EXHIBIT 4
FRONTIER ADJUSTERS OF AMERICA, INC. - SCHEDULE 13D
JOINT FILING AGREEMENT
The undersigned hereby agree that this Schedule 13D, dated May 14, 2001, with
respect to the shares of common stock, $.01 par value per share, of Frontier
Adjusters of America, Inc., is, and any amendments to such Schedule 13D signed
by each of the undersigned shall be, filed on behalf of each of us pursuant to
and in accordance with the provisions of Rule 13d-1(k) under the Securities
Exchange Act of 1934.
MERRYMEETING, INC., a Delaware corporation
Date: May 14, 2001
By: /s/ Xxxx X. Xxxxxx
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Name: Xxxx X. Xxxxxx
Title: President
IVM INTERSURER BV, a Netherlands corporation
By: /s/ Xxxxxxx Xxxxxxxx
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Name: Xxxxxxx Xxxxxxxx
Title: Chief Advisor of Insurance Operations
/s/ Xxxxxxx Xxxxxxxx
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Xxxxxxx Xxxxxxxx
/s/ Xxxx X. Xxxxxx
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Xxxx X. Xxxxxx
