1940 Servicemembers Civil Relief Act;"
(d) The following is added as Subsection 4.05(vii) of the Servicing Agreement:
"(vii) to reimburse itself for any Nonrecoverable Advances;"
(e) The following is added as provision (c) to Section 5 of the Servicing
Agreement:
"Notwithstanding the foregoing provisions of Section 5, (i) in the event that during
any calendar year (or applicable portion thereof) the Company services 5% or less of the
mortgage loans in a Securitization Transaction, as calculated by the Master Servicer for such
Securitization Transaction, or (ii) in any calendar year in which an annual report on Form 10-K
is not required to be filed with respect to an issuing entity or Securitization Transaction,
then, in each such event, the Company may, in lieu of providing an assessment of compliance and
attestation thereon in accordance with Item 1122 of Regulation AB, provide (and cause each
Subservicer and Subcontractor described in clause (a)(iii) above to provide) to the Depositor
and the Master Servicer for such Securitization Transaction, by not later than March 1 of such
calendar year, an Annual Independent Public Accountants' Servicing Report. If the Company
provides an Annual Independent Public Accountants' Servicing Report pursuant to this provision,
then the certification required to be delivered by the Company (and its Subservicers and
Subcontractors) pursuant to clause (a)(iv) above shall be in the form of Exhibit A-1 attached
hereto instead of Exhibit A."
(f) Section 5.02 of the Servicing Agreement is hereby amended by replacing the
first two paragraphs with the following:
"Not later than the tenth (10th) calendar day of each month (or if such tenth calendar
day is not a Business Day, the immediately preceding Business Day), the Servicer shall furnish
to the Master Servicer (i) (a) monthly loan data in the format set forth in Exhibit C of
Amendment Reg AB, (b) default loan data in the format set forth in Exhibit D of Amendment Reg
AB and (c) information regarding realized losses and gains in the format set forth in Exhibit E
of Amendment Reg AB (or in such other formats mutually agreed between the Servicer and the
Master Servicer), in each case relating to the period ending on the last day of the preceding
calendar month, (ii) all such information required pursuant to clause (i)(a) above on a
magnetic tape, electronic mail, or other similar media reasonably acceptable to the Master
Servicer and (iii) all supporting documentation with respect to the information required
pursuant to clause (i)(c) above."
(g) Section 6.04 of the Servicing Agreement shall be deleted in its entirety.
(h) Section 6.05 of the Servicing Agreement shall be deleted in its entirety.
(i) Section 9.01 of the Servicing Agreement is hereby amended by adding the word
"or" at the end of clause (ix) thereof and inserting the following as clause (x):
(x) failure by the Company to duly perform, within the required time period, its
obligations under Section 4 and Section 5 of Article 1 of Amendment Reg. AB to the Servicing
Agreement which failure continues unremedied for a period of ten (10) days after the date on
which written notice of such failure, requiring the same to be remedied, shall have been given
to the Company by any party to this Agreement or by any Master Servicer. This paragraph shall
supersede any other provision of this Agreement or other Agreement to the contrary.
(j) Section 11.04 of the Servicing Agreement is deleted in its entirety and
replaced with the following:
"Section 11.04 Governing Law.
This Agreement and the related Term Sheet shall be governed by and construed in
accordance with the laws of the State of New York, without regard to principles of conflicts of
laws other than Section 5-1401 of the New York General Obligations Law which shall govern. The
obligations, rights and remedies of the parties hereunder shall be determined in accordance
with such laws."
10. The Company and Assignor hereby amend the Amendment Reg AB as of the date hereof as
follows:
(a) Exhibit A of the Amendment Reg AB shall be amended by adding a new Exhibit
A-1, a copy of which is attached hereto as Attachment 3. The Company shall provide a monthly report, in
the form of Exhibit A or Exhibit A-1, or such other form as is mutually acceptable to the Company and
the Master Servicer.
(b) Exhibit C of the Amendment Reg AB shall be amended by adding a new Exhibit
C-1, a copy of which is attached hereto as Attachment 4. The Company shall provide a monthly report, in
the form of Exhibit C or Exhibit C-1, or such other form as is mutually acceptable to the Company and
the Master Servicer.
(c) Exhibit D of the Amendment Reg AB shall be amended by adding a new Exhibit
D-1, a copy of which is attached hereto as Attachment 5. The Company shall provide a monthly report, in
the form of Exhibit D or Exhibit D-1, or such other form as is mutually acceptable to the Company and
the Master Servicer.
Miscellaneous
11. All demands, notices and communications related to the Assigned Loans, the Servicing
Agreement and this AAR Agreement shall be in writing and shall be deemed to have been duly given if
personally delivered at or mailed by registered mail, postage prepaid, as follows:
a. In the case of Company,
National City Mortgage Co.
0000 Xxxxxxx Xxxxx
Xxxxxxxxxx, Xxxx 00000
Attention: Xxxx Xxxx Xxxxxxxx
Telecopier No.: (000) 000-0000
b. In the case of Assignor,
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, XX 00000-0000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
With a copy to:
Bear, Xxxxxxx Mortgage Capital Corporation
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx, Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
c. In the case of Assignee,
Citibank, N.A., as trustee
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, XX 00000
Attention: Structured Finance Agency BSAAT 2007-1
Telecopier No.: (000) 000-0000
With a copy to:
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Client Manager BSAAT 2007-1
Telecopier No.: (000) 000-0000
12. The Company hereby acknowledges that Xxxxx Fargo Bank, N.A. has been appointed as the
master servicer of the Assigned Loans pursuant to the Pooling and Servicing Agreement and therefore has
the right to enforce all obligations of the Company, as they relate to the Assigned Loans, under the
Servicing Agreement. Such right will include, without limitation, the right to terminate the Company
under the Servicing Agreement upon the occurrence of an event of default thereunder, the right to
receive all remittances required to be made by the Company under the Servicing Agreement, the right to
receive all monthly reports and other data required to be delivered by the Company under the Servicing
Agreement, the right to examine the books and records of the Company, indemnification rights, and the
right to exercise certain rights of consent and approval relating to actions taken by the Company. The
Company shall make all distributions under the Servicing Agreement, as they relate to the Assigned
Loans, to the Securities Administrator as paying agent, by wire transfer of immediately available funds
to:
Xxxxx Fargo Bank, National Association
ABA# 000000000
Account Name: SAS Clearing
Account # 0000000000
For Further Credit to: BSAAT 2007-1
Distribution Account #00000000.
and the Company shall deliver all reports required to be delivered under the Servicing Agreement, as
they relate to the Assigned Loans to the Master Servicer at:
Xxxxx Fargo Bank, National Association
Master Servicing Department, BSAAT 2007-1
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Telecopier No.: (000) 000-0000
13. THIS AAR AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW
YORK, WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES (OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL
OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED
IN ACCORDANCE WITH SUCH LAWS.
14. No term or provision of this AAR Agreement may be waived or modified unless such
waiver or modification is in writing and signed by the party against whom such waiver or modification is
sought to be enforced.
15. This AAR Agreement shall inure to the benefit of the successors and assigns of the
parties hereto. Any entity into which Assignor, Assignee or Company may be merged or consolidated shall,
without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively,
hereunder.
16. This AAR Agreement shall survive the conveyance of the Assigned Loans, the assignments
of the Servicing Agreement to the extent of the Assigned Loans by Assignor to Assignee and the
termination of the Servicing Agreement.
17. This AAR Agreement may be executed simultaneously in any number of counterparts. Each
counterpart shall be deemed to be an original and all such counterparts shall constitute one and the
same instrument.
18. In the event that any provision of this AAR Agreement conflicts with any provision of
the Servicing Agreement with respect to the Assigned Loans, the terms of this AAR Agreement shall
control.
19. A copy of all assessments, attestations, reports and certifications required to be
delivered by the Servicer under this AAR Agreement and the Servicing Agreement shall be delivered to the
Master Servicer by the date(s) specified herein or therein, and where such documents are required to be
addressed to any party, such addressees shall include the Master Servicer and the Master Servicer shall
be entitled to rely on such documents.
[Signature page follows]
IN WITNESS WHEREOF, the parties hereto have executed this AAR Agreement on the date
first above written.
EMC MORTGAGE CORPORATION, CITIBANK, N.A., not individually but solely as trustee
the Assignor for the holders of Bear Xxxxxxx ALT-A Trust II 2007-1,
Mortgage Pass-Through Certificates, Series 2007-1,
the Assignee
By: __________________________________ By: __________________________________
Name: Name:
Title: Title:
NATIONAL CITY MORTGAGE CO,
the Company
By: __________________________________
Name:
Title:
Acknowledged and Agreed: Acknowledged and Agreed:
XXXXX FARGO BANK, NATIONAL ASSOCIATION STRUCTURED ASSET MORTGAGE INVESTMENTS INC. II
By: __________________________________ By: __________________________________
Name: Name:
Title: Title:
Attachment 1
Assigned Loans
(Available upon request)
Attachment 2
Servicing Agreement
(Available upon request)
Attachment 3
FORM OF ANNUAL CERTIFICATION
Re: The [ ] agreement dated as of [ l, 200[ ] (the "Agreement"), among [IDENTIFY PARTIES]
I, ____________________________, the _______________________ of [NAME OF COMPANY] (the
"Company"), certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Securities
Administrator] [Trustee], and their officers, with the knowledge and intent that they will rely upon
this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with
Item 1123 of Regulation AB (the "Compliance Statement"), the Annual Independent Public Accountants'
Servicing Report (as defined in the Agreement), and all servicing reports, officer's certificates and
other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were
delivered by the Company to the [Depositor] [Master Servicer] [Securities Administrator] [Trustee]
pursuant to the Agreement (collectively, the "Company Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain
any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in the light of the circumstances under which such statements were made, not misleading
with respect to the period of time covered by the Company Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the
Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Securities
Administrator] [Trustee];
(4) I am responsible for reviewing the activities performed by the Company as servicer under the
Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance
Statement and except as disclosed in the Compliance Statement and the Annual Independent Public
Accountants' Servicing Report, the Company has fulfilled its obligations under the Agreement in all
material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and
the Annual Independent Public Accountants' Servicing Report required to be provided by the Company and
by any Subservicer and Subcontractor pursuant to the Agreement, have been provided to the [Depositor]
[Master Servicer]. Any material instances of noncompliance described in such reports have been
disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the
Servicing Criteria has been disclosed in such reports.
Date: _________________________
By: ________________________
Name:
Title:
Attachment 4
__________________________________________________________________________________________________________________________
Standard Loan Level File Layout - Master
Servicing
__________________________________________________________________________________________________________________________
Exhibit 1: Layout
__________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
__________________________________________________________________________________________________________________________
Each file requires the following fields:
__________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 20
group of loans. digits 20
__________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the Text up to 10
investor. digits 10
__________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10
Servicer. This may be different than the digits 10
LOAN_NBR.
__________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled 2 No commas(,)
interest payment that a borrower is expected to or dollar 11
pay, P&I constant. signs ($)
__________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the 4 Max length of 6
Servicer. 6
__________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service fee 4 Max length of 6
rate as reported by the Servicer. 6
__________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as reported by 4 Max length of 6
the Servicer. 6
__________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as reported 2 No commas(,)
by the Servicer. or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by the 2 No commas(,)
Servicer. or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6
6
__________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate a 4 Max length of 6
forecasted rate. 6
__________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,)
beginning of the processing cycle. or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,)
end of the processing cycle. or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that the MM/DD/YYYY
borrower's next payment is due to the Servicer, 10
as reported by Servicer.
__________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,)
or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the first MM/DD/YYYY
curtailment amount. 10
__________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first curtailment 2 No commas(,)
amount, if applicable. or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,)
or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the second MM/DD/YYYY
curtailment amount. 10
__________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,)
curtailment amount, if applicable. or dollar 11
signs ($)
__________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
__________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
__________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
__________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the third MM/DD/YYYY
curtailment amount. 10
__________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third curtailment 2 No commas(,) or
amount, if applicable. dollar signs ($) 11
__________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by the 2 No commas(,) or
Servicer. dollar signs ($) 11
__________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the Servicer. MM/DD/YYYY
10
__________________________________________________________________________________________________________________________
ACTION_CODE The standard FNMA numeric code used to indicate Action Code
the default/delinquent status of a particular Key: 2
loan. 15=Bankruptcy,
00xXxxxxxxxxxx,
, 00xXXX,
63=Substitution,
65=Repurchase,70=REO
__________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as reported 2 No commas(,) or
by the Servicer. dollar signs ($) 11
__________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or
applicable. dollar signs ($) 11
__________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if applicable. 2 No commas(,) or
dollar signs ($) 11
__________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, if 2 No commas(,) or
applicable. dollar signs ($) 11
__________________________________________________________________________________________________________________________
Plus the following applicable fields:
__________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount due 2 No commas(,) or
at the beginning of the cycle date to be dollar signs ($) 11
passed through to investors.
__________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or
investors at the end of a processing cycle. dollar signs ($) 11
__________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or
the Servicer for the current cycle -- only dollar signs ($) 11
applicable for Scheduled/Scheduled Loans.
__________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the 2 No commas(,) or
service fee amount for the current cycle as dollar signs ($) 11
reported by the Servicer -- only applicable
for Scheduled/Scheduled Loans.
__________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the 2 No commas(,) or
Servicer for the current reporting cycle -- dollar signs ($) 11
only applicable for Actual/Actual Loans.
__________________________________________________________________________________________________________________________
ACTL_NET_INT The actual gross interest amount less the 2 No commas(,) or
service fee amount for the current reporting dollar signs ($) 11
cycle as reported by the Servicer -- only
applicable for Actual/Actual Loans.
__________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower 2 No commas(,) or
prepays on his loan as reported by the dollar signs ($) 11
Servicer.
__________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan 2 No commas(,) or
waived by the servicer. dollar signs ($) 11
__________________________________________________________________________________________________________________________
__________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
__________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
__________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the Modification MM/DD/YYYY
for the loan. 10
__________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value
can be alpha or 30
numeric
__________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and interest 2 No commas(,) or
advances made by Servicer. dollar signs ($) 11
__________________________________________________________________________________________________________________________
BREACH_FLAG Flag to indicate if the repurchase of a loan Y=Breach
is due to a breach of Representations and N=NO Breach 1
Warranties Let blank if N/A
__________________________________________________________________________________________________________________________
Exhibit 2: Monthly Summary Report by Single Investor
MONTHLY SUMMARY REPORT
For Month Ended: mm/dd/yyyy Servicer Name______________________________
Prepared by:________________________________Investor Nbr_______________________________
Section 1. Remittances and Ending Balances - Required Data
_______________________________________________________________________________________________________
Beginning Ending Total Monthly Total Ending Unpaid Total Monthly Principal
Loan Count Loan Count Remittance Amou Principal Balance Balance
_______________________________________________________________________________________________________
0 0 $0.00 $0.00 $0.00
_______________________________________________________________________________________________________
Principal Calculation
1. Monthly Principal Due + $0.00
__________________
2. Current Curtailments + $0.00
__________________
3. Liquidations + $0.00
__________________
4. Other (attach explanation) + $0.00
__________________
5. Principal Due $0.00
__________________
6. Interest (reported "gross") + $0.00
__________________
7. Interest Adjustments on Curtailments + $0.00
__________________
8. Servicing Fees - $0.00
__________________
9. Other Interest (attach explanation) + $0.00
__________________
10. Interest Due (need to subtract ser fee) $0.00
__________________
Remittance Calculation
11. Total Principal and Interest Due (lines 5+10) + $0.00
__________________
12. Reimbursement of Non-Recoverable Advances - $0.00
__________________
13. Total Realized gains + $0.00
__________________
14. Total Realized Losses - $0.00
__________________
15. Total Prepayment Penalties + $0.00
__________________
16. Total Non-Supported Compensating Interest - $0.00
__________________
17. Other (attach explanation) $0.00
__________________
18. Net Funds Due on or before Remittance Date $ $0.00
__________________
_______________________________________________________________________________________________________
Section 2. Delinquency Report - Optional Data for Loan Accounting
_______________________________________________________________________________________________________
Installments Delinquent
_______________________________________________________________________________________________________
Total No. Total No. In Total Dollar
Real Estate
of of 30- 60- 90 or more Foreclosure Amount of
Owned
Loans Delinquencies Days Days Days (Optional) Delinquencies
(Optional)
_______________________________________________________________________________________________________
0 0 0 0 0 0 0 $0.00
_______________________________________________________________________________________________________
_________________________________________________________________________________________________________________
Section 3. REG AB Summary Reporting - REPORT ALL APPLICABLE FIELDS
_________________________________________________________________________________________________________________
REG XX XXXXXX LOAN COUNT BALANCE
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT 0 $0.00
_________________________________________________________________________________________________________________
PREPAYMENT PENALTY AMT WAIVED 0 $0.00
_________________________________________________________________________________________________________________
DELINQUENCY P&I AMOUNT 0 $0.00
_________________________________________________________________________________________________________________
Attachment 5
Exhibit 2 : Standard File Layout - Delinquency Reporting
*The column/header names in bold are the minimum fields Xxxxx Fargo must receive from every Servicer
_________________________________________________________________________________________________________________________________________
Column/Header Name Description Decimal Format Comment
_________________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This
may be different than the LOAN_NBR
_________________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the originator.
_________________________________________________________________________________________________________________________________________
CLIENT_NBR Servicer Client Number
_________________________________________________________________________________________________________________________________________
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer
to identify a group of loans in their system.
_________________________________________________________________________________________________________________________________________
BORROWER_FIRST_NAME First Name of the Borrower.
_________________________________________________________________________________________________________________________________________
BORROWER_LAST_NAME Last name of the borrower.
_________________________________________________________________________________________________________________________________________
PROP_ADDRESS Street Name and Number of Property
_________________________________________________________________________________________________________________________________________
PROP_STATE The state where the property located.
_________________________________________________________________________________________________________________________________________
PROP_ZIP Zip code where the property is located.
_________________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the MM/DD/YYYY
servicer at the end of processing cycle, as reported by
Servicer.
_________________________________________________________________________________________________________________________________________
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy
filing.
_________________________________________________________________________________________________________________________________________
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved MM/DD/YYYY
by the courts
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by MM/DD/YYYY
Dismissal, Discharged and/or a Motion For Relief Was
Granted.
_________________________________________________________________________________________________________________________________________
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;
_________________________________________________________________________________________________________________________________________
LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with MM/DD/YYYY
instructions to begin foreclosure proceedings.
_________________________________________________________________________________________________________________________________________
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure MM/DD/YYYY
Action
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property MM/DD/YYYY
from the borrower.
_________________________________________________________________________________________________________________________________________
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OCCUPANT_CODE Classification of how the property is occupied.
_________________________________________________________________________________________________________________________________________
PROP_CONDITION_CODE A code that indicates the condition of the property.
_________________________________________________________________________________________________________________________________________
PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
CURR_PROP_VAL The current "as is" value of the property based on brokers 2
price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
REPAIRED_PROP_VAL The amount the property would be worth if repairs are 2
completed pursuant to a broker's price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
If applicable:
_________________________________________________________________________________________________________________________________________
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan
_________________________________________________________________________________________________________________________________________
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on
a loan. Code indicates the reason why the loan is in
default for this cycle.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool MM/DD/YYYY
Insurer
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance
to HUD/VA
_________________________________________________________________________________________________________________________________________
REO_PROCEEDS The net proceeds from the sale of the REO property. No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
BPO_DATE The date the BPO was done.
_________________________________________________________________________________________________________________________________________
CURRENT_FICO The current FICO score
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard 10 MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim 10 MM/DD/YYYY
payment.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
ACTION_CODE Indicates loan status Number
_________________________________________________________________________________________________________________________________________
NOD_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
NOI_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_PLAN_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_ PLAN_END_DATE
_________________________________________________________________________________________________________________________________________
ACTUAL_REO_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_SALES_PRICE Number
_________________________________________________________________________________________________________________________________________
REALIZED_LOSS/GAIN As defined in the Servicing Agreement Number
_________________________________________________________________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
o ASUM- Approved Assumption
o BAP- Borrower Assistance Program
o CO- Charge Off
o DIL- Deed-in-Lieu
o FFA- Formal Forbearance Agreement
o MOD- Loan Modification
o PRE- Pre-Sale
o SS- Short Sale
o MISC- Anything else approved by the PMI or Pool Insurer
NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they
are consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property code as follows:
o Mortgagor
o Tenant
o Unknown
o Vacant
The Property Condition field should show the last reported condition of the property as follows:
o Damaged
o Excellent
o Fair
o Gone
o Good
o Poor
o Special Hazard
o Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
__________________________________________________________________________________
Delinquency Code Delinquency Description
__________________________________________________________________________________
001 FNMA-Death of principal mortgagor
__________________________________________________________________________________
002 FNMA-Illness of principal mortgagor
__________________________________________________________________________________
003 FNMA-Illness of mortgagor's family member
__________________________________________________________________________________
004 FNMA-Death of mortgagor's family member
__________________________________________________________________________________
005 FNMA-Marital difficulties
__________________________________________________________________________________
006 FNMA-Curtailment of income
__________________________________________________________________________________
007 FNMA-Excessive Obligation
__________________________________________________________________________________
008 FNMA-Abandonment of property
__________________________________________________________________________________
009 FNMA-Distant employee transfer
__________________________________________________________________________________
011 FNMA-Property problem
__________________________________________________________________________________
012 FNMA-Inability to sell property
__________________________________________________________________________________
013 FNMA-Inability to rent property
__________________________________________________________________________________
014 FNMA-Military Service
__________________________________________________________________________________
015 FNMA-Other
__________________________________________________________________________________
016 FNMA-Unemployment
__________________________________________________________________________________
017 FNMA-Business failure
__________________________________________________________________________________
019 FNMA-Casualty loss
__________________________________________________________________________________
022 FNMA-Energy environment costs
__________________________________________________________________________________
023 FNMA-Servicing problems
__________________________________________________________________________________
026 FNMA-Payment adjustment
__________________________________________________________________________________
027 FNMA-Payment dispute
__________________________________________________________________________________
029 FNMA-Transfer of ownership pending
__________________________________________________________________________________
030 FNMA-Fraud
__________________________________________________________________________________
031 FNMA-Unable to contact borrower
__________________________________________________________________________________
INC FNMA-Incarceration
__________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Status Code field should show the Status of Default as follows:
__________________________________________________________________________________
Status Code Status Description
__________________________________________________________________________________
09 Forbearance
__________________________________________________________________________________
17 Pre-foreclosure Sale Closing Plan Accepted
__________________________________________________________________________________
24 Government Seizure
__________________________________________________________________________________
26 Refinance
__________________________________________________________________________________
27 Assumption
__________________________________________________________________________________
28 Modification
__________________________________________________________________________________
29 Charge-Off
__________________________________________________________________________________
30 Third Party Sale
__________________________________________________________________________________
31 Probate
__________________________________________________________________________________
32 Military Indulgence
__________________________________________________________________________________
43 Foreclosure Started
__________________________________________________________________________________
44 Deed-in-Lieu Started
__________________________________________________________________________________
49 Assignment Completed
__________________________________________________________________________________
61 Second Lien Considerations
__________________________________________________________________________________
62 Veteran's Affairs-No Bid
__________________________________________________________________________________
63 Veteran's Affairs-Refund
__________________________________________________________________________________
64 Veteran's Affairs-Buydown
__________________________________________________________________________________
65 Chapter 7 Bankruptcy
__________________________________________________________________________________
66 Chapter 11 Bankruptcy
__________________________________________________________________________________
67 Chapter 13 Bankruptcy
__________________________________________________________________________________
EXHIBIT I-6
ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT
THIS ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT (the "Assignment and Assumption
Agreement"), dated as of August 31, 2007, among EMC Mortgage Corporation, a Delaware corporation (the
"Assignor"), Citibank, N.A., not individually but solely as trustee for the holders of Bear Xxxxxxx ALT-A
Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1 (the "Assignee") and Xxxxx Fargo
Bank, N.A. (the "Company").
WHEREAS, the Assignor purchased certain Mortgage Loans listed on Attachment 1 (the "ACA3
Mortgage Loans") from the Company pursuant to the terms and conditions of that certain Assignment and
Conveyance Agreement (07-PA10) (the "ACA3") dated as of April 27, 2007;
WHEREAS, the Assignor purchased certain Mortgage Loans listed on Attachment 2 (the "ACA4
Mortgage Loans" and, together with the ACA3 Mortgage Loans, the "Mortgage Loans") from the Company
pursuant to the terms and conditions of that certain Assignment and Conveyance Agreement (07-PA11) (the
"ACA4") dated as of April 27, 2007;
WHEREAS, the Assignor and the Company entered into that certain Amended and Restated Master
Seller's Warranties and Servicing Agreement dated as of November 1, 2005 (the "Warranties and Servicing
Agreement" and, together with the ACA4, the "Agreement");
WHEREAS, THE COMPANY AGREES TO SERVICE THE MORTGAGE LOANS PURSUANT TO THE TERMS AND CONDITIONS
OF THE AGREEMENT.
In consideration of the mutual promises and agreements contained herein, and for other good and
valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree that the Mortgage Loans now serviced by the Company for the Assignor and its successors and
assigns pursuant to the Agreement shall be subject to the terms of this Assignment and Assumption
Agreement. Capitalized terms used herein but not otherwise defined shall have the meanings assigned to
them in the Agreement.
Assignment and Assumption
1. Except as expressly provided for herein, the Assignor hereby grants, transfers and assigns to
the Assignee all of its right, title and interest in, to and under (a) the Mortgage Loans and (b) the
Agreement with respect to the Mortgage Loans; provided, however, that the Assignor is not assigning to
the Assignee any of its right, title and interest, to and under the Agreement with respect to any
mortgage loan other than the Mortgage Loans listed on Attachment 1 and Attachment 2. Notwithstanding
anything to the contrary contained herein, the Assignor specifically reserves and does not assign to the
Assignee any right, title and interest in, to or under the representations and warranties contained in
Section 3.01 and Section 3.02 of the Agreement, and to indemnify the Assignor with respect to a breach
of such representations and warranties and the obligations of the Company set forth in those sections
against the Company. Except as is otherwise expressly provided herein, the Assignor makes no
representations, warranties or covenants to the Assignee and the Assignee acknowledges that the Assignor
has no obligations to the Assignee under the terms of the Agreement or otherwise relating to the
transaction contemplated herein (including, but not limited to, any obligation to indemnify the
Assignee).
Representations Warranties and Covenants
2. The Assignor warrants and represents to, and covenants with, the Assignee that as of the date
hereof:
(a) Attached hereto as Attachment 3 is a true and accurate copy of the Agreement,
which agreement is in full force and effect as of the date hereof and the
provisions of which have not been waived, further amended or modified in any
respect, nor has any notice of termination been given thereunder;
(b) The Assignor is the lawful owner of the Mortgage Loans with full right to
transfer the Mortgage Loans and any and all of its interests, rights and
obligations under the Agreement as they relate to the Mortgage Loans, free and
clear from any and all claims and encumbrances; and upon the transfer of the
Mortgage Loans to the Assignee as contemplated herein, Assignee shall have good
title to each and every Mortgage Loan, as well as any and all of the Assignee's
interests, rights and obligations under the Agreement as they relate to the
Mortgage Loans, free and clear of any and all liens, claims and encumbrances;
(c) There are no offsets, counterclaims or other defenses available to the Company
with respect to the Mortgage Loans or the Agreement;
(d) The Assignor has no knowledge of, and has not received notice of, any waivers
under, or any modification of, any Mortgage Loan;
(e) The Assignor is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its incorporation, and has all requisite power and
authority to acquire, own and sell the Mortgage Loans;
(f) The Assignor has full corporate power and authority to execute, deliver and
perform its obligations under this Assignment and Assumption Agreement, and to
consummate the transactions set forth herein. The consummation of the
transactions contemplated by this Assignment and Assumption Agreement is in the
ordinary course of the Assignor's business and will not conflict with, or result
in a breach of, any of the terms, conditions or provisions of the Assignor's
charter or by-laws or any legal restriction, or any material agreement or
instrument to which the Assignor is now a party or by which it is bound, or
result in the violation of any law, rule, regulation, order, judgment or decree
to which Assignor or its property is subject. The execution, delivery and
performance by the Assignor of this Assignment and Assumption Agreement and the
consummation by it of the transactions contemplated hereby, have been duly
authorized by all necessary corporate action on part of the Assignor. This
Assignment and Assumption Agreement has been duly executed and delivered by the
Assignor and, upon the due authorization, execution and delivery by the Assignee
and the Company, will constitute the valid and legally binding obligation of the
Assignor enforceable against the Assignor in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency,
moratorium or other similar laws now or hereafter in effect relating to
creditors' rights generally, and by general principles of equity regardless of
whether enforceability is considered in a proceeding in equity or at law;
(g) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by
the Assignor in connection with the execution, delivery or performance by the
Assignor of this Assignment and Assumption Agreement, or the consummation by it
of the transactions contemplated hereby. Neither the Assignor nor anyone acting
on its behalf has offered, transferred, pledged, sold or otherwise disposed of
the Mortgage Loans or any interest in the Mortgage Loans, or solicited any offer
to buy or accept a transfer, pledge or other disposition of the Mortgage Loans,
or any interest in the Mortgage Loans or otherwise approached or negotiated with
respect to the Mortgage Loans, or any interest in the Mortgage Loans with any
Person in any manner, or made any general solicitation by means of general
advertising or in any other manner, or taken any other action which would
constitute a distribution of the Mortgage Loans under the Securities Act of
1933, as amended (the "1933 Act") or which would render the disposition of the
Mortgage Loans a violation of Section 5 of the 1933 Act or require registration
pursuant thereto; and
(h) The Assignor has received from the Company, and has delivered to the Assignee,
all documents required to be delivered to the Assignor by the Company prior to
the date hereof pursuant to the Agreement with respect to the Mortgage Loans and
has not received, and has not requested from the Company, any additional
documents.
3. The Assignee warrants and represents to, and covenants with, Assignor and Company as of the
date hereof:
(a) The Assignee is duly organized, validly existing and in good standing under the
laws of the jurisdiction of its organization and has all requisite power and
authority to hold the Mortgage Loans on behalf of the holders of Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1;
(b) The Assignee has full corporate power and authority to execute, deliver and
perform under this Assignment and Assumption Agreement, and to consummate the
transactions set forth herein. The consummation of the transactions
contemplated by this Assignment and Assumption Agreement is in the ordinary
course of the Assignee's business and will not conflict with, or result in a
breach of, any of the terms, conditions or provisions of the Assignee's charter
or by-laws or any legal restriction, or any material agreement or instrument to
which the Assignee is now a party or by which it is bound, or result in the
violation of any law, rule, regulation, order, judgment or decree to which the
Assignee or its property is subject. The execution, delivery and performance by
the Assignee of this Assignment and Assumption Agreement and the consummation by
it of the transactions contemplated hereby, have been duly authorized by all
necessary corporate action on part of the Assignee. This Assignment and
Assumption Agreement has been duly executed and delivered by the Assignee and,
upon the due authorization, execution and delivery by the Assignor and the
Company, will constitute the valid and legally binding obligation of Assignee
enforceable against the Assignee in accordance with its terms except as
enforceability may be limited by bankruptcy, reorganization, insolvency,
moratorium or other similar laws now or hereafter in effect relating to
creditors' rights generally, and by general principles of equity regardless of
whether enforceability is considered in a proceeding in equity or at law;
(c) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by
the Assignee in connection with the execution, delivery or performance by the
Assignee of this Assignment and Assumption Agreement, or the consummation by it
of the transactions contemplated hereby; and
(d) The Assignee assumes all of the rights of the Assignor under the Agreement with
respect to the Mortgage Loans other than the right to enforce the obligations of
the Company under the Agreement.
4. The Company warrants and represents to, and covenants with, the Assignor and the Assignee as of
the date hereof:
(a) Attached hereto as Attachment 3 is a true and accurate copy of the Agreement,
which agreement is in full force and effect as of the date hereof and the
provisions of which have not been waived, further amended or modified in any
respect, nor has any notice of termination been given thereunder;
(b) The Company is a national banking association duly organized, validly existing
and in good standing under the laws of the United States, and has all requisite
power and authority to service the Mortgage Loans and otherwise to perform its
obligations under the Agreement;
(c) The Company has full power and authority to execute, deliver and perform its
obligations under this Assignment and Assumption Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions
contemplated by this Assignment and Assumption Agreement is in the ordinary
course of the Company's business and will not conflict with, or result in a
breach of, any of the terms, conditions or provisions of the Company's charter
or by-laws or any legal restriction, or any material agreement or instrument to
which the Company is now a party or by which it is bound, or result in the
violation of any law, rule, regulation, order, judgment or decree to which the
Company or its property is subject. The execution, delivery and performance by
the Company of this Assignment and Assumption Agreement and the consummation by
it of the transactions contemplated hereby, have been duly authorized by all
necessary action on part of the Company. This Assignment and Assumption
Agreement has been duly executed and delivered by the Company, and, upon the due
authorization, execution and delivery by Assignor and Assignee, will constitute
the valid and legally binding obligation of Company, enforceable against the
Company in accordance with its terms except as enforceability may be limited by
the effect of insolvency, liquidation, conservatorship and other similar laws
administered by the Federal Deposit Insurance Corporation affecting the
enforcement of contract obligations of insured banks and subject to the
application of the rules of equity;
(d) No consent, approval, order or authorization of, or declaration, filing or
registration with, any governmental entity is required to be obtained or made by
the Company in connection with the execution, delivery or performance by the
Company of this Assignment and Assumption Agreement, or the consummation by it
of the transactions contemplated hereby;
(e) The Company shall establish a Custodial Account and an Escrow Account under the
Agreement in favor of the Assignee with respect to the Mortgage Loans separate
from the Custodial Account and Escrow Account previously established under the
Agreement in favor of Assignor; and
(f) Pursuant to Section 9.01 of the Agreement, the Company hereby restates the
representations and warranties set forth in Sections 3.01 of the Agreement with
respect to the Company as of the date hereof as amended by Section 11 of this
Assignment and Assumption Agreement.
Company warrants and represents to, and covenants with, Assignor and Structured Asset Mortgage
Investments II Inc. as of the date hereof:
(a) Company is not aware and has not received notice that any default, early
amortization or other performance triggering event has occurred as to any other
securitization due to any act or failure to act of the Company;
(b) Except as indicated on the Company's 2006 Certification Regarding Compliance
with Applicable Servicing Criteria, no material noncompliance with the
applicable servicing criteria with respect to other securitizations of
residential mortgage loans involving the Company as servicer has been disclosed
or reported by the Company;
(c) Company has not been terminated as servicer in a residential mortgage loan
securitization, either due to a servicing default or to application of a
servicing performance test or trigger;
(d) No material changes to the Company's policies or procedures with respect to the
servicing function it will perform under the Agreement and this Assignment and
Assumption Agreement for mortgage loans of a type similar to the Mortgage Loans
have occurred during the three-year period immediately preceding the date hereof;
(e) There are no aspects of the Company's financial condition that could have a
material adverse effect on the performance by the Company of its servicing
obligations under the Agreement and this Assignment and Assumption Agreement;
(f) There are no material legal or governmental proceedings pending (or known to be
contemplated) against the Company, any Subservicer or any third-party
originator; and
(g) There are no affiliations, relationships or transactions (except as identified
on Attachment 9 to this Assignment and Assumption Agreement) relating to the
Company or any Subservicer with respect to this Securitization Transaction and
any party thereto of a type described in Item 1119 of Regulation AB.
5. Assignor hereby agrees to indemnify and hold the Assignee (and its successors and assigns)
harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related
costs, judgments, and any other costs, fees and expenses that Assignee (and its successors and assigns)
may sustain in any way related to any breach of the representations or warranties of Assignor set forth
in this Assignment and Assumption Agreement or the breach of any covenant or condition contained herein.
6. The Company hereby acknowledges that Xxxxx Fargo Bank, N.A. and any successor thereto (the
"Master Servicer"), has been appointed as master servicer of the Mortgage Loans pursuant to the Pooling
and Servicing Agreement dated as of August 1, 2007 (the "Pooling and Servicing Agreement"), among
Structured Asset Mortgage Investments II Inc., the Assignor, the Assignee and the Master Servicer, and
therefore has the right to enforce all obligations of the Company under the Agreement. Such right will
include, without limitation, the right to receive all remittances required to be made by the Company
under the Agreement, the right to receive all monthly reports and other data required to be delivered by
the Company under the Agreement, the right to examine the books and records of the Company,
indemnification rights, and the right to exercise certain rights of consent and approval relating to
actions taken by the Company. The Company hereby acknowledges that the Master Servicer shall be
obligated to notify the Assignee in accordance with the Pooling and Servicing Agreement upon the
discovery of an event of default by the Company of its obligations under the Agreement and the Assignee
shall have the right to terminate the Company as servicer under the Agreement upon the occurrence of
such an event of default to the extent provided in the Agreement.
7. The Company shall make all distributions under the Agreement to the Master Servicer by wire
transfer of immediately available funds to:
Xxxxx Fargo Bank, National Association
ABA# 000000000
Account Name: SAS Clearing
Account # 0000000000
For Further Credit to: BSAAT 2007-1, Account #00000000.
and the Company shall deliver all reports required to be delievered under the Agreement to the Master
Servicer at:
Xxxxx Fargo Bank, N.A.
0000 Xxx Xxxxxxxxx Xxxx
Xxxxxxxx, Xxxxxxxx 00000
Attention: Client Manager BSAAT 2007-1
Telecopy No.: (000) 000-0000
8. Notwithstanding any term hereof to the contrary, it is expressly understood and agreed by the
parties hereto that (i) this Assignment and Assumption Agreement is acknowledged and accepted by the
Assignee not individually or personally but solely as Assignee for the trust created pursuant to the
Pooling and Servicing Agreement for the Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through
Certificates, Series 2007-1 (the "Trust") in the exercise of the powers and authority conferred and
vested in it under the Pooling and Servicing Agreement, (ii) each of the representations, undertakings
and agreements herein made on behalf of the Trust is made and intended not as personal representations,
undertakings and agreements of the Assignee but is made and intended for the purpose of binding only the
Trust and (iii) under no circumstances shall the Assignee be personally liable for the payment of any
indebtedness or expenses of the Assignee or the Trust or be liable for the breach or failure of any
obligation, representation, warranty or covenant made or undertaken by the Assignee, the Assignor or the
Trust under this Assignment and Assumption Agreement or made or undertaken by the Assignee, the Assignor
or the Trust under the Agreement or the Pooling and Servicing Agreement. Any recourse against the
Assignee in respect of any obligations it may have under or pursuant to the terms of this Assignment and
Assumption Agreement shall be limited solely to the assets it may hold as trustee of Bear Xxxxxxx ALT-A
Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Recognition of Assignee
9. From and after the date hereof, Company shall recognize Assignee as owner of the Mortgage
Loans, and will service the Mortgage Loans for Assignee as if Assignee and Company had entered into a
separate servicing agreement for the servicing of the Mortgage Loans in the form of the Agreement (as
modified herein), the terms of which are incorporated herein by reference. Notwithstanding anything to
the contrary contained herein or in the Agreement, Company acknowledges that the Mortgage Loans will be
part of a REMIC and hereby agrees that in no event will it service the Mortgage Loans in a manner that
would (i) cause any REMIC to fail to qualify as a REMIC or (ii) result in the imposition of a tax upon
any REMIC (including but not limited to the tax on prohibited transactions as defined in Section
860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the
Code). It is the intention of Assignor, Company and Assignee that this Assignment and Assumption
Agreement shall be binding upon and for the benefit of the respective successors and assigns of the
parties hereto. Neither Company nor Assignor shall amend or agree to amend, modify, waive, or otherwise
alter any of the terms or provisions of the Agreement which amendment, modification, waiver or other
alteration would in any way affect the Mortgage Loans without the prior written consent of Assignee.
Modification of the Agreement:
10. The Company and Assignor hereby amend the Agreement as follows:
(a) The following definitions shall be added to Article I of the Agreement:
Depositor: Structured Asset Mortgage Investments II Inc.
Mortgage Loans: The mortgage loans identified on Exhibit L.
Master Servicer: Xxxxx Fargo Bank, N.A. or its permitted successors in interest who meet the
qualifications of the Pooling and Servicing Agreement and this Agreement.
Nonrecoverable Advance: Any advance previously made by the Company pursuant to Section 5.03 or
any Servicing Advance which, in the good faith judgment of the Company, may not be ultimately
recoverable by the Company from Liquidation Proceeds or otherwise. The determination by the
Company that it has made a Nonrecoverable Advance shall be evidenced by a certificate of a
Servicing Officer of the Company delivered to the Master Servicer, and detailing the reasons
for such determination.
Pooling and Servicing Agreement: That certain pooling and servicing agreement, dated as of
August 1, 2007, among the Depositor, the Trustee, the Master Servicer and the Purchaser.
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in
connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the
related Mortgage Note.
Securities Administrator: Xxxxx Fargo Bank, N.A., or any successor thereto.
Trust: The trust created pursuant to the Pooling and Servicing Agreement for the Bear Xxxxxxx
ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates, Series 2007-1.
Trustee: Citibank, N.A., or its successor in interest, or any successor trustee appointed as
provided in the Pooling and Servicing Agreement.
(b) The definition of Principal Prepayment in Article I of the Agreement is
deleted in its entirety and replaced with the following:
Principal Prepayment: Any payment or other recovery of principal on a Mortgage Loan which is
received in advance of its scheduled Due Date, including any Prepayment Charge and which is not
accompanied by an amount of interest representing scheduled interest due on any date or dates
in any month or months subsequent to the month of prepayment.
(c) The definition of "Qualified Depository" in the Agreement shall be modified by
deleting the word "A-1" and replacing it with the word "A-1+".
(d) Article III of the Agreement is hereby amended by deleting Section 3.01(b) in
its entirety and replacing it with the following:
The consummation of the transactions contemplated by this Agreement are in the
ordinary course of business of the Company, who is in the business of selling and servicing
loans;
(e) Article III of the Agreement is hereby amended by deleting Section 3.01(c) in
its entirety and replacing it with the following:
Neither the execution and delivery of this Agreement or the transactions contemplated
hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement
will conflict with or result in a breach of any of the terms, articles of incorporation or
by-laws or any legal restriction or any agreement or instrument to which the Company is now a
party or by which it is bound, or constitute a default or result in the violation of any law,
rule, regulation, order, judgment or decree to which the Company or its property is subject, or
impair the ability of the Purchaser to realize on the Mortgage Loans, or impair the value of
the Mortgage Loans;
(f) Article III of the Agreement is hereby amended by deleting Section 3.01(f) in
its entirety and replacing it with the following:
The Company does not believe, nor does it have any reason or cause to believe, that it
cannot perform each and every covenant contained in this Agreement. The Company is solvent;
(g) Article III of the Agreement is hereby amended by deleting Section 3.01(h) in
its entirety and replacing it with the following:
No consent, approval, authorization or order of any court or governmental agency or
body is required for the execution, delivery and performance by the Company of or compliance by
the Company with this Agreement or if required, such approval has been obtained prior to the
related Closing Date;
(h) Article III of the Agreement is hereby amended by deleting Section 3.01(i) in
its entirety.
(i) Article III of the Agreement is hereby amended by deleting Section 3.01(k) in
its entirety.
(j) Article III of the Agreement is hereby amended by deleting Section 3.01(m) in
its entirety.
(k) Section 3.02 of Article III of the Agreement is not applicable to the Mortgage
Loans.
(l) Article IV of the Agreement is hereby amended by replacing the second
paragraph of Section 4.01 with the following:
Consistent with the terms of this Agreement, the Company may waive, modify or vary any
term of any Mortgage Loan or consent to the postponement of strict compliance with any such
term or in any manner grant indulgence to any Mortgagor if in the Company's reasonable and
prudent determination such waiver, modification, postponement or indulgence is not materially
adverse to the Purchaser, provided, however, that the Company shall not make any future
advances other than Servicing Advances with respect to a Mortgage Loan and (unless (a) the
Mortgagor is in default with respect to the Mortgage Loan or (b) such default is, in the
judgment of the Company, imminent and the Company has obtained the prior written consent of the
Purchaser) the Company shall not permit any modification with respect to any Mortgage Loan that
would change the Mortgage Interest Rate, defer or forgive the payment of principal (except for
actual payments of principal) or change the final maturity date on such Mortgage Loan. In the
event of any such modification which permits the deferral of interest or principal payments on
any Mortgage Loan, the Company shall, on the Business Day immediately preceding the Remittance
Date in any month in which any such principal or interest payment has been deferred, deposit in
the Custodial Account from its own funds, in accordance with Section 5.03, the difference
between (a) such month's principal and one month's interest at the Mortgage Loan Remittance
Rate on the unpaid principal balance of such Mortgage Loan and (b) the amount paid by the
Mortgagor. The Company shall be entitled to reimbursement for such advances to the same extent
as for all other advances made pursuant to Section 5.03. Without limiting the generality of
the foregoing, the Company shall continue, and is hereby authorized and empowered, to execute
and deliver on behalf of itself and the Purchaser, all instruments of satisfaction or
cancellation, or of partial or full release, discharge and all other comparable instruments,
with respect to the Mortgage Loans and with respect to the Mortgaged Properties. If reasonably
required by the Company, the Purchaser shall furnish the Company with any powers of attorney
and other documents necessary or appropriate to enable the Company to carry out its servicing
and administrative duties under this Agreement.
(m) Article IV of the Agreement is hereby amended effective as of the date hereof
by deleting the following language from Section 4.02:
the Company shall notify the Purchaser in writing of the Company's intention to do so, and the
company shall not commence foreclosure proceedings if the Purchaser objects to such action
within three (3) Business Days of receiving such notice.
(n) Article IV of the Agreement is hereby amended effective as of the date hereof
by adding the following paragraphs to Section 4.03:
The Company shall not waive any Prepayment Charge unless: (i) the enforceability
thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other
similar laws relating to creditors' rights generally, (ii) the enforcement thereof is illegal,
or any local, state or federal agency has threatened legal action if the prepayment penalty is
enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or
other involuntary payment or (iv) such waiver is standard and customary in servicing similar
Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the
reasonable judgment of the Company, maximize recovery of total proceeds taking into account the
value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is
waived, but does not meet the standards described above, then the Company is required to pay
the amount of such waived Prepayment Charge by remitting such amount to the Purchaser by the
Remittance Date.
With respect to any Mortgage Loan that contains a provision permitting imposition of a
premium upon a prepayment prior to maturity, such Prepayment Charge may be waived in an
instance where the Mortgage Loan is accelerated or paid off in connection with the workout of a
delinquent mortgage or due to the borrower's default, notwithstanding that the terms of the
Mortgage Loan or state or federal law might permit the imposition of such penalty.
(o) Article IV, Section 4.04, of the Agreement is hereby modified by deleting from
the second paragraph the phrase "within one (1) Business Day of Company's receipt" and replacing it with
the phrase "within two (2) Business Days of the Company's receipt".
(p) Article IV of the Agreement is hereby amended by adding as Subsection 4.05(x)
the following:
"(x) to reimburse itself for any Nonrecoverable Advances;"
(q) Article IV, Section 4.06, of the Agreement is hereby modified by deleting from
the second paragraph the phrase "within one (1) Business Days of Company's receipt" and replacing it
with the phrase "within two (2) Business Days of the Company's receipt".
(r) Article IV of this Agreement is hereby amended by deleting the following from
the fourth paragraph of Section 4.10 thereof: "and if the Mortgagor does not obtain such coverage, the
Company shall immediately force place the required coverage on the Mortgagor".
(s) Article IV of the Agreement is hereby amended by replacing Section 4.13 in its
entirety with the following:
The Company or its agent shall inspect the Mortgaged Property as often as deemed necessary by
the Company in accordance with Accepted Servicing Practices or as may be required by the
primary mortgage guaranty insurer, to assure itself that the value of the Mortgaged Property is
being preserved. The Company shall keep a record of each such inspection and, upon request,
shall provide the Purchaser with an electronic report of each such inspection.
(t) Article IV of the Agreement is hereby amended by inserting the words "or other
applicable law" after "et seq" at the end of the third sentence thereof.
(u) Article IV of the Agreement is hereby amended by replacing Section 4.25 with
the following:
The Company shall not hire or otherwise utilize the services of any Subservicer to
fulfill any of the obligations of the Company as servicer under this Agreement or any
Reconstitution Agreement unless the Company complies with the provisions of paragraph (a) of
this Section 4.25. The Company shall not hire or otherwise utilize the services of any
Subcontractor, and shall not permit any Subservicer to hire or otherwise utilize the services
of any Subcontractor, to fulfill any of the obligations of the Company as servicer under this
Agreement or any Reconstitution Agreement unless the Company complies with the provisions of
paragraph (b) of this Section 4.25.
(a) It shall not be necessary for the Company to seek the consent of the
Purchaser, any Master Servicer or any Depositor to the utilization of any Subservicer. The
Company shall cause any Subservicer used by the Company (or by any Subservicer) for the benefit
of the Purchaser and any Depositor to comply with the provisions of this Section 4.25 and with
Sections 6.04, 6.07, 6.06, 9.01(e)(iii), 9.01(e)(v), 9.01(e)(vi), 9.01(e)(vii), 9.01(e)(viii)
and 9.01(f) of this Agreement to the same extent as if such Subservicer were the Company, and
to provide the information required with respect to such Subservicer under Section 9.01(e)(iv)
of this Agreement. The Company shall be responsible for obtaining from each Subservicer and
delivering to the Purchaser and any Depositor any servicer compliance statement required to be
delivered by such Subservicer under Section 6.04 and any assessment of compliance and
attestation required to be delivered by such Subservicer under Section 6.06 and any
certification required to be delivered to the Person that will be responsible for signing the
Sarbanes Certification under Section 6.06 as and when required to be delivered.
(b) It shall not be necessary for the Company to seek the consent of the
Purchaser, any Master Servicer or any Depositor to the utilization of any Subcontractor. The
Company shall promptly upon request provide to the Purchaser, any Master Servicer and any
Depositor (or any designee of the Depositor, such as an administrator) a written description
(in form and substance satisfactory to the Purchaser, such Depositor and such Master Servicer)
of the role and function of each Subcontractor utilized by the Company or any Subservicer,
specifying (i) the identity of each such Subcontractor, (ii) which (if any) of such
Subcontractors are "participating in the servicing function" within the meaning of Item 1122 of
Regulation AB, and (iii) which elements of the Servicing Criteria will be addressed in
assessments of compliance provided by each Subcontractor identified pursuant to clause (ii) of
this paragraph.
As a condition to the utilization of any Subcontractor determined to be "participating
in the servicing function" within the meaning of Item 1122 of Regulation AB, the Company shall
cause any such Subcontractor used by the Company (or by any Subservicer) for the benefit of the
Purchaser and any Depositor to comply with the provisions of Sections 6.06, 6.07 and 9.01(f) of
this Agreement to the same extent as if such Subcontractor were the Company. The Company shall
be responsible for obtaining from each Subcontractor and delivering to the Purchaser and any
Depositor any assessment of compliance and attestation and the other certifications required to
be delivered by such Subcontractor under Section 6.06, in each case as and when required to be
delivered.
(v) Article V of the Agreement is hereby amended effective as of the date hereof
by deleting Section 5.02 in its entirety and replacing it with the following:
Section 5.02 Statements to the Purchaser.
No later than the tenth (10th) calendar day (or if such tenth (10th) day is not a
Business Day, the first Business Day immediately preceding such tenth (10th day) of each month,
the Company shall furnish to the Master Servicer an electronic file containing the data
specified in Exhibit I, which data shall reflect information as to the period ending on the
last day of the preceding month, Exhibit J with respect to defaulted mortgage loans and Exhibit
K, with respect to realized losses and gains, with each such report, each exhibit in a form
mutually acceptable to the Company and the Master Servicer.
(w) Section 6.04 (Annual Statements as to Compliance) of the Agreement is hereby
amended as follows:
(1) Delete the reference to "(ii)" at the beginning of the section paragraph; and
(2) Delete the references to "the Purchaser and any Depositor" and "the Purchaser
and such Depositor" and replace each with "the Master Servicer".
(x) Section 6.06 (Report on Assessment of Compliance and Attestation) of the
Agreement is hereby amended by replacing the references to "the Purchaser and any Depositor" with "the
Master Servicer" and "the Purchaser and such Depositor" with "the Master Servicer", and "paragraphs (a)
and (b)" with "paragraphs (i) and (ii)".
(y) Section 6.07(i) of the Agreement is hereby amended by replacing the reference
to "Section 9.01(e)(iv)(A)" with "Section 9.01(e)(vi)(A)", "Section 9.01(e)(iv)(B)" with "Section
9.01(e)(vi)(B)" and deleting the reference to "Section 6.05".
(z) Section 6.07(ii) of the Agreement is hereby amended by replacing the
references to "Purchaser or Depositor" with "Purchaser, any Master Servicer or any Depositor",
"Subcontract" with "Subcontractor" and deleting the reference to "Section 6.05".
(aa) The following are added as the second, third and fourth paragraphs of Section
6.09 of the Agreement:
"Notwithstanding anything in this Agreement to the contrary, the Company shall not
(unless the Mortgagor is in default with respect to the Mortgage Loan or such default is, in
the judgment of the Company, reasonably foreseeable) (a) shall not permit any modification with
respect to any Mortgage Loan that would change the Mortgage Interest Rate and (b) make or
permit any modification, waiver or amendment of any term of any Mortgage Loan that would both
effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or
Treasury regulations promulgated thereunder).
Prior to taking any action with respect to the Mortgage Loans which is not
contemplated under the terms of this Agreement, the Company will obtain an Opinion of Counsel
reasonably acceptable to the Securities Administrator with a copy to the Trustee with respect
to whether such action could result in the imposition of a tax upon any REMIC (including but
not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code
and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) (either such
event, an "Adverse REMIC Event"), and the Company shall not take any such action or cause the
Trust Fund to take any such action as to which it has been advised that an Adverse REMIC Event
could occur.
The Company shall not permit the creation of any "interests" (within the meaning of
Section 860G of the Code) in any REMIC. The Company shall not enter into any arrangement by
which any REMIC will receive a fee or other compensation for services nor permit any REMIC to
receive any income from assets other than "qualified mortgages" as defined in Section
860G(a)(3) of the Code or "permitted investments" as defined in Section 860G(a)(5) of the Code."
(bb) Section 9.01(d) of the Agreement shall be inapplicable.
(cc) Article IX of the Agreement is hereby amended effective as of the date hereof
by replacing Section 9.01(e)(iv) with the following:
(iv) For the purpose of satisfying the reporting obligation under the Exchange Act with
respect to any class of asset-backed securities, the Company shall (or shall cause each
Subservicer to) (1) provide prompt notice to the Purchaser, any Master Servicer and any
Depositor in writing of (A) any material litigation or governmental proceedings involving the
Company or any Subservicer, (B) any affiliations or relationships that develop following the
closing date of a Securitization Transaction between the Company or any Subservicer and any of
the parties specified in Section 9.01(e)(iii)(J) (and any other parties identified in writing
by the requesting party) with respect to such Securitization Transaction, (C) any Event of
Default under the terms of this Agreement or any Reconstitution Agreement, (D) any merger,
consolidation or sale of substantially all of the assets of the Company, and (E) the Company's
entry into an agreement with a Subservicer to perform or assist in the performance of any of
the Company's obligations under this Agreement or any Reconstitution Agreement, and (2) provide
to the Purchaser and any Depositor a description of such proceedings, affiliations or
relationships.
Each such notice/update pursuant to this Section 9.01(e)(iv) should be sent by e-mail
to xxxXXxxxxxxxxxxxxx@xxxx.xxx. Additionally, all notification pursuant to this Section
9.01(e)(iv), other than those pursuant to Section 9.01(e)(iv)(A), should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
With copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx, Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
Notifications pursuant to Section 9.01(e)(iv)(A) should be sent to:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: General Counsel
Facsimile: (000) 000-0000
With copies to:
Bear, Xxxxxxx & Co. Inc.
000 Xxxxxxx Xxxxxx, 0xx Xxxxx
Xxx, Xxxx, XX 00000
Attention: Global Credit Administration
Facsimile: (000) 000-0000
(dd) Section 9.01(e)(v) of the Agreement is hereby amended effective as of the date
hereof, by replacing the references to "the Purchaser and any Depositor" with "the Purchaser, the Master
Servicer and any Depositor" and "the Purchaser and such Depositor" with "the Purchaser, the Master
Servicer and such Depositor".
(ee) The third paragraph of Section 9.01 of the Agreement is hereby amended
effective as of the date hereof by replacing such section with the following:
The Purchaser and the Company acknowledge and agree that the purpose of Section
9.01(e) is to facilitate compliance by the Purchaser and any Depositor with the provisions of
Regulation AB and related rules and regulations of the Commission. Although Regulation AB is
applicable by its terms only to offerings of asset-backed securities that are registered under
the Securities Act, the Company acknowledges that investors in privately offered securities may
require that the Purchaser or any Depositor provide comparable disclosure in unregistered
offerings. References in this Agreement to compliance with Regulation AB include provision of
comparable disclosure in private offerings.
Neither the Purchaser, the Master Servicer nor any Depositor shall exercise its right
to request delivery of information or other performance under these provisions other than in
good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and
the rules and regulations of the Commission thereunder (or the provision in a private offering
of disclosure comparable to that required under the Securities Act). The Company acknowledges
that interpretations of the requirements of Regulation AB may change over time, whether due to
interpretive guidance provided by the Commission or its staff, consensus among participants in
the asset-backed securities markets, advice of counsel, or otherwise, and agrees to comply with
requests made by the Purchaser, the Master Servicer or any Depositor in good faith for delivery
of information under these provisions on the basis of evolving interpretations of Regulation
AB. In connection with any Securitization Transaction, the Company shall cooperate fully with
the Purchaser and any Master Servicer to deliver to the Purchaser (including any of its
assignees or designees), any Master Servicer and any Depositor, any and all statements,
reports, certifications, records and any other information necessary in the good faith
determination of the Purchaser, the Master Servicer or any Depositor to permit the Purchaser,
such Master Servicer or such Depositor to comply with the provisions of Regulation AB, together
with such disclosures relating to the Company, any Subservicer, any Third-Party Originator and
the Mortgage Loans, or the servicing of the Mortgage Loans, reasonably believed by the
Purchaser or any Depositor to be necessary in order to effect such compliance.
The Purchaser (including any of its assignees or designees) shall cooperate with the
Company by providing timely notice of requests for information under these provisions and by
reasonably limiting such requests to information required, in the Purchaser's reasonable
judgment, to comply with Regulation AB.
(ff) Section 9.01(e)(vii) of the Agreement is hereby amended effective as of the
date hereof by replacing such section with the following:
(vii) In addition to such information as the Company, as servicer, is obligated to
provide pursuant to other provisions of this Agreement, not later than ten (10) days prior to
the deadline for the filing of any distribution report on Form 10-D in respect of any
Securitization Transaction that includes any of the Mortgage Loans serviced by the Company or
any Subservicer, the Company or such Subservicer, as applicable, shall, to the extent the
Company or such Subservicer has knowledge, provide to the party responsible for filing such
report (including, if applicable, the Master Servicer) notice of the occurrence of any of the
following events along with all information, data, and materials related thereto as may be
required to be included in the related distribution report on Form 10-D (as specified in the
provisions of Regulation AB referenced below):
(A) any material modifications, extensions or waivers of pool asset
terms, fees, penalties or payments during the distribution period;
(B) material breaches of pool asset representations or warranties or
transaction covenants (Item 1121(a)(12) of Regulation AB); and
(C) information regarding new asset-backed securities issuances backed by
the same pool assets, any pool asset changes (such as, additions, substitutions or
repurchases), and any material changes in origination, underwriting or other criteria for
acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB).
(gg) Article IX of the Agreement is hereby amended effective as of the date hereof
by inserting the following new Section 9.01(e)(viii) as follows:
(viii) The Company shall provide to the Purchaser, any Master Servicer and any
Depositor, evidence of the authorization of the person signing any certification or statement,
copies or other evidence of Fidelity Bond Insurance and Errors and Omission Insurance policy,
financial information and reports, and such other information related to the Company or any
Subservicer or the Company or such Subservicer's performance hereunder.
(hh) Article IX of the Agreement is hereby amended effective as of the date hereof
by inserting the following after Section 9.01(e)(iii)(H) in its entirety as follows:
(I) a description of any material legal or governmental proceedings pending (or
known to be contemplated) against the Company; and
(J) a description of any affiliation or relationship between the Company and any
of the following parties to a Securitization Transaction, as such parties are identified to the
Company by the Purchaser or any Depositor in writing in advance of such Securitization
Transaction:
(1) the sponsor;
(2) the depositor;
(3) the issuing entity;
(4) any servicer;
(5) any trustee;
(6) any originator;
(7) any significant obligor;
(8) any enhancement or support provider; and
(9) any other material transaction party.
(ii) Article IX of the Agreement is hereby amended by replacing Section 9.01(f)
with the following:
The Company shall indemnify the Purchaser, each affiliate of the Purchaser, and each
of the following parties participating in a Securitization Transaction; each sponsor and
issuing entity; each Person (including, but not limited to, any Master Servicer, if applicable)
responsible for the preparation, execution or filing of any report required to be filed with
the Commission with respect to such Securitization Transaction, or for execution of a
certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect
to such Securitization Transaction; each broker dealer acting as underwriter, placement agent
or initial purchaser, each Person who controls any of such parties or the Depositor (within the
meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the
respective present and former directors, officers, employees, agents and affiliates of each of
the foregoing and of the Depositor (each, an "Indemnified Party"), and shall hold each of them
harmless from and against any claims, losses, damages, penalties, fines, forfeitures, legal
fees and expenses and related costs, judgments, and any other costs, fees and expenses that any
of them may sustain arising out of or based upon:
(i) (A) any untrue statement of a material fact contained or alleged to be
contained in any information, report, certification, data, accountants' letter
or other material provided under Sections 4.25, 6.04, 6.06 or 9.01(c) or (e)
by or on behalf of the Company, or provided under Sections 9.01(c) or (e) by
or on behalf of any Subservicer, Subcontractor or Third-Party Originator
(collectively, the "Company Information"), or (B) the omission or alleged
omission to state in the Company Information a material fact required to be
stated in the Company Information or necessary in order to make the statements
therein, in the light of the circumstances under which they were made, not
misleading; provided, by way of clarification, that clause (B) of this
paragraph shall be construed solely by reference to the Company Information
and not to any other information communicated in connection with a sale or
purchase of securities, without regard to whether the Company Information or
any portion thereof is presented together with or separately from such other
information;
(ii) any breach by the Company of its obligations under this Section 9.01(f),
including any failure by the Company, any Subservicer, any Subcontractor or
any Third-Party Originator to deliver any information, report, certification,
accountants' letter or other material when and as required under Sections
4.25, 6.04, 6.06 or 9.01(c) or (e), including any failure by the Company to
identify any Subcontractor "participating in the servicing function" within
the meaning of Item 1122 of Regulation AB; or
(iii) any breach by the Company of a representation or warranty set forth in Section
9.01(e)(vi)(A) or in a writing furnished pursuant to Section 9.01(e)(vi)(B)
and made as of a date prior to the closing date of the related Securitization
Transaction, to the extent that such breach is not cured by such closing date,
or any breach by the Company of a representation or warranty in a writing
furnished pursuant to Section 9.01(e)(vi)(B) to the extent made as of a date
subsequent to such closing date.
(iv) the negligence, bad faith or willful misconduct of the Company in connection
with its performance under Sections 4.25, 6.04, 6.06, 6.07 or 9.01.
If the indemnification provided for herein is unavailable or insufficient to
hold harmless an Indemnified Party, then the Company agrees that it shall contribute
to the amount paid or payable by such Indemnified Party as a result of any claims,
losses, damages or liabilities incurred by such Indemnified Party ins such proportion
as is appropriate to reflect the relative fault of such Indemnified Party on the one
hand and the Company on the other.
In the case of any failure of performance described in sub-clause (ii) of this
Section 9.01(f), the Company shall promptly reimburse the Purchaser, any Depositor, as
applicable, and each Person responsible for the preparation, execution or filing of
any report required to be filed with the Commission with respect to such
Securitization Transaction, or for execution of a certification pursuant to Rule
13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such Securitization
Transaction, for all costs reasonably incurred by each such party in order to obtain
the information, report, certification, accountants' letter or other material not
delivered as required by the Company, any Subservicer, any Subcontractor or any
Third-Party Originator.
This indemnification shall survive the termination of this Agreement or the
termination of any party to this Agreement.
(jj) The following is added as Section 10.01(ix) of the Agreement:
(ix) any Event of Default as set forth in Section 6.07.
(kk) Article X of the Agreement is hereby amended effective as of the date hereof
by adding the following at the end of the last paragraph of Section 10.01:
If the Company is terminated pursuant to this Section 10.01, the Company shall
promptly reimburse the Purchaser (or any designee of the Purchaser, such as a master servicer)
and any Depositor, as applicable, for all reasonable expenses incurred by the Purchaser (or
such designee) or such Depositor, as such are incurred, in connection with the termination of
the Company as servicer and the transfer of servicing of the Mortgage Loans to a successor
servicer. The provisions of this paragraph shall not limit whatever rights the Purchaser or any
Depositor may have under other provisions of this Agreement and/or any applicable
Reconstitution Agreement or otherwise, whether in equity or at law, such as an action for
damages, specific performance or injunctive relief.
(ll) The first sentence of Section 12.03 of the Agreement is deleted in its
entirety and replaced with the following:
This Agreement shall be governed by and construed in accordance with the laws
of the State of New York without giving effect to principles of conflicts of laws
(other than Section 5-1401 of the New York General Obligations Law) and except to the
extent preempted by Federal law and the obligations, rights and remedies of the
parties hereunder shall be determined in accordance with such laws.
(mm) A new Section 12.12 (Third Party Beneficiary) is hereby added to the Agreement.
Section 12.12 Third Party Beneficiary.
For purposes of this Agreement, each Master Servicer shall be considered a third party
beneficiary to this Agreement, entitled to all the rights and benefits hereof as if it were a
direct party to this Agreement.
(nn) The Agreement is hereby amended as of the date hereof by inserting a new
Exhibit I, a copy of which is annexed hereto as Attachment 4, or such other form as may be mutually
agreed to between the Company and the Master Servicer.
(oo) The Agreement is hereby amended as of the date hereof by inserting a new
Exhibit J, a copy of which is annexed hereto as Attachment 5, or such other form as may be mutually
agreed to between the Company and the Master Servicer.
(pp) The Agreement is hereby amended as of the date hereof by inserting a new
Exhibit K, a copy of which is annexed hereto as Attachment 6, or such other form as may be mutually
agreed to between the Company and the Master Servicer.
(qq) The Agreement is hereby amended as of the date hereof by inserting a new
Exhibit D, a copy of which is annexed hereto as Attachment 7, or such other form as may be mutually
agreed to between the Company and the Master Servicer.
(rr) The Agreement is hereby amended as of the date hereof by inserting a new
Exhibit L, a copy of which is annexed hereto as Attachment 8.
Notices:
11. A copy of all assessments, attestations, reports and certificates required to be delivered by
the Company under this Recognition Agreement and the Agreement shall be delivered to the Master Servicer
by the date(s) specified herein or therein, and where such documents are required to be addressed to any
party, such addresses shall include the Master Servicer and the Master Servicer shall be entitled to
rely on such documents.
12. The Assignor's address for purposes of all notices and correspondence related to the Mortgage
Loans and this Assignment and Assumption Agreement is:
EMC Mortgage Corporation
0000 Xxxx Xxxxx Xxxxx
Xxxxxxxxxx, Xxxxx 00000
Attention: Conduit Seller Approval Dept.
Facsimile: (000) 000-0000
Email: xxxxxxxxxxxxxx@xxxx.xxx
With a copy to:
Bear Xxxxxxx Mortgage Capital Corporation
000 Xxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Global Credit Administration
Facsimile: (212) 272- 6564
The Assignee's address for purposes of all notices and correspondence related to the Mortgage
Loans and this Assignment and Assumption Agreement is:
Citibank, N.A.
000 Xxxxxxxxx Xxxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000
Attention: Structured Finance Agency & Trust —BSAAT 2007-1
Telecopier No.: (000) 000-0000
The Company's address for purposes of all notices and correspondence related to the Mortgage
Loans and this Assignment and Assumption Agreement is:
Xxxxx Fargo Bank, N.A.
1 Home Campus
MAC X0000-000
Xxx Xxxxxx, Xxxx 00000-0000
Attention: Xxxx X. Xxxxx
With a copy to:
Xxxxx Fargo Bank, N.A.
1 Home Campus
Xxx Xxxxxx, Xxxx 00000-0000
Attention: General Counsel - MAC X2401-06T
Miscellaneous:
13. Each party will pay any commissions it has incurred and the Assignor shall pay the fees of its
attorneys and the reasonable fees of the attorneys of the Assignee and the Company in connection with
the negotiations for, documenting of and closing of the transactions contemplated by this Assignment and
Assumption Agreement.
14. This Assignment and Assumption Agreement shall be construed in accordance with the laws of the
State of New York, including Sections 5-1401 and 5-1402 of the New General Obligations Law, but
otherwise without regard to conflicts of law principles, and the obligations, rights and remedies of the
parties hereunder shall be determined in accordance with such laws.
15. No term or provision of this Assignment and Assumption Agreement may be waived or modified
unless such waiver or modification is in writing and signed by the party against whom such waiver or
modification is sought to be enforced.
16. This Assignment and Assumption Agreement shall inure to the benefit of the successors and
assigns of the parties hereto. Any entity into which Assignor, Assignee or Company may be merged or
consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or
Company, respectively, hereunder.
17. This Assignment and Assumption Agreement shall survive the conveyance of the Mortgage Loans and
the assignment of the Agreement and the Recognition Agreement to the extent of the Mortgage Loans by
Assignor to Assignee and the termination of the Agreement and the Recognition Agreement.
18. This Assignment and Assumption Agreement may be executed simultaneously in any number of
counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall
constitute one and the same instrument.
19. In the event that any provision of this Assignment and Assumption Agreement conflicts with any
provision of the Agreement with respect to the Mortgage Loans, the terms of this Assignment and
Assumption Agreement shall control.
20. Any new loan number assigned to a Mortgage Loan by the Assignee shall be provided to the
Company at the following address: Xxxxx Fargo Bank, N.A., 1 Home Campus, MAC X0000-000, Xxx Xxxxxx, Xxxx
00000-0000 Attention: Xxxx X. Xxxxx. In addition, if Assignee has changed its document custodian from
the previous custodian, such new custodian's name, address and contact information shall be provided to
the Company at the aforementioned address.
IN WITNESS WHEREOF, the parties have caused this Assignment, Assumption and Recognition
Agreement to be executed by their duly authorized officers as of the date first above written.
CITIBANK, N.A., not individually but solely as
trustee for the holders of Bear Xxxxxxx ALT-A Trust
II 2007-1, Mortgage Pass-Through Certificates,
Series 2007-1, as Assignee
By:_________________________________________________
Name:
Title:
EMC MORTGAGE CORPORATION,
as Assignor
By:_________________________________________________
Name:
Title
XXXXX FARGO BANK, N.A.,
as Company
By:_________________________________________________
Name:
Title:
Acknowledged and Agreed
XXXXX FARGO BANK,
N.A.,
as Master Servicer
By:_________________________________________________
Name:
Title
ATTACHMENT 1
ACA3 Mortgage Loans
[Provided upon request]
ATTACHMENT 2
ACA4 Mortgage Loans
[Provided upon request]
ATTACHMENT 3
Amended and Restated Master Seller's Agreement dated as of November 1, 2005, between Xxxxx Fargo and EMC.
[Provided upon request]
ATTACHMENT 4
EXHIBIT I
REPORTING DATA FOR MONTHLY REPORT
_____________________________________________________________________________________________________________________________
Standard Loan Level File Layout - Master
Servicing
_____________________________________________________________________________________________________________________________
_____________________________________________________________________________________________________________________________
Exhibit 1: Layout
_____________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_____________________________________________________________________________________________________________________________
Each file requires the following fields:
_____________________________________________________________________________________________________________________________
SER_INVESTOR_NBR A value assigned by the Servicer to define a Text up to 20 digits
group of loans. 20
_____________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by Text up to 10 digits
the investor. 10
_____________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Text up to 10 digits
Servicer. This may be different than the 10
LOAN_NBR.
_____________________________________________________________________________________________________________________________
SCHED_PAY_AMT Scheduled monthly principal and scheduled 2 No commas(,) or
interest payment that a borrower is expected to dollar signs ($) 11
pay, P&I constant.
_____________________________________________________________________________________________________________________________
NOTE_INT_RATE The loan interest rate as reported by the 4 Max length of 6
Servicer. 6
_____________________________________________________________________________________________________________________________
NET_INT_RATE The loan gross interest rate less the service 4 Max length of 6
fee rate as reported by the Servicer. 6
_____________________________________________________________________________________________________________________________
SERV_FEE_RATE The servicer's fee rate for a loan as reported 4 Max length of 6
by the Servicer. 6
_____________________________________________________________________________________________________________________________
SERV_FEE_AMT The servicer's fee amount for a loan as 2 No commas(,) or
reported by the Servicer. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
NEW_PAY_AMT The new loan payment amount as reported by the 2 No commas(,) or
Servicer. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6
6
_____________________________________________________________________________________________________________________________
ARM_INDEX_RATE The index the Servicer is using to calculate a 4 Max length of 6
forecasted rate. 6
_____________________________________________________________________________________________________________________________
ACTL_BEG_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or
beginning of the processing cycle. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
ACTL_END_PRIN_BAL The borrower's actual principal balance at the 2 No commas(,) or
end of the processing cycle. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that MM/DD/YYYY
the borrower's next payment is due to the 10
Servicer, as reported by Servicer.
_____________________________________________________________________________________________________________________________
SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_____________________________________________________________________________________________________________________________
SERV_CURT_DATE_1 The curtailment date associated with the first MM/DD/YYYY
curtailment amount. 10
_____________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_1 The curtailment interest on the first 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_____________________________________________________________________________________________________________________________
SERV_CURT_DATE_2 The curtailment date associated with the second MM/DD/YYYY
curtailment amount. 10
_____________________________________________________________________________________________________________________________
CURT_ADJ_ AMT_2 The curtailment interest on the second 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
_____________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_____________________________________________________________________________________________________________________________
SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or
dollar signs ($) 11
_____________________________________________________________________________________________________________________________
SERV_CURT_DATE_3 The curtailment date associated with the third MM/DD/YYYY
curtailment amount. 10
_____________________________________________________________________________________________________________________________
CURT_ADJ_AMT_3 The curtailment interest on the third 2 No commas(,) or
curtailment amount, if applicable. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
PIF_AMT The loan "paid in full" amount as reported by 2 No commas(,) or
the Servicer. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
PIF_DATE The paid in full date as reported by the MM/DD/YYYY
Servicer. 10
_____________________________________________________________________________________________________________________________
Action Code Key:
15=Bankruptcy, 2
ACTION_CODE The standard FNMA numeric code used to indicate 30=Foreclosure, ,
the default/delinquent status of a particular 60=PIF,
loan. 63=Substitution,
65=Repurchase,70=REO
_____________________________________________________________________________________________________________________________
INT_ADJ_AMT The amount of the interest adjustment as 2 No commas(,) or
reported by the Servicer. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if 2 No commas(,) or
applicable. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if applicable. 2 No commas(,) or
dollar signs ($) 11
_____________________________________________________________________________________________________________________________
LOAN_LOSS_AMT The amount the Servicer is passing as a loss, 2 No commas(,) or
if applicable. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
Plus the following applicable fields:
_____________________________________________________________________________________________________________________________
SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount due 2 No commas(,) or
at the beginning of the cycle date to be passed dollar signs ($) 11
through to investors.
_____________________________________________________________________________________________________________________________
SCHED_END_PRIN_BAL The scheduled principal balance due to 2 No commas(,) or
investors at the end of a processing cycle. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
SCHED_PRIN_AMT The scheduled principal amount as reported by 2 No commas(,) or
the Servicer for the current cycle -- only dollar signs ($) 11
applicable for Scheduled/Scheduled Loans.
_____________________________________________________________________________________________________________________________
SCHED_NET_INT The scheduled gross interest amount less the 2 No commas(,) or
service fee amount for the current cycle as dollar signs ($) 11
reported by the Servicer -- only applicable for
Scheduled/Scheduled Loans.
_____________________________________________________________________________________________________________________________
ACTL_PRIN_AMT The actual principal amount collected by the 2 No commas(,) or
Servicer for the current reporting cycle -- dollar signs ($) 11
only applicable for Actual/Actual Loans.
_____________________________________________________________________________________________________________________________
ACTL_NET_INT The actual gross interest amount less the 2 No commas(,) or
service fee amount for the current reporting dollar signs ($) 11
cycle as reported by the Servicer -- only
applicable for Actual/Actual Loans.
_____________________________________________________________________________________________________________________________
PREPAY_PENALTY_ AMT The penalty amount received when a borrower 2 No commas(,) or
prepays on his loan as reported by the dollar signs ($) 11
Servicer.
_____________________________________________________________________________________________________________________________
PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan 2 No commas(,) or
waived by the servicer. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
Exhibit 1: Continued Standard Loan Level File Layout
_____________________________________________________________________________________________________________________________
Max
Column Name Description Decimal Format Comment Size
_____________________________________________________________________________________________________________________________
MOD_DATE The Effective Payment Date of the Modification MM/DD/YYYY
for the loan. 10
_____________________________________________________________________________________________________________________________
MOD_TYPE The Modification Type. Varchar - value can
be alpha or numeric 30
_____________________________________________________________________________________________________________________________
DELINQ_P&I_ADVANCE_AMT The current outstanding principal and interest 2 No commas(,) or
advances made by Servicer. dollar signs ($) 11
_____________________________________________________________________________________________________________________________
Flag to indicate if the repurchase of a loan is Y=Breach
due to a breach of Representations and 1
BREACH_FLAG Warranties
N=NO Breach
Let blank if N/A
_____________________________________________________________________________________________________________________________
ATTACHMENT 5
EXHIBIT J
Exhibit : Standard File Layout - Delinquency Reporting
*The column/header names in bold are the minimum fields Xxxxx Fargo must receive from every Servicer
_________________________________________________________________________________________________________________________________________
Column/Header Name Description Decimal Format Comment
_________________________________________________________________________________________________________________________________________
SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This
may be different than the LOAN_NBR
_________________________________________________________________________________________________________________________________________
LOAN_NBR A unique identifier assigned to each loan by the originator.
_________________________________________________________________________________________________________________________________________
CLIENT_NBR Servicer Client Number
_________________________________________________________________________________________________________________________________________
SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer
to identify a group of loans in their system.
_________________________________________________________________________________________________________________________________________
BORROWER_FIRST_NAME First Name of the Borrower.
_________________________________________________________________________________________________________________________________________
BORROWER_LAST_NAME Last name of the borrower.
_________________________________________________________________________________________________________________________________________
PROP_ADDRESS Street Name and Number of Property.
_________________________________________________________________________________________________________________________________________
PROP_STATE The state where the property located.
_________________________________________________________________________________________________________________________________________
PROP_ZIP Zip code where the property is located.
_________________________________________________________________________________________________________________________________________
BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the MM/DD/YYYY
servicer at the end of processing cycle, as reported by
Servicer.
_________________________________________________________________________________________________________________________________________
LOAN_TYPE Loan Type (i.e. FHA, VA, Conv)
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed.
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy
filing.
_________________________________________________________________________________________________________________________________________
POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been approved MM/DD/YYYY
by the courts
_________________________________________________________________________________________________________________________________________
BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by MM/DD/YYYY
Dismissal, Discharged and/or a Motion For Relief Was
Granted.
_________________________________________________________________________________________________________________________________________
LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As;
_________________________________________________________________________________________________________________________________________
LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with MM/DD/YYYY
instructions to begin foreclosure proceedings.
_________________________________________________________________________________________________________________________________________
ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure MM/DD/YYYY
Action
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property MM/DD/YYYY
from the borrower.
_________________________________________________________________________________________________________________________________________
LIST_PRICE The price at which an REO property is marketed. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
OCCUPANT_CODE Classification of how the property is occupied.
_________________________________________________________________________________________________________________________________________
PROP_CONDITION_CODE A code that indicates the condition of the property.
_________________________________________________________________________________________________________________________________________
PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
CURR_PROP_VAL The current "as is" value of the property based on brokers 2
price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
REPAIRED_PROP_VAL The amount the property would be worth if repairs are 2
completed pursuant to a broker's price opinion or appraisal.
_________________________________________________________________________________________________________________________________________
If applicable:
_________________________________________________________________________________________________________________________________________
DELINQ_STATUS_CODE FNMA Code Describing Status of Loan
_________________________________________________________________________________________________________________________________________
DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on
a loan. Code indicates the reason why the loan is in
default for this cycle.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool MM/DD/YYYY
Insurer
_________________________________________________________________________________________________________________________________________
POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
MOTION_FOR_RELIEF_DATE The date the Motion for Relief was filed 10 MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
FRCLSR_BID_AMT The foreclosure sale bid amount 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
FRCLSR_SALE_TYPE The foreclosure sales results: REO, Third Party, Conveyance
to HUD/VA
_________________________________________________________________________________________________________________________________________
REO_PROCEEDS The net proceeds from the sale of the REO property. No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
BPO_DATE The date the BPO was done.
_________________________________________________________________________________________________________________________________________
CURRENT_FICO The current FICO score
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_FILED_DATE The date the Hazard Claim was filed with the Hazard 10 MM/DD/YYYY
Insurance Company.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_AMT The amount of the Hazard Insurance Claim filed. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_DATE The date the Hazard Insurance Company disbursed the claim 10 MM/DD/YYYY
payment.
_________________________________________________________________________________________________________________________________________
HAZARD_CLAIM_PAID_AMT The amount the Hazard Insurance Company paid on the claim. 11 No commas(,)
or dollar
signs ($)
_________________________________________________________________________________________________________________________________________
ACTION_CODE Indicates loan status Number
_________________________________________________________________________________________________________________________________________
NOD_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
NOI_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_PLAN_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
ACTUAL_PAYMENT_ PLAN_END_DATE
_________________________________________________________________________________________________________________________________________
ACTUAL_REO_START_DATE MM/DD/YYYY
_________________________________________________________________________________________________________________________________________
REO_SALES_PRICE Number
_________________________________________________________________________________________________________________________________________
REALIZED_LOSS/GAIN As defined in the Servicing Agreement Number
_________________________________________________________________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting
The Loss Mit Type field should show the approved Loss Mitigation Code as follows:
o ASUM- Approved Assumption
o BAP- Borrower Assistance Program
o CO- Charge Off
o DIL- Deed-in-Lieu
o FFA- Formal Forbearance Agreement
o MOD- Loan Modification
o PRE- Pre-Sale
o SS- Short Sale
o MISC- Anything else approved by the PMI or Pool Insurer
NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they
are consistent with industry standards. If Loss Mitigation Types other than those above are used, the
Servicer must supply Xxxxx Fargo Bank with a description of each of the Loss Mitigation Types prior to
sending the file.
The Occupant Code field should show the current status of the property code as follows:
o Mortgagor
o Tenant
o Unknown
o Vacant
The Property Condition field should show the last reported condition of the property as follows:
o Damaged
o Excellent
o Fair
o Gone
o Good
o Poor
o Special Hazard
o Unknown
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Reason Code field should show the Reason for Delinquency as follows:
__________________________________________________________________________________
Delinquency Code Delinquency Description
__________________________________________________________________________________
001 FNMA-Death of principal mortgagor
__________________________________________________________________________________
002 FNMA-Illness of principal mortgagor
__________________________________________________________________________________
003 FNMA-Illness of mortgagor's family member
__________________________________________________________________________________
004 FNMA-Death of mortgagor's family member
__________________________________________________________________________________
005 FNMA-Marital difficulties
__________________________________________________________________________________
006 FNMA-Curtailment of income
__________________________________________________________________________________
007 FNMA-Excessive Obligation
__________________________________________________________________________________
008 FNMA-Abandonment of property
__________________________________________________________________________________
009 FNMA-Distant employee transfer
__________________________________________________________________________________
011 FNMA-Property problem
__________________________________________________________________________________
012 FNMA-Inability to sell property
__________________________________________________________________________________
013 FNMA-Inability to rent property
__________________________________________________________________________________
014 FNMA-Military Service
__________________________________________________________________________________
015 FNMA-Other
__________________________________________________________________________________
016 FNMA-Unemployment
__________________________________________________________________________________
017 FNMA-Business failure
__________________________________________________________________________________
019 FNMA-Casualty loss
__________________________________________________________________________________
022 FNMA-Energy environment costs
__________________________________________________________________________________
023 FNMA-Servicing problems
__________________________________________________________________________________
026 FNMA-Payment adjustment
__________________________________________________________________________________
027 FNMA-Payment dispute
__________________________________________________________________________________
029 FNMA-Transfer of ownership pending
__________________________________________________________________________________
030 FNMA-Fraud
__________________________________________________________________________________
031 FNMA-Unable to contact borrower
__________________________________________________________________________________
INC FNMA-Incarceration
__________________________________________________________________________________
Exhibit 2: Standard File Codes - Delinquency Reporting, Continued
The FNMA Delinquent Status Code field should show the Status of Default as follows:
________________________________________________________________________________
Status Code Status Description
________________________________________________________________________________
09 Forbearance
________________________________________________________________________________
17 Pre-foreclosure Sale Closing Plan Accepted
________________________________________________________________________________
24 Government Seizure
________________________________________________________________________________
26 Refinance
________________________________________________________________________________
27 Assumption
________________________________________________________________________________
28 Modification
________________________________________________________________________________
29 Charge-Off
________________________________________________________________________________
30 Third Party Sale
________________________________________________________________________________
31 Probate
________________________________________________________________________________
32 Military Indulgence
________________________________________________________________________________
43 Foreclosure Started
________________________________________________________________________________
44 Deed-in-Lieu Started
________________________________________________________________________________
49 Assignment Completed
________________________________________________________________________________
61 Second Lien Considerations
________________________________________________________________________________
62 Veteran's Affairs-No Bid
________________________________________________________________________________
63 Veteran's Affairs-Refund
________________________________________________________________________________
64 Veteran's Affairs-Buydown
________________________________________________________________________________
65 Chapter 7 Bankruptcy
________________________________________________________________________________
66 Chapter 11 Bankruptcy
________________________________________________________________________________
67 Chapter 13 Bankruptcy
________________________________________________________________________________
ATTACHMENT 6
EXHIBIT K
REPORTING DATA FOR REALIZED LOSSES AND GAINS
Calculation of Realized Loss/Gain Form 332- Instruction Sheet
NOTE: Do not net or combine items. Show all expenses individually and all credits as separate
line items. Claim packages are due on the remittance report date. Late submissions may result
in claims not being passed until the following month. The Servicer is responsible to remit all
funds pending loss approval and /or resolution of any disputed items.
The numbers on the 332 form correspond with the numbers listed below.
Liquidation and Acquisition Expenses:
1. The Actual Unpaid Principal Balance of the Mortgage Loan. For documentation, an
Amortization Schedule from date of default through liquidation breaking out the net
interest and servicing fees advanced is required.
2. The Total Interest Due less the aggregate amount of servicing fee that would have been
earned if all delinquent payments had been made as agreed. For documentation, an
Amortization Schedule from date of default through liquidation breaking out the net
interest and servicing fees advanced is required.
3. Accrued Servicing Fees based upon the Scheduled Principal Balance of the Mortgage Loan
as calculated on a monthly basis. For documentation, an Amortization Schedule from date
of default through liquidation breaking out the net interest and servicing fees
advanced is required.
4-12. Complete as applicable. Required documentation:
* For taxes and insurance advances - see page 2 of 332 form - breakdown required
showing period of coverage, base tax, interest, penalty. Advances prior to default
require evidence of servicer efforts to recover advances.
* For escrow advances - complete payment history
(to calculate advances from last positive escrow balance forward)
* Other expenses - copies of corporate advance history showing all payments
* REO repairs > $1500 require explanation
* REO repairs >$3000 require evidence of at least 2 bids.
* Short Sale or Charge Off require P&L supporting the decision and WFB's approved
Servicing Officer's certification
* Unusual or extraordinary items may require further documentation.
13. The total of lines 1 through 12.
Credits:
14-21. Complete as applicable. Required documentation:
* Copy of the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions and
Escrow Agent / Attorney Letter of Proceeds Breakdown.
* Copy of EOB for any MI or gov't guarantee
* All other credits need to be clearly defined on the 332 form
22. The total of lines 14 through 21.
Please Note: For HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b)
for Part B/Supplemental proceeds.
Total Realized Loss (or Amount of Any Gain)
23. The total derived from subtracting line 22 from 13. If the amount represents a
realized gain, show the amount in parenthesis ( ).
Calculation of Realized Loss/Gain Form 332
Prepared by: __________________ Date: _______________
Phone: ______________________ Email Address:_____________________
_________________________________ ______________________________________ ____________________________________________
Servicer Loan No. Servicer Name Servicer Address
_________________________________ ______________________________________ ____________________________________________
XXXXX FARGO BANK, N.A. Loan No._____________________________
Borrower's Name: __________________________________________________________
Property Address: _________________________________________________________
Liquidation Type: REO Sale 3rd Party Sale Short Sale Charge
Off
Was this loan granted a Bankruptcy deficiency or cramdown Yes No
If "Yes", provide deficiency or cramdown amount _______________________________
Liquidation and Acquisition Expenses:
(1) Actual Unpaid Principal Balance of Mortgage Loan $ _______________(1)
(2) Interest accrued at Net Rate ________________(2)
(3) Accrued Servicing Fees ________________(3)
(4) Attorney's Fees ________________(4)
(5) Taxes (see page 2) ________________(5)
(6) Property Maintenance ________________(6)
(7) MI/Hazard Insurance Premiums (see page 2) ________________(7)
(8) Utility Expenses ________________(8)
(9) Appraisal/BPO ________________(9)
(10) Property Inspections ________________(10)
(11) FC Costs/Other Legal Expenses ________________(11)
(12) Other (itemize) ________________(12)
Cash for Keys__________________________ ________________(12)
HOA/Condo Fees_______________________ ________________(12)
______________________________________ ________________(12)
Total Expenses $ _______________(13)
Credits:
(14) Escrow Balance $ _______________(14)
(15) HIP Refund ________________(15)
(16) Rental Receipts ________________(16)
(17) Hazard Loss Proceeds ________________(17)
(18) Primary Mortgage Insurance / Gov't Insurance
HUD Part A ________________(18a)
HUD Part B ________________(18b)
(19) Pool Insurance Proceeds ________________(19)
(20) Proceeds from Sale of Acquired Property ________________(20)
(21) Other (itemize) ________________(21)
_________________________________________ ________________(21)
Total Credits $________________(22)
Total Realized Loss (or Amount of Gain) $________________(23)
Escrow Disbursement Detail
______________________________________________________________________________________________________________________
Type Date Paid Period of Total Paid Base Amount Penalties Interest
Coverage
(Tax /Ins.)
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
-______________________________________________________________________________________________________________________
______________________________________________________________________________________________________________________
ATTACHMENT 7
Exhibit D
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
The assessment of compliance to be delivered by the Company shall address, at a minimum, the
criteria identified as below as "Applicable Servicing Criteria":
_____________________________________________________________________________________________________________________
Servicing Criteria Applicable Servicing
Criteria
_____________________________________________________________________________________________________________________
Reference Criteria
_____________________________________________________________________________________________________________________
General Servicing Considerations
_______________________ ________________________
1122(d)(1)(i) Policies and procedures are instituted to monitor any performance X
or other triggers and events of default in accordance with the
transaction agreements.
_______________________ ________________________
1122(d)(1)(ii) If any material servicing activities are outsourced to third X
parties, policies and procedures are instituted to monitor the
third party's performance and compliance with such servicing
activities.
_______________________ ________________________
1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a
back-up servicer for the mortgage loans are maintained.
_______________________ ________________________
1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the X
party participating in the servicing function throughout the
reporting period in the amount of coverage required by and
otherwise in accordance with the terms of the transaction
agreements.
_______________________ ________________________
Cash Collection and Administration
_______________________ ________________________
1122(d)(2)(i) Payments on mortgage loans are deposited into the appropriate X
custodial bank accounts and related bank clearing accounts no more
than two business days following receipt, or such other number of
days specified in the transaction agreements.
_______________________ ________________________
1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to X
an investor are made only by authorized personnel.
_______________________ ________________________
1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows X
or distributions, and any interest or other fees charged for such
advances, are made, reviewed and approved as specified in the
transaction agreements.
_______________________ ________________________
The related accounts for the transaction, such as cash reserve
accounts or accounts established as a form of
overcollateralization, are separately maintained (e.g., with X
respect to commingling of cash) as set forth in the transaction
1122(d)(2)(iv) agreements.
_______________________ ________________________
1122(d)(2)(v) Each custodial account is maintained at a federally insured X
depository institution as set forth in the transaction agreements.
For purposes of this criterion, "federally insured depository
institution" with respect to a foreign financial institution means
a foreign financial institution that meets the requirements of Rule
13k-1(b)(1) of the Securities Exchange Act.
_______________________ ________________________
1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized X
access.
_______________________ ________________________
1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all X
asset-backed securities related bank accounts, including custodial
accounts and related bank clearing accounts. These reconciliations
are (A) mathematically accurate; (B) prepared within 30 calendar
days after the bank statement cutoff date, or such other number of
days specified in the transaction agreements; (C) reviewed and
approved by someone other than the person who prepared the
reconciliation; and (D) contain explanations for reconciling items.
These reconciling items are resolved within 90 calendar days of
their original identification, or such other number of days
specified in the transaction agreements.
_______________________ ________________________
Investor Remittances and Reporting
_______________________ ________________________
1122(d)(3)(i) Reports to investors, including those to be filed with the X
Commission, are maintained in accordance with the transaction
agreements and applicable Commission requirements. Specifically,
such reports (A) are prepared in accordance with timeframes and
other terms set forth in the transaction agreements; (B) provide
information calculated in accordance with the terms specified in
the transaction agreements; (C) are filed with the Commission as
required by its rules and regulations; and (D) agree with
investors' or the trustee's records as to the total unpaid
principal balance and number of mortgage loans serviced by the
Servicer.
_______________________ ________________________
1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance X
with timeframes, distribution priority and other terms set forth in
the transaction agreements.
_______________________ ________________________
Disbursements made to an investor are posted within two business
days to the Servicer's investor records, or such other number of X
1122(d)(3)(iii) days specified in the transaction agreements.
_______________________ ________________________
Amounts remitted to investors per the investor reports agree with
cancelled checks, or other form of payment, or custodial bank X
1122(d)(3)(iv) statements.
_______________________ ________________________
_______________________ ________________________
Pool Asset Administration
_______________________ ________________________
1122(d)(4)(i) Collateral or security on mortgage loans is maintained as required X
by the transaction agreements or related mortgage loan documents.
_______________________ ________________________
Mortgage loan and related documents are safeguarded as required by X
1122(d)(4)(ii) the transaction agreements
_______________________ ________________________
1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are X
made, reviewed and approved in accordance with any conditions or
requirements in the transaction agreements.
_______________________ ________________________
1122(d)(4)(iv) Payments on mortgage loans, including any payoffs, made in X
accordance with the related mortgage loan documents are posted to
the Servicer's obligor records maintained no more than two business
days after receipt, or such other number of days specified in the
transaction agreements, and allocated to principal, interest or
other items (e.g., escrow) in accordance with the related mortgage
loan documents.
_______________________ ________________________
1122(d)(4)(v) The Servicer's records regarding the mortgage loans agree with the X
Servicer's records with respect to an obligor's unpaid principal
balance.
_______________________ ________________________
1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's X
mortgage loans (e.g., loan modifications or re-agings) are made,
reviewed and approved by authorized personnel in accordance with
the transaction agreements and related pool asset documents.
_______________________ ________________________
1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, X
modifications and deeds in lieu of foreclosure, foreclosures and
repossessions, as applicable) are initiated, conducted and
concluded in accordance with the timeframes or other requirements
established by the transaction agreements.
_______________________ ________________________
1122(d)(4)(viii) Records documenting collection efforts are maintained during the X
period a mortgage loan is delinquent in accordance with the
transaction agreements. Such records are maintained on at least a
monthly basis, or such other period specified in the transaction
agreements, and describe the entity's activities in monitoring
delinquent mortgage loans including, for example, phone calls,
letters and payment rescheduling plans in cases where delinquency
is deemed temporary (e.g., illness or unemployment).
_______________________ ________________________
1122(d)(4)(ix) Adjustments to interest rates or rates of return for mortgage loans X
with variable rates are computed based on the related mortgage loan
documents.
_______________________ ________________________
1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow X
accounts): (A) such funds are analyzed, in accordance with the
obligor's mortgage loan documents, on at least an annual basis, or
such other period specified in the transaction agreements; (B)
interest on such funds is paid, or credited, to obligors in
accordance with applicable mortgage loan documents and state laws;
and (C) such funds are returned to the obligor within 30 calendar
days of full repayment of the related mortgage loans, or such other
number of days specified in the transaction agreements.
_______________________ ________________________
1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance X
payments) are made on or before the related penalty or expiration
dates, as indicated on the appropriate bills or notices for such
payments, provided that such support has been received by the
servicer at least 30 calendar days prior to these dates, or such
other number of days specified in the transaction agreements.
_______________________ ________________________
1122(d)(4)(xii) Any late payment penalties in connection with any payment to be X
made on behalf of an obligor are paid from the servicer's funds and
not charged to the obligor, unless the late payment was due to the
obligor's error or omission.
_______________________ ________________________
Disbursements made on behalf of an obligor are posted within two
business days to the obligor's records maintained by the servicer,
or such other number of days specified in the transaction X
1122(d)(4)(xiii) agreements.
_______________________ ________________________
1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are X
recognized and recorded in accordance with the transaction
agreements.
_______________________ ________________________
Any external enhancement or other support, identified in Item
1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained
1122(d)(4)(xv) as set forth in the transaction agreements.
_______________________ ________________________
_____________________________________________________________________________________________________________________
ATTACHMENT 8
Exhibit L
(Provided Upon Request)
ATTACHMENT 9
AFFILIATION DISCLOSURE
(Pursuant to Item 1119 of Regulation AB)
1. Sponsor and any affiliate, including but not limited to:
a. EMC Mortgage Corporation
b. Bear, Xxxxxxx & Co. Inc.
c. Bear, Xxxxxxx Securities Corp.
d. Bear Xxxxxxx Structured Products
e. Bear, Xxxxxxx International Limited
2. Depositor and any affiliate, including but not limited to:
a. Bear Xxxxxxx Asset Backed Securities I LLC
b. Structured Asset Mortgage Investments II Inc.
3. Bear Xxxxxxx ALT-A Trust II 2007-1 and any affiliate
4. Citibank, N.A., as Trustee, and any affiliate
5. Significant obligor and any affiliate - None
6. Enhancement or support provider and any affiliate - None
7. 1100(d)(1) parties - any named party in the Securitization Transaction:
a. Underwriter: Bear, Xxxxxxx & Co. Inc.
b. Servicers: Countrywide Home Loans Servicing LP; EMC Mortgage Corporation; HSBC Mortgage
Corporation (USA); Mid America Bank, FSB; and National City Mortgage Co.
d. Master Servicer: Xxxxx Fargo Bank, National Association
e. Unaffiliated Servicer of 20%: EMC Mortgage Corporation; Countrywide Home Loans Servicing LP
f. Originator of 10%: EMC Mortgage Corporation and Countrywide Home Loans Servicing LP.
g. Securities Administrator: Xxxxx Fargo Bank, National Association
h. Custodian: Xxxxx Fargo Bank, National Association; Treasury Bank, A Division of Countrywide
Bank, N.A.
EXHIBIT J
FORM OF MORTGAGE LOAN PURCHASE AGREEMENT
among
EMC MORTGAGE CORPORATION
as a Mortgage Loan Seller
MASTER FUNDING LLC
as a Mortgage Loan Seller
and
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
as Purchaser
Dated as of
August 31, 2007
Structured Asset Mortgage Investments II Inc.
Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates
TABLE OF CONTENTS
Page
Section 1 Definitions..................................................................................3
Section 2 Purchase and Sale of the Mortgage Loans and Related Rights...................................5
Section 3 Mortgage Loan Schedules......................................................................6
Section 4 Mortgage Loan Transfer.......................................................................6
Section 5 Examination of Mortgage Files................................................................7
Section 6 Recordation of Assignments of Mortgage.......................................................9
Section 7 Representations and Warranties of Mortgage Loan Seller Concerning the
Mortgage Loans...................................................................10
Section 8 Representations and Warranties Concerning The Mortgage Loan Seller...........................15
Section 9 Representations and Warranties Concerning the Purchaser......................................16
Section 10 Representations and Warranties Concerning Master Funding.....................................17
Section 11 Conditions to Closing........................................................................18
Section 12 Fees and Expenses............................................................................19
Section 13 Accountants' Letters.........................................................................20
Section 14 Indemnification..............................................................................20
Section 15 Notices......................................................................................22
Section 16 Transfer of Mortgage Loans...................................................................22
Section 17 Termination..................................................................................23
Section 18 Representations, Warranties and Agreements to Survive Delivery...............................23
Section 19 Severability.................................................................................23
Section 20 Counterparts.................................................................................23
Section 21 Amendment....................................................................................23
Section 22 Governing Law................................................................................23
Section 23 Further Assurances...........................................................................23
Section 24 Successors and Assigns.......................................................................24
Section 25 The Mortgage Loan Seller and the Purchaser...................................................24
Section 26 Entire Agreement.............................................................................24
Section 27 No Partnership...............................................................................24
EXHIBIT 1 CONTENTS OF MORTGAGE FILE.................................................................E-1
EXHIBIT 2 MORTGAGE LOAN SCHEDULE....................................................................E-2
EXHIBIT 3 MORTGAGE LOAN SELLER'S INFORMATION........................................................E-4
EXHIBIT 4 PURCHASER'S INFORMATION...................................................................E-5
EXHIBIT 5 SCHEDULE OF LOST NOTES....................................................................E-6
EXHIBIT 6 STANDARD & POOR'S LEVELS GLOSSARY, VERSION 6.0
REVISED.................................................................................E-7
SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES...........................................A-1
SCHEDULE B MORTGAGE LOAN SCHEDULE...................................................................B-11
MORTGAGE LOAN PURCHASE AGREEMENT
MORTGAGE LOAN PURCHASE AGREEMENT, dated as of August 31, 2007, as amended and
supplemented by any and all amendments hereto (collectively, the "Agreement"), by and among EMC MORTGAGE
CORPORATION, a Delaware corporation ("EMC" or a "Mortgage Loan Seller"), MASTER FUNDING LLC, a Delaware
limited liability company ("Master Funding" or a "Mortgage Loan Seller," and together with EMC, the
"Mortgage Loan Sellers") and STRUCTURED ASSET MORTGAGE INVESTMENT II INC., a Delaware corporation (the
"Purchaser").
Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan
Seller will sell, and the Purchaser will purchase, certain conventional, adjustable rate, first lien
mortgage loans secured primarily by one- to four-family residential properties (collectively, the
"Mortgage Loans") as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust
(the "Trust") and create Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1
(the "Certificates"), under a pooling and servicing agreement, to be dated as of August 1, 2007 (the
"Pooling and Servicing Agreement"), among the Purchaser, as seller, Xxxxx Fargo Bank, National
Association, as master servicer and securities administrator, Citibank, N.A., as trustee (the
"Trustee") and EMC Mortgage Corporation.
The Purchaser has filed with the Securities and Exchange Commission (the "Commission")
a registration statement on Form S-3 (Number 333-140247) relating to its Mortgage Pass-Through
Certificates and the offering of certain series thereof (including certain classes of the Certificates)
from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the
rules and regulations of the Commission promulgated thereunder (the "Securities Act"). Such
registration statement, when it became effective under the Securities Act, and the prospectus relating
to the public offering of certain classes of the Certificates by the Purchaser (the "Public Offering"),
as from time to time each is amended or supplemented pursuant to the Securities Act or otherwise, are
referred to herein as the "Registration Statement" and the "Prospectus," respectively. The "Prospectus
Supplement" shall mean that supplement, dated August 30, 2007, to the Prospectus, dated June 28, 2007,
relating to certain classes of the Certificates. With respect to the Public Offering of certain classes
of the Certificates, the Purchaser and Bear, Xxxxxxx & Co. Inc. ("Bear Xxxxxxx") have entered into a
terms agreement dated as of August 30, 2007, to an underwriting agreement dated February 26, 2007,
between the Purchaser and Bear Xxxxxxx (collectively, the "Underwriting Agreement").
Now, therefore, in consideration of the premises and the mutual agreements set forth
herein, the parties hereto agree as follows:
SECTION 1. Definitions. Certain terms are defined herein. Capitalized terms
used herein but not defined herein shall have the meanings specified in the Pooling and Servicing
Agreement as in effect as of the date hereof. The following other terms are defined as follows:
Acquisition Price: With respect to EMC and the sale of the EMC Mortgage Loans, cash in
an amount equal to $ * (plus $ * in accrued interest)
and the retained certificates. With respect to Master Funding and the sale of the Master Funding
Mortgage Loans, cash in an amount equal to $ * (plus $ *
in accrued interest).
______________________________
* Please contact Bear Xxxxxxx for pricing information.
Bear Xxxxxxx: Bear, Xxxxxxx & Co. Inc.
Closing Date: August 31, 2007.
Cut-off Date: August 1, 2007.
Cut-off Date Balance: Approximately $1,641,748,827.
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Substitute
Mortgage Loan.
Due Date: With respect to each Mortgage Loan, the date in each month on which its
Scheduled Payment is due, if such due date is the first day of a month, and otherwise is deemed to be
the first day of the following month or such other date specified in the related Servicing Agreement.
Fitch: Fitch Ratings or its successors in interest.
Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage
Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.
Master Servicer: Xxxxx Fargo Bank, National Association.
Mortgage: The mortgage or deed of trust creating a first lien on an interest in real
property securing a Mortgage Note.
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage
Loan and any additional documents required to be added to such documents pursuant to this Agreement or
the Pooling and Servicing Agreement.
Mortgage Interest Rate: The annual rate of interest borne by a Mortgage Note as stated
therein.
Mortgagor: The obligor(s) on a Mortgage Note.
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage
Loan Sellers or the Purchaser, reasonably acceptable to the Trustee.
Person: Any person or entity, including any individual, corporation, partnership,
joint venture, association, joint stock company, trust, unincorporated organization or government or any
agency or political subdivision thereof.
Purchase Price: With respect to any Mortgage Loan (or any property acquired with
respect thereto) required to be purchased by EMC (on its own behalf as a Mortgage Loan Seller and on
behalf of Master Funding) pursuant to this Agreement or Article II of the Pooling and Servicing
Agreement, an amount equal to the sum of (i)(a) 100% of the Outstanding Principal Balance of such
Mortgage Loan as of the date of repurchase (or if the related Mortgaged Property was acquired with
respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus (b)
accrued but unpaid interest on the Outstanding Principal Balance at the related Mortgage Interest Rate,
through and including the last day of the month of repurchase, and reduced by (c) any portion of the
Master Servicing Compensation, Monthly Advances and advances payable to the purchaser of the Mortgage
Loan and (ii) any costs and damages (if any) incurred by the Trust in connection with any violation that
existed on the Closing Date of such Mortgage Loan of any anti-predatory or abusive lending laws.
Rating Agencies: Standard & Poor's and Fitch, each a "Rating Agency."
Securities Act: The Securities Act of 1933, as amended.
Standard & Poor's: Standard & Poor's Ratings Services, a division of The XxXxxx-Xxxx
Companies, Inc. or its successors in interest.
Substitute Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan
which must meet on the date of such substitution the requirements stated herein and in the Pooling and
Servicing Agreement; upon such substitution, such mortgage loan shall be a "Mortgage Loan" hereunder.
Value: The value of the Mortgaged Property at the time of origination of the related
Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal
accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at
the time of origination.
SECTION 2. Purchase and Sale of the Mortgage Loans and Related Rights.
(i) Upon satisfaction of the conditions set forth in Section 11 hereof, each
Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage Loans having an
aggregate outstanding principal balance as of the Cut-off Date equal to the Cut-off Date Balance.
(ii) The closing for the purchase and sale of the Mortgage Loans and the closing
for the issuance of the Certificates will take place on the Closing Date at the office of the
Purchaser's counsel in New York, New York or such other place as the parties shall agree.
(iii) Upon the satisfaction of the conditions set forth in Section 11 hereof, on the
Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition
Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire
transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.
(iv) In addition to the foregoing, on the Closing Date each Mortgage Loan Seller
assigns to the Purchaser all of its right, title and interest in the related Servicing Agreements (other
than its right to enforce the representations and warranties set forth therein).
SECTION 3. Mortgage Loan Schedules. EMC (on its own behalf as a Mortgage Loan
Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a
preliminary listing of the Mortgage Loans (the "Preliminary Mortgage Loan Schedule") setting forth the
information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold
by the respective Mortgage Loan Sellers. If there are changes to the Preliminary Mortgage Loan
Schedule, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall
provide to the Purchaser, as of the Closing Date, a final schedule (the "Final Mortgage Loan Schedule")
setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage
Loans being sold by each Mortgage Loan Seller to the Purchaser. The Final Mortgage Loan Schedule shall
be delivered to the Purchaser on the Closing Date, shall be attached to an amendment to this Agreement
to be executed on the Closing Date by the parties hereto and shall be in form and substance mutually
agreed to by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the
Purchaser (the "Amendment"). If there are no changes to the Preliminary Mortgage Loan Schedule, the
Preliminary Mortgage Loan Schedule shall be the Final Mortgage Loan Schedule for all purposes hereof.
SECTION 4. Mortgage Loan Transfer.
(i) The Purchaser will be entitled to all scheduled payments of principal and
interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and
all payments on the Mortgage Loans, other than scheduled principal and interest, received after the
Cut-off Date. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and
interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including
payments collected after the Cut-off Date) and all payments thereon, other than scheduled principal and
interest, received on or before the Cut-off Date. Such principal amounts and any interest thereon
belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate
outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Final
Mortgage Loan Schedule.
(ii) Pursuant to various conveyance documents to be executed on the Closing Date
and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all
of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the
Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage
Loan Seller has delivered or will deliver or cause to be delivered to the Trustee as assignee of the
Purchaser by the Closing Date or such later date as is agreed to by the Purchaser and the Mortgage Loan
Seller (each of the Closing Date and such later date is referred to as a "Mortgage File Delivery Date"),
the items of each Mortgage File, provided, however, that in lieu of the foregoing, each Mortgage Loan
Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the
original Mortgage, assignments to the Trustee or intervening assignments thereof which have been
delivered, are being delivered or will, upon receipt of recording information relating to the Mortgage
required to be included thereon, be delivered to recording offices for recording and have not been
returned to the Mortgage Loan Seller in time to permit their delivery as specified above, the related
Mortgage Loan Seller may deliver a true copy thereof with a certification by such Mortgage Loan Seller,
on the face of such copy, substantially as follows: "Certified to be a true and correct copy of the
original, which has been transmitted for recording" (y) in lieu of the Mortgage, assignments to the
Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such
documents (as evidenced by a certification from such Mortgage Loan Seller to such effect) such Mortgage
Loan Seller may deliver photocopies of such documents containing an original certification by the
judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z)
in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by
such Mortgage Loan Seller to the Purchaser and the Trustee on the Closing Date and attached hereto as
Exhibit 5, the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such
Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been
paid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of
delivering the above documents, may deliver to the Trustee as assignee of the Purchaser a certification
by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall
deliver such original documents (including any original documents as to which certified copies had
previously been delivered) or such certified copies to the Trustee as assignee of the Purchaser promptly
after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master
Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the
Security Instrument to be recorded not later than 180 days after the Closing Date, unless such
assignment is not required to be recorded under the terms set forth in Section 6(i) hereof.
(iii) Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of
the Mortgage Loans and the Purchaser's rights hereunder will be assigned pursuant to the Pooling and
Servicing Agreement to the Trustee on the date hereof and that the Trustee shall have the right to
enforce directly against such Mortgage Loan Seller all of the rights of the Purchaser hereunder.
SECTION 5. Examination of Mortgage Files.
(i) On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will
have made the related Mortgage Files available to the Purchaser or its agent for examination which may
be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller's
custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial
or complete examination of the related Mortgage Files shall not affect the Purchaser's rights to demand
cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the
foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or
its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller's
compliance with the delivery and recordation requirements of this Agreement and the Pooling and
Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to
provide to the Purchaser, Bear Xxxxxxx and any investors or prospective investors in the Certificates,
information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files
available to the Purchaser, Bear Xxxxxxx and to such investors or prospective investors (which may be
at the offices of such Mortgage Loan Seller and/or such Mortgage Loan Seller's custodian) and to make
available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser,
Bear Xxxxxxx and such investors or prospective investors, upon reasonable request during regular
business hours, sufficient to permit the Purchaser, Bear Xxxxxxx and such investors or potential
investors to conduct such due diligence as any such party reasonably believes is appropriate.
(ii) Pursuant to the Pooling and Servicing Agreement, on the Closing Date the
Trustee, for the benefit of the Certificateholders, will review or cause the Custodian to review items
of the Mortgage Files as set forth on Exhibit 1 and will deliver or cause the Custodian to deliver to
EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial
certification in the form attached as Exhibit One to the Custodial Agreement.
(iii) Pursuant to the Pooling and Servicing Agreement, within ninety (90) days of
the Closing Date, the Trustee will review or shall cause the Custodian to review items of the Mortgage
Files as set forth on Exhibit 1 and will execute and deliver, or cause to be executed and delivered, to
EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Master
Servicer an interim certification substantially in the form of Exhibit Two to the Custodial Agreement.
(iv) Pursuant to the Pooling and Servicing Agreement, within 180 days of the
Closing Date (or, with respect to any Substitute Mortgage Loan, within five (5) Business Days after the
receipt by the Trustee or Custodian thereof) the Trustee will review or cause the Custodian to review
items of the Mortgage Files as set forth on Exhibit 1 and will deliver to each Mortgage Loan Seller and
the Master Servicer a final certification substantially in the form of Exhibit Three to the Custodial
Agreement. If the Trustee (or the Custodian as its agent) is unable to deliver a final certification
with respect to the items listed in Exhibit 1 due to any document that is missing, has not been
executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and
loan number, to the Mortgage Loans identified in the Final Mortgage Loan Schedule or appears to be
defective on its face (a "Material Defect"), the Trustee or the Custodian shall promptly notify EMC of
such Material Defect. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
shall correct or cure any such Material Defect within ninety (90) days from the date of notice from the
Trustee or the Custodian of the Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller
and on behalf of Master Funding) does not correct or cure such Material Defect within such period and
such defect materially and adversely affects the interests of the Certificateholders in the related
Mortgage Loan, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will,
in accordance with the terms of the Pooling and Servicing Agreement, within ninety (90) days of the date
of notice, provide the Trustee with a Substitute Mortgage Loan (if within two years of the Closing Date)
or purchase the related Mortgage Loan at the applicable Purchase Price; provided that, if such defect
would cause the Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3)
of the Code, any such cure, repurchase or substitution must occur within ninety (90) days from the date
such breach was discovered; provided, however, that if such defect relates solely to the inability of
EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the
original security instrument or intervening assignments thereof, or a certified copy because the
originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction,
EMC shall not be required to purchase such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan
Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon
receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase
obligation shall not apply in the event that EMC (on its own behalf as a Mortgage Loan Seller and on
behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording
to the appropriate recording office in the applicable jurisdiction because such document has not been
returned by such office; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of
Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt
is not available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of
Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording,
and delivery to the Purchaser and to the Trustee or the Custodian, as assignee of the Purchaser, shall
be effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within
thirty (30) days of its receipt of the original recorded document.
(v) At the time of any substitution, EMC (on its own behalf as a Mortgage Loan
Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Substitute Mortgage
Loan, the related Mortgage File and any other documents and payments required to be delivered in
connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any
purchase or substitution, pursuant to the Pooling and Servicing Agreement, the Trustee shall (i) assign
to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and release or
cause the Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note
and other contents of the Mortgage File) in its possession or in the possession of the Custodian
relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or
assignment, in each case without recourse, as shall be necessary to vest in EMC (on its own behalf as a
Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan. EMC (on its
own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall amend the
Mortgage Loan Schedule to reflect all substitutions, repurchases and deletions.
SECTION 6. Recordation of Assignments of Mortgage.
(i) EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master
Funding) shall, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage
from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any,
delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions
where the related Mortgaged Properties are located; provided, however, EMC (on its own behalf as a
Mortgage Loan Seller or on behalf of Master Funding) need not cause to be recorded any assignment which
relates to a Mortgage Loan if (a) such recordation is not required by the Rating Agencies or an Opinion
of Counsel has been provided to the Trustee, as assignee of the Purchaser, which states that the
recordation of such assignment is not necessary to protect the Trustee's interest in the related
Mortgage Loan or (b) MERS is identified on the Mortgage or a properly recorded assignment of the
Mortgage, as the mortgagee of record solely as nominee for the Mortgage Loan Seller and its successors
and assigns; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment
of Mortgage shall be submitted for recording by EMC (on its own behalf as a Mortgage Loan Seller and on
behalf of Master Funding) in the manner described above, at no expense to the Trust or Trustee, upon the
earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Fractional
Undivided Interests aggregating not less than 25% of the Trust (ii) the occurrence of an Event of
Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC and (iv) the
occurrence of a servicing transfer as described in Section 8.02 of the Pooling and Servicing Agreement.
While each such Mortgage or assignment is being recorded, if necessary, EMC (on its
own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left
with the Trustee, as assignee of the Purchaser, a certified copy of such Mortgage or assignment. In the
event that, within 180 days of the Closing Date, the Trustee has not been provided an Opinion of Counsel
as described above or received evidence of recording with respect to each Mortgage Loan as set forth
above, the failure to provide evidence of recording or such Opinion of Counsel (in the alternative, if
required) shall be considered a Material Defect, and the provisions of Section 5(iii) and (iv) shall
apply. All customary recording fees and reasonable expenses relating to the recordation of the
assignments of Mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by
EMC.
(ii) It is the express intent of the parties hereto that the conveyance of the
Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and
be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed
the grant of a security interest in the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to
secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that,
notwithstanding the intent of the parties, the Mortgage Loans are held by a court of competent
jurisdiction to continue to be property of the Mortgage Loan Seller, then (a) this Agreement shall be a
security agreement within the meaning of Articles 8 and 9 the applicable Uniform Commercial Code; (b)
the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage
Loan Seller to the Purchaser of a security interest in, and such Mortgage Loan Seller hereby grants to
the Purchaser, to secure its obligations hereunder, a security interest in, all of such Mortgage Loan
Seller's right, title and interest in and to the Mortgage Loans, all amounts payable to the holders of
the Mortgage Loans in accordance with the terms thereof, all proceeds of the conversion, voluntary or
involuntary, of the foregoing into cash, instruments, securities or other property and the proceeds
thereof. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the
Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably
necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage
Loans, such security interest would be a perfected security interest of first priority under applicable
law and will be maintained as such throughout the term of this Agreement.
SECTION 7. Representations and Warranties of Mortgage Loan Seller Concerning the
Mortgage Loans. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
hereby represents and warrants to the Purchaser as of the Closing Date or such earlier date as may be
specified below with respect to each Mortgage Loan being sold by it:
(i) the information set forth in the Mortgage Loan Schedule hereto is true and
correct in all material respects;
(ii) immediately prior to the transfer to the Purchaser, the related Mortgage Loan
Seller was the sole owner of each Mortgage and Mortgage Note relating to the Mortgage Loans and is
conveying the same free and clear of any and all liens, claims, encumbrances, participation interests,
equities, pledges, charges or security interests of any nature and such Mortgage Loan Seller has full
right and authority to sell or assign the same pursuant to this Agreement;
(iii) each Mortgage Loan and the prepayment penalty associated with the Mortgage
Loan at the time it was made complied in all material respects with all applicable local, state and
federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure
and recording laws and all applicable anti-predatory, abusive and fair lending laws; and each Mortgage
Loan has been serviced in all material respects in accordance with all applicable local, state and
federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure
and recording laws and all applicable anti-predatory, abusive and fair lending laws and the terms of the
related Mortgage Note, the Mortgage and other loan documents;
(iv) there is no monetary default existing under any Mortgage or the related
Mortgage Note and there is no material event which, with the passage of time or with notice and the
expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and
neither the related Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage
Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure
action is threatened or has been commenced with respect to the Mortgage Loan;
(v) the terms of the Mortgage Note and the Mortgage have not been impaired,
waived, altered or modified in any respect, except by written instruments, (i) if required by law in the
jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the owner of
such Mortgage Loan;
(vi) no selection procedure reasonably believed by the related Mortgage Loan Seller
to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans;
(vii) each Mortgage is a valid and enforceable (subject to laws relating to
creditors rights generally and principles of equity) first lien on the property securing the related
Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect
to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer
than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and
assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of
public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage
lending institutions generally or specifically reflected in the appraisal obtained in connection with
the origination of the related Mortgage Loan or referred to in the lender's title insurance policy
delivered to the originator of the related Mortgage Loan and (iii) other matters to which like
properties are commonly subject which do not materially interfere with the benefits of the security
intended to be provided by such Mortgage;
(viii) there is no mechanics' lien or claim for work, labor or material affecting the
premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such
Mortgage except those which are insured against by the title insurance policy referred to in (xiii)
below;
(ix) there was no delinquent tax or assessment lien against the property subject to
any Mortgage, except where such lien was being contested in good faith and a stay had been granted
against levying on the property;
(x) there is no valid offset, defense or counterclaim to any Mortgage Note or
Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such
Mortgage Note;
(xi) the physical property subject to any Mortgage is free of material damage and
is in good repair and there is no proceeding pending or threatened for the total or partial condemnation
of any Mortgaged Property;
(xii) the Mortgaged Property and all improvements thereon comply with all
requirements of any applicable zoning and subdivision laws and ordinances;
(xiii) a lender's title insurance policy (on an ALTA or CLTA form) or binder, or
other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Xxxxxx
Xxx or Xxxxxxx Mac, was issued on the date that each Mortgage Loan was created by a title insurance
company which was qualified to do business in the jurisdiction where the related Mortgaged Property is
located, insuring such Mortgage Loan Seller and its successors and assigns that the Mortgage is a first
priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan.
The related Mortgage Loan Seller is the sole insured under such lender's title insurance policy, and
such policy, binder or assurance is valid and remains in full force and effect, and each such policy,
binder or assurance shall contain all applicable endorsements including a negative amortization
endorsement, if applicable;
(xiv) at the time of origination, each Mortgaged Property was the subject of an
appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and
the appraisal is in a form acceptable to Xxxxxx Mae or Xxxxxxx Mac;
(xv) the improvements on each Mortgaged Property securing a Mortgage Loan are
insured (by an insurer which is acceptable to the related Mortgage Loan Seller) against loss by fire and
such hazards as are covered under a standard extended coverage endorsement in the locale in which the
Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable
value of the improvements securing such Mortgage Loan or the outstanding principal balance of the
Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the
Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property
is a condominium unit, it is included under the coverage afforded by a blanket policy for the
condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged
Property were in an area identified as a federally designated flood area, a flood insurance policy is in
effect in an amount representing coverage not less than the least of (i) the outstanding principal
balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged
Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the
Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor's cost and expense;
(xvi) each Mortgage Loan constitutes a "qualified mortgage" under Section
860G(a)(3)(A) of the Code and Treasury Regulations Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and
(9) without reliance on the provisions of Treasury Regulations Section 1.860G-2(a)(3) or Treasury
Regulations Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated
as a "qualified mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A)
of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9);
(xvii) each Mortgage Loan was originated (a) by a savings and loan association,
savings bank, commercial bank, credit union, insurance company or similar institution that is supervised
and examined by a federal or state authority, (b) by a mortgagee approved by the Secretary of HUD
pursuant to Sections 203 and 211 of the National Housing Act, as amended, or (c) by a mortgage broker or
correspondent lender in a manner such that the related Mortgage Loan would be regarded for purposes of
Section 3(a)(41) of the Securities Exchange Act of 1934, as amended, as having been originated by an
entity described in clauses (a) or (b) above;
(xviii) none of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR
Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements
the Home Ownership and Equity Protection Act of 1994, as amended or (b) "high cost home," "covered"
(excluding home loans defined as "covered home loans" in the New Jersey Home Ownership Security Act of
2002 that were originated between November 26, 2003 and July 7, 2004), "high risk home" or "predatory"
loans under any applicable state, federal or local law (or a similarly classified loan using different
terminology under a law imposing heightened regulatory scrutiny or additional legal liability for
residential mortgage loans having high interest rates, points and/or fees);
(xix) no Mortgage Loan (a) is a "high cost loan" or "covered loan" as applicable
(as such terms are defined in the then current version of Standard & Poor's LEVELS® Glossary in effect
as of the date hereof, Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after
October 1, 2002 through March 6, 2003 and is governed by the Georgia Fair Lending Act;
(xx) the information set forth in Schedule A of the Prospectus Supplement with
respect to the Mortgage Loans is true and correct in all material respects;
(xxiii) each Mortgage Loan was originated in accordance with the underwriting
guidelines of the related originator;
(xxiv) each original Mortgage has been recorded or is in the process of being
recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in
the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the
benefit of the Purchaser and the Trustee as its assignee;
(xxv) the related Mortgage File contains each of the documents and instruments
listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions
and qualifications as are set forth in such Section;
(xxvi) the Mortgage Loans are currently being serviced in accordance with accepted
servicing practices;
(xxvii) with respect to each Mortgage Loan that has a prepayment penalty feature, each
such prepayment penalty is enforceable and will be enforced by the related Mortgage Loan Seller and each
prepayment penalty is permitted pursuant to federal, state and local law. In addition, with respect to
each Mortgage Loan (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five
years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal
to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at
the related Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal
balance of such Mortgage Loan; and
(xxviii) if any of the Mortgage Loans are secured by a leasehold interest, with
respect to each leasehold interest: the use of leasehold estates for residential properties is an
accepted practice in the area where the related Mortgaged Property is located; residential property in
such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is
in any way in breach of any provision of such lease; the leasehold is in full force and effect and is
not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to
any charge or penalty; and the remaining term of the lease does not terminate less than ten years after
the maturity date of such Mortgage Loan;
It is understood and agreed that the representations and warranties set forth in this
Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any
restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination
of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set
forth above shall be deemed to be made by the Mortgage Loan Seller as to any Substitute Mortgage Loan as
of the date of substitution.
Upon discovery or receipt of notice by EMC, the Purchaser or the Trustee of a breach
of any representation or warranty of EMC set forth in this Section 7 which materially and adversely
affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the
Mortgage Loans, the party discovering or receiving notice of such breach shall give prompt written
notice to the others. In the case of any such breach of a representation or warranty set forth in this
Section 7, within ninety (90) days from the date of discovery by EMC, or the date EMC is notified by the
party discovering or receiving notice of such breach (whichever occurs earlier), EMC will (i) cure such
breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase
Price or (iii) if within two years of the Closing Date, substitute a qualifying Substitute Mortgage Loan
in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and
warranty concerning the Mortgage Loan Schedule contained in clause (i) of this Section 7, if such breach
is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment
Charge or (B) in the case of a breach of the representation contained in clause (xxvii) of this Section
7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust at the Purchase Price,
EMC shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to
the Trust in respect of such Prepayment Charge) from its own funds and without reimbursement thereof,
and EMC shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations
of EMC to cure, purchase or substitute a qualifying Substitute Mortgage Loan shall constitute the
Purchaser's, the Trustee's and the Certificateholder's sole and exclusive remedies under this Agreement
or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage
Loans, except for the obligation of EMC to indemnify the Purchaser for any such breach as set forth in
and limited by Section 4 hereof.
Any cause of action against EMC relating to or arising out of a breach by EMC of any
representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon
(i) discovery of such breach by EMC or notice thereof by the party discovering such breach and
(ii) failure by EMC to cure such breach, purchase such Mortgage Loan or substitute a qualifying
Substitute Mortgage Loan pursuant to the terms hereof.
SECTION 8. Representations and Warranties Concerning EMC. As of the date hereof
and as of the Closing Date, EMC represents and warrants to the Purchaser as to itself in the capacity
indicated as follows:
(i) EMC (i) is a corporation duly organized, validly existing and in good standing
under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in
each jurisdiction where such qualification is necessary, except where the failure so to qualify would
not reasonably be expected to have a material adverse effect on EMC's business as presently conducted or
on EMC's ability to enter into this Agreement and to consummate the transactions contemplated hereby;
(ii) EMC has full corporate power to own its property, to carry on its business as
presently conducted and to enter into and perform its obligations under this Agreement;
(iii) the execution and delivery by EMC of this Agreement has been duly authorized
by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement,
nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof,
will conflict with or result in a breach of, or constitute a default under, any of the provisions of any
law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the
charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be
expected to have a material adverse effect on EMC's ability to enter into this Agreement and to
consummate the transactions contemplated hereby;
(iv) the execution, delivery and performance by EMC of this Agreement and the
consummation of the transactions contemplated hereby do not require the consent or approval of, the
giving of notice to, the registration with, or the taking of any other action in respect of, any state,
federal or other governmental authority or agency, except those consents, approvals, notices,
registrations or other actions as have already been obtained, given or made and, in connection with the
recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
(v) this Agreement has been duly executed and delivered by EMC and, assuming due
authorization, execution and delivery by the Purchaser, constitutes a valid and binding obligation of
EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency
laws and other similar laws affecting the enforcement of the rights of creditors generally);
(vi) there are no actions, suits or proceedings pending or, to the knowledge of
EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental
body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to
any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to
EMC and if determined adversely to EMC materially and adversely affect EMC's ability to perform its
obligations under this Agreement; and EMC is not in default with respect to any order of any court,
administrative agency, arbitrator or governmental body so as to materially and adversely affect the
transactions contemplated by this Agreement; and
(vii) the Mortgage Loan Sellers' Information (identified in Exhibit 3 hereof) does
not include any untrue statement of a material fact or omit to state a material fact necessary in order
to make the statements made, in light of the circumstances under which they were made, not misleading.
SECTION 9. Representations and Warranties Concerning the Purchaser. As of the
Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:
(i) the Purchaser (i) is a corporation duly organized, validly existing and in
good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do
business in each jurisdiction where such qualification is necessary, except where the failure so to
qualify would not reasonably be expected to have a material adverse effect on the Purchaser's business
as presently conducted or on the Purchaser's ability to enter into this Agreement and to consummate the
transactions contemplated hereby;
(ii) the Purchaser has full corporate power to own its property, to carry on its
business as presently conducted and to enter into and perform its obligations under this Agreement;
(iii) the execution and delivery by the Purchaser of this Agreement have been duly
authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery
of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the
provisions hereof by the Purchaser, will conflict with or result in a breach of, or constitute a default
under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order
binding on the Purchaser or its properties or the articles of incorporation or bylaws of the Purchaser,
except those conflicts, breaches or defaults which would not reasonably be expected to have a material
adverse effect on the Purchaser's ability to enter into this Agreement and to consummate the
transactions contemplated hereby;
(iv) the execution, delivery and performance by the Purchaser of this Agreement and
the consummation by the Purchaser of the transactions contemplated hereby do not require the consent or
approval of, the giving of notice to, the registration with, or the taking of any other action in
respect of, any state, federal or other governmental authority or agency, except those consents,
approvals, notices, registrations or other actions as have already been obtained, given or made;
(v) this Agreement has been duly executed and delivered by the Purchaser and,
assuming due authorization, execution and delivery by the Mortgage Loan Sellers, constitutes a valid and
binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to
applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights
of creditors generally and general principles of equity);
(vi) there are no actions, suits or proceedings pending or, to the knowledge of the
Purchaser, threatened, against the Purchaser, before or by any court, administrative agency, arbitrator
or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii)
with respect to any other matter which in the judgment of the Purchaser will be determined adversely to
the Purchaser and will if determined adversely to the Purchaser materially and adversely affect the
Purchaser's ability to perform its obligations under this Agreement; and the Purchaser is not in default
with respect to any order of any court, administrative agency, arbitrator or governmental body so as to
materially and adversely affect the transactions contemplated by this Agreement; and
(vii) the Purchaser's Information (identified in Exhibit 4 hereof) does not include
any untrue statement of a material fact or omit to state a material fact necessary in order to make the
statements made, in light of the circumstances under which they were made, not misleading.
SECTION 10. Representations and Warranties Concerning Master Funding. As of the
date hereof and as of the Closing Date, Master Funding represents and warrants to EMC and the Purchaser
as follows:
(i) Master Funding (i) is a limited liability company duly organized, validly
existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good
standing to do business in each jurisdiction where such qualification is necessary, except where the
failure so to qualify would not reasonably be expected to have a material adverse effect on Master
Funding's business as presently conducted or on Master Funding's ability to enter into this Agreement
and to consummate the transactions contemplated hereby;
(ii) Master Funding has full power to own its property, to carry on its business as
presently conducted and to enter into and perform its obligations under this Agreement;
(iii) the execution and delivery by Master Funding of this Agreement has been duly
authorized by all necessary action on the part of Master Funding; and neither the execution and delivery
of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the
provisions hereof by the Purchaser, will conflict with or result in a breach of, or constitute a default
under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order
binding on Master Funding or its properties or the written consent of the sole member or limited
liability company agreement of Master Funding, except those conflicts, breaches or defaults which would
not reasonably be expected to have a material adverse effect on Master Funding's ability to enter into
this Agreement and to consummate the transactions contemplated hereby;
(iv) the execution, delivery and performance by Master Funding of this Agreement
and the consummation by the Purchaser of the transactions contemplated hereby do not require the consent
or approval of, the giving of notice to, the registration with, or the taking of any other action in
respect of, any state, federal or other governmental authority or agency, except those consents,
approvals, notices, registrations or other actions as have already been obtained, given or made and, in
connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet
completed;
(v) this Agreement has been duly executed and delivered by Master Funding and,
assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes
a valid and binding obligation of Master Funding enforceable against it in accordance with its terms
(subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement
of the rights of creditors generally); and
(vi) there are no actions, suits or proceedings pending or, to the knowledge of
Master Funding, threatened against Master Funding, before or by any court, administrative agency,
arbitrator or governmental body (a) with respect to any of the transactions contemplated by this
Agreement or (b) with respect to any other matter which in the judgment of Master Funding could
reasonably be expected to be determined adversely to Master Funding and if determined adversely to
Master Funding materially and adversely affect Master Funding's ability to perform its obligations under
this Agreement; and Master Funding is not in default with respect to any order of any court,
administrative agency, arbitrator or governmental body so as to materially and adversely affect the
transactions contemplated by this Agreement.
SECTION 11. Conditions to Closing.
(1) The obligations of the Purchaser under this Agreement will be subject to the
satisfaction, on or prior to the Closing Date, of the following conditions:
(a) Each of the obligations of each Mortgage Loan Seller required to be
performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have
been duly performed and complied with in all material respects; all of the representations and
warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of
the date or dates specified in all material respects; and no event shall have occurred which,
with notice or the passage of time, would constitute a default under this Agreement; and the
Purchaser shall have received certificates to that effect signed by authorized officers of the
Mortgage Loan Sellers.
(b) The Purchaser shall have received all of the following closing
documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly
executed by all signatories other than the Purchaser as required pursuant to the respective
terms thereof:
(i) the Mortgage Loan Schedule;
(ii) the Pooling and Servicing Agreement, in form and
substance reasonably satisfactory to the Trustee and the Purchaser, and all documents
required thereby duly executed by all signatories;
(iii) a certificate of an officer of each Mortgage Loan Seller
dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and
attached thereto copies of the charter and by-laws of such Mortgage Loan Seller and
evidence as to the good standing of such Mortgage Loan Seller dated as of a recent
date;
(iv) one or more opinions of counsel from the Mortgage Loan
Sellers' counsel otherwise in form and substance reasonably satisfactory to the
Purchaser, the Trustee and each Rating Agency;
(v) a letter from each of the Rating Agencies giving each
Class of Certificates set forth on Schedule A hereto the rating set forth therein; and
(vi) such other documents, certificates (including additional
representations and warranties) and opinions as may be reasonably necessary to secure
the intended ratings from each Rating Agency for the Certificates.
(c) The Certificates to be sold to Bear Xxxxxxx pursuant to the
Underwriting Agreement and the Purchase Agreement, if applicable, shall have been issued and
sold to Bear Xxxxxxx.
(d) Each Mortgage Loan Seller shall have furnished to the Purchaser such
other certificates of its officers or others and such other documents and opinions of counsel
to evidence fulfillment of the conditions set forth in this Agreement and the transactions
contemplated hereby as the Purchaser and their respective counsel may reasonably request.
(2) The obligations of each Mortgage Loan Seller under this Agreement shall be
subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
(a) The obligations of the Purchaser required to be performed by it on or
prior to the Closing Date pursuant to the terms of this Agreement shall have been duly
performed and complied with in all material respects, and all of the representations and
warranties of the Purchaser under this Agreement shall be true and correct in all material
respects as of the Closing Date, and no event shall have occurred which would constitute a
breach by it of the terms of this Agreement, and each Mortgage Loan Seller shall have received
a certificate to that effect signed by an authorized officer of the Purchaser.
(b) Each Mortgage Loan Seller shall have received copies of all of the
following closing documents, in such forms as are agreed upon and reasonably acceptable to each
Mortgage Loan Seller, duly executed by all signatories other than the Mortgage Loan Seller as
required pursuant to the respective terms thereof:
(i) A certificate of an officer of the Purchaser dated as of the
Closing Date, in a form reasonably acceptable to each Mortgage Loan Seller, and
attached thereto the written consent of the shareholder of the Purchaser authorizing
the transactions contemplated by this Agreement and the Pooling and Servicing
Agreement, together with copies of the Purchaser's articles of incorporation, bylaws
and evidence as to the good standing of the Purchaser dated as of a recent date;
(ii) One or more opinions of counsel from the Purchaser's counsel
in form and substance reasonably satisfactory to each Mortgage Loan Seller; and
(iii) Such other documents, certificates (including additional
representations and warranties) and opinions as may be reasonably necessary to secure
the intended rating from each Rating Agency for the Certificates.
SECTION 12. Fees and Expenses. Subject to Section 17 hereof, EMC (on its own
behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such
later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers'
attorneys and the reasonable fees and expenses of the Purchaser's attorneys, (ii) the fees and expenses
of Deloitte & Touche LLP, (iii) the fee for the use of Purchaser's Registration Statement based on the
aggregate original principal amount of the Certificates and the filing fee of the Commission as in
effect on the date on which the Registration Statement was declared effective, (iv) the fees and
expenses including counsel's fees and expenses in connection with any "blue sky" and legal investment
matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and
expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and
document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related
agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the
Trustee, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and
the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing),
(viii) the fees and expenses relating to the preparation and recordation of mortgage assignments
(including intervening assignments, if any and if available, to evidence a complete chain of title from
the originator thereof to the Trustee) from each Mortgage Loan Seller to the Trustee or the expenses
relating to the Opinion of Counsel referred to in Section 6(i) hereof, as the case may be, and (ix)
Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in
connection with the purchase of the Mortgage Loans and by Bear Xxxxxxx in connection with the sale of
the Certificates. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
additionally agrees to pay directly to any third party on a timely basis the fees provided for above
which are charged by such third party and which are billed periodically.
SECTION 13. Accountants' Letters.
(i) Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage
Loans described in the Final Mortgage Loan Schedule and will compare those characteristics to the
description of the Mortgage Loans contained in the Prospectus Supplement under the captions "Summary of
Terms - The Mortgage Pool" and "Description of the Mortgage Loans" and in Schedule A thereto. EMC (on
its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the
Purchaser in making available all information and taking all steps reasonably necessary to permit such
accountants to complete the review and to deliver the letters required of them under the Underwriting
Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption
"Yield and Prepayment Considerations" in the Prospectus Supplement.
(ii) To the extent statistical information with respect to EMC's servicing portfolio
is included in the Prospectus Supplement under the caption "The Master Servicer," a letter from the
certified public accountant for the Master Servicer will be delivered to the Purchaser dated the date of
the Prospectus Supplement, in the form previously agreed to by EMC and the Purchaser, with respect to
such statistical information.
SECTION 14. Indemnification.
(i) EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as
defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or
action in respect thereof, to which they or any of them may become subject, under the Securities Act or
otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon (i)
any untrue statement of a material fact contained in the Mortgage Loan Sellers' Information as
identified in Exhibit 3, the omission to state in the Prospectus Supplement or Prospectus (or any
amendment thereof or supplement thereto approved by EMC (on its own behalf as a Mortgage Loan Seller and
on behalf of Master Funding) and in which additional Mortgage Loan Seller's Information is identified),
in reliance upon and in conformity with Mortgage Loan Sellers' Information a material fact required to
be stated therein or necessary to make the statements therein in light of the circumstances in which
they were made, not misleading, (ii) any representation or warranty assigned or made by EMC in Section 7
or Section 8 hereof being, or alleged to be, untrue or incorrect, or (iii) any failure by the Mortgage
Loan Seller to perform its obligations under this Agreement; and EMC (on its own behalf as a Mortgage
Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified
party for any legal and other expenses reasonably incurred by them in connection with investigating or
defending or preparing to defend against any such loss, claim, damage, liability or action.
The foregoing indemnity agreement is in addition to any liability which EMC or Master Funding
otherwise may have to the Purchaser or any other such indemnified party.
(ii) The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and
its respective directors, officers and controlling persons (as defined in Section 15 of the Securities
Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they
or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim,
damage, liability or action arises out of, or is based upon (a) any untrue statement of a material fact
contained in the Purchaser's Information as identified in Exhibit 4, the omission to state in the
Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the
Purchaser and in which additional Purchaser's Information is identified), in reliance upon and in
conformity with the Purchaser's Information, a material fact required to be stated therein or necessary
to make the statements therein in light of the circumstances in which they were made, not misleading,
(b) any representation or warranty made by the Purchaser in Section 9 hereof being, or alleged to be,
untrue or incorrect, or (c) any failure by the Purchaser to perform its obligations under this
Agreement; and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party
for any legal and other expenses reasonably incurred by them in connection with investigating or
defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing
indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the
Mortgage Loan Sellers, or any other such indemnified party,
(iii) Promptly after receipt by an indemnified party under subsection (i) or (ii)
above of notice of the commencement of any action, such indemnified party shall, if a claim in respect
thereof is to be made against the indemnifying party under such subsection, notify each party against
whom indemnification is to be sought in writing of the commencement thereof (but the failure so to
notify an indemnifying party shall not relieve such indemnified party from any liability which it may
have under this Section 14 except to the extent that it has been prejudiced in any material respect by
such failure or from any liability which it may have otherwise). In case any such action is brought
against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the
indemnifying party will be entitled to participate therein and, to the extent it may elect by written
notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving
the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably
satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties
shall have the right to employ its or their own counsel in any such case, but the fees and expenses of
such counsel shall be at the expense of such indemnified party or parties unless (a) the employment of
such counsel shall have been authorized in writing by one of the indemnifying parties in connection with
the defense of such action, (b) the indemnifying parties shall not have employed counsel to have charge
of the defense of such action within a reasonable time after notice of commencement of the action, or
(c) such indemnified party or parties shall have reasonably concluded that there is a conflict of
interest between itself or themselves and the indemnifying party in the conduct of the defense of any
claim or that the interests of the indemnified party or parties are not substantially co-extensive with
those of the indemnifying party (in which case the indemnifying parties shall not have the right to
direct the defense of such action on behalf of the indemnified party or parties), in any of which events
such fees and expenses shall be borne by the indemnifying parties; provided, however, that the
indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one
local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding,
an indemnifying party shall not be liable for any settlement or any claim or action effected without its
written consent; provided, however, that such consent was not unreasonably withheld.
(iv) If the indemnification provided for in paragraphs (i) and (ii) of this Section
14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or
liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party
shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such
indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in
such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan
Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans,
the offering of the Certificates and the other transactions contemplated hereunder. No person found
liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not
also found liable for such fraudulent misrepresentation.
(v) The parties hereto agree that reliance by an indemnified party on any publicly
available information or any information or directions furnished by an indemnifying party shall not
constitute negligence, bad faith or willful misconduct by such indemnified party.
SECTION 15. Notices. All demands, notices and communications hereunder shall be
in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to
EMC shall be directed to EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000,
Attention: General Counsel (Telecopy: (000) 000-0000) and notices to Master Funding shall be directed to
Master Funding LLC, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000, Attention: Xxxx Xxxxxxxx (Telecopy:
(000) 000-0000) or to any other address as may hereafter be furnished by one party to the other party by
like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on
the date received at the premises of the addressee (as evidenced, in the case of registered or certified
mail, by the date noted on the return receipt) provided that it is received on a Business Day during
normal business hours and, if received after normal business hours, then it shall be deemed to be
received on the next Business Day.
SECTION 16. Transfer of Mortgage Loans. As set forth in Section 4(iii), the
Purchaser intends to assign the Mortgage Loans and certain of its rights and obligations under this
Agreement to the Trustee pursuant to the Pooling and Servicing Agreement, and the Mortgage Loan Sellers
hereby consent to any such assignment. Upon any such assignment, the Trustee shall have the right to
enforce directly against the Mortgage Loan Sellers the rights of the Purchaser hereunder that have been
assigned to the Trustee. Notwithstanding any such assignment, with respect to the Mortgage Loan Sellers,
the Purchaser shall remain entitled to the benefits set forth in Sections 11, 13 and 17.
SECTION 17. Termination. This Agreement may be terminated (a) by the Purchaser,
if the conditions to the Purchaser's obligation to close set forth under Section 10(1) hereof are not
fulfilled as and when required to be fulfilled or (b) by any Mortgage Loan Seller, if the conditions to
the Mortgage Loan Sellers' obligation to close set forth under Section 10(2) hereof are not fulfilled as
and when required to be fulfilled. In the event of termination pursuant to clause (a), EMC (on its own
behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of
termination pursuant to clause (b), the Purchaser shall pay, all reasonable out-of-pocket expenses
incurred by the other in connection with the transactions contemplated by this Agreement. In the event
of a termination pursuant to clause (a), each party shall be responsible for its own expenses.
SECTION 18. Representations, Warranties and Agreements to Survive Delivery. All
representations, warranties and agreements contained in this Agreement, or contained in certificates of
officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full
force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser
to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, the Mortgage Loan
Sellers' representations and warranties contained herein with respect to the related Mortgage Loans
shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the
Final Mortgage Loan Schedule and any Substitute Mortgage Loan and not to those Mortgage Loans deleted
from the Preliminary Mortgage Loan Schedule pursuant to Section 3 hereof prior to the closing of the
transactions contemplated hereby or any Deleted Mortgage Loan.
SECTION 19. Severability. If any provision of this Agreement shall be prohibited
or invalid under applicable law, this Agreement shall be ineffective only to such extent, without
invalidating the remainder of this Agreement.
SECTION 20. Counterparts. This Agreement may be executed in counterparts, each
of which will be an original, but which together shall constitute one and the same agreement.
SECTION 21. Amendment. This Agreement cannot be amended or modified in any
manner without the prior written consent of each party.
SECTION 22. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED TO HAVE BEEN MADE AND
PERFORMED IN THE STATE OF NEW YORK WITHOUT GIVING EFFECT TO ITS CONFLICT OF LAWS PRINCIPLES (OTHER THAN
SECTIONS 5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW) AND SHALL BE INTERPRETED IN
ACCORDANCE WITH THE LAWS OF SUCH STATE, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES OF SUCH STATE.
SECTION 23. Further Assurances. Each of the parties agrees to execute and
deliver such instruments and take such actions as another party may, from time to time, reasonably
request in order to effectuate the purpose and to carry out the terms of this Agreement including any
amendments hereto which may be required by either Rating Agency.
SECTION 24. Successors and Assigns. This Agreement shall bind and inure to the
benefit of and be enforceable by the Mortgage Loan Sellers and the Purchaser and their permitted
successors and assigns and, to the extent specified in Section 13 hereof, Bear Xxxxxxx, and their
directors, officers and controlling persons (within the meaning of federal securities laws). The
Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this
Agreement (including, without limitation, with respect to EMC's representations and warranties
respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be
merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage
Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person
succeeding to the business of such Mortgage Loan Seller, shall be considered the "successor" of such
Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of
any paper or any further act or consent on the part of any party hereto. Except as provided in the two
preceding sentences and in Section 15 hereto, this Agreement cannot be assigned, pledged or hypothecated
by either party hereto without the written consent of the other parties to this Agreement and any such
assignment or purported assignment shall be deemed null and void.
SECTION 25. The Mortgage Loan Sellers and the Purchaser. The Mortgage Loan
Sellers and the Purchaser will keep in full effect all rights as are necessary to perform their
respective obligations under this Agreement.
SECTION 26. Entire Agreement. This Agreement contains the entire agreement and
understanding between the parties with respect to the subject matter hereof, and supersedes all prior
and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or
written, of any nature whatsoever with respect to the subject matter hereof.
SECTION 27. No Partnership. Nothing herein contained shall be deemed or
construed to create a partnership or joint venture between the parties hereto.
[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]
IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their
respective duly authorized officers as of the date first above written.
EMC MORTGAGE CORPORATION
By:_________________________________________
Name:
Title:
STRUCTURED ASSET MORTGAGE INVESTMENT II
INC.
By:_________________________________________
Name:
Title:
MASTER FUNDING, LLC
By:_________________________________________
Name:
Title:
EXHIBIT 1
CONTENTS OF MORTGAGE FILE
With respect to each Mortgage Loan, the Mortgage File shall include each of the following
items, which shall be available for inspection by the Purchaser or its designee, and which shall be
delivered to the Purchaser or its designee pursuant to the terms of the Agreement:
(i) The original Mortgage Note, endorsed without recourse to the order of the
Trustee and showing an unbroken chain of endorsements from the original payee thereof to the
Person endorsing it to the Trustee, or a lost note affidavit;
(ii) The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting
the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which
shall have been recorded (or if the original is not available, a copy), with evidence of such
recording indicated thereon (or if the original Mortgage, assignments to the Trustee or
intervening assignments thereof which have been delivered, are being delivered or will, upon
receipt of recording information relating to the Mortgage required to be included thereon, be
delivered to recording offices for recording and have not been returned to the Mortgage Loan
Seller in time to permit their recording as specified in Section 2.01(b) of the Pooling and
Servicing Agreement, shall be in recordable form);
(iii) Unless the Mortgage Loan is a MOM Loan, a certified copy of the assignment
(which may be in the form of a blanket assignment if permitted in the jurisdiction in which the
Mortgaged Property is located) to "Citibank, N.A., as Trustee", with evidence of recording with
respect to each Mortgage Loan in the name of the Trustee thereon (or if the original Mortgage,
assignments to the Trustee or intervening assignments thereof which have been delivered, are
being delivered or will, upon receipt of recording information relating to the Mortgage
required to be included thereon, be delivered to recording offices for recording and have not
been returned to the Mortgage Loan Seller in time to permit their delivery as specified in
Section 2.01(b) of the Pooling and Servicing Agreement, the Mortgage Loan Seller may deliver a
true copy thereof with a certification by the Mortgage Loan Seller, on the face of such copy,
substantially as follows: "Certified to be a true and correct copy of the original, which has
been transmitted for recording");
(iv) All intervening assignments of the Mortgage, if applicable and only to the
extent available to the related Mortgage Loan Seller with evidence of recording thereon;
(v) The original or a copy of the policy or certificate of primary mortgage
guaranty insurance, to the extent available, if any;
(vi) The original policy of title insurance or mortgagee's certificate of title
insurance or commitment or binder for title insurance; and
(vii) The originals of all modification agreements, if applicable and available.
EXHIBIT 2
MORTGAGE LOAN SCHEDULE INFORMATION
The Preliminary and Final Mortgage Loan Schedules shall set forth the following information
with respect to each Mortgage Loan:
(a) the city, state and zip code of the Mortgaged Property;
(b) the property type;
(c) the Mortgage Interest Rate;
(d) the Servicing Fee Rate;
(e) the Master Servicer's Fee Rate;
(f) the LPMI Fee, if applicable;
(g) the Trustee Fee Rate, if applicable;
(h) the Net Rate;
(i) the maturity date;
(j) the stated original term to maturity;
(k) the stated remaining term to maturity;
(l) the original Principal Balance;
(m) the first payment date;
(n) the principal and interest payment in effect as of the Cut-off Date;
(o) the unpaid Principal Balance as of the Cut-off Date;
(p) the Loan-to-Value Ratio at origination;
(q) the insurer of any Primary Mortgage Insurance Policy;
(r) the MIN with respect to each MOM Loan;
(s) the Gross Margin, if applicable;
(t) the next Adjustment Date, if applicable;
(u) the Maximum Lifetime Mortgage Rate, if applicable;
(v) the Minimum Lifetime Mortgage Rate, if applicable;
(w) the Periodic Rate Cap, if applicable;
(x) the Loan Group, if applicable;
(y) a code indicating whether the Mortgage Loan is negatively amortizing;
(z) which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten
years or any other period;
(aa) the Prepayment Charge, if any;
(bb) lien position (e.g., first lien or second lien);
(cc) a code indicating whether the Mortgage Loan is has a balloon payment;
(dd) a code indicating whether the Mortgage Loan is an interest-only loan;
(ee) the interest-only term, if applicable;
(ff) the Mortgage Loan Seller; and
(gg) the original amortization term.
Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans,
the total of each of the amounts described under (n) and (j) above, the weighted average by principal
balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the
weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
EXHIBIT 3
MORTGAGE LOAN SELLERS' INFORMATION
All information in the Prospectus Supplement described under the following Sections: "SUMMARY
OF TERMS -- The Mortgage Pool," "DESCRIPTION OF THE MORTGAGE LOANS" and "SCHEDULE A -- CERTAIN
CHARACTERISTICS OF THE MORTGAGE LOANS."
EXHIBIT 4
PURCHASER'S INFORMATION
All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan
Sellers' Information.
EXHIBIT 5
SCHEDULE OF LOST NOTES
Available Upon Request
EXHIBIT 6
Standard & Poor's LEVELS® Glossary, Version 6.0 Revised, Appendix E
REVISED August 1, 0000
XXXXXXXX X - Standard & Poor's Anti-Predatory Lending Categorization
Standard & Poor's has categorized loans governed by anti-predatory lending laws in the
Jurisdictions listed below into three categories based upon a combination of factors that include (a)
the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in
those laws. Note that certain loans classified by the relevant statute as Covered are included in
Standard & Poor's High Cost Loan Category because they included thresholds and tests that are typical of
what is generally considered High Cost by the industry.
Standard & Poor's High Cost Loan Categorization
_____________________________________________________________________________________________________________________
State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable
Date Anti-Predatory Lending Law
_____________________________________________________________________________________________________________________
Arkansas Arkansas Home Loan Protection Act, Ark. Code High Cost Home Loan
Xxx. §§ 00-00-000 et seq.
Effective July 16, 2003
_____________________________________________________________________________________________________________________
Cleveland Heights, OH Ordinance No. 72-2003 (PSH), Mun. Code §§ Covered Loan
757.01 et seq.
Effective June 2, 2003
_____________________________________________________________________________________________________________________
Colorado Consumer Equity Protection, Colo. Stat. Xxx. §§ Covered Loan
5-3.5-101 et seq.
Effective for covered loans offered or entered
into on or after January 1, 2003. Other
provisions of the Act took effect on June 7,
2002
_____________________________________________________________________________________________________________________
Connecticut Connecticut Abusive Home Loan Lending Practices High Cost Home Loan
Act, Conn. Gen. Stat. §§ 36a-746 et seq.
Effective October 1, 2001
_____________________________________________________________________________________________________________________
District of Columbia Home Loan Protection Act, D.C. Code §§ Covered Loan
26-1151.01 et seq.
Effective for loans closed on or after January
28, 2003
_____________________________________________________________________________________________________________________
Florida Fair Lending Act, Fla. Stat. Xxx. §§ 494.0078 High Cost Home Loan
et seq.
Effective October 2, 2002
_____________________________________________________________________________________________________________________
Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ High Cost Home Loan
2003) 7-6A-1 et seq.
_____________________________________________________________________________________________________________________
Georgia as amended (Mar. 7, 0000 Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ High Cost Home Loan
- current) 7-6A-1 et seq.
Effective for loans closed on or after March 7,
2003
_____________________________________________________________________________________________________________________
HOEPA Section 32 Home Ownership and Equity Protection Act of High Cost Loan
1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and
226.34
Effective October 1, 1995, amendments October
1, 2002
_____________________________________________________________________________________________________________________
Illinois High Risk Home Loan Act, Ill. Comp. Stat. tit. High Risk Home Loan
815, §§ 137/5 et seq.
Effective January 1, 2004 (prior to this date,
regulations under Residential Mortgage License
Act effective from May 14, 2001)
_____________________________________________________________________________________________________________________
Indiana Indiana Home Loan Practices Act, Ind. Code Xxx. High Cost Home Loan
§§ 24-9-1-1 et seq.
Effective for loans originated on or after
January 1, 2005.
_____________________________________________________________________________________________________________________
Kansas Consumer Credit Code, Kan. Stat. Xxx. §§ High Loan to Value Consumer
16a-1-101 et seq. Loan (id. § 16a-3-207) and;
Sections 16a-1-301 and 16a-3-207 became
effective April 14, 1999; Section 16a-3-308a
became effective July 1, 1999
_____________________________________________________________________________________________________________________
High APR Consumer Loan (id. §
16a-3-308a)
_____________________________________________________________________________________________________________________
Kentucky 2003 KY H.B. 000 - Xxxx Xxxx Xxxx Xxxx Xxx, Xx. High Cost Home Loan
Rev. Stat. §§ 360.100 et seq.
Effective June 24, 2003
_____________________________________________________________________________________________________________________
Maine Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ High Rate High Fee Mortgage
8-101 et seq.
Effective September 29, 1995 and as amended
from time to time
_____________________________________________________________________________________________________________________
Massachusetts Part 40 and Part 32, 209 C.M.R. §§ 32.00 et High Cost Home Loan
seq. and 209 C.M.R. §§ 40.01 et seq.
Effective March 22, 2001 and amended from time
to time
_____________________________________________________________________________________________________________________
Massachusetts Predatory Home Loan Practices Act High Cost Home Mortgage Loan
Mass. Gen. Laws ch. 183C, §§ 1 et seq.
Effective November 7, 2004
_____________________________________________________________________________________________________________________
Nevada Assembly Xxxx No. 284, Nev. Rev. Stat. §§ Home Loan
598D.010 et seq.
Effective October 1, 2003
_____________________________________________________________________________________________________________________
New Jersey New Jersey Home Ownership Security Act of 2002, High Cost Home Loan
N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November
27, 2003
_____________________________________________________________________________________________________________________
New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ High Cost Home Loan
58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of
February 26, 2004
_____________________________________________________________________________________________________________________
New York N.Y. Banking Law Article 6-l High Cost Home Loan
Effective for applications made on or after
April 1, 2003
_____________________________________________________________________________________________________________________
North Carolina Restrictions and Limitations on High Cost Home High Cost Home Loan
Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003
(adding open-end lines of credit)
_____________________________________________________________________________________________________________________
Ohio H.B. 386 (codified in various sections of the Covered Loan
Ohio Code), Ohio Rev. Code Xxx. §§ 1349.25 et
seq.
Effective May 24, 2002
_____________________________________________________________________________________________________________________
Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage
sections of Title 14A)
Effective July 1, 2000; amended effective
January 1, 2004
_____________________________________________________________________________________________________________________
South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan
Loans Act, S.C. Code
Xxx. §§ 37-23-10 et seq.
Effective for loans taken on or after January
1, 2004
_____________________________________________________________________________________________________________________
West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan
Broker and Servicer Act, W. Va. Code Xxx. §§ Act Loan
31-17-1 et seq.
Effective June 5, 2002
_____________________________________________________________________________________________________________________
Standard & Poor's Covered Loan Categorization
_____________________________________________________________________________________________________________________
State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable
Date Anti-Predatory Lending Law
_____________________________________________________________________________________________________________________
Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ Covered Loan
2003) 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
_____________________________________________________________________________________________________________________
New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan
N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective November 27, 2003 - July 5, 2004
_____________________________________________________________________________________________________________________
Standard & Poor's Home Loan Categorization
_____________________________________________________________________________________________________________________
State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable
Date Anti-Predatory Lending Law
_____________________________________________________________________________________________________________________
Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ Home Loan
2003) 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
_____________________________________________________________________________________________________________________
New Jersey New Jersey Home Ownership Security Home Loan
Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et
seq.
Effective for loans closed on or after November
27, 2003
_____________________________________________________________________________________________________________________
New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan
58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of
February 26, 2004
_____________________________________________________________________________________________________________________
North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan
Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003
(adding open-end lines of credit)
_____________________________________________________________________________________________________________________
South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan
Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq.
Effective for loans taken on or after January
1, 2004
_____________________________________________________________________________________________________________________
SCHEDULE A
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
Offered
Certificates S&P Fitch
_____________________________________
Class I-A-1 AAA AAA
Class I-A-2 AAA AAA
Class I-X-1 AAA AAA
Class II-A-1 AAA AAA
Class II-A-2 AAA AAA
Class II-X-1 AAA AAA
Class III-A-1 AAA AAA
Class III-A-2 AAA AAA
Class III-X-1 AAA AAA
Class B-1 AA+ AA+
Class B-2 AA AA
Class B-3 AA- A+
None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such
ratings by the Rating Agencies.
SCHEDULE B
MORTGAGE LOAN SCHEDULE
(A copy has been provided to the Purchaser and the Trustee)
EXHIBIT K
FORM OF SUBSEQUENT MORTGAGE LOAN PURCHASE AGREEMENT
between
EMC MORTGAGE CORPORATION
as Mortgage Loan Seller
and
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.
as Purchaser
Dated as of
[_____]
Structured Asset Mortgage Investments II Inc.
Bear Xxxxxxx ALT-A Trust II 2007-1, Mortgage Pass-Through Certificates
TABLE OF CONTENTS
Page
Section 1 Definitions. 3
Section 2 Purchase and Sale of the Mortgage Loans and Related Rights. 5
Section 3 Mortgage Loan Schedules. 6
Section 4 Mortgage Loan Transfer. 6
Section 5 Examination of Mortgage Files. 7
Section 6 Recordation of Assignments of Mortgage. 9
Section 7 Representations and Warranties of Mortgage Loan Seller Concerning the Mortgage Loans. 10
Section 8 Representations and Warranties Concerning EMC. 15
Section 9 Representations and Warranties Concerning the Purchaser. 16
Section 11 Conditions to Closing. 17
Section 12 Fees and Expenses. 19
Section 13 Accountants' Letters. 19
Section 14 Indemnification. 19
Section 15 Notices. 21
Section 16 Transfer of Mortgage Loans. 21
Section 17 Termination. 21
Section 18 Representations, Warranties and Agreements to Survive Delivery 22
Section 19 Severability. 22
Section 20 Counterparts. 22
Section 21 Amendment. 22
Section 22 Governing Law. 22
Section 23 Further Assurances. 22
Section 24 Successors and Assigns. 22
Section 25 The Mortgage Loan Sellers and the Purchaser. 23
Section 26 Entire Agreement. 23
Section 27 No Partnership. 23
EXHIBIT 1 CONTENTS OF MORTGAGE FILE..............................................................1
EXHIBIT 2 MORTGAGE LOAN SCHEDULE.................................................................2
EXHIBIT 3 MORTGAGE LOAN SELLER'S INFORMATION.....................................................4
EXHIBIT 4 PURCHASER'S INFORMATION................................................................5
EXHIBIT 5 SCHEDULE OF LOST NOTES.................................................................6
EXHIBIT 6 STANDARD & POOR'S LEVELS GLOSSARY, VERSION 7 REVISED...................................1
SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES........................................1
SCHEDULE B MORTGAGE LOAN SCHEDULE.................................................................1
SUBSEQUENT MORTGAGE LOAN PURCHASE AGREEMENT
SUBSEQUENT MORTGAGE LOAN PURCHASE AGREEMENT, dated as of [______], as amended and supplemented
by any and all amendments hereto (collectively, the "Agreement"), by and between EMC MORTGAGE CORPORATION, a
Delaware corporation (the "Mortgage Loan Seller") and STRUCTURED ASSET MORTGAGE INVESTMENT II INC., a Delaware
corporation (the "Purchaser").
Upon the terms and subject to the conditions of this Agreement, the Mortgage Loan Seller will
sell, and the Purchaser will purchase, certain conventional, adjustable rate, first lien mortgage loans secured
primarily by one- to four-family residential properties (collectively, the "Subsequent Mortgage Loans") as
described herein. The Purchaser intends to deposit the Mortgage Loans into a trust (the "Trust") and create Bear
Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1 (the "Certificates"), under a pooling
and servicing agreement, to be dated as of August 1, 2007 (the "Pooling and Servicing Agreement"), among the
Purchaser, as seller, Xxxxx Fargo Bank, National Association, as master servicer and securities administrator,
Citibank, N.A., as trustee (the "Trustee") and the Mortgage Loan Seller.
The Purchaser has filed with the Securities and Exchange Commission (the "Commission") a
registration statement on Form S-3 (Number 333-140247) relating to its Mortgage Pass-Through Certificates and the
offering of certain series thereof (including certain classes of the Certificates) from time to time in
accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the
Commission promulgated thereunder (the "Securities Act"). Such registration statement, when it became effective
under the Securities Act, and the prospectus relating to the public offering of certain classes of the
Certificates by the Purchaser (the "Public Offering"), as from time to time each is amended or supplemented
pursuant to the Securities Act or otherwise, are referred to herein as the "Registration Statement" and the
"Prospectus," respectively. The "Prospectus Supplement" shall mean that supplement, dated August 30, 2007, to the
Prospectus, dated June 28, 2007, relating to certain classes of the Certificates. With respect to the Public
Offering of certain classes of the Certificates, the Purchaser and Bear, Xxxxxxx & Co. Inc. ("Bear Xxxxxxx") have
entered into a terms agreement dated as of August 30, 2007, to an underwriting agreement dated February 26, 2007,
between the Purchaser and Bear Xxxxxxx (collectively, the "Underwriting Agreement").
Now, therefore, in consideration of the premises and the mutual agreements set forth herein,
the parties hereto agree as follows:
SECTION 1. Definitions. Certain terms are defined herein. Capitalized terms used herein
but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement as in effect as
of the date hereof. The following other terms are defined as follows:
Acquisition Price: Cash in an amount equal to $ * (plus
$ * in accrued interest) and the retained certificates.
___________________________
* Please contact Bear Xxxxxxx for pricing information.
Bear Xxxxxxx: Bear, Xxxxxxx & Co. Inc.
Closing Date: August 31, 2007.
Cut-off Date: August 1, 2007.
Cut-off Date Balance: Approximately $1,641,748,827.
Deleted Subsequent Mortgage Loan: A Subsequent Mortgage Loan replaced or to be replaced by a
Substitute Mortgage Loan.
Due Date: With respect to each Subsequent Mortgage Loan, the date in each month on which its
Scheduled Payment is due, if such due date is the first day of a month, and otherwise is deemed to be the first
day of the following month or such other date specified in the related Servicing Agreement.
Fitch: Fitch Ratings or its successors in interest.
Master Servicer: Xxxxx Fargo Bank, National Association.
Mortgage: The mortgage or deed of trust creating a first lien on an interest in real property
securing a Mortgage Note.
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Subsequent
Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement or
the Pooling and Servicing Agreement.
Mortgage Interest Rate: The annual rate of interest borne by a Mortgage Note as stated therein.
Mortgagor: The obligor(s) on a Mortgage Note.
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan
Seller or the Purchaser, reasonably acceptable to the Trustee.
Person: Any person or entity, including any individual, corporation, partnership, joint
venture, association, joint stock company, trust, unincorporated organization or government or any agency or
political subdivision thereof.
Purchase Price: With respect to any Subsequent Mortgage Loan (or any property acquired with
respect thereto) required to be purchased by the Mortgage Loan Seller pursuant to this Agreement or Article II of
the Pooling and Servicing Agreement, an amount equal to the sum of (i)(a) 100% of the Outstanding Principal
Balance of such Subsequent Mortgage Loan as of the date of repurchase (or if the related Mortgaged Property was
acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus
(b) accrued but unpaid interest on the Outstanding Principal Balance at the related Mortgage Interest Rate,
through and including the last day of the month of repurchase, and reduced by (c) any portion of the Master
Servicing Compensation, Monthly Advances and advances payable to the purchaser of the Subsequent Mortgage Loan
and (ii) any costs and damages (if any) incurred by the Trust in connection with any violation that existed on
the Closing Date of such Subsequent Mortgage Loan of any anti-predatory or abusive lending laws.
Rating Agencies: Standard & Poor's and Fitch, each a "Rating Agency."
Securities Act: The Securities Act of 1933, as amended.
Standard & Poor's: Standard & Poor's Ratings Services, a division of The XxXxxx-Xxxx Companies,
Inc. or its successors in interest.
Subsequent Cut-off Date Balance: $[_____]
Subsequent Cut-off Date: [_____]
Subsequent Transfer Date: [____]
Substitute Mortgage Loan: A mortgage loan substituted for a Deleted Subsequent Mortgage Loan
which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing
Agreement; upon such substitution, such mortgage loan shall be a "Subsequent Mortgage Loan" hereunder.
Value: The value of the Mortgaged Property at the time of origination of the related Subsequent
Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted
by the applicable originator of the Subsequent Mortgage Loan or (ii) the sales price of such property at the time
of origination.
SECTION 2. Purchase and Sale of the Subsequent Mortgage Loans and Related Rights.
(i) Upon satisfaction of the conditions set forth in Section 10 hereof, the Mortgage Loan
Seller agrees to sell, and the Purchaser agrees to purchase Subsequent Mortgage Loans having an aggregate
outstanding principal balance as of the Subsequent Cut-off Date equal to the Subsequent Cut-off Date Balance.
(ii) The closing for the purchase and sale of the Subsequent Mortgage Loans will take place
on the Subsequent Transfer Date at the office of the Purchaser's counsel in New York, New York or such other
place as the parties shall agree.
(iii) Upon the satisfaction of the conditions set forth in Section 10 hereof, on the
Subsequent Transfer Date, the Purchaser shall pay to the Mortgage Loan Seller the related Acquisition Price for
the Subsequent Mortgage Loans sold by the Mortgage Loan Seller in immediately available funds by wire transfer to
such account or accounts as shall be designated by the Mortgage Loan Seller.
(iv) In addition to the foregoing, on the Subsequent Transfer Date the Mortgage Loan Seller
assigns to the Purchaser all of its right, title and interest in the related Servicing Agreements (other than its
right to enforce the representations and warranties set forth therein).
SECTION 3. Subsequent Mortgage Loan Schedules. The Mortgage Loan Seller agrees to provide
to the Purchaser as of the date hereof a preliminary listing of the Subsequent Mortgage Loans (the "Preliminary
Subsequent Mortgage Loan Schedule") setting forth the information listed on Exhibit 2 to this Agreement with
respect to each of the Subsequent Mortgage Loans being sold by the Mortgage Loan Seller. If there are changes to
the Preliminary Subsequent Mortgage Loan Schedule, the Mortgage Loan Seller shall provide to the Purchaser, as of
the Subsequent Transfer Date, a final schedule (the "Final Subsequent Mortgage Loan Schedule", and together with
the Preliminary Subsequent Mortgage Loan Schedule, the "Mortgage Loan Schedule") setting forth the information
listed on Exhibit 2 to this Agreement with respect to each of the Subsequent Mortgage Loans being sold by the
Mortgage Loan Seller to the Purchaser. The Final Subsequent Mortgage Loan Schedule shall be delivered to the
Purchaser on the Subsequent Transfer Date, shall be attached to an amendment to this Agreement to be executed on
the Subsequent Transfer Date by the parties hereto and shall be in form and substance mutually agreed to by the
Mortgage Loan Seller and the Purchaser (the "Amendment"). If there are no changes to the Preliminary Subsequent
Mortgage Loan Schedule, the Preliminary Subsequent Mortgage Loan Schedule shall be the Final Subsequent Mortgage
Loan Schedule for all purposes hereof.
SECTION 4. Subsequent Mortgage Loan Transfer.
(i) The Purchaser will be entitled to all scheduled payments of principal and interest on
the Subsequent Mortgage Loans due after the Subsequent Cut-off Date (regardless of when actually collected) and
all payments on the Subsequent Mortgage Loans, other than scheduled principal and interest, on the Subsequent
Mortgage Loans due on or before the Subsequent Cut-off Date and received after the Subsequent Cut-off Date. The
Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Subsequent
Mortgage Loans due on or before the Subsequent Cut-off Date (including payments collected after the Subsequent
Cut-off Date) and all payments in respect of such payments due thereon, other than scheduled principal and
interest, on the Subsequent Mortgage Loans due after the Subsequent Cut-off Date and received on or before the
Subsequent Cut-off Date. Such principal amounts and any interest thereon belonging to the Mortgage Loan Seller
as described above will not be included in the aggregate outstanding principal balance of the Subsequent Mortgage
Loans as of the Subsequent Cut-off Date as set forth on the Final Subsequent Mortgage Loan Schedule.
(ii) Pursuant to various conveyance documents to be executed on the Subsequent Transfer
Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Subsequent Transfer
Date all of its right, title and interest in and to the Subsequent Mortgage Loans to the Trustee for the benefit
of the Certificateholders. In connection with the transfer and assignment of the Subsequent Mortgage Loans, the
Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee as assignee of the
Purchaser no later than three Business Days prior to the Subsequent Transfer Date or such later date as is
agreed to by the Purchaser and the Mortgage Loan Seller (each of the Subsequent Transfer Date and such later date
is referred to as a "Mortgage File Delivery Date"), the items of each Mortgage File, provided, however, that in
lieu of the foregoing, the Mortgage Loan Seller may deliver the following documents, under the circumstances set
forth below: (x) in lieu of the original Mortgage, assignments to the Trustee or intervening assignments thereof
which have been delivered, are being delivered or will, upon receipt of recording information relating to the
Mortgage required to be included thereon, be delivered to recording offices for recording and have not been
returned to the Mortgage Loan Seller in time to permit their delivery as specified above, the Mortgage Loan
Seller may deliver a true copy thereof with a certification by the Mortgage Loan Seller, on the face of such
copy, substantially as follows: "Certified to be a true and correct copy of the original, which has been
transmitted for recording" (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments
thereof, if the applicable jurisdiction retains the originals of such documents (as evidenced by a certification
from the Mortgage Loan Seller to such effect) the Mortgage Loan Seller may deliver photocopies of such documents
containing an original certification by the judicial or other governmental authority of the jurisdiction where
such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Subsequent Mortgage Loans,
each identified in the list delivered to the Purchaser and the Trustee on the Subsequent Transfer Date and
attached hereto as Exhibit 5, the Mortgage Loan Seller may deliver lost note affidavits and indemnities of the
Mortgage Loan Seller; and provided further, however, that in the case of Subsequent Mortgage Loans which have
been paid in full after the Subsequent Cut-off Date and prior to the Subsequent Transfer Date, the Mortgage Loan
Seller, in lieu of delivering the above documents, may deliver to the Trustee as assignee of the Purchaser a
certification by the Mortgage Loan Seller or the Master Servicer to such effect. The Mortgage Loan Seller shall
deliver such original documents (including any original documents as to which certified copies had previously
been delivered) or such certified copies to the Trustee as assignee of the Purchaser promptly after they are
received. The Mortgage Loan Seller shall cause the Mortgage and intervening assignments, if any, and the
assignment of the Security Instrument to be recorded not later than 180 days after the Subsequent Transfer Date,
unless such assignment is not required to be recorded under the terms set forth in Section 6(i) hereof.
(iii) The Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the
Subsequent Mortgage Loans and the Purchaser's rights hereunder will be assigned to Citibank, N.A., as Trustee for
the Certificateholders, on the date hereof.
SECTION 5. Examination of Mortgage Files.
(i) On or before the Mortgage File Delivery Date, the Mortgage Loan Seller will have made
the Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the
Trustee or the Mortgage Loan Seller and/or the Mortgage Loan Seller's custodian. The fact that the Purchaser or
its agent has conducted or has failed to conduct any partial or complete examination of the Mortgage Files shall
not affect the Purchaser's rights to demand cure, repurchase, substitution or other relief as provided in this
Agreement. In furtherance of the foregoing, the Mortgage Loan Seller shall make the Mortgage Files available to
the Purchaser or its agent from time to time so as to permit the Purchaser to confirm the Mortgage Loan Seller's
compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing
Agreement. In addition, upon request of the Purchaser, the Mortgage Loan Seller agrees to provide to the
Purchaser, Bear Xxxxxxx and any investors or prospective investors in the Certificates, information regarding the
Subsequent Mortgage Loans and their servicing, to make the Mortgage Files available to the Purchaser, Bear
Xxxxxxx and to such investors or prospective investors (which may be at the offices of the Mortgage Loan Seller
and/or the Mortgage Loan Seller's custodian) and to make available personnel knowledgeable about the Subsequent
Mortgage Loans for discussions with the Purchaser, Bear Xxxxxxx and such investors or prospective investors, upon
reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Xxxxxxx and such
investors or potential investors to conduct such due diligence as any such party reasonably believes is
appropriate.
(ii) Pursuant to the Pooling and Servicing Agreement, on or prior to the Subsequent
Transfer Date, the Custodian shall acknowledge with respect to each Subsequent Mortgage Loan, by an Initial
Certificatation substantially in the form of Exhibit One to the Custodial Agreement, receipt of the related
Mortgage File, but without review of such Mortgage File, except to the extent necessary to confirm that such
Mortgage File contains the related Mortgage Note or lost note affidavit.
(iii) Pursuant to the Pooling and Servicing Agreement, no later than 90 days after the
Subsequent Transfer Date, the Trustee, for the benefit of the Certificateholders, will review or cause the
Custodian to review items of the Mortgage Files as set forth on Exhibit 1 and will deliver or cause the Custodian
to deliver to the Mortgage Loan Seller an initial certification in the form attached as Exhibit One to the
Custodial Agreement.
(iv) Pursuant to the Pooling and Servicing Agreement, the Trustee will review or cause the
Custodian to review the Mortgage Files within 180 days of the Subsequent Transfer Date and will execute and
deliver, or cause to be executed and delivered, to the Mortgage Loan Seller and the Master Servicer a final
certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee (or the
Custodian as its agent) is unable to deliver a final certification with respect to the items listed in Exhibit 1
due to any document that is missing, has not been executed, is unrelated, determined on the basis of the
Mortgagor name, original principal balance and loan number, to the Subsequent Mortgage Loans identified in the
Final Subsequent Mortgage Loan Schedule or appears to be defective on its face (a "Material Defect"), the Trustee
or the Custodian, or its agent, shall promptly notify the Mortgage Loan Seller of such Material Defect. The
Mortgage Loan Seller shall correct or cure any such Material Defect within ninety (90) days from the date of
notice from the Trustee or the Custodian of the Material Defect and if the Mortgage Loan Seller does not correct
or cure such Material Defect within such period and such defect materially and adversely affects the interests of
the Certificateholders in the related Subsequent Mortgage Loan, the Mortgage Loan Seller will, in accordance with
the terms of the Pooling and Servicing Agreement, within ninety (90) days of the date of notice, provide the
Trustee with a Substitute Mortgage Loan (if within two years of the Closing Date) or purchase the related
Subsequent Mortgage Loan at the applicable Purchase Price; provided that, if such defect would cause the
Subsequent Mortgage Loan to be other than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code,
any such cure, repurchase or substitution must occur within ninety (90) days from the date such breach was
discovered; provided, however, that if such defect relates solely to the inability of the Mortgage Loan Seller to
deliver the original security instrument or intervening assignments thereof, or a certified copy because the
originals of such documents, or a certified copy thereto, have not been returned by the applicable jurisdiction,
the Mortgage Loan Seller shall not be required to purchase such Subsequent Mortgage Loan if the Mortgage Loan
Seller delivers such original documents or certified copy promptly upon receipt, but in no event later than 360
days after the Subsequent Transfer Date. The foregoing repurchase obligation shall not apply in the event that
the Mortgage Loan Seller cannot deliver such original or copy of any document submitted for recording to the
appropriate recording office in the applicable jurisdiction because such document has not been returned by such
office; provided that the Mortgage Loan Seller shall instead deliver a recording receipt of such recording office
or, if such receipt is not available, a certificate of the Mortgage Loan Seller or a Servicing Officer confirming
that such documents have been accepted for recording, and delivery to the Purchaser and to the Trustee or the
Custodian, as assignee of the Purchaser, shall be effected by the Mortgage Loan Seller within thirty (30) days
of its receipt of the original recorded document.
(v) At the time of any substitution, the Mortgage Loan Seller shall deliver or cause to be
delivered the Substitute Mortgage Loan, the related Mortgage File and any other documents and payments required
to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time
of any purchase or substitution, pursuant to the Pooling and Servicing Agreement, the Trustee shall (i) assign to
the Mortgage Loan Seller and release or cause the Custodian to release the documents (including, but not limited
to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in its possession or in the possession
of the Custodian relating to the Deleted Subsequent Mortgage Loan and (ii) execute and deliver such instruments
of transfer or assignment, in each case without recourse, as shall be necessary to vest in the Mortgage Loan
Seller title to such Deleted Subsequent Mortgage Loan. The Mortgage Loan Seller and the Purchaser shall amend
the Subsequent Mortgage Loan Schedule to reflect all substitutions, repurchases and deletions.
SECTION 6. Recordation of Assignments of Mortgage.
(i) The Mortgage Loan Seller shall, promptly after the Subsequent Transfer Date, cause
each Mortgage and each assignment of Mortgage from the Mortgage Loan Seller to the Trustee, and all unrecorded
intervening assignments, if any, delivered on or prior to the Subsequent Transfer Date, to be recorded in all
recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, the
Mortgage Loan Seller need not cause to be recorded any assignment which relates to a Subsequent Mortgage Loan if
(a) such recordation is not required by the Rating Agencies or an Opinion of Counsel has been provided to the
Trustee, as assignee of the Purchaser, which states that the recordation of such assignment is not necessary to
protect the Trustee's interest in the related Subsequent Mortgage Loan or (b) MERS is identified on the Mortgage
or a properly recorded assignment of the Mortgage, as the mortgagee of record solely as nominee for the Mortgage
Loan Seller and its successors and assigns; provided, however, notwithstanding the delivery of any Opinion of
Counsel, each assignment of Mortgage shall be submitted for recording by the Mortgage Loan Seller in the manner
described above, at no expense to the Trust or Trustee, upon the earliest to occur of (i) reasonable direction by
the Holders of Certificates evidencing Fractional Undivided Interests aggregating not less than 25% of the Trust
(ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure
relating to the Mortgage Loan Seller and (iv) the occurrence of a servicing transfer as described in Section 8.02
of the Pooling and Servicing Agreement.
While each such Mortgage or assignment is being recorded, if necessary, the Mortgage Loan
Seller shall leave or cause to be left with the Trustee, as assignee of the Purchaser, a certified copy of such
Mortgage or assignment. In the event that, within 180 days of the Subsequent Transfer Date, the Trustee has not
been provided an Opinion of Counsel as described above or received evidence of recording with respect to each
Subsequent Mortgage Loan as set forth above, the failure to provide evidence of recording or such Opinion of
Counsel (in the alternative, if required) shall be considered a Material Defect, and the provisions of Section
5(iii) and (iv) shall apply. All customary recording fees and reasonable expenses relating to the recordation of
the assignments of Mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by the
Mortgage Loan Seller.
(ii) It is the express intent of the parties hereto that the conveyance of the Subsequent
Mortgage Loans by the Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated
as, a sale. It is, further, not the intention of the parties that such conveyance be deemed the grant of a
security interest in the Subsequent Mortgage Loans by the Mortgage Loan Seller to the Purchaser to secure a debt
or other obligation of the Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the
parties, the Subsequent Mortgage Loans are held by a court of competent jurisdiction to continue to be property
of the Mortgage Loan Seller, then (a) this Agreement shall be a security agreement within the meaning of
Articles 8 and 9 the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for
herein shall be deemed to be a grant by the Mortgage Loan Seller to the Purchaser of a security interest in, and
the Mortgage Loan Seller hereby grants to the Purchaser, to secure its obligations hereunder, a security interest
in, all of the Mortgage Loan Seller's right, title and interest in and to the Subsequent Mortgage Loans, all
amounts payable to the holders of the Subsequent Mortgage Loans in accordance with the terms thereof, all
proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or
other property and the proceeds thereof. The Mortgage Loan Seller and the Purchaser shall, to the extent
consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this
Agreement were deemed to create a security interest in the Subsequent Mortgage Loans, such security interest
would be a perfected security interest of first priority under applicable law and will be maintained as such
throughout the term of this Agreement.
SECTION 7. Representations and Warranties of Mortgage Loan Seller Concerning the
Subsequent Mortgage Loans. The Mortgage Loan Seller hereby represents and warrants to the Purchaser as of the
Subsequent Transfer Date or such earlier date as may be specified below with respect to each Subsequent Mortgage
Loan being sold by it, that:
(i) the information set forth in the Subsequent Mortgage Loan Schedule hereto is true and
correct in all material respects;
(ii) immediately prior to the transfer to the Purchaser, the Mortgage Loan Seller was the
sole owner of each Mortgage and Mortgage Note relating to the Subsequent Mortgage Loans and is conveying the same
free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or
security interests of any nature and the Mortgage Loan Seller has full right and authority to sell or assign the
same pursuant to this Agreement;
(iii) each Subsequent Mortgage Loan and the prepayment penalty associated with the
Subsequent Mortgage Loan at the time it was made complied in all material respects with all applicable local,
state and federal laws and regulations, including, without limitation, usury, equal credit opportunity,
disclosure and recording laws and all applicable anti-predatory, abusive and fair lending laws; and each
Subsequent Mortgage Loan has been serviced in all material respects in accordance with all applicable local,
state and federal laws and regulations, including, without limitation, usury, equal credit opportunity,
disclosure and recording laws and all applicable anti-predatory, abusive and fair lending laws and the terms of
the related Mortgage Note, the Mortgage and other loan documents;
(iv) there is no monetary default existing under any Mortgage or the related Mortgage Note
and there is no material event which, with the passage of time or with notice and the expiration of any grace or
cure period, would constitute a default, breach or event of acceleration; and neither the Mortgage Loan Seller,
any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default,
breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to
the Subsequent Mortgage Loan;
(v) the terms of the Mortgage Note and the Mortgage have not been impaired, waived,
altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction
where the Mortgaged Property is located, or (ii) to protect the interests of the owner of such Subsequent
Mortgage Loan;
(vi) no selection procedure reasonably believed by the Mortgage Loan Seller to be adverse
to the interests of the Certificateholders was utilized in selecting the Subsequent Mortgage Loans;
(vii) each Mortgage is a valid and enforceable (subject to laws relating to creditors rights
generally and principles of equity) first lien on the property securing the related Mortgage Note and each
Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of
condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage,
subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and
restrictions, rights of way, easements and other matters of public record as of the date of recording of such
Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected
in the appraisal obtained in connection with the origination of the related Subsequent Mortgage Loan or referred
to in the lender's title insurance policy delivered to the originator of the related Subsequent Mortgage Loan and
(iii) other matters to which like properties are commonly subject which do not materially interfere with the
benefits of the security intended to be provided by such Mortgage;
(viii) there is no mechanics' lien or claim for work, labor or material affecting the
premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage
except those which are insured against by the title insurance policy referred to in (xiii) below;
(ix) there was no delinquent tax or assessment lien against the property subject to any
Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on
the property;
(x) there is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage,
including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note;
(xi) the physical property subject to any Mortgage is free of material damage and is in
good repair and there is no proceeding pending or threatened for the total or partial condemnation of any
Mortgaged Property;
(xii) the Mortgaged Property and all improvements thereon comply with all requirements of
any applicable zoning and subdivision laws and ordinances;
(xiii) a lender's title insurance policy (on an ALTA or CLTA form) or binder, or other
assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Xxxxxx Xxx or Xxxxxxx
Mac, was issued on the date that each Subsequent Mortgage Loan was created by a title insurance company which was
qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the
Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related
Mortgaged Property in the original principal amount of the Subsequent Mortgage Loan. The Mortgage Loan Seller is
the sole insured under such lender's title insurance policy, and such policy, binder or assurance is valid and
remains in full force and effect, and each such policy, binder or assurance shall contain all applicable
endorsements including a negative amortization endorsement, if applicable;
(xiv) at the time of origination, each Mortgaged Property was the subject of an appraisal
which conformed to the underwriting requirements of the originator of the Subsequent Mortgage Loan and the
appraisal is in a form acceptable to Xxxxxx Mae or Xxxxxxx Mac;
(xv) the improvements on each Mortgaged Property securing a Subsequent Mortgage Loan are
insured (by an insurer which is acceptable to the Mortgage Loan Seller) against loss by fire and such hazards as
are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is
located, in an amount which is not less than the lesser of the maximum insurable value of the improvements
securing such Subsequent Mortgage Loan or the outstanding principal balance of the Subsequent Mortgage Loan, but
in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a
co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under
the coverage afforded by a blanket policy for the condominium project; if upon origination of the related
Subsequent Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally
designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the
least of (i) the outstanding principal balance of the Subsequent Mortgage Loan, (ii) the restorable cost of
improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and
each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor's
cost and expense;
(xvi) each Subsequent Mortgage Loan constitutes a "qualified mortgage" under Section
860G(a)(3)(A) of the Code and Treasury Regulations Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9)
without reliance on the provisions of Treasury Regulations Section 1.860G-2(a)(3) or Treasury Regulations Section
1.860G-2(f)(2) or any other provision that would allow a Subsequent Mortgage Loan to be treated as a "qualified
mortgage" notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury
Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9);
(xvii) each Subsequent Mortgage Loan was originated (a) by a savings and loan association,
savings bank, commercial bank, credit union, insurance company or similar institution that is supervised and
examined by a federal or state authority, (b) by a mortgagee approved by the Secretary of HUD pursuant to
Sections 203 and 211 of the National Housing Act, as amended, or (c) by a mortgage broker or correspondent lender
in a manner such that the related Subsequent Mortgage Loan would be regarded for purposes of Section 3(a)(41) of
the Securities Exchange Act of 1934, as amended, as having been originated by an entity described in clauses (a)
or (b) above;
(xviii) none of the Subsequent Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12
CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the
Home Ownership and Equity Protection Act of 1994, as amended or (b) "high cost home," "covered" (excluding home
loans defined as "covered home loans" in the New Jersey Home Ownership Security Act of 2002 that were originated
between November 26, 2003 and July 7, 2004), "high risk home" or "predatory" loans under any applicable state,
federal or local law (or a similarly classified loan using different terminology under a law imposing heightened
regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates,
points and/or fees);
(xix) no Subsequent Mortgage Loan (a) is a "high cost loan" or "covered loan" as applicable
(as such terms are defined in the then current version of Standard & Poor's LEVELS® Glossary in effect as of the
date hereof, Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after October 1, 2002 through
March 6, 2003 and is governed by the Georgia Fair Lending Act;
(xxiii) each Subsequent Mortgage Loan was originated in accordance with the underwriting
guidelines of the related originator;
(xxiv) each original Mortgage has been recorded or is in the process of being recorded in
accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate
jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Purchaser
and the Trustee as its assignee;
(xxv) the related Mortgage File contains each of the documents and instruments listed in
Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications
as are set forth in such Section;
(xxvi) the Subsequent Mortgage Loans are currently being serviced in accordance with accepted
servicing practices;
(xxvii) with respect to each Subsequent Mortgage Loan that has a prepayment penalty feature,
each such prepayment penalty is enforceable and will be enforced by the Mortgage Loan Seller and each prepayment
penalty is permitted pursuant to federal, state and local law. In addition, with respect to each Subsequent
Mortgage Loan (i) no Subsequent Mortgage Loan will impose a prepayment penalty for a term in excess of five years
from the date such Subsequent Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to
the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related
Mortgage Interest Rate on the amount prepaid in excess of 20% of the original principal balance of such
Subsequent Mortgage Loan; and
(xxviii) if any of the Subsequent Mortgage Loans are secured by a leasehold interest, with
respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted
practice in the area where the related Mortgaged Property is located; residential property in such area
consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach
of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or
encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining
term of the lease does not terminate less than ten years after the maturity date of such Subsequent Mortgage Loan;
It is understood and agreed that the representations and warranties set forth in this Section 7
will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or
qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File.
Upon any substitution for a Subsequent Mortgage Loan, the representations and warranties set forth above shall be
deemed to be made by the Mortgage Loan Seller as to any Substitute Mortgage Loan as of the date of substitution.
Upon discovery or receipt of notice by the Mortgage Loan Seller, the Purchaser or the Trustee
of a breach of any representation or warranty of the Mortgage Loan Seller set forth in this Section 7 which
materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the
Trustee in any of the Subsequent Mortgage Loans, the party discovering or receiving notice of such breach shall
give prompt written notice to the others. In the case of any such breach of a representation or warranty set
forth in this Section 7, within ninety (90) days from the date of discovery by the Mortgage Loan Seller, or the
date the Mortgage Loan Seller is notified by the party discovering or receiving notice of such breach (whichever
occurs earlier), the Mortgage Loan Seller will (i) cure such breach in all material respects, (ii) purchase the
affected Subsequent Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Subsequent
Transfer Date, substitute a qualifying Substitute Mortgage Loan in exchange for such Subsequent Mortgage Loan;
provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan
Schedule contained in clause (i) of this Section 7, if such breach is material and relates to any field on the
Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the
representation contained in clause (xxvi) of this Section 7, then, in each case, in lieu of purchasing such
Mortgage Loan from the Trust at the Purchase Price, the Mortgage Loan Seller shall pay the amount of the
Prepayment Charge (net of any amount previously collected by or paid to the Trust in respect of such Prepayment
Charge) from its own funds and without reimbursement thereof, and the Mortgage Loan Seller shall have no
obligation to repurchase or substitute for such Mortgage Loan. The obligations of the Mortgage Loan Seller to
cure, purchase or substitute a qualifying Substitute Mortgage Loan shall constitute the Purchaser's, the
Trustee's and the Certificateholder's sole and exclusive remedies under this Agreement or otherwise respecting a
breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation
of the Mortgage Loan Seller to indemnify the Purchaser for any such breach as set forth in and limited by
Section 4 hereof.
Any cause of action against the Mortgage Loan Seller relating to or arising out of a breach by
the Mortgage Loan Seller of any representations and warranties made in this Section 7 shall accrue as to any
Subsequent Mortgage Loan upon (i) discovery of such breach by the Mortgage Loan Seller or notice thereof by the
party discovering such breach and (ii) failure by the Mortgage Loan Seller to cure such breach, purchase such
Subsequent Mortgage Loan or substitute a qualifying Substitute Mortgage Loan pursuant to the terms hereof.
SECTION 8. Representations and Warranties Concerning the Mortgage Loan Seller. As of the
date hereof and as of the date hereof and as of the Subsequent Transfer Date, the Mortgage Loan Seller represents
and warrants to the Purchaser as to itself in the capacity indicated as follows:
(i) the Mortgage Loan Seller (i) is a corporation duly organized, validly existing and in
good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business
in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not
reasonably be expected to have a material adverse effect on the Mortgage Loan Seller 's business as presently
conducted or on the Mortgage Loan Seller 's ability to enter into this Agreement and to consummate the
transactions contemplated hereby;
(ii) the Mortgage Loan Seller has full corporate power to own its property, to carry on its
business as presently conducted and to enter into and perform its obligations under this Agreement;
(iii) the execution and delivery by the Mortgage Loan Seller of this Agreement has been duly
authorized by all necessary action on the part of the Mortgage Loan Seller; and neither the execution and
delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the
provisions hereof by the Mortgage Loan Seller, will conflict with or result in a breach of, or constitute a
default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding
on the Mortgage Loan Seller or its properties or the charter or by-laws of the Mortgage Loan Seller, except those
conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the
Mortgage Loan Seller 's ability to enter into this Agreement and to consummate the transactions contemplated
hereby;
(iv) the execution, delivery and performance by the Mortgage Loan Seller of this Agreement
and the consummation by the Mortgage Loan Seller of the transactions contemplated hereby do not require the
consent or approval of, the giving of notice to, the registration with, or the taking of any other action in
respect of, any state, federal or other governmental authority or agency, except those consents, approvals,
notices, registrations or other actions as have already been obtained, given or made and, in connection with the
recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
(v) this Agreement has been duly executed and delivered by the Mortgage Loan Seller and,
assuming due authorization, execution and delivery by the Purchaser, constitutes a valid and binding obligation
of the Mortgage Loan Seller enforceable against it in accordance with its terms (subject to applicable bankruptcy
and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
(vi) there are no actions, suits or proceedings pending or, to the knowledge of the
Mortgage Loan Seller, threatened against the Mortgage Loan Seller, before or by any court, administrative agency,
arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or
(ii) with respect to any other matter which in the judgment of the Mortgage Loan Seller could reasonably be
expected to be determined adversely to the Mortgage Loan Seller and if determined adversely to the Mortgage Loan
Seller materially and adversely affect the Mortgage Loan Seller 's ability to perform its obligations under this
Agreement; and the Mortgage Loan Seller is not in default with respect to any order of any court, administrative
agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by
this Agreement; and
(vii) the Mortgage Loan Seller's Information (identified in Exhibit 3 hereof) does not
include any untrue statement of a material fact or omit to state a material fact necessary in order to make the
statements made, in light of the circumstances under which they were made, not misleading.
SECTION 9. Representations and Warranties Concerning the Purchaser. As of the date hereof
and as of the Subsequent Transfer Date, the Purchaser represents and warrants to the Mortgage Loan Seller as
follows:
(i) the Purchaser (i) is a corporation duly organized, validly existing and in good
standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in
each jurisdiction where such qualification is necessary, except where the failure so to qualify would not
reasonably be expected to have a material adverse effect on the Purchaser's business as presently conducted or on
the Purchaser's ability to enter into this Agreement and to consummate the transactions contemplated hereby;
(ii) the Purchaser has full corporate power to own its property, to carry on its business
as presently conducted and to enter into and perform its obligations under this Agreement;
(iii) the execution and delivery by the Purchaser of this Agreement have been duly
authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this
Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions
hereof by the Purchaser, will conflict with or result in a breach of, or constitute a default under, any of the
provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its
properties or the articles of incorporation or bylaws of the Purchaser, except those conflicts, breaches or
defaults which would not reasonably be expected to have a material adverse effect on the Purchaser's ability to
enter into this Agreement and to consummate the transactions contemplated hereby;
(iv) the execution, delivery and performance by the Purchaser of this Agreement and the
consummation by the Purchaser of the transactions contemplated hereby do not require the consent or approval of,
the giving of notice to, the registration with, or the taking of any other action in respect of, any state,
federal or other governmental authority or agency, except those consents, approvals, notices, registrations or
other actions as have already been obtained, given or made;
(v) this Agreement has been duly executed and delivered by the Purchaser and, assuming due
authorization, execution and delivery by the Mortgage Loan Seller, constitutes a valid and binding obligation of
the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and
insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally and general
principles of equity);
(vi) there are no actions, suits or proceedings pending or, to the knowledge of the
Purchaser, threatened, against the Purchaser, before or by any court, administrative agency, arbitrator or
governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect
to any other matter which in the judgment of the Purchaser will be determined adversely to the Purchaser and will
if determined adversely to the Purchaser materially and adversely affect the Purchaser's ability to perform its
obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court,
administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions
contemplated by this Agreement; and
(vii) the Purchaser's Information (identified in Exhibit 4 hereof) does not include any
untrue statement of a material fact or omit to state a material fact necessary in order to make the statements
made, in light of the circumstances under which they were made, not misleading.
SECTION 10. Conditions to Closing.
(1) The obligations of the Purchaser under this Agreement will be subject to the
satisfaction, on or prior to the Subsequent Transfer Date, of the following conditions:
(a) Each of the obligations of the Mortgage Loan Seller required to be performed
at or prior to the Subsequent Transfer Date pursuant to the terms of this Agreement shall have been duly
performed and complied with in all material respects; all of the representations and warranties of the
Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in
all material respects; and no event shall have occurred which, with notice or the passage of time, would
constitute a default under this Agreement; and the Purchaser shall have received certificates to that
effect signed by authorized officers of the Mortgage Loan Seller.
(b) The Purchaser shall have received all of the following closing documents, in
such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all
signatories other than the Purchaser as required pursuant to the respective terms thereof:
(i) the Mortgage Loan Schedule;
(ii) the Pooling and Servicing Agreement, in form and substance
reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby
duly executed by all signatories;
(iii) a certificate of an officer of the Mortgage Loan Seller dated as
of the Subsequent Transfer Date, in a form reasonably acceptable to the Purchaser, and attached
thereto copies of the charter and by-laws of the Mortgage Loan Seller and evidence as to the
good standing of the Mortgage Loan Seller dated as of a recent date;
(iv) one or more opinions of counsel from the Mortgage Loan Seller's
counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee
and each Rating Agency;
(v) a letter from each of the Rating Agencies giving each Class of
Certificates set forth on Schedule A hereto the rating set forth therein; and
(vi) such other documents, certificates (including additional
representations and warranties) and opinions as may be reasonably necessary to secure the
intended ratings from each Rating Agency for the Certificates.
(c) The Certificates to be sold to Bear Xxxxxxx pursuant to the Underwriting
Agreement and the Purchase Agreement, if applicable, shall have been issued and sold to Bear Xxxxxxx.
(d) The Mortgage Loan Seller shall have furnished to the Purchaser such other
certificates of its officers or others and such other documents and opinions of counsel to evidence
fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as
the Purchaser and its respective counsel may reasonably request.
(2) The obligations of the Mortgage Loan Seller under this Agreement shall be subject to
the satisfaction, on or prior to the Subsequent Transfer Date, of the following conditions:
(a) The obligations of the Purchaser required to be performed by it on or prior to
the Subsequent Transfer Date pursuant to the terms of this Agreement shall have been duly performed and
complied with in all material respects, and all of the representations and warranties of the Purchaser
under this Agreement shall be true and correct in all material respects as of the date hereof and as of
the Subsequent Transfer Date, and no event shall have occurred which would constitute a breach by it of
the terms of this Agreement, and the Mortgage Loan Seller shall have received a certificate to that
effect signed by an authorized officer of the Purchaser.
(b) The Mortgage Loan Seller shall have received copies of all of the following
closing documents, in such forms as are agreed upon and reasonably acceptable to the Mortgage Loan
Seller, duly executed by all signatories other than the Mortgage Loan Seller as required pursuant to the
respective terms thereof:
(i) A certificate of an officer of the Purchaser dated as of the Subsequent
Transfer Date, in a form reasonably acceptable to the Mortgage Loan Seller, and attached
thereto the written consent of the shareholder of the Purchaser authorizing the transactions
contemplated by this Agreement and the Pooling and Servicing Agreement, together with copies of
the Purchaser's articles of incorporation, bylaws and evidence as to the good standing of the
Purchaser dated as of a recent date;
(ii) One or more opinions of counsel from the Purchaser's counsel in form
and substance reasonably satisfactory to the Mortgage Loan Seller; and
(iii) Such other documents, certificates (including additional
representations and warranties) and opinions as may be reasonably necessary to secure the
intended rating from each Rating Agency for the Certificates.
SECTION 11. Fees and Expenses. Subject to Section 17 hereof, the Mortgage Loan Seller
shall pay on the Subsequent Transfer Date or such later date as may be agreed to by the Purchaser (i) the fees
and expenses of the Mortgage Loan Seller's attorneys and the reasonable fees and expenses of the Purchaser's
attorneys, (ii) the fees and expenses of Deloitte & Touche LLP, (iii) the fees and expenses of the Trustee which
shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its
counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement,
the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Subsequent Mortgage
Loans to be performed by the Trustee, (iv) the fees and expenses of each Rating Agency (both initial and
ongoing), (v) the fees and expenses relating to the preparation and recordation of mortgage assignments
(including intervening assignments, if any and if available, to evidence a complete chain of title from the
originator thereof to the Trustee) from the Mortgage Loan Seller to the Trustee or the expenses relating to the
Opinion of Counsel referred to in Section 6(i) hereof, as the case may be, and (vi) Mortgage File due diligence
expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the
Subsequent Mortgage Loans and by Bear Xxxxxxx in connection with the sale of the Certificates. The Mortgage Loan
Seller additionally agrees to pay directly to any third party on a timely basis the fees provided for above which
are charged by such third party and which are billed periodically.
SECTION 12. Accountants' Letters. Deloitte & Touche LLP will review the characteristics
of a sample of the Subsequent Mortgage Loans described in the Final Subsequent Mortgage Loan Schedule and will
compare those characteristics to the description of the Subsequent Mortgage Loans contained in the Prospectus
Supplement under the captions "Summary of Terms - The Mortgage Pool" and "Conveyance of Subsequent Mortgage Loans
and the Pre-Funding Account" and in Schedule A thereto. The Mortgage Loan Seller will cooperate with the
Purchaser in making available all information and taking all steps reasonably necessary to permit such
accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement.
SECTION 13. Indemnification.
(i) The Mortgage Loan Seller shall indemnify and hold harmless the Purchaser and its
directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any
loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject,
under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or
is based upon (i) any representation or warranty assigned or made by the Mortgage Loan Seller in Section 7 or
Section 8 hereof being, or alleged to be, untrue or incorrect, or (ii) any failure by the Mortgage Loan Seller to
perform its obligations under this Agreement; and the Mortgage Loan Seller shall reimburse the Purchaser and each
other indemnified party for any legal and other expenses reasonably incurred by them in connection with
investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.
The foregoing indemnity agreement is in addition to any liability which the Mortgage Loan Seller
otherwise may have to the Purchaser or any other such indemnified party.
(ii) The Purchaser shall indemnify and hold harmless the Mortgage Loan Seller and its
respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and
against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may
become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action
arises out of, or is based upon (a) any representation or warranty made by the Purchaser in Section 9 hereof
being, or alleged to be, untrue or incorrect, or (c) any failure by the Purchaser to perform its obligations
under this Agreement; and the Purchaser shall reimburse the Mortgage Loan Seller, and each other indemnified
party for any legal and other expenses reasonably incurred by them in connection with investigating or defending
or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in
addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Seller, or any other such
indemnified party,
(iii) Promptly after receipt by an indemnified party under subsection (i) or (ii) above of
notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be
made against the indemnifying party under such subsection, notify each party against whom indemnification is to
be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not
relieve such indemnified party from any liability which it may have under this Section 13 except to the extent
that it has been prejudiced in any material respect by such failure or from any liability which it may have
otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying
party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the
extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30
days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with
counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party
or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of
such counsel shall be at the expense of such indemnified party or parties unless (a) the employment of such
counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense
of such action, (b) the indemnifying parties shall not have employed counsel to have charge of the defense of
such action within a reasonable time after notice of commencement of the action, or (c) such indemnified party or
parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the
indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or
parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying
parties shall not have the right to direct the defense of such action on behalf of the indemnified party or
parties), in any of which events such fees and expenses shall be borne by the indemnifying parties; provided,
however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to
one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an
indemnifying party shall not be liable for any settlement or any claim or action effected without its written
consent; provided, however, that such consent was not unreasonably withheld.
(iv) If the indemnification provided for in paragraphs (i) and (ii) of this Section 13 shall
for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any
action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying
the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such
loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to
reflect the relative benefits received by the Mortgage Loan Seller on the one hand and the Purchaser on the other
from the purchase and sale of the Subsequent Mortgage Loans, the offering of the Certificates and the other
transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled
to contribution from any person who is not also found liable for such fraudulent misrepresentation.
(v) The parties hereto agree that reliance by an indemnified party on any publicly available
information or any information or directions furnished by an indemnifying party shall not constitute negligence,
bad faith or willful misconduct by such indemnified party.
SECTION 14. Notices. All demands, notices and communications hereunder shall be in
writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to the Mortgage
Loan Seller shall be directed to EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx 00000,
Attention: General Counsel (Telecopy: (000) 000-0000) or to any other address as may hereafter be furnished by
one party to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed
to have been received on the date received at the premises of the addressee (as evidenced, in the case of
registered or certified mail, by the date noted on the return receipt) provided that it is received on a Business
Day during normal business hours and, if received after normal business hours, then it shall be deemed to be
received on the next Business Day.
SECTION 15. Transfer of Subsequent Mortgage Loans. As set forth in Section 4(iii), the
Purchaser intends to assign the Subsequent Mortgage Loans and certain of its rights and obligations under this
Agreement to the Trustee pursuant to the Pooling and Servicing Agreement, and the Mortgage Loan Seller hereby
consents to any such assignment. Upon any such assignment, the Trustee shall have the right to enforce directly
against the Mortgage Loan Seller the rights of the Purchaser hereunder that have been assigned to the Trustee.
Notwithstanding any such assignment, with respect to the Mortgage Loan Seller, the Purchaser shall remain
entitled to the benefits set forth in Sections 11, 13 and 17.
SECTION 16. Termination. This Agreement may be terminated (a) by mutual consent of the
parties hereto prior to the Subsequent Transfer Date, (b) by the Purchaser, if the conditions to the Purchaser's
obligation to close set forth under Section 10(1) hereof are not fulfilled as and when required to be fulfilled
or (c) by the Mortgage Loan Seller, if the conditions to the Mortgage Loan Seller's obligation to close set forth
under Section 10(2) hereof are not fulfilled as and when required to be fulfilled. In the event of termination
pursuant to clause (a), each party shall be responsible for its own expenses. In the event of termination
pursuant to clause (b), the Mortgage Loan Seller shall pay, and in the event of termination pursuant to clause
(c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the
transactions contemplated by this Agreement.
SECTION 17. Representations, Warranties and Agreements to Survive Delivery. All
representations, warranties and agreements contained in this Agreement, or contained in certificates of officers
of the Mortgage Loan Seller submitted pursuant hereto, shall remain operative and in full force and effect and
shall survive delivery of the Subsequent Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee).
Subsequent to the delivery of the Subsequent Mortgage Loans to the Purchaser, the Mortgage Loan Seller's
representations and warranties contained herein with respect to the Subsequent Mortgage Loans shall be deemed to
relate to the Subsequent Mortgage Loans actually delivered to the Purchaser and included in the Final Subsequent
Mortgage Loan Schedule and any Substitute Mortgage Loan and not to those Subsequent Mortgage Loans deleted from
the Preliminary Subsequent Mortgage Loan Schedule pursuant to Section 3 hereof prior to the closing of the
transactions contemplated hereby or any Deleted Subsequent Mortgage Loan.
SECTION 18. Severability. If any provision of this Agreement shall be prohibited or
invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the
remainder of this Agreement.
SECTION 19. Counterparts. This Agreement may be executed in counterparts, each of which
will be an original, but which together shall constitute one and the same agreement.
SECTION 20. Amendment. This Agreement cannot be amended or modified in any manner
without the prior written consent of each party.
SECTION 21. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED TO HAVE BEEN MADE AND
PERFORMED IN THE STATE OF NEW YORK WITHOUT GIVING EFFECT TO ITS CONFLICT OF LAWS PRINCIPLES (OTHER THAN SECTIONS
5-1401 AND 5-1402 OF THE NEW YORK GENERAL OBLIGATIONS LAW) AND SHALL BE INTERPRETED IN ACCORDANCE WITH THE LAWS
OF SUCH STATE, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES OF SUCH STATE.
SECTION 22. Further Assurances. Each of the parties agrees to execute and deliver such
instruments and take such actions as another party may, from time to time, reasonably request in order to
effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be
required by either Rating Agency.
SECTION 23. Successors and Assigns. This Agreement shall bind and inure to the benefit
of and be enforceable by the Mortgage Loan Seller and the Purchaser and their permitted successors and assigns
and, to the extent specified in Section 13 hereof, Bear Xxxxxxx, and their directors, officers and controlling
persons (within the meaning of federal securities laws). The Mortgage Loan Seller acknowledges and agrees that
the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to the
Mortgage Loan Seller's representations and warranties respecting the Subsequent Mortgage Loans) to the Trustee.
Any person into which the Mortgage Loan Seller may be merged or consolidated (or any person resulting from any
merger or consolidation involving the Mortgage Loan Seller), any person resulting from a change in form of the
Mortgage Loan Seller or any person succeeding to the business of the Mortgage Loan Seller, shall be considered
the "successor" of the Mortgage Loan Seller hereunder and shall be considered a party hereto without the
execution or filing of any paper or any further act or consent on the part of any party hereto. Except as
provided in the two preceding sentences and in Section 15 hereto, this Agreement cannot be assigned, pledged or
hypothecated by either party hereto without the written consent of the other parties to this Agreement and any
such assignment or purported assignment shall be deemed null and void.
SECTION 24. The Mortgage Loan Seller and the Purchaser. The Mortgage Loan Seller and the
Purchaser will keep in full effect all rights as are necessary to perform their respective obligations under this
Agreement.
SECTION 25. Entire Agreement. This Agreement contains the entire agreement and
understanding between the parties with respect to the subject matter hereof, and supersedes all prior and
contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of
any nature whatsoever with respect to the subject matter hereof.
SECTION 26. No Partnership. Nothing herein contained shall be deemed or construed to
create a partnership or joint venture between the parties hereto.
[REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]
IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective
duly authorized officers as of the date first above written.
EMC MORTGAGE CORPORATION
By:__________________________________________________
Name:
Title:
STRUCTURED ASSET MORTGAGE INVESTMENT II INC.
By:__________________________________________________
Name:
Title:
EXHIBIT 1
CONTENTS OF MORTGAGE FILE
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which
shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser
or its designee pursuant to the terms of the Agreement:
(i) The original Mortgage Note, endorsed without recourse to the order of the Trustee and
showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to
the Trustee, or a lost note affidavit;
(ii) The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the
presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been
recorded (or if the original is not available, a copy), with evidence of such recording indicated
thereon (or if the original Mortgage, assignments to the Trustee or intervening assignments thereof
which have been delivered, are being delivered or will, upon receipt of recording information relating
to the Mortgage required to be included thereon, be delivered to recording offices for recording and
have not been returned to the Mortgage Loan Seller in time to permit their recording as specified in
Section 2.01(b) of the Pooling and Servicing Agreement, shall be in recordable form);
(iii) Unless the Mortgage Loan is a MOM Loan, a certified copy of the assignment (which may
be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property
is located) to "Citibank, N.A., as Trustee", with evidence of recording with respect to each Mortgage
Loan in the name of the Trustee thereon (or if the original Mortgage, assignments to the Trustee or
intervening assignments thereof which have been delivered, are being delivered or will, upon receipt of
recording information relating to the Mortgage required to be included thereon, be delivered to
recording offices for recording and have not been returned to the Mortgage Loan Seller in time to permit
their delivery as specified in Section 2.01(b) of the Pooling and Servicing Agreement, the Mortgage Loan
Seller may deliver a true copy thereof with a certification by the Mortgage Loan Seller, on the face of
such copy, substantially as follows: "Certified to be a true and correct copy of the original, which has
been transmitted for recording");
(iv) All intervening assignments of the Mortgage, if applicable and only to the extent
available to the Mortgage Loan Seller with evidence of recording thereon;
(v) The original or a copy of the policy or certificate of primary mortgage guaranty
insurance, to the extent available, if any;
(vi) The original policy of title insurance or mortgagee's certificate of title insurance
or commitment or binder for title insurance; and
(vii) The originals of all modification agreements, if applicable and available.
EXHIBIT 2
MORTGAGE LOAN SCHEDULE INFORMATION
The Preliminary and Final Mortgage Loan Schedules shall set forth the following information with respect
to each Mortgage Loan:
(a) the city, state and zip code of the Mortgaged Property;
(b) the property type;
(c) the Mortgage Interest Rate;
(d) the Servicing Fee Rate;
(e) the Master Servicer's Fee Rate;
(f) the LPMI Fee, if applicable;
(g) the Trustee Fee Rate, if applicable;
(h) the Net Rate;
(i) the maturity date;
(j) the stated original term to maturity;
(k) the stated remaining term to maturity;
(l) the original Principal Balance;
(m) the first payment date;
(n) the principal and interest payment in effect as of the Cut-off Date;
(o) the unpaid Principal Balance as of the Cut-off Date;
(p) the Loan-to-Value Ratio at origination;
(q) the insurer of any Primary Mortgage Insurance Policy;
(r) the MIN with respect to each MOM Loan;
(s) the Gross Margin, if applicable;
(t) the next Adjustment Date, if applicable;
(u) the Maximum Lifetime Mortgage Rate, if applicable;
(v) the Minimum Lifetime Mortgage Rate, if applicable;
(w) the Periodic Rate Cap, if applicable;
(x) the Loan Group, if applicable;
(y) a code indicating whether the Mortgage Loan is negatively amortizing;
(z) which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten
years or any other period;
(aa) the Prepayment Charge, if any;
(bb) lien position (e.g., first lien or second lien);
(cc) a code indicating whether the Mortgage Loan is has a balloon payment;
(dd) a code indicating whether the Mortgage Loan is an interest-only loan;
(ee) the interest-only term, if applicable;
(ff) the Mortgage Loan Seller; and
(gg) the original amortization term.
Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total
of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the
Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term
to maturity by unpaid principal balance as of the Cut-off Date.
EXHIBIT 3
MORTGAGE LOAN SELLER' INFORMATION
All information in the Prospectus Supplement described under the following Sections: "SUMMARY OF TERMS
-- The Mortgage Pool," "DESCRIPTION OF THE MORTGAGE LOANS" and "SCHEDULE A -- CERTAIN CHARACTERISTICS OF THE
MORTGAGE LOANS."
EXHIBIT 4
PURCHASER'S INFORMATION
All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan Seller's
Information.
EXHIBIT 5
SCHEDULE OF LOST NOTES
Available Upon Request
EXHIBIT 6
Standard & Poor's LEVELS® Glossary, Version 6.0 Revised, Appendix E
REVISED August 1, 0000
XXXXXXXX X - Standard & Poor's Anti-Predatory Lending Categorization
Standard & Poor's has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below
into three categories based upon a combination of factors that include (a) the risk exposure associated with the
assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified
by the relevant statute as Covered are included in Standard & Poor's High Cost Loan Category because they
included thresholds and tests that are typical of what is generally considered High Cost by the industry.
Standard & Poor's High Cost Loan Categorization
_____________________________________________________________________________________________________________________
State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable
Date Anti-Predatory Lending Law
_____________________________________________________________________________________________________________________
Arkansas Arkansas Home Loan Protection Act, Ark. Code High Cost Home Loan
Xxx. §§ 00-00-000 et seq.
Effective July 16, 2003
_____________________________________________________________________________________________________________________
Cleveland Heights, OH Ordinance No. 72-2003 (PSH), Mun. Code §§ Covered Loan
757.01 et seq.
Effective June 2, 2003
_____________________________________________________________________________________________________________________
Colorado Consumer Equity Protection, Colo. Stat. Xxx. §§ Covered Loan
5-3.5-101 et seq.
Effective for covered loans offered or entered
into on or after January 1, 2003. Other
provisions of the Act took effect on June 7,
2002
_____________________________________________________________________________________________________________________
Connecticut Connecticut Abusive Home Loan Lending Practices High Cost Home Loan
Act, Conn. Gen. Stat. §§ 36a-746 et seq.
Effective October 1, 2001
_____________________________________________________________________________________________________________________
District of Columbia Home Loan Protection Act, D.C. Code §§ Covered Loan
26-1151.01 et seq.
Effective for loans closed on or after January
28, 2003
_____________________________________________________________________________________________________________________
Florida Fair Lending Act, Fla. Stat. Xxx. §§ 494.0078 High Cost Home Loan
et seq.
Effective October 2, 2002
_____________________________________________________________________________________________________________________
Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ High Cost Home Loan
2003) 7-6A-1 et seq.
_____________________________________________________________________________________________________________________
Georgia as amended (Mar. 7, 0000 Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ High Cost Home Loan
- current) 7-6A-1 et seq.
Effective for loans closed on or after March 7,
2003
_____________________________________________________________________________________________________________________
HOEPA Section 32 Home Ownership and Equity Protection Act of High Cost Loan
1994, 15 U.S.C. § 1639, 12 C.F.R. §§ 226.32 and
226.34
Effective October 1, 1995, amendments October
1, 2002
_____________________________________________________________________________________________________________________
Illinois High Risk Home Loan Act, Ill. Comp. Stat. tit. High Risk Home Loan
815, §§ 137/5 et seq.
Effective January 1, 2004 (prior to this date,
regulations under Residential Mortgage License
Act effective from May 14, 2001)
_____________________________________________________________________________________________________________________
Indiana Indiana Home Loan Practices Act, Ind. Code Xxx. High Cost Home Loan
§§ 24-9-1-1 et seq.
Effective for loans originated on or after
January 1, 2005.
_____________________________________________________________________________________________________________________
Kansas Consumer Credit Code, Kan. Stat. Xxx. §§ High Loan to Value Consumer
16a-1-101 et seq. Loan (id. § 16a-3-207) and;
Sections 16a-1-301 and 16a-3-207 became
effective April 14, 1999; Section 16a-3-308a
became effective July 1, 1999
High APR Consumer Loan (id. §
16a-3-308a)
_____________________________________________________________________________________________________________________
Kentucky 2003 KY H.B. 000 - Xxxx Xxxx Xxxx Xxxx Xxx, Xx. High Cost Home Loan
Rev. Stat. §§ 360.100 et seq.
Effective June 24, 2003
_____________________________________________________________________________________________________________________
Maine Truth in Lending, Me. Rev. Stat. tit. 9-A, §§ High Rate High Fee Mortgage
8-101 et seq.
Effective September 29, 1995 and as amended
from time to time
_____________________________________________________________________________________________________________________
Massachusetts Part 40 and Part 32, 209 C.M.R. §§ 32.00 et High Cost Home Loan
seq. and 209 C.M.R. §§ 40.01 et seq.
Effective March 22, 2001 and amended from time
to time
_____________________________________________________________________________________________________________________
Massachusetts Predatory Home Loan Practices Act High Cost Home Mortgage Loan
Mass. Gen. Laws ch. 183C, §§ 1 et seq.
Effective November 7, 2004
_____________________________________________________________________________________________________________________
Nevada Assembly Xxxx No. 284, Nev. Rev. Stat. §§ Home Loan
598D.010 et seq.
Effective October 1, 2003
_____________________________________________________________________________________________________________________
New Jersey New Jersey Home Ownership Security Act of 2002, High Cost Home Loan
N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective for loans closed on or after November
27, 2003
_____________________________________________________________________________________________________________________
New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ High Cost Home Loan
58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of
February 26, 2004
_____________________________________________________________________________________________________________________
New York N.Y. Banking Law Article 6-l High Cost Home Loan
Effective for applications made on or after
April 1, 2003
_____________________________________________________________________________________________________________________
North Carolina Restrictions and Limitations on High Cost Home High Cost Home Loan
Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003
(adding open-end lines of credit)
_____________________________________________________________________________________________________________________
Ohio H.B. 386 (codified in various sections of the Covered Loan
Ohio Code), Ohio Rev. Code Xxx. §§ 1349.25 et
seq.
Effective May 24, 2002
_____________________________________________________________________________________________________________________
Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage
sections of Title 14A)
Effective July 1, 2000; amended effective
January 1, 2004
_____________________________________________________________________________________________________________________
South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan
Loans Act, S.C. Code
Xxx. §§ 37-23-10 et seq.
Effective for loans taken on or after January
1, 2004
_____________________________________________________________________________________________________________________
West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan
Broker and Servicer Act, W. Va. Code Xxx. §§ Act Loan
31-17-1 et seq.
Effective June 5, 2002
_____________________________________________________________________________________________________________________
Standard & Poor's Covered Loan Categorization
_____________________________________________________________________________________________________________________
State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable
Date Anti-Predatory Lending Law
_____________________________________________________________________________________________________________________
Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ Covered Loan
2003) 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
_____________________________________________________________________________________________________________________
New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan
N.J. Rev. Stat. §§ 46:10B-22 et seq.
Effective November 27, 2003 - July 5, 2004
_____________________________________________________________________________________________________________________
Standard & Poor's Home Loan Categorization
_____________________________________________________________________________________________________________________
State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable
Date Anti-Predatory Lending Law
_____________________________________________________________________________________________________________________
Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. §§ Home Loan
2003) 7-6A-1 et seq.
Effective October 1, 2002 - March 6, 2003
_____________________________________________________________________________________________________________________
New Jersey New Jersey Home Ownership Security Home Loan
Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et
seq.
Effective for loans closed on or after November
27, 2003
_____________________________________________________________________________________________________________________
New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan
58-21A-1 et seq.
Effective as of January 1, 2004; Revised as of
February 26, 2004
_____________________________________________________________________________________________________________________
North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan
Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
Effective July 1, 2000; amended October 1, 2003
(adding open-end lines of credit)
_____________________________________________________________________________________________________________________
South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan
Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq.
Effective for loans taken on or after January
1, 2004
_____________________________________________________________________________________________________________________
EXHIBIT 7
FORM OF SUBSEQUENT TRANSFER MANAGEMENT
Pursuant to this Subsequent Transfer Instrument, dated [_____], 200[7] (this "Instrument"), between Structured
Asset Mortgage Investments II Inc., as seller (the "Mortgage Loan Seller"), and Citibank, N.A., as trustee of the
Bear Xxxxxxx ALT-A Trust II, Mortgage Pass-Through Certificates, Series 2007-1, as purchaser (the "Trustee"), and
pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2007 (the "Pooling and Servicing
Agreement"), among the Mortgage Loan Seller, as the seller, Xxxxx Fargo Bank, National Association, as master
servicer and securities administrator, EMC Mortgage Corporation and the Trustee, as trustee, the Mortgage Loan
Seller and the Trustee agree to the sale by the Mortgage Loan Seller and the purchase by the Trustee in trust, on
behalf of the Trust, of the Subsequent Mortgage Loans listed on the Schedule of Mortgage Loans attached to this
Instrument as Exhibit 1 hereto (the "Subsequent Mortgage Loans").
Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Pooling and
Servicing Agreement.
Section 1. Conveyance of Subsequent Mortgage Loans.
(a) The Mortgage Loan Seller does hereby sell, transfer, assign, set over and convey to
the Trustee in trust, on behalf of the Trust, without recourse, all of its right, title and interest in and to
the Subsequent Mortgage Loans, and including all amounts due or accruing on the Subsequent Mortgage Loans on and
after the related Subsequent Cut-Off Date, and all items with respect to the Subsequent Mortgage Loans to be
delivered pursuant to Section 2.07 of the Pooling and Servicing Agreement; provided, however, that the Mortgage
Loan Seller reserves and retains all right, title and interest in and to amounts due on the Subsequent Mortgage
Loans prior to the related Subsequent Cut-Off Date. The Mortgage Loan Seller, contemporaneously with the delivery
of this Agreement, has delivered or caused to be delivered to the Trustee each item with respect to the
Subsequent Mortgage Loans set forth in Section 2.01 of the Pooling and Servicing Agreement and the other items in
the related Mortgage Files. The transfer to the Trustee by the Mortgage Loan Seller of the Subsequent Mortgage
Loans identified on the Mortgage Loan Schedule shall be absolute and is intended by the Mortgage Loan Seller, the
Mortgage Loan Seller, the Master Servicer, the Securities Administrator, the Trustee and the Certificateholders
to constitute and to be treated as a sale of the Subsequent Mortgage Loans by the Mortgage Loan Seller to the
Trust Fund.
(b) The Mortgage Loan Seller, concurrently with the execution and delivery hereof, does
hereby transfer, assign, set over and otherwise convey to the Trustee without recourse for the benefit of the
Certificateholders all the right, title and interest of the Mortgage Loan Seller in, to and under the Subsequent
Mortgage Loan Purchase Agreement, dated as of [_____], 2007, between EMC Mortgage Corporation, as seller, and the
Mortgage Loan Seller, as purchaser (the "Purchase Agreement").
Section 2. Representations and Warranties; Conditions Precedent.
(c) The Mortgage Loan Seller hereby confirms that each of the conditions precedent and the
representations and warranties set forth in Section 2.07 of the Pooling and Servicing Agreement are satisfied as
of the date hereof.
(d) All terms and conditions of the Pooling and Servicing Agreement are hereby ratified
and confirmed; provided, however, that in the event of any conflict, the provisions of this Instrument shall
control over the conflicting provisions of the Pooling and Servicing Agreement.
Section 3. Recordation of Instrument.
To the extent permitted by applicable law, this Instrument, or a memorandum thereof if permitted under applicable
law, is subject to recordation in all appropriate public offices for real property records in all of the counties
or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated,
and in any other appropriate public recording office or elsewhere, such recordation to be effected by the
Depositor at the Certificateholders' expense on direction of the related Certificateholders, but only when
accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the
interests of the Certificateholders or is necessary for the administration or servicing of the Subsequent
Mortgage Loans.
Section 4. Governing Law.
This Instrument shall be construed in accordance with the laws of the State of New York and the obligations,
rights and remedies of the parties hereunder shall be determined in accordance with such laws, without giving
effect to principles of conflicts of law.
Section 5. Counterparts.
This Instrument may be executed in one or more counterparts and by the different parties hereto on separate
counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together,
shall constitute one and the same instrument.
Section 6. Successors and Assigns.
This Instrument shall inure to the benefit of and be binding upon the Mortgage Loan Seller and the Trustee and
their respective successors and assigns.
IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the date first above written.
STRUCTURED ASSET MORTGAGE INVESTMENTS II INC.,
as Mortgage Loan Seller
By: _______________________________________
Name:
Title:
CITIBANK, N.A., as Trustee
By: _______________________________________
Name:
Title:
EXHIBIT 1
SUBSEQUENT MORTGAGE LOANS
SCHEDULE A
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
Offered
Certificates S&P Fitch
_____________________________________
Class I-A-1 AAA AAA
Class I-A-2 AAA AAA
Class I-X-1 AAA AAA
Class II-A-1 AAA AAA
Class II-A-2 AAA AAA
Class II-X-1 AAA AAA
Class III-A-1 AAA AAA
Class III-A-2 AAA AAA
Class III-X-1 AAA AAA
Class B-1 AA+ AA+
Class B-2 AA AA
Class B-3 AA- A+
None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by
the Rating Agencies.
SCHEDULE B
MORTGAGE LOAN SCHEDULE
(A copy has been provided to the Purchaser and the Trustee)
EXHIBIT L
FORM OF CERTIFICATION
Re: Bear Xxxxxxx ALT-A Trust II 2007-1 (the "Trust"), Asset-Backed Certificates, Series
2007-1, issued pursuant to the Pooling and Servicing Agreement, dated as of August 1, 2007, among
Structured Asset Mortgage Investments II Inc., the company, EMC Mortgage Corporation, Xxxxx Fargo Bank,
N.A., as master servicer and securities administrator (the "Securities Administrator"), and Citibank
N.A., as trustee (the "Trustee").
The Securities Administrator hereby certifies to the Depositor, and its officers, directors and
affiliates, and with the knowledge and intent that they will rely upon this certification, that:
(1) I have reviewed the annual report on Form 10-K for the fiscal year [____] (the "Annual
Report"), and all reports on Form 10-D required to be filed in respect of period covered by the Annual
Report (collectively with the Annual Report, the "Reports"), of the Trust;
(2) To my knowledge, (a) the Reports, taken as a whole, do not contain any untrue
statement of a material fact or omit to state a material fact necessary to make the statements made, in
light of the circumstances under which such statements were made, not misleading with respect to the
period covered by the Annual Report, and (b) the Securities Administrator's assessment of compliance and
related attestation report referred to below, taken as a whole, do not contain any untrue statement of a
material fact or omit to state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading with respect to the period covered
by such assessment of compliance and attestation report;
(3) To my knowledge, the distribution information required to be provided by the
Securities Administrator under the Pooling and Servicing Agreement for inclusion in the Reports is
included in the Reports;
(4) I am responsible for reviewing the activities performed by the Securities
Administrator under the Pooling and Servicing Agreement, and based on my knowledge and the compliance
review conducted in preparing the compliance statement of the Securities Administrator required by the
Pooling and Servicing Agreement, and except as disclosed in the Reports, the Securities Administrator
has fulfilled its obligations under the Pooling and Servicing Agreement in all material respects; and
(5) The report on assessment of compliance with servicing criteria applicable to the
Securities Administrator for asset-backed securities of the Securities Administrator and each
Subcontractor utilized by the Securities Administrator and related attestation report on assessment of
compliance with servicing criteria applicable to it required to be included in the Annual Report in
accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18 and 15d-18 has been included as
an exhibit to the Annual Report. Any material instances of non-compliance are described in such report
and have been disclosed in the Annual Report.
In giving the certifications above, the Securities Administrator has reasonably relied on information
provided to it by the following unaffiliated parties: [names of servicer(s), master servicer,
subservicer, depositor, trustee, custodian(s)]
Date:____________________________________
_________________________________________
[Signature]
[Title]
EXHIBIT M
SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
Definitions
Primary Servicer - transaction party having borrower contact
Master Servicer - aggregator of pool assets
Securities Administrator - waterfall calculator
Back-up Servicer - named in the transaction (in the event a Back up Servicer becomes the Primary
Servicer, follow Primary Servicer obligations)
Custodian - safe keeper of pool assets
Trustee - fiduciary of the transaction
Note: The definitions above describe the essential function that the party performs, rather than the
party's title. So, for example, in a particular transaction, the trustee may perform the "paying agent"
and "securities administrator" functions, while in another transaction, the securities administrator may
perform these functions.
Where there are multiple checks for criteria the attesting party will identify in their management
assertion that they are attesting only to the portion of the distribution chain they are responsible for
in the related transaction agreements.
Key: X - obligation
______________________________________________________________________________________________________________________
Reg AB Reference Servicing Criteria Primary Master Securities Custodian Trustee
Servicer Servicer Admin (nominal)
______________________________________________________________________________________________________________________
General Servicing Considerations
______________________________________________________________________________________________________________________
1122(d)(1)(i) Policies and procedures are X X X
instituted to monitor any
performance or other triggers
and events of default in
accordance with the transaction
agreements.
______________________________________________________________________________________________________________________
1122(d)(1)(ii) If any material servicing X X
activities are outsourced to
third parties, policies and
procedures are instituted to
monitor the third party's
performance and compliance with
such servicing activities.
______________________________________________________________________________________________________________________
Any requirements in the
transaction agreements to
maintain a back-up servicer for
1122(d)(1)(iii) the Pool Assets are maintained.
______________________________________________________________________________________________________________________
1122(d)(1)(iv) A fidelity bond and errors and X X
omissions policy is in effect
on the party participating in
the servicing function
throughout the reporting period
in the amount of coverage
required by and otherwise in
accordance with the terms of
the transaction agreements.
______________________________________________________________________________________________________________________
Cash Collection and
Administration
______________________________________________________________________________________________________________________
1122(d)(2)(i) Payments on pool assets are X X X
deposited into the appropriate
custodial bank accounts and
related bank clearing accounts
no more than two business days
following receipt, or such
other number of days specified
in the transaction agreements.
______________________________________________________________________________________________________________________
Disbursements made via wire X X X
transfer on behalf of an
obligor or to an investor are
made only by authorized
1122(d)(2)(ii) personnel.
______________________________________________________________________________________________________________________
Advances of funds or guarantees X X X
regarding collections, cash
flows or distributions, and any
interest or other fees charged
for such advances, are made,
reviewed and approved as
specified in the transaction
1122(d)(2)(iii) agreements.
______________________________________________________________________________________________________________________
The related accounts for the X X X
transaction, such as cash
reserve accounts or accounts
established as a form of over
collateralization, are
separately maintained (e.g.,
with respect to commingling of
cash) as set forth in the
1122(d)(2)(iv) transaction agreements.
______________________________________________________________________________________________________________________
Each custodial account is X X X
maintained at a federally
insured depository institution
as set forth in the transaction
agreements. For purposes of
this criterion, "federally
insured depository institution"
with respect to a foreign
financial institution means a
foreign financial institution
that meets the requirements of
Rule 13k-1(b)(1) of the
1122(d)(2)(v) Securities Exchange Act.
______________________________________________________________________________________________________________________
Unissued checks are safeguarded X X
so as to prevent unauthorized
1122(d)(2)(vi) access.
______________________________________________________________________________________________________________________
1122(d)(2)(vii) Reconciliations are prepared on X X X
a monthly basis for all
asset-backed securities related
bank accounts, including
custodial accounts and related
bank clearing accounts. These
reconciliations are (A)
mathematically accurate; (B)
prepared within 30 calendar
days after the bank statement
cutoff date, or such other
number of days specified in the
transaction agreements; (C)
reviewed and approved by
someone other than the person
who prepared the
reconciliation; and (D) contain
explanations for reconciling
items. These reconciling items
are resolved within 90 calendar
days of their original
identification, or such other
number of days specified in the
transaction agreements.
______________________________________________________________________________________________________________________
Investor Remittances and
Reporting
______________________________________________________________________________________________________________________
1122(d)(3)(i) Reports to investors, including X X X
those to be filed with the
Commission, are maintained in
accordance with the transaction
agreements and applicable
Commission requirements.
Specifically, such reports (A)
are prepared in accordance with
timeframes and other terms set
forth in the transaction
agreements; (B) provide
information calculated in
accordance with the terms
specified in the transaction
agreements; (C) are filed with
the Commission as required by
its rules and regulations; and
(D) agree with investors' or
the trustee's records as to the
total unpaid principal balance
and number of Pool Assets
serviced by the Servicer.
______________________________________________________________________________________________________________________
Amounts due to investors are X X X
allocated and remitted in
accordance with timeframes,
distribution priority and other
terms set forth in the
1122(d)(3)(ii) transaction agreements.
______________________________________________________________________________________________________________________
Disbursements made to an X X X
investor are posted within two
business days to the Servicer's
investor records, or such other
number of days specified in the
1122(d)(3)(iii) transaction agreements.
______________________________________________________________________________________________________________________
Amounts remitted to investors X X X
per the investor reports agree
with cancelled checks, or other
form of payment, or custodial
1122(d)(3)(iv) bank statements.
______________________________________________________________________________________________________________________
Pool Asset Administration
______________________________________________________________________________________________________________________
1122(d)(4)(i) Collateral or security on pool X X
assets is maintained as
required by the transaction
agreements or related pool
asset documents.
______________________________________________________________________________________________________________________
1122(d)(4)(ii) Pool assets and related X X
documents are safeguarded as
required by the transaction
agreements
______________________________________________________________________________________________________________________
1122(d)(4)(iii) Any additions, removals or X X
substitutions to the asset pool
are made, reviewed and approved
in accordance with any
conditions or requirements in
the transaction agreements.
______________________________________________________________________________________________________________________
1122(d)(4)(iv) Payments on pool assets, X
including any payoffs, made in
accordance with the related
pool asset documents are posted
to the Servicer's obligor
records maintained no more than
two business days after
receipt, or such other number
of days specified in the
transaction agreements, and
allocated to principal,
interest or other items (e.g.,
escrow) in accordance with the
related pool asset documents.
______________________________________________________________________________________________________________________
The Servicer's records X
regarding the pool assets agree
with the Servicer's records
with respect to an obligor's
1122(d)(4)(v) unpaid principal balance.
______________________________________________________________________________________________________________________
Changes with respect to the X X
terms or status of an obligor's
pool assets (e.g., loan
modifications or re-agings) are
made, reviewed and approved by
authorized personnel in
accordance with the transaction
agreements and related pool
1122(d)(4)(vi) asset documents.
______________________________________________________________________________________________________________________
Loss mitigation or recovery X X
actions (e.g., forbearance
plans, modifications and deeds
in lieu of foreclosure,
foreclosures and repossessions,
as applicable) are initiated,
conducted and concluded in
accordance with the timeframes
or other requirements
established by the transaction
1122(d)(4)(vii) agreements.
______________________________________________________________________________________________________________________
1122(d)(4)(viii) Records documenting collection X
efforts are maintained during
the period a pool asset is
delinquent in accordance with
the transaction agreements.
Such records are maintained on
at least a monthly basis, or
such other period specified in
the transaction agreements, and
describe the entity's
activities in monitoring
delinquent pool assets
including, for example, phone
calls, letters and payment
rescheduling plans in cases
where delinquency is deemed
temporary (e.g., illness or
unemployment).
______________________________________________________________________________________________________________________
1122(d)(4)(ix) Adjustments to interest rates X
or rates of return for pool
assets with variable rates are
computed based on the related
pool asset documents.
______________________________________________________________________________________________________________________
1122(d)(4)(x) Regarding any funds held in X
trust for an obligor (such as
escrow accounts): (A) such
funds are analyzed, in
accordance with the obligor's
pool asset documents, on at
least an annual basis, or such
other period specified in the
transaction agreements; (B)
interest on such funds is paid,
or credited, to obligors in
accordance with applicable pool
asset documents and state laws;
and (C) such funds are returned
to the obligor within 30
calendar days of full repayment
of the related pool assets, or
such other number of days
specified in the transaction
agreements.
______________________________________________________________________________________________________________________
Payments made on behalf of an X
obligor (such as tax or
insurance payments) are made on
or before the related penalty
or expiration dates, as
indicated on the appropriate
bills or notices for such
payments, provided that such
support has been received by
the servicer at least 30
calendar days prior to these
dates, or such other number of
days specified in the
1122(d)(4)(xi) transaction agreements.
______________________________________________________________________________________________________________________
Any late payment penalties in X
connection with any payment to
be made on behalf of an obligor
are paid from the Servicer's
funds and not charged to the
obligor, unless the late
payment was due to the
1122(d)(4)(xii) obligor's error or omission.
______________________________________________________________________________________________________________________
Disbursements made on behalf of X
an obligor are posted within
two business days to the
obligor's records maintained by
the servicer, or such other
number of days specified in the
1122(d)(4)(xiii) transaction agreements.
______________________________________________________________________________________________________________________
Delinquencies, charge-offs and X X
uncollectible accounts are
recognized and recorded in
accordance with the transaction
1122(d)(4)(xiv) agreements.
______________________________________________________________________________________________________________________
Any external enhancement or X X
other support, identified in
Item 1114(a)(1) through (3) or
Item 1115 of Regulation AB, is
maintained as set forth in the
transaction agreements. (In
this transaction there is no
external enhancement or other
1122(d)(4)(xv) support.)
______________________________________________________________________________________________________________________
EXHIBIT N
FORM OF BACK-UP CERTIFICATION
I. The [ ] agreement dated as of [ ], 200[ ] (the
"Agreement"), among [IDENTIFY PARTIES] I, ________________________________,
the _______________________ of [NAME OF COMPANY], certify to [the Depositor]
and the [Master Servicer] [Securities Administrator] [Trustee], and their
officers, with the knowledge and intent that they will rely upon this
certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in
accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the report on
assessment of the Company's compliance with the servicing criteria set forth in Item 1122(d) of
Regulation AB (the "Servicing Criteria"), provided in accordance with Rules 13a-18 and 15d-18
under Securities Exchange Act of 1934, as amended (the "Exchange Act") and Item 1122 of
Regulation AB (the "Servicing Assessment"), the registered public accounting firm's attestation
report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section
1122(b) of Regulation AB (the "Attestation Report"), and all servicing reports, officer's
certificates and other information relating to the servicing of the Mortgage Loans by the
Company during 200[ ] that were delivered by the Company to the Depositor and the Securities
Administrator pursuant to the Agreement (collectively, the "Company Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not
contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made,
not misleading with respect to the period of time covered by the Company Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be
provided by the Company under the Agreement has been provided to the Depositor and the
Securities Administrator;
(4) I am responsible for reviewing the activities performed by the Company as servicer
under the Agreement, and based on my knowledge and the compliance review conducted in preparing
the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing
Assessment or the Attestation Report, the Company has fulfilled its obligations under the
Agreement in all material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to the
Agreement, and the Servicing Assessment and Attestation Report required to be provided by the
Company and by any subservicer or subcontractor pursuant to the Agreement, have been provided
to the Depositor and the Securities Administrator. Any material instances of noncompliance
described in such reports have been disclosed to the Depositor and the Securities
Administrator. Any material instance of noncompliance with the Servicing Criteria has been
disclosed in such reports.
Date: _________________________
By:
Name: ________________________________
Title: ________________________________
EXHIBIT O
FORM OF TRUSTEE LIMITED POWER OF ATTORNEY
KNOW ALL MEN BY THESE PRESENTS, Citibank, N.A., a national banking association and having an
office for the conduct of business in New York, New York, solely in its capacity as trustee (in such
capacity the "Trustee") under the Pooling and Servicing Agreement dated as of August 1, 2007, among
Structured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"),
Citibank, N.A., a national banking association, not in its individual capacity, but solely as trustee
(the "Trustee"), Xxxxx Fargo Bank, National Association, as master servicer (in such capacity, the
"Master Servicer") and as securities administrator (in such capacity, the "Securities Administrator") and
EMC Mortgage Corporation, as sponsor (in such capacity, the "Sponsor") and as company (in such capacity,
the "Company") (the "Pooling Agreement") pursuant to which Bear Xxxxxxx ALT-A Trust II, Mortgage
Pass-Through Certificates, Series 2007-1 are issued and not in its individual corporate capacity, hereby
constitutes and appoints EMC Mortgage Corporation, as its true and lawful attorney-in-fact, in its name,
place and stead and for its use and benefit, to execute and acknowledge in writing or by facsimile stamp
or otherwise all documents customarily and reasonably necessary and appropriate for the tasks described
in items (i) through (viii) below relating to certain mortgage loans (the "Loans") owned by the
undersigned, as Trustee, as serviced by EMC Mortgage Corporation, as the Company under the Pooling
Agreement. These Loans are comprised of Mortgages, Deeds of Trust, Deeds to Secure Debt, Co-ops and
other forms of Security Instruments (collectively the "Security Instruments") and the notes secured
thereby (the "Notes").
i. The Substitution of Trustee(s) in Deeds of Trust and/or Deeds to Secure Debt in the
name of the undersigned, as Trustee,
ii. The Extension and/or Renewal of Financing Statements in the name of the undersigned,
as Trustee,
iii. The Satisfaction, Assignment and/or Release of Security Instruments and/or Financing
Statements in the name of the undersigned, as Trustee, or the issuance of Deeds of
Reconveyance upon payment in full and/or discharge of the Notes secured thereby,
iv. The Modification and/or Partial Release of Security Instruments, including the
subordination of a Security Instrument to an easement in favor of an entity with
powers of eminent domain.
v. The Assumption of Security Instruments and the Notes secured thereby,
vi. The right to collect, accelerate, initiate suit on and/or foreclose all Loans, and
The right to manage, sell, convey or transfer the real and/or personal property specified in the
Security Instruments.
The endorsement of loss payable drafts or other checks that are necessary to effectuate proper servicing
of the loan or repairs to the real property encumbered by the Security Instrument.
The undersigned gives to said attorney-in-fact full power and authority to execute such
instruments as if the undersigned were personally present, hereby ratifying and confirming all that said
attorney-in-fact shall lawfully do or cause to be done by authority hereof. The undersigned also gives
to said attorney-in-fact full power and authority to appoint by subsequent power of attorney a
subservicer (a "Subservicer") to act in its stead so long as the Trustee is given prior notice of such
appointment. Third parties without actual notice may rely upon the power granted to said
attorney-in-fact under this Limited Power of Attorney and may assume that, upon the exercise of such
power, all conditions precedent to such exercise of power have been satisfied and this Power of Attorney
has not been revoked unless an Instrument of Revocation has been recorded.
This limited power of attorney has been executed and is effective as of this ___ day of _____
200_ and the same and any subsequent limited power of attorney given to any Subservicer shall terminate
on the date that is the earlier of (i) one year from the date hereof and (ii) the occurrence of any of
the following events or until revoked in writing by the undersigned provided, that so long as none of
the following events below have occurred or continuing, the Trustee shall execute and deliver a
replacement power of attorney:
i. the supervision or termination of EMC Mortgage Corporation as the Company with
respect to the Loans serviced under the Pooling Agreement,
ii. the transfer of servicing from EMC Mortgage Corporation to another Servicer with
respect to the Loans serviced under the Pooling Agreement,
iii. the appointment of a receiver or conservator with respect to the business of the
attorney-in-fact or EMC Mortgage Corporation, or
iv. the filing of a voluntary or involuntary petition of bankruptcy by the
attorney-in-fact, EMC Mortgage Corporation, or any of their creditors.
Notwithstanding the foregoing, the power and the authority given to said attorney-in-fact or
any Subservicer under this Limited Power of Attorney shall be revoked with respect to a particular
Pooling Agreement and the Loans subject thereto upon the occurrence of:
i. the suspension or termination of EMC Mortgage Corporation as the Company under such
Pooling Agreement; or
ii. the transfer of servicing under such Pooling Agreement from EMC Mortgage Corporation
to another Servicer.
Nothing contained herein shall be deemed to amend or modify the related Pooling Agreements or
the respective rights, duties or obligations of the Trustee or EMC Mortgage Corporation thereunder, and
nothing herein shall constitute a waiver of any rights or remedies thereunder. If this limited power of
attorney is revoked or terminated for any reason whatsoever, a limited power of attorney given by the
Servicer to any Subservicer shall be deemed to be revoked or terminated at the same time.
This Limited Power of Attorney supersedes all prior powers of attorney given by the undersigned
to EMC Mortgage Corporation for the Loans, and all such powers and the authority granted thereunder are
hereby revoked effective as of the date of recording of this Limited Power of Attorney.
EMC Mortgage Corporation Citibank, N.A.,
as Company as Trustee
______________________ ______________________
Name: Name:
Title: Title:
Witness: Witness:
______________________ ________________________
Witness: Witness:
______________________ __________________________
STATE OF NEW YORK )
)SS
COUNTY OF NEW YORK )
On _______, 200_ before me, a Notary Public in and for said State, personally appeared
___________, known to me to be a/an __________ of Citibank, N.A., a national banking association that
executed the within instrument, and also known to me to be the person who executed said instrument on
behalf of such national banking association and acknowledged to me that such national banking
association executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year
in this certificate first above written.
_______________________
Notary Public
STATE OF TEXAS )
)SS
COUNTY OF XXXXXX )
On ______________, before me, a Notary Public in and for said State, personally appeared
______________________, known to me to be a ________________ of EMC Mortgage Corporation that executed
the within instrument, and also known to me to be the person who executed said instrument on behalf of
such corporation and acknowledged to me that such national banking association executed the within
instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year
in this certificate first above written.
_______________________
Notary Public
EXHIBIT P
[RESERVED]
EXHIBIT Q
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY
As to each item described below, the entity indicated as the Responsible Party shall be primarily
responsible for reporting the information to the party identified as responsible for preparing the
Securities Exchange Act Reports pursuant to Section 4.18 of the Pooling and Servicing Agreement.
Under Item 1 of Form 10-D: a) items marked "Monthly Statement to Certificateholders" are required to be
included in the periodic Distribution Date statement under Section 6.06, provided by the Securities
Administrator based on information received from the party providing such information; and b) items
marked "Form 10-D report" are required to be in the Form 10-D report but not the Monthly Statements to
Certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is
to be included in the Form 10-D report. All such information and any other Items on Form 8-K and Form
10-D set forth in this Exhibit shall be sent to the Securities Administrator and the Depositor.
_________________________________________________________________________________________________________________________________________________
Form Item Description Servicers Master Securities Custodian Trustee Depositor Sponsor
Servicer Administrator (nominal)
_________________________________________________________________________________________________________________________________________________
10-D Must be filed within 15 days of the distribution date for the asset-backed
securities.
_________________________________________________________________________________________________________________________________________________
1 Distribution and
Pool Performance
Information
_________________________________________________________________________________________________________________________________________________
Item 1121(a) -
Distribution and
Pool Performance
Information
_________________________________________________________________________________________________________________________________________________
(1) Any X
applicable record
dates, accrual (Monthly Statements
dates, to
determination Certificateholders)
dates for
calculating
distributions and
actual
distribution
dates for the
distribution
period.
_________________________________________________________________________________________________________________________________________________
(2) Cash flows X
received and the
sources thereof (Monthly Statements
for to
distributions, Certificateholders)
fees and expenses.
_________________________________________________________________________________________________________________________________________________
(3) Calculated X
amounts and
distribution of (Monthly Statements
the flow of funds to
for the period Certificateholders)
itemized by type
and priority of
payment,
including:
_________________________________________________________________________________________________________________________________________________
(i) Fees X
or expenses
accrued and paid, (Monthly Statements
with an to
identification of Certificateholders)
the general
purpose of such
fees and the
party receiving
such fees or
expenses.
_________________________________________________________________________________________________________________________________________________
(ii) X
Payments accrued
or paid with (Monthly Statements
respect to to
enhancement or Certificateholders)
other support
identified in
Item 1114 of
Regulation AB
(such as
insurance
premiums or other
enhancement
maintenance
fees), with an
identification of
the general
purpose of such
payments and the
party receiving
such payments.
_________________________________________________________________________________________________________________________________________________
(iii) X
Principal,
interest and (Monthly Statements
other to
distributions Certificateholders)
accrued and paid
on the
asset-backed
securities by
type and by class
or series and any
principal or
interest
shortfalls or
carryovers.
_________________________________________________________________________________________________________________________________________________
(iv) The X
amount of excess
cash flow or (Monthly Statements
excess spread and to
the disposition Certificateholders)
of excess cash
flow.
_________________________________________________________________________________________________________________________________________________
(4) Beginning and X
ending principal
balances of the (Monthly Statements
asset-backed to
securities. Certificateholders)
_________________________________________________________________________________________________________________________________________________
(5) Interest X
rates applicable
to the pool (Monthly Statements
assets and the to
asset-backed Certificateholders)
securities, as
applicable.
Consider
providing
interest rate
information for
pool assets in
appropriate
distributional
groups or
incremental
ranges.
_________________________________________________________________________________________________________________________________________________
(6) Beginning and X
ending balances
of transaction (Monthly Statements
accounts, such as to
reserve accounts, Certificateholders)
and material
account activity
during the period.
_________________________________________________________________________________________________________________________________________________
(7) Any amounts X
drawn on any
credit (Monthly Statements
enhancement or to
other support Certificateholders)
identified in
Item 1114 of
Regulation AB, as
applicable, and
the amount of
coverage
remaining under
any such
enhancement, if
known and
applicable.
_________________________________________________________________________________________________________________________________________________
(8) Number and X Updated
amount of pool pool
assets at the (Monthly Statements composition
beginning and to information
ending of each Certificateholders) fields to
period, and be as
updated pool specified
composition by
information, such Depositor
as weighted from time
average coupon, to time
weighted average
remaining term,
pool factors and
prepayment
amounts.
_________________________________________________________________________________________________________________________________________________
(9) Delinquency X X X
and loss
information for (Monthly Statements
the period. to
Certificateholders)
_________________________________________________________________________________________________________________________________________________
In addition, X
describe any
material changes
to the
information
specified in Item
1100(b)(5) of
Regulation AB
regarding the
pool assets.
(methodology)
_________________________________________________________________________________________________________________________________________________
(10) Information X X X
on the amount,
terms and general (Monthly Statements
purpose of any to
advances made or Certificateholders)
reimbursed during
the period,
including the
general use of
funds advanced
and the general
source of funds
for
reimbursements.
_________________________________________________________________________________________________________________________________________________
(11) Any material X X X
modifications,
extensions or (Monthly Statements
waivers to pool to
asset terms, Certificateholders)
fees, penalties
or payments
during the
distribution
period or that
have cumulatively
become material
over time.
_________________________________________________________________________________________________________________________________________________
(12) Material X X X X
breaches of pool
asset (if agreed upon by
representations the parties)
or warranties or
transaction
covenants.
_________________________________________________________________________________________________________________________________________________
(13) Information X
on ratio,
coverage or other (Monthly Statements
tests used for to
determining any Certificateholders)
early
amortization,
liquidation or
other performance
trigger and
whether the
trigger was met.
_________________________________________________________________________________________________________________________________________________
(14) Information X
regarding any new
issuance of
asset-backed
securities backed
by the same asset
pool,
_________________________________________________________________________________________________________________________________________________
information X X X X
regarding
any pool
asset
changes
(other than
in
connection
with a pool
asset
converting
into cash
in
accordance
with its
terms),
such as
additions
or removals
in
connection
with a
prefunding
or
revolving
period and
pool asset
substitutions
and
repurchases
(and
purchase
rates, if
applicable),
and cash
flows
available
for future
purchases,
such as the
balances of
any
prefunding
or
revolving
accounts,
if
applicable.
_________________________________________________________________________________________________________________________________________________
Disclose X X
any
material
changes in
the
solicitation,
credit-granting,
underwriting,
origination,
acquisition
or pool
selection
criteria or
procedures,
as
applicable,
used to
originate,
acquire or
select the
new pool
assets.
_________________________________________________________________________________________________________________________________________________
Item 1121(b) - X
Pre-Funding or
Revolving Period
Information
Updated pool
information as
required under
Item 1121(b).
_________________________________________________________________________________________________________________________________________________
2 Legal Proceedings
_________________________________________________________________________________________________________________________________________________
Item 1117 - Legal
proceedings
pending against
the following
entities, or
their respective
property, that is
material to
Certificateholders,
including
proceedings known
to be
contemplated by
governmental
authorities:
_________________________________________________________________________________________________________________________________________________
Sponsor (Seller) X
_________________________________________________________________________________________________________________________________________________
Depositor X
_________________________________________________________________________________________________________________________________________________
Trustee
_________________________________________________________________________________________________________________________________________________
Issuing entity X
_________________________________________________________________________________________________________________________________________________
Master Servicer, X X
affiliated
Servicer, other
Servicer
servicing 20% or
more of pool
assets at time of
report, other
material servicers
_________________________________________________________________________________________________________________________________________________
Securities X
Administrator
_________________________________________________________________________________________________________________________________________________
Originator of 20% X
or more of pool
assets as of the
Cut-off Date
_________________________________________________________________________________________________________________________________________________
Custodian X
_________________________________________________________________________________________________________________________________________________
3 Sales of
Securities and
Use of Proceeds
_________________________________________________________________________________________________________________________________________________
Information from X
Item 2(a) of Part
II of Form 10-Q:
With respect to
any sale of
securities by the
sponsor,
depositor or
issuing entity,
that are backed
by the same asset
pool or are
otherwise issued
by the issuing
entity, whether
or not
registered,
provide the sales
and use of
proceeds
information in
Item 701 of
Regulation S-K.
Pricing
information can
be omitted if
securities were
not registered.
_________________________________________________________________________________________________________________________________________________
4 Defaults Upon
Senior Securities
_________________________________________________________________________________________________________________________________________________
Information from X
Item 3 of Part II
of Form 10-Q:
Report the
occurrence of any
Event of Default
(after expiration
of any grace
period and
provision of any
required notice)
_________________________________________________________________________________________________________________________________________________
5 Submission of
Matters to a Vote
of Security
Holders
_________________________________________________________________________________________________________________________________________________
Information from X
Item 4 of Part II
of Form 10-Q
_________________________________________________________________________________________________________________________________________________
6 Significant
Obligors of Pool
Assets
_________________________________________________________________________________________________________________________________________________
Item 1112(b) - X
Significant
Obligor Financial
Information*
_________________________________________________________________________________________________________________________________________________
*This information
need only be
reported on the
Form 10-D for the
distribution
period in which
updated
information is
required pursuant
to the Item.
_________________________________________________________________________________________________________________________________________________
7 Significant
Enhancement
Provider
Information
_________________________________________________________________________________________________________________________________________________
Item 1114(b)(2) -
Credit
Enhancement
Provider
Financial
Information*
_________________________________________________________________________________________________________________________________________________
Determining X
applicable
disclosure
threshold
_________________________________________________________________________________________________________________________________________________
Obtaining X
required
financial
information
or
effecting
incorporation
by reference
_________________________________________________________________________________________________________________________________________________
Item 1115(b) -
Derivative
Counterparty
Financial
Information*
_________________________________________________________________________________________________________________________________________________
Determining X
current
maximum
probable
exposure
_________________________________________________________________________________________________________________________________________________
Determining X
current
significance
percentage
_________________________________________________________________________________________________________________________________________________
Notifying X
derivative
counterparty
of
significance
percentage
and request
required
financial
information
_________________________________________________________________________________________________________________________________________________
Obtaining X
required
financial
information
or
effecting
incorporation
by reference
_________________________________________________________________________________________________________________________________________________
*This information
need only be
reported on the
Form 10-D for the
distribution
period in which
updated
information is
required pursuant
to the Items.
_________________________________________________________________________________________________________________________________________________
8 Other Information
_________________________________________________________________________________________________________________________________________________
Disclose any The Responsible Party for the applicable Form 8-K item as indicated below.
information
required to be
reported on Form
8-K during the
period covered by
the Form 10-D but
not reported
_________________________________________________________________________________________________________________________________________________
9 Exhibits
_________________________________________________________________________________________________________________________________________________
Distribution X
report
_________________________________________________________________________________________________________________________________________________
Exhibits required X
by Item 601 of
Regulation S-K,
such as material
agreements
_________________________________________________________________________________________________________________________________________________
8-K Must be filed within four business days of an event reportable on Form
8-K.
_________________________________________________________________________________________________________________________________________________
1.01 Entry into a
Material
Definitive
Agreement
_________________________________________________________________________________________________________________________________________________
Disclosure is X X X X X
required
regarding entry
into or amendment
of any definitive
agreement that is
material to the
securitization,
even if depositor
is not a party.
Examples:
servicing
agreement,
custodial
agreement.
Note: disclosure
not required as
to definitive
agreements that
are fully
disclosed in the
prospectus
_________________________________________________________________________________________________________________________________________________
1.02 Termination of a X X X X X
Material
Definitive
Agreement
_________________________________________________________________________________________________________________________________________________
Disclosure is
required
regarding
termination of
any definitive
agreement that is
material to the
securitization
(other than
expiration in
accordance with
its terms), even
if depositor is
not a party.
Examples:
servicing
agreement,
custodial
agreement.
_________________________________________________________________________________________________________________________________________________
1.03 Bankruptcy or
Receivership
_________________________________________________________________________________________________________________________________________________
Disclosure is X X X X X X
required
regarding the
bankruptcy or
receivership, if
known to the
Master Servicer,
with respect to
any of the
following:
Sponsor (Seller),
Depositor, Master
Servicer,
affiliated
Servicer, other
Servicer
servicing 20% or
more of pool
assets at time of
report, other
material
servicers,
Certificate
Administrator,
Trustee,
significant
obligor, credit
enhancer (10% or
more),
derivatives
counterparty,
Custodian
_________________________________________________________________________________________________________________________________________________
2.04 Triggering Events
that Accelerate
or Increase a
Direct Financial
Obligation or an
Obligation under
an Off-Balance
Sheet Arrangement
_________________________________________________________________________________________________________________________________________________
Includes an early X X
amortization,
performance
trigger or other
event, including
event of default,
that would
materially alter
the payment
priority/distribution
of cash
flows/amortization
schedule.
Disclosure will
be made of events
other than
waterfall
triggers which
are disclosed in
the Monthly
Statement to
Certificateholders
_________________________________________________________________________________________________________________________________________________
3.03 Material
Modification to
Rights of
Security Holders
_________________________________________________________________________________________________________________________________________________
Disclosure is X X
required of any
material
modification to
documents
defining the
rights of
Certificateholders,
including the
Pooling and
Servicing
Agreement
_________________________________________________________________________________________________________________________________________________
5.03 Amendments to
Articles of
Incorporation or
Bylaws; Change in
Fiscal Year
_________________________________________________________________________________________________________________________________________________
Disclosure is X
required of any
amendment "to the
governing
documents of the
issuing entity"
_________________________________________________________________________________________________________________________________________________
5.06 Change in Shell
Company Status
_________________________________________________________________________________________________________________________________________________
[Not applicable X
to ABS issuers]
_________________________________________________________________________________________________________________________________________________
6.01 ABS Informational
and Computational
Material
_________________________________________________________________________________________________________________________________________________
[Not included in X
reports to be
filed under
Section 3.18]
_________________________________________________________________________________________________________________________________________________
6.02 Change of
Servicer or
Trustee
_________________________________________________________________________________________________________________________________________________
Requires X X X X
disclosure of any
removal,
replacement,
substitution or
addition of any
master servicer,
affiliated
servicer, other
servicer
servicing 10% or
more of pool
assets at time of
report, other
material
servicers,
certificate
administrator or
trustee.
_________________________________________________________________________________________________________________________________________________
Reg AB disclosure X
about any new
servicer is also
required.
_________________________________________________________________________________________________________________________________________________
Reg AB disclosure X
about any new (to the
trustee is also extent of a
required. successor
trustee)
_________________________________________________________________________________________________________________________________________________
Reg AB disclosure X
about any new
securities
administrator is
also required.
_________________________________________________________________________________________________________________________________________________
6.03 Change in Credit
Enhancement or
Other External
Support [In this
transaction there
is no external
enhancement or
other support.]
_________________________________________________________________________________________________________________________________________________
Covers X X
termination of
any enhancement
in manner other
than by its
terms, the
addition of an
enhancement, or a
material change
in the
enhancement
provided.
Applies to
external credit
enhancements as
well as
derivatives.
_________________________________________________________________________________________________________________________________________________
Reg AB disclosure X
about any new
enhancement
provider is also
required.
_________________________________________________________________________________________________________________________________________________
6.04 Failure to Make a X
Required
Distribution
_________________________________________________________________________________________________________________________________________________
6.05 Securities Act
Updating
Disclosure
_________________________________________________________________________________________________________________________________________________
If any material X
pool
characteristic
differs by 5% or
more at the time
of issuance of
the securities
from the
description in
the final
prospectus,
provide updated
Reg AB disclosure
about the actual
asset pool.
_________________________________________________________________________________________________________________________________________________
If there are any X
new servicers or
originators
required to be
disclosed under
Regulation AB as
a result of the
foregoing,
provide the
information
called for in
Items 1108 and
1110 respectively.
_________________________________________________________________________________________________________________________________________________
7.01 Regulation FD X X X X
Disclosure
_________________________________________________________________________________________________________________________________________________
8.01 Other Events
_________________________________________________________________________________________________________________________________________________
Any event, with X
respect to which
information is
not otherwise
called for in
Form 8-K, that
the registrant
deems of
importance to
security holders.
_________________________________________________________________________________________________________________________________________________
9.01 Financial The Responsible Party applicable to reportable event.
Statements and
Exhibits
_________________________________________________________________________________________________________________________________________________
10-K Must be filed within 90 days of the fiscal year end for the registrant.
_________________________________________________________________________________________________________________________________________________
9B Other Information
_________________________________________________________________________________________________________________________________________________
Disclose any The Responsible Party for the applicable Form 8-K item as indicated above.
information
required to be
reported on Form
8-K during the
fourth quarter
covered by the
Form 10-K but not
